Home > Benchmark Community Bank > Income and Expense

Benchmark Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,973,000874
Total interest expense$8,066,0001,488
Net interest income$44,907,000732
Provision for loan and lease losses$-4,0004,182
Total noninterest income$9,255,000779
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,618,000685
Trading account gains and feesNANA
Additional Noninterest Income$7,637,000655
Total noninterest expense$34,690,000783
Salaries and employee benefits$18,579,000811
Premises and equipment expense$4,717,000589
Additional noninterest expense$7,637,000655
Pre-tax net operating income$19,476,000703
Securities gains (losses)$18,000671
Applicable income taxes$3,953,000623
Income before extraordinary items$15,541,000711
Extraordinary gains, net$054
Net income$15,541,000722
Minority interest net income$088
Net income of bank and minority interests.$15,541,000714
Net charge-offs$111,0001,444
Cash dividends$5,085,000796
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,526,600722
2023-09-30 (YTD Data)Rank
Total interest income$38,821,000877
Total interest expense$4,899,0001,603
Net interest income$33,922,000735
Provision for loan and lease losses$90,0002,173
Total noninterest income$6,903,000792
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,210,000680
Trading account gains and feesNANA
Additional Noninterest Income$5,693,000668
Total noninterest expense$25,558,000791
Salaries and employee benefits$13,618,000840
Premises and equipment expense$3,397,000611
Additional noninterest expense$5,693,000668
Pre-tax net operating income$15,177,000702
Securities gains (losses)$-139,0004,090
Applicable income taxes$3,023,000641
Income before extraordinary items$12,015,000715
Extraordinary gains, net$052
Net income$12,015,000719
Minority interest net income$081
Net income of bank and minority interests.$12,015,000715
Net charge-offs$90,0001,215
Cash dividends$2,972,000895
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,126,200721
2023-06-30 (YTD Data)Rank
Total interest income$25,381,000868
Total interest expense$2,504,0001,750
Net interest income$22,877,000728
Provision for loan and lease losses$257,0001,160
Total noninterest income$4,822,000745
Gross Fiduciary activities income$0931
Service charges on deposit accounts$790,000684
Trading account gains and feesNANA
Additional Noninterest Income$4,032,000617
Total noninterest expense$16,683,000795
Salaries and employee benefits$8,858,000844
Premises and equipment expense$2,212,000612
Additional noninterest expense$4,032,000617
Pre-tax net operating income$10,759,000661
Securities gains (losses)$-107,0004,214
Applicable income taxes$2,170,000625
Income before extraordinary items$8,482,000692
Extraordinary gains, net$051
Net income$8,482,000704
Minority interest net income$081
Net income of bank and minority interests.$8,482,000692
Net charge-offs$68,0001,070
Cash dividends$2,439,000759
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,567,600687
2023-03-31 (YTD Data)Rank
Total interest income$12,434,000875
Total interest expense$837,0002,046
Net interest income$11,597,000728
Provision for loan and lease losses$256,000760
Total noninterest income$2,545,000719
Gross Fiduciary activities income$0913
Service charges on deposit accounts$392,000705
Trading account gains and feesNANA
Additional Noninterest Income$2,153,000582
Total noninterest expense$8,178,000819
Salaries and employee benefits$4,395,000860
Premises and equipment expense$1,043,000663
Additional noninterest expense$2,153,000582
Pre-tax net operating income$5,708,000648
Securities gains (losses)$50,000261
Applicable income taxes$1,169,000606
Income before extraordinary items$4,589,000664
Extraordinary gains, net$04
Net income$4,589,000662
Minority interest net income$048
Net income of bank and minority interests.$4,589,000663
Net charge-offs$32,000951
Cash dividends$316,0001,549
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,549,000676
2022-12-31 (YTD Data)Rank
Total interest income$41,403,000866
Total interest expense$1,887,0001,662
Net interest income$39,516,000834
Provision for loan and lease losses$1,018,000807
Total noninterest income$8,885,000819
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,442,000767
Trading account gains and feesNANA
Additional Noninterest Income$7,443,000681
Total noninterest expense$30,263,000870
Salaries and employee benefits$16,437,000893
Premises and equipment expense$4,061,000664
Additional noninterest expense$7,443,000681
Pre-tax net operating income$17,120,000851
Securities gains (losses)$-349,0004,242
Applicable income taxes$3,313,000780
Income before extraordinary items$13,458,000889
Extraordinary gains, net$05
Net income$13,458,000890
Minority interest net income$063
Net income of bank and minority interests.$13,458,000890
Net charge-offs$87,0001,298
Cash dividends$4,559,000841
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,737,200890
2022-09-30 (YTD Data)Rank
Total interest income$29,134,000876
Total interest expense$1,377,0001,402
Net interest income$27,757,000860
Provision for loan and lease losses$559,000912
Total noninterest income$6,464,000852
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,045,000794
Trading account gains and feesNANA
Additional Noninterest Income$5,419,000717
Total noninterest expense$21,604,000893
Salaries and employee benefits$11,756,000916
Premises and equipment expense$3,104,000650
Additional noninterest expense$5,419,000717
Pre-tax net operating income$12,058,000886
Securities gains (losses)$-309,0004,419
Applicable income taxes$2,273,000835
Income before extraordinary items$9,476,000929
Extraordinary gains, net$04
Net income$9,476,000929
Minority interest net income$057
Net income of bank and minority interests.$9,476,000929
Net charge-offs$62,0001,125
Cash dividends$2,527,000949
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,726,290926
2022-06-30 (YTD Data)Rank
Total interest income$18,219,000891
Total interest expense$932,0001,209
Net interest income$17,287,000880
Provision for loan and lease losses$221,0001,098
Total noninterest income$3,831,000908
Gross Fiduciary activities income$0925
Service charges on deposit accounts$666,000815
Trading account gains and feesNANA
Additional Noninterest Income$3,165,000791
Total noninterest expense$14,147,000884
Salaries and employee benefits$7,857,000905
Premises and equipment expense$1,940,000685
Additional noninterest expense$4,350,000860
Pre-tax net operating income$6,750,000975
Securities gains (losses)$-178,0004,451
Applicable income taxes$1,256,000877
Income before extraordinary items$5,316,0001,002
Extraordinary gains, net$04
Net income$5,316,0001,001
Minority interest net income$060
Net income of bank and minority interests.$5,316,0001,002
Net charge-offs$44,0001,016
Cash dividends$2,212,000776
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,460,1801,001
2022-03-31 (YTD Data)Rank
Total interest income$8,603,000921
Total interest expense$470,0001,151
Net interest income$8,133,000903
Provision for loan and lease losses$88,0001,061
Total noninterest income$1,831,000940
Gross Fiduciary activities income$0892
Service charges on deposit accounts$321,000831
Trading account gains and feesNANA
Additional Noninterest Income$1,510,000826
Total noninterest expense$7,255,000872
Salaries and employee benefits$4,012,000895
Premises and equipment expense$952,000695
Additional noninterest expense$2,291,000821
Pre-tax net operating income$2,621,0001,114
Securities gains (losses)$-58,0004,476
Applicable income taxes$465,0001,011
Income before extraordinary items$2,098,0001,160
Extraordinary gains, net$04
Net income$2,098,0001,160
Minority interest net income$050
Net income of bank and minority interests.$2,098,0001,160
Net charge-offs$17,0001,013
Cash dividends$316,0001,461
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,145,5601,154
2021-12-31 (YTD Data)Rank
Total interest income$36,008,000913
Total interest expense$2,429,0001,118
Net interest income$33,579,000893
Provision for loan and lease losses$330,0001,336
Total noninterest income$8,706,000919
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,126,000886
Trading account gains and feesNANA
Additional Noninterest Income$7,580,000810
Total noninterest expense$27,278,000916
Salaries and employee benefits$15,318,000917
Premises and equipment expense$3,599,000730
Additional noninterest expense$8,361,000895
Pre-tax net operating income$14,677,000950
Securities gains (losses)$-37,0004,529
Applicable income taxes$2,818,000893
Income before extraordinary items$11,822,0001,008
Extraordinary gains, net$010
Net income$11,822,0001,009
Minority interest net income$074
Net income of bank and minority interests.$11,822,0001,009
Net charge-offs$26,0001,956
Cash dividends$4,035,000933
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,851,970989
2021-09-30 (YTD Data)Rank
Total interest income$26,629,000934
Total interest expense$1,866,0001,157
Net interest income$24,763,000911
Provision for loan and lease losses$330,0001,094
Total noninterest income$6,381,000964
Gross Fiduciary activities income$0957
Service charges on deposit accounts$807,000916
Trading account gains and feesNANA
Additional Noninterest Income$5,574,000843
Total noninterest expense$19,539,000956
Salaries and employee benefits$10,806,000977
Premises and equipment expense$2,609,000764
Additional noninterest expense$6,124,000919
Pre-tax net operating income$11,275,000970
Securities gains (losses)$-25,0004,666
Applicable income taxes$2,170,000927
Income before extraordinary items$9,080,0001,030
Extraordinary gains, net$08
Net income$9,080,0001,030
Minority interest net income$069
Net income of bank and minority interests.$9,080,0001,030
Net charge-offs$19,0001,762
Cash dividends$2,136,0001,110
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,100,2501,009
2021-06-30 (YTD Data)Rank
Total interest income$17,206,000951
Total interest expense$1,248,0001,200
Net interest income$15,958,000926
Provision for loan and lease losses$149,0001,442
Total noninterest income$4,209,000967
Gross Fiduciary activities income$0951
Service charges on deposit accounts$502,000936
Trading account gains and feesNANA
Additional Noninterest Income$3,707,000847
Total noninterest expense$12,976,000948
Salaries and employee benefits$7,090,000986
Premises and equipment expense$1,707,000781
Additional noninterest expense$4,179,000890
Pre-tax net operating income$7,042,0001,019
Securities gains (losses)$-20,0004,713
Applicable income taxes$1,361,000951
Income before extraordinary items$5,661,0001,077
Extraordinary gains, net$06
Net income$5,661,0001,078
Minority interest net income$067
Net income of bank and minority interests.$5,661,0001,078
Net charge-offs$-23,0004,111
Cash dividends$1,818,000926
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,677,2001,053
2021-03-31 (YTD Data)Rank
Total interest income$8,511,000954
Total interest expense$639,0001,236
Net interest income$7,872,000923
Provision for loan and lease losses$70,0001,542
Total noninterest income$2,019,0001,002
Gross Fiduciary activities income$0922
Service charges on deposit accounts$248,000928
Trading account gains and feesNANA
Additional Noninterest Income$1,771,000881
Total noninterest expense$6,255,000971
Salaries and employee benefits$3,495,000994
Premises and equipment expense$858,000789
Additional noninterest expense$1,902,000939
Pre-tax net operating income$3,566,0001,009
Securities gains (losses)$-22,0004,748
Applicable income taxes$681,000940
Income before extraordinary items$2,863,0001,068
Extraordinary gains, net$03
Net income$2,863,0001,069
Minority interest net income$055
Net income of bank and minority interests.$2,863,0001,068
Net charge-offs$22,0001,105
Cash dividends$318,0001,526
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,880,8201,025
2020-12-31 (YTD Data)Rank
Total interest income$34,307,000942
Total interest expense$3,225,0001,394
Net interest income$31,082,000904
Provision for loan and lease losses$562,0002,124
Total noninterest income$7,396,000987
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,021,000933
Trading account gains and feesNANA
Additional Noninterest Income$6,375,000870
Total noninterest expense$24,964,000948
Salaries and employee benefits$14,024,000957
Premises and equipment expense$3,307,000779
Additional noninterest expense$7,633,000915
Pre-tax net operating income$12,952,000851
Securities gains (losses)$60,0001,640
Applicable income taxes$2,450,000813
Income before extraordinary items$10,562,000907
Extraordinary gains, net$04
Net income$10,562,000907
Minority interest net income$072
Net income of bank and minority interests.$10,562,000907
Net charge-offs$236,0001,443
Cash dividends$5,304,000721
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,513,400878
2020-09-30 (YTD Data)Rank
Total interest income$25,387,000961
Total interest expense$2,512,0001,422
Net interest income$22,875,000909
Provision for loan and lease losses$472,0002,024
Total noninterest income$5,482,000964
Gross Fiduciary activities income$0981
Service charges on deposit accounts$751,000950
Trading account gains and feesNANA
Additional Noninterest Income$4,731,000841
Total noninterest expense$18,384,000944
Salaries and employee benefits$10,566,000940
Premises and equipment expense$2,436,000783
Additional noninterest expense$5,382,000953
Pre-tax net operating income$9,501,000837
Securities gains (losses)$33,0001,722
Applicable income taxes$1,827,000787
Income before extraordinary items$7,707,000893
Extraordinary gains, net$04
Net income$7,707,000893
Minority interest net income$065
Net income of bank and minority interests.$7,707,000893
Net charge-offs$159,0001,385
Cash dividends$3,467,000745
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,680,270864
2020-06-30 (YTD Data)Rank
Total interest income$16,806,000982
Total interest expense$1,751,0001,466
Net interest income$15,055,000915
Provision for loan and lease losses$472,0001,662
Total noninterest income$3,682,000913
Gross Fiduciary activities income$0970
Service charges on deposit accounts$523,000914
Trading account gains and feesNANA
Additional Noninterest Income$3,159,000780
Total noninterest expense$12,278,000938
Salaries and employee benefits$7,172,000918
Premises and equipment expense$1,572,000804
Additional noninterest expense$3,534,000959
Pre-tax net operating income$5,987,000812
Securities gains (losses)$33,0001,488
Applicable income taxes$1,157,000737
Income before extraordinary items$4,863,000873
Extraordinary gains, net$04
Net income$4,863,000873
Minority interest net income$065
Net income of bank and minority interests.$4,863,000873
Net charge-offs$125,0001,243
Cash dividends$1,576,000954
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,836,270849
2020-03-31 (YTD Data)Rank
Total interest income$8,345,000990
Total interest expense$914,0001,521
Net interest income$7,431,000919
Provision for loan and lease losses$225,0001,360
Total noninterest income$1,960,000822
Gross Fiduciary activities income$0941
Service charges on deposit accounts$334,000855
Trading account gains and feesNANA
Additional Noninterest Income$1,626,000691
Total noninterest expense$6,430,000909
Salaries and employee benefits$3,908,000855
Premises and equipment expense$811,000788
Additional noninterest expense$1,711,0001,000
Pre-tax net operating income$2,736,000809
Securities gains (losses)$01,705
Applicable income taxes$510,000731
Income before extraordinary items$2,226,000850
Extraordinary gains, net$04
Net income$2,226,000850
Minority interest net income$056
Net income of bank and minority interests.$2,226,000850
Net charge-offs$24,0001,516
Cash dividends$620,0001,114
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,226,000838
2019-12-31 (YTD Data)Rank
Total interest income$32,860,0001,001
Total interest expense$3,794,0001,534
Net interest income$29,066,000927
Provision for loan and lease losses$754,0001,129
Total noninterest income$6,763,000921
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,287,000915
Trading account gains and feesNANA
Additional Noninterest Income$5,476,000778
Total noninterest expense$23,028,000968
Salaries and employee benefits$12,996,000974
Premises and equipment expense$2,955,000872
Additional noninterest expense$7,077,000958
Pre-tax net operating income$12,047,000902
Securities gains (losses)$3,0002,172
Applicable income taxes$2,268,000833
Income before extraordinary items$9,782,000952
Extraordinary gains, net$011
Net income$9,782,000953
Minority interest net income$076
Net income of bank and minority interests.$9,782,000953
Net charge-offs$690,000858
Cash dividends$7,377,000600
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,779,570937
2019-09-30 (YTD Data)Rank
Total interest income$24,423,0001,013
Total interest expense$2,812,0001,558
Net interest income$21,611,000931
Provision for loan and lease losses$545,0001,088
Total noninterest income$5,000,000925
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$940,000936
Trading account gains and feesNANA
Additional Noninterest Income$4,060,000778
Total noninterest expense$17,289,000959
Salaries and employee benefits$9,895,000966
Premises and equipment expense$2,156,000887
Additional noninterest expense$5,238,000962
Pre-tax net operating income$8,777,000943
Securities gains (losses)$3,0001,926
Applicable income taxes$1,672,000868
Income before extraordinary items$7,108,000993
Extraordinary gains, net$011
Net income$7,108,000994
Minority interest net income$072
Net income of bank and minority interests.$7,108,000994
Net charge-offs$274,0001,092
Cash dividends$4,411,000673
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,105,570975
2019-06-30 (YTD Data)Rank
Total interest income$16,099,0001,017
Total interest expense$1,792,0001,588
Net interest income$14,307,000937
Provision for loan and lease losses$500,000847
Total noninterest income$3,205,000932
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$615,000942
Trading account gains and feesNANA
Additional Noninterest Income$2,590,000793
Total noninterest expense$11,340,000975
Salaries and employee benefits$6,458,000975
Premises and equipment expense$1,371,000919
Additional noninterest expense$3,511,000963
Pre-tax net operating income$5,672,000951
Securities gains (losses)$01,702
Applicable income taxes$1,090,000860
Income before extraordinary items$4,582,000991
Extraordinary gains, net$011
Net income$4,582,000991
Minority interest net income$069
Net income of bank and minority interests.$4,582,000991
Net charge-offs$125,0001,264
Cash dividends$4,411,000492
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,582,000975
2019-03-31 (YTD Data)Rank
Total interest income$7,877,0001,028
Total interest expense$812,0001,656
Net interest income$7,065,000950
Provision for loan and lease losses$03,406
Total noninterest income$1,488,000951
Gross Fiduciary activities income$0972
Service charges on deposit accounts$296,000965
Trading account gains and feesNANA
Additional Noninterest Income$1,192,000798
Total noninterest expense$5,928,000938
Salaries and employee benefits$3,392,000937
Premises and equipment expense$681,000922
Additional noninterest expense$1,855,000893
Pre-tax net operating income$2,625,000980
Securities gains (losses)$01,087
Applicable income taxes$493,000917
Income before extraordinary items$2,132,0001,027
Extraordinary gains, net$05
Net income$2,132,0001,026
Minority interest net income$052
Net income of bank and minority interests.$2,132,0001,026
Net charge-offs$51,0001,196
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,132,0001,006
2018-12-31 (YTD Data)Rank
Total interest income$29,115,0001,039
Total interest expense$2,434,0001,682
Net interest income$26,681,000979
Provision for loan and lease losses$932,000941
Total noninterest income$6,293,000947
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,266,000945
Trading account gains and feesNANA
Additional Noninterest Income$5,027,000797
Total noninterest expense$20,795,0001,032
Salaries and employee benefits$11,460,0001,050
Premises and equipment expense$2,605,000945
Additional noninterest expense$6,730,000995
Pre-tax net operating income$11,247,000951
Securities gains (losses)$12,000676
Applicable income taxes$2,010,000865
Income before extraordinary items$9,249,000976
Extraordinary gains, net$06
Net income$9,249,000975
Minority interest net income$072
Net income of bank and minority interests.$9,249,000975
Net charge-offs$429,0001,054
Cash dividends$5,300,000706
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,239,160976
2018-09-30 (YTD Data)Rank
Total interest income$21,374,0001,042
Total interest expense$1,714,0001,686
Net interest income$19,660,000991
Provision for loan and lease losses$706,000858
Total noninterest income$4,598,000970
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$941,000958
Trading account gains and feesNANA
Additional Noninterest Income$3,657,000818
Total noninterest expense$15,437,0001,048
Salaries and employee benefits$8,438,0001,067
Premises and equipment expense$1,875,000967
Additional noninterest expense$5,124,000974
Pre-tax net operating income$8,115,000988
Securities gains (losses)$01,118
Applicable income taxes$1,520,000878
Income before extraordinary items$6,595,0001,024
Extraordinary gains, net$05
Net income$6,595,0001,023
Minority interest net income$066
Net income of bank and minority interests.$6,595,0001,023
Net charge-offs$211,0001,210
Cash dividends$3,300,000737
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,595,0001,021
2018-06-30 (YTD Data)Rank
Total interest income$13,954,0001,050
Total interest expense$1,070,0001,691
Net interest income$12,884,0001,004
Provision for loan and lease losses$519,000798
Total noninterest income$2,930,000996
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$629,000949
Trading account gains and feesNANA
Additional Noninterest Income$2,301,000850
Total noninterest expense$9,969,0001,070
Salaries and employee benefits$5,546,0001,085
Premises and equipment expense$1,241,000973
Additional noninterest expense$3,182,0001,030
Pre-tax net operating income$5,326,000980
Securities gains (losses)$0961
Applicable income taxes$1,001,000878
Income before extraordinary items$4,325,0001,024
Extraordinary gains, net$06
Net income$4,325,0001,023
Minority interest net income$065
Net income of bank and minority interests.$4,325,0001,023
Net charge-offs$144,0001,102
Cash dividends$3,300,000533
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,325,0001,017
2018-03-31 (YTD Data)Rank
Total interest income$6,883,0001,056
Total interest expense$515,0001,676
Net interest income$6,368,0001,009
Provision for loan and lease losses$156,0001,085
Total noninterest income$1,455,000987
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$316,000945
Trading account gains and feesNANA
Additional Noninterest Income$1,139,000838
Total noninterest expense$4,999,0001,069
Salaries and employee benefits$2,780,0001,083
Premises and equipment expense$616,000994
Additional noninterest expense$1,603,0001,009
Pre-tax net operating income$2,668,000959
Securities gains (losses)$0735
Applicable income taxes$502,000869
Income before extraordinary items$2,166,0001,003
Extraordinary gains, net$07
Net income$2,166,0001,002
Minority interest net income$052
Net income of bank and minority interests.$2,166,0001,003
Net charge-offs$32,0001,419
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,166,000994
2017-12-31 (YTD Data)Rank
Total interest income$25,878,0001,087
Total interest expense$1,891,0001,596
Net interest income$23,987,0001,041
Provision for loan and lease losses$502,0001,442
Total noninterest income$6,087,000961
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,183,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$4,904,000829
Total noninterest expense$19,410,0001,079
Salaries and employee benefits$10,610,0001,108
Premises and equipment expense$2,345,0001,019
Additional noninterest expense$6,455,0001,004
Pre-tax net operating income$10,162,000975
Securities gains (losses)$106,000609
Applicable income taxes$4,060,000770
Income before extraordinary items$6,208,0001,135
Extraordinary gains, net$09
Net income$6,208,0001,135
Minority interest net income$076
Net income of bank and minority interests.$6,208,0001,135
Net charge-offs$477,0001,125
Cash dividends$2,684,0001,123
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,140,1601,131
2017-09-30 (YTD Data)Rank
Total interest income$19,141,0001,102
Total interest expense$1,421,0001,587
Net interest income$17,720,0001,061
Provision for loan and lease losses$502,0001,140
Total noninterest income$4,627,000967
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$879,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$3,748,000833
Total noninterest expense$13,998,0001,122
Salaries and employee benefits$7,859,0001,121
Premises and equipment expense$1,776,0001,014
Additional noninterest expense$4,363,0001,107
Pre-tax net operating income$7,847,000979
Securities gains (losses)$53,000847
Applicable income taxes$2,407,000808
Income before extraordinary items$5,493,0001,078
Extraordinary gains, net$09
Net income$5,493,0001,077
Minority interest net income$071
Net income of bank and minority interests.$5,493,0001,078
Net charge-offs$362,000994
Cash dividends$1,284,0001,457
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,455,9001,070
2017-06-30 (YTD Data)Rank
Total interest income$12,622,0001,099
Total interest expense$964,0001,525
Net interest income$11,658,0001,067
Provision for loan and lease losses$386,0001,013
Total noninterest income$3,035,000980
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$572,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$2,463,000842
Total noninterest expense$9,346,0001,124
Salaries and employee benefits$5,275,0001,127
Premises and equipment expense$1,202,0001,001
Additional noninterest expense$2,869,0001,126
Pre-tax net operating income$4,961,0001,003
Securities gains (losses)$53,000640
Applicable income taxes$1,518,000818
Income before extraordinary items$3,496,0001,102
Extraordinary gains, net$011
Net income$3,496,0001,102
Minority interest net income$071
Net income of bank and minority interests.$3,496,0001,102
Net charge-offs$245,000936
Cash dividends$1,284,0001,090
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,458,9001,096
2017-03-31 (YTD Data)Rank
Total interest income$6,205,0001,108
Total interest expense$486,0001,496
Net interest income$5,719,0001,078
Provision for loan and lease losses$181,000994
Total noninterest income$1,451,0001,010
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$285,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$1,166,000856
Total noninterest expense$4,617,0001,147
Salaries and employee benefits$2,653,0001,130
Premises and equipment expense$530,0001,127
Additional noninterest expense$1,434,0001,111
Pre-tax net operating income$2,372,0001,017
Securities gains (losses)$53,000337
Applicable income taxes$732,000823
Income before extraordinary items$1,693,0001,105
Extraordinary gains, net$08
Net income$1,693,0001,105
Minority interest net income$055
Net income of bank and minority interests.$1,693,0001,105
Net charge-offs$138,000755
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,655,9001,114
2016-12-31 (YTD Data)Rank
Total interest income$24,367,0001,089
Total interest expense$2,129,0001,338
Net interest income$22,238,0001,067
Provision for loan and lease losses$130,0002,854
Total noninterest income$5,517,0001,069
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,083,0001,129
Trading account gains and fees$0170
Additional Noninterest Income$4,434,000923
Total noninterest expense$18,325,0001,134
Salaries and employee benefits$10,462,0001,109
Premises and equipment expense$1,919,0001,224
Additional noninterest expense$5,944,0001,105
Pre-tax net operating income$9,300,000980
Securities gains (losses)$212,000840
Applicable income taxes$2,919,000799
Income before extraordinary items$6,593,0001,109
Extraordinary gains, net$05
Net income$6,593,0001,108
Minority interest net income$082
Net income of bank and minority interests.$6,593,0001,108
Net charge-offs$174,0002,079
Cash dividends$2,135,0001,332
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,446,7201,107
2016-09-30 (YTD Data)Rank
Total interest income$18,148,0001,102
Total interest expense$1,625,0001,316
Net interest income$16,523,0001,077
Provision for loan and lease losses$04,186
Total noninterest income$4,147,0001,066
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$808,0001,122
Trading account gains and fees$0169
Additional Noninterest Income$3,339,000922
Total noninterest expense$13,598,0001,143
Salaries and employee benefits$7,716,0001,122
Premises and equipment expense$1,412,0001,250
Additional noninterest expense$4,470,0001,105
Pre-tax net operating income$7,072,000981
Securities gains (losses)$186,000848
Applicable income taxes$2,212,000815
Income before extraordinary items$5,046,0001,109
Extraordinary gains, net$05
Net income$5,046,0001,109
Minority interest net income$071
Net income of bank and minority interests.$5,046,0001,109
Net charge-offs$115,0001,949
Cash dividends$1,035,0001,625
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,915,8001,107
2016-06-30 (YTD Data)Rank
Total interest income$12,048,0001,108
Total interest expense$1,096,0001,301
Net interest income$10,952,0001,086
Provision for loan and lease losses$04,017
Total noninterest income$2,628,0001,088
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$523,0001,146
Trading account gains and fees$0157
Additional Noninterest Income$2,105,000928
Total noninterest expense$9,035,0001,149
Salaries and employee benefits$5,133,0001,129
Premises and equipment expense$935,0001,260
Additional noninterest expense$2,967,0001,105
Pre-tax net operating income$4,545,000998
Securities gains (losses)$186,000632
Applicable income taxes$1,436,000816
Income before extraordinary items$3,295,0001,117
Extraordinary gains, net$016
Net income$3,295,0001,117
Minority interest net income$071
Net income of bank and minority interests.$3,295,0001,117
Net charge-offs$40,0002,310
Cash dividends$1,035,0001,271
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,164,8001,123
2016-03-31 (YTD Data)Rank
Total interest income$6,021,0001,107
Total interest expense$554,0001,283
Net interest income$5,467,0001,089
Provision for loan and lease losses$03,656
Total noninterest income$1,219,0001,129
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$259,0001,154
Trading account gains and fees$0142
Additional Noninterest Income$960,000959
Total noninterest expense$4,542,0001,146
Salaries and employee benefits$2,565,0001,132
Premises and equipment expense$463,0001,264
Additional noninterest expense$1,514,0001,079
Pre-tax net operating income$2,144,0001,027
Securities gains (losses)$186,000320
Applicable income taxes$706,000814
Income before extraordinary items$1,624,0001,099
Extraordinary gains, net$012
Net income$1,624,0001,100
Minority interest net income$062
Net income of bank and minority interests.$1,624,0001,100
Net charge-offs$23,0001,894
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,493,8001,156
2015-12-31 (YTD Data)Rank
Total interest income$23,472,0001,093
Total interest expense$2,362,0001,176
Net interest income$21,110,0001,086
Provision for loan and lease losses$448,0001,477
Total noninterest income$5,451,0001,058
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,110,0001,114
Trading account gains and fees$0159
Additional Noninterest Income$4,341,000890
Total noninterest expense$17,134,0001,176
Salaries and employee benefits$9,545,0001,177
Premises and equipment expense$1,929,0001,219
Additional noninterest expense$5,660,0001,143
Pre-tax net operating income$8,979,000976
Securities gains (losses)$183,000798
Applicable income taxes$2,782,000795
Income before extraordinary items$6,380,0001,098
Extraordinary gains, net$023
Net income$6,380,0001,098
Minority interest net income$081
Net income of bank and minority interests.$6,380,0001,098
Net charge-offs$268,0001,714
Cash dividends$1,930,0001,402
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,251,9001,104
2015-09-30 (YTD Data)Rank
Total interest income$17,419,0001,109
Total interest expense$1,787,0001,187
Net interest income$15,632,0001,098
Provision for loan and lease losses$353,0001,378
Total noninterest income$4,055,0001,082
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$845,0001,109
Trading account gains and fees$0153
Additional Noninterest Income$3,210,000908
Total noninterest expense$12,439,0001,212
Salaries and employee benefits$6,985,0001,211
Premises and equipment expense$1,447,0001,238
Additional noninterest expense$4,007,0001,200
Pre-tax net operating income$6,895,000973
Securities gains (losses)$2,0002,829
Applicable income taxes$2,067,000821
Income before extraordinary items$4,830,0001,109
Extraordinary gains, net$021
Net income$4,830,0001,107
Minority interest net income$078
Net income of bank and minority interests.$4,830,0001,109
Net charge-offs$245,0001,362
Cash dividends$930,0001,668
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,828,6001,080
2015-06-30 (YTD Data)Rank
Total interest income$11,437,0001,126
Total interest expense$1,202,0001,172
Net interest income$10,235,0001,116
Provision for loan and lease losses$231,0001,370
Total noninterest income$2,754,0001,063
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$563,0001,089
Trading account gains and fees$0157
Additional Noninterest Income$2,191,000905
Total noninterest expense$8,205,0001,232
Salaries and employee benefits$4,582,0001,219
Premises and equipment expense$975,0001,227
Additional noninterest expense$2,648,0001,211
Pre-tax net operating income$4,553,000979
Securities gains (losses)$2,0002,428
Applicable income taxes$1,361,000829
Income before extraordinary items$3,194,0001,105
Extraordinary gains, net$022
Net income$3,194,0001,104
Minority interest net income$075
Net income of bank and minority interests.$3,194,0001,106
Net charge-offs$101,0001,721
Cash dividends$930,0001,318
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,192,6001,075
2015-03-31 (YTD Data)Rank
Total interest income$5,658,0001,129
Total interest expense$618,0001,149
Net interest income$5,040,0001,135
Provision for loan and lease losses$83,0001,624
Total noninterest income$1,302,0001,067
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$272,0001,106
Trading account gains and fees$0152
Additional Noninterest Income$1,030,000906
Total noninterest expense$4,053,0001,242
Salaries and employee benefits$2,290,0001,223
Premises and equipment expense$510,0001,183
Additional noninterest expense$1,253,0001,251
Pre-tax net operating income$2,206,000983
Securities gains (losses)$02,027
Applicable income taxes$653,000840
Income before extraordinary items$1,553,0001,098
Extraordinary gains, net$013
Net income$1,553,0001,099
Minority interest net income$064
Net income of bank and minority interests.$1,553,0001,099
Net charge-offs$39,0001,740
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,553,0001,066
2014-12-31 (YTD Data)Rank
Total interest income$21,992,0001,170
Total interest expense$2,757,0001,078
Net interest income$19,235,0001,172
Provision for loan and lease losses$142,0002,841
Total noninterest income$5,045,0001,100
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,212,0001,088
Trading account gains and fees$0180
Additional Noninterest Income$3,833,000928
Total noninterest expense$15,498,0001,279
Salaries and employee benefits$8,892,0001,223
Premises and equipment expense$1,898,0001,267
Additional noninterest expense$4,708,0001,367
Pre-tax net operating income$8,640,000956
Securities gains (losses)$-1,0005,807
Applicable income taxes$2,426,000853
Income before extraordinary items$6,213,0001,057
Extraordinary gains, net$017
Net income$6,213,0001,055
Minority interest net income$084
Net income of bank and minority interests.$6,213,0001,056
Net charge-offs$270,0002,127
Cash dividends$1,984,0001,307
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,213,7201,036
2014-09-30 (YTD Data)Rank
Total interest income$16,269,0001,189
Total interest expense$2,090,0001,083
Net interest income$14,179,0001,194
Provision for loan and lease losses$04,401
Total noninterest income$3,761,0001,105
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$921,0001,079
Trading account gains and fees$0174
Additional Noninterest Income$2,840,000945
Total noninterest expense$11,296,0001,317
Salaries and employee benefits$6,589,0001,229
Premises and equipment expense$1,381,0001,302
Additional noninterest expense$3,326,0001,430
Pre-tax net operating income$6,644,000954
Securities gains (losses)$-1,0005,909
Applicable income taxes$1,934,000829
Income before extraordinary items$4,709,0001,061
Extraordinary gains, net$015
Net income$4,709,0001,060
Minority interest net income$081
Net income of bank and minority interests.$4,709,0001,060
Net charge-offs$138,0002,371
Cash dividends$984,0001,553
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,709,7101,038
2014-06-30 (YTD Data)Rank
Total interest income$10,704,0001,193
Total interest expense$1,405,0001,073
Net interest income$9,299,0001,203
Provision for loan and lease losses$04,196
Total noninterest income$2,397,0001,124
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$592,0001,103
Trading account gains and fees$0172
Additional Noninterest Income$1,805,000968
Total noninterest expense$7,460,0001,329
Salaries and employee benefits$4,399,0001,227
Premises and equipment expense$911,0001,319
Additional noninterest expense$2,150,0001,471
Pre-tax net operating income$4,236,000966
Securities gains (losses)$-1,0006,043
Applicable income taxes$1,225,000830
Income before extraordinary items$3,010,0001,073
Extraordinary gains, net$020
Net income$3,010,0001,073
Minority interest net income$080
Net income of bank and minority interests.$3,010,0001,074
Net charge-offs$74,0002,458
Cash dividends$984,0001,186
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,010,7101,048
2014-03-31 (YTD Data)Rank
Total interest income$5,305,0001,210
Total interest expense$706,0001,076
Net interest income$4,599,0001,214
Provision for loan and lease losses$03,817
Total noninterest income$1,139,0001,131
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$289,0001,118
Trading account gains and fees$0147
Additional Noninterest Income$850,000959
Total noninterest expense$3,757,0001,335
Salaries and employee benefits$2,210,0001,246
Premises and equipment expense$473,0001,301
Additional noninterest expense$1,074,0001,459
Pre-tax net operating income$1,981,000982
Securities gains (losses)$01,715
Applicable income taxes$568,000841
Income before extraordinary items$1,413,0001,099
Extraordinary gains, net$016
Net income$1,413,0001,100
Minority interest net income$066
Net income of bank and minority interests.$1,413,0001,100
Net charge-offs$71,0001,596
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,413,0001,082
2013-12-31 (YTD Data)Rank
Total interest income$21,782,0001,175
Total interest expense$3,188,0001,060
Net interest income$18,594,0001,182
Provision for loan and lease losses$05,091
Total noninterest income$4,825,0001,163
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,239,0001,117
Trading account gains and fees$0184
Additional Noninterest Income$3,586,0001,031
Total noninterest expense$14,680,0001,344
Salaries and employee benefits$8,319,0001,278
Premises and equipment expense$1,779,0001,335
Additional noninterest expense$4,582,0001,451
Pre-tax net operating income$8,739,000883
Securities gains (losses)$24,0002,255
Applicable income taxes$2,512,000762
Income before extraordinary items$6,251,000991
Extraordinary gains, net$029
Net income$6,251,000994
Minority interest net income$090
Net income of bank and minority interests.$6,251,000994
Net charge-offs$169,0003,206
Cash dividends$2,130,0001,151
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,233,960973
2013-09-30 (YTD Data)Rank
Total interest income$16,292,0001,182
Total interest expense$2,445,0001,062
Net interest income$13,847,0001,193
Provision for loan and lease losses$04,941
Total noninterest income$3,658,0001,177
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$935,0001,115
Trading account gains and fees$0180
Additional Noninterest Income$2,723,0001,043
Total noninterest expense$10,508,0001,404
Salaries and employee benefits$6,079,0001,312
Premises and equipment expense$1,333,0001,348
Additional noninterest expense$3,096,0001,575
Pre-tax net operating income$6,997,000844
Securities gains (losses)$24,0002,127
Applicable income taxes$2,089,000705
Income before extraordinary items$4,932,000945
Extraordinary gains, net$025
Net income$4,932,000947
Minority interest net income$084
Net income of bank and minority interests.$4,932,000947
Net charge-offs$145,0002,907
Cash dividends$1,031,0001,411
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,915,200920
2013-06-30 (YTD Data)Rank
Total interest income$10,782,0001,183
Total interest expense$1,672,0001,061
Net interest income$9,110,0001,194
Provision for loan and lease losses$04,788
Total noninterest income$2,398,0001,199
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$598,0001,127
Trading account gains and fees$0157
Additional Noninterest Income$1,800,0001,062
Total noninterest expense$6,896,0001,431
Salaries and employee benefits$3,982,0001,333
Premises and equipment expense$888,0001,344
Additional noninterest expense$2,026,0001,595
Pre-tax net operating income$4,612,000833
Securities gains (losses)$24,0001,918
Applicable income taxes$1,377,000721
Income before extraordinary items$3,259,000944
Extraordinary gains, net$022
Net income$3,259,000945
Minority interest net income$082
Net income of bank and minority interests.$3,259,000947
Net charge-offs$65,0003,136
Cash dividends$1,031,0001,054
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,242,200910
2013-03-31 (YTD Data)Rank
Total interest income$5,378,0001,193
Total interest expense$874,0001,053
Net interest income$4,504,0001,209
Provision for loan and lease losses$04,409
Total noninterest income$1,205,0001,178
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$288,0001,159
Trading account gains and fees$0148
Additional Noninterest Income$917,0001,052
Total noninterest expense$3,529,0001,411
Salaries and employee benefits$2,036,0001,312
Premises and equipment expense$441,0001,385
Additional noninterest expense$1,052,0001,543
Pre-tax net operating income$2,180,000859
Securities gains (losses)$01,966
Applicable income taxes$631,000753
Income before extraordinary items$1,549,000982
Extraordinary gains, net$010
Net income$1,549,000982
Minority interest net income$076
Net income of bank and minority interests.$1,549,000984
Net charge-offs$42,0002,538
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,549,000932
2012-12-31 (YTD Data)Rank
Total interest income$22,243,0001,198
Total interest expense$3,917,0001,142
Net interest income$18,326,0001,208
Provision for loan and lease losses$959,0001,820
Total noninterest income$4,514,0001,225
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,283,0001,112
Trading account gains and fees$0166
Additional Noninterest Income$3,231,0001,100
Total noninterest expense$13,529,0001,448
Salaries and employee benefits$7,867,0001,308
Premises and equipment expense$1,684,0001,416
Additional noninterest expense$3,978,0001,681
Pre-tax net operating income$8,352,000858
Securities gains (losses)$167,0001,848
Applicable income taxes$2,386,000753
Income before extraordinary items$6,133,000984
Extraordinary gains, net$029
Net income$6,133,000984
Minority interest net income$093
Net income of bank and minority interests.$6,133,000984
Net charge-offs$1,159,0001,664
Cash dividends$1,578,0001,436
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,012,760941
2012-09-30 (YTD Data)Rank
Total interest income$16,691,0001,224
Total interest expense$3,007,0001,179
Net interest income$13,684,0001,223
Provision for loan and lease losses$959,0001,482
Total noninterest income$3,399,0001,226
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$959,0001,113
Trading account gains and fees$0157
Additional Noninterest Income$2,440,0001,091
Total noninterest expense$9,527,0001,533
Salaries and employee benefits$5,536,0001,381
Premises and equipment expense$1,210,0001,481
Additional noninterest expense$2,781,0001,786
Pre-tax net operating income$6,597,000854
Securities gains (losses)$65,0002,283
Applicable income taxes$1,863,000753
Income before extraordinary items$4,799,000966
Extraordinary gains, net$020
Net income$4,799,000967
Minority interest net income$086
Net income of bank and minority interests.$4,799,000966
Net charge-offs$607,0001,966
Cash dividends$778,0001,566
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,752,200910
2012-06-30 (YTD Data)Rank
Total interest income$11,206,0001,220
Total interest expense$2,046,0001,195
Net interest income$9,160,0001,221
Provision for loan and lease losses$959,0001,133
Total noninterest income$2,123,0001,279
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$615,0001,144
Trading account gains and fees$0153
Additional Noninterest Income$1,508,0001,134
Total noninterest expense$6,298,0001,549
Salaries and employee benefits$3,621,0001,419
Premises and equipment expense$786,0001,512
Additional noninterest expense$1,891,0001,759
Pre-tax net operating income$4,026,000904
Securities gains (losses)$65,0001,875
Applicable income taxes$1,146,000793
Income before extraordinary items$2,945,0001,034
Extraordinary gains, net$019
Net income$2,945,0001,034
Minority interest net income$084
Net income of bank and minority interests.$2,945,0001,034
Net charge-offs$454,0001,882
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,898,200982
2012-03-31 (YTD Data)Rank
Total interest income$5,855,0001,180
Total interest expense$1,035,0001,231
Net interest income$4,820,0001,153
Provision for loan and lease losses$462,0001,119
Total noninterest income$872,0001,445
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$298,0001,186
Trading account gains and fees$0148
Additional Noninterest Income$574,0001,381
Total noninterest expense$3,200,0001,530
Salaries and employee benefits$1,864,0001,389
Premises and equipment expense$393,0001,519
Additional noninterest expense$943,0001,764
Pre-tax net operating income$2,030,000877
Securities gains (losses)$65,0001,120
Applicable income taxes$570,000790
Income before extraordinary items$1,525,000977
Extraordinary gains, net$019
Net income$1,525,000979
Minority interest net income$078
Net income of bank and minority interests.$1,525,000978
Net charge-offs$86,0002,578
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,477,550946
2011-12-31 (YTD Data)Rank
Total interest income$23,995,0001,193
Total interest expense$5,017,0001,201
Net interest income$18,978,0001,178
Provision for loan and lease losses$2,635,0001,305
Total noninterest income$3,244,0001,412
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,231,0001,193
Trading account gains and fees$0146
Additional Noninterest Income$2,013,0001,355
Total noninterest expense$12,293,0001,595
Salaries and employee benefits$6,926,0001,429
Premises and equipment expense$1,486,0001,670
Additional noninterest expense$3,881,0001,748
Pre-tax net operating income$7,294,000829
Securities gains (losses)$18,0003,129
Applicable income taxes$2,013,000781
Income before extraordinary items$5,299,000949
Extraordinary gains, net$029
Net income$5,299,000947
Minority interest net income$096
Net income of bank and minority interests.$5,299,000949
Net charge-offs$2,114,0001,500
Cash dividends$1,505,0001,223
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,286,040910
2011-09-30 (YTD Data)Rank
Total interest income$17,896,0001,215
Total interest expense$3,918,0001,201
Net interest income$13,978,0001,202
Provision for loan and lease losses$1,883,0001,293
Total noninterest income$2,387,0001,421
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$913,0001,212
Trading account gains and fees$0145
Additional Noninterest Income$1,474,0001,358
Total noninterest expense$9,034,0001,617
Salaries and employee benefits$5,026,0001,479
Premises and equipment expense$1,112,0001,698
Additional noninterest expense$2,896,0001,753
Pre-tax net operating income$5,448,000853
Securities gains (losses)$18,0002,857
Applicable income taxes$1,519,000786
Income before extraordinary items$3,947,000977
Extraordinary gains, net$021
Net income$3,947,000974
Minority interest net income$087
Net income of bank and minority interests.$3,947,000977
Net charge-offs$1,783,0001,319
Cash dividends$725,0001,451
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,934,040930
2011-06-30 (YTD Data)Rank
Total interest income$11,732,0001,238
Total interest expense$2,738,0001,183
Net interest income$8,994,0001,245
Provision for loan and lease losses$1,204,0001,326
Total noninterest income$1,517,0001,468
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$578,0001,251
Trading account gains and fees$0153
Additional Noninterest Income$939,0001,405
Total noninterest expense$5,919,0001,656
Salaries and employee benefits$3,308,0001,512
Premises and equipment expense$737,0001,721
Additional noninterest expense$1,874,0001,827
Pre-tax net operating income$3,388,000891
Securities gains (losses)$14,0002,241
Applicable income taxes$936,000806
Income before extraordinary items$2,466,000994
Extraordinary gains, net$015
Net income$2,466,000992
Minority interest net income$089
Net income of bank and minority interests.$2,466,000994
Net charge-offs$1,057,0001,424
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,455,920969
2011-03-31 (YTD Data)Rank
Total interest income$5,823,0001,252
Total interest expense$1,423,0001,182
Net interest income$4,400,0001,269
Provision for loan and lease losses$537,0001,370
Total noninterest income$665,0001,625
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$258,0001,389
Trading account gains and fees$0158
Additional Noninterest Income$407,0001,545
Total noninterest expense$2,976,0001,668
Salaries and employee benefits$1,690,0001,492
Premises and equipment expense$367,0001,756
Additional noninterest expense$919,0001,833
Pre-tax net operating income$1,552,000979
Securities gains (losses)$01,772
Applicable income taxes$407,000877
Income before extraordinary items$1,145,0001,064
Extraordinary gains, net$09
Net income$1,145,0001,063
Minority interest net income$086
Net income of bank and minority interests.$1,145,0001,064
Net charge-offs$874,000939
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,145,0001,034
2010-12-31 (YTD Data)Rank
Total interest income$23,589,0001,305
Total interest expense$6,675,0001,230
Net interest income$16,914,0001,323
Provision for loan and lease losses$2,347,0001,877
Total noninterest income$2,835,0001,615
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,141,0001,329
Trading account gains and fees$0175
Additional Noninterest Income$1,694,0001,565
Total noninterest expense$11,168,0001,766
Salaries and employee benefits$6,290,0001,560
Premises and equipment expense$1,410,0001,822
Additional noninterest expense$3,468,0002,020
Pre-tax net operating income$6,234,000848
Securities gains (losses)$64,0002,500
Applicable income taxes$1,724,000819
Income before extraordinary items$4,574,000964
Extraordinary gains, net$029
Net income$4,574,000966
Minority interest net income$0111
Net income of bank and minority interests.$4,574,000967
Net charge-offs$1,125,0002,526
Cash dividends$1,750,000917
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,527,280931
2010-09-30 (YTD Data)Rank
Total interest income$17,560,0001,334
Total interest expense$5,119,0001,249
Net interest income$12,441,0001,365
Provision for loan and lease losses$1,811,0001,769
Total noninterest income$2,135,0001,614
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$868,0001,352
Trading account gains and fees$0165
Additional Noninterest Income$1,267,0001,522
Total noninterest expense$8,226,0001,785
Salaries and employee benefits$4,692,0001,571
Premises and equipment expense$1,026,0001,896
Additional noninterest expense$2,508,0002,057
Pre-tax net operating income$4,539,000911
Securities gains (losses)$03,651
Applicable income taxes$1,283,000847
Income before extraordinary items$3,256,0001,052
Extraordinary gains, net$023
Net income$3,256,0001,055
Minority interest net income$0110
Net income of bank and minority interests.$3,256,0001,055
Net charge-offs$350,0003,529
Cash dividends$1,000,0001,046
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,256,0001,005
2010-06-30 (YTD Data)Rank
Total interest income$11,545,0001,367
Total interest expense$3,491,0001,278
Net interest income$8,054,0001,407
Provision for loan and lease losses$1,242,0001,708
Total noninterest income$1,408,0001,583
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$576,0001,365
Trading account gains and fees$0152
Additional Noninterest Income$832,0001,480
Total noninterest expense$5,458,0001,803
Salaries and employee benefits$3,145,0001,577
Premises and equipment expense$677,0001,926
Additional noninterest expense$1,636,0002,095
Pre-tax net operating income$2,762,000981
Securities gains (losses)$03,184
Applicable income taxes$781,000858
Income before extraordinary items$1,981,0001,128
Extraordinary gains, net$019
Net income$1,981,0001,128
Minority interest net income$0105
Net income of bank and minority interests.$1,981,0001,129
Net charge-offs$94,0004,314
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,981,0001,079
2010-03-31 (YTD Data)Rank
Total interest income$5,851,0001,388
Total interest expense$1,776,0001,320
Net interest income$4,075,0001,404
Provision for loan and lease losses$693,0001,489
Total noninterest income$673,0001,644
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$270,0001,450
Trading account gains and fees$0175
Additional Noninterest Income$403,0001,507
Total noninterest expense$2,694,0001,849
Salaries and employee benefits$1,575,0001,587
Premises and equipment expense$343,0001,965
Additional noninterest expense$776,0002,180
Pre-tax net operating income$1,361,000985
Securities gains (losses)$02,284
Applicable income taxes$392,000856
Income before extraordinary items$969,0001,120
Extraordinary gains, net$016
Net income$969,0001,120
Minority interest net income$091
Net income of bank and minority interests.$969,0001,122
Net charge-offs$36,0003,999
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$969,0001,086
2009-12-31 (YTD Data)Rank
Total interest income$22,787,0001,508
Total interest expense$8,272,0001,449
Net interest income$14,515,0001,548
Provision for loan and lease losses$993,0003,523
Total noninterest income$2,996,0001,618
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,219,0001,416
Trading account gains and fees$0211
Additional Noninterest Income$1,777,0001,491
Total noninterest expense$10,968,0001,858
Salaries and employee benefits$6,138,0001,620
Premises and equipment expense$1,468,0001,842
Additional noninterest expense$3,362,0002,133
Pre-tax net operating income$5,550,000761
Securities gains (losses)$03,754
Applicable income taxes$1,518,000698
Income before extraordinary items$4,032,000859
Extraordinary gains, net$034
Net income$4,032,000857
Minority interest net income$0115
Net income of bank and minority interests.$4,032,000858
Net charge-offs$282,0004,575
Cash dividends$3,625,000479
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,032,000854
2009-09-30 (YTD Data)Rank
Total interest income$16,914,0001,548
Total interest expense$6,320,0001,485
Net interest income$10,594,0001,583
Provision for loan and lease losses$589,0003,563
Total noninterest income$2,151,0001,691
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$914,0001,418
Trading account gains and fees$0212
Additional Noninterest Income$1,237,0001,587
Total noninterest expense$7,876,0001,914
Salaries and employee benefits$4,507,0001,665
Premises and equipment expense$1,098,0001,854
Additional noninterest expense$2,271,0002,296
Pre-tax net operating income$4,280,000797
Securities gains (losses)$03,497
Applicable income taxes$1,233,000718
Income before extraordinary items$3,047,000891
Extraordinary gains, net$027
Net income$3,047,000891
Minority interest net income$0118
Net income of bank and minority interests.$3,047,000892
Net charge-offs$178,0004,378
Cash dividends$1,198,0001,077
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,047,000880
2009-06-30 (YTD Data)Rank
Total interest income$11,157,0001,588
Total interest expense$4,282,0001,538
Net interest income$6,875,0001,645
Provision for loan and lease losses$329,0003,573
Total noninterest income$1,364,0001,761
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$602,0001,415
Trading account gains and fees$0193
Additional Noninterest Income$762,0001,714
Total noninterest expense$5,221,0001,954
Salaries and employee benefits$2,990,0001,714
Premises and equipment expense$740,0001,868
Additional noninterest expense$1,491,0002,348
Pre-tax net operating income$2,689,000847
Securities gains (losses)$03,136
Applicable income taxes$771,000773
Income before extraordinary items$1,918,000988
Extraordinary gains, net$021
Net income$1,918,000988
Minority interest net income$0112
Net income of bank and minority interests.$1,918,000988
Net charge-offs$140,0003,853
Cash dividends$875,0001,048
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,918,000956
2009-03-31 (YTD Data)Rank
Total interest income$5,530,0001,626
Total interest expense$2,152,0001,581
Net interest income$3,378,0001,653
Provision for loan and lease losses$194,0002,912
Total noninterest income$676,0001,735
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$311,0001,325
Trading account gains and fees$0171
Additional Noninterest Income$365,0001,717
Total noninterest expense$2,531,0001,965
Salaries and employee benefits$1,508,0001,717
Premises and equipment expense$376,0001,877
Additional noninterest expense$647,0002,397
Pre-tax net operating income$1,329,000954
Securities gains (losses)$02,434
Applicable income taxes$384,000861
Income before extraordinary items$945,0001,152
Extraordinary gains, net$015
Net income$945,0001,154
Minority interest net income$0102
Net income of bank and minority interests.$945,0001,154
Net charge-offs$66,0003,281
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$945,0001,079
2008-12-31 (YTD Data)Rank
Total interest income$22,884,0001,681
Total interest expense$9,620,0001,688
Net interest income$13,264,0001,673
Provision for loan and lease losses$441,0003,997
Total noninterest income$2,658,0001,736
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,275,0001,408
Trading account gains and fees$0154
Additional Noninterest Income$1,383,0001,688
Total noninterest expense$9,834,0001,961
Salaries and employee benefits$5,738,0001,781
Premises and equipment expense$1,499,0001,820
Additional noninterest expense$2,597,0002,268
Pre-tax net operating income$5,647,000992
Securities gains (losses)$2,0002,962
Applicable income taxes$1,693,000775
Income before extraordinary items$3,956,0001,058
Extraordinary gains, net$039
Net income$3,956,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0004,906
Cash dividends$2,200,0001,233
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,954,6001,128
2008-09-30 (YTD Data)Rank
Total interest income$17,159,0001,727
Total interest expense$7,263,0001,741
Net interest income$9,896,0001,698
Provision for loan and lease losses$245,0003,880
Total noninterest income$1,992,0001,775
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$927,0001,459
Trading account gains and fees$0148
Additional Noninterest Income$1,065,0001,725
Total noninterest expense$7,315,0001,969
Salaries and employee benefits$4,409,0001,756
Premises and equipment expense$1,121,0001,825
Additional noninterest expense$1,785,0002,379
Pre-tax net operating income$4,328,0001,168
Securities gains (losses)$03,106
Applicable income taxes$1,296,000940
Income before extraordinary items$3,032,0001,232
Extraordinary gains, net$031
Net income$3,032,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,080
Cash dividends$1,700,0001,182
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,032,0001,294
2008-06-30 (YTD Data)Rank
Total interest income$11,394,0001,760
Total interest expense$4,918,0001,797
Net interest income$6,476,0001,730
Provision for loan and lease losses$82,0004,565
Total noninterest income$1,304,0001,818
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$586,0001,521
Trading account gains and fees$0149
Additional Noninterest Income$718,0001,750
Total noninterest expense$4,750,0002,014
Salaries and employee benefits$2,940,0001,771
Premises and equipment expense$734,0001,861
Additional noninterest expense$1,076,0002,573
Pre-tax net operating income$2,948,0001,208
Securities gains (losses)$03,233
Applicable income taxes$911,0001,011
Income before extraordinary items$2,037,0001,358
Extraordinary gains, net$021
Net income$2,037,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,895
Cash dividends$1,700,000892
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,037,0001,330
2008-03-31 (YTD Data)Rank
Total interest income$5,745,0001,786
Total interest expense$2,527,0001,854
Net interest income$3,218,0001,730
Provision for loan and lease losses$25,0004,682
Total noninterest income$556,0002,074
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$264,0001,639
Trading account gains and fees$0158
Additional Noninterest Income$292,0002,010
Total noninterest expense$2,342,0002,044
Salaries and employee benefits$1,463,0001,800
Premises and equipment expense$358,0001,899
Additional noninterest expense$521,0002,624
Pre-tax net operating income$1,407,0001,345
Securities gains (losses)$02,688
Applicable income taxes$414,0001,169
Income before extraordinary items$993,0001,505
Extraordinary gains, net$015
Net income$993,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$993,0001,444
2007-12-31 (YTD Data)Rank
Total interest income$21,980,0001,924
Total interest expense$9,375,0002,043
Net interest income$12,605,0001,792
Provision for loan and lease losses$126,0004,544
Total noninterest income$2,282,0002,015
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,045,0001,703
Trading account gains and fees$0178
Additional Noninterest Income$1,237,0001,921
Total noninterest expense$9,078,0002,021
Salaries and employee benefits$5,639,0001,792
Premises and equipment expense$1,285,0002,034
Additional noninterest expense$2,154,0002,497
Pre-tax net operating income$5,683,0001,466
Securities gains (losses)$02,146
Applicable income taxes$1,704,0001,284
Income before extraordinary items$3,979,0001,604
Extraordinary gains, net$039
Net income$3,979,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,631
Cash dividends$700,0003,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,979,0001,590
2007-09-30 (YTD Data)Rank
Total interest income$16,155,0001,964
Total interest expense$6,858,0002,082
Net interest income$9,297,0001,834
Provision for loan and lease losses$69,0004,701
Total noninterest income$1,676,0002,049
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$786,0001,678
Trading account gains and fees$0184
Additional Noninterest Income$890,0001,990
Total noninterest expense$6,738,0002,025
Salaries and employee benefits$4,174,0001,814
Premises and equipment expense$944,0002,057
Additional noninterest expense$1,620,0002,439
Pre-tax net operating income$4,166,0001,619
Securities gains (losses)$01,655
Applicable income taxes$1,199,0001,448
Income before extraordinary items$2,967,0001,710
Extraordinary gains, net$033
Net income$2,967,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,253
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,967,0001,693
2007-06-30 (YTD Data)Rank
Total interest income$10,345,0002,050
Total interest expense$4,475,0002,129
Net interest income$5,870,0001,977
Provision for loan and lease losses$20,0005,312
Total noninterest income$1,213,0001,945
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$498,0001,754
Trading account gains and fees$0168
Additional Noninterest Income$715,0001,752
Total noninterest expense$4,403,0002,092
Salaries and employee benefits$2,726,0001,878
Premises and equipment expense$614,0002,109
Additional noninterest expense$1,063,0002,494
Pre-tax net operating income$2,660,0001,721
Securities gains (losses)$1,0001,305
Applicable income taxes$772,0001,526
Income before extraordinary items$1,889,0001,837
Extraordinary gains, net$029
Net income$1,889,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,815
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,888,2901,819
2007-03-31 (YTD Data)Rank
Total interest income$5,092,0002,080
Total interest expense$2,205,0002,140
Net interest income$2,887,0002,019
Provision for loan and lease losses$20,0004,351
Total noninterest income$545,0002,090
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$297,0001,444
Trading account gains and fees$0195
Additional Noninterest Income$248,0002,229
Total noninterest expense$2,177,0002,129
Salaries and employee benefits$1,351,0001,904
Premises and equipment expense$307,0002,128
Additional noninterest expense$519,0002,530
Pre-tax net operating income$1,235,0001,821
Securities gains (losses)$1,0001,055
Applicable income taxes$356,0001,643
Income before extraordinary items$880,0001,910
Extraordinary gains, net$022
Net income$880,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$879,2901,902
2006-12-31 (YTD Data)Rank
Total interest income$19,946,0001,986
Total interest expense$7,779,0002,093
Net interest income$12,167,0001,903
Provision for loan and lease losses$216,0003,394
Total noninterest income$2,001,0002,232
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,140,0001,553
Trading account gains and fees$0130
Additional Noninterest Income$861,0002,465
Total noninterest expense$8,357,0002,110
Salaries and employee benefits$5,185,0001,877
Premises and equipment expense$639,0003,587
Additional noninterest expense$2,533,0002,078
Pre-tax net operating income$5,595,0001,721
Securities gains (losses)$01,687
Applicable income taxes$1,739,0001,478
Income before extraordinary items$3,856,0001,850
Extraordinary gains, net$051
Net income$3,856,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,052
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,856,0001,829
2006-09-30 (YTD Data)Rank
Total interest income$14,742,0001,997
Total interest expense$5,598,0002,112
Net interest income$9,144,0001,920
Provision for loan and lease losses$184,0003,018
Total noninterest income$1,460,0002,272
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$823,0001,618
Trading account gains and fees$0126
Additional Noninterest Income$637,0002,477
Total noninterest expense$6,254,0002,126
Salaries and employee benefits$3,944,0001,849
Premises and equipment expense$827,0002,249
Additional noninterest expense$1,483,0002,594
Pre-tax net operating income$4,166,0001,779
Securities gains (losses)$01,388
Applicable income taxes$1,222,0001,626
Income before extraordinary items$2,944,0001,864
Extraordinary gains, net$045
Net income$2,944,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,407
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,944,0001,844
2006-06-30 (YTD Data)Rank
Total interest income$9,714,0001,986
Total interest expense$3,541,0002,109
Net interest income$6,173,0001,892
Provision for loan and lease losses$161,0002,475
Total noninterest income$927,0002,340
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$541,0001,626
Trading account gains and fees$0126
Additional Noninterest Income$386,0002,613
Total noninterest expense$4,206,0002,093
Salaries and employee benefits$2,618,0001,867
Premises and equipment expense$518,0002,393
Additional noninterest expense$1,070,0002,416
Pre-tax net operating income$2,733,0001,815
Securities gains (losses)$01,185
Applicable income taxes$802,0001,658
Income before extraordinary items$1,931,0001,895
Extraordinary gains, net$039
Net income$1,931,0001,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,703
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,931,0001,879
2006-03-31 (YTD Data)Rank
Total interest income$4,770,0001,991
Total interest expense$1,699,0002,095
Net interest income$3,071,0001,887
Provision for loan and lease losses$91,0002,117
Total noninterest income$412,0002,506
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$252,0001,673
Trading account gains and fees$0115
Additional Noninterest Income$160,0002,862
Total noninterest expense$2,023,0002,189
Salaries and employee benefits$1,295,0001,897
Premises and equipment expense$228,0002,684
Additional noninterest expense$500,0002,533
Pre-tax net operating income$1,369,0001,769
Securities gains (losses)$0955
Applicable income taxes$401,0001,649
Income before extraordinary items$968,0001,854
Extraordinary gains, net$021
Net income$968,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$968,0001,836
2005-12-31 (YTD Data)Rank
Total interest income$18,376,0001,829
Total interest expense$6,209,0001,824
Net interest income$12,167,0001,798
Provision for loan and lease losses$243,0003,221
Total noninterest income$1,559,0002,627
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$983,0001,761
Trading account gains and fees$0138
Additional Noninterest Income$576,0003,135
Total noninterest expense$7,976,0002,090
Salaries and employee benefits$5,132,0001,820
Premises and equipment expense$879,0002,650
Additional noninterest expense$1,965,0002,535
Pre-tax net operating income$5,507,0001,693
Securities gains (losses)$22,0001,227
Applicable income taxes$1,556,0001,664
Income before extraordinary items$3,973,0001,757
Extraordinary gains, net$046
Net income$3,973,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,800
Cash dividends$4,700,000698
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,957,1601,731
2005-09-30 (YTD Data)Rank
Total interest income$13,597,0001,806
Total interest expense$4,522,0001,776
Net interest income$9,075,0001,804
Provision for loan and lease losses$182,0003,112
Total noninterest income$1,167,0002,632
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$728,0001,771
Trading account gains and fees$0126
Additional Noninterest Income$439,0003,109
Total noninterest expense$5,975,0002,071
Salaries and employee benefits$3,884,0001,785
Premises and equipment expense$633,0002,732
Additional noninterest expense$1,458,0002,526
Pre-tax net operating income$4,085,0001,737
Securities gains (losses)$12,0001,416
Applicable income taxes$1,184,0001,672
Income before extraordinary items$2,913,0001,795
Extraordinary gains, net$035
Net income$2,913,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$4,700,000508
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,904,4801,771
2005-06-30 (YTD Data)Rank
Total interest income$8,868,0001,789
Total interest expense$2,908,0001,738
Net interest income$5,960,0001,807
Provision for loan and lease losses$103,0003,310
Total noninterest income$759,0002,635
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$469,0001,778
Trading account gains and fees$0116
Additional Noninterest Income$290,0003,128
Total noninterest expense$4,122,0001,999
Salaries and employee benefits$2,598,0001,764
Premises and equipment expense$427,0002,681
Additional noninterest expense$1,097,0002,232
Pre-tax net operating income$2,494,0001,850
Securities gains (losses)$12,0001,290
Applicable income taxes$704,0001,776
Income before extraordinary items$1,802,0001,899
Extraordinary gains, net$030
Net income$1,802,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,429
Cash dividends$4,700,000361
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,793,3601,869
2005-03-31 (YTD Data)Rank
Total interest income$4,332,0001,808
Total interest expense$1,429,0001,675
Net interest income$2,903,0001,845
Provision for loan and lease losses$12,0005,254
Total noninterest income$392,0002,525
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$224,0001,808
Trading account gains and fees$0115
Additional Noninterest Income$168,0002,780
Total noninterest expense$1,993,0002,076
Salaries and employee benefits$1,314,0001,759
Premises and equipment expense$218,0002,657
Additional noninterest expense$461,0002,630
Pre-tax net operating income$1,290,0001,763
Securities gains (losses)$7,0001,110
Applicable income taxes$357,0001,743
Income before extraordinary items$940,0001,796
Extraordinary gains, net$024
Net income$940,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,841
Cash dividends$4,700,000188
Sale, conversion, retirement of capital stock, net$0491
Net operating income$934,9601,771
2004-12-31 (YTD Data)Rank
Total interest income$16,710,0001,715
Total interest expense$5,540,0001,484
Net interest income$11,170,0001,812
Provision for loan and lease losses$142,0004,359
Total noninterest income$1,423,0002,778
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$924,0001,889
Trading account gains and fees$0138
Additional Noninterest Income$499,0003,306
Total noninterest expense$7,418,0002,147
Salaries and employee benefits$4,875,0001,804
Premises and equipment expense$777,0002,861
Additional noninterest expense$1,766,0002,701
Pre-tax net operating income$5,033,0001,689
Securities gains (losses)$25,0002,257
Applicable income taxes$1,464,0001,635
Income before extraordinary items$3,594,0001,769
Extraordinary gains, net$034
Net income$3,594,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,914
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,576,2501,732
2004-09-30 (YTD Data)Rank
Total interest income$12,420,0001,707
Total interest expense$4,152,0001,456
Net interest income$8,268,0001,816
Provision for loan and lease losses$142,0003,646
Total noninterest income$1,107,0002,727
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$684,0001,930
Trading account gains and fees$0134
Additional Noninterest Income$423,0003,098
Total noninterest expense$5,444,0002,180
Salaries and employee benefits$3,555,0001,831
Premises and equipment expense$583,0002,857
Additional noninterest expense$1,306,0002,694
Pre-tax net operating income$3,789,0001,695
Securities gains (losses)$25,0002,158
Applicable income taxes$1,142,0001,599
Income before extraordinary items$2,672,0001,797
Extraordinary gains, net$026
Net income$2,672,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,625
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,654,5001,757
2004-06-30 (YTD Data)Rank
Total interest income$8,251,0001,705
Total interest expense$2,773,0001,433
Net interest income$5,478,0001,816
Provision for loan and lease losses$74,0004,051
Total noninterest income$716,0002,795
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$431,0002,001
Trading account gains and fees$0130
Additional Noninterest Income$285,0003,079
Total noninterest expense$3,594,0002,200
Salaries and employee benefits$2,351,0001,850
Premises and equipment expense$377,0002,935
Additional noninterest expense$866,0002,718
Pre-tax net operating income$2,526,0001,668
Securities gains (losses)$03,413
Applicable income taxes$769,0001,571
Income before extraordinary items$1,757,0001,800
Extraordinary gains, net$021
Net income$1,757,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,646
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,757,0001,750
2004-03-31 (YTD Data)Rank
Total interest income$4,126,0001,708
Total interest expense$1,408,0001,421
Net interest income$2,718,0001,834
Provision for loan and lease losses$14,0005,389
Total noninterest income$335,0002,877
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$192,0002,161
Trading account gains and fees$0121
Additional Noninterest Income$143,0003,020
Total noninterest expense$1,798,0002,221
Salaries and employee benefits$1,181,0001,861
Premises and equipment expense$184,0003,026
Additional noninterest expense$433,0002,699
Pre-tax net operating income$1,241,0001,669
Securities gains (losses)$02,934
Applicable income taxes$373,0001,658
Income before extraordinary items$868,0001,807
Extraordinary gains, net$016
Net income$868,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$868,0001,722
2003-12-31 (YTD Data)Rank
Total interest income$16,869,0001,694
Total interest expense$6,269,0001,416
Net interest income$10,600,0001,848
Provision for loan and lease losses$292,0003,255
Total noninterest income$1,376,0003,011
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$775,0002,169
Trading account gains and fees$0160
Additional Noninterest Income$601,0003,251
Total noninterest expense$6,700,0002,342
Salaries and employee benefits$4,342,0001,981
Premises and equipment expense$783,0002,815
Additional noninterest expense$1,575,0002,943
Pre-tax net operating income$4,984,0001,630
Securities gains (losses)$19,0003,246
Applicable income taxes$1,380,0001,749
Income before extraordinary items$3,623,0001,715
Extraordinary gains, net$054
Net income$3,623,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,294
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,609,3201,641
2003-09-30 (YTD Data)Rank
Total interest income$12,679,0001,719
Total interest expense$4,818,0001,442
Net interest income$7,861,0001,879
Provision for loan and lease losses$292,0002,566
Total noninterest income$996,0003,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$586,0002,176
Trading account gains and fees$0153
Additional Noninterest Income$410,0003,485
Total noninterest expense$5,017,0002,352
Salaries and employee benefits$3,256,0001,978
Premises and equipment expense$588,0002,827
Additional noninterest expense$1,173,0002,946
Pre-tax net operating income$3,548,0001,766
Securities gains (losses)$18,0003,018
Applicable income taxes$1,056,0001,781
Income before extraordinary items$2,510,0001,914
Extraordinary gains, net$040
Net income$2,510,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,588
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,497,4001,822
2003-06-30 (YTD Data)Rank
Total interest income$8,508,0001,725
Total interest expense$3,302,0001,459
Net interest income$5,206,0001,881
Provision for loan and lease losses$170,0002,817
Total noninterest income$679,0003,077
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$394,0002,124
Trading account gains and fees$0150
Additional Noninterest Income$285,0003,401
Total noninterest expense$3,286,0002,388
Salaries and employee benefits$2,124,0002,005
Premises and equipment expense$398,0002,784
Additional noninterest expense$764,0002,992
Pre-tax net operating income$2,429,0001,719
Securities gains (losses)$2,0003,460
Applicable income taxes$718,0001,779
Income before extraordinary items$1,713,0001,876
Extraordinary gains, net$030
Net income$1,713,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,150
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,711,6001,761
2003-03-31 (YTD Data)Rank
Total interest income$4,220,0001,745
Total interest expense$1,689,0001,467
Net interest income$2,531,0001,931
Provision for loan and lease losses$30,0004,429
Total noninterest income$307,0003,195
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$191,0002,097
Trading account gains and fees$0134
Additional Noninterest Income$116,0003,667
Total noninterest expense$1,603,0002,420
Salaries and employee benefits$1,040,0002,037
Premises and equipment expense$201,0002,744
Additional noninterest expense$362,0003,103
Pre-tax net operating income$1,205,0001,743
Securities gains (losses)$02,891
Applicable income taxes$354,0001,803
Income before extraordinary items$851,0001,853
Extraordinary gains, net$021
Net income$851,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$851,0001,741
2002-12-31 (YTD Data)Rank
Total interest income$17,088,0001,811
Total interest expense$7,200,0001,577
Net interest income$9,888,0001,960
Provision for loan and lease losses$419,0002,747
Total noninterest income$1,350,0002,828
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$641,0002,445
Trading account gains and fees$0153
Additional Noninterest Income$709,0002,683
Total noninterest expense$6,064,0002,437
Salaries and employee benefits$3,934,0002,031
Premises and equipment expense$713,0002,960
Additional noninterest expense$1,417,0003,093
Pre-tax net operating income$4,755,0001,718
Securities gains (losses)$9,0003,662
Applicable income taxes$1,340,0001,810
Income before extraordinary items$3,424,0001,746
Extraordinary gains, net$070
Net income$3,424,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,928
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,417,5201,697
2001-12-31 (YTD Data)Rank
Total interest income$17,400,0001,963
Total interest expense$8,753,0001,847
Net interest income$8,647,0002,066
Provision for loan and lease losses$198,0004,171
Total noninterest income$1,040,0003,253
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$663,0002,254
Trading account gains and fees$0177
Additional Noninterest Income$377,0003,660
Total noninterest expense$5,575,0002,537
Salaries and employee benefits$3,489,0002,155
Premises and equipment expense$593,0003,391
Additional noninterest expense$1,493,0002,883
Pre-tax net operating income$3,914,0001,806
Securities gains (losses)$2,0004,242
Applicable income taxes$1,156,0001,875
Income before extraordinary items$2,760,0001,903
Extraordinary gains, net$0105
Net income$2,760,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,205
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,758,6001,828
2000-12-31 (YTD Data)Rank
Total interest income$16,421,0002,147
Total interest expense$8,002,0002,145
Net interest income$8,419,0002,108
Provision for loan and lease losses$201,0003,725
Total noninterest income$1,015,0003,089
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$579,0002,368
Trading account gains and fees$0180
Additional Noninterest Income$436,0003,175
Total noninterest expense$5,051,0002,690
Salaries and employee benefits$3,247,0002,200
Premises and equipment expense$517,0003,694
Additional noninterest expense$1,287,0003,207
Pre-tax net operating income$4,182,0001,751
Securities gains (losses)$-3,0007,730
Applicable income taxes$1,311,0001,690
Income before extraordinary items$2,868,0001,818
Extraordinary gains, net$038
Net income$2,868,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,566
Cash dividends$2,300,0001,197
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,870,0701,818
1999-12-31 (YTD Data)Rank
Total interest income$15,125,0002,161
Total interest expense$7,378,0002,020
Net interest income$7,747,0002,277
Provision for loan and lease losses$606,0001,486
Total noninterest income$742,0003,809
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$483,0002,713
Trading account gains and fees$0173
Additional Noninterest Income$259,0004,360
Total noninterest expense$4,284,0003,108
Salaries and employee benefits$2,834,0002,475
Premises and equipment expense$412,0004,423
Additional noninterest expense$1,038,0003,899
Pre-tax net operating income$3,599,0002,031
Securities gains (losses)$03,155
Applicable income taxes$1,065,0002,116
Income before extraordinary items$2,534,0002,077
Extraordinary gains, net$035
Net income$2,534,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,0001,000
Cash dividends$2,000,0001,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,534,0002,048
1998-12-31 (YTD Data)Rank
Total interest income$14,327,0002,272
Total interest expense$7,006,0002,163
Net interest income$7,321,0002,330
Provision for loan and lease losses$356,0002,286
Total noninterest income$647,0004,184
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$448,0002,830
Trading account gains and fees$0224
Additional Noninterest Income$199,0004,964
Total noninterest expense$3,799,0003,376
Salaries and employee benefits$2,484,0002,731
Premises and equipment expense$378,0004,620
Additional noninterest expense$937,0004,164
Pre-tax net operating income$3,813,0001,916
Securities gains (losses)$-1,0009,769
Applicable income taxes$1,142,0002,075
Income before extraordinary items$2,670,0001,962
Extraordinary gains, net$032
Net income$2,670,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,548
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,670,7001,892
1997-12-31 (YTD Data)Rank
Total interest income$13,654,0002,389
Total interest expense$6,508,0002,307
Net interest income$7,146,0002,433
Provision for loan and lease losses$360,0002,248
Total noninterest income$596,0004,431
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$411,0003,147
Trading account gains and fees$0239
Additional Noninterest Income$185,0005,144
Total noninterest expense$3,583,0003,532
Salaries and employee benefits$2,279,0002,908
Premises and equipment expense$352,0004,871
Additional noninterest expense$952,0004,084
Pre-tax net operating income$3,799,0001,975
Securities gains (losses)$-2,0009,246
Applicable income taxes$1,192,0002,099
Income before extraordinary items$2,605,0002,026
Extraordinary gains, net$044
Net income$2,605,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,794
Cash dividends$1,730,0001,453
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,606,3801,973
1996-12-31 (YTD Data)Rank
Total interest income$12,742,0002,624
Total interest expense$6,162,0002,487
Net interest income$6,580,0002,693
Provision for loan and lease losses$295,0002,626
Total noninterest income$555,0004,814
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$360,0003,665
Trading account gains and fees$0262
Additional Noninterest Income$195,0005,239
Total noninterest expense$3,306,0003,989
Salaries and employee benefits$2,186,0003,055
Premises and equipment expense$305,0005,523
Additional noninterest expense$815,0005,141
Pre-tax net operating income$3,534,0002,037
Securities gains (losses)$-9,00010,223
Applicable income taxes$1,064,0002,218
Income before extraordinary items$2,461,0002,011
Extraordinary gains, net$053
Net income$2,461,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,458
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,467,3001,966
1995-12-31 (YTD Data)Rank
Total interest income$11,199,0002,968
Total interest expense$5,402,0002,830
Net interest income$5,797,0003,066
Provision for loan and lease losses$188,0003,145
Total noninterest income$582,0004,675
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$348,0003,789
Trading account gains and fees$0522
Additional Noninterest Income$234,0004,678
Total noninterest expense$3,025,0004,263
Salaries and employee benefits$1,892,0003,489
Premises and equipment expense$298,0005,659
Additional noninterest expense$835,0005,076
Pre-tax net operating income$3,166,0002,325
Securities gains (losses)$-2,0009,253
Applicable income taxes$938,0002,516
Income before extraordinary items$2,226,0002,261
Extraordinary gains, net$065
Net income$2,226,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$275,0004,749
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,227,4002,233
1994-12-31 (YTD Data)Rank
Total interest income$9,277,0003,252
Total interest expense$3,983,0003,070
Net interest income$5,294,0003,384
Provision for loan and lease losses$163,0003,436
Total noninterest income$504,0005,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,083
Total noninterest expense$2,813,0004,660
Salaries and employee benefits$1,651,0003,925
Premises and equipment expense$305,0005,645
Additional noninterest expense$857,0005,390
Pre-tax net operating income$2,822,0002,510
Securities gains (losses)$22,0001,687
Applicable income taxes$833,0002,678
Income before extraordinary items$2,011,0002,420
Extraordinary gains, net$0249
Net income$2,011,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,318
Cash dividends$25,0008,461
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,995,3802,450
1993-12-31 (YTD Data)Rank
Total interest income$8,550,0003,593
Total interest expense$3,644,0003,440
Net interest income$4,906,0003,632
Provision for loan and lease losses$252,0003,363
Total noninterest income$483,0005,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$287,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,734
Total noninterest expense$2,644,0005,020
Salaries and employee benefits$1,501,0004,274
Premises and equipment expense$309,0005,704
Additional noninterest expense$834,0005,727
Pre-tax net operating income$2,493,0002,714
Securities gains (losses)$52,0003,344
Applicable income taxes$780,0002,816
Income before extraordinary items$1,765,0002,810
Extraordinary gains, net$03,149
Net income$1,765,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,406
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,729,1202,705
1992-12-31 (YTD Data)Rank
Total interest income$7,733,0004,421
Total interest expense$3,738,0004,310
Net interest income$3,995,0004,449
Provision for loan and lease losses$367,0003,642
Total noninterest income$405,0006,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,383
Trading account gains and feesNANA
Additional Noninterest Income$172,0006,188
Total noninterest expense$2,162,0006,007
Salaries and employee benefits$1,242,0005,006
Premises and equipment expense$246,0006,868
Additional noninterest expense$674,0006,928
Pre-tax net operating income$1,871,0003,311
Securities gains (losses)$35,0004,733
Applicable income taxes$600,0003,431
Income before extraordinary items$1,306,0003,508
Extraordinary gains, net$01,422
Net income$1,306,0003,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0005,062
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,281,8503,320

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.