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BankIowa, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$34,048,000	1,263
Total interest expense	$11,287,000	1,188
Net interest income	$22,761,000	1,307
Provision for loan and lease losses	$474,000	1,333
Total noninterest income	$5,230,000	1,160
Gross Fiduciary activities income	$885,000	527
Service charges on deposit accounts	$524,000	1,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,821,000	1,064
Total noninterest expense	$20,472,000	1,192
Salaries and employee benefits	$12,837,000	1,101
Premises and equipment expense	$1,998,000	1,220
Additional noninterest expense	$3,821,000	1,064
Pre-tax net operating income	$7,045,000	1,534
Securities gains (losses)	$1,000	952
Applicable income taxes	$343,000	2,143
Income before extraordinary items	$6,703,000	1,388
Extraordinary gains, net	$0	54
Net income	$6,703,000	1,404
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,703,000	1,391
Net charge-offs	$-92,000	4,319
Cash dividends	$3,213,000	1,126
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,702,050	1,409
2023-09-30 (YTD Data)		Rank
Total interest income	$24,806,000	1,272
Total interest expense	$7,709,000	1,192
Net interest income	$17,097,000	1,307
Provision for loan and lease losses	$424,000	1,117
Total noninterest income	$3,747,000	1,199
Gross Fiduciary activities income	$683,000	517
Service charges on deposit accounts	$387,000	1,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,677,000	1,120
Total noninterest expense	$15,193,000	1,192
Salaries and employee benefits	$9,753,000	1,096
Premises and equipment expense	$1,533,000	1,198
Additional noninterest expense	$2,677,000	1,120
Pre-tax net operating income	$5,227,000	1,600
Securities gains (losses)	$1,000	805
Applicable income taxes	$263,000	2,190
Income before extraordinary items	$4,965,000	1,461
Extraordinary gains, net	$0	52
Net income	$4,965,000	1,471
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,965,000	1,460
Net charge-offs	$51,000	1,471
Cash dividends	$2,510,000	1,002
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,964,050	1,481
2023-06-30 (YTD Data)		Rank
Total interest income	$15,972,000	1,282
Total interest expense	$4,715,000	1,158
Net interest income	$11,257,000	1,327
Provision for loan and lease losses	$424,000	860
Total noninterest income	$2,463,000	1,151
Gross Fiduciary activities income	$439,000	519
Service charges on deposit accounts	$257,000	1,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,767,000	1,073
Total noninterest expense	$10,498,000	1,159
Salaries and employee benefits	$6,674,000	1,056
Premises and equipment expense	$1,033,000	1,183
Additional noninterest expense	$1,767,000	1,072
Pre-tax net operating income	$2,798,000	1,831
Securities gains (losses)	$1,000	881
Applicable income taxes	$158,000	2,281
Income before extraordinary items	$2,641,000	1,722
Extraordinary gains, net	$0	51
Net income	$2,641,000	1,742
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,641,000	1,722
Net charge-offs	$240,000	619
Cash dividends	$1,660,000	1,001
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,640,060	1,731
2023-03-31 (YTD Data)		Rank
Total interest income	$7,700,000	1,297
Total interest expense	$2,131,000	1,137
Net interest income	$5,569,000	1,339
Provision for loan and lease losses	$385,000	588
Total noninterest income	$1,209,000	1,161
Gross Fiduciary activities income	$249,000	509
Service charges on deposit accounts	$129,000	1,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$831,000	1,103
Total noninterest expense	$5,462,000	1,133
Salaries and employee benefits	$3,601,000	1,019
Premises and equipment expense	$532,000	1,179
Additional noninterest expense	$831,000	1,103
Pre-tax net operating income	$931,000	2,384
Securities gains (losses)	$1,000	883
Applicable income taxes	$76,000	2,344
Income before extraordinary items	$856,000	2,290
Extraordinary gains, net	$0	4
Net income	$856,000	2,290
Minority interest net income	$0	48
Net income of bank and minority interests.	$856,000	2,290
Net charge-offs	$245,000	396
Cash dividends	$910,000	879
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$855,080	2,326
2022-12-31 (YTD Data)		Rank
Total interest income	$25,325,000	1,296
Total interest expense	$3,419,000	1,068
Net interest income	$21,906,000	1,333
Provision for loan and lease losses	$350,000	1,437
Total noninterest income	$5,495,000	1,139
Gross Fiduciary activities income	$838,000	547
Service charges on deposit accounts	$499,000	1,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,158,000	1,025
Total noninterest expense	$19,520,000	1,208
Salaries and employee benefits	$12,276,000	1,117
Premises and equipment expense	$1,942,000	1,247
Additional noninterest expense	$4,158,000	1,025
Pre-tax net operating income	$7,531,000	1,556
Securities gains (losses)	$0	691
Applicable income taxes	$351,000	2,291
Income before extraordinary items	$7,180,000	1,415
Extraordinary gains, net	$0	5
Net income	$7,180,000	1,415
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,180,000	1,415
Net charge-offs	$303,000	773
Cash dividends	$3,035,000	1,125
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,180,000	1,438
2022-09-30 (YTD Data)		Rank
Total interest income	$18,270,000	1,292
Total interest expense	$2,184,000	935
Net interest income	$16,086,000	1,336
Provision for loan and lease losses	$350,000	1,158
Total noninterest income	$4,026,000	1,161
Gross Fiduciary activities income	$664,000	534
Service charges on deposit accounts	$370,000	1,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,992,000	1,074
Total noninterest expense	$14,358,000	1,218
Salaries and employee benefits	$9,111,000	1,132
Premises and equipment expense	$1,452,000	1,253
Additional noninterest expense	$2,992,000	1,074
Pre-tax net operating income	$5,404,000	1,604
Securities gains (losses)	$0	740
Applicable income taxes	$247,000	2,359
Income before extraordinary items	$5,157,000	1,446
Extraordinary gains, net	$0	4
Net income	$5,157,000	1,445
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,157,000	1,446
Net charge-offs	$191,000	712
Cash dividends	$2,175,000	1,072
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,157,000	1,478
2022-06-30 (YTD Data)		Rank
Total interest income	$11,611,000	1,307
Total interest expense	$1,387,000	826
Net interest income	$10,224,000	1,359
Provision for loan and lease losses	$100,000	1,527
Total noninterest income	$2,757,000	1,134
Gross Fiduciary activities income	$482,000	483
Service charges on deposit accounts	$235,000	1,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,040,000	1,085
Total noninterest expense	$9,539,000	1,218
Salaries and employee benefits	$6,092,000	1,123
Premises and equipment expense	$974,000	1,231
Additional noninterest expense	$2,473,000	1,354
Pre-tax net operating income	$3,342,000	1,605
Securities gains (losses)	$0	687
Applicable income taxes	$156,000	2,318
Income before extraordinary items	$3,186,000	1,468
Extraordinary gains, net	$0	4
Net income	$3,186,000	1,467
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,186,000	1,468
Net charge-offs	$58,000	901
Cash dividends	$1,425,000	1,087
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,186,000	1,504
2022-03-31 (YTD Data)		Rank
Total interest income	$5,558,000	1,309
Total interest expense	$712,000	769
Net interest income	$4,846,000	1,387
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,456,000	1,081
Gross Fiduciary activities income	$285,000	464
Service charges on deposit accounts	$113,000	1,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	1,044
Total noninterest expense	$4,869,000	1,195
Salaries and employee benefits	$3,101,000	1,110
Premises and equipment expense	$507,000	1,197
Additional noninterest expense	$1,261,000	1,326
Pre-tax net operating income	$1,433,000	1,691
Securities gains (losses)	$0	623
Applicable income taxes	$72,000	2,280
Income before extraordinary items	$1,361,000	1,553
Extraordinary gains, net	$0	4
Net income	$1,361,000	1,551
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,361,000	1,553
Net charge-offs	$2,000	1,559
Cash dividends	$750,000	918
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,361,000	1,573
2021-12-31 (YTD Data)		Rank
Total interest income	$25,327,000	1,216
Total interest expense	$3,666,000	740
Net interest income	$21,661,000	1,271
Provision for loan and lease losses	$850,000	694
Total noninterest income	$6,479,000	1,110
Gross Fiduciary activities income	$820,000	512
Service charges on deposit accounts	$410,000	1,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,249,000	1,037
Total noninterest expense	$19,109,000	1,205
Salaries and employee benefits	$11,932,000	1,128
Premises and equipment expense	$1,741,000	1,358
Additional noninterest expense	$5,436,000	1,235
Pre-tax net operating income	$8,181,000	1,462
Securities gains (losses)	$271,000	505
Applicable income taxes	$370,000	2,309
Income before extraordinary items	$8,082,000	1,335
Extraordinary gains, net	$0	10
Net income	$8,082,000	1,335
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,082,000	1,335
Net charge-offs	$496,000	643
Cash dividends	$5,240,000	765
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,821,840	1,346
2021-09-30 (YTD Data)		Rank
Total interest income	$19,621,000	1,204
Total interest expense	$2,890,000	751
Net interest income	$16,731,000	1,263
Provision for loan and lease losses	$600,000	696
Total noninterest income	$4,410,000	1,199
Gross Fiduciary activities income	$622,000	506
Service charges on deposit accounts	$294,000	1,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,494,000	1,149
Total noninterest expense	$13,905,000	1,231
Salaries and employee benefits	$8,729,000	1,154
Premises and equipment expense	$1,374,000	1,317
Additional noninterest expense	$3,802,000	1,313
Pre-tax net operating income	$6,636,000	1,434
Securities gains (losses)	$271,000	477
Applicable income taxes	$300,000	2,313
Income before extraordinary items	$6,607,000	1,303
Extraordinary gains, net	$0	8
Net income	$6,607,000	1,303
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,607,000	1,303
Net charge-offs	$293,000	654
Cash dividends	$2,250,000	1,072
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,346,840	1,321
2021-06-30 (YTD Data)		Rank
Total interest income	$11,671,000	1,324
Total interest expense	$2,067,000	724
Net interest income	$9,604,000	1,421
Provision for loan and lease losses	$350,000	796
Total noninterest income	$4,357,000	942
Gross Fiduciary activities income	$421,000	501
Service charges on deposit accounts	$182,000	1,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,754,000	835
Total noninterest expense	$9,306,000	1,221
Salaries and employee benefits	$5,803,000	1,158
Premises and equipment expense	$944,000	1,285
Additional noninterest expense	$2,559,000	1,293
Pre-tax net operating income	$4,305,000	1,456
Securities gains (losses)	$0	1,818
Applicable income taxes	$179,000	2,373
Income before extraordinary items	$4,126,000	1,358
Extraordinary gains, net	$0	6
Net income	$4,126,000	1,358
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,126,000	1,358
Net charge-offs	$287,000	521
Cash dividends	$1,450,000	1,084
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,126,000	1,329
2021-03-31 (YTD Data)		Rank
Total interest income	$5,839,000	1,327
Total interest expense	$1,126,000	703
Net interest income	$4,713,000	1,430
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$2,069,000	979
Gross Fiduciary activities income	$215,000	497
Service charges on deposit accounts	$86,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,768,000	883
Total noninterest expense	$4,786,000	1,174
Salaries and employee benefits	$2,999,000	1,117
Premises and equipment expense	$498,000	1,221
Additional noninterest expense	$1,289,000	1,263
Pre-tax net operating income	$1,896,000	1,582
Securities gains (losses)	$0	1,392
Applicable income taxes	$68,000	2,524
Income before extraordinary items	$1,828,000	1,488
Extraordinary gains, net	$0	3
Net income	$1,828,000	1,488
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,828,000	1,488
Net charge-offs	$-6,000	3,842
Cash dividends	$650,000	1,012
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,828,000	1,450
2020-12-31 (YTD Data)		Rank
Total interest income	$25,587,000	1,210
Total interest expense	$6,396,000	747
Net interest income	$19,191,000	1,335
Provision for loan and lease losses	$1,100,000	1,505
Total noninterest income	$6,970,000	1,023
Gross Fiduciary activities income	$705,000	522
Service charges on deposit accounts	$472,000	1,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,793,000	923
Total noninterest expense	$17,890,000	1,209
Salaries and employee benefits	$11,340,000	1,125
Premises and equipment expense	$1,637,000	1,422
Additional noninterest expense	$4,913,000	1,303
Pre-tax net operating income	$7,171,000	1,356
Securities gains (losses)	$8,000	2,357
Applicable income taxes	$312,000	2,275
Income before extraordinary items	$6,867,000	1,282
Extraordinary gains, net	$0	4
Net income	$6,867,000	1,283
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,867,000	1,283
Net charge-offs	$813,000	736
Cash dividends	$3,072,000	1,095
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,859,320	1,242
2020-09-30 (YTD Data)		Rank
Total interest income	$19,545,000	1,187
Total interest expense	$5,065,000	762
Net interest income	$14,480,000	1,318
Provision for loan and lease losses	$1,000,000	1,363
Total noninterest income	$4,651,000	1,072
Gross Fiduciary activities income	$516,000	527
Service charges on deposit accounts	$357,000	1,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,778,000	980
Total noninterest expense	$13,114,000	1,215
Salaries and employee benefits	$8,283,000	1,141
Premises and equipment expense	$1,323,000	1,323
Additional noninterest expense	$3,508,000	1,333
Pre-tax net operating income	$5,017,000	1,390
Securities gains (losses)	$8,000	2,173
Applicable income taxes	$211,000	2,353
Income before extraordinary items	$4,814,000	1,314
Extraordinary gains, net	$0	4
Net income	$4,814,000	1,314
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,814,000	1,314
Net charge-offs	$368,000	916
Cash dividends	$2,250,000	1,007
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,806,320	1,275
2020-06-30 (YTD Data)		Rank
Total interest income	$13,263,000	1,188
Total interest expense	$3,563,000	782
Net interest income	$9,700,000	1,309
Provision for loan and lease losses	$650,000	1,384
Total noninterest income	$2,818,000	1,082
Gross Fiduciary activities income	$348,000	523
Service charges on deposit accounts	$248,000	1,644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,222,000	997
Total noninterest expense	$8,607,000	1,222
Salaries and employee benefits	$5,502,000	1,129
Premises and equipment expense	$867,000	1,339
Additional noninterest expense	$2,238,000	1,368
Pre-tax net operating income	$3,261,000	1,347
Securities gains (losses)	$8,000	1,922
Applicable income taxes	$132,000	2,354
Income before extraordinary items	$3,137,000	1,263
Extraordinary gains, net	$0	4
Net income	$3,137,000	1,263
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,137,000	1,263
Net charge-offs	$350,000	738
Cash dividends	$1,450,000	1,030
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,129,320	1,229
2020-03-31 (YTD Data)		Rank
Total interest income	$6,670,000	1,187
Total interest expense	$1,839,000	850
Net interest income	$4,831,000	1,300
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$1,238,000	1,115
Gross Fiduciary activities income	$180,000	515
Service charges on deposit accounts	$160,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$898,000	1,047
Total noninterest expense	$4,387,000	1,216
Salaries and employee benefits	$2,746,000	1,145
Premises and equipment expense	$425,000	1,373
Additional noninterest expense	$1,216,000	1,297
Pre-tax net operating income	$1,532,000	1,301
Securities gains (losses)	$0	1,705
Applicable income taxes	$55,000	2,339
Income before extraordinary items	$1,477,000	1,201
Extraordinary gains, net	$0	4
Net income	$1,477,000	1,200
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,477,000	1,201
Net charge-offs	$362,000	457
Cash dividends	$650,000	1,079
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,477,000	1,181
2019-12-31 (YTD Data)		Rank
Total interest income	$27,873,000	1,146
Total interest expense	$7,865,000	843
Net interest income	$20,008,000	1,257
Provision for loan and lease losses	$475,000	1,537
Total noninterest income	$5,089,000	1,120
Gross Fiduciary activities income	$687,000	532
Service charges on deposit accounts	$642,000	1,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,760,000	1,018
Total noninterest expense	$16,678,000	1,237
Salaries and employee benefits	$10,470,000	1,160
Premises and equipment expense	$1,540,000	1,466
Additional noninterest expense	$4,668,000	1,327
Pre-tax net operating income	$7,944,000	1,235
Securities gains (losses)	$10,000	1,888
Applicable income taxes	$320,000	2,311
Income before extraordinary items	$7,634,000	1,156
Extraordinary gains, net	$0	11
Net income	$7,634,000	1,157
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,634,000	1,158
Net charge-offs	$51,000	2,625
Cash dividends	$3,025,000	1,173
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,624,400	1,135
2019-09-30 (YTD Data)		Rank
Total interest income	$20,810,000	1,157
Total interest expense	$5,933,000	842
Net interest income	$14,877,000	1,281
Provision for loan and lease losses	$225,000	1,834
Total noninterest income	$3,692,000	1,132
Gross Fiduciary activities income	$522,000	521
Service charges on deposit accounts	$477,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,693,000	1,031
Total noninterest expense	$12,626,000	1,238
Salaries and employee benefits	$7,951,000	1,152
Premises and equipment expense	$1,202,000	1,434
Additional noninterest expense	$3,473,000	1,331
Pre-tax net operating income	$5,718,000	1,309
Securities gains (losses)	$-23,000	5,010
Applicable income taxes	$213,000	2,461
Income before extraordinary items	$5,482,000	1,216
Extraordinary gains, net	$0	11
Net income	$5,482,000	1,218
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,482,000	1,218
Net charge-offs	$1,000	3,377
Cash dividends	$2,250,000	1,088
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,504,080	1,192
2019-06-30 (YTD Data)		Rank
Total interest income	$13,671,000	1,167
Total interest expense	$3,893,000	836
Net interest income	$9,778,000	1,294
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$2,453,000	1,114
Gross Fiduciary activities income	$363,000	514
Service charges on deposit accounts	$303,000	1,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,787,000	1,016
Total noninterest expense	$8,558,000	1,230
Salaries and employee benefits	$5,350,000	1,146
Premises and equipment expense	$819,000	1,402
Additional noninterest expense	$2,389,000	1,315
Pre-tax net operating income	$3,523,000	1,366
Securities gains (losses)	$-21,000	5,059
Applicable income taxes	$113,000	2,597
Income before extraordinary items	$3,389,000	1,266
Extraordinary gains, net	$0	11
Net income	$3,389,000	1,266
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,389,000	1,266
Net charge-offs	$4,000	2,873
Cash dividends	$1,600,000	1,040
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,409,370	1,239
2019-03-31 (YTD Data)		Rank
Total interest income	$6,723,000	1,180
Total interest expense	$1,872,000	841
Net interest income	$4,851,000	1,300
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$1,365,000	1,004
Gross Fiduciary activities income	$201,000	495
Service charges on deposit accounts	$146,000	1,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,018,000	895
Total noninterest expense	$4,525,000	1,164
Salaries and employee benefits	$2,758,000	1,116
Premises and equipment expense	$429,000	1,363
Additional noninterest expense	$1,338,000	1,178
Pre-tax net operating income	$1,541,000	1,490
Securities gains (losses)	$-8,000	5,069
Applicable income taxes	$23,000	3,098
Income before extraordinary items	$1,510,000	1,354
Extraordinary gains, net	$0	5
Net income	$1,510,000	1,353
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,510,000	1,353
Net charge-offs	$18,000	1,744
Cash dividends	$800,000	964
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,517,840	1,321
2018-12-31 (YTD Data)		Rank
Total interest income	$25,752,000	1,147
Total interest expense	$6,010,000	791
Net interest income	$19,742,000	1,259
Provision for loan and lease losses	$150,000	2,622
Total noninterest income	$5,078,000	1,077
Gross Fiduciary activities income	$707,000	527
Service charges on deposit accounts	$673,000	1,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,698,000	977
Total noninterest expense	$16,707,000	1,226
Salaries and employee benefits	$10,491,000	1,132
Premises and equipment expense	$1,467,000	1,532
Additional noninterest expense	$4,749,000	1,304
Pre-tax net operating income	$7,963,000	1,223
Securities gains (losses)	$0	1,125
Applicable income taxes	$393,000	2,191
Income before extraordinary items	$7,570,000	1,136
Extraordinary gains, net	$0	6
Net income	$7,570,000	1,135
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,570,000	1,135
Net charge-offs	$91,000	2,209
Cash dividends	$2,750,000	1,166
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,570,000	1,134
2018-09-30 (YTD Data)		Rank
Total interest income	$18,970,000	1,152
Total interest expense	$4,248,000	789
Net interest income	$14,722,000	1,263
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,518,000	1,143
Gross Fiduciary activities income	$493,000	537
Service charges on deposit accounts	$499,000	1,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,526,000	1,057
Total noninterest expense	$12,522,000	1,227
Salaries and employee benefits	$7,898,000	1,131
Premises and equipment expense	$1,171,000	1,450
Additional noninterest expense	$3,453,000	1,344
Pre-tax net operating income	$5,718,000	1,279
Securities gains (losses)	$0	1,118
Applicable income taxes	$289,000	2,261
Income before extraordinary items	$5,429,000	1,178
Extraordinary gains, net	$0	5
Net income	$5,429,000	1,177
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,429,000	1,177
Net charge-offs	$31,000	2,482
Cash dividends	$1,990,000	1,093
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,429,000	1,171
2018-06-30 (YTD Data)		Rank
Total interest income	$12,418,000	1,159
Total interest expense	$2,718,000	775
Net interest income	$9,700,000	1,278
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,283,000	1,162
Gross Fiduciary activities income	$350,000	526
Service charges on deposit accounts	$324,000	1,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,609,000	1,106
Total noninterest expense	$8,396,000	1,226
Salaries and employee benefits	$5,306,000	1,132
Premises and equipment expense	$787,000	1,456
Additional noninterest expense	$2,303,000	1,342
Pre-tax net operating income	$3,587,000	1,318
Securities gains (losses)	$0	961
Applicable income taxes	$192,000	2,255
Income before extraordinary items	$3,395,000	1,228
Extraordinary gains, net	$0	6
Net income	$3,395,000	1,227
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,395,000	1,227
Net charge-offs	$13,000	2,478
Cash dividends	$1,215,000	1,140
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,395,000	1,222
2018-03-31 (YTD Data)		Rank
Total interest income	$6,086,000	1,176
Total interest expense	$1,293,000	770
Net interest income	$4,793,000	1,278
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,171,000	1,147
Gross Fiduciary activities income	$180,000	530
Service charges on deposit accounts	$168,000	1,585
Trading account gains and fees	NA	NA
Additional Noninterest Income	$823,000	1,061
Total noninterest expense	$4,306,000	1,199
Salaries and employee benefits	$2,693,000	1,125
Premises and equipment expense	$403,000	1,439
Additional noninterest expense	$1,210,000	1,268
Pre-tax net operating income	$1,658,000	1,383
Securities gains (losses)	$0	735
Applicable income taxes	$105,000	2,142
Income before extraordinary items	$1,553,000	1,299
Extraordinary gains, net	$0	7
Net income	$1,553,000	1,299
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,553,000	1,299
Net charge-offs	$-20,000	4,983
Cash dividends	$815,000	836
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,553,000	1,291
2017-12-31 (YTD Data)		Rank
Total interest income	$23,082,000	1,196
Total interest expense	$3,947,000	844
Net interest income	$19,135,000	1,266
Provision for loan and lease losses	$2,500,000	427
Total noninterest income	$5,770,000	1,015
Gross Fiduciary activities income	$717,000	517
Service charges on deposit accounts	$698,000	1,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,355,000	896
Total noninterest expense	$15,923,000	1,253
Salaries and employee benefits	$10,150,000	1,146
Premises and equipment expense	$1,357,000	1,662
Additional noninterest expense	$4,416,000	1,389
Pre-tax net operating income	$6,482,000	1,388
Securities gains (losses)	$0	2,243
Applicable income taxes	$269,000	2,808
Income before extraordinary items	$6,213,000	1,133
Extraordinary gains, net	$0	9
Net income	$6,213,000	1,133
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,213,000	1,133
Net charge-offs	$3,255,000	279
Cash dividends	$2,840,000	1,078
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,213,000	1,118
2017-09-30 (YTD Data)		Rank
Total interest income	$17,149,000	1,205
Total interest expense	$2,819,000	865
Net interest income	$14,330,000	1,270
Provision for loan and lease losses	$2,000,000	398
Total noninterest income	$3,670,000	1,149
Gross Fiduciary activities income	$543,000	520
Service charges on deposit accounts	$512,000	1,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,615,000	1,070
Total noninterest expense	$12,057,000	1,257
Salaries and employee benefits	$7,674,000	1,151
Premises and equipment expense	$1,173,000	1,462
Additional noninterest expense	$3,210,000	1,418
Pre-tax net operating income	$3,943,000	1,660
Securities gains (losses)	$0	2,274
Applicable income taxes	$148,000	2,944
Income before extraordinary items	$3,795,000	1,436
Extraordinary gains, net	$0	9
Net income	$3,795,000	1,435
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,795,000	1,436
Net charge-offs	$3,035,000	226
Cash dividends	$2,350,000	914
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,795,000	1,415
2017-06-30 (YTD Data)		Rank
Total interest income	$11,219,000	1,220
Total interest expense	$1,780,000	883
Net interest income	$9,439,000	1,281
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,387,000	1,166
Gross Fiduciary activities income	$386,000	508
Service charges on deposit accounts	$328,000	1,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,673,000	1,102
Total noninterest expense	$8,116,000	1,253
Salaries and employee benefits	$5,248,000	1,130
Premises and equipment expense	$783,000	1,467
Additional noninterest expense	$2,085,000	1,457
Pre-tax net operating income	$3,710,000	1,261
Securities gains (losses)	$0	1,906
Applicable income taxes	$144,000	2,697
Income before extraordinary items	$3,566,000	1,092
Extraordinary gains, net	$0	11
Net income	$3,566,000	1,092
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,566,000	1,092
Net charge-offs	$2,000	3,300
Cash dividends	$1,550,000	926
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,566,000	1,076
2017-03-31 (YTD Data)		Rank
Total interest income	$5,465,000	1,234
Total interest expense	$838,000	914
Net interest income	$4,627,000	1,286
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,171,000	1,176
Gross Fiduciary activities income	$209,000	497
Service charges on deposit accounts	$162,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$800,000	1,122
Total noninterest expense	$4,122,000	1,249
Salaries and employee benefits	$2,682,000	1,121
Premises and equipment expense	$393,000	1,490
Additional noninterest expense	$1,047,000	1,440
Pre-tax net operating income	$1,676,000	1,340
Securities gains (losses)	$0	1,153
Applicable income taxes	$49,000	2,902
Income before extraordinary items	$1,627,000	1,151
Extraordinary gains, net	$0	8
Net income	$1,627,000	1,150
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,627,000	1,151
Net charge-offs	$-2,000	4,280
Cash dividends	$750,000	906
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,627,000	1,133
2016-12-31 (YTD Data)		Rank
Total interest income	$21,658,000	1,206
Total interest expense	$3,079,000	942
Net interest income	$18,579,000	1,245
Provision for loan and lease losses	$400,000	1,679
Total noninterest income	$5,521,000	1,067
Gross Fiduciary activities income	$730,000	511
Service charges on deposit accounts	$705,000	1,603
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,086,000	973
Total noninterest expense	$15,871,000	1,264
Salaries and employee benefits	$10,150,000	1,138
Premises and equipment expense	$1,489,000	1,536
Additional noninterest expense	$4,232,000	1,453
Pre-tax net operating income	$7,829,000	1,121
Securities gains (losses)	$54,000	1,786
Applicable income taxes	$338,000	2,564
Income before extraordinary items	$7,545,000	991
Extraordinary gains, net	$0	5
Net income	$7,545,000	990
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,545,000	990
Net charge-offs	$13,000	3,794
Cash dividends	$3,350,000	946
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,493,160	973
2016-09-30 (YTD Data)		Rank
Total interest income	$16,217,000	1,217
Total interest expense	$2,290,000	951
Net interest income	$13,927,000	1,255
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$3,962,000	1,110
Gross Fiduciary activities income	$569,000	506
Service charges on deposit accounts	$532,000	1,597
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,861,000	1,028
Total noninterest expense	$11,849,000	1,276
Salaries and employee benefits	$7,602,000	1,136
Premises and equipment expense	$1,158,000	1,480
Additional noninterest expense	$3,089,000	1,495
Pre-tax net operating income	$5,840,000	1,144
Securities gains (losses)	$54,000	1,711
Applicable income taxes	$244,000	2,650
Income before extraordinary items	$5,650,000	1,001
Extraordinary gains, net	$0	5
Net income	$5,650,000	1,001
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,650,000	1,001
Net charge-offs	$-96,000	5,562
Cash dividends	$2,200,000	950
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,598,160	976
2016-06-30 (YTD Data)		Rank
Total interest income	$10,712,000	1,230
Total interest expense	$1,518,000	951
Net interest income	$9,194,000	1,270
Provision for loan and lease losses	$100,000	2,280
Total noninterest income	$2,411,000	1,160
Gross Fiduciary activities income	$392,000	497
Service charges on deposit accounts	$348,000	1,606
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,671,000	1,100
Total noninterest expense	$7,971,000	1,262
Salaries and employee benefits	$5,145,000	1,126
Premises and equipment expense	$781,000	1,463
Additional noninterest expense	$2,045,000	1,509
Pre-tax net operating income	$3,534,000	1,235
Securities gains (losses)	$0	2,835
Applicable income taxes	$138,000	2,772
Income before extraordinary items	$3,396,000	1,081
Extraordinary gains, net	$0	16
Net income	$3,396,000	1,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,396,000	1,080
Net charge-offs	$-93,000	5,688
Cash dividends	$1,450,000	984
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,396,000	1,059
2016-03-31 (YTD Data)		Rank
Total interest income	$5,345,000	1,226
Total interest expense	$738,000	979
Net interest income	$4,607,000	1,259
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,145,000	1,181
Gross Fiduciary activities income	$206,000	496
Service charges on deposit accounts	$168,000	1,644
Trading account gains and fees	$0	142
Additional Noninterest Income	$771,000	1,128
Total noninterest expense	$4,070,000	1,248
Salaries and employee benefits	$2,630,000	1,113
Premises and equipment expense	$398,000	1,453
Additional noninterest expense	$1,042,000	1,465
Pre-tax net operating income	$1,682,000	1,280
Securities gains (losses)	$0	2,077
Applicable income taxes	$50,000	2,979
Income before extraordinary items	$1,632,000	1,096
Extraordinary gains, net	$0	12
Net income	$1,632,000	1,097
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,632,000	1,097
Net charge-offs	$-91,000	5,863
Cash dividends	$700,000	951
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,632,000	1,070
2015-12-31 (YTD Data)		Rank
Total interest income	$20,301,000	1,258
Total interest expense	$2,772,000	1,018
Net interest income	$17,529,000	1,292
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$5,577,000	1,039
Gross Fiduciary activities income	$749,000	522
Service charges on deposit accounts	$746,000	1,564
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,082,000	933
Total noninterest expense	$15,455,000	1,276
Salaries and employee benefits	$10,014,000	1,123
Premises and equipment expense	$1,497,000	1,537
Additional noninterest expense	$3,944,000	1,548
Pre-tax net operating income	$7,351,000	1,154
Securities gains (losses)	$18,000	2,297
Applicable income taxes	$330,000	2,588
Income before extraordinary items	$7,039,000	1,014
Extraordinary gains, net	$0	23
Net income	$7,039,000	1,014
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,039,000	1,014
Net charge-offs	$131,000	2,403
Cash dividends	$3,130,000	940
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,021,720	993
2015-09-30 (YTD Data)		Rank
Total interest income	$15,166,000	1,267
Total interest expense	$2,067,000	1,035
Net interest income	$13,099,000	1,301
Provision for loan and lease losses	$100,000	2,641
Total noninterest income	$3,957,000	1,101
Gross Fiduciary activities income	$553,000	524
Service charges on deposit accounts	$549,000	1,601
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,855,000	1,004
Total noninterest expense	$11,553,000	1,287
Salaries and employee benefits	$7,492,000	1,135
Premises and equipment expense	$1,180,000	1,478
Additional noninterest expense	$2,881,000	1,573
Pre-tax net operating income	$5,403,000	1,179
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$235,000	2,692
Income before extraordinary items	$5,186,000	1,024
Extraordinary gains, net	$0	21
Net income	$5,186,000	1,024
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,186,000	1,024
Net charge-offs	$128,000	1,940
Cash dividends	$1,680,000	1,128
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,168,720	1,001
2015-06-30 (YTD Data)		Rank
Total interest income	$10,045,000	1,273
Total interest expense	$1,376,000	1,040
Net interest income	$8,669,000	1,315
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$2,566,000	1,124
Gross Fiduciary activities income	$392,000	515
Service charges on deposit accounts	$350,000	1,639
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,824,000	1,038
Total noninterest expense	$7,760,000	1,284
Salaries and employee benefits	$5,014,000	1,131
Premises and equipment expense	$820,000	1,432
Additional noninterest expense	$1,926,000	1,587
Pre-tax net operating income	$3,375,000	1,249
Securities gains (losses)	$18,000	1,765
Applicable income taxes	$140,000	2,772
Income before extraordinary items	$3,253,000	1,087
Extraordinary gains, net	$0	22
Net income	$3,253,000	1,087
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,253,000	1,088
Net charge-offs	$0	3,893
Cash dividends	$955,000	1,292
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,235,720	1,060
2015-03-31 (YTD Data)		Rank
Total interest income	$5,004,000	1,266
Total interest expense	$691,000	1,040
Net interest income	$4,313,000	1,314
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$1,168,000	1,158
Gross Fiduciary activities income	$188,000	532
Service charges on deposit accounts	$165,000	1,700
Trading account gains and fees	$0	152
Additional Noninterest Income	$815,000	1,074
Total noninterest expense	$4,009,000	1,255
Salaries and employee benefits	$2,574,000	1,104
Premises and equipment expense	$413,000	1,441
Additional noninterest expense	$1,022,000	1,501
Pre-tax net operating income	$1,372,000	1,442
Securities gains (losses)	$18,000	1,268
Applicable income taxes	$45,000	3,067
Income before extraordinary items	$1,345,000	1,251
Extraordinary gains, net	$0	13
Net income	$1,345,000	1,251
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,345,000	1,252
Net charge-offs	$6,000	2,677
Cash dividends	$475,000	1,174
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,327,540	1,221
2014-12-31 (YTD Data)		Rank
Total interest income	$19,425,000	1,306
Total interest expense	$2,982,000	1,004
Net interest income	$16,443,000	1,352
Provision for loan and lease losses	$674,000	1,170
Total noninterest income	$5,837,000	979
Gross Fiduciary activities income	$718,000	539
Service charges on deposit accounts	$808,000	1,568
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,311,000	855
Total noninterest expense	$15,018,000	1,312
Salaries and employee benefits	$9,602,000	1,136
Premises and equipment expense	$1,619,000	1,468
Additional noninterest expense	$3,797,000	1,640
Pre-tax net operating income	$6,588,000	1,215
Securities gains (losses)	$0	3,259
Applicable income taxes	$306,000	2,618
Income before extraordinary items	$6,282,000	1,044
Extraordinary gains, net	$0	17
Net income	$6,282,000	1,043
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,282,000	1,043
Net charge-offs	$39,000	3,960
Cash dividends	$1,885,000	1,350
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,282,000	1,026
2014-09-30 (YTD Data)		Rank
Total interest income	$14,340,000	1,337
Total interest expense	$2,254,000	1,007
Net interest income	$12,086,000	1,382
Provision for loan and lease losses	$424,000	1,331
Total noninterest income	$4,384,000	976
Gross Fiduciary activities income	$539,000	534
Service charges on deposit accounts	$606,000	1,577
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,239,000	843
Total noninterest expense	$11,212,000	1,328
Salaries and employee benefits	$7,193,000	1,137
Premises and equipment expense	$1,279,000	1,394
Additional noninterest expense	$2,740,000	1,693
Pre-tax net operating income	$4,834,000	1,257
Securities gains (losses)	$0	2,980
Applicable income taxes	$223,000	2,712
Income before extraordinary items	$4,611,000	1,084
Extraordinary gains, net	$0	15
Net income	$4,611,000	1,083
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,611,000	1,083
Net charge-offs	$-6,000	5,497
Cash dividends	$1,350,000	1,246
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,611,000	1,061
2014-06-30 (YTD Data)		Rank
Total interest income	$9,430,000	1,343
Total interest expense	$1,521,000	996
Net interest income	$7,909,000	1,404
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$2,589,000	1,062
Gross Fiduciary activities income	$368,000	528
Service charges on deposit accounts	$391,000	1,596
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,830,000	955
Total noninterest expense	$7,506,000	1,324
Salaries and employee benefits	$4,796,000	1,134
Premises and equipment expense	$901,000	1,342
Additional noninterest expense	$1,809,000	1,701
Pre-tax net operating income	$2,692,000	1,410
Securities gains (losses)	$0	2,580
Applicable income taxes	$122,000	2,860
Income before extraordinary items	$2,570,000	1,229
Extraordinary gains, net	$0	20
Net income	$2,570,000	1,228
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,570,000	1,230
Net charge-offs	$14,000	3,578
Cash dividends	$900,000	1,252
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,570,000	1,205
2014-03-31 (YTD Data)		Rank
Total interest income	$4,691,000	1,350
Total interest expense	$769,000	991
Net interest income	$3,922,000	1,407
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$1,200,000	1,096
Gross Fiduciary activities income	$205,000	515
Service charges on deposit accounts	$185,000	1,657
Trading account gains and fees	$0	147
Additional Noninterest Income	$810,000	996
Total noninterest expense	$3,798,000	1,323
Salaries and employee benefits	$2,443,000	1,135
Premises and equipment expense	$462,000	1,326
Additional noninterest expense	$893,000	1,703
Pre-tax net operating income	$1,174,000	1,546
Securities gains (losses)	$0	1,715
Applicable income taxes	$53,000	2,912
Income before extraordinary items	$1,121,000	1,355
Extraordinary gains, net	$0	16
Net income	$1,121,000	1,358
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,121,000	1,357
Net charge-offs	$-15,000	5,922
Cash dividends	$450,000	1,107
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,121,000	1,329
2013-12-31 (YTD Data)		Rank
Total interest income	$18,606,000	1,365
Total interest expense	$3,549,000	955
Net interest income	$15,057,000	1,444
Provision for loan and lease losses	$400,000	2,105
Total noninterest income	$6,205,000	968
Gross Fiduciary activities income	$626,000	561
Service charges on deposit accounts	$868,000	1,533
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,711,000	845
Total noninterest expense	$14,824,000	1,334
Salaries and employee benefits	$9,423,000	1,161
Premises and equipment expense	$1,638,000	1,451
Additional noninterest expense	$3,763,000	1,695
Pre-tax net operating income	$6,038,000	1,223
Securities gains (losses)	$47,000	1,839
Applicable income taxes	$247,000	2,788
Income before extraordinary items	$5,838,000	1,061
Extraordinary gains, net	$0	29
Net income	$5,838,000	1,063
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,838,000	1,063
Net charge-offs	$87,000	3,892
Cash dividends	$2,237,000	1,104
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,792,880	1,042
2013-09-30 (YTD Data)		Rank
Total interest income	$13,876,000	1,381
Total interest expense	$2,736,000	970
Net interest income	$11,140,000	1,464
Provision for loan and lease losses	$150,000	2,922
Total noninterest income	$4,889,000	954
Gross Fiduciary activities income	$471,000	553
Service charges on deposit accounts	$650,000	1,540
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,768,000	821
Total noninterest expense	$11,128,000	1,340
Salaries and employee benefits	$7,070,000	1,163
Premises and equipment expense	$1,254,000	1,431
Additional noninterest expense	$2,804,000	1,695
Pre-tax net operating income	$4,751,000	1,199
Securities gains (losses)	$0	3,040
Applicable income taxes	$184,000	2,859
Income before extraordinary items	$4,567,000	1,021
Extraordinary gains, net	$0	25
Net income	$4,567,000	1,024
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,567,000	1,024
Net charge-offs	$16,000	4,516
Cash dividends	$1,437,000	1,138
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,567,000	997
2013-06-30 (YTD Data)		Rank
Total interest income	$9,237,000	1,376
Total interest expense	$1,869,000	974
Net interest income	$7,368,000	1,460
Provision for loan and lease losses	$0	4,788
Total noninterest income	$3,143,000	979
Gross Fiduciary activities income	$318,000	560
Service charges on deposit accounts	$425,000	1,540
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,400,000	862
Total noninterest expense	$7,407,000	1,346
Salaries and employee benefits	$4,702,000	1,171
Premises and equipment expense	$855,000	1,409
Additional noninterest expense	$1,850,000	1,714
Pre-tax net operating income	$3,104,000	1,197
Securities gains (losses)	$0	2,791
Applicable income taxes	$109,000	2,945
Income before extraordinary items	$2,995,000	1,043
Extraordinary gains, net	$0	22
Net income	$2,995,000	1,044
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,995,000	1,046
Net charge-offs	$-10,000	6,149
Cash dividends	$937,000	1,155
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,995,000	995
2013-03-31 (YTD Data)		Rank
Total interest income	$4,682,000	1,359
Total interest expense	$941,000	994
Net interest income	$3,741,000	1,437
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,550,000	1,003
Gross Fiduciary activities income	$153,000	569
Service charges on deposit accounts	$206,000	1,588
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,191,000	868
Total noninterest expense	$3,823,000	1,318
Salaries and employee benefits	$2,416,000	1,138
Premises and equipment expense	$440,000	1,387
Additional noninterest expense	$967,000	1,655
Pre-tax net operating income	$1,468,000	1,238
Securities gains (losses)	$0	1,966
Applicable income taxes	$33,000	3,291
Income before extraordinary items	$1,435,000	1,064
Extraordinary gains, net	$0	10
Net income	$1,435,000	1,065
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,435,000	1,066
Net charge-offs	$-29,000	6,558
Cash dividends	$437,000	1,042
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,435,000	1,015
2012-12-31 (YTD Data)		Rank
Total interest income	$19,575,000	1,365
Total interest expense	$4,204,000	1,076
Net interest income	$15,371,000	1,431
Provision for loan and lease losses	$1,000,000	1,760
Total noninterest income	$6,646,000	928
Gross Fiduciary activities income	$588,000	564
Service charges on deposit accounts	$1,030,000	1,388
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,028,000	808
Total noninterest expense	$14,466,000	1,364
Salaries and employee benefits	$9,183,000	1,150
Premises and equipment expense	$1,577,000	1,511
Additional noninterest expense	$3,706,000	1,783
Pre-tax net operating income	$6,551,000	1,090
Securities gains (losses)	$0	3,810
Applicable income taxes	$333,000	2,569
Income before extraordinary items	$6,218,000	974
Extraordinary gains, net	$0	29
Net income	$6,218,000	974
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,218,000	974
Net charge-offs	$145,000	4,080
Cash dividends	$2,625,000	973
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,218,000	910
2012-09-30 (YTD Data)		Rank
Total interest income	$14,740,000	1,386
Total interest expense	$3,191,000	1,105
Net interest income	$11,549,000	1,444
Provision for loan and lease losses	$750,000	1,780
Total noninterest income	$4,807,000	952
Gross Fiduciary activities income	$437,000	570
Service charges on deposit accounts	$770,000	1,390
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,600,000	813
Total noninterest expense	$10,759,000	1,381
Salaries and employee benefits	$6,648,000	1,185
Premises and equipment expense	$1,295,000	1,387
Additional noninterest expense	$2,816,000	1,763
Pre-tax net operating income	$4,847,000	1,114
Securities gains (losses)	$0	3,575
Applicable income taxes	$252,000	2,631
Income before extraordinary items	$4,595,000	1,006
Extraordinary gains, net	$0	20
Net income	$4,595,000	1,006
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,595,000	1,006
Net charge-offs	$124,000	3,761
Cash dividends	$1,800,000	854
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,595,000	951
2012-06-30 (YTD Data)		Rank
Total interest income	$9,856,000	1,389
Total interest expense	$2,167,000	1,131
Net interest income	$7,689,000	1,439
Provision for loan and lease losses	$350,000	2,226
Total noninterest income	$2,887,000	1,015
Gross Fiduciary activities income	$282,000	582
Service charges on deposit accounts	$496,000	1,428
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,109,000	882
Total noninterest expense	$7,117,000	1,388
Salaries and employee benefits	$4,355,000	1,202
Premises and equipment expense	$859,000	1,383
Additional noninterest expense	$1,903,000	1,744
Pre-tax net operating income	$3,109,000	1,147
Securities gains (losses)	$0	3,178
Applicable income taxes	$171,000	2,595
Income before extraordinary items	$2,938,000	1,035
Extraordinary gains, net	$0	19
Net income	$2,938,000	1,035
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,938,000	1,035
Net charge-offs	$154,000	3,009
Cash dividends	$1,150,000	860
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,938,000	973
2012-03-31 (YTD Data)		Rank
Total interest income	$4,972,000	1,385
Total interest expense	$1,110,000	1,141
Net interest income	$3,862,000	1,437
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$1,312,000	1,082
Gross Fiduciary activities income	$119,000	619
Service charges on deposit accounts	$236,000	1,477
Trading account gains and fees	$0	148
Additional Noninterest Income	$957,000	934
Total noninterest expense	$3,642,000	1,363
Salaries and employee benefits	$2,190,000	1,196
Premises and equipment expense	$430,000	1,386
Additional noninterest expense	$1,022,000	1,618
Pre-tax net operating income	$1,432,000	1,229
Securities gains (losses)	$0	2,210
Applicable income taxes	$93,000	2,513
Income before extraordinary items	$1,339,000	1,108
Extraordinary gains, net	$0	19
Net income	$1,339,000	1,110
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,339,000	1,109
Net charge-offs	$-52,000	7,075
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,339,000	1,039
2011-12-31 (YTD Data)		Rank
Total interest income	$19,825,000	1,434
Total interest expense	$5,205,000	1,156
Net interest income	$14,620,000	1,529
Provision for loan and lease losses	$1,400,000	1,978
Total noninterest income	$5,076,000	1,031
Gross Fiduciary activities income	$510,000	551
Service charges on deposit accounts	$1,054,000	1,409
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,512,000	927
Total noninterest expense	$13,760,000	1,414
Salaries and employee benefits	$8,721,000	1,137
Premises and equipment expense	$1,419,000	1,747
Additional noninterest expense	$3,620,000	1,860
Pre-tax net operating income	$4,536,000	1,291
Securities gains (losses)	$289,000	1,164
Applicable income taxes	$177,000	3,005
Income before extraordinary items	$4,648,000	1,068
Extraordinary gains, net	$0	29
Net income	$4,648,000	1,068
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,648,000	1,068
Net charge-offs	$1,603,000	1,791
Cash dividends	$2,075,000	930
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,370,560	1,089
2011-09-30 (YTD Data)		Rank
Total interest income	$14,872,000	1,456
Total interest expense	$4,040,000	1,160
Net interest income	$10,832,000	1,556
Provision for loan and lease losses	$1,000,000	1,957
Total noninterest income	$3,754,000	1,051
Gross Fiduciary activities income	$370,000	559
Service charges on deposit accounts	$791,000	1,404
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,593,000	933
Total noninterest expense	$10,119,000	1,444
Salaries and employee benefits	$6,335,000	1,176
Premises and equipment expense	$1,207,000	1,549
Additional noninterest expense	$2,577,000	1,964
Pre-tax net operating income	$3,467,000	1,300
Securities gains (losses)	$96,000	1,825
Applicable income taxes	$120,000	3,072
Income before extraordinary items	$3,443,000	1,112
Extraordinary gains, net	$0	21
Net income	$3,443,000	1,112
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,443,000	1,112
Net charge-offs	$942,000	1,958
Cash dividends	$1,325,000	921
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,349,880	1,087
2011-06-30 (YTD Data)		Rank
Total interest income	$9,920,000	1,468
Total interest expense	$2,762,000	1,172
Net interest income	$7,158,000	1,573
Provision for loan and lease losses	$500,000	2,302
Total noninterest income	$2,344,000	1,093
Gross Fiduciary activities income	$248,000	562
Service charges on deposit accounts	$506,000	1,446
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,590,000	975
Total noninterest expense	$6,795,000	1,456
Salaries and employee benefits	$4,265,000	1,175
Premises and equipment expense	$802,000	1,575
Additional noninterest expense	$1,728,000	1,980
Pre-tax net operating income	$2,207,000	1,322
Securities gains (losses)	$4,000	2,586
Applicable income taxes	$66,000	3,174
Income before extraordinary items	$2,145,000	1,159
Extraordinary gains, net	$0	15
Net income	$2,145,000	1,159
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,145,000	1,159
Net charge-offs	$329,000	2,586
Cash dividends	$875,000	906
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,141,120	1,123
2011-03-31 (YTD Data)		Rank
Total interest income	$4,934,000	1,487
Total interest expense	$1,407,000	1,196
Net interest income	$3,527,000	1,583
Provision for loan and lease losses	$250,000	2,162
Total noninterest income	$1,183,000	1,079
Gross Fiduciary activities income	$137,000	548
Service charges on deposit accounts	$242,000	1,477
Trading account gains and fees	$0	158
Additional Noninterest Income	$804,000	962
Total noninterest expense	$3,436,000	1,442
Salaries and employee benefits	$2,168,000	1,167
Premises and equipment expense	$399,000	1,607
Additional noninterest expense	$869,000	1,951
Pre-tax net operating income	$1,024,000	1,405
Securities gains (losses)	$0	1,772
Applicable income taxes	$17,000	3,537
Income before extraordinary items	$1,007,000	1,224
Extraordinary gains, net	$0	9
Net income	$1,007,000	1,223
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,007,000	1,224
Net charge-offs	$263,000	1,872
Cash dividends	$375,000	971
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,007,000	1,193
2010-12-31 (YTD Data)		Rank
Total interest income	$20,241,000	1,520
Total interest expense	$6,232,000	1,328
Net interest income	$14,009,000	1,592
Provision for loan and lease losses	$1,700,000	2,292
Total noninterest income	$5,459,000	1,021
Gross Fiduciary activities income	$444,000	578
Service charges on deposit accounts	$1,097,000	1,391
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,918,000	888
Total noninterest expense	$13,484,000	1,468
Salaries and employee benefits	$8,466,000	1,162
Premises and equipment expense	$1,504,000	1,704
Additional noninterest expense	$3,514,000	1,998
Pre-tax net operating income	$4,284,000	1,184
Securities gains (losses)	$164,000	1,759
Applicable income taxes	$163,000	2,870
Income before extraordinary items	$4,285,000	1,010
Extraordinary gains, net	$0	29
Net income	$4,285,000	1,012
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,285,000	1,013
Net charge-offs	$1,406,000	2,252
Cash dividends	$760,000	1,820
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,127,560	1,007
2010-09-30 (YTD Data)		Rank
Total interest income	$15,219,000	1,543
Total interest expense	$4,750,000	1,357
Net interest income	$10,469,000	1,622
Provision for loan and lease losses	$1,300,000	2,172
Total noninterest income	$3,781,000	1,058
Gross Fiduciary activities income	$316,000	586
Service charges on deposit accounts	$817,000	1,438
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,648,000	905
Total noninterest expense	$9,770,000	1,507
Salaries and employee benefits	$6,191,000	1,187
Premises and equipment expense	$1,218,000	1,597
Additional noninterest expense	$2,361,000	2,177
Pre-tax net operating income	$3,180,000	1,242
Securities gains (losses)	$107,000	1,890
Applicable income taxes	$113,000	3,025
Income before extraordinary items	$3,174,000	1,072
Extraordinary gains, net	$0	23
Net income	$3,174,000	1,075
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,174,000	1,075
Net charge-offs	$1,054,000	2,132
Cash dividends	$760,000	1,304
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,070,210	1,065
2010-06-30 (YTD Data)		Rank
Total interest income	$10,115,000	1,570
Total interest expense	$3,183,000	1,415
Net interest income	$6,932,000	1,624
Provision for loan and lease losses	$950,000	1,992
Total noninterest income	$2,196,000	1,151
Gross Fiduciary activities income	$201,000	605
Service charges on deposit accounts	$529,000	1,489
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,466,000	989
Total noninterest expense	$6,518,000	1,516
Salaries and employee benefits	$4,127,000	1,190
Premises and equipment expense	$820,000	1,595
Additional noninterest expense	$1,571,000	2,169
Pre-tax net operating income	$1,660,000	1,568
Securities gains (losses)	$77,000	1,608
Applicable income taxes	$47,000	3,327
Income before extraordinary items	$1,690,000	1,305
Extraordinary gains, net	$0	19
Net income	$1,690,000	1,306
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,690,000	1,306
Net charge-offs	$572,000	2,287
Cash dividends	$485,000	1,379
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,615,310	1,317
2010-03-31 (YTD Data)		Rank
Total interest income	$5,014,000	1,610
Total interest expense	$1,592,000	1,484
Net interest income	$3,422,000	1,659
Provision for loan and lease losses	$450,000	1,922
Total noninterest income	$1,057,000	1,173
Gross Fiduciary activities income	$105,000	600
Service charges on deposit accounts	$255,000	1,532
Trading account gains and fees	$0	175
Additional Noninterest Income	$697,000	1,011
Total noninterest expense	$3,390,000	1,483
Salaries and employee benefits	$2,113,000	1,176
Premises and equipment expense	$422,000	1,603
Additional noninterest expense	$855,000	1,985
Pre-tax net operating income	$639,000	2,001
Securities gains (losses)	$24,000	1,449
Applicable income taxes	$3,000	4,254
Income before extraordinary items	$660,000	1,654
Extraordinary gains, net	$0	16
Net income	$660,000	1,655
Minority interest net income	$0	91
Net income of bank and minority interests.	$660,000	1,656
Net charge-offs	$310,000	1,999
Cash dividends	$245,000	1,249
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$636,000	1,662
2009-12-31 (YTD Data)		Rank
Total interest income	$20,752,000	1,644
Total interest expense	$7,741,000	1,518
Net interest income	$13,011,000	1,723
Provision for loan and lease losses	$600,000	4,252
Total noninterest income	$5,631,000	991
Gross Fiduciary activities income	$371,000	616
Service charges on deposit accounts	$1,101,000	1,538
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,159,000	824
Total noninterest expense	$14,077,000	1,467
Salaries and employee benefits	$8,606,000	1,131
Premises and equipment expense	$1,523,000	1,772
Additional noninterest expense	$3,948,000	1,866
Pre-tax net operating income	$3,965,000	1,051
Securities gains (losses)	$97,000	2,167
Applicable income taxes	$139,000	2,655
Income before extraordinary items	$3,923,000	878
Extraordinary gains, net	$0	34
Net income	$3,923,000	877
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,923,000	877
Net charge-offs	$247,000	4,736
Cash dividends	$1,085,000	1,539
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,828,910	899
2009-09-30 (YTD Data)		Rank
Total interest income	$15,667,000	1,676
Total interest expense	$6,015,000	1,544
Net interest income	$9,652,000	1,741
Provision for loan and lease losses	$350,000	4,373
Total noninterest income	$4,091,000	1,027
Gross Fiduciary activities income	$272,000	612
Service charges on deposit accounts	$803,000	1,579
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,016,000	851
Total noninterest expense	$10,472,000	1,467
Salaries and employee benefits	$6,211,000	1,203
Premises and equipment expense	$1,210,000	1,691
Additional noninterest expense	$3,051,000	1,756
Pre-tax net operating income	$2,921,000	1,123
Securities gains (losses)	$60,000	2,179
Applicable income taxes	$139,000	2,629
Income before extraordinary items	$2,842,000	954
Extraordinary gains, net	$0	27
Net income	$2,842,000	954
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,842,000	955
Net charge-offs	$225,000	4,119
Cash dividends	$960,000	1,309
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,785,000	955
2009-06-30 (YTD Data)		Rank
Total interest income	$10,569,000	1,675
Total interest expense	$4,153,000	1,575
Net interest income	$6,416,000	1,742
Provision for loan and lease losses	$200,000	4,313
Total noninterest income	$2,570,000	1,085
Gross Fiduciary activities income	$172,000	629
Service charges on deposit accounts	$523,000	1,586
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,875,000	938
Total noninterest expense	$7,094,000	1,464
Salaries and employee benefits	$4,153,000	1,216
Premises and equipment expense	$809,000	1,725
Additional noninterest expense	$2,132,000	1,710
Pre-tax net operating income	$1,692,000	1,357
Securities gains (losses)	$56,000	1,844
Applicable income taxes	$76,000	2,843
Income before extraordinary items	$1,672,000	1,133
Extraordinary gains, net	$0	21
Net income	$1,672,000	1,131
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,672,000	1,133
Net charge-offs	$140,000	3,853
Cash dividends	$860,000	1,065
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,618,240	1,137
2009-03-31 (YTD Data)		Rank
Total interest income	$5,318,000	1,683
Total interest expense	$2,115,000	1,604
Net interest income	$3,203,000	1,726
Provision for loan and lease losses	$200,000	2,838
Total noninterest income	$1,224,000	1,089
Gross Fiduciary activities income	$93,000	618
Service charges on deposit accounts	$249,000	1,618
Trading account gains and fees	$0	171
Additional Noninterest Income	$882,000	931
Total noninterest expense	$3,437,000	1,457
Salaries and employee benefits	$2,099,000	1,222
Premises and equipment expense	$412,000	1,708
Additional noninterest expense	$926,000	1,749
Pre-tax net operating income	$790,000	1,626
Securities gains (losses)	$-75,000	7,970
Applicable income taxes	$25,000	3,414
Income before extraordinary items	$690,000	1,570
Extraordinary gains, net	$0	15
Net income	$690,000	1,572
Minority interest net income	$0	102
Net income of bank and minority interests.	$690,000	1,572
Net charge-offs	$10,000	4,758
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$762,750	1,355
2008-12-31 (YTD Data)		Rank
Total interest income	$23,437,000	1,651
Total interest expense	$10,221,000	1,589
Net interest income	$13,216,000	1,681
Provision for loan and lease losses	$505,000	3,787
Total noninterest income	$4,828,000	1,094
Gross Fiduciary activities income	$295,000	690
Service charges on deposit accounts	$1,067,000	1,667
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,466,000	866
Total noninterest expense	$12,949,000	1,506
Salaries and employee benefits	$8,039,000	1,252
Premises and equipment expense	$1,650,000	1,671
Additional noninterest expense	$3,260,000	1,878
Pre-tax net operating income	$4,590,000	1,186
Securities gains (losses)	$-642,000	7,612
Applicable income taxes	$202,000	2,801
Income before extraordinary items	$3,746,000	1,108
Extraordinary gains, net	$0	39
Net income	$3,746,000	1,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$284,000	3,612
Cash dividends	$2,300,000	1,187
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,355,900	1,013
2008-09-30 (YTD Data)		Rank
Total interest income	$17,810,000	1,660
Total interest expense	$7,965,000	1,583
Net interest income	$9,845,000	1,708
Provision for loan and lease losses	$505,000	2,711
Total noninterest income	$3,475,000	1,164
Gross Fiduciary activities income	$164,000	764
Service charges on deposit accounts	$782,000	1,710
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,529,000	923
Total noninterest expense	$9,672,000	1,508
Salaries and employee benefits	$6,098,000	1,252
Premises and equipment expense	$1,289,000	1,621
Additional noninterest expense	$2,285,000	1,912
Pre-tax net operating income	$3,143,000	1,555
Securities gains (losses)	$77,000	1,128
Applicable income taxes	$163,000	3,141
Income before extraordinary items	$3,057,000	1,213
Extraordinary gains, net	$0	31
Net income	$3,057,000	1,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	3,383
Cash dividends	$1,650,000	1,205
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,983,850	1,318
2008-06-30 (YTD Data)		Rank
Total interest income	$12,099,000	1,666
Total interest expense	$5,617,000	1,558
Net interest income	$6,482,000	1,727
Provision for loan and lease losses	$375,000	2,238
Total noninterest income	$2,154,000	1,253
Gross Fiduciary activities income	$108,000	784
Service charges on deposit accounts	$513,000	1,725
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,533,000	1,042
Total noninterest expense	$6,441,000	1,505
Salaries and employee benefits	$4,085,000	1,261
Premises and equipment expense	$875,000	1,590
Additional noninterest expense	$1,481,000	1,947
Pre-tax net operating income	$1,820,000	1,833
Securities gains (losses)	$60,000	1,307
Applicable income taxes	$94,000	3,510
Income before extraordinary items	$1,786,000	1,529
Extraordinary gains, net	$0	21
Net income	$1,786,000	1,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,000
Cash dividends	$1,150,000	1,263
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,729,000	1,547
2008-03-31 (YTD Data)		Rank
Total interest income	$6,186,000	1,680
Total interest expense	$2,985,000	1,575
Net interest income	$3,201,000	1,744
Provision for loan and lease losses	$100,000	2,696
Total noninterest income	$1,050,000	1,285
Gross Fiduciary activities income	$44,000	833
Service charges on deposit accounts	$258,000	1,683
Trading account gains and fees	$0	158
Additional Noninterest Income	$748,000	1,057
Total noninterest expense	$3,254,000	1,478
Salaries and employee benefits	$2,073,000	1,265
Premises and equipment expense	$453,000	1,544
Additional noninterest expense	$728,000	1,933
Pre-tax net operating income	$897,000	1,970
Securities gains (losses)	$41,000	1,188
Applicable income taxes	$47,000	3,621
Income before extraordinary items	$891,000	1,667
Extraordinary gains, net	$0	15
Net income	$891,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,203
Cash dividends	$500,000	1,332
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$852,050	1,667
2007-12-31 (YTD Data)		Rank
Total interest income	$25,364,000	1,702
Total interest expense	$12,887,000	1,565
Net interest income	$12,477,000	1,818
Provision for loan and lease losses	$465,000	2,451
Total noninterest income	$4,919,000	1,121
Gross Fiduciary activities income	$205,000	799
Service charges on deposit accounts	$1,187,000	1,510
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,527,000	899
Total noninterest expense	$12,521,000	1,473
Salaries and employee benefits	$7,967,000	1,251
Premises and equipment expense	$1,681,000	1,584
Additional noninterest expense	$2,873,000	1,915
Pre-tax net operating income	$4,410,000	1,827
Securities gains (losses)	$-76,000	8,091
Applicable income taxes	$218,000	3,761
Income before extraordinary items	$4,116,000	1,542
Extraordinary gains, net	$0	39
Net income	$4,116,000	1,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	2,520
Cash dividends	$1,900,000	1,670
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,188,200	1,499
2007-09-30 (YTD Data)		Rank
Total interest income	$18,825,000	1,717
Total interest expense	$9,726,000	1,551
Net interest income	$9,099,000	1,872
Provision for loan and lease losses	$315,000	2,230
Total noninterest income	$3,709,000	1,107
Gross Fiduciary activities income	$132,000	823
Service charges on deposit accounts	$896,000	1,471
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,681,000	906
Total noninterest expense	$9,331,000	1,465
Salaries and employee benefits	$5,893,000	1,272
Premises and equipment expense	$1,312,000	1,519
Additional noninterest expense	$2,126,000	1,896
Pre-tax net operating income	$3,162,000	2,013
Securities gains (losses)	$-90,000	8,274
Applicable income taxes	$152,000	4,029
Income before extraordinary items	$2,920,000	1,729
Extraordinary gains, net	$0	33
Net income	$2,920,000	1,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$1,350,000	1,627
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,005,500	1,680
2007-06-30 (YTD Data)		Rank
Total interest income	$12,332,000	1,757
Total interest expense	$6,362,000	1,587
Net interest income	$5,970,000	1,937
Provision for loan and lease losses	$210,000	2,072
Total noninterest income	$2,306,000	1,195
Gross Fiduciary activities income	$54,000	917
Service charges on deposit accounts	$578,000	1,520
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,674,000	971
Total noninterest expense	$6,162,000	1,493
Salaries and employee benefits	$3,858,000	1,320
Premises and equipment expense	$891,000	1,508
Additional noninterest expense	$1,413,000	1,916
Pre-tax net operating income	$1,904,000	2,251
Securities gains (losses)	$-55,000	8,321
Applicable income taxes	$87,000	4,261
Income before extraordinary items	$1,762,000	1,950
Extraordinary gains, net	$0	29
Net income	$1,762,000	1,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,376
Cash dividends	$850,000	1,743
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,814,250	1,884
2007-03-31 (YTD Data)		Rank
Total interest income	$6,076,000	1,773
Total interest expense	$3,137,000	1,590
Net interest income	$2,939,000	1,973
Provision for loan and lease losses	$105,000	1,929
Total noninterest income	$1,028,000	1,285
Gross Fiduciary activities income	$14,000	1,006
Service charges on deposit accounts	$273,000	1,568
Trading account gains and fees	$0	195
Additional Noninterest Income	$741,000	1,039
Total noninterest expense	$3,069,000	1,492
Salaries and employee benefits	$1,929,000	1,332
Premises and equipment expense	$447,000	1,498
Additional noninterest expense	$693,000	1,919
Pre-tax net operating income	$793,000	2,574
Securities gains (losses)	$-49,000	8,495
Applicable income taxes	$26,000	4,731
Income before extraordinary items	$718,000	2,267
Extraordinary gains, net	$0	22
Net income	$718,000	2,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,355
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$765,530	2,138
2006-12-31 (YTD Data)		Rank
Total interest income	$22,361,000	1,813
Total interest expense	$10,923,000	1,548
Net interest income	$11,438,000	2,030
Provision for loan and lease losses	$500,000	1,903
Total noninterest income	$4,324,000	1,229
Gross Fiduciary activities income	$157,000	857
Service charges on deposit accounts	$1,295,000	1,376
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,872,000	1,033
Total noninterest expense	$11,711,000	1,527
Salaries and employee benefits	$7,469,000	1,307
Premises and equipment expense	$1,648,000	1,560
Additional noninterest expense	$2,594,000	2,041
Pre-tax net operating income	$3,551,000	2,453
Securities gains (losses)	$-69,000	8,056
Applicable income taxes	$161,000	4,523
Income before extraordinary items	$3,321,000	2,101
Extraordinary gains, net	$0	51
Net income	$3,321,000	2,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,647
Cash dividends	$1,925,000	1,605
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,386,550	2,055
2006-09-30 (YTD Data)		Rank
Total interest income	$16,445,000	1,830
Total interest expense	$7,875,000	1,552
Net interest income	$8,570,000	2,047
Provision for loan and lease losses	$425,000	1,613
Total noninterest income	$3,101,000	1,285
Gross Fiduciary activities income	$65,000	952
Service charges on deposit accounts	$974,000	1,376
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,062,000	1,071
Total noninterest expense	$8,557,000	1,573
Salaries and employee benefits	$5,366,000	1,381
Premises and equipment expense	$1,228,000	1,581
Additional noninterest expense	$1,963,000	1,987
Pre-tax net operating income	$2,689,000	2,511
Securities gains (losses)	$-67,000	8,283
Applicable income taxes	$123,000	4,714
Income before extraordinary items	$2,499,000	2,148
Extraordinary gains, net	$0	45
Net income	$2,499,000	2,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,364
Cash dividends	$1,375,000	1,557
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,562,650	2,101
2006-06-30 (YTD Data)		Rank
Total interest income	$10,641,000	1,855
Total interest expense	$4,961,000	1,567
Net interest income	$5,680,000	2,066
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$1,950,000	1,332
Gross Fiduciary activities income	$51,000	943
Service charges on deposit accounts	$632,000	1,406
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,267,000	1,141
Total noninterest expense	$5,794,000	1,552
Salaries and employee benefits	$3,688,000	1,343
Premises and equipment expense	$853,000	1,523
Additional noninterest expense	$1,253,000	2,088
Pre-tax net operating income	$1,686,000	2,637
Securities gains (losses)	$-47,000	8,360
Applicable income taxes	$77,000	4,811
Income before extraordinary items	$1,562,000	2,270
Extraordinary gains, net	$0	39
Net income	$1,562,000	2,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-161,000	8,653
Cash dividends	$675,000	1,937
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,606,650	2,208
2006-03-31 (YTD Data)		Rank
Total interest income	$5,087,000	1,885
Total interest expense	$2,304,000	1,605
Net interest income	$2,783,000	2,086
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$922,000	1,362
Gross Fiduciary activities income	$23,000	967
Service charges on deposit accounts	$306,000	1,402
Trading account gains and fees	$0	115
Additional Noninterest Income	$593,000	1,179
Total noninterest expense	$2,990,000	1,505
Salaries and employee benefits	$1,875,000	1,326
Premises and equipment expense	$430,000	1,510
Additional noninterest expense	$685,000	1,909
Pre-tax net operating income	$640,000	3,175
Securities gains (losses)	$-3,000	8,027
Applicable income taxes	$31,000	4,987
Income before extraordinary items	$606,000	2,718
Extraordinary gains, net	$0	21
Net income	$606,000	2,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-127,000	8,680
Cash dividends	$475,000	1,432
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$608,850	2,697
2005-12-31 (YTD Data)		Rank
Total interest income	$18,672,000	1,805
Total interest expense	$6,753,000	1,680
Net interest income	$11,919,000	1,844
Provision for loan and lease losses	$300,000	2,799
Total noninterest income	$4,180,000	1,239
Gross Fiduciary activities income	$186,000	819
Service charges on deposit accounts	$1,303,000	1,353
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,691,000	1,095
Total noninterest expense	$11,288,000	1,525
Salaries and employee benefits	$6,878,000	1,352
Premises and equipment expense	$1,574,000	1,544
Additional noninterest expense	$2,836,000	1,776
Pre-tax net operating income	$4,511,000	2,022
Securities gains (losses)	$173,000	544
Applicable income taxes	$225,000	4,505
Income before extraordinary items	$4,459,000	1,575
Extraordinary gains, net	$0	46
Net income	$4,459,000	1,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,620
Cash dividends	$2,485,000	1,231
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,294,650	1,610
2005-09-30 (YTD Data)		Rank
Total interest income	$13,863,000	1,772
Total interest expense	$4,719,000	1,710
Net interest income	$9,144,000	1,788
Provision for loan and lease losses	$300,000	2,192
Total noninterest income	$3,011,000	1,287
Gross Fiduciary activities income	$81,000	917
Service charges on deposit accounts	$969,000	1,347
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,961,000	1,136
Total noninterest expense	$8,380,000	1,525
Salaries and employee benefits	$5,096,000	1,356
Premises and equipment expense	$1,276,000	1,427
Additional noninterest expense	$2,008,000	1,860
Pre-tax net operating income	$3,475,000	1,993
Securities gains (losses)	$169,000	519
Applicable income taxes	$177,000	4,593
Income before extraordinary items	$3,467,000	1,522
Extraordinary gains, net	$0	35
Net income	$3,467,000	1,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,371
Cash dividends	$1,985,000	1,076
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,306,450	1,562
2005-06-30 (YTD Data)		Rank
Total interest income	$8,832,000	1,798
Total interest expense	$2,966,000	1,706
Net interest income	$5,866,000	1,850
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$1,918,000	1,314
Gross Fiduciary activities income	$61,000	907
Service charges on deposit accounts	$625,000	1,356
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,232,000	1,156
Total noninterest expense	$5,487,000	1,542
Salaries and employee benefits	$3,366,000	1,360
Premises and equipment expense	$834,000	1,447
Additional noninterest expense	$1,287,000	1,911
Pre-tax net operating income	$2,147,000	2,071
Securities gains (losses)	$154,000	459
Applicable income taxes	$112,000	4,664
Income before extraordinary items	$2,189,000	1,576
Extraordinary gains, net	$0	30
Net income	$2,189,000	1,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,294
Cash dividends	$1,285,000	1,063
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,042,700	1,646
2005-03-31 (YTD Data)		Rank
Total interest income	$4,303,000	1,822
Total interest expense	$1,417,000	1,689
Net interest income	$2,886,000	1,854
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$924,000	1,328
Gross Fiduciary activities income	$32,000	906
Service charges on deposit accounts	$303,000	1,359
Trading account gains and fees	$0	115
Additional Noninterest Income	$589,000	1,182
Total noninterest expense	$2,762,000	1,532
Salaries and employee benefits	$1,704,000	1,361
Premises and equipment expense	$425,000	1,430
Additional noninterest expense	$633,000	1,937
Pre-tax net operating income	$898,000	2,361
Securities gains (losses)	$61,000	492
Applicable income taxes	$47,000	4,839
Income before extraordinary items	$912,000	1,857
Extraordinary gains, net	$0	24
Net income	$912,000	1,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,576
Cash dividends	$510,000	1,185
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$854,050	1,936
2004-12-31 (YTD Data)		Rank
Total interest income	$16,205,000	1,768
Total interest expense	$4,849,000	1,690
Net interest income	$11,356,000	1,780
Provision for loan and lease losses	$200,000	3,677
Total noninterest income	$3,198,000	1,512
Gross Fiduciary activities income	$160,000	841
Service charges on deposit accounts	$822,000	2,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,216,000	1,233
Total noninterest expense	$10,406,000	1,565
Salaries and employee benefits	$6,423,000	1,381
Premises and equipment expense	$1,558,000	1,481
Additional noninterest expense	$2,425,000	2,021
Pre-tax net operating income	$3,948,000	2,084
Securities gains (losses)	$316,000	611
Applicable income taxes	$205,000	4,721
Income before extraordinary items	$4,059,000	1,591
Extraordinary gains, net	$0	34
Net income	$4,059,000	1,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$689,000	1,031
Cash dividends	$1,935,000	1,411
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,758,800	1,659
2004-09-30 (YTD Data)		Rank
Total interest income	$12,052,000	1,757
Total interest expense	$3,556,000	1,702
Net interest income	$8,496,000	1,768
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$2,241,000	1,623
Gross Fiduciary activities income	$70,000	952
Service charges on deposit accounts	$605,000	2,148
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,566,000	1,289
Total noninterest expense	$7,678,000	1,581
Salaries and employee benefits	$4,763,000	1,391
Premises and equipment expense	$1,154,000	1,499
Additional noninterest expense	$1,761,000	2,048
Pre-tax net operating income	$2,859,000	2,149
Securities gains (losses)	$177,000	828
Applicable income taxes	$146,000	4,891
Income before extraordinary items	$2,890,000	1,678
Extraordinary gains, net	$0	26
Net income	$2,890,000	1,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$626,000	800
Cash dividends	$1,425,000	1,329
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,721,850	1,726
2004-06-30 (YTD Data)		Rank
Total interest income	$8,038,000	1,754
Total interest expense	$2,337,000	1,706
Net interest income	$5,701,000	1,748
Provision for loan and lease losses	$200,000	2,196
Total noninterest income	$1,489,000	1,609
Gross Fiduciary activities income	$63,000	897
Service charges on deposit accounts	$397,000	2,157
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,029,000	1,295
Total noninterest expense	$5,095,000	1,591
Salaries and employee benefits	$3,161,000	1,388
Premises and equipment expense	$760,000	1,524
Additional noninterest expense	$1,174,000	2,053
Pre-tax net operating income	$1,895,000	2,138
Securities gains (losses)	$59,000	1,356
Applicable income taxes	$93,000	4,936
Income before extraordinary items	$1,861,000	1,715
Extraordinary gains, net	$0	21
Net income	$1,861,000	1,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$639,000	588
Cash dividends	$900,000	1,395
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,804,950	1,704
2004-03-31 (YTD Data)		Rank
Total interest income	$4,024,000	1,750
Total interest expense	$1,167,000	1,725
Net interest income	$2,857,000	1,744
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$652,000	1,760
Gross Fiduciary activities income	$15,000	1,045
Service charges on deposit accounts	$194,000	2,132
Trading account gains and fees	$0	121
Additional Noninterest Income	$443,000	1,413
Total noninterest expense	$2,601,000	1,562
Salaries and employee benefits	$1,617,000	1,371
Premises and equipment expense	$385,000	1,527
Additional noninterest expense	$599,000	1,978
Pre-tax net operating income	$833,000	2,348
Securities gains (losses)	$12,000	1,956
Applicable income taxes	$40,000	5,105
Income before extraordinary items	$805,000	1,947
Extraordinary gains, net	$0	16
Net income	$805,000	1,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$793,600	1,880
2003-12-31 (YTD Data)		Rank
Total interest income	$16,105,000	1,767
Total interest expense	$5,240,000	1,713
Net interest income	$10,865,000	1,797
Provision for loan and lease losses	$500,000	2,155
Total noninterest income	$3,849,000	1,387
Gross Fiduciary activities income	$142,000	888
Service charges on deposit accounts	$875,000	1,961
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,832,000	1,132
Total noninterest expense	$10,095,000	1,589
Salaries and employee benefits	$6,382,000	1,348
Premises and equipment expense	$1,465,000	1,562
Additional noninterest expense	$2,248,000	2,138
Pre-tax net operating income	$4,119,000	1,938
Securities gains (losses)	$381,000	908
Applicable income taxes	$237,000	4,667
Income before extraordinary items	$4,263,000	1,469
Extraordinary gains, net	$0	54
Net income	$4,263,000	1,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,380
Cash dividends	$3,324,000	908
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,901,050	1,525
2003-09-30 (YTD Data)		Rank
Total interest income	$12,066,000	1,795
Total interest expense	$4,018,000	1,749
Net interest income	$8,048,000	1,840
Provision for loan and lease losses	$425,000	1,937
Total noninterest income	$3,166,000	1,320
Gross Fiduciary activities income	$73,000	972
Service charges on deposit accounts	$654,000	1,981
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,439,000	1,082
Total noninterest expense	$7,574,000	1,590
Salaries and employee benefits	$4,826,000	1,358
Premises and equipment expense	$1,103,000	1,555
Additional noninterest expense	$1,645,000	2,181
Pre-tax net operating income	$3,215,000	1,934
Securities gains (losses)	$351,000	871
Applicable income taxes	$193,000	4,699
Income before extraordinary items	$3,373,000	1,455
Extraordinary gains, net	$0	40
Net income	$3,373,000	1,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,759
Cash dividends	$2,725,000	788
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,039,550	1,521
2003-06-30 (YTD Data)		Rank
Total interest income	$8,085,000	1,795
Total interest expense	$2,750,000	1,758
Net interest income	$5,335,000	1,827
Provision for loan and lease losses	$300,000	1,769
Total noninterest income	$2,091,000	1,324
Gross Fiduciary activities income	$48,000	976
Service charges on deposit accounts	$437,000	1,935
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,606,000	1,082
Total noninterest expense	$5,086,000	1,579
Salaries and employee benefits	$3,270,000	1,333
Premises and equipment expense	$721,000	1,588
Additional noninterest expense	$1,095,000	2,175
Pre-tax net operating income	$2,040,000	1,995
Securities gains (losses)	$287,000	826
Applicable income taxes	$120,000	4,860
Income before extraordinary items	$2,207,000	1,489
Extraordinary gains, net	$0	30
Net income	$2,207,000	1,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	2,530
Cash dividends	$2,124,000	706
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,934,350	1,568
2003-03-31 (YTD Data)		Rank
Total interest income	$4,005,000	1,831
Total interest expense	$1,360,000	1,825
Net interest income	$2,645,000	1,846
Provision for loan and lease losses	$150,000	1,666
Total noninterest income	$1,021,000	1,313
Gross Fiduciary activities income	$15,000	1,064
Service charges on deposit accounts	$217,000	1,890
Trading account gains and fees	$0	134
Additional Noninterest Income	$789,000	1,060
Total noninterest expense	$2,472,000	1,620
Salaries and employee benefits	$1,601,000	1,355
Premises and equipment expense	$358,000	1,613
Additional noninterest expense	$513,000	2,284
Pre-tax net operating income	$1,044,000	1,966
Securities gains (losses)	$70,000	1,202
Applicable income taxes	$55,000	4,964
Income before extraordinary items	$1,059,000	1,524
Extraordinary gains, net	$0	21
Net income	$1,059,000	1,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	1,818
Cash dividends	$340,000	1,641
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$992,500	1,520
2002-12-31 (YTD Data)		Rank
Total interest income	$18,260,000	1,684
Total interest expense	$7,170,000	1,586
Net interest income	$11,090,000	1,740
Provision for loan and lease losses	$1,220,000	1,114
Total noninterest income	$3,215,000	1,487
Gross Fiduciary activities income	$109,000	975
Service charges on deposit accounts	$833,000	1,932
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,273,000	1,197
Total noninterest expense	$9,471,000	1,621
Salaries and employee benefits	$6,033,000	1,347
Premises and equipment expense	$1,434,000	1,546
Additional noninterest expense	$2,004,000	2,305
Pre-tax net operating income	$3,614,000	2,156
Securities gains (losses)	$303,000	889
Applicable income taxes	$158,000	5,449
Income before extraordinary items	$3,759,000	1,598
Extraordinary gains, net	$0	70
Net income	$3,759,000	1,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,680,000	625
Cash dividends	$4,100,000	728
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,468,120	1,672
2001-12-31 (YTD Data)		Rank
Total interest income	$21,423,000	1,584
Total interest expense	$10,810,000	1,503
Net interest income	$10,613,000	1,683
Provision for loan and lease losses	$965,000	1,283
Total noninterest income	$2,122,000	1,921
Gross Fiduciary activities income	$108,000	981
Service charges on deposit accounts	$766,000	1,978
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,248,000	1,744
Total noninterest expense	$8,751,000	1,661
Salaries and employee benefits	$5,330,000	1,416
Premises and equipment expense	$1,151,000	1,864
Additional noninterest expense	$2,270,000	1,981
Pre-tax net operating income	$3,019,000	2,249
Securities gains (losses)	$278,000	938
Applicable income taxes	$182,000	5,180
Income before extraordinary items	$3,115,000	1,691
Extraordinary gains, net	$0	105
Net income	$3,115,000	1,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$508,000	1,545
Cash dividends	$1,401,000	1,750
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,853,680	1,774
2000-12-31 (YTD Data)		Rank
Total interest income	$19,927,000	1,742
Total interest expense	$11,083,000	1,547
Net interest income	$8,844,000	2,006
Provision for loan and lease losses	$890,000	1,174
Total noninterest income	$1,838,000	2,004
Gross Fiduciary activities income	$136,000	874
Service charges on deposit accounts	$658,000	2,098
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,044,000	1,804
Total noninterest expense	$7,007,000	1,984
Salaries and employee benefits	$4,172,000	1,721
Premises and equipment expense	$989,000	2,080
Additional noninterest expense	$1,846,000	2,326
Pre-tax net operating income	$2,785,000	2,538
Securities gains (losses)	$-54,000	9,228
Applicable income taxes	$122,000	6,264
Income before extraordinary items	$2,609,000	2,001
Extraordinary gains, net	$0	38
Net income	$2,609,000	2,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	1,555
Cash dividends	$2,080,000	1,308
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,660,840	1,964
1999-12-31 (YTD Data)		Rank
Total interest income	$17,042,000	1,914
Total interest expense	$8,269,000	1,796
Net interest income	$8,773,000	2,006
Provision for loan and lease losses	$385,000	2,170
Total noninterest income	$1,742,000	2,051
Gross Fiduciary activities income	$108,000	980
Service charges on deposit accounts	$615,000	2,161
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,019,000	1,841
Total noninterest expense	$6,884,000	1,986
Salaries and employee benefits	$4,017,000	1,717
Premises and equipment expense	$825,000	2,460
Additional noninterest expense	$2,042,000	2,135
Pre-tax net operating income	$3,246,000	2,242
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$230,000	5,400
Income before extraordinary items	$3,017,000	1,763
Extraordinary gains, net	$0	35
Net income	$3,017,000	1,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	2,227
Cash dividends	$1,800,000	1,477
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,016,070	1,733
1998-12-31 (YTD Data)		Rank
Total interest income	$1,185,000	9,675
Total interest expense	$584,000	9,516
Net interest income	$601,000	9,735
Provision for loan and lease losses	$0	8,652
Total noninterest income	$84,000	9,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	8,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,456
Total noninterest expense	$590,000	9,473
Salaries and employee benefits	$315,000	9,539
Premises and equipment expense	$41,000	9,998
Additional noninterest expense	$234,000	8,755
Pre-tax net operating income	$95,000	9,431
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$22,000	8,844
Income before extraordinary items	$78,000	9,474
Extraordinary gains, net	$0	32
Net income	$78,000	9,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$74,100	9,432
1997-12-31 (YTD Data)		Rank
Total interest income	$85,000	10,882
Total interest expense	$47,000	10,829
Net interest income	$38,000	10,898
Provision for loan and lease losses	$0	8,829
Total noninterest income	$3,000	10,849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	9,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,861
Total noninterest expense	$41,000	10,916
Salaries and employee benefits	$10,000	10,905
Premises and equipment expense	$2,000	10,889
Additional noninterest expense	$29,000	10,889
Pre-tax net operating income	$0	10,358
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$0	10,401
Extraordinary gains, net	$0	44
Net income	$0	10,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$200,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$0	10,363
1996-12-31 (YTD Data)		Rank
Total interest income	$994,000	10,828
Total interest expense	$543,000	10,464
Net interest income	$451,000	10,990
Provision for loan and lease losses	$0	9,041
Total noninterest income	$68,000	10,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	9,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	9,496
Total noninterest expense	$402,000	10,959
Salaries and employee benefits	$271,000	10,570
Premises and equipment expense	$33,000	11,075
Additional noninterest expense	$98,000	11,102
Pre-tax net operating income	$117,000	10,280
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$17,000	10,255
Income before extraordinary items	$99,000	10,237
Extraordinary gains, net	$0	53
Net income	$99,000	10,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$51,000	7,487
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$99,850	10,177
1995-12-31 (YTD Data)		Rank
Total interest income	$932,000	11,388
Total interest expense	$502,000	11,009
Net interest income	$430,000	11,534
Provision for loan and lease losses	$0	8,958
Total noninterest income	$47,000	11,404
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	9,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	10,775
Total noninterest expense	$392,000	11,452
Salaries and employee benefits	$267,000	11,032
Premises and equipment expense	$25,000	11,720
Additional noninterest expense	$100,000	11,613
Pre-tax net operating income	$85,000	11,168
Securities gains (losses)	$0	3,831
Applicable income taxes	$2,000	11,074
Income before extraordinary items	$83,000	11,076
Extraordinary gains, net	$0	65
Net income	$83,000	11,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$51,000	7,725
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$83,000	11,058
1994-12-31 (YTD Data)		Rank
Total interest income	$979,000	11,744
Total interest expense	$452,000	11,324
Net interest income	$527,000	11,920
Provision for loan and lease losses	$0	9,146
Total noninterest income	$44,000	12,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	11,301
Total noninterest expense	$420,000	11,954
Salaries and employee benefits	$254,000	11,633
Premises and equipment expense	$36,000	12,088
Additional noninterest expense	$130,000	12,021
Pre-tax net operating income	$151,000	11,259
Securities gains (losses)	$-8,000	9,681
Applicable income taxes	$33,000	10,861
Income before extraordinary items	$110,000	11,284
Extraordinary gains, net	$0	249
Net income	$110,000	11,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,088
Cash dividends	$51,000	7,890
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$116,160	11,252
1993-12-31 (YTD Data)		Rank
Total interest income	$1,009,000	12,273
Total interest expense	$469,000	11,843
Net interest income	$540,000	12,427
Provision for loan and lease losses	$0	10,371
Total noninterest income	$39,000	12,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	11,051
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,957
Total noninterest expense	$414,000	12,578
Salaries and employee benefits	$245,000	12,237
Premises and equipment expense	$37,000	12,642
Additional noninterest expense	$132,000	12,630
Pre-tax net operating income	$165,000	11,357
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$47,000	11,016
Income before extraordinary items	$122,000	11,551
Extraordinary gains, net	$0	3,149
Net income	$122,000	11,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	12,794
Cash dividends	$51,000	7,904
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$119,120	11,379
1992-12-31 (YTD Data)		Rank
Total interest income	$1,052,000	12,925
Total interest expense	$503,000	12,747
Net interest income	$549,000	12,916
Provision for loan and lease losses	$0	11,756
Total noninterest income	$39,000	13,364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$14,000	11,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$397,000	13,183
Salaries and employee benefits	$229,000	12,842
Premises and equipment expense	$38,000	13,134
Additional noninterest expense	$130,000	13,208
Pre-tax net operating income	$191,000	11,156
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$55,000	11,116
Income before extraordinary items	$144,000	11,361
Extraordinary gains, net	$0	1,422
Net income	$144,000	11,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	12,396
Cash dividends	$51,000	7,640
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$138,240	11,107

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.