Home > Bank of West Memphis > Income and Expense
Bank of West Memphis, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,367,000 | 4,322 |
| Total interest expense | $2,972,000 | 4,758 |
| Net interest income | $4,395,000 | 3,884 |
| Provision for loan and lease losses | $507,000 | 1,745 |
| Total noninterest income | $646,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $515,000 | 2,555 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $131,000 | 6,052 |
| Total noninterest expense | $3,110,000 | 3,980 |
| Salaries and employee benefits | $1,775,000 | 3,694 |
| Premises and equipment expense | $450,000 | 4,042 |
| Additional noninterest expense | $885,000 | 4,375 |
| Pre-tax net operating income | $1,424,000 | 4,672 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $373,000 | 5,108 |
| Income before extraordinary items | $1,058,000 | 4,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,058,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,052,820 | 4,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 4,662 |
| Total interest expense | $2,839,000 | 5,014 |
| Net interest income | $4,011,000 | 4,309 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $655,000 | 4,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $3,152,000 | 4,141 |
| Salaries and employee benefits | $1,731,000 | 3,798 |
| Premises and equipment expense | $531,000 | 3,600 |
| Additional noninterest expense | $890,000 | 4,801 |
| Pre-tax net operating income | $1,489,000 | 4,362 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $403,000 | 4,867 |
| Income before extraordinary items | $1,087,000 | 4,197 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,087,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,086,270 | 4,134 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 5,119 |
| Total interest expense | $2,631,000 | 5,337 |
| Net interest income | $3,489,000 | 4,889 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $3,092,000 | 4,179 |
| Salaries and employee benefits | $1,736,000 | 3,758 |
| Premises and equipment expense | $585,000 | 3,276 |
| Additional noninterest expense | $771,000 | 5,415 |
| Pre-tax net operating income | $925,000 | 6,301 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $240,000 | 6,788 |
| Income before extraordinary items | $690,000 | 6,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $690,000 | 6,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $686,300 | 6,042 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 5,359 |
| Total interest expense | $2,233,000 | 5,104 |
| Net interest income | $3,112,000 | 5,458 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $552,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $3,138,000 | 4,246 |
| Salaries and employee benefits | $1,843,000 | 3,536 |
| Premises and equipment expense | $540,000 | 3,564 |
| Additional noninterest expense | $755,000 | 5,967 |
| Pre-tax net operating income | $512,000 | 8,574 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $101,000 | 9,345 |
| Income before extraordinary items | $411,000 | 8,102 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $411,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $411,000 | 8,135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,418 |
| Total interest expense | $2,160,000 | 5,472 |
| Net interest income | $3,238,000 | 5,294 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $595,000 | 4,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $2,862,000 | 4,700 |
| Salaries and employee benefits | $1,587,000 | 4,053 |
| Premises and equipment expense | $455,000 | 4,216 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $963,000 | 6,056 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $257,000 | 6,681 |
| Income before extraordinary items | $709,000 | 6,064 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $709,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $706,810 | 5,799 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 5,581 |
| Total interest expense | $2,505,000 | 5,987 |
| Net interest income | $3,374,000 | 5,173 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $529,000 | 5,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $2,741,000 | 4,911 |
| Salaries and employee benefits | $1,500,000 | 4,230 |
| Premises and equipment expense | $426,000 | 4,563 |
| Additional noninterest expense | $815,000 | 5,971 |
| Pre-tax net operating income | $1,122,000 | 5,176 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $329,000 | 5,585 |
| Income before extraordinary items | $788,000 | 5,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $791,550 | 5,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.