Home > BBVA Bancomer USA > Income and Expense
BBVA Bancomer USA, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 5,208 |
| Total interest expense | $370,000 | 6,842 |
| Net interest income | $2,150,000 | 4,365 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $2,841,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $740,000 | 1,152 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,101,000 | 852 |
| Total noninterest expense | $11,143,000 | 963 |
| Salaries and employee benefits | $5,544,000 | 911 |
| Premises and equipment expense | $2,016,000 | 695 |
| Additional noninterest expense | $3,583,000 | 1,068 |
| Pre-tax net operating income | $-6,377,000 | 7,809 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,232,000 | 7,916 |
| Income before extraordinary items | $-4,145,000 | 7,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,145,000 | 7,743 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,145,000 | 7,743 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,145,000 | 7,756 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,279 |
| Total interest expense | $196,000 | 6,843 |
| Net interest income | $1,051,000 | 4,432 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $1,485,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $387,000 | 1,075 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,098,000 | 787 |
| Total noninterest expense | $5,768,000 | 876 |
| Salaries and employee benefits | $2,946,000 | 865 |
| Premises and equipment expense | $1,028,000 | 692 |
| Additional noninterest expense | $1,794,000 | 934 |
| Pre-tax net operating income | $-3,307,000 | 7,960 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,152,000 | 8,028 |
| Income before extraordinary items | $-2,155,000 | 7,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,155,000 | 7,918 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,155,000 | 7,919 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,155,000 | 7,918 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,343 |
| Total interest expense | $1,184,000 | 6,461 |
| Net interest income | $4,034,000 | 4,554 |
| Provision for loan and lease losses | $1,800,000 | 1,925 |
| Total noninterest income | $6,266,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,871,000 | 959 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,395,000 | 726 |
| Total noninterest expense | $28,736,000 | 694 |
| Salaries and employee benefits | $13,566,000 | 728 |
| Premises and equipment expense | $5,597,000 | 489 |
| Additional noninterest expense | $9,573,000 | 704 |
| Pre-tax net operating income | $-20,236,000 | 8,101 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $-7,290,000 | 8,159 |
| Income before extraordinary items | $-12,873,000 | 8,038 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,873,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,765,000 | 1,397 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-12,919,720 | 8,064 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 5,548 |
| Total interest expense | $963,000 | 6,425 |
| Net interest income | $2,767,000 | 4,849 |
| Provision for loan and lease losses | $1,100,000 | 1,727 |
| Total noninterest income | $4,577,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,366,000 | 991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,211,000 | 791 |
| Total noninterest expense | $21,224,000 | 700 |
| Salaries and employee benefits | $10,496,000 | 722 |
| Premises and equipment expense | $4,188,000 | 502 |
| Additional noninterest expense | $6,540,000 | 718 |
| Pre-tax net operating income | $-14,980,000 | 8,259 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,243,000 | 8,275 |
| Income before extraordinary items | $-9,737,000 | 8,217 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-9,737,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,277,000 | 1,122 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,737,000 | 8,239 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,737 |
| Total interest expense | $706,000 | 6,336 |
| Net interest income | $1,679,000 | 5,144 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $3,080,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $894,000 | 990 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,186,000 | 796 |
| Total noninterest expense | $13,547,000 | 723 |
| Salaries and employee benefits | $7,362,000 | 686 |
| Premises and equipment expense | $2,550,000 | 540 |
| Additional noninterest expense | $3,635,000 | 825 |
| Pre-tax net operating income | $-8,938,000 | 8,347 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-3,128,000 | 8,362 |
| Income before extraordinary items | $-5,810,000 | 8,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,810,000 | 8,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,746 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-5,810,000 | 8,327 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 5,651 |
| Total interest expense | $357,000 | 6,472 |
| Net interest income | $913,000 | 4,902 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,470,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $427,000 | 1,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,043,000 | 837 |
| Total noninterest expense | $6,677,000 | 721 |
| Salaries and employee benefits | $3,595,000 | 705 |
| Premises and equipment expense | $1,262,000 | 551 |
| Additional noninterest expense | $1,820,000 | 792 |
| Pre-tax net operating income | $-4,294,000 | 8,424 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,503,000 | 8,422 |
| Income before extraordinary items | $-2,791,000 | 8,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,791,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,791,000 | 8,409 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 5,202 |
| Total interest expense | $981,000 | 7,198 |
| Net interest income | $5,076,000 | 3,957 |
| Provision for loan and lease losses | $308,000 | 3,141 |
| Total noninterest income | $5,405,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,432,000 | 1,240 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,973,000 | 828 |
| Total noninterest expense | $34,053,000 | 548 |
| Salaries and employee benefits | $14,279,000 | 677 |
| Premises and equipment expense | $5,066,000 | 525 |
| Additional noninterest expense | $14,708,000 | 433 |
| Pre-tax net operating income | $-23,880,000 | 8,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-5,650,000 | 8,498 |
| Income before extraordinary items | $-18,230,000 | 8,501 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,230,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,192 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-18,230,000 | 8,498 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 5,091 |
| Total interest expense | $693,000 | 7,320 |
| Net interest income | $4,005,000 | 3,822 |
| Provision for loan and lease losses | $308,000 | 2,275 |
| Total noninterest income | $3,960,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,002,000 | 1,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,958,000 | 836 |
| Total noninterest expense | $20,750,000 | 665 |
| Salaries and employee benefits | $10,669,000 | 676 |
| Premises and equipment expense | $3,819,000 | 522 |
| Additional noninterest expense | $6,262,000 | 662 |
| Pre-tax net operating income | $-13,093,000 | 8,552 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-5,684,000 | 8,547 |
| Income before extraordinary items | $-7,409,000 | 8,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-7,409,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,915 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-7,409,000 | 8,537 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 5,134 |
| Total interest expense | $440,000 | 7,411 |
| Net interest income | $2,673,000 | 3,844 |
| Provision for loan and lease losses | $723,000 | 759 |
| Total noninterest income | $2,616,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $623,000 | 1,413 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,993,000 | 856 |
| Total noninterest expense | $13,747,000 | 683 |
| Salaries and employee benefits | $7,163,000 | 693 |
| Premises and equipment expense | $2,508,000 | 546 |
| Additional noninterest expense | $4,076,000 | 697 |
| Pre-tax net operating income | $-9,181,000 | 8,609 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-3,779,000 | 8,605 |
| Income before extraordinary items | $-5,402,000 | 8,601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,402,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,220 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-5,402,000 | 8,595 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,882 |
| Total interest expense | $205,000 | 7,543 |
| Net interest income | $1,477,000 | 3,578 |
| Provision for loan and lease losses | $1,673,000 | 206 |
| Total noninterest income | $1,271,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $321,000 | 1,337 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $950,000 | 874 |
| Total noninterest expense | $6,393,000 | 732 |
| Salaries and employee benefits | $3,635,000 | 691 |
| Premises and equipment expense | $1,156,000 | 585 |
| Additional noninterest expense | $1,602,000 | 857 |
| Pre-tax net operating income | $-5,318,000 | 8,644 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-2,189,000 | 8,639 |
| Income before extraordinary items | $-3,129,000 | 8,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,129,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 651 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-3,129,000 | 8,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,975 |
| Total interest expense | $637,000 | 7,634 |
| Net interest income | $5,441,000 | 3,779 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $4,863,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $922,000 | 1,874 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,941,000 | 822 |
| Total noninterest expense | $25,351,000 | 704 |
| Salaries and employee benefits | $13,747,000 | 673 |
| Premises and equipment expense | $4,245,000 | 606 |
| Additional noninterest expense | $7,359,000 | 740 |
| Pre-tax net operating income | $-15,047,000 | 8,679 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-6,512,000 | 8,670 |
| Income before extraordinary items | $-8,535,000 | 8,673 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-8,535,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-8,535,000 | 8,665 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 4,872 |
| Total interest expense | $464,000 | 7,687 |
| Net interest income | $4,212,000 | 3,718 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,626,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $645,000 | 1,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,981,000 | 821 |
| Total noninterest expense | $19,169,000 | 710 |
| Salaries and employee benefits | $10,491,000 | 675 |
| Premises and equipment expense | $3,099,000 | 632 |
| Additional noninterest expense | $5,579,000 | 734 |
| Pre-tax net operating income | $-11,331,000 | 8,742 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-4,663,000 | 8,736 |
| Income before extraordinary items | $-6,668,000 | 8,737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-6,668,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-6,668,000 | 8,729 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 4,821 |
| Total interest expense | $298,000 | 7,711 |
| Net interest income | $2,833,000 | 3,701 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,453,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $414,000 | 2,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,039,000 | 803 |
| Total noninterest expense | $12,880,000 | 700 |
| Salaries and employee benefits | $7,062,000 | 681 |
| Premises and equipment expense | $1,864,000 | 713 |
| Additional noninterest expense | $3,954,000 | 701 |
| Pre-tax net operating income | $-7,594,000 | 8,775 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-3,125,000 | 8,767 |
| Income before extraordinary items | $-4,469,000 | 8,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,469,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-4,469,000 | 8,759 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 4,801 |
| Total interest expense | $144,000 | 7,727 |
| Net interest income | $1,412,000 | 3,707 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,169,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $201,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $968,000 | 823 |
| Total noninterest expense | $5,865,000 | 765 |
| Salaries and employee benefits | $3,529,000 | 680 |
| Premises and equipment expense | $827,000 | 785 |
| Additional noninterest expense | $1,509,000 | 881 |
| Pre-tax net operating income | $-3,284,000 | 8,786 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-1,326,000 | 8,778 |
| Income before extraordinary items | $-1,958,000 | 8,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,958,000 | 8,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,958,000 | 8,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,563 |
| Total interest expense | $464,000 | 7,731 |
| Net interest income | $5,626,000 | 3,608 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,618,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $843,000 | 2,015 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,775,000 | 1,472 |
| Total noninterest expense | $10,289,000 | 1,659 |
| Salaries and employee benefits | $5,503,000 | 1,703 |
| Premises and equipment expense | $1,391,000 | 1,740 |
| Additional noninterest expense | $3,395,000 | 1,491 |
| Pre-tax net operating income | $-2,045,000 | 8,762 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,003,000 | 8,800 |
| Income before extraordinary items | $-1,042,000 | 8,674 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,042,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,477 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,042,000 | 8,659 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 4,567 |
| Total interest expense | $329,000 | 7,769 |
| Net interest income | $4,175,000 | 3,643 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,448,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $646,000 | 1,985 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $802,000 | 2,113 |
| Total noninterest expense | $5,630,000 | 2,199 |
| Salaries and employee benefits | $2,892,000 | 2,341 |
| Premises and equipment expense | $708,000 | 2,483 |
| Additional noninterest expense | $2,030,000 | 1,837 |
| Pre-tax net operating income | $-7,000 | 8,336 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $64,000 | 5,619 |
| Income before extraordinary items | $-71,000 | 8,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-71,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,371 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-71,000 | 8,402 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 4,563 |
| Total interest expense | $213,000 | 7,756 |
| Net interest income | $2,733,000 | 3,668 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $870,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $450,000 | 1,857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $420,000 | 2,460 |
| Total noninterest expense | $3,231,000 | 2,515 |
| Salaries and employee benefits | $1,580,000 | 2,789 |
| Premises and equipment expense | $389,000 | 2,922 |
| Additional noninterest expense | $1,262,000 | 1,943 |
| Pre-tax net operating income | $372,000 | 6,152 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $371,000 | 5,643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $371,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,347 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $371,000 | 5,600 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 4,388 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $1,437,000 | 3,530 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $320,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $218,000 | 1,864 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,499,000 | 2,716 |
| Salaries and employee benefits | $724,000 | 3,030 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $598,000 | 2,058 |
| Pre-tax net operating income | $258,000 | 5,381 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $258,000 | 4,778 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $258,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,424 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $258,000 | 4,741 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 8,153 |
| Total interest expense | $100,000 | 8,738 |
| Net interest income | $1,157,000 | 7,808 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $346,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,935 |
| Total noninterest expense | $1,663,000 | 6,608 |
| Salaries and employee benefits | $583,000 | 7,723 |
| Premises and equipment expense | $175,000 | 7,036 |
| Additional noninterest expense | $905,000 | 4,676 |
| Pre-tax net operating income | $-160,000 | 8,513 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-161,000 | 8,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-161,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,261,000 | 191 |
| Net operating income | $-161,000 | 8,528 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 4,719 |
| Total interest expense | $273,000 | 7,856 |
| Net interest income | $3,599,000 | 3,908 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,821,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $662,000 | 1,978 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,159,000 | 1,595 |
| Total noninterest expense | $4,632,000 | 2,537 |
| Salaries and employee benefits | $2,555,000 | 2,528 |
| Premises and equipment expense | $488,000 | 3,316 |
| Additional noninterest expense | $1,589,000 | 2,270 |
| Pre-tax net operating income | $788,000 | 5,229 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $-324,000 | 8,952 |
| Income before extraordinary items | $1,114,000 | 3,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,114,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 637 |
| Net operating income | $1,112,000 | 3,661 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 4,823 |
| Total interest expense | $178,000 | 7,956 |
| Net interest income | $2,339,000 | 3,987 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,198,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $436,000 | 1,975 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $762,000 | 1,604 |
| Total noninterest expense | $3,021,000 | 2,593 |
| Salaries and employee benefits | $1,713,000 | 2,505 |
| Premises and equipment expense | $322,000 | 3,355 |
| Additional noninterest expense | $986,000 | 2,415 |
| Pre-tax net operating income | $516,000 | 5,228 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $-212,000 | 8,999 |
| Income before extraordinary items | $730,000 | 3,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $728,000 | 3,681 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,846 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $1,169,000 | 3,976 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $627,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $423,000 | 1,471 |
| Total noninterest expense | $1,451,000 | 2,711 |
| Salaries and employee benefits | $870,000 | 2,494 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $420,000 | 2,778 |
| Pre-tax net operating income | $345,000 | 4,478 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $310,000 | 4,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $308,220 | 4,075 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 5,607 |
| Total interest expense | $438,000 | 7,986 |
| Net interest income | $3,608,000 | 4,694 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $2,207,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $841,000 | 2,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,366,000 | 1,947 |
| Total noninterest expense | $5,626,000 | 2,761 |
| Salaries and employee benefits | $2,903,000 | 2,840 |
| Premises and equipment expense | $640,000 | 3,343 |
| Additional noninterest expense | $2,083,000 | 2,314 |
| Pre-tax net operating income | $84,000 | 8,262 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-5,000 | 8,732 |
| Income before extraordinary items | $89,000 | 8,276 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $89,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,350 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 570 |
| Net operating income | $89,000 | 8,167 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 5,664 |
| Total interest expense | $350,000 | 8,020 |
| Net interest income | $2,692,000 | 4,733 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $1,738,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $640,000 | 2,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,098,000 | 1,914 |
| Total noninterest expense | $3,982,000 | 2,919 |
| Salaries and employee benefits | $2,124,000 | 2,924 |
| Premises and equipment expense | $473,000 | 3,368 |
| Additional noninterest expense | $1,385,000 | 2,567 |
| Pre-tax net operating income | $343,000 | 6,982 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $349,000 | 6,667 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $349,000 | 6,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 428 |
| Net operating income | $349,000 | 6,486 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 5,766 |
| Total interest expense | $229,000 | 8,154 |
| Net interest income | $1,762,000 | 4,782 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $1,202,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $433,000 | 1,950 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $769,000 | 1,843 |
| Total noninterest expense | $2,543,000 | 3,003 |
| Salaries and employee benefits | $1,335,000 | 3,087 |
| Premises and equipment expense | $297,000 | 3,520 |
| Additional noninterest expense | $911,000 | 2,589 |
| Pre-tax net operating income | $316,000 | 6,403 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-5,000 | 8,956 |
| Income before extraordinary items | $321,000 | 5,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $321,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,783 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 411 |
| Net operating income | $321,000 | 5,747 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,928 |
| Total interest expense | $108,000 | 8,326 |
| Net interest income | $844,000 | 4,901 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $651,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 1,901 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $435,000 | 1,634 |
| Total noninterest expense | $1,168,000 | 3,237 |
| Salaries and employee benefits | $607,000 | 3,327 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $222,000 | 5,581 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,383 |
| Total interest expense | $637,000 | 7,994 |
| Net interest income | $4,064,000 | 4,298 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $2,373,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $949,000 | 1,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,424,000 | 1,710 |
| Total noninterest expense | $5,853,000 | 2,518 |
| Salaries and employee benefits | $2,811,000 | 2,801 |
| Premises and equipment expense | $621,000 | 3,313 |
| Additional noninterest expense | $2,421,000 | 1,909 |
| Pre-tax net operating income | $164,000 | 8,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-609,000 | 9,265 |
| Income before extraordinary items | $773,000 | 5,295 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $773,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,296 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,743,000 | 242 |
| Net operating income | $773,000 | 5,159 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 5,441 |
| Total interest expense | $1,117,000 | 7,782 |
| Net interest income | $4,153,000 | 4,014 |
| Provision for loan and lease losses | $1,508,000 | 896 |
| Total noninterest income | $2,026,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,131,000 | 1,322 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $895,000 | 2,211 |
| Total noninterest expense | $6,598,000 | 2,178 |
| Salaries and employee benefits | $2,840,000 | 2,645 |
| Premises and equipment expense | $692,000 | 2,968 |
| Additional noninterest expense | $3,066,000 | 1,520 |
| Pre-tax net operating income | $-1,927,000 | 9,482 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-185,000 | 9,364 |
| Income before extraordinary items | $-1,742,000 | 9,503 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,742,000 | 9,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,399,000 | 740 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 765 |
| Net operating income | $-1,742,000 | 9,479 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,767 |
| Total interest expense | $1,500,000 | 7,164 |
| Net interest income | $5,151,000 | 3,379 |
| Provision for loan and lease losses | $3,552,000 | 410 |
| Total noninterest income | $2,535,000 | 1,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,172,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,363,000 | 1,492 |
| Total noninterest expense | $7,122,000 | 1,956 |
| Salaries and employee benefits | $3,255,000 | 2,195 |
| Premises and equipment expense | $762,000 | 2,690 |
| Additional noninterest expense | $3,105,000 | 1,446 |
| Pre-tax net operating income | $-2,988,000 | 9,850 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $453,000 | 3,720 |
| Income before extraordinary items | $-3,441,000 | 9,846 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,441,000 | 9,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,314,000 | 353 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 876 |
| Net operating income | $-3,441,000 | 9,847 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,865 |
| Total interest expense | $1,470,000 | 7,057 |
| Net interest income | $4,677,000 | 3,667 |
| Provision for loan and lease losses | $490,000 | 1,799 |
| Total noninterest income | $2,776,000 | 1,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,187,000 | 1,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,589,000 | 1,346 |
| Total noninterest expense | $7,247,000 | 1,899 |
| Salaries and employee benefits | $3,646,000 | 1,919 |
| Premises and equipment expense | $868,000 | 2,338 |
| Additional noninterest expense | $2,733,000 | 1,636 |
| Pre-tax net operating income | $-284,000 | 9,700 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-284,000 | 9,750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-284,000 | 9,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,115 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 714 |
| Net operating income | $-284,000 | 9,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,888 |
| Total interest expense | $1,387,000 | 7,452 |
| Net interest income | $4,794,000 | 3,543 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $2,905,000 | 1,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,176,000 | 1,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,729,000 | 1,278 |
| Total noninterest expense | $6,126,000 | 2,136 |
| Salaries and employee benefits | $3,379,000 | 1,977 |
| Premises and equipment expense | $843,000 | 2,313 |
| Additional noninterest expense | $1,904,000 | 2,203 |
| Pre-tax net operating income | $1,373,000 | 4,454 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $584,000 | 3,476 |
| Income before extraordinary items | $789,000 | 5,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $789,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 696 |
| Net operating income | $789,000 | 5,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 5,095 |
| Total interest expense | $1,227,000 | 8,043 |
| Net interest income | $4,751,000 | 3,655 |
| Provision for loan and lease losses | $980,000 | 1,006 |
| Total noninterest income | $2,711,000 | 1,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,274,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,437,000 | 1,366 |
| Total noninterest expense | $5,683,000 | 2,266 |
| Salaries and employee benefits | $3,129,000 | 2,105 |
| Premises and equipment expense | $825,000 | 2,350 |
| Additional noninterest expense | $1,729,000 | 2,395 |
| Pre-tax net operating income | $799,000 | 6,550 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $243,000 | 6,333 |
| Income before extraordinary items | $556,000 | 6,631 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $556,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 1,052 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-166,000 | 10,795 |
| Net operating income | $556,000 | 6,575 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 5,656 |
| Total interest expense | $1,109,000 | 8,666 |
| Net interest income | $4,229,000 | 4,111 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $2,123,000 | 1,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,215,000 | 1,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $908,000 | 1,935 |
| Total noninterest expense | $5,209,000 | 2,614 |
| Salaries and employee benefits | $2,691,000 | 2,478 |
| Premises and equipment expense | $814,000 | 2,409 |
| Additional noninterest expense | $1,704,000 | 2,813 |
| Pre-tax net operating income | $783,000 | 6,573 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $329,000 | 5,529 |
| Income before extraordinary items | $454,000 | 7,201 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $454,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-313,000 | 11,385 |
| Net operating income | $454,000 | 7,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 6,036 |
| Total interest expense | $1,007,000 | 9,228 |
| Net interest income | $3,947,000 | 4,363 |
| Provision for loan and lease losses | $610,000 | 1,325 |
| Total noninterest income | $2,069,000 | 1,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,172,000 | 1,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $897,000 | 1,945 |
| Total noninterest expense | $4,800,000 | 2,823 |
| Salaries and employee benefits | $2,322,000 | 2,874 |
| Premises and equipment expense | $838,000 | 2,378 |
| Additional noninterest expense | $1,640,000 | 2,829 |
| Pre-tax net operating income | $606,000 | 7,844 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $406,000 | 8,007 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $406,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,129 |
| Cash dividends | $1,000 | 8,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $406,000 | 7,968 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 6,434 |
| Total interest expense | $857,000 | 9,319 |
| Net interest income | $3,381,000 | 5,090 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $1,860,000 | 1,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,161,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,335 |
| Total noninterest expense | $4,451,000 | 3,083 |
| Salaries and employee benefits | $2,207,000 | 2,999 |
| Premises and equipment expense | $886,000 | 2,277 |
| Additional noninterest expense | $1,358,000 | 3,628 |
| Pre-tax net operating income | $630,000 | 7,832 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,167 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $419,660 | 8,044 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 7,095 |
| Total interest expense | $977,000 | 9,219 |
| Net interest income | $2,841,000 | 5,901 |
| Provision for loan and lease losses | $459,000 | 2,230 |
| Total noninterest income | $1,466,000 | 2,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,120,000 | 1,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 4,135 |
| Total noninterest expense | $4,338,000 | 3,227 |
| Salaries and employee benefits | $2,074,000 | 3,167 |
| Premises and equipment expense | $923,000 | 2,219 |
| Additional noninterest expense | $1,341,000 | 3,836 |
| Pre-tax net operating income | $-490,000 | 12,850 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-246,000 | 13,062 |
| Income before extraordinary items | $-244,000 | 12,790 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-244,000 | 12,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-244,000 | 12,714 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 6,795 |
| Total interest expense | $1,402,000 | 8,843 |
| Net interest income | $3,174,000 | 5,448 |
| Provision for loan and lease losses | $1,680,000 | 1,298 |
| Total noninterest income | $1,552,000 | 2,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,238,000 | 1,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 4,312 |
| Total noninterest expense | $4,252,000 | 3,318 |
| Salaries and employee benefits | $2,134,000 | 3,026 |
| Premises and equipment expense | $798,000 | 2,605 |
| Additional noninterest expense | $1,320,000 | 3,991 |
| Pre-tax net operating income | $-1,206,000 | 13,519 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $-403,000 | 13,735 |
| Income before extraordinary items | $-731,000 | 13,474 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-731,000 | 13,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 1,348 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-777,080 | 13,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.