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BankChampaign, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,223,0002,814
Total interest expense$1,481,0003,343
Net interest income$8,742,0002,553
Provision for loan and lease losses$13,0003,145
Total noninterest income$2,389,0001,833
Gross Fiduciary activities income$1,907,000411
Service charges on deposit accounts$100,0003,372
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,214
Total noninterest expense$7,454,0002,449
Salaries and employee benefits$4,512,0002,349
Premises and equipment expense$1,006,0002,018
Additional noninterest expense$382,0003,214
Pre-tax net operating income$3,664,0002,280
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,664,0002,096
Extraordinary gains, net$054
Net income$3,664,0002,120
Minority interest net income$088
Net income of bank and minority interests.$3,664,0002,099
Net charge-offs$-1,0003,506
Cash dividends$2,150,0001,463
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,664,0002,127
2023-09-30 (YTD Data)Rank
Total interest income$7,482,0002,821
Total interest expense$836,0003,535
Net interest income$6,646,0002,560
Provision for loan and lease losses$13,0002,917
Total noninterest income$1,661,0001,902
Gross Fiduciary activities income$1,275,000421
Service charges on deposit accounts$73,0003,403
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,132
Total noninterest expense$5,694,0002,409
Salaries and employee benefits$3,440,0002,320
Premises and equipment expense$749,0002,035
Additional noninterest expense$313,0003,131
Pre-tax net operating income$2,600,0002,398
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,600,0002,212
Extraordinary gains, net$052
Net income$2,600,0002,234
Minority interest net income$081
Net income of bank and minority interests.$2,600,0002,214
Net charge-offs$-1,0003,402
Cash dividends$2,000,0001,161
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,600,0002,233
2023-06-30 (YTD Data)Rank
Total interest income$4,984,0002,793
Total interest expense$428,0003,650
Net interest income$4,556,0002,546
Provision for loan and lease losses$13,0002,711
Total noninterest income$1,139,0001,820
Gross Fiduciary activities income$850,000414
Service charges on deposit accounts$47,0003,423
Trading account gains and feesNANA
Additional Noninterest Income$242,0002,973
Total noninterest expense$3,809,0002,393
Salaries and employee benefits$2,314,0002,290
Premises and equipment expense$494,0002,029
Additional noninterest expense$242,0002,966
Pre-tax net operating income$1,873,0002,329
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,873,0002,147
Extraordinary gains, net$051
Net income$1,873,0002,172
Minority interest net income$081
Net income of bank and minority interests.$1,873,0002,147
Net charge-offs$-1,0003,356
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,873,0002,158
2023-03-31 (YTD Data)Rank
Total interest income$2,463,0002,790
Total interest expense$163,0003,727
Net interest income$2,300,0002,547
Provision for loan and lease losses$9,0002,362
Total noninterest income$512,0001,920
Gross Fiduciary activities income$425,000429
Service charges on deposit accounts$22,0003,485
Trading account gains and feesNANA
Additional Noninterest Income$65,0003,506
Total noninterest expense$1,938,0002,389
Salaries and employee benefits$1,168,0002,318
Premises and equipment expense$249,0002,052
Additional noninterest expense$65,0003,506
Pre-tax net operating income$865,0002,478
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$865,0002,283
Extraordinary gains, net$04
Net income$865,0002,283
Minority interest net income$048
Net income of bank and minority interests.$865,0002,283
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$865,0002,319
2022-12-31 (YTD Data)Rank
Total interest income$9,309,0002,629
Total interest expense$424,0003,416
Net interest income$8,885,0002,530
Provision for loan and lease losses$100,0002,212
Total noninterest income$2,420,0001,839
Gross Fiduciary activities income$1,960,000419
Service charges on deposit accounts$92,0003,517
Trading account gains and feesNANA
Additional Noninterest Income$368,0003,338
Total noninterest expense$7,381,0002,425
Salaries and employee benefits$4,300,0002,380
Premises and equipment expense$966,0002,051
Additional noninterest expense$368,0003,338
Pre-tax net operating income$3,824,0002,358
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,824,0002,160
Extraordinary gains, net$05
Net income$3,824,0002,159
Minority interest net income$063
Net income of bank and minority interests.$3,824,0002,159
Net charge-offs$-156,0004,386
Cash dividends$2,300,0001,362
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,824,0002,187
2022-09-30 (YTD Data)Rank
Total interest income$6,774,0002,609
Total interest expense$313,0003,244
Net interest income$6,461,0002,541
Provision for loan and lease losses$75,0002,065
Total noninterest income$1,876,0001,827
Gross Fiduciary activities income$1,508,000418
Service charges on deposit accounts$70,0003,535
Trading account gains and feesNANA
Additional Noninterest Income$298,0003,296
Total noninterest expense$5,575,0002,411
Salaries and employee benefits$3,243,0002,379
Premises and equipment expense$722,0002,058
Additional noninterest expense$298,0003,296
Pre-tax net operating income$2,687,0002,431
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,687,0002,212
Extraordinary gains, net$04
Net income$2,687,0002,211
Minority interest net income$057
Net income of bank and minority interests.$2,687,0002,211
Net charge-offs$-155,0004,410
Cash dividends$2,300,0001,022
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,687,0002,244
2022-06-30 (YTD Data)Rank
Total interest income$4,365,0002,623
Total interest expense$206,0003,167
Net interest income$4,159,0002,564
Provision for loan and lease losses$50,0001,907
Total noninterest income$1,258,0001,808
Gross Fiduciary activities income$1,036,000370
Service charges on deposit accounts$46,0003,580
Trading account gains and feesNANA
Additional Noninterest Income$176,0003,449
Total noninterest expense$3,719,0002,396
Salaries and employee benefits$2,196,0002,357
Premises and equipment expense$483,0002,056
Additional noninterest expense$1,040,0002,555
Pre-tax net operating income$1,648,0002,448
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,648,0002,222
Extraordinary gains, net$04
Net income$1,648,0002,223
Minority interest net income$060
Net income of bank and minority interests.$1,648,0002,222
Net charge-offs$-154,0004,492
Cash dividends$1,200,0001,194
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,648,0002,261
2022-03-31 (YTD Data)Rank
Total interest income$2,138,0002,610
Total interest expense$101,0003,170
Net interest income$2,037,0002,565
Provision for loan and lease losses$25,0001,702
Total noninterest income$640,0001,810
Gross Fiduciary activities income$525,000372
Service charges on deposit accounts$22,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,346
Total noninterest expense$1,878,0002,391
Salaries and employee benefits$1,117,0002,342
Premises and equipment expense$246,0002,052
Additional noninterest expense$515,0002,539
Pre-tax net operating income$774,0002,432
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$774,0002,243
Extraordinary gains, net$04
Net income$774,0002,243
Minority interest net income$050
Net income of bank and minority interests.$774,0002,243
Net charge-offs$-153,0004,643
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$774,0002,262
2021-12-31 (YTD Data)Rank
Total interest income$9,322,0002,559
Total interest expense$883,0002,400
Net interest income$8,439,0002,571
Provision for loan and lease losses$200,0001,725
Total noninterest income$3,383,0001,670
Gross Fiduciary activities income$1,935,000376
Service charges on deposit accounts$96,0003,500
Trading account gains and feesNANA
Additional Noninterest Income$1,352,0002,331
Total noninterest expense$8,197,0002,251
Salaries and employee benefits$4,711,0002,241
Premises and equipment expense$885,0002,185
Additional noninterest expense$2,601,0002,198
Pre-tax net operating income$3,425,0002,528
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,425,0002,384
Extraordinary gains, net$010
Net income$3,425,0002,384
Minority interest net income$074
Net income of bank and minority interests.$3,425,0002,385
Net charge-offs$203,0001,018
Cash dividends$2,450,0001,356
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,425,0002,352
2021-09-30 (YTD Data)Rank
Total interest income$7,061,0002,593
Total interest expense$686,0002,436
Net interest income$6,375,0002,596
Provision for loan and lease losses$150,0001,662
Total noninterest income$2,428,0001,772
Gross Fiduciary activities income$1,348,000385
Service charges on deposit accounts$70,0003,550
Trading account gains and feesNANA
Additional Noninterest Income$1,010,0002,370
Total noninterest expense$6,004,0002,294
Salaries and employee benefits$3,504,0002,260
Premises and equipment expense$694,0002,151
Additional noninterest expense$1,806,0002,313
Pre-tax net operating income$2,649,0002,600
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,649,0002,435
Extraordinary gains, net$08
Net income$2,649,0002,435
Minority interest net income$069
Net income of bank and minority interests.$2,649,0002,435
Net charge-offs$-3,0003,300
Cash dividends$2,450,0001,011
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,649,0002,400
2021-06-30 (YTD Data)Rank
Total interest income$4,794,0002,570
Total interest expense$497,0002,387
Net interest income$4,297,0002,586
Provision for loan and lease losses$100,0001,668
Total noninterest income$1,606,0001,732
Gross Fiduciary activities income$895,000385
Service charges on deposit accounts$46,0003,534
Trading account gains and feesNANA
Additional Noninterest Income$665,0002,354
Total noninterest expense$4,086,0002,260
Salaries and employee benefits$2,350,0002,257
Premises and equipment expense$461,0002,150
Additional noninterest expense$1,275,0002,209
Pre-tax net operating income$1,717,0002,613
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,717,0002,440
Extraordinary gains, net$06
Net income$1,717,0002,440
Minority interest net income$067
Net income of bank and minority interests.$1,717,0002,440
Net charge-offs$-2,0003,249
Cash dividends$1,650,000988
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,717,0002,397
2021-03-31 (YTD Data)Rank
Total interest income$2,444,0002,540
Total interest expense$275,0002,300
Net interest income$2,169,0002,545
Provision for loan and lease losses$50,0001,719
Total noninterest income$745,0001,809
Gross Fiduciary activities income$443,000385
Service charges on deposit accounts$22,0003,577
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,522
Total noninterest expense$1,977,0002,284
Salaries and employee benefits$1,196,0002,220
Premises and equipment expense$233,0002,147
Additional noninterest expense$548,0002,396
Pre-tax net operating income$887,0002,538
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$887,0002,375
Extraordinary gains, net$03
Net income$887,0002,373
Minority interest net income$055
Net income of bank and minority interests.$887,0002,375
Net charge-offs$-1,0003,038
Cash dividends$75,0002,209
Sale, conversion, retirement of capital stock, net$0482
Net operating income$887,0002,328
2020-12-31 (YTD Data)Rank
Total interest income$10,272,0002,476
Total interest expense$1,921,0002,023
Net interest income$8,351,0002,555
Provision for loan and lease losses$200,0003,026
Total noninterest income$2,826,0001,780
Gross Fiduciary activities income$1,748,000374
Service charges on deposit accounts$93,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$985,0002,496
Total noninterest expense$7,758,0002,316
Salaries and employee benefits$4,416,0002,328
Premises and equipment expense$927,0002,130
Additional noninterest expense$2,415,0002,254
Pre-tax net operating income$3,219,0002,346
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,219,0002,207
Extraordinary gains, net$04
Net income$3,219,0002,206
Minority interest net income$072
Net income of bank and minority interests.$3,219,0002,207
Net charge-offs$-5,0004,126
Cash dividends$2,230,0001,401
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,219,0002,151
2020-09-30 (YTD Data)Rank
Total interest income$7,655,0002,499
Total interest expense$1,542,0002,027
Net interest income$6,113,0002,593
Provision for loan and lease losses$150,0002,982
Total noninterest income$2,030,0001,781
Gross Fiduciary activities income$1,233,000379
Service charges on deposit accounts$70,0003,654
Trading account gains and feesNANA
Additional Noninterest Income$727,0002,454
Total noninterest expense$5,637,0002,348
Salaries and employee benefits$3,330,0002,301
Premises and equipment expense$704,0002,111
Additional noninterest expense$1,603,0002,396
Pre-tax net operating income$2,356,0002,366
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,356,0002,221
Extraordinary gains, net$04
Net income$2,356,0002,221
Minority interest net income$065
Net income of bank and minority interests.$2,356,0002,221
Net charge-offs$-4,0004,037
Cash dividends$2,150,0001,052
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,356,0002,164
2020-06-30 (YTD Data)Rank
Total interest income$5,235,0002,494
Total interest expense$1,082,0002,055
Net interest income$4,153,0002,573
Provision for loan and lease losses$100,0002,943
Total noninterest income$1,295,0001,761
Gross Fiduciary activities income$833,000378
Service charges on deposit accounts$46,0003,696
Trading account gains and feesNANA
Additional Noninterest Income$416,0002,574
Total noninterest expense$3,757,0002,344
Salaries and employee benefits$2,215,0002,307
Premises and equipment expense$469,0002,112
Additional noninterest expense$1,073,0002,391
Pre-tax net operating income$1,591,0002,311
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,591,0002,160
Extraordinary gains, net$04
Net income$1,591,0002,160
Minority interest net income$065
Net income of bank and minority interests.$1,591,0002,160
Net charge-offs$-3,0003,999
Cash dividends$1,550,000966
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,591,0002,114
2020-03-31 (YTD Data)Rank
Total interest income$2,712,0002,427
Total interest expense$583,0002,092
Net interest income$2,129,0002,490
Provision for loan and lease losses$50,0002,502
Total noninterest income$604,0001,748
Gross Fiduciary activities income$416,000378
Service charges on deposit accounts$28,0003,703
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,707
Total noninterest expense$1,876,0002,359
Salaries and employee benefits$1,115,0002,304
Premises and equipment expense$238,0002,111
Additional noninterest expense$523,0002,462
Pre-tax net operating income$807,0002,151
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$807,0001,965
Extraordinary gains, net$04
Net income$807,0001,965
Minority interest net income$056
Net income of bank and minority interests.$807,0001,965
Net charge-offs$-2,0003,865
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$807,0001,932
2019-12-31 (YTD Data)Rank
Total interest income$10,632,0002,481
Total interest expense$2,235,0002,188
Net interest income$8,397,0002,533
Provision for loan and lease losses$200,0002,341
Total noninterest income$2,413,0001,783
Gross Fiduciary activities income$1,634,000380
Service charges on deposit accounts$127,0003,682
Trading account gains and feesNANA
Additional Noninterest Income$652,0002,748
Total noninterest expense$7,570,0002,328
Salaries and employee benefits$4,247,0002,339
Premises and equipment expense$990,0002,053
Additional noninterest expense$2,333,0002,320
Pre-tax net operating income$3,040,0002,437
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,040,0002,269
Extraordinary gains, net$011
Net income$3,040,0002,271
Minority interest net income$076
Net income of bank and minority interests.$3,040,0002,271
Net charge-offs$65,0002,478
Cash dividends$2,055,0001,548
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,040,0002,230
2019-09-30 (YTD Data)Rank
Total interest income$7,895,0002,532
Total interest expense$1,653,0002,214
Net interest income$6,242,0002,586
Provision for loan and lease losses$150,0002,250
Total noninterest income$1,809,0001,779
Gross Fiduciary activities income$1,249,000379
Service charges on deposit accounts$96,0003,720
Trading account gains and feesNANA
Additional Noninterest Income$464,0002,807
Total noninterest expense$5,683,0002,338
Salaries and employee benefits$3,287,0002,306
Premises and equipment expense$753,0002,051
Additional noninterest expense$1,643,0002,414
Pre-tax net operating income$2,218,0002,553
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,218,0002,375
Extraordinary gains, net$011
Net income$2,218,0002,376
Minority interest net income$072
Net income of bank and minority interests.$2,218,0002,376
Net charge-offs$-9,0004,397
Cash dividends$2,025,0001,176
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,218,0002,342
2019-06-30 (YTD Data)Rank
Total interest income$5,248,0002,541
Total interest expense$1,092,0002,211
Net interest income$4,156,0002,595
Provision for loan and lease losses$100,0002,185
Total noninterest income$1,126,0001,834
Gross Fiduciary activities income$833,000380
Service charges on deposit accounts$65,0003,717
Trading account gains and feesNANA
Additional Noninterest Income$228,0003,115
Total noninterest expense$3,762,0002,360
Salaries and employee benefits$2,181,0002,317
Premises and equipment expense$514,0002,025
Additional noninterest expense$1,067,0002,470
Pre-tax net operating income$1,420,0002,606
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,420,0002,403
Extraordinary gains, net$011
Net income$1,420,0002,403
Minority interest net income$069
Net income of bank and minority interests.$1,420,0002,403
Net charge-offs$-7,0004,387
Cash dividends$1,425,0001,142
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,420,0002,377
2019-03-31 (YTD Data)Rank
Total interest income$2,608,0002,545
Total interest expense$547,0002,187
Net interest income$2,061,0002,617
Provision for loan and lease losses$50,0002,037
Total noninterest income$547,0001,835
Gross Fiduciary activities income$416,000379
Service charges on deposit accounts$34,0003,669
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,259
Total noninterest expense$1,892,0002,359
Salaries and employee benefits$1,093,0002,331
Premises and equipment expense$262,0002,015
Additional noninterest expense$537,0002,465
Pre-tax net operating income$666,0002,644
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$666,0002,434
Extraordinary gains, net$05
Net income$666,0002,433
Minority interest net income$052
Net income of bank and minority interests.$666,0002,433
Net charge-offs$-5,0004,404
Cash dividends$275,0001,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$666,0002,418
2018-12-31 (YTD Data)Rank
Total interest income$9,878,0002,543
Total interest expense$1,788,0002,085
Net interest income$8,090,0002,636
Provision for loan and lease losses$100,0003,044
Total noninterest income$2,307,0001,839
Gross Fiduciary activities income$1,585,000389
Service charges on deposit accounts$149,0003,677
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,897
Total noninterest expense$7,413,0002,378
Salaries and employee benefits$4,119,0002,407
Premises and equipment expense$991,0002,070
Additional noninterest expense$2,303,0002,359
Pre-tax net operating income$2,884,0002,563
Securities gains (losses)$-7,0004,318
Applicable income taxes$03,978
Income before extraordinary items$2,877,0002,377
Extraordinary gains, net$06
Net income$2,877,0002,376
Minority interest net income$072
Net income of bank and minority interests.$2,877,0002,376
Net charge-offs$-17,0004,639
Cash dividends$1,780,0001,561
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,884,0002,368
2018-09-30 (YTD Data)Rank
Total interest income$7,280,0002,571
Total interest expense$1,269,0002,081
Net interest income$6,011,0002,655
Provision for loan and lease losses$100,0002,576
Total noninterest income$1,662,0001,896
Gross Fiduciary activities income$1,125,000396
Service charges on deposit accounts$110,0003,721
Trading account gains and feesNANA
Additional Noninterest Income$427,0002,948
Total noninterest expense$5,612,0002,362
Salaries and employee benefits$3,110,0002,396
Premises and equipment expense$752,0002,048
Additional noninterest expense$1,750,0002,333
Pre-tax net operating income$1,961,0002,770
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,961,0002,551
Extraordinary gains, net$05
Net income$1,961,0002,550
Minority interest net income$066
Net income of bank and minority interests.$1,961,0002,550
Net charge-offs$-23,0004,700
Cash dividends$1,680,0001,210
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,961,0002,545
2018-06-30 (YTD Data)Rank
Total interest income$4,794,0002,578
Total interest expense$819,0002,050
Net interest income$3,975,0002,665
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,115,0001,881
Gross Fiduciary activities income$750,000395
Service charges on deposit accounts$73,0003,744
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,926
Total noninterest expense$3,755,0002,360
Salaries and employee benefits$2,098,0002,398
Premises and equipment expense$499,0002,078
Additional noninterest expense$1,158,0002,357
Pre-tax net operating income$1,235,0002,824
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,235,0002,619
Extraordinary gains, net$06
Net income$1,235,0002,618
Minority interest net income$065
Net income of bank and minority interests.$1,235,0002,618
Net charge-offs$-21,0004,764
Cash dividends$1,130,0001,199
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,235,0002,610
2018-03-31 (YTD Data)Rank
Total interest income$2,378,0002,596
Total interest expense$402,0002,018
Net interest income$1,976,0002,677
Provision for loan and lease losses$50,0002,055
Total noninterest income$545,0001,879
Gross Fiduciary activities income$375,000400
Service charges on deposit accounts$37,0003,752
Trading account gains and feesNANA
Additional Noninterest Income$133,0002,992
Total noninterest expense$1,912,0002,349
Salaries and employee benefits$1,068,0002,398
Premises and equipment expense$252,0002,106
Additional noninterest expense$592,0002,301
Pre-tax net operating income$559,0002,940
Securities gains (losses)$-1,0004,986
Applicable income taxes$03,948
Income before extraordinary items$558,0002,727
Extraordinary gains, net$07
Net income$558,0002,727
Minority interest net income$052
Net income of bank and minority interests.$558,0002,727
Net charge-offs$-18,0004,945
Cash dividends$180,0001,986
Sale, conversion, retirement of capital stock, net$0580
Net operating income$559,0002,717
2017-12-31 (YTD Data)Rank
Total interest income$9,276,0002,593
Total interest expense$1,551,0001,864
Net interest income$7,725,0002,708
Provision for loan and lease losses$150,0002,647
Total noninterest income$2,276,0001,873
Gross Fiduciary activities income$1,496,000394
Service charges on deposit accounts$171,0003,663
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,907
Total noninterest expense$7,166,0002,475
Salaries and employee benefits$3,992,0002,475
Premises and equipment expense$991,0002,124
Additional noninterest expense$2,183,0002,501
Pre-tax net operating income$2,685,0002,647
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,685,0002,220
Extraordinary gains, net$09
Net income$2,685,0002,220
Minority interest net income$076
Net income of bank and minority interests.$2,685,0002,220
Net charge-offs$72,0002,718
Cash dividends$1,535,0001,688
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,685,0002,202
2017-09-30 (YTD Data)Rank
Total interest income$6,877,0002,622
Total interest expense$1,139,0001,878
Net interest income$5,738,0002,740
Provision for loan and lease losses$150,0002,287
Total noninterest income$1,673,0001,924
Gross Fiduciary activities income$1,083,000398
Service charges on deposit accounts$127,0003,702
Trading account gains and feesNANA
Additional Noninterest Income$463,0002,911
Total noninterest expense$5,373,0002,485
Salaries and employee benefits$3,014,0002,470
Premises and equipment expense$748,0002,124
Additional noninterest expense$1,611,0002,537
Pre-tax net operating income$1,888,0002,801
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,888,0002,498
Extraordinary gains, net$09
Net income$1,888,0002,498
Minority interest net income$071
Net income of bank and minority interests.$1,888,0002,498
Net charge-offs$21,0002,958
Cash dividends$1,455,0001,337
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,888,0002,482
2017-06-30 (YTD Data)Rank
Total interest income$4,541,0002,626
Total interest expense$742,0001,885
Net interest income$3,799,0002,741
Provision for loan and lease losses$100,0002,230
Total noninterest income$1,084,0001,946
Gross Fiduciary activities income$722,000396
Service charges on deposit accounts$83,0003,734
Trading account gains and fees$0139
Additional Noninterest Income$279,0003,036
Total noninterest expense$3,615,0002,480
Salaries and employee benefits$2,028,0002,463
Premises and equipment expense$501,0002,124
Additional noninterest expense$1,086,0002,520
Pre-tax net operating income$1,168,0002,881
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,168,0002,576
Extraordinary gains, net$011
Net income$1,168,0002,575
Minority interest net income$071
Net income of bank and minority interests.$1,168,0002,576
Net charge-offs$20,0002,580
Cash dividends$980,0001,358
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,168,0002,553
2017-03-31 (YTD Data)Rank
Total interest income$2,277,0002,619
Total interest expense$367,0001,875
Net interest income$1,910,0002,733
Provision for loan and lease losses$50,0002,060
Total noninterest income$549,0001,932
Gross Fiduciary activities income$361,000397
Service charges on deposit accounts$43,0003,709
Trading account gains and fees$0142
Additional Noninterest Income$145,0002,972
Total noninterest expense$1,827,0002,471
Salaries and employee benefits$1,024,0002,479
Premises and equipment expense$254,0002,122
Additional noninterest expense$549,0002,490
Pre-tax net operating income$582,0002,845
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$582,0002,509
Extraordinary gains, net$08
Net income$582,0002,508
Minority interest net income$055
Net income of bank and minority interests.$582,0002,509
Net charge-offs$02,943
Cash dividends$25,0002,751
Sale, conversion, retirement of capital stock, net$0632
Net operating income$582,0002,487
2016-12-31 (YTD Data)Rank
Total interest income$9,018,0002,623
Total interest expense$1,410,0001,881
Net interest income$7,608,0002,719
Provision for loan and lease losses$200,0002,434
Total noninterest income$2,271,0001,959
Gross Fiduciary activities income$1,419,000394
Service charges on deposit accounts$172,0003,777
Trading account gains and fees$0170
Additional Noninterest Income$680,0002,875
Total noninterest expense$7,092,0002,531
Salaries and employee benefits$3,877,0002,551
Premises and equipment expense$1,020,0002,119
Additional noninterest expense$2,195,0002,579
Pre-tax net operating income$2,587,0002,621
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$2,587,0002,349
Extraordinary gains, net$05
Net income$2,587,0002,346
Minority interest net income$082
Net income of bank and minority interests.$2,587,0002,348
Net charge-offs$394,0001,272
Cash dividends$1,403,0001,778
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,587,0002,298
2016-09-30 (YTD Data)Rank
Total interest income$6,716,0002,642
Total interest expense$1,052,0001,897
Net interest income$5,664,0002,732
Provision for loan and lease losses$150,0002,338
Total noninterest income$1,732,0001,944
Gross Fiduciary activities income$1,088,000390
Service charges on deposit accounts$129,0003,807
Trading account gains and fees$0169
Additional Noninterest Income$515,0002,870
Total noninterest expense$5,351,0002,510
Salaries and employee benefits$2,927,0002,531
Premises and equipment expense$773,0002,106
Additional noninterest expense$1,651,0002,581
Pre-tax net operating income$1,895,0002,712
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,895,0002,433
Extraordinary gains, net$05
Net income$1,895,0002,433
Minority interest net income$071
Net income of bank and minority interests.$1,895,0002,433
Net charge-offs$287,0001,174
Cash dividends$1,328,0001,395
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,895,0002,372
2016-06-30 (YTD Data)Rank
Total interest income$4,505,0002,633
Total interest expense$708,0001,889
Net interest income$3,797,0002,733
Provision for loan and lease losses$100,0002,280
Total noninterest income$1,146,0001,932
Gross Fiduciary activities income$725,000393
Service charges on deposit accounts$88,0003,769
Trading account gains and fees$0157
Additional Noninterest Income$333,0002,893
Total noninterest expense$3,603,0002,506
Salaries and employee benefits$1,961,0002,541
Premises and equipment expense$524,0002,078
Additional noninterest expense$1,118,0002,535
Pre-tax net operating income$1,240,0002,709
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,240,0002,444
Extraordinary gains, net$016
Net income$1,240,0002,443
Minority interest net income$071
Net income of bank and minority interests.$1,240,0002,443
Net charge-offs$113,0001,518
Cash dividends$865,0001,447
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,240,0002,381
2016-03-31 (YTD Data)Rank
Total interest income$2,259,0002,628
Total interest expense$353,0001,903
Net interest income$1,906,0002,722
Provision for loan and lease losses$50,0002,135
Total noninterest income$561,0001,920
Gross Fiduciary activities income$363,000390
Service charges on deposit accounts$47,0003,684
Trading account gains and fees$0142
Additional Noninterest Income$151,0002,972
Total noninterest expense$1,824,0002,496
Salaries and employee benefits$1,009,0002,498
Premises and equipment expense$265,0002,070
Additional noninterest expense$550,0002,573
Pre-tax net operating income$593,0002,752
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$593,0002,468
Extraordinary gains, net$012
Net income$593,0002,468
Minority interest net income$062
Net income of bank and minority interests.$593,0002,468
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$593,0002,418
2015-12-31 (YTD Data)Rank
Total interest income$8,922,0002,618
Total interest expense$1,357,0001,924
Net interest income$7,565,0002,709
Provision for loan and lease losses$200,0002,306
Total noninterest income$2,171,0002,005
Gross Fiduciary activities income$1,442,000396
Service charges on deposit accounts$207,0003,659
Trading account gains and fees$0159
Additional Noninterest Income$522,0003,222
Total noninterest expense$7,016,0002,563
Salaries and employee benefits$3,872,0002,557
Premises and equipment expense$1,047,0002,103
Additional noninterest expense$2,097,0002,701
Pre-tax net operating income$2,520,0002,610
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,520,0002,327
Extraordinary gains, net$023
Net income$2,520,0002,327
Minority interest net income$081
Net income of bank and minority interests.$2,520,0002,328
Net charge-offs$-35,0005,472
Cash dividends$1,820,0001,442
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,520,0002,289
2015-09-30 (YTD Data)Rank
Total interest income$6,646,0002,647
Total interest expense$985,0001,993
Net interest income$5,661,0002,735
Provision for loan and lease losses$150,0002,243
Total noninterest income$1,560,0002,080
Gross Fiduciary activities income$994,000416
Service charges on deposit accounts$157,0003,668
Trading account gains and fees$0153
Additional Noninterest Income$409,0003,184
Total noninterest expense$5,342,0002,544
Salaries and employee benefits$2,923,0002,550
Premises and equipment expense$791,0002,126
Additional noninterest expense$1,628,0002,617
Pre-tax net operating income$1,729,0002,833
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,729,0002,526
Extraordinary gains, net$021
Net income$1,729,0002,527
Minority interest net income$078
Net income of bank and minority interests.$1,729,0002,527
Net charge-offs$-35,0005,502
Cash dividends$1,745,0001,094
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,729,0002,477
2015-06-30 (YTD Data)Rank
Total interest income$4,485,0002,620
Total interest expense$660,0001,989
Net interest income$3,825,0002,710
Provision for loan and lease losses$100,0002,201
Total noninterest income$1,013,0002,118
Gross Fiduciary activities income$662,000418
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$246,0003,327
Total noninterest expense$3,572,0002,556
Salaries and employee benefits$1,962,0002,556
Premises and equipment expense$527,0002,137
Additional noninterest expense$1,083,0002,643
Pre-tax net operating income$1,166,0002,789
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,166,0002,481
Extraordinary gains, net$022
Net income$1,166,0002,483
Minority interest net income$075
Net income of bank and minority interests.$1,166,0002,483
Net charge-offs$-31,0005,601
Cash dividends$1,285,0001,010
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,166,0002,424
2015-03-31 (YTD Data)Rank
Total interest income$2,224,0002,637
Total interest expense$331,0002,001
Net interest income$1,893,0002,720
Provision for loan and lease losses$50,0002,062
Total noninterest income$493,0002,122
Gross Fiduciary activities income$331,000420
Service charges on deposit accounts$51,0003,672
Trading account gains and fees$0152
Additional Noninterest Income$111,0003,441
Total noninterest expense$1,786,0002,564
Salaries and employee benefits$995,0002,539
Premises and equipment expense$265,0002,144
Additional noninterest expense$526,0002,685
Pre-tax net operating income$550,0002,853
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$550,0002,543
Extraordinary gains, net$013
Net income$550,0002,546
Minority interest net income$064
Net income of bank and minority interests.$550,0002,545
Net charge-offs$-11,0005,460
Cash dividends$400,0001,291
Sale, conversion, retirement of capital stock, net$0697
Net operating income$550,0002,473
2014-12-31 (YTD Data)Rank
Total interest income$8,687,0002,719
Total interest expense$1,231,0002,210
Net interest income$7,456,0002,771
Provision for loan and lease losses$200,0002,467
Total noninterest income$1,905,0002,176
Gross Fiduciary activities income$1,306,000421
Service charges on deposit accounts$194,0003,956
Trading account gains and fees$0180
Additional Noninterest Income$405,0003,582
Total noninterest expense$6,565,0002,740
Salaries and employee benefits$3,561,0002,727
Premises and equipment expense$1,038,0002,168
Additional noninterest expense$1,966,0002,910
Pre-tax net operating income$2,596,0002,506
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$2,596,0002,243
Extraordinary gains, net$017
Net income$2,596,0002,242
Minority interest net income$084
Net income of bank and minority interests.$2,596,0002,242
Net charge-offs$42,0003,902
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,596,0002,195
2014-09-30 (YTD Data)Rank
Total interest income$6,452,0002,753
Total interest expense$900,0002,295
Net interest income$5,552,0002,807
Provision for loan and lease losses$150,0002,373
Total noninterest income$1,405,0002,204
Gross Fiduciary activities income$956,000425
Service charges on deposit accounts$142,0004,052
Trading account gains and fees$0174
Additional Noninterest Income$307,0003,602
Total noninterest expense$4,986,0002,721
Salaries and employee benefits$2,648,0002,755
Premises and equipment expense$780,0002,190
Additional noninterest expense$1,558,0002,800
Pre-tax net operating income$1,821,0002,683
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,821,0002,380
Extraordinary gains, net$015
Net income$1,821,0002,381
Minority interest net income$081
Net income of bank and minority interests.$1,821,0002,380
Net charge-offs$04,696
Cash dividends$1,975,000965
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,821,0002,330
2014-06-30 (YTD Data)Rank
Total interest income$4,344,0002,741
Total interest expense$599,0002,329
Net interest income$3,745,0002,784
Provision for loan and lease losses$100,0002,327
Total noninterest income$940,0002,167
Gross Fiduciary activities income$638,000425
Service charges on deposit accounts$91,0004,096
Trading account gains and fees$0172
Additional Noninterest Income$211,0003,542
Total noninterest expense$3,346,0002,720
Salaries and employee benefits$1,778,0002,752
Premises and equipment expense$518,0002,210
Additional noninterest expense$1,050,0002,768
Pre-tax net operating income$1,239,0002,587
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,239,0002,288
Extraordinary gains, net$020
Net income$1,239,0002,291
Minority interest net income$080
Net income of bank and minority interests.$1,239,0002,291
Net charge-offs$04,375
Cash dividends$1,550,000805
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,239,0002,241
2014-03-31 (YTD Data)Rank
Total interest income$2,173,0002,732
Total interest expense$303,0002,334
Net interest income$1,870,0002,790
Provision for loan and lease losses$50,0002,211
Total noninterest income$477,0002,109
Gross Fiduciary activities income$319,000423
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$114,0003,378
Total noninterest expense$1,686,0002,703
Salaries and employee benefits$901,0002,746
Premises and equipment expense$265,0002,195
Additional noninterest expense$520,0002,800
Pre-tax net operating income$611,0002,543
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$611,0002,241
Extraordinary gains, net$016
Net income$611,0002,243
Minority interest net income$066
Net income of bank and minority interests.$611,0002,243
Net charge-offs$03,660
Cash dividends$715,000801
Sale, conversion, retirement of capital stock, net$0747
Net operating income$611,0002,206
2013-12-31 (YTD Data)Rank
Total interest income$8,865,0002,701
Total interest expense$1,417,0002,264
Net interest income$7,448,0002,783
Provision for loan and lease losses$237,0002,780
Total noninterest income$2,257,0001,982
Gross Fiduciary activities income$1,214,000414
Service charges on deposit accounts$209,0004,028
Trading account gains and fees$0184
Additional Noninterest Income$834,0002,624
Total noninterest expense$6,864,0002,679
Salaries and employee benefits$3,606,0002,727
Premises and equipment expense$1,030,0002,194
Additional noninterest expense$2,228,0002,741
Pre-tax net operating income$2,604,0002,400
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,604,0002,136
Extraordinary gains, net$029
Net income$2,604,0002,140
Minority interest net income$090
Net income of bank and minority interests.$2,604,0002,140
Net charge-offs$124,0003,533
Cash dividends$2,050,0001,176
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,604,0002,078
2013-09-30 (YTD Data)Rank
Total interest income$6,647,0002,725
Total interest expense$1,100,0002,259
Net interest income$5,547,0002,800
Provision for loan and lease losses$200,0002,567
Total noninterest income$1,803,0001,939
Gross Fiduciary activities income$900,000417
Service charges on deposit accounts$157,0004,054
Trading account gains and fees$0180
Additional Noninterest Income$746,0002,427
Total noninterest expense$5,040,0002,724
Salaries and employee benefits$2,710,0002,727
Premises and equipment expense$776,0002,210
Additional noninterest expense$1,554,0002,894
Pre-tax net operating income$2,110,0002,329
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,110,0002,039
Extraordinary gains, net$025
Net income$2,110,0002,046
Minority interest net income$084
Net income of bank and minority interests.$2,110,0002,045
Net charge-offs$87,0003,392
Cash dividends$2,025,000861
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,110,0001,982
2013-06-30 (YTD Data)Rank
Total interest income$4,487,0002,695
Total interest expense$778,0002,197
Net interest income$3,709,0002,781
Provision for loan and lease losses$200,0002,092
Total noninterest income$1,329,0001,815
Gross Fiduciary activities income$600,000422
Service charges on deposit accounts$107,0003,995
Trading account gains and fees$0157
Additional Noninterest Income$622,0002,184
Total noninterest expense$3,389,0002,704
Salaries and employee benefits$1,816,0002,740
Premises and equipment expense$515,0002,222
Additional noninterest expense$1,058,0002,845
Pre-tax net operating income$1,449,0002,257
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,449,0001,982
Extraordinary gains, net$022
Net income$1,449,0001,988
Minority interest net income$082
Net income of bank and minority interests.$1,449,0001,988
Net charge-offs$42,0003,498
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,449,0001,902
2013-03-31 (YTD Data)Rank
Total interest income$2,274,0002,683
Total interest expense$404,0002,180
Net interest income$1,870,0002,776
Provision for loan and lease losses$200,0001,346
Total noninterest income$800,0001,570
Gross Fiduciary activities income$300,000421
Service charges on deposit accounts$53,0003,986
Trading account gains and fees$0148
Additional Noninterest Income$447,0001,705
Total noninterest expense$1,699,0002,732
Salaries and employee benefits$922,0002,710
Premises and equipment expense$259,0002,248
Additional noninterest expense$518,0002,901
Pre-tax net operating income$771,0002,097
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$771,0001,843
Extraordinary gains, net$010
Net income$771,0001,844
Minority interest net income$076
Net income of bank and minority interests.$771,0001,845
Net charge-offs$-1,0005,189
Cash dividends$765,000676
Sale, conversion, retirement of capital stock, net$0789
Net operating income$771,0001,771
2012-12-31 (YTD Data)Rank
Total interest income$9,414,0002,713
Total interest expense$2,183,0001,988
Net interest income$7,231,0002,908
Provision for loan and lease losses$200,0003,920
Total noninterest income$2,424,0001,914
Gross Fiduciary activities income$1,118,000426
Service charges on deposit accounts$226,0004,033
Trading account gains and fees$0166
Additional Noninterest Income$1,080,0002,278
Total noninterest expense$7,085,0002,633
Salaries and employee benefits$3,550,0002,749
Premises and equipment expense$1,061,0002,164
Additional noninterest expense$2,474,0002,594
Pre-tax net operating income$2,370,0002,509
Securities gains (losses)$10,0003,374
Applicable income taxes$04,751
Income before extraordinary items$2,380,0002,268
Extraordinary gains, net$029
Net income$2,380,0002,268
Minority interest net income$093
Net income of bank and minority interests.$2,380,0002,270
Net charge-offs$110,0004,347
Cash dividends$1,692,0001,369
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,370,0002,145
2012-09-30 (YTD Data)Rank
Total interest income$7,118,0002,754
Total interest expense$1,726,0001,982
Net interest income$5,392,0002,965
Provision for loan and lease losses$150,0003,869
Total noninterest income$1,779,0001,941
Gross Fiduciary activities income$750,000454
Service charges on deposit accounts$168,0004,101
Trading account gains and fees$0157
Additional Noninterest Income$861,0002,192
Total noninterest expense$5,451,0002,594
Salaries and employee benefits$2,705,0002,726
Premises and equipment expense$809,0002,150
Additional noninterest expense$1,937,0002,486
Pre-tax net operating income$1,570,0002,797
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,570,0002,556
Extraordinary gains, net$020
Net income$1,570,0002,556
Minority interest net income$086
Net income of bank and minority interests.$1,570,0002,557
Net charge-offs$110,0003,878
Cash dividends$1,652,000925
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,570,0002,431
2012-06-30 (YTD Data)Rank
Total interest income$4,840,0002,704
Total interest expense$1,219,0001,932
Net interest income$3,621,0002,954
Provision for loan and lease losses$100,0003,821
Total noninterest income$1,285,0001,822
Gross Fiduciary activities income$500,000450
Service charges on deposit accounts$111,0004,104
Trading account gains and fees$0153
Additional Noninterest Income$674,0001,964
Total noninterest expense$3,779,0002,500
Salaries and employee benefits$1,840,0002,685
Premises and equipment expense$536,0002,152
Additional noninterest expense$1,403,0002,306
Pre-tax net operating income$1,027,0002,794
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,027,0002,579
Extraordinary gains, net$019
Net income$1,027,0002,579
Minority interest net income$084
Net income of bank and minority interests.$1,027,0002,579
Net charge-offs$110,0003,324
Cash dividends$1,215,000821
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,027,0002,433
2012-03-31 (YTD Data)Rank
Total interest income$2,449,0002,702
Total interest expense$650,0001,876
Net interest income$1,799,0002,983
Provision for loan and lease losses$50,0003,648
Total noninterest income$544,0002,034
Gross Fiduciary activities income$250,000449
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$237,0002,410
Total noninterest expense$1,746,0002,684
Salaries and employee benefits$941,0002,634
Premises and equipment expense$158,0003,324
Additional noninterest expense$647,0002,475
Pre-tax net operating income$547,0002,701
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$547,0002,434
Extraordinary gains, net$019
Net income$547,0002,435
Minority interest net income$078
Net income of bank and minority interests.$547,0002,437
Net charge-offs$-1,0005,761
Cash dividends$590,000766
Sale, conversion, retirement of capital stock, net$0861
Net operating income$547,0002,312
2011-12-31 (YTD Data)Rank
Total interest income$9,990,0002,758
Total interest expense$3,059,0001,927
Net interest income$6,931,0003,096
Provision for loan and lease losses$150,0004,935
Total noninterest income$1,751,0002,205
Gross Fiduciary activities income$928,000411
Service charges on deposit accounts$238,0004,060
Trading account gains and fees$0146
Additional Noninterest Income$585,0002,892
Total noninterest expense$6,674,0002,774
Salaries and employee benefits$3,381,0002,826
Premises and equipment expense$1,081,0002,242
Additional noninterest expense$2,212,0002,842
Pre-tax net operating income$1,858,0002,647
Securities gains (losses)$201,0001,452
Applicable income taxes$04,719
Income before extraordinary items$2,059,0002,207
Extraordinary gains, net$029
Net income$2,059,0002,208
Minority interest net income$096
Net income of bank and minority interests.$2,059,0002,208
Net charge-offs$1,0006,385
Cash dividends$1,468,0001,269
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,858,0002,314
2011-09-30 (YTD Data)Rank
Total interest income$7,443,0002,803
Total interest expense$2,346,0001,958
Net interest income$5,097,0003,165
Provision for loan and lease losses$113,0004,835
Total noninterest income$1,337,0002,182
Gross Fiduciary activities income$600,000442
Service charges on deposit accounts$177,0004,097
Trading account gains and fees$0145
Additional Noninterest Income$560,0002,524
Total noninterest expense$4,896,0002,844
Salaries and employee benefits$2,514,0002,837
Premises and equipment expense$828,0002,223
Additional noninterest expense$1,554,0003,051
Pre-tax net operating income$1,425,0002,677
Securities gains (losses)$14,0002,938
Applicable income taxes$04,740
Income before extraordinary items$1,439,0002,403
Extraordinary gains, net$021
Net income$1,439,0002,404
Minority interest net income$087
Net income of bank and minority interests.$1,439,0002,404
Net charge-offs$2,0006,068
Cash dividends$1,445,000879
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,425,0002,314
2011-06-30 (YTD Data)Rank
Total interest income$4,942,0002,835
Total interest expense$1,610,0001,974
Net interest income$3,332,0003,230
Provision for loan and lease losses$75,0004,696
Total noninterest income$869,0002,200
Gross Fiduciary activities income$400,000450
Service charges on deposit accounts$116,0004,111
Trading account gains and fees$0153
Additional Noninterest Income$353,0002,639
Total noninterest expense$3,254,0002,875
Salaries and employee benefits$1,677,0002,860
Premises and equipment expense$548,0002,254
Additional noninterest expense$1,029,0003,136
Pre-tax net operating income$872,0002,769
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$872,0002,525
Extraordinary gains, net$015
Net income$872,0002,525
Minority interest net income$089
Net income of bank and minority interests.$872,0002,525
Net charge-offs$3,0005,649
Cash dividends$970,000846
Sale, conversion, retirement of capital stock, net$0986
Net operating income$872,0002,443
2011-03-31 (YTD Data)Rank
Total interest income$2,446,0002,879
Total interest expense$837,0001,973
Net interest income$1,609,0003,295
Provision for loan and lease losses$38,0004,453
Total noninterest income$464,0002,122
Gross Fiduciary activities income$200,000452
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,415
Total noninterest expense$1,651,0002,846
Salaries and employee benefits$872,0002,777
Premises and equipment expense$275,0002,292
Additional noninterest expense$504,0003,160
Pre-tax net operating income$384,0003,049
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$384,0002,756
Extraordinary gains, net$09
Net income$384,0002,755
Minority interest net income$086
Net income of bank and minority interests.$384,0002,756
Net charge-offs$05,107
Cash dividends$445,000825
Sale, conversion, retirement of capital stock, net$0925
Net operating income$384,0002,690
2010-12-31 (YTD Data)Rank
Total interest income$10,196,0002,909
Total interest expense$3,614,0002,192
Net interest income$6,582,0003,236
Provision for loan and lease losses$300,0004,839
Total noninterest income$2,163,0001,975
Gross Fiduciary activities income$781,000453
Service charges on deposit accounts$261,0003,919
Trading account gains and fees$0175
Additional Noninterest Income$1,121,0002,043
Total noninterest expense$6,768,0002,804
Salaries and employee benefits$3,390,0002,810
Premises and equipment expense$1,080,0002,316
Additional noninterest expense$2,298,0002,880
Pre-tax net operating income$1,677,0002,554
Securities gains (losses)$200,0001,590
Applicable income taxes$04,655
Income before extraordinary items$1,877,0002,138
Extraordinary gains, net$029
Net income$1,877,0002,139
Minority interest net income$0111
Net income of bank and minority interests.$1,877,0002,140
Net charge-offs$58,0005,812
Cash dividends$1,430,0001,125
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,677,0002,227
2010-09-30 (YTD Data)Rank
Total interest income$7,685,0002,960
Total interest expense$2,730,0002,270
Net interest income$4,955,0003,267
Provision for loan and lease losses$113,0005,568
Total noninterest income$1,455,0002,133
Gross Fiduciary activities income$495,000489
Service charges on deposit accounts$196,0003,990
Trading account gains and fees$0165
Additional Noninterest Income$764,0002,131
Total noninterest expense$5,117,0002,783
Salaries and employee benefits$2,471,0002,878
Premises and equipment expense$791,0002,408
Additional noninterest expense$1,855,0002,662
Pre-tax net operating income$1,180,0002,809
Securities gains (losses)$98,0001,957
Applicable income taxes$04,726
Income before extraordinary items$1,278,0002,441
Extraordinary gains, net$023
Net income$1,278,0002,437
Minority interest net income$0110
Net income of bank and minority interests.$1,278,0002,441
Net charge-offs$59,0005,382
Cash dividends$1,320,000835
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,180,0002,448
2010-06-30 (YTD Data)Rank
Total interest income$5,123,0002,985
Total interest expense$1,834,0002,340
Net interest income$3,289,0003,276
Provision for loan and lease losses$75,0005,435
Total noninterest income$876,0002,231
Gross Fiduciary activities income$330,000493
Service charges on deposit accounts$131,0003,975
Trading account gains and fees$0152
Additional Noninterest Income$415,0002,362
Total noninterest expense$3,207,0002,942
Salaries and employee benefits$1,646,0002,899
Premises and equipment expense$525,0002,427
Additional noninterest expense$1,036,0003,098
Pre-tax net operating income$883,0002,617
Securities gains (losses)$67,0001,696
Applicable income taxes$04,691
Income before extraordinary items$950,0002,204
Extraordinary gains, net$019
Net income$950,0002,203
Minority interest net income$0105
Net income of bank and minority interests.$950,0002,206
Net charge-offs$8,0005,913
Cash dividends$1,010,000699
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$883,0002,241
2010-03-31 (YTD Data)Rank
Total interest income$2,553,0003,054
Total interest expense$937,0002,410
Net interest income$1,616,0003,348
Provision for loan and lease losses$38,0005,148
Total noninterest income$425,0002,268
Gross Fiduciary activities income$165,000499
Service charges on deposit accounts$66,0003,954
Trading account gains and fees$0175
Additional Noninterest Income$194,0002,445
Total noninterest expense$1,575,0003,020
Salaries and employee benefits$831,0002,915
Premises and equipment expense$268,0002,436
Additional noninterest expense$476,0003,319
Pre-tax net operating income$428,0002,718
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$428,0002,439
Extraordinary gains, net$016
Net income$428,0002,437
Minority interest net income$091
Net income of bank and minority interests.$428,0002,439
Net charge-offs$8,0004,945
Cash dividends$556,000601
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$428,0002,345
2009-12-31 (YTD Data)Rank
Total interest income$10,762,0003,041
Total interest expense$4,554,0002,457
Net interest income$6,208,0003,370
Provision for loan and lease losses$630,0004,182
Total noninterest income$1,527,0002,526
Gross Fiduciary activities income$656,000481
Service charges on deposit accounts$308,0003,833
Trading account gains and fees$0211
Additional Noninterest Income$563,0003,005
Total noninterest expense$5,644,0003,333
Salaries and employee benefits$2,837,0003,347
Premises and equipment expense$916,0002,775
Additional noninterest expense$1,891,0003,461
Pre-tax net operating income$1,461,0002,389
Securities gains (losses)$181,0001,623
Applicable income taxes$04,388
Income before extraordinary items$1,642,0001,959
Extraordinary gains, net$034
Net income$1,642,0001,956
Minority interest net income$0115
Net income of bank and minority interests.$1,642,0001,958
Net charge-offs$126,0005,492
Cash dividends$1,190,0001,449
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,461,0002,134
2009-09-30 (YTD Data)Rank
Total interest income$8,010,0003,107
Total interest expense$3,515,0002,500
Net interest income$4,495,0003,468
Provision for loan and lease losses$580,0003,575
Total noninterest income$1,084,0002,673
Gross Fiduciary activities income$428,000517
Service charges on deposit accounts$232,0003,840
Trading account gains and fees$0212
Additional Noninterest Income$424,0003,082
Total noninterest expense$4,093,0003,438
Salaries and employee benefits$2,098,0003,403
Premises and equipment expense$696,0002,781
Additional noninterest expense$1,299,0003,655
Pre-tax net operating income$906,0002,913
Securities gains (losses)$181,0001,363
Applicable income taxes$04,592
Income before extraordinary items$1,087,0002,341
Extraordinary gains, net$027
Net income$1,087,0002,337
Minority interest net income$0118
Net income of bank and minority interests.$1,087,0002,340
Net charge-offs$76,0005,315
Cash dividends$1,156,0001,112
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$906,0002,594
2009-06-30 (YTD Data)Rank
Total interest income$5,323,0003,142
Total interest expense$2,373,0002,561
Net interest income$2,950,0003,502
Provision for loan and lease losses$106,0005,245
Total noninterest income$724,0002,685
Gross Fiduciary activities income$286,000518
Service charges on deposit accounts$153,0003,840
Trading account gains and fees$0193
Additional Noninterest Income$285,0003,090
Total noninterest expense$2,691,0003,505
Salaries and employee benefits$1,356,0003,540
Premises and equipment expense$459,0002,847
Additional noninterest expense$876,0003,630
Pre-tax net operating income$877,0002,345
Securities gains (losses)$6,0002,720
Applicable income taxes$04,657
Income before extraordinary items$883,0002,062
Extraordinary gains, net$021
Net income$883,0002,059
Minority interest net income$0112
Net income of bank and minority interests.$883,0002,061
Net charge-offs$76,0004,525
Cash dividends$861,0001,064
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$877,0002,009
2009-03-31 (YTD Data)Rank
Total interest income$2,526,0003,323
Total interest expense$1,168,0002,689
Net interest income$1,358,0003,723
Provision for loan and lease losses$46,0004,978
Total noninterest income$364,0002,668
Gross Fiduciary activities income$145,000517
Service charges on deposit accounts$75,0003,827
Trading account gains and fees$0171
Additional Noninterest Income$144,0003,030
Total noninterest expense$1,300,0003,526
Salaries and employee benefits$679,0003,556
Premises and equipment expense$232,0002,858
Additional noninterest expense$389,0003,658
Pre-tax net operating income$376,0002,925
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$376,0002,692
Extraordinary gains, net$015
Net income$376,0002,691
Minority interest net income$0102
Net income of bank and minority interests.$376,0002,693
Net charge-offs$7,0004,941
Cash dividends$435,0001,016
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$376,0002,553
2008-12-31 (YTD Data)Rank
Total interest income$9,901,0003,559
Total interest expense$5,356,0002,796
Net interest income$4,545,0004,200
Provision for loan and lease losses$180,0005,334
Total noninterest income$1,572,0002,538
Gross Fiduciary activities income$663,000505
Service charges on deposit accounts$379,0003,563
Trading account gains and fees$0154
Additional Noninterest Income$530,0003,086
Total noninterest expense$4,639,0003,787
Salaries and employee benefits$2,475,0003,810
Premises and equipment expense$856,0003,009
Additional noninterest expense$1,308,0004,004
Pre-tax net operating income$1,298,0003,277
Securities gains (losses)$9,0002,546
Applicable income taxes$04,979
Income before extraordinary items$1,307,0002,762
Extraordinary gains, net$039
Net income$1,307,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,256
Cash dividends$1,186,0002,079
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,298,0002,915
2008-09-30 (YTD Data)Rank
Total interest income$7,358,0003,644
Total interest expense$4,047,0002,880
Net interest income$3,311,0004,301
Provision for loan and lease losses$60,0005,691
Total noninterest income$1,161,0002,637
Gross Fiduciary activities income$495,000513
Service charges on deposit accounts$274,0003,659
Trading account gains and fees$0148
Additional Noninterest Income$392,0003,218
Total noninterest expense$3,526,0003,733
Salaries and employee benefits$1,887,0003,783
Premises and equipment expense$642,0003,021
Additional noninterest expense$997,0003,874
Pre-tax net operating income$886,0003,897
Securities gains (losses)$9,0002,413
Applicable income taxes$05,372
Income before extraordinary items$895,0003,329
Extraordinary gains, net$031
Net income$895,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,316
Cash dividends$1,118,0001,673
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$886,0003,490
2008-06-30 (YTD Data)Rank
Total interest income$4,834,0003,731
Total interest expense$2,706,0002,979
Net interest income$2,128,0004,409
Provision for loan and lease losses$40,0005,379
Total noninterest income$768,0002,672
Gross Fiduciary activities income$330,000523
Service charges on deposit accounts$179,0003,703
Trading account gains and fees$0149
Additional Noninterest Income$259,0003,291
Total noninterest expense$2,341,0003,769
Salaries and employee benefits$1,262,0003,816
Premises and equipment expense$424,0003,059
Additional noninterest expense$655,0003,903
Pre-tax net operating income$515,0004,326
Securities gains (losses)$10,0002,438
Applicable income taxes$05,627
Income before extraordinary items$525,0003,921
Extraordinary gains, net$021
Net income$525,0003,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-168,0008,393
Cash dividends$858,0001,610
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$515,0003,902
2008-03-31 (YTD Data)Rank
Total interest income$2,535,0003,687
Total interest expense$1,442,0002,989
Net interest income$1,093,0004,341
Provision for loan and lease losses$20,0004,875
Total noninterest income$377,0002,713
Gross Fiduciary activities income$165,000534
Service charges on deposit accounts$84,0003,792
Trading account gains and fees$0158
Additional Noninterest Income$128,0003,321
Total noninterest expense$1,163,0003,783
Salaries and employee benefits$631,0003,825
Premises and equipment expense$216,0003,010
Additional noninterest expense$316,0003,968
Pre-tax net operating income$287,0004,248
Securities gains (losses)$8,0002,056
Applicable income taxes$05,622
Income before extraordinary items$295,0003,830
Extraordinary gains, net$015
Net income$295,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-171,0008,455
Cash dividends$555,0001,249
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$287,0003,818
2007-12-31 (YTD Data)Rank
Total interest income$9,753,0003,827
Total interest expense$5,619,0003,171
Net interest income$4,134,0004,527
Provision for loan and lease losses$80,0005,190
Total noninterest income$1,399,0002,829
Gross Fiduciary activities income$609,000545
Service charges on deposit accounts$388,0003,579
Trading account gains and fees$0178
Additional Noninterest Income$402,0003,723
Total noninterest expense$4,312,0003,895
Salaries and employee benefits$2,324,0003,925
Premises and equipment expense$849,0002,940
Additional noninterest expense$1,139,0004,220
Pre-tax net operating income$1,141,0004,463
Securities gains (losses)$1,0001,983
Applicable income taxes$06,070
Income before extraordinary items$1,142,0004,031
Extraordinary gains, net$039
Net income$1,142,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,192
Cash dividends$1,051,0002,539
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,141,0004,031
2007-09-30 (YTD Data)Rank
Total interest income$7,208,0003,881
Total interest expense$4,163,0003,201
Net interest income$3,045,0004,601
Provision for loan and lease losses$60,0004,834
Total noninterest income$958,0003,007
Gross Fiduciary activities income$356,000596
Service charges on deposit accounts$293,0003,558
Trading account gains and fees$0184
Additional Noninterest Income$309,0003,681
Total noninterest expense$3,294,0003,815
Salaries and employee benefits$1,756,0003,894
Premises and equipment expense$644,0002,893
Additional noninterest expense$894,0004,035
Pre-tax net operating income$649,0005,280
Securities gains (losses)$-9,0007,750
Applicable income taxes$06,220
Income before extraordinary items$640,0004,884
Extraordinary gains, net$033
Net income$640,0004,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,255
Cash dividends$948,0002,088
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$649,0004,848
2007-06-30 (YTD Data)Rank
Total interest income$4,710,0003,951
Total interest expense$2,687,0003,262
Net interest income$2,023,0004,630
Provision for loan and lease losses$40,0004,625
Total noninterest income$630,0003,048
Gross Fiduciary activities income$237,000608
Service charges on deposit accounts$192,0003,590
Trading account gains and fees$0168
Additional Noninterest Income$201,0003,778
Total noninterest expense$2,184,0003,859
Salaries and employee benefits$1,175,0003,915
Premises and equipment expense$425,0002,947
Additional noninterest expense$584,0004,097
Pre-tax net operating income$429,0005,369
Securities gains (losses)$-11,0008,018
Applicable income taxes$06,265
Income before extraordinary items$418,0004,968
Extraordinary gains, net$029
Net income$418,0004,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,577
Cash dividends$720,0001,943
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$429,0004,907
2007-03-31 (YTD Data)Rank
Total interest income$2,324,0003,976
Total interest expense$1,318,0003,289
Net interest income$1,006,0004,674
Provision for loan and lease losses$20,0004,351
Total noninterest income$322,0002,973
Gross Fiduciary activities income$119,000620
Service charges on deposit accounts$98,0003,492
Trading account gains and fees$0195
Additional Noninterest Income$105,0003,680
Total noninterest expense$1,098,0003,839
Salaries and employee benefits$595,0003,920
Premises and equipment expense$212,0002,968
Additional noninterest expense$291,0004,057
Pre-tax net operating income$210,0005,408
Securities gains (losses)$-11,0008,277
Applicable income taxes$06,196
Income before extraordinary items$199,0005,073
Extraordinary gains, net$022
Net income$199,0005,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$385,0001,715
Sale, conversion, retirement of capital stock, net$0885
Net operating income$210,0004,927
2006-12-31 (YTD Data)Rank
Total interest income$8,928,0003,890
Total interest expense$4,814,0003,129
Net interest income$4,114,0004,580
Provision for loan and lease losses$70,0005,172
Total noninterest income$1,253,0003,038
Gross Fiduciary activities income$455,000607
Service charges on deposit accounts$344,0003,851
Trading account gains and fees$0130
Additional Noninterest Income$454,0003,512
Total noninterest expense$4,076,0003,941
Salaries and employee benefits$2,133,0004,079
Premises and equipment expense$765,0003,108
Additional noninterest expense$1,178,0003,989
Pre-tax net operating income$1,221,0004,750
Securities gains (losses)$-17,0007,486
Applicable income taxes$06,600
Income before extraordinary items$1,204,0004,277
Extraordinary gains, net$051
Net income$1,204,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$1,010,0002,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,221,0004,227
2006-09-30 (YTD Data)Rank
Total interest income$6,625,0003,887
Total interest expense$3,491,0003,118
Net interest income$3,134,0004,572
Provision for loan and lease losses$52,0005,016
Total noninterest income$862,0003,229
Gross Fiduciary activities income$263,000665
Service charges on deposit accounts$248,0003,961
Trading account gains and fees$0126
Additional Noninterest Income$351,0003,434
Total noninterest expense$3,101,0003,885
Salaries and employee benefits$1,616,0004,029
Premises and equipment expense$596,0003,020
Additional noninterest expense$889,0003,953
Pre-tax net operating income$843,0005,127
Securities gains (losses)$-5,0007,392
Applicable income taxes$06,687
Income before extraordinary items$838,0004,591
Extraordinary gains, net$045
Net income$838,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$945,0002,015
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$843,0004,571
2006-06-30 (YTD Data)Rank
Total interest income$4,343,0003,895
Total interest expense$2,236,0003,114
Net interest income$2,107,0004,555
Provision for loan and lease losses$35,0004,878
Total noninterest income$582,0003,182
Gross Fiduciary activities income$175,000670
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0126
Additional Noninterest Income$248,0003,342
Total noninterest expense$2,100,0003,852
Salaries and employee benefits$1,098,0003,989
Premises and equipment expense$396,0003,027
Additional noninterest expense$606,0003,883
Pre-tax net operating income$554,0005,182
Securities gains (losses)$-5,0007,694
Applicable income taxes$06,706
Income before extraordinary items$549,0004,653
Extraordinary gains, net$039
Net income$549,0004,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$645,0001,997
Sale, conversion, retirement of capital stock, net$0887
Net operating income$554,0004,624
2006-03-31 (YTD Data)Rank
Total interest income$2,115,0003,904
Total interest expense$1,086,0003,050
Net interest income$1,029,0004,627
Provision for loan and lease losses$17,0004,701
Total noninterest income$293,0003,135
Gross Fiduciary activities income$88,000673
Service charges on deposit accounts$76,0004,048
Trading account gains and fees$0115
Additional Noninterest Income$129,0003,249
Total noninterest expense$1,084,0003,768
Salaries and employee benefits$576,0003,875
Premises and equipment expense$199,0003,035
Additional noninterest expense$309,0003,812
Pre-tax net operating income$221,0005,622
Securities gains (losses)$-5,0008,100
Applicable income taxes$06,588
Income before extraordinary items$216,0005,165
Extraordinary gains, net$021
Net income$216,0005,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$270,0002,071
Sale, conversion, retirement of capital stock, net$0648
Net operating income$221,0005,104
2005-12-31 (YTD Data)Rank
Total interest income$7,480,0003,955
Total interest expense$3,393,0003,017
Net interest income$4,087,0004,558
Provision for loan and lease losses$60,0005,443
Total noninterest income$1,187,0003,166
Gross Fiduciary activities income$346,000668
Service charges on deposit accounts$358,0003,796
Trading account gains and fees$0138
Additional Noninterest Income$483,0003,433
Total noninterest expense$3,865,0003,968
Salaries and employee benefits$1,983,0004,145
Premises and equipment expense$802,0002,894
Additional noninterest expense$1,080,0004,161
Pre-tax net operating income$1,349,0004,640
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,349,0004,049
Extraordinary gains, net$046
Net income$1,349,0004,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,898
Cash dividends$772,0002,899
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,349,0004,014
2005-09-30 (YTD Data)Rank
Total interest income$5,372,0004,034
Total interest expense$2,336,0003,090
Net interest income$3,036,0004,601
Provision for loan and lease losses$45,0005,313
Total noninterest income$769,0003,497
Gross Fiduciary activities income$169,000762
Service charges on deposit accounts$262,0003,858
Trading account gains and fees$0126
Additional Noninterest Income$338,0003,585
Total noninterest expense$2,832,0004,008
Salaries and employee benefits$1,445,0004,206
Premises and equipment expense$600,0002,884
Additional noninterest expense$787,0004,231
Pre-tax net operating income$928,0004,962
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$928,0004,379
Extraordinary gains, net$035
Net income$928,0004,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$720,0002,264
Sale, conversion, retirement of capital stock, net$0769
Net operating income$928,0004,333
2005-06-30 (YTD Data)Rank
Total interest income$3,422,0004,101
Total interest expense$1,414,0003,204
Net interest income$2,008,0004,599
Provision for loan and lease losses$30,0005,130
Total noninterest income$458,0003,724
Gross Fiduciary activities income$113,000771
Service charges on deposit accounts$167,0003,899
Trading account gains and fees$0116
Additional Noninterest Income$178,0003,959
Total noninterest expense$1,828,0004,090
Salaries and employee benefits$929,0004,309
Premises and equipment expense$397,0002,866
Additional noninterest expense$502,0004,364
Pre-tax net operating income$608,0004,988
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$608,0004,382
Extraordinary gains, net$030
Net income$608,0004,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$390,0002,578
Sale, conversion, retirement of capital stock, net$0643
Net operating income$608,0004,330
2005-03-31 (YTD Data)Rank
Total interest income$1,674,0004,135
Total interest expense$634,0003,365
Net interest income$1,040,0004,496
Provision for loan and lease losses$15,0004,875
Total noninterest income$224,0003,718
Gross Fiduciary activities income$56,000780
Service charges on deposit accounts$80,0003,924
Trading account gains and fees$0115
Additional Noninterest Income$88,0003,999
Total noninterest expense$914,0004,115
Salaries and employee benefits$468,0004,301
Premises and equipment expense$202,0002,861
Additional noninterest expense$244,0004,430
Pre-tax net operating income$335,0004,718
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$335,0004,071
Extraordinary gains, net$024
Net income$335,0004,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$30,0003,623
Sale, conversion, retirement of capital stock, net$0491
Net operating income$335,0004,031
2004-12-31 (YTD Data)Rank
Total interest income$6,356,0004,084
Total interest expense$2,312,0003,246
Net interest income$4,044,0004,450
Provision for loan and lease losses$60,0005,645
Total noninterest income$916,0003,753
Gross Fiduciary activities income$207,000779
Service charges on deposit accounts$357,0003,892
Trading account gains and fees$0138
Additional Noninterest Income$352,0003,955
Total noninterest expense$3,540,0004,143
Salaries and employee benefits$1,879,0004,197
Premises and equipment expense$749,0002,951
Additional noninterest expense$912,0004,642
Pre-tax net operating income$1,360,0004,500
Securities gains (losses)$126,0001,090
Applicable income taxes$488,0003,391
Income before extraordinary items$998,0004,714
Extraordinary gains, net$034
Net income$998,0004,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,844
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$913,5804,861
2004-09-30 (YTD Data)Rank
Total interest income$4,706,0004,114
Total interest expense$1,689,0003,265
Net interest income$3,017,0004,450
Provision for loan and lease losses$45,0005,471
Total noninterest income$662,0003,855
Gross Fiduciary activities income$131,000817
Service charges on deposit accounts$266,0003,948
Trading account gains and fees$0134
Additional Noninterest Income$265,0003,959
Total noninterest expense$2,713,0004,038
Salaries and employee benefits$1,446,0004,076
Premises and equipment expense$570,0002,916
Additional noninterest expense$697,0004,549
Pre-tax net operating income$921,0004,814
Securities gains (losses)$26,0002,136
Applicable income taxes$301,0003,797
Income before extraordinary items$646,0005,168
Extraordinary gains, net$026
Net income$646,0005,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$628,3205,153
2004-06-30 (YTD Data)Rank
Total interest income$3,107,0004,136
Total interest expense$1,110,0003,279
Net interest income$1,997,0004,485
Provision for loan and lease losses$30,0005,293
Total noninterest income$446,0003,838
Gross Fiduciary activities income$87,000828
Service charges on deposit accounts$176,0003,970
Trading account gains and fees$0130
Additional Noninterest Income$183,0003,929
Total noninterest expense$1,803,0004,075
Salaries and employee benefits$971,0004,077
Premises and equipment expense$380,0002,915
Additional noninterest expense$452,0004,666
Pre-tax net operating income$610,0004,786
Securities gains (losses)$03,413
Applicable income taxes$183,0003,937
Income before extraordinary items$427,0005,146
Extraordinary gains, net$021
Net income$427,0005,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$427,0005,056
2004-03-31 (YTD Data)Rank
Total interest income$1,518,0004,225
Total interest expense$553,0003,331
Net interest income$965,0004,588
Provision for loan and lease losses$15,0005,048
Total noninterest income$216,0003,875
Gross Fiduciary activities income$44,000835
Service charges on deposit accounts$83,0004,031
Trading account gains and fees$0121
Additional Noninterest Income$89,0003,959
Total noninterest expense$895,0004,108
Salaries and employee benefits$490,0004,073
Premises and equipment expense$184,0003,026
Additional noninterest expense$221,0004,708
Pre-tax net operating income$271,0005,070
Securities gains (losses)$02,934
Applicable income taxes$71,0004,329
Income before extraordinary items$200,0005,347
Extraordinary gains, net$016
Net income$200,0005,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$200,0005,221
2003-12-31 (YTD Data)Rank
Total interest income$6,400,0004,106
Total interest expense$2,346,0003,511
Net interest income$4,054,0004,322
Provision for loan and lease losses$240,0003,615
Total noninterest income$904,0003,937
Gross Fiduciary activities income$150,000875
Service charges on deposit accounts$353,0003,923
Trading account gains and fees$0160
Additional Noninterest Income$401,0003,972
Total noninterest expense$3,481,0004,137
Salaries and employee benefits$1,877,0004,128
Premises and equipment expense$682,0003,146
Additional noninterest expense$922,0004,545
Pre-tax net operating income$1,237,0004,611
Securities gains (losses)$108,0001,819
Applicable income taxes$443,0003,591
Income before extraordinary items$902,0004,934
Extraordinary gains, net$054
Net income$902,0004,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,719
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$829,6404,986
2003-09-30 (YTD Data)Rank
Total interest income$4,816,0004,140
Total interest expense$1,778,0003,596
Net interest income$3,038,0004,352
Provision for loan and lease losses$210,0003,249
Total noninterest income$711,0003,906
Gross Fiduciary activities income$131,000843
Service charges on deposit accounts$254,0004,044
Trading account gains and fees$0153
Additional Noninterest Income$326,0003,902
Total noninterest expense$2,671,0004,030
Salaries and employee benefits$1,445,0004,040
Premises and equipment expense$503,0003,207
Additional noninterest expense$723,0004,370
Pre-tax net operating income$868,0004,929
Securities gains (losses)$106,0001,693
Applicable income taxes$333,0003,742
Income before extraordinary items$641,0005,219
Extraordinary gains, net$040
Net income$641,0005,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,988
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$571,0405,338
2003-06-30 (YTD Data)Rank
Total interest income$3,223,0004,169
Total interest expense$1,233,0003,586
Net interest income$1,990,0004,416
Provision for loan and lease losses$180,0002,675
Total noninterest income$482,0003,821
Gross Fiduciary activities income$87,000848
Service charges on deposit accounts$164,0004,092
Trading account gains and fees$0150
Additional Noninterest Income$231,0003,762
Total noninterest expense$1,812,0003,979
Salaries and employee benefits$996,0003,927
Premises and equipment expense$331,0003,233
Additional noninterest expense$485,0004,347
Pre-tax net operating income$480,0005,421
Securities gains (losses)$104,0001,475
Applicable income taxes$200,0003,969
Income before extraordinary items$384,0005,517
Extraordinary gains, net$030
Net income$384,0005,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,274
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$315,3605,787
2003-03-31 (YTD Data)Rank
Total interest income$1,625,0004,179
Total interest expense$639,0003,565
Net interest income$986,0004,448
Provision for loan and lease losses$90,0002,494
Total noninterest income$223,0003,902
Gross Fiduciary activities income$44,000845
Service charges on deposit accounts$79,0004,109
Trading account gains and fees$0134
Additional Noninterest Income$100,0003,931
Total noninterest expense$827,0004,260
Salaries and employee benefits$431,0004,387
Premises and equipment expense$166,0003,209
Additional noninterest expense$230,0004,499
Pre-tax net operating income$292,0004,853
Securities gains (losses)$21,0001,872
Applicable income taxes$106,0003,831
Income before extraordinary items$207,0005,241
Extraordinary gains, net$021
Net income$207,0005,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$193,1405,227
2002-12-31 (YTD Data)Rank
Total interest income$6,469,0004,316
Total interest expense$3,037,0003,505
Net interest income$3,432,0004,819
Provision for loan and lease losses$1,019,0001,329
Total noninterest income$796,0004,019
Gross Fiduciary activities income$170,000885
Service charges on deposit accounts$350,0003,866
Trading account gains and fees$0153
Additional Noninterest Income$276,0004,435
Total noninterest expense$2,997,0004,462
Salaries and employee benefits$1,415,0004,903
Premises and equipment expense$668,0003,123
Additional noninterest expense$914,0004,490
Pre-tax net operating income$212,0007,885
Securities gains (losses)$128,0001,526
Applicable income taxes$119,0005,791
Income before extraordinary items$221,0007,724
Extraordinary gains, net$070
Net income$221,0007,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,0001,038
Cash dividends$385,0003,928
Sale, conversion, retirement of capital stock, net$0862
Net operating income$137,8008,044
2001-12-31 (YTD Data)Rank
Total interest income$6,337,0004,770
Total interest expense$3,554,0004,156
Net interest income$2,783,0005,335
Provision for loan and lease losses$71,0006,188
Total noninterest income$786,0003,898
Gross Fiduciary activities income$235,000795
Service charges on deposit accounts$370,0003,606
Trading account gains and fees$0177
Additional Noninterest Income$181,0005,151
Total noninterest expense$2,576,0004,861
Salaries and employee benefits$1,286,0005,070
Premises and equipment expense$631,0003,232
Additional noninterest expense$659,0005,492
Pre-tax net operating income$922,0005,110
Securities gains (losses)$58,0002,211
Applicable income taxes$326,0004,111
Income before extraordinary items$654,0005,392
Extraordinary gains, net$0105
Net income$654,0005,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,336
Cash dividends$511,0003,405
Sale, conversion, retirement of capital stock, net$0922
Net operating income$615,1405,427
2000-12-31 (YTD Data)Rank
Total interest income$5,527,0005,365
Total interest expense$2,939,0005,002
Net interest income$2,588,0005,679
Provision for loan and lease losses$234,0003,423
Total noninterest income$903,0003,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$293,0004,120
Trading account gains and feesNANA
Additional Noninterest Income$610,0002,608
Total noninterest expense$2,456,0004,924
Salaries and employee benefits$1,195,0005,248
Premises and equipment expense$636,0003,113
Additional noninterest expense$625,0005,628
Pre-tax net operating income$801,0005,866
Securities gains (losses)$01,956
Applicable income taxes$260,0004,898
Income before extraordinary items$541,0006,122
Extraordinary gains, net$038
Net income$541,0006,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$320,0004,355
Sale, conversion, retirement of capital stock, net$0969
Net operating income$541,0006,129
1999-12-31 (YTD Data)Rank
Total interest income$4,253,0006,147
Total interest expense$2,086,0005,852
Net interest income$2,167,0006,345
Provision for loan and lease losses$76,0005,754
Total noninterest income$706,0003,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,203
Trading account gains and feesNANA
Additional Noninterest Income$428,0003,262
Total noninterest expense$2,269,0005,209
Salaries and employee benefits$1,176,0005,241
Premises and equipment expense$595,0003,282
Additional noninterest expense$498,0006,530
Pre-tax net operating income$528,0007,011
Securities gains (losses)$-12,0009,370
Applicable income taxes$150,0006,280
Income before extraordinary items$366,0007,184
Extraordinary gains, net$035
Net income$366,0007,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,834
Cash dividends$339,0004,284
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$374,5207,109
1998-12-31 (YTD Data)Rank
Total interest income$3,781,0006,678
Total interest expense$1,873,0006,412
Net interest income$1,908,0006,835
Provision for loan and lease losses$82,0005,540
Total noninterest income$683,0004,055
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$312,0003,826
Trading account gains and feesNANA
Additional Noninterest Income$371,0003,584
Total noninterest expense$2,092,0005,424
Salaries and employee benefits$1,096,0005,412
Premises and equipment expense$490,0003,763
Additional noninterest expense$506,0006,390
Pre-tax net operating income$417,0007,776
Securities gains (losses)$-3,0009,968
Applicable income taxes$118,0007,272
Income before extraordinary items$296,0007,920
Extraordinary gains, net$032
Net income$296,0007,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,732
Cash dividends$42,0007,004
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$298,1307,822
1997-12-31 (YTD Data)Rank
Total interest income$3,244,0007,457
Total interest expense$1,656,0006,991
Net interest income$1,588,0007,806
Provision for loan and lease losses$37,0007,107
Total noninterest income$691,0004,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$351,0003,604
Trading account gains and feesNANA
Additional Noninterest Income$340,0003,645
Total noninterest expense$2,015,0005,635
Salaries and employee benefits$1,044,0005,696
Premises and equipment expense$430,0004,189
Additional noninterest expense$541,0006,187
Pre-tax net operating income$227,0009,422
Securities gains (losses)$03,944
Applicable income taxes$59,0009,108
Income before extraordinary items$168,0009,419
Extraordinary gains, net$044
Net income$168,0009,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,408
Cash dividends$44,0007,317
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$168,0009,373
1996-12-31 (YTD Data)Rank
Total interest income$2,825,0008,242
Total interest expense$1,391,0007,861
Net interest income$1,434,0008,424
Provision for loan and lease losses$12,0008,364
Total noninterest income$637,0004,381
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$268,0004,572
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,566
Total noninterest expense$1,930,0006,088
Salaries and employee benefits$1,037,0005,842
Premises and equipment expense$397,0004,565
Additional noninterest expense$496,0007,085
Pre-tax net operating income$129,00010,215
Securities gains (losses)$13,0002,310
Applicable income taxes$31,00010,021
Income before extraordinary items$111,00010,128
Extraordinary gains, net$053
Net income$111,00010,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$43,0007,669
Sale, conversion, retirement of capital stock, net$0953
Net operating income$100,86010,168
1995-12-31 (YTD Data)Rank
Total interest income$2,489,0008,985
Total interest expense$1,210,0008,560
Net interest income$1,279,0009,123
Provision for loan and lease losses$52,0006,119
Total noninterest income$791,0003,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,179
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,668
Total noninterest expense$1,736,0006,633
Salaries and employee benefits$918,0006,473
Premises and equipment expense$316,0005,409
Additional noninterest expense$502,0007,236
Pre-tax net operating income$282,0009,888
Securities gains (losses)$4,0002,936
Applicable income taxes$96,0009,254
Income before extraordinary items$190,00010,047
Extraordinary gains, net$065
Net income$190,00010,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,422
Cash dividends$45,0007,893
Sale, conversion, retirement of capital stock, net$0809
Net operating income$187,36010,045
1994-12-31 (YTD Data)Rank
Total interest income$1,922,0009,944
Total interest expense$797,0009,625
Net interest income$1,125,0009,986
Provision for loan and lease losses$18,0007,907
Total noninterest income$756,0003,893
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,755
Total noninterest expense$1,673,0007,059
Salaries and employee benefits$858,0006,889
Premises and equipment expense$317,0005,473
Additional noninterest expense$498,0007,867
Pre-tax net operating income$190,00010,972
Securities gains (losses)$10,0002,219
Applicable income taxes$44,00010,609
Income before extraordinary items$156,00010,739
Extraordinary gains, net$0249
Net income$156,00010,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$25,0008,461
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$148,20010,895
1993-12-31 (YTD Data)Rank
Total interest income$1,955,00010,269
Total interest expense$701,00010,579
Net interest income$1,254,0009,890
Provision for loan and lease losses$27,0008,602
Total noninterest income$696,0004,462
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,363
Trading account gains and feesNANA
Additional Noninterest Income$463,0003,418
Total noninterest expense$1,749,0007,045
Salaries and employee benefits$900,0006,712
Premises and equipment expense$299,0005,874
Additional noninterest expense$550,0007,768
Pre-tax net operating income$174,00011,279
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$174,00010,935
Extraordinary gains, net$03,149
Net income$174,00011,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$18,0008,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$174,00010,734
1992-12-31 (YTD Data)Rank
Total interest income$1,914,00011,069
Total interest expense$847,00011,100
Net interest income$1,067,00010,825
Provision for loan and lease losses$136,0006,368
Total noninterest income$678,0004,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0005,084
Trading account gains and feesNANA
Additional Noninterest Income$425,0003,555
Total noninterest expense$1,502,0007,906
Salaries and employee benefits$728,0007,786
Premises and equipment expense$305,0005,903
Additional noninterest expense$469,0008,770
Pre-tax net operating income$107,00011,944
Securities gains (losses)$42,0004,413
Applicable income taxes$012,680
Income before extraordinary items$149,00011,288
Extraordinary gains, net$01,422
Net income$149,00011,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0007,050
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$107,00011,548

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.