Home > BLC Community Bank > Income and Expense

BLC Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,849,0002,039
Total interest expense$9,235,0001,370
Net interest income$8,614,0002,571
Provision for loan and lease losses$360,0001,508
Total noninterest income$414,0003,549
Gross Fiduciary activities income$0981
Service charges on deposit accounts$47,0003,855
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,254
Total noninterest expense$6,266,0002,716
Salaries and employee benefits$4,013,0002,506
Premises and equipment expense$361,0003,386
Additional noninterest expense$367,0003,254
Pre-tax net operating income$2,402,0002,751
Securities gains (losses)$41,000443
Applicable income taxes$03,369
Income before extraordinary items$2,443,0002,564
Extraordinary gains, net$054
Net income$2,443,0002,590
Minority interest net income$088
Net income of bank and minority interests.$2,443,0002,566
Net charge-offs$02,884
Cash dividends$1,986,0001,550
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,402,0002,610
2023-09-30 (YTD Data)Rank
Total interest income$12,902,0002,053
Total interest expense$6,459,0001,341
Net interest income$6,443,0002,597
Provision for loan and lease losses$270,0001,426
Total noninterest income$336,0003,507
Gross Fiduciary activities income$0950
Service charges on deposit accounts$34,0003,895
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,163
Total noninterest expense$4,692,0002,715
Salaries and employee benefits$3,050,0002,483
Premises and equipment expense$270,0003,405
Additional noninterest expense$302,0003,162
Pre-tax net operating income$1,817,0002,802
Securities gains (losses)$41,000287
Applicable income taxes$03,407
Income before extraordinary items$1,858,0002,594
Extraordinary gains, net$052
Net income$1,858,0002,621
Minority interest net income$081
Net income of bank and minority interests.$1,858,0002,595
Net charge-offs$02,641
Cash dividends$1,589,0001,322
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,817,0002,637
2023-06-30 (YTD Data)Rank
Total interest income$8,232,0002,090
Total interest expense$3,899,0001,325
Net interest income$4,333,0002,614
Provision for loan and lease losses$180,0001,397
Total noninterest income$215,0003,527
Gross Fiduciary activities income$0931
Service charges on deposit accounts$22,0003,925
Trading account gains and feesNANA
Additional Noninterest Income$193,0003,197
Total noninterest expense$3,215,0002,665
Salaries and employee benefits$2,140,0002,420
Premises and equipment expense$184,0003,370
Additional noninterest expense$193,0003,189
Pre-tax net operating income$1,153,0002,882
Securities gains (losses)$41,000301
Applicable income taxes$03,436
Income before extraordinary items$1,194,0002,658
Extraordinary gains, net$051
Net income$1,194,0002,688
Minority interest net income$081
Net income of bank and minority interests.$1,194,0002,658
Net charge-offs$02,431
Cash dividends$1,222,0001,238
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,153,0002,713
2023-03-31 (YTD Data)Rank
Total interest income$4,012,0002,094
Total interest expense$1,642,0001,348
Net interest income$2,370,0002,510
Provision for loan and lease losses$90,0001,318
Total noninterest income$109,0003,518
Gross Fiduciary activities income$0913
Service charges on deposit accounts$10,0004,002
Trading account gains and feesNANA
Additional Noninterest Income$99,0003,166
Total noninterest expense$1,707,0002,590
Salaries and employee benefits$1,156,0002,327
Premises and equipment expense$94,0003,400
Additional noninterest expense$99,0003,166
Pre-tax net operating income$682,0002,745
Securities gains (losses)$-41,0004,221
Applicable income taxes$03,388
Income before extraordinary items$641,0002,638
Extraordinary gains, net$04
Net income$641,0002,639
Minority interest net income$048
Net income of bank and minority interests.$641,0002,638
Net charge-offs$02,062
Cash dividends$611,0001,108
Sale, conversion, retirement of capital stock, net$0430
Net operating income$682,0002,591
2022-09-30 (YTD Data)Rank
Total interest income$8,914,0002,225
Total interest expense$1,309,0001,451
Net interest income$7,605,0002,332
Provision for loan and lease losses$150,0001,628
Total noninterest income$469,0003,349
Gross Fiduciary activities income$0968
Service charges on deposit accounts$31,0004,081
Trading account gains and feesNANA
Additional Noninterest Income$438,0002,935
Total noninterest expense$4,398,0002,772
Salaries and employee benefits$3,039,0002,475
Premises and equipment expense$177,0003,886
Additional noninterest expense$438,0002,935
Pre-tax net operating income$3,526,0002,086
Securities gains (losses)$3,000589
Applicable income taxes$03,603
Income before extraordinary items$3,529,0001,886
Extraordinary gains, net$04
Net income$3,529,0001,885
Minority interest net income$057
Net income of bank and minority interests.$3,529,0001,885
Net charge-offs$02,349
Cash dividends$1,827,0001,181
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,526,0001,920
2022-06-30 (YTD Data)Rank
Total interest income$5,534,0002,284
Total interest expense$646,0001,625
Net interest income$4,888,0002,342
Provision for loan and lease losses$60,0001,769
Total noninterest income$434,0002,989
Gross Fiduciary activities income$0925
Service charges on deposit accounts$20,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$414,0002,596
Total noninterest expense$2,865,0002,802
Salaries and employee benefits$1,972,0002,519
Premises and equipment expense$122,0003,889
Additional noninterest expense$771,0003,061
Pre-tax net operating income$2,397,0001,975
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,397,0001,774
Extraordinary gains, net$04
Net income$2,397,0001,774
Minority interest net income$060
Net income of bank and minority interests.$2,397,0001,774
Net charge-offs$02,156
Cash dividends$1,217,0001,184
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,397,0001,810
2022-03-31 (YTD Data)Rank
Total interest income$2,669,0002,305
Total interest expense$296,0001,699
Net interest income$2,373,0002,339
Provision for loan and lease losses$30,0001,548
Total noninterest income$314,0002,536
Gross Fiduciary activities income$0892
Service charges on deposit accounts$9,0004,198
Trading account gains and feesNANA
Additional Noninterest Income$305,0002,168
Total noninterest expense$1,379,0002,866
Salaries and employee benefits$930,0002,614
Premises and equipment expense$65,0003,857
Additional noninterest expense$384,0003,047
Pre-tax net operating income$1,278,0001,842
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,278,0001,628
Extraordinary gains, net$04
Net income$1,278,0001,627
Minority interest net income$050
Net income of bank and minority interests.$1,278,0001,628
Net charge-offs$01,838
Cash dividends$609,0001,039
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,278,0001,649
2021-12-31 (YTD Data)Rank
Total interest income$12,463,0002,136
Total interest expense$1,760,0001,467
Net interest income$10,703,0002,218
Provision for loan and lease losses$75,0002,339
Total noninterest income$1,953,0002,253
Gross Fiduciary activities income$0994
Service charges on deposit accounts$31,0004,271
Trading account gains and fees$0132
Additional Noninterest Income$1,922,0001,949
Total noninterest expense$5,706,0002,800
Salaries and employee benefits$3,955,0002,515
Premises and equipment expense$232,0003,980
Additional noninterest expense$1,519,0003,081
Pre-tax net operating income$6,875,0001,658
Securities gains (losses)$239,000547
Applicable income taxes$03,710
Income before extraordinary items$7,114,0001,487
Extraordinary gains, net$010
Net income$7,114,0001,486
Minority interest net income$074
Net income of bank and minority interests.$7,114,0001,487
Net charge-offs$-16,0003,780
Cash dividends$4,483,000865
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,875,0001,487
2021-09-30 (YTD Data)Rank
Total interest income$9,349,0002,178
Total interest expense$1,400,0001,476
Net interest income$7,949,0002,276
Provision for loan and lease losses$75,0002,140
Total noninterest income$1,728,0002,124
Gross Fiduciary activities income$0957
Service charges on deposit accounts$23,0004,327
Trading account gains and fees$0132
Additional Noninterest Income$1,705,0001,834
Total noninterest expense$4,198,0002,845
Salaries and employee benefits$2,848,0002,592
Premises and equipment expense$168,0004,079
Additional noninterest expense$1,182,0003,035
Pre-tax net operating income$5,404,0001,669
Securities gains (losses)$239,000510
Applicable income taxes$03,719
Income before extraordinary items$5,643,0001,480
Extraordinary gains, net$08
Net income$5,643,0001,480
Minority interest net income$069
Net income of bank and minority interests.$5,643,0001,480
Net charge-offs$-16,0003,803
Cash dividends$3,272,000798
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,404,0001,497
2021-06-30 (YTD Data)Rank
Total interest income$6,141,0002,193
Total interest expense$1,012,0001,439
Net interest income$5,129,0002,312
Provision for loan and lease losses$02,862
Total noninterest income$1,320,0001,936
Gross Fiduciary activities income$0951
Service charges on deposit accounts$14,0004,373
Trading account gains and fees$0133
Additional Noninterest Income$1,306,0001,641
Total noninterest expense$2,769,0002,860
Salaries and employee benefits$1,926,0002,566
Premises and equipment expense$110,0004,112
Additional noninterest expense$733,0003,147
Pre-tax net operating income$3,680,0001,618
Securities gains (losses)$191,000478
Applicable income taxes$03,702
Income before extraordinary items$3,871,0001,443
Extraordinary gains, net$06
Net income$3,871,0001,443
Minority interest net income$067
Net income of bank and minority interests.$3,871,0001,443
Net charge-offs$-16,0003,970
Cash dividends$2,060,000824
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,680,0001,453
2021-03-31 (YTD Data)Rank
Total interest income$3,139,0002,149
Total interest expense$542,0001,433
Net interest income$2,597,0002,262
Provision for loan and lease losses$02,741
Total noninterest income$775,0001,765
Gross Fiduciary activities income$0922
Service charges on deposit accounts$8,0004,314
Trading account gains and fees$0127
Additional Noninterest Income$767,0001,509
Total noninterest expense$1,373,0002,870
Salaries and employee benefits$957,0002,570
Premises and equipment expense$58,0004,071
Additional noninterest expense$358,0003,134
Pre-tax net operating income$1,999,0001,525
Securities gains (losses)$80,000533
Applicable income taxes$03,613
Income before extraordinary items$2,079,0001,351
Extraordinary gains, net$03
Net income$2,079,0001,350
Minority interest net income$055
Net income of bank and minority interests.$2,079,0001,351
Net charge-offs$-16,0004,237
Cash dividends$969,000787
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,999,0001,361
2020-12-31 (YTD Data)Rank
Total interest income$11,802,0002,266
Total interest expense$3,125,0001,436
Net interest income$8,677,0002,483
Provision for loan and lease losses$150,0003,250
Total noninterest income$3,518,0001,580
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$30,0004,445
Trading account gains and fees$0133
Additional Noninterest Income$3,488,0001,318
Total noninterest expense$5,364,0002,871
Salaries and employee benefits$3,711,0002,602
Premises and equipment expense$210,0004,204
Additional noninterest expense$1,443,0003,108
Pre-tax net operating income$6,681,0001,426
Securities gains (losses)$302,000827
Applicable income taxes$03,697
Income before extraordinary items$6,983,0001,263
Extraordinary gains, net$04
Net income$6,983,0001,264
Minority interest net income$072
Net income of bank and minority interests.$6,983,0001,264
Net charge-offs$-2,0003,992
Cash dividends$4,280,000862
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,681,0001,268
2020-09-30 (YTD Data)Rank
Total interest income$8,431,0002,357
Total interest expense$2,489,0001,437
Net interest income$5,942,0002,634
Provision for loan and lease losses$150,0002,982
Total noninterest income$2,257,0001,670
Gross Fiduciary activities income$0981
Service charges on deposit accounts$23,0004,456
Trading account gains and fees$0125
Additional Noninterest Income$2,234,0001,395
Total noninterest expense$3,740,0003,000
Salaries and employee benefits$2,542,0002,733
Premises and equipment expense$149,0004,264
Additional noninterest expense$1,049,0003,150
Pre-tax net operating income$4,309,0001,592
Securities gains (losses)$302,000706
Applicable income taxes$03,696
Income before extraordinary items$4,611,0001,350
Extraordinary gains, net$04
Net income$4,611,0001,350
Minority interest net income$065
Net income of bank and minority interests.$4,611,0001,350
Net charge-offs$-2,0003,908
Cash dividends$2,712,000867
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,309,0001,383
2020-06-30 (YTD Data)Rank
Total interest income$5,504,0002,413
Total interest expense$1,746,0001,469
Net interest income$3,758,0002,731
Provision for loan and lease losses$04,134
Total noninterest income$1,342,0001,730
Gross Fiduciary activities income$0970
Service charges on deposit accounts$16,0004,477
Trading account gains and fees$0123
Additional Noninterest Income$1,326,0001,417
Total noninterest expense$2,514,0002,990
Salaries and employee benefits$1,726,0002,705
Premises and equipment expense$102,0004,258
Additional noninterest expense$686,0003,179
Pre-tax net operating income$2,586,0001,647
Securities gains (losses)$302,000541
Applicable income taxes$03,655
Income before extraordinary items$2,888,0001,344
Extraordinary gains, net$04
Net income$2,888,0001,344
Minority interest net income$065
Net income of bank and minority interests.$2,888,0001,344
Net charge-offs$-1,0003,744
Cash dividends$1,266,0001,113
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,586,0001,453
2020-03-31 (YTD Data)Rank
Total interest income$2,809,0002,372
Total interest expense$905,0001,533
Net interest income$1,904,0002,681
Provision for loan and lease losses$03,711
Total noninterest income$238,0002,797
Gross Fiduciary activities income$0941
Service charges on deposit accounts$8,0004,592
Trading account gains and fees$0106
Additional Noninterest Income$230,0002,284
Total noninterest expense$1,193,0003,110
Salaries and employee benefits$804,0002,836
Premises and equipment expense$54,0004,234
Additional noninterest expense$335,0003,267
Pre-tax net operating income$949,0001,903
Securities gains (losses)$270,000311
Applicable income taxes$03,513
Income before extraordinary items$1,219,0001,407
Extraordinary gains, net$04
Net income$1,219,0001,405
Minority interest net income$056
Net income of bank and minority interests.$1,219,0001,407
Net charge-offs$-1,0003,618
Cash dividends$603,0001,130
Sale, conversion, retirement of capital stock, net$0482
Net operating income$949,0001,702
2019-12-31 (YTD Data)Rank
Total interest income$11,726,0002,328
Total interest expense$3,686,0001,573
Net interest income$8,040,0002,619
Provision for loan and lease losses$220,0002,278
Total noninterest income$658,0003,339
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$33,0004,693
Trading account gains and fees$0135
Additional Noninterest Income$625,0002,793
Total noninterest expense$4,411,0003,251
Salaries and employee benefits$3,031,0002,923
Premises and equipment expense$208,0004,339
Additional noninterest expense$1,172,0003,531
Pre-tax net operating income$4,067,0002,036
Securities gains (losses)$5,0002,084
Applicable income taxes$03,859
Income before extraordinary items$4,072,0001,858
Extraordinary gains, net$011
Net income$4,072,0001,860
Minority interest net income$076
Net income of bank and minority interests.$4,072,0001,860
Net charge-offs$18,0003,164
Cash dividends$2,820,0001,242
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,067,0001,828
2019-09-30 (YTD Data)Rank
Total interest income$8,783,0002,361
Total interest expense$2,742,0001,590
Net interest income$6,041,0002,639
Provision for loan and lease losses$198,0001,989
Total noninterest income$407,0003,607
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$25,0004,763
Trading account gains and fees$0129
Additional Noninterest Income$382,0003,023
Total noninterest expense$3,280,0003,274
Salaries and employee benefits$2,193,0002,992
Premises and equipment expense$340,0003,292
Additional noninterest expense$747,0003,826
Pre-tax net operating income$2,970,0002,122
Securities gains (losses)$-3,0004,753
Applicable income taxes$03,902
Income before extraordinary items$2,967,0001,951
Extraordinary gains, net$011
Net income$2,967,0001,951
Minority interest net income$072
Net income of bank and minority interests.$2,967,0001,952
Net charge-offs$19,0002,732
Cash dividends$1,920,0001,242
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,970,0001,919
2019-06-30 (YTD Data)Rank
Total interest income$5,751,0002,386
Total interest expense$1,754,0001,607
Net interest income$3,997,0002,663
Provision for loan and lease losses$132,0001,953
Total noninterest income$215,0003,875
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$16,0004,812
Trading account gains and fees$0131
Additional Noninterest Income$199,0003,275
Total noninterest expense$2,196,0003,290
Salaries and employee benefits$1,465,0003,008
Premises and equipment expense$229,0003,285
Additional noninterest expense$502,0003,842
Pre-tax net operating income$1,884,0002,168
Securities gains (losses)$-3,0004,772
Applicable income taxes$03,901
Income before extraordinary items$1,881,0001,998
Extraordinary gains, net$011
Net income$1,881,0001,996
Minority interest net income$069
Net income of bank and minority interests.$1,881,0001,998
Net charge-offs$19,0002,375
Cash dividends$1,200,0001,279
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,884,0001,973
2019-03-31 (YTD Data)Rank
Total interest income$2,823,0002,413
Total interest expense$815,0001,648
Net interest income$2,008,0002,669
Provision for loan and lease losses$66,0001,825
Total noninterest income$112,0003,813
Gross Fiduciary activities income$0972
Service charges on deposit accounts$8,0004,849
Trading account gains and fees$0126
Additional Noninterest Income$104,0003,177
Total noninterest expense$1,078,0003,347
Salaries and employee benefits$706,0003,088
Premises and equipment expense$118,0003,257
Additional noninterest expense$254,0003,837
Pre-tax net operating income$976,0002,087
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$976,0001,904
Extraordinary gains, net$05
Net income$976,0001,902
Minority interest net income$052
Net income of bank and minority interests.$976,0001,903
Net charge-offs$02,740
Cash dividends$600,0001,170
Sale, conversion, retirement of capital stock, net$0529
Net operating income$976,0001,886
2018-12-31 (YTD Data)Rank
Total interest income$9,620,0002,598
Total interest expense$2,196,0001,816
Net interest income$7,424,0002,789
Provision for loan and lease losses$04,082
Total noninterest income$358,0004,158
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$33,0004,933
Trading account gains and fees$0126
Additional Noninterest Income$325,0003,589
Total noninterest expense$4,027,0003,477
Salaries and employee benefits$2,743,0003,118
Premises and equipment expense$357,0003,736
Additional noninterest expense$927,0004,010
Pre-tax net operating income$3,755,0002,185
Securities gains (losses)$-6,0004,285
Applicable income taxes$03,978
Income before extraordinary items$3,749,0001,991
Extraordinary gains, net$06
Net income$3,749,0001,989
Minority interest net income$072
Net income of bank and minority interests.$3,749,0001,990
Net charge-offs$169,0001,777
Cash dividends$2,700,0001,177
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,755,0001,984
2018-09-30 (YTD Data)Rank
Total interest income$6,987,0002,652
Total interest expense$1,491,0001,876
Net interest income$5,496,0002,823
Provision for loan and lease losses$03,948
Total noninterest income$273,0004,166
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$25,0004,992
Trading account gains and fees$0138
Additional Noninterest Income$248,0003,588
Total noninterest expense$2,889,0003,576
Salaries and employee benefits$1,967,0003,195
Premises and equipment expense$245,0003,916
Additional noninterest expense$677,0004,078
Pre-tax net operating income$2,880,0002,185
Securities gains (losses)$-6,0004,655
Applicable income taxes$04,032
Income before extraordinary items$2,874,0001,970
Extraordinary gains, net$05
Net income$2,874,0001,967
Minority interest net income$066
Net income of bank and minority interests.$2,874,0001,969
Net charge-offs$178,0001,330
Cash dividends$1,680,0001,210
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,880,0001,960
2018-06-30 (YTD Data)Rank
Total interest income$4,507,0002,694
Total interest expense$901,0001,929
Net interest income$3,606,0002,857
Provision for loan and lease losses$03,782
Total noninterest income$153,0004,374
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$16,0005,050
Trading account gains and fees$0130
Additional Noninterest Income$137,0003,828
Total noninterest expense$1,930,0003,591
Salaries and employee benefits$1,308,0003,231
Premises and equipment expense$161,0003,970
Additional noninterest expense$461,0004,085
Pre-tax net operating income$1,829,0002,223
Securities gains (losses)$-3,0004,784
Applicable income taxes$04,018
Income before extraordinary items$1,826,0002,015
Extraordinary gains, net$06
Net income$1,826,0002,013
Minority interest net income$065
Net income of bank and minority interests.$1,826,0002,014
Net charge-offs$274,000775
Cash dividends$1,080,0001,240
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,829,0002,003
2018-03-31 (YTD Data)Rank
Total interest income$2,183,0002,764
Total interest expense$402,0002,018
Net interest income$1,781,0002,901
Provision for loan and lease losses$03,508
Total noninterest income$63,0004,578
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$8,0005,085
Trading account gains and fees$0123
Additional Noninterest Income$55,0004,056
Total noninterest expense$955,0003,642
Salaries and employee benefits$650,0003,255
Premises and equipment expense$78,0004,081
Additional noninterest expense$227,0004,139
Pre-tax net operating income$889,0002,207
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$890,0002,006
Extraordinary gains, net$07
Net income$890,0002,005
Minority interest net income$052
Net income of bank and minority interests.$890,0002,006
Net charge-offs$-2,0004,048
Cash dividends$480,0001,236
Sale, conversion, retirement of capital stock, net$0580
Net operating income$889,0001,997
2017-12-31 (YTD Data)Rank
Total interest income$8,362,0002,784
Total interest expense$1,249,0002,184
Net interest income$7,113,0002,859
Provision for loan and lease losses$-600,0005,547
Total noninterest income$-23,0005,631
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$30,0005,221
Trading account gains and fees$0151
Additional Noninterest Income$-53,0005,609
Total noninterest expense$4,108,0003,498
Salaries and employee benefits$2,852,0003,097
Premises and equipment expense$314,0004,105
Additional noninterest expense$942,0004,118
Pre-tax net operating income$3,582,0002,206
Securities gains (losses)$-1,0004,786
Applicable income taxes$04,135
Income before extraordinary items$3,581,0001,763
Extraordinary gains, net$09
Net income$3,581,0001,764
Minority interest net income$076
Net income of bank and minority interests.$3,581,0001,764
Net charge-offs$-556,0005,579
Cash dividends$2,640,0001,129
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,582,0001,748
2017-09-30 (YTD Data)Rank
Total interest income$6,180,0002,823
Total interest expense$878,0002,258
Net interest income$5,302,0002,890
Provision for loan and lease losses$04,088
Total noninterest income$209,0004,624
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$23,0005,267
Trading account gains and fees$0145
Additional Noninterest Income$186,0004,048
Total noninterest expense$2,879,0003,639
Salaries and employee benefits$1,958,0003,262
Premises and equipment expense$227,0004,191
Additional noninterest expense$694,0004,164
Pre-tax net operating income$2,632,0002,275
Securities gains (losses)$-1,0005,136
Applicable income taxes$04,172
Income before extraordinary items$2,631,0001,948
Extraordinary gains, net$09
Net income$2,631,0001,948
Minority interest net income$071
Net income of bank and minority interests.$2,631,0001,948
Net charge-offs$-600,0005,652
Cash dividends$1,680,0001,208
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,632,0001,918
2017-06-30 (YTD Data)Rank
Total interest income$4,001,0002,869
Total interest expense$531,0002,373
Net interest income$3,470,0002,914
Provision for loan and lease losses$03,871
Total noninterest income$147,0004,593
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$18,0005,231
Trading account gains and fees$0139
Additional Noninterest Income$129,0004,036
Total noninterest expense$1,916,0003,651
Salaries and employee benefits$1,297,0003,296
Premises and equipment expense$148,0004,233
Additional noninterest expense$471,0004,146
Pre-tax net operating income$1,701,0002,270
Securities gains (losses)$-1,0005,255
Applicable income taxes$04,189
Income before extraordinary items$1,700,0001,955
Extraordinary gains, net$011
Net income$1,700,0001,955
Minority interest net income$071
Net income of bank and minority interests.$1,700,0001,955
Net charge-offs$-600,0005,729
Cash dividends$1,080,0001,235
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,701,0001,924
2017-03-31 (YTD Data)Rank
Total interest income$1,930,0002,937
Total interest expense$238,0002,544
Net interest income$1,692,0002,972
Provision for loan and lease losses$03,537
Total noninterest income$77,0004,583
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$9,0005,277
Trading account gains and fees$0142
Additional Noninterest Income$68,0003,979
Total noninterest expense$950,0003,724
Salaries and employee benefits$642,0003,343
Premises and equipment expense$74,0004,275
Additional noninterest expense$234,0004,190
Pre-tax net operating income$819,0002,247
Securities gains (losses)$-3,0005,540
Applicable income taxes$04,086
Income before extraordinary items$816,0001,951
Extraordinary gains, net$08
Net income$816,0001,951
Minority interest net income$055
Net income of bank and minority interests.$816,0001,951
Net charge-offs$-600,0005,819
Cash dividends$480,0001,271
Sale, conversion, retirement of capital stock, net$0632
Net operating income$819,0001,920
2016-12-31 (YTD Data)Rank
Total interest income$7,147,0003,092
Total interest expense$739,0002,934
Net interest income$6,408,0003,061
Provision for loan and lease losses$-250,0005,654
Total noninterest income$275,0004,765
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$38,0005,336
Trading account gains and fees$0170
Additional Noninterest Income$237,0004,193
Total noninterest expense$3,766,0003,763
Salaries and employee benefits$2,635,0003,309
Premises and equipment expense$283,0004,405
Additional noninterest expense$848,0004,464
Pre-tax net operating income$3,167,0002,314
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,167,0002,013
Extraordinary gains, net$05
Net income$3,167,0002,012
Minority interest net income$082
Net income of bank and minority interests.$3,167,0002,012
Net charge-offs$-151,0005,614
Cash dividends$2,760,0001,089
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,167,0001,964
2016-09-30 (YTD Data)Rank
Total interest income$5,295,0003,120
Total interest expense$539,0002,996
Net interest income$4,756,0003,085
Provision for loan and lease losses$04,186
Total noninterest income$415,0003,974
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$30,0005,360
Trading account gains and fees$0169
Additional Noninterest Income$385,0003,236
Total noninterest expense$2,754,0003,825
Salaries and employee benefits$1,871,0003,395
Premises and equipment expense$214,0004,417
Additional noninterest expense$669,0004,402
Pre-tax net operating income$2,417,0002,308
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,417,0001,995
Extraordinary gains, net$05
Net income$2,417,0001,995
Minority interest net income$071
Net income of bank and minority interests.$2,417,0001,995
Net charge-offs$03,952
Cash dividends$1,560,0001,244
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,417,0001,942
2016-06-30 (YTD Data)Rank
Total interest income$3,484,0003,157
Total interest expense$352,0003,051
Net interest income$3,132,0003,129
Provision for loan and lease losses$04,017
Total noninterest income$141,0004,801
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$19,0005,440
Trading account gains and fees$0157
Additional Noninterest Income$122,0004,229
Total noninterest expense$1,820,0003,881
Salaries and employee benefits$1,236,0003,433
Premises and equipment expense$144,0004,427
Additional noninterest expense$440,0004,464
Pre-tax net operating income$1,453,0002,459
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,453,0002,191
Extraordinary gains, net$016
Net income$1,453,0002,190
Minority interest net income$071
Net income of bank and minority interests.$1,453,0002,190
Net charge-offs$03,689
Cash dividends$1,020,0001,280
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,453,0002,122
2016-03-31 (YTD Data)Rank
Total interest income$1,739,0003,162
Total interest expense$174,0003,073
Net interest income$1,565,0003,134
Provision for loan and lease losses$03,656
Total noninterest income$61,0004,952
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$9,0005,488
Trading account gains and fees$0142
Additional Noninterest Income$52,0004,354
Total noninterest expense$888,0003,964
Salaries and employee benefits$597,0003,538
Premises and equipment expense$72,0004,457
Additional noninterest expense$219,0004,494
Pre-tax net operating income$738,0002,394
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$738,0002,126
Extraordinary gains, net$012
Net income$738,0002,126
Minority interest net income$062
Net income of bank and minority interests.$738,0002,126
Net charge-offs$03,094
Cash dividends$480,0001,249
Sale, conversion, retirement of capital stock, net$0659
Net operating income$738,0002,066
2015-12-31 (YTD Data)Rank
Total interest income$6,785,0003,184
Total interest expense$633,0003,271
Net interest income$6,152,0003,139
Provision for loan and lease losses$-1,500,0006,075
Total noninterest income$405,0004,469
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$36,0005,619
Trading account gains and fees$0159
Additional Noninterest Income$369,0003,693
Total noninterest expense$3,543,0003,978
Salaries and employee benefits$2,270,0003,648
Premises and equipment expense$283,0004,567
Additional noninterest expense$990,0004,317
Pre-tax net operating income$4,514,0001,711
Securities gains (losses)$31,0001,973
Applicable income taxes$04,402
Income before extraordinary items$4,545,0001,459
Extraordinary gains, net$023
Net income$4,545,0001,459
Minority interest net income$081
Net income of bank and minority interests.$4,545,0001,459
Net charge-offs$42,0003,378
Cash dividends$3,540,000874
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,514,0001,440
2015-09-30 (YTD Data)Rank
Total interest income$5,075,0003,215
Total interest expense$477,0003,291
Net interest income$4,598,0003,168
Provision for loan and lease losses$04,232
Total noninterest income$198,0004,994
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$27,0005,694
Trading account gains and fees$0153
Additional Noninterest Income$171,0004,337
Total noninterest expense$2,537,0004,107
Salaries and employee benefits$1,633,0003,738
Premises and equipment expense$214,0004,602
Additional noninterest expense$690,0004,474
Pre-tax net operating income$2,259,0002,353
Securities gains (losses)$31,0001,769
Applicable income taxes$04,489
Income before extraordinary items$2,290,0002,033
Extraordinary gains, net$021
Net income$2,290,0002,035
Minority interest net income$078
Net income of bank and minority interests.$2,290,0002,035
Net charge-offs$11,0003,615
Cash dividends$1,560,0001,174
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,259,0002,009
2015-06-30 (YTD Data)Rank
Total interest income$3,385,0003,226
Total interest expense$321,0003,305
Net interest income$3,064,0003,173
Provision for loan and lease losses$04,069
Total noninterest income$115,0005,161
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$17,0005,769
Trading account gains and fees$0157
Additional Noninterest Income$98,0004,544
Total noninterest expense$1,677,0004,158
Salaries and employee benefits$1,079,0003,788
Premises and equipment expense$138,0004,701
Additional noninterest expense$460,0004,502
Pre-tax net operating income$1,502,0002,341
Securities gains (losses)$31,0001,488
Applicable income taxes$04,497
Income before extraordinary items$1,533,0002,007
Extraordinary gains, net$022
Net income$1,533,0002,010
Minority interest net income$075
Net income of bank and minority interests.$1,533,0002,009
Net charge-offs$11,0003,221
Cash dividends$1,020,0001,194
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,502,0001,999
2015-03-31 (YTD Data)Rank
Total interest income$1,692,0003,234
Total interest expense$161,0003,335
Net interest income$1,531,0003,174
Provision for loan and lease losses$03,703
Total noninterest income$59,0005,141
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$8,0005,829
Trading account gains and fees$0152
Additional Noninterest Income$51,0004,496
Total noninterest expense$858,0004,148
Salaries and employee benefits$548,0003,792
Premises and equipment expense$69,0004,748
Additional noninterest expense$241,0004,435
Pre-tax net operating income$732,0002,348
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$732,0002,060
Extraordinary gains, net$013
Net income$732,0002,061
Minority interest net income$064
Net income of bank and minority interests.$732,0002,061
Net charge-offs$03,288
Cash dividends$480,0001,162
Sale, conversion, retirement of capital stock, net$0697
Net operating income$732,0001,996
2014-12-31 (YTD Data)Rank
Total interest income$7,222,0003,108
Total interest expense$730,0003,215
Net interest income$6,492,0003,060
Provision for loan and lease losses$04,603
Total noninterest income$41,0006,268
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$37,0005,905
Trading account gains and fees$0180
Additional Noninterest Income$4,0006,224
Total noninterest expense$3,409,0004,194
Salaries and employee benefits$2,311,0003,684
Premises and equipment expense$275,0004,827
Additional noninterest expense$823,0004,856
Pre-tax net operating income$3,124,0002,209
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,124,0001,953
Extraordinary gains, net$017
Net income$3,124,0001,952
Minority interest net income$084
Net income of bank and minority interests.$3,124,0001,951
Net charge-offs$-12,0005,693
Cash dividends$2,340,0001,132
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,124,0001,913
2014-09-30 (YTD Data)Rank
Total interest income$5,414,0003,133
Total interest expense$557,0003,242
Net interest income$4,857,0003,093
Provision for loan and lease losses$04,401
Total noninterest income$196,0005,204
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$27,0005,995
Trading account gains and fees$0174
Additional Noninterest Income$169,0004,428
Total noninterest expense$2,580,0004,194
Salaries and employee benefits$1,681,0003,762
Premises and equipment expense$213,0004,830
Additional noninterest expense$686,0004,654
Pre-tax net operating income$2,473,0002,166
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,473,0001,868
Extraordinary gains, net$015
Net income$2,473,0001,868
Minority interest net income$081
Net income of bank and minority interests.$2,473,0001,867
Net charge-offs$-11,0005,639
Cash dividends$1,560,0001,123
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,473,0001,827
2014-06-30 (YTD Data)Rank
Total interest income$3,597,0003,144
Total interest expense$378,0003,242
Net interest income$3,219,0003,097
Provision for loan and lease losses$04,196
Total noninterest income$129,0005,216
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$17,0006,064
Trading account gains and fees$0172
Additional Noninterest Income$112,0004,429
Total noninterest expense$1,753,0004,174
Salaries and employee benefits$1,122,0003,784
Premises and equipment expense$146,0004,807
Additional noninterest expense$485,0004,558
Pre-tax net operating income$1,595,0002,175
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,595,0001,882
Extraordinary gains, net$020
Net income$1,595,0001,887
Minority interest net income$080
Net income of bank and minority interests.$1,595,0001,885
Net charge-offs$10,0003,731
Cash dividends$1,020,0001,134
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,595,0001,833
2014-03-31 (YTD Data)Rank
Total interest income$1,776,0003,183
Total interest expense$194,0003,238
Net interest income$1,582,0003,149
Provision for loan and lease losses$03,817
Total noninterest income$55,0005,414
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$8,0006,133
Trading account gains and fees$0147
Additional Noninterest Income$47,0004,642
Total noninterest expense$870,0004,221
Salaries and employee benefits$560,0003,827
Premises and equipment expense$71,0004,911
Additional noninterest expense$239,0004,602
Pre-tax net operating income$767,0002,166
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$767,0001,877
Extraordinary gains, net$016
Net income$767,0001,881
Minority interest net income$066
Net income of bank and minority interests.$767,0001,880
Net charge-offs$-8,0005,661
Cash dividends$480,0001,069
Sale, conversion, retirement of capital stock, net$0747
Net operating income$767,0001,837
2013-12-31 (YTD Data)Rank
Total interest income$7,847,0002,984
Total interest expense$1,083,0002,785
Net interest income$6,764,0002,983
Provision for loan and lease losses$275,0002,557
Total noninterest income$370,0004,857
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$41,0006,125
Trading account gains and fees$0184
Additional Noninterest Income$329,0003,971
Total noninterest expense$3,746,0004,078
Salaries and employee benefits$2,255,0003,804
Premises and equipment expense$257,0005,141
Additional noninterest expense$1,234,0004,132
Pre-tax net operating income$3,113,0002,113
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,113,0001,845
Extraordinary gains, net$029
Net income$3,113,0001,848
Minority interest net income$090
Net income of bank and minority interests.$3,113,0001,848
Net charge-offs$1,030,0001,243
Cash dividends$2,280,0001,081
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,113,0001,811
2013-09-30 (YTD Data)Rank
Total interest income$6,019,0002,962
Total interest expense$854,0002,763
Net interest income$5,165,0002,956
Provision for loan and lease losses$275,0002,169
Total noninterest income$320,0004,715
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$27,0006,270
Trading account gains and fees$0180
Additional Noninterest Income$293,0003,772
Total noninterest expense$2,591,0004,314
Salaries and employee benefits$1,636,0003,884
Premises and equipment expense$196,0005,138
Additional noninterest expense$759,0004,590
Pre-tax net operating income$2,619,0001,972
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,619,0001,710
Extraordinary gains, net$025
Net income$2,619,0001,711
Minority interest net income$084
Net income of bank and minority interests.$2,619,0001,714
Net charge-offs$608,0001,409
Cash dividends$1,560,0001,066
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,619,0001,657
2013-06-30 (YTD Data)Rank
Total interest income$3,972,0002,989
Total interest expense$586,0002,753
Net interest income$3,386,0002,996
Provision for loan and lease losses$275,0001,759
Total noninterest income$249,0004,533
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$18,0006,289
Trading account gains and fees$0157
Additional Noninterest Income$231,0003,566
Total noninterest expense$1,749,0004,295
Salaries and employee benefits$1,084,0003,925
Premises and equipment expense$128,0005,186
Additional noninterest expense$537,0004,474
Pre-tax net operating income$1,611,0002,086
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,611,0001,815
Extraordinary gains, net$022
Net income$1,611,0001,820
Minority interest net income$082
Net income of bank and minority interests.$1,611,0001,821
Net charge-offs$9,0004,369
Cash dividends$1,020,0001,062
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,611,0001,752
2013-03-31 (YTD Data)Rank
Total interest income$2,016,0002,966
Total interest expense$302,0002,761
Net interest income$1,714,0002,965
Provision for loan and lease losses$225,0001,230
Total noninterest income$131,0004,416
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$9,0006,313
Trading account gains and fees$0148
Additional Noninterest Income$122,0003,473
Total noninterest expense$861,0004,369
Salaries and employee benefits$544,0003,957
Premises and equipment expense$68,0005,115
Additional noninterest expense$249,0004,655
Pre-tax net operating income$759,0002,126
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$759,0001,876
Extraordinary gains, net$010
Net income$759,0001,877
Minority interest net income$076
Net income of bank and minority interests.$759,0001,878
Net charge-offs$-1,0005,189
Cash dividends$480,000977
Sale, conversion, retirement of capital stock, net$0789
Net operating income$759,0001,795
2012-12-31 (YTD Data)Rank
Total interest income$9,067,0002,811
Total interest expense$1,539,0002,654
Net interest income$7,528,0002,800
Provision for loan and lease losses$1,900,0001,109
Total noninterest income$696,0003,896
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$41,0006,381
Trading account gains and fees$0166
Additional Noninterest Income$655,0002,983
Total noninterest expense$3,277,0004,530
Salaries and employee benefits$2,120,0003,998
Premises and equipment expense$246,0005,376
Additional noninterest expense$911,0004,995
Pre-tax net operating income$3,047,0002,058
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,047,0001,837
Extraordinary gains, net$029
Net income$3,047,0001,836
Minority interest net income$093
Net income of bank and minority interests.$3,047,0001,837
Net charge-offs$1,825,0001,240
Cash dividends$2,460,0001,026
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,047,0001,733
2012-09-30 (YTD Data)Rank
Total interest income$6,872,0002,847
Total interest expense$1,201,0002,668
Net interest income$5,671,0002,831
Provision for loan and lease losses$1,650,0001,004
Total noninterest income$458,0004,177
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$32,0006,424
Trading account gains and fees$0157
Additional Noninterest Income$426,0003,181
Total noninterest expense$2,422,0004,591
Salaries and employee benefits$1,584,0004,016
Premises and equipment expense$186,0005,417
Additional noninterest expense$652,0005,145
Pre-tax net operating income$2,057,0002,314
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,057,0002,058
Extraordinary gains, net$020
Net income$2,057,0002,057
Minority interest net income$086
Net income of bank and minority interests.$2,057,0002,059
Net charge-offs$05,771
Cash dividends$1,800,000854
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,057,0001,941
2012-06-30 (YTD Data)Rank
Total interest income$4,624,0002,842
Total interest expense$830,0002,697
Net interest income$3,794,0002,826
Provision for loan and lease losses$600,0001,572
Total noninterest income$334,0003,990
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$312,0003,016
Total noninterest expense$1,624,0004,606
Salaries and employee benefits$1,059,0004,034
Premises and equipment expense$126,0005,402
Additional noninterest expense$439,0005,158
Pre-tax net operating income$1,904,0001,753
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,904,0001,546
Extraordinary gains, net$019
Net income$1,904,0001,545
Minority interest net income$084
Net income of bank and minority interests.$1,904,0001,546
Net charge-offs$05,507
Cash dividends$1,260,000810
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,904,0001,463
2012-03-31 (YTD Data)Rank
Total interest income$2,251,0002,941
Total interest expense$440,0002,655
Net interest income$1,811,0002,962
Provision for loan and lease losses$300,0001,500
Total noninterest income$183,0003,834
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,868
Total noninterest expense$809,0004,630
Salaries and employee benefits$531,0004,055
Premises and equipment expense$66,0005,331
Additional noninterest expense$212,0005,230
Pre-tax net operating income$885,0001,863
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$885,0001,643
Extraordinary gains, net$019
Net income$885,0001,644
Minority interest net income$078
Net income of bank and minority interests.$885,0001,644
Net charge-offs$04,730
Cash dividends$720,000636
Sale, conversion, retirement of capital stock, net$0861
Net operating income$885,0001,542
2011-12-31 (YTD Data)Rank
Total interest income$10,097,0002,735
Total interest expense$2,296,0002,491
Net interest income$7,801,0002,812
Provision for loan and lease losses$1,285,0002,070
Total noninterest income$384,0004,847
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$49,0006,336
Trading account gains and fees$0146
Additional Noninterest Income$335,0003,702
Total noninterest expense$3,449,0004,520
Salaries and employee benefits$2,177,0003,925
Premises and equipment expense$360,0004,804
Additional noninterest expense$912,0005,121
Pre-tax net operating income$3,451,0001,621
Securities gains (losses)$22,0003,042
Applicable income taxes$04,719
Income before extraordinary items$3,473,0001,410
Extraordinary gains, net$029
Net income$3,473,0001,410
Minority interest net income$096
Net income of bank and minority interests.$3,473,0001,410
Net charge-offs$1,218,0002,128
Cash dividends$2,340,000840
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,451,0001,354
2011-09-30 (YTD Data)Rank
Total interest income$7,623,0002,748
Total interest expense$1,809,0002,472
Net interest income$5,814,0002,819
Provision for loan and lease losses$550,0002,737
Total noninterest income$234,0005,223
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$36,0006,397
Trading account gains and fees$0145
Additional Noninterest Income$198,0004,100
Total noninterest expense$2,464,0004,642
Salaries and employee benefits$1,557,0004,072
Premises and equipment expense$230,0005,231
Additional noninterest expense$677,0005,179
Pre-tax net operating income$3,034,0001,475
Securities gains (losses)$23,0002,749
Applicable income taxes$04,740
Income before extraordinary items$3,057,0001,266
Extraordinary gains, net$021
Net income$3,057,0001,266
Minority interest net income$087
Net income of bank and minority interests.$3,057,0001,266
Net charge-offs$06,185
Cash dividends$1,620,000778
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,034,0001,202
2011-06-30 (YTD Data)Rank
Total interest income$5,132,0002,749
Total interest expense$1,250,0002,475
Net interest income$3,882,0002,815
Provision for loan and lease losses$400,0002,592
Total noninterest income$139,0005,435
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$24,0006,404
Trading account gains and fees$0153
Additional Noninterest Income$115,0004,348
Total noninterest expense$1,636,0004,706
Salaries and employee benefits$1,040,0004,094
Premises and equipment expense$154,0005,254
Additional noninterest expense$442,0005,297
Pre-tax net operating income$1,985,0001,463
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,985,0001,262
Extraordinary gains, net$015
Net income$1,985,0001,262
Minority interest net income$089
Net income of bank and minority interests.$1,985,0001,262
Net charge-offs$05,875
Cash dividends$1,080,000763
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,985,0001,203
2011-03-31 (YTD Data)Rank
Total interest income$2,599,0002,737
Total interest expense$634,0002,523
Net interest income$1,965,0002,776
Provision for loan and lease losses$300,0001,892
Total noninterest income$82,0005,241
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$12,0006,371
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$835,0004,683
Salaries and employee benefits$521,0004,114
Premises and equipment expense$80,0005,222
Additional noninterest expense$234,0005,161
Pre-tax net operating income$912,0001,572
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$912,0001,333
Extraordinary gains, net$09
Net income$912,0001,333
Minority interest net income$086
Net income of bank and minority interests.$912,0001,333
Net charge-offs$05,107
Cash dividends$540,000689
Sale, conversion, retirement of capital stock, net$0925
Net operating income$912,0001,300
2010-12-31 (YTD Data)Rank
Total interest income$11,250,0002,664
Total interest expense$3,155,0002,495
Net interest income$8,095,0002,696
Provision for loan and lease losses$1,965,0002,100
Total noninterest income$712,0003,906
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$54,0006,173
Trading account gains and fees$0175
Additional Noninterest Income$658,0002,783
Total noninterest expense$3,491,0004,607
Salaries and employee benefits$2,142,0004,041
Premises and equipment expense$300,0005,402
Additional noninterest expense$1,049,0004,960
Pre-tax net operating income$3,351,0001,470
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,351,0001,266
Extraordinary gains, net$029
Net income$3,351,0001,268
Minority interest net income$0111
Net income of bank and minority interests.$3,351,0001,269
Net charge-offs$346,0004,131
Cash dividends$2,520,000652
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,351,0001,222
2010-09-30 (YTD Data)Rank
Total interest income$8,495,0002,705
Total interest expense$2,420,0002,539
Net interest income$6,075,0002,723
Provision for loan and lease losses$1,365,0002,111
Total noninterest income$518,0004,001
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$40,0006,264
Trading account gains and fees$0165
Additional Noninterest Income$478,0002,828
Total noninterest expense$2,507,0004,732
Salaries and employee benefits$1,513,0004,244
Premises and equipment expense$228,0005,443
Additional noninterest expense$766,0005,037
Pre-tax net operating income$2,721,0001,440
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,721,0001,233
Extraordinary gains, net$023
Net income$2,721,0001,237
Minority interest net income$0110
Net income of bank and minority interests.$2,721,0001,237
Net charge-offs$54,0005,452
Cash dividends$1,740,000622
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,721,0001,185
2010-06-30 (YTD Data)Rank
Total interest income$5,717,0002,706
Total interest expense$1,646,0002,588
Net interest income$4,071,0002,714
Provision for loan and lease losses$765,0002,254
Total noninterest income$321,0004,117
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$25,0006,341
Trading account gains and fees$0152
Additional Noninterest Income$296,0002,858
Total noninterest expense$1,683,0004,723
Salaries and employee benefits$1,012,0004,261
Premises and equipment expense$150,0005,511
Additional noninterest expense$521,0004,973
Pre-tax net operating income$1,944,0001,332
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,944,0001,150
Extraordinary gains, net$019
Net income$1,944,0001,151
Minority interest net income$0105
Net income of bank and minority interests.$1,944,0001,151
Net charge-offs$-5,0007,369
Cash dividends$1,260,000551
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,944,0001,099
2010-03-31 (YTD Data)Rank
Total interest income$2,854,0002,765
Total interest expense$839,0002,664
Net interest income$2,015,0002,762
Provision for loan and lease losses$300,0002,372
Total noninterest income$79,0005,443
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$11,0006,478
Trading account gains and fees$0175
Additional Noninterest Income$68,0004,171
Total noninterest expense$843,0004,757
Salaries and employee benefits$504,0004,334
Premises and equipment expense$72,0005,682
Additional noninterest expense$267,0004,931
Pre-tax net operating income$951,0001,372
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$951,0001,147
Extraordinary gains, net$016
Net income$951,0001,148
Minority interest net income$091
Net income of bank and minority interests.$951,0001,149
Net charge-offs$-65,0007,813
Cash dividends$384,000898
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$951,0001,118
2009-12-31 (YTD Data)Rank
Total interest income$11,445,0002,877
Total interest expense$4,301,0002,574
Net interest income$7,144,0003,018
Provision for loan and lease losses$1,700,0002,695
Total noninterest income$553,0004,539
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$58,0006,354
Trading account gains and fees$0211
Additional Noninterest Income$495,0003,216
Total noninterest expense$3,474,0004,745
Salaries and employee benefits$1,985,0004,391
Premises and equipment expense$300,0005,640
Additional noninterest expense$1,189,0004,773
Pre-tax net operating income$2,523,0001,560
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,523,0001,323
Extraordinary gains, net$034
Net income$2,523,0001,321
Minority interest net income$0115
Net income of bank and minority interests.$2,523,0001,322
Net charge-offs$604,0003,552
Cash dividends$1,152,0001,476
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,523,0001,306
2009-09-30 (YTD Data)Rank
Total interest income$8,523,0002,932
Total interest expense$3,341,0002,614
Net interest income$5,182,0003,094
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$467,0004,362
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$44,0006,392
Trading account gains and fees$0212
Additional Noninterest Income$423,0003,088
Total noninterest expense$2,578,0004,778
Salaries and employee benefits$1,491,0004,408
Premises and equipment expense$234,0005,615
Additional noninterest expense$853,0004,876
Pre-tax net operating income$2,071,0001,571
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,071,0001,293
Extraordinary gains, net$027
Net income$2,071,0001,292
Minority interest net income$0118
Net income of bank and minority interests.$2,071,0001,293
Net charge-offs$54,0005,620
Cash dividends$1,152,0001,115
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,071,0001,265
2009-06-30 (YTD Data)Rank
Total interest income$5,579,0003,015
Total interest expense$2,292,0002,649
Net interest income$3,287,0003,216
Provision for loan and lease losses$500,0002,961
Total noninterest income$379,0003,952
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$29,0006,437
Trading account gains and fees$0193
Additional Noninterest Income$350,0002,742
Total noninterest expense$1,756,0004,762
Salaries and employee benefits$995,0004,452
Premises and equipment expense$158,0005,625
Additional noninterest expense$603,0004,709
Pre-tax net operating income$1,410,0001,603
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,410,0001,348
Extraordinary gains, net$021
Net income$1,410,0001,345
Minority interest net income$0112
Net income of bank and minority interests.$1,410,0001,346
Net charge-offs$-1,0007,516
Cash dividends$768,0001,178
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,410,0001,302
2009-03-31 (YTD Data)Rank
Total interest income$2,727,0003,111
Total interest expense$1,185,0002,661
Net interest income$1,542,0003,370
Provision for loan and lease losses$90,0004,033
Total noninterest income$166,0004,188
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$152,0002,939
Total noninterest expense$829,0004,843
Salaries and employee benefits$498,0004,475
Premises and equipment expense$83,0005,572
Additional noninterest expense$248,0004,973
Pre-tax net operating income$789,0001,630
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$789,0001,394
Extraordinary gains, net$015
Net income$789,0001,394
Minority interest net income$0102
Net income of bank and minority interests.$789,0001,396
Net charge-offs$-1,0007,151
Cash dividends$384,0001,147
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$789,0001,314
2008-12-31 (YTD Data)Rank
Total interest income$11,345,0003,188
Total interest expense$5,416,0002,769
Net interest income$5,929,0003,511
Provision for loan and lease losses$700,0003,245
Total noninterest income$188,0006,565
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$36,0006,825
Trading account gains and fees$0154
Additional Noninterest Income$152,0005,289
Total noninterest expense$2,952,0005,166
Salaries and employee benefits$1,954,0004,531
Premises and equipment expense$247,0006,272
Additional noninterest expense$751,0005,636
Pre-tax net operating income$2,465,0002,119
Securities gains (losses)$81,0001,287
Applicable income taxes$-167,0007,183
Income before extraordinary items$2,713,0001,500
Extraordinary gains, net$039
Net income$2,713,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,125
Cash dividends$2,052,0001,309
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,632,0001,651
2008-09-30 (YTD Data)Rank
Total interest income$8,451,0003,267
Total interest expense$4,129,0002,830
Net interest income$4,322,0003,605
Provision for loan and lease losses$30,0006,263
Total noninterest income$132,0006,764
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$25,0006,914
Trading account gains and fees$0148
Additional Noninterest Income$107,0005,524
Total noninterest expense$2,224,0005,139
Salaries and employee benefits$1,518,0004,425
Premises and equipment expense$175,0006,416
Additional noninterest expense$531,0005,749
Pre-tax net operating income$2,200,0002,142
Securities gains (losses)$81,0001,096
Applicable income taxes$-167,0007,622
Income before extraordinary items$2,448,0001,490
Extraordinary gains, net$031
Net income$2,448,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,093
Cash dividends$1,539,0001,280
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,367,0001,618
2008-06-30 (YTD Data)Rank
Total interest income$5,605,0003,339
Total interest expense$2,839,0002,847
Net interest income$2,766,0003,706
Provision for loan and lease losses$30,0005,577
Total noninterest income$50,0007,496
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$16,0006,968
Trading account gains and fees$0149
Additional Noninterest Income$34,0006,622
Total noninterest expense$1,470,0005,197
Salaries and employee benefits$1,007,0004,494
Premises and equipment expense$113,0006,526
Additional noninterest expense$350,0005,775
Pre-tax net operating income$1,316,0002,449
Securities gains (losses)$81,0001,114
Applicable income taxes$05,627
Income before extraordinary items$1,397,0001,916
Extraordinary gains, net$021
Net income$1,397,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,312
Cash dividends$1,026,0001,360
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,316,0001,978
2008-03-31 (YTD Data)Rank
Total interest income$2,898,0003,321
Total interest expense$1,535,0002,822
Net interest income$1,363,0003,732
Provision for loan and lease losses$30,0004,346
Total noninterest income$66,0006,219
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$59,0004,725
Total noninterest expense$741,0005,175
Salaries and employee benefits$505,0004,519
Premises and equipment expense$58,0006,485
Additional noninterest expense$178,0005,696
Pre-tax net operating income$658,0002,528
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$658,0002,138
Extraordinary gains, net$015
Net income$658,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$513,0001,317
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$658,0002,072
2007-12-31 (YTD Data)Rank
Total interest income$12,406,0003,191
Total interest expense$6,867,0002,676
Net interest income$5,539,0003,720
Provision for loan and lease losses$25,0006,187
Total noninterest income$73,0007,823
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$34,0006,968
Trading account gains and fees$0178
Additional Noninterest Income$39,0007,327
Total noninterest expense$2,725,0005,323
Salaries and employee benefits$1,863,0004,631
Premises and equipment expense$211,0006,619
Additional noninterest expense$651,0005,926
Pre-tax net operating income$2,862,0002,565
Securities gains (losses)$02,146
Applicable income taxes$874,0002,030
Income before extraordinary items$1,988,0002,841
Extraordinary gains, net$039
Net income$1,988,0002,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,618
Cash dividends$2,052,0001,566
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,988,0002,818
2007-09-30 (YTD Data)Rank
Total interest income$9,193,0003,230
Total interest expense$5,116,0002,697
Net interest income$4,077,0003,780
Provision for loan and lease losses$90,0004,255
Total noninterest income$122,0007,060
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$26,0006,996
Trading account gains and fees$0184
Additional Noninterest Income$96,0005,873
Total noninterest expense$2,050,0005,283
Salaries and employee benefits$1,434,0004,524
Premises and equipment expense$165,0006,549
Additional noninterest expense$451,0006,104
Pre-tax net operating income$2,059,0002,777
Securities gains (losses)$01,655
Applicable income taxes$874,0001,791
Income before extraordinary items$1,185,0003,495
Extraordinary gains, net$033
Net income$1,185,0003,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,814
Cash dividends$1,197,0001,787
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,185,0003,481
2007-06-30 (YTD Data)Rank
Total interest income$6,077,0003,262
Total interest expense$3,348,0002,723
Net interest income$2,729,0003,794
Provision for loan and lease losses$60,0003,990
Total noninterest income$81,0007,108
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$16,0007,071
Trading account gains and fees$0168
Additional Noninterest Income$65,0005,877
Total noninterest expense$1,368,0005,312
Salaries and employee benefits$949,0004,584
Premises and equipment expense$110,0006,565
Additional noninterest expense$309,0006,039
Pre-tax net operating income$1,382,0002,824
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,382,0002,356
Extraordinary gains, net$029
Net income$1,382,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,723
Cash dividends$798,0001,826
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,382,0002,337
2007-03-31 (YTD Data)Rank
Total interest income$3,019,0003,269
Total interest expense$1,682,0002,697
Net interest income$1,337,0003,845
Provision for loan and lease losses$30,0003,737
Total noninterest income$38,0007,183
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$8,0007,097
Trading account gains and fees$0195
Additional Noninterest Income$30,0005,964
Total noninterest expense$691,0005,298
Salaries and employee benefits$478,0004,588
Premises and equipment expense$54,0006,638
Additional noninterest expense$159,0005,944
Pre-tax net operating income$654,0002,942
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$654,0002,459
Extraordinary gains, net$022
Net income$654,0002,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$399,0001,697
Sale, conversion, retirement of capital stock, net$0885
Net operating income$654,0002,436
2006-12-31 (YTD Data)Rank
Total interest income$11,830,0003,138
Total interest expense$6,269,0002,500
Net interest income$5,561,0003,725
Provision for loan and lease losses$25,0006,138
Total noninterest income$80,0007,945
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$43,0006,993
Trading account gains and fees$0130
Additional Noninterest Income$37,0007,547
Total noninterest expense$2,617,0005,337
Salaries and employee benefits$1,754,0004,700
Premises and equipment expense$206,0006,668
Additional noninterest expense$657,0005,814
Pre-tax net operating income$2,999,0002,781
Securities gains (losses)$01,687
Applicable income taxes$860,0002,377
Income before extraordinary items$2,139,0002,956
Extraordinary gains, net$051
Net income$2,139,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,234
Cash dividends$2,364,0001,356
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,139,0002,951
2006-09-30 (YTD Data)Rank
Total interest income$8,700,0003,162
Total interest expense$4,510,0002,522
Net interest income$4,190,0003,730
Provision for loan and lease losses$45,0005,149
Total noninterest income$99,0007,525
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$34,0007,042
Trading account gains and fees$0126
Additional Noninterest Income$65,0006,548
Total noninterest expense$2,010,0005,255
Salaries and employee benefits$1,368,0004,548
Premises and equipment expense$177,0006,376
Additional noninterest expense$465,0005,972
Pre-tax net operating income$2,234,0002,891
Securities gains (losses)$01,388
Applicable income taxes$557,0002,709
Income before extraordinary items$1,677,0002,947
Extraordinary gains, net$045
Net income$1,677,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,946
Cash dividends$1,188,0001,724
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,677,0002,939
2006-06-30 (YTD Data)Rank
Total interest income$5,624,0003,205
Total interest expense$2,809,0002,577
Net interest income$2,815,0003,720
Provision for loan and lease losses$15,0005,732
Total noninterest income$47,0007,922
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,0007,105
Trading account gains and fees$0126
Additional Noninterest Income$25,0007,325
Total noninterest expense$1,352,0005,232
Salaries and employee benefits$916,0004,550
Premises and equipment expense$120,0006,349
Additional noninterest expense$316,0005,912
Pre-tax net operating income$1,495,0002,889
Securities gains (losses)$01,185
Applicable income taxes$373,0002,720
Income before extraordinary items$1,122,0002,939
Extraordinary gains, net$039
Net income$1,122,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$792,0001,745
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,122,0002,927
2006-03-31 (YTD Data)Rank
Total interest income$2,741,0003,205
Total interest expense$1,343,0002,567
Net interest income$1,398,0003,736
Provision for loan and lease losses$30,0003,822
Total noninterest income$47,0007,046
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$10,0007,160
Trading account gains and fees$0115
Additional Noninterest Income$37,0005,687
Total noninterest expense$671,0005,263
Salaries and employee benefits$458,0004,576
Premises and equipment expense$62,0006,285
Additional noninterest expense$151,0006,040
Pre-tax net operating income$744,0002,854
Securities gains (losses)$0955
Applicable income taxes$184,0002,726
Income before extraordinary items$560,0002,892
Extraordinary gains, net$021
Net income$560,0002,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$396,0001,653
Sale, conversion, retirement of capital stock, net$0648
Net operating income$560,0002,876
2005-12-31 (YTD Data)Rank
Total interest income$10,179,0003,110
Total interest expense$4,016,0002,648
Net interest income$6,163,0003,351
Provision for loan and lease losses$180,0003,751
Total noninterest income$241,0006,745
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$44,0007,168
Trading account gains and fees$0138
Additional Noninterest Income$197,0005,197
Total noninterest expense$2,595,0005,248
Salaries and employee benefits$1,760,0004,548
Premises and equipment expense$238,0006,330
Additional noninterest expense$597,0006,078
Pre-tax net operating income$3,629,0002,392
Securities gains (losses)$02,296
Applicable income taxes$962,0002,314
Income before extraordinary items$2,667,0002,472
Extraordinary gains, net$046
Net income$2,667,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$1,136,0002,239
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,667,0002,436
2005-09-30 (YTD Data)Rank
Total interest income$7,457,0003,118
Total interest expense$2,847,0002,645
Net interest income$4,610,0003,348
Provision for loan and lease losses$90,0004,305
Total noninterest income$183,0006,746
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$34,0007,198
Trading account gains and fees$0126
Additional Noninterest Income$149,0005,195
Total noninterest expense$1,954,0005,220
Salaries and employee benefits$1,337,0004,477
Premises and equipment expense$185,0006,217
Additional noninterest expense$432,0006,146
Pre-tax net operating income$2,749,0002,385
Securities gains (losses)$02,317
Applicable income taxes$734,0002,327
Income before extraordinary items$2,015,0002,470
Extraordinary gains, net$035
Net income$2,015,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,559
Cash dividends$836,0002,067
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,015,0002,444
2005-06-30 (YTD Data)Rank
Total interest income$4,874,0003,112
Total interest expense$1,789,0002,641
Net interest income$3,085,0003,330
Provision for loan and lease losses$60,0004,115
Total noninterest income$130,0006,608
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$22,0007,213
Trading account gains and fees$0116
Additional Noninterest Income$108,0005,022
Total noninterest expense$1,327,0005,145
Salaries and employee benefits$904,0004,408
Premises and equipment expense$125,0006,197
Additional noninterest expense$298,0006,019
Pre-tax net operating income$1,828,0002,344
Securities gains (losses)$02,146
Applicable income taxes$489,0002,303
Income before extraordinary items$1,339,0002,416
Extraordinary gains, net$030
Net income$1,339,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$548,0002,079
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,339,0002,386
2005-03-31 (YTD Data)Rank
Total interest income$2,337,0003,183
Total interest expense$831,0002,700
Net interest income$1,506,0003,401
Provision for loan and lease losses$30,0003,913
Total noninterest income$73,0006,353
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$11,0007,233
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,706
Total noninterest expense$629,0005,358
Salaries and employee benefits$433,0004,567
Premises and equipment expense$64,0006,186
Additional noninterest expense$132,0006,402
Pre-tax net operating income$920,0002,313
Securities gains (losses)$01,685
Applicable income taxes$248,0002,285
Income before extraordinary items$672,0002,398
Extraordinary gains, net$024
Net income$672,0002,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$672,0002,363
2004-12-31 (YTD Data)Rank
Total interest income$8,493,0003,257
Total interest expense$2,630,0002,923
Net interest income$5,863,0003,345
Provision for loan and lease losses$120,0004,623
Total noninterest income$338,0006,159
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$48,0007,325
Trading account gains and fees$0138
Additional Noninterest Income$290,0004,327
Total noninterest expense$2,610,0005,144
Salaries and employee benefits$1,736,0004,451
Premises and equipment expense$269,0005,998
Additional noninterest expense$605,0005,946
Pre-tax net operating income$3,471,0002,282
Securities gains (losses)$03,819
Applicable income taxes$1,056,0002,063
Income before extraordinary items$2,415,0002,504
Extraordinary gains, net$034
Net income$2,415,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,277
Cash dividends$4,005,000754
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,415,0002,454
2004-09-30 (YTD Data)Rank
Total interest income$6,223,0003,290
Total interest expense$1,889,0002,981
Net interest income$4,334,0003,371
Provision for loan and lease losses$90,0004,429
Total noninterest income$271,0006,048
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$36,0007,361
Trading account gains and fees$0134
Additional Noninterest Income$235,0004,186
Total noninterest expense$1,962,0005,101
Salaries and employee benefits$1,312,0004,391
Premises and equipment expense$212,0005,809
Additional noninterest expense$438,0006,019
Pre-tax net operating income$2,553,0002,344
Securities gains (losses)$03,710
Applicable income taxes$612,0002,537
Income before extraordinary items$1,941,0002,387
Extraordinary gains, net$026
Net income$1,941,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,041
Cash dividends$3,690,000592
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,941,0002,332
2004-06-30 (YTD Data)Rank
Total interest income$4,084,0003,333
Total interest expense$1,243,0003,000
Net interest income$2,841,0003,415
Provision for loan and lease losses$60,0004,267
Total noninterest income$192,0005,910
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$23,0007,421
Trading account gains and fees$0130
Additional Noninterest Income$169,0004,080
Total noninterest expense$1,324,0005,069
Salaries and employee benefits$875,0004,417
Premises and equipment expense$143,0005,814
Additional noninterest expense$306,0005,923
Pre-tax net operating income$1,649,0002,391
Securities gains (losses)$03,413
Applicable income taxes$391,0002,607
Income before extraordinary items$1,258,0002,420
Extraordinary gains, net$021
Net income$1,258,0002,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$3,375,000447
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,258,0002,352
2004-03-31 (YTD Data)Rank
Total interest income$2,032,0003,352
Total interest expense$624,0003,025
Net interest income$1,408,0003,427
Provision for loan and lease losses$30,0004,060
Total noninterest income$96,0005,874
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,0007,382
Trading account gains and fees$0121
Additional Noninterest Income$84,0004,069
Total noninterest expense$646,0005,189
Salaries and employee benefits$434,0004,463
Premises and equipment expense$73,0005,767
Additional noninterest expense$139,0006,236
Pre-tax net operating income$828,0002,356
Securities gains (losses)$02,934
Applicable income taxes$196,0002,616
Income before extraordinary items$632,0002,376
Extraordinary gains, net$016
Net income$632,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$3,060,000256
Sale, conversion, retirement of capital stock, net$0464
Net operating income$632,0002,295
2003-12-31 (YTD Data)Rank
Total interest income$7,997,0003,446
Total interest expense$2,426,0003,415
Net interest income$5,571,0003,391
Provision for loan and lease losses$200,0004,016
Total noninterest income$370,0006,129
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$53,0007,383
Trading account gains and fees$0160
Additional Noninterest Income$317,0004,391
Total noninterest expense$2,350,0005,444
Salaries and employee benefits$1,583,0004,671
Premises and equipment expense$227,0006,464
Additional noninterest expense$540,0006,308
Pre-tax net operating income$3,391,0002,267
Securities gains (losses)$04,500
Applicable income taxes$812,0002,508
Income before extraordinary items$2,579,0002,308
Extraordinary gains, net$-1,0009,139
Net income$2,578,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,141
Cash dividends$1,200,0002,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,579,0002,209
2003-09-30 (YTD Data)Rank
Total interest income$5,907,0003,538
Total interest expense$1,811,0003,541
Net interest income$4,096,0003,457
Provision for loan and lease losses$90,0004,812
Total noninterest income$250,0006,408
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$35,0007,554
Trading account gains and fees$0153
Additional Noninterest Income$215,0004,649
Total noninterest expense$1,644,0005,667
Salaries and employee benefits$1,078,0004,980
Premises and equipment expense$175,0006,385
Additional noninterest expense$391,0006,403
Pre-tax net operating income$2,612,0002,294
Securities gains (losses)$04,204
Applicable income taxes$634,0002,569
Income before extraordinary items$1,978,0002,368
Extraordinary gains, net$040
Net income$1,978,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,699
Cash dividends$915,0001,854
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,978,0002,251
2003-06-30 (YTD Data)Rank
Total interest income$3,926,0003,572
Total interest expense$1,210,0003,638
Net interest income$2,716,0003,471
Provision for loan and lease losses$60,0004,687
Total noninterest income$82,0007,729
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$24,0007,541
Trading account gains and fees$0150
Additional Noninterest Income$58,0006,303
Total noninterest expense$1,084,0005,710
Salaries and employee benefits$706,0005,047
Premises and equipment expense$115,0006,402
Additional noninterest expense$263,0006,381
Pre-tax net operating income$1,654,0002,392
Securities gains (losses)$03,782
Applicable income taxes$389,0002,741
Income before extraordinary items$1,265,0002,452
Extraordinary gains, net$030
Net income$1,265,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$630,0001,827
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,265,0002,315
2003-03-31 (YTD Data)Rank
Total interest income$1,896,0003,686
Total interest expense$592,0003,793
Net interest income$1,304,0003,572
Provision for loan and lease losses$30,0004,429
Total noninterest income$40,0007,748
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$28,0006,362
Total noninterest expense$523,0005,848
Salaries and employee benefits$343,0005,165
Premises and equipment expense$56,0006,474
Additional noninterest expense$124,0006,544
Pre-tax net operating income$791,0002,499
Securities gains (losses)$02,891
Applicable income taxes$179,0002,892
Income before extraordinary items$612,0002,499
Extraordinary gains, net$021
Net income$612,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$345,0001,632
Sale, conversion, retirement of capital stock, net$0419
Net operating income$612,0002,360
2002-12-31 (YTD Data)Rank
Total interest income$8,042,0003,627
Total interest expense$2,648,0003,918
Net interest income$5,394,0003,434
Provision for loan and lease losses$480,0002,438
Total noninterest income$190,0007,415
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$59,0007,370
Trading account gains and fees$0153
Additional Noninterest Income$131,0005,880
Total noninterest expense$2,136,0005,635
Salaries and employee benefits$1,321,0005,149
Premises and equipment expense$188,0006,919
Additional noninterest expense$627,0005,778
Pre-tax net operating income$2,968,0002,525
Securities gains (losses)$04,537
Applicable income taxes$654,0002,972
Income before extraordinary items$2,314,0002,500
Extraordinary gains, net$070
Net income$2,314,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,091
Cash dividends$1,020,0002,199
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,314,0002,412
2001-12-31 (YTD Data)Rank
Total interest income$8,207,0003,932
Total interest expense$3,957,0003,835
Net interest income$4,250,0003,934
Provision for loan and lease losses$180,0004,345
Total noninterest income$153,0007,813
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$65,0007,289
Trading account gains and fees$0177
Additional Noninterest Income$88,0006,699
Total noninterest expense$1,851,0006,021
Salaries and employee benefits$1,180,0005,392
Premises and equipment expense$185,0007,000
Additional noninterest expense$486,0006,534
Pre-tax net operating income$2,372,0002,783
Securities gains (losses)$04,612
Applicable income taxes$502,0003,328
Income before extraordinary items$1,870,0002,696
Extraordinary gains, net$0105
Net income$1,870,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$870,0002,498
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,870,0002,609
2000-12-31 (YTD Data)Rank
Total interest income$7,990,0004,137
Total interest expense$4,317,0003,747
Net interest income$3,673,0004,462
Provision for loan and lease losses$60,0006,179
Total noninterest income$157,0007,786
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$53,0007,545
Trading account gains and fees$0180
Additional Noninterest Income$104,0006,336
Total noninterest expense$1,695,0006,277
Salaries and employee benefits$1,066,0005,670
Premises and equipment expense$173,0007,198
Additional noninterest expense$456,0006,732
Pre-tax net operating income$2,075,0003,232
Securities gains (losses)$01,956
Applicable income taxes$413,0003,924
Income before extraordinary items$1,662,0002,991
Extraordinary gains, net$038
Net income$1,662,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,044
Cash dividends$841,0002,574
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,662,0002,982
1999-12-31 (YTD Data)Rank
Total interest income$6,991,0004,403
Total interest expense$3,392,0004,145
Net interest income$3,599,0004,555
Provision for loan and lease losses$60,0006,124
Total noninterest income$193,0007,575
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$48,0007,891
Trading account gains and fees$0173
Additional Noninterest Income$145,0005,687
Total noninterest expense$1,567,0006,605
Salaries and employee benefits$990,0005,930
Premises and equipment expense$152,0007,631
Additional noninterest expense$425,0007,083
Pre-tax net operating income$2,165,0003,137
Securities gains (losses)$03,155
Applicable income taxes$508,0003,609
Income before extraordinary items$1,657,0002,998
Extraordinary gains, net$035
Net income$1,657,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$599,0003,190
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,657,0002,962
1998-12-31 (YTD Data)Rank
Total interest income$7,156,0004,325
Total interest expense$3,640,0003,984
Net interest income$3,516,0004,578
Provision for loan and lease losses$60,0006,123
Total noninterest income$162,0008,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0007,990
Trading account gains and feesNANA
Additional Noninterest Income$110,0006,403
Total noninterest expense$1,434,0006,869
Salaries and employee benefits$899,0006,213
Premises and equipment expense$133,0008,008
Additional noninterest expense$402,0007,203
Pre-tax net operating income$2,184,0003,099
Securities gains (losses)$04,449
Applicable income taxes$542,0003,650
Income before extraordinary items$1,642,0003,022
Extraordinary gains, net$032
Net income$1,642,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$454,0003,741
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,642,0002,935
1997-12-31 (YTD Data)Rank
Total interest income$6,985,0004,504
Total interest expense$3,549,0004,096
Net interest income$3,436,0004,795
Provision for loan and lease losses$180,0003,648
Total noninterest income$148,0008,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0008,119
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,166
Total noninterest expense$1,340,0007,205
Salaries and employee benefits$833,0006,614
Premises and equipment expense$106,0008,826
Additional noninterest expense$401,0007,347
Pre-tax net operating income$2,064,0003,429
Securities gains (losses)$-10,00010,039
Applicable income taxes$505,0004,186
Income before extraordinary items$1,549,0003,276
Extraordinary gains, net$044
Net income$1,549,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,150
Cash dividends$426,0003,820
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,556,5003,180
1996-12-31 (YTD Data)Rank
Total interest income$6,254,0005,028
Total interest expense$3,117,0004,618
Net interest income$3,137,0005,274
Provision for loan and lease losses$120,0004,568
Total noninterest income$154,0008,948
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0008,366
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,486
Total noninterest expense$1,260,0007,799
Salaries and employee benefits$775,0007,114
Premises and equipment expense$117,0008,867
Additional noninterest expense$368,0008,171
Pre-tax net operating income$1,911,0003,525
Securities gains (losses)$04,148
Applicable income taxes$505,0004,114
Income before extraordinary items$1,406,0003,396
Extraordinary gains, net$053
Net income$1,406,0003,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$299,0004,609
Sale, conversion, retirement of capital stock, net$243,000556
Net operating income$1,406,0003,353
1995-12-31 (YTD Data)Rank
Total interest income$5,857,0005,303
Total interest expense$3,048,0004,690
Net interest income$2,809,0005,795
Provision for loan and lease losses$150,0003,621
Total noninterest income$113,00010,003
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0009,427
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,396
Total noninterest expense$1,137,0008,438
Salaries and employee benefits$611,0008,286
Premises and equipment expense$120,0009,038
Additional noninterest expense$406,0008,129
Pre-tax net operating income$1,635,0004,150
Securities gains (losses)$2,0003,270
Applicable income taxes$380,0005,127
Income before extraordinary items$1,257,0003,796
Extraordinary gains, net$065
Net income$1,257,0003,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$235,0005,138
Sale, conversion, retirement of capital stock, net$96,000578
Net operating income$1,255,4603,781
1994-12-31 (YTD Data)Rank
Total interest income$5,031,0005,648
Total interest expense$2,272,0005,030
Net interest income$2,759,0005,989
Provision for loan and lease losses$60,0005,594
Total noninterest income$86,00011,089
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0009,872
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,081
Total noninterest expense$1,250,0008,422
Salaries and employee benefits$756,0007,478
Premises and equipment expense$116,0009,514
Additional noninterest expense$378,0009,057
Pre-tax net operating income$1,535,0004,332
Securities gains (losses)$03,600
Applicable income taxes$376,0004,992
Income before extraordinary items$1,159,0003,995
Extraordinary gains, net$0249
Net income$1,159,0003,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$186,0005,670
Sale, conversion, retirement of capital stock, net$12,0001,070
Net operating income$1,159,0004,030
1993-12-31 (YTD Data)Rank
Total interest income$4,828,0005,955
Total interest expense$2,164,0005,453
Net interest income$2,664,0006,233
Provision for loan and lease losses$60,0006,949
Total noninterest income$83,00011,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,00010,341
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,614
Total noninterest expense$1,150,0009,107
Salaries and employee benefits$627,0008,587
Premises and equipment expense$128,0009,539
Additional noninterest expense$395,0009,316
Pre-tax net operating income$1,537,0004,229
Securities gains (losses)$13,0005,183
Applicable income taxes$422,0004,812
Income before extraordinary items$1,128,0004,230
Extraordinary gains, net$35,0002,385
Net income$1,163,0004,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$165,0005,881
Sale, conversion, retirement of capital stock, net$-132,00013,203
Net operating income$1,118,5104,049
1992-12-31 (YTD Data)Rank
Total interest income$5,056,0006,334
Total interest expense$2,419,0006,142
Net interest income$2,637,0006,342
Provision for loan and lease losses$42,0009,403
Total noninterest income$78,00012,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,00010,631
Trading account gains and feesNANA
Additional Noninterest Income$36,00011,337
Total noninterest expense$1,029,0009,855
Salaries and employee benefits$565,0009,128
Premises and equipment expense$117,00010,138
Additional noninterest expense$347,00010,227
Pre-tax net operating income$1,644,0003,724
Securities gains (losses)$17,0005,804
Applicable income taxes$495,0004,036
Income before extraordinary items$1,166,0003,904
Extraordinary gains, net$01,422
Net income$1,166,0003,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00013,172
Cash dividends$143,0005,906
Sale, conversion, retirement of capital stock, net$-84,00013,820
Net operating income$1,154,1003,653

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.