Home > BayFirst National Bank > Income and Expense

BayFirst National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,516,000715
Total interest expense$31,590,000564
Net interest income$36,926,000860
Provision for loan and lease losses$10,444,000209
Total noninterest income$49,754,000248
Gross Fiduciary activities income$0981
Service charges on deposit accounts$728,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$49,026,000172
Total noninterest expense$66,740,000437
Salaries and employee benefits$36,616,000433
Premises and equipment expense$4,698,000590
Additional noninterest expense$49,026,000172
Pre-tax net operating income$9,496,0001,207
Securities gains (losses)$0988
Applicable income taxes$2,493,000836
Income before extraordinary items$7,003,0001,339
Extraordinary gains, net$-213,0004,592
Net income$6,790,0001,388
Minority interest net income$088
Net income of bank and minority interests.$6,790,0001,375
Net charge-offs$8,988,000173
Cash dividends$2,500,0001,337
Sale, conversion, retirement of capital stock, net$651,000241
Net operating income$7,003,0001,361
2023-09-30 (YTD Data)Rank
Total interest income$49,662,000727
Total interest expense$21,736,000562
Net interest income$27,926,000860
Provision for loan and lease losses$7,707,000210
Total noninterest income$35,064,000255
Gross Fiduciary activities income$0950
Service charges on deposit accounts$496,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$34,568,000177
Total noninterest expense$48,479,000455
Salaries and employee benefits$26,964,000446
Premises and equipment expense$3,562,000584
Additional noninterest expense$34,568,000177
Pre-tax net operating income$6,804,0001,316
Securities gains (losses)$0849
Applicable income taxes$1,705,000925
Income before extraordinary items$5,099,0001,428
Extraordinary gains, net$-206,0004,621
Net income$4,893,0001,483
Minority interest net income$081
Net income of bank and minority interests.$4,893,0001,471
Net charge-offs$6,375,000169
Cash dividends$2,500,0001,004
Sale, conversion, retirement of capital stock, net$486,000225
Net operating income$5,099,0001,442
2023-06-30 (YTD Data)Rank
Total interest income$32,043,000722
Total interest expense$12,634,000570
Net interest income$19,409,000838
Provision for loan and lease losses$4,705,000217
Total noninterest income$20,385,000277
Gross Fiduciary activities income$0931
Service charges on deposit accounts$307,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$20,078,000196
Total noninterest expense$31,263,000458
Salaries and employee benefits$17,670,000445
Premises and equipment expense$2,317,000580
Additional noninterest expense$20,078,000196
Pre-tax net operating income$3,826,0001,484
Securities gains (losses)$0938
Applicable income taxes$943,0001,055
Income before extraordinary items$2,883,0001,614
Extraordinary gains, net$-161,0004,649
Net income$2,722,0001,701
Minority interest net income$081
Net income of bank and minority interests.$2,722,0001,681
Net charge-offs$4,140,000150
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$319,000215
Net operating income$2,883,0001,627
2023-03-31 (YTD Data)Rank
Total interest income$14,251,000796
Total interest expense$5,074,000600
Net interest income$9,177,000892
Provision for loan and lease losses$1,943,000241
Total noninterest income$9,448,000293
Gross Fiduciary activities income$0913
Service charges on deposit accounts$149,0001,484
Trading account gains and feesNANA
Additional Noninterest Income$9,299,000198
Total noninterest expense$15,255,000483
Salaries and employee benefits$8,625,000466
Premises and equipment expense$1,212,000582
Additional noninterest expense$9,299,000198
Pre-tax net operating income$1,427,0001,852
Securities gains (losses)$0950
Applicable income taxes$348,0001,272
Income before extraordinary items$1,079,0002,006
Extraordinary gains, net$04
Net income$1,079,0002,005
Minority interest net income$048
Net income of bank and minority interests.$1,079,0002,006
Net charge-offs$1,888,000152
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$147,000204
Net operating income$1,079,0002,025
2022-12-31 (YTD Data)Rank
Total interest income$38,566,000918
Total interest expense$8,136,000539
Net interest income$30,430,0001,023
Provision for loan and lease losses$-700,0004,566
Total noninterest income$31,484,000343
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$555,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$30,929,000254
Total noninterest expense$53,725,000519
Salaries and employee benefits$29,697,000514
Premises and equipment expense$3,868,000685
Additional noninterest expense$30,929,000254
Pre-tax net operating income$8,889,0001,386
Securities gains (losses)$0691
Applicable income taxes$1,996,0001,080
Income before extraordinary items$6,893,0001,480
Extraordinary gains, net$-5,825,0004,708
Net income$1,068,0003,601
Minority interest net income$063
Net income of bank and minority interests.$1,068,0003,602
Net charge-offs$3,706,000192
Cash dividends$1,750,0001,632
Sale, conversion, retirement of capital stock, net$730,000276
Net operating income$6,893,0001,498
2022-09-30 (YTD Data)Rank
Total interest income$26,046,000964
Total interest expense$4,311,000529
Net interest income$21,735,0001,047
Provision for loan and lease losses$-1,400,0004,672
Total noninterest income$23,077,000357
Gross Fiduciary activities income$0968
Service charges on deposit accounts$413,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$22,664,000263
Total noninterest expense$40,578,000508
Salaries and employee benefits$22,993,000490
Premises and equipment expense$2,897,000687
Additional noninterest expense$22,664,000263
Pre-tax net operating income$5,634,0001,556
Securities gains (losses)$0740
Applicable income taxes$1,213,0001,224
Income before extraordinary items$4,421,0001,620
Extraordinary gains, net$-5,035,0004,747
Net income$-614,0004,664
Minority interest net income$057
Net income of bank and minority interests.$-614,0004,664
Net charge-offs$2,313,000204
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$574,000240
Net operating income$4,421,0001,656
2022-06-30 (YTD Data)Rank
Total interest income$16,366,000981
Total interest expense$2,308,000515
Net interest income$14,058,0001,046
Provision for loan and lease losses$-2,150,0004,710
Total noninterest income$36,723,000193
Gross Fiduciary activities income$0925
Service charges on deposit accounts$269,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$36,454,000146
Total noninterest expense$52,515,000292
Salaries and employee benefits$34,639,000248
Premises and equipment expense$2,729,000498
Additional noninterest expense$15,147,000318
Pre-tax net operating income$416,0003,826
Securities gains (losses)$0687
Applicable income taxes$-43,0004,660
Income before extraordinary items$459,0003,619
Extraordinary gains, net$04
Net income$459,0003,617
Minority interest net income$060
Net income of bank and minority interests.$459,0003,619
Net charge-offs$1,738,000177
Cash dividends$500,0001,877
Sale, conversion, retirement of capital stock, net$380,000222
Net operating income$459,0003,648
2022-03-31 (YTD Data)Rank
Total interest income$7,739,000997
Total interest expense$1,237,000452
Net interest income$6,502,0001,088
Provision for loan and lease losses$-2,400,0004,733
Total noninterest income$18,844,000194
Gross Fiduciary activities income$0892
Service charges on deposit accounts$125,0001,676
Trading account gains and feesNANA
Additional Noninterest Income$18,719,000146
Total noninterest expense$27,277,000282
Salaries and employee benefits$18,303,000241
Premises and equipment expense$1,383,000499
Additional noninterest expense$7,591,000324
Pre-tax net operating income$469,0002,982
Securities gains (losses)$0623
Applicable income taxes$121,0001,954
Income before extraordinary items$348,0003,131
Extraordinary gains, net$04
Net income$348,0003,129
Minority interest net income$050
Net income of bank and minority interests.$348,0003,131
Net charge-offs$882,000164
Cash dividends$250,0001,607
Sale, conversion, retirement of capital stock, net$141,000231
Net operating income$348,0003,149
2021-12-31 (YTD Data)Rank
Total interest income$47,543,000709
Total interest expense$6,734,000410
Net interest income$40,809,000750
Provision for loan and lease losses$-3,500,0004,642
Total noninterest income$117,553,000150
Gross Fiduciary activities income$0994
Service charges on deposit accounts$454,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$117,099,000116
Total noninterest expense$127,538,000244
Salaries and employee benefits$89,490,000203
Premises and equipment expense$5,156,000523
Additional noninterest expense$32,892,000295
Pre-tax net operating income$34,324,000491
Securities gains (losses)$02,062
Applicable income taxes$8,295,000444
Income before extraordinary items$26,029,000526
Extraordinary gains, net$010
Net income$26,029,000526
Minority interest net income$074
Net income of bank and minority interests.$26,029,000527
Net charge-offs$4,210,000183
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$462,000317
Net operating income$26,029,000520
2021-09-30 (YTD Data)Rank
Total interest income$39,434,000660
Total interest expense$5,416,000403
Net interest income$34,018,000697
Provision for loan and lease losses$-1,000,0004,619
Total noninterest income$93,364,000145
Gross Fiduciary activities income$0957
Service charges on deposit accounts$326,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$93,038,000115
Total noninterest expense$97,709,000239
Salaries and employee benefits$68,567,000197
Premises and equipment expense$3,865,000526
Additional noninterest expense$25,277,000286
Pre-tax net operating income$30,673,000447
Securities gains (losses)$02,015
Applicable income taxes$7,826,000393
Income before extraordinary items$22,847,000474
Extraordinary gains, net$08
Net income$22,847,000472
Minority interest net income$069
Net income of bank and minority interests.$22,847,000474
Net charge-offs$3,546,000176
Cash dividends$750,0001,972
Sale, conversion, retirement of capital stock, net$366,000282
Net operating income$22,847,000470
2021-06-30 (YTD Data)Rank
Total interest income$29,890,000580
Total interest expense$3,986,000382
Net interest income$25,904,000609
Provision for loan and lease losses$2,000,000145
Total noninterest income$71,371,000129
Gross Fiduciary activities income$0951
Service charges on deposit accounts$207,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$71,164,000103
Total noninterest expense$66,817,000241
Salaries and employee benefits$47,184,000193
Premises and equipment expense$2,602,000524
Additional noninterest expense$17,031,000286
Pre-tax net operating income$28,458,000355
Securities gains (losses)$01,818
Applicable income taxes$7,220,000313
Income before extraordinary items$21,238,000385
Extraordinary gains, net$06
Net income$21,238,000383
Minority interest net income$067
Net income of bank and minority interests.$21,238,000385
Net charge-offs$2,365,000179
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$255,000247
Net operating income$21,238,000377
2021-03-31 (YTD Data)Rank
Total interest income$14,893,000579
Total interest expense$2,125,000379
Net interest income$12,768,000613
Provision for loan and lease losses$2,000,00090
Total noninterest income$33,159,000144
Gross Fiduciary activities income$0922
Service charges on deposit accounts$102,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$33,057,000122
Total noninterest expense$33,617,000238
Salaries and employee benefits$25,022,000185
Premises and equipment expense$1,319,000516
Additional noninterest expense$7,276,000310
Pre-tax net operating income$10,310,000450
Securities gains (losses)$01,392
Applicable income taxes$2,617,000393
Income before extraordinary items$7,693,000482
Extraordinary gains, net$03
Net income$7,693,000482
Minority interest net income$055
Net income of bank and minority interests.$7,693,000482
Net charge-offs$1,145,000170
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$125,000229
Net operating income$7,693,000474
2020-12-31 (YTD Data)Rank
Total interest income$43,731,000767
Total interest expense$9,682,000517
Net interest income$34,049,000839
Provision for loan and lease losses$16,900,000249
Total noninterest income$97,695,000178
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$455,0001,715
Trading account gains and feesNANA
Additional Noninterest Income$97,240,000140
Total noninterest expense$98,072,000292
Salaries and employee benefits$70,373,000234
Premises and equipment expense$4,398,000595
Additional noninterest expense$23,301,000372
Pre-tax net operating income$16,772,000671
Securities gains (losses)$02,675
Applicable income taxes$3,374,000639
Income before extraordinary items$13,398,000733
Extraordinary gains, net$04
Net income$13,398,000733
Minority interest net income$072
Net income of bank and minority interests.$13,398,000733
Net charge-offs$6,480,000190
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$417,000292
Net operating income$13,398,000702
2020-09-30 (YTD Data)Rank
Total interest income$29,818,000847
Total interest expense$7,481,000531
Net interest income$22,337,000921
Provision for loan and lease losses$11,900,000274
Total noninterest income$66,318,000186
Gross Fiduciary activities income$0981
Service charges on deposit accounts$349,0001,688
Trading account gains and feesNANA
Additional Noninterest Income$65,969,000140
Total noninterest expense$67,710,000310
Salaries and employee benefits$48,308,000243
Premises and equipment expense$3,273,000586
Additional noninterest expense$16,129,000379
Pre-tax net operating income$9,045,000874
Securities gains (losses)$02,494
Applicable income taxes$1,443,000930
Income before extraordinary items$7,602,000902
Extraordinary gains, net$04
Net income$7,602,000902
Minority interest net income$065
Net income of bank and minority interests.$7,602,000902
Net charge-offs$3,729,000211
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$312,000267
Net operating income$7,602,000870
2020-06-30 (YTD Data)Rank
Total interest income$17,197,000961
Total interest expense$5,092,000571
Net interest income$12,105,0001,091
Provision for loan and lease losses$4,900,000403
Total noninterest income$34,126,000207
Gross Fiduciary activities income$0970
Service charges on deposit accounts$247,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$33,879,000163
Total noninterest expense$39,593,000343
Salaries and employee benefits$27,542,000281
Premises and equipment expense$2,105,000607
Additional noninterest expense$9,946,000398
Pre-tax net operating income$1,738,0002,196
Securities gains (losses)$02,249
Applicable income taxes$-431,0004,990
Income before extraordinary items$2,169,0001,731
Extraordinary gains, net$04
Net income$2,169,0001,732
Minority interest net income$065
Net income of bank and minority interests.$2,169,0001,732
Net charge-offs$2,762,000211
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$209,000253
Net operating income$2,169,0001,681
2020-03-31 (YTD Data)Rank
Total interest income$6,806,0001,169
Total interest expense$2,286,000695
Net interest income$4,520,0001,366
Provision for loan and lease losses$1,900,000422
Total noninterest income$12,760,000233
Gross Fiduciary activities income$0941
Service charges on deposit accounts$147,0001,651
Trading account gains and feesNANA
Additional Noninterest Income$12,613,000175
Total noninterest expense$17,095,000378
Salaries and employee benefits$11,245,000332
Premises and equipment expense$1,019,000636
Additional noninterest expense$4,831,000403
Pre-tax net operating income$-1,715,0005,053
Securities gains (losses)$01,705
Applicable income taxes$-1,328,0005,059
Income before extraordinary items$-387,0004,940
Extraordinary gains, net$04
Net income$-387,0004,941
Minority interest net income$056
Net income of bank and minority interests.$-387,0004,940
Net charge-offs$1,201,000215
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$120,000229
Net operating income$-387,0004,972
2019-12-31 (YTD Data)Rank
Total interest income$25,701,0001,228
Total interest expense$7,566,000873
Net interest income$18,135,0001,346
Provision for loan and lease losses$8,850,000171
Total noninterest income$53,180,000224
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$438,0002,101
Trading account gains and fees$0135
Additional Noninterest Income$52,742,000173
Total noninterest expense$54,866,000438
Salaries and employee benefits$36,867,000362
Premises and equipment expense$3,356,000753
Additional noninterest expense$14,643,000495
Pre-tax net operating income$7,599,0001,272
Securities gains (losses)$02,379
Applicable income taxes$2,132,000858
Income before extraordinary items$5,467,0001,490
Extraordinary gains, net$011
Net income$5,467,0001,491
Minority interest net income$076
Net income of bank and minority interests.$5,467,0001,492
Net charge-offs$4,583,000226
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$245,000378
Net operating income$5,467,0001,456
2019-09-30 (YTD Data)Rank
Total interest income$19,058,0001,252
Total interest expense$5,324,000925
Net interest income$13,734,0001,349
Provision for loan and lease losses$7,650,000151
Total noninterest income$39,306,000222
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$318,0002,159
Trading account gains and fees$0129
Additional Noninterest Income$38,988,000168
Total noninterest expense$39,799,000443
Salaries and employee benefits$26,780,000378
Premises and equipment expense$2,435,000778
Additional noninterest expense$10,584,000511
Pre-tax net operating income$5,591,0001,331
Securities gains (losses)$02,167
Applicable income taxes$1,602,000896
Income before extraordinary items$3,989,0001,555
Extraordinary gains, net$011
Net income$3,989,0001,557
Minority interest net income$072
Net income of bank and minority interests.$3,989,0001,557
Net charge-offs$3,503,000213
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$181,000346
Net operating income$3,989,0001,524
2019-06-30 (YTD Data)Rank
Total interest income$12,138,0001,295
Total interest expense$3,344,000957
Net interest income$8,794,0001,399
Provision for loan and lease losses$5,350,000152
Total noninterest income$23,926,000236
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$193,0002,262
Trading account gains and fees$0131
Additional Noninterest Income$23,733,000173
Total noninterest expense$24,099,000480
Salaries and employee benefits$16,124,000416
Premises and equipment expense$1,594,000798
Additional noninterest expense$6,381,000559
Pre-tax net operating income$3,271,0001,446
Securities gains (losses)$01,702
Applicable income taxes$960,000932
Income before extraordinary items$2,311,0001,697
Extraordinary gains, net$011
Net income$2,311,0001,697
Minority interest net income$069
Net income of bank and minority interests.$2,311,0001,697
Net charge-offs$2,630,000200
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$106,000346
Net operating income$2,311,0001,672
2019-03-31 (YTD Data)Rank
Total interest income$5,876,0001,321
Total interest expense$1,557,000989
Net interest income$4,319,0001,420
Provision for loan and lease losses$2,100,000174
Total noninterest income$10,384,000246
Gross Fiduciary activities income$0972
Service charges on deposit accounts$95,0002,283
Trading account gains and fees$0126
Additional Noninterest Income$10,289,000181
Total noninterest expense$11,233,000508
Salaries and employee benefits$7,512,000434
Premises and equipment expense$788,000819
Additional noninterest expense$2,933,000594
Pre-tax net operating income$1,370,0001,637
Securities gains (losses)$01,087
Applicable income taxes$394,0001,062
Income before extraordinary items$976,0001,904
Extraordinary gains, net$05
Net income$976,0001,902
Minority interest net income$052
Net income of bank and minority interests.$976,0001,903
Net charge-offs$1,253,000188
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$47,000323
Net operating income$976,0001,886
2018-12-31 (YTD Data)Rank
Total interest income$21,597,0001,347
Total interest expense$4,142,0001,101
Net interest income$17,455,0001,389
Provision for loan and lease losses$1,250,000737
Total noninterest income$29,538,000318
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$412,0002,259
Trading account gains and fees$0126
Additional Noninterest Income$29,126,000244
Total noninterest expense$46,908,000481
Salaries and employee benefits$32,704,000395
Premises and equipment expense$2,686,000919
Additional noninterest expense$11,518,000606
Pre-tax net operating income$-1,165,0005,354
Securities gains (losses)$01,125
Applicable income taxes$-335,0005,349
Income before extraordinary items$-830,0005,331
Extraordinary gains, net$06
Net income$-830,0005,330
Minority interest net income$072
Net income of bank and minority interests.$-830,0005,330
Net charge-offs$2,402,000321
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$187,000410
Net operating income$-830,0005,331
2018-09-30 (YTD Data)Rank
Total interest income$11,859,0001,763
Total interest expense$2,975,0001,073
Net interest income$8,884,0001,975
Provision for loan and lease losses$2,300,000354
Total noninterest income$32,458,000248
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$302,0002,289
Trading account gains and fees$0138
Additional Noninterest Income$32,156,000185
Total noninterest expense$34,052,000489
Salaries and employee benefits$24,611,000403
Premises and equipment expense$1,809,0001,003
Additional noninterest expense$7,632,000676
Pre-tax net operating income$4,990,0001,426
Securities gains (losses)$01,118
Applicable income taxes$1,284,000990
Income before extraordinary items$3,706,0001,614
Extraordinary gains, net$05
Net income$3,706,0001,613
Minority interest net income$066
Net income of bank and minority interests.$3,706,0001,613
Net charge-offs$1,512,000337
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$98,000434
Net operating income$3,706,0001,603
2018-06-30 (YTD Data)Rank
Total interest income$7,746,0001,784
Total interest expense$1,858,0001,078
Net interest income$5,888,0001,989
Provision for loan and lease losses$1,650,000325
Total noninterest income$21,298,000248
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$196,0002,327
Trading account gains and fees$0130
Additional Noninterest Income$21,102,000189
Total noninterest expense$21,804,000512
Salaries and employee benefits$16,025,000407
Premises and equipment expense$1,177,0001,021
Additional noninterest expense$4,602,000740
Pre-tax net operating income$3,732,0001,283
Securities gains (losses)$0961
Applicable income taxes$946,000913
Income before extraordinary items$2,786,0001,424
Extraordinary gains, net$06
Net income$2,786,0001,423
Minority interest net income$065
Net income of bank and minority interests.$2,786,0001,423
Net charge-offs$860,000363
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$37,000469
Net operating income$2,786,0001,411
2018-03-31 (YTD Data)Rank
Total interest income$3,691,0001,841
Total interest expense$809,0001,166
Net interest income$2,882,0002,010
Provision for loan and lease losses$1,000,000277
Total noninterest income$10,210,000259
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$90,0002,473
Trading account gains and fees$0123
Additional Noninterest Income$10,120,000195
Total noninterest expense$9,839,000561
Salaries and employee benefits$7,243,000443
Premises and equipment expense$579,0001,053
Additional noninterest expense$2,017,000812
Pre-tax net operating income$2,253,0001,085
Securities gains (losses)$0735
Applicable income taxes$570,000782
Income before extraordinary items$1,683,0001,204
Extraordinary gains, net$07
Net income$1,683,0001,202
Minority interest net income$052
Net income of bank and minority interests.$1,683,0001,204
Net charge-offs$364,000374
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,683,0001,194
2017-12-31 (YTD Data)Rank
Total interest income$11,105,0002,257
Total interest expense$1,975,0001,557
Net interest income$9,130,0002,368
Provision for loan and lease losses$5,050,000251
Total noninterest income$27,252,000339
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$331,0002,689
Trading account gains and fees$0151
Additional Noninterest Income$26,921,000250
Total noninterest expense$21,917,000979
Salaries and employee benefits$13,662,000886
Premises and equipment expense$1,050,0002,035
Additional noninterest expense$7,205,000911
Pre-tax net operating income$9,415,0001,030
Securities gains (losses)$02,243
Applicable income taxes$3,537,000848
Income before extraordinary items$5,878,0001,189
Extraordinary gains, net$09
Net income$5,878,0001,189
Minority interest net income$076
Net income of bank and minority interests.$5,878,0001,189
Net charge-offs$1,215,000594
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,878,0001,171
2017-09-30 (YTD Data)Rank
Total interest income$7,770,0002,380
Total interest expense$1,297,0001,701
Net interest income$6,473,0002,508
Provision for loan and lease losses$3,950,000238
Total noninterest income$18,269,000365
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$254,0002,663
Trading account gains and fees$0145
Additional Noninterest Income$18,015,000274
Total noninterest expense$13,863,0001,128
Salaries and employee benefits$8,404,0001,069
Premises and equipment expense$621,0002,412
Additional noninterest expense$4,838,0001,001
Pre-tax net operating income$6,929,0001,072
Securities gains (losses)$02,274
Applicable income taxes$2,607,000765
Income before extraordinary items$4,322,0001,295
Extraordinary gains, net$09
Net income$4,322,0001,294
Minority interest net income$071
Net income of bank and minority interests.$4,322,0001,295
Net charge-offs$813,000566
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,322,0001,273
2017-06-30 (YTD Data)Rank
Total interest income$4,607,0002,602
Total interest expense$707,0001,954
Net interest income$3,900,0002,696
Provision for loan and lease losses$2,850,000219
Total noninterest income$11,341,000385
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$169,0002,663
Trading account gains and fees$0139
Additional Noninterest Income$11,172,000291
Total noninterest expense$7,991,0001,263
Salaries and employee benefits$4,768,0001,214
Premises and equipment expense$356,0002,654
Additional noninterest expense$2,867,0001,127
Pre-tax net operating income$4,400,0001,100
Securities gains (losses)$01,906
Applicable income taxes$1,656,000769
Income before extraordinary items$2,744,0001,338
Extraordinary gains, net$011
Net income$2,744,0001,336
Minority interest net income$071
Net income of bank and minority interests.$2,744,0001,338
Net charge-offs$532,000534
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,744,0001,318
2017-03-31 (YTD Data)Rank
Total interest income$2,075,0002,800
Total interest expense$279,0002,283
Net interest income$1,796,0002,854
Provision for loan and lease losses$1,100,000249
Total noninterest income$5,336,000399
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and fees$0142
Additional Noninterest Income$5,265,000303
Total noninterest expense$3,788,0001,324
Salaries and employee benefits$2,199,0001,313
Premises and equipment expense$171,0002,770
Additional noninterest expense$1,418,0001,125
Pre-tax net operating income$2,244,0001,061
Securities gains (losses)$01,153
Applicable income taxes$845,000741
Income before extraordinary items$1,399,0001,296
Extraordinary gains, net$08
Net income$1,399,0001,296
Minority interest net income$055
Net income of bank and minority interests.$1,399,0001,296
Net charge-offs$260,000512
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,399,0001,277
2016-12-31 (YTD Data)Rank
Total interest income$6,409,0003,292
Total interest expense$684,0003,091
Net interest income$5,725,0003,281
Provision for loan and lease losses$2,650,000417
Total noninterest income$14,155,000536
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$258,0003,216
Trading account gains and fees$0170
Additional Noninterest Income$13,897,000406
Total noninterest expense$9,778,0001,943
Salaries and employee benefits$5,630,0001,899
Premises and equipment expense$519,0003,299
Additional noninterest expense$3,629,0001,683
Pre-tax net operating income$7,452,0001,172
Securities gains (losses)$03,212
Applicable income taxes$2,805,000826
Income before extraordinary items$4,647,0001,467
Extraordinary gains, net$05
Net income$4,647,0001,466
Minority interest net income$082
Net income of bank and minority interests.$4,647,0001,466
Net charge-offs$-26,0005,185
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,647,0001,442
2016-09-30 (YTD Data)Rank
Total interest income$4,528,0003,432
Total interest expense$447,0003,355
Net interest income$4,081,0003,399
Provision for loan and lease losses$2,050,000402
Total noninterest income$9,780,000575
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$188,0003,275
Trading account gains and fees$0169
Additional Noninterest Income$9,592,000427
Total noninterest expense$6,565,0002,131
Salaries and employee benefits$3,774,0002,076
Premises and equipment expense$356,0003,483
Additional noninterest expense$2,435,0001,837
Pre-tax net operating income$5,246,0001,269
Securities gains (losses)$03,160
Applicable income taxes$1,976,000870
Income before extraordinary items$3,270,0001,564
Extraordinary gains, net$05
Net income$3,270,0001,563
Minority interest net income$071
Net income of bank and minority interests.$3,270,0001,564
Net charge-offs$-112,0005,601
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,270,0001,530
2016-06-30 (YTD Data)Rank
Total interest income$2,794,0003,611
Total interest expense$258,0003,626
Net interest income$2,536,0003,572
Provision for loan and lease losses$1,050,000491
Total noninterest income$5,573,000633
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$125,0003,266
Trading account gains and fees$0157
Additional Noninterest Income$5,448,000471
Total noninterest expense$3,849,0002,380
Salaries and employee benefits$2,195,0002,328
Premises and equipment expense$223,0003,633
Additional noninterest expense$1,431,0002,063
Pre-tax net operating income$3,210,0001,348
Securities gains (losses)$02,835
Applicable income taxes$1,208,000932
Income before extraordinary items$2,002,0001,660
Extraordinary gains, net$016
Net income$2,002,0001,661
Minority interest net income$071
Net income of bank and minority interests.$2,002,0001,661
Net charge-offs$-136,0005,773
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,002,0001,612
2016-03-31 (YTD Data)Rank
Total interest income$1,170,0003,999
Total interest expense$111,0003,922
Net interest income$1,059,0003,964
Provision for loan and lease losses$325,000637
Total noninterest income$2,324,000711
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$67,0003,130
Trading account gains and fees$0142
Additional Noninterest Income$2,257,000524
Total noninterest expense$1,610,0002,725
Salaries and employee benefits$981,0002,549
Premises and equipment expense$101,0003,843
Additional noninterest expense$528,0002,663
Pre-tax net operating income$1,448,0001,433
Securities gains (losses)$02,077
Applicable income taxes$546,000991
Income before extraordinary items$902,0001,775
Extraordinary gains, net$012
Net income$902,0001,776
Minority interest net income$062
Net income of bank and minority interests.$902,0001,776
Net charge-offs$-26,0005,551
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$902,0001,736
2015-12-31 (YTD Data)Rank
Total interest income$4,044,0004,283
Total interest expense$322,0004,503
Net interest income$3,722,0004,214
Provision for loan and lease losses$175,0002,493
Total noninterest income$4,325,0001,235
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$161,0004,059
Trading account gains and fees$0159
Additional Noninterest Income$4,164,000921
Total noninterest expense$4,613,0003,404
Salaries and employee benefits$2,890,0003,104
Premises and equipment expense$390,0003,966
Additional noninterest expense$1,333,0003,676
Pre-tax net operating income$3,259,0002,187
Securities gains (losses)$24,0002,130
Applicable income taxes$926,0001,655
Income before extraordinary items$2,357,0002,436
Extraordinary gains, net$023
Net income$2,357,0002,437
Minority interest net income$081
Net income of bank and minority interests.$2,357,0002,438
Net charge-offs$-46,0005,540
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,339,7202,409
2015-09-30 (YTD Data)Rank
Total interest income$2,893,0004,425
Total interest expense$222,0004,718
Net interest income$2,671,0004,346
Provision for loan and lease losses$175,0002,122
Total noninterest income$2,703,0001,418
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$104,0004,296
Trading account gains and fees$0153
Additional Noninterest Income$2,599,0001,078
Total noninterest expense$3,327,0003,511
Salaries and employee benefits$2,099,0003,186
Premises and equipment expense$298,0003,965
Additional noninterest expense$930,0003,855
Pre-tax net operating income$1,872,0002,684
Securities gains (losses)$3,0002,757
Applicable income taxes$396,0002,218
Income before extraordinary items$1,479,0002,801
Extraordinary gains, net$021
Net income$1,479,0002,801
Minority interest net income$078
Net income of bank and minority interests.$1,479,0002,802
Net charge-offs$-53,0005,626
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,476,6302,753
2015-06-30 (YTD Data)Rank
Total interest income$1,833,0004,564
Total interest expense$128,0004,971
Net interest income$1,705,0004,464
Provision for loan and lease losses$75,0002,511
Total noninterest income$1,399,0001,691
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$61,0004,483
Trading account gains and fees$0157
Additional Noninterest Income$1,338,0001,280
Total noninterest expense$2,079,0003,681
Salaries and employee benefits$1,298,0003,366
Premises and equipment expense$204,0003,953
Additional noninterest expense$577,0004,046
Pre-tax net operating income$950,0003,157
Securities gains (losses)$11,0001,976
Applicable income taxes$52,0003,428
Income before extraordinary items$909,0002,919
Extraordinary gains, net$022
Net income$909,0002,919
Minority interest net income$075
Net income of bank and minority interests.$909,0002,921
Net charge-offs$6,0003,419
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$898,5502,886
2015-03-31 (YTD Data)Rank
Total interest income$869,0004,692
Total interest expense$62,0005,057
Net interest income$807,0004,591
Provision for loan and lease losses$03,703
Total noninterest income$649,0001,776
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$25,0004,767
Trading account gains and fees$0152
Additional Noninterest Income$624,0001,296
Total noninterest expense$950,0003,907
Salaries and employee benefits$601,0003,560
Premises and equipment expense$75,0004,591
Additional noninterest expense$274,0004,159
Pre-tax net operating income$506,0002,995
Securities gains (losses)$02,027
Applicable income taxes$35,0003,243
Income before extraordinary items$471,0002,836
Extraordinary gains, net$013
Net income$471,0002,839
Minority interest net income$064
Net income of bank and minority interests.$471,0002,839
Net charge-offs$10,0002,483
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$471,0002,763
2014-12-31 (YTD Data)Rank
Total interest income$3,153,0004,967
Total interest expense$213,0005,432
Net interest income$2,940,0004,855
Provision for loan and lease losses$04,603
Total noninterest income$602,0003,984
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$116,0004,771
Trading account gains and fees$0180
Additional Noninterest Income$486,0003,309
Total noninterest expense$3,055,0004,442
Salaries and employee benefits$1,633,0004,438
Premises and equipment expense$350,0004,372
Additional noninterest expense$1,072,0004,300
Pre-tax net operating income$487,0005,065
Securities gains (losses)$-10,0006,040
Applicable income taxes$-175,0006,303
Income before extraordinary items$652,0004,580
Extraordinary gains, net$017
Net income$652,0004,581
Minority interest net income$084
Net income of bank and minority interests.$652,0004,581
Net charge-offs$68,0003,520
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$662,0004,502
2014-09-30 (YTD Data)Rank
Total interest income$2,343,0005,034
Total interest expense$162,0005,487
Net interest income$2,181,0004,924
Provision for loan and lease losses$04,401
Total noninterest income$336,0004,493
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$86,0004,863
Trading account gains and fees$0174
Additional Noninterest Income$250,0003,907
Total noninterest expense$2,082,0004,681
Salaries and employee benefits$1,106,0004,690
Premises and equipment expense$250,0004,525
Additional noninterest expense$726,0004,537
Pre-tax net operating income$435,0004,973
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$435,0004,819
Extraordinary gains, net$015
Net income$435,0004,819
Minority interest net income$081
Net income of bank and minority interests.$435,0004,820
Net charge-offs$107,0002,619
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$435,0004,771
2014-06-30 (YTD Data)Rank
Total interest income$1,549,0005,071
Total interest expense$110,0005,513
Net interest income$1,439,0004,960
Provision for loan and lease losses$04,196
Total noninterest income$204,0004,635
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$57,0004,864
Trading account gains and fees$0172
Additional Noninterest Income$147,0004,062
Total noninterest expense$1,337,0004,811
Salaries and employee benefits$668,0004,936
Premises and equipment expense$176,0004,442
Additional noninterest expense$493,0004,513
Pre-tax net operating income$306,0004,880
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$306,0004,706
Extraordinary gains, net$020
Net income$306,0004,708
Minority interest net income$080
Net income of bank and minority interests.$306,0004,709
Net charge-offs$117,0002,041
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$306,0004,646
2014-03-31 (YTD Data)Rank
Total interest income$763,0005,144
Total interest expense$57,0005,542
Net interest income$706,0005,037
Provision for loan and lease losses$03,817
Total noninterest income$103,0004,579
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$73,0004,035
Total noninterest expense$686,0004,788
Salaries and employee benefits$316,0005,116
Premises and equipment expense$96,0004,302
Additional noninterest expense$274,0004,312
Pre-tax net operating income$123,0005,075
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$123,0004,921
Extraordinary gains, net$016
Net income$123,0004,924
Minority interest net income$066
Net income of bank and minority interests.$123,0004,923
Net charge-offs$125,0001,231
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$123,0004,876
2013-12-31 (YTD Data)Rank
Total interest income$3,081,0005,178
Total interest expense$277,0005,522
Net interest income$2,804,0005,075
Provision for loan and lease losses$05,091
Total noninterest income$744,0003,744
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$138,0004,725
Trading account gains and fees$0184
Additional Noninterest Income$606,0003,106
Total noninterest expense$3,458,0004,289
Salaries and employee benefits$1,741,0004,398
Premises and equipment expense$423,0004,081
Additional noninterest expense$1,294,0004,023
Pre-tax net operating income$90,0005,979
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$90,0006,016
Extraordinary gains, net$029
Net income$90,0006,016
Minority interest net income$090
Net income of bank and minority interests.$90,0006,018
Net charge-offs$345,0002,411
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$90,0005,973
2013-09-30 (YTD Data)Rank
Total interest income$2,318,0005,226
Total interest expense$212,0005,591
Net interest income$2,106,0005,114
Provision for loan and lease losses$04,941
Total noninterest income$430,0004,266
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$103,0004,779
Trading account gains and fees$0180
Additional Noninterest Income$327,0003,618
Total noninterest expense$2,469,0004,427
Salaries and employee benefits$1,323,0004,386
Premises and equipment expense$315,0004,154
Additional noninterest expense$831,0004,389
Pre-tax net operating income$67,0006,096
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$67,0006,142
Extraordinary gains, net$025
Net income$67,0006,143
Minority interest net income$084
Net income of bank and minority interests.$67,0006,142
Net charge-offs$241,0002,356
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$67,0006,087
2013-06-30 (YTD Data)Rank
Total interest income$1,541,0005,251
Total interest expense$142,0005,645
Net interest income$1,399,0005,146
Provision for loan and lease losses$04,788
Total noninterest income$289,0004,276
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$69,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$220,0003,646
Total noninterest expense$1,669,0004,412
Salaries and employee benefits$903,0004,359
Premises and equipment expense$227,0004,012
Additional noninterest expense$539,0004,458
Pre-tax net operating income$19,0006,215
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$19,0006,292
Extraordinary gains, net$022
Net income$19,0006,294
Minority interest net income$082
Net income of bank and minority interests.$19,0006,294
Net charge-offs$175,0002,239
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$19,0006,222
2013-03-31 (YTD Data)Rank
Total interest income$776,0005,281
Total interest expense$71,0005,729
Net interest income$705,0005,151
Provision for loan and lease losses$04,409
Total noninterest income$88,0005,029
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$35,0004,705
Trading account gains and fees$0148
Additional Noninterest Income$53,0004,635
Total noninterest expense$792,0004,562
Salaries and employee benefits$435,0004,485
Premises and equipment expense$112,0004,062
Additional noninterest expense$245,0004,695
Pre-tax net operating income$1,0006,323
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,0006,404
Extraordinary gains, net$010
Net income$1,0006,405
Minority interest net income$076
Net income of bank and minority interests.$1,0006,405
Net charge-offs$16,0003,214
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,0006,329
2012-12-31 (YTD Data)Rank
Total interest income$3,400,0005,236
Total interest expense$341,0005,800
Net interest income$3,059,0005,049
Provision for loan and lease losses$1,143,0001,629
Total noninterest income$352,0004,999
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$157,0004,698
Trading account gains and fees$0166
Additional Noninterest Income$195,0004,628
Total noninterest expense$3,390,0004,456
Salaries and employee benefits$1,646,0004,626
Premises and equipment expense$464,0003,995
Additional noninterest expense$1,280,0004,196
Pre-tax net operating income$-1,122,0006,692
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-1,122,0006,738
Extraordinary gains, net$029
Net income$-1,122,0006,733
Minority interest net income$093
Net income of bank and minority interests.$-1,122,0006,734
Net charge-offs$546,0002,539
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,122,0006,706
2012-09-30 (YTD Data)Rank
Total interest income$2,556,0005,315
Total interest expense$263,0005,890
Net interest income$2,293,0005,130
Provision for loan and lease losses$1,142,0001,294
Total noninterest income$211,0005,353
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$115,0004,816
Trading account gains and fees$0157
Additional Noninterest Income$96,0005,171
Total noninterest expense$2,542,0004,475
Salaries and employee benefits$1,243,0004,612
Premises and equipment expense$346,0004,066
Additional noninterest expense$953,0004,241
Pre-tax net operating income$-1,180,0006,877
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,180,0006,911
Extraordinary gains, net$020
Net income$-1,180,0006,907
Minority interest net income$086
Net income of bank and minority interests.$-1,180,0006,909
Net charge-offs$551,0002,063
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,180,0006,889
2012-06-30 (YTD Data)Rank
Total interest income$1,680,0005,386
Total interest expense$178,0005,955
Net interest income$1,502,0005,206
Provision for loan and lease losses$801,0001,284
Total noninterest income$194,0004,916
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$73,0004,902
Trading account gains and fees$0153
Additional Noninterest Income$121,0004,386
Total noninterest expense$1,643,0004,573
Salaries and employee benefits$832,0004,633
Premises and equipment expense$225,0004,134
Additional noninterest expense$586,0004,452
Pre-tax net operating income$-748,0006,910
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-748,0006,949
Extraordinary gains, net$019
Net income$-748,0006,948
Minority interest net income$084
Net income of bank and minority interests.$-748,0006,949
Net charge-offs$430,0001,927
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-748,0006,925
2012-03-31 (YTD Data)Rank
Total interest income$824,0005,472
Total interest expense$92,0006,011
Net interest income$732,0005,299
Provision for loan and lease losses$30,0004,088
Total noninterest income$112,0004,766
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$35,0004,954
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,070
Total noninterest expense$816,0004,603
Salaries and employee benefits$424,0004,631
Premises and equipment expense$110,0004,193
Additional noninterest expense$282,0004,536
Pre-tax net operating income$-2,0006,441
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-2,0006,540
Extraordinary gains, net$019
Net income$-2,0006,540
Minority interest net income$078
Net income of bank and minority interests.$-2,0006,540
Net charge-offs$92,0002,508
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,0006,430
2011-12-31 (YTD Data)Rank
Total interest income$3,554,0005,406
Total interest expense$596,0005,532
Net interest income$2,958,0005,300
Provision for loan and lease losses$2,168,0001,484
Total noninterest income$-490,0007,189
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$155,0004,835
Trading account gains and fees$0146
Additional Noninterest Income$-645,0007,131
Total noninterest expense$4,002,0004,117
Salaries and employee benefits$1,859,0004,354
Premises and equipment expense$448,0004,307
Additional noninterest expense$1,695,0003,565
Pre-tax net operating income$-3,702,0006,981
Securities gains (losses)$2,0003,652
Applicable income taxes$04,719
Income before extraordinary items$-3,700,0007,003
Extraordinary gains, net$029
Net income$-3,700,0007,004
Minority interest net income$096
Net income of bank and minority interests.$-3,700,0007,004
Net charge-offs$2,782,0001,264
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,702,0006,988
2011-09-30 (YTD Data)Rank
Total interest income$2,711,0005,427
Total interest expense$475,0005,526
Net interest income$2,236,0005,321
Provision for loan and lease losses$1,551,0001,475
Total noninterest income$-253,0007,251
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$121,0004,779
Trading account gains and fees$0145
Additional Noninterest Income$-374,0007,201
Total noninterest expense$3,140,0003,996
Salaries and employee benefits$1,422,0004,305
Premises and equipment expense$341,0004,327
Additional noninterest expense$1,377,0003,361
Pre-tax net operating income$-2,708,0007,084
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$-2,706,0007,128
Extraordinary gains, net$021
Net income$-2,706,0007,128
Minority interest net income$087
Net income of bank and minority interests.$-2,706,0007,129
Net charge-offs$2,160,0001,162
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,708,0007,112
2011-06-30 (YTD Data)Rank
Total interest income$1,839,0005,436
Total interest expense$343,0005,471
Net interest income$1,496,0005,346
Provision for loan and lease losses$1,469,0001,155
Total noninterest income$-112,0007,309
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$85,0004,685
Trading account gains and fees$0153
Additional Noninterest Income$-197,0007,276
Total noninterest expense$2,122,0004,012
Salaries and employee benefits$906,0004,462
Premises and equipment expense$225,0004,389
Additional noninterest expense$991,0003,233
Pre-tax net operating income$-2,207,0007,199
Securities gains (losses)$2,0002,702
Applicable income taxes$04,697
Income before extraordinary items$-2,205,0007,230
Extraordinary gains, net$015
Net income$-2,205,0007,231
Minority interest net income$089
Net income of bank and minority interests.$-2,205,0007,231
Net charge-offs$2,110,000892
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,207,0007,219
2011-03-31 (YTD Data)Rank
Total interest income$933,0005,435
Total interest expense$190,0005,358
Net interest income$743,0005,369
Provision for loan and lease losses$212,0002,368
Total noninterest income$07,288
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$39,0004,792
Trading account gains and fees$0158
Additional Noninterest Income$-39,0007,276
Total noninterest expense$1,098,0003,942
Salaries and employee benefits$417,0004,748
Premises and equipment expense$115,0004,384
Additional noninterest expense$566,0002,859
Pre-tax net operating income$-567,0007,117
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-567,0007,158
Extraordinary gains, net$09
Net income$-567,0007,159
Minority interest net income$086
Net income of bank and minority interests.$-567,0007,159
Net charge-offs$272,0001,839
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-567,0007,150
2010-12-31 (YTD Data)Rank
Total interest income$4,354,0005,194
Total interest expense$1,190,0004,842
Net interest income$3,164,0005,218
Provision for loan and lease losses$4,854,0001,173
Total noninterest income$-103,0007,380
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$172,0004,681
Trading account gains and fees$0175
Additional Noninterest Income$-275,0007,321
Total noninterest expense$3,185,0004,856
Salaries and employee benefits$1,548,0004,982
Premises and equipment expense$433,0004,553
Additional noninterest expense$1,204,0004,601
Pre-tax net operating income$-4,978,0007,102
Securities gains (losses)$2,0003,620
Applicable income taxes$04,655
Income before extraordinary items$-4,976,0007,173
Extraordinary gains, net$029
Net income$-4,976,0007,173
Minority interest net income$0111
Net income of bank and minority interests.$-4,976,0007,173
Net charge-offs$4,536,0001,105
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,978,0007,152
2010-09-30 (YTD Data)Rank
Total interest income$3,333,0005,232
Total interest expense$938,0004,864
Net interest income$2,395,0005,252
Provision for loan and lease losses$3,612,0001,120
Total noninterest income$188,0005,773
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$132,0004,714
Trading account gains and fees$0165
Additional Noninterest Income$56,0005,879
Total noninterest expense$2,368,0004,894
Salaries and employee benefits$1,148,0005,039
Premises and equipment expense$331,0004,586
Additional noninterest expense$889,0004,636
Pre-tax net operating income$-3,397,0007,249
Securities gains (losses)$2,0003,465
Applicable income taxes$04,726
Income before extraordinary items$-3,395,0007,316
Extraordinary gains, net$023
Net income$-3,395,0007,315
Minority interest net income$0110
Net income of bank and minority interests.$-3,395,0007,316
Net charge-offs$2,052,0001,480
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,397,0007,300
2010-06-30 (YTD Data)Rank
Total interest income$2,314,0005,155
Total interest expense$636,0004,930
Net interest income$1,678,0005,137
Provision for loan and lease losses$3,336,000878
Total noninterest income$198,0005,048
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$92,0004,638
Trading account gains and fees$0152
Additional Noninterest Income$106,0004,550
Total noninterest expense$1,522,0005,028
Salaries and employee benefits$759,0005,079
Premises and equipment expense$218,0004,643
Additional noninterest expense$545,0004,854
Pre-tax net operating income$-2,982,0007,397
Securities gains (losses)$2,0002,979
Applicable income taxes$04,691
Income before extraordinary items$-2,980,0007,444
Extraordinary gains, net$019
Net income$-2,980,0007,443
Minority interest net income$0105
Net income of bank and minority interests.$-2,980,0007,444
Net charge-offs$59,0004,734
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,982,0007,437
2010-03-31 (YTD Data)Rank
Total interest income$1,173,0005,202
Total interest expense$329,0004,969
Net interest income$844,0005,151
Provision for loan and lease losses$978,0001,193
Total noninterest income$106,0004,943
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$44,0004,703
Trading account gains and fees$0175
Additional Noninterest Income$62,0004,332
Total noninterest expense$739,0005,155
Salaries and employee benefits$383,0005,115
Premises and equipment expense$109,0004,723
Additional noninterest expense$247,0005,151
Pre-tax net operating income$-767,0007,327
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-767,0007,396
Extraordinary gains, net$016
Net income$-767,0007,396
Minority interest net income$091
Net income of bank and minority interests.$-767,0007,397
Net charge-offs$52,0003,679
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-767,0007,379
2009-12-31 (YTD Data)Rank
Total interest income$5,230,0004,998
Total interest expense$1,985,0004,479
Net interest income$3,245,0005,174
Provision for loan and lease losses$2,597,0002,135
Total noninterest income$329,0005,463
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$237,0004,324
Trading account gains and fees$0211
Additional Noninterest Income$92,0005,747
Total noninterest expense$2,959,0005,228
Salaries and employee benefits$1,430,0005,340
Premises and equipment expense$441,0004,742
Additional noninterest expense$1,088,0005,000
Pre-tax net operating income$-1,982,0006,628
Securities gains (losses)$35,0002,803
Applicable income taxes$04,388
Income before extraordinary items$-1,947,0006,735
Extraordinary gains, net$034
Net income$-1,947,0006,733
Minority interest net income$0115
Net income of bank and minority interests.$-1,947,0006,733
Net charge-offs$2,184,0001,930
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,982,0006,748
2009-09-30 (YTD Data)Rank
Total interest income$4,003,0005,007
Total interest expense$1,583,0004,435
Net interest income$2,420,0005,202
Provision for loan and lease losses$2,009,0001,896
Total noninterest income$213,0005,768
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$182,0004,294
Trading account gains and fees$0212
Additional Noninterest Income$31,0006,688
Total noninterest expense$2,192,0005,262
Salaries and employee benefits$1,068,0005,382
Premises and equipment expense$337,0004,724
Additional noninterest expense$787,0005,109
Pre-tax net operating income$-1,568,0006,892
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,568,0007,021
Extraordinary gains, net$027
Net income$-1,568,0007,020
Minority interest net income$0118
Net income of bank and minority interests.$-1,568,0007,021
Net charge-offs$1,056,0002,147
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,568,0007,012
2009-06-30 (YTD Data)Rank
Total interest income$2,722,0004,995
Total interest expense$1,110,0004,442
Net interest income$1,612,0005,196
Provision for loan and lease losses$1,045,0002,016
Total noninterest income$248,0004,821
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$121,0004,290
Trading account gains and fees$0193
Additional Noninterest Income$127,0004,401
Total noninterest expense$1,468,0005,301
Salaries and employee benefits$715,0005,430
Premises and equipment expense$222,0004,786
Additional noninterest expense$531,0005,076
Pre-tax net operating income$-653,0006,766
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-653,0006,903
Extraordinary gains, net$021
Net income$-653,0006,903
Minority interest net income$0112
Net income of bank and minority interests.$-653,0006,903
Net charge-offs$658,0002,040
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-653,0006,889
2009-03-31 (YTD Data)Rank
Total interest income$1,400,0004,950
Total interest expense$566,0004,492
Net interest income$834,0005,090
Provision for loan and lease losses$217,0002,747
Total noninterest income$122,0004,844
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$60,0004,245
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$718,0005,319
Salaries and employee benefits$359,0005,468
Premises and equipment expense$111,0004,833
Additional noninterest expense$248,0004,973
Pre-tax net operating income$21,0006,010
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$21,0006,141
Extraordinary gains, net$015
Net income$21,0006,143
Minority interest net income$0102
Net income of bank and minority interests.$21,0006,143
Net charge-offs$125,0002,620
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$21,0005,983
2008-12-31 (YTD Data)Rank
Total interest income$6,195,0004,850
Total interest expense$2,779,0004,474
Net interest income$3,416,0005,054
Provision for loan and lease losses$308,0004,579
Total noninterest income$447,0005,068
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$246,0004,390
Trading account gains and fees$0154
Additional Noninterest Income$201,0004,823
Total noninterest expense$2,686,0005,446
Salaries and employee benefits$1,425,0005,493
Premises and equipment expense$467,0004,654
Additional noninterest expense$794,0005,491
Pre-tax net operating income$869,0004,027
Securities gains (losses)$92,0001,189
Applicable income taxes$04,979
Income before extraordinary items$961,0003,358
Extraordinary gains, net$039
Net income$961,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0003,674
Cash dividends$822,0002,609
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$869,0003,699
2008-09-30 (YTD Data)Rank
Total interest income$4,763,0004,847
Total interest expense$2,129,0004,521
Net interest income$2,634,0005,005
Provision for loan and lease losses$79,0005,466
Total noninterest income$334,0005,168
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$183,0004,436
Trading account gains and fees$0148
Additional Noninterest Income$151,0004,942
Total noninterest expense$2,052,0005,387
Salaries and employee benefits$1,081,0005,464
Premises and equipment expense$354,0004,627
Additional noninterest expense$617,0005,347
Pre-tax net operating income$837,0004,013
Securities gains (losses)$53,0001,377
Applicable income taxes$05,372
Income before extraordinary items$890,0003,347
Extraordinary gains, net$031
Net income$890,0003,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$697,0002,295
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$837,0003,609
2008-06-30 (YTD Data)Rank
Total interest income$3,196,0004,888
Total interest expense$1,444,0004,614
Net interest income$1,752,0005,017
Provision for loan and lease losses$44,0005,326
Total noninterest income$214,0005,301
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$123,0004,418
Trading account gains and fees$0149
Additional Noninterest Income$91,0005,205
Total noninterest expense$1,342,0005,471
Salaries and employee benefits$699,0005,602
Premises and equipment expense$231,0004,726
Additional noninterest expense$412,0005,334
Pre-tax net operating income$580,0004,096
Securities gains (losses)$53,0001,405
Applicable income taxes$05,627
Income before extraordinary items$633,0003,517
Extraordinary gains, net$021
Net income$633,0003,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$471,0002,375
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$580,0003,652
2008-03-31 (YTD Data)Rank
Total interest income$1,607,0004,953
Total interest expense$758,0004,661
Net interest income$849,0005,122
Provision for loan and lease losses$14,0005,280
Total noninterest income$96,0005,523
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$59,0004,476
Trading account gains and fees$0158
Additional Noninterest Income$37,0005,574
Total noninterest expense$643,0005,618
Salaries and employee benefits$335,0005,780
Premises and equipment expense$114,0004,779
Additional noninterest expense$194,0005,469
Pre-tax net operating income$288,0004,238
Securities gains (losses)$41,0001,188
Applicable income taxes$05,622
Income before extraordinary items$329,0003,605
Extraordinary gains, net$015
Net income$329,0003,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$288,0003,810
2007-12-31 (YTD Data)Rank
Total interest income$6,758,0004,835
Total interest expense$3,101,0004,697
Net interest income$3,657,0004,884
Provision for loan and lease losses$75,0005,254
Total noninterest income$477,0005,115
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$224,0004,674
Trading account gains and fees$0178
Additional Noninterest Income$253,0004,560
Total noninterest expense$2,733,0005,316
Salaries and employee benefits$1,436,0005,443
Premises and equipment expense$487,0004,451
Additional noninterest expense$810,0005,310
Pre-tax net operating income$1,326,0004,143
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,326,0003,720
Extraordinary gains, net$039
Net income$1,326,0003,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,175
Cash dividends$885,0002,835
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,326,0003,710
2007-09-30 (YTD Data)Rank
Total interest income$5,065,0004,850
Total interest expense$2,299,0004,740
Net interest income$2,766,0004,884
Provision for loan and lease losses$63,0004,794
Total noninterest income$370,0005,078
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$162,0004,763
Trading account gains and fees$0184
Additional Noninterest Income$208,0004,415
Total noninterest expense$2,083,0005,225
Salaries and employee benefits$1,113,0005,317
Premises and equipment expense$370,0004,393
Additional noninterest expense$600,0005,296
Pre-tax net operating income$990,0004,383
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$990,0003,914
Extraordinary gains, net$033
Net income$990,0003,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,396
Cash dividends$687,0002,502
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$990,0003,901
2007-06-30 (YTD Data)Rank
Total interest income$3,334,0004,915
Total interest expense$1,488,0004,823
Net interest income$1,846,0004,913
Provision for loan and lease losses$42,0004,587
Total noninterest income$272,0004,886
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$108,0004,782
Trading account gains and fees$0168
Additional Noninterest Income$164,0004,159
Total noninterest expense$1,401,0005,233
Salaries and employee benefits$760,0005,288
Premises and equipment expense$249,0004,401
Additional noninterest expense$392,0005,360
Pre-tax net operating income$675,0004,402
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$675,0003,906
Extraordinary gains, net$029
Net income$675,0003,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$459,0002,554
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$675,0003,896
2007-03-31 (YTD Data)Rank
Total interest income$1,680,0004,887
Total interest expense$761,0004,728
Net interest income$919,0004,931
Provision for loan and lease losses$21,0004,310
Total noninterest income$159,0004,494
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$53,0004,757
Trading account gains and fees$0195
Additional Noninterest Income$106,0003,657
Total noninterest expense$720,0005,161
Salaries and employee benefits$396,0005,198
Premises and equipment expense$124,0004,417
Additional noninterest expense$200,0005,262
Pre-tax net operating income$337,0004,397
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$337,0003,920
Extraordinary gains, net$022
Net income$337,0003,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$237,0002,243
Sale, conversion, retirement of capital stock, net$0885
Net operating income$337,0003,895
2006-12-31 (YTD Data)Rank
Total interest income$6,314,0004,845
Total interest expense$2,590,0004,730
Net interest income$3,724,0004,865
Provision for loan and lease losses$84,0004,973
Total noninterest income$683,0004,417
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$208,0004,900
Trading account gains and fees$0130
Additional Noninterest Income$475,0003,433
Total noninterest expense$2,791,0005,134
Salaries and employee benefits$1,517,0005,158
Premises and equipment expense$461,0004,494
Additional noninterest expense$813,0005,182
Pre-tax net operating income$1,532,0004,237
Securities gains (losses)$12,0001,037
Applicable income taxes$06,600
Income before extraordinary items$1,544,0003,704
Extraordinary gains, net$051
Net income$1,544,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$963,0002,642
Sale, conversion, retirement of capital stock, net$3,0001,219
Net operating income$1,532,0003,700
2006-09-30 (YTD Data)Rank
Total interest income$4,683,0004,868
Total interest expense$1,906,0004,698
Net interest income$2,777,0004,913
Provision for loan and lease losses$63,0004,799
Total noninterest income$498,0004,486
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$151,0005,030
Trading account gains and fees$0126
Additional Noninterest Income$347,0003,457
Total noninterest expense$2,071,0005,153
Salaries and employee benefits$1,122,0005,173
Premises and equipment expense$343,0004,521
Additional noninterest expense$606,0005,180
Pre-tax net operating income$1,141,0004,429
Securities gains (losses)$12,000854
Applicable income taxes$06,687
Income before extraordinary items$1,153,0003,831
Extraordinary gains, net$045
Net income$1,153,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$726,0002,388
Sale, conversion, retirement of capital stock, net$3,0001,012
Net operating income$1,141,0003,849
2006-06-30 (YTD Data)Rank
Total interest income$3,019,0004,929
Total interest expense$1,192,0004,736
Net interest income$1,827,0004,981
Provision for loan and lease losses$42,0004,660
Total noninterest income$342,0004,410
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$93,0005,175
Trading account gains and fees$0126
Additional Noninterest Income$249,0003,332
Total noninterest expense$1,375,0005,186
Salaries and employee benefits$747,0005,202
Premises and equipment expense$220,0004,646
Additional noninterest expense$408,0005,142
Pre-tax net operating income$752,0004,461
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$752,0003,881
Extraordinary gains, net$039
Net income$752,0003,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$481,0002,452
Sale, conversion, retirement of capital stock, net$3,000851
Net operating income$752,0003,869
2006-03-31 (YTD Data)Rank
Total interest income$1,454,0004,990
Total interest expense$543,0004,881
Net interest income$911,0004,990
Provision for loan and lease losses$21,0004,472
Total noninterest income$174,0004,289
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$47,0005,070
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,279
Total noninterest expense$673,0005,250
Salaries and employee benefits$368,0005,278
Premises and equipment expense$105,0004,798
Additional noninterest expense$200,0005,174
Pre-tax net operating income$391,0004,331
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$391,0003,753
Extraordinary gains, net$021
Net income$391,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$236,0002,234
Sale, conversion, retirement of capital stock, net$3,000612
Net operating income$391,0003,737
2005-12-31 (YTD Data)Rank
Total interest income$4,897,0005,217
Total interest expense$1,408,0005,394
Net interest income$3,489,0005,030
Provision for loan and lease losses$84,0005,073
Total noninterest income$530,0005,103
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$177,0005,296
Trading account gains and fees$0138
Additional Noninterest Income$353,0003,999
Total noninterest expense$2,402,0005,501
Salaries and employee benefits$1,306,0005,514
Premises and equipment expense$360,0005,194
Additional noninterest expense$736,0005,456
Pre-tax net operating income$1,533,0004,322
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,533,0003,733
Extraordinary gains, net$046
Net income$1,533,0003,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,159
Cash dividends$860,0002,728
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,533,0003,702
2005-09-30 (YTD Data)Rank
Total interest income$3,499,0005,349
Total interest expense$944,0005,602
Net interest income$2,555,0005,110
Provision for loan and lease losses$63,0004,907
Total noninterest income$409,0005,057
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$129,0005,380
Trading account gains and fees$0126
Additional Noninterest Income$280,0003,922
Total noninterest expense$1,747,0005,565
Salaries and employee benefits$957,0005,566
Premises and equipment expense$250,0005,434
Additional noninterest expense$540,0005,474
Pre-tax net operating income$1,154,0004,409
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,154,0003,773
Extraordinary gains, net$035
Net income$1,154,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,879
Cash dividends$638,0002,445
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,154,0003,731
2005-06-30 (YTD Data)Rank
Total interest income$2,241,0005,402
Total interest expense$593,0005,592
Net interest income$1,648,0005,205
Provision for loan and lease losses$42,0004,804
Total noninterest income$252,0005,199
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$82,0005,439
Trading account gains and fees$0116
Additional Noninterest Income$170,0004,052
Total noninterest expense$1,143,0005,620
Salaries and employee benefits$630,0005,587
Premises and equipment expense$158,0005,558
Additional noninterest expense$355,0005,472
Pre-tax net operating income$715,0004,557
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$715,0003,936
Extraordinary gains, net$030
Net income$715,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,825
Cash dividends$428,0002,440
Sale, conversion, retirement of capital stock, net$0643
Net operating income$715,0003,885
2005-03-31 (YTD Data)Rank
Total interest income$1,054,0005,571
Total interest expense$273,0005,734
Net interest income$781,0005,391
Provision for loan and lease losses$21,0004,581
Total noninterest income$91,0005,905
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$43,0005,318
Trading account gains and fees$0115
Additional Noninterest Income$48,0005,277
Total noninterest expense$538,0005,856
Salaries and employee benefits$307,0005,722
Premises and equipment expense$79,0005,599
Additional noninterest expense$152,0005,961
Pre-tax net operating income$313,0004,885
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$313,0004,245
Extraordinary gains, net$024
Net income$313,0004,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,076
Cash dividends$218,0002,114
Sale, conversion, retirement of capital stock, net$0491
Net operating income$313,0004,199
2004-12-31 (YTD Data)Rank
Total interest income$4,136,0005,451
Total interest expense$984,0005,705
Net interest income$3,152,0005,273
Provision for loan and lease losses$84,0005,272
Total noninterest income$486,0005,340
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$205,0005,166
Trading account gains and fees$0138
Additional Noninterest Income$281,0004,395
Total noninterest expense$2,086,0005,873
Salaries and employee benefits$1,114,0005,934
Premises and equipment expense$314,0005,544
Additional noninterest expense$658,0005,722
Pre-tax net operating income$1,468,0004,302
Securities gains (losses)$19,0002,428
Applicable income taxes$07,185
Income before extraordinary items$1,487,0003,664
Extraordinary gains, net$034
Net income$1,487,0003,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,972
Cash dividends$993,0002,374
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,468,0003,629
2004-09-30 (YTD Data)Rank
Total interest income$3,099,0005,444
Total interest expense$735,0005,689
Net interest income$2,364,0005,246
Provision for loan and lease losses$63,0005,070
Total noninterest income$370,0005,316
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$154,0005,204
Trading account gains and fees$0134
Additional Noninterest Income$216,0004,354
Total noninterest expense$1,510,0005,945
Salaries and employee benefits$796,0006,031
Premises and equipment expense$229,0005,602
Additional noninterest expense$485,0005,724
Pre-tax net operating income$1,161,0004,240
Securities gains (losses)$17,0002,413
Applicable income taxes$07,220
Income before extraordinary items$1,178,0003,590
Extraordinary gains, net$026
Net income$1,178,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,384
Cash dividends$789,0002,041
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,161,0003,554
2004-06-30 (YTD Data)Rank
Total interest income$2,059,0005,461
Total interest expense$489,0005,711
Net interest income$1,570,0005,267
Provision for loan and lease losses$42,0004,959
Total noninterest income$243,0005,360
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$101,0005,244
Trading account gains and fees$0130
Additional Noninterest Income$142,0004,412
Total noninterest expense$995,0006,015
Salaries and employee benefits$517,0006,171
Premises and equipment expense$151,0005,643
Additional noninterest expense$327,0005,709
Pre-tax net operating income$776,0004,193
Securities gains (losses)$15,0002,191
Applicable income taxes$07,214
Income before extraordinary items$791,0003,550
Extraordinary gains, net$021
Net income$791,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$584,0001,934
Sale, conversion, retirement of capital stock, net$0638
Net operating income$776,0003,515
2004-03-31 (YTD Data)Rank
Total interest income$1,018,0005,529
Total interest expense$243,0005,793
Net interest income$775,0005,313
Provision for loan and lease losses$21,0004,750
Total noninterest income$122,0005,292
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$50,0005,207
Trading account gains and fees$0121
Additional Noninterest Income$72,0004,381
Total noninterest expense$488,0006,123
Salaries and employee benefits$256,0006,253
Premises and equipment expense$76,0005,660
Additional noninterest expense$156,0005,881
Pre-tax net operating income$388,0004,153
Securities gains (losses)$15,0001,841
Applicable income taxes$07,103
Income before extraordinary items$403,0003,476
Extraordinary gains, net$016
Net income$403,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$584,0001,060
Sale, conversion, retirement of capital stock, net$0464
Net operating income$388,0003,475
2003-12-31 (YTD Data)Rank
Total interest income$3,911,0005,723
Total interest expense$1,010,0006,093
Net interest income$2,901,0005,420
Provision for loan and lease losses$184,0004,174
Total noninterest income$611,0004,915
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$187,0005,413
Trading account gains and fees$0160
Additional Noninterest Income$424,0003,870
Total noninterest expense$2,114,0005,802
Salaries and employee benefits$1,147,0005,792
Premises and equipment expense$288,0005,784
Additional noninterest expense$679,0005,596
Pre-tax net operating income$1,214,0004,662
Securities gains (losses)$2,0004,163
Applicable income taxes$07,459
Income before extraordinary items$1,216,0004,110
Extraordinary gains, net$054
Net income$1,216,0004,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,670
Cash dividends$775,0002,761
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,214,0003,941
2003-09-30 (YTD Data)Rank
Total interest income$2,933,0005,791
Total interest expense$767,0006,189
Net interest income$2,166,0005,453
Provision for loan and lease losses$139,0004,047
Total noninterest income$483,0004,838
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$135,0005,524
Trading account gains and fees$0153
Additional Noninterest Income$348,0003,783
Total noninterest expense$1,607,0005,742
Salaries and employee benefits$887,0005,650
Premises and equipment expense$212,0005,838
Additional noninterest expense$508,0005,584
Pre-tax net operating income$903,0004,815
Securities gains (losses)$2,0003,872
Applicable income taxes$07,524
Income before extraordinary items$905,0004,272
Extraordinary gains, net$040
Net income$905,0004,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,943
Cash dividends$766,0002,062
Sale, conversion, retirement of capital stock, net$0722
Net operating income$903,0004,100
2003-06-30 (YTD Data)Rank
Total interest income$1,966,0005,804
Total interest expense$526,0006,226
Net interest income$1,440,0005,454
Provision for loan and lease losses$94,0003,984
Total noninterest income$331,0004,734
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$87,0005,574
Trading account gains and fees$0150
Additional Noninterest Income$244,0003,668
Total noninterest expense$1,085,0005,708
Salaries and employee benefits$598,0005,627
Premises and equipment expense$143,0005,813
Additional noninterest expense$344,0005,522
Pre-tax net operating income$592,0004,867
Securities gains (losses)$2,0003,460
Applicable income taxes$07,529
Income before extraordinary items$594,0004,335
Extraordinary gains, net$030
Net income$594,0004,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$510,0002,097
Sale, conversion, retirement of capital stock, net$0589
Net operating income$592,0004,130
2003-03-31 (YTD Data)Rank
Total interest income$980,0005,836
Total interest expense$268,0006,280
Net interest income$712,0005,497
Provision for loan and lease losses$48,0003,749
Total noninterest income$140,0005,063
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$44,0005,485
Trading account gains and fees$0134
Additional Noninterest Income$96,0004,002
Total noninterest expense$537,0005,735
Salaries and employee benefits$296,0005,665
Premises and equipment expense$72,0005,758
Additional noninterest expense$169,0005,559
Pre-tax net operating income$267,0005,098
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$267,0004,553
Extraordinary gains, net$021
Net income$267,0004,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$510,0001,168
Sale, conversion, retirement of capital stock, net$0419
Net operating income$267,0004,343
2002-12-31 (YTD Data)Rank
Total interest income$3,800,0006,069
Total interest expense$1,213,0006,390
Net interest income$2,587,0005,793
Provision for loan and lease losses$180,0004,547
Total noninterest income$429,0005,602
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$163,0005,671
Trading account gains and fees$0153
Additional Noninterest Income$266,0004,507
Total noninterest expense$1,865,0006,120
Salaries and employee benefits$958,0006,285
Premises and equipment expense$268,0005,914
Additional noninterest expense$639,0005,710
Pre-tax net operating income$971,0005,282
Securities gains (losses)$28,0002,890
Applicable income taxes$07,681
Income before extraordinary items$999,0004,605
Extraordinary gains, net$070
Net income$999,0004,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$260,0004,537
Sale, conversion, retirement of capital stock, net$0862
Net operating income$971,0004,553
2001-12-31 (YTD Data)Rank
Total interest income$3,313,0006,919
Total interest expense$1,360,0007,278
Net interest income$1,953,0006,506
Provision for loan and lease losses$180,0004,345
Total noninterest income$329,0006,171
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$139,0005,956
Trading account gains and fees$0177
Additional Noninterest Income$190,0005,045
Total noninterest expense$1,537,0006,716
Salaries and employee benefits$725,0007,101
Premises and equipment expense$302,0005,494
Additional noninterest expense$510,0006,375
Pre-tax net operating income$565,0006,305
Securities gains (losses)$5,0003,927
Applicable income taxes$07,903
Income before extraordinary items$570,0005,751
Extraordinary gains, net$0105
Net income$570,0005,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$565,0005,649
2000-12-31 (YTD Data)Rank
Total interest income$2,473,0007,937
Total interest expense$1,129,0007,951
Net interest income$1,344,0007,764
Provision for loan and lease losses$180,0003,942
Total noninterest income$189,0007,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0006,836
Trading account gains and feesNANA
Additional Noninterest Income$102,0006,386
Total noninterest expense$1,294,0007,267
Salaries and employee benefits$615,0007,624
Premises and equipment expense$307,0005,354
Additional noninterest expense$372,0007,390
Pre-tax net operating income$59,0008,942
Securities gains (losses)$3,0001,519
Applicable income taxes$08,362
Income before extraordinary items$62,0008,918
Extraordinary gains, net$038
Net income$62,0008,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$59,0008,912
1999-12-31 (YTD Data)Rank
Total interest income$944,0009,660
Total interest expense$355,0009,721
Net interest income$589,0009,532
Provision for loan and lease losses$210,0003,440
Total noninterest income$64,0009,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0008,390
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,465
Total noninterest expense$1,340,0007,196
Salaries and employee benefits$641,0007,534
Premises and equipment expense$274,0005,758
Additional noninterest expense$425,0007,083
Pre-tax net operating income$-897,00010,038
Securities gains (losses)$-2,0008,771
Applicable income taxes$08,765
Income before extraordinary items$-899,00010,063
Extraordinary gains, net$035
Net income$-899,00010,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$5,355,000228
Net operating income$-897,00010,051

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.