Home > Beal Bank USA > Net charge- offs to loans
Beal Bank USA, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0562% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1253% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8230% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8230% | 4,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0543% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0664% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8995% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8995% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0727% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1509% | 4,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0932% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0593% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0593% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0464% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0944% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4591% | 4,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4591% | 4,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2083% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0713% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4859% | 3 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4859% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0997% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0932% | 4,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3257% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3257% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1268% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0440% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2056% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2056% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1786% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 131.2500% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 131.2500% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3555% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0868% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1937% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5407% | 4,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4523% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 87.9479% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4097% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -401.9608% | 4,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -401.9608% | 4,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0480% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6221% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 93.8087% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5666% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -533.3200% | 4,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -533.3200% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4744% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4748% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -24.1935% | 4,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -24.1935% | 4,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0831% | 4,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2786% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2789% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1321% | 4,442 |
| Percentage Net Loans Charged-off: Loans to individuals | -19.2771% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -19.2771% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5964% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4235% | 4,077 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3899% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5789% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3854% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8119% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.9302% | 4,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.9302% | 4,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1480% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5630% | 4,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3725% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 8.7225% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3664% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7075% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | -21.5794% | 4,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -21.5794% | 4,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5259% | 5,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0854% | 4,796 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3929% | 4,099 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6890% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 12.9630% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6802% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7807% | 4,812 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.9008% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.9008% | 4,902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0289% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 4,695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4473% | 4,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1767% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 25.3394% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1592% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5797% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -27.2727% | 4,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -27.2727% | 4,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5261% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3317% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1099% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3167% | 4,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6537% | 10 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6556% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6157% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -17.6471% | 5,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -17.6471% | 5,027 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6878% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3572% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2088% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9149% | 4,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0367% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0388% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8351% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | -17.6872% | 5,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -17.6872% | 5,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9683% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3848% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2801% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3048% | 4,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5013% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5038% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2369% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | -14.4587% | 5,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -14.4587% | 5,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5898% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9504% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8183% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4811% | 4,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7217% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7222% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,775 |
| Percentage Net Loans Charged-off: Loans to individuals | -13.3333% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -13.3333% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4707% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4021% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1649% | 4,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0166% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0177% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.7064% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.7064% | 5,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4887% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3578% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1489% | 4,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1606% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1619% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1180% | 5,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.1180% | 5,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4636% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3158% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1450% | 4,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1406% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1420% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.3424% | 5,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.3424% | 5,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5158% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5484% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1388% | 4,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7886% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7895% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0548% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.4534% | 5,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.4534% | 5,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7236% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2415% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 4,977 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1342% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9205% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6042% | 4,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9213% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4507% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.1441% | 5,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.1441% | 5,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2820% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1350% | 4,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0104% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0112% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.6482% | 5,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.6482% | 5,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3736% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1377% | 4,572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2588% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2600% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.2765% | 5,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.2765% | 5,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3334% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0982% | 4,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0165% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0188% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.7912% | 5,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.7912% | 5,686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9610% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0427% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1507% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5349% | 4,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1241% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9011% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1274% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5826% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.6667% | 5,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.6667% | 5,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3899% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4468% | 33 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7507% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6704% | 4,752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3557% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5209% | 4,430 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3596% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.7124% | 5,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.7124% | 5,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8804% | 30 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5139% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9448% | 4,776 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4825% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8555% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4866% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.9554% | 5,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.9548% | 5,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0613% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4307% | 11 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 4,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0411% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7560% | 4,806 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8755% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5710% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8779% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.9688% | 5,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.9688% | 5,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.8535% | 1 |
| Percentage Net Loans Charged-off: Total real estate loans | 26.3551% | 1 |
| Percentage Net Loans Charged-off:Construction & development | -0.3103% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 44.3284% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6010% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2898% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0279% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2903% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8329% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.8795% | 6,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.8795% | 6,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.6229% | 3 |
| Percentage Net Loans Charged-off: Total real estate loans | 19.2037% | 1 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 31.3550% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8256% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3636% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8700% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3680% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.5110% | 6,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.5110% | 6,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0841% | 7 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.8302% | 2 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 23.5415% | 2 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3570% | 4,947 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8596% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8632% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.7027% | 6,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.7027% | 6,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0586% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.6672% | 1 |
| Percentage Net Loans Charged-off:Construction & development | -0.0735% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 26.5648% | 2 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6374% | 4,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6527% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6558% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | -27.6596% | 6,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -27.6596% | 6,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5363% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9744% | 225 |
| Percentage Net Loans Charged-off:Construction & development | -0.9951% | 5,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8197% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5444% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6212% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6234% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | -36.3062% | 6,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -36.3062% | 6,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5419% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9613% | 233 |
| Percentage Net Loans Charged-off:Construction & development | -1.2904% | 5,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8411% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7249% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5737% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5757% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -38.1636% | 6,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -38.1673% | 6,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4370% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7107% | 399 |
| Percentage Net Loans Charged-off:Construction & development | -1.1224% | 5,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5223% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1089% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4241% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4259% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0858% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -24.7423% | 6,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -24.7423% | 6,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7025% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2013% | 196 |
| Percentage Net Loans Charged-off:Construction & development | -2.0531% | 5,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0030% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3882% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0919% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0943% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | -27.7228% | 6,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -27.7228% | 6,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6050% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7947% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.4105% | 1,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6193% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3894% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2968% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2979% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2826% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.5591% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 27.5591% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7164% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9050% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.6409% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7480% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4917% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3395% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3406% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3936% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7908% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.7925% | 40 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9311% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1059% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.9670% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0406% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4472% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3263% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3273% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6120% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7637% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7637% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1284% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5130% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 1.4750% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8845% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8664% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7720% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7724% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3957% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6428% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 16.6428% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2283% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6295% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 1.7219% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1755% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6278% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4697% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1416% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4704% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1044% | 3,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2261% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.2261% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3649% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7646% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.9804% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2444% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5061% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9215% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2929% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9224% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0087% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.0087% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1421% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5179% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.8730% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1763% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6872% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3399% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5494% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3405% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1960% | 6,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6906% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.6905% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5129% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7380% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0925% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4373% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2596% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6480% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6505% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7337% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.1980% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 14.1980% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9782% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2701% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 1.4051% | 1,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4986% | 1,992 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4126% | 5,708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5672% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7549% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5678% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 3,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 49.3388% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 43.8759% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1610% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3723% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 3.0261% | 1,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5667% | 1,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3426% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3356% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3390% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6821% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.3445% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 34.8547% | 19 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4489% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7033% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 2.1915% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6239% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2352% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.4308% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 6.4342% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8427% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7837% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9989% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4517% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7106% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.5221% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8025% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7016% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7033% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 5,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6732% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5060% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4204% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3406% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 3,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3811% | 2,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2814% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2818% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3902% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9981% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7366% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5391% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 3,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4000% | 1,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8000% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8003% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4212% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.2007% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2021% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8156% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 2,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5976% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3496% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3497% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9578% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3730% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0906% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1629% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 2,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1240% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4658% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4659% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1104% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1602% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7330% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5463% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5467% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 2,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3006% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3009% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2080% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 2,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |