| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0029% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1508% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0002% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 4,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1276% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0040% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1015% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1382% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0098% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1342% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3748% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3748% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0038% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.1118% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 4,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0279% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0279% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0016% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0821% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0045% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0045% | 2,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0042% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0940% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 3,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0252% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0252% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0167% | 3,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 3,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0263% | 1,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1049% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4747% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0743% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0743% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1288% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6267% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0817% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0817% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2120% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 934 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9940% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0091% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0225% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2363% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2363% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0224% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0457% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0457% | 2,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0243% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0605% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0605% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0170% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0873% | 2,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0305% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1535% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0451% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1931% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0393% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2107% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2107% | 2,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0503% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0658% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0658% | 2,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0097% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0885% | 2,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0207% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0067% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0845% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0845% | 2,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0115% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0091% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0237% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0142% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0770% | 2,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0254% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1544% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1544% | 1,927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0101% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1683% | 2,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0096% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1877% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1877% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0247% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0557% | 5,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 4,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1146% | 4,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1734% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1734% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0520% | 5,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 5,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0798% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1277% | 5,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2270% | 5,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3406% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3406% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0034% | 4,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0593% | 3,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0593% | 3,323 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 5,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0042% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 3,080 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 5,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0140% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 5,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 5,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0303% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0303% | 2,858 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0151% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.0589% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 4,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0211% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0211% | 2,313 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0015% | 5,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0032% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.1756% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,959 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0933% | 4,819 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0907% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0907% | 3,083 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0139% | 5,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0240% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 5,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0432% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,001 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1256% | 4,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 5,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 5,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0934% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0934% | 2,825 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0377% | 5,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0462% | 5,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,114 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1893% | 4,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 5,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0092% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0092% | 2,896 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0273% | 5,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0631% | 5,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0938% | 5,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 5,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3800% | 4,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 5,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 5,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 4,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0565% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0008% | 5,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0161% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | -0.1785% | 5,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 1,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 5,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 4,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0734% | 3,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0734% | 3,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0971% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0207% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 5,296 |
| Percentage Net Loans Charged-off:Construction & development | -0.2454% | 5,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0483% | 6,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 6,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1306% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1306% | 2,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1307% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0294% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 5,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.3639% | 5,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0731% | 6,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 6,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2053% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2053% | 2,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1747% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0406% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 5,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.6900% | 5,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 5,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3088% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3088% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3511% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0457% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 3,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.6058% | 1,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 2,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1208% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 5,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 5,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1115% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1302% | 3,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0391% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.6804% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 1,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 5,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 5,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1329% | 5,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1401% | 3,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0479% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0433% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 1.2773% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 5,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 5,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1704% | 5,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1454% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0955% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0723% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2086% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 3.9294% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 5,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4132% | 6,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1444% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1444% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0228% | 5,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2229% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | 1.5558% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1302% | 2,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 4,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4745% | 2,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2005% | 3,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2404% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1693% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 1.2160% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 2,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 3,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1444% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 3,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3489% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2425% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 1.5310% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 2,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 3,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 3,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3050% | 2,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5508% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3395% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 2,771 |
| Percentage Net Loans Charged-off:Construction & development | 1.1612% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 6,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 6,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3689% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1930% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1930% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0204% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0780% | 5,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 4,654 |
| Percentage Net Loans Charged-off:Construction & development | 1.2148% | 2,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 6,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 1,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 4,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1234% | 6,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0457% | 4,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 4,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1708% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0711% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 5,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.1435% | 2,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 6,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0930% | 1,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0202% | 4,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0199% | 4,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0645% | 4,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.2640% | 2,066 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 6,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 3,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1457% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2169% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0400% | 4,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0393% | 3,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0625% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0950% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.1121% | 1,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3126% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3263% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2434% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 2,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1255% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6237% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6899% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | 5.6870% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2044% | 2,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3215% | 917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1535% | 1,692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1984% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4106% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0363% | 1,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4462% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4902% | 2,727 |
| Percentage Net Loans Charged-off:Construction & development | 3.2448% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3931% | 713 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 4,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8230% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3784% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5307% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7380% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 4.7634% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3761% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5886% | 532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 3,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3542% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4721% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0553% | 1,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6291% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8938% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 5.3325% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7512% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3133% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8943% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6831% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 4.5181% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 2,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1183% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 4,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0013% | 6,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6804% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6657% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 3.9707% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2524% | 1,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1308% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0013% | 6,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6656% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4605% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 2.9676% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 2,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4290% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2783% | 4,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0375% | 1,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3108% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3885% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 2.2306% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2704% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2091% | 3,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 6,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3967% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.7046% | 1,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3666% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 3,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7556% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3502% | 4,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1346% | 1,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2616% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 7,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3991% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5062% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2842% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1837% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0623% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0364% | 7,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 3,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2851% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0758% | 3,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4569% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3414% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.3159% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0525% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1886% | 4,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3900% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 7,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3820% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 4,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5815% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 8,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0583% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1578% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1646% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 8,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0859% | 8,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1435% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1924% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0398% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0695% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0541% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1866% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0624% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1001% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1330% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2130% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3224% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0859% | 3,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1312% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0287% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 5,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1111% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0201% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 3,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0508% | 5,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0137% | 5,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 6,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 5,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0765% | 998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0091% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 4,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0067% | 7,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1151% | 8,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2663% | 8,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 6,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 1,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0191% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1583% | 8,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3669% | 8,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 5,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0358% | 8,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2454% | 8,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5656% | 8,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0958% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0259% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1760% | 8,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5027% | 8,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1517% | 8,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0298% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1071% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2602% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1495% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0357% | 6,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1212% | 1,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1301% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3632% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0305% | 6,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 1,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2433% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6877% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4309% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0125% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1084% | 7,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3052% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6019% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4316% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0317% | 4,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0088% | 7,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 8,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1622% | 8,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 6,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2337% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1653% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4658% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4847% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1894% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0199% | 7,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3142% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0094% | 8,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1363% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1496% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0465% | 6,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0546% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1634% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3210% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0500% | 6,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5978% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3001% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0509% | 10,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0511% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5365% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3334% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2214% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0029% | 8,769 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0075% | 8,639 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0170% | 9,334 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0483% | 12,691 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
