Home > Baraboo State Bank > Income and Expense

Baraboo State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,604,0001,784
Total interest expense$5,302,0001,944
Net interest income$16,302,0001,696
Provision for loan and lease losses$03,275
Total noninterest income$2,948,0001,650
Gross Fiduciary activities income$89,000734
Service charges on deposit accounts$475,0001,698
Trading account gains and feesNANA
Additional Noninterest Income$2,384,0001,455
Total noninterest expense$12,911,0001,715
Salaries and employee benefits$9,212,0001,430
Premises and equipment expense$1,733,0001,379
Additional noninterest expense$2,384,0001,455
Pre-tax net operating income$6,339,0001,661
Securities gains (losses)$-827,0004,266
Applicable income taxes$1,115,0001,370
Income before extraordinary items$4,397,0001,881
Extraordinary gains, net$054
Net income$4,397,0001,904
Minority interest net income$088
Net income of bank and minority interests.$4,397,0001,884
Net charge-offs$-56,0004,220
Cash dividends$500,0002,730
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,058,6001,735
2023-09-30 (YTD Data)Rank
Total interest income$15,857,0001,788
Total interest expense$3,589,0001,950
Net interest income$12,268,0001,702
Provision for loan and lease losses$03,085
Total noninterest income$2,097,0001,690
Gross Fiduciary activities income$60,000733
Service charges on deposit accounts$353,0001,711
Trading account gains and feesNANA
Additional Noninterest Income$1,684,0001,497
Total noninterest expense$9,066,0001,801
Salaries and employee benefits$6,355,0001,529
Premises and equipment expense$1,305,0001,373
Additional noninterest expense$1,684,0001,497
Pre-tax net operating income$5,299,0001,581
Securities gains (losses)$0849
Applicable income taxes$1,403,0001,053
Income before extraordinary items$3,896,0001,744
Extraordinary gains, net$052
Net income$3,896,0001,758
Minority interest net income$081
Net income of bank and minority interests.$3,896,0001,744
Net charge-offs$-55,0004,236
Cash dividends$300,0002,553
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,896,0001,763
2023-06-30 (YTD Data)Rank
Total interest income$10,377,0001,778
Total interest expense$2,122,0001,944
Net interest income$8,255,0001,707
Provision for loan and lease losses$02,940
Total noninterest income$1,352,0001,661
Gross Fiduciary activities income$4,000841
Service charges on deposit accounts$236,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0001,440
Total noninterest expense$5,900,0001,821
Salaries and employee benefits$4,136,0001,563
Premises and equipment expense$842,0001,397
Additional noninterest expense$1,112,0001,439
Pre-tax net operating income$3,707,0001,518
Securities gains (losses)$0938
Applicable income taxes$985,0001,022
Income before extraordinary items$2,722,0001,682
Extraordinary gains, net$051
Net income$2,722,0001,701
Minority interest net income$081
Net income of bank and minority interests.$2,722,0001,681
Net charge-offs$-54,0004,348
Cash dividends$300,0002,291
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,722,0001,693
2023-03-31 (YTD Data)Rank
Total interest income$5,127,0001,771
Total interest expense$912,0001,940
Net interest income$4,215,0001,698
Provision for loan and lease losses$02,612
Total noninterest income$649,0001,704
Gross Fiduciary activities income$3,000843
Service charges on deposit accounts$122,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$524,0001,484
Total noninterest expense$2,950,0001,852
Salaries and employee benefits$2,060,0001,593
Premises and equipment expense$425,0001,417
Additional noninterest expense$524,0001,484
Pre-tax net operating income$1,914,0001,515
Securities gains (losses)$0950
Applicable income taxes$510,0001,033
Income before extraordinary items$1,404,0001,677
Extraordinary gains, net$04
Net income$1,404,0001,677
Minority interest net income$048
Net income of bank and minority interests.$1,404,0001,677
Net charge-offs$-55,0004,459
Cash dividends$300,0001,564
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,404,0001,694
2022-12-31 (YTD Data)Rank
Total interest income$15,648,0001,889
Total interest expense$1,519,0001,898
Net interest income$14,129,0001,862
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$3,195,0001,570
Gross Fiduciary activities income$42,000813
Service charges on deposit accounts$509,0001,661
Trading account gains and feesNANA
Additional Noninterest Income$2,644,0001,363
Total noninterest expense$11,707,0001,809
Salaries and employee benefits$8,245,0001,522
Premises and equipment expense$1,689,0001,410
Additional noninterest expense$2,644,0001,363
Pre-tax net operating income$6,617,0001,713
Securities gains (losses)$-1,287,0004,490
Applicable income taxes$1,413,0001,304
Income before extraordinary items$3,917,0002,136
Extraordinary gains, net$05
Net income$3,917,0002,135
Minority interest net income$063
Net income of bank and minority interests.$3,917,0002,135
Net charge-offs$-131,0004,352
Cash dividends$800,0002,327
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,933,7301,871
2022-09-30 (YTD Data)Rank
Total interest income$10,665,0001,980
Total interest expense$893,0001,912
Net interest income$9,772,0001,963
Provision for loan and lease losses$-1,000,0004,652
Total noninterest income$2,475,0001,563
Gross Fiduciary activities income$23,000823
Service charges on deposit accounts$378,0001,685
Trading account gains and feesNANA
Additional Noninterest Income$2,074,0001,348
Total noninterest expense$8,516,0001,851
Salaries and employee benefits$5,987,0001,581
Premises and equipment expense$1,235,0001,443
Additional noninterest expense$2,074,0001,348
Pre-tax net operating income$4,731,0001,762
Securities gains (losses)$0740
Applicable income taxes$1,265,0001,202
Income before extraordinary items$3,466,0001,904
Extraordinary gains, net$04
Net income$3,466,0001,903
Minority interest net income$057
Net income of bank and minority interests.$3,466,0001,903
Net charge-offs$-131,0004,376
Cash dividends$500,0002,193
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,466,0001,936
2022-06-30 (YTD Data)Rank
Total interest income$6,433,0002,077
Total interest expense$506,0001,940
Net interest income$5,927,0002,067
Provision for loan and lease losses$-1,000,0004,663
Total noninterest income$1,746,0001,500
Gross Fiduciary activities income$20,000770
Service charges on deposit accounts$244,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0001,326
Total noninterest expense$5,566,0001,860
Salaries and employee benefits$3,907,0001,599
Premises and equipment expense$835,0001,410
Additional noninterest expense$824,0002,934
Pre-tax net operating income$3,107,0001,690
Securities gains (losses)$0687
Applicable income taxes$833,0001,135
Income before extraordinary items$2,274,0001,836
Extraordinary gains, net$04
Net income$2,274,0001,837
Minority interest net income$060
Net income of bank and minority interests.$2,274,0001,836
Net charge-offs$-95,0004,373
Cash dividends$350,0002,138
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,274,0001,875
2022-03-31 (YTD Data)Rank
Total interest income$2,997,0002,135
Total interest expense$251,0001,910
Net interest income$2,746,0002,134
Provision for loan and lease losses$-1,000,0004,682
Total noninterest income$926,0001,442
Gross Fiduciary activities income$15,000750
Service charges on deposit accounts$118,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$793,0001,258
Total noninterest expense$2,698,0001,887
Salaries and employee benefits$1,890,0001,631
Premises and equipment expense$413,0001,429
Additional noninterest expense$395,0002,993
Pre-tax net operating income$1,974,0001,361
Securities gains (losses)$0623
Applicable income taxes$532,000939
Income before extraordinary items$1,442,0001,495
Extraordinary gains, net$04
Net income$1,442,0001,494
Minority interest net income$050
Net income of bank and minority interests.$1,442,0001,495
Net charge-offs$-55,0004,423
Cash dividends$150,0001,853
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,442,0001,510
2021-12-31 (YTD Data)Rank
Total interest income$13,782,0001,991
Total interest expense$1,471,0001,692
Net interest income$12,311,0001,995
Provision for loan and lease losses$-200,0004,310
Total noninterest income$4,339,0001,435
Gross Fiduciary activities income$56,000761
Service charges on deposit accounts$450,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$3,833,0001,283
Total noninterest expense$12,008,0001,736
Salaries and employee benefits$8,155,0001,542
Premises and equipment expense$1,798,0001,319
Additional noninterest expense$2,055,0002,555
Pre-tax net operating income$4,842,0002,096
Securities gains (losses)$02,062
Applicable income taxes$1,287,0001,436
Income before extraordinary items$3,555,0002,325
Extraordinary gains, net$010
Net income$3,555,0002,325
Minority interest net income$074
Net income of bank and minority interests.$3,555,0002,326
Net charge-offs$-174,0004,510
Cash dividends$650,0002,607
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,555,0002,293
2021-09-30 (YTD Data)Rank
Total interest income$10,627,0001,990
Total interest expense$1,192,0001,666
Net interest income$9,435,0001,997
Provision for loan and lease losses$02,963
Total noninterest income$3,331,0001,452
Gross Fiduciary activities income$51,000740
Service charges on deposit accounts$319,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$2,961,0001,303
Total noninterest expense$8,709,0001,777
Salaries and employee benefits$6,027,0001,562
Premises and equipment expense$1,345,0001,344
Additional noninterest expense$1,337,0002,796
Pre-tax net operating income$4,057,0002,037
Securities gains (losses)$02,015
Applicable income taxes$1,082,0001,408
Income before extraordinary items$2,975,0002,265
Extraordinary gains, net$08
Net income$2,975,0002,263
Minority interest net income$069
Net income of bank and minority interests.$2,975,0002,265
Net charge-offs$-145,0004,566
Cash dividends$450,0002,391
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,975,0002,240
2021-06-30 (YTD Data)Rank
Total interest income$7,202,0001,957
Total interest expense$844,0001,646
Net interest income$6,358,0001,969
Provision for loan and lease losses$02,862
Total noninterest income$2,361,0001,388
Gross Fiduciary activities income$47,000727
Service charges on deposit accounts$198,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$2,116,0001,248
Total noninterest expense$5,805,0001,770
Salaries and employee benefits$3,992,0001,561
Premises and equipment expense$893,0001,340
Additional noninterest expense$920,0002,734
Pre-tax net operating income$2,914,0001,925
Securities gains (losses)$01,818
Applicable income taxes$779,0001,335
Income before extraordinary items$2,135,0002,145
Extraordinary gains, net$06
Net income$2,135,0002,145
Minority interest net income$067
Net income of bank and minority interests.$2,135,0002,145
Net charge-offs$02,245
Cash dividends$350,0002,236
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,135,0002,109
2021-03-31 (YTD Data)Rank
Total interest income$3,659,0001,911
Total interest expense$441,0001,661
Net interest income$3,218,0001,935
Provision for loan and lease losses$02,741
Total noninterest income$1,185,0001,377
Gross Fiduciary activities income$27,000717
Service charges on deposit accounts$99,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$1,059,0001,231
Total noninterest expense$2,875,0001,773
Salaries and employee benefits$1,971,0001,568
Premises and equipment expense$446,0001,362
Additional noninterest expense$458,0002,703
Pre-tax net operating income$1,528,0001,850
Securities gains (losses)$01,392
Applicable income taxes$409,0001,290
Income before extraordinary items$1,119,0002,074
Extraordinary gains, net$03
Net income$1,119,0002,074
Minority interest net income$055
Net income of bank and minority interests.$1,119,0002,074
Net charge-offs$-36,0004,511
Cash dividends$150,0001,941
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,119,0002,041
2020-12-31 (YTD Data)Rank
Total interest income$15,854,0001,809
Total interest expense$2,272,0001,817
Net interest income$13,582,0001,795
Provision for loan and lease losses$900,0001,710
Total noninterest income$4,591,0001,332
Gross Fiduciary activities income$128,000704
Service charges on deposit accounts$499,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$3,964,0001,215
Total noninterest expense$13,083,0001,587
Salaries and employee benefits$9,453,0001,313
Premises and equipment expense$1,692,0001,386
Additional noninterest expense$1,938,0002,581
Pre-tax net operating income$4,190,0002,011
Securities gains (losses)$02,675
Applicable income taxes$1,145,0001,331
Income before extraordinary items$3,045,0002,295
Extraordinary gains, net$04
Net income$3,045,0002,294
Minority interest net income$072
Net income of bank and minority interests.$3,045,0002,295
Net charge-offs$-213,0004,864
Cash dividends$200,0003,382
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,045,0002,243
2020-09-30 (YTD Data)Rank
Total interest income$11,756,0001,838
Total interest expense$1,745,0001,864
Net interest income$10,011,0001,816
Provision for loan and lease losses$900,0001,436
Total noninterest income$3,471,0001,296
Gross Fiduciary activities income$124,000677
Service charges on deposit accounts$375,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$2,972,0001,174
Total noninterest expense$8,358,0001,779
Salaries and employee benefits$5,705,0001,563
Premises and equipment expense$1,272,0001,378
Additional noninterest expense$1,381,0002,656
Pre-tax net operating income$4,224,0001,610
Securities gains (losses)$02,494
Applicable income taxes$1,094,0001,115
Income before extraordinary items$3,130,0001,848
Extraordinary gains, net$04
Net income$3,130,0001,847
Minority interest net income$065
Net income of bank and minority interests.$3,130,0001,848
Net charge-offs$-139,0004,870
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,130,0001,803
2020-06-30 (YTD Data)Rank
Total interest income$7,700,0001,888
Total interest expense$1,164,0001,960
Net interest income$6,536,0001,834
Provision for loan and lease losses$400,0001,792
Total noninterest income$2,204,0001,280
Gross Fiduciary activities income$23,000775
Service charges on deposit accounts$248,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$1,933,0001,113
Total noninterest expense$5,565,0001,781
Salaries and employee benefits$3,844,0001,538
Premises and equipment expense$854,0001,358
Additional noninterest expense$867,0002,757
Pre-tax net operating income$2,775,0001,553
Securities gains (losses)$02,249
Applicable income taxes$692,0001,093
Income before extraordinary items$2,083,0001,784
Extraordinary gains, net$04
Net income$2,083,0001,785
Minority interest net income$065
Net income of bank and minority interests.$2,083,0001,785
Net charge-offs$-95,0004,880
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,083,0001,740
2020-03-31 (YTD Data)Rank
Total interest income$3,838,0001,877
Total interest expense$569,0002,122
Net interest income$3,269,0001,790
Provision for loan and lease losses$400,0001,004
Total noninterest income$863,0001,408
Gross Fiduciary activities income$16,000761
Service charges on deposit accounts$158,0001,577
Trading account gains and feesNANA
Additional Noninterest Income$689,0001,245
Total noninterest expense$2,691,0001,842
Salaries and employee benefits$1,850,0001,601
Premises and equipment expense$438,0001,338
Additional noninterest expense$403,0002,923
Pre-tax net operating income$1,041,0001,774
Securities gains (losses)$01,705
Applicable income taxes$212,0001,354
Income before extraordinary items$829,0001,921
Extraordinary gains, net$04
Net income$829,0001,921
Minority interest net income$056
Net income of bank and minority interests.$829,0001,921
Net charge-offs$-32,0004,767
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$829,0001,883
2019-12-31 (YTD Data)Rank
Total interest income$15,616,0001,867
Total interest expense$1,914,0002,413
Net interest income$13,702,0001,735
Provision for loan and lease losses$1,100,000853
Total noninterest income$3,476,0001,445
Gross Fiduciary activities income$97,000740
Service charges on deposit accounts$776,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$2,603,0001,314
Total noninterest expense$11,204,0001,744
Salaries and employee benefits$7,709,0001,494
Premises and equipment expense$1,726,0001,324
Additional noninterest expense$1,769,0002,774
Pre-tax net operating income$4,874,0001,790
Securities gains (losses)$02,379
Applicable income taxes$1,289,0001,217
Income before extraordinary items$3,585,0002,044
Extraordinary gains, net$011
Net income$3,585,0002,046
Minority interest net income$076
Net income of bank and minority interests.$3,585,0002,046
Net charge-offs$-366,0005,077
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,585,0002,014
2019-09-30 (YTD Data)Rank
Total interest income$11,691,0001,890
Total interest expense$1,364,0002,508
Net interest income$10,327,0001,751
Provision for loan and lease losses$03,836
Total noninterest income$2,444,0001,497
Gross Fiduciary activities income$76,000736
Service charges on deposit accounts$582,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$1,786,0001,374
Total noninterest expense$8,145,0001,795
Salaries and employee benefits$5,616,0001,549
Premises and equipment expense$1,289,0001,337
Additional noninterest expense$1,240,0002,909
Pre-tax net operating income$4,626,0001,546
Securities gains (losses)$02,167
Applicable income taxes$1,233,0001,071
Income before extraordinary items$3,393,0001,759
Extraordinary gains, net$011
Net income$3,393,0001,760
Minority interest net income$072
Net income of bank and minority interests.$3,393,0001,760
Net charge-offs$-309,0005,134
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,393,0001,729
2019-06-30 (YTD Data)Rank
Total interest income$7,697,0001,901
Total interest expense$872,0002,547
Net interest income$6,825,0001,766
Provision for loan and lease losses$03,685
Total noninterest income$1,506,0001,534
Gross Fiduciary activities income$54,000736
Service charges on deposit accounts$378,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0001,426
Total noninterest expense$5,268,0001,847
Salaries and employee benefits$3,598,0001,598
Premises and equipment expense$830,0001,384
Additional noninterest expense$840,0002,902
Pre-tax net operating income$3,063,0001,521
Securities gains (losses)$01,702
Applicable income taxes$816,0001,034
Income before extraordinary items$2,247,0001,742
Extraordinary gains, net$011
Net income$2,247,0001,742
Minority interest net income$069
Net income of bank and minority interests.$2,247,0001,742
Net charge-offs$-154,0005,130
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,247,0001,708
2019-03-31 (YTD Data)Rank
Total interest income$3,824,0001,913
Total interest expense$424,0002,552
Net interest income$3,400,0001,778
Provision for loan and lease losses$03,406
Total noninterest income$707,0001,560
Gross Fiduciary activities income$30,000737
Service charges on deposit accounts$185,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$492,0001,460
Total noninterest expense$2,566,0001,900
Salaries and employee benefits$1,757,0001,648
Premises and equipment expense$412,0001,418
Additional noninterest expense$397,0003,021
Pre-tax net operating income$1,541,0001,490
Securities gains (losses)$01,087
Applicable income taxes$410,0001,026
Income before extraordinary items$1,131,0001,708
Extraordinary gains, net$05
Net income$1,131,0001,706
Minority interest net income$052
Net income of bank and minority interests.$1,131,0001,707
Net charge-offs$-78,0005,157
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,131,0001,686
2018-12-31 (YTD Data)Rank
Total interest income$14,397,0001,917
Total interest expense$1,378,0002,467
Net interest income$13,019,0001,817
Provision for loan and lease losses$-600,0005,311
Total noninterest income$3,318,0001,435
Gross Fiduciary activities income$100,000765
Service charges on deposit accounts$854,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$2,364,0001,340
Total noninterest expense$10,889,0001,766
Salaries and employee benefits$7,328,0001,534
Premises and equipment expense$1,758,0001,315
Additional noninterest expense$1,803,0002,783
Pre-tax net operating income$6,048,0001,502
Securities gains (losses)$01,125
Applicable income taxes$1,609,0001,004
Income before extraordinary items$4,439,0001,739
Extraordinary gains, net$06
Net income$4,439,0001,738
Minority interest net income$072
Net income of bank and minority interests.$4,439,0001,738
Net charge-offs$-421,0005,285
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,439,0001,736
2018-09-30 (YTD Data)Rank
Total interest income$10,660,0001,927
Total interest expense$982,0002,466
Net interest income$9,678,0001,824
Provision for loan and lease losses$-600,0005,397
Total noninterest income$2,478,0001,458
Gross Fiduciary activities income$73,000769
Service charges on deposit accounts$647,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$1,758,0001,364
Total noninterest expense$7,942,0001,809
Salaries and employee benefits$5,342,0001,572
Premises and equipment expense$1,306,0001,327
Additional noninterest expense$1,294,0002,871
Pre-tax net operating income$4,814,0001,463
Securities gains (losses)$01,118
Applicable income taxes$1,284,000990
Income before extraordinary items$3,530,0001,670
Extraordinary gains, net$05
Net income$3,530,0001,668
Minority interest net income$066
Net income of bank and minority interests.$3,530,0001,669
Net charge-offs$-361,0005,345
Cash dividends$800,0001,892
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,530,0001,654
2018-06-30 (YTD Data)Rank
Total interest income$6,994,0001,937
Total interest expense$627,0002,458
Net interest income$6,367,0001,844
Provision for loan and lease losses$-600,0005,477
Total noninterest income$1,652,0001,458
Gross Fiduciary activities income$44,000781
Service charges on deposit accounts$427,0001,309
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,371
Total noninterest expense$5,311,0001,820
Salaries and employee benefits$3,586,0001,575
Premises and equipment expense$859,0001,349
Additional noninterest expense$866,0002,885
Pre-tax net operating income$3,308,0001,409
Securities gains (losses)$0961
Applicable income taxes$883,000953
Income before extraordinary items$2,425,0001,616
Extraordinary gains, net$06
Net income$2,425,0001,615
Minority interest net income$065
Net income of bank and minority interests.$2,425,0001,615
Net charge-offs$-295,0005,409
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,425,0001,602
2018-03-31 (YTD Data)Rank
Total interest income$3,349,0001,999
Total interest expense$301,0002,462
Net interest income$3,048,0001,910
Provision for loan and lease losses$03,508
Total noninterest income$760,0001,539
Gross Fiduciary activities income$19,000795
Service charges on deposit accounts$211,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$530,0001,438
Total noninterest expense$2,694,0001,811
Salaries and employee benefits$1,791,0001,594
Premises and equipment expense$441,0001,334
Additional noninterest expense$462,0002,782
Pre-tax net operating income$1,114,0001,892
Securities gains (losses)$0735
Applicable income taxes$294,0001,241
Income before extraordinary items$820,0002,133
Extraordinary gains, net$07
Net income$820,0002,132
Minority interest net income$052
Net income of bank and minority interests.$820,0002,133
Net charge-offs$-56,0005,263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$820,0002,118
2017-12-31 (YTD Data)Rank
Total interest income$13,037,0001,975
Total interest expense$1,091,0002,399
Net interest income$11,946,0001,917
Provision for loan and lease losses$-1,750,0005,629
Total noninterest income$3,109,0001,545
Gross Fiduciary activities income$93,000789
Service charges on deposit accounts$876,0001,318
Trading account gains and feesNANA
Additional Noninterest Income$2,140,0001,467
Total noninterest expense$11,095,0001,723
Salaries and employee benefits$7,231,0001,533
Premises and equipment expense$1,760,0001,315
Additional noninterest expense$2,104,0002,561
Pre-tax net operating income$5,710,0001,529
Securities gains (losses)$02,243
Applicable income taxes$3,834,000802
Income before extraordinary items$1,876,0002,796
Extraordinary gains, net$09
Net income$1,876,0002,795
Minority interest net income$076
Net income of bank and minority interests.$1,876,0002,796
Net charge-offs$-298,0005,502
Cash dividends$10,200,000367
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,876,0002,778
2017-09-30 (YTD Data)Rank
Total interest income$9,677,0001,996
Total interest expense$791,0002,433
Net interest income$8,886,0001,937
Provision for loan and lease losses$-750,0005,656
Total noninterest income$2,623,0001,419
Gross Fiduciary activities income$68,000794
Service charges on deposit accounts$644,0001,359
Trading account gains and feesNANA
Additional Noninterest Income$1,911,0001,321
Total noninterest expense$8,106,0001,783
Salaries and employee benefits$5,242,0001,591
Premises and equipment expense$1,309,0001,338
Additional noninterest expense$1,555,0002,602
Pre-tax net operating income$4,153,0001,592
Securities gains (losses)$02,274
Applicable income taxes$1,603,0001,065
Income before extraordinary items$2,550,0002,001
Extraordinary gains, net$09
Net income$2,550,0002,000
Minority interest net income$071
Net income of bank and minority interests.$2,550,0002,001
Net charge-offs$-194,0005,481
Cash dividends$5,700,000451
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,550,0001,969
2017-06-30 (YTD Data)Rank
Total interest income$6,361,0002,008
Total interest expense$510,0002,448
Net interest income$5,851,0001,947
Provision for loan and lease losses$-750,0005,726
Total noninterest income$1,824,0001,397
Gross Fiduciary activities income$49,000790
Service charges on deposit accounts$421,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0001,268
Total noninterest expense$5,450,0001,764
Salaries and employee benefits$3,518,0001,590
Premises and equipment expense$868,0001,340
Additional noninterest expense$1,064,0002,547
Pre-tax net operating income$2,975,0001,471
Securities gains (losses)$01,906
Applicable income taxes$1,145,0001,010
Income before extraordinary items$1,830,0001,834
Extraordinary gains, net$011
Net income$1,830,0001,834
Minority interest net income$071
Net income of bank and minority interests.$1,830,0001,834
Net charge-offs$-90,0005,416
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,830,0001,805
2017-03-31 (YTD Data)Rank
Total interest income$3,153,0002,018
Total interest expense$248,0002,474
Net interest income$2,905,0001,950
Provision for loan and lease losses$03,537
Total noninterest income$963,0001,333
Gross Fiduciary activities income$24,000801
Service charges on deposit accounts$207,0001,376
Trading account gains and feesNANA
Additional Noninterest Income$732,0001,194
Total noninterest expense$2,782,0001,753
Salaries and employee benefits$1,779,0001,578
Premises and equipment expense$446,0001,323
Additional noninterest expense$557,0002,462
Pre-tax net operating income$1,086,0001,863
Securities gains (losses)$01,153
Applicable income taxes$411,0001,221
Income before extraordinary items$675,0002,254
Extraordinary gains, net$08
Net income$675,0002,254
Minority interest net income$055
Net income of bank and minority interests.$675,0002,255
Net charge-offs$-46,0005,452
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$675,0002,225
2016-12-31 (YTD Data)Rank
Total interest income$13,268,0001,901
Total interest expense$1,050,0002,331
Net interest income$12,218,0001,834
Provision for loan and lease losses$-1,223,0005,845
Total noninterest income$3,399,0001,512
Gross Fiduciary activities income$114,000798
Service charges on deposit accounts$981,0001,228
Trading account gains and fees$0170
Additional Noninterest Income$2,304,0001,451
Total noninterest expense$12,339,0001,575
Salaries and employee benefits$7,829,0001,395
Premises and equipment expense$1,822,0001,281
Additional noninterest expense$2,688,0002,168
Pre-tax net operating income$4,501,0001,759
Securities gains (losses)$33,0002,104
Applicable income taxes$-10,021,0005,902
Income before extraordinary items$14,555,000535
Extraordinary gains, net$05
Net income$14,555,000533
Minority interest net income$082
Net income of bank and minority interests.$14,555,000534
Net charge-offs$29,0003,469
Cash dividends$13,000,000296
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,522,000522
2016-09-30 (YTD Data)Rank
Total interest income$10,003,0001,895
Total interest expense$788,0002,335
Net interest income$9,215,0001,823
Provision for loan and lease losses$-1,223,0005,932
Total noninterest income$2,577,0001,489
Gross Fiduciary activities income$81,000794
Service charges on deposit accounts$737,0001,220
Trading account gains and fees$0169
Additional Noninterest Income$1,759,0001,428
Total noninterest expense$9,158,0001,586
Salaries and employee benefits$5,823,0001,395
Premises and equipment expense$1,328,0001,320
Additional noninterest expense$2,007,0002,174
Pre-tax net operating income$3,857,0001,602
Securities gains (losses)$33,0002,041
Applicable income taxes$04,325
Income before extraordinary items$3,890,0001,362
Extraordinary gains, net$05
Net income$3,890,0001,363
Minority interest net income$071
Net income of bank and minority interests.$3,890,0001,363
Net charge-offs$215,0001,398
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,857,0001,335
2016-06-30 (YTD Data)Rank
Total interest income$6,696,0001,888
Total interest expense$528,0002,334
Net interest income$6,168,0001,820
Provision for loan and lease losses$-1,223,0006,028
Total noninterest income$1,602,0001,541
Gross Fiduciary activities income$50,000821
Service charges on deposit accounts$476,0001,235
Trading account gains and fees$0157
Additional Noninterest Income$1,076,0001,476
Total noninterest expense$6,186,0001,573
Salaries and employee benefits$3,921,0001,398
Premises and equipment expense$866,0001,340
Additional noninterest expense$1,399,0002,104
Pre-tax net operating income$2,807,0001,481
Securities gains (losses)$33,0001,698
Applicable income taxes$04,338
Income before extraordinary items$2,840,0001,261
Extraordinary gains, net$016
Net income$2,840,0001,261
Minority interest net income$071
Net income of bank and minority interests.$2,840,0001,261
Net charge-offs$19,0002,811
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,807,0001,232
2016-03-31 (YTD Data)Rank
Total interest income$3,270,0001,933
Total interest expense$272,0002,301
Net interest income$2,998,0001,871
Provision for loan and lease losses$-682,0006,088
Total noninterest income$755,0001,582
Gross Fiduciary activities income$22,000829
Service charges on deposit accounts$226,0001,290
Trading account gains and fees$0142
Additional Noninterest Income$507,0001,491
Total noninterest expense$3,123,0001,561
Salaries and employee benefits$1,958,0001,401
Premises and equipment expense$429,0001,353
Additional noninterest expense$736,0001,979
Pre-tax net operating income$1,312,0001,547
Securities gains (losses)$33,0001,008
Applicable income taxes$04,259
Income before extraordinary items$1,345,0001,286
Extraordinary gains, net$012
Net income$1,345,0001,287
Minority interest net income$062
Net income of bank and minority interests.$1,345,0001,287
Net charge-offs$-71,0005,819
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,312,0001,279
2015-12-31 (YTD Data)Rank
Total interest income$13,642,0001,813
Total interest expense$1,202,0002,114
Net interest income$12,440,0001,764
Provision for loan and lease losses$-47,0005,672
Total noninterest income$4,047,0001,286
Gross Fiduciary activities income$96,000829
Service charges on deposit accounts$1,020,0001,200
Trading account gains and fees$0159
Additional Noninterest Income$2,931,0001,181
Total noninterest expense$14,019,0001,389
Salaries and employee benefits$8,516,0001,283
Premises and equipment expense$1,878,0001,254
Additional noninterest expense$3,625,0001,671
Pre-tax net operating income$2,515,0002,616
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,515,0002,332
Extraordinary gains, net$023
Net income$2,515,0002,333
Minority interest net income$081
Net income of bank and minority interests.$2,515,0002,334
Net charge-offs$606,000997
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,515,0002,296
2015-09-30 (YTD Data)Rank
Total interest income$10,325,0001,816
Total interest expense$906,0002,124
Net interest income$9,419,0001,759
Provision for loan and lease losses$553,000962
Total noninterest income$3,368,0001,216
Gross Fiduciary activities income$67,000838
Service charges on deposit accounts$757,0001,216
Trading account gains and fees$0153
Additional Noninterest Income$2,544,0001,090
Total noninterest expense$10,450,0001,394
Salaries and employee benefits$6,362,0001,299
Premises and equipment expense$1,440,0001,249
Additional noninterest expense$2,648,0001,708
Pre-tax net operating income$1,784,0002,764
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,784,0002,454
Extraordinary gains, net$021
Net income$1,784,0002,455
Minority interest net income$078
Net income of bank and minority interests.$1,784,0002,455
Net charge-offs$570,000785
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,784,0002,419
2015-06-30 (YTD Data)Rank
Total interest income$6,935,0001,803
Total interest expense$598,0002,157
Net interest income$6,337,0001,736
Provision for loan and lease losses$553,000699
Total noninterest income$2,092,0001,288
Gross Fiduciary activities income$47,000842
Service charges on deposit accounts$489,0001,228
Trading account gains and fees$0157
Additional Noninterest Income$1,556,0001,155
Total noninterest expense$6,967,0001,406
Salaries and employee benefits$4,238,0001,303
Premises and equipment expense$958,0001,247
Additional noninterest expense$1,771,0001,713
Pre-tax net operating income$909,0003,241
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$909,0002,919
Extraordinary gains, net$022
Net income$909,0002,919
Minority interest net income$075
Net income of bank and minority interests.$909,0002,921
Net charge-offs$422,000724
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$909,0002,862
2015-03-31 (YTD Data)Rank
Total interest income$3,443,0001,814
Total interest expense$299,0002,178
Net interest income$3,144,0001,747
Provision for loan and lease losses$553,000377
Total noninterest income$1,195,0001,141
Gross Fiduciary activities income$25,000844
Service charges on deposit accounts$236,0001,245
Trading account gains and fees$0152
Additional Noninterest Income$934,000978
Total noninterest expense$3,531,0001,383
Salaries and employee benefits$2,109,0001,309
Premises and equipment expense$496,0001,223
Additional noninterest expense$926,0001,625
Pre-tax net operating income$255,0004,119
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$255,0003,923
Extraordinary gains, net$013
Net income$255,0003,926
Minority interest net income$064
Net income of bank and minority interests.$255,0003,927
Net charge-offs$281,000569
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$255,0003,841
2014-12-31 (YTD Data)Rank
Total interest income$16,592,0001,499
Total interest expense$1,601,0001,800
Net interest income$14,991,0001,472
Provision for loan and lease losses$-137,0006,078
Total noninterest income$7,219,000843
Gross Fiduciary activities income$98,000856
Service charges on deposit accounts$1,187,0001,116
Trading account gains and fees$0180
Additional Noninterest Income$5,934,000678
Total noninterest expense$16,621,0001,200
Salaries and employee benefits$9,252,0001,174
Premises and equipment expense$2,474,000975
Additional noninterest expense$4,895,0001,319
Pre-tax net operating income$5,726,0001,359
Securities gains (losses)$03,259
Applicable income taxes$-454,0006,377
Income before extraordinary items$6,180,0001,069
Extraordinary gains, net$017
Net income$6,180,0001,067
Minority interest net income$084
Net income of bank and minority interests.$6,180,0001,068
Net charge-offs$3,265,000316
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,180,0001,039
2014-09-30 (YTD Data)Rank
Total interest income$12,971,0001,460
Total interest expense$1,285,0001,708
Net interest income$11,686,0001,434
Provision for loan and lease losses$-1,301,0006,490
Total noninterest income$6,871,000680
Gross Fiduciary activities income$77,000849
Service charges on deposit accounts$914,0001,090
Trading account gains and fees$0174
Additional Noninterest Income$5,880,000548
Total noninterest expense$12,784,0001,185
Salaries and employee benefits$7,118,0001,146
Premises and equipment expense$1,895,000968
Additional noninterest expense$3,771,0001,291
Pre-tax net operating income$7,074,000893
Securities gains (losses)$02,980
Applicable income taxes$-454,0006,507
Income before extraordinary items$7,528,000681
Extraordinary gains, net$015
Net income$7,528,000678
Minority interest net income$081
Net income of bank and minority interests.$7,528,000679
Net charge-offs$1,305,000546
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,528,000666
2014-06-30 (YTD Data)Rank
Total interest income$9,198,0001,377
Total interest expense$969,0001,554
Net interest income$8,229,0001,351
Provision for loan and lease losses$-1,301,0006,578
Total noninterest income$6,143,000546
Gross Fiduciary activities income$57,000847
Service charges on deposit accounts$624,0001,055
Trading account gains and fees$0172
Additional Noninterest Income$5,462,000418
Total noninterest expense$8,899,0001,137
Salaries and employee benefits$4,939,0001,109
Premises and equipment expense$1,282,000959
Additional noninterest expense$2,678,0001,204
Pre-tax net operating income$6,774,000618
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$6,774,000495
Extraordinary gains, net$020
Net income$6,774,000494
Minority interest net income$080
Net income of bank and minority interests.$6,774,000495
Net charge-offs$1,086,000464
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,774,000488
2014-03-31 (YTD Data)Rank
Total interest income$4,848,0001,303
Total interest expense$547,0001,385
Net interest income$4,301,0001,292
Provision for loan and lease losses$03,817
Total noninterest income$871,0001,374
Gross Fiduciary activities income$34,000832
Service charges on deposit accounts$309,0001,040
Trading account gains and fees$0147
Additional Noninterest Income$528,0001,362
Total noninterest expense$4,595,0001,109
Salaries and employee benefits$2,505,0001,110
Premises and equipment expense$697,000903
Additional noninterest expense$1,393,0001,145
Pre-tax net operating income$577,0002,645
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$577,0002,329
Extraordinary gains, net$016
Net income$577,0002,330
Minority interest net income$066
Net income of bank and minority interests.$577,0002,331
Net charge-offs$534,000477
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$577,0002,294
2013-12-31 (YTD Data)Rank
Total interest income$23,351,0001,091
Total interest expense$2,899,0001,164
Net interest income$20,452,0001,078
Provision for loan and lease losses$10,130,000162
Total noninterest income$-2,134,0006,803
Gross Fiduciary activities income$182,000790
Service charges on deposit accounts$1,447,000958
Trading account gains and fees$0184
Additional Noninterest Income$-3,763,0006,810
Total noninterest expense$20,667,000986
Salaries and employee benefits$10,599,0001,012
Premises and equipment expense$2,923,000833
Additional noninterest expense$7,145,000948
Pre-tax net operating income$-12,479,0006,798
Securities gains (losses)$-182,0006,615
Applicable income taxes$9,405,000284
Income before extraordinary items$-22,066,0006,801
Extraordinary gains, net$029
Net income$-22,066,0006,801
Minority interest net income$090
Net income of bank and minority interests.$-22,066,0006,801
Net charge-offs$12,330,000152
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-21,884,0006,801
2013-09-30 (YTD Data)Rank
Total interest income$18,079,0001,059
Total interest expense$2,287,0001,145
Net interest income$15,792,0001,047
Provision for loan and lease losses$4,830,000225
Total noninterest income$-22,0006,781
Gross Fiduciary activities income$131,000790
Service charges on deposit accounts$1,089,000947
Trading account gains and fees$0180
Additional Noninterest Income$-1,242,0006,874
Total noninterest expense$16,010,000952
Salaries and employee benefits$8,094,000994
Premises and equipment expense$2,339,000786
Additional noninterest expense$5,577,000912
Pre-tax net operating income$-5,070,0006,860
Securities gains (losses)$03,040
Applicable income taxes$-2,191,0006,848
Income before extraordinary items$-2,879,0006,825
Extraordinary gains, net$025
Net income$-2,879,0006,826
Minority interest net income$084
Net income of bank and minority interests.$-2,879,0006,826
Net charge-offs$5,680,000231
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,879,0006,820
2013-06-30 (YTD Data)Rank
Total interest income$12,349,0001,025
Total interest expense$1,609,0001,110
Net interest income$10,740,0001,012
Provision for loan and lease losses$4,830,000168
Total noninterest income$-440,0006,916
Gross Fiduciary activities income$88,000800
Service charges on deposit accounts$711,000943
Trading account gains and fees$0157
Additional Noninterest Income$-1,239,0006,927
Total noninterest expense$11,138,000914
Salaries and employee benefits$5,507,000980
Premises and equipment expense$1,568,000785
Additional noninterest expense$4,063,000825
Pre-tax net operating income$-5,668,0006,924
Securities gains (losses)$02,791
Applicable income taxes$-2,363,0006,912
Income before extraordinary items$-3,305,0006,899
Extraordinary gains, net$022
Net income$-3,305,0006,900
Minority interest net income$082
Net income of bank and minority interests.$-3,305,0006,900
Net charge-offs$5,251,000192
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-3,305,0006,892
2013-03-31 (YTD Data)Rank
Total interest income$6,395,000991
Total interest expense$843,0001,096
Net interest income$5,552,000967
Provision for loan and lease losses$740,000519
Total noninterest income$883,0001,470
Gross Fiduciary activities income$43,000802
Service charges on deposit accounts$344,000965
Trading account gains and fees$0148
Additional Noninterest Income$496,0001,589
Total noninterest expense$5,504,000932
Salaries and employee benefits$2,792,000981
Premises and equipment expense$798,000775
Additional noninterest expense$1,914,000884
Pre-tax net operating income$191,0004,532
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$183,0004,417
Extraordinary gains, net$010
Net income$183,0004,420
Minority interest net income$076
Net income of bank and minority interests.$183,0004,419
Net charge-offs$582,000688
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$183,0004,326
2012-12-31 (YTD Data)Rank
Total interest income$28,166,000929
Total interest expense$4,682,000960
Net interest income$23,484,000926
Provision for loan and lease losses$14,495,000208
Total noninterest income$887,0003,464
Gross Fiduciary activities income$231,000763
Service charges on deposit accounts$1,579,000899
Trading account gains and fees$0166
Additional Noninterest Income$-923,0006,993
Total noninterest expense$23,424,000859
Salaries and employee benefits$10,709,000977
Premises and equipment expense$2,985,000813
Additional noninterest expense$9,730,000729
Pre-tax net operating income$-13,548,0007,044
Securities gains (losses)$03,810
Applicable income taxes$-4,431,0007,045
Income before extraordinary items$-9,117,0007,024
Extraordinary gains, net$029
Net income$-9,117,0007,024
Minority interest net income$093
Net income of bank and minority interests.$-9,117,0007,024
Net charge-offs$10,213,000315
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-9,117,0007,017
2012-09-30 (YTD Data)Rank
Total interest income$21,400,000939
Total interest expense$3,755,000940
Net interest income$17,645,000929
Provision for loan and lease losses$6,800,000315
Total noninterest income$1,886,0001,863
Gross Fiduciary activities income$188,000739
Service charges on deposit accounts$1,188,000903
Trading account gains and fees$0157
Additional Noninterest Income$510,0002,924
Total noninterest expense$14,829,0001,009
Salaries and employee benefits$7,981,000973
Premises and equipment expense$2,240,000813
Additional noninterest expense$4,608,0001,113
Pre-tax net operating income$-2,098,0006,979
Securities gains (losses)$03,575
Applicable income taxes$-1,005,0007,089
Income before extraordinary items$-1,093,0006,895
Extraordinary gains, net$020
Net income$-1,093,0006,891
Minority interest net income$086
Net income of bank and minority interests.$-1,093,0006,893
Net charge-offs$4,631,000491
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,093,0006,868
2012-06-30 (YTD Data)Rank
Total interest income$14,272,000949
Total interest expense$2,683,000912
Net interest income$11,589,000948
Provision for loan and lease losses$6,500,000230
Total noninterest income$976,0002,189
Gross Fiduciary activities income$145,000715
Service charges on deposit accounts$775,000909
Trading account gains and fees$0153
Additional Noninterest Income$56,0005,344
Total noninterest expense$9,950,0001,001
Salaries and employee benefits$5,348,000974
Premises and equipment expense$1,486,000822
Additional noninterest expense$3,116,0001,112
Pre-tax net operating income$-3,885,0007,167
Securities gains (losses)$03,178
Applicable income taxes$-1,637,0007,192
Income before extraordinary items$-2,248,0007,125
Extraordinary gains, net$019
Net income$-2,248,0007,125
Minority interest net income$084
Net income of bank and minority interests.$-2,248,0007,125
Net charge-offs$2,547,000576
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,248,0007,111
2012-03-31 (YTD Data)Rank
Total interest income$7,110,000959
Total interest expense$1,423,000890
Net interest income$5,687,000963
Provision for loan and lease losses$6,200,000138
Total noninterest income$-313,0007,262
Gross Fiduciary activities income$73,000722
Service charges on deposit accounts$370,000948
Trading account gains and fees$0148
Additional Noninterest Income$-756,0007,287
Total noninterest expense$5,106,000974
Salaries and employee benefits$2,756,000945
Premises and equipment expense$739,000816
Additional noninterest expense$1,611,0001,061
Pre-tax net operating income$-5,932,0007,293
Securities gains (losses)$02,210
Applicable income taxes$-2,383,0007,292
Income before extraordinary items$-3,549,0007,272
Extraordinary gains, net$019
Net income$-3,549,0007,272
Minority interest net income$078
Net income of bank and minority interests.$-3,549,0007,272
Net charge-offs$926,000707
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-3,549,0007,270
2011-12-31 (YTD Data)Rank
Total interest income$30,789,000904
Total interest expense$7,319,000810
Net interest income$23,470,000933
Provision for loan and lease losses$3,423,0001,069
Total noninterest income$3,348,0001,382
Gross Fiduciary activities income$241,000698
Service charges on deposit accounts$1,622,000907
Trading account gains and fees$0146
Additional Noninterest Income$1,485,0001,656
Total noninterest expense$19,589,0001,002
Salaries and employee benefits$10,990,000895
Premises and equipment expense$2,921,000872
Additional noninterest expense$5,678,0001,229
Pre-tax net operating income$3,806,0001,492
Securities gains (losses)$03,838
Applicable income taxes$894,0001,456
Income before extraordinary items$2,912,0001,651
Extraordinary gains, net$029
Net income$2,912,0001,651
Minority interest net income$096
Net income of bank and minority interests.$2,912,0001,651
Net charge-offs$5,357,000755
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,912,0001,580
2011-09-30 (YTD Data)Rank
Total interest income$23,308,000915
Total interest expense$5,729,000813
Net interest income$17,579,000944
Provision for loan and lease losses$2,655,0001,025
Total noninterest income$2,840,0001,269
Gross Fiduciary activities income$191,000678
Service charges on deposit accounts$1,187,000940
Trading account gains and fees$0145
Additional Noninterest Income$1,462,0001,367
Total noninterest expense$14,736,0001,007
Salaries and employee benefits$8,346,000880
Premises and equipment expense$2,204,000864
Additional noninterest expense$4,186,0001,234
Pre-tax net operating income$3,028,0001,478
Securities gains (losses)$03,555
Applicable income taxes$622,0001,537
Income before extraordinary items$2,406,0001,588
Extraordinary gains, net$021
Net income$2,406,0001,588
Minority interest net income$087
Net income of bank and minority interests.$2,406,0001,588
Net charge-offs$5,250,000604
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,406,0001,504
2011-06-30 (YTD Data)Rank
Total interest income$15,679,000919
Total interest expense$3,964,000813
Net interest income$11,715,000946
Provision for loan and lease losses$1,870,000960
Total noninterest income$1,994,0001,235
Gross Fiduciary activities income$113,000714
Service charges on deposit accounts$756,000964
Trading account gains and fees$0153
Additional Noninterest Income$1,125,0001,243
Total noninterest expense$10,042,0001,002
Salaries and employee benefits$5,534,000896
Premises and equipment expense$1,470,000874
Additional noninterest expense$3,038,0001,166
Pre-tax net operating income$1,797,0001,595
Securities gains (losses)$02,914
Applicable income taxes$168,0002,394
Income before extraordinary items$1,629,0001,507
Extraordinary gains, net$015
Net income$1,629,0001,507
Minority interest net income$089
Net income of bank and minority interests.$1,629,0001,507
Net charge-offs$2,558,000775
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,629,0001,441
2011-03-31 (YTD Data)Rank
Total interest income$7,954,000909
Total interest expense$2,047,000819
Net interest income$5,907,000937
Provision for loan and lease losses$200,0002,421
Total noninterest income$845,0001,367
Gross Fiduciary activities income$64,000691
Service charges on deposit accounts$360,0001,002
Trading account gains and fees$0158
Additional Noninterest Income$421,0001,517
Total noninterest expense$5,425,000919
Salaries and employee benefits$2,806,000897
Premises and equipment expense$747,000883
Additional noninterest expense$1,872,000957
Pre-tax net operating income$1,127,0001,289
Securities gains (losses)$01,772
Applicable income taxes$-73,0007,245
Income before extraordinary items$1,200,0001,015
Extraordinary gains, net$09
Net income$1,200,0001,016
Minority interest net income$086
Net income of bank and minority interests.$1,200,0001,015
Net charge-offs$405,0001,517
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,200,000985
2010-12-31 (YTD Data)Rank
Total interest income$34,709,000876
Total interest expense$9,180,000901
Net interest income$25,529,000858
Provision for loan and lease losses$12,969,000534
Total noninterest income$4,887,0001,110
Gross Fiduciary activities income$241,000719
Service charges on deposit accounts$1,732,000881
Trading account gains and fees$0175
Additional Noninterest Income$2,914,0001,089
Total noninterest expense$21,631,000924
Salaries and employee benefits$11,246,000875
Premises and equipment expense$2,983,000866
Additional noninterest expense$7,402,000998
Pre-tax net operating income$-4,184,0007,046
Securities gains (losses)$03,793
Applicable income taxes$-1,711,0007,423
Income before extraordinary items$-2,473,0006,934
Extraordinary gains, net$029
Net income$-2,473,0006,934
Minority interest net income$0111
Net income of bank and minority interests.$-2,473,0006,935
Net charge-offs$18,690,000357
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,473,0006,915
2010-09-30 (YTD Data)Rank
Total interest income$26,336,000874
Total interest expense$6,981,000923
Net interest income$19,355,000845
Provision for loan and lease losses$7,780,000614
Total noninterest income$4,605,000896
Gross Fiduciary activities income$197,000690
Service charges on deposit accounts$1,303,000905
Trading account gains and fees$0165
Additional Noninterest Income$3,105,000808
Total noninterest expense$15,792,000933
Salaries and employee benefits$8,443,000862
Premises and equipment expense$2,197,000881
Additional noninterest expense$5,152,0001,040
Pre-tax net operating income$388,0004,541
Securities gains (losses)$03,651
Applicable income taxes$105,0003,086
Income before extraordinary items$283,0004,945
Extraordinary gains, net$023
Net income$283,0004,948
Minority interest net income$0110
Net income of bank and minority interests.$283,0004,949
Net charge-offs$11,824,000396
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$283,0004,751
2010-06-30 (YTD Data)Rank
Total interest income$17,497,000885
Total interest expense$4,739,000938
Net interest income$12,758,000863
Provision for loan and lease losses$5,500,000594
Total noninterest income$3,080,000874
Gross Fiduciary activities income$138,000679
Service charges on deposit accounts$864,000914
Trading account gains and fees$0152
Additional Noninterest Income$2,078,000782
Total noninterest expense$10,036,000980
Salaries and employee benefits$5,560,000874
Premises and equipment expense$1,468,000892
Additional noninterest expense$3,008,0001,183
Pre-tax net operating income$302,0004,404
Securities gains (losses)$03,184
Applicable income taxes$85,0002,917
Income before extraordinary items$217,0004,779
Extraordinary gains, net$019
Net income$217,0004,780
Minority interest net income$0105
Net income of bank and minority interests.$217,0004,779
Net charge-offs$10,020,000337
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$217,0004,633
2010-03-31 (YTD Data)Rank
Total interest income$8,730,000905
Total interest expense$2,437,000962
Net interest income$6,293,000885
Provision for loan and lease losses$2,200,000694
Total noninterest income$1,040,0001,194
Gross Fiduciary activities income$79,000661
Service charges on deposit accounts$407,000969
Trading account gains and fees$0175
Additional Noninterest Income$554,0001,193
Total noninterest expense$5,007,000994
Salaries and employee benefits$2,822,000878
Premises and equipment expense$758,000883
Additional noninterest expense$1,427,0001,236
Pre-tax net operating income$126,0004,759
Securities gains (losses)$02,284
Applicable income taxes$30,0003,171
Income before extraordinary items$96,0005,028
Extraordinary gains, net$016
Net income$96,0005,029
Minority interest net income$091
Net income of bank and minority interests.$96,0005,028
Net charge-offs$2,331,000583
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$96,0004,910
2009-12-31 (YTD Data)Rank
Total interest income$38,526,000874
Total interest expense$12,545,000943
Net interest income$25,981,000836
Provision for loan and lease losses$23,151,000443
Total noninterest income$5,354,0001,038
Gross Fiduciary activities income$263,000693
Service charges on deposit accounts$1,855,000940
Trading account gains and fees$0211
Additional Noninterest Income$3,236,000997
Total noninterest expense$21,042,000995
Salaries and employee benefits$11,179,000882
Premises and equipment expense$3,001,000896
Additional noninterest expense$6,862,0001,135
Pre-tax net operating income$-12,858,0007,581
Securities gains (losses)$03,754
Applicable income taxes$-5,243,0007,768
Income before extraordinary items$-7,615,0007,466
Extraordinary gains, net$034
Net income$-7,615,0007,463
Minority interest net income$0115
Net income of bank and minority interests.$-7,615,0007,464
Net charge-offs$17,914,000438
Cash dividends$2,416,000752
Sale, conversion, retirement of capital stock, net$12,749,00070
Net operating income$-7,615,0007,477
2009-09-30 (YTD Data)Rank
Total interest income$29,360,000873
Total interest expense$9,845,000945
Net interest income$19,515,000840
Provision for loan and lease losses$20,879,000374
Total noninterest income$4,352,000979
Gross Fiduciary activities income$196,000692
Service charges on deposit accounts$1,381,000937
Trading account gains and fees$0212
Additional Noninterest Income$2,775,000911
Total noninterest expense$16,081,000966
Salaries and employee benefits$8,444,000887
Premises and equipment expense$2,234,000915
Additional noninterest expense$5,403,0001,044
Pre-tax net operating income$-13,093,0007,806
Securities gains (losses)$03,497
Applicable income taxes$-5,308,0007,904
Income before extraordinary items$-7,785,0007,719
Extraordinary gains, net$027
Net income$-7,785,0007,718
Minority interest net income$0118
Net income of bank and minority interests.$-7,785,0007,718
Net charge-offs$12,415,000439
Cash dividends$2,416,000523
Sale, conversion, retirement of capital stock, net$12,749,00056
Net operating income$-7,785,0007,729
2009-06-30 (YTD Data)Rank
Total interest income$19,921,000877
Total interest expense$6,833,000962
Net interest income$13,088,000830
Provision for loan and lease losses$4,847,000754
Total noninterest income$3,602,000827
Gross Fiduciary activities income$120,000721
Service charges on deposit accounts$895,000951
Trading account gains and fees$0193
Additional Noninterest Income$2,587,000712
Total noninterest expense$10,190,0001,031
Salaries and employee benefits$5,466,000927
Premises and equipment expense$1,456,000967
Additional noninterest expense$3,268,0001,175
Pre-tax net operating income$1,653,0001,386
Securities gains (losses)$03,136
Applicable income taxes$550,000997
Income before extraordinary items$1,103,0001,683
Extraordinary gains, net$021
Net income$1,103,0001,680
Minority interest net income$0112
Net income of bank and minority interests.$1,103,0001,682
Net charge-offs$1,179,0001,528
Cash dividends$1,933,000469
Sale, conversion, retirement of capital stock, net$12,749,00039
Net operating income$1,103,0001,646
2009-03-31 (YTD Data)Rank
Total interest income$10,021,000880
Total interest expense$3,537,000970
Net interest income$6,484,000827
Provision for loan and lease losses$1,723,000833
Total noninterest income$1,601,000888
Gross Fiduciary activities income$64,000720
Service charges on deposit accounts$446,000919
Trading account gains and fees$0171
Additional Noninterest Income$1,091,000792
Total noninterest expense$4,785,0001,053
Salaries and employee benefits$2,710,000944
Premises and equipment expense$731,000983
Additional noninterest expense$1,344,0001,219
Pre-tax net operating income$1,577,000808
Securities gains (losses)$02,434
Applicable income taxes$569,000589
Income before extraordinary items$1,008,0001,076
Extraordinary gains, net$015
Net income$1,008,0001,076
Minority interest net income$0102
Net income of bank and minority interests.$1,008,0001,078
Net charge-offs$159,0002,354
Cash dividends$800,000562
Sale, conversion, retirement of capital stock, net$12,749,00018
Net operating income$1,008,000998
2008-12-31 (YTD Data)Rank
Total interest income$41,899,000901
Total interest expense$17,770,000899
Net interest income$24,129,000886
Provision for loan and lease losses$4,825,0001,025
Total noninterest income$4,564,0001,147
Gross Fiduciary activities income$314,000672
Service charges on deposit accounts$1,773,0001,012
Trading account gains and fees$0154
Additional Noninterest Income$2,477,0001,123
Total noninterest expense$16,679,0001,171
Salaries and employee benefits$10,071,000987
Premises and equipment expense$2,283,0001,202
Additional noninterest expense$4,325,0001,436
Pre-tax net operating income$7,189,000770
Securities gains (losses)$03,220
Applicable income taxes$2,517,000543
Income before extraordinary items$4,672,000866
Extraordinary gains, net$039
Net income$4,672,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,0002,235
Cash dividends$2,250,0001,206
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,672,000939
2008-09-30 (YTD Data)Rank
Total interest income$32,077,000912
Total interest expense$14,020,000885
Net interest income$18,057,000903
Provision for loan and lease losses$2,473,0001,029
Total noninterest income$3,771,0001,096
Gross Fiduciary activities income$234,000681
Service charges on deposit accounts$1,315,0001,025
Trading account gains and fees$0148
Additional Noninterest Income$2,222,0001,022
Total noninterest expense$12,293,0001,186
Salaries and employee benefits$7,555,0001,013
Premises and equipment expense$1,628,0001,266
Additional noninterest expense$3,110,0001,443
Pre-tax net operating income$7,062,000712
Securities gains (losses)$03,106
Applicable income taxes$2,521,000530
Income before extraordinary items$4,541,000808
Extraordinary gains, net$031
Net income$4,541,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0001,821
Cash dividends$1,700,0001,182
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,541,000856
2008-06-30 (YTD Data)Rank
Total interest income$21,719,000907
Total interest expense$9,751,000877
Net interest income$11,968,000898
Provision for loan and lease losses$332,0002,394
Total noninterest income$2,540,0001,103
Gross Fiduciary activities income$154,000693
Service charges on deposit accounts$868,0001,019
Trading account gains and fees$0149
Additional Noninterest Income$1,518,0001,051
Total noninterest expense$8,001,0001,211
Salaries and employee benefits$4,957,0001,036
Premises and equipment expense$1,023,0001,352
Additional noninterest expense$2,021,0001,451
Pre-tax net operating income$6,175,000566
Securities gains (losses)$03,233
Applicable income taxes$2,252,000478
Income before extraordinary items$3,923,000703
Extraordinary gains, net$021
Net income$3,923,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,333
Cash dividends$1,300,0001,127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,923,000688
2008-03-31 (YTD Data)Rank
Total interest income$9,603,0001,048
Total interest expense$4,519,0001,032
Net interest income$5,084,0001,070
Provision for loan and lease losses$141,0002,257
Total noninterest income$1,150,0001,193
Gross Fiduciary activities income$82,000689
Service charges on deposit accounts$382,0001,150
Trading account gains and fees$0158
Additional Noninterest Income$686,0001,136
Total noninterest expense$3,455,0001,383
Salaries and employee benefits$2,120,0001,225
Premises and equipment expense$457,0001,528
Additional noninterest expense$878,0001,637
Pre-tax net operating income$2,638,000722
Securities gains (losses)$02,688
Applicable income taxes$969,000595
Income before extraordinary items$1,669,000908
Extraordinary gains, net$015
Net income$1,669,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,634
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,669,000860
2007-12-31 (YTD Data)Rank
Total interest income$40,778,0001,030
Total interest expense$20,785,000958
Net interest income$19,993,0001,105
Provision for loan and lease losses$564,0002,152
Total noninterest income$4,248,0001,243
Gross Fiduciary activities income$378,000654
Service charges on deposit accounts$1,519,0001,171
Trading account gains and fees$0178
Additional Noninterest Income$2,351,0001,223
Total noninterest expense$13,672,0001,351
Salaries and employee benefits$8,136,0001,226
Premises and equipment expense$2,107,0001,257
Additional noninterest expense$3,429,0001,621
Pre-tax net operating income$10,005,000848
Securities gains (losses)$02,146
Applicable income taxes$3,572,000700
Income before extraordinary items$6,433,0001,018
Extraordinary gains, net$039
Net income$6,433,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,759
Cash dividends$5,100,000723
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,433,000999
2007-09-30 (YTD Data)Rank
Total interest income$30,471,0001,037
Total interest expense$15,725,000946
Net interest income$14,746,0001,129
Provision for loan and lease losses$423,0001,787
Total noninterest income$3,089,0001,271
Gross Fiduciary activities income$293,000646
Service charges on deposit accounts$1,148,0001,153
Trading account gains and fees$0184
Additional Noninterest Income$1,648,0001,298
Total noninterest expense$9,577,0001,433
Salaries and employee benefits$5,964,0001,254
Premises and equipment expense$1,386,0001,435
Additional noninterest expense$2,227,0001,811
Pre-tax net operating income$7,835,000887
Securities gains (losses)$01,655
Applicable income taxes$2,810,000734
Income before extraordinary items$5,025,0001,049
Extraordinary gains, net$033
Net income$5,025,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,215
Cash dividends$2,800,000927
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,025,0001,031
2007-06-30 (YTD Data)Rank
Total interest income$19,979,0001,074
Total interest expense$10,329,000967
Net interest income$9,650,0001,176
Provision for loan and lease losses$282,0001,642
Total noninterest income$2,057,0001,301
Gross Fiduciary activities income$211,000639
Service charges on deposit accounts$772,0001,145
Trading account gains and fees$0168
Additional Noninterest Income$1,074,0001,336
Total noninterest expense$6,307,0001,455
Salaries and employee benefits$3,944,0001,289
Premises and equipment expense$891,0001,508
Additional noninterest expense$1,472,0001,839
Pre-tax net operating income$5,118,000941
Securities gains (losses)$01,444
Applicable income taxes$1,838,000783
Income before extraordinary items$3,280,0001,100
Extraordinary gains, net$029
Net income$3,280,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,104
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,280,0001,078
2007-03-31 (YTD Data)Rank
Total interest income$9,749,0001,096
Total interest expense$5,080,000968
Net interest income$4,669,0001,217
Provision for loan and lease losses$141,0001,571
Total noninterest income$1,099,0001,214
Gross Fiduciary activities income$92,000677
Service charges on deposit accounts$376,0001,143
Trading account gains and fees$0195
Additional Noninterest Income$631,0001,149
Total noninterest expense$3,170,0001,461
Salaries and employee benefits$1,985,0001,301
Premises and equipment expense$447,0001,498
Additional noninterest expense$738,0001,806
Pre-tax net operating income$2,457,000964
Securities gains (losses)$01,187
Applicable income taxes$869,000803
Income before extraordinary items$1,588,0001,109
Extraordinary gains, net$022
Net income$1,588,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,608
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,588,0001,092
2006-12-31 (YTD Data)Rank
Total interest income$36,339,0001,084
Total interest expense$17,328,000969
Net interest income$19,011,0001,178
Provision for loan and lease losses$369,0002,418
Total noninterest income$3,812,0001,331
Gross Fiduciary activities income$410,000627
Service charges on deposit accounts$1,347,0001,326
Trading account gains and fees$0130
Additional Noninterest Income$2,055,0001,324
Total noninterest expense$12,974,0001,379
Salaries and employee benefits$7,731,0001,260
Premises and equipment expense$2,092,0001,229
Additional noninterest expense$3,151,0001,672
Pre-tax net operating income$9,480,0001,033
Securities gains (losses)$01,687
Applicable income taxes$3,454,000841
Income before extraordinary items$6,026,0001,225
Extraordinary gains, net$051
Net income$6,026,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$693,000915
Cash dividends$5,150,000689
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,026,0001,212
2006-09-30 (YTD Data)Rank
Total interest income$26,912,0001,103
Total interest expense$12,552,000973
Net interest income$14,360,0001,179
Provision for loan and lease losses$369,0001,822
Total noninterest income$2,932,0001,328
Gross Fiduciary activities income$323,000611
Service charges on deposit accounts$925,0001,460
Trading account gains and fees$0126
Additional Noninterest Income$1,684,0001,253
Total noninterest expense$9,413,0001,436
Salaries and employee benefits$5,751,0001,285
Premises and equipment expense$1,375,0001,416
Additional noninterest expense$2,287,0001,718
Pre-tax net operating income$7,510,0001,022
Securities gains (losses)$01,388
Applicable income taxes$2,760,000844
Income before extraordinary items$4,750,0001,199
Extraordinary gains, net$045
Net income$4,750,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,127
Cash dividends$3,550,000717
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,750,0001,189
2006-06-30 (YTD Data)Rank
Total interest income$17,414,0001,114
Total interest expense$7,926,000976
Net interest income$9,488,0001,194
Provision for loan and lease losses$322,0001,382
Total noninterest income$1,859,0001,381
Gross Fiduciary activities income$234,000605
Service charges on deposit accounts$494,0001,759
Trading account gains and fees$0126
Additional Noninterest Income$1,131,0001,249
Total noninterest expense$6,103,0001,476
Salaries and employee benefits$3,835,0001,298
Premises and equipment expense$880,0001,482
Additional noninterest expense$1,388,0001,878
Pre-tax net operating income$4,922,0001,034
Securities gains (losses)$01,185
Applicable income taxes$1,814,000860
Income before extraordinary items$3,108,0001,206
Extraordinary gains, net$039
Net income$3,108,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,294
Cash dividends$1,950,000853
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,108,0001,191
2006-03-31 (YTD Data)Rank
Total interest income$8,391,0001,120
Total interest expense$3,843,000947
Net interest income$4,548,0001,254
Provision for loan and lease losses$164,0001,334
Total noninterest income$1,049,0001,239
Gross Fiduciary activities income$113,000618
Service charges on deposit accounts$232,0001,808
Trading account gains and fees$0115
Additional Noninterest Income$704,0001,036
Total noninterest expense$2,983,0001,510
Salaries and employee benefits$1,882,0001,316
Premises and equipment expense$439,0001,482
Additional noninterest expense$662,0001,963
Pre-tax net operating income$2,450,0001,020
Securities gains (losses)$0955
Applicable income taxes$909,000849
Income before extraordinary items$1,541,0001,209
Extraordinary gains, net$021
Net income$1,541,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$975,000781
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,541,0001,189
2005-12-31 (YTD Data)Rank
Total interest income$30,849,0001,068
Total interest expense$11,957,000933
Net interest income$18,892,0001,136
Provision for loan and lease losses$743,0001,352
Total noninterest income$3,849,0001,321
Gross Fiduciary activities income$435,000618
Service charges on deposit accounts$964,0001,783
Trading account gains and fees$0138
Additional Noninterest Income$2,450,0001,176
Total noninterest expense$12,492,0001,373
Salaries and employee benefits$7,709,0001,196
Premises and equipment expense$1,910,0001,290
Additional noninterest expense$2,873,0001,756
Pre-tax net operating income$9,506,0001,025
Securities gains (losses)$02,296
Applicable income taxes$3,644,000834
Income before extraordinary items$5,862,0001,227
Extraordinary gains, net$046
Net income$5,862,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,124
Cash dividends$2,010,0001,441
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,862,0001,207
2005-09-30 (YTD Data)Rank
Total interest income$22,630,0001,059
Total interest expense$8,535,000926
Net interest income$14,095,0001,137
Provision for loan and lease losses$554,0001,279
Total noninterest income$2,525,0001,475
Gross Fiduciary activities income$354,000592
Service charges on deposit accounts$714,0001,803
Trading account gains and fees$0126
Additional Noninterest Income$1,457,0001,396
Total noninterest expense$8,571,0001,493
Salaries and employee benefits$5,386,0001,288
Premises and equipment expense$1,214,0001,497
Additional noninterest expense$1,971,0001,893
Pre-tax net operating income$7,495,000983
Securities gains (losses)$02,317
Applicable income taxes$2,894,000800
Income before extraordinary items$4,601,0001,182
Extraordinary gains, net$035
Net income$4,601,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,045
Cash dividends$1,110,0001,662
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,601,0001,155
2005-06-30 (YTD Data)Rank
Total interest income$14,640,0001,060
Total interest expense$5,462,000912
Net interest income$9,178,0001,152
Provision for loan and lease losses$365,0001,285
Total noninterest income$1,745,0001,418
Gross Fiduciary activities income$230,000602
Service charges on deposit accounts$469,0001,778
Trading account gains and fees$0116
Additional Noninterest Income$1,046,0001,300
Total noninterest expense$5,653,0001,500
Salaries and employee benefits$3,857,0001,184
Premises and equipment expense$779,0001,546
Additional noninterest expense$1,017,0002,382
Pre-tax net operating income$4,905,000969
Securities gains (losses)$02,146
Applicable income taxes$1,896,000791
Income before extraordinary items$3,009,0001,172
Extraordinary gains, net$030
Net income$3,009,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,000798
Cash dividends$840,0001,517
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,009,0001,144
2005-03-31 (YTD Data)Rank
Total interest income$7,192,0001,055
Total interest expense$2,667,000884
Net interest income$4,525,0001,162
Provision for loan and lease losses$189,0001,178
Total noninterest income$918,0001,336
Gross Fiduciary activities income$121,000603
Service charges on deposit accounts$227,0001,780
Trading account gains and fees$0115
Additional Noninterest Income$570,0001,207
Total noninterest expense$2,872,0001,477
Salaries and employee benefits$1,857,0001,236
Premises and equipment expense$373,0001,625
Additional noninterest expense$642,0001,910
Pre-tax net operating income$2,382,000983
Securities gains (losses)$01,685
Applicable income taxes$919,000816
Income before extraordinary items$1,463,0001,184
Extraordinary gains, net$024
Net income$1,463,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,000570
Cash dividends$190,0002,294
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,463,0001,158
2004-12-31 (YTD Data)Rank
Total interest income$22,037,0001,281
Total interest expense$7,729,0001,043
Net interest income$14,308,0001,410
Provision for loan and lease losses$725,0001,412
Total noninterest income$2,612,0001,800
Gross Fiduciary activities income$349,000656
Service charges on deposit accounts$842,0002,044
Trading account gains and fees$0138
Additional Noninterest Income$1,421,0001,705
Total noninterest expense$9,624,0001,686
Salaries and employee benefits$5,980,0001,487
Premises and equipment expense$1,370,0001,702
Additional noninterest expense$2,274,0002,139
Pre-tax net operating income$6,571,0001,316
Securities gains (losses)$03,819
Applicable income taxes$2,285,0001,126
Income before extraordinary items$4,286,0001,503
Extraordinary gains, net$034
Net income$4,286,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,454
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,286,0001,453
2004-09-30 (YTD Data)Rank
Total interest income$16,151,0001,293
Total interest expense$5,653,0001,052
Net interest income$10,498,0001,428
Provision for loan and lease losses$287,0002,345
Total noninterest income$1,958,0001,812
Gross Fiduciary activities income$260,000654
Service charges on deposit accounts$628,0002,075
Trading account gains and fees$0134
Additional Noninterest Income$1,070,0001,695
Total noninterest expense$6,857,0001,759
Salaries and employee benefits$4,429,0001,500
Premises and equipment expense$848,0002,038
Additional noninterest expense$1,580,0002,280
Pre-tax net operating income$5,312,0001,239
Securities gains (losses)$03,710
Applicable income taxes$1,855,0001,085
Income before extraordinary items$3,457,0001,423
Extraordinary gains, net$026
Net income$3,457,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,863
Cash dividends$300,0003,420
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,457,0001,379
2004-06-30 (YTD Data)Rank
Total interest income$10,512,0001,319
Total interest expense$3,696,0001,058
Net interest income$6,816,0001,465
Provision for loan and lease losses$182,0002,348
Total noninterest income$1,360,0001,732
Gross Fiduciary activities income$212,000622
Service charges on deposit accounts$421,0002,050
Trading account gains and fees$0130
Additional Noninterest Income$727,0001,670
Total noninterest expense$4,473,0001,788
Salaries and employee benefits$2,915,0001,516
Premises and equipment expense$549,0002,085
Additional noninterest expense$1,009,0002,369
Pre-tax net operating income$3,521,0001,221
Securities gains (losses)$03,413
Applicable income taxes$1,229,0001,089
Income before extraordinary items$2,292,0001,410
Extraordinary gains, net$021
Net income$2,292,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,446
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,292,0001,356
2004-03-31 (YTD Data)Rank
Total interest income$5,176,0001,346
Total interest expense$1,848,0001,076
Net interest income$3,328,0001,495
Provision for loan and lease losses$60,0002,918
Total noninterest income$672,0001,718
Gross Fiduciary activities income$104,000639
Service charges on deposit accounts$208,0001,999
Trading account gains and fees$0121
Additional Noninterest Income$360,0001,657
Total noninterest expense$2,220,0001,814
Salaries and employee benefits$1,438,0001,552
Premises and equipment expense$286,0002,018
Additional noninterest expense$496,0002,379
Pre-tax net operating income$1,720,0001,234
Securities gains (losses)$02,934
Applicable income taxes$598,0001,120
Income before extraordinary items$1,122,0001,430
Extraordinary gains, net$016
Net income$1,122,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,122,0001,355
2003-12-31 (YTD Data)Rank
Total interest income$20,625,0001,384
Total interest expense$7,991,0001,124
Net interest income$12,634,0001,539
Provision for loan and lease losses$1,199,0001,003
Total noninterest income$2,892,0001,739
Gross Fiduciary activities income$411,000626
Service charges on deposit accounts$862,0001,996
Trading account gains and fees$0160
Additional Noninterest Income$1,619,0001,719
Total noninterest expense$8,142,0001,957
Salaries and employee benefits$5,030,0001,709
Premises and equipment expense$1,190,0001,921
Additional noninterest expense$1,922,0002,507
Pre-tax net operating income$6,185,0001,334
Securities gains (losses)$04,500
Applicable income taxes$2,038,0001,273
Income before extraordinary items$4,147,0001,512
Extraordinary gains, net$054
Net income$4,147,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,642
Cash dividends$2,900,0001,030
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,147,0001,445
2003-09-30 (YTD Data)Rank
Total interest income$15,547,0001,402
Total interest expense$6,088,0001,152
Net interest income$9,459,0001,546
Provision for loan and lease losses$1,003,000894
Total noninterest income$2,312,0001,694
Gross Fiduciary activities income$338,000598
Service charges on deposit accounts$650,0001,989
Trading account gains and fees$0153
Additional Noninterest Income$1,324,0001,682
Total noninterest expense$5,866,0002,017
Salaries and employee benefits$3,674,0001,766
Premises and equipment expense$752,0002,261
Additional noninterest expense$1,440,0002,489
Pre-tax net operating income$4,902,0001,313
Securities gains (losses)$04,204
Applicable income taxes$1,623,0001,259
Income before extraordinary items$3,279,0001,498
Extraordinary gains, net$040
Net income$3,279,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,422
Cash dividends$2,000,0001,001
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,279,0001,424
2003-06-30 (YTD Data)Rank
Total interest income$10,378,0001,414
Total interest expense$4,128,0001,158
Net interest income$6,250,0001,560
Provision for loan and lease losses$607,000966
Total noninterest income$1,648,0001,590
Gross Fiduciary activities income$230,000596
Service charges on deposit accounts$450,0001,880
Trading account gains and fees$0150
Additional Noninterest Income$968,0001,553
Total noninterest expense$3,924,0002,008
Salaries and employee benefits$2,501,0001,715
Premises and equipment expense$485,0002,314
Additional noninterest expense$938,0002,517
Pre-tax net operating income$3,367,0001,266
Securities gains (losses)$03,782
Applicable income taxes$1,117,0001,250
Income before extraordinary items$2,250,0001,463
Extraordinary gains, net$030
Net income$2,250,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,353
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,250,0001,369
2003-03-31 (YTD Data)Rank
Total interest income$5,175,0001,426
Total interest expense$2,096,0001,165
Net interest income$3,079,0001,588
Provision for loan and lease losses$311,000887
Total noninterest income$719,0001,737
Gross Fiduciary activities income$104,000633
Service charges on deposit accounts$226,0001,811
Trading account gains and fees$0134
Additional Noninterest Income$389,0001,773
Total noninterest expense$1,872,0002,088
Salaries and employee benefits$1,284,0001,659
Premises and equipment expense$204,0002,714
Additional noninterest expense$384,0002,959
Pre-tax net operating income$1,615,0001,320
Securities gains (losses)$02,891
Applicable income taxes$528,0001,305
Income before extraordinary items$1,087,0001,498
Extraordinary gains, net$021
Net income$1,087,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,011
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,087,0001,404
2002-12-31 (YTD Data)Rank
Total interest income$20,784,0001,482
Total interest expense$9,329,0001,209
Net interest income$11,455,0001,695
Provision for loan and lease losses$1,042,0001,300
Total noninterest income$2,573,0001,761
Gross Fiduciary activities income$260,000753
Service charges on deposit accounts$941,0001,706
Trading account gains and fees$0153
Additional Noninterest Income$1,372,0001,770
Total noninterest expense$7,399,0002,033
Salaries and employee benefits$4,366,0001,839
Premises and equipment expense$1,049,0002,087
Additional noninterest expense$1,984,0002,321
Pre-tax net operating income$5,587,0001,486
Securities gains (losses)$04,537
Applicable income taxes$1,703,0001,483
Income before extraordinary items$3,884,0001,565
Extraordinary gains, net$070
Net income$3,884,0001,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,892
Cash dividends$905,0002,421
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,884,0001,514
2001-12-31 (YTD Data)Rank
Total interest income$20,210,0001,683
Total interest expense$10,267,0001,585
Net interest income$9,943,0001,793
Provision for loan and lease losses$995,0001,261
Total noninterest income$2,118,0001,924
Gross Fiduciary activities income$178,000869
Service charges on deposit accounts$1,002,0001,469
Trading account gains and fees$0177
Additional Noninterest Income$938,0002,141
Total noninterest expense$6,137,0002,326
Salaries and employee benefits$3,552,0002,123
Premises and equipment expense$895,0002,379
Additional noninterest expense$1,690,0002,600
Pre-tax net operating income$4,929,0001,455
Securities gains (losses)$04,612
Applicable income taxes$1,466,0001,517
Income before extraordinary items$3,463,0001,543
Extraordinary gains, net$0105
Net income$3,463,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,926
Cash dividends$960,0002,329
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,463,0001,478
2000-12-31 (YTD Data)Rank
Total interest income$18,863,0001,852
Total interest expense$10,190,0001,686
Net interest income$8,673,0002,045
Provision for loan and lease losses$532,0001,787
Total noninterest income$1,900,0001,947
Gross Fiduciary activities income$138,000870
Service charges on deposit accounts$924,0001,482
Trading account gains and fees$0180
Additional Noninterest Income$838,0002,092
Total noninterest expense$5,681,0002,409
Salaries and employee benefits$3,258,0002,191
Premises and equipment expense$951,0002,170
Additional noninterest expense$1,472,0002,863
Pre-tax net operating income$4,360,0001,684
Securities gains (losses)$01,956
Applicable income taxes$1,311,0001,690
Income before extraordinary items$3,049,0001,722
Extraordinary gains, net$038
Net income$3,049,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,638
Cash dividends$1,220,0001,957
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,049,0001,714
1999-12-31 (YTD Data)Rank
Total interest income$15,717,0002,074
Total interest expense$7,731,0001,936
Net interest income$7,986,0002,197
Provision for loan and lease losses$415,0002,049
Total noninterest income$1,983,0001,869
Gross Fiduciary activities income$158,000912
Service charges on deposit accounts$866,0001,520
Trading account gains and fees$0173
Additional Noninterest Income$959,0001,933
Total noninterest expense$5,445,0002,489
Salaries and employee benefits$2,972,0002,361
Premises and equipment expense$1,043,0001,964
Additional noninterest expense$1,430,0002,976
Pre-tax net operating income$4,109,0001,801
Securities gains (losses)$03,155
Applicable income taxes$1,338,0001,744
Income before extraordinary items$2,771,0001,918
Extraordinary gains, net$035
Net income$2,771,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,537
Cash dividends$863,0002,541
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,771,0001,889
1998-12-31 (YTD Data)Rank
Total interest income$15,103,0002,162
Total interest expense$7,459,0002,041
Net interest income$7,644,0002,239
Provision for loan and lease losses$426,0001,957
Total noninterest income$1,617,0002,142
Gross Fiduciary activities income$160,000911
Service charges on deposit accounts$764,0001,661
Trading account gains and fees$0224
Additional Noninterest Income$693,0002,407
Total noninterest expense$5,080,0002,561
Salaries and employee benefits$2,830,0002,386
Premises and equipment expense$1,016,0001,944
Additional noninterest expense$1,234,0003,292
Pre-tax net operating income$3,755,0001,941
Securities gains (losses)$1,0004,151
Applicable income taxes$1,220,0001,966
Income before extraordinary items$2,536,0002,058
Extraordinary gains, net$032
Net income$2,536,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,100
Cash dividends$2,026,0001,304
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,535,3201,985
1997-12-31 (YTD Data)Rank
Total interest income$14,167,0002,303
Total interest expense$6,664,0002,256
Net interest income$7,503,0002,332
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,396,0002,335
Gross Fiduciary activities income$165,000942
Service charges on deposit accounts$736,0001,762
Trading account gains and fees$0239
Additional Noninterest Income$495,0002,848
Total noninterest expense$5,050,0002,538
Salaries and employee benefits$2,901,0002,276
Premises and equipment expense$969,0002,048
Additional noninterest expense$1,180,0003,407
Pre-tax net operating income$3,549,0002,120
Securities gains (losses)$03,944
Applicable income taxes$1,207,0002,070
Income before extraordinary items$2,342,0002,248
Extraordinary gains, net$044
Net income$2,342,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,828
Cash dividends$262,0004,854
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,342,0002,188
1996-12-31 (YTD Data)Rank
Total interest income$13,317,0002,505
Total interest expense$6,217,0002,471
Net interest income$7,100,0002,505
Provision for loan and lease losses$380,0002,169
Total noninterest income$1,129,0002,825
Gross Fiduciary activities income$183,000994
Service charges on deposit accounts$604,0002,240
Trading account gains and fees$0262
Additional Noninterest Income$342,0003,746
Total noninterest expense$4,589,0002,960
Salaries and employee benefits$2,748,0002,425
Premises and equipment expense$836,0002,354
Additional noninterest expense$1,005,0004,390
Pre-tax net operating income$3,260,0002,197
Securities gains (losses)$04,148
Applicable income taxes$1,063,0002,221
Income before extraordinary items$2,197,0002,248
Extraordinary gains, net$053
Net income$2,197,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,282
Cash dividends$36,0007,771
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,197,0002,193
1995-12-31 (YTD Data)Rank
Total interest income$12,375,0002,702
Total interest expense$5,309,0002,874
Net interest income$7,066,0002,539
Provision for loan and lease losses$420,0001,793
Total noninterest income$1,029,0003,037
Gross Fiduciary activities income$204,0001,001
Service charges on deposit accounts$529,0002,543
Trading account gains and fees$0522
Additional Noninterest Income$296,0004,033
Total noninterest expense$4,578,0002,938
Salaries and employee benefits$2,550,0002,624
Premises and equipment expense$700,0002,803
Additional noninterest expense$1,328,0003,431
Pre-tax net operating income$3,097,0002,364
Securities gains (losses)$03,831
Applicable income taxes$1,125,0002,146
Income before extraordinary items$1,972,0002,544
Extraordinary gains, net$065
Net income$1,972,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,097
Cash dividends$401,0003,837
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,972,0002,515
1994-12-31 (YTD Data)Rank
Total interest income$10,691,0002,843
Total interest expense$4,284,0002,860
Net interest income$6,407,0002,826
Provision for loan and lease losses$483,0001,585
Total noninterest income$878,0003,419
Gross Fiduciary activities income$212,0001,003
Service charges on deposit accounts$503,0002,726
Trading account gains and fees$0475
Additional Noninterest Income$163,0005,950
Total noninterest expense$4,572,0003,013
Salaries and employee benefits$2,465,0002,704
Premises and equipment expense$526,0003,639
Additional noninterest expense$1,581,0003,155
Pre-tax net operating income$2,230,0003,135
Securities gains (losses)$03,600
Applicable income taxes$670,0003,194
Income before extraordinary items$1,560,0003,072
Extraordinary gains, net$0249
Net income$1,560,0003,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0001,335
Cash dividends$337,0004,178
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,560,0003,096
1993-12-31 (YTD Data)Rank
Total interest income$10,400,0002,983
Total interest expense$4,685,0002,752
Net interest income$5,715,0003,170
Provision for loan and lease losses$132,0004,966
Total noninterest income$767,0004,126
Gross Fiduciary activities income$238,0001,015
Service charges on deposit accounts$439,0003,163
Trading account gains and fees$0532
Additional Noninterest Income$90,0008,232
Total noninterest expense$4,274,0003,281
Salaries and employee benefits$2,399,0002,759
Premises and equipment expense$537,0003,651
Additional noninterest expense$1,338,0003,843
Pre-tax net operating income$2,076,0003,192
Securities gains (losses)$35,0003,910
Applicable income taxes$660,0003,299
Income before extraordinary items$1,451,0003,340
Extraordinary gains, net$03,149
Net income$1,451,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,689
Cash dividends$534,0002,925
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,426,8503,215
1992-12-31 (YTD Data)Rank
Total interest income$10,223,0003,412
Total interest expense$5,243,0003,167
Net interest income$4,980,0003,645
Provision for loan and lease losses$192,0005,326
Total noninterest income$967,0003,410
Gross Fiduciary activities income$182,0001,105
Service charges on deposit accounts$309,0004,341
Trading account gains and fees$0504
Additional Noninterest Income$476,0003,289
Total noninterest expense$3,836,0003,633
Salaries and employee benefits$2,104,0003,073
Premises and equipment expense$248,0006,814
Additional noninterest expense$1,484,0003,637
Pre-tax net operating income$1,919,0003,221
Securities gains (losses)$23,0005,402
Applicable income taxes$566,0003,599
Income before extraordinary items$1,376,0003,337
Extraordinary gains, net$01,422
Net income$1,376,0003,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$696,0002,159
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,359,6703,129

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.