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BankFinancial, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$66,678,000737
Total interest expense$13,532,0001,059
Net interest income$53,146,000635
Provision for loan and lease losses$313,0001,620
Total noninterest income$4,152,0001,323
Gross Fiduciary activities income$1,011,000504
Service charges on deposit accounts$1,746,000635
Trading account gains and feesNANA
Additional Noninterest Income$1,395,0001,961
Total noninterest expense$41,296,000669
Salaries and employee benefits$21,511,000709
Premises and equipment expense$8,052,000360
Additional noninterest expense$1,395,0001,961
Pre-tax net operating income$15,689,000827
Securities gains (losses)$-454,0004,163
Applicable income taxes$4,001,000617
Income before extraordinary items$11,234,000917
Extraordinary gains, net$054
Net income$11,234,000931
Minority interest net income$088
Net income of bank and minority interests.$11,234,000920
Net charge-offs$2,086,000377
Cash dividends$14,700,000375
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,592,660906
2023-09-30 (YTD Data)Rank
Total interest income$49,591,000729
Total interest expense$9,239,0001,049
Net interest income$40,352,000637
Provision for loan and lease losses$-4,0004,240
Total noninterest income$2,754,0001,442
Gross Fiduciary activities income$731,000509
Service charges on deposit accounts$1,288,000642
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,285
Total noninterest expense$30,930,000673
Salaries and employee benefits$16,005,000720
Premises and equipment expense$6,115,000360
Additional noninterest expense$735,0002,284
Pre-tax net operating income$12,180,000837
Securities gains (losses)$-454,0004,357
Applicable income taxes$3,051,000640
Income before extraordinary items$8,675,000930
Extraordinary gains, net$052
Net income$8,675,000935
Minority interest net income$081
Net income of bank and minority interests.$8,675,000930
Net charge-offs$1,562,000333
Cash dividends$8,700,000408
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,033,660917
2023-06-30 (YTD Data)Rank
Total interest income$32,608,000709
Total interest expense$5,498,0001,044
Net interest income$27,110,000635
Provision for loan and lease losses$-140,0004,465
Total noninterest income$1,651,0001,468
Gross Fiduciary activities income$486,000501
Service charges on deposit accounts$841,000650
Trading account gains and feesNANA
Additional Noninterest Income$324,0002,677
Total noninterest expense$20,540,000658
Salaries and employee benefits$10,798,000704
Premises and equipment expense$4,069,000347
Additional noninterest expense$324,0002,672
Pre-tax net operating income$8,361,000818
Securities gains (losses)$-454,0004,468
Applicable income taxes$2,006,000661
Income before extraordinary items$5,901,000929
Extraordinary gains, net$051
Net income$5,901,000941
Minority interest net income$081
Net income of bank and minority interests.$5,901,000929
Net charge-offs$715,000358
Cash dividends$6,200,000380
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,259,660894
2023-03-31 (YTD Data)Rank
Total interest income$16,289,000712
Total interest expense$2,461,0001,023
Net interest income$13,828,000637
Provision for loan and lease losses$48,0001,713
Total noninterest income$639,0001,721
Gross Fiduciary activities income$236,000521
Service charges on deposit accounts$424,000649
Trading account gains and feesNANA
Additional Noninterest Income$-21,0004,668
Total noninterest expense$9,844,000699
Salaries and employee benefits$5,372,000721
Premises and equipment expense$2,038,000365
Additional noninterest expense$-21,0004,668
Pre-tax net operating income$4,575,000786
Securities gains (losses)$-454,0004,541
Applicable income taxes$1,004,000675
Income before extraordinary items$3,117,000916
Extraordinary gains, net$04
Net income$3,117,000915
Minority interest net income$048
Net income of bank and minority interests.$3,117,000915
Net charge-offs$89,000622
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,475,660843
2022-12-31 (YTD Data)Rank
Total interest income$55,886,000674
Total interest expense$3,687,000991
Net interest income$52,199,000651
Provision for loan and lease losses$1,828,000552
Total noninterest income$5,379,0001,155
Gross Fiduciary activities income$934,000530
Service charges on deposit accounts$1,585,000705
Trading account gains and feesNANA
Additional Noninterest Income$2,860,0001,292
Total noninterest expense$39,502,000679
Salaries and employee benefits$20,766,000721
Premises and equipment expense$7,981,000356
Additional noninterest expense$2,860,0001,292
Pre-tax net operating income$16,248,000886
Securities gains (losses)$0691
Applicable income taxes$3,966,000697
Income before extraordinary items$12,282,000951
Extraordinary gains, net$05
Net income$12,282,000952
Minority interest net income$063
Net income of bank and minority interests.$12,282,000952
Net charge-offs$414,000666
Cash dividends$12,500,000399
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,282,000972
2022-09-30 (YTD Data)Rank
Total interest income$39,582,000684
Total interest expense$1,809,0001,111
Net interest income$37,773,000664
Provision for loan and lease losses$1,085,000588
Total noninterest income$4,240,0001,125
Gross Fiduciary activities income$702,000528
Service charges on deposit accounts$1,166,000720
Trading account gains and feesNANA
Additional Noninterest Income$2,372,0001,245
Total noninterest expense$29,908,000667
Salaries and employee benefits$15,588,000719
Premises and equipment expense$6,037,000352
Additional noninterest expense$2,372,0001,245
Pre-tax net operating income$11,020,000967
Securities gains (losses)$0740
Applicable income taxes$2,633,000758
Income before extraordinary items$8,387,0001,014
Extraordinary gains, net$04
Net income$8,387,0001,012
Minority interest net income$057
Net income of bank and minority interests.$8,387,0001,014
Net charge-offs$414,000491
Cash dividends$6,500,000478
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,387,0001,032
2022-06-30 (YTD Data)Rank
Total interest income$24,593,000694
Total interest expense$1,000,0001,135
Net interest income$23,593,000675
Provision for loan and lease losses$735,000528
Total noninterest income$3,034,0001,065
Gross Fiduciary activities income$458,000493
Service charges on deposit accounts$752,000738
Trading account gains and feesNANA
Additional Noninterest Income$1,824,0001,161
Total noninterest expense$19,700,000664
Salaries and employee benefits$10,562,000702
Premises and equipment expense$4,067,000346
Additional noninterest expense$5,071,000752
Pre-tax net operating income$6,192,0001,035
Securities gains (losses)$0687
Applicable income taxes$1,448,000811
Income before extraordinary items$4,744,0001,084
Extraordinary gains, net$04
Net income$4,744,0001,083
Minority interest net income$060
Net income of bank and minority interests.$4,744,0001,084
Net charge-offs$248,000486
Cash dividends$2,500,000707
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,744,0001,110
2022-03-31 (YTD Data)Rank
Total interest income$11,519,000711
Total interest expense$445,0001,215
Net interest income$11,074,000694
Provision for loan and lease losses$276,000534
Total noninterest income$1,356,0001,145
Gross Fiduciary activities income$223,000499
Service charges on deposit accounts$362,000756
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,286
Total noninterest expense$9,888,000668
Salaries and employee benefits$5,305,000702
Premises and equipment expense$2,134,000335
Additional noninterest expense$2,449,000773
Pre-tax net operating income$2,266,0001,234
Securities gains (losses)$0623
Applicable income taxes$544,000929
Income before extraordinary items$1,722,0001,324
Extraordinary gains, net$04
Net income$1,722,0001,324
Minority interest net income$050
Net income of bank and minority interests.$1,722,0001,324
Net charge-offs$205,000361
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,722,0001,338
2021-12-31 (YTD Data)Rank
Total interest income$47,294,000716
Total interest expense$2,227,0001,215
Net interest income$45,067,000690
Provision for loan and lease losses$-1,240,0004,555
Total noninterest income$4,668,0001,366
Gross Fiduciary activities income$911,000493
Service charges on deposit accounts$1,273,000800
Trading account gains and feesNANA
Additional Noninterest Income$2,484,0001,688
Total noninterest expense$39,055,000666
Salaries and employee benefits$21,869,000660
Premises and equipment expense$7,524,000371
Additional noninterest expense$9,662,000806
Pre-tax net operating income$11,920,0001,131
Securities gains (losses)$02,062
Applicable income taxes$3,109,000839
Income before extraordinary items$8,811,0001,256
Extraordinary gains, net$010
Net income$8,811,0001,255
Minority interest net income$074
Net income of bank and minority interests.$8,811,0001,256
Net charge-offs$-204,0004,554
Cash dividends$3,500,0001,047
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,811,0001,238
2021-09-30 (YTD Data)Rank
Total interest income$34,825,000738
Total interest expense$1,740,0001,230
Net interest income$33,085,000712
Provision for loan and lease losses$-1,019,0004,624
Total noninterest income$3,419,0001,423
Gross Fiduciary activities income$690,000485
Service charges on deposit accounts$902,000830
Trading account gains and feesNANA
Additional Noninterest Income$1,827,0001,766
Total noninterest expense$29,103,000676
Salaries and employee benefits$16,251,000681
Premises and equipment expense$5,970,000362
Additional noninterest expense$6,882,000833
Pre-tax net operating income$8,420,0001,223
Securities gains (losses)$02,015
Applicable income taxes$2,240,000910
Income before extraordinary items$6,180,0001,365
Extraordinary gains, net$08
Net income$6,180,0001,365
Minority interest net income$069
Net income of bank and minority interests.$6,180,0001,365
Net charge-offs$-163,0004,602
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,180,0001,344
2021-06-30 (YTD Data)Rank
Total interest income$22,938,000740
Total interest expense$1,220,0001,222
Net interest income$21,718,000712
Provision for loan and lease losses$-1,013,0004,681
Total noninterest income$2,261,0001,426
Gross Fiduciary activities income$465,000487
Service charges on deposit accounts$567,000845
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,712
Total noninterest expense$19,375,000674
Salaries and employee benefits$10,650,000686
Premises and equipment expense$4,088,000353
Additional noninterest expense$4,637,000826
Pre-tax net operating income$5,617,0001,207
Securities gains (losses)$01,818
Applicable income taxes$1,494,000897
Income before extraordinary items$4,123,0001,359
Extraordinary gains, net$06
Net income$4,123,0001,359
Minority interest net income$067
Net income of bank and minority interests.$4,123,0001,359
Net charge-offs$-119,0004,633
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,123,0001,331
2021-03-31 (YTD Data)Rank
Total interest income$11,303,000742
Total interest expense$668,0001,188
Net interest income$10,635,000719
Provision for loan and lease losses$-335,0004,729
Total noninterest income$1,203,0001,359
Gross Fiduciary activities income$221,000495
Service charges on deposit accounts$281,000833
Trading account gains and feesNANA
Additional Noninterest Income$701,0001,584
Total noninterest expense$9,773,000659
Salaries and employee benefits$5,292,000689
Premises and equipment expense$2,137,000349
Additional noninterest expense$2,344,000795
Pre-tax net operating income$2,400,0001,342
Securities gains (losses)$01,392
Applicable income taxes$629,000979
Income before extraordinary items$1,771,0001,529
Extraordinary gains, net$03
Net income$1,771,0001,529
Minority interest net income$055
Net income of bank and minority interests.$1,771,0001,529
Net charge-offs$21,0001,125
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,771,0001,491
2020-12-31 (YTD Data)Rank
Total interest income$53,427,000640
Total interest expense$6,988,000686
Net interest income$46,439,000636
Provision for loan and lease losses$55,0003,847
Total noninterest income$4,836,0001,291
Gross Fiduciary activities income$792,000501
Service charges on deposit accounts$1,467,000678
Trading account gains and feesNANA
Additional Noninterest Income$2,577,0001,564
Total noninterest expense$36,835,000674
Salaries and employee benefits$20,592,000694
Premises and equipment expense$7,361,000376
Additional noninterest expense$8,882,000813
Pre-tax net operating income$14,385,000767
Securities gains (losses)$02,675
Applicable income taxes$3,828,000596
Income before extraordinary items$10,557,000908
Extraordinary gains, net$04
Net income$10,557,000908
Minority interest net income$072
Net income of bank and minority interests.$10,557,000908
Net charge-offs$-64,0004,655
Cash dividends$13,713,000371
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,557,000874
2020-09-30 (YTD Data)Rank
Total interest income$40,521,000628
Total interest expense$6,041,000650
Net interest income$34,480,000631
Provision for loan and lease losses$326,0002,345
Total noninterest income$3,658,0001,255
Gross Fiduciary activities income$599,000493
Service charges on deposit accounts$1,164,000641
Trading account gains and feesNANA
Additional Noninterest Income$1,895,0001,537
Total noninterest expense$27,482,000673
Salaries and employee benefits$15,511,000678
Premises and equipment expense$5,383,000376
Additional noninterest expense$6,588,000800
Pre-tax net operating income$10,330,000775
Securities gains (losses)$02,494
Applicable income taxes$2,729,000591
Income before extraordinary items$7,601,000903
Extraordinary gains, net$04
Net income$7,601,000903
Minority interest net income$065
Net income of bank and minority interests.$7,601,000903
Net charge-offs$-53,0004,674
Cash dividends$8,978,000394
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,601,000871
2020-06-30 (YTD Data)Rank
Total interest income$27,992,000619
Total interest expense$4,553,000624
Net interest income$23,439,000612
Provision for loan and lease losses$513,0001,579
Total noninterest income$2,446,0001,187
Gross Fiduciary activities income$407,000488
Service charges on deposit accounts$805,000624
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0001,485
Total noninterest expense$18,096,000680
Salaries and employee benefits$10,256,000677
Premises and equipment expense$3,523,000386
Additional noninterest expense$4,317,000809
Pre-tax net operating income$7,276,000671
Securities gains (losses)$02,249
Applicable income taxes$1,911,000518
Income before extraordinary items$5,365,000799
Extraordinary gains, net$04
Net income$5,365,000799
Minority interest net income$065
Net income of bank and minority interests.$5,365,000799
Net charge-offs$-11,0004,346
Cash dividends$6,311,000367
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,365,000768
2020-03-31 (YTD Data)Rank
Total interest income$14,716,000588
Total interest expense$2,684,000605
Net interest income$12,032,000579
Provision for loan and lease losses$471,000928
Total noninterest income$1,365,0001,048
Gross Fiduciary activities income$198,000502
Service charges on deposit accounts$478,000632
Trading account gains and feesNANA
Additional Noninterest Income$689,0001,245
Total noninterest expense$9,278,000656
Salaries and employee benefits$5,283,000655
Premises and equipment expense$1,800,000376
Additional noninterest expense$2,195,000801
Pre-tax net operating income$3,648,000615
Securities gains (losses)$01,705
Applicable income taxes$949,000483
Income before extraordinary items$2,699,000718
Extraordinary gains, net$04
Net income$2,699,000718
Minority interest net income$056
Net income of bank and minority interests.$2,699,000718
Net charge-offs$-9,0004,422
Cash dividends$3,500,000372
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,699,000695
2019-12-31 (YTD Data)Rank
Total interest income$65,859,000535
Total interest expense$13,217,000533
Net interest income$52,642,000526
Provision for loan and lease losses$3,825,000309
Total noninterest income$5,806,0001,023
Gross Fiduciary activities income$738,000509
Service charges on deposit accounts$2,035,000618
Trading account gains and feesNANA
Additional Noninterest Income$3,033,0001,187
Total noninterest expense$37,126,000631
Salaries and employee benefits$20,312,000652
Premises and equipment expense$7,069,000374
Additional noninterest expense$9,745,000727
Pre-tax net operating income$17,497,000676
Securities gains (losses)$02,379
Applicable income taxes$4,658,000532
Income before extraordinary items$12,839,000757
Extraordinary gains, net$011
Net income$12,839,000758
Minority interest net income$076
Net income of bank and minority interests.$12,839,000758
Net charge-offs$4,663,000221
Cash dividends$12,200,000415
Sale, conversion, retirement of capital stock, net$-9,000,0005,169
Net operating income$12,839,000742
2019-09-30 (YTD Data)Rank
Total interest income$49,854,000532
Total interest expense$10,112,000530
Net interest income$39,742,000524
Provision for loan and lease losses$3,736,000252
Total noninterest income$4,432,000986
Gross Fiduciary activities income$554,000512
Service charges on deposit accounts$1,523,000616
Trading account gains and feesNANA
Additional Noninterest Income$2,355,0001,156
Total noninterest expense$27,971,000624
Salaries and employee benefits$15,452,000639
Premises and equipment expense$5,343,000376
Additional noninterest expense$7,176,000738
Pre-tax net operating income$12,467,000708
Securities gains (losses)$02,167
Applicable income taxes$3,290,000553
Income before extraordinary items$9,177,000793
Extraordinary gains, net$011
Net income$9,177,000794
Minority interest net income$072
Net income of bank and minority interests.$9,177,000794
Net charge-offs$4,603,000180
Cash dividends$8,200,000424
Sale, conversion, retirement of capital stock, net$-9,000,0005,249
Net operating income$9,177,000779
2019-06-30 (YTD Data)Rank
Total interest income$33,127,000531
Total interest expense$6,726,000527
Net interest income$26,401,000526
Provision for loan and lease losses$3,870,000194
Total noninterest income$3,052,000961
Gross Fiduciary activities income$370,000511
Service charges on deposit accounts$1,007,000611
Trading account gains and fees$0131
Additional Noninterest Income$1,675,0001,064
Total noninterest expense$18,818,000620
Salaries and employee benefits$10,466,000630
Premises and equipment expense$3,466,000388
Additional noninterest expense$4,886,000730
Pre-tax net operating income$6,765,000812
Securities gains (losses)$01,702
Applicable income taxes$1,786,000617
Income before extraordinary items$4,979,000924
Extraordinary gains, net$011
Net income$4,979,000924
Minority interest net income$069
Net income of bank and minority interests.$4,979,000924
Net charge-offs$4,516,000143
Cash dividends$6,700,000362
Sale, conversion, retirement of capital stock, net$-9,000,0005,297
Net operating income$4,979,000908
2019-03-31 (YTD Data)Rank
Total interest income$16,549,000530
Total interest expense$3,307,000522
Net interest income$13,242,000520
Provision for loan and lease losses$-87,0005,262
Total noninterest income$1,706,000865
Gross Fiduciary activities income$172,000521
Service charges on deposit accounts$504,000610
Trading account gains and fees$0126
Additional Noninterest Income$1,030,000889
Total noninterest expense$9,794,000593
Salaries and employee benefits$5,507,000595
Premises and equipment expense$1,845,000374
Additional noninterest expense$2,442,000710
Pre-tax net operating income$5,241,000568
Securities gains (losses)$01,087
Applicable income taxes$1,386,000470
Income before extraordinary items$3,855,000632
Extraordinary gains, net$05
Net income$3,855,000632
Minority interest net income$052
Net income of bank and minority interests.$3,855,000631
Net charge-offs$29,0001,522
Cash dividends$3,200,000360
Sale, conversion, retirement of capital stock, net$-9,000,0005,359
Net operating income$3,855,000617
2018-12-31 (YTD Data)Rank
Total interest income$61,726,000528
Total interest expense$9,217,000565
Net interest income$52,509,000519
Provision for loan and lease losses$145,0002,678
Total noninterest income$11,066,000632
Gross Fiduciary activities income$737,000517
Service charges on deposit accounts$2,166,000589
Trading account gains and fees$0126
Additional Noninterest Income$8,163,000582
Total noninterest expense$39,222,000570
Salaries and employee benefits$21,910,000572
Premises and equipment expense$6,817,000394
Additional noninterest expense$10,495,000678
Pre-tax net operating income$24,208,000513
Securities gains (losses)$3,413,00042
Applicable income taxes$7,104,000377
Income before extraordinary items$20,517,000504
Extraordinary gains, net$06
Net income$20,517,000503
Minority interest net income$072
Net income of bank and minority interests.$20,517,000503
Net charge-offs$41,0002,735
Cash dividends$17,544,000284
Sale, conversion, retirement of capital stock, net$-18,494,0005,404
Net operating income$17,820,730563
2018-09-30 (YTD Data)Rank
Total interest income$45,372,000527
Total interest expense$6,174,000584
Net interest income$39,198,000514
Provision for loan and lease losses$-258,0005,338
Total noninterest income$6,015,000810
Gross Fiduciary activities income$562,000509
Service charges on deposit accounts$1,625,000586
Trading account gains and fees$0138
Additional Noninterest Income$3,828,000801
Total noninterest expense$28,464,000593
Salaries and employee benefits$15,452,000609
Premises and equipment expense$5,022,000400
Additional noninterest expense$7,990,000649
Pre-tax net operating income$17,007,000541
Securities gains (losses)$-14,0004,848
Applicable income taxes$4,197,000445
Income before extraordinary items$12,796,000581
Extraordinary gains, net$05
Net income$12,796,000580
Minority interest net income$066
Net income of bank and minority interests.$12,796,000580
Net charge-offs$5,0003,200
Cash dividends$10,950,000301
Sale, conversion, retirement of capital stock, net$-9,494,0005,473
Net operating income$12,807,060580
2018-06-30 (YTD Data)Rank
Total interest income$29,927,000525
Total interest expense$3,766,000590
Net interest income$26,161,000515
Provision for loan and lease losses$-235,0005,423
Total noninterest income$4,494,000746
Gross Fiduciary activities income$384,000506
Service charges on deposit accounts$1,074,000591
Trading account gains and fees$0130
Additional Noninterest Income$3,036,000722
Total noninterest expense$19,392,000573
Salaries and employee benefits$10,586,000591
Premises and equipment expense$3,393,000401
Additional noninterest expense$5,413,000635
Pre-tax net operating income$11,498,000532
Securities gains (losses)$-14,0005,049
Applicable income taxes$2,708,000461
Income before extraordinary items$8,776,000565
Extraordinary gains, net$06
Net income$8,776,000564
Minority interest net income$065
Net income of bank and minority interests.$8,776,000564
Net charge-offs$-48,0005,008
Cash dividends$6,450,000317
Sale, conversion, retirement of capital stock, net$-9,494,0005,538
Net operating income$8,787,060564
2018-03-31 (YTD Data)Rank
Total interest income$14,818,000527
Total interest expense$1,727,000602
Net interest income$13,091,000517
Provision for loan and lease losses$-258,0005,537
Total noninterest income$1,489,000973
Gross Fiduciary activities income$176,000541
Service charges on deposit accounts$550,000580
Trading account gains and fees$0123
Additional Noninterest Income$763,0001,124
Total noninterest expense$9,608,000579
Salaries and employee benefits$5,084,000620
Premises and equipment expense$1,731,000394
Additional noninterest expense$2,793,000608
Pre-tax net operating income$5,230,000560
Securities gains (losses)$0735
Applicable income taxes$1,394,000447
Income before extraordinary items$3,836,000623
Extraordinary gains, net$07
Net income$3,836,000623
Minority interest net income$052
Net income of bank and minority interests.$3,836,000623
Net charge-offs$-233,0005,496
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,836,000622
2017-12-31 (YTD Data)Rank
Total interest income$56,505,000511
Total interest expense$6,199,000566
Net interest income$50,306,000503
Provision for loan and lease losses$-87,0005,360
Total noninterest income$5,940,000987
Gross Fiduciary activities income$720,000516
Service charges on deposit accounts$2,250,000571
Trading account gains and fees$0151
Additional Noninterest Income$2,970,0001,168
Total noninterest expense$38,556,000563
Salaries and employee benefits$20,806,000579
Premises and equipment expense$6,623,000402
Additional noninterest expense$11,127,000606
Pre-tax net operating income$17,777,000601
Securities gains (losses)$02,243
Applicable income taxes$6,900,000545
Income before extraordinary items$10,877,000693
Extraordinary gains, net$09
Net income$10,877,000693
Minority interest net income$076
Net income of bank and minority interests.$10,877,000693
Net charge-offs$-326,0005,515
Cash dividends$10,629,000358
Sale, conversion, retirement of capital stock, net$11,935,00055
Net operating income$10,877,000680
2017-09-30 (YTD Data)Rank
Total interest income$41,343,000523
Total interest expense$4,456,000574
Net interest income$36,887,000517
Provision for loan and lease losses$-15,0005,452
Total noninterest income$4,338,0001,030
Gross Fiduciary activities income$534,000521
Service charges on deposit accounts$1,682,000573
Trading account gains and fees$0145
Additional Noninterest Income$2,122,0001,220
Total noninterest expense$29,586,000553
Salaries and employee benefits$16,094,000564
Premises and equipment expense$4,914,000410
Additional noninterest expense$8,578,000588
Pre-tax net operating income$11,654,000679
Securities gains (losses)$02,274
Applicable income taxes$2,982,000694
Income before extraordinary items$8,672,000718
Extraordinary gains, net$09
Net income$8,672,000718
Minority interest net income$071
Net income of bank and minority interests.$8,672,000718
Net charge-offs$-262,0005,547
Cash dividends$7,129,000377
Sale, conversion, retirement of capital stock, net$11,935,00046
Net operating income$8,672,000701
2017-06-30 (YTD Data)Rank
Total interest income$27,133,000525
Total interest expense$2,841,000582
Net interest income$24,292,000516
Provision for loan and lease losses$210,0001,505
Total noninterest income$3,042,000977
Gross Fiduciary activities income$365,000521
Service charges on deposit accounts$1,098,000574
Trading account gains and fees$0139
Additional Noninterest Income$1,579,0001,147
Total noninterest expense$20,023,000546
Salaries and employee benefits$10,981,000553
Premises and equipment expense$3,221,000412
Additional noninterest expense$5,821,000585
Pre-tax net operating income$7,101,000714
Securities gains (losses)$01,906
Applicable income taxes$2,175,000630
Income before extraordinary items$4,926,000805
Extraordinary gains, net$011
Net income$4,926,000804
Minority interest net income$071
Net income of bank and minority interests.$4,926,000805
Net charge-offs$215,0001,008
Cash dividends$4,429,000397
Sale, conversion, retirement of capital stock, net$11,935,00031
Net operating income$4,926,000794
2017-03-31 (YTD Data)Rank
Total interest income$13,422,000530
Total interest expense$1,386,000578
Net interest income$12,036,000520
Provision for loan and lease losses$161,0001,073
Total noninterest income$1,487,000982
Gross Fiduciary activities income$172,000541
Service charges on deposit accounts$529,000594
Trading account gains and fees$0142
Additional Noninterest Income$786,0001,131
Total noninterest expense$10,864,000510
Salaries and employee benefits$6,207,000497
Premises and equipment expense$1,622,000419
Additional noninterest expense$3,035,000563
Pre-tax net operating income$2,498,000963
Securities gains (losses)$01,153
Applicable income taxes$432,0001,185
Income before extraordinary items$2,066,000914
Extraordinary gains, net$08
Net income$2,066,000914
Minority interest net income$055
Net income of bank and minority interests.$2,066,000914
Net charge-offs$317,000442
Cash dividends$1,229,000612
Sale, conversion, retirement of capital stock, net$11,935,00019
Net operating income$2,066,000898
2016-12-31 (YTD Data)Rank
Total interest income$51,241,000528
Total interest expense$4,473,000661
Net interest income$46,768,000512
Provision for loan and lease losses$-239,0005,653
Total noninterest income$6,293,000978
Gross Fiduciary activities income$674,000537
Service charges on deposit accounts$2,253,000579
Trading account gains and fees$0170
Additional Noninterest Income$3,366,0001,115
Total noninterest expense$39,803,000543
Salaries and employee benefits$21,753,000545
Premises and equipment expense$6,380,000418
Additional noninterest expense$11,670,000593
Pre-tax net operating income$13,497,000707
Securities gains (losses)$46,0001,889
Applicable income taxes$5,200,000546
Income before extraordinary items$8,343,000892
Extraordinary gains, net$05
Net income$8,343,000891
Minority interest net income$082
Net income of bank and minority interests.$8,343,000891
Net charge-offs$1,325,000537
Cash dividends$16,888,000242
Sale, conversion, retirement of capital stock, net$2,434,000137
Net operating income$8,313,560868
2016-09-30 (YTD Data)Rank
Total interest income$38,369,000522
Total interest expense$3,198,000689
Net interest income$35,171,000509
Provision for loan and lease losses$300,0001,615
Total noninterest income$4,566,000992
Gross Fiduciary activities income$493,000540
Service charges on deposit accounts$1,690,000577
Trading account gains and fees$0169
Additional Noninterest Income$2,383,0001,167
Total noninterest expense$29,976,000544
Salaries and employee benefits$16,223,000549
Premises and equipment expense$4,769,000423
Additional noninterest expense$8,984,000577
Pre-tax net operating income$9,461,000746
Securities gains (losses)$46,0001,823
Applicable income taxes$3,623,000576
Income before extraordinary items$5,884,000951
Extraordinary gains, net$05
Net income$5,884,000951
Minority interest net income$071
Net income of bank and minority interests.$5,884,000951
Net charge-offs$1,657,000339
Cash dividends$15,534,000201
Sale, conversion, retirement of capital stock, net$1,806,000118
Net operating income$5,854,560930
2016-06-30 (YTD Data)Rank
Total interest income$25,461,000527
Total interest expense$2,058,000711
Net interest income$23,403,000510
Provision for loan and lease losses$825,000586
Total noninterest income$3,004,000990
Gross Fiduciary activities income$324,000542
Service charges on deposit accounts$1,108,000579
Trading account gains and fees$0157
Additional Noninterest Income$1,572,0001,147
Total noninterest expense$20,521,000536
Salaries and employee benefits$11,086,000534
Premises and equipment expense$3,282,000406
Additional noninterest expense$6,153,000565
Pre-tax net operating income$5,061,000924
Securities gains (losses)$46,0001,479
Applicable income taxes$1,932,000664
Income before extraordinary items$3,175,0001,149
Extraordinary gains, net$016
Net income$3,175,0001,149
Minority interest net income$071
Net income of bank and minority interests.$3,175,0001,149
Net charge-offs$1,601,000256
Cash dividends$15,000,000154
Sale, conversion, retirement of capital stock, net$1,351,000104
Net operating income$3,145,5601,127
2016-03-31 (YTD Data)Rank
Total interest income$12,829,000519
Total interest expense$980,000741
Net interest income$11,849,000499
Provision for loan and lease losses$-490,0006,062
Total noninterest income$1,419,0001,004
Gross Fiduciary activities income$160,000555
Service charges on deposit accounts$567,000566
Trading account gains and fees$0142
Additional Noninterest Income$692,0001,225
Total noninterest expense$10,423,000529
Salaries and employee benefits$5,688,000520
Premises and equipment expense$1,647,000413
Additional noninterest expense$3,088,000553
Pre-tax net operating income$3,335,000693
Securities gains (losses)$46,000869
Applicable income taxes$1,275,000537
Income before extraordinary items$2,106,000847
Extraordinary gains, net$012
Net income$2,106,000848
Minority interest net income$062
Net income of bank and minority interests.$2,106,000848
Net charge-offs$-215,0006,000
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$665,00091
Net operating income$2,076,560835
2015-12-31 (YTD Data)Rank
Total interest income$49,272,000518
Total interest expense$3,358,000829
Net interest income$45,914,000496
Provision for loan and lease losses$-3,206,0006,140
Total noninterest income$6,471,000945
Gross Fiduciary activities income$712,000532
Service charges on deposit accounts$2,248,000589
Trading account gains and fees$0159
Additional Noninterest Income$3,511,0001,046
Total noninterest expense$40,499,000518
Salaries and employee benefits$21,335,000530
Premises and equipment expense$6,522,000405
Additional noninterest expense$12,642,000536
Pre-tax net operating income$15,092,000621
Securities gains (losses)$03,216
Applicable income taxes$6,208,000452
Income before extraordinary items$8,884,000812
Extraordinary gains, net$023
Net income$8,884,000812
Minority interest net income$081
Net income of bank and minority interests.$8,884,000812
Net charge-offs$-907,0006,086
Cash dividends$19,710,000230
Sale, conversion, retirement of capital stock, net$1,892,000156
Net operating income$8,884,000798
2015-09-30 (YTD Data)Rank
Total interest income$36,807,000522
Total interest expense$2,483,000855
Net interest income$34,324,000503
Provision for loan and lease losses$-2,168,0006,222
Total noninterest income$4,796,000954
Gross Fiduciary activities income$529,000531
Service charges on deposit accounts$1,493,000664
Trading account gains and fees$0153
Additional Noninterest Income$2,774,0001,027
Total noninterest expense$29,727,000535
Salaries and employee benefits$15,621,000551
Premises and equipment expense$4,902,000411
Additional noninterest expense$9,204,000556
Pre-tax net operating income$11,561,000621
Securities gains (losses)$03,031
Applicable income taxes$4,938,000451
Income before extraordinary items$6,623,000819
Extraordinary gains, net$021
Net income$6,623,000819
Minority interest net income$078
Net income of bank and minority interests.$6,623,000819
Net charge-offs$-259,0006,010
Cash dividends$18,666,000185
Sale, conversion, retirement of capital stock, net$1,259,000149
Net operating income$6,623,000800
2015-06-30 (YTD Data)Rank
Total interest income$24,611,000513
Total interest expense$1,647,000864
Net interest income$22,964,000493
Provision for loan and lease losses$-1,212,0006,265
Total noninterest income$3,213,000950
Gross Fiduciary activities income$357,000536
Service charges on deposit accounts$931,000691
Trading account gains and fees$0157
Additional Noninterest Income$1,925,000995
Total noninterest expense$19,947,000532
Salaries and employee benefits$10,552,000542
Premises and equipment expense$3,365,000408
Additional noninterest expense$6,030,000563
Pre-tax net operating income$7,442,000641
Securities gains (losses)$02,636
Applicable income taxes$2,908,000486
Income before extraordinary items$4,534,000808
Extraordinary gains, net$022
Net income$4,534,000807
Minority interest net income$075
Net income of bank and minority interests.$4,534,000808
Net charge-offs$-32,0005,610
Cash dividends$17,466,000155
Sale, conversion, retirement of capital stock, net$623,000171
Net operating income$4,534,000783
2015-03-31 (YTD Data)Rank
Total interest income$12,295,000515
Total interest expense$820,000866
Net interest income$11,475,000492
Provision for loan and lease losses$-724,0006,350
Total noninterest income$1,421,0001,012
Gross Fiduciary activities income$174,000548
Service charges on deposit accounts$455,000694
Trading account gains and fees$0152
Additional Noninterest Income$792,0001,103
Total noninterest expense$10,111,000526
Salaries and employee benefits$5,431,000527
Premises and equipment expense$1,695,000409
Additional noninterest expense$2,985,000560
Pre-tax net operating income$3,509,000655
Securities gains (losses)$02,027
Applicable income taxes$1,376,000497
Income before extraordinary items$2,133,000822
Extraordinary gains, net$013
Net income$2,133,000820
Minority interest net income$064
Net income of bank and minority interests.$2,133,000822
Net charge-offs$-310,0006,296
Cash dividends$16,400,00098
Sale, conversion, retirement of capital stock, net$335,000144
Net operating income$2,133,000793
2014-12-31 (YTD Data)Rank
Total interest income$49,661,000499
Total interest expense$3,630,000813
Net interest income$46,031,000479
Provision for loan and lease losses$-736,0006,308
Total noninterest income$6,305,000932
Gross Fiduciary activities income$682,000550
Service charges on deposit accounts$1,933,000707
Trading account gains and fees$0180
Additional Noninterest Income$3,690,000952
Total noninterest expense$42,901,000490
Salaries and employee benefits$22,209,000501
Premises and equipment expense$6,878,000389
Additional noninterest expense$13,814,000494
Pre-tax net operating income$10,171,000813
Securities gains (losses)$-7,0005,990
Applicable income taxes$-30,235,0006,501
Income before extraordinary items$40,399,000228
Extraordinary gains, net$017
Net income$40,399,000227
Minority interest net income$084
Net income of bank and minority interests.$40,399,000227
Net charge-offs$1,428,000677
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,231,000178
Net operating income$40,406,000228
2014-09-30 (YTD Data)Rank
Total interest income$37,152,000500
Total interest expense$2,769,000807
Net interest income$34,383,000478
Provision for loan and lease losses$20,0003,930
Total noninterest income$4,685,000925
Gross Fiduciary activities income$505,000550
Service charges on deposit accounts$1,417,000723
Trading account gains and fees$0174
Additional Noninterest Income$2,763,000965
Total noninterest expense$32,366,000486
Salaries and employee benefits$16,576,000500
Premises and equipment expense$5,227,000386
Additional noninterest expense$10,563,000483
Pre-tax net operating income$6,682,000947
Securities gains (losses)$-7,0006,105
Applicable income taxes$78,0003,424
Income before extraordinary items$6,597,000763
Extraordinary gains, net$015
Net income$6,597,000762
Minority interest net income$081
Net income of bank and minority interests.$6,597,000762
Net charge-offs$1,123,000614
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$813,000173
Net operating income$6,603,930750
2014-06-30 (YTD Data)Rank
Total interest income$24,717,000498
Total interest expense$1,875,000799
Net interest income$22,842,000474
Provision for loan and lease losses$1,433,000339
Total noninterest income$3,283,000886
Gross Fiduciary activities income$334,000554
Service charges on deposit accounts$897,000747
Trading account gains and fees$0172
Additional Noninterest Income$2,052,000869
Total noninterest expense$21,839,000477
Salaries and employee benefits$11,231,000490
Premises and equipment expense$3,540,000378
Additional noninterest expense$7,068,000484
Pre-tax net operating income$2,853,0001,344
Securities gains (losses)$-7,0006,249
Applicable income taxes$42,0003,531
Income before extraordinary items$2,804,0001,143
Extraordinary gains, net$020
Net income$2,804,0001,144
Minority interest net income$080
Net income of bank and minority interests.$2,804,0001,144
Net charge-offs$1,135,000440
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$576,000151
Net operating income$2,810,9301,114
2014-03-31 (YTD Data)Rank
Total interest income$12,152,000502
Total interest expense$956,000795
Net interest income$11,196,000480
Provision for loan and lease losses$476,000471
Total noninterest income$1,543,000893
Gross Fiduciary activities income$165,000552
Service charges on deposit accounts$433,000757
Trading account gains and fees$0147
Additional Noninterest Income$945,000889
Total noninterest expense$11,066,000481
Salaries and employee benefits$5,782,000477
Premises and equipment expense$1,913,000362
Additional noninterest expense$3,371,000496
Pre-tax net operating income$1,197,0001,514
Securities gains (losses)$-7,0006,400
Applicable income taxes$17,0003,595
Income before extraordinary items$1,173,0001,293
Extraordinary gains, net$016
Net income$1,173,0001,294
Minority interest net income$066
Net income of bank and minority interests.$1,173,0001,294
Net charge-offs$449,000544
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$258,000155
Net operating income$1,179,9301,255
2013-12-31 (YTD Data)Rank
Total interest income$49,657,000492
Total interest expense$4,276,000786
Net interest income$45,381,000476
Provision for loan and lease losses$-687,0006,623
Total noninterest income$7,295,000861
Gross Fiduciary activities income$710,000529
Service charges on deposit accounts$2,005,000691
Trading account gains and fees$0184
Additional Noninterest Income$4,580,000865
Total noninterest expense$49,215,000440
Salaries and employee benefits$25,475,000437
Premises and equipment expense$7,547,000345
Additional noninterest expense$16,193,000443
Pre-tax net operating income$4,148,0001,675
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,148,0001,452
Extraordinary gains, net$029
Net income$4,148,0001,455
Minority interest net income$090
Net income of bank and minority interests.$4,148,0001,456
Net charge-offs$3,194,000515
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$981,000212
Net operating income$4,148,0001,423
2013-09-30 (YTD Data)Rank
Total interest income$37,303,000497
Total interest expense$3,277,000793
Net interest income$34,026,000478
Provision for loan and lease losses$491,0001,539
Total noninterest income$5,717,000846
Gross Fiduciary activities income$536,000529
Service charges on deposit accounts$1,528,000678
Trading account gains and fees$0180
Additional Noninterest Income$3,653,000844
Total noninterest expense$36,842,000441
Salaries and employee benefits$19,096,000444
Premises and equipment expense$5,550,000353
Additional noninterest expense$12,196,000444
Pre-tax net operating income$2,410,0002,129
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,410,0001,824
Extraordinary gains, net$025
Net income$2,410,0001,828
Minority interest net income$084
Net income of bank and minority interests.$2,410,0001,829
Net charge-offs$2,650,000472
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$709,000189
Net operating income$2,410,0001,778
2013-06-30 (YTD Data)Rank
Total interest income$25,130,000490
Total interest expense$2,237,000797
Net interest income$22,893,000476
Provision for loan and lease losses$928,000721
Total noninterest income$4,328,000773
Gross Fiduciary activities income$364,000528
Service charges on deposit accounts$1,008,000670
Trading account gains and fees$0157
Additional Noninterest Income$2,956,000735
Total noninterest expense$25,090,000431
Salaries and employee benefits$13,111,000434
Premises and equipment expense$3,753,000342
Additional noninterest expense$8,226,000428
Pre-tax net operating income$1,203,0002,594
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,203,0002,290
Extraordinary gains, net$022
Net income$1,203,0002,299
Minority interest net income$082
Net income of bank and minority interests.$1,203,0002,297
Net charge-offs$1,866,000486
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$451,000180
Net operating income$1,203,0002,205
2013-03-31 (YTD Data)Rank
Total interest income$12,776,000482
Total interest expense$1,148,000805
Net interest income$11,628,000465
Provision for loan and lease losses$722,000527
Total noninterest income$2,846,000623
Gross Fiduciary activities income$181,000540
Service charges on deposit accounts$499,000670
Trading account gains and fees$0148
Additional Noninterest Income$2,166,000548
Total noninterest expense$12,871,000429
Salaries and employee benefits$6,617,000433
Premises and equipment expense$1,948,000327
Additional noninterest expense$4,306,000427
Pre-tax net operating income$881,0001,909
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$881,0001,647
Extraordinary gains, net$010
Net income$881,0001,649
Minority interest net income$076
Net income of bank and minority interests.$881,0001,649
Net charge-offs$1,304,000375
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$195,000167
Net operating income$881,0001,599
2012-12-31 (YTD Data)Rank
Total interest income$61,067,000429
Total interest expense$5,109,000884
Net interest income$55,958,000405
Provision for loan and lease losses$31,522,000119
Total noninterest income$2,561,0001,840
Gross Fiduciary activities income$733,000520
Service charges on deposit accounts$2,176,000651
Trading account gains and fees$0166
Additional Noninterest Income$-348,0006,882
Total noninterest expense$53,175,000416
Salaries and employee benefits$25,530,000428
Premises and equipment expense$6,840,000365
Additional noninterest expense$20,805,000382
Pre-tax net operating income$-26,178,0007,061
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-26,178,0007,062
Extraordinary gains, net$029
Net income$-26,178,0007,060
Minority interest net income$093
Net income of bank and minority interests.$-26,178,0007,062
Net charge-offs$45,213,00096
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$768,000251
Net operating income$-26,178,0007,060
2012-09-30 (YTD Data)Rank
Total interest income$47,177,000421
Total interest expense$3,883,000917
Net interest income$43,294,000392
Provision for loan and lease losses$7,194,000300
Total noninterest income$2,299,0001,617
Gross Fiduciary activities income$546,000522
Service charges on deposit accounts$1,625,000663
Trading account gains and fees$0157
Additional Noninterest Income$128,0004,817
Total noninterest expense$39,719,000412
Salaries and employee benefits$19,317,000420
Premises and equipment expense$5,125,000369
Additional noninterest expense$15,277,000385
Pre-tax net operating income$-1,320,0006,898
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,320,0006,929
Extraordinary gains, net$020
Net income$-1,320,0006,925
Minority interest net income$086
Net income of bank and minority interests.$-1,320,0006,927
Net charge-offs$18,332,000158
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$685,000203
Net operating income$-1,320,0006,904
2012-06-30 (YTD Data)Rank
Total interest income$32,619,000414
Total interest expense$2,681,000913
Net interest income$29,938,000384
Provision for loan and lease losses$2,745,000495
Total noninterest income$2,390,0001,164
Gross Fiduciary activities income$374,000517
Service charges on deposit accounts$1,077,000663
Trading account gains and fees$0153
Additional Noninterest Income$939,0001,577
Total noninterest expense$26,132,000414
Salaries and employee benefits$13,027,000413
Premises and equipment expense$3,498,000360
Additional noninterest expense$9,607,000400
Pre-tax net operating income$3,451,0001,023
Securities gains (losses)$03,178
Applicable income taxes$13,0004,153
Income before extraordinary items$3,438,000880
Extraordinary gains, net$019
Net income$3,438,000879
Minority interest net income$084
Net income of bank and minority interests.$3,438,000880
Net charge-offs$3,593,000449
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$408,000194
Net operating income$3,438,000816
2012-03-31 (YTD Data)Rank
Total interest income$16,717,000406
Total interest expense$1,405,000904
Net interest income$15,312,000376
Provision for loan and lease losses$996,000622
Total noninterest income$1,955,000798
Gross Fiduciary activities income$184,000528
Service charges on deposit accounts$557,000642
Trading account gains and fees$0148
Additional Noninterest Income$1,214,000795
Total noninterest expense$13,311,000402
Salaries and employee benefits$6,620,000407
Premises and equipment expense$1,743,000366
Additional noninterest expense$4,948,000383
Pre-tax net operating income$2,960,000627
Securities gains (losses)$02,210
Applicable income taxes$469,000940
Income before extraordinary items$2,491,000623
Extraordinary gains, net$019
Net income$2,491,000624
Minority interest net income$078
Net income of bank and minority interests.$2,491,000624
Net charge-offs$1,084,000637
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$182,000170
Net operating income$2,491,000612
2011-12-31 (YTD Data)Rank
Total interest income$70,111,000397
Total interest expense$7,611,000773
Net interest income$62,500,000365
Provision for loan and lease losses$22,723,000205
Total noninterest income$3,810,0001,269
Gross Fiduciary activities income$789,000453
Service charges on deposit accounts$2,667,000557
Trading account gains and fees$0146
Additional Noninterest Income$354,0003,617
Total noninterest expense$79,452,000283
Salaries and employee benefits$26,027,000393
Premises and equipment expense$7,319,000357
Additional noninterest expense$46,106,000198
Pre-tax net operating income$-35,865,0007,333
Securities gains (losses)$03,838
Applicable income taxes$12,121,000216
Income before extraordinary items$-47,986,0007,339
Extraordinary gains, net$029
Net income$-47,986,0007,339
Minority interest net income$096
Net income of bank and minority interests.$-47,986,0007,339
Net charge-offs$13,177,000351
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$594,000390
Net operating income$-47,986,0007,338
2011-09-30 (YTD Data)Rank
Total interest income$52,622,000401
Total interest expense$6,055,000757
Net interest income$46,567,000369
Provision for loan and lease losses$12,983,000261
Total noninterest income$4,516,000912
Gross Fiduciary activities income$493,000503
Service charges on deposit accounts$2,010,000556
Trading account gains and fees$0145
Additional Noninterest Income$2,013,0001,107
Total noninterest expense$41,983,000377
Salaries and employee benefits$19,949,000381
Premises and equipment expense$5,449,000360
Additional noninterest expense$16,585,000355
Pre-tax net operating income$-3,883,0007,173
Securities gains (losses)$03,555
Applicable income taxes$-2,524,0007,377
Income before extraordinary items$-1,359,0006,951
Extraordinary gains, net$021
Net income$-1,359,0006,952
Minority interest net income$087
Net income of bank and minority interests.$-1,359,0006,952
Net charge-offs$6,385,000512
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$529,000337
Net operating income$-1,359,0006,921
2011-06-30 (YTD Data)Rank
Total interest income$34,432,000419
Total interest expense$4,251,000750
Net interest income$30,181,000377
Provision for loan and lease losses$6,074,000353
Total noninterest income$2,533,0001,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,294,000575
Trading account gains and fees$0153
Additional Noninterest Income$1,239,0001,161
Total noninterest expense$26,880,000396
Salaries and employee benefits$13,720,000368
Premises and equipment expense$5,643,000238
Additional noninterest expense$7,517,000504
Pre-tax net operating income$-240,0006,595
Securities gains (losses)$02,914
Applicable income taxes$-701,0007,386
Income before extraordinary items$461,0003,732
Extraordinary gains, net$015
Net income$461,0003,733
Minority interest net income$089
Net income of bank and minority interests.$461,0003,734
Net charge-offs$4,027,000555
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$461,0003,630
2011-03-31 (YTD Data)Rank
Total interest income$15,384,000465
Total interest expense$2,167,000767
Net interest income$13,217,000425
Provision for loan and lease losses$2,603,000416
Total noninterest income$1,261,0001,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$603,000597
Trading account gains and fees$0158
Additional Noninterest Income$658,0001,108
Total noninterest expense$13,484,000397
Salaries and employee benefits$6,600,000387
Premises and equipment expense$2,816,000246
Additional noninterest expense$4,068,000462
Pre-tax net operating income$-1,609,0007,362
Securities gains (losses)$01,772
Applicable income taxes$-921,0007,514
Income before extraordinary items$-688,0007,208
Extraordinary gains, net$09
Net income$-688,0007,209
Minority interest net income$086
Net income of bank and minority interests.$-688,0007,209
Net charge-offs$2,046,000538
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-688,0007,201
2010-12-31 (YTD Data)Rank
Total interest income$65,334,000459
Total interest expense$13,916,000566
Net interest income$51,418,000434
Provision for loan and lease losses$14,287,000498
Total noninterest income$5,088,0001,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$5,088,000732
Total noninterest expense$48,690,000442
Salaries and employee benefits$26,325,000374
Premises and equipment expense$10,111,000266
Additional noninterest expense$12,254,000627
Pre-tax net operating income$-6,471,0007,205
Securities gains (losses)$31,0002,920
Applicable income taxes$-2,514,0007,495
Income before extraordinary items$-3,926,0007,095
Extraordinary gains, net$029
Net income$-3,926,0007,095
Minority interest net income$0111
Net income of bank and minority interests.$-3,926,0007,096
Net charge-offs$12,876,000495
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,945,8407,074
2010-09-30 (YTD Data)Rank
Total interest income$49,805,000450
Total interest expense$11,290,000545
Net interest income$38,515,000430
Provision for loan and lease losses$3,935,0001,057
Total noninterest income$3,845,0001,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$3,845,000685
Total noninterest expense$36,186,000429
Salaries and employee benefits$20,344,000358
Premises and equipment expense$7,906,000253
Additional noninterest expense$7,936,000687
Pre-tax net operating income$2,239,0001,751
Securities gains (losses)$31,0002,707
Applicable income taxes$811,0001,189
Income before extraordinary items$1,459,0002,195
Extraordinary gains, net$023
Net income$1,459,0002,196
Minority interest net income$0110
Net income of bank and minority interests.$1,459,0002,198
Net charge-offs$4,365,000860
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,439,1602,120
2010-06-30 (YTD Data)Rank
Total interest income$33,811,000451
Total interest expense$7,968,000527
Net interest income$25,843,000427
Provision for loan and lease losses$3,516,000842
Total noninterest income$2,575,0001,021
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,575,000664
Total noninterest expense$23,900,000430
Salaries and employee benefits$13,764,000349
Premises and equipment expense$5,291,000253
Additional noninterest expense$4,845,000748
Pre-tax net operating income$1,002,0002,364
Securities gains (losses)$31,0002,160
Applicable income taxes$394,0001,459
Income before extraordinary items$639,0002,942
Extraordinary gains, net$019
Net income$639,0002,936
Minority interest net income$0105
Net income of bank and minority interests.$639,0002,941
Net charge-offs$4,110,000655
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$619,1602,890
2010-03-31 (YTD Data)Rank
Total interest income$17,227,000461
Total interest expense$4,067,000552
Net interest income$13,160,000428
Provision for loan and lease losses$851,0001,309
Total noninterest income$1,294,000988
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,294,000656
Total noninterest expense$12,295,000421
Salaries and employee benefits$7,211,000344
Premises and equipment expense$2,722,000257
Additional noninterest expense$2,362,000765
Pre-tax net operating income$1,308,0001,015
Securities gains (losses)$02,284
Applicable income taxes$489,000719
Income before extraordinary items$819,0001,342
Extraordinary gains, net$016
Net income$819,0001,345
Minority interest net income$091
Net income of bank and minority interests.$819,0001,344
Net charge-offs$1,489,000797
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$819,0001,298
2009-12-31 (YTD Data)Rank
Total interest income$74,375,000447
Total interest expense$21,800,000513
Net interest income$52,575,000409
Provision for loan and lease losses$9,212,000935
Total noninterest income$7,284,000816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$7,284,000553
Total noninterest expense$50,227,000430
Salaries and employee benefits$29,037,000331
Premises and equipment expense$10,482,000262
Additional noninterest expense$10,708,000750
Pre-tax net operating income$420,0004,188
Securities gains (losses)$-988,0007,711
Applicable income taxes$54,0003,222
Income before extraordinary items$-622,0006,149
Extraordinary gains, net$034
Net income$-622,0006,149
Minority interest net income$0115
Net income of bank and minority interests.$-622,0006,149
Net charge-offs$7,289,000864
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$366,0004,210
2009-09-30 (YTD Data)Rank
Total interest income$56,329,000459
Total interest expense$17,005,000527
Net interest income$39,324,000419
Provision for loan and lease losses$5,019,0001,042
Total noninterest income$4,417,000970
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$4,417,000647
Total noninterest expense$36,692,000441
Salaries and employee benefits$21,753,000341
Premises and equipment expense$7,722,000278
Additional noninterest expense$7,217,000787
Pre-tax net operating income$2,030,0001,598
Securities gains (losses)$03,497
Applicable income taxes$1,072,000801
Income before extraordinary items$958,0002,547
Extraordinary gains, net$027
Net income$958,0002,545
Minority interest net income$0118
Net income of bank and minority interests.$958,0002,548
Net charge-offs$4,255,000936
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$958,0002,501
2009-06-30 (YTD Data)Rank
Total interest income$37,753,000466
Total interest expense$11,853,000537
Net interest income$25,900,000425
Provision for loan and lease losses$4,191,000864
Total noninterest income$2,974,000974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,974,000642
Total noninterest expense$25,005,000447
Salaries and employee benefits$14,808,000345
Premises and equipment expense$5,307,000273
Additional noninterest expense$4,890,000791
Pre-tax net operating income$-322,0006,457
Securities gains (losses)$03,136
Applicable income taxes$89,0002,724
Income before extraordinary items$-411,0006,665
Extraordinary gains, net$021
Net income$-411,0006,666
Minority interest net income$0112
Net income of bank and minority interests.$-411,0006,666
Net charge-offs$3,334,000780
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-411,0006,647
2009-03-31 (YTD Data)Rank
Total interest income$18,970,000471
Total interest expense$6,043,000541
Net interest income$12,927,000422
Provision for loan and lease losses$1,344,000993
Total noninterest income$1,325,0001,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,325,000683
Total noninterest expense$12,458,000422
Salaries and employee benefits$7,860,000324
Premises and equipment expense$2,775,000266
Additional noninterest expense$1,823,000909
Pre-tax net operating income$450,0002,569
Securities gains (losses)$02,434
Applicable income taxes$263,0001,182
Income before extraordinary items$187,0003,970
Extraordinary gains, net$015
Net income$187,0003,972
Minority interest net income$0102
Net income of bank and minority interests.$187,0003,972
Net charge-offs$870,0001,033
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$187,0003,818
2008-12-31 (YTD Data)Rank
Total interest income$78,230,000491
Total interest expense$26,954,000581
Net interest income$51,276,000437
Provision for loan and lease losses$29,936,000269
Total noninterest income$7,089,000790
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$7,089,000495
Total noninterest expense$61,921,000353
Salaries and employee benefits$30,507,000323
Premises and equipment expense$10,537,000273
Additional noninterest expense$20,877,000381
Pre-tax net operating income$-33,492,0008,162
Securities gains (losses)$2,625,000103
Applicable income taxes$-11,831,0008,192
Income before extraordinary items$-19,036,0008,090
Extraordinary gains, net$039
Net income$-19,036,0008,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,296,000938
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-20,716,0008,121
2008-09-30 (YTD Data)Rank
Total interest income$59,088,000503
Total interest expense$20,818,000601
Net interest income$38,270,000454
Provision for loan and lease losses$26,449,000209
Total noninterest income$5,360,000822
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$5,360,000524
Total noninterest expense$47,596,000333
Salaries and employee benefits$23,270,000329
Premises and equipment expense$7,667,000294
Additional noninterest expense$16,659,000339
Pre-tax net operating income$-30,415,0008,312
Securities gains (losses)$2,625,00093
Applicable income taxes$-755,0007,981
Income before extraordinary items$-27,035,0008,296
Extraordinary gains, net$031
Net income$-27,035,0008,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,0001,264
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-29,581,2508,313
2008-06-30 (YTD Data)Rank
Total interest income$40,289,000501
Total interest expense$14,512,000599
Net interest income$25,777,000449
Provision for loan and lease losses$199,0003,180
Total noninterest income$3,443,000861
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$3,443,000565
Total noninterest expense$35,597,000303
Salaries and employee benefits$15,726,000328
Premises and equipment expense$5,223,000286
Additional noninterest expense$14,648,000276
Pre-tax net operating income$-6,576,0008,325
Securities gains (losses)$2,625,000100
Applicable income taxes$-1,888,0008,327
Income before extraordinary items$-2,063,0008,216
Extraordinary gains, net$021
Net income$-2,063,0008,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,758
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-3,743,0008,282
2008-03-31 (YTD Data)Rank
Total interest income$20,812,000500
Total interest expense$7,788,000596
Net interest income$13,024,000446
Provision for loan and lease losses$-51,0008,429
Total noninterest income$2,011,000745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$2,011,000510
Total noninterest expense$12,833,000411
Salaries and employee benefits$8,220,000315
Premises and equipment expense$2,851,000255
Additional noninterest expense$1,762,000820
Pre-tax net operating income$2,253,000846
Securities gains (losses)$2,625,00076
Applicable income taxes$1,639,000402
Income before extraordinary items$3,239,000465
Extraordinary gains, net$015
Net income$3,239,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,314
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,506,500960
2007-12-31 (YTD Data)Rank
Total interest income$92,214,000475
Total interest expense$39,625,000510
Net interest income$52,589,000440
Provision for loan and lease losses$697,0001,867
Total noninterest income$8,884,000677
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$8,884,000443
Total noninterest expense$50,620,000404
Salaries and employee benefits$32,255,000307
Premises and equipment expense$9,190,000304
Additional noninterest expense$9,175,000632
Pre-tax net operating income$10,156,000833
Securities gains (losses)$503,000267
Applicable income taxes$3,171,000777
Income before extraordinary items$7,488,000859
Extraordinary gains, net$039
Net income$7,488,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$672,0001,371
Cash dividends$47,500,000142
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,135,900890
2007-09-30 (YTD Data)Rank
Total interest income$70,201,000467
Total interest expense$30,412,000503
Net interest income$39,789,000438
Provision for loan and lease losses$687,0001,229
Total noninterest income$6,471,000696
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$6,471,000457
Total noninterest expense$36,765,000411
Salaries and employee benefits$24,060,000310
Premises and equipment expense$6,726,000312
Additional noninterest expense$5,979,000710
Pre-tax net operating income$8,808,000781
Securities gains (losses)$503,000231
Applicable income taxes$2,827,000729
Income before extraordinary items$6,484,000808
Extraordinary gains, net$033
Net income$6,484,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,017
Cash dividends$25,500,000169
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,131,900849
2007-06-30 (YTD Data)Rank
Total interest income$46,996,000479
Total interest expense$20,180,000513
Net interest income$26,816,000449
Provision for loan and lease losses$227,0001,974
Total noninterest income$4,216,000732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$4,216,000485
Total noninterest expense$24,782,000417
Salaries and employee benefits$16,287,000313
Premises and equipment expense$4,477,000325
Additional noninterest expense$4,018,000710
Pre-tax net operating income$6,023,000802
Securities gains (losses)$62,000504
Applicable income taxes$1,881,000767
Income before extraordinary items$4,204,000871
Extraordinary gains, net$029
Net income$4,204,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,191
Cash dividends$5,500,000384
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,161,220870
2007-03-31 (YTD Data)Rank
Total interest income$23,793,000472
Total interest expense$10,092,000504
Net interest income$13,701,000437
Provision for loan and lease losses$581,000477
Total noninterest income$1,989,000760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,989,000499
Total noninterest expense$12,697,000405
Salaries and employee benefits$8,432,000308
Premises and equipment expense$2,255,000320
Additional noninterest expense$2,010,000695
Pre-tax net operating income$2,412,000973
Securities gains (losses)$54,000405
Applicable income taxes$755,000916
Income before extraordinary items$1,711,0001,035
Extraordinary gains, net$022
Net income$1,711,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$3,500,000300
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,673,7401,039
2006-12-31 (YTD Data)Rank
Total interest income$94,064,000441
Total interest expense$38,844,000462
Net interest income$55,220,000416
Provision for loan and lease losses$-136,0008,503
Total noninterest income$9,789,000624
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$9,789,000421
Total noninterest expense$50,840,000381
Salaries and employee benefits$34,431,000289
Premises and equipment expense$8,946,000292
Additional noninterest expense$7,463,000724
Pre-tax net operating income$14,305,000714
Securities gains (losses)$742,000208
Applicable income taxes$4,892,000645
Income before extraordinary items$10,155,000731
Extraordinary gains, net$051
Net income$10,155,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-443,0008,641
Cash dividends$10,500,000364
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,657,860756
2006-09-30 (YTD Data)Rank
Total interest income$70,197,000448
Total interest expense$28,649,000464
Net interest income$41,548,000432
Provision for loan and lease losses$401,0001,694
Total noninterest income$7,274,000638
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$7,274,000435
Total noninterest expense$35,806,000411
Salaries and employee benefits$23,779,000324
Premises and equipment expense$6,674,000307
Additional noninterest expense$5,353,000760
Pre-tax net operating income$12,615,000644
Securities gains (losses)$723,000178
Applicable income taxes$4,402,000590
Income before extraordinary items$8,936,000664
Extraordinary gains, net$045
Net income$8,936,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-225,0008,645
Cash dividends$7,000,000389
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,451,590693
2006-06-30 (YTD Data)Rank
Total interest income$45,951,000448
Total interest expense$18,514,000456
Net interest income$27,437,000439
Provision for loan and lease losses$352,0001,305
Total noninterest income$4,802,000644
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,802,000448
Total noninterest expense$23,282,000423
Salaries and employee benefits$15,542,000332
Premises and equipment expense$4,272,000319
Additional noninterest expense$3,468,000773
Pre-tax net operating income$8,605,000632
Securities gains (losses)$539,000156
Applicable income taxes$3,024,000586
Income before extraordinary items$6,120,000658
Extraordinary gains, net$039
Net income$6,120,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,504
Cash dividends$3,500,000504
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,758,870676
2006-03-31 (YTD Data)Rank
Total interest income$22,269,000449
Total interest expense$8,814,000455
Net interest income$13,455,000443
Provision for loan and lease losses$196,0001,168
Total noninterest income$2,325,000650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$2,325,000447
Total noninterest expense$11,318,000442
Salaries and employee benefits$7,668,000336
Premises and equipment expense$2,104,000325
Additional noninterest expense$1,546,000858
Pre-tax net operating income$4,266,000631
Securities gains (losses)$430,000117
Applicable income taxes$1,569,000570
Income before extraordinary items$3,127,000632
Extraordinary gains, net$021
Net income$3,127,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,315
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,838,900672
2005-12-31 (YTD Data)Rank
Total interest income$79,922,000447
Total interest expense$28,815,000424
Net interest income$51,107,000448
Provision for loan and lease losses$518,0001,843
Total noninterest income$8,725,000688
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$8,725,000470
Total noninterest expense$43,564,000438
Salaries and employee benefits$28,443,000336
Premises and equipment expense$8,025,000319
Additional noninterest expense$7,096,000742
Pre-tax net operating income$15,750,000652
Securities gains (losses)$228,000468
Applicable income taxes$4,528,000696
Income before extraordinary items$11,450,000648
Extraordinary gains, net$046
Net income$11,450,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-221,0008,740
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,285,840645
2005-09-30 (YTD Data)Rank
Total interest income$58,810,000441
Total interest expense$20,915,000415
Net interest income$37,895,000450
Provision for loan and lease losses$-6,0008,585
Total noninterest income$6,230,000714
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$6,230,000485
Total noninterest expense$32,230,000437
Salaries and employee benefits$21,046,000339
Premises and equipment expense$5,832,000327
Additional noninterest expense$5,352,000733
Pre-tax net operating income$11,901,000641
Securities gains (losses)$190,000489
Applicable income taxes$3,453,000692
Income before extraordinary items$8,638,000643
Extraordinary gains, net$035
Net income$8,638,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,720
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,503,100639
2005-06-30 (YTD Data)Rank
Total interest income$38,097,000443
Total interest expense$13,734,000399
Net interest income$24,363,000459
Provision for loan and lease losses$-340,0008,786
Total noninterest income$3,749,000763
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$3,749,000511
Total noninterest expense$20,998,000444
Salaries and employee benefits$13,711,000348
Premises and equipment expense$3,782,000334
Additional noninterest expense$3,505,000745
Pre-tax net operating income$7,454,000657
Securities gains (losses)$140,000472
Applicable income taxes$2,537,000637
Income before extraordinary items$5,057,000704
Extraordinary gains, net$030
Net income$5,057,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-286,0008,794
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,963,200699
2005-03-31 (YTD Data)Rank
Total interest income$18,042,000448
Total interest expense$6,492,000397
Net interest income$11,550,000470
Provision for loan and lease losses$-76,0008,822
Total noninterest income$1,769,000790
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,769,000514
Total noninterest expense$10,584,000436
Salaries and employee benefits$6,937,000339
Premises and equipment expense$1,881,000336
Additional noninterest expense$1,766,000722
Pre-tax net operating income$2,811,000835
Securities gains (losses)$83,000411
Applicable income taxes$964,000784
Income before extraordinary items$1,930,000904
Extraordinary gains, net$024
Net income$1,930,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0008,835
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,874,390904
2004-12-31 (YTD Data)Rank
Total interest income$65,964,000455
Total interest expense$22,410,000381
Net interest income$43,554,000480
Provision for loan and lease losses$-22,0008,704
Total noninterest income$8,378,000695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$8,378,000467
Total noninterest expense$65,079,000299
Salaries and employee benefits$27,116,000342
Premises and equipment expense$7,879,000305
Additional noninterest expense$30,084,000259
Pre-tax net operating income$-13,125,0008,974
Securities gains (losses)$1,010,000280
Applicable income taxes$-5,404,0008,969
Income before extraordinary items$-6,711,0008,965
Extraordinary gains, net$034
Net income$-6,711,0008,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,704
Cash dividends$1,750,0001,519
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-7,357,4008,958
2004-09-30 (YTD Data)Rank
Total interest income$48,365,000455
Total interest expense$16,491,000381
Net interest income$31,874,000480
Provision for loan and lease losses$-212,0008,928
Total noninterest income$6,247,000708
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$6,247,000471
Total noninterest expense$51,477,000295
Salaries and employee benefits$20,476,000339
Premises and equipment expense$5,840,000309
Additional noninterest expense$25,161,000243
Pre-tax net operating income$-13,144,0009,022
Securities gains (losses)$747,000325
Applicable income taxes$-5,323,0009,016
Income before extraordinary items$-7,074,0009,011
Extraordinary gains, net$026
Net income$-7,074,0009,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-176,0008,894
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-7,552,0809,004
2004-06-30 (YTD Data)Rank
Total interest income$31,608,000457
Total interest expense$11,075,000383
Net interest income$20,533,000487
Provision for loan and lease losses$06,885
Total noninterest income$4,108,000718
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,108,000477
Total noninterest expense$36,014,000280
Salaries and employee benefits$13,855,000333
Premises and equipment expense$3,999,000304
Additional noninterest expense$18,160,000227
Pre-tax net operating income$-11,373,0009,079
Securities gains (losses)$571,000330
Applicable income taxes$-4,528,0009,071
Income before extraordinary items$-6,274,0009,070
Extraordinary gains, net$021
Net income$-6,274,0009,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-221,0008,998
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-6,639,4409,066
2004-03-31 (YTD Data)Rank
Total interest income$15,659,000465
Total interest expense$5,937,000364
Net interest income$9,722,000525
Provision for loan and lease losses$06,501
Total noninterest income$2,076,000703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$2,076,000472
Total noninterest expense$10,646,000430
Salaries and employee benefits$7,081,000334
Premises and equipment expense$1,980,000312
Additional noninterest expense$1,585,000778
Pre-tax net operating income$1,152,0001,787
Securities gains (losses)$443,000284
Applicable income taxes$447,0001,423
Income before extraordinary items$1,148,0001,403
Extraordinary gains, net$016
Net income$1,148,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-173,0009,033
Cash dividends$750,000847
Sale, conversion, retirement of capital stock, net$0464
Net operating income$829,0401,794
2003-12-31 (YTD Data)Rank
Total interest income$66,683,000441
Total interest expense$28,010,000347
Net interest income$38,673,000502
Provision for loan and lease losses$-579,0009,126
Total noninterest income$61,0008,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$61,0007,285
Total noninterest expense$42,631,000430
Salaries and employee benefits$28,266,000323
Premises and equipment expense$7,455,000333
Additional noninterest expense$6,910,000749
Pre-tax net operating income$-3,318,0009,120
Securities gains (losses)$1,994,000299
Applicable income taxes$-1,345,0009,147
Income before extraordinary items$21,0008,566
Extraordinary gains, net$054
Net income$21,0008,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0001,153
Cash dividends$2,250,0001,252
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,255,1609,024
2003-09-30 (YTD Data)Rank
Total interest income$50,940,000445
Total interest expense$21,034,000363
Net interest income$29,906,000506
Provision for loan and lease losses$-275,0009,176
Total noninterest income$-2,700,0009,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-2,700,0009,244
Total noninterest expense$32,435,000432
Salaries and employee benefits$21,572,000326
Premises and equipment expense$5,693,000338
Additional noninterest expense$5,170,000756
Pre-tax net operating income$-4,954,0009,202
Securities gains (losses)$2,042,000274
Applicable income taxes$-1,734,0009,213
Income before extraordinary items$-1,178,0009,144
Extraordinary gains, net$040
Net income$-1,178,0009,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,972
Cash dividends$2,250,000921
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-2,484,8809,174
2003-06-30 (YTD Data)Rank
Total interest income$34,980,000441
Total interest expense$14,113,000373
Net interest income$20,867,000493
Provision for loan and lease losses$-275,0009,227
Total noninterest income$3,080,000981
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$3,080,000667
Total noninterest expense$21,562,000435
Salaries and employee benefits$14,607,000322
Premises and equipment expense$3,631,000347
Additional noninterest expense$3,324,000782
Pre-tax net operating income$2,660,0001,579
Securities gains (losses)$1,700,000257
Applicable income taxes$1,208,0001,171
Income before extraordinary items$3,152,0001,059
Extraordinary gains, net$030
Net income$3,152,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-675,0009,257
Cash dividends$1,500,000928
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,928,0001,576
2003-03-31 (YTD Data)Rank
Total interest income$17,900,000439
Total interest expense$7,135,000379
Net interest income$10,765,000483
Provision for loan and lease losses$06,934
Total noninterest income$1,448,0001,003
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,448,000684
Total noninterest expense$10,743,000432
Salaries and employee benefits$7,271,000326
Premises and equipment expense$1,864,000352
Additional noninterest expense$1,608,000782
Pre-tax net operating income$1,470,0001,454
Securities gains (losses)$808,000258
Applicable income taxes$596,0001,191
Income before extraordinary items$1,682,000999
Extraordinary gains, net$021
Net income$1,682,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,000545
Cash dividends$750,000860
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,084,0801,408
2002-12-31 (YTD Data)Rank
Total interest income$81,074,000418
Total interest expense$36,849,000351
Net interest income$44,225,000477
Provision for loan and lease losses$-423,0009,329
Total noninterest income$7,352,000769
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$7,352,000531
Total noninterest expense$44,829,000409
Salaries and employee benefits$26,199,000338
Premises and equipment expense$9,672,000279
Additional noninterest expense$8,958,000605
Pre-tax net operating income$7,171,0001,179
Securities gains (losses)$1,051,000407
Applicable income taxes$1,689,0001,492
Income before extraordinary items$6,533,000956
Extraordinary gains, net$070
Net income$6,533,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,538,000487
Cash dividends$2,250,0001,194
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,702,7101,060
2001-12-31 (YTD Data)Rank
Total interest income$77,418,000471
Total interest expense$48,511,000383
Net interest income$28,907,000627
Provision for loan and lease losses$2,000,000699
Total noninterest income$5,381,000930
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-982,0009,591
Additional Noninterest Income$6,363,000554
Total noninterest expense$29,527,000569
Salaries and employee benefits$18,967,000420
Premises and equipment expense$5,748,000408
Additional noninterest expense$4,812,0001,009
Pre-tax net operating income$2,761,0002,451
Securities gains (losses)$1,339,000338
Applicable income taxes$733,0002,587
Income before extraordinary items$3,367,0001,575
Extraordinary gains, net$0105
Net income$3,367,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,148
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,269,0202,211
2000-12-31 (YTD Data)Rank
Total interest income$80,958,000488
Total interest expense$53,289,000407
Net interest income$27,669,000649
Provision for loan and lease losses$2,868,000479
Total noninterest income$3,255,0001,253
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,940,0004,542
Additional Noninterest Income$5,195,000622
Total noninterest expense$26,347,000597
Salaries and employee benefits$15,599,000476
Premises and equipment expense$5,354,000426
Additional noninterest expense$5,394,000903
Pre-tax net operating income$1,709,0003,694
Securities gains (losses)$53,000708
Applicable income taxes$329,0004,389
Income before extraordinary items$1,433,0003,375
Extraordinary gains, net$74,00023
Net income$1,507,0003,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,470,000573
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,390,0703,437
1999-12-31 (YTD Data)Rank
Total interest income$78,412,000484
Total interest expense$51,250,000377
Net interest income$27,162,000688
Provision for loan and lease losses$2,472,000475
Total noninterest income$8,343,000685
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$8,343,000491
Total noninterest expense$28,054,000570
Salaries and employee benefits$15,700,000488
Premises and equipment expense$5,048,000461
Additional noninterest expense$7,306,000756
Pre-tax net operating income$4,979,0001,517
Securities gains (losses)$-56,0009,815
Applicable income taxes$1,771,0001,379
Income before extraordinary items$3,152,0001,696
Extraordinary gains, net$035
Net income$3,152,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,418
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,0001,024
Net operating income$3,187,8401,641
1998-12-31 (YTD Data)Rank
Total interest income$79,524,000484
Total interest expense$56,177,000355
Net interest income$23,347,000746
Provision for loan and lease losses$2,100,000555
Total noninterest income$5,378,000885
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$5,378,000611
Total noninterest expense$24,727,000630
Salaries and employee benefits$14,005,000524
Premises and equipment expense$4,450,000496
Additional noninterest expense$6,272,000820
Pre-tax net operating income$1,898,0003,476
Securities gains (losses)$138,0001,094
Applicable income taxes$525,0003,721
Income before extraordinary items$1,511,0003,240
Extraordinary gains, net$032
Net income$1,511,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,408,8803,329
1997-12-31 (YTD Data)Rank
Total interest income$74,122,000509
Total interest expense$52,368,000377
Net interest income$21,754,000830
Provision for loan and lease losses$682,0001,354
Total noninterest income$3,089,0001,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$3,089,000830
Total noninterest expense$23,456,000650
Salaries and employee benefits$12,591,000541
Premises and equipment expense$4,684,000466
Additional noninterest expense$6,181,000829
Pre-tax net operating income$705,0006,956
Securities gains (losses)$284,000581
Applicable income taxes$-226,00010,806
Income before extraordinary items$1,215,0004,007
Extraordinary gains, net$044
Net income$1,215,0004,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,314
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$931,0004,881
1996-12-31 (YTD Data)Rank
Total interest income$69,680,000566
Total interest expense$51,433,000412
Net interest income$18,247,0001,005
Provision for loan and lease losses$09,041
Total noninterest income$3,442,0001,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$3,442,000814
Total noninterest expense$25,747,000635
Salaries and employee benefits$9,270,000748
Premises and equipment expense$4,136,000546
Additional noninterest expense$12,341,000576
Pre-tax net operating income$-4,058,00011,438
Securities gains (losses)$-3,293,00011,439
Applicable income taxes$-3,543,00011,427
Income before extraordinary items$-3,808,00011,423
Extraordinary gains, net$053
Net income$-3,808,00011,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-1,700,48011,384
1995-12-31 (YTD Data)Rank
Total interest income$69,437,000602
Total interest expense$50,120,000445
Net interest income$19,317,000955
Provision for loan and lease losses$9,0008,431
Total noninterest income$2,402,0001,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,402,0001,012
Total noninterest expense$15,971,000955
Salaries and employee benefits$7,206,000949
Premises and equipment expense$3,559,000649
Additional noninterest expense$5,206,0001,086
Pre-tax net operating income$5,739,0001,334
Securities gains (losses)$164,000751
Applicable income taxes$1,494,0001,649
Income before extraordinary items$4,409,0001,205
Extraordinary gains, net$065
Net income$4,409,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$4,286,0001,211
1994-12-31 (YTD Data)Rank
Total interest income$70,164,000527
Total interest expense$45,571,000391
Net interest income$24,593,000781
Provision for loan and lease losses$09,146
Total noninterest income$2,936,0001,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,936,000886
Total noninterest expense$14,485,0001,044
Salaries and employee benefits$7,292,000937
Premises and equipment expense$2,431,000887
Additional noninterest expense$4,762,0001,224
Pre-tax net operating income$13,044,000639
Securities gains (losses)$-810,00012,360
Applicable income taxes$4,025,000675
Income before extraordinary items$8,209,000672
Extraordinary gains, net$0249
Net income$8,209,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,751,700641
1993-12-31 (YTD Data)Rank
Total interest income$66,782,000541
Total interest expense$43,849,000390
Net interest income$22,933,000822
Provision for loan and lease losses$010,371
Total noninterest income$3,229,0001,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$3,229,000911
Total noninterest expense$13,431,0001,166
Salaries and employee benefits$6,849,000994
Premises and equipment expense$2,162,0001,010
Additional noninterest expense$4,420,0001,399
Pre-tax net operating income$12,731,000569
Securities gains (losses)$618,000783
Applicable income taxes$4,691,000565
Income before extraordinary items$8,658,000609
Extraordinary gains, net$03,149
Net income$8,658,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,256,300587
1992-12-31 (YTD Data)Rank
Total interest income$75,755,000556
Total interest expense$50,002,000437
Net interest income$25,753,000774
Provision for loan and lease losses$875,0002,027
Total noninterest income$3,120,0001,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$3,120,000928
Total noninterest expense$13,528,0001,170
Salaries and employee benefits$7,051,000968
Premises and equipment expense$2,501,000935
Additional noninterest expense$3,976,0001,591
Pre-tax net operating income$14,470,000456
Securities gains (losses)$1,385,000518
Applicable income taxes$5,375,000450
Income before extraordinary items$10,480,000473
Extraordinary gains, net$01,422
Net income$10,480,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$9,565,900460

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.