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BankSouth, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$66,479,000742
Total interest expense$20,163,000776
Net interest income$46,316,000714
Provision for loan and lease losses$1,662,000609
Total noninterest income$35,281,000309
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,268,000836
Trading account gains and feesNANA
Additional Noninterest Income$34,013,000229
Total noninterest expense$65,653,000450
Salaries and employee benefits$42,014,000380
Premises and equipment expense$3,963,000683
Additional noninterest expense$34,013,000229
Pre-tax net operating income$14,282,000891
Securities gains (losses)$0988
Applicable income taxes$2,981,000751
Income before extraordinary items$11,301,000912
Extraordinary gains, net$054
Net income$11,301,000926
Minority interest net income$088
Net income of bank and minority interests.$11,301,000915
Net charge-offs$1,989,000386
Cash dividends$3,745,0001,005
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,301,000926
2023-09-30 (YTD Data)Rank
Total interest income$48,267,000749
Total interest expense$14,337,000766
Net interest income$33,930,000734
Provision for loan and lease losses$1,661,000495
Total noninterest income$26,918,000310
Gross Fiduciary activities income$0950
Service charges on deposit accounts$944,000839
Trading account gains and feesNANA
Additional Noninterest Income$25,974,000226
Total noninterest expense$49,143,000449
Salaries and employee benefits$32,112,000373
Premises and equipment expense$2,983,000684
Additional noninterest expense$25,974,000226
Pre-tax net operating income$10,044,000967
Securities gains (losses)$0849
Applicable income taxes$2,200,000792
Income before extraordinary items$7,844,0001,021
Extraordinary gains, net$052
Net income$7,844,0001,026
Minority interest net income$081
Net income of bank and minority interests.$7,844,0001,021
Net charge-offs$2,004,000299
Cash dividends$3,745,000763
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,844,0001,032
2023-06-30 (YTD Data)Rank
Total interest income$30,893,000749
Total interest expense$8,852,000743
Net interest income$22,041,000752
Provision for loan and lease losses$1,540,000406
Total noninterest income$17,690,000302
Gross Fiduciary activities income$0931
Service charges on deposit accounts$622,000836
Trading account gains and feesNANA
Additional Noninterest Income$17,068,000224
Total noninterest expense$32,828,000434
Salaries and employee benefits$21,533,000367
Premises and equipment expense$1,979,000673
Additional noninterest expense$17,068,000224
Pre-tax net operating income$5,363,0001,144
Securities gains (losses)$0938
Applicable income taxes$1,123,000944
Income before extraordinary items$4,240,0001,199
Extraordinary gains, net$051
Net income$4,240,0001,210
Minority interest net income$081
Net income of bank and minority interests.$4,240,0001,199
Net charge-offs$1,542,000258
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,240,0001,206
2023-03-31 (YTD Data)Rank
Total interest income$14,582,000776
Total interest expense$3,535,000794
Net interest income$11,047,000760
Provision for loan and lease losses$1,225,000309
Total noninterest income$7,912,000326
Gross Fiduciary activities income$0913
Service charges on deposit accounts$321,000821
Trading account gains and feesNANA
Additional Noninterest Income$7,591,000238
Total noninterest expense$16,009,000454
Salaries and employee benefits$10,235,000398
Premises and equipment expense$983,000707
Additional noninterest expense$7,591,000238
Pre-tax net operating income$1,725,0001,626
Securities gains (losses)$0950
Applicable income taxes$318,0001,337
Income before extraordinary items$1,407,0001,674
Extraordinary gains, net$04
Net income$1,407,0001,674
Minority interest net income$048
Net income of bank and minority interests.$1,407,0001,674
Net charge-offs$-110,0004,561
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,407,0001,691
2022-12-31 (YTD Data)Rank
Total interest income$48,021,000772
Total interest expense$3,881,000952
Net interest income$44,140,000752
Provision for loan and lease losses$465,0001,271
Total noninterest income$44,912,000274
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,241,000859
Trading account gains and feesNANA
Additional Noninterest Income$43,671,000196
Total noninterest expense$71,186,000400
Salaries and employee benefits$46,379,000346
Premises and equipment expense$4,259,000634
Additional noninterest expense$43,671,000196
Pre-tax net operating income$17,401,000840
Securities gains (losses)$0691
Applicable income taxes$3,861,000711
Income before extraordinary items$13,540,000880
Extraordinary gains, net$05
Net income$13,540,000881
Minority interest net income$063
Net income of bank and minority interests.$13,540,000881
Net charge-offs$-852,0004,648
Cash dividends$3,500,0001,029
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,540,000906
2022-09-30 (YTD Data)Rank
Total interest income$34,359,000771
Total interest expense$2,345,000875
Net interest income$32,014,000762
Provision for loan and lease losses$360,0001,136
Total noninterest income$39,959,000243
Gross Fiduciary activities income$0968
Service charges on deposit accounts$903,000886
Trading account gains and feesNANA
Additional Noninterest Income$39,056,000180
Total noninterest expense$59,252,000366
Salaries and employee benefits$36,973,000327
Premises and equipment expense$3,272,000622
Additional noninterest expense$39,056,000180
Pre-tax net operating income$12,361,000870
Securities gains (losses)$0740
Applicable income taxes$2,732,000737
Income before extraordinary items$9,629,000916
Extraordinary gains, net$04
Net income$9,629,000916
Minority interest net income$057
Net income of bank and minority interests.$9,629,000916
Net charge-offs$-857,0004,678
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,629,000934
2022-06-30 (YTD Data)Rank
Total interest income$21,397,000782
Total interest expense$1,382,000830
Net interest income$20,015,000784
Provision for loan and lease losses$255,0001,016
Total noninterest income$30,246,000219
Gross Fiduciary activities income$0925
Service charges on deposit accounts$571,000927
Trading account gains and feesNANA
Additional Noninterest Income$29,675,000169
Total noninterest expense$42,144,000343
Salaries and employee benefits$26,118,000312
Premises and equipment expense$2,106,000632
Additional noninterest expense$13,920,000338
Pre-tax net operating income$7,862,000851
Securities gains (losses)$0687
Applicable income taxes$1,776,000713
Income before extraordinary items$6,086,000897
Extraordinary gains, net$04
Net income$6,086,000897
Minority interest net income$060
Net income of bank and minority interests.$6,086,000897
Net charge-offs$-238,0004,582
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,086,000911
2022-03-31 (YTD Data)Rank
Total interest income$10,269,000793
Total interest expense$673,000810
Net interest income$9,596,000795
Provision for loan and lease losses$150,000763
Total noninterest income$17,057,000209
Gross Fiduciary activities income$0892
Service charges on deposit accounts$263,000974
Trading account gains and feesNANA
Additional Noninterest Income$16,794,000162
Total noninterest expense$22,511,000329
Salaries and employee benefits$13,495,000306
Premises and equipment expense$1,017,000661
Additional noninterest expense$7,999,000308
Pre-tax net operating income$3,992,000827
Securities gains (losses)$0623
Applicable income taxes$975,000654
Income before extraordinary items$3,017,000886
Extraordinary gains, net$04
Net income$3,017,000885
Minority interest net income$050
Net income of bank and minority interests.$3,017,000886
Net charge-offs$-95,0004,544
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,017,000898
2021-12-31 (YTD Data)Rank
Total interest income$39,859,000833
Total interest expense$3,562,000768
Net interest income$36,297,000842
Provision for loan and lease losses$645,000850
Total noninterest income$85,985,000197
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,112,000899
Trading account gains and feesNANA
Additional Noninterest Income$84,873,000156
Total noninterest expense$88,119,000333
Salaries and employee benefits$64,061,000269
Premises and equipment expense$4,022,000656
Additional noninterest expense$20,036,000423
Pre-tax net operating income$33,518,000504
Securities gains (losses)$02,062
Applicable income taxes$7,517,000471
Income before extraordinary items$26,001,000527
Extraordinary gains, net$010
Net income$26,001,000527
Minority interest net income$074
Net income of bank and minority interests.$26,001,000528
Net charge-offs$-80,0004,286
Cash dividends$8,250,000553
Sale, conversion, retirement of capital stock, net$0582
Net operating income$26,001,000521
2021-09-30 (YTD Data)Rank
Total interest income$29,877,000851
Total interest expense$2,706,000810
Net interest income$27,171,000856
Provision for loan and lease losses$495,000832
Total noninterest income$69,204,000191
Gross Fiduciary activities income$0957
Service charges on deposit accounts$735,000983
Trading account gains and feesNANA
Additional Noninterest Income$68,469,000149
Total noninterest expense$67,539,000331
Salaries and employee benefits$50,020,000264
Premises and equipment expense$2,983,000681
Additional noninterest expense$14,536,000434
Pre-tax net operating income$28,341,000474
Securities gains (losses)$02,015
Applicable income taxes$6,653,000430
Income before extraordinary items$21,688,000497
Extraordinary gains, net$08
Net income$21,688,000495
Minority interest net income$069
Net income of bank and minority interests.$21,688,000497
Net charge-offs$-62,0004,292
Cash dividends$3,250,000799
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,688,000488
2021-06-30 (YTD Data)Rank
Total interest income$19,745,000851
Total interest expense$1,849,000830
Net interest income$17,896,000855
Provision for loan and lease losses$345,000813
Total noninterest income$49,782,000184
Gross Fiduciary activities income$0951
Service charges on deposit accounts$367,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$49,415,000145
Total noninterest expense$45,917,000327
Salaries and employee benefits$34,381,000255
Premises and equipment expense$1,955,000688
Additional noninterest expense$9,581,000432
Pre-tax net operating income$21,416,000440
Securities gains (losses)$01,818
Applicable income taxes$4,877,000410
Income before extraordinary items$16,539,000459
Extraordinary gains, net$06
Net income$16,539,000456
Minority interest net income$067
Net income of bank and minority interests.$16,539,000459
Net charge-offs$-61,0004,421
Cash dividends$750,0001,610
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,539,000448
2021-03-31 (YTD Data)Rank
Total interest income$9,705,000856
Total interest expense$967,000839
Net interest income$8,738,000863
Provision for loan and lease losses$195,000838
Total noninterest income$27,578,000171
Gross Fiduciary activities income$0922
Service charges on deposit accounts$169,0001,241
Trading account gains and feesNANA
Additional Noninterest Income$27,409,000138
Total noninterest expense$22,921,000327
Salaries and employee benefits$18,088,000245
Premises and equipment expense$947,000716
Additional noninterest expense$3,886,000492
Pre-tax net operating income$13,200,000374
Securities gains (losses)$01,392
Applicable income taxes$3,058,000352
Income before extraordinary items$10,142,000395
Extraordinary gains, net$03
Net income$10,142,000393
Minority interest net income$055
Net income of bank and minority interests.$10,142,000395
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,142,000386
2020-12-31 (YTD Data)Rank
Total interest income$37,356,000887
Total interest expense$5,292,000893
Net interest income$32,064,000882
Provision for loan and lease losses$4,816,000588
Total noninterest income$99,873,000172
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$702,0001,248
Trading account gains and feesNANA
Additional Noninterest Income$99,171,000135
Total noninterest expense$91,851,000314
Salaries and employee benefits$64,646,000254
Premises and equipment expense$3,925,000672
Additional noninterest expense$23,280,000373
Pre-tax net operating income$35,270,000385
Securities gains (losses)$02,675
Applicable income taxes$9,213,000315
Income before extraordinary items$26,057,000427
Extraordinary gains, net$04
Net income$26,057,000426
Minority interest net income$072
Net income of bank and minority interests.$26,057,000427
Net charge-offs$240,0001,432
Cash dividends$8,500,000521
Sale, conversion, retirement of capital stock, net$0566
Net operating income$26,057,000415
2020-09-30 (YTD Data)Rank
Total interest income$27,028,000913
Total interest expense$4,203,000910
Net interest income$22,825,000910
Provision for loan and lease losses$4,531,000527
Total noninterest income$73,073,000168
Gross Fiduciary activities income$0981
Service charges on deposit accounts$508,0001,275
Trading account gains and feesNANA
Additional Noninterest Income$72,565,000135
Total noninterest expense$66,796,000315
Salaries and employee benefits$47,110,000247
Premises and equipment expense$2,957,000653
Additional noninterest expense$16,729,000369
Pre-tax net operating income$24,571,000380
Securities gains (losses)$02,494
Applicable income taxes$6,519,000312
Income before extraordinary items$18,052,000424
Extraordinary gains, net$04
Net income$18,052,000424
Minority interest net income$065
Net income of bank and minority interests.$18,052,000424
Net charge-offs$249,0001,121
Cash dividends$2,500,000915
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,052,000409
2020-06-30 (YTD Data)Rank
Total interest income$17,495,000946
Total interest expense$2,952,000940
Net interest income$14,543,000937
Provision for loan and lease losses$3,031,000551
Total noninterest income$42,173,000178
Gross Fiduciary activities income$0970
Service charges on deposit accounts$348,0001,251
Trading account gains and feesNANA
Additional Noninterest Income$41,825,000134
Total noninterest expense$40,107,000338
Salaries and employee benefits$26,849,000288
Premises and equipment expense$1,993,000646
Additional noninterest expense$11,265,000362
Pre-tax net operating income$13,578,000386
Securities gains (losses)$02,249
Applicable income taxes$3,696,000309
Income before extraordinary items$9,882,000455
Extraordinary gains, net$04
Net income$9,882,000454
Minority interest net income$065
Net income of bank and minority interests.$9,882,000455
Net charge-offs$138,0001,196
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,882,000441
2020-03-31 (YTD Data)Rank
Total interest income$8,614,000965
Total interest expense$1,560,000978
Net interest income$7,054,000956
Provision for loan and lease losses$1,000,000602
Total noninterest income$18,559,000174
Gross Fiduciary activities income$0941
Service charges on deposit accounts$206,0001,271
Trading account gains and feesNANA
Additional Noninterest Income$18,353,000131
Total noninterest expense$20,078,000334
Salaries and employee benefits$10,517,000347
Premises and equipment expense$1,033,000626
Additional noninterest expense$8,528,000265
Pre-tax net operating income$4,535,000520
Securities gains (losses)$01,705
Applicable income taxes$1,355,000357
Income before extraordinary items$3,180,000614
Extraordinary gains, net$04
Net income$3,180,000615
Minority interest net income$056
Net income of bank and minority interests.$3,180,000614
Net charge-offs$97,000897
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,180,000598
2019-12-31 (YTD Data)Rank
Total interest income$33,008,000998
Total interest expense$6,060,0001,046
Net interest income$26,948,000981
Provision for loan and lease losses$65,0003,212
Total noninterest income$46,654,000251
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$923,0001,189
Trading account gains and fees$0135
Additional Noninterest Income$45,731,000189
Total noninterest expense$60,584,000393
Salaries and employee benefits$40,376,000337
Premises and equipment expense$4,065,000629
Additional noninterest expense$16,143,000453
Pre-tax net operating income$12,953,000845
Securities gains (losses)$79,0001,050
Applicable income taxes$-2,377,0005,169
Income before extraordinary items$15,409,000655
Extraordinary gains, net$011
Net income$15,409,000657
Minority interest net income$076
Net income of bank and minority interests.$15,409,000656
Net charge-offs$-330,0005,066
Cash dividends$9,800,000488
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,330,000641
2019-09-30 (YTD Data)Rank
Total interest income$24,068,0001,025
Total interest expense$4,418,0001,084
Net interest income$19,650,0001,014
Provision for loan and lease losses$65,0002,954
Total noninterest income$34,230,000249
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$741,0001,152
Trading account gains and fees$0129
Additional Noninterest Income$33,489,000185
Total noninterest expense$44,165,000401
Salaries and employee benefits$29,331,000350
Premises and equipment expense$3,057,000625
Additional noninterest expense$11,777,000464
Pre-tax net operating income$9,650,000869
Securities gains (losses)$79,000891
Applicable income taxes$03,902
Income before extraordinary items$9,729,000754
Extraordinary gains, net$011
Net income$9,729,000755
Minority interest net income$072
Net income of bank and minority interests.$9,729,000755
Net charge-offs$-96,0004,957
Cash dividends$3,300,000826
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,650,000747
2019-06-30 (YTD Data)Rank
Total interest income$15,261,0001,069
Total interest expense$2,790,0001,115
Net interest income$12,471,0001,053
Provision for loan and lease losses$50,0002,768
Total noninterest income$20,605,000261
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$482,0001,165
Trading account gains and fees$0131
Additional Noninterest Income$20,123,000194
Total noninterest expense$28,093,000422
Salaries and employee benefits$18,447,000364
Premises and equipment expense$2,050,000623
Additional noninterest expense$7,596,000478
Pre-tax net operating income$4,933,0001,065
Securities gains (losses)$79,000608
Applicable income taxes$03,901
Income before extraordinary items$5,012,000917
Extraordinary gains, net$011
Net income$5,012,000917
Minority interest net income$069
Net income of bank and minority interests.$5,012,000917
Net charge-offs$-54,0004,927
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,933,000914
2019-03-31 (YTD Data)Rank
Total interest income$7,691,0001,052
Total interest expense$1,312,0001,152
Net interest income$6,379,0001,032
Provision for loan and lease losses$20,0002,754
Total noninterest income$9,309,000263
Gross Fiduciary activities income$0972
Service charges on deposit accounts$235,0001,177
Trading account gains and fees$0126
Additional Noninterest Income$9,074,000195
Total noninterest expense$13,208,000440
Salaries and employee benefits$8,646,000388
Premises and equipment expense$1,045,000610
Additional noninterest expense$3,517,000507
Pre-tax net operating income$2,460,0001,036
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,460,000924
Extraordinary gains, net$05
Net income$2,460,000922
Minority interest net income$052
Net income of bank and minority interests.$2,460,000923
Net charge-offs$3,0002,375
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,460,000908
2018-12-31 (YTD Data)Rank
Total interest income$29,145,0001,036
Total interest expense$3,677,0001,217
Net interest income$25,468,0001,015
Provision for loan and lease losses$221,0002,282
Total noninterest income$40,447,000263
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,025,0001,155
Trading account gains and fees$0126
Additional Noninterest Income$39,422,000199
Total noninterest expense$56,568,000417
Salaries and employee benefits$35,195,000377
Premises and equipment expense$4,236,000595
Additional noninterest expense$17,137,000428
Pre-tax net operating income$9,126,0001,116
Securities gains (losses)$454,000134
Applicable income taxes$03,978
Income before extraordinary items$9,580,000945
Extraordinary gains, net$06
Net income$9,580,000944
Minority interest net income$072
Net income of bank and minority interests.$9,580,000944
Net charge-offs$-141,0005,107
Cash dividends$5,350,000703
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,126,000986
2018-09-30 (YTD Data)Rank
Total interest income$21,431,0001,039
Total interest expense$2,511,0001,248
Net interest income$18,920,0001,021
Provision for loan and lease losses$221,0001,904
Total noninterest income$31,008,000257
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$761,0001,157
Trading account gains and fees$0138
Additional Noninterest Income$30,247,000196
Total noninterest expense$41,818,000420
Salaries and employee benefits$26,807,000374
Premises and equipment expense$3,148,000600
Additional noninterest expense$11,863,000452
Pre-tax net operating income$7,889,0001,008
Securities gains (losses)$454,000134
Applicable income taxes$04,032
Income before extraordinary items$8,343,000841
Extraordinary gains, net$05
Net income$8,343,000839
Minority interest net income$066
Net income of bank and minority interests.$8,343,000840
Net charge-offs$-110,0005,138
Cash dividends$2,550,000883
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,889,000867
2018-06-30 (YTD Data)Rank
Total interest income$13,766,0001,064
Total interest expense$1,448,0001,327
Net interest income$12,318,0001,043
Provision for loan and lease losses$150,0001,766
Total noninterest income$20,601,000255
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$489,0001,188
Trading account gains and fees$0130
Additional Noninterest Income$20,112,000193
Total noninterest expense$27,975,000421
Salaries and employee benefits$17,431,000388
Premises and equipment expense$2,082,000607
Additional noninterest expense$8,462,000432
Pre-tax net operating income$4,794,0001,061
Securities gains (losses)$454,000110
Applicable income taxes$04,018
Income before extraordinary items$5,248,000860
Extraordinary gains, net$06
Net income$5,248,000858
Minority interest net income$065
Net income of bank and minority interests.$5,248,000859
Net charge-offs$-105,0005,208
Cash dividends$1,300,0001,081
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,794,000937
2018-03-31 (YTD Data)Rank
Total interest income$6,545,0001,109
Total interest expense$598,0001,488
Net interest income$5,947,0001,069
Provision for loan and lease losses$75,0001,680
Total noninterest income$9,938,000265
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$241,0001,207
Trading account gains and fees$0123
Additional Noninterest Income$9,697,000201
Total noninterest expense$13,306,000435
Salaries and employee benefits$8,205,000401
Premises and equipment expense$1,012,000624
Additional noninterest expense$4,089,000441
Pre-tax net operating income$2,504,0001,010
Securities gains (losses)$454,00077
Applicable income taxes$03,948
Income before extraordinary items$2,958,000757
Extraordinary gains, net$07
Net income$2,958,000757
Minority interest net income$052
Net income of bank and minority interests.$2,958,000757
Net charge-offs$-100,0005,384
Cash dividends$1,300,000588
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,504,000870
2017-12-31 (YTD Data)Rank
Total interest income$23,817,0001,161
Total interest expense$1,828,0001,641
Net interest income$21,989,0001,123
Provision for loan and lease losses$37,0003,710
Total noninterest income$42,751,000248
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$932,0001,257
Trading account gains and fees$0151
Additional Noninterest Income$41,819,000187
Total noninterest expense$57,108,000402
Salaries and employee benefits$37,589,000345
Premises and equipment expense$3,774,000662
Additional noninterest expense$15,745,000446
Pre-tax net operating income$7,595,0001,227
Securities gains (losses)$8,0001,669
Applicable income taxes$04,135
Income before extraordinary items$7,603,000946
Extraordinary gains, net$09
Net income$7,603,000946
Minority interest net income$076
Net income of bank and minority interests.$7,603,000946
Net charge-offs$-310,0005,507
Cash dividends$5,250,000645
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,595,000936
2017-09-30 (YTD Data)Rank
Total interest income$17,388,0001,192
Total interest expense$1,316,0001,682
Net interest income$16,072,0001,143
Provision for loan and lease losses$54,0003,183
Total noninterest income$32,866,000249
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$686,0001,281
Trading account gains and fees$0145
Additional Noninterest Income$32,180,000186
Total noninterest expense$42,766,000407
Salaries and employee benefits$28,304,000351
Premises and equipment expense$2,795,000679
Additional noninterest expense$11,667,000449
Pre-tax net operating income$6,118,0001,187
Securities gains (losses)$8,0001,697
Applicable income taxes$04,172
Income before extraordinary items$6,126,000969
Extraordinary gains, net$09
Net income$6,126,000969
Minority interest net income$071
Net income of bank and minority interests.$6,126,000969
Net charge-offs$-278,0005,557
Cash dividends$5,250,000478
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,118,000952
2017-06-30 (YTD Data)Rank
Total interest income$11,335,0001,207
Total interest expense$865,0001,667
Net interest income$10,470,0001,159
Provision for loan and lease losses$54,0002,791
Total noninterest income$23,034,000243
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$748,000822
Trading account gains and fees$0139
Additional Noninterest Income$22,286,000181
Total noninterest expense$28,632,000413
Salaries and employee benefits$18,943,000352
Premises and equipment expense$1,843,000683
Additional noninterest expense$7,846,000452
Pre-tax net operating income$4,818,0001,022
Securities gains (losses)$8,0001,330
Applicable income taxes$04,189
Income before extraordinary items$4,826,000822
Extraordinary gains, net$011
Net income$4,826,000821
Minority interest net income$071
Net income of bank and minority interests.$4,826,000822
Net charge-offs$-207,0005,592
Cash dividends$3,500,000484
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,818,000814
2017-03-31 (YTD Data)Rank
Total interest income$5,458,0001,235
Total interest expense$428,0001,652
Net interest income$5,030,0001,187
Provision for loan and lease losses$150,0001,115
Total noninterest income$11,144,000246
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$373,000820
Trading account gains and fees$0142
Additional Noninterest Income$10,771,000183
Total noninterest expense$13,865,000427
Salaries and employee benefits$8,593,000384
Premises and equipment expense$912,000702
Additional noninterest expense$4,360,000417
Pre-tax net operating income$2,159,0001,099
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,159,000873
Extraordinary gains, net$08
Net income$2,159,000874
Minority interest net income$055
Net income of bank and minority interests.$2,159,000873
Net charge-offs$-72,0005,545
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,159,000859
2016-12-31 (YTD Data)Rank
Total interest income$22,483,0001,177
Total interest expense$1,687,0001,627
Net interest income$20,796,0001,130
Provision for loan and lease losses$248,0002,200
Total noninterest income$51,154,000219
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,458,000862
Trading account gains and fees$0170
Additional Noninterest Income$49,696,000160
Total noninterest expense$58,624,000397
Salaries and employee benefits$39,467,000336
Premises and equipment expense$3,907,000632
Additional noninterest expense$15,250,000454
Pre-tax net operating income$13,078,000733
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$13,078,000591
Extraordinary gains, net$05
Net income$13,078,000590
Minority interest net income$082
Net income of bank and minority interests.$13,078,000590
Net charge-offs$-483,0005,793
Cash dividends$7,350,000497
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,078,000584
2016-09-30 (YTD Data)Rank
Total interest income$16,785,0001,185
Total interest expense$1,240,0001,658
Net interest income$15,545,0001,136
Provision for loan and lease losses$386,0001,388
Total noninterest income$39,375,000214
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,079,000873
Trading account gains and fees$0169
Additional Noninterest Income$38,296,000155
Total noninterest expense$43,784,000399
Salaries and employee benefits$29,091,000343
Premises and equipment expense$2,874,000647
Additional noninterest expense$11,819,000444
Pre-tax net operating income$10,750,000672
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$10,750,000548
Extraordinary gains, net$05
Net income$10,750,000546
Minority interest net income$071
Net income of bank and minority interests.$10,750,000548
Net charge-offs$-356,0005,821
Cash dividends$4,850,000517
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,750,000532
2016-06-30 (YTD Data)Rank
Total interest income$10,830,0001,220
Total interest expense$791,0001,717
Net interest income$10,039,0001,169
Provision for loan and lease losses$243,0001,446
Total noninterest income$25,545,000212
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$428,0001,364
Trading account gains and fees$0157
Additional Noninterest Income$25,117,000157
Total noninterest expense$28,707,000402
Salaries and employee benefits$18,251,000358
Premises and equipment expense$1,769,000702
Additional noninterest expense$8,687,000411
Pre-tax net operating income$6,634,000701
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$6,634,000581
Extraordinary gains, net$016
Net income$6,634,000580
Minority interest net income$071
Net income of bank and minority interests.$6,634,000580
Net charge-offs$-330,0005,929
Cash dividends$2,850,000587
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,634,000562
2016-03-31 (YTD Data)Rank
Total interest income$5,335,0001,228
Total interest expense$390,0001,733
Net interest income$4,945,0001,190
Provision for loan and lease losses$98,0001,552
Total noninterest income$11,392,000226
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$211,0001,371
Trading account gains and fees$0142
Additional Noninterest Income$11,181,000166
Total noninterest expense$13,213,000428
Salaries and employee benefits$8,190,000388
Premises and equipment expense$882,000712
Additional noninterest expense$4,141,000423
Pre-tax net operating income$3,026,000757
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,026,000612
Extraordinary gains, net$012
Net income$3,026,000609
Minority interest net income$062
Net income of bank and minority interests.$3,026,000612
Net charge-offs$-108,0005,892
Cash dividends$1,100,000679
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,026,000596
2015-12-31 (YTD Data)Rank
Total interest income$21,069,0001,216
Total interest expense$1,712,0001,589
Net interest income$19,357,0001,185
Provision for loan and lease losses$-10,0005,608
Total noninterest income$39,756,000254
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$921,0001,301
Trading account gains and fees$0159
Additional Noninterest Income$38,835,000186
Total noninterest expense$48,180,000452
Salaries and employee benefits$31,449,000386
Premises and equipment expense$3,251,000755
Additional noninterest expense$13,480,000508
Pre-tax net operating income$10,943,000816
Securities gains (losses)$03,216
Applicable income taxes$5,0004,199
Income before extraordinary items$10,938,000677
Extraordinary gains, net$023
Net income$10,938,000676
Minority interest net income$081
Net income of bank and minority interests.$10,938,000677
Net charge-offs$-90,0005,702
Cash dividends$5,750,000587
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,938,000663
2015-09-30 (YTD Data)Rank
Total interest income$15,570,0001,236
Total interest expense$1,318,0001,567
Net interest income$14,252,0001,201
Provision for loan and lease losses$-67,0005,883
Total noninterest income$31,232,000248
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$691,0001,315
Trading account gains and fees$0153
Additional Noninterest Income$30,541,000180
Total noninterest expense$36,026,000457
Salaries and employee benefits$22,935,000400
Premises and equipment expense$2,407,000778
Additional noninterest expense$10,684,000482
Pre-tax net operating income$9,525,000725
Securities gains (losses)$03,031
Applicable income taxes$5,0004,269
Income before extraordinary items$9,520,000589
Extraordinary gains, net$021
Net income$9,520,000587
Minority interest net income$078
Net income of bank and minority interests.$9,520,000589
Net charge-offs$-491,0006,106
Cash dividends$5,750,000432
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,520,000575
2015-06-30 (YTD Data)Rank
Total interest income$9,910,0001,294
Total interest expense$900,0001,539
Net interest income$9,010,0001,271
Provision for loan and lease losses$159,0001,720
Total noninterest income$20,586,000250
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$443,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$20,143,000187
Total noninterest expense$22,817,000479
Salaries and employee benefits$14,831,000413
Premises and equipment expense$1,585,000796
Additional noninterest expense$6,401,000537
Pre-tax net operating income$6,620,000714
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$6,615,000571
Extraordinary gains, net$022
Net income$6,615,000568
Minority interest net income$075
Net income of bank and minority interests.$6,615,000571
Net charge-offs$-547,0006,231
Cash dividends$3,250,000474
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,615,000554
2015-03-31 (YTD Data)Rank
Total interest income$4,823,0001,330
Total interest expense$432,0001,613
Net interest income$4,391,0001,291
Provision for loan and lease losses$171,0001,003
Total noninterest income$10,966,000237
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$211,0001,378
Trading account gains and fees$0152
Additional Noninterest Income$10,755,000170
Total noninterest expense$10,879,000500
Salaries and employee benefits$6,547,000459
Premises and equipment expense$794,000803
Additional noninterest expense$3,538,000478
Pre-tax net operating income$4,307,000549
Securities gains (losses)$02,027
Applicable income taxes$5,0004,030
Income before extraordinary items$4,302,000432
Extraordinary gains, net$013
Net income$4,302,000432
Minority interest net income$064
Net income of bank and minority interests.$4,302,000432
Net charge-offs$-619,0006,361
Cash dividends$1,250,000543
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,302,000423
2014-12-31 (YTD Data)Rank
Total interest income$18,369,0001,380
Total interest expense$1,909,0001,549
Net interest income$16,460,0001,350
Provision for loan and lease losses$320,0001,917
Total noninterest income$30,052,000284
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$896,0001,434
Trading account gains and fees$0180
Additional Noninterest Income$29,156,000212
Total noninterest expense$38,505,000537
Salaries and employee benefits$23,344,000476
Premises and equipment expense$3,138,000792
Additional noninterest expense$12,023,000569
Pre-tax net operating income$7,687,0001,067
Securities gains (losses)$03,259
Applicable income taxes$5,0004,305
Income before extraordinary items$7,682,000860
Extraordinary gains, net$017
Net income$7,682,000859
Minority interest net income$084
Net income of bank and minority interests.$7,682,000859
Net charge-offs$611,0001,278
Cash dividends$2,850,000964
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,682,000840
2014-09-30 (YTD Data)Rank
Total interest income$13,453,0001,416
Total interest expense$1,423,0001,572
Net interest income$12,030,0001,396
Provision for loan and lease losses$246,0001,837
Total noninterest income$22,122,000284
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$657,0001,470
Trading account gains and fees$0174
Additional Noninterest Income$21,465,000210
Total noninterest expense$28,322,000542
Salaries and employee benefits$17,216,000479
Premises and equipment expense$2,355,000795
Additional noninterest expense$8,751,000573
Pre-tax net operating income$5,584,0001,103
Securities gains (losses)$02,980
Applicable income taxes$5,0004,323
Income before extraordinary items$5,579,000890
Extraordinary gains, net$015
Net income$5,579,000889
Minority interest net income$081
Net income of bank and minority interests.$5,579,000889
Net charge-offs$540,0001,084
Cash dividends$2,250,000839
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,579,000869
2014-06-30 (YTD Data)Rank
Total interest income$8,758,0001,443
Total interest expense$953,0001,580
Net interest income$7,805,0001,420
Provision for loan and lease losses$91,0002,442
Total noninterest income$14,816,000278
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$428,0001,478
Trading account gains and fees$0172
Additional Noninterest Income$14,388,000209
Total noninterest expense$19,180,000531
Salaries and employee benefits$11,137,000496
Premises and equipment expense$1,546,000810
Additional noninterest expense$6,497,000519
Pre-tax net operating income$3,350,0001,183
Securities gains (losses)$02,580
Applicable income taxes$5,0004,257
Income before extraordinary items$3,345,000973
Extraordinary gains, net$020
Net income$3,345,000974
Minority interest net income$080
Net income of bank and minority interests.$3,345,000974
Net charge-offs$370,0001,099
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,345,000955
2014-03-31 (YTD Data)Rank
Total interest income$4,346,0001,456
Total interest expense$477,0001,597
Net interest income$3,869,0001,423
Provision for loan and lease losses$164,0001,140
Total noninterest income$5,891,000324
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$202,0001,537
Trading account gains and fees$0147
Additional Noninterest Income$5,689,000236
Total noninterest expense$8,551,000603
Salaries and employee benefits$5,077,000536
Premises and equipment expense$773,000830
Additional noninterest expense$2,701,000608
Pre-tax net operating income$1,045,0001,710
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,045,0001,439
Extraordinary gains, net$016
Net income$1,045,0001,442
Minority interest net income$066
Net income of bank and minority interests.$1,045,0001,441
Net charge-offs$-6,0005,539
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,045,0001,416
2013-12-31 (YTD Data)Rank
Total interest income$17,674,0001,436
Total interest expense$2,326,0001,460
Net interest income$15,348,0001,403
Provision for loan and lease losses$1,240,000920
Total noninterest income$31,894,000284
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$899,0001,491
Trading account gains and fees$0184
Additional Noninterest Income$30,995,000209
Total noninterest expense$38,664,000534
Salaries and employee benefits$23,025,000477
Premises and equipment expense$2,747,000878
Additional noninterest expense$12,892,000546
Pre-tax net operating income$7,338,0001,040
Securities gains (losses)$03,182
Applicable income taxes$5,0004,396
Income before extraordinary items$7,333,000856
Extraordinary gains, net$029
Net income$7,333,000858
Minority interest net income$090
Net income of bank and minority interests.$7,333,000858
Net charge-offs$1,185,0001,120
Cash dividends$6,500,000456
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,333,000839
2013-09-30 (YTD Data)Rank
Total interest income$13,129,0001,450
Total interest expense$1,781,0001,474
Net interest income$11,348,0001,430
Provision for loan and lease losses$590,0001,352
Total noninterest income$26,679,000266
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$660,0001,522
Trading account gains and fees$0180
Additional Noninterest Income$26,019,000199
Total noninterest expense$31,027,000504
Salaries and employee benefits$17,569,000474
Premises and equipment expense$2,008,000902
Additional noninterest expense$11,450,000469
Pre-tax net operating income$6,410,000914
Securities gains (losses)$03,040
Applicable income taxes$5,0004,449
Income before extraordinary items$6,405,000753
Extraordinary gains, net$025
Net income$6,405,000753
Minority interest net income$084
Net income of bank and minority interests.$6,405,000755
Net charge-offs$785,0001,193
Cash dividends$5,500,000376
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,405,000727
2013-06-30 (YTD Data)Rank
Total interest income$9,246,0001,372
Total interest expense$1,184,0001,515
Net interest income$8,062,0001,340
Provision for loan and lease losses$829,000779
Total noninterest income$17,256,000282
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$426,0001,536
Trading account gains and fees$0157
Additional Noninterest Income$16,830,000212
Total noninterest expense$19,888,000524
Salaries and employee benefits$11,088,000499
Premises and equipment expense$1,296,000927
Additional noninterest expense$7,504,000477
Pre-tax net operating income$4,601,000835
Securities gains (losses)$02,791
Applicable income taxes$5,0004,362
Income before extraordinary items$4,596,000694
Extraordinary gains, net$022
Net income$4,596,000696
Minority interest net income$082
Net income of bank and minority interests.$4,596,000696
Net charge-offs$801,000903
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,596,000670
2013-03-31 (YTD Data)Rank
Total interest income$4,235,0001,503
Total interest expense$579,0001,591
Net interest income$3,656,0001,472
Provision for loan and lease losses$289,0001,064
Total noninterest income$7,597,000300
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$211,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$7,386,000226
Total noninterest expense$9,447,000562
Salaries and employee benefits$5,541,000511
Premises and equipment expense$610,0001,007
Additional noninterest expense$3,296,000531
Pre-tax net operating income$1,517,0001,197
Securities gains (losses)$01,966
Applicable income taxes$5,0004,175
Income before extraordinary items$1,512,0001,004
Extraordinary gains, net$010
Net income$1,512,0001,004
Minority interest net income$076
Net income of bank and minority interests.$1,512,0001,006
Net charge-offs$586,000685
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,512,000950
2012-12-31 (YTD Data)Rank
Total interest income$17,313,0001,529
Total interest expense$2,713,0001,633
Net interest income$14,600,0001,501
Provision for loan and lease losses$3,073,000751
Total noninterest income$24,235,000367
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$896,0001,554
Trading account gains and fees$0166
Additional Noninterest Income$23,339,000270
Total noninterest expense$28,187,000719
Salaries and employee benefits$16,149,000649
Premises and equipment expense$1,980,0001,195
Additional noninterest expense$10,058,000708
Pre-tax net operating income$7,575,000944
Securities gains (losses)$03,810
Applicable income taxes$5,0004,499
Income before extraordinary items$7,570,000792
Extraordinary gains, net$029
Net income$7,570,000791
Minority interest net income$093
Net income of bank and minority interests.$7,570,000792
Net charge-offs$2,268,0001,057
Cash dividends$3,250,000813
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,570,000740
2012-09-30 (YTD Data)Rank
Total interest income$12,752,0001,596
Total interest expense$2,100,0001,653
Net interest income$10,652,0001,566
Provision for loan and lease losses$2,917,000639
Total noninterest income$15,093,000415
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$663,0001,585
Trading account gains and fees$0157
Additional Noninterest Income$14,430,000308
Total noninterest expense$18,230,000814
Salaries and employee benefits$10,141,000770
Premises and equipment expense$1,400,0001,281
Additional noninterest expense$6,689,000777
Pre-tax net operating income$4,598,0001,171
Securities gains (losses)$03,575
Applicable income taxes$5,0004,514
Income before extraordinary items$4,593,0001,007
Extraordinary gains, net$020
Net income$4,593,0001,007
Minority interest net income$086
Net income of bank and minority interests.$4,593,0001,007
Net charge-offs$2,149,000878
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,593,000952
2012-06-30 (YTD Data)Rank
Total interest income$8,145,0001,672
Total interest expense$1,455,0001,653
Net interest income$6,690,0001,654
Provision for loan and lease losses$1,133,000999
Total noninterest income$8,335,000459
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$422,0001,622
Trading account gains and fees$0153
Additional Noninterest Income$7,913,000337
Total noninterest expense$11,223,000889
Salaries and employee benefits$5,856,000889
Premises and equipment expense$859,0001,383
Additional noninterest expense$4,508,000779
Pre-tax net operating income$2,669,0001,324
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$2,664,0001,131
Extraordinary gains, net$019
Net income$2,664,0001,131
Minority interest net income$084
Net income of bank and minority interests.$2,664,0001,131
Net charge-offs$1,662,000788
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,664,0001,056
2012-03-31 (YTD Data)Rank
Total interest income$4,109,0001,675
Total interest expense$766,0001,636
Net interest income$3,343,0001,663
Provision for loan and lease losses$344,0001,383
Total noninterest income$3,109,000567
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$204,0001,659
Trading account gains and fees$0148
Additional Noninterest Income$2,905,000424
Total noninterest expense$4,697,0001,055
Salaries and employee benefits$2,647,000979
Premises and equipment expense$421,0001,421
Additional noninterest expense$1,629,0001,047
Pre-tax net operating income$1,411,0001,243
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$1,406,0001,063
Extraordinary gains, net$019
Net income$1,406,0001,064
Minority interest net income$078
Net income of bank and minority interests.$1,406,0001,064
Net charge-offs$470,0001,142
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,406,000993
2011-12-31 (YTD Data)Rank
Total interest income$16,826,0001,682
Total interest expense$3,368,0001,757
Net interest income$13,458,0001,654
Provision for loan and lease losses$3,901,000967
Total noninterest income$10,583,000580
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0005,496
Trading account gains and fees$0146
Additional Noninterest Income$10,482,000414
Total noninterest expense$14,597,0001,342
Salaries and employee benefits$7,594,0001,294
Premises and equipment expense$1,567,0001,582
Additional noninterest expense$5,436,0001,278
Pre-tax net operating income$5,543,0001,080
Securities gains (losses)$03,838
Applicable income taxes$5,0004,437
Income before extraordinary items$5,538,000905
Extraordinary gains, net$029
Net income$5,538,000903
Minority interest net income$096
Net income of bank and minority interests.$5,538,000905
Net charge-offs$2,639,0001,308
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,538,000866
2011-09-30 (YTD Data)Rank
Total interest income$12,705,0001,688
Total interest expense$2,557,0001,801
Net interest income$10,148,0001,651
Provision for loan and lease losses$3,082,000917
Total noninterest income$8,672,000557
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0145
Additional Noninterest Income$8,617,000389
Total noninterest expense$10,693,0001,371
Salaries and employee benefits$5,560,0001,338
Premises and equipment expense$1,178,0001,595
Additional noninterest expense$3,955,0001,305
Pre-tax net operating income$5,045,000921
Securities gains (losses)$03,555
Applicable income taxes$5,0004,418
Income before extraordinary items$5,040,000766
Extraordinary gains, net$021
Net income$5,040,000765
Minority interest net income$087
Net income of bank and minority interests.$5,040,000766
Net charge-offs$2,079,0001,188
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,040,000738
2011-06-30 (YTD Data)Rank
Total interest income$8,334,0001,742
Total interest expense$1,747,0001,828
Net interest income$6,587,0001,706
Provision for loan and lease losses$1,753,0001,004
Total noninterest income$6,138,000541
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0005,408
Trading account gains and fees$0153
Additional Noninterest Income$6,083,000367
Total noninterest expense$6,880,0001,440
Salaries and employee benefits$3,395,0001,474
Premises and equipment expense$776,0001,630
Additional noninterest expense$2,709,0001,303
Pre-tax net operating income$4,092,000757
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$4,087,000634
Extraordinary gains, net$015
Net income$4,087,000633
Minority interest net income$089
Net income of bank and minority interests.$4,087,000634
Net charge-offs$1,597,0001,067
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,087,000615
2011-03-31 (YTD Data)Rank
Total interest income$3,845,0001,872
Total interest expense$986,0001,708
Net interest income$2,859,0001,929
Provision for loan and lease losses$651,0001,198
Total noninterest income$1,636,000849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$1,636,000588
Total noninterest expense$2,536,0001,913
Salaries and employee benefits$1,126,0002,184
Premises and equipment expense$298,0002,152
Additional noninterest expense$1,112,0001,558
Pre-tax net operating income$1,308,0001,119
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,308,000929
Extraordinary gains, net$09
Net income$1,308,000929
Minority interest net income$086
Net income of bank and minority interests.$1,308,000929
Net charge-offs$518,0001,312
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,308,000906
2010-12-31 (YTD Data)Rank
Total interest income$13,634,0002,218
Total interest expense$3,467,0002,286
Net interest income$10,167,0002,155
Provision for loan and lease losses$2,959,0001,625
Total noninterest income$4,153,0001,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,153,000849
Total noninterest expense$8,284,0002,335
Salaries and employee benefits$3,579,0002,667
Premises and equipment expense$992,0002,494
Additional noninterest expense$3,713,0001,916
Pre-tax net operating income$3,077,0001,593
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,077,0001,370
Extraordinary gains, net$029
Net income$3,077,0001,373
Minority interest net income$0111
Net income of bank and minority interests.$3,077,0001,374
Net charge-offs$2,607,0001,590
Cash dividends$1,333,0001,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,077,0001,326
2010-09-30 (YTD Data)Rank
Total interest income$10,210,0002,263
Total interest expense$2,667,0002,318
Net interest income$7,543,0002,204
Provision for loan and lease losses$2,383,0001,473
Total noninterest income$3,289,0001,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$3,289,000774
Total noninterest expense$6,067,0002,391
Salaries and employee benefits$2,474,0002,873
Premises and equipment expense$754,0002,510
Additional noninterest expense$2,839,0001,853
Pre-tax net operating income$2,382,0001,651
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,382,0001,395
Extraordinary gains, net$023
Net income$2,382,0001,398
Minority interest net income$0110
Net income of bank and minority interests.$2,382,0001,399
Net charge-offs$1,969,0001,522
Cash dividends$828,0001,237
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,382,0001,340
2010-06-30 (YTD Data)Rank
Total interest income$6,667,0002,338
Total interest expense$1,850,0002,321
Net interest income$4,817,0002,320
Provision for loan and lease losses$1,793,0001,366
Total noninterest income$2,597,0001,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,597,000659
Total noninterest expense$4,046,0002,400
Salaries and employee benefits$1,634,0002,919
Premises and equipment expense$496,0002,560
Additional noninterest expense$1,916,0001,836
Pre-tax net operating income$1,575,0001,654
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,575,0001,401
Extraordinary gains, net$019
Net income$1,575,0001,401
Minority interest net income$0105
Net income of bank and minority interests.$1,575,0001,402
Net charge-offs$1,031,0001,693
Cash dividends$414,0001,533
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,575,0001,347
2010-03-31 (YTD Data)Rank
Total interest income$3,280,0002,431
Total interest expense$923,0002,443
Net interest income$2,357,0002,391
Provision for loan and lease losses$384,0002,113
Total noninterest income$606,0001,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$606,0001,119
Total noninterest expense$1,792,0002,710
Salaries and employee benefits$805,0003,006
Premises and equipment expense$236,0002,704
Additional noninterest expense$751,0002,253
Pre-tax net operating income$787,0001,640
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$787,0001,396
Extraordinary gains, net$016
Net income$787,0001,397
Minority interest net income$091
Net income of bank and minority interests.$787,0001,398
Net charge-offs$156,0002,681
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$787,0001,346
2009-12-31 (YTD Data)Rank
Total interest income$12,787,0002,581
Total interest expense$4,363,0002,543
Net interest income$8,424,0002,590
Provision for loan and lease losses$1,693,0002,702
Total noninterest income$2,854,0001,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,854,0001,083
Total noninterest expense$7,517,0002,621
Salaries and employee benefits$3,245,0002,981
Premises and equipment expense$1,090,0002,401
Additional noninterest expense$3,182,0002,227
Pre-tax net operating income$2,068,0001,864
Securities gains (losses)$-83,0007,257
Applicable income taxes$5,0004,022
Income before extraordinary items$1,980,0001,700
Extraordinary gains, net$034
Net income$1,980,0001,698
Minority interest net income$0115
Net income of bank and minority interests.$1,980,0001,699
Net charge-offs$1,748,0002,203
Cash dividends$1,594,0001,135
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,063,0001,571
2009-09-30 (YTD Data)Rank
Total interest income$9,497,0002,651
Total interest expense$3,440,0002,542
Net interest income$6,057,0002,703
Provision for loan and lease losses$1,141,0002,585
Total noninterest income$2,229,0001,642
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,229,0001,068
Total noninterest expense$5,796,0002,559
Salaries and employee benefits$2,646,0002,781
Premises and equipment expense$813,0002,438
Additional noninterest expense$2,337,0002,235
Pre-tax net operating income$1,349,0002,247
Securities gains (losses)$-83,0007,451
Applicable income taxes$5,0004,212
Income before extraordinary items$1,261,0002,093
Extraordinary gains, net$027
Net income$1,261,0002,091
Minority interest net income$0118
Net income of bank and minority interests.$1,261,0002,093
Net charge-offs$1,309,0001,913
Cash dividends$1,594,000800
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,344,0001,940
2009-06-30 (YTD Data)Rank
Total interest income$6,428,0002,650
Total interest expense$2,371,0002,564
Net interest income$4,057,0002,674
Provision for loan and lease losses$699,0002,504
Total noninterest income$1,483,0001,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,483,0001,109
Total noninterest expense$3,815,0002,615
Salaries and employee benefits$1,811,0002,751
Premises and equipment expense$527,0002,531
Additional noninterest expense$1,477,0002,369
Pre-tax net operating income$1,026,0002,068
Securities gains (losses)$-83,0007,659
Applicable income taxes$5,0004,239
Income before extraordinary items$938,0001,952
Extraordinary gains, net$021
Net income$938,0001,950
Minority interest net income$0112
Net income of bank and minority interests.$938,0001,951
Net charge-offs$333,0002,807
Cash dividends$1,594,000562
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,020,1701,765
2009-03-31 (YTD Data)Rank
Total interest income$3,271,0002,645
Total interest expense$1,201,0002,632
Net interest income$2,070,0002,622
Provision for loan and lease losses$335,0002,180
Total noninterest income$692,0001,707
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$692,0001,121
Total noninterest expense$1,824,0002,641
Salaries and employee benefits$941,0002,682
Premises and equipment expense$252,0002,661
Additional noninterest expense$631,0002,453
Pre-tax net operating income$603,0002,038
Securities gains (losses)$-59,0007,955
Applicable income taxes$5,0004,285
Income before extraordinary items$539,0001,984
Extraordinary gains, net$015
Net income$539,0001,985
Minority interest net income$0102
Net income of bank and minority interests.$539,0001,985
Net charge-offs$1,004,000953
Cash dividends$994,000469
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$597,4101,706
2008-12-31 (YTD Data)Rank
Total interest income$15,370,0002,406
Total interest expense$5,937,0002,543
Net interest income$9,433,0002,327
Provision for loan and lease losses$1,704,0001,996
Total noninterest income$4,368,0001,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$4,368,000732
Total noninterest expense$8,030,0002,368
Salaries and employee benefits$3,905,0002,566
Premises and equipment expense$1,157,0002,316
Additional noninterest expense$2,968,0002,027
Pre-tax net operating income$4,067,0001,348
Securities gains (losses)$03,220
Applicable income taxes$5,0004,660
Income before extraordinary items$4,062,0001,025
Extraordinary gains, net$039
Net income$4,062,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,178,0001,226
Cash dividends$3,265,000831
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,062,0001,095
2008-09-30 (YTD Data)Rank
Total interest income$11,962,0002,390
Total interest expense$4,652,0002,535
Net interest income$7,310,0002,284
Provision for loan and lease losses$1,348,0001,531
Total noninterest income$3,636,0001,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$3,636,000717
Total noninterest expense$6,247,0002,288
Salaries and employee benefits$2,994,0002,546
Premises and equipment expense$885,0002,289
Additional noninterest expense$2,368,0001,873
Pre-tax net operating income$3,351,0001,463
Securities gains (losses)$03,106
Applicable income taxes$5,0005,028
Income before extraordinary items$3,346,0001,104
Extraordinary gains, net$031
Net income$3,346,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,632
Cash dividends$2,140,000955
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,346,0001,185
2008-06-30 (YTD Data)Rank
Total interest income$8,482,0002,305
Total interest expense$3,366,0002,438
Net interest income$5,116,0002,172
Provision for loan and lease losses$482,0001,959
Total noninterest income$1,671,0001,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,671,000965
Total noninterest expense$4,318,0002,213
Salaries and employee benefits$2,095,0002,458
Premises and equipment expense$618,0002,188
Additional noninterest expense$1,605,0001,799
Pre-tax net operating income$1,987,0001,700
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$1,982,0001,405
Extraordinary gains, net$021
Net income$1,982,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,881
Cash dividends$1,572,000954
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,982,0001,373
2008-03-31 (YTD Data)Rank
Total interest income$4,714,0002,148
Total interest expense$1,961,0002,275
Net interest income$2,753,0002,027
Provision for loan and lease losses$286,0001,456
Total noninterest income$750,0001,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$750,0001,053
Total noninterest expense$2,224,0002,153
Salaries and employee benefits$1,079,0002,410
Premises and equipment expense$321,0002,121
Additional noninterest expense$824,0001,722
Pre-tax net operating income$993,0001,799
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$988,0001,514
Extraordinary gains, net$015
Net income$988,0001,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$862,000865
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$988,0001,454
2007-12-31 (YTD Data)Rank
Total interest income$20,212,0002,077
Total interest expense$8,189,0002,272
Net interest income$12,023,0001,885
Provision for loan and lease losses$244,0003,558
Total noninterest income$3,042,0001,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$3,042,0001,007
Total noninterest expense$9,483,0001,952
Salaries and employee benefits$4,975,0002,019
Premises and equipment expense$1,401,0001,867
Additional noninterest expense$3,107,0001,782
Pre-tax net operating income$5,338,0001,561
Securities gains (losses)$18,0001,138
Applicable income taxes$5,0005,774
Income before extraordinary items$5,351,0001,196
Extraordinary gains, net$039
Net income$5,351,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,768
Cash dividends$3,411,0001,073
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,333,0001,196
2007-09-30 (YTD Data)Rank
Total interest income$15,146,0002,081
Total interest expense$6,102,0002,288
Net interest income$9,044,0001,890
Provision for loan and lease losses$192,0003,073
Total noninterest income$2,311,0001,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,311,000996
Total noninterest expense$7,053,0001,947
Salaries and employee benefits$3,820,0001,971
Premises and equipment expense$1,042,0001,874
Additional noninterest expense$2,191,0001,843
Pre-tax net operating income$4,110,0001,632
Securities gains (losses)$18,000854
Applicable income taxes$5,0005,890
Income before extraordinary items$4,123,0001,249
Extraordinary gains, net$033
Net income$4,123,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,944
Cash dividends$2,455,0001,041
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,105,0001,239
2007-06-30 (YTD Data)Rank
Total interest income$10,047,0002,103
Total interest expense$4,060,0002,294
Net interest income$5,987,0001,928
Provision for loan and lease losses$135,0002,802
Total noninterest income$1,490,0001,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,490,0001,053
Total noninterest expense$4,622,0002,002
Salaries and employee benefits$2,570,0001,978
Premises and equipment expense$693,0001,890
Additional noninterest expense$1,359,0001,988
Pre-tax net operating income$2,720,0001,686
Securities gains (losses)$18,000734
Applicable income taxes$5,0005,893
Income before extraordinary items$2,733,0001,310
Extraordinary gains, net$029
Net income$2,733,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0007,938
Cash dividends$1,628,0001,044
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,715,0001,297
2007-03-31 (YTD Data)Rank
Total interest income$4,994,0002,114
Total interest expense$2,002,0002,316
Net interest income$2,992,0001,923
Provision for loan and lease losses$84,0002,309
Total noninterest income$740,0001,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$740,0001,041
Total noninterest expense$2,273,0002,039
Salaries and employee benefits$1,292,0001,988
Premises and equipment expense$344,0001,903
Additional noninterest expense$637,0002,062
Pre-tax net operating income$1,375,0001,664
Securities gains (losses)$17,000594
Applicable income taxes$5,0005,693
Income before extraordinary items$1,387,0001,265
Extraordinary gains, net$022
Net income$1,387,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,166
Cash dividends$765,0001,007
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,370,0001,262
2006-12-31 (YTD Data)Rank
Total interest income$18,310,0002,148
Total interest expense$6,286,0002,495
Net interest income$12,024,0001,929
Provision for loan and lease losses$264,0003,004
Total noninterest income$2,741,0001,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,741,0001,060
Total noninterest expense$8,787,0002,007
Salaries and employee benefits$4,615,0002,119
Premises and equipment expense$1,443,0001,760
Additional noninterest expense$2,729,0001,932
Pre-tax net operating income$5,714,0001,686
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$5,714,0001,269
Extraordinary gains, net$051
Net income$5,714,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,029
Cash dividends$3,521,000976
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,714,0001,255
2006-09-30 (YTD Data)Rank
Total interest income$13,220,0002,210
Total interest expense$4,313,0002,612
Net interest income$8,907,0001,978
Provision for loan and lease losses$190,0002,962
Total noninterest income$2,008,0001,793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,008,0001,098
Total noninterest expense$6,455,0002,040
Salaries and employee benefits$3,367,0002,178
Premises and equipment expense$1,090,0001,744
Additional noninterest expense$1,998,0001,953
Pre-tax net operating income$4,270,0001,745
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$4,270,0001,329
Extraordinary gains, net$045
Net income$4,270,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$2,526,000948
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,270,0001,315
2006-06-30 (YTD Data)Rank
Total interest income$8,436,0002,257
Total interest expense$2,652,0002,687
Net interest income$5,784,0002,023
Provision for loan and lease losses$153,0002,547
Total noninterest income$1,279,0001,862
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,279,0001,125
Total noninterest expense$4,177,0002,115
Salaries and employee benefits$2,141,0002,285
Premises and equipment expense$716,0001,770
Additional noninterest expense$1,320,0001,987
Pre-tax net operating income$2,733,0001,815
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,733,0001,375
Extraordinary gains, net$039
Net income$2,733,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$1,559,0001,004
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,733,0001,366
2006-03-31 (YTD Data)Rank
Total interest income$4,081,0002,282
Total interest expense$1,260,0002,701
Net interest income$2,821,0002,058
Provision for loan and lease losses$81,0002,323
Total noninterest income$643,0001,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$643,0001,115
Total noninterest expense$2,114,0002,091
Salaries and employee benefits$1,096,0002,244
Premises and equipment expense$334,0001,892
Additional noninterest expense$684,0001,913
Pre-tax net operating income$1,269,0001,885
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,269,0001,429
Extraordinary gains, net$021
Net income$1,269,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$800,000899
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,269,0001,408
2005-12-31 (YTD Data)Rank
Total interest income$13,758,0002,400
Total interest expense$3,780,0002,772
Net interest income$9,978,0002,221
Provision for loan and lease losses$293,0002,915
Total noninterest income$2,660,0001,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,660,0001,112
Total noninterest expense$7,720,0002,160
Salaries and employee benefits$3,966,0002,306
Premises and equipment expense$1,362,0001,777
Additional noninterest expense$2,392,0002,108
Pre-tax net operating income$4,625,0001,980
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,625,0001,524
Extraordinary gains, net$046
Net income$4,625,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,452
Cash dividends$1,900,0001,534
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,625,0001,500
2005-09-30 (YTD Data)Rank
Total interest income$9,804,0002,469
Total interest expense$2,566,0002,868
Net interest income$7,238,0002,261
Provision for loan and lease losses$190,0003,039
Total noninterest income$1,949,0001,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,949,0001,141
Total noninterest expense$5,701,0002,173
Salaries and employee benefits$2,931,0002,316
Premises and equipment expense$1,009,0001,790
Additional noninterest expense$1,761,0002,112
Pre-tax net operating income$3,296,0002,072
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,296,0001,598
Extraordinary gains, net$035
Net income$3,296,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,611
Cash dividends$1,200,0001,558
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,296,0001,566
2005-06-30 (YTD Data)Rank
Total interest income$6,167,0002,547
Total interest expense$1,452,0003,125
Net interest income$4,715,0002,302
Provision for loan and lease losses$130,0002,894
Total noninterest income$1,202,0001,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,202,0001,179
Total noninterest expense$3,706,0002,215
Salaries and employee benefits$1,865,0002,385
Premises and equipment expense$641,0001,864
Additional noninterest expense$1,200,0002,050
Pre-tax net operating income$2,081,0002,114
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,081,0001,648
Extraordinary gains, net$030
Net income$2,081,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,825
Cash dividends$1,200,0001,114
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,081,0001,617
2005-03-31 (YTD Data)Rank
Total interest income$2,885,0002,662
Total interest expense$658,0003,270
Net interest income$2,227,0002,405
Provision for loan and lease losses$63,0002,791
Total noninterest income$534,0002,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$534,0001,270
Total noninterest expense$1,805,0002,301
Salaries and employee benefits$928,0002,431
Premises and equipment expense$309,0001,942
Additional noninterest expense$568,0002,156
Pre-tax net operating income$893,0002,373
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$893,0001,900
Extraordinary gains, net$024
Net income$893,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$893,0001,862
2004-12-31 (YTD Data)Rank
Total interest income$10,360,0002,744
Total interest expense$2,599,0002,948
Net interest income$7,761,0002,599
Provision for loan and lease losses$511,0001,920
Total noninterest income$1,996,0002,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,996,0001,320
Total noninterest expense$6,353,0002,508
Salaries and employee benefits$3,494,0002,489
Premises and equipment expense$1,150,0002,004
Additional noninterest expense$1,709,0002,797
Pre-tax net operating income$2,893,0002,673
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,893,0002,150
Extraordinary gains, net$034
Net income$2,893,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,448
Cash dividends$1,650,0001,610
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,893,0002,099
2004-09-30 (YTD Data)Rank
Total interest income$7,573,0002,772
Total interest expense$1,940,0002,915
Net interest income$5,633,0002,662
Provision for loan and lease losses$433,0001,664
Total noninterest income$1,439,0002,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,439,0001,383
Total noninterest expense$4,689,0002,509
Salaries and employee benefits$2,707,0002,394
Premises and equipment expense$814,0002,108
Additional noninterest expense$1,168,0003,012
Pre-tax net operating income$1,950,0002,951
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,950,0002,378
Extraordinary gains, net$026
Net income$1,950,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,950,0002,324
2004-06-30 (YTD Data)Rank
Total interest income$4,961,0002,807
Total interest expense$1,283,0002,928
Net interest income$3,678,0002,703
Provision for loan and lease losses$370,0001,316
Total noninterest income$904,0002,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$904,0001,429
Total noninterest expense$2,984,0002,621
Salaries and employee benefits$1,801,0002,392
Premises and equipment expense$523,0002,190
Additional noninterest expense$660,0003,456
Pre-tax net operating income$1,228,0003,063
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,228,0002,473
Extraordinary gains, net$021
Net income$1,228,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,066
Cash dividends$850,0001,462
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,228,0002,406
2004-03-31 (YTD Data)Rank
Total interest income$2,494,0002,797
Total interest expense$645,0002,950
Net interest income$1,849,0002,673
Provision for loan and lease losses$109,0001,985
Total noninterest income$410,0002,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$410,0001,511
Total noninterest expense$1,651,0002,421
Salaries and employee benefits$925,0002,345
Premises and equipment expense$249,0002,323
Additional noninterest expense$477,0002,477
Pre-tax net operating income$499,0003,530
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$499,0002,949
Extraordinary gains, net$016
Net income$499,0002,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$499,0002,849
2003-12-31 (YTD Data)Rank
Total interest income$9,574,0002,952
Total interest expense$2,683,0003,165
Net interest income$6,891,0002,797
Provision for loan and lease losses$605,0001,826
Total noninterest income$3,644,0001,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$3,644,000958
Total noninterest expense$6,092,0002,566
Salaries and employee benefits$3,772,0002,255
Premises and equipment expense$812,0002,720
Additional noninterest expense$1,508,0003,064
Pre-tax net operating income$3,838,0002,033
Securities gains (losses)$04,500
Applicable income taxes$2,0007,318
Income before extraordinary items$3,836,0001,618
Extraordinary gains, net$054
Net income$3,836,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,087
Cash dividends$1,575,0001,665
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,836,0001,553
2003-09-30 (YTD Data)Rank
Total interest income$7,081,0003,028
Total interest expense$2,024,0003,259
Net interest income$5,057,0002,866
Provision for loan and lease losses$135,0004,077
Total noninterest income$1,791,0002,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,791,0001,338
Total noninterest expense$4,326,0002,695
Salaries and employee benefits$2,647,0002,398
Premises and equipment expense$630,0002,646
Additional noninterest expense$1,049,0003,254
Pre-tax net operating income$2,387,0002,481
Securities gains (losses)$04,204
Applicable income taxes$2,0007,369
Income before extraordinary items$2,385,0002,013
Extraordinary gains, net$040
Net income$2,385,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,005
Cash dividends$1,575,0001,223
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,385,0001,909
2003-06-30 (YTD Data)Rank
Total interest income$4,561,0003,133
Total interest expense$1,332,0003,374
Net interest income$3,229,0002,970
Provision for loan and lease losses$90,0004,018
Total noninterest income$1,165,0002,102
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,165,0001,364
Total noninterest expense$2,912,0002,676
Salaries and employee benefits$1,775,0002,376
Premises and equipment expense$389,0002,844
Additional noninterest expense$748,0003,054
Pre-tax net operating income$1,392,0002,756
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$1,390,0002,253
Extraordinary gains, net$030
Net income$1,390,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$1,075,0001,228
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,390,0002,130
2003-03-31 (YTD Data)Rank
Total interest income$2,209,0003,235
Total interest expense$656,0003,493
Net interest income$1,553,0003,077
Provision for loan and lease losses$45,0003,818
Total noninterest income$565,0002,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$565,0001,361
Total noninterest expense$1,376,0002,796
Salaries and employee benefits$820,0002,555
Premises and equipment expense$162,0003,275
Additional noninterest expense$394,0002,898
Pre-tax net operating income$697,0002,742
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$695,0002,203
Extraordinary gains, net$021
Net income$695,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,298
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$695,0002,087
2002-12-31 (YTD Data)Rank
Total interest income$8,845,0003,355
Total interest expense$3,153,0003,406
Net interest income$5,692,0003,279
Provision for loan and lease losses$150,0004,907
Total noninterest income$1,792,0002,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,792,0001,432
Total noninterest expense$4,768,0003,047
Salaries and employee benefits$2,748,0002,851
Premises and equipment expense$438,0004,348
Additional noninterest expense$1,582,0002,840
Pre-tax net operating income$2,566,0002,828
Securities gains (losses)$04,537
Applicable income taxes$12,0007,232
Income before extraordinary items$2,554,0002,311
Extraordinary gains, net$070
Net income$2,554,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,170
Cash dividends$2,700,0001,013
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,554,0002,236
2001-12-31 (YTD Data)Rank
Total interest income$10,522,0003,175
Total interest expense$4,808,0003,254
Net interest income$5,714,0003,078
Provision for loan and lease losses$344,0002,948
Total noninterest income$1,846,0002,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,846,0001,318
Total noninterest expense$3,682,0003,677
Salaries and employee benefits$2,242,0003,271
Premises and equipment expense$317,0005,350
Additional noninterest expense$1,123,0003,710
Pre-tax net operating income$3,534,0001,966
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$3,534,0001,515
Extraordinary gains, net$0105
Net income$3,534,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,193
Cash dividends$2,100,0001,263
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,534,0001,453
2000-12-31 (YTD Data)Rank
Total interest income$10,047,0003,378
Total interest expense$4,915,0003,377
Net interest income$5,132,0003,390
Provision for loan and lease losses$120,0004,828
Total noninterest income$1,536,0002,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,536,0001,358
Total noninterest expense$3,137,0004,075
Salaries and employee benefits$1,796,0003,786
Premises and equipment expense$294,0005,492
Additional noninterest expense$1,047,0003,850
Pre-tax net operating income$3,411,0002,124
Securities gains (losses)$4,0001,432
Applicable income taxes$08,362
Income before extraordinary items$3,415,0001,544
Extraordinary gains, net$038
Net income$3,415,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,683
Cash dividends$2,675,0001,066
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,411,0001,540
1999-12-31 (YTD Data)Rank
Total interest income$8,270,0003,786
Total interest expense$3,538,0004,009
Net interest income$4,732,0003,627
Provision for loan and lease losses$145,0004,342
Total noninterest income$1,266,0002,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,266,0001,573
Total noninterest expense$2,912,0004,311
Salaries and employee benefits$1,443,0004,475
Premises and equipment expense$495,0003,793
Additional noninterest expense$974,0004,104
Pre-tax net operating income$2,941,0002,458
Securities gains (losses)$-28,0009,642
Applicable income taxes$08,765
Income before extraordinary items$2,913,0001,831
Extraordinary gains, net$035
Net income$2,913,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$1,846,0001,461
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,941,0001,774
1998-12-31 (YTD Data)Rank
Total interest income$7,823,0004,026
Total interest expense$3,517,0004,109
Net interest income$4,306,0003,876
Provision for loan and lease losses$81,0005,561
Total noninterest income$1,171,0002,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,171,0001,656
Total noninterest expense$2,853,0004,311
Salaries and employee benefits$1,442,0004,378
Premises and equipment expense$576,0003,289
Additional noninterest expense$835,0004,539
Pre-tax net operating income$2,543,0002,740
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$2,543,0002,054
Extraordinary gains, net$032
Net income$2,543,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,338
Cash dividends$1,658,0001,533
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,543,0001,981
1997-12-31 (YTD Data)Rank
Total interest income$7,090,0004,451
Total interest expense$3,305,0004,326
Net interest income$3,785,0004,434
Provision for loan and lease losses$58,0006,402
Total noninterest income$1,163,0002,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,163,0001,589
Total noninterest expense$2,716,0004,454
Salaries and employee benefits$1,373,0004,580
Premises and equipment expense$483,0003,825
Additional noninterest expense$860,0004,476
Pre-tax net operating income$2,174,0003,275
Securities gains (losses)$5,0002,787
Applicable income taxes$010,065
Income before extraordinary items$2,179,0002,391
Extraordinary gains, net$-543,00010,919
Net income$1,636,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$1,471,0001,648
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,174,0002,336
1996-12-31 (YTD Data)Rank
Total interest income$6,911,0004,630
Total interest expense$3,221,0004,487
Net interest income$3,690,0004,620
Provision for loan and lease losses$25,0007,649
Total noninterest income$871,0003,477
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$288,0004,358
Trading account gains and fees$0262
Additional Noninterest Income$583,0002,614
Total noninterest expense$2,688,0004,729
Salaries and employee benefits$1,235,0005,076
Premises and equipment expense$476,0003,921
Additional noninterest expense$977,0004,494
Pre-tax net operating income$1,848,0003,627
Securities gains (losses)$-35,00010,903
Applicable income taxes$528,0003,976
Income before extraordinary items$1,285,0003,658
Extraordinary gains, net$053
Net income$1,285,0003,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$1,602,0001,501
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,309,8503,558
1995-12-31 (YTD Data)Rank
Total interest income$6,444,0004,891
Total interest expense$3,077,0004,647
Net interest income$3,367,0005,020
Provision for loan and lease losses$5,0008,671
Total noninterest income$792,0003,710
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$525,0002,570
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,300
Total noninterest expense$2,570,0004,879
Salaries and employee benefits$1,209,0005,188
Premises and equipment expense$456,0004,076
Additional noninterest expense$905,0004,746
Pre-tax net operating income$1,584,0004,260
Securities gains (losses)$-9,00010,045
Applicable income taxes$372,0005,199
Income before extraordinary items$1,203,0003,950
Extraordinary gains, net$065
Net income$1,203,0003,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$608,0002,891
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,209,8403,918
1994-12-31 (YTD Data)Rank
Total interest income$6,085,0004,800
Total interest expense$2,524,0004,609
Net interest income$3,561,0004,867
Provision for loan and lease losses$53,0006,008
Total noninterest income$670,0004,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$453,0003,040
Trading account gains and feesNANA
Additional Noninterest Income$217,0005,013
Total noninterest expense$2,585,0005,002
Salaries and employee benefits$1,166,0005,384
Premises and equipment expense$426,0004,353
Additional noninterest expense$993,0004,735
Pre-tax net operating income$1,593,0004,192
Securities gains (losses)$-15,00010,127
Applicable income taxes$362,0005,127
Income before extraordinary items$1,216,0003,804
Extraordinary gains, net$0249
Net income$1,216,0003,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$540,0003,027
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,227,5503,808
1993-12-31 (YTD Data)Rank
Total interest income$6,166,0004,833
Total interest expense$2,690,0004,528
Net interest income$3,476,0004,987
Provision for loan and lease losses$200,0003,901
Total noninterest income$590,0005,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$421,0003,296
Trading account gains and feesNANA
Additional Noninterest Income$169,0006,183
Total noninterest expense$2,514,0005,257
Salaries and employee benefits$1,187,0005,283
Premises and equipment expense$383,0004,887
Additional noninterest expense$944,0005,167
Pre-tax net operating income$1,352,0004,716
Securities gains (losses)$-4,00012,523
Applicable income taxes$325,0005,787
Income before extraordinary items$1,023,0004,612
Extraordinary gains, net$59,0002,050
Net income$1,082,0004,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,932
Cash dividends$1,769,0001,141
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,026,0404,361
1992-12-31 (YTD Data)Rank
Total interest income$7,149,0004,751
Total interest expense$3,668,0004,383
Net interest income$3,481,0005,036
Provision for loan and lease losses$226,0004,897
Total noninterest income$530,0005,420
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$381,0003,647
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,659
Total noninterest expense$2,621,0005,092
Salaries and employee benefits$1,259,0004,946
Premises and equipment expense$417,0004,648
Additional noninterest expense$945,0005,296
Pre-tax net operating income$1,164,0005,041
Securities gains (losses)$70,0003,586
Applicable income taxes$316,0005,720
Income before extraordinary items$918,0004,864
Extraordinary gains, net$01,422
Net income$918,0004,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0005,269
Cash dividends$457,0003,006
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$866,2004,748

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.