Home > BNC National Bank > Income and Expense

BNC National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$43,303,0001,058
Total interest expense$10,092,0001,280
Net interest income$33,211,000952
Provision for loan and lease losses$815,000950
Total noninterest income$10,283,000722
Gross Fiduciary activities income$2,149,000388
Service charges on deposit accounts$564,0001,518
Trading account gains and feesNANA
Additional Noninterest Income$7,570,000659
Total noninterest expense$33,684,000804
Salaries and employee benefits$16,538,000893
Premises and equipment expense$3,865,000696
Additional noninterest expense$7,570,000659
Pre-tax net operating income$8,995,0001,263
Securities gains (losses)$11,000751
Applicable income taxes$2,050,000974
Income before extraordinary items$6,956,0001,344
Extraordinary gains, net$054
Net income$6,956,0001,359
Minority interest net income$088
Net income of bank and minority interests.$6,956,0001,346
Net charge-offs$312,000948
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,947,3101,372
2023-09-30 (YTD Data)Rank
Total interest income$31,808,0001,049
Total interest expense$6,795,0001,291
Net interest income$25,013,000955
Provision for loan and lease losses$635,000870
Total noninterest income$8,679,000674
Gross Fiduciary activities income$1,631,000387
Service charges on deposit accounts$429,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$6,619,000599
Total noninterest expense$27,166,000756
Salaries and employee benefits$12,958,000873
Premises and equipment expense$3,072,000663
Additional noninterest expense$6,619,000599
Pre-tax net operating income$5,891,0001,470
Securities gains (losses)$11,000596
Applicable income taxes$1,387,0001,060
Income before extraordinary items$4,515,0001,570
Extraordinary gains, net$052
Net income$4,515,0001,583
Minority interest net income$081
Net income of bank and minority interests.$4,515,0001,570
Net charge-offs$248,000795
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,506,3101,597
2023-06-30 (YTD Data)Rank
Total interest income$20,712,0001,040
Total interest expense$3,789,0001,348
Net interest income$16,923,000949
Provision for loan and lease losses$405,000877
Total noninterest income$7,482,000554
Gross Fiduciary activities income$1,074,000383
Service charges on deposit accounts$286,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$6,122,000461
Total noninterest expense$20,454,000663
Salaries and employee benefits$9,509,000798
Premises and equipment expense$2,273,000596
Additional noninterest expense$6,122,000461
Pre-tax net operating income$3,546,0001,577
Securities gains (losses)$11,000611
Applicable income taxes$836,0001,119
Income before extraordinary items$2,721,0001,683
Extraordinary gains, net$051
Net income$2,721,0001,703
Minority interest net income$081
Net income of bank and minority interests.$2,721,0001,683
Net charge-offs$149,000783
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,712,3101,702
2023-03-31 (YTD Data)Rank
Total interest income$10,012,0001,056
Total interest expense$1,353,0001,536
Net interest income$8,659,000937
Provision for loan and lease losses$240,000796
Total noninterest income$3,692,000559
Gross Fiduciary activities income$537,000397
Service charges on deposit accounts$146,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$3,009,000461
Total noninterest expense$9,761,000703
Salaries and employee benefits$4,692,000823
Premises and equipment expense$1,135,000620
Additional noninterest expense$3,009,000461
Pre-tax net operating income$2,350,0001,287
Securities gains (losses)$11,000560
Applicable income taxes$555,000981
Income before extraordinary items$1,806,0001,381
Extraordinary gains, net$04
Net income$1,806,0001,380
Minority interest net income$048
Net income of bank and minority interests.$1,806,0001,381
Net charge-offs$51,000800
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,797,3101,400
2022-12-31 (YTD Data)Rank
Total interest income$33,632,0001,042
Total interest expense$2,181,0001,507
Net interest income$31,451,000985
Provision for loan and lease losses$-150,0004,400
Total noninterest income$19,415,000489
Gross Fiduciary activities income$2,206,000402
Service charges on deposit accounts$578,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$16,631,000399
Total noninterest expense$41,504,000648
Salaries and employee benefits$20,212,000739
Premises and equipment expense$4,777,000577
Additional noninterest expense$16,631,000399
Pre-tax net operating income$9,512,0001,319
Securities gains (losses)$0691
Applicable income taxes$2,113,0001,044
Income before extraordinary items$7,399,0001,387
Extraordinary gains, net$05
Net income$7,399,0001,387
Minority interest net income$063
Net income of bank and minority interests.$7,399,0001,387
Net charge-offs$99,0001,228
Cash dividends$13,500,000376
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,399,0001,408
2022-09-30 (YTD Data)Rank
Total interest income$23,959,0001,049
Total interest expense$1,271,0001,485
Net interest income$22,688,0001,010
Provision for loan and lease losses$-400,0004,568
Total noninterest income$16,010,000458
Gross Fiduciary activities income$1,697,000394
Service charges on deposit accounts$440,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$13,873,000385
Total noninterest expense$31,740,000624
Salaries and employee benefits$15,653,000714
Premises and equipment expense$3,578,000576
Additional noninterest expense$13,873,000385
Pre-tax net operating income$7,358,0001,282
Securities gains (losses)$0740
Applicable income taxes$1,729,000975
Income before extraordinary items$5,629,0001,355
Extraordinary gains, net$04
Net income$5,629,0001,354
Minority interest net income$057
Net income of bank and minority interests.$5,629,0001,355
Net charge-offs$63,0001,113
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,629,0001,386
2022-06-30 (YTD Data)Rank
Total interest income$15,102,0001,053
Total interest expense$667,0001,576
Net interest income$14,435,0001,020
Provision for loan and lease losses$-550,0004,624
Total noninterest income$11,473,000433
Gross Fiduciary activities income$1,154,000352
Service charges on deposit accounts$290,0001,531
Trading account gains and feesNANA
Additional Noninterest Income$10,029,000367
Total noninterest expense$21,352,000612
Salaries and employee benefits$10,724,000695
Premises and equipment expense$2,426,000560
Additional noninterest expense$8,202,000508
Pre-tax net operating income$5,106,0001,191
Securities gains (losses)$0687
Applicable income taxes$1,200,000899
Income before extraordinary items$3,906,0001,253
Extraordinary gains, net$04
Net income$3,906,0001,253
Minority interest net income$060
Net income of bank and minority interests.$3,906,0001,253
Net charge-offs$43,0001,030
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,906,0001,274
2022-03-31 (YTD Data)Rank
Total interest income$7,307,0001,050
Total interest expense$338,0001,508
Net interest income$6,969,0001,021
Provision for loan and lease losses$-550,0004,645
Total noninterest income$5,597,000451
Gross Fiduciary activities income$602,000346
Service charges on deposit accounts$145,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$4,850,000394
Total noninterest expense$10,933,000602
Salaries and employee benefits$5,707,000661
Premises and equipment expense$1,225,000562
Additional noninterest expense$4,001,000505
Pre-tax net operating income$2,183,0001,278
Securities gains (losses)$0623
Applicable income taxes$513,000956
Income before extraordinary items$1,670,0001,353
Extraordinary gains, net$04
Net income$1,670,0001,353
Minority interest net income$050
Net income of bank and minority interests.$1,670,0001,353
Net charge-offs$55,000643
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,670,0001,369
2021-12-31 (YTD Data)Rank
Total interest income$33,470,000958
Total interest expense$1,935,0001,368
Net interest income$31,535,000931
Provision for loan and lease losses$-350,0004,385
Total noninterest income$44,983,000294
Gross Fiduciary activities income$2,454,000336
Service charges on deposit accounts$461,0001,688
Trading account gains and feesNANA
Additional Noninterest Income$42,068,000245
Total noninterest expense$47,320,000562
Salaries and employee benefits$24,356,000609
Premises and equipment expense$5,304,000503
Additional noninterest expense$17,660,000474
Pre-tax net operating income$29,548,000559
Securities gains (losses)$02,062
Applicable income taxes$6,973,000498
Income before extraordinary items$22,575,000590
Extraordinary gains, net$010
Net income$22,575,000590
Minority interest net income$074
Net income of bank and minority interests.$22,575,000591
Net charge-offs$894,000455
Cash dividends$25,000,000253
Sale, conversion, retirement of capital stock, net$0582
Net operating income$22,575,000581
2021-09-30 (YTD Data)Rank
Total interest income$25,683,000958
Total interest expense$1,575,0001,348
Net interest income$24,108,000928
Provision for loan and lease losses$02,963
Total noninterest income$37,180,000282
Gross Fiduciary activities income$1,841,000333
Service charges on deposit accounts$305,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$35,034,000235
Total noninterest expense$36,117,000551
Salaries and employee benefits$18,581,000598
Premises and equipment expense$3,940,000519
Additional noninterest expense$13,596,000458
Pre-tax net operating income$25,171,000517
Securities gains (losses)$02,015
Applicable income taxes$6,036,000460
Income before extraordinary items$19,135,000545
Extraordinary gains, net$08
Net income$19,135,000544
Minority interest net income$069
Net income of bank and minority interests.$19,135,000545
Net charge-offs$75,0001,190
Cash dividends$25,000,000205
Sale, conversion, retirement of capital stock, net$0543
Net operating income$19,135,000543
2021-06-30 (YTD Data)Rank
Total interest income$17,753,000933
Total interest expense$1,170,0001,274
Net interest income$16,583,000901
Provision for loan and lease losses$02,862
Total noninterest income$27,282,000270
Gross Fiduciary activities income$1,208,000334
Service charges on deposit accounts$198,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$25,876,000218
Total noninterest expense$24,977,000530
Salaries and employee benefits$13,247,000558
Premises and equipment expense$2,606,000523
Additional noninterest expense$9,124,000448
Pre-tax net operating income$18,888,000475
Securities gains (losses)$01,818
Applicable income taxes$4,593,000427
Income before extraordinary items$14,295,000503
Extraordinary gains, net$06
Net income$14,295,000501
Minority interest net income$067
Net income of bank and minority interests.$14,295,000503
Net charge-offs$31,0001,331
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,295,000496
2021-03-31 (YTD Data)Rank
Total interest income$9,722,000855
Total interest expense$612,0001,282
Net interest income$9,110,000827
Provision for loan and lease losses$02,741
Total noninterest income$17,567,000229
Gross Fiduciary activities income$606,000327
Service charges on deposit accounts$99,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$16,862,000194
Total noninterest expense$13,521,000485
Salaries and employee benefits$7,427,000500
Premises and equipment expense$1,334,000512
Additional noninterest expense$4,760,000418
Pre-tax net operating income$13,156,000375
Securities gains (losses)$01,392
Applicable income taxes$3,217,000336
Income before extraordinary items$9,939,000408
Extraordinary gains, net$03
Net income$9,939,000406
Minority interest net income$055
Net income of bank and minority interests.$9,939,000408
Net charge-offs$47,000860
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,939,000398
2020-12-31 (YTD Data)Rank
Total interest income$36,563,000906
Total interest expense$3,913,0001,188
Net interest income$32,650,000874
Provision for loan and lease losses$2,670,000874
Total noninterest income$85,032,000196
Gross Fiduciary activities income$1,973,000353
Service charges on deposit accounts$503,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$82,556,000156
Total noninterest expense$55,763,000461
Salaries and employee benefits$27,766,000505
Premises and equipment expense$5,748,000466
Additional noninterest expense$22,249,000386
Pre-tax net operating income$59,249,000254
Securities gains (losses)$1,128,000337
Applicable income taxes$14,335,000228
Income before extraordinary items$46,042,000266
Extraordinary gains, net$04
Net income$46,042,000265
Minority interest net income$072
Net income of bank and minority interests.$46,042,000266
Net charge-offs$487,000987
Cash dividends$30,000,000216
Sale, conversion, retirement of capital stock, net$0566
Net operating income$45,150,880258
2020-09-30 (YTD Data)Rank
Total interest income$27,322,000902
Total interest expense$3,246,0001,149
Net interest income$24,076,000881
Provision for loan and lease losses$2,400,000805
Total noninterest income$61,378,000193
Gross Fiduciary activities income$1,448,000353
Service charges on deposit accounts$381,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$59,549,000152
Total noninterest expense$39,923,000469
Salaries and employee benefits$20,274,000508
Premises and equipment expense$4,234,000465
Additional noninterest expense$15,415,000390
Pre-tax net operating income$43,131,000241
Securities gains (losses)$1,128,000281
Applicable income taxes$10,843,000211
Income before extraordinary items$33,416,000254
Extraordinary gains, net$04
Net income$33,416,000252
Minority interest net income$065
Net income of bank and minority interests.$33,416,000254
Net charge-offs$536,000722
Cash dividends$15,000,000271
Sale, conversion, retirement of capital stock, net$0532
Net operating income$32,524,880251
2020-06-30 (YTD Data)Rank
Total interest income$18,585,000893
Total interest expense$2,477,0001,094
Net interest income$16,108,000875
Provision for loan and lease losses$2,050,000707
Total noninterest income$36,120,000196
Gross Fiduciary activities income$938,000358
Service charges on deposit accounts$264,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$34,918,000155
Total noninterest expense$25,902,000470
Salaries and employee benefits$13,650,000501
Premises and equipment expense$2,850,000467
Additional noninterest expense$9,402,000416
Pre-tax net operating income$24,276,000245
Securities gains (losses)$1,128,000199
Applicable income taxes$6,224,000209
Income before extraordinary items$19,180,000255
Extraordinary gains, net$04
Net income$19,180,000255
Minority interest net income$065
Net income of bank and minority interests.$19,180,000255
Net charge-offs$511,000584
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$18,288,880256
2020-03-31 (YTD Data)Rank
Total interest income$9,010,000925
Total interest expense$1,460,0001,033
Net interest income$7,550,000901
Provision for loan and lease losses$550,000839
Total noninterest income$9,881,000275
Gross Fiduciary activities income$485,000357
Service charges on deposit accounts$171,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$9,225,000214
Total noninterest expense$11,689,000524
Salaries and employee benefits$5,998,000566
Premises and equipment expense$1,382,000485
Additional noninterest expense$4,309,000450
Pre-tax net operating income$5,192,000454
Securities gains (losses)$975,000109
Applicable income taxes$1,480,000332
Income before extraordinary items$4,687,000430
Extraordinary gains, net$04
Net income$4,687,000429
Minority interest net income$056
Net income of bank and minority interests.$4,687,000430
Net charge-offs$277,000515
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,916,750489
2019-12-31 (YTD Data)Rank
Total interest income$37,844,000890
Total interest expense$7,933,000839
Net interest income$29,911,000906
Provision for loan and lease losses$700,0001,194
Total noninterest income$30,633,000316
Gross Fiduciary activities income$1,897,000360
Service charges on deposit accounts$662,0001,571
Trading account gains and feesNANA
Additional Noninterest Income$28,074,000256
Total noninterest expense$42,861,000545
Salaries and employee benefits$21,161,000622
Premises and equipment expense$5,468,000485
Additional noninterest expense$16,232,000450
Pre-tax net operating income$16,983,000690
Securities gains (losses)$-1,296,0005,149
Applicable income taxes$3,541,000635
Income before extraordinary items$12,146,000795
Extraordinary gains, net$011
Net income$12,146,000796
Minority interest net income$076
Net income of bank and minority interests.$12,146,000796
Net charge-offs$251,0001,494
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,169,840731
2019-09-30 (YTD Data)Rank
Total interest income$28,248,000901
Total interest expense$6,042,000824
Net interest income$22,206,000915
Provision for loan and lease losses$500,0001,154
Total noninterest income$21,681,000324
Gross Fiduciary activities income$1,425,000358
Service charges on deposit accounts$491,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$19,765,000264
Total noninterest expense$32,130,000540
Salaries and employee benefits$15,825,000623
Premises and equipment expense$4,030,000491
Additional noninterest expense$12,275,000445
Pre-tax net operating income$11,257,000763
Securities gains (losses)$2,020,000121
Applicable income taxes$3,253,000557
Income before extraordinary items$10,024,000734
Extraordinary gains, net$011
Net income$10,024,000736
Minority interest net income$072
Net income of bank and minority interests.$10,024,000735
Net charge-offs$226,0001,205
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,428,200848
2019-06-30 (YTD Data)Rank
Total interest income$18,543,000910
Total interest expense$3,946,000824
Net interest income$14,597,000921
Provision for loan and lease losses$200,0001,556
Total noninterest income$11,329,000381
Gross Fiduciary activities income$949,000361
Service charges on deposit accounts$323,0001,591
Trading account gains and fees$0131
Additional Noninterest Income$10,057,000315
Total noninterest expense$19,743,000594
Salaries and employee benefits$9,866,000668
Premises and equipment expense$2,670,000497
Additional noninterest expense$7,207,000508
Pre-tax net operating income$5,983,000905
Securities gains (losses)$320,000285
Applicable income taxes$1,481,000698
Income before extraordinary items$4,822,000951
Extraordinary gains, net$011
Net income$4,822,000951
Minority interest net income$069
Net income of bank and minority interests.$4,822,000951
Net charge-offs$1,0003,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,569,200976
2019-03-31 (YTD Data)Rank
Total interest income$9,137,000920
Total interest expense$1,869,000845
Net interest income$7,268,000927
Provision for loan and lease losses$03,406
Total noninterest income$4,481,000434
Gross Fiduciary activities income$479,000355
Service charges on deposit accounts$156,0001,621
Trading account gains and fees$0126
Additional Noninterest Income$3,846,000354
Total noninterest expense$9,524,000611
Salaries and employee benefits$4,815,000689
Premises and equipment expense$1,344,000499
Additional noninterest expense$3,365,000531
Pre-tax net operating income$2,225,0001,126
Securities gains (losses)$64,000347
Applicable income taxes$469,000945
Income before extraordinary items$1,820,0001,173
Extraordinary gains, net$05
Net income$1,820,0001,172
Minority interest net income$052
Net income of bank and minority interests.$1,820,0001,172
Net charge-offs$15,0001,815
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,768,8001,179
2018-12-31 (YTD Data)Rank
Total interest income$34,497,000915
Total interest expense$4,954,000924
Net interest income$29,543,000900
Provision for loan and lease losses$04,082
Total noninterest income$16,988,000471
Gross Fiduciary activities income$1,750,000370
Service charges on deposit accounts$635,0001,662
Trading account gains and fees$0126
Additional Noninterest Income$14,603,000384
Total noninterest expense$38,531,000589
Salaries and employee benefits$18,870,000673
Premises and equipment expense$5,555,000481
Additional noninterest expense$14,106,000492
Pre-tax net operating income$8,000,0001,221
Securities gains (losses)$2,293,00050
Applicable income taxes$2,015,000864
Income before extraordinary items$8,278,0001,072
Extraordinary gains, net$06
Net income$8,278,0001,071
Minority interest net income$072
Net income of bank and minority interests.$8,278,0001,071
Net charge-offs$168,0001,780
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,443,6001,282
2018-09-30 (YTD Data)Rank
Total interest income$25,382,000921
Total interest expense$3,416,000939
Net interest income$21,966,000897
Provision for loan and lease losses$03,948
Total noninterest income$13,488,000461
Gross Fiduciary activities income$1,310,000372
Service charges on deposit accounts$478,0001,670
Trading account gains and fees$0138
Additional Noninterest Income$11,700,000380
Total noninterest expense$29,152,000573
Salaries and employee benefits$14,567,000645
Premises and equipment expense$4,103,000487
Additional noninterest expense$10,482,000490
Pre-tax net operating income$6,302,0001,189
Securities gains (losses)$2,273,00050
Applicable income taxes$1,839,000772
Income before extraordinary items$6,736,0001,007
Extraordinary gains, net$05
Net income$6,736,0001,006
Minority interest net income$066
Net income of bank and minority interests.$6,736,0001,006
Net charge-offs$133,0001,522
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,940,3301,280
2018-06-30 (YTD Data)Rank
Total interest income$16,544,000929
Total interest expense$2,052,000975
Net interest income$14,492,000903
Provision for loan and lease losses$03,782
Total noninterest income$9,455,000435
Gross Fiduciary activities income$855,000379
Service charges on deposit accounts$321,0001,640
Trading account gains and fees$0130
Additional Noninterest Income$8,279,000357
Total noninterest expense$19,454,000570
Salaries and employee benefits$9,927,000626
Premises and equipment expense$2,688,000497
Additional noninterest expense$6,839,000501
Pre-tax net operating income$4,493,0001,115
Securities gains (losses)$2,273,00036
Applicable income taxes$1,455,000680
Income before extraordinary items$5,311,000850
Extraordinary gains, net$06
Net income$5,311,000848
Minority interest net income$065
Net income of bank and minority interests.$5,311,000849
Net charge-offs$73,0001,524
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,515,3301,173
2018-03-31 (YTD Data)Rank
Total interest income$8,020,000943
Total interest expense$887,0001,072
Net interest income$7,133,000912
Provision for loan and lease losses$03,508
Total noninterest income$3,870,000500
Gross Fiduciary activities income$427,000377
Service charges on deposit accounts$165,0001,608
Trading account gains and fees$0123
Additional Noninterest Income$3,278,000414
Total noninterest expense$9,601,000580
Salaries and employee benefits$4,903,000638
Premises and equipment expense$1,366,000491
Additional noninterest expense$3,332,000512
Pre-tax net operating income$1,402,0001,565
Securities gains (losses)$2,079,00024
Applicable income taxes$724,000665
Income before extraordinary items$2,757,000805
Extraordinary gains, net$07
Net income$2,757,000805
Minority interest net income$052
Net income of bank and minority interests.$2,757,000805
Net charge-offs$50,0001,196
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,114,5901,667
2017-12-31 (YTD Data)Rank
Total interest income$31,460,000915
Total interest expense$2,559,0001,259
Net interest income$28,901,000870
Provision for loan and lease losses$350,0001,810
Total noninterest income$18,994,000438
Gross Fiduciary activities income$1,619,000376
Service charges on deposit accounts$693,0001,580
Trading account gains and fees$0151
Additional Noninterest Income$16,682,000357
Total noninterest expense$38,591,000561
Salaries and employee benefits$19,278,000632
Premises and equipment expense$5,412,000475
Additional noninterest expense$13,901,000491
Pre-tax net operating income$8,954,0001,081
Securities gains (losses)$745,000175
Applicable income taxes$3,669,000828
Income before extraordinary items$6,030,0001,170
Extraordinary gains, net$09
Net income$6,030,0001,170
Minority interest net income$076
Net income of bank and minority interests.$6,030,0001,170
Net charge-offs$774,000833
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,553,2001,232
2017-09-30 (YTD Data)Rank
Total interest income$23,449,000918
Total interest expense$1,848,0001,287
Net interest income$21,601,000871
Provision for loan and lease losses$250,0001,804
Total noninterest income$14,007,000448
Gross Fiduciary activities income$1,193,000378
Service charges on deposit accounts$515,0001,603
Trading account gains and fees$0145
Additional Noninterest Income$12,299,000367
Total noninterest expense$29,175,000559
Salaries and employee benefits$14,571,000624
Premises and equipment expense$4,018,000482
Additional noninterest expense$10,586,000490
Pre-tax net operating income$6,183,0001,178
Securities gains (losses)$1,240,000111
Applicable income taxes$2,036,000901
Income before extraordinary items$5,387,0001,102
Extraordinary gains, net$09
Net income$5,387,0001,102
Minority interest net income$071
Net income of bank and minority interests.$5,387,0001,102
Net charge-offs$688,000641
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,481,8001,239
2017-06-30 (YTD Data)Rank
Total interest income$15,223,000936
Total interest expense$1,144,0001,337
Net interest income$14,079,000889
Provision for loan and lease losses$150,0001,808
Total noninterest income$9,568,000444
Gross Fiduciary activities income$780,000382
Service charges on deposit accounts$335,0001,613
Trading account gains and fees$0139
Additional Noninterest Income$8,453,000358
Total noninterest expense$19,696,000555
Salaries and employee benefits$9,797,000619
Premises and equipment expense$2,710,000474
Additional noninterest expense$7,189,000482
Pre-tax net operating income$3,801,0001,241
Securities gains (losses)$447,000168
Applicable income taxes$1,143,0001,012
Income before extraordinary items$3,105,0001,213
Extraordinary gains, net$011
Net income$3,105,0001,212
Minority interest net income$071
Net income of bank and minority interests.$3,105,0001,213
Net charge-offs$537,000528
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,778,6901,302
2017-03-31 (YTD Data)Rank
Total interest income$7,320,000969
Total interest expense$534,0001,388
Net interest income$6,786,000919
Provision for loan and lease losses$03,537
Total noninterest income$4,523,000458
Gross Fiduciary activities income$399,000383
Service charges on deposit accounts$168,0001,610
Trading account gains and fees$0142
Additional Noninterest Income$3,956,000367
Total noninterest expense$9,689,000569
Salaries and employee benefits$4,948,000619
Premises and equipment expense$1,365,000478
Additional noninterest expense$3,376,000509
Pre-tax net operating income$1,620,0001,368
Securities gains (losses)$271,000132
Applicable income taxes$506,0001,070
Income before extraordinary items$1,385,0001,308
Extraordinary gains, net$08
Net income$1,385,0001,306
Minority interest net income$055
Net income of bank and minority interests.$1,385,0001,308
Net charge-offs$245,000532
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,187,1701,461
2016-12-31 (YTD Data)Rank
Total interest income$29,355,000931
Total interest expense$2,400,0001,210
Net interest income$26,955,000879
Provision for loan and lease losses$800,0001,093
Total noninterest income$25,229,000361
Gross Fiduciary activities income$1,409,000398
Service charges on deposit accounts$718,0001,578
Trading account gains and fees$0170
Additional Noninterest Income$23,102,000281
Total noninterest expense$40,327,000534
Salaries and employee benefits$19,985,000588
Premises and equipment expense$5,032,000496
Additional noninterest expense$15,310,000452
Pre-tax net operating income$11,057,000854
Securities gains (losses)$729,000310
Applicable income taxes$3,316,000725
Income before extraordinary items$8,470,000882
Extraordinary gains, net$05
Net income$8,470,000881
Minority interest net income$082
Net income of bank and minority interests.$8,470,000881
Net charge-offs$1,126,000599
Cash dividends$2,500,0001,167
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,945,120913
2016-09-30 (YTD Data)Rank
Total interest income$21,941,000928
Total interest expense$1,838,0001,175
Net interest income$20,103,000884
Provision for loan and lease losses$800,000821
Total noninterest income$20,299,000343
Gross Fiduciary activities income$1,044,000403
Service charges on deposit accounts$539,0001,580
Trading account gains and fees$0169
Additional Noninterest Income$18,716,000268
Total noninterest expense$30,433,000539
Salaries and employee benefits$15,230,000583
Premises and equipment expense$3,739,000510
Additional noninterest expense$11,464,000454
Pre-tax net operating income$9,169,000773
Securities gains (losses)$729,000271
Applicable income taxes$3,194,000628
Income before extraordinary items$6,704,000838
Extraordinary gains, net$05
Net income$6,704,000837
Minority interest net income$071
Net income of bank and minority interests.$6,704,000838
Net charge-offs$727,000611
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,208,280866
2016-06-30 (YTD Data)Rank
Total interest income$14,529,000931
Total interest expense$1,301,0001,104
Net interest income$13,228,000903
Provision for loan and lease losses$400,0001,011
Total noninterest income$12,776,000352
Gross Fiduciary activities income$687,000405
Service charges on deposit accounts$357,0001,568
Trading account gains and fees$0157
Additional Noninterest Income$11,732,000271
Total noninterest expense$19,993,000545
Salaries and employee benefits$10,056,000586
Premises and equipment expense$2,435,000526
Additional noninterest expense$7,502,000463
Pre-tax net operating income$5,611,000836
Securities gains (losses)$437,000310
Applicable income taxes$1,962,000658
Income before extraordinary items$4,086,000897
Extraordinary gains, net$016
Net income$4,086,000895
Minority interest net income$071
Net income of bank and minority interests.$4,086,000896
Net charge-offs$286,000897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,788,840942
2016-03-31 (YTD Data)Rank
Total interest income$7,182,000937
Total interest expense$669,0001,071
Net interest income$6,513,000918
Provision for loan and lease losses$03,656
Total noninterest income$5,692,000365
Gross Fiduciary activities income$332,000410
Service charges on deposit accounts$181,0001,551
Trading account gains and fees$0142
Additional Noninterest Income$5,179,000288
Total noninterest expense$9,553,000566
Salaries and employee benefits$4,864,000608
Premises and equipment expense$1,163,000545
Additional noninterest expense$3,526,000489
Pre-tax net operating income$2,652,000857
Securities gains (losses)$02,077
Applicable income taxes$875,000697
Income before extraordinary items$1,777,0001,012
Extraordinary gains, net$012
Net income$1,777,0001,013
Minority interest net income$062
Net income of bank and minority interests.$1,777,0001,013
Net charge-offs$132,000860
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,777,000979
2015-12-31 (YTD Data)Rank
Total interest income$27,932,000934
Total interest expense$2,186,0001,271
Net interest income$25,746,000887
Provision for loan and lease losses$-400,0005,903
Total noninterest income$23,488,000368
Gross Fiduciary activities income$1,355,000412
Service charges on deposit accounts$692,0001,664
Trading account gains and fees$0159
Additional Noninterest Income$21,441,000291
Total noninterest expense$36,791,000580
Salaries and employee benefits$18,425,000620
Premises and equipment expense$4,422,000558
Additional noninterest expense$13,944,000494
Pre-tax net operating income$12,843,000697
Securities gains (losses)$1,655,000123
Applicable income taxes$4,275,000587
Income before extraordinary items$10,223,000716
Extraordinary gains, net$023
Net income$10,223,000716
Minority interest net income$081
Net income of bank and minority interests.$10,223,000716
Net charge-offs$-410,0005,976
Cash dividends$13,000,000310
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,047,950786
2015-09-30 (YTD Data)Rank
Total interest income$21,005,000934
Total interest expense$1,680,0001,248
Net interest income$19,325,000888
Provision for loan and lease losses$-400,0006,053
Total noninterest income$18,027,000368
Gross Fiduciary activities income$1,027,000408
Service charges on deposit accounts$511,0001,693
Trading account gains and fees$0153
Additional Noninterest Income$16,489,000292
Total noninterest expense$27,656,000577
Salaries and employee benefits$14,087,000606
Premises and equipment expense$3,292,000573
Additional noninterest expense$10,277,000501
Pre-tax net operating income$10,096,000691
Securities gains (losses)$1,732,000103
Applicable income taxes$3,903,000529
Income before extraordinary items$7,925,000693
Extraordinary gains, net$021
Net income$7,925,000690
Minority interest net income$078
Net income of bank and minority interests.$7,925,000693
Net charge-offs$-398,0006,076
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,764,560785
2015-06-30 (YTD Data)Rank
Total interest income$14,342,000900
Total interest expense$1,187,0001,192
Net interest income$13,155,000858
Provision for loan and lease losses$04,069
Total noninterest income$12,903,000352
Gross Fiduciary activities income$680,000414
Service charges on deposit accounts$331,0001,711
Trading account gains and fees$0157
Additional Noninterest Income$11,892,000281
Total noninterest expense$18,838,000561
Salaries and employee benefits$10,060,000564
Premises and equipment expense$2,154,000583
Additional noninterest expense$6,624,000520
Pre-tax net operating income$7,220,000662
Securities gains (losses)$1,560,00091
Applicable income taxes$2,897,000490
Income before extraordinary items$5,883,000628
Extraordinary gains, net$022
Net income$5,883,000626
Minority interest net income$075
Net income of bank and minority interests.$5,883,000628
Net charge-offs$10,0003,259
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,837,800736
2015-03-31 (YTD Data)Rank
Total interest income$7,222,000891
Total interest expense$551,0001,274
Net interest income$6,671,000844
Provision for loan and lease losses$03,703
Total noninterest income$7,085,000315
Gross Fiduciary activities income$326,000422
Service charges on deposit accounts$168,0001,673
Trading account gains and fees$0152
Additional Noninterest Income$6,591,000245
Total noninterest expense$9,323,000569
Salaries and employee benefits$5,269,000543
Premises and equipment expense$1,096,000581
Additional noninterest expense$2,958,000565
Pre-tax net operating income$4,433,000536
Securities gains (losses)$596,000142
Applicable income taxes$1,559,000454
Income before extraordinary items$3,470,000533
Extraordinary gains, net$013
Net income$3,470,000532
Minority interest net income$064
Net income of bank and minority interests.$3,470,000533
Net charge-offs$-135,0006,180
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,058,760577
2014-12-31 (YTD Data)Rank
Total interest income$29,272,000853
Total interest expense$2,458,0001,187
Net interest income$26,814,000820
Provision for loan and lease losses$-800,0006,319
Total noninterest income$20,613,000379
Gross Fiduciary activities income$1,287,000424
Service charges on deposit accounts$750,0001,663
Trading account gains and fees$0180
Additional Noninterest Income$18,576,000284
Total noninterest expense$33,588,000615
Salaries and employee benefits$16,686,000662
Premises and equipment expense$4,465,000556
Additional noninterest expense$12,437,000546
Pre-tax net operating income$14,639,000594
Securities gains (losses)$53,0001,690
Applicable income taxes$4,758,000517
Income before extraordinary items$9,934,000680
Extraordinary gains, net$017
Net income$9,934,000679
Minority interest net income$084
Net income of bank and minority interests.$9,934,000680
Net charge-offs$446,0001,593
Cash dividends$7,500,000428
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,897,960676
2014-09-30 (YTD Data)Rank
Total interest income$21,928,000862
Total interest expense$1,872,0001,184
Net interest income$20,056,000825
Provision for loan and lease losses$-800,0006,436
Total noninterest income$14,078,000407
Gross Fiduciary activities income$976,000422
Service charges on deposit accounts$560,0001,676
Trading account gains and fees$0174
Additional Noninterest Income$12,542,000304
Total noninterest expense$24,580,000622
Salaries and employee benefits$12,323,000671
Premises and equipment expense$3,342,000558
Additional noninterest expense$8,915,000563
Pre-tax net operating income$10,354,000616
Securities gains (losses)$528,000284
Applicable income taxes$3,596,000513
Income before extraordinary items$7,286,000700
Extraordinary gains, net$015
Net income$7,286,000697
Minority interest net income$081
Net income of bank and minority interests.$7,286,000698
Net charge-offs$372,0001,408
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,932,240718
2014-06-30 (YTD Data)Rank
Total interest income$14,383,000867
Total interest expense$1,278,0001,160
Net interest income$13,105,000837
Provision for loan and lease losses$-600,0006,519
Total noninterest income$9,205,000407
Gross Fiduciary activities income$649,000421
Service charges on deposit accounts$359,0001,712
Trading account gains and fees$0172
Additional Noninterest Income$8,197,000301
Total noninterest expense$15,963,000650
Salaries and employee benefits$8,111,000683
Premises and equipment expense$2,084,000591
Additional noninterest expense$5,768,000572
Pre-tax net operating income$6,947,000613
Securities gains (losses)$528,000211
Applicable income taxes$2,394,000506
Income before extraordinary items$5,081,000643
Extraordinary gains, net$020
Net income$5,081,000641
Minority interest net income$080
Net income of bank and minority interests.$5,081,000643
Net charge-offs$419,0001,001
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,721,960677
2014-03-31 (YTD Data)Rank
Total interest income$7,107,000879
Total interest expense$614,0001,232
Net interest income$6,493,000844
Provision for loan and lease losses$-200,0006,567
Total noninterest income$3,792,000447
Gross Fiduciary activities income$338,000414
Service charges on deposit accounts$179,0001,697
Trading account gains and fees$0147
Additional Noninterest Income$3,275,000355
Total noninterest expense$7,733,000670
Salaries and employee benefits$3,994,000702
Premises and equipment expense$1,048,000599
Additional noninterest expense$2,691,000609
Pre-tax net operating income$2,752,000734
Securities gains (losses)$523,000126
Applicable income taxes$1,050,000538
Income before extraordinary items$2,225,000701
Extraordinary gains, net$016
Net income$2,225,000702
Minority interest net income$066
Net income of bank and minority interests.$2,225,000703
Net charge-offs$-211,0006,593
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,869,360815
2013-12-31 (YTD Data)Rank
Total interest income$23,706,0001,073
Total interest expense$2,712,0001,247
Net interest income$20,994,0001,050
Provision for loan and lease losses$700,0001,469
Total noninterest income$28,162,000303
Gross Fiduciary activities income$1,188,000417
Service charges on deposit accounts$766,0001,706
Trading account gains and fees$0184
Additional Noninterest Income$26,208,000238
Total noninterest expense$35,481,000583
Salaries and employee benefits$15,944,000682
Premises and equipment expense$4,688,000527
Additional noninterest expense$14,849,000479
Pre-tax net operating income$12,975,000609
Securities gains (losses)$1,247,000190
Applicable income taxes$4,506,000484
Income before extraordinary items$9,716,000660
Extraordinary gains, net$029
Net income$9,716,000662
Minority interest net income$090
Net income of bank and minority interests.$9,716,000661
Net charge-offs$944,0001,329
Cash dividends$5,000,000558
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,868,040699
2013-09-30 (YTD Data)Rank
Total interest income$16,769,0001,155
Total interest expense$2,076,0001,263
Net interest income$14,693,0001,121
Provision for loan and lease losses$700,0001,182
Total noninterest income$23,471,000297
Gross Fiduciary activities income$867,000426
Service charges on deposit accounts$585,0001,678
Trading account gains and fees$0180
Additional Noninterest Income$22,019,000232
Total noninterest expense$27,298,000573
Salaries and employee benefits$12,370,000658
Premises and equipment expense$3,442,000540
Additional noninterest expense$11,486,000467
Pre-tax net operating income$10,166,000599
Securities gains (losses)$1,247,000167
Applicable income taxes$3,732,000478
Income before extraordinary items$7,681,000643
Extraordinary gains, net$025
Net income$7,681,000645
Minority interest net income$084
Net income of bank and minority interests.$7,681,000646
Net charge-offs$894,0001,090
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,845,510686
2013-06-30 (YTD Data)Rank
Total interest income$11,209,0001,143
Total interest expense$1,419,0001,254
Net interest income$9,790,0001,109
Provision for loan and lease losses$700,000877
Total noninterest income$18,509,000270
Gross Fiduciary activities income$565,000432
Service charges on deposit accounts$384,0001,674
Trading account gains and fees$0157
Additional Noninterest Income$17,560,000204
Total noninterest expense$18,127,000573
Salaries and employee benefits$8,878,000612
Premises and equipment expense$2,299,000536
Additional noninterest expense$6,950,000504
Pre-tax net operating income$9,472,000459
Securities gains (losses)$1,209,000158
Applicable income taxes$3,815,000345
Income before extraordinary items$6,866,000494
Extraordinary gains, net$022
Net income$6,866,000493
Minority interest net income$082
Net income of bank and minority interests.$6,866,000496
Net charge-offs$893,000835
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,092,240539
2013-03-31 (YTD Data)Rank
Total interest income$5,649,0001,137
Total interest expense$731,0001,261
Net interest income$4,918,0001,109
Provision for loan and lease losses$700,000531
Total noninterest income$10,139,000246
Gross Fiduciary activities income$277,000439
Service charges on deposit accounts$190,0001,677
Trading account gains and fees$0148
Additional Noninterest Income$9,672,000184
Total noninterest expense$9,158,000579
Salaries and employee benefits$4,770,000576
Premises and equipment expense$1,072,000582
Additional noninterest expense$3,316,000526
Pre-tax net operating income$5,199,000424
Securities gains (losses)$1,209,00094
Applicable income taxes$2,265,000311
Income before extraordinary items$4,143,000409
Extraordinary gains, net$010
Net income$4,143,000409
Minority interest net income$076
Net income of bank and minority interests.$4,143,000410
Net charge-offs$918,000503
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,357,150475
2012-12-31 (YTD Data)Rank
Total interest income$23,990,0001,117
Total interest expense$3,934,0001,136
Net interest income$20,056,0001,088
Provision for loan and lease losses$100,0004,651
Total noninterest income$41,034,000255
Gross Fiduciary activities income$1,108,000428
Service charges on deposit accounts$741,0001,799
Trading account gains and fees$0166
Additional Noninterest Income$39,185,000191
Total noninterest expense$37,629,000555
Salaries and employee benefits$16,287,000640
Premises and equipment expense$3,929,000612
Additional noninterest expense$17,413,000445
Pre-tax net operating income$23,361,000382
Securities gains (losses)$279,0001,420
Applicable income taxes$-2,190,0007,011
Income before extraordinary items$25,830,000286
Extraordinary gains, net$029
Net income$25,830,000286
Minority interest net income$093
Net income of bank and minority interests.$25,830,000286
Net charge-offs$639,0002,329
Cash dividends$10,000,000320
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$25,551,000275
2012-09-30 (YTD Data)Rank
Total interest income$18,128,0001,131
Total interest expense$3,154,0001,120
Net interest income$14,974,0001,109
Provision for loan and lease losses$100,0004,329
Total noninterest income$31,347,000248
Gross Fiduciary activities income$832,000423
Service charges on deposit accounts$528,0001,911
Trading account gains and fees$0157
Additional Noninterest Income$29,987,000186
Total noninterest expense$28,543,000546
Salaries and employee benefits$12,030,000645
Premises and equipment expense$2,879,000631
Additional noninterest expense$13,634,000428
Pre-tax net operating income$17,678,000383
Securities gains (losses)$279,0001,176
Applicable income taxes$-2,941,0007,142
Income before extraordinary items$20,898,000271
Extraordinary gains, net$020
Net income$20,898,000271
Minority interest net income$086
Net income of bank and minority interests.$20,898,000271
Net charge-offs$209,0003,259
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$20,619,000265
2012-06-30 (YTD Data)Rank
Total interest income$12,034,0001,136
Total interest expense$2,222,0001,105
Net interest income$9,812,0001,135
Provision for loan and lease losses$100,0003,821
Total noninterest income$14,663,000314
Gross Fiduciary activities income$564,000415
Service charges on deposit accounts$337,0001,970
Trading account gains and fees$0153
Additional Noninterest Income$13,762,000245
Total noninterest expense$16,683,000624
Salaries and employee benefits$7,795,000665
Premises and equipment expense$2,256,000538
Additional noninterest expense$6,632,000555
Pre-tax net operating income$7,692,000517
Securities gains (losses)$98,0001,614
Applicable income taxes$103,0003,030
Income before extraordinary items$7,687,000427
Extraordinary gains, net$019
Net income$7,687,000426
Minority interest net income$084
Net income of bank and minority interests.$7,687,000426
Net charge-offs$165,0002,945
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,589,980419
2012-03-31 (YTD Data)Rank
Total interest income$6,130,0001,122
Total interest expense$1,113,0001,139
Net interest income$5,017,0001,108
Provision for loan and lease losses$100,0002,838
Total noninterest income$4,992,000399
Gross Fiduciary activities income$297,000406
Service charges on deposit accounts$170,0001,946
Trading account gains and fees$0148
Additional Noninterest Income$4,525,000306
Total noninterest expense$7,856,000651
Salaries and employee benefits$3,544,000735
Premises and equipment expense$1,107,000549
Additional noninterest expense$3,205,000556
Pre-tax net operating income$2,053,000872
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$2,051,000733
Extraordinary gains, net$019
Net income$2,051,000734
Minority interest net income$078
Net income of bank and minority interests.$2,051,000734
Net charge-offs$183,0001,931
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,051,000692
2011-12-31 (YTD Data)Rank
Total interest income$25,747,0001,097
Total interest expense$4,909,0001,230
Net interest income$20,838,0001,066
Provision for loan and lease losses$1,625,0001,791
Total noninterest income$15,571,000449
Gross Fiduciary activities income$1,191,000362
Service charges on deposit accounts$768,0001,843
Trading account gains and fees$0146
Additional Noninterest Income$13,612,000347
Total noninterest expense$31,591,000632
Salaries and employee benefits$14,323,000688
Premises and equipment expense$4,502,000559
Additional noninterest expense$12,766,000570
Pre-tax net operating income$3,193,0001,733
Securities gains (losses)$2,830,000170
Applicable income taxes$5,0004,437
Income before extraordinary items$6,018,000829
Extraordinary gains, net$029
Net income$6,018,000827
Minority interest net income$096
Net income of bank and minority interests.$6,018,000829
Net charge-offs$5,840,000706
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,188,0001,460
2011-09-30 (YTD Data)Rank
Total interest income$19,361,0001,113
Total interest expense$3,883,0001,210
Net interest income$15,478,0001,086
Provision for loan and lease losses$1,375,0001,593
Total noninterest income$11,018,000463
Gross Fiduciary activities income$920,000352
Service charges on deposit accounts$586,0001,818
Trading account gains and fees$0145
Additional Noninterest Income$9,512,000354
Total noninterest expense$23,714,000640
Salaries and employee benefits$10,702,000686
Premises and equipment expense$3,372,000566
Additional noninterest expense$9,640,000558
Pre-tax net operating income$1,407,0002,699
Securities gains (losses)$2,731,000147
Applicable income taxes$1,0004,642
Income before extraordinary items$4,137,000925
Extraordinary gains, net$021
Net income$4,137,000923
Minority interest net income$087
Net income of bank and minority interests.$4,137,000925
Net charge-offs$5,206,000606
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,406,0002,345
2011-06-30 (YTD Data)Rank
Total interest income$13,162,0001,097
Total interest expense$2,643,0001,229
Net interest income$10,519,0001,057
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$7,106,000478
Gross Fiduciary activities income$636,000355
Service charges on deposit accounts$414,0001,720
Trading account gains and fees$0153
Additional Noninterest Income$6,056,000370
Total noninterest expense$15,662,000654
Salaries and employee benefits$7,343,000673
Premises and equipment expense$2,252,000573
Additional noninterest expense$6,067,000606
Pre-tax net operating income$863,0002,785
Securities gains (losses)$1,196,000169
Applicable income taxes$3,0004,420
Income before extraordinary items$2,056,0001,214
Extraordinary gains, net$015
Net income$2,056,0001,212
Minority interest net income$089
Net income of bank and minority interests.$2,056,0001,214
Net charge-offs$4,900,000471
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$860,0002,468
2011-03-31 (YTD Data)Rank
Total interest income$6,907,0001,045
Total interest expense$1,417,0001,188
Net interest income$5,490,0001,005
Provision for loan and lease losses$600,0001,247
Total noninterest income$3,439,000492
Gross Fiduciary activities income$326,000351
Service charges on deposit accounts$226,0001,568
Trading account gains and fees$0158
Additional Noninterest Income$2,887,000388
Total noninterest expense$7,729,000660
Salaries and employee benefits$3,847,000644
Premises and equipment expense$1,195,000543
Additional noninterest expense$2,687,000674
Pre-tax net operating income$600,0002,223
Securities gains (losses)$361,000215
Applicable income taxes$04,545
Income before extraordinary items$961,0001,286
Extraordinary gains, net$09
Net income$961,0001,286
Minority interest net income$086
Net income of bank and minority interests.$961,0001,286
Net charge-offs$1,189,000761
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$600,0001,864
2010-12-31 (YTD Data)Rank
Total interest income$33,691,000908
Total interest expense$9,019,000919
Net interest income$24,672,000894
Provision for loan and lease losses$5,750,0001,034
Total noninterest income$16,982,000442
Gross Fiduciary activities income$2,023,000260
Service charges on deposit accounts$922,0001,610
Trading account gains and fees$0175
Additional Noninterest Income$14,037,000359
Total noninterest expense$60,741,000364
Salaries and employee benefits$15,465,000620
Premises and equipment expense$5,568,000464
Additional noninterest expense$39,708,000238
Pre-tax net operating income$-24,837,0007,547
Securities gains (losses)$2,240,000240
Applicable income taxes$-510,0007,173
Income before extraordinary items$-22,087,0007,528
Extraordinary gains, net$029
Net income$-22,087,0007,528
Minority interest net income$0111
Net income of bank and minority interests.$-22,087,0007,528
Net charge-offs$7,321,000769
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-24,282,2007,533
2010-09-30 (YTD Data)Rank
Total interest income$26,054,000886
Total interest expense$7,047,000916
Net interest income$19,007,000868
Provision for loan and lease losses$4,750,000910
Total noninterest income$11,201,000472
Gross Fiduciary activities income$1,686,000237
Service charges on deposit accounts$691,0001,665
Trading account gains and fees$0165
Additional Noninterest Income$8,824,000397
Total noninterest expense$51,288,000311
Salaries and employee benefits$11,306,000629
Premises and equipment expense$4,251,000458
Additional noninterest expense$35,731,000204
Pre-tax net operating income$-25,830,0007,680
Securities gains (losses)$2,240,000196
Applicable income taxes$-1,253,0007,540
Income before extraordinary items$-22,337,0007,673
Extraordinary gains, net$023
Net income$-22,337,0007,673
Minority interest net income$0110
Net income of bank and minority interests.$-22,337,0007,673
Net charge-offs$6,040,000686
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-24,465,0007,676
2010-06-30 (YTD Data)Rank
Total interest income$17,784,000873
Total interest expense$5,006,000888
Net interest income$12,778,000860
Provision for loan and lease losses$3,500,000843
Total noninterest income$7,457,000465
Gross Fiduciary activities income$1,091,000244
Service charges on deposit accounts$461,0001,666
Trading account gains and fees$0152
Additional Noninterest Income$5,905,000381
Total noninterest expense$42,896,000246
Salaries and employee benefits$7,685,000613
Premises and equipment expense$2,762,000470
Additional noninterest expense$32,449,000164
Pre-tax net operating income$-26,161,0007,772
Securities gains (losses)$1,723,000156
Applicable income taxes$-1,286,0007,638
Income before extraordinary items$-23,152,0007,767
Extraordinary gains, net$019
Net income$-23,152,0007,767
Minority interest net income$0105
Net income of bank and minority interests.$-23,152,0007,767
Net charge-offs$3,377,000744
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-24,788,8507,767
2010-03-31 (YTD Data)Rank
Total interest income$9,314,000844
Total interest expense$2,680,000868
Net interest income$6,634,000830
Provision for loan and lease losses$2,000,000755
Total noninterest income$3,449,000481
Gross Fiduciary activities income$529,000250
Service charges on deposit accounts$241,0001,612
Trading account gains and fees$0175
Additional Noninterest Income$2,679,000399
Total noninterest expense$8,146,000621
Salaries and employee benefits$3,951,000610
Premises and equipment expense$1,391,000481
Additional noninterest expense$2,804,000653
Pre-tax net operating income$-63,0006,549
Securities gains (losses)$356,000333
Applicable income taxes$-48,0007,315
Income before extraordinary items$341,0002,880
Extraordinary gains, net$016
Net income$341,0002,878
Minority interest net income$091
Net income of bank and minority interests.$341,0002,880
Net charge-offs$1,852,000679
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-15,0006,380
2009-12-31 (YTD Data)Rank
Total interest income$44,589,000747
Total interest expense$15,022,000768
Net interest income$29,567,000719
Provision for loan and lease losses$27,000,000396
Total noninterest income$5,431,0001,028
Gross Fiduciary activities income$1,967,000250
Service charges on deposit accounts$957,0001,753
Trading account gains and fees$0211
Additional Noninterest Income$2,507,0001,170
Total noninterest expense$30,610,000681
Salaries and employee benefits$14,408,000660
Premises and equipment expense$4,230,000629
Additional noninterest expense$11,972,000676
Pre-tax net operating income$-22,612,0007,746
Securities gains (losses)$2,850,000205
Applicable income taxes$-2,420,0007,570
Income before extraordinary items$-17,342,0007,703
Extraordinary gains, net$-89,0007,993
Net income$-17,431,0007,704
Minority interest net income$0115
Net income of bank and minority interests.$-17,431,0007,704
Net charge-offs$17,704,000446
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-19,850,0007,737
2009-09-30 (YTD Data)Rank
Total interest income$33,703,000756
Total interest expense$11,464,000799
Net interest income$22,239,000713
Provision for loan and lease losses$26,000,000333
Total noninterest income$-1,545,0008,060
Gross Fiduciary activities income$1,447,000251
Service charges on deposit accounts$723,0001,745
Trading account gains and fees$0212
Additional Noninterest Income$-3,715,0008,074
Total noninterest expense$18,523,000841
Salaries and employee benefits$6,830,0001,089
Premises and equipment expense$3,197,000641
Additional noninterest expense$8,496,000679
Pre-tax net operating income$-23,829,0007,896
Securities gains (losses)$2,024,000211
Applicable income taxes$-1,997,0007,721
Income before extraordinary items$-19,808,0007,894
Extraordinary gains, net$-76,0008,089
Net income$-19,884,0007,893
Minority interest net income$0118
Net income of bank and minority interests.$-19,884,0007,894
Net charge-offs$13,763,000405
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-21,649,8407,902
2009-06-30 (YTD Data)Rank
Total interest income$22,092,000797
Total interest expense$7,553,000860
Net interest income$14,539,000733
Provision for loan and lease losses$3,700,000938
Total noninterest income$1,129,0002,001
Gross Fiduciary activities income$1,014,000247
Service charges on deposit accounts$466,0001,775
Trading account gains and fees$0193
Additional Noninterest Income$-351,0008,057
Total noninterest expense$12,009,000881
Salaries and employee benefits$4,652,0001,084
Premises and equipment expense$2,105,000663
Additional noninterest expense$5,252,000734
Pre-tax net operating income$-41,0005,937
Securities gains (losses)$1,871,000178
Applicable income taxes$389,0001,291
Income before extraordinary items$1,441,0001,316
Extraordinary gains, net$-37,0008,183
Net income$1,404,0001,352
Minority interest net income$0112
Net income of bank and minority interests.$1,404,0001,353
Net charge-offs$2,112,0001,088
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-37,0905,976
2009-03-31 (YTD Data)Rank
Total interest income$10,679,000823
Total interest expense$3,628,000934
Net interest income$7,051,000755
Provision for loan and lease losses$1,700,000838
Total noninterest income$1,038,0001,242
Gross Fiduciary activities income$544,000236
Service charges on deposit accounts$233,0001,732
Trading account gains and fees$0171
Additional Noninterest Income$261,0002,145
Total noninterest expense$6,089,000836
Salaries and employee benefits$2,466,0001,026
Premises and equipment expense$1,074,000664
Additional noninterest expense$2,549,000669
Pre-tax net operating income$300,0003,335
Securities gains (losses)$903,000204
Applicable income taxes$342,000941
Income before extraordinary items$861,0001,274
Extraordinary gains, net$-18,0008,242
Net income$843,0001,308
Minority interest net income$0102
Net income of bank and minority interests.$843,0001,308
Net charge-offs$777,0001,094
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$210,8403,631
2008-12-31 (YTD Data)Rank
Total interest income$46,027,000810
Total interest expense$17,556,000910
Net interest income$28,471,000760
Provision for loan and lease losses$7,750,000728
Total noninterest income$10,107,000585
Gross Fiduciary activities income$2,735,000216
Service charges on deposit accounts$878,0001,962
Trading account gains and fees$0154
Additional Noninterest Income$6,494,000537
Total noninterest expense$26,099,000765
Salaries and employee benefits$13,985,000709
Premises and equipment expense$3,461,000798
Additional noninterest expense$8,653,000760
Pre-tax net operating income$4,729,0001,150
Securities gains (losses)$247,000627
Applicable income taxes$1,419,000907
Income before extraordinary items$3,557,0001,169
Extraordinary gains, net$-64,0008,274
Net income$3,493,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,598,000625
Cash dividends$4,764,000595
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,381,6301,313
2008-09-30 (YTD Data)Rank
Total interest income$34,575,000830
Total interest expense$13,494,000922
Net interest income$21,081,000787
Provision for loan and lease losses$4,600,000675
Total noninterest income$7,717,000609
Gross Fiduciary activities income$2,146,000220
Service charges on deposit accounts$655,0001,980
Trading account gains and fees$0148
Additional Noninterest Income$4,916,000561
Total noninterest expense$19,331,000759
Salaries and employee benefits$10,563,000710
Premises and equipment expense$2,467,000842
Additional noninterest expense$6,301,000738
Pre-tax net operating income$4,867,0001,047
Securities gains (losses)$247,000533
Applicable income taxes$1,561,000806
Income before extraordinary items$3,553,0001,032
Extraordinary gains, net$-50,0008,358
Net income$3,503,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,804,000667
Cash dividends$4,320,000513
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,382,5701,163
2008-06-30 (YTD Data)Rank
Total interest income$22,881,000854
Total interest expense$8,993,000960
Net interest income$13,888,000794
Provision for loan and lease losses$2,800,000629
Total noninterest income$5,475,000601
Gross Fiduciary activities income$1,456,000221
Service charges on deposit accounts$434,0001,963
Trading account gains and fees$0149
Additional Noninterest Income$3,585,000548
Total noninterest expense$12,448,000782
Salaries and employee benefits$7,002,000724
Premises and equipment expense$1,477,000926
Additional noninterest expense$3,969,000762
Pre-tax net operating income$4,115,000857
Securities gains (losses)$03,233
Applicable income taxes$1,313,000737
Income before extraordinary items$2,802,000976
Extraordinary gains, net$-40,0008,429
Net income$2,762,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,334,000509
Cash dividends$3,659,000458
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,802,000956
2008-03-31 (YTD Data)Rank
Total interest income$11,385,000882
Total interest expense$4,653,000996
Net interest income$6,732,000813
Provision for loan and lease losses$800,000722
Total noninterest income$2,161,000708
Gross Fiduciary activities income$712,000228
Service charges on deposit accounts$230,0001,847
Trading account gains and fees$0158
Additional Noninterest Income$1,219,000731
Total noninterest expense$5,531,000870
Salaries and employee benefits$3,231,000797
Premises and equipment expense$645,0001,076
Additional noninterest expense$1,655,000865
Pre-tax net operating income$2,562,000733
Securities gains (losses)$02,688
Applicable income taxes$877,000641
Income before extraordinary items$1,685,000886
Extraordinary gains, net$-27,0008,482
Net income$1,658,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,197
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,685,000850
2007-12-31 (YTD Data)Rank
Total interest income$44,241,000953
Total interest expense$19,888,000987
Net interest income$24,353,000911
Provision for loan and lease losses$3,750,000528
Total noninterest income$7,004,000834
Gross Fiduciary activities income$2,020,000273
Service charges on deposit accounts$784,0002,171
Trading account gains and fees$0178
Additional Noninterest Income$4,200,000796
Total noninterest expense$24,541,000757
Salaries and employee benefits$12,647,000776
Premises and equipment expense$3,293,000810
Additional noninterest expense$8,601,000669
Pre-tax net operating income$3,066,0002,421
Securities gains (losses)$-3,277,0008,477
Applicable income taxes$-594,0008,346
Income before extraordinary items$383,0006,111
Extraordinary gains, net$4,851,0005
Net income$5,234,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,644
Cash dividends$4,675,000791
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,480,2802,373
2007-09-30 (YTD Data)Rank
Total interest income$32,996,000958
Total interest expense$15,265,000969
Net interest income$17,731,000937
Provision for loan and lease losses$3,750,000319
Total noninterest income$4,927,000880
Gross Fiduciary activities income$1,301,000297
Service charges on deposit accounts$572,0002,203
Trading account gains and fees$0184
Additional Noninterest Income$3,054,000816
Total noninterest expense$18,560,000748
Salaries and employee benefits$9,476,000778
Premises and equipment expense$2,593,000767
Additional noninterest expense$6,491,000642
Pre-tax net operating income$348,0006,373
Securities gains (losses)$-3,277,0008,526
Applicable income taxes$-1,518,0008,510
Income before extraordinary items$-1,411,0008,405
Extraordinary gains, net$4,702,0003
Net income$3,291,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000465
Cash dividends$3,850,000708
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$686,2804,703
2007-06-30 (YTD Data)Rank
Total interest income$22,009,000973
Total interest expense$10,718,000927
Net interest income$11,291,000993
Provision for loan and lease losses$950,000610
Total noninterest income$3,431,000871
Gross Fiduciary activities income$755,000329
Service charges on deposit accounts$390,0002,167
Trading account gains and fees$0168
Additional Noninterest Income$2,286,000770
Total noninterest expense$13,189,000717
Salaries and employee benefits$6,555,000765
Premises and equipment expense$1,887,000723
Additional noninterest expense$4,747,000600
Pre-tax net operating income$583,0004,733
Securities gains (losses)$-2,026,0008,576
Applicable income taxes$-755,0008,570
Income before extraordinary items$-688,0008,407
Extraordinary gains, net$4,988,0004
Net income$4,300,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$1,650,0001,036
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$608,6404,131
2007-03-31 (YTD Data)Rank
Total interest income$10,876,000974
Total interest expense$5,509,000888
Net interest income$5,367,0001,037
Provision for loan and lease losses$250,000954
Total noninterest income$7,487,000291
Gross Fiduciary activities income$405,000320
Service charges on deposit accounts$186,0002,187
Trading account gains and fees$0195
Additional Noninterest Income$6,896,000222
Total noninterest expense$9,596,000511
Salaries and employee benefits$6,092,000422
Premises and equipment expense$1,177,000579
Additional noninterest expense$2,327,000600
Pre-tax net operating income$3,008,000794
Securities gains (losses)$01,187
Applicable income taxes$1,037,000713
Income before extraordinary items$1,971,000900
Extraordinary gains, net$022
Net income$1,971,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$1,650,000542
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,971,000888
2006-12-31 (YTD Data)Rank
Total interest income$42,408,000917
Total interest expense$21,183,000795
Net interest income$21,225,0001,046
Provision for loan and lease losses$210,0003,430
Total noninterest income$23,832,000335
Gross Fiduciary activities income$851,000451
Service charges on deposit accounts$715,0002,328
Trading account gains and fees$0130
Additional Noninterest Income$22,266,000250
Total noninterest expense$37,078,000501
Salaries and employee benefits$22,919,000423
Premises and equipment expense$4,495,000561
Additional noninterest expense$9,664,000583
Pre-tax net operating income$7,769,0001,254
Securities gains (losses)$-84,0008,141
Applicable income taxes$2,356,0001,175
Income before extraordinary items$5,329,0001,371
Extraordinary gains, net$051
Net income$5,329,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,733
Cash dividends$3,795,000911
Sale, conversion, retirement of capital stock, net$482,000612
Net operating income$5,386,9601,345
2006-09-30 (YTD Data)Rank
Total interest income$31,720,000923
Total interest expense$15,644,000779
Net interest income$16,076,0001,058
Provision for loan and lease losses$210,0002,785
Total noninterest income$18,258,000340
Gross Fiduciary activities income$604,000462
Service charges on deposit accounts$539,0002,329
Trading account gains and fees$0126
Additional Noninterest Income$17,115,000258
Total noninterest expense$27,740,000517
Salaries and employee benefits$16,977,000440
Premises and equipment expense$3,408,000567
Additional noninterest expense$7,355,000578
Pre-tax net operating income$6,384,0001,198
Securities gains (losses)$-258,0008,572
Applicable income taxes$1,944,0001,117
Income before extraordinary items$4,182,0001,357
Extraordinary gains, net$045
Net income$4,182,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,992
Cash dividends$2,795,000883
Sale, conversion, retirement of capital stock, net$482,000460
Net operating income$4,357,4401,282
2006-06-30 (YTD Data)Rank
Total interest income$21,031,000911
Total interest expense$10,220,000762
Net interest income$10,811,0001,052
Provision for loan and lease losses$210,0002,022
Total noninterest income$12,377,000339
Gross Fiduciary activities income$399,000473
Service charges on deposit accounts$362,0002,281
Trading account gains and fees$0126
Additional Noninterest Income$11,616,000260
Total noninterest expense$18,205,000529
Salaries and employee benefits$11,206,000451
Premises and equipment expense$2,299,000564
Additional noninterest expense$4,700,000606
Pre-tax net operating income$4,773,0001,066
Securities gains (losses)$-361,0008,677
Applicable income taxes$1,419,0001,054
Income before extraordinary items$2,993,0001,249
Extraordinary gains, net$039
Net income$2,993,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$1,495,0001,052
Sale, conversion, retirement of capital stock, net$482,000336
Net operating income$3,238,4801,166
2006-03-31 (YTD Data)Rank
Total interest income$10,361,000893
Total interest expense$5,055,000733
Net interest income$5,306,0001,068
Provision for loan and lease losses$210,0001,096
Total noninterest income$6,766,000316
Gross Fiduciary activities income$188,000495
Service charges on deposit accounts$182,0002,208
Trading account gains and fees$0115
Additional Noninterest Income$6,396,000240
Total noninterest expense$9,085,000523
Salaries and employee benefits$5,661,000444
Premises and equipment expense$1,091,000589
Additional noninterest expense$2,333,000599
Pre-tax net operating income$2,777,000916
Securities gains (losses)$-599,0008,757
Applicable income taxes$771,000962
Income before extraordinary items$1,407,0001,298
Extraordinary gains, net$021
Net income$1,407,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$995,000774
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,796,3501,037
2005-12-31 (YTD Data)Rank
Total interest income$37,264,000881
Total interest expense$17,260,000666
Net interest income$20,004,0001,077
Provision for loan and lease losses$250,0003,152
Total noninterest income$24,863,000339
Gross Fiduciary activities income$584,000548
Service charges on deposit accounts$789,0002,130
Trading account gains and fees$0138
Additional Noninterest Income$23,490,000260
Total noninterest expense$36,447,000502
Salaries and employee benefits$22,102,000432
Premises and equipment expense$4,167,000587
Additional noninterest expense$10,178,000549
Pre-tax net operating income$8,170,0001,179
Securities gains (losses)$-67,0008,295
Applicable income taxes$2,330,0001,205
Income before extraordinary items$5,773,0001,249
Extraordinary gains, net$046
Net income$5,773,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,415
Cash dividends$500,0003,617
Sale, conversion, retirement of capital stock, net$234,000631
Net operating income$5,820,5701,216
2005-09-30 (YTD Data)Rank
Total interest income$27,069,000889
Total interest expense$12,246,000666
Net interest income$14,823,0001,076
Provision for loan and lease losses$250,0002,545
Total noninterest income$19,408,000324
Gross Fiduciary activities income$404,000556
Service charges on deposit accounts$607,0002,087
Trading account gains and fees$0126
Additional Noninterest Income$18,397,000261
Total noninterest expense$27,078,000505
Salaries and employee benefits$16,239,000435
Premises and equipment expense$3,150,000575
Additional noninterest expense$7,689,000544
Pre-tax net operating income$6,903,0001,049
Securities gains (losses)$-67,0008,558
Applicable income taxes$2,066,0001,034
Income before extraordinary items$4,770,0001,141
Extraordinary gains, net$035
Net income$4,770,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,070
Cash dividends$500,0002,773
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,816,9001,107
2005-06-30 (YTD Data)Rank
Total interest income$17,321,000902
Total interest expense$7,621,000667
Net interest income$9,700,0001,082
Provision for loan and lease losses$250,0001,767
Total noninterest income$13,691,000308
Gross Fiduciary activities income$243,000590
Service charges on deposit accounts$395,0002,091
Trading account gains and fees$0116
Additional Noninterest Income$13,053,000251
Total noninterest expense$18,141,000501
Salaries and employee benefits$10,937,000431
Premises and equipment expense$2,096,000567
Additional noninterest expense$5,108,000543
Pre-tax net operating income$5,000,000953
Securities gains (losses)$-67,0008,654
Applicable income taxes$1,552,000921
Income before extraordinary items$3,381,0001,036
Extraordinary gains, net$030
Net income$3,381,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,796
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,427,2301,000
2005-03-31 (YTD Data)Rank
Total interest income$8,357,000909
Total interest expense$3,609,000669
Net interest income$4,748,0001,101
Provision for loan and lease losses$250,000917
Total noninterest income$7,768,000283
Gross Fiduciary activities income$125,000598
Service charges on deposit accounts$184,0002,165
Trading account gains and fees$0115
Additional Noninterest Income$7,459,000227
Total noninterest expense$9,123,000490
Salaries and employee benefits$5,501,000418
Premises and equipment expense$1,068,000555
Additional noninterest expense$2,554,000539
Pre-tax net operating income$3,143,000769
Securities gains (losses)$-66,0008,810
Applicable income taxes$1,019,000756
Income before extraordinary items$2,058,000848
Extraordinary gains, net$024
Net income$2,058,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,102,220811
2004-12-31 (YTD Data)Rank
Total interest income$30,159,000931
Total interest expense$11,982,000682
Net interest income$18,177,0001,100
Provision for loan and lease losses$175,0003,992
Total noninterest income$23,120,000351
Gross Fiduciary activities income$417,000623
Service charges on deposit accounts$827,0002,080
Trading account gains and fees$0138
Additional Noninterest Income$21,876,000276
Total noninterest expense$34,251,000519
Salaries and employee benefits$21,240,000426
Premises and equipment expense$3,952,000572
Additional noninterest expense$9,059,000600
Pre-tax net operating income$6,871,0001,259
Securities gains (losses)$269,000690
Applicable income taxes$2,033,0001,253
Income before extraordinary items$5,107,0001,275
Extraordinary gains, net$034
Net income$5,107,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,603,000549
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,913,3201,287
2004-09-30 (YTD Data)Rank
Total interest income$22,209,000938
Total interest expense$8,833,000682
Net interest income$13,376,0001,109
Provision for loan and lease losses$07,100
Total noninterest income$17,317,000360
Gross Fiduciary activities income$322,000612
Service charges on deposit accounts$635,0002,051
Trading account gains and fees$0134
Additional Noninterest Income$16,360,000278
Total noninterest expense$25,390,000518
Salaries and employee benefits$15,876,000429
Premises and equipment expense$2,779,000628
Additional noninterest expense$6,735,000601
Pre-tax net operating income$5,303,0001,242
Securities gains (losses)$167,000863
Applicable income taxes$1,562,0001,239
Income before extraordinary items$3,908,0001,264
Extraordinary gains, net$026
Net income$3,908,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,339,000462
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,789,4301,264
2004-06-30 (YTD Data)Rank
Total interest income$14,833,000919
Total interest expense$5,851,000672
Net interest income$8,982,0001,086
Provision for loan and lease losses$06,885
Total noninterest income$11,959,000342
Gross Fiduciary activities income$211,000625
Service charges on deposit accounts$422,0002,044
Trading account gains and fees$0130
Additional Noninterest Income$11,326,000272
Total noninterest expense$16,241,000529
Salaries and employee benefits$9,958,000457
Premises and equipment expense$1,865,000620
Additional noninterest expense$4,418,000600
Pre-tax net operating income$4,700,000930
Securities gains (losses)$51,0001,448
Applicable income taxes$1,457,000936
Income before extraordinary items$3,294,000995
Extraordinary gains, net$021
Net income$3,294,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,320,000341
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,258,810965
2004-03-31 (YTD Data)Rank
Total interest income$7,922,000870
Total interest expense$2,978,000680
Net interest income$4,944,000990
Provision for loan and lease losses$06,501
Total noninterest income$5,875,000338
Gross Fiduciary activities income$94,000656
Service charges on deposit accounts$211,0001,979
Trading account gains and fees$0121
Additional Noninterest Income$5,570,000263
Total noninterest expense$7,711,000554
Salaries and employee benefits$4,801,000475
Premises and equipment expense$834,000713
Additional noninterest expense$2,076,000625
Pre-tax net operating income$3,108,000720
Securities gains (losses)$02,934
Applicable income taxes$993,000735
Income before extraordinary items$2,115,000785
Extraordinary gains, net$016
Net income$2,115,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000237
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,115,000735
2003-12-31 (YTD Data)Rank
Total interest income$28,643,000985
Total interest expense$13,199,000670
Net interest income$15,444,0001,246
Provision for loan and lease losses$1,475,000836
Total noninterest income$19,645,000404
Gross Fiduciary activities income$319,000688
Service charges on deposit accounts$909,0001,898
Trading account gains and fees$0160
Additional Noninterest Income$18,417,000304
Total noninterest expense$26,714,000632
Salaries and employee benefits$16,148,000536
Premises and equipment expense$3,273,000703
Additional noninterest expense$7,293,000721
Pre-tax net operating income$6,900,0001,214
Securities gains (losses)$967,000495
Applicable income taxes$2,542,0001,058
Income before extraordinary items$5,325,0001,209
Extraordinary gains, net$054
Net income$5,325,0001,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,718,000615
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,667,4401,293
2003-09-30 (YTD Data)Rank
Total interest income$21,467,0001,006
Total interest expense$10,064,000690
Net interest income$11,403,0001,282
Provision for loan and lease losses$1,475,000663
Total noninterest income$15,013,000413
Gross Fiduciary activities income$229,000700
Service charges on deposit accounts$667,0001,941
Trading account gains and fees$0153
Additional Noninterest Income$14,117,000322
Total noninterest expense$19,582,000653
Salaries and employee benefits$11,670,000573
Premises and equipment expense$2,631,000661
Additional noninterest expense$5,281,000741
Pre-tax net operating income$5,359,0001,210
Securities gains (losses)$868,000487
Applicable income taxes$2,039,0001,043
Income before extraordinary items$4,188,0001,187
Extraordinary gains, net$040
Net income$4,188,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,654,000505
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,606,4401,307
2003-06-30 (YTD Data)Rank
Total interest income$14,733,000981
Total interest expense$6,882,000696
Net interest income$7,851,0001,238
Provision for loan and lease losses$1,175,000577
Total noninterest income$10,104,000411
Gross Fiduciary activities income$150,000708
Service charges on deposit accounts$428,0001,967
Trading account gains and fees$0150
Additional Noninterest Income$9,526,000324
Total noninterest expense$12,886,000659
Salaries and employee benefits$7,687,000581
Premises and equipment expense$1,785,000648
Additional noninterest expense$3,414,000762
Pre-tax net operating income$3,894,0001,105
Securities gains (losses)$421,000643
Applicable income taxes$1,353,0001,078
Income before extraordinary items$2,962,0001,140
Extraordinary gains, net$030
Net income$2,962,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,228,000454
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,671,5101,154
2003-03-31 (YTD Data)Rank
Total interest income$7,468,000979
Total interest expense$3,503,000699
Net interest income$3,965,0001,231
Provision for loan and lease losses$775,000458
Total noninterest income$5,076,000418
Gross Fiduciary activities income$75,000724
Service charges on deposit accounts$210,0001,946
Trading account gains and fees$0134
Additional Noninterest Income$4,791,000327
Total noninterest expense$6,346,000663
Salaries and employee benefits$3,827,000577
Premises and equipment expense$927,000629
Additional noninterest expense$1,592,000788
Pre-tax net operating income$1,920,0001,127
Securities gains (losses)$120,000902
Applicable income taxes$579,0001,217
Income before extraordinary items$1,461,0001,143
Extraordinary gains, net$021
Net income$1,461,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,000453
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,374,6001,125
2002-12-31 (YTD Data)Rank
Total interest income$33,271,000914
Total interest expense$17,168,000664
Net interest income$16,103,0001,201
Provision for loan and lease losses$1,202,0001,131
Total noninterest income$14,416,000499
Gross Fiduciary activities income$272,000743
Service charges on deposit accounts$814,0001,966
Trading account gains and fees$0153
Additional Noninterest Income$13,330,000372
Total noninterest expense$25,880,000631
Salaries and employee benefits$14,629,000563
Premises and equipment expense$3,677,000611
Additional noninterest expense$7,574,000692
Pre-tax net operating income$3,437,0002,240
Securities gains (losses)$1,870,000292
Applicable income taxes$1,687,0001,494
Income before extraordinary items$3,620,0001,651
Extraordinary gains, net$070
Net income$3,620,0001,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,608
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,348,4002,385
2001-12-31 (YTD Data)Rank
Total interest income$402,0009,467
Total interest expense$59,0009,496
Net interest income$343,0009,377
Provision for loan and lease losses$143,0004,894
Total noninterest income$278,0006,596
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,0008,325
Trading account gains and fees$0177
Additional Noninterest Income$274,0004,308
Total noninterest expense$1,211,0007,426
Salaries and employee benefits$671,0007,327
Premises and equipment expense$152,0007,483
Additional noninterest expense$388,0007,239
Pre-tax net operating income$-733,0009,259
Securities gains (losses)$04,612
Applicable income taxes$-247,0009,399
Income before extraordinary items$-486,0009,233
Extraordinary gains, net$0105
Net income$-486,0009,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$3,000,000251
Net operating income$-486,0009,189

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.