Home > BankWest, Inc. > Net charge- offs to loans

BankWest, Inc., Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%3,849
Percentage Net Loans Charged-off: Total real estate loans-0.0036%3,679
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0109%4,220
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial-0.1185%4,302
Percentage Net Loans Charged-off: Loans to individuals-0.0185%4,175
Percentage Net Loans Charged-off: Credit card loans1.1956%371
Percentage Net Loans Charged-off: Other loans to individual-0.0230%4,193
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0106%3,946
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,765
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0147%4,289
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-0.0886%4,223
Percentage Net Loans Charged-off: Loans to individuals-0.0226%4,141
Percentage Net Loans Charged-off: Credit card loans0.9756%332
Percentage Net Loans Charged-off: Other loans to individual-0.0262%4,158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%1,119
Percentage Net Loans Charged-off: Total real estate loans-0.0076%3,957
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0223%4,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.3821%465
Percentage Net Loans Charged-off: Loans to individuals-0.0377%4,153
Percentage Net Loans Charged-off: Credit card loans0.9950%322
Percentage Net Loans Charged-off: Other loans to individual-0.0414%4,158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%711
Percentage Net Loans Charged-off: Total real estate loans-0.0156%4,235
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0445%4,518
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.7458%208
Percentage Net Loans Charged-off: Loans to individuals-0.0759%4,181
Percentage Net Loans Charged-off: Credit card loans-0.9988%4,669
Percentage Net Loans Charged-off: Other loans to individual-0.0725%4,174
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%1,397
Percentage Net Loans Charged-off: Total real estate loans0.0285%502
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0019%3,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,430
Percentage Net Loans Charged-off: Home equity loans0.0483%120
All other 1-4 family - Percent of loans charged-off, net-0.0065%3,775
Percentage Net Loans Charged-off: Commercial and industrial0.0049%1,361
Percentage Net Loans Charged-off: Loans to individuals0.1542%1,881
Percentage Net Loans Charged-off: Credit card loans3.8820%76
Percentage Net Loans Charged-off: Other loans to individual0.1404%1,869
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0445%1,046
Percentage Net Loans Charged-off: Total real estate loans0.0606%268
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0423%219
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0067%3,424
Percentage Net Loans Charged-off: Loans to individuals0.1026%1,929
Percentage Net Loans Charged-off: Credit card loans2.0956%159
Percentage Net Loans Charged-off: Other loans to individual0.0951%1,872
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%795
Percentage Net Loans Charged-off: Total real estate loans-0.0248%4,097
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0685%4,408
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0265%4,052
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0278%4,100
Percentage Net Loans Charged-off: Commercial and industrial0.5846%215
Percentage Net Loans Charged-off: Loans to individuals0.0828%1,847
Percentage Net Loans Charged-off: Credit card loans2.1978%140
Percentage Net Loans Charged-off: Other loans to individual0.0753%1,799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%3,504
Percentage Net Loans Charged-off: Total real estate loans-0.0136%3,996
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0540%4,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0175%284
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0187%265
Percentage Net Loans Charged-off: Commercial and industrial-0.0448%3,850
Percentage Net Loans Charged-off: Loans to individuals0.0390%1,727
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.0391%1,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%1,350
Percentage Net Loans Charged-off: Total real estate loans0.0266%778
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0698%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1141%233
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.1318%211
Percentage Net Loans Charged-off: Commercial and industrial0.2561%618
Percentage Net Loans Charged-off: Loans to individuals0.0761%2,119
Percentage Net Loans Charged-off: Credit card loans-0.3008%813
Percentage Net Loans Charged-off: Other loans to individual0.0774%2,009
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0419%1,261
Percentage Net Loans Charged-off: Total real estate loans0.0126%902
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0892%331
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0074%753
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0086%704
Percentage Net Loans Charged-off: Commercial and industrial0.2796%495
Percentage Net Loans Charged-off: Loans to individuals0.0477%2,080
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual0.0479%1,973
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1168%664
Percentage Net Loans Charged-off: Total real estate loans0.0201%716
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.1349%259
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0191%555
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0219%518
Percentage Net Loans Charged-off: Commercial and industrial1.0049%165
Percentage Net Loans Charged-off: Loans to individuals0.0100%1,969
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual0.0101%1,861
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%497
Percentage Net Loans Charged-off: Total real estate loans-0.0389%4,487
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial1.6117%87
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6861%220
Percentage Net Loans Charged-off: Total real estate loans0.1210%537
Percentage Net Loans Charged-off:Construction & development0.9723%55
Percentage Net Loans Charged-off: Commercial real estate0.0059%984
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,855
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0049%3,934
Percentage Net Loans Charged-off: Commercial and industrial4.9953%52
Percentage Net Loans Charged-off: Loans to individuals0.1571%2,220
Percentage Net Loans Charged-off: Credit card loans1.6308%311
Percentage Net Loans Charged-off: Other loans to individual0.1526%2,133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8833%151
Percentage Net Loans Charged-off: Total real estate loans0.1620%339
Percentage Net Loans Charged-off:Construction & development1.2764%45
Percentage Net Loans Charged-off: Commercial real estate0.0078%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%3,927
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0066%3,995
Percentage Net Loans Charged-off: Commercial and industrial6.5359%31
Percentage Net Loans Charged-off: Loans to individuals0.1879%2,001
Percentage Net Loans Charged-off: Credit card loans2.6800%199
Percentage Net Loans Charged-off: Other loans to individual0.1805%1,904
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0756%129
Percentage Net Loans Charged-off: Total real estate loans0.0387%822
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0115%575
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,982
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0071%4,051
Percentage Net Loans Charged-off: Commercial and industrial10.7510%18
Percentage Net Loans Charged-off: Loans to individuals0.0922%2,305
Percentage Net Loans Charged-off: Credit card loans4.1002%131
Percentage Net Loans Charged-off: Other loans to individual0.0804%2,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2240%631
Percentage Net Loans Charged-off: Total real estate loans0.0802%437
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0230%359
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0066%4,027
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0080%4,111
Percentage Net Loans Charged-off: Commercial and industrial0.1579%753
Percentage Net Loans Charged-off: Loans to individuals0.0477%2,214
Percentage Net Loans Charged-off: Credit card loans5.2980%95
Percentage Net Loans Charged-off: Other loans to individual0.0319%2,151
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0498%2,401
Percentage Net Loans Charged-off: Total real estate loans0.0870%792
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.2930%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0000%1,766
Percentage Net Loans Charged-off: Commercial and industrial-0.7955%4,891
Percentage Net Loans Charged-off: Loans to individuals0.4764%1,632
Percentage Net Loans Charged-off: Credit card loans28.2121%8
Percentage Net Loans Charged-off: Other loans to individual0.3931%1,707
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%2,349
Percentage Net Loans Charged-off: Total real estate loans0.1176%527
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.4000%216
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,603
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial-0.8188%4,961
Percentage Net Loans Charged-off: Loans to individuals0.3340%1,874
Percentage Net Loans Charged-off: Credit card loans33.9223%6
Percentage Net Loans Charged-off: Other loans to individual0.2361%2,041
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1411%1,085
Percentage Net Loans Charged-off: Total real estate loans0.1781%357
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.6142%147
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0484%4,302
Percentage Net Loans Charged-off: Loans to individuals0.4028%1,561
Percentage Net Loans Charged-off: Credit card loans5.0725%99
Percentage Net Loans Charged-off: Other loans to individual0.3895%1,486
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1098%1,082
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,818
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%4,272
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,363
Percentage Net Loans Charged-off: Commercial and industrial0.3800%563
Percentage Net Loans Charged-off: Loans to individuals0.6649%1,072
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.6668%969
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0121%3,274
Percentage Net Loans Charged-off: Total real estate loans0.0502%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.1770%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0244%1,570
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0311%1,398
Percentage Net Loans Charged-off: Commercial and industrial-0.4960%5,035
Percentage Net Loans Charged-off: Loans to individuals0.3300%1,974
Percentage Net Loans Charged-off: Credit card loans4.5704%105
Percentage Net Loans Charged-off: Other loans to individual0.3202%1,908
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%2,345
Percentage Net Loans Charged-off: Total real estate loans0.0671%836
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.2513%265
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0224%1,388
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0286%1,246
Percentage Net Loans Charged-off: Commercial and industrial-0.1748%4,800
Percentage Net Loans Charged-off: Loans to individuals0.2462%2,099
Percentage Net Loans Charged-off: Credit card loans5.3217%79
Percentage Net Loans Charged-off: Other loans to individual0.2354%2,016
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0762%1,563
Percentage Net Loans Charged-off: Total real estate loans0.1066%529
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.3940%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0375%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0479%913
Percentage Net Loans Charged-off: Commercial and industrial-0.0453%4,383
Percentage Net Loans Charged-off: Loans to individuals0.2904%1,823
Percentage Net Loans Charged-off: Credit card loans5.4945%73
Percentage Net Loans Charged-off: Other loans to individual0.2802%1,751
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0736%1,386
Percentage Net Loans Charged-off: Total real estate loans0.2197%247
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.8074%72
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0750%636
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0956%529
Percentage Net Loans Charged-off: Commercial and industrial-0.3744%5,101
Percentage Net Loans Charged-off: Loans to individuals0.1067%2,184
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.1069%2,058
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6169%368
Percentage Net Loans Charged-off: Total real estate loans0.0468%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0120%4,831
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.3236%330
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.4057%250
Percentage Net Loans Charged-off: Commercial and industrial5.1647%104
Percentage Net Loans Charged-off: Loans to individuals0.1290%3,043
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.1292%2,906
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6536%301
Percentage Net Loans Charged-off: Total real estate loans0.0569%1,182
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0130%4,872
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3904%247
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.4867%188
Percentage Net Loans Charged-off: Commercial and industrial5.0161%85
Percentage Net Loans Charged-off: Loans to individuals0.3931%1,850
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.3935%1,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8215%241
Percentage Net Loans Charged-off: Total real estate loans-0.0037%4,257
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0130%4,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial6.6380%63
Percentage Net Loans Charged-off: Loans to individuals0.4948%1,541
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.4953%1,403
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0823%160
Percentage Net Loans Charged-off: Total real estate loans-0.0050%4,373
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0170%5,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial8.4907%47
Percentage Net Loans Charged-off: Loans to individuals0.6664%1,175
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.6668%1,050
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0569%2,913
Percentage Net Loans Charged-off: Total real estate loans0.0138%2,555
Percentage Net Loans Charged-off:Construction & development-0.0076%4,515
Percentage Net Loans Charged-off: Commercial real estate0.0400%1,092
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0145%2,486
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0178%2,314
Percentage Net Loans Charged-off: Commercial and industrial-0.0570%4,808
Percentage Net Loans Charged-off: Loans to individuals0.4854%1,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4854%1,719
Percentage Net Loans Charged-off: All other loans and lease0.0004%1,607
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0529%2,607
Percentage Net Loans Charged-off: Total real estate loans0.0187%2,128
Percentage Net Loans Charged-off:Construction & development-0.0104%4,594
Percentage Net Loans Charged-off: Commercial real estate0.0576%794
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0112%2,247
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0136%2,110
Percentage Net Loans Charged-off: Commercial and industrial0.0820%1,625
Percentage Net Loans Charged-off: Loans to individuals0.3168%2,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3168%1,935
Percentage Net Loans Charged-off: All other loans and lease-0.0077%5,009
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%2,696
Percentage Net Loans Charged-off: Total real estate loans0.0314%1,753
Percentage Net Loans Charged-off:Construction & development-0.0159%4,727
Percentage Net Loans Charged-off: Commercial real estate0.0941%587
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0172%1,900
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0209%1,779
Percentage Net Loans Charged-off: Commercial and industrial0.1176%1,282
Percentage Net Loans Charged-off: Loans to individuals0.1094%2,653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1094%2,502
Percentage Net Loans Charged-off: All other loans and lease-0.0088%5,052
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0462%2,099
Percentage Net Loans Charged-off: Total real estate loans0.0618%1,084
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.1879%306
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.2382%774
Percentage Net Loans Charged-off: Loans to individuals-0.0326%4,865
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0326%4,796
Percentage Net Loans Charged-off: All other loans and lease-0.0159%5,142
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1036%5,786
Percentage Net Loans Charged-off: Total real estate loans-0.2448%5,936
Percentage Net Loans Charged-off:Construction & development-1.4169%5,538
Percentage Net Loans Charged-off: Commercial real estate-0.0046%5,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0547%5,643
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0660%5,699
Percentage Net Loans Charged-off: Commercial and industrial-0.1065%5,132
Percentage Net Loans Charged-off: Loans to individuals0.1541%2,905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1541%2,748
Percentage Net Loans Charged-off: All other loans and lease-0.0138%5,124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0452%5,512
Percentage Net Loans Charged-off: Total real estate loans-0.3400%6,064
Percentage Net Loans Charged-off:Construction & development-1.8021%5,620
Percentage Net Loans Charged-off: Commercial real estate-0.0031%5,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1523%5,919
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.1830%5,952
Percentage Net Loans Charged-off: Commercial and industrial0.6775%673
Percentage Net Loans Charged-off: Loans to individuals0.1145%2,848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1145%2,707
Percentage Net Loans Charged-off: All other loans and lease-0.0160%5,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0387%5,437
Percentage Net Loans Charged-off: Total real estate loans-0.5144%6,176
Percentage Net Loans Charged-off:Construction & development-2.5067%5,689
Percentage Net Loans Charged-off: Commercial real estate0.0025%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.2321%6,049
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.2793%6,080
Percentage Net Loans Charged-off: Commercial and industrial1.1084%414
Percentage Net Loans Charged-off: Loans to individuals0.2863%1,940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2863%1,816
Percentage Net Loans Charged-off: All other loans and lease-0.0210%5,272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3843%6,198
Percentage Net Loans Charged-off: Total real estate loans-0.9898%6,281
Percentage Net Loans Charged-off:Construction & development-4.5240%5,746
Percentage Net Loans Charged-off: Commercial real estate-0.0108%5,471
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0350%1,066
Percentage Net Loans Charged-off: Loans to individuals0.1642%2,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1642%1,978
Percentage Net Loans Charged-off: All other loans and lease-0.0036%5,220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2207%1,902
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,911
Percentage Net Loans Charged-off:Construction & development-0.1418%5,351
Percentage Net Loans Charged-off: Commercial real estate-0.0012%5,346
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1864%1,715
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2170%1,469
Percentage Net Loans Charged-off: Commercial and industrial1.3783%579
Percentage Net Loans Charged-off: Loans to individuals0.3094%2,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3094%2,242
Percentage Net Loans Charged-off: All other loans and lease0.0015%1,527
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1880%1,963
Percentage Net Loans Charged-off: Total real estate loans0.0288%3,022
Percentage Net Loans Charged-off:Construction & development0.0057%972
Percentage Net Loans Charged-off: Commercial real estate-0.0047%5,446
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2041%1,459
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2351%1,281
Percentage Net Loans Charged-off: Commercial and industrial1.0438%635
Percentage Net Loans Charged-off: Loans to individuals0.3064%2,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3064%2,058
Percentage Net Loans Charged-off: All other loans and lease-0.0014%5,300
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2360%1,628
Percentage Net Loans Charged-off: Total real estate loans-0.0132%5,568
Percentage Net Loans Charged-off:Construction & development-0.3998%5,655
Percentage Net Loans Charged-off: Commercial real estate0.0947%1,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1394%1,764
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1599%1,571
Percentage Net Loans Charged-off: Commercial and industrial1.6734%426
Percentage Net Loans Charged-off: Loans to individuals0.1817%2,504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1817%2,357
Percentage Net Loans Charged-off: All other loans and lease-0.0021%5,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1494%6,288
Percentage Net Loans Charged-off: Total real estate loans-0.2926%6,479
Percentage Net Loans Charged-off:Construction & development-2.2703%5,951
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2937%961
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3336%859
Percentage Net Loans Charged-off: Commercial and industrial-0.2242%5,764
Percentage Net Loans Charged-off: Loans to individuals0.1029%2,479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1029%2,347
Percentage Net Loans Charged-off: All other loans and lease-0.0044%5,432
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1127%3,699
Percentage Net Loans Charged-off: Total real estate loans0.1401%2,796
Percentage Net Loans Charged-off:Construction & development0.4593%1,124
Percentage Net Loans Charged-off: Commercial real estate0.2077%1,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0979%3,020
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1098%2,793
Percentage Net Loans Charged-off: Commercial and industrial0.2688%2,012
Percentage Net Loans Charged-off: Loans to individuals0.0787%3,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0787%3,690
Percentage Net Loans Charged-off: All other loans and lease-0.0024%5,403
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1365%3,173
Percentage Net Loans Charged-off: Total real estate loans0.2681%1,804
Percentage Net Loans Charged-off:Construction & development1.2078%704
Percentage Net Loans Charged-off: Commercial real estate0.2836%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1350%2,489
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1511%2,280
Percentage Net Loans Charged-off: Commercial and industrial0.0684%2,377
Percentage Net Loans Charged-off: Loans to individuals0.0581%3,608
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0581%3,465
Percentage Net Loans Charged-off: All other loans and lease-0.0008%5,463
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0147%5,870
Percentage Net Loans Charged-off: Total real estate loans-0.0315%6,227
Percentage Net Loans Charged-off:Construction & development-0.5490%5,963
Percentage Net Loans Charged-off: Commercial real estate0.0942%1,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0666%2,798
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0742%2,582
Percentage Net Loans Charged-off: Commercial and industrial-0.0064%4,828
Percentage Net Loans Charged-off: Loans to individuals0.0026%3,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0026%3,313
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%5,994
Percentage Net Loans Charged-off: Total real estate loans-0.0972%6,539
Percentage Net Loans Charged-off:Construction & development-0.7083%6,042
Percentage Net Loans Charged-off: Commercial real estate-0.0102%6,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%6,077
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0196%6,102
Percentage Net Loans Charged-off: Commercial and industrial-0.0088%4,860
Percentage Net Loans Charged-off: Loans to individuals0.0572%2,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0572%2,580
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5281%2,144
Percentage Net Loans Charged-off: Total real estate loans0.2770%2,844
Percentage Net Loans Charged-off:Construction & development1.8884%1,133
Percentage Net Loans Charged-off: Commercial real estate-0.1522%6,741
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0506%4,096
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0563%3,869
Percentage Net Loans Charged-off: Commercial and industrial2.5474%662
Percentage Net Loans Charged-off: Loans to individuals0.1255%3,808
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1255%3,635
Percentage Net Loans Charged-off: All other loans and lease-0.0106%5,821
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5482%1,962
Percentage Net Loans Charged-off: Total real estate loans-0.0189%6,621
Percentage Net Loans Charged-off:Construction & development-0.0914%6,071
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0154%6,583
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.0172%6,556
Percentage Net Loans Charged-off: Commercial and industrial3.4875%450
Percentage Net Loans Charged-off: Loans to individuals0.1838%3,257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1838%3,085
Percentage Net Loans Charged-off: All other loans and lease-0.0115%5,864
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0266%5,007
Percentage Net Loans Charged-off: Total real estate loans-0.0246%6,666
Percentage Net Loans Charged-off:Construction & development-0.1154%6,121
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%6,588
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0209%6,571
Percentage Net Loans Charged-off: Commercial and industrial0.1056%2,477
Percentage Net Loans Charged-off: Loans to individuals0.1977%2,979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1977%2,791
Percentage Net Loans Charged-off: All other loans and lease-0.0175%5,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1034%3,511
Percentage Net Loans Charged-off: Total real estate loans-0.0115%6,445
Percentage Net Loans Charged-off:Construction & development-0.0435%6,060
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%6,545
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0209%6,556
Percentage Net Loans Charged-off: Commercial and industrial0.4039%1,366
Percentage Net Loans Charged-off: Loans to individuals0.3802%2,064
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3802%1,890
Percentage Net Loans Charged-off: All other loans and lease-0.0027%5,877
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2904%3,958
Percentage Net Loans Charged-off: Total real estate loans0.4859%2,688
Percentage Net Loans Charged-off:Construction & development2.0838%1,665
Percentage Net Loans Charged-off: Commercial real estate0.1404%2,962
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0683%4,333
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0757%4,113
Percentage Net Loans Charged-off: Commercial and industrial0.0012%4,192
Percentage Net Loans Charged-off: Loans to individuals0.5242%2,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4994%2,523
Percentage Net Loans Charged-off: All other loans and lease-0.0235%5,984
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4356%2,980
Percentage Net Loans Charged-off: Total real estate loans0.7505%1,855
Percentage Net Loans Charged-off:Construction & development3.2403%1,206
Percentage Net Loans Charged-off: Commercial real estate0.1811%2,399
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0943%3,789
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.1044%3,570
Percentage Net Loans Charged-off: Commercial and industrial0.0049%3,736
Percentage Net Loans Charged-off: Loans to individuals0.4200%2,831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3952%2,614
Percentage Net Loans Charged-off: All other loans and lease0.0959%1,208
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5079%2,578
Percentage Net Loans Charged-off: Total real estate loans0.8806%1,561
Percentage Net Loans Charged-off:Construction & development3.7132%1,008
Percentage Net Loans Charged-off: Commercial real estate0.2652%1,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1330%3,215
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1471%2,977
Percentage Net Loans Charged-off: Commercial and industrial0.0197%3,223
Percentage Net Loans Charged-off: Loans to individuals0.3562%2,846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3283%2,632
Percentage Net Loans Charged-off: All other loans and lease0.1460%1,008
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3207%2,773
Percentage Net Loans Charged-off: Total real estate loans0.5607%1,765
Percentage Net Loans Charged-off:Construction & development1.6537%1,060
Percentage Net Loans Charged-off: Commercial real estate0.5167%1,081
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2763%2,033
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.3057%1,829
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.3695%2,403
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3279%2,178
Percentage Net Loans Charged-off: All other loans and lease-0.0031%5,946
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5768%3,317
Percentage Net Loans Charged-off: Total real estate loans0.7774%2,284
Percentage Net Loans Charged-off:Construction & development2.4188%1,926
Percentage Net Loans Charged-off: Commercial real estate0.3723%2,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2777%3,084
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3033%2,870
Percentage Net Loans Charged-off: Commercial and industrial0.8471%2,736
Percentage Net Loans Charged-off: Loans to individuals0.4481%3,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0658%1,709
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7278%2,603
Percentage Net Loans Charged-off: Total real estate loans1.0214%1,731
Percentage Net Loans Charged-off:Construction & development3.1793%1,537
Percentage Net Loans Charged-off: Commercial real estate0.4903%1,774
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3477%2,556
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.3786%2,348
Percentage Net Loans Charged-off: Commercial and industrial0.9993%2,228
Percentage Net Loans Charged-off: Loans to individuals0.5665%2,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0286%1,662
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8237%2,191
Percentage Net Loans Charged-off: Total real estate loans1.2147%1,369
Percentage Net Loans Charged-off:Construction & development4.4326%1,089
Percentage Net Loans Charged-off: Commercial real estate0.7231%1,231
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1198%3,258
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.1300%3,037
Percentage Net Loans Charged-off: Commercial and industrial1.0756%1,948
Percentage Net Loans Charged-off: Loans to individuals0.4320%3,123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0388%1,422
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1002%4,415
Percentage Net Loans Charged-off: Total real estate loans0.0660%3,590
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4410%1,655
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4769%1,529
Percentage Net Loans Charged-off: Commercial and industrial0.2132%2,381
Percentage Net Loans Charged-off: Loans to individuals0.2645%3,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0208%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0425%2,326
Percentage Net Loans Charged-off: Total real estate loans1.8207%1,151
Percentage Net Loans Charged-off:Construction & development6.5159%968
Percentage Net Loans Charged-off: Commercial real estate0.2441%2,296
Percentage Net Loans Charged-off: Multi-family residential-0.0104%6,114
Percentage Net Loans Charged-off: 1-4 family residential0.1711%3,424
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1858%3,183
Percentage Net Loans Charged-off: Commercial and industrial0.1142%4,751
Percentage Net Loans Charged-off: Loans to individuals0.4113%4,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0474%1,953
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4981%3,230
Percentage Net Loans Charged-off: Total real estate loans0.7830%1,860
Percentage Net Loans Charged-off:Construction & development2.7567%1,493
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential-0.0140%6,123
Percentage Net Loans Charged-off: 1-4 family residential0.1378%3,235
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1499%2,979
Percentage Net Loans Charged-off: Commercial and industrial0.1565%3,994
Percentage Net Loans Charged-off: Loans to individuals0.3642%4,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0641%1,671
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2050%4,243
Percentage Net Loans Charged-off: Total real estate loans0.2182%3,054
Percentage Net Loans Charged-off:Construction & development0.7100%1,956
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential-0.0211%6,127
Percentage Net Loans Charged-off: 1-4 family residential0.0622%3,283
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0679%3,014
Percentage Net Loans Charged-off: Commercial and industrial0.2237%3,235
Percentage Net Loans Charged-off: Loans to individuals0.3410%3,967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0861%1,416
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0809%4,359
Percentage Net Loans Charged-off: Total real estate loans0.0254%3,510
Percentage Net Loans Charged-off:Construction & development0.0560%1,787
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential-0.0427%6,107
Percentage Net Loans Charged-off: 1-4 family residential0.0215%2,637
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0236%2,413
Percentage Net Loans Charged-off: Commercial and industrial0.4374%1,944
Percentage Net Loans Charged-off: Loans to individuals0.1243%3,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6266%1,961
Percentage Net Loans Charged-off: Total real estate loans1.0308%904
Percentage Net Loans Charged-off:Construction & development3.2803%763
Percentage Net Loans Charged-off: Commercial real estate0.2990%1,197
Percentage Net Loans Charged-off: Multi-family residential0.1899%449
Percentage Net Loans Charged-off: 1-4 family residential0.0970%2,886
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1054%2,666
Percentage Net Loans Charged-off: Commercial and industrial0.0044%4,609
Percentage Net Loans Charged-off: Loans to individuals0.4641%3,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0027%1,895
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9003%966
Percentage Net Loans Charged-off: Total real estate loans1.5403%384
Percentage Net Loans Charged-off:Construction & development4.4393%380
Percentage Net Loans Charged-off: Commercial real estate1.0277%327
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0716%2,595
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0775%2,363
Percentage Net Loans Charged-off: Commercial and industrial-0.0020%6,870
Percentage Net Loans Charged-off: Loans to individuals0.3646%3,742
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0037%1,624
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2777%515
Percentage Net Loans Charged-off: Total real estate loans2.2416%184
Percentage Net Loans Charged-off:Construction & development6.5236%191
Percentage Net Loans Charged-off: Commercial real estate1.5647%186
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1082%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1169%1,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0029%6,746
Percentage Net Loans Charged-off: Loans to individuals0.2880%3,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0058%1,398
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5559%184
Percentage Net Loans Charged-off: Total real estate loans4.4830%53
Percentage Net Loans Charged-off:Construction & development13.2919%51
Percentage Net Loans Charged-off: Commercial real estate3.1176%66
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1309%1,272
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1415%1,122
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%6,724
Percentage Net Loans Charged-off: Loans to individuals0.4108%2,713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0124%1,032
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1360%3,394
Percentage Net Loans Charged-off: Total real estate loans0.1726%1,516
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.4134%531
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2974%912
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.3240%823
Percentage Net Loans Charged-off: Commercial and industrial0.0239%3,761
Percentage Net Loans Charged-off: Loans to individuals0.2542%4,251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0032%6,773
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%3,879
Percentage Net Loans Charged-off: Total real estate loans0.0359%2,330
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2959%680
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.3228%600
Percentage Net Loans Charged-off: Commercial and industrial0.0433%2,956
Percentage Net Loans Charged-off: Loans to individuals0.2790%3,674
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0665%3,313
Percentage Net Loans Charged-off: Total real estate loans0.0404%1,807
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3338%539
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3650%473
Percentage Net Loans Charged-off: Commercial and industrial0.0896%2,229
Percentage Net Loans Charged-off: Loans to individuals0.2535%3,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0554%2,846
Percentage Net Loans Charged-off: Total real estate loans0.0302%1,412
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2490%533
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.2719%483
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%7,071
Percentage Net Loans Charged-off: Loans to individuals0.2991%2,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1866%2,099
Percentage Net Loans Charged-off: Total real estate loans0.1910%757
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.5587%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0432%2,049
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0473%1,892
Percentage Net Loans Charged-off: Commercial and industrial0.3962%1,845
Percentage Net Loans Charged-off: Loans to individuals0.2760%4,017
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0025%6,790
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2005%1,600
Percentage Net Loans Charged-off: Total real estate loans0.2558%430
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.7608%162
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0359%1,814
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0392%1,672
Percentage Net Loans Charged-off: Commercial and industrial0.1534%2,148
Percentage Net Loans Charged-off: Loans to individuals0.2384%3,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0232%4,205
Percentage Net Loans Charged-off: Total real estate loans0.0083%2,202
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0595%1,319
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0651%1,211
Percentage Net Loans Charged-off: Commercial and industrial0.1751%1,796
Percentage Net Loans Charged-off: Loans to individuals0.0289%4,650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%2,653
Percentage Net Loans Charged-off: Total real estate loans0.0061%1,537
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0432%1,003
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0473%913
Percentage Net Loans Charged-off: Commercial and industrial-0.0566%7,093
Percentage Net Loans Charged-off: Loans to individuals0.3811%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1904%2,413
Percentage Net Loans Charged-off: Total real estate loans0.1856%735
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.4811%326
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0993%1,433
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1091%1,333
Percentage Net Loans Charged-off: Commercial and industrial0.0309%3,838
Percentage Net Loans Charged-off: Loans to individuals0.4000%4,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0851%1,308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%2,441
Percentage Net Loans Charged-off: Total real estate loans0.0931%1,175
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.2025%471
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1377%992
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1515%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.5016%3,104
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0835%1,153
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0426%4,079
Percentage Net Loans Charged-off: Total real estate loans-0.1180%8,499
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.3815%8,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1632%820
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1800%753
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.6213%2,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0467%1,053
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0480%3,298
Percentage Net Loans Charged-off: Total real estate loans0.0480%1,171
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3336%420
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.3685%387
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.1083%3,960
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0120%825
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0248%5,961
Percentage Net Loans Charged-off: Total real estate loans-0.0085%8,051
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0655%8,442
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0916%1,663
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1015%1,551
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.1421%5,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0278%1,542
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%4,834
Percentage Net Loans Charged-off: Total real estate loans-0.0205%8,272
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0890%8,509
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0682%1,663
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0756%1,535
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.2889%4,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0387%1,295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%4,728
Percentage Net Loans Charged-off: Total real estate loans-0.1050%8,669
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.2795%8,668
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.4835%3,276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0590%1,081
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1747%8,618
Percentage Net Loans Charged-off: Total real estate loans-0.2248%8,810
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.5678%8,749
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.2831%8,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2390%3,001
Percentage Net Loans Charged-off: Total real estate loans-0.0250%8,494
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0590%8,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%8,436
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0197%8,449
Percentage Net Loans Charged-off: Commercial and industrial0.1136%4,037
Percentage Net Loans Charged-off: Loans to individuals1.4504%1,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0149%1,804
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0380%487
Percentage Net Loans Charged-off: Total real estate loans-0.0345%8,585
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0830%8,703
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0240%8,493
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0266%8,511
Percentage Net Loans Charged-off: Commercial and industrial0.0352%3,939
Percentage Net Loans Charged-off: Loans to individuals6.3667%106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0220%1,555
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0644%4,645
Percentage Net Loans Charged-off: Total real estate loans-0.0507%8,709
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.1313%8,764
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0216%8,487
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0238%8,521
Percentage Net Loans Charged-off: Commercial and industrial0.0645%3,240
Percentage Net Loans Charged-off: Loans to individuals0.4788%3,662
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0327%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%3,227
Percentage Net Loans Charged-off: Total real estate loans-0.1037%8,906
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.2685%8,862
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0433%8,708
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0477%8,725
Percentage Net Loans Charged-off: Commercial and industrial0.1143%2,103
Percentage Net Loans Charged-off: Loans to individuals0.8929%2,166
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0667%904
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1643%4,115
Percentage Net Loans Charged-off: Total real estate loans0.2944%776
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.8733%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0149%3,000
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0163%2,840
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%7,777
Percentage Net Loans Charged-off: Loans to individuals0.1333%6,409
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0245%7,526
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1778%3,899
Percentage Net Loans Charged-off: Total real estate loans0.2536%776
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.8475%287
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0528%2,062
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0564%1,930
Percentage Net Loans Charged-off: Commercial and industrial0.2303%3,526
Percentage Net Loans Charged-off: Loans to individuals0.2264%5,818
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0133%7,672
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0182%9,011
Percentage Net Loans Charged-off: Total real estate loans-0.0086%1,356
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0349%1,476
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0372%1,478
Percentage Net Loans Charged-off: Commercial and industrial-0.3730%1,458
Percentage Net Loans Charged-off: Loans to individuals0.1189%1,225
Percentage Net Loans Charged-off: Credit card loans1.0027%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7043%899
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0594%6,116
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3573%2,283
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2474%3,496
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%6,612
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%8,555
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0654%11,872
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0508%12,706
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA