Home > Baraboo State Bank > Net charge- offs to loans
Baraboo State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4780% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1895% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 4,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2018% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6252% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 1,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0411% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0518% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9524% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1587% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0850% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0987% | 4,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1476% | 4,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,569 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0518% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0546% | 4,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 4,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1057% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2899% | 4,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2731% | 4,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4730% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3189% | 4,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0693% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0723% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0501% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0637% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1689% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3675% | 4,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1167% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4424% | 4,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6364% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5088% | 4,620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0744% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0824% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 4,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2372% | 4,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5505% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1566% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1683% | 4,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9901% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2379% | 4,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0902% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0777% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2305% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0575% | 3,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2738% | 4,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 3,955 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2191% | 4,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2320% | 4,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 4,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0447% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0679% | 4,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1325% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1936% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1182% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1720% | 4,340 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0905% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2316% | 4,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0677% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 4,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0535% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0723% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1656% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2401% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1484% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1928% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4960% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2686% | 4,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0654% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2361% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3590% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2077% | 4,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 3,998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0948% | 4,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3256% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1976% | 4,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0754% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2514% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6625% | 3,660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1602% | 4,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1642% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0966% | 3,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 4,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0801% | 4,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0922% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1160% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3878% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2416% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1842% | 4,589 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1983% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0481% | 4,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0605% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0669% | 4,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1261% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5113% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2888% | 4,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3649% | 4,720 |
| Percentage Net Loans Charged-off: Credit card loans | -4.1884% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1907% | 4,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0638% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0701% | 4,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 4,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0838% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9866% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3725% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0594% | 4,298 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1838% | 4,571 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0676% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1440% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1733% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3229% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8383% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1361% | 4,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 4,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0913% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0956% | 4,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1380% | 5,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1778% | 5,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2629% | 4,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0680% | 4,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1873% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1478% | 4,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4601% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3719% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3719% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1572% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2026% | 5,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2966% | 5,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0872% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1303% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1556% | 5,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4387% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1205% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3156% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1195% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1482% | 5,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1872% | 5,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1397% | 5,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1957% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2444% | 5,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1654% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1728% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1242% | 5,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1469% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1820% | 5,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1383% | 5,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3874% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3026% | 5,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2491% | 4,808 |
| Percentage Net Loans Charged-off: Credit card loans | -11.5942% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1697% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2077% | 5,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.3380% | 4,800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2649% | 5,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0822% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5934% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1118% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4421% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1941% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2327% | 5,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.4767% | 4,885 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2871% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0839% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4784% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5889% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4308% | 1,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2410% | 5,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2784% | 5,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.9007% | 4,978 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3375% | 5,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0815% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1910% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7968% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1658% | 2,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0895% | 5,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1053% | 5,268 |
| Percentage Net Loans Charged-off:Construction & development | -2.1665% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0883% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3798% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4516% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1318% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1199% | 5,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1208% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -2.1240% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1139% | 5,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1386% | 5,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2124% | 5,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2562% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3910% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0148% | 3,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1047% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1059% | 5,378 |
| Percentage Net Loans Charged-off:Construction & development | -2.0640% | 5,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1052% | 5,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2162% | 5,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3696% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9515% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0767% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0730% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | -1.9358% | 5,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1915% | 5,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3998% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5941% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0553% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0745% | 5,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0737% | 5,413 |
| Percentage Net Loans Charged-off:Construction & development | -1.8693% | 5,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1337% | 4,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1039% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 5,477 |
| Percentage Net Loans Charged-off:Construction & development | -1.7051% | 5,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3008% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6506% | 5,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6238% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6577% | 5,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9894% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2152% | 2,717 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1195% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 3,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -1.6842% | 5,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3320% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4350% | 5,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6570% | 4,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3755% | 5,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3096% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2222% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5975% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2106% | 5,795 |
| Percentage Net Loans Charged-off:Construction & development | -1.7213% | 5,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3664% | 5,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4067% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5757% | 5,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0575% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2652% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2635% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1064% | 5,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1095% | 5,693 |
| Percentage Net Loans Charged-off:Construction & development | -1.3058% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 5,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2817% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1252% | 5,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1154% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0394% | 4,885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0406% | 4,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.8496% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2523% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8582% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1584% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7146% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1868% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3057% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1280% | 2,874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 894 |
| Percentage Net Loans Charged-off:Construction & development | -0.6537% | 5,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2602% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3494% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7261% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2570% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9493% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0584% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0391% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1440% | 5,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.4125% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1387% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3972% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1064% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2248% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3974% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0346% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5064% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1602% | 5,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3796% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 836 |
| Percentage Net Loans Charged-off:Construction & development | -1.0398% | 5,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1866% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5714% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0538% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2168% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0976% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1038% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9600% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1423% | 5,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9320% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8626% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 6.9469% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4661% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4192% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 3,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7359% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3965% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2720% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4000% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4793% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2783% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.7061% | 5,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4822% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2309% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5047% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0027% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3491% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5713% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4005% | 774 |
| Percentage Net Loans Charged-off:Construction & development | -0.2894% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6106% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2848% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7385% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9293% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5272% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3493% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5260% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.2340% | 5,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8537% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9304% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1529% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0204% | 1,228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1830% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6278% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9442% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 3.9490% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6518% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.4262% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6105% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3242% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6738% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4252% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9910% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6332% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9748% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5657% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8811% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 4.0860% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5528% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3820% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7156% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4230% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7809% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1981% | 5,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2652% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8380% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2509% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1142% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5641% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 5.9546% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0495% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.9779% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8227% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6223% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8676% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3497% | 6,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7729% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7293% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7492% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5335% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 4.7544% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1185% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 4,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6830% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7460% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6321% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9068% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1956% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 4.7188% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5464% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4622% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4561% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7115% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8039% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6342% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4653% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4859% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1450% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9522% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 2.3443% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5077% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4787% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6012% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6995% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6004% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7000% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1954% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5495% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9432% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6743% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 1.4756% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3254% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1663% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6307% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3020% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8453% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4330% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3687% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6886% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 1.1336% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 5,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4370% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8191% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8119% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7670% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6823% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9725% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3327% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 1.2780% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 3,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9574% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4386% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 1,798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5319% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7199% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 3,226 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7749% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3100% | 3,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2617% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3952% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | 1.5699% | 1,665 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 6,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5121% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5154% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1314% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6204% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1069% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3922% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8945% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2642% | 3,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9146% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2785% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 1.4715% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0818% | 7,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4204% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1921% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4822% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2824% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5045% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7663% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3496% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2883% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2612% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.8516% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2609% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 6,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 6,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3596% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6258% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2506% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3676% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0552% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4547% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 6.7602% | 935 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6963% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4902% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0746% | 1,836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5954% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0015% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5841% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2413% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5305% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7355% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 5.3915% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6829% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5856% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0990% | 1,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7089% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2701% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6726% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8459% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1594% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3612% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 7.6717% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8427% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1491% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6109% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1561% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7499% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7712% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4497% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8458% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 1.5301% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7406% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4778% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5960% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9268% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9911% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0610% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6518% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0147% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 9.2591% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0817% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4106% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 1,816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4845% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6641% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5437% | 3,943 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4581% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4268% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8692% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 10.0398% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3233% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3014% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3647% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8773% | 2,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4893% | 3,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3542% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3428% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2962% | 2,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.7095% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6201% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4527% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0701% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2455% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1640% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 3,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 3,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1784% | 3,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6695% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1665% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 3,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1459% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6455% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0157% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 2,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3342% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9441% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1926% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5537% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7511% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 5,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 7,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6331% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0357% | 1,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4113% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7882% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9268% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0901% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1308% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2502% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1694% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4487% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0076% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4361% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2225% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2992% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0412% | 2,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0696% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4459% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1275% | 4,083 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7415% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1146% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0557% | 7,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4669% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2188% | 7,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4121% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8768% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0782% | 7,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2104% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 2,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3547% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7147% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 7,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3154% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4009% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5885% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2427% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1615% | 606 |
| Percentage Net Loans Charged-off:Construction & development | -0.2519% | 7,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4067% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3739% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2481% | 2,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4574% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3736% | 4,009 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0665% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4619% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4876% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 3,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 7,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6667% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4357% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 7,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6536% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9050% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 7,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7851% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6403% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7087% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9921% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8473% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 2,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9135% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 5,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4464% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 7,518 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 10,773 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |