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Beneficial State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$82,694,000623
Total interest expense$16,542,000901
Net interest income$66,152,000540
Provision for loan and lease losses$7,083,000263
Total noninterest income$12,910,000625
Gross Fiduciary activities income$0981
Service charges on deposit accounts$789,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$12,121,000465
Total noninterest expense$61,999,000477
Salaries and employee benefits$34,645,000458
Premises and equipment expense$3,645,000721
Additional noninterest expense$12,121,000465
Pre-tax net operating income$9,980,0001,161
Securities gains (losses)$-240,0004,008
Applicable income taxes$2,738,000789
Income before extraordinary items$7,002,0001,340
Extraordinary gains, net$054
Net income$7,002,0001,355
Minority interest net income$088
Net income of bank and minority interests.$7,002,0001,342
Net charge-offs$11,648,000147
Cash dividends$316,0003,013
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,191,6001,332
2023-09-30 (YTD Data)Rank
Total interest income$60,304,000632
Total interest expense$10,835,000941
Net interest income$49,469,000547
Provision for loan and lease losses$5,984,000239
Total noninterest income$11,446,000558
Gross Fiduciary activities income$0950
Service charges on deposit accounts$590,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$10,856,000419
Total noninterest expense$45,623,000486
Salaries and employee benefits$25,970,000460
Premises and equipment expense$2,733,000731
Additional noninterest expense$10,856,000419
Pre-tax net operating income$9,308,0001,025
Securities gains (losses)$-292,0004,275
Applicable income taxes$2,559,000714
Income before extraordinary items$6,457,0001,181
Extraordinary gains, net$052
Net income$6,457,0001,189
Minority interest net income$081
Net income of bank and minority interests.$6,457,0001,181
Net charge-offs$8,292,000147
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,687,6801,172
2023-06-30 (YTD Data)Rank
Total interest income$38,899,000620
Total interest expense$6,085,000971
Net interest income$32,814,000546
Provision for loan and lease losses$5,249,000202
Total noninterest income$2,994,0001,003
Gross Fiduciary activities income$0931
Service charges on deposit accounts$386,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$2,608,000814
Total noninterest expense$26,984,000523
Salaries and employee benefits$17,153,000457
Premises and equipment expense$1,841,000711
Additional noninterest expense$2,608,000814
Pre-tax net operating income$3,575,0001,567
Securities gains (losses)$-251,0004,376
Applicable income taxes$899,0001,079
Income before extraordinary items$2,425,0001,813
Extraordinary gains, net$051
Net income$2,425,0001,833
Minority interest net income$081
Net income of bank and minority interests.$2,425,0001,813
Net charge-offs$4,940,000135
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,623,2901,739
2023-03-31 (YTD Data)Rank
Total interest income$18,820,000633
Total interest expense$2,230,0001,106
Net interest income$16,590,000545
Provision for loan and lease losses$3,095,000183
Total noninterest income$1,338,0001,091
Gross Fiduciary activities income$0913
Service charges on deposit accounts$186,0001,247
Trading account gains and feesNANA
Additional Noninterest Income$1,152,000874
Total noninterest expense$13,622,000530
Salaries and employee benefits$8,374,000481
Premises and equipment expense$982,000708
Additional noninterest expense$1,152,000874
Pre-tax net operating income$1,211,0002,059
Securities gains (losses)$-237,0004,463
Applicable income taxes$250,0001,529
Income before extraordinary items$724,0002,490
Extraordinary gains, net$04
Net income$724,0002,491
Minority interest net income$048
Net income of bank and minority interests.$724,0002,490
Net charge-offs$3,014,000110
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$911,2302,244
2022-12-31 (YTD Data)Rank
Total interest income$60,390,000641
Total interest expense$2,840,0001,230
Net interest income$57,550,000603
Provision for loan and lease losses$11,989,000156
Total noninterest income$10,391,000744
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$793,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$9,598,000579
Total noninterest expense$47,481,000574
Salaries and employee benefits$27,751,000555
Premises and equipment expense$2,973,000869
Additional noninterest expense$9,598,000579
Pre-tax net operating income$8,471,0001,431
Securities gains (losses)$-142,0004,017
Applicable income taxes$1,873,0001,128
Income before extraordinary items$6,456,0001,549
Extraordinary gains, net$05
Net income$6,456,0001,547
Minority interest net income$063
Net income of bank and minority interests.$6,456,0001,548
Net charge-offs$5,240,000148
Cash dividends$316,0002,963
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,568,1801,552
2022-09-30 (YTD Data)Rank
Total interest income$42,911,000641
Total interest expense$1,416,0001,378
Net interest income$41,495,000612
Provision for loan and lease losses$9,145,000146
Total noninterest income$7,533,000774
Gross Fiduciary activities income$0968
Service charges on deposit accounts$590,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$6,943,000608
Total noninterest expense$34,521,000578
Salaries and employee benefits$20,289,000567
Premises and equipment expense$2,088,000917
Additional noninterest expense$6,943,000608
Pre-tax net operating income$5,362,0001,611
Securities gains (losses)$-147,0004,296
Applicable income taxes$1,351,0001,152
Income before extraordinary items$3,864,0001,775
Extraordinary gains, net$04
Net income$3,864,0001,775
Minority interest net income$057
Net income of bank and minority interests.$3,864,0001,774
Net charge-offs$2,595,000189
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,980,1301,771
2022-06-30 (YTD Data)Rank
Total interest income$27,959,000621
Total interest expense$806,0001,355
Net interest income$27,153,000596
Provision for loan and lease losses$2,950,000205
Total noninterest income$5,346,000732
Gross Fiduciary activities income$0925
Service charges on deposit accounts$390,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$4,956,000595
Total noninterest expense$22,296,000592
Salaries and employee benefits$13,344,000567
Premises and equipment expense$1,273,000978
Additional noninterest expense$7,679,000539
Pre-tax net operating income$7,253,000923
Securities gains (losses)$-94,0004,360
Applicable income taxes$1,925,000676
Income before extraordinary items$5,234,0001,017
Extraordinary gains, net$04
Net income$5,234,0001,016
Minority interest net income$060
Net income of bank and minority interests.$5,234,0001,017
Net charge-offs$746,000271
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,308,2601,022
2022-03-31 (YTD Data)Rank
Total interest income$13,927,000606
Total interest expense$390,0001,332
Net interest income$13,537,000582
Provision for loan and lease losses$2,421,000109
Total noninterest income$1,839,000936
Gross Fiduciary activities income$0892
Service charges on deposit accounts$194,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$1,645,000785
Total noninterest expense$10,911,000604
Salaries and employee benefits$6,701,000568
Premises and equipment expense$599,0001,040
Additional noninterest expense$3,611,000563
Pre-tax net operating income$2,044,0001,332
Securities gains (losses)$-53,0004,466
Applicable income taxes$519,000947
Income before extraordinary items$1,472,0001,478
Extraordinary gains, net$04
Net income$1,472,0001,477
Minority interest net income$050
Net income of bank and minority interests.$1,472,0001,478
Net charge-offs$280,000301
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,513,8701,464
2021-12-31 (YTD Data)Rank
Total interest income$55,409,000614
Total interest expense$1,860,0001,401
Net interest income$53,549,000583
Provision for loan and lease losses$-1,180,0004,548
Total noninterest income$7,699,0001,008
Gross Fiduciary activities income$0994
Service charges on deposit accounts$682,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$7,017,000844
Total noninterest expense$40,807,000644
Salaries and employee benefits$24,601,000603
Premises and equipment expense$2,440,0001,004
Additional noninterest expense$13,766,000594
Pre-tax net operating income$21,621,000693
Securities gains (losses)$-43,0004,552
Applicable income taxes$5,940,000560
Income before extraordinary items$15,638,000783
Extraordinary gains, net$010
Net income$15,638,000784
Minority interest net income$074
Net income of bank and minority interests.$15,638,000784
Net charge-offs$199,0001,025
Cash dividends$500,0002,795
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,671,970764
2021-09-30 (YTD Data)Rank
Total interest income$40,946,000641
Total interest expense$1,446,0001,438
Net interest income$39,500,000609
Provision for loan and lease losses$-761,0004,597
Total noninterest income$6,331,000969
Gross Fiduciary activities income$0957
Service charges on deposit accounts$495,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$5,836,000822
Total noninterest expense$29,148,000674
Salaries and employee benefits$18,005,000619
Premises and equipment expense$1,862,0001,009
Additional noninterest expense$9,281,000636
Pre-tax net operating income$17,444,000677
Securities gains (losses)$-21,0004,643
Applicable income taxes$4,732,000555
Income before extraordinary items$12,691,000765
Extraordinary gains, net$08
Net income$12,691,000765
Minority interest net income$069
Net income of bank and minority interests.$12,691,000765
Net charge-offs$-15,0003,787
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,707,590743
2021-06-30 (YTD Data)Rank
Total interest income$26,343,000656
Total interest expense$1,007,0001,447
Net interest income$25,336,000624
Provision for loan and lease losses$-1,592,0004,719
Total noninterest income$2,373,0001,385
Gross Fiduciary activities income$0951
Service charges on deposit accounts$307,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$2,066,0001,265
Total noninterest expense$19,383,000673
Salaries and employee benefits$11,821,000624
Premises and equipment expense$1,294,000983
Additional noninterest expense$6,268,000622
Pre-tax net operating income$9,918,000770
Securities gains (losses)$-14,0004,674
Applicable income taxes$2,675,000612
Income before extraordinary items$7,229,000874
Extraordinary gains, net$06
Net income$7,229,000874
Minority interest net income$067
Net income of bank and minority interests.$7,229,000874
Net charge-offs$32,0001,318
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,240,060852
2021-03-31 (YTD Data)Rank
Total interest income$12,233,000694
Total interest expense$545,0001,426
Net interest income$11,688,000663
Provision for loan and lease losses$-231,0004,707
Total noninterest income$1,588,0001,147
Gross Fiduciary activities income$0922
Service charges on deposit accounts$130,0001,497
Trading account gains and feesNANA
Additional Noninterest Income$1,458,000993
Total noninterest expense$9,685,000668
Salaries and employee benefits$5,987,000619
Premises and equipment expense$649,000981
Additional noninterest expense$3,049,000629
Pre-tax net operating income$3,822,000950
Securities gains (losses)$-14,0004,693
Applicable income taxes$1,017,000736
Income before extraordinary items$2,791,0001,088
Extraordinary gains, net$03
Net income$2,791,0001,088
Minority interest net income$055
Net income of bank and minority interests.$2,791,0001,088
Net charge-offs$34,000965
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,802,0601,054
2020-12-31 (YTD Data)Rank
Total interest income$49,405,000693
Total interest expense$4,599,0001,026
Net interest income$44,806,000660
Provision for loan and lease losses$3,396,000732
Total noninterest income$6,360,0001,085
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$524,0001,574
Trading account gains and fees$0133
Additional Noninterest Income$5,836,000917
Total noninterest expense$56,483,000454
Salaries and employee benefits$26,764,000530
Premises and equipment expense$3,925,000672
Additional noninterest expense$25,794,000346
Pre-tax net operating income$-8,713,0004,980
Securities gains (losses)$2,270,000207
Applicable income taxes$46,0003,199
Income before extraordinary items$-6,489,0004,969
Extraordinary gains, net$04
Net income$-6,489,0004,969
Minority interest net income$072
Net income of bank and minority interests.$-6,489,0004,969
Net charge-offs$1,687,000464
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-8,759,0004,970
2020-09-30 (YTD Data)Rank
Total interest income$36,670,000698
Total interest expense$3,806,0001,001
Net interest income$32,864,000661
Provision for loan and lease losses$3,035,000694
Total noninterest income$4,820,0001,044
Gross Fiduciary activities income$0981
Service charges on deposit accounts$387,0001,589
Trading account gains and fees$0125
Additional Noninterest Income$4,433,000880
Total noninterest expense$44,768,000420
Salaries and employee benefits$21,419,000480
Premises and equipment expense$3,060,000630
Additional noninterest expense$20,289,000324
Pre-tax net operating income$-10,119,0005,009
Securities gains (losses)$2,273,000166
Applicable income taxes$-297,0004,962
Income before extraordinary items$-7,549,0005,001
Extraordinary gains, net$04
Net income$-7,549,0005,001
Minority interest net income$065
Net income of bank and minority interests.$-7,549,0005,001
Net charge-offs$1,191,000462
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-9,731,0805,001
2020-06-30 (YTD Data)Rank
Total interest income$23,952,000715
Total interest expense$2,829,000969
Net interest income$21,123,000672
Provision for loan and lease losses$3,549,000502
Total noninterest income$4,284,000820
Gross Fiduciary activities income$0970
Service charges on deposit accounts$262,0001,584
Trading account gains and fees$0123
Additional Noninterest Income$4,022,000669
Total noninterest expense$21,819,000558
Salaries and employee benefits$13,380,000508
Premises and equipment expense$2,115,000602
Additional noninterest expense$6,324,000579
Pre-tax net operating income$39,0004,705
Securities gains (losses)$21,0001,665
Applicable income taxes$-93,0004,929
Income before extraordinary items$153,0004,443
Extraordinary gains, net$04
Net income$153,0004,443
Minority interest net income$065
Net income of bank and minority interests.$153,0004,443
Net charge-offs$1,394,000319
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$1,500,00096
Net operating income$132,0004,467
2020-03-31 (YTD Data)Rank
Total interest income$11,484,000732
Total interest expense$1,573,000968
Net interest income$9,911,000698
Provision for loan and lease losses$2,196,000381
Total noninterest income$1,597,000951
Gross Fiduciary activities income$0941
Service charges on deposit accounts$147,0001,651
Trading account gains and fees$0106
Additional Noninterest Income$1,450,000755
Total noninterest expense$10,484,000581
Salaries and employee benefits$6,504,000530
Premises and equipment expense$877,000740
Additional noninterest expense$3,103,000591
Pre-tax net operating income$-1,172,0005,034
Securities gains (losses)$01,705
Applicable income taxes$-389,0005,017
Income before extraordinary items$-783,0004,994
Extraordinary gains, net$04
Net income$-783,0004,995
Minority interest net income$056
Net income of bank and minority interests.$-783,0004,994
Net charge-offs$611,000331
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-783,0005,023
2019-12-31 (YTD Data)Rank
Total interest income$49,954,000692
Total interest expense$8,156,000810
Net interest income$41,798,000661
Provision for loan and lease losses$1,691,000600
Total noninterest income$5,360,0001,080
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$638,0001,612
Trading account gains and fees$0135
Additional Noninterest Income$4,722,000865
Total noninterest expense$42,871,000543
Salaries and employee benefits$25,129,000523
Premises and equipment expense$3,926,000648
Additional noninterest expense$13,816,000523
Pre-tax net operating income$2,596,0002,688
Securities gains (losses)$02,379
Applicable income taxes$103,0003,000
Income before extraordinary items$2,493,0002,571
Extraordinary gains, net$011
Net income$2,493,0002,572
Minority interest net income$076
Net income of bank and minority interests.$2,493,0002,573
Net charge-offs$2,512,000346
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,493,0002,535
2019-09-30 (YTD Data)Rank
Total interest income$37,893,000690
Total interest expense$6,311,000791
Net interest income$31,582,000660
Provision for loan and lease losses$1,462,000513
Total noninterest income$3,368,0001,197
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$475,0001,614
Trading account gains and fees$0129
Additional Noninterest Income$2,893,000988
Total noninterest expense$31,390,000557
Salaries and employee benefits$18,527,000534
Premises and equipment expense$2,765,000692
Additional noninterest expense$10,098,000533
Pre-tax net operating income$2,098,0002,641
Securities gains (losses)$02,167
Applicable income taxes$18,0003,555
Income before extraordinary items$2,080,0002,466
Extraordinary gains, net$011
Net income$2,080,0002,467
Minority interest net income$072
Net income of bank and minority interests.$2,080,0002,467
Net charge-offs$2,228,000288
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,080,0002,438
2019-06-30 (YTD Data)Rank
Total interest income$25,171,000687
Total interest expense$4,112,000794
Net interest income$21,059,000658
Provision for loan and lease losses$1,172,000425
Total noninterest income$2,266,0001,173
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$309,0001,625
Trading account gains and fees$0131
Additional Noninterest Income$1,957,000942
Total noninterest expense$21,061,000555
Salaries and employee benefits$12,324,000527
Premises and equipment expense$1,922,000668
Additional noninterest expense$6,815,000532
Pre-tax net operating income$1,092,0002,978
Securities gains (losses)$01,702
Applicable income taxes$-30,0005,202
Income before extraordinary items$1,122,0002,776
Extraordinary gains, net$011
Net income$1,122,0002,775
Minority interest net income$069
Net income of bank and minority interests.$1,122,0002,775
Net charge-offs$1,612,000264
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,122,0002,756
2019-03-31 (YTD Data)Rank
Total interest income$12,641,000673
Total interest expense$2,072,000780
Net interest income$10,569,000653
Provision for loan and lease losses$514,000465
Total noninterest income$836,0001,390
Gross Fiduciary activities income$0972
Service charges on deposit accounts$146,0001,675
Trading account gains and fees$0126
Additional Noninterest Income$690,0001,175
Total noninterest expense$10,374,000557
Salaries and employee benefits$6,043,000532
Premises and equipment expense$949,000683
Additional noninterest expense$3,382,000529
Pre-tax net operating income$517,0003,028
Securities gains (losses)$01,087
Applicable income taxes$-80,0005,290
Income before extraordinary items$597,0002,629
Extraordinary gains, net$05
Net income$597,0002,628
Minority interest net income$052
Net income of bank and minority interests.$597,0002,628
Net charge-offs$946,000224
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$597,0002,613
2018-12-31 (YTD Data)Rank
Total interest income$48,933,000659
Total interest expense$5,669,000832
Net interest income$43,264,000636
Provision for loan and lease losses$5,450,000243
Total noninterest income$4,895,0001,105
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$788,0001,390
Trading account gains and feesNANA
Additional Noninterest Income$4,107,000903
Total noninterest expense$40,711,000549
Salaries and employee benefits$22,996,000543
Premises and equipment expense$3,575,000707
Additional noninterest expense$14,140,000490
Pre-tax net operating income$1,998,0003,152
Securities gains (losses)$01,125
Applicable income taxes$560,0001,883
Income before extraordinary items$1,438,0003,423
Extraordinary gains, net$06
Net income$1,438,0003,421
Minority interest net income$072
Net income of bank and minority interests.$1,438,0003,422
Net charge-offs$3,967,000235
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$15,690,00042
Net operating income$1,438,0003,429
2018-09-30 (YTD Data)Rank
Total interest income$36,254,000654
Total interest expense$3,830,000860
Net interest income$32,424,000637
Provision for loan and lease losses$5,210,000200
Total noninterest income$3,288,0001,191
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$684,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$2,604,0001,036
Total noninterest expense$29,701,000552
Salaries and employee benefits$16,861,000558
Premises and equipment expense$2,638,000720
Additional noninterest expense$10,202,000506
Pre-tax net operating income$801,0004,037
Securities gains (losses)$01,118
Applicable income taxes$225,0002,450
Income before extraordinary items$576,0004,252
Extraordinary gains, net$05
Net income$576,0004,251
Minority interest net income$066
Net income of bank and minority interests.$576,0004,251
Net charge-offs$3,364,000203
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$15,070,00030
Net operating income$576,0004,258
2018-06-30 (YTD Data)Rank
Total interest income$23,675,000662
Total interest expense$2,150,000928
Net interest income$21,525,000631
Provision for loan and lease losses$3,465,000208
Total noninterest income$1,426,0001,621
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$457,0001,251
Trading account gains and feesNANA
Additional Noninterest Income$969,0001,552
Total noninterest expense$19,326,000577
Salaries and employee benefits$11,127,000563
Premises and equipment expense$1,856,000686
Additional noninterest expense$6,343,000546
Pre-tax net operating income$160,0004,991
Securities gains (losses)$0961
Applicable income taxes$45,0003,193
Income before extraordinary items$115,0005,065
Extraordinary gains, net$06
Net income$115,0005,064
Minority interest net income$065
Net income of bank and minority interests.$115,0005,064
Net charge-offs$1,989,000220
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$9,390,00029
Net operating income$115,0005,070
2018-03-31 (YTD Data)Rank
Total interest income$10,928,000700
Total interest expense$1,027,000935
Net interest income$9,901,000677
Provision for loan and lease losses$1,807,000191
Total noninterest income$704,0001,621
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$157,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$547,0001,413
Total noninterest expense$9,339,000608
Salaries and employee benefits$5,550,000574
Premises and equipment expense$881,000732
Additional noninterest expense$2,908,000588
Pre-tax net operating income$-541,0005,577
Securities gains (losses)$0735
Applicable income taxes$-152,0005,566
Income before extraordinary items$-389,0005,549
Extraordinary gains, net$07
Net income$-389,0005,549
Minority interest net income$052
Net income of bank and minority interests.$-389,0005,549
Net charge-offs$748,000259
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$9,390,00018
Net operating income$-389,0005,552
2017-12-31 (YTD Data)Rank
Total interest income$38,769,000741
Total interest expense$3,422,000955
Net interest income$35,347,000718
Provision for loan and lease losses$8,898,000175
Total noninterest income$4,006,0001,281
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$255,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$3,751,000993
Total noninterest expense$31,903,000690
Salaries and employee benefits$16,994,000724
Premises and equipment expense$3,031,000818
Additional noninterest expense$11,878,000571
Pre-tax net operating income$-1,448,0005,625
Securities gains (losses)$02,243
Applicable income taxes$2,354,0001,156
Income before extraordinary items$-3,802,0005,640
Extraordinary gains, net$09
Net income$-3,802,0005,640
Minority interest net income$076
Net income of bank and minority interests.$-3,802,0005,640
Net charge-offs$4,891,000213
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$7,899,00080
Net operating income$-3,802,0005,640
2017-09-30 (YTD Data)Rank
Total interest income$29,080,000735
Total interest expense$2,524,000956
Net interest income$26,556,000717
Provision for loan and lease losses$6,985,000169
Total noninterest income$3,709,0001,143
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$192,0003,118
Trading account gains and feesNANA
Additional Noninterest Income$3,517,000875
Total noninterest expense$23,573,000698
Salaries and employee benefits$12,379,000747
Premises and equipment expense$2,166,000855
Additional noninterest expense$9,028,000560
Pre-tax net operating income$-293,0005,627
Securities gains (losses)$02,274
Applicable income taxes$-118,0005,665
Income before extraordinary items$-175,0005,604
Extraordinary gains, net$09
Net income$-175,0005,604
Minority interest net income$071
Net income of bank and minority interests.$-175,0005,604
Net charge-offs$3,411,000211
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,750,000150
Net operating income$-175,0005,600
2017-06-30 (YTD Data)Rank
Total interest income$18,590,000761
Total interest expense$1,610,000972
Net interest income$16,980,000740
Provision for loan and lease losses$3,648,000192
Total noninterest income$1,770,0001,427
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$129,0003,106
Trading account gains and feesNANA
Additional Noninterest Income$1,641,0001,114
Total noninterest expense$16,081,000684
Salaries and employee benefits$8,181,000750
Premises and equipment expense$1,383,000896
Additional noninterest expense$6,517,000529
Pre-tax net operating income$-979,0005,745
Securities gains (losses)$01,906
Applicable income taxes$-392,0005,758
Income before extraordinary items$-587,0005,729
Extraordinary gains, net$011
Net income$-587,0005,729
Minority interest net income$071
Net income of bank and minority interests.$-587,0005,729
Net charge-offs$1,045,000345
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$1,000,000136
Net operating income$-587,0005,729
2017-03-31 (YTD Data)Rank
Total interest income$8,966,000782
Total interest expense$780,000982
Net interest income$8,186,000763
Provision for loan and lease losses$1,466,000217
Total noninterest income$791,0001,520
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and fees$0142
Additional Noninterest Income$725,0001,202
Total noninterest expense$8,515,000654
Salaries and employee benefits$4,119,000755
Premises and equipment expense$687,000907
Additional noninterest expense$3,709,000473
Pre-tax net operating income$-1,004,0005,830
Securities gains (losses)$01,153
Applicable income taxes$-402,0005,833
Income before extraordinary items$-602,0005,813
Extraordinary gains, net$08
Net income$-602,0005,813
Minority interest net income$055
Net income of bank and minority interests.$-602,0005,813
Net charge-offs$315,000445
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-602,0005,813
2016-12-31 (YTD Data)Rank
Total interest income$28,060,000971
Total interest expense$2,628,0001,093
Net interest income$25,432,000948
Provision for loan and lease losses$2,547,000434
Total noninterest income$1,459,0002,526
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$188,0003,669
Trading account gains and fees$0170
Additional Noninterest Income$1,271,0002,104
Total noninterest expense$21,585,000988
Salaries and employee benefits$12,097,000969
Premises and equipment expense$2,213,0001,075
Additional noninterest expense$7,275,000911
Pre-tax net operating income$2,759,0002,520
Securities gains (losses)$03,212
Applicable income taxes$953,0001,692
Income before extraordinary items$1,806,0002,966
Extraordinary gains, net$05
Net income$1,806,0002,965
Minority interest net income$082
Net income of bank and minority interests.$1,806,0002,965
Net charge-offs$312,0001,481
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$23,100,00023
Net operating income$1,806,0002,919
2016-09-30 (YTD Data)Rank
Total interest income$19,337,0001,040
Total interest expense$1,847,0001,169
Net interest income$17,490,0001,036
Provision for loan and lease losses$1,599,000486
Total noninterest income$833,0002,884
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$186,0003,288
Trading account gains and fees$0169
Additional Noninterest Income$647,0002,581
Total noninterest expense$14,534,0001,082
Salaries and employee benefits$8,214,0001,061
Premises and equipment expense$1,519,0001,170
Additional noninterest expense$4,801,0001,029
Pre-tax net operating income$2,190,0002,476
Securities gains (losses)$03,160
Applicable income taxes$880,0001,533
Income before extraordinary items$1,310,0003,043
Extraordinary gains, net$05
Net income$1,310,0003,043
Minority interest net income$071
Net income of bank and minority interests.$1,310,0003,043
Net charge-offs$4,0003,666
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$20,500,00022
Net operating income$1,310,0002,991
2016-06-30 (YTD Data)Rank
Total interest income$9,870,0001,327
Total interest expense$1,048,0001,360
Net interest income$8,822,0001,321
Provision for loan and lease losses$1,119,000465
Total noninterest income$554,0002,866
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$233,0002,188
Trading account gains and fees$0157
Additional Noninterest Income$321,0002,937
Total noninterest expense$7,045,0001,396
Salaries and employee benefits$3,999,0001,378
Premises and equipment expense$798,0001,426
Additional noninterest expense$2,248,0001,379
Pre-tax net operating income$1,212,0002,746
Securities gains (losses)$02,835
Applicable income taxes$476,0001,712
Income before extraordinary items$736,0003,341
Extraordinary gains, net$016
Net income$736,0003,339
Minority interest net income$071
Net income of bank and minority interests.$736,0003,339
Net charge-offs$3,0003,433
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$20,499,00013
Net operating income$736,0003,280
2016-03-31 (YTD Data)Rank
Total interest income$4,405,0001,439
Total interest expense$461,0001,511
Net interest income$3,944,0001,433
Provision for loan and lease losses$709,000361
Total noninterest income$266,0002,911
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$97,0002,478
Trading account gains and fees$0142
Additional Noninterest Income$169,0002,838
Total noninterest expense$3,130,0001,558
Salaries and employee benefits$1,857,0001,473
Premises and equipment expense$375,0001,540
Additional noninterest expense$898,0001,689
Pre-tax net operating income$371,0003,526
Securities gains (losses)$02,077
Applicable income taxes$145,0002,130
Income before extraordinary items$226,0004,077
Extraordinary gains, net$012
Net income$226,0004,074
Minority interest net income$062
Net income of bank and minority interests.$226,0004,075
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$226,0004,012
2015-12-31 (YTD Data)Rank
Total interest income$15,487,0001,594
Total interest expense$1,372,0001,912
Net interest income$14,115,0001,555
Provision for loan and lease losses$1,050,000795
Total noninterest income$2,046,0002,083
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$216,0003,593
Trading account gains and fees$0159
Additional Noninterest Income$1,830,0001,622
Total noninterest expense$12,568,0001,538
Salaries and employee benefits$7,242,0001,472
Premises and equipment expense$1,339,0001,709
Additional noninterest expense$3,987,0001,530
Pre-tax net operating income$2,543,0002,593
Securities gains (losses)$11,0002,544
Applicable income taxes$-6,776,0006,157
Income before extraordinary items$9,330,000775
Extraordinary gains, net$023
Net income$9,330,000775
Minority interest net income$081
Net income of bank and minority interests.$9,330,000775
Net charge-offs$-12,0005,230
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,500,000172
Net operating income$9,319,000756
2015-09-30 (YTD Data)Rank
Total interest income$12,061,0001,549
Total interest expense$975,0002,005
Net interest income$11,086,0001,509
Provision for loan and lease losses$816,000705
Total noninterest income$774,0003,028
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$157,0003,668
Trading account gains and fees$0153
Additional Noninterest Income$617,0002,633
Total noninterest expense$8,960,0001,620
Salaries and employee benefits$5,393,0001,486
Premises and equipment expense$995,0001,731
Additional noninterest expense$2,572,0001,759
Pre-tax net operating income$2,084,0002,498
Securities gains (losses)$11,0002,316
Applicable income taxes$04,489
Income before extraordinary items$2,095,0002,182
Extraordinary gains, net$021
Net income$2,095,0002,183
Minority interest net income$078
Net income of bank and minority interests.$2,095,0002,183
Net charge-offs$54,0002,717
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,500,000137
Net operating income$2,084,0002,146
2015-06-30 (YTD Data)Rank
Total interest income$7,694,0001,622
Total interest expense$612,0002,124
Net interest income$7,082,0001,567
Provision for loan and lease losses$467,000818
Total noninterest income$330,0003,766
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$225,0003,461
Total noninterest expense$5,837,0001,659
Salaries and employee benefits$3,484,0001,540
Premises and equipment expense$647,0001,792
Additional noninterest expense$1,706,0001,782
Pre-tax net operating income$1,108,0002,888
Securities gains (losses)$11,0001,976
Applicable income taxes$04,497
Income before extraordinary items$1,119,0002,550
Extraordinary gains, net$022
Net income$1,119,0002,552
Minority interest net income$075
Net income of bank and minority interests.$1,119,0002,552
Net charge-offs$72,0002,015
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,108,0002,513
2015-03-31 (YTD Data)Rank
Total interest income$3,727,0001,682
Total interest expense$297,0002,193
Net interest income$3,430,0001,613
Provision for loan and lease losses$159,0001,033
Total noninterest income$160,0003,797
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$52,0003,639
Trading account gains and fees$0152
Additional Noninterest Income$108,0003,481
Total noninterest expense$3,015,0001,616
Salaries and employee benefits$1,764,0001,525
Premises and equipment expense$300,0001,938
Additional noninterest expense$951,0001,596
Pre-tax net operating income$416,0003,318
Securities gains (losses)$10,0001,480
Applicable income taxes$04,400
Income before extraordinary items$426,0003,010
Extraordinary gains, net$013
Net income$426,0003,013
Minority interest net income$064
Net income of bank and minority interests.$426,0003,013
Net charge-offs$22,0002,069
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$416,0002,984
2014-12-31 (YTD Data)Rank
Total interest income$13,697,0001,831
Total interest expense$1,290,0002,134
Net interest income$12,407,0001,766
Provision for loan and lease losses$830,0001,001
Total noninterest income$1,781,0002,278
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$349,0002,948
Trading account gains and fees$0180
Additional Noninterest Income$1,432,0001,825
Total noninterest expense$11,462,0001,672
Salaries and employee benefits$6,330,0001,644
Premises and equipment expense$1,260,0001,833
Additional noninterest expense$3,872,0001,610
Pre-tax net operating income$1,896,0003,065
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,896,0002,808
Extraordinary gains, net$017
Net income$1,896,0002,806
Minority interest net income$084
Net income of bank and minority interests.$1,896,0002,808
Net charge-offs$143,0002,827
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$5,600,00068
Net operating income$1,896,0002,755
2014-09-30 (YTD Data)Rank
Total interest income$10,117,0001,866
Total interest expense$979,0002,145
Net interest income$9,138,0001,807
Provision for loan and lease losses$482,0001,172
Total noninterest income$1,616,0002,006
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$255,0003,016
Trading account gains and fees$0174
Additional Noninterest Income$1,361,0001,566
Total noninterest expense$8,459,0001,698
Salaries and employee benefits$4,882,0001,597
Premises and equipment expense$939,0001,862
Additional noninterest expense$2,638,0001,747
Pre-tax net operating income$1,813,0002,692
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,813,0002,386
Extraordinary gains, net$015
Net income$1,813,0002,387
Minority interest net income$081
Net income of bank and minority interests.$1,813,0002,386
Net charge-offs$-290,0006,404
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$5,600,00057
Net operating income$1,813,0002,341
2014-06-30 (YTD Data)Rank
Total interest income$6,736,0001,863
Total interest expense$657,0002,159
Net interest income$6,079,0001,800
Provision for loan and lease losses$252,0001,436
Total noninterest income$1,141,0001,919
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$253,0002,246
Trading account gains and fees$0172
Additional Noninterest Income$888,0001,575
Total noninterest expense$5,763,0001,659
Salaries and employee benefits$3,310,0001,570
Premises and equipment expense$599,0001,949
Additional noninterest expense$1,854,0001,671
Pre-tax net operating income$1,205,0002,640
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,205,0002,335
Extraordinary gains, net$020
Net income$1,205,0002,339
Minority interest net income$080
Net income of bank and minority interests.$1,205,0002,339
Net charge-offs$-176,0006,430
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,600,00057
Net operating income$1,205,0002,286
2014-03-31 (YTD Data)Rank
Total interest income$3,169,0001,952
Total interest expense$337,0002,157
Net interest income$2,832,0001,911
Provision for loan and lease losses$10,0003,356
Total noninterest income$749,0001,522
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$124,0002,253
Trading account gains and fees$0147
Additional Noninterest Income$625,0001,206
Total noninterest expense$3,065,0001,567
Salaries and employee benefits$1,713,0001,533
Premises and equipment expense$300,0001,982
Additional noninterest expense$1,052,0001,490
Pre-tax net operating income$506,0002,866
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$506,0002,541
Extraordinary gains, net$016
Net income$506,0002,544
Minority interest net income$066
Net income of bank and minority interests.$506,0002,544
Net charge-offs$-92,0006,453
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,800,00046
Net operating income$506,0002,493
2013-12-31 (YTD Data)Rank
Total interest income$12,410,0001,994
Total interest expense$1,469,0002,208
Net interest income$10,941,0001,937
Provision for loan and lease losses$1,165,000977
Total noninterest income$2,269,0001,974
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$287,0003,432
Trading account gains and fees$0184
Additional Noninterest Income$1,982,0001,516
Total noninterest expense$12,151,0001,586
Salaries and employee benefits$6,705,0001,544
Premises and equipment expense$1,251,0001,844
Additional noninterest expense$4,195,0001,565
Pre-tax net operating income$-106,0006,300
Securities gains (losses)$120,0001,196
Applicable income taxes$04,631
Income before extraordinary items$14,0006,221
Extraordinary gains, net$029
Net income$14,0006,223
Minority interest net income$090
Net income of bank and minority interests.$14,0006,223
Net charge-offs$807,0001,478
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$2,950,000128
Net operating income$-106,0006,314
2013-09-30 (YTD Data)Rank
Total interest income$9,053,0002,052
Total interest expense$1,121,0002,229
Net interest income$7,932,0001,996
Provision for loan and lease losses$1,187,000780
Total noninterest income$1,299,0002,404
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$190,0003,705
Trading account gains and fees$0180
Additional Noninterest Income$1,109,0001,910
Total noninterest expense$8,922,0001,620
Salaries and employee benefits$5,015,0001,556
Premises and equipment expense$940,0001,853
Additional noninterest expense$2,967,0001,631
Pre-tax net operating income$-878,0006,691
Securities gains (losses)$120,0001,095
Applicable income taxes$04,713
Income before extraordinary items$-758,0006,689
Extraordinary gains, net$025
Net income$-758,0006,690
Minority interest net income$084
Net income of bank and minority interests.$-758,0006,690
Net charge-offs$829,0001,144
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,950,00089
Net operating income$-878,0006,698
2013-06-30 (YTD Data)Rank
Total interest income$6,022,0002,049
Total interest expense$751,0002,269
Net interest income$5,271,0001,995
Provision for loan and lease losses$1,197,000588
Total noninterest income$993,0002,233
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$117,0003,825
Trading account gains and fees$0157
Additional Noninterest Income$876,0001,753
Total noninterest expense$5,818,0001,656
Salaries and employee benefits$3,403,0001,520
Premises and equipment expense$634,0001,834
Additional noninterest expense$1,781,0001,779
Pre-tax net operating income$-751,0006,750
Securities gains (losses)$120,000996
Applicable income taxes$04,679
Income before extraordinary items$-631,0006,757
Extraordinary gains, net$022
Net income$-631,0006,759
Minority interest net income$082
Net income of bank and minority interests.$-631,0006,758
Net charge-offs$-69,0006,606
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,250,000105
Net operating income$-751,0006,756
2013-03-31 (YTD Data)Rank
Total interest income$2,912,0002,137
Total interest expense$385,0002,277
Net interest income$2,527,0002,082
Provision for loan and lease losses$348,000899
Total noninterest income$840,0001,517
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$60,0003,757
Trading account gains and fees$0148
Additional Noninterest Income$780,0001,173
Total noninterest expense$2,919,0001,659
Salaries and employee benefits$1,862,0001,427
Premises and equipment expense$304,0001,944
Additional noninterest expense$753,0002,071
Pre-tax net operating income$100,0005,320
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$100,0005,255
Extraordinary gains, net$010
Net income$100,0005,257
Minority interest net income$076
Net income of bank and minority interests.$100,0005,257
Net charge-offs$27,0002,862
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$1,250,00054
Net operating income$100,0005,151
2012-12-31 (YTD Data)Rank
Total interest income$11,181,0002,327
Total interest expense$1,803,0002,336
Net interest income$9,378,0002,282
Provision for loan and lease losses$1,402,0001,392
Total noninterest income$2,113,0002,105
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$220,0004,089
Trading account gains and fees$0166
Additional Noninterest Income$1,893,0001,583
Total noninterest expense$11,997,0001,612
Salaries and employee benefits$7,147,0001,428
Premises and equipment expense$1,062,0002,162
Additional noninterest expense$3,788,0001,747
Pre-tax net operating income$-1,908,0006,795
Securities gains (losses)$-18,0006,772
Applicable income taxes$04,751
Income before extraordinary items$-1,926,0006,827
Extraordinary gains, net$029
Net income$-1,926,0006,824
Minority interest net income$093
Net income of bank and minority interests.$-1,926,0006,825
Net charge-offs$3,0005,835
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$500,000303
Net operating income$-1,908,0006,805
2012-09-30 (YTD Data)Rank
Total interest income$8,326,0002,383
Total interest expense$1,393,0002,360
Net interest income$6,933,0002,364
Provision for loan and lease losses$1,125,0001,307
Total noninterest income$1,912,0001,844
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$171,0004,071
Trading account gains and fees$0157
Additional Noninterest Income$1,741,0001,395
Total noninterest expense$8,656,0001,677
Salaries and employee benefits$5,103,0001,486
Premises and equipment expense$767,0002,263
Additional noninterest expense$2,786,0001,782
Pre-tax net operating income$-936,0006,814
Securities gains (losses)$-54,0006,966
Applicable income taxes$04,802
Income before extraordinary items$-990,0006,880
Extraordinary gains, net$020
Net income$-990,0006,877
Minority interest net income$086
Net income of bank and minority interests.$-990,0006,878
Net charge-offs$-29,0006,827
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$500,000236
Net operating income$-936,0006,833
2012-06-30 (YTD Data)Rank
Total interest income$5,529,0002,399
Total interest expense$913,0002,484
Net interest income$4,616,0002,363
Provision for loan and lease losses$999,0001,113
Total noninterest income$1,516,0001,619
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$112,0004,089
Trading account gains and fees$0153
Additional Noninterest Income$1,404,0001,192
Total noninterest expense$5,794,0001,674
Salaries and employee benefits$3,364,0001,505
Premises and equipment expense$484,0002,349
Additional noninterest expense$1,946,0001,708
Pre-tax net operating income$-661,0006,880
Securities gains (losses)$-40,0007,035
Applicable income taxes$04,770
Income before extraordinary items$-701,0006,936
Extraordinary gains, net$019
Net income$-701,0006,935
Minority interest net income$084
Net income of bank and minority interests.$-701,0006,936
Net charge-offs$4,0005,214
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$500,000165
Net operating income$-661,0006,895
2012-03-31 (YTD Data)Rank
Total interest income$2,840,0002,376
Total interest expense$463,0002,547
Net interest income$2,377,0002,306
Provision for loan and lease losses$159,0002,249
Total noninterest income$349,0002,684
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$67,0003,746
Trading account gains and fees$0148
Additional Noninterest Income$282,0002,187
Total noninterest expense$2,831,0001,703
Salaries and employee benefits$1,611,0001,564
Premises and equipment expense$213,0002,658
Additional noninterest expense$1,007,0001,640
Pre-tax net operating income$-264,0006,917
Securities gains (losses)$34,0001,396
Applicable income taxes$04,704
Income before extraordinary items$-230,0006,926
Extraordinary gains, net$019
Net income$-230,0006,927
Minority interest net income$078
Net income of bank and minority interests.$-230,0006,927
Net charge-offs$-94,0007,175
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-264,0006,921
2011-12-31 (YTD Data)Rank
Total interest income$12,263,0002,276
Total interest expense$2,202,0002,566
Net interest income$10,061,0002,171
Provision for loan and lease losses$902,0002,557
Total noninterest income$3,002,0001,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$3,002,0001,042
Total noninterest expense$12,362,0001,585
Salaries and employee benefits$6,508,0001,517
Premises and equipment expense$1,088,0002,232
Additional noninterest expense$4,766,0001,441
Pre-tax net operating income$-201,0006,241
Securities gains (losses)$286,0001,172
Applicable income taxes$04,719
Income before extraordinary items$85,0005,929
Extraordinary gains, net$029
Net income$85,0005,931
Minority interest net income$096
Net income of bank and minority interests.$85,0005,931
Net charge-offs$1,068,0002,278
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-201,0006,275
2011-09-30 (YTD Data)Rank
Total interest income$9,084,0002,325
Total interest expense$1,683,0002,624
Net interest income$7,401,0002,229
Provision for loan and lease losses$702,0002,435
Total noninterest income$245,0005,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$245,0003,780
Total noninterest expense$7,851,0001,835
Salaries and employee benefits$4,893,0001,521
Premises and equipment expense$822,0002,236
Additional noninterest expense$2,136,0002,320
Pre-tax net operating income$-907,0006,768
Securities gains (losses)$230,0001,114
Applicable income taxes$04,740
Income before extraordinary items$-677,0006,760
Extraordinary gains, net$021
Net income$-677,0006,760
Minority interest net income$087
Net income of bank and minority interests.$-677,0006,760
Net charge-offs$379,0002,980
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-907,0006,805
2011-06-30 (YTD Data)Rank
Total interest income$6,112,0002,330
Total interest expense$1,152,0002,644
Net interest income$4,960,0002,214
Provision for loan and lease losses$541,0002,217
Total noninterest income$178,0005,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$178,0003,682
Total noninterest expense$5,299,0001,840
Salaries and employee benefits$3,324,0001,503
Premises and equipment expense$563,0002,217
Additional noninterest expense$1,412,0002,377
Pre-tax net operating income$-702,0006,883
Securities gains (losses)$228,000671
Applicable income taxes$04,697
Income before extraordinary items$-474,0006,828
Extraordinary gains, net$015
Net income$-474,0006,827
Minority interest net income$089
Net income of bank and minority interests.$-474,0006,828
Net charge-offs$474,0002,208
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-702,0006,915
2011-03-31 (YTD Data)Rank
Total interest income$3,160,0002,263
Total interest expense$566,0002,763
Net interest income$2,594,0002,094
Provision for loan and lease losses$370,0001,728
Total noninterest income$72,0005,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$72,0004,081
Total noninterest expense$2,627,0001,861
Salaries and employee benefits$1,683,0001,500
Premises and equipment expense$300,0002,137
Additional noninterest expense$644,0002,576
Pre-tax net operating income$-331,0006,969
Securities gains (losses)$-8,0007,147
Applicable income taxes$04,545
Income before extraordinary items$-339,0007,029
Extraordinary gains, net$09
Net income$-339,0007,029
Minority interest net income$086
Net income of bank and minority interests.$-339,0007,029
Net charge-offs$282,0001,812
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-331,0007,004
2010-12-31 (YTD Data)Rank
Total interest income$4,266,0005,250
Total interest expense$772,0005,783
Net interest income$3,494,0004,953
Provision for loan and lease losses$1,208,0002,766
Total noninterest income$702,0003,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$702,0002,687
Total noninterest expense$5,382,0003,393
Salaries and employee benefits$3,833,0002,507
Premises and equipment expense$669,0003,422
Additional noninterest expense$880,0005,401
Pre-tax net operating income$-2,394,0006,844
Securities gains (losses)$225,0001,496
Applicable income taxes$04,655
Income before extraordinary items$-2,169,0006,882
Extraordinary gains, net$029
Net income$-2,169,0006,882
Minority interest net income$0111
Net income of bank and minority interests.$-2,169,0006,883
Net charge-offs$781,0003,027
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,394,0006,895
2010-09-30 (YTD Data)Rank
Total interest income$3,095,0005,423
Total interest expense$588,0005,897
Net interest income$2,507,0005,135
Provision for loan and lease losses$862,0002,737
Total noninterest income$115,0006,379
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$115,0005,025
Total noninterest expense$4,002,0003,414
Salaries and employee benefits$2,821,0002,576
Premises and equipment expense$543,0003,254
Additional noninterest expense$638,0005,494
Pre-tax net operating income$-2,242,0007,106
Securities gains (losses)$224,0001,289
Applicable income taxes$04,726
Income before extraordinary items$-2,018,0007,136
Extraordinary gains, net$023
Net income$-2,018,0007,134
Minority interest net income$0110
Net income of bank and minority interests.$-2,018,0007,136
Net charge-offs$510,0003,056
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,242,0007,152
2010-06-30 (YTD Data)Rank
Total interest income$1,972,0005,571
Total interest expense$407,0005,915
Net interest income$1,565,0005,326
Provision for loan and lease losses$756,0002,269
Total noninterest income$78,0006,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$78,0005,012
Total noninterest expense$2,642,0003,461
Salaries and employee benefits$1,867,0002,591
Premises and equipment expense$358,0003,304
Additional noninterest expense$417,0005,567
Pre-tax net operating income$-1,755,0007,219
Securities gains (losses)$224,000885
Applicable income taxes$04,691
Income before extraordinary items$-1,531,0007,250
Extraordinary gains, net$019
Net income$-1,531,0007,249
Minority interest net income$0105
Net income of bank and minority interests.$-1,531,0007,250
Net charge-offs$433,0002,605
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,755,0007,288
2010-03-31 (YTD Data)Rank
Total interest income$915,0005,826
Total interest expense$207,0006,001
Net interest income$708,0005,627
Provision for loan and lease losses$521,0001,780
Total noninterest income$50,0006,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$1,303,0003,541
Salaries and employee benefits$926,0002,649
Premises and equipment expense$171,0003,523
Additional noninterest expense$206,0005,617
Pre-tax net operating income$-1,066,0007,432
Securities gains (losses)$128,000691
Applicable income taxes$04,611
Income before extraordinary items$-938,0007,450
Extraordinary gains, net$016
Net income$-938,0007,450
Minority interest net income$091
Net income of bank and minority interests.$-938,0007,451
Net charge-offs$338,0001,913
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,066,0007,475
2009-12-31 (YTD Data)Rank
Total interest income$2,889,0006,411
Total interest expense$954,0006,119
Net interest income$1,935,0006,417
Provision for loan and lease losses$666,0004,108
Total noninterest income$975,0003,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$975,0002,173
Total noninterest expense$5,207,0003,553
Salaries and employee benefits$3,324,0002,925
Premises and equipment expense$771,0003,223
Additional noninterest expense$1,112,0004,940
Pre-tax net operating income$-2,963,0006,885
Securities gains (losses)$14,0003,162
Applicable income taxes$-451,0007,003
Income before extraordinary items$-2,498,0006,889
Extraordinary gains, net$034
Net income$-2,498,0006,888
Minority interest net income$0115
Net income of bank and minority interests.$-2,498,0006,889
Net charge-offs$327,0004,378
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,509,9006,894
2009-09-30 (YTD Data)Rank
Total interest income$1,983,0006,664
Total interest expense$715,0006,254
Net interest income$1,268,0006,734
Provision for loan and lease losses$410,0004,138
Total noninterest income$61,0007,270
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$61,0006,024
Total noninterest expense$3,602,0003,815
Salaries and employee benefits$2,260,0003,189
Premises and equipment expense$556,0003,361
Additional noninterest expense$786,0005,111
Pre-tax net operating income$-2,683,0007,215
Securities gains (losses)$14,0002,872
Applicable income taxes$04,592
Income before extraordinary items$-2,669,0007,316
Extraordinary gains, net$027
Net income$-2,669,0007,315
Minority interest net income$0118
Net income of bank and minority interests.$-2,669,0007,316
Net charge-offs$293,0003,734
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,683,0007,312
2009-06-30 (YTD Data)Rank
Total interest income$1,184,0006,935
Total interest expense$448,0006,490
Net interest income$736,0007,010
Provision for loan and lease losses$197,0004,357
Total noninterest income$26,0007,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$26,0006,546
Total noninterest expense$2,263,0004,015
Salaries and employee benefits$1,445,0003,337
Premises and equipment expense$364,0003,427
Additional noninterest expense$454,0005,507
Pre-tax net operating income$-1,698,0007,300
Securities gains (losses)$14,0002,468
Applicable income taxes$04,657
Income before extraordinary items$-1,684,0007,382
Extraordinary gains, net$021
Net income$-1,684,0007,381
Minority interest net income$0112
Net income of bank and minority interests.$-1,684,0007,380
Net charge-offs$-9,0007,884
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,698,0007,390
2009-03-31 (YTD Data)Rank
Total interest income$546,0007,120
Total interest expense$211,0006,711
Net interest income$335,0007,189
Provision for loan and lease losses$67,0004,526
Total noninterest income$15,0007,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$15,0006,478
Total noninterest expense$1,094,0004,039
Salaries and employee benefits$704,0003,446
Premises and equipment expense$188,0003,400
Additional noninterest expense$202,0005,582
Pre-tax net operating income$-811,0007,553
Securities gains (losses)$3,0002,164
Applicable income taxes$04,835
Income before extraordinary items$-808,0007,632
Extraordinary gains, net$015
Net income$-808,0007,633
Minority interest net income$0102
Net income of bank and minority interests.$-808,0007,633
Net charge-offs$-9,0007,845
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-811,0007,631
2008-12-31 (YTD Data)Rank
Total interest income$1,651,0007,574
Total interest expense$410,0007,828
Net interest income$1,241,0007,318
Provision for loan and lease losses$395,0004,154
Total noninterest income$22,0007,932
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$22,0007,377
Total noninterest expense$4,192,0004,098
Salaries and employee benefits$2,474,0003,812
Premises and equipment expense$761,0003,305
Additional noninterest expense$957,0004,958
Pre-tax net operating income$-3,324,0007,643
Securities gains (losses)$24,0002,069
Applicable income taxes$04,979
Income before extraordinary items$-3,300,0007,653
Extraordinary gains, net$039
Net income$-3,300,0007,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,631
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,324,0007,728
2008-09-30 (YTD Data)Rank
Total interest income$1,108,0007,777
Total interest expense$284,0007,964
Net interest income$824,0007,543
Provision for loan and lease losses$57,0005,765
Total noninterest income$13,0008,088
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$13,0007,670
Total noninterest expense$3,165,0004,062
Salaries and employee benefits$1,825,0003,875
Premises and equipment expense$567,0003,331
Additional noninterest expense$773,0004,646
Pre-tax net operating income$-2,385,0007,928
Securities gains (losses)$24,0001,901
Applicable income taxes$05,372
Income before extraordinary items$-2,361,0007,930
Extraordinary gains, net$031
Net income$-2,361,0007,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,385,0008,002
2008-06-30 (YTD Data)Rank
Total interest income$654,0007,947
Total interest expense$169,0008,119
Net interest income$485,0007,740
Provision for loan and lease losses$28,0005,752
Total noninterest income$7,0008,189
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$7,0007,835
Total noninterest expense$2,028,0004,192
Salaries and employee benefits$1,146,0004,093
Premises and equipment expense$373,0003,405
Additional noninterest expense$509,0004,683
Pre-tax net operating income$-1,564,0008,096
Securities gains (losses)$24,0001,934
Applicable income taxes$05,627
Income before extraordinary items$-1,540,0008,159
Extraordinary gains, net$021
Net income$-1,540,0008,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,564,0008,150
2008-03-31 (YTD Data)Rank
Total interest income$303,0008,069
Total interest expense$69,0008,243
Net interest income$234,0007,827
Provision for loan and lease losses$6,0005,669
Total noninterest income$2,0008,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$999,0004,232
Salaries and employee benefits$499,0004,556
Premises and equipment expense$184,0003,438
Additional noninterest expense$316,0003,968
Pre-tax net operating income$-769,0008,222
Securities gains (losses)$18,0001,652
Applicable income taxes$05,622
Income before extraordinary items$-751,0008,258
Extraordinary gains, net$015
Net income$-751,0008,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-769,0008,250
2007-12-31 (YTD Data)Rank
Total interest income$724,0008,310
Total interest expense$137,0008,360
Net interest income$587,0008,204
Provision for loan and lease losses$4,0006,762
Total noninterest income$2,0008,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,0008,265
Total noninterest expense$4,400,0003,825
Salaries and employee benefits$997,0006,436
Premises and equipment expense$567,0003,997
Additional noninterest expense$2,836,0001,943
Pre-tax net operating income$-3,815,0008,413
Securities gains (losses)$9,0001,380
Applicable income taxes$06,070
Income before extraordinary items$-3,806,0008,428
Extraordinary gains, net$039
Net income$-3,806,0008,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$22,400,00069
Net operating income$-3,815,0008,421
2007-09-30 (YTD Data)Rank
Total interest income$308,0008,471
Total interest expense$21,0008,492
Net interest income$287,0008,409
Provision for loan and lease losses$06,528
Total noninterest income$2,0008,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,0008,302
Total noninterest expense$3,280,0003,837
Salaries and employee benefits$499,0007,332
Premises and equipment expense$320,0004,814
Additional noninterest expense$2,461,0001,657
Pre-tax net operating income$-2,991,0008,490
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-2,991,0008,503
Extraordinary gains, net$033
Net income$-2,991,0008,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$22,400,00047
Net operating income$-2,991,0008,495
2007-06-30 (YTD Data)Rank
Total interest income$19,0008,608
Total interest expense$08,596
Net interest income$19,0008,605
Provision for loan and lease losses$06,209
Total noninterest income$2,0008,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,0008,320
Total noninterest expense$2,057,0004,051
Salaries and employee benefits$27,0008,581
Premises and equipment expense$16,0008,429
Additional noninterest expense$2,014,0001,359
Pre-tax net operating income$-2,036,0008,553
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-2,036,0008,567
Extraordinary gains, net$029
Net income$-2,036,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$22,400,00035
Net operating income$-2,036,0008,558

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.