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Beverly Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$119,622,000	464
Total interest expense	$38,919,000	474
Net interest income	$80,703,000	452
Provision for loan and lease losses	$4,048,000	374
Total noninterest income	$31,516,000	335
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,541,000	713
Trading account gains and fees	$547,000	78
Additional Noninterest Income	$29,428,000	248
Total noninterest expense	$69,513,000	426
Salaries and employee benefits	$41,402,000	389
Premises and equipment expense	$5,171,000	532
Additional noninterest expense	$29,428,000	248
Pre-tax net operating income	$38,658,000	427
Securities gains (losses)	$55,000	384
Applicable income taxes	$10,196,000	342
Income before extraordinary items	$28,517,000	442
Extraordinary gains, net	$0	54
Net income	$28,517,000	446
Minority interest net income	$0	88
Net income of bank and minority interests.	$28,517,000	443
Net charge-offs	$3,918,000	264
Cash dividends	$15,000,000	360
Sale, conversion, retirement of capital stock, net	$1,851,000	146
Net operating income	$28,473,550	455
2023-09-30 (YTD Data)		Rank
Total interest income	$87,259,000	467
Total interest expense	$26,852,000	473
Net interest income	$60,407,000	459
Provision for loan and lease losses	$2,194,000	428
Total noninterest income	$23,126,000	337
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,164,000	707
Trading account gains and fees	$396,000	82
Additional Noninterest Income	$21,566,000	249
Total noninterest expense	$50,237,000	433
Salaries and employee benefits	$30,467,000	399
Premises and equipment expense	$3,705,000	564
Additional noninterest expense	$21,566,000	249
Pre-tax net operating income	$31,102,000	425
Securities gains (losses)	$-57,000	3,866
Applicable income taxes	$8,273,000	339
Income before extraordinary items	$22,772,000	436
Extraordinary gains, net	$0	52
Net income	$22,772,000	440
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,772,000	436
Net charge-offs	$1,805,000	311
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$1,355,000	145
Net operating income	$22,817,030	443
2023-06-30 (YTD Data)		Rank
Total interest income	$56,047,000	460
Total interest expense	$15,735,000	477
Net interest income	$40,312,000	455
Provision for loan and lease losses	$2,485,000	312
Total noninterest income	$15,354,000	328
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$771,000	701
Trading account gains and fees	$269,000	73
Additional Noninterest Income	$14,314,000	247
Total noninterest expense	$32,795,000	436
Salaries and employee benefits	$19,687,000	401
Premises and equipment expense	$2,418,000	563
Additional noninterest expense	$14,314,000	247
Pre-tax net operating income	$20,386,000	426
Securities gains (losses)	$25,000	402
Applicable income taxes	$5,426,000	349
Income before extraordinary items	$14,985,000	439
Extraordinary gains, net	$0	51
Net income	$14,985,000	447
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,985,000	439
Net charge-offs	$1,607,000	248
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$924,000	127
Net operating income	$14,965,250	446
2023-03-31 (YTD Data)		Rank
Total interest income	$26,512,000	483
Total interest expense	$6,380,000	509
Net interest income	$20,132,000	465
Provision for loan and lease losses	$1,211,000	312
Total noninterest income	$8,170,000	319
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$399,000	690
Trading account gains and fees	$127,000	79
Additional Noninterest Income	$7,644,000	237
Total noninterest expense	$16,075,000	452
Salaries and employee benefits	$9,496,000	424
Premises and equipment expense	$1,167,000	605
Additional noninterest expense	$7,644,000	237
Pre-tax net operating income	$11,016,000	408
Securities gains (losses)	$58,000	236
Applicable income taxes	$2,903,000	339
Income before extraordinary items	$8,171,000	429
Extraordinary gains, net	$0	4
Net income	$8,171,000	430
Minority interest net income	$0	48
Net income of bank and minority interests.	$8,171,000	430
Net charge-offs	$1,275,000	183
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$463,000	110
Net operating income	$8,125,180	437
2022-12-31 (YTD Data)		Rank
Total interest income	$70,497,000	563
Total interest expense	$7,913,000	555
Net interest income	$62,584,000	553
Provision for loan and lease losses	$8,907,000	187
Total noninterest income	$29,412,000	360
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,060,000	555
Trading account gains and fees	$245,000	94
Additional Noninterest Income	$27,107,000	275
Total noninterest expense	$55,545,000	502
Salaries and employee benefits	$33,507,000	459
Premises and equipment expense	$3,939,000	673
Additional noninterest expense	$27,107,000	275
Pre-tax net operating income	$27,544,000	605
Securities gains (losses)	$-312,000	4,218
Applicable income taxes	$7,289,000	477
Income before extraordinary items	$19,943,000	647
Extraordinary gains, net	$0	5
Net income	$19,943,000	648
Minority interest net income	$0	63
Net income of bank and minority interests.	$19,943,000	648
Net charge-offs	$2,309,000	266
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$1,788,000	186
Net operating income	$20,189,480	651
2022-09-30 (YTD Data)		Rank
Total interest income	$46,495,000	589
Total interest expense	$3,563,000	630
Net interest income	$42,932,000	586
Provision for loan and lease losses	$4,908,000	209
Total noninterest income	$21,617,000	375
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,624,000	535
Trading account gains and fees	$227,000	92
Additional Noninterest Income	$19,766,000	289
Total noninterest expense	$39,881,000	518
Salaries and employee benefits	$24,217,000	473
Premises and equipment expense	$3,030,000	666
Additional noninterest expense	$19,766,000	289
Pre-tax net operating income	$19,760,000	621
Securities gains (losses)	$-327,000	4,427
Applicable income taxes	$5,223,000	498
Income before extraordinary items	$14,210,000	665
Extraordinary gains, net	$0	4
Net income	$14,210,000	665
Minority interest net income	$0	57
Net income of bank and minority interests.	$14,210,000	665
Net charge-offs	$912,000	319
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$1,380,000	165
Net operating income	$14,468,330	669
2022-06-30 (YTD Data)		Rank
Total interest income	$27,568,000	633
Total interest expense	$1,534,000	748
Net interest income	$26,034,000	623
Provision for loan and lease losses	$4,179,000	154
Total noninterest income	$14,618,000	361
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,154,000	501
Trading account gains and fees	$123,000	90
Additional Noninterest Income	$13,341,000	296
Total noninterest expense	$26,051,000	516
Salaries and employee benefits	$15,768,000	477
Premises and equipment expense	$1,987,000	673
Additional noninterest expense	$8,296,000	501
Pre-tax net operating income	$10,422,000	683
Securities gains (losses)	$-212,000	4,473
Applicable income taxes	$2,754,000	539
Income before extraordinary items	$7,456,000	761
Extraordinary gains, net	$0	4
Net income	$7,456,000	761
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,456,000	761
Net charge-offs	$616,000	299
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$869,000	152
Net operating income	$7,623,480	762
2022-03-31 (YTD Data)		Rank
Total interest income	$13,078,000	642
Total interest expense	$756,000	719
Net interest income	$12,322,000	630
Provision for loan and lease losses	$2,141,000	118
Total noninterest income	$7,444,000	374
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$556,000	516
Trading account gains and fees	$96,000	86
Additional Noninterest Income	$6,792,000	314
Total noninterest expense	$13,012,000	518
Salaries and employee benefits	$7,825,000	478
Premises and equipment expense	$982,000	679
Additional noninterest expense	$4,205,000	486
Pre-tax net operating income	$4,613,000	729
Securities gains (losses)	$-121,000	4,554
Applicable income taxes	$1,167,000	580
Income before extraordinary items	$3,325,000	813
Extraordinary gains, net	$0	4
Net income	$3,325,000	812
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,325,000	813
Net charge-offs	$47,000	697
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$477,000	124
Net operating income	$3,420,590	804
2021-12-31 (YTD Data)		Rank
Total interest income	$53,564,000	636
Total interest expense	$4,288,000	627
Net interest income	$49,276,000	632
Provision for loan and lease losses	$-1,245,000	4,557
Total noninterest income	$26,388,000	428
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,010,000	540
Trading account gains and fees	$156,000	114
Additional Noninterest Income	$24,222,000	368
Total noninterest expense	$48,349,000	549
Salaries and employee benefits	$26,840,000	548
Premises and equipment expense	$4,222,000	632
Additional noninterest expense	$17,287,000	486
Pre-tax net operating income	$28,560,000	572
Securities gains (losses)	$-19,000	4,429
Applicable income taxes	$7,756,000	457
Income before extraordinary items	$20,785,000	631
Extraordinary gains, net	$0	10
Net income	$20,785,000	631
Minority interest net income	$0	74
Net income of bank and minority interests.	$20,785,000	632
Net charge-offs	$415,000	711
Cash dividends	$15,000,000	359
Sale, conversion, retirement of capital stock, net	$878,000	244
Net operating income	$20,800,010	619
2021-09-30 (YTD Data)		Rank
Total interest income	$40,153,000	648
Total interest expense	$3,473,000	614
Net interest income	$36,680,000	646
Provision for loan and lease losses	$-1,443,000	4,652
Total noninterest income	$19,838,000	435
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,450,000	554
Trading account gains and fees	$128,000	111
Additional Noninterest Income	$18,260,000	374
Total noninterest expense	$35,041,000	565
Salaries and employee benefits	$19,418,000	578
Premises and equipment expense	$3,233,000	627
Additional noninterest expense	$12,390,000	511
Pre-tax net operating income	$22,920,000	559
Securities gains (losses)	$-56,000	4,739
Applicable income taxes	$6,111,000	457
Income before extraordinary items	$16,753,000	610
Extraordinary gains, net	$0	8
Net income	$16,753,000	610
Minority interest net income	$0	69
Net income of bank and minority interests.	$16,753,000	610
Net charge-offs	$312,000	632
Cash dividends	$15,000,000	277
Sale, conversion, retirement of capital stock, net	$500,000	248
Net operating income	$16,797,240	606
2021-06-30 (YTD Data)		Rank
Total interest income	$26,456,000	653
Total interest expense	$2,542,000	576
Net interest income	$23,914,000	658
Provision for loan and lease losses	$-1,497,000	4,712
Total noninterest income	$13,245,000	435
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$909,000	565
Trading account gains and fees	$105,000	112
Additional Noninterest Income	$12,231,000	380
Total noninterest expense	$22,788,000	574
Salaries and employee benefits	$12,667,000	585
Premises and equipment expense	$2,146,000	633
Additional noninterest expense	$7,975,000	507
Pre-tax net operating income	$15,868,000	534
Securities gains (losses)	$-40,000	4,784
Applicable income taxes	$4,221,000	452
Income before extraordinary items	$11,607,000	597
Extraordinary gains, net	$0	6
Net income	$11,607,000	597
Minority interest net income	$0	67
Net income of bank and minority interests.	$11,607,000	597
Net charge-offs	$354,000	480
Cash dividends	$15,000,000	206
Sale, conversion, retirement of capital stock, net	$315,000	225
Net operating income	$11,638,600	583
2021-03-31 (YTD Data)		Rank
Total interest income	$13,122,000	654
Total interest expense	$1,380,000	566
Net interest income	$11,742,000	658
Provision for loan and lease losses	$-1,100,000	4,804
Total noninterest income	$6,646,000	440
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$441,000	573
Trading account gains and fees	$28,000	117
Additional Noninterest Income	$6,177,000	389
Total noninterest expense	$11,420,000	568
Salaries and employee benefits	$6,568,000	564
Premises and equipment expense	$1,124,000	608
Additional noninterest expense	$3,728,000	513
Pre-tax net operating income	$8,068,000	529
Securities gains (losses)	$-45,000	4,830
Applicable income taxes	$2,120,000	444
Income before extraordinary items	$5,903,000	577
Extraordinary gains, net	$0	3
Net income	$5,903,000	577
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,903,000	577
Net charge-offs	$269,000	362
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$126,000	228
Net operating income	$5,938,550	563
2020-12-31 (YTD Data)		Rank
Total interest income	$58,655,000	583
Total interest expense	$9,789,000	514
Net interest income	$48,866,000	603
Provision for loan and lease losses	$7,034,000	451
Total noninterest income	$23,220,000	453
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,713,000	592
Trading account gains and fees	$317,000	119
Additional Noninterest Income	$21,190,000	390
Total noninterest expense	$46,457,000	547
Salaries and employee benefits	$24,362,000	583
Premises and equipment expense	$4,083,000	644
Additional noninterest expense	$18,012,000	448
Pre-tax net operating income	$18,595,000	629
Securities gains (losses)	$152,000	1,169
Applicable income taxes	$5,001,000	498
Income before extraordinary items	$13,746,000	717
Extraordinary gains, net	$0	4
Net income	$13,746,000	717
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,746,000	717
Net charge-offs	$687,000	816
Cash dividends	$7,000,000	590
Sale, conversion, retirement of capital stock, net	$-234,000	4,953
Net operating income	$13,625,920	691
2020-09-30 (YTD Data)		Rank
Total interest income	$44,653,000	582
Total interest expense	$8,143,000	499
Net interest income	$36,510,000	594
Provision for loan and lease losses	$7,368,000	392
Total noninterest income	$17,023,000	438
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,272,000	591
Trading account gains and fees	$318,000	109
Additional Noninterest Income	$15,433,000	380
Total noninterest expense	$34,748,000	531
Salaries and employee benefits	$18,243,000	571
Premises and equipment expense	$3,047,000	636
Additional noninterest expense	$13,458,000	435
Pre-tax net operating income	$11,417,000	709
Securities gains (losses)	$152,000	1,024
Applicable income taxes	$3,181,000	528
Income before extraordinary items	$8,388,000	831
Extraordinary gains, net	$0	4
Net income	$8,388,000	831
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,388,000	831
Net charge-offs	$411,000	846
Cash dividends	$7,000,000	460
Sale, conversion, retirement of capital stock, net	$-77,000	4,982
Net operating income	$8,267,920	806
2020-06-30 (YTD Data)		Rank
Total interest income	$30,575,000	564
Total interest expense	$6,135,000	484
Net interest income	$24,440,000	583
Provision for loan and lease losses	$6,734,000	324
Total noninterest income	$11,276,000	412
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$840,000	601
Trading account gains and fees	$203,000	110
Additional Noninterest Income	$10,233,000	349
Total noninterest expense	$24,278,000	508
Salaries and employee benefits	$12,676,000	536
Premises and equipment expense	$1,970,000	654
Additional noninterest expense	$9,632,000	408
Pre-tax net operating income	$4,704,000	1,009
Securities gains (losses)	$133,000	875
Applicable income taxes	$1,379,000	638
Income before extraordinary items	$3,458,000	1,170
Extraordinary gains, net	$0	4
Net income	$3,458,000	1,170
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,458,000	1,170
Net charge-offs	$226,000	941
Cash dividends	$7,000,000	342
Sale, conversion, retirement of capital stock, net	$-121,000	5,025
Net operating income	$3,352,930	1,173
2020-03-31 (YTD Data)		Rank
Total interest income	$15,487,000	563
Total interest expense	$3,483,000	484
Net interest income	$12,004,000	582
Provision for loan and lease losses	$1,881,000	424
Total noninterest income	$5,454,000	399
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$469,000	641
Trading account gains and fees	$20,000	103
Additional Noninterest Income	$4,965,000	312
Total noninterest expense	$11,901,000	512
Salaries and employee benefits	$6,049,000	564
Premises and equipment expense	$975,000	660
Additional noninterest expense	$4,877,000	398
Pre-tax net operating income	$3,676,000	611
Securities gains (losses)	$2,000	1,565
Applicable income taxes	$1,032,000	449
Income before extraordinary items	$2,646,000	728
Extraordinary gains, net	$0	4
Net income	$2,646,000	728
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,646,000	728
Net charge-offs	$45,000	1,251
Cash dividends	$7,000,000	248
Sale, conversion, retirement of capital stock, net	$-143,000	5,083
Net operating income	$2,644,420	706
2019-12-31 (YTD Data)		Rank
Total interest income	$61,331,000	574
Total interest expense	$14,230,000	504
Net interest income	$47,101,000	598
Provision for loan and lease losses	$1,241,000	770
Total noninterest income	$21,796,000	402
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,652,000	753
Trading account gains and fees	$468,000	103
Additional Noninterest Income	$19,676,000	325
Total noninterest expense	$45,699,000	507
Salaries and employee benefits	$24,157,000	549
Premises and equipment expense	$8,056,000	348
Additional noninterest expense	$13,486,000	540
Pre-tax net operating income	$21,957,000	566
Securities gains (losses)	$18,000	1,689
Applicable income taxes	$5,726,000	464
Income before extraordinary items	$16,249,000	627
Extraordinary gains, net	$0	11
Net income	$16,249,000	628
Minority interest net income	$0	76
Net income of bank and minority interests.	$16,249,000	628
Net charge-offs	$254,000	1,484
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$429,000	305
Net operating income	$16,234,780	613
2019-09-30 (YTD Data)		Rank
Total interest income	$45,226,000	581
Total interest expense	$10,547,000	514
Net interest income	$34,679,000	609
Provision for loan and lease losses	$1,123,000	633
Total noninterest income	$16,022,000	406
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,188,000	771
Trading account gains and fees	$133,000	116
Additional Noninterest Income	$14,701,000	329
Total noninterest expense	$32,692,000	529
Salaries and employee benefits	$17,042,000	580
Premises and equipment expense	$6,128,000	347
Additional noninterest expense	$9,522,000	557
Pre-tax net operating income	$16,886,000	563
Securities gains (losses)	$18,000	1,471
Applicable income taxes	$4,355,000	471
Income before extraordinary items	$12,549,000	616
Extraordinary gains, net	$0	11
Net income	$12,549,000	616
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,549,000	616
Net charge-offs	$262,000	1,114
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$303,000	282
Net operating income	$12,534,780	606
2019-06-30 (YTD Data)		Rank
Total interest income	$29,456,000	592
Total interest expense	$6,831,000	521
Net interest income	$22,625,000	623
Provision for loan and lease losses	$779,000	597
Total noninterest income	$10,424,000	402
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$749,000	799
Trading account gains and fees	$20,000	126
Additional Noninterest Income	$9,655,000	320
Total noninterest expense	$22,310,000	518
Salaries and employee benefits	$11,526,000	564
Premises and equipment expense	$4,374,000	330
Additional noninterest expense	$6,410,000	557
Pre-tax net operating income	$9,960,000	602
Securities gains (losses)	$4,000	1,415
Applicable income taxes	$2,533,000	498
Income before extraordinary items	$7,431,000	662
Extraordinary gains, net	$0	11
Net income	$7,431,000	662
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,431,000	662
Net charge-offs	$175,000	1,074
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$208,000	270
Net operating income	$7,427,840	650
2019-03-31 (YTD Data)		Rank
Total interest income	$14,291,000	605
Total interest expense	$3,263,000	530
Net interest income	$11,028,000	635
Provision for loan and lease losses	$481,000	484
Total noninterest income	$5,538,000	370
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$374,000	794
Trading account gains and fees	$-2,000	1,688
Additional Noninterest Income	$5,166,000	289
Total noninterest expense	$11,690,000	494
Salaries and employee benefits	$6,089,000	525
Premises and equipment expense	$2,237,000	328
Additional noninterest expense	$3,364,000	532
Pre-tax net operating income	$4,395,000	644
Securities gains (losses)	$-10,000	5,097
Applicable income taxes	$1,027,000	562
Income before extraordinary items	$3,358,000	705
Extraordinary gains, net	$0	5
Net income	$3,358,000	706
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,358,000	704
Net charge-offs	$80,000	989
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$82,000	254
Net operating income	$3,365,900	690
2018-12-31 (YTD Data)		Rank
Total interest income	$49,706,000	650
Total interest expense	$9,113,000	570
Net interest income	$40,593,000	673
Provision for loan and lease losses	$180,000	2,460
Total noninterest income	$18,596,000	443
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,569,000	785
Trading account gains and fees	$241,000	104
Additional Noninterest Income	$16,786,000	356
Total noninterest expense	$37,516,000	607
Salaries and employee benefits	$17,679,000	717
Premises and equipment expense	$8,376,000	337
Additional noninterest expense	$11,461,000	611
Pre-tax net operating income	$21,493,000	566
Securities gains (losses)	$-34,000	4,753
Applicable income taxes	$5,139,000	466
Income before extraordinary items	$16,320,000	605
Extraordinary gains, net	$0	6
Net income	$16,320,000	603
Minority interest net income	$0	72
Net income of bank and minority interests.	$16,320,000	604
Net charge-offs	$211,000	1,609
Cash dividends	$10,000,000	415
Sale, conversion, retirement of capital stock, net	$726,000	267
Net operating income	$16,346,860	606
2018-09-30 (YTD Data)		Rank
Total interest income	$35,667,000	668
Total interest expense	$6,003,000	598
Net interest income	$29,664,000	682
Provision for loan and lease losses	$219,000	1,912
Total noninterest income	$13,966,000	442
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,168,000	790
Trading account gains and fees	$210,000	106
Additional Noninterest Income	$12,588,000	356
Total noninterest expense	$27,473,000	622
Salaries and employee benefits	$12,944,000	733
Premises and equipment expense	$6,207,000	344
Additional noninterest expense	$8,322,000	616
Pre-tax net operating income	$15,938,000	569
Securities gains (losses)	$-45,000	5,120
Applicable income taxes	$3,759,000	481
Income before extraordinary items	$12,134,000	602
Extraordinary gains, net	$0	5
Net income	$12,134,000	600
Minority interest net income	$0	66
Net income of bank and minority interests.	$12,134,000	601
Net charge-offs	$147,000	1,438
Cash dividends	$10,000,000	314
Sale, conversion, retirement of capital stock, net	$563,000	242
Net operating income	$12,169,550	601
2018-06-30 (YTD Data)		Rank
Total interest income	$22,951,000	681
Total interest expense	$3,409,000	651
Net interest income	$19,542,000	688
Provision for loan and lease losses	$311,000	1,140
Total noninterest income	$9,464,000	434
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$788,000	775
Trading account gains and fees	$104,000	106
Additional Noninterest Income	$8,572,000	348
Total noninterest expense	$18,265,000	628
Salaries and employee benefits	$8,661,000	740
Premises and equipment expense	$4,117,000	344
Additional noninterest expense	$5,487,000	628
Pre-tax net operating income	$10,430,000	567
Securities gains (losses)	$-40,000	5,236
Applicable income taxes	$2,554,000	477
Income before extraordinary items	$7,836,000	620
Extraordinary gains, net	$0	6
Net income	$7,836,000	618
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,836,000	619
Net charge-offs	$117,000	1,229
Cash dividends	$6,000,000	330
Sale, conversion, retirement of capital stock, net	$397,000	214
Net operating income	$7,867,600	614
2018-03-31 (YTD Data)		Rank
Total interest income	$11,152,000	685
Total interest expense	$1,484,000	687
Net interest income	$9,668,000	689
Provision for loan and lease losses	$222,000	882
Total noninterest income	$4,922,000	414
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$393,000	786
Trading account gains and fees	$3,000	119
Additional Noninterest Income	$4,526,000	332
Total noninterest expense	$9,009,000	646
Salaries and employee benefits	$4,434,000	726
Premises and equipment expense	$2,000,000	354
Additional noninterest expense	$2,575,000	653
Pre-tax net operating income	$5,359,000	554
Securities gains (losses)	$-23,000	5,325
Applicable income taxes	$1,261,000	473
Income before extraordinary items	$4,075,000	586
Extraordinary gains, net	$0	7
Net income	$4,075,000	586
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,075,000	586
Net charge-offs	$55,000	1,143
Cash dividends	$6,000,000	185
Sale, conversion, retirement of capital stock, net	$220,000	185
Net operating income	$4,093,170	587
2017-12-31 (YTD Data)		Rank
Total interest income	$39,121,000	730
Total interest expense	$4,592,000	740
Net interest income	$34,529,000	733
Provision for loan and lease losses	$1,143,000	813
Total noninterest income	$18,427,000	446
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,405,000	877
Trading account gains and fees	$271,000	105
Additional Noninterest Income	$16,751,000	355
Total noninterest expense	$37,505,000	575
Salaries and employee benefits	$16,632,000	739
Premises and equipment expense	$10,142,000	277
Additional noninterest expense	$10,731,000	631
Pre-tax net operating income	$14,308,000	720
Securities gains (losses)	$-31,000	5,234
Applicable income taxes	$560,000	2,335
Income before extraordinary items	$13,717,000	565
Extraordinary gains, net	$0	9
Net income	$13,717,000	565
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,717,000	565
Net charge-offs	$534,000	1,042
Cash dividends	$6,000,000	568
Sale, conversion, retirement of capital stock, net	$636,000	261
Net operating income	$13,746,760	558
2017-09-30 (YTD Data)		Rank
Total interest income	$28,824,000	742
Total interest expense	$3,313,000	748
Net interest income	$25,511,000	744
Provision for loan and lease losses	$1,166,000	609
Total noninterest income	$13,855,000	453
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,011,000	912
Trading account gains and fees	$272,000	98
Additional Noninterest Income	$12,572,000	359
Total noninterest expense	$26,555,000	617
Salaries and employee benefits	$11,223,000	817
Premises and equipment expense	$7,489,000	281
Additional noninterest expense	$7,843,000	651
Pre-tax net operating income	$11,645,000	681
Securities gains (losses)	$-31,000	5,536
Applicable income taxes	$4,277,000	551
Income before extraordinary items	$7,337,000	822
Extraordinary gains, net	$0	9
Net income	$7,337,000	822
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,337,000	822
Net charge-offs	$454,000	862
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$429,000	256
Net operating income	$7,356,840	806
2017-06-30 (YTD Data)		Rank
Total interest income	$18,455,000	766
Total interest expense	$2,045,000	783
Net interest income	$16,410,000	768
Provision for loan and lease losses	$814,000	581
Total noninterest income	$9,423,000	450
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$656,000	923
Trading account gains and fees	$252,000	93
Additional Noninterest Income	$8,515,000	356
Total noninterest expense	$17,483,000	629
Salaries and employee benefits	$7,332,000	834
Premises and equipment expense	$4,938,000	284
Additional noninterest expense	$5,213,000	657
Pre-tax net operating income	$7,536,000	676
Securities gains (losses)	$-31,000	5,619
Applicable income taxes	$2,737,000	550
Income before extraordinary items	$4,768,000	833
Extraordinary gains, net	$0	11
Net income	$4,768,000	832
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,768,000	833
Net charge-offs	$175,000	1,142
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$311,000	230
Net operating income	$4,787,840	818
2017-03-31 (YTD Data)		Rank
Total interest income	$8,814,000	801
Total interest expense	$926,000	828
Net interest income	$7,888,000	800
Provision for loan and lease losses	$787,000	315
Total noninterest income	$5,168,000	416
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$316,000	953
Trading account gains and fees	$142,000	96
Additional Noninterest Income	$4,710,000	324
Total noninterest expense	$8,582,000	647
Salaries and employee benefits	$3,484,000	881
Premises and equipment expense	$2,476,000	283
Additional noninterest expense	$2,622,000	649
Pre-tax net operating income	$3,687,000	675
Securities gains (losses)	$-36,000	5,751
Applicable income taxes	$1,296,000	556
Income before extraordinary items	$2,355,000	816
Extraordinary gains, net	$0	8
Net income	$2,355,000	815
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,355,000	816
Net charge-offs	$81,000	1,048
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$151,000	204
Net operating income	$2,378,400	797
2016-12-31 (YTD Data)		Rank
Total interest income	$33,813,000	796
Total interest expense	$4,273,000	691
Net interest income	$29,540,000	808
Provision for loan and lease losses	$1,574,000	628
Total noninterest income	$14,424,000	532
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,092,000	1,116
Trading account gains and fees	$432,000	107
Additional Noninterest Income	$12,900,000	428
Total noninterest expense	$37,488,000	581
Salaries and employee benefits	$19,039,000	613
Premises and equipment expense	$8,706,000	317
Additional noninterest expense	$9,743,000	697
Pre-tax net operating income	$4,902,000	1,650
Securities gains (losses)	$41,000	1,967
Applicable income taxes	$1,836,000	1,113
Income before extraordinary items	$3,107,000	2,047
Extraordinary gains, net	$0	5
Net income	$3,107,000	2,045
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,107,000	2,046
Net charge-offs	$359,000	1,363
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$511,000	278
Net operating income	$3,080,760	2,005
2016-09-30 (YTD Data)		Rank
Total interest income	$25,407,000	789
Total interest expense	$3,267,000	679
Net interest income	$22,140,000	802
Provision for loan and lease losses	$1,701,000	462
Total noninterest income	$10,379,000	553
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$789,000	1,153
Trading account gains and fees	$376,000	99
Additional Noninterest Income	$9,214,000	438
Total noninterest expense	$27,430,000	591
Salaries and employee benefits	$14,065,000	625
Premises and equipment expense	$6,170,000	331
Additional noninterest expense	$7,195,000	704
Pre-tax net operating income	$3,388,000	1,788
Securities gains (losses)	$47,000	1,814
Applicable income taxes	$1,250,000	1,226
Income before extraordinary items	$2,185,000	2,200
Extraordinary gains, net	$0	5
Net income	$2,185,000	2,199
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,185,000	2,200
Net charge-offs	$453,000	860
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$355,000	260
Net operating income	$2,154,920	2,152
2016-06-30 (YTD Data)		Rank
Total interest income	$16,415,000	814
Total interest expense	$2,190,000	670
Net interest income	$14,225,000	824
Provision for loan and lease losses	$795,000	602
Total noninterest income	$6,529,000	564
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$511,000	1,167
Trading account gains and fees	$233,000	91
Additional Noninterest Income	$5,785,000	447
Total noninterest expense	$17,865,000	607
Salaries and employee benefits	$9,240,000	634
Premises and equipment expense	$3,467,000	392
Additional noninterest expense	$5,158,000	672
Pre-tax net operating income	$2,094,000	1,865
Securities gains (losses)	$65,000	1,256
Applicable income taxes	$777,000	1,268
Income before extraordinary items	$1,382,000	2,264
Extraordinary gains, net	$0	16
Net income	$1,382,000	2,263
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,382,000	2,263
Net charge-offs	$210,000	1,092
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$247,000	254
Net operating income	$1,340,400	2,246
2016-03-31 (YTD Data)		Rank
Total interest income	$8,030,000	837
Total interest expense	$1,114,000	660
Net interest income	$6,916,000	851
Provision for loan and lease losses	$153,000	1,130
Total noninterest income	$2,865,000	598
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$249,000	1,190
Trading account gains and fees	$90,000	96
Additional Noninterest Income	$2,526,000	473
Total noninterest expense	$7,705,000	698
Salaries and employee benefits	$4,505,000	659
Premises and equipment expense	$1,261,000	511
Additional noninterest expense	$1,939,000	839
Pre-tax net operating income	$1,923,000	1,122
Securities gains (losses)	$-6,000	5,943
Applicable income taxes	$713,000	807
Income before extraordinary items	$1,204,000	1,410
Extraordinary gains, net	$0	12
Net income	$1,204,000	1,410
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,204,000	1,411
Net charge-offs	$72,000	1,203
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$125,000	229
Net operating income	$1,207,840	1,366
2015-12-31 (YTD Data)		Rank
Total interest income	$28,484,000	911
Total interest expense	$3,968,000	701
Net interest income	$24,516,000	932
Provision for loan and lease losses	$1,004,000	819
Total noninterest income	$3,252,000	1,515
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$896,000	1,342
Trading account gains and fees	$89,000	115
Additional Noninterest Income	$2,267,000	1,392
Total noninterest expense	$21,653,000	956
Salaries and employee benefits	$10,911,000	1,038
Premises and equipment expense	$2,885,000	857
Additional noninterest expense	$7,857,000	830
Pre-tax net operating income	$5,111,000	1,550
Securities gains (losses)	$8,000	2,689
Applicable income taxes	$1,943,000	1,029
Income before extraordinary items	$3,176,000	1,954
Extraordinary gains, net	$0	23
Net income	$3,176,000	1,955
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,176,000	1,956
Net charge-offs	$473,000	1,212
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$312,000	372
Net operating income	$3,170,880	1,917
2015-09-30 (YTD Data)		Rank
Total interest income	$20,758,000	949
Total interest expense	$2,882,000	727
Net interest income	$17,876,000	973
Provision for loan and lease losses	$362,000	1,342
Total noninterest income	$2,000,000	1,758
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$658,000	1,387
Trading account gains and fees	$53,000	127
Additional Noninterest Income	$1,289,000	1,706
Total noninterest expense	$15,337,000	1,019
Salaries and employee benefits	$7,602,000	1,109
Premises and equipment expense	$1,929,000	953
Additional noninterest expense	$5,806,000	848
Pre-tax net operating income	$4,177,000	1,475
Securities gains (losses)	$8,000	2,465
Applicable income taxes	$1,584,000	992
Income before extraordinary items	$2,601,000	1,831
Extraordinary gains, net	$0	21
Net income	$2,601,000	1,832
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,601,000	1,833
Net charge-offs	$376,000	1,058
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$221,000	346
Net operating income	$2,595,880	1,799
2015-06-30 (YTD Data)		Rank
Total interest income	$13,628,000	953
Total interest expense	$1,817,000	773
Net interest income	$11,811,000	977
Provision for loan and lease losses	$136,000	1,906
Total noninterest income	$1,099,000	2,010
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$425,000	1,393
Trading account gains and fees	$6,000	149
Additional Noninterest Income	$668,000	2,026
Total noninterest expense	$9,871,000	1,055
Salaries and employee benefits	$5,042,000	1,124
Premises and equipment expense	$1,039,000	1,163
Additional noninterest expense	$3,790,000	867
Pre-tax net operating income	$2,903,000	1,415
Securities gains (losses)	$10,000	2,017
Applicable income taxes	$1,112,000	958
Income before extraordinary items	$1,801,000	1,771
Extraordinary gains, net	$0	22
Net income	$1,801,000	1,774
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,801,000	1,775
Net charge-offs	$61,000	2,167
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$154,000	323
Net operating income	$1,794,600	1,727
2015-03-31 (YTD Data)		Rank
Total interest income	$6,648,000	978
Total interest expense	$846,000	843
Net interest income	$5,802,000	989
Provision for loan and lease losses	$115,000	1,328
Total noninterest income	$676,000	1,710
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$204,000	1,422
Trading account gains and fees	$0	152
Additional Noninterest Income	$472,000	1,573
Total noninterest expense	$5,025,000	1,033
Salaries and employee benefits	$2,531,000	1,120
Premises and equipment expense	$609,000	1,007
Additional noninterest expense	$1,885,000	853
Pre-tax net operating income	$1,338,000	1,469
Securities gains (losses)	$8,000	1,548
Applicable income taxes	$512,000	995
Income before extraordinary items	$834,000	1,867
Extraordinary gains, net	$0	13
Net income	$834,000	1,869
Minority interest net income	$0	64
Net income of bank and minority interests.	$834,000	1,869
Net charge-offs	$200,000	730
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$68,000	314
Net operating income	$828,880	1,811
2014-12-31 (YTD Data)		Rank
Total interest income	$29,984,000	838
Total interest expense	$3,070,000	978
Net interest income	$26,914,000	815
Provision for loan and lease losses	$1,131,000	792
Total noninterest income	$2,207,000	1,967
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$817,000	1,544
Trading account gains and fees	$57,000	148
Additional Noninterest Income	$1,333,000	1,918
Total noninterest expense	$19,012,000	1,071
Salaries and employee benefits	$9,651,000	1,128
Premises and equipment expense	$1,906,000	1,258
Additional noninterest expense	$7,455,000	879
Pre-tax net operating income	$8,978,000	929
Securities gains (losses)	$-8,000	6,006
Applicable income taxes	$3,503,000	646
Income before extraordinary items	$5,467,000	1,202
Extraordinary gains, net	$0	17
Net income	$5,467,000	1,199
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,467,000	1,201
Net charge-offs	$887,000	989
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$270,000	390
Net operating income	$5,472,120	1,175
2014-09-30 (YTD Data)		Rank
Total interest income	$23,294,000	804
Total interest expense	$2,223,000	1,020
Net interest income	$21,071,000	784
Provision for loan and lease losses	$464,000	1,213
Total noninterest income	$1,571,000	2,040
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$602,000	1,590
Trading account gains and fees	$55,000	137
Additional Noninterest Income	$914,000	2,057
Total noninterest expense	$13,932,000	1,097
Salaries and employee benefits	$6,935,000	1,175
Premises and equipment expense	$1,393,000	1,290
Additional noninterest expense	$5,604,000	870
Pre-tax net operating income	$8,246,000	769
Securities gains (losses)	$3,000	2,680
Applicable income taxes	$3,222,000	562
Income before extraordinary items	$5,027,000	993
Extraordinary gains, net	$0	15
Net income	$5,027,000	992
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,027,000	992
Net charge-offs	$501,000	1,157
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$224,000	338
Net operating income	$5,025,080	967
2014-06-30 (YTD Data)		Rank
Total interest income	$15,767,000	797
Total interest expense	$1,388,000	1,085
Net interest income	$14,379,000	769
Provision for loan and lease losses	$11,000	3,880
Total noninterest income	$1,060,000	2,012
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$385,000	1,617
Trading account gains and fees	$27,000	150
Additional Noninterest Income	$648,000	1,941
Total noninterest expense	$8,773,000	1,153
Salaries and employee benefits	$4,251,000	1,264
Premises and equipment expense	$870,000	1,374
Additional noninterest expense	$3,652,000	885
Pre-tax net operating income	$6,655,000	623
Securities gains (losses)	$4,000	2,221
Applicable income taxes	$2,606,000	470
Income before extraordinary items	$4,053,000	801
Extraordinary gains, net	$0	20
Net income	$4,053,000	802
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,053,000	801
Net charge-offs	$282,000	1,304
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$150,000	316
Net operating income	$4,050,440	785
2014-03-31 (YTD Data)		Rank
Total interest income	$7,838,000	808
Total interest expense	$654,000	1,148
Net interest income	$7,184,000	762
Provision for loan and lease losses	$-122,000	6,538
Total noninterest income	$566,000	1,876
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$182,000	1,680
Trading account gains and fees	$-3,000	6,690
Additional Noninterest Income	$387,000	1,699
Total noninterest expense	$3,689,000	1,353
Salaries and employee benefits	$1,448,000	1,787
Premises and equipment expense	$456,000	1,344
Additional noninterest expense	$1,785,000	892
Pre-tax net operating income	$4,183,000	510
Securities gains (losses)	$3,000	1,458
Applicable income taxes	$1,640,000	397
Income before extraordinary items	$2,546,000	622
Extraordinary gains, net	$0	16
Net income	$2,546,000	623
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,546,000	623
Net charge-offs	$74,000	1,565
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$71,000	300
Net operating income	$2,544,080	613
2013-12-31 (YTD Data)		Rank
Total interest income	$29,980,000	832
Total interest expense	$2,421,000	1,406
Net interest income	$27,559,000	775
Provision for loan and lease losses	$217,000	2,872
Total noninterest income	$2,132,000	2,068
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$794,000	1,651
Trading account gains and fees	$517,000	95
Additional Noninterest Income	$821,000	2,642
Total noninterest expense	$18,377,000	1,111
Salaries and employee benefits	$10,038,000	1,079
Premises and equipment expense	$1,267,000	1,826
Additional noninterest expense	$7,072,000	957
Pre-tax net operating income	$11,097,000	712
Securities gains (losses)	$32,000	2,090
Applicable income taxes	$4,398,000	495
Income before extraordinary items	$6,731,000	926
Extraordinary gains, net	$0	29
Net income	$6,731,000	928
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,731,000	928
Net charge-offs	$400,000	2,257
Cash dividends	$4,000,000	686
Sale, conversion, retirement of capital stock, net	$245,000	392
Net operating income	$6,710,520	908
2013-09-30 (YTD Data)		Rank
Total interest income	$22,412,000	839
Total interest expense	$1,780,000	1,475
Net interest income	$20,632,000	777
Provision for loan and lease losses	$386,000	1,818
Total noninterest income	$1,680,000	2,046
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$589,000	1,667
Trading account gains and fees	$325,000	102
Additional Noninterest Income	$766,000	2,393
Total noninterest expense	$13,669,000	1,116
Salaries and employee benefits	$7,565,000	1,080
Premises and equipment expense	$939,000	1,855
Additional noninterest expense	$5,165,000	980
Pre-tax net operating income	$8,257,000	723
Securities gains (losses)	$32,000	1,957
Applicable income taxes	$3,276,000	519
Income before extraordinary items	$5,013,000	929
Extraordinary gains, net	$0	25
Net income	$5,013,000	931
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,013,000	931
Net charge-offs	$288,000	2,162
Cash dividends	$2,500,000	725
Sale, conversion, retirement of capital stock, net	$226,000	326
Net operating income	$4,992,520	910
2013-06-30 (YTD Data)		Rank
Total interest income	$14,428,000	863
Total interest expense	$1,194,000	1,494
Net interest income	$13,234,000	796
Provision for loan and lease losses	$236,000	1,932
Total noninterest income	$1,302,000	1,850
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$372,000	1,729
Trading account gains and fees	$0	157
Additional Noninterest Income	$930,000	1,668
Total noninterest expense	$9,014,000	1,134
Salaries and employee benefits	$4,960,000	1,096
Premises and equipment expense	$610,000	1,897
Additional noninterest expense	$3,444,000	970
Pre-tax net operating income	$5,286,000	733
Securities gains (losses)	$31,000	1,803
Applicable income taxes	$2,097,000	521
Income before extraordinary items	$3,220,000	951
Extraordinary gains, net	$0	22
Net income	$3,220,000	953
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,220,000	954
Net charge-offs	$250,000	1,865
Cash dividends	$2,500,000	509
Sale, conversion, retirement of capital stock, net	$150,000	309
Net operating income	$3,200,160	921
2013-03-31 (YTD Data)		Rank
Total interest income	$6,784,000	933
Total interest expense	$588,000	1,572
Net interest income	$6,196,000	861
Provision for loan and lease losses	$56,000	2,725
Total noninterest income	$740,000	1,658
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$186,000	1,706
Trading account gains and fees	$0	148
Additional Noninterest Income	$554,000	1,463
Total noninterest expense	$4,755,000	1,077
Salaries and employee benefits	$2,564,000	1,062
Premises and equipment expense	$300,000	1,964
Additional noninterest expense	$1,891,000	899
Pre-tax net operating income	$2,125,000	879
Securities gains (losses)	$31,000	1,120
Applicable income taxes	$846,000	609
Income before extraordinary items	$1,310,000	1,140
Extraordinary gains, net	$0	10
Net income	$1,310,000	1,142
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,310,000	1,142
Net charge-offs	$125,000	1,720
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$72,000	278
Net operating income	$1,290,160	1,105
2012-12-31 (YTD Data)		Rank
Total interest income	$17,362,000	1,523
Total interest expense	$2,448,000	1,786
Net interest income	$14,914,000	1,471
Provision for loan and lease losses	$640,000	2,380
Total noninterest income	$1,220,000	2,936
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$491,000	2,529
Trading account gains and fees	$0	166
Additional Noninterest Income	$729,000	2,832
Total noninterest expense	$9,854,000	1,941
Salaries and employee benefits	$5,558,000	1,819
Premises and equipment expense	$739,000	2,904
Additional noninterest expense	$3,557,000	1,853
Pre-tax net operating income	$5,640,000	1,233
Securities gains (losses)	$19,000	3,187
Applicable income taxes	$2,247,000	794
Income before extraordinary items	$3,412,000	1,678
Extraordinary gains, net	$0	29
Net income	$3,412,000	1,678
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,412,000	1,679
Net charge-offs	$960,000	1,863
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$171,000	469
Net operating income	$3,399,840	1,587
2012-09-30 (YTD Data)		Rank
Total interest income	$12,700,000	1,604
Total interest expense	$1,802,000	1,893
Net interest income	$10,898,000	1,523
Provision for loan and lease losses	$496,000	2,287
Total noninterest income	$928,000	2,926
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$345,000	2,678
Trading account gains and fees	$0	157
Additional Noninterest Income	$583,000	2,716
Total noninterest expense	$7,086,000	2,023
Salaries and employee benefits	$3,970,000	1,896
Premises and equipment expense	$629,000	2,665
Additional noninterest expense	$2,487,000	1,978
Pre-tax net operating income	$4,244,000	1,266
Securities gains (losses)	$19,000	2,887
Applicable income taxes	$1,689,000	815
Income before extraordinary items	$2,574,000	1,707
Extraordinary gains, net	$0	20
Net income	$2,574,000	1,706
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,574,000	1,708
Net charge-offs	$693,000	1,822
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$129,000	421
Net operating income	$2,561,840	1,605
2012-06-30 (YTD Data)		Rank
Total interest income	$8,425,000	1,627
Total interest expense	$1,230,000	1,915
Net interest income	$7,195,000	1,542
Provision for loan and lease losses	$271,000	2,577
Total noninterest income	$555,000	3,055
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$237,000	2,601
Trading account gains and fees	$0	153
Additional Noninterest Income	$318,000	2,986
Total noninterest expense	$4,690,000	2,046
Salaries and employee benefits	$2,685,000	1,862
Premises and equipment expense	$424,000	2,646
Additional noninterest expense	$1,581,000	2,067
Pre-tax net operating income	$2,789,000	1,279
Securities gains (losses)	$17,000	2,561
Applicable income taxes	$1,112,000	818
Income before extraordinary items	$1,694,000	1,712
Extraordinary gains, net	$0	19
Net income	$1,694,000	1,711
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,694,000	1,712
Net charge-offs	$244,000	2,527
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$86,000	395
Net operating income	$1,683,120	1,632
2012-03-31 (YTD Data)		Rank
Total interest income	$4,250,000	1,622
Total interest expense	$620,000	1,983
Net interest income	$3,630,000	1,539
Provision for loan and lease losses	$139,000	2,513
Total noninterest income	$260,000	3,181
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$122,000	2,515
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	3,187
Total noninterest expense	$2,382,000	2,010
Salaries and employee benefits	$1,376,000	1,823
Premises and equipment expense	$213,000	2,658
Additional noninterest expense	$793,000	2,048
Pre-tax net operating income	$1,369,000	1,276
Securities gains (losses)	$-8,000	7,032
Applicable income taxes	$543,000	824
Income before extraordinary items	$818,000	1,766
Extraordinary gains, net	$0	19
Net income	$818,000	1,768
Minority interest net income	$0	78
Net income of bank and minority interests.	$818,000	1,767
Net charge-offs	$92,000	2,508
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$43,000	345
Net operating income	$823,120	1,655
2011-12-31 (YTD Data)		Rank
Total interest income	$15,964,000	1,766
Total interest expense	$2,768,000	2,101
Net interest income	$13,196,000	1,696
Provision for loan and lease losses	$1,688,000	1,758
Total noninterest income	$1,313,000	2,645
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$444,000	2,819
Trading account gains and fees	$0	146
Additional Noninterest Income	$869,000	2,328
Total noninterest expense	$9,073,000	2,104
Salaries and employee benefits	$5,079,000	1,914
Premises and equipment expense	$825,000	2,840
Additional noninterest expense	$3,169,000	2,100
Pre-tax net operating income	$3,748,000	1,504
Securities gains (losses)	$34,000	2,832
Applicable income taxes	$1,487,000	1,007
Income before extraordinary items	$2,295,000	2,017
Extraordinary gains, net	$0	29
Net income	$2,295,000	2,018
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,295,000	2,018
Net charge-offs	$1,435,000	1,943
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$148,000	578
Net operating income	$2,273,240	1,941
2011-09-30 (YTD Data)		Rank
Total interest income	$11,843,000	1,798
Total interest expense	$2,094,000	2,165
Net interest income	$9,749,000	1,727
Provision for loan and lease losses	$1,061,000	1,891
Total noninterest income	$864,000	2,863
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$320,000	2,900
Trading account gains and fees	$0	145
Additional Noninterest Income	$544,000	2,577
Total noninterest expense	$6,741,000	2,133
Salaries and employee benefits	$3,828,000	1,911
Premises and equipment expense	$596,000	2,952
Additional noninterest expense	$2,317,000	2,155
Pre-tax net operating income	$2,811,000	1,571
Securities gains (losses)	$25,000	2,713
Applicable income taxes	$1,115,000	1,002
Income before extraordinary items	$1,721,000	2,066
Extraordinary gains, net	$0	21
Net income	$1,721,000	2,065
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,721,000	2,066
Net charge-offs	$1,073,000	1,824
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$103,000	552
Net operating income	$1,705,000	1,992
2011-06-30 (YTD Data)		Rank
Total interest income	$7,812,000	1,835
Total interest expense	$1,414,000	2,219
Net interest income	$6,398,000	1,746
Provision for loan and lease losses	$542,000	2,215
Total noninterest income	$498,000	3,131
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$194,000	3,094
Trading account gains and fees	$0	153
Additional Noninterest Income	$304,000	2,860
Total noninterest expense	$4,523,000	2,139
Salaries and employee benefits	$2,528,000	1,928
Premises and equipment expense	$419,000	2,843
Additional noninterest expense	$1,576,000	2,150
Pre-tax net operating income	$1,831,000	1,580
Securities gains (losses)	$21,000	2,069
Applicable income taxes	$718,000	1,000
Income before extraordinary items	$1,134,000	2,044
Extraordinary gains, net	$0	15
Net income	$1,134,000	2,044
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,134,000	2,044
Net charge-offs	$924,000	1,541
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$60,000	505
Net operating income	$1,120,560	1,998
2011-03-31 (YTD Data)		Rank
Total interest income	$3,940,000	1,830
Total interest expense	$696,000	2,332
Net interest income	$3,244,000	1,719
Provision for loan and lease losses	$233,000	2,230
Total noninterest income	$248,000	3,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$88,000	3,243
Trading account gains and fees	$0	158
Additional Noninterest Income	$160,000	2,792
Total noninterest expense	$2,307,000	2,098
Salaries and employee benefits	$1,319,000	1,887
Premises and equipment expense	$202,000	2,961
Additional noninterest expense	$786,000	2,140
Pre-tax net operating income	$952,000	1,517
Securities gains (losses)	$0	1,772
Applicable income taxes	$364,000	956
Income before extraordinary items	$588,000	1,947
Extraordinary gains, net	$0	9
Net income	$588,000	1,946
Minority interest net income	$0	86
Net income of bank and minority interests.	$588,000	1,947
Net charge-offs	$642,000	1,151
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$36,000	413
Net operating income	$588,000	1,895
2010-12-31 (YTD Data)		Rank
Total interest income	$14,463,000	2,082
Total interest expense	$3,511,000	2,252
Net interest income	$10,952,000	1,989
Provision for loan and lease losses	$2,979,000	1,622
Total noninterest income	$620,000	4,164
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$369,000	3,223
Trading account gains and fees	$0	175
Additional Noninterest Income	$251,000	4,247
Total noninterest expense	$8,776,000	2,211
Salaries and employee benefits	$4,301,000	2,245
Premises and equipment expense	$717,000	3,229
Additional noninterest expense	$3,758,000	1,896
Pre-tax net operating income	$-183,000	6,011
Securities gains (losses)	$127,000	1,954
Applicable income taxes	$-22,000	6,632
Income before extraordinary items	$-34,000	6,003
Extraordinary gains, net	$0	29
Net income	$-34,000	6,003
Minority interest net income	$0	111
Net income of bank and minority interests.	$-34,000	6,003
Net charge-offs	$2,180,000	1,769
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$104,000	774
Net operating income	$-115,280	6,017
2010-09-30 (YTD Data)		Rank
Total interest income	$10,240,000	2,261
Total interest expense	$2,781,000	2,227
Net interest income	$7,459,000	2,234
Provision for loan and lease losses	$2,704,000	1,354
Total noninterest income	$466,000	4,213
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$279,000	3,278
Trading account gains and fees	$0	165
Additional Noninterest Income	$187,000	4,287
Total noninterest expense	$6,859,000	2,113
Salaries and employee benefits	$3,326,000	2,186
Premises and equipment expense	$612,000	2,983
Additional noninterest expense	$2,921,000	1,816
Pre-tax net operating income	$-1,638,000	6,987
Securities gains (losses)	$126,000	1,741
Applicable income taxes	$-587,000	7,394
Income before extraordinary items	$-925,000	6,873
Extraordinary gains, net	$0	23
Net income	$-925,000	6,873
Minority interest net income	$0	110
Net income of bank and minority interests.	$-925,000	6,873
Net charge-offs	$2,006,000	1,506
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$66,000	768
Net operating income	$-1,005,640	6,861
2010-06-30 (YTD Data)		Rank
Total interest income	$6,494,000	2,397
Total interest expense	$1,946,000	2,217
Net interest income	$4,548,000	2,435
Provision for loan and lease losses	$2,103,000	1,233
Total noninterest income	$307,000	4,213
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$187,000	3,282
Trading account gains and fees	$0	152
Additional Noninterest Income	$120,000	4,340
Total noninterest expense	$4,347,000	2,220
Salaries and employee benefits	$2,153,000	2,249
Premises and equipment expense	$397,000	3,073
Additional noninterest expense	$1,797,000	1,925
Pre-tax net operating income	$-1,595,000	7,188
Securities gains (losses)	$0	3,184
Applicable income taxes	$-617,000	7,520
Income before extraordinary items	$-978,000	7,088
Extraordinary gains, net	$0	19
Net income	$-978,000	7,087
Minority interest net income	$0	105
Net income of bank and minority interests.	$-978,000	7,088
Net charge-offs	$1,336,000	1,472
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$45,000	697
Net operating income	$-978,000	7,055
2010-03-31 (YTD Data)		Rank
Total interest income	$3,076,000	2,583
Total interest expense	$1,029,000	2,207
Net interest income	$2,047,000	2,721
Provision for loan and lease losses	$565,000	1,708
Total noninterest income	$132,000	4,538
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$83,000	3,526
Trading account gains and fees	$0	175
Additional Noninterest Income	$49,000	4,728
Total noninterest expense	$2,108,000	2,314
Salaries and employee benefits	$1,080,000	2,284
Premises and equipment expense	$195,000	3,188
Additional noninterest expense	$833,000	2,040
Pre-tax net operating income	$-494,000	7,180
Securities gains (losses)	$0	2,284
Applicable income taxes	$-191,000	7,553
Income before extraordinary items	$-303,000	7,081
Extraordinary gains, net	$0	16
Net income	$-303,000	7,082
Minority interest net income	$0	91
Net income of bank and minority interests.	$-303,000	7,081
Net charge-offs	$364,000	1,849
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$22,000	643
Net operating income	$-303,000	7,042
2009-12-31 (YTD Data)		Rank
Total interest income	$12,739,000	2,588
Total interest expense	$5,150,000	2,199
Net interest income	$7,589,000	2,854
Provision for loan and lease losses	$2,896,000	2,029
Total noninterest income	$617,000	4,307
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$320,000	3,766
Trading account gains and fees	$0	211
Additional Noninterest Income	$297,000	4,000
Total noninterest expense	$6,412,000	3,013
Salaries and employee benefits	$2,773,000	3,413
Premises and equipment expense	$768,000	3,237
Additional noninterest expense	$2,871,000	2,438
Pre-tax net operating income	$-1,102,000	6,293
Securities gains (losses)	$141,000	1,837
Applicable income taxes	$-365,000	6,928
Income before extraordinary items	$-596,000	6,135
Extraordinary gains, net	$0	34
Net income	$-596,000	6,135
Minority interest net income	$0	115
Net income of bank and minority interests.	$-596,000	6,135
Net charge-offs	$2,320,000	1,865
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$38,000	1,104
Net operating income	$-686,240	6,190
2009-09-30 (YTD Data)		Rank
Total interest income	$9,693,000	2,613
Total interest expense	$3,949,000	2,242
Net interest income	$5,744,000	2,840
Provision for loan and lease losses	$1,971,000	1,926
Total noninterest income	$473,000	4,330
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$214,000	3,991
Trading account gains and fees	$0	212
Additional Noninterest Income	$259,000	3,844
Total noninterest expense	$4,824,000	3,013
Salaries and employee benefits	$2,095,000	3,410
Premises and equipment expense	$572,000	3,301
Additional noninterest expense	$2,157,000	2,401
Pre-tax net operating income	$-578,000	6,390
Securities gains (losses)	$141,000	1,551
Applicable income taxes	$-163,000	7,052
Income before extraordinary items	$-274,000	6,207
Extraordinary gains, net	$0	27
Net income	$-274,000	6,208
Minority interest net income	$0	118
Net income of bank and minority interests.	$-274,000	6,207
Net charge-offs	$1,729,000	1,644
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$35,000	996
Net operating income	$-364,240	6,293
2009-06-30 (YTD Data)		Rank
Total interest income	$6,097,000	2,778
Total interest expense	$2,664,000	2,306
Net interest income	$3,433,000	3,100
Provision for loan and lease losses	$1,105,000	1,949
Total noninterest income	$201,000	5,213
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$115,000	4,375
Trading account gains and fees	$0	193
Additional Noninterest Income	$86,000	5,059
Total noninterest expense	$3,231,000	3,026
Salaries and employee benefits	$1,380,000	3,479
Premises and equipment expense	$386,000	3,280
Additional noninterest expense	$1,465,000	2,387
Pre-tax net operating income	$-702,000	6,809
Securities gains (losses)	$141,000	1,240
Applicable income taxes	$-212,000	7,317
Income before extraordinary items	$-349,000	6,594
Extraordinary gains, net	$0	21
Net income	$-349,000	6,594
Minority interest net income	$0	112
Net income of bank and minority interests.	$-349,000	6,594
Net charge-offs	$185,000	3,518
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$24,000	963
Net operating income	$-439,240	6,673
2009-03-31 (YTD Data)		Rank
Total interest income	$2,956,000	2,906
Total interest expense	$1,336,000	2,379
Net interest income	$1,620,000	3,232
Provision for loan and lease losses	$470,000	1,838
Total noninterest income	$98,000	5,245
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$44,000	4,850
Trading account gains and fees	$0	171
Additional Noninterest Income	$54,000	4,691
Total noninterest expense	$1,525,000	3,098
Salaries and employee benefits	$718,000	3,391
Premises and equipment expense	$198,000	3,247
Additional noninterest expense	$609,000	2,529
Pre-tax net operating income	$-277,000	7,026
Securities gains (losses)	$-3,000	7,758
Applicable income taxes	$-103,000	7,559
Income before extraordinary items	$-177,000	6,995
Extraordinary gains, net	$0	15
Net income	$-177,000	6,996
Minority interest net income	$0	102
Net income of bank and minority interests.	$-177,000	6,996
Net charge-offs	$61,000	3,361
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$3,000	1,009
Net operating income	$-175,080	6,910
2008-12-31 (YTD Data)		Rank
Total interest income	$9,844,000	3,580
Total interest expense	$4,984,000	2,974
Net interest income	$4,860,000	4,026
Provision for loan and lease losses	$1,048,000	2,639
Total noninterest income	$1,360,000	2,813
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$156,000	5,243
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,204,000	1,874
Total noninterest expense	$5,238,000	3,439
Salaries and employee benefits	$2,542,000	3,738
Premises and equipment expense	$759,000	3,310
Additional noninterest expense	$1,937,000	2,943
Pre-tax net operating income	$-66,000	6,421
Securities gains (losses)	$14,000	2,367
Applicable income taxes	$-27,000	6,886
Income before extraordinary items	$-25,000	6,278
Extraordinary gains, net	$0	39
Net income	$-25,000	6,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$694,000	2,381
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$52,000	1,116
Net operating income	$-33,960	6,436
2008-09-30 (YTD Data)		Rank
Total interest income	$7,199,000	3,700
Total interest expense	$3,638,000	3,143
Net interest income	$3,561,000	4,117
Provision for loan and lease losses	$987,000	1,843
Total noninterest income	$860,000	3,194
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$119,000	5,242
Trading account gains and fees	$0	148
Additional Noninterest Income	$741,000	2,226
Total noninterest expense	$3,848,000	3,474
Salaries and employee benefits	$1,918,000	3,734
Premises and equipment expense	$585,000	3,263
Additional noninterest expense	$1,345,000	3,046
Pre-tax net operating income	$-414,000	7,205
Securities gains (losses)	$7,000	2,502
Applicable income taxes	$-166,000	7,621
Income before extraordinary items	$-241,000	6,952
Extraordinary gains, net	$0	31
Net income	$-241,000	6,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$566,000	1,824
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$51,000	947
Net operating income	$-245,480	7,120
2008-06-30 (YTD Data)		Rank
Total interest income	$4,767,000	3,760
Total interest expense	$2,400,000	3,285
Net interest income	$2,367,000	4,115
Provision for loan and lease losses	$586,000	1,738
Total noninterest income	$715,000	2,801
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$75,000	5,373
Trading account gains and fees	$0	149
Additional Noninterest Income	$640,000	1,918
Total noninterest expense	$2,516,000	3,553
Salaries and employee benefits	$1,287,000	3,759
Premises and equipment expense	$391,000	3,271
Additional noninterest expense	$838,000	3,222
Pre-tax net operating income	$-20,000	7,008
Securities gains (losses)	$7,000	2,608
Applicable income taxes	$-12,000	7,618
Income before extraordinary items	$-1,000	7,015
Extraordinary gains, net	$0	21
Net income	$-1,000	7,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,247
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$38,000	833
Net operating income	$-5,480	6,995
2008-03-31 (YTD Data)		Rank
Total interest income	$2,367,000	3,849
Total interest expense	$1,274,000	3,307
Net interest income	$1,093,000	4,341
Provision for loan and lease losses	$311,000	1,338
Total noninterest income	$257,000	3,457
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$40,000	5,234
Trading account gains and fees	$0	158
Additional Noninterest Income	$217,000	2,456
Total noninterest expense	$1,176,000	3,758
Salaries and employee benefits	$573,000	4,108
Premises and equipment expense	$200,000	3,228
Additional noninterest expense	$403,000	3,291
Pre-tax net operating income	$-137,000	7,645
Securities gains (losses)	$7,000	2,110
Applicable income taxes	$-51,000	8,032
Income before extraordinary items	$-79,000	7,591
Extraordinary gains, net	$0	15
Net income	$-79,000	7,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$254,000	1,090
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$15,000	758
Net operating income	$-83,480	7,564
2007-12-31 (YTD Data)		Rank
Total interest income	$10,000,000	3,766
Total interest expense	$5,831,000	3,070
Net interest income	$4,169,000	4,500
Provision for loan and lease losses	$979,000	1,448
Total noninterest income	$359,000	5,713
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$123,000	5,724
Trading account gains and fees	$0	178
Additional Noninterest Income	$236,000	4,714
Total noninterest expense	$4,494,000	3,757
Salaries and employee benefits	$2,096,000	4,245
Premises and equipment expense	$699,000	3,449
Additional noninterest expense	$1,699,000	3,084
Pre-tax net operating income	$-945,000	8,027
Securities gains (losses)	$10,000	1,349
Applicable income taxes	$-380,000	8,263
Income before extraordinary items	$-555,000	7,909
Extraordinary gains, net	$0	39
Net income	$-555,000	7,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$749,000	1,272
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$133,000	858
Net operating income	$-561,400	7,911
2007-09-30 (YTD Data)		Rank
Total interest income	$7,429,000	3,795
Total interest expense	$4,349,000	3,091
Net interest income	$3,080,000	4,568
Provision for loan and lease losses	$559,000	1,431
Total noninterest income	$243,000	5,951
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$93,000	5,741
Trading account gains and fees	$0	184
Additional Noninterest Income	$150,000	5,093
Total noninterest expense	$3,307,000	3,804
Salaries and employee benefits	$1,545,000	4,278
Premises and equipment expense	$556,000	3,267
Additional noninterest expense	$1,206,000	3,180
Pre-tax net operating income	$-543,000	8,107
Securities gains (losses)	$10,000	1,001
Applicable income taxes	$-220,000	8,333
Income before extraordinary items	$-313,000	8,013
Extraordinary gains, net	$0	33
Net income	$-313,000	8,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,364
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$62,000	857
Net operating income	$-319,400	8,001
2007-06-30 (YTD Data)		Rank
Total interest income	$4,817,000	3,887
Total interest expense	$2,833,000	3,147
Net interest income	$1,984,000	4,687
Provision for loan and lease losses	$212,000	2,065
Total noninterest income	$157,000	6,050
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$62,000	5,767
Trading account gains and fees	$0	168
Additional Noninterest Income	$95,000	5,216
Total noninterest expense	$2,217,000	3,808
Salaries and employee benefits	$1,044,000	4,276
Premises and equipment expense	$375,000	3,253
Additional noninterest expense	$798,000	3,198
Pre-tax net operating income	$-288,000	8,144
Securities gains (losses)	$10,000	866
Applicable income taxes	$-121,000	8,404
Income before extraordinary items	$-157,000	8,076
Extraordinary gains, net	$0	29
Net income	$-157,000	8,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,456
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$46,000	760
Net operating income	$-163,400	8,075
2007-03-31 (YTD Data)		Rank
Total interest income	$2,394,000	3,895
Total interest expense	$1,430,000	3,112
Net interest income	$964,000	4,785
Provision for loan and lease losses	$0	5,779
Total noninterest income	$79,000	6,003
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$31,000	5,740
Trading account gains and fees	$0	195
Additional Noninterest Income	$48,000	5,190
Total noninterest expense	$1,091,000	3,858
Salaries and employee benefits	$499,000	4,444
Premises and equipment expense	$188,000	3,268
Additional noninterest expense	$404,000	3,146
Pre-tax net operating income	$-48,000	8,029
Securities gains (losses)	$0	1,187
Applicable income taxes	$-25,000	8,323
Income before extraordinary items	$-23,000	7,971
Extraordinary gains, net	$0	22
Net income	$-23,000	7,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,481
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$31,000	581
Net operating income	$-23,000	7,957
2006-12-31 (YTD Data)		Rank
Total interest income	$9,106,000	3,839
Total interest expense	$5,501,000	2,797
Net interest income	$3,605,000	4,957
Provision for loan and lease losses	$177,000	3,808
Total noninterest income	$265,000	6,415
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$78,000	6,470
Trading account gains and fees	$0	130
Additional Noninterest Income	$187,000	5,237
Total noninterest expense	$4,025,000	3,979
Salaries and employee benefits	$1,823,000	4,573
Premises and equipment expense	$713,000	3,296
Additional noninterest expense	$1,489,000	3,306
Pre-tax net operating income	$-332,000	8,189
Securities gains (losses)	$0	1,687
Applicable income taxes	$-139,000	8,405
Income before extraordinary items	$-193,000	8,142
Extraordinary gains, net	$0	51
Net income	$-193,000	8,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,237
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$266,000	703
Net operating income	$-193,000	8,135
2006-09-30 (YTD Data)		Rank
Total interest income	$6,623,000	3,889
Total interest expense	$3,998,000	2,785
Net interest income	$2,625,000	5,090
Provision for loan and lease losses	$112,000	3,920
Total noninterest income	$193,000	6,525
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$56,000	6,588
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	5,292
Total noninterest expense	$3,043,000	3,939
Salaries and employee benefits	$1,418,000	4,433
Premises and equipment expense	$544,000	3,247
Additional noninterest expense	$1,081,000	3,396
Pre-tax net operating income	$-337,000	8,366
Securities gains (losses)	$0	1,388
Applicable income taxes	$-140,000	8,593
Income before extraordinary items	$-197,000	8,319
Extraordinary gains, net	$0	45
Net income	$-197,000	8,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,262
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$228,000	568
Net operating income	$-197,000	8,313
2006-06-30 (YTD Data)		Rank
Total interest income	$4,205,000	3,986
Total interest expense	$2,558,000	2,760
Net interest income	$1,647,000	5,322
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$137,000	6,409
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$35,000	6,693
Trading account gains and fees	$0	126
Additional Noninterest Income	$102,000	5,085
Total noninterest expense	$2,075,000	3,901
Salaries and employee benefits	$961,000	4,386
Premises and equipment expense	$412,000	2,928
Additional noninterest expense	$702,000	3,466
Pre-tax net operating income	$-351,000	8,496
Securities gains (losses)	$0	1,185
Applicable income taxes	$-141,000	8,660
Income before extraordinary items	$-210,000	8,435
Extraordinary gains, net	$0	39
Net income	$-210,000	8,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$192,000	439
Net operating income	$-210,000	8,431
2006-03-31 (YTD Data)		Rank
Total interest income	$1,965,000	4,137
Total interest expense	$1,215,000	2,768
Net interest income	$750,000	5,597
Provision for loan and lease losses	$26,000	4,229
Total noninterest income	$89,000	5,835
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$17,000	6,702
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,366
Total noninterest expense	$1,026,000	3,954
Salaries and employee benefits	$483,000	4,385
Premises and equipment expense	$207,000	2,939
Additional noninterest expense	$336,000	3,555
Pre-tax net operating income	$-213,000	8,555
Securities gains (losses)	$0	955
Applicable income taxes	$-83,000	8,684
Income before extraordinary items	$-130,000	8,497
Extraordinary gains, net	$0	21
Net income	$-130,000	8,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$159,000	266
Net operating income	$-130,000	8,482
2005-12-31 (YTD Data)		Rank
Total interest income	$5,813,000	4,691
Total interest expense	$2,961,000	3,364
Net interest income	$2,852,000	5,658
Provision for loan and lease losses	$317,000	2,713
Total noninterest income	$587,000	4,838
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$45,000	7,154
Trading account gains and fees	$0	138
Additional Noninterest Income	$542,000	3,232
Total noninterest expense	$2,921,000	4,852
Salaries and employee benefits	$1,489,000	5,071
Premises and equipment expense	$364,000	5,163
Additional noninterest expense	$1,068,000	4,197
Pre-tax net operating income	$201,000	7,698
Securities gains (losses)	$48,000	939
Applicable income taxes	$79,000	5,551
Income before extraordinary items	$170,000	7,711
Extraordinary gains, net	$0	46
Net income	$170,000	7,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,317
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$137,360	7,803
2005-09-30 (YTD Data)		Rank
Total interest income	$4,050,000	4,874
Total interest expense	$1,961,000	3,564
Net interest income	$2,089,000	5,753
Provision for loan and lease losses	$250,000	2,545
Total noninterest income	$470,000	4,715
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$32,000	7,231
Trading account gains and fees	$0	126
Additional Noninterest Income	$438,000	3,113
Total noninterest expense	$2,034,000	5,085
Salaries and employee benefits	$1,035,000	5,314
Premises and equipment expense	$230,000	5,668
Additional noninterest expense	$769,000	4,303
Pre-tax net operating income	$275,000	7,300
Securities gains (losses)	$48,000	896
Applicable income taxes	$107,000	5,180
Income before extraordinary items	$216,000	7,356
Extraordinary gains, net	$0	35
Net income	$216,000	7,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$183,840	7,508
2005-06-30 (YTD Data)		Rank
Total interest income	$2,528,000	5,032
Total interest expense	$1,212,000	3,592
Net interest income	$1,316,000	5,909
Provision for loan and lease losses	$143,000	2,770
Total noninterest income	$301,000	4,778
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$20,000	7,275
Trading account gains and fees	$0	116
Additional Noninterest Income	$281,000	3,185
Total noninterest expense	$1,318,000	5,171
Salaries and employee benefits	$679,000	5,339
Premises and equipment expense	$151,000	5,689
Additional noninterest expense	$488,000	4,463
Pre-tax net operating income	$156,000	7,508
Securities gains (losses)	$47,000	802
Applicable income taxes	$58,000	5,391
Income before extraordinary items	$145,000	7,392
Extraordinary gains, net	$0	30
Net income	$145,000	7,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,895
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$111,630	7,618
2005-03-31 (YTD Data)		Rank
Total interest income	$1,144,000	5,317
Total interest expense	$513,000	3,952
Net interest income	$631,000	6,069
Provision for loan and lease losses	$74,000	2,620
Total noninterest income	$216,000	3,787
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$9,000	7,376
Trading account gains and fees	$0	115
Additional Noninterest Income	$207,000	2,437
Total noninterest expense	$655,000	5,225
Salaries and employee benefits	$329,000	5,494
Premises and equipment expense	$56,000	6,500
Additional noninterest expense	$270,000	4,122
Pre-tax net operating income	$118,000	6,982
Securities gains (losses)	$0	1,685
Applicable income taxes	$35,000	5,166
Income before extraordinary items	$83,000	7,177
Extraordinary gains, net	$0	24
Net income	$83,000	7,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$83,000	7,144
2004-12-31 (YTD Data)		Rank
Total interest income	$1,521,000	7,864
Total interest expense	$637,000	6,826
Net interest income	$884,000	8,193
Provision for loan and lease losses	$284,000	3,038
Total noninterest income	$374,000	5,933
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$10,000	7,777
Trading account gains and fees	$0	138
Additional Noninterest Income	$364,000	3,889
Total noninterest expense	$1,686,000	6,558
Salaries and employee benefits	$867,000	6,738
Premises and equipment expense	$157,000	7,238
Additional noninterest expense	$662,000	5,711
Pre-tax net operating income	$-712,000	8,730
Securities gains (losses)	$-5,000	8,058
Applicable income taxes	$-274,000	8,852
Income before extraordinary items	$-443,000	8,695
Extraordinary gains, net	$0	34
Net income	$-443,000	8,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-439,800	8,661
2004-09-30 (YTD Data)		Rank
Total interest income	$666,000	8,541
Total interest expense	$283,000	7,803
Net interest income	$383,000	8,695
Provision for loan and lease losses	$207,000	2,929
Total noninterest income	$85,000	7,993
Gross Fiduciary activities income	$3,000	1,390
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$82,000	6,269
Total noninterest expense	$1,088,000	6,943
Salaries and employee benefits	$557,000	7,097
Premises and equipment expense	$105,000	7,429
Additional noninterest expense	$426,000	6,124
Pre-tax net operating income	$-827,000	8,868
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$-313,000	8,950
Income before extraordinary items	$-512,000	8,819
Extraordinary gains, net	$0	26
Net income	$-512,000	8,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,361
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-513,280	8,793
2004-06-30 (YTD Data)		Rank
Total interest income	$169,000	8,954
Total interest expense	$79,000	8,702
Net interest income	$90,000	8,985
Provision for loan and lease losses	$99,000	3,536
Total noninterest income	$23,000	8,724
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,000	7,953
Trading account gains and fees	$0	130
Additional Noninterest Income	$22,000	7,639
Total noninterest expense	$511,000	7,777
Salaries and employee benefits	$270,000	7,892
Premises and equipment expense	$52,000	7,942
Additional noninterest expense	$189,000	7,256
Pre-tax net operating income	$-497,000	8,901
Securities gains (losses)	$0	3,413
Applicable income taxes	$-189,000	8,989
Income before extraordinary items	$-308,000	8,857
Extraordinary gains, net	$0	21
Net income	$-308,000	8,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-308,000	8,829

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.