Home > Bank of Utica > Income and Expense

Bank of Utica, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,975,0001,120
Total interest expense$16,377,000915
Net interest income$23,598,0001,268
Provision for loan and lease losses$166,0002,140
Total noninterest income$233,0003,945
Gross Fiduciary activities income$0981
Service charges on deposit accounts$184,0002,778
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,221
Total noninterest expense$8,947,0002,174
Salaries and employee benefits$4,714,0002,272
Premises and equipment expense$2,211,0001,122
Additional noninterest expense$49,0004,221
Pre-tax net operating income$14,718,000870
Securities gains (losses)$8,759,00017
Applicable income taxes$4,612,000565
Income before extraordinary items$18,865,000601
Extraordinary gains, net$054
Net income$18,865,000609
Minority interest net income$088
Net income of bank and minority interests.$18,865,000604
Net charge-offs$192,0001,186
Cash dividends$4,563,000868
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,857,800888
2023-09-30 (YTD Data)Rank
Total interest income$29,839,0001,104
Total interest expense$11,804,000885
Net interest income$18,035,0001,240
Provision for loan and lease losses$03,085
Total noninterest income$347,0003,479
Gross Fiduciary activities income$0950
Service charges on deposit accounts$129,0002,854
Trading account gains and feesNANA
Additional Noninterest Income$218,0003,423
Total noninterest expense$6,753,0002,162
Salaries and employee benefits$3,572,0002,246
Premises and equipment expense$1,615,0001,145
Additional noninterest expense$218,0003,422
Pre-tax net operating income$11,629,000864
Securities gains (losses)$-313,0004,291
Applicable income taxes$1,908,000851
Income before extraordinary items$9,408,000870
Extraordinary gains, net$052
Net income$9,408,000874
Minority interest net income$081
Net income of bank and minority interests.$9,408,000870
Net charge-offs$-23,0004,027
Cash dividends$2,250,0001,081
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,667,790866
2023-06-30 (YTD Data)Rank
Total interest income$19,890,0001,083
Total interest expense$7,588,000821
Net interest income$12,302,0001,236
Provision for loan and lease losses$02,940
Total noninterest income$228,0003,481
Gross Fiduciary activities income$0931
Service charges on deposit accounts$82,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$146,0003,435
Total noninterest expense$4,466,0002,162
Salaries and employee benefits$2,403,0002,233
Premises and equipment expense$1,066,0001,151
Additional noninterest expense$146,0003,423
Pre-tax net operating income$8,064,000839
Securities gains (losses)$-19,0003,897
Applicable income taxes$1,378,000827
Income before extraordinary items$6,667,000836
Extraordinary gains, net$051
Net income$6,667,000848
Minority interest net income$081
Net income of bank and minority interests.$6,667,000836
Net charge-offs$-7,0003,816
Cash dividends$2,250,000795
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,682,770844
2023-03-31 (YTD Data)Rank
Total interest income$9,952,0001,062
Total interest expense$3,581,000783
Net interest income$6,371,0001,200
Provision for loan and lease losses$02,612
Total noninterest income$116,0003,486
Gross Fiduciary activities income$0913
Service charges on deposit accounts$38,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$78,0003,367
Total noninterest expense$2,293,0002,166
Salaries and employee benefits$1,226,0002,240
Premises and equipment expense$527,0001,190
Additional noninterest expense$78,0003,367
Pre-tax net operating income$4,194,000853
Securities gains (losses)$-4,062,0004,638
Applicable income taxes$-156,0004,601
Income before extraordinary items$288,0003,522
Extraordinary gains, net$04
Net income$288,0003,521
Minority interest net income$048
Net income of bank and minority interests.$288,0003,522
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,350,000705
2022-12-31 (YTD Data)Rank
Total interest income$40,829,000876
Total interest expense$12,653,000381
Net interest income$28,176,0001,092
Provision for loan and lease losses$127,0002,063
Total noninterest income$1,118,0002,669
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$154,0003,031
Trading account gains and feesNANA
Additional Noninterest Income$964,0002,363
Total noninterest expense$9,757,0002,047
Salaries and employee benefits$4,485,0002,329
Premises and equipment expense$2,616,000973
Additional noninterest expense$964,0002,363
Pre-tax net operating income$19,410,000771
Securities gains (losses)$-5,911,0004,642
Applicable income taxes$1,877,0001,125
Income before extraordinary items$11,622,000989
Extraordinary gains, net$05
Net income$11,622,000989
Minority interest net income$063
Net income of bank and minority interests.$11,622,000989
Net charge-offs$280,000799
Cash dividends$4,437,000860
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,705,460746
2022-09-30 (YTD Data)Rank
Total interest income$30,514,000850
Total interest expense$9,213,000276
Net interest income$21,301,0001,063
Provision for loan and lease losses$02,835
Total noninterest income$646,0003,013
Gross Fiduciary activities income$0968
Service charges on deposit accounts$112,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,733
Total noninterest expense$6,877,0002,112
Salaries and employee benefits$3,380,0002,317
Premises and equipment expense$2,023,000937
Additional noninterest expense$534,0002,733
Pre-tax net operating income$15,070,000749
Securities gains (losses)$-20,864,0004,729
Applicable income taxes$-1,864,0004,734
Income before extraordinary items$-3,930,0004,725
Extraordinary gains, net$04
Net income$-3,930,0004,725
Minority interest net income$057
Net income of bank and minority interests.$-3,930,0004,725
Net charge-offs$-14,0003,706
Cash dividends$2,187,0001,068
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,552,560748
2022-06-30 (YTD Data)Rank
Total interest income$20,223,000825
Total interest expense$6,079,000223
Net interest income$14,144,0001,039
Provision for loan and lease losses$02,599
Total noninterest income$542,0002,739
Gross Fiduciary activities income$0925
Service charges on deposit accounts$71,0003,132
Trading account gains and feesNANA
Additional Noninterest Income$471,0002,452
Total noninterest expense$4,678,0002,078
Salaries and employee benefits$2,274,0002,302
Premises and equipment expense$1,377,000914
Additional noninterest expense$1,027,0002,575
Pre-tax net operating income$10,008,000702
Securities gains (losses)$-14,573,0004,753
Applicable income taxes$-1,397,0004,754
Income before extraordinary items$-3,168,0004,744
Extraordinary gains, net$04
Net income$-3,168,0004,744
Minority interest net income$060
Net income of bank and minority interests.$-3,168,0004,744
Net charge-offs$-11,0003,693
Cash dividends$2,187,000790
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,344,670704
2022-03-31 (YTD Data)Rank
Total interest income$9,936,000818
Total interest expense$3,080,000197
Net interest income$6,856,0001,041
Provision for loan and lease losses$02,285
Total noninterest income$441,0002,192
Gross Fiduciary activities income$0892
Service charges on deposit accounts$35,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$406,0001,891
Total noninterest expense$2,344,0002,065
Salaries and employee benefits$1,145,0002,300
Premises and equipment expense$688,000920
Additional noninterest expense$511,0002,556
Pre-tax net operating income$4,953,000694
Securities gains (losses)$4,954,00014
Applicable income taxes$1,969,000422
Income before extraordinary items$7,938,000427
Extraordinary gains, net$04
Net income$7,938,000425
Minority interest net income$050
Net income of bank and minority interests.$7,938,000427
Net charge-offs$-7,0003,791
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,974,800710
2021-12-31 (YTD Data)Rank
Total interest income$40,427,000820
Total interest expense$13,196,000219
Net interest income$27,231,0001,058
Provision for loan and lease losses$03,064
Total noninterest income$226,0004,226
Gross Fiduciary activities income$0994
Service charges on deposit accounts$166,0002,908
Trading account gains and feesNANA
Additional Noninterest Income$60,0004,514
Total noninterest expense$9,269,0002,075
Salaries and employee benefits$4,149,0002,432
Premises and equipment expense$2,649,000954
Additional noninterest expense$2,471,0002,260
Pre-tax net operating income$18,188,000795
Securities gains (losses)$29,765,00031
Applicable income taxes$9,449,000412
Income before extraordinary items$38,504,000401
Extraordinary gains, net$010
Net income$38,504,000400
Minority interest net income$074
Net income of bank and minority interests.$38,504,000401
Net charge-offs$454,000675
Cash dividends$4,250,000903
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,692,000817
2021-09-30 (YTD Data)Rank
Total interest income$30,565,000831
Total interest expense$9,990,000236
Net interest income$20,575,0001,072
Provision for loan and lease losses$02,963
Total noninterest income$329,0003,807
Gross Fiduciary activities income$0957
Service charges on deposit accounts$117,0002,977
Trading account gains and feesNANA
Additional Noninterest Income$212,0003,802
Total noninterest expense$6,330,0002,222
Salaries and employee benefits$3,102,0002,463
Premises and equipment expense$1,947,000982
Additional noninterest expense$1,281,0002,876
Pre-tax net operating income$14,574,000790
Securities gains (losses)$16,531,00032
Applicable income taxes$6,228,000451
Income before extraordinary items$24,877,000452
Extraordinary gains, net$08
Net income$24,877,000450
Minority interest net income$069
Net income of bank and minority interests.$24,877,000452
Net charge-offs$-59,0004,276
Cash dividends$2,062,0001,133
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,652,200805
2021-06-30 (YTD Data)Rank
Total interest income$20,531,000816
Total interest expense$6,737,000244
Net interest income$13,794,0001,048
Provision for loan and lease losses$02,862
Total noninterest income$218,0003,821
Gross Fiduciary activities income$0951
Service charges on deposit accounts$75,0002,987
Trading account gains and feesNANA
Additional Noninterest Income$143,0003,804
Total noninterest expense$4,165,0002,222
Salaries and employee benefits$2,089,0002,442
Premises and equipment expense$1,276,000989
Additional noninterest expense$800,0002,978
Pre-tax net operating income$9,847,000776
Securities gains (losses)$13,991,00035
Applicable income taxes$4,832,000413
Income before extraordinary items$19,006,000414
Extraordinary gains, net$06
Net income$19,006,000412
Minority interest net income$067
Net income of bank and minority interests.$19,006,000414
Net charge-offs$-43,0004,324
Cash dividends$2,062,000823
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,813,200789
2021-03-31 (YTD Data)Rank
Total interest income$10,215,000811
Total interest expense$3,414,000250
Net interest income$6,801,0001,050
Provision for loan and lease losses$02,741
Total noninterest income$113,0003,782
Gross Fiduciary activities income$0922
Service charges on deposit accounts$39,0002,924
Trading account gains and feesNANA
Additional Noninterest Income$74,0003,757
Total noninterest expense$2,066,0002,222
Salaries and employee benefits$1,057,0002,421
Premises and equipment expense$631,000996
Additional noninterest expense$378,0003,042
Pre-tax net operating income$4,848,000790
Securities gains (losses)$15,720,00020
Applicable income taxes$4,324,000279
Income before extraordinary items$16,244,000281
Extraordinary gains, net$03
Net income$16,244,000281
Minority interest net income$055
Net income of bank and minority interests.$16,244,000281
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,825,200821
2020-12-31 (YTD Data)Rank
Total interest income$38,052,000876
Total interest expense$14,728,000358
Net interest income$23,324,0001,134
Provision for loan and lease losses$482,0002,281
Total noninterest income$259,0004,149
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$218,0002,664
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,676
Total noninterest expense$9,349,0002,036
Salaries and employee benefits$4,046,0002,463
Premises and equipment expense$2,610,000953
Additional noninterest expense$2,693,0002,098
Pre-tax net operating income$13,752,000808
Securities gains (losses)$16,065,00041
Applicable income taxes$5,633,000448
Income before extraordinary items$24,184,000451
Extraordinary gains, net$04
Net income$24,184,000449
Minority interest net income$072
Net income of bank and minority interests.$24,184,000451
Net charge-offs$118,0001,889
Cash dividends$4,000,000901
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,171,350825
2020-09-30 (YTD Data)Rank
Total interest income$28,096,000885
Total interest expense$11,172,000375
Net interest income$16,924,0001,152
Provision for loan and lease losses$482,0002,002
Total noninterest income$328,0003,744
Gross Fiduciary activities income$0981
Service charges on deposit accounts$158,0002,718
Trading account gains and feesNANA
Additional Noninterest Income$170,0003,844
Total noninterest expense$6,239,0002,187
Salaries and employee benefits$2,944,0002,495
Premises and equipment expense$1,907,000966
Additional noninterest expense$1,388,0002,644
Pre-tax net operating income$10,531,000759
Securities gains (losses)$-274,0004,977
Applicable income taxes$1,689,000831
Income before extraordinary items$8,568,000814
Extraordinary gains, net$04
Net income$8,568,000814
Minority interest net income$065
Net income of bank and minority interests.$8,568,000814
Net charge-offs$122,0001,541
Cash dividends$1,937,0001,147
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,798,160766
2020-06-30 (YTD Data)Rank
Total interest income$18,491,000901
Total interest expense$7,563,000408
Net interest income$10,928,0001,182
Provision for loan and lease losses$482,0001,641
Total noninterest income$217,0003,739
Gross Fiduciary activities income$0970
Service charges on deposit accounts$113,0002,648
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,897
Total noninterest expense$4,028,0002,238
Salaries and employee benefits$1,973,0002,490
Premises and equipment expense$1,286,000959
Additional noninterest expense$769,0002,978
Pre-tax net operating income$6,635,000724
Securities gains (losses)$-6,837,0005,056
Applicable income taxes$-424,0004,989
Income before extraordinary items$222,0004,269
Extraordinary gains, net$04
Net income$222,0004,269
Minority interest net income$065
Net income of bank and minority interests.$222,0004,269
Net charge-offs$126,0001,240
Cash dividends$1,937,000840
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,623,230729
2020-03-31 (YTD Data)Rank
Total interest income$8,479,000975
Total interest expense$3,923,000441
Net interest income$4,556,0001,355
Provision for loan and lease losses$03,711
Total noninterest income$92,0003,877
Gross Fiduciary activities income$0941
Service charges on deposit accounts$79,0002,443
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,627
Total noninterest expense$1,987,0002,278
Salaries and employee benefits$982,0002,520
Premises and equipment expense$663,000949
Additional noninterest expense$342,0003,225
Pre-tax net operating income$2,661,000827
Securities gains (losses)$-16,966,0005,104
Applicable income taxes$-3,338,0005,080
Income before extraordinary items$-10,967,0005,080
Extraordinary gains, net$04
Net income$-10,967,0005,079
Minority interest net income$056
Net income of bank and minority interests.$-10,967,0005,079
Net charge-offs$116,000815
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,436,140771
2019-12-31 (YTD Data)Rank
Total interest income$33,070,000996
Total interest expense$14,963,000477
Net interest income$18,107,0001,349
Provision for loan and lease losses$03,973
Total noninterest income$537,0003,600
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$349,0002,392
Trading account gains and feesNANA
Additional Noninterest Income$188,0003,997
Total noninterest expense$8,723,0002,120
Salaries and employee benefits$3,680,0002,593
Premises and equipment expense$2,608,000949
Additional noninterest expense$2,435,0002,254
Pre-tax net operating income$9,921,0001,065
Securities gains (losses)$16,193,00034
Applicable income taxes$4,851,000523
Income before extraordinary items$21,263,000516
Extraordinary gains, net$011
Net income$21,263,000516
Minority interest net income$076
Net income of bank and minority interests.$21,263,000517
Net charge-offs$515,0001,012
Cash dividends$3,812,0001,009
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,146,6701,079
2019-09-30 (YTD Data)Rank
Total interest income$24,458,0001,011
Total interest expense$11,028,000491
Net interest income$13,430,0001,370
Provision for loan and lease losses$03,836
Total noninterest income$470,0003,413
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$269,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$201,0003,715
Total noninterest expense$6,962,0002,028
Salaries and employee benefits$2,766,0002,607
Premises and equipment expense$1,899,000973
Additional noninterest expense$2,297,0001,875
Pre-tax net operating income$6,938,0001,138
Securities gains (losses)$9,497,00040
Applicable income taxes$2,884,000609
Income before extraordinary items$13,551,000594
Extraordinary gains, net$011
Net income$13,551,000593
Minority interest net income$072
Net income of bank and minority interests.$13,551,000594
Net charge-offs$498,000766
Cash dividends$1,875,0001,261
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,763,4601,153
2019-06-30 (YTD Data)Rank
Total interest income$15,846,0001,036
Total interest expense$7,044,000507
Net interest income$8,802,0001,396
Provision for loan and lease losses$03,685
Total noninterest income$339,0003,283
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$189,0002,284
Trading account gains and fees$0131
Additional Noninterest Income$150,0003,601
Total noninterest expense$4,988,0001,939
Salaries and employee benefits$1,836,0002,627
Premises and equipment expense$1,272,000972
Additional noninterest expense$1,880,0001,597
Pre-tax net operating income$4,153,0001,198
Securities gains (losses)$9,328,00030
Applicable income taxes$2,414,000513
Income before extraordinary items$11,067,000498
Extraordinary gains, net$011
Net income$11,067,000497
Minority interest net income$069
Net income of bank and minority interests.$11,067,000497
Net charge-offs$494,000577
Cash dividends$1,875,000933
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,418,0401,232
2019-03-31 (YTD Data)Rank
Total interest income$7,714,0001,047
Total interest expense$3,269,000529
Net interest income$4,445,0001,383
Provision for loan and lease losses$03,406
Total noninterest income$193,0003,092
Gross Fiduciary activities income$0972
Service charges on deposit accounts$97,0002,262
Trading account gains and fees$0126
Additional Noninterest Income$96,0003,273
Total noninterest expense$3,056,0001,624
Salaries and employee benefits$918,0002,638
Premises and equipment expense$646,000958
Additional noninterest expense$1,492,0001,080
Pre-tax net operating income$1,582,0001,453
Securities gains (losses)$7,906,00021
Applicable income taxes$1,707,000397
Income before extraordinary items$7,781,000364
Extraordinary gains, net$05
Net income$7,781,000364
Minority interest net income$052
Net income of bank and minority interests.$7,781,000364
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,298,0801,501
2018-12-31 (YTD Data)Rank
Total interest income$28,240,0001,064
Total interest expense$9,412,000553
Net interest income$18,828,0001,302
Provision for loan and lease losses$210,0002,312
Total noninterest income$537,0003,688
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$385,0002,342
Trading account gains and fees$0126
Additional Noninterest Income$152,0004,299
Total noninterest expense$8,514,0002,149
Salaries and employee benefits$3,539,0002,657
Premises and equipment expense$2,777,000902
Additional noninterest expense$2,198,0002,441
Pre-tax net operating income$10,641,000986
Securities gains (losses)$-3,924,0005,376
Applicable income taxes$480,0002,018
Income before extraordinary items$6,237,0001,322
Extraordinary gains, net$06
Net income$6,237,0001,321
Minority interest net income$072
Net income of bank and minority interests.$6,237,0001,321
Net charge-offs$180,0001,726
Cash dividends$3,675,000935
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,886,320927
2018-09-30 (YTD Data)Rank
Total interest income$20,758,0001,067
Total interest expense$6,668,000541
Net interest income$14,090,0001,303
Provision for loan and lease losses$03,948
Total noninterest income$504,0003,409
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$278,0002,414
Trading account gains and fees$0138
Additional Noninterest Income$226,0003,696
Total noninterest expense$6,376,0002,145
Salaries and employee benefits$2,613,0002,700
Premises and equipment expense$1,355,0001,282
Additional noninterest expense$2,408,0001,808
Pre-tax net operating income$8,218,000977
Securities gains (losses)$3,793,00038
Applicable income taxes$1,861,000763
Income before extraordinary items$10,150,000707
Extraordinary gains, net$05
Net income$10,150,000706
Minority interest net income$066
Net income of bank and minority interests.$10,150,000706
Net charge-offs$184,0001,307
Cash dividends$1,800,0001,160
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,925,950981
2018-06-30 (YTD Data)Rank
Total interest income$13,612,0001,074
Total interest expense$4,296,000516
Net interest income$9,316,0001,316
Provision for loan and lease losses$03,782
Total noninterest income$320,0003,516
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$164,0002,615
Trading account gains and fees$0130
Additional Noninterest Income$156,0003,676
Total noninterest expense$4,624,0002,038
Salaries and employee benefits$1,751,0002,710
Premises and equipment expense$887,0001,308
Additional noninterest expense$1,986,0001,517
Pre-tax net operating income$5,012,0001,023
Securities gains (losses)$-2,052,0005,529
Applicable income taxes$54,0003,098
Income before extraordinary items$2,906,0001,383
Extraordinary gains, net$06
Net income$2,906,0001,382
Minority interest net income$065
Net income of bank and minority interests.$2,906,0001,382
Net charge-offs$-147,0005,290
Cash dividends$1,800,000837
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,916,960917
2018-03-31 (YTD Data)Rank
Total interest income$6,656,0001,088
Total interest expense$2,107,000504
Net interest income$4,549,0001,337
Provision for loan and lease losses$03,508
Total noninterest income$176,0003,352
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$76,0002,755
Trading account gains and fees$0123
Additional Noninterest Income$100,0003,345
Total noninterest expense$1,746,0002,515
Salaries and employee benefits$874,0002,726
Premises and equipment expense$444,0001,331
Additional noninterest expense$428,0002,937
Pre-tax net operating income$2,979,000875
Securities gains (losses)$-4,123,0005,598
Applicable income taxes$-454,0005,585
Income before extraordinary items$-690,0005,574
Extraordinary gains, net$07
Net income$-690,0005,574
Minority interest net income$052
Net income of bank and minority interests.$-690,0005,574
Net charge-offs$-125,0005,423
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,567,170846
2017-12-31 (YTD Data)Rank
Total interest income$27,498,0001,039
Total interest expense$7,924,000449
Net interest income$19,574,0001,236
Provision for loan and lease losses$04,227
Total noninterest income$561,0003,792
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$309,0002,817
Trading account gains and fees$0151
Additional Noninterest Income$252,0003,981
Total noninterest expense$7,445,0002,401
Salaries and employee benefits$3,440,0002,741
Premises and equipment expense$1,545,0001,483
Additional noninterest expense$2,460,0002,285
Pre-tax net operating income$12,690,000799
Securities gains (losses)$4,722,00051
Applicable income taxes$-3,109,0005,639
Income before extraordinary items$20,521,000400
Extraordinary gains, net$09
Net income$20,521,000400
Minority interest net income$076
Net income of bank and minority interests.$20,521,000400
Net charge-offs$530,0001,048
Cash dividends$3,513,000906
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,799,000495
2017-09-30 (YTD Data)Rank
Total interest income$20,518,0001,045
Total interest expense$5,863,000443
Net interest income$14,655,0001,241
Provision for loan and lease losses$04,088
Total noninterest income$434,0003,769
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$236,0002,803
Trading account gains and fees$0145
Additional Noninterest Income$198,0003,972
Total noninterest expense$5,004,0002,597
Salaries and employee benefits$2,557,0002,781
Premises and equipment expense$1,105,0001,548
Additional noninterest expense$1,342,0002,864
Pre-tax net operating income$10,085,000764
Securities gains (losses)$4,070,00051
Applicable income taxes$4,409,000544
Income before extraordinary items$9,746,000642
Extraordinary gains, net$09
Net income$9,746,000642
Minority interest net income$071
Net income of bank and minority interests.$9,746,000642
Net charge-offs$519,000783
Cash dividends$1,713,0001,189
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,937,700851
2017-06-30 (YTD Data)Rank
Total interest income$13,572,0001,041
Total interest expense$3,820,000442
Net interest income$9,752,0001,236
Provision for loan and lease losses$03,871
Total noninterest income$307,0003,695
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$160,0002,763
Trading account gains and fees$0139
Additional Noninterest Income$147,0003,874
Total noninterest expense$3,326,0002,611
Salaries and employee benefits$1,712,0002,783
Premises and equipment expense$714,0001,588
Additional noninterest expense$900,0002,864
Pre-tax net operating income$6,733,000738
Securities gains (losses)$653,000126
Applicable income taxes$2,223,000620
Income before extraordinary items$5,163,000777
Extraordinary gains, net$011
Net income$5,163,000777
Minority interest net income$071
Net income of bank and minority interests.$5,163,000777
Net charge-offs$546,000522
Cash dividends$1,713,000869
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,705,900829
2017-03-31 (YTD Data)Rank
Total interest income$6,673,0001,046
Total interest expense$1,883,000437
Net interest income$4,790,0001,255
Provision for loan and lease losses$03,537
Total noninterest income$164,0003,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$73,0002,921
Trading account gains and fees$0142
Additional Noninterest Income$91,0003,592
Total noninterest expense$1,622,0002,681
Salaries and employee benefits$857,0002,811
Premises and equipment expense$345,0001,656
Additional noninterest expense$420,0003,020
Pre-tax net operating income$3,332,000743
Securities gains (losses)$196,000160
Applicable income taxes$1,062,000628
Income before extraordinary items$2,466,000786
Extraordinary gains, net$08
Net income$2,466,000786
Minority interest net income$055
Net income of bank and minority interests.$2,466,000786
Net charge-offs$560,000315
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,328,800811
2016-12-31 (YTD Data)Rank
Total interest income$26,359,0001,028
Total interest expense$7,468,000401
Net interest income$18,891,0001,235
Provision for loan and lease losses$04,332
Total noninterest income$450,0004,230
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$328,0002,801
Trading account gains and fees$0170
Additional Noninterest Income$122,0004,834
Total noninterest expense$6,612,0002,669
Salaries and employee benefits$3,310,0002,861
Premises and equipment expense$1,132,0001,961
Additional noninterest expense$2,170,0002,606
Pre-tax net operating income$12,729,000749
Securities gains (losses)$1,876,000128
Applicable income taxes$3,723,000673
Income before extraordinary items$10,882,000705
Extraordinary gains, net$05
Net income$10,882,000703
Minority interest net income$082
Net income of bank and minority interests.$10,882,000704
Net charge-offs$667,000894
Cash dividends$3,313,000953
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,475,000779
2016-09-30 (YTD Data)Rank
Total interest income$19,484,0001,036
Total interest expense$5,570,000400
Net interest income$13,914,0001,256
Provision for loan and lease losses$04,186
Total noninterest income$314,0004,337
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$244,0002,825
Trading account gains and fees$0169
Additional Noninterest Income$70,0005,059
Total noninterest expense$4,547,0002,830
Salaries and employee benefits$2,450,0002,872
Premises and equipment expense$798,0002,053
Additional noninterest expense$1,299,0003,033
Pre-tax net operating income$9,681,000735
Securities gains (losses)$1,034,000196
Applicable income taxes$2,962,000656
Income before extraordinary items$7,753,000745
Extraordinary gains, net$05
Net income$7,753,000745
Minority interest net income$071
Net income of bank and minority interests.$7,753,000745
Net charge-offs$668,000642
Cash dividends$1,600,0001,227
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,008,520786
2016-06-30 (YTD Data)Rank
Total interest income$12,864,0001,050
Total interest expense$3,696,000397
Net interest income$9,168,0001,273
Provision for loan and lease losses$04,017
Total noninterest income$211,0004,345
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$154,0002,907
Trading account gains and fees$0157
Additional Noninterest Income$57,0004,965
Total noninterest expense$3,015,0002,854
Salaries and employee benefits$1,639,0002,887
Premises and equipment expense$509,0002,125
Additional noninterest expense$867,0003,059
Pre-tax net operating income$6,364,000729
Securities gains (losses)$771,000184
Applicable income taxes$2,101,000623
Income before extraordinary items$5,034,000761
Extraordinary gains, net$016
Net income$5,034,000759
Minority interest net income$071
Net income of bank and minority interests.$5,034,000760
Net charge-offs$5,0003,320
Cash dividends$1,600,000912
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,486,590800
2016-03-31 (YTD Data)Rank
Total interest income$6,384,0001,053
Total interest expense$1,848,000391
Net interest income$4,536,0001,277
Provision for loan and lease losses$03,656
Total noninterest income$115,0004,225
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$73,0002,996
Trading account gains and fees$0142
Additional Noninterest Income$42,0004,587
Total noninterest expense$1,491,0002,885
Salaries and employee benefits$831,0002,873
Premises and equipment expense$231,0002,286
Additional noninterest expense$429,0003,077
Pre-tax net operating income$3,160,000723
Securities gains (losses)$700,00099
Applicable income taxes$1,169,000562
Income before extraordinary items$2,691,000682
Extraordinary gains, net$012
Net income$2,691,000681
Minority interest net income$062
Net income of bank and minority interests.$2,691,000682
Net charge-offs$-37,0005,644
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,201,000801
2015-12-31 (YTD Data)Rank
Total interest income$25,459,0001,023
Total interest expense$7,052,000390
Net interest income$18,407,0001,237
Provision for loan and lease losses$04,380
Total noninterest income$386,0004,524
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$286,0003,128
Trading account gains and fees$0159
Additional Noninterest Income$100,0005,088
Total noninterest expense$6,359,0002,747
Salaries and employee benefits$3,111,0002,965
Premises and equipment expense$964,0002,235
Additional noninterest expense$2,284,0002,516
Pre-tax net operating income$12,434,000724
Securities gains (losses)$1,064,000201
Applicable income taxes$3,467,000687
Income before extraordinary items$10,031,000735
Extraordinary gains, net$023
Net income$10,031,000735
Minority interest net income$081
Net income of bank and minority interests.$10,031,000735
Net charge-offs$-2,0004,930
Cash dividends$3,125,000941
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,243,640765
2015-09-30 (YTD Data)Rank
Total interest income$18,970,0001,034
Total interest expense$5,220,000397
Net interest income$13,750,0001,257
Provision for loan and lease losses$04,232
Total noninterest income$275,0004,628
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$209,0003,186
Trading account gains and fees$0153
Additional Noninterest Income$66,0005,218
Total noninterest expense$4,612,0002,826
Salaries and employee benefits$2,601,0002,762
Premises and equipment expense$699,0002,313
Additional noninterest expense$1,312,0003,087
Pre-tax net operating income$9,413,000734
Securities gains (losses)$491,000314
Applicable income taxes$2,817,000664
Income before extraordinary items$7,087,000779
Extraordinary gains, net$021
Net income$7,087,000778
Minority interest net income$078
Net income of bank and minority interests.$7,087,000779
Net charge-offs$-7,0005,060
Cash dividends$1,525,0001,190
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,733,480791
2015-06-30 (YTD Data)Rank
Total interest income$12,551,0001,038
Total interest expense$3,420,000403
Net interest income$9,131,0001,257
Provision for loan and lease losses$04,069
Total noninterest income$197,0004,560
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$142,0003,126
Trading account gains and fees$0157
Additional Noninterest Income$55,0005,099
Total noninterest expense$3,093,0002,829
Salaries and employee benefits$1,730,0002,787
Premises and equipment expense$452,0002,381
Additional noninterest expense$911,0003,016
Pre-tax net operating income$6,235,000744
Securities gains (losses)$206,000524
Applicable income taxes$1,816,000675
Income before extraordinary items$4,625,000796
Extraordinary gains, net$022
Net income$4,625,000795
Minority interest net income$075
Net income of bank and minority interests.$4,625,000796
Net charge-offs$-4,0004,963
Cash dividends$1,525,000881
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,476,680792
2015-03-31 (YTD Data)Rank
Total interest income$6,252,0001,039
Total interest expense$1,680,000406
Net interest income$4,572,0001,238
Provision for loan and lease losses$03,703
Total noninterest income$105,0004,461
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$67,0003,209
Trading account gains and fees$0152
Additional Noninterest Income$38,0004,805
Total noninterest expense$1,500,0002,899
Salaries and employee benefits$852,0002,835
Premises and equipment expense$220,0002,457
Additional noninterest expense$428,0003,142
Pre-tax net operating income$3,177,000709
Securities gains (losses)$82,000657
Applicable income taxes$922,000660
Income before extraordinary items$2,337,000750
Extraordinary gains, net$013
Net income$2,337,000748
Minority interest net income$064
Net income of bank and minority interests.$2,337,000750
Net charge-offs$-16,0005,599
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,277,960746
2014-12-31 (YTD Data)Rank
Total interest income$26,465,000968
Total interest expense$7,182,000387
Net interest income$19,283,0001,169
Provision for loan and lease losses$04,603
Total noninterest income$383,0004,692
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$258,0003,478
Trading account gains and fees$0180
Additional Noninterest Income$125,0005,040
Total noninterest expense$6,919,0002,644
Salaries and employee benefits$3,024,0003,052
Premises and equipment expense$940,0002,359
Additional noninterest expense$2,955,0002,062
Pre-tax net operating income$12,747,000663
Securities gains (losses)$1,817,000111
Applicable income taxes$2,443,000849
Income before extraordinary items$12,121,000565
Extraordinary gains, net$017
Net income$12,121,000562
Minority interest net income$084
Net income of bank and minority interests.$12,121,000565
Net charge-offs$-20,0005,797
Cash dividends$2,975,000931
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,612,890631
2014-09-30 (YTD Data)Rank
Total interest income$19,996,000961
Total interest expense$5,452,000381
Net interest income$14,544,0001,170
Provision for loan and lease losses$04,401
Total noninterest income$295,0004,701
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$189,0003,569
Trading account gains and fees$0174
Additional Noninterest Income$106,0004,971
Total noninterest expense$4,822,0002,787
Salaries and employee benefits$2,559,0002,816
Premises and equipment expense$692,0002,423
Additional noninterest expense$1,571,0002,772
Pre-tax net operating income$10,017,000630
Securities gains (losses)$113,000911
Applicable income taxes$2,953,000602
Income before extraordinary items$7,177,000707
Extraordinary gains, net$015
Net income$7,177,000704
Minority interest net income$081
Net income of bank and minority interests.$7,177,000705
Net charge-offs$-21,0005,807
Cash dividends$1,450,0001,182
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,096,770704
2014-06-30 (YTD Data)Rank
Total interest income$13,352,000944
Total interest expense$3,685,000377
Net interest income$9,667,0001,166
Provision for loan and lease losses$04,196
Total noninterest income$189,0004,755
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$122,0003,609
Trading account gains and fees$0172
Additional Noninterest Income$67,0005,042
Total noninterest expense$3,313,0002,748
Salaries and employee benefits$1,708,0002,831
Premises and equipment expense$480,0002,356
Additional noninterest expense$1,125,0002,628
Pre-tax net operating income$6,543,000636
Securities gains (losses)$-14,0006,332
Applicable income taxes$1,881,000604
Income before extraordinary items$4,648,000705
Extraordinary gains, net$020
Net income$4,648,000704
Minority interest net income$080
Net income of bank and minority interests.$4,648,000705
Net charge-offs$1,0004,238
Cash dividends$1,450,000863
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,657,940689
2014-03-31 (YTD Data)Rank
Total interest income$6,685,000946
Total interest expense$1,806,000391
Net interest income$4,879,0001,145
Provision for loan and lease losses$03,817
Total noninterest income$111,0004,471
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$60,0003,626
Trading account gains and fees$0147
Additional Noninterest Income$51,0004,536
Total noninterest expense$1,758,0002,617
Salaries and employee benefits$862,0002,829
Premises and equipment expense$257,0002,256
Additional noninterest expense$639,0002,342
Pre-tax net operating income$3,232,000623
Securities gains (losses)$-47,0006,582
Applicable income taxes$939,000593
Income before extraordinary items$2,246,000693
Extraordinary gains, net$016
Net income$2,246,000693
Minority interest net income$066
Net income of bank and minority interests.$2,246,000695
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,279,370670
2013-12-31 (YTD Data)Rank
Total interest income$28,178,000886
Total interest expense$6,920,000456
Net interest income$21,258,0001,032
Provision for loan and lease losses$2,116,000598
Total noninterest income$2,617,0001,799
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$241,0003,771
Trading account gains and fees$0184
Additional Noninterest Income$2,376,0001,347
Total noninterest expense$6,747,0002,710
Salaries and employee benefits$2,959,0003,142
Premises and equipment expense$1,376,0001,698
Additional noninterest expense$2,412,0002,545
Pre-tax net operating income$15,012,000544
Securities gains (losses)$4,893,00064
Applicable income taxes$4,822,000468
Income before extraordinary items$15,083,000458
Extraordinary gains, net$029
Net income$15,083,000457
Minority interest net income$090
Net income of bank and minority interests.$15,083,000459
Net charge-offs$981,0001,286
Cash dividends$2,787,000923
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,364,320565
2013-09-30 (YTD Data)Rank
Total interest income$21,174,000899
Total interest expense$5,131,000475
Net interest income$16,043,0001,032
Provision for loan and lease losses$04,941
Total noninterest income$405,0004,363
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$175,0003,872
Trading account gains and fees$0180
Additional Noninterest Income$230,0004,132
Total noninterest expense$4,913,0002,791
Salaries and employee benefits$2,634,0002,804
Premises and equipment expense$634,0002,612
Additional noninterest expense$1,645,0002,770
Pre-tax net operating income$11,535,000535
Securities gains (losses)$2,775,00081
Applicable income taxes$5,248,000371
Income before extraordinary items$9,062,000565
Extraordinary gains, net$025
Net income$9,062,000567
Minority interest net income$084
Net income of bank and minority interests.$9,062,000567
Net charge-offs$753,0001,231
Cash dividends$1,337,0001,183
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,286,000641
2013-06-30 (YTD Data)Rank
Total interest income$14,170,000878
Total interest expense$3,409,000485
Net interest income$10,761,0001,007
Provision for loan and lease losses$04,788
Total noninterest income$201,0004,828
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$113,0003,899
Trading account gains and fees$0157
Additional Noninterest Income$88,0004,896
Total noninterest expense$3,058,0002,949
Salaries and employee benefits$1,765,0002,801
Premises and equipment expense$432,0002,588
Additional noninterest expense$861,0003,325
Pre-tax net operating income$7,904,000524
Securities gains (losses)$1,895,000105
Applicable income taxes$3,243,000399
Income before extraordinary items$6,556,000524
Extraordinary gains, net$022
Net income$6,556,000524
Minority interest net income$082
Net income of bank and minority interests.$6,556,000526
Net charge-offs$458,0001,321
Cash dividends$1,338,000862
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,286,350600
2013-03-31 (YTD Data)Rank
Total interest income$7,109,000878
Total interest expense$1,732,000497
Net interest income$5,377,0001,008
Provision for loan and lease losses$04,409
Total noninterest income$111,0004,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$57,0003,854
Trading account gains and fees$0148
Additional Noninterest Income$54,0004,613
Total noninterest expense$1,565,0002,923
Salaries and employee benefits$878,0002,830
Premises and equipment expense$223,0002,543
Additional noninterest expense$464,0003,146
Pre-tax net operating income$3,923,000530
Securities gains (losses)$1,184,00096
Applicable income taxes$1,705,000385
Income before extraordinary items$3,402,000492
Extraordinary gains, net$010
Net income$3,402,000492
Minority interest net income$076
Net income of bank and minority interests.$3,402,000493
Net charge-offs$530,000745
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,608,720596
2012-12-31 (YTD Data)Rank
Total interest income$31,006,000840
Total interest expense$8,069,000521
Net interest income$22,937,000949
Provision for loan and lease losses$05,905
Total noninterest income$1,651,0002,473
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$269,0003,695
Trading account gains and fees$0166
Additional Noninterest Income$1,382,0001,949
Total noninterest expense$6,158,0002,972
Salaries and employee benefits$2,860,0003,234
Premises and equipment expense$873,0002,557
Additional noninterest expense$2,425,0002,631
Pre-tax net operating income$18,430,000457
Securities gains (losses)$3,949,000112
Applicable income taxes$6,853,000357
Income before extraordinary items$15,526,000436
Extraordinary gains, net$029
Net income$15,526,000435
Minority interest net income$093
Net income of bank and minority interests.$15,526,000435
Net charge-offs$-976,0007,069
Cash dividends$2,550,000991
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,801,190507
2012-09-30 (YTD Data)Rank
Total interest income$23,361,000855
Total interest expense$6,153,000541
Net interest income$17,208,000957
Provision for loan and lease losses$05,790
Total noninterest income$378,0004,532
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$204,0003,711
Trading account gains and fees$0157
Additional Noninterest Income$174,0004,430
Total noninterest expense$4,502,0003,050
Salaries and employee benefits$2,604,0002,815
Premises and equipment expense$650,0002,588
Additional noninterest expense$1,248,0003,543
Pre-tax net operating income$13,084,000477
Securities gains (losses)$1,058,000382
Applicable income taxes$4,539,000391
Income before extraordinary items$9,603,000525
Extraordinary gains, net$020
Net income$9,603,000523
Minority interest net income$086
Net income of bank and minority interests.$9,603,000525
Net charge-offs$-954,0007,164
Cash dividends$1,212,0001,164
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,883,560536
2012-06-30 (YTD Data)Rank
Total interest income$15,671,000858
Total interest expense$4,159,000559
Net interest income$11,512,000960
Provision for loan and lease losses$05,619
Total noninterest income$282,0004,334
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$136,0003,701
Trading account gains and fees$0153
Additional Noninterest Income$146,0004,110
Total noninterest expense$3,012,0003,051
Salaries and employee benefits$1,739,0002,820
Premises and equipment expense$461,0002,470
Additional noninterest expense$812,0003,630
Pre-tax net operating income$8,782,000466
Securities gains (losses)$421,000663
Applicable income taxes$2,931,000394
Income before extraordinary items$6,272,000522
Extraordinary gains, net$019
Net income$6,272,000522
Minority interest net income$084
Net income of bank and minority interests.$6,272,000522
Net charge-offs$-959,0007,237
Cash dividends$1,213,000822
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,985,720518
2012-03-31 (YTD Data)Rank
Total interest income$7,907,000847
Total interest expense$2,124,000561
Net interest income$5,783,000946
Provision for loan and lease losses$05,254
Total noninterest income$169,0003,986
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$68,0003,711
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,701
Total noninterest expense$1,514,0003,024
Salaries and employee benefits$870,0002,825
Premises and equipment expense$231,0002,477
Additional noninterest expense$413,0003,565
Pre-tax net operating income$4,438,000461
Securities gains (losses)$-40,0007,152
Applicable income taxes$1,385,000406
Income before extraordinary items$3,013,000531
Extraordinary gains, net$019
Net income$3,013,000530
Minority interest net income$078
Net income of bank and minority interests.$3,013,000532
Net charge-offs$-821,0007,296
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,040,600510
2011-12-31 (YTD Data)Rank
Total interest income$33,494,000824
Total interest expense$9,842,000579
Net interest income$23,652,000927
Provision for loan and lease losses$06,496
Total noninterest income$459,0004,531
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$252,0003,943
Trading account gains and fees$0146
Additional Noninterest Income$207,0004,422
Total noninterest expense$5,444,0003,309
Salaries and employee benefits$2,762,0003,311
Premises and equipment expense$920,0002,587
Additional noninterest expense$1,762,0003,459
Pre-tax net operating income$18,667,000389
Securities gains (losses)$1,103,000401
Applicable income taxes$6,150,000361
Income before extraordinary items$13,620,000408
Extraordinary gains, net$029
Net income$13,620,000409
Minority interest net income$096
Net income of bank and minority interests.$13,620,000409
Net charge-offs$1,286,0002,071
Cash dividends$2,325,000843
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,858,930416
2011-09-30 (YTD Data)Rank
Total interest income$25,207,000839
Total interest expense$7,546,000590
Net interest income$17,661,000940
Provision for loan and lease losses$06,393
Total noninterest income$339,0004,606
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$186,0003,994
Trading account gains and fees$0145
Additional Noninterest Income$153,0004,493
Total noninterest expense$4,536,0003,034
Salaries and employee benefits$2,590,0002,772
Premises and equipment expense$665,0002,705
Additional noninterest expense$1,281,0003,528
Pre-tax net operating income$13,464,000403
Securities gains (losses)$847,000407
Applicable income taxes$4,606,000361
Income before extraordinary items$9,705,000419
Extraordinary gains, net$021
Net income$9,705,000419
Minority interest net income$087
Net income of bank and minority interests.$9,705,000419
Net charge-offs$1,283,0001,659
Cash dividends$1,113,0001,065
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,129,040433
2011-06-30 (YTD Data)Rank
Total interest income$16,822,000854
Total interest expense$5,086,000611
Net interest income$11,736,000940
Provision for loan and lease losses$06,217
Total noninterest income$225,0004,667
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$129,0003,892
Trading account gains and fees$0153
Additional Noninterest Income$96,0004,609
Total noninterest expense$3,020,0003,084
Salaries and employee benefits$1,718,0002,806
Premises and equipment expense$459,0002,626
Additional noninterest expense$843,0003,608
Pre-tax net operating income$8,941,000402
Securities gains (losses)$1,096,000184
Applicable income taxes$3,269,000341
Income before extraordinary items$6,768,000407
Extraordinary gains, net$015
Net income$6,768,000407
Minority interest net income$089
Net income of bank and minority interests.$6,768,000407
Net charge-offs$896,0001,571
Cash dividends$1,112,000740
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,033,680434
2011-03-31 (YTD Data)Rank
Total interest income$8,445,000855
Total interest expense$2,591,000624
Net interest income$5,854,000948
Provision for loan and lease losses$05,840
Total noninterest income$127,0004,484
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$74,0003,590
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,572
Total noninterest expense$1,515,0003,086
Salaries and employee benefits$850,0002,849
Premises and equipment expense$243,0002,546
Additional noninterest expense$422,0003,605
Pre-tax net operating income$4,466,000402
Securities gains (losses)$126,000466
Applicable income taxes$1,481,000343
Income before extraordinary items$3,111,000424
Extraordinary gains, net$09
Net income$3,111,000423
Minority interest net income$086
Net income of bank and minority interests.$3,111,000424
Net charge-offs$-2,0006,441
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,025,320426
2010-12-31 (YTD Data)Rank
Total interest income$35,425,000856
Total interest expense$11,355,000704
Net interest income$24,070,000921
Provision for loan and lease losses$07,042
Total noninterest income$553,0004,387
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$348,0003,350
Trading account gains and fees$0175
Additional Noninterest Income$205,0004,557
Total noninterest expense$6,201,0003,028
Salaries and employee benefits$2,680,0003,413
Premises and equipment expense$841,0002,868
Additional noninterest expense$2,680,0002,520
Pre-tax net operating income$18,422,000322
Securities gains (losses)$2,426,000221
Applicable income taxes$7,099,000276
Income before extraordinary items$13,749,000340
Extraordinary gains, net$029
Net income$13,749,000340
Minority interest net income$0111
Net income of bank and minority interests.$13,749,000341
Net charge-offs$125,0005,229
Cash dividends$2,100,000776
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,147,840367
2010-09-30 (YTD Data)Rank
Total interest income$26,741,000858
Total interest expense$8,580,000730
Net interest income$18,161,000911
Provision for loan and lease losses$06,977
Total noninterest income$402,0004,507
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$233,0003,642
Trading account gains and fees$0165
Additional Noninterest Income$169,0004,466
Total noninterest expense$4,628,0003,048
Salaries and employee benefits$2,550,0002,806
Premises and equipment expense$612,0002,983
Additional noninterest expense$1,466,0003,291
Pre-tax net operating income$13,935,000324
Securities gains (losses)$1,141,000366
Applicable income taxes$4,921,000281
Income before extraordinary items$10,155,000344
Extraordinary gains, net$023
Net income$10,155,000345
Minority interest net income$0110
Net income of bank and minority interests.$10,155,000345
Net charge-offs$-126,0007,708
Cash dividends$988,0001,074
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,390,530360
2010-06-30 (YTD Data)Rank
Total interest income$17,885,000866
Total interest expense$5,757,000749
Net interest income$12,128,000910
Provision for loan and lease losses$06,857
Total noninterest income$278,0004,415
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$153,0003,658
Trading account gains and fees$0152
Additional Noninterest Income$125,0004,276
Total noninterest expense$3,108,0003,023
Salaries and employee benefits$1,696,0002,814
Premises and equipment expense$394,0003,094
Additional noninterest expense$1,018,0003,148
Pre-tax net operating income$9,298,000320
Securities gains (losses)$376,000599
Applicable income taxes$3,125,000284
Income before extraordinary items$6,549,000341
Extraordinary gains, net$019
Net income$6,549,000341
Minority interest net income$0105
Net income of bank and minority interests.$6,549,000341
Net charge-offs$-125,0007,763
Cash dividends$988,000745
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,293,320344
2010-03-31 (YTD Data)Rank
Total interest income$8,973,000878
Total interest expense$2,932,000777
Net interest income$6,041,000925
Provision for loan and lease losses$06,552
Total noninterest income$128,0004,591
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$75,0003,697
Trading account gains and fees$0175
Additional Noninterest Income$53,0004,593
Total noninterest expense$1,617,0002,944
Salaries and employee benefits$842,0002,879
Premises and equipment expense$211,0003,000
Additional noninterest expense$564,0002,864
Pre-tax net operating income$4,552,000308
Securities gains (losses)$130,000685
Applicable income taxes$1,494,000283
Income before extraordinary items$3,188,000339
Extraordinary gains, net$016
Net income$3,188,000341
Minority interest net income$091
Net income of bank and minority interests.$3,188,000341
Net charge-offs$-16,0007,594
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,099,600335
2009-12-31 (YTD Data)Rank
Total interest income$37,892,000889
Total interest expense$14,836,000782
Net interest income$23,056,000937
Provision for loan and lease losses$07,427
Total noninterest income$562,0004,500
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$363,0003,512
Trading account gains and fees$0211
Additional Noninterest Income$199,0004,645
Total noninterest expense$6,869,0002,841
Salaries and employee benefits$2,645,0003,542
Premises and equipment expense$830,0003,029
Additional noninterest expense$3,394,0002,109
Pre-tax net operating income$16,749,000255
Securities gains (losses)$-7,579,0007,924
Applicable income taxes$2,106,000543
Income before extraordinary items$7,064,000475
Extraordinary gains, net$034
Net income$7,064,000475
Minority interest net income$0115
Net income of bank and minority interests.$7,064,000477
Net charge-offs$181,0005,125
Cash dividends$2,863,000620
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,899,830257
2009-09-30 (YTD Data)Rank
Total interest income$28,698,000899
Total interest expense$11,507,000795
Net interest income$17,191,000946
Provision for loan and lease losses$07,284
Total noninterest income$421,0004,560
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$276,0003,483
Trading account gains and fees$0212
Additional Noninterest Income$145,0004,835
Total noninterest expense$5,934,0002,487
Salaries and employee benefits$2,481,0002,966
Premises and equipment expense$595,0003,181
Additional noninterest expense$2,858,0001,864
Pre-tax net operating income$11,678,000285
Securities gains (losses)$-10,898,0008,045
Applicable income taxes$-720,0007,455
Income before extraordinary items$1,500,0001,775
Extraordinary gains, net$027
Net income$1,500,0001,775
Minority interest net income$0118
Net income of bank and minority interests.$1,500,0001,775
Net charge-offs$88,0005,172
Cash dividends$1,875,000684
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,398,000213
2009-06-30 (YTD Data)Rank
Total interest income$19,485,000901
Total interest expense$7,925,000820
Net interest income$11,560,000936
Provision for loan and lease losses$07,158
Total noninterest income$282,0004,555
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$185,0003,461
Trading account gains and fees$0193
Additional Noninterest Income$97,0004,856
Total noninterest expense$4,416,0002,274
Salaries and employee benefits$1,664,0002,982
Premises and equipment expense$387,0003,271
Additional noninterest expense$2,365,0001,546
Pre-tax net operating income$7,426,000302
Securities gains (losses)$-6,946,0008,135
Applicable income taxes$-516,0007,586
Income before extraordinary items$996,0001,849
Extraordinary gains, net$021
Net income$996,0001,846
Minority interest net income$0112
Net income of bank and minority interests.$996,0001,848
Net charge-offs$85,0004,421
Cash dividends$938,000987
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,942,000219
2009-03-31 (YTD Data)Rank
Total interest income$9,717,000913
Total interest expense$4,218,000793
Net interest income$5,499,000979
Provision for loan and lease losses$06,744
Total noninterest income$153,0004,339
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$98,0003,301
Trading account gains and fees$0171
Additional Noninterest Income$55,0004,661
Total noninterest expense$1,529,0003,093
Salaries and employee benefits$825,0003,025
Premises and equipment expense$194,0003,303
Additional noninterest expense$510,0002,962
Pre-tax net operating income$4,123,000291
Securities gains (losses)$-2,069,0008,175
Applicable income taxes$458,000739
Income before extraordinary items$1,596,000634
Extraordinary gains, net$015
Net income$1,596,000634
Minority interest net income$0102
Net income of bank and minority interests.$1,596,000636
Net charge-offs$-14,0007,931
Cash dividends$938,000492
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,209,820287
2008-12-31 (YTD Data)Rank
Total interest income$41,493,000908
Total interest expense$23,223,000684
Net interest income$18,270,0001,214
Provision for loan and lease losses$07,334
Total noninterest income$658,0004,276
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$390,0003,508
Trading account gains and fees$0154
Additional Noninterest Income$268,0004,301
Total noninterest expense$5,659,0003,246
Salaries and employee benefits$2,614,0003,644
Premises and equipment expense$825,0003,103
Additional noninterest expense$2,220,0002,592
Pre-tax net operating income$13,269,000400
Securities gains (losses)$-24,344,0008,239
Applicable income taxes$-5,325,0008,119
Income before extraordinary items$-5,750,0007,857
Extraordinary gains, net$039
Net income$-5,750,0007,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0004,278
Cash dividends$1,825,0001,469
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,830,160414
2008-09-30 (YTD Data)Rank
Total interest income$31,228,000932
Total interest expense$18,273,000683
Net interest income$12,955,0001,301
Provision for loan and lease losses$06,991
Total noninterest income$512,0004,284
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$285,0003,584
Trading account gains and fees$0148
Additional Noninterest Income$227,0004,190
Total noninterest expense$3,432,0003,819
Salaries and employee benefits$1,971,0003,658
Premises and equipment expense$605,0003,176
Additional noninterest expense$856,0004,359
Pre-tax net operating income$10,035,000506
Securities gains (losses)$-22,073,0008,328
Applicable income taxes$-5,939,0008,281
Income before extraordinary items$-6,099,0008,154
Extraordinary gains, net$031
Net income$-6,099,0008,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,346
Cash dividends$1,825,0001,116
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,027,720474
2008-06-30 (YTD Data)Rank
Total interest income$20,633,000947
Total interest expense$12,742,000672
Net interest income$7,891,0001,420
Provision for loan and lease losses$06,671
Total noninterest income$374,0004,151
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$194,0003,546
Trading account gains and fees$0149
Additional Noninterest Income$180,0003,971
Total noninterest expense$2,443,0003,632
Salaries and employee benefits$1,462,0003,407
Premises and equipment expense$431,0003,004
Additional noninterest expense$550,0004,450
Pre-tax net operating income$5,822,000612
Securities gains (losses)$-1,492,0008,388
Applicable income taxes$912,0001,010
Income before extraordinary items$3,418,000804
Extraordinary gains, net$021
Net income$3,418,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$913,0001,535
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,596,680582
2008-03-31 (YTD Data)Rank
Total interest income$10,050,000993
Total interest expense$6,633,000689
Net interest income$3,417,0001,624
Provision for loan and lease losses$06,080
Total noninterest income$221,0003,785
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$93,0003,591
Trading account gains and fees$0158
Additional Noninterest Income$128,0003,321
Total noninterest expense$1,170,0003,765
Salaries and employee benefits$695,0003,563
Premises and equipment expense$208,0003,122
Additional noninterest expense$267,0004,478
Pre-tax net operating income$2,468,000767
Securities gains (losses)$-44,0008,391
Applicable income taxes$528,000970
Income before extraordinary items$1,896,000800
Extraordinary gains, net$015
Net income$1,896,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$912,000817
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,930,320749
2007-12-31 (YTD Data)Rank
Total interest income$33,372,0001,266
Total interest expense$22,998,000861
Net interest income$10,374,0002,179
Provision for loan and lease losses$06,851
Total noninterest income$1,144,0003,238
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$340,0003,840
Trading account gains and fees$0178
Additional Noninterest Income$804,0002,552
Total noninterest expense$4,384,0003,835
Salaries and employee benefits$2,412,0003,828
Premises and equipment expense$754,0003,245
Additional noninterest expense$1,218,0004,036
Pre-tax net operating income$7,134,0001,184
Securities gains (losses)$2,364,000100
Applicable income taxes$2,340,000991
Income before extraordinary items$7,158,000904
Extraordinary gains, net$039
Net income$7,158,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-545,0008,506
Cash dividends$1,700,0001,822
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,385,0001,186
2007-09-30 (YTD Data)Rank
Total interest income$24,265,0001,314
Total interest expense$16,843,000880
Net interest income$7,422,0002,277
Provision for loan and lease losses$06,528
Total noninterest income$790,0003,422
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$253,0003,855
Trading account gains and fees$0184
Additional Noninterest Income$537,0002,721
Total noninterest expense$3,155,0003,941
Salaries and employee benefits$1,853,0003,753
Premises and equipment expense$539,0003,354
Additional noninterest expense$763,0004,534
Pre-tax net operating income$5,057,0001,350
Securities gains (losses)$1,738,000108
Applicable income taxes$1,546,0001,198
Income before extraordinary items$5,249,000996
Extraordinary gains, net$033
Net income$5,249,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,037,0008,550
Cash dividends$1,700,0001,374
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,910,7401,302
2007-06-30 (YTD Data)Rank
Total interest income$15,835,0001,362
Total interest expense$11,006,000900
Net interest income$4,829,0002,349
Provision for loan and lease losses$06,209
Total noninterest income$467,0003,695
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$172,0003,812
Trading account gains and fees$0168
Additional Noninterest Income$295,0003,039
Total noninterest expense$2,121,0003,952
Salaries and employee benefits$1,235,0003,788
Premises and equipment expense$386,0003,169
Additional noninterest expense$500,0004,581
Pre-tax net operating income$3,175,0001,461
Securities gains (losses)$986,000114
Applicable income taxes$892,0001,383
Income before extraordinary items$3,269,0001,102
Extraordinary gains, net$029
Net income$3,269,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-461,0008,576
Cash dividends$850,0001,743
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,490,0601,399
2007-03-31 (YTD Data)Rank
Total interest income$7,960,0001,341
Total interest expense$5,487,000894
Net interest income$2,473,0002,315
Provision for loan and lease losses$05,779
Total noninterest income$240,0003,621
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$91,0003,638
Trading account gains and fees$0195
Additional Noninterest Income$149,0003,039
Total noninterest expense$1,058,0003,962
Salaries and employee benefits$632,0003,737
Premises and equipment expense$202,0003,085
Additional noninterest expense$224,0004,872
Pre-tax net operating income$1,655,0001,409
Securities gains (losses)$390,000136
Applicable income taxes$429,0001,453
Income before extraordinary items$1,616,0001,090
Extraordinary gains, net$022
Net income$1,616,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-338,0008,605
Cash dividends$850,000932
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,307,9001,339
2006-12-31 (YTD Data)Rank
Total interest income$31,330,0001,252
Total interest expense$22,384,000751
Net interest income$8,946,0002,522
Provision for loan and lease losses$06,850
Total noninterest income$542,0004,961
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$312,0004,046
Trading account gains and fees$0130
Additional Noninterest Income$230,0004,852
Total noninterest expense$4,252,0003,811
Salaries and employee benefits$2,399,0003,720
Premises and equipment expense$816,0002,958
Additional noninterest expense$1,037,0004,393
Pre-tax net operating income$5,236,0001,808
Securities gains (losses)$3,048,00078
Applicable income taxes$1,569,0001,585
Income before extraordinary items$6,715,0001,114
Extraordinary gains, net$051
Net income$6,715,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,299
Cash dividends$1,625,0001,820
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,246,1201,686
2006-09-30 (YTD Data)Rank
Total interest income$23,224,0001,272
Total interest expense$16,707,000744
Net interest income$6,517,0002,621
Provision for loan and lease losses$06,685
Total noninterest income$415,0004,934
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$232,0004,090
Trading account gains and fees$0126
Additional Noninterest Income$183,0004,714
Total noninterest expense$3,140,0003,847
Salaries and employee benefits$1,802,0003,723
Premises and equipment expense$580,0003,088
Additional noninterest expense$758,0004,454
Pre-tax net operating income$3,792,0001,929
Securities gains (losses)$1,776,00099
Applicable income taxes$1,182,0001,667
Income before extraordinary items$4,386,0001,289
Extraordinary gains, net$045
Net income$4,386,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,275
Cash dividends$1,625,0001,352
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,982,9601,823
2006-06-30 (YTD Data)Rank
Total interest income$15,357,0001,255
Total interest expense$10,965,000721
Net interest income$4,392,0002,596
Provision for loan and lease losses$06,419
Total noninterest income$285,0004,868
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$151,0004,126
Trading account gains and fees$0126
Additional Noninterest Income$134,0004,528
Total noninterest expense$2,087,0003,876
Salaries and employee benefits$1,210,0003,718
Premises and equipment expense$385,0003,097
Additional noninterest expense$492,0004,540
Pre-tax net operating income$2,590,0001,896
Securities gains (losses)$1,140,000102
Applicable income taxes$798,0001,664
Income before extraordinary items$2,932,0001,278
Extraordinary gains, net$039
Net income$2,932,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,541
Cash dividends$812,0001,700
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,031,4001,787
2006-03-31 (YTD Data)Rank
Total interest income$7,661,0001,247
Total interest expense$5,360,000687
Net interest income$2,301,0002,481
Provision for loan and lease losses$06,013
Total noninterest income$151,0004,664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$76,0004,048
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$1,038,0003,907
Salaries and employee benefits$619,0003,665
Premises and equipment expense$200,0003,020
Additional noninterest expense$219,0004,892
Pre-tax net operating income$1,414,0001,716
Securities gains (losses)$209,000177
Applicable income taxes$330,0001,895
Income before extraordinary items$1,293,0001,416
Extraordinary gains, net$021
Net income$1,293,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$812,000888
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,125,8001,581
2005-12-31 (YTD Data)Rank
Total interest income$34,648,000949
Total interest expense$20,962,000563
Net interest income$13,686,0001,604
Provision for loan and lease losses$07,120
Total noninterest income$749,0004,202
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$410,0003,496
Trading account gains and fees$0138
Additional Noninterest Income$339,0004,090
Total noninterest expense$4,660,0003,428
Salaries and employee benefits$2,550,0003,422
Premises and equipment expense$782,0002,958
Additional noninterest expense$1,328,0003,559
Pre-tax net operating income$9,775,0001,002
Securities gains (losses)$-17,0007,746
Applicable income taxes$2,135,0001,284
Income before extraordinary items$7,623,000946
Extraordinary gains, net$046
Net income$7,623,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$750,000842
Cash dividends$1,575,0001,768
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,636,260924
2005-09-30 (YTD Data)Rank
Total interest income$26,585,000905
Total interest expense$15,618,000536
Net interest income$10,967,0001,480
Provision for loan and lease losses$06,899
Total noninterest income$546,0004,295
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$323,0003,392
Trading account gains and fees$0126
Additional Noninterest Income$223,0004,371
Total noninterest expense$3,477,0003,418
Salaries and employee benefits$2,159,0003,050
Premises and equipment expense$551,0003,086
Additional noninterest expense$767,0004,318
Pre-tax net operating income$8,036,000920
Securities gains (losses)$354,000344
Applicable income taxes$1,830,0001,166
Income before extraordinary items$6,560,000815
Extraordinary gains, net$035
Net income$6,560,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$798,000584
Cash dividends$1,575,0001,281
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,283,880839
2005-06-30 (YTD Data)Rank
Total interest income$18,076,000853
Total interest expense$10,287,000508
Net interest income$7,789,0001,369
Provision for loan and lease losses$06,626
Total noninterest income$396,0004,074
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$237,0003,131
Trading account gains and fees$0116
Additional Noninterest Income$159,0004,187
Total noninterest expense$2,359,0003,347
Salaries and employee benefits$1,482,0002,958
Premises and equipment expense$376,0003,015
Additional noninterest expense$501,0004,370
Pre-tax net operating income$5,826,000818
Securities gains (losses)$344,000293
Applicable income taxes$1,455,000982
Income before extraordinary items$4,715,000753
Extraordinary gains, net$030
Net income$4,715,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$772,000440
Cash dividends$787,0001,611
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,453,560774
2005-03-31 (YTD Data)Rank
Total interest income$9,270,000814
Total interest expense$5,096,000487
Net interest income$4,174,0001,273
Provision for loan and lease losses$06,226
Total noninterest income$193,0004,061
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$112,0003,197
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,172
Total noninterest expense$1,193,0003,324
Salaries and employee benefits$768,0002,866
Premises and equipment expense$186,0003,058
Additional noninterest expense$239,0004,502
Pre-tax net operating income$3,174,000765
Securities gains (losses)$178,000271
Applicable income taxes$826,000881
Income before extraordinary items$2,526,000708
Extraordinary gains, net$024
Net income$2,526,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$788,000821
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,392,500716
2004-12-31 (YTD Data)Rank
Total interest income$40,368,000693
Total interest expense$19,150,000446
Net interest income$21,218,000928
Provision for loan and lease losses$07,314
Total noninterest income$746,0004,243
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$417,0003,550
Trading account gains and fees$0138
Additional Noninterest Income$329,0004,094
Total noninterest expense$4,558,0003,378
Salaries and employee benefits$2,606,0003,235
Premises and equipment expense$787,0002,824
Additional noninterest expense$1,165,0003,847
Pre-tax net operating income$17,406,000552
Securities gains (losses)$956,000293
Applicable income taxes$5,407,000571
Income before extraordinary items$12,955,000542
Extraordinary gains, net$034
Net income$12,955,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0008,852
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,276,240545
2004-09-30 (YTD Data)Rank
Total interest income$30,531,000677
Total interest expense$14,177,000443
Net interest income$16,354,000900
Provision for loan and lease losses$07,100
Total noninterest income$559,0004,258
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$312,0003,568
Trading account gains and fees$0134
Additional Noninterest Income$247,0004,081
Total noninterest expense$3,753,0003,075
Salaries and employee benefits$2,458,0002,609
Premises and equipment expense$525,0003,125
Additional noninterest expense$770,0004,202
Pre-tax net operating income$13,160,000545
Securities gains (losses)$955,000279
Applicable income taxes$4,022,000582
Income before extraordinary items$10,093,000519
Extraordinary gains, net$026
Net income$10,093,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,671
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,405,400536
2004-06-30 (YTD Data)Rank
Total interest income$20,578,000668
Total interest expense$9,386,000444
Net interest income$11,192,000869
Provision for loan and lease losses$06,885
Total noninterest income$379,0004,228
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$213,0003,499
Trading account gains and fees$0130
Additional Noninterest Income$166,0004,121
Total noninterest expense$2,505,0003,086
Salaries and employee benefits$1,666,0002,583
Premises and equipment expense$361,0003,049
Additional noninterest expense$478,0004,472
Pre-tax net operating income$9,066,000528
Securities gains (losses)$653,000295
Applicable income taxes$2,817,000545
Income before extraordinary items$6,902,000513
Extraordinary gains, net$021
Net income$6,902,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,747
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,438,370523
2004-03-31 (YTD Data)Rank
Total interest income$10,413,000667
Total interest expense$4,671,000454
Net interest income$5,742,000866
Provision for loan and lease losses$06,501
Total noninterest income$171,0004,448
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$106,0003,438
Trading account gains and fees$0121
Additional Noninterest Income$65,0004,579
Total noninterest expense$1,267,0003,063
Salaries and employee benefits$846,0002,556
Premises and equipment expense$180,0003,079
Additional noninterest expense$241,0004,449
Pre-tax net operating income$4,646,000512
Securities gains (losses)$587,000233
Applicable income taxes$1,510,000528
Income before extraordinary items$3,723,000485
Extraordinary gains, net$016
Net income$3,723,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$750,000847
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,306,230504
2003-12-31 (YTD Data)Rank
Total interest income$43,805,000638
Total interest expense$21,596,000432
Net interest income$22,209,000876
Provision for loan and lease losses$07,651
Total noninterest income$686,0004,608
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$485,0003,161
Trading account gains and fees$0160
Additional Noninterest Income$201,0005,275
Total noninterest expense$6,111,0002,559
Salaries and employee benefits$2,621,0003,136
Premises and equipment expense$734,0002,965
Additional noninterest expense$2,756,0001,762
Pre-tax net operating income$16,784,000541
Securities gains (losses)$-177,0009,065
Applicable income taxes$5,606,000571
Income before extraordinary items$11,001,000608
Extraordinary gains, net$054
Net income$11,001,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-238,0009,123
Cash dividends$1,375,0001,860
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,117,820571
2003-09-30 (YTD Data)Rank
Total interest income$32,980,000651
Total interest expense$16,610,000440
Net interest income$16,370,000898
Provision for loan and lease losses$07,481
Total noninterest income$510,0004,689
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$375,0003,100
Trading account gains and fees$0153
Additional Noninterest Income$135,0005,542
Total noninterest expense$3,639,0003,131
Salaries and employee benefits$2,464,0002,563
Premises and equipment expense$468,0003,405
Additional noninterest expense$707,0004,443
Pre-tax net operating income$13,241,000539
Securities gains (losses)$-278,0009,173
Applicable income taxes$3,833,000637
Income before extraordinary items$9,130,000586
Extraordinary gains, net$040
Net income$9,130,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0009,024
Cash dividends$1,375,0001,369
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,324,600534
2003-06-30 (YTD Data)Rank
Total interest income$21,920,000657
Total interest expense$11,378,000442
Net interest income$10,542,000926
Provision for loan and lease losses$07,324
Total noninterest income$341,0004,646
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$253,0003,038
Trading account gains and fees$0150
Additional Noninterest Income$88,0005,563
Total noninterest expense$2,388,0003,178
Salaries and employee benefits$1,629,0002,574
Premises and equipment expense$292,0003,586
Additional noninterest expense$467,0004,465
Pre-tax net operating income$8,495,000558
Securities gains (losses)$-91,0009,186
Applicable income taxes$2,570,000632
Income before extraordinary items$5,834,000604
Extraordinary gains, net$030
Net income$5,834,000603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,310
Cash dividends$688,0001,737
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,896,790551
2003-03-31 (YTD Data)Rank
Total interest income$10,980,000662
Total interest expense$5,807,000442
Net interest income$5,173,000943
Provision for loan and lease losses$06,934
Total noninterest income$169,0004,577
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$127,0002,959
Trading account gains and fees$0134
Additional Noninterest Income$42,0005,598
Total noninterest expense$1,167,0003,239
Salaries and employee benefits$810,0002,585
Premises and equipment expense$142,0003,648
Additional noninterest expense$215,0004,716
Pre-tax net operating income$4,175,000571
Securities gains (losses)$41,0001,496
Applicable income taxes$1,352,000608
Income before extraordinary items$2,864,000610
Extraordinary gains, net$021
Net income$2,864,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0009,138
Cash dividends$688,000942
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,836,120573
2002-12-31 (YTD Data)Rank
Total interest income$45,012,000679
Total interest expense$25,298,000469
Net interest income$19,714,000985
Provision for loan and lease losses$08,089
Total noninterest income$542,0004,996
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$417,0003,428
Trading account gains and fees$0153
Additional Noninterest Income$125,0005,983
Total noninterest expense$4,439,0003,261
Salaries and employee benefits$2,386,0003,238
Premises and equipment expense$1,075,0002,038
Additional noninterest expense$978,0004,254
Pre-tax net operating income$15,817,000556
Securities gains (losses)$-6,069,0009,351
Applicable income taxes$2,693,0001,023
Income before extraordinary items$7,055,000886
Extraordinary gains, net$070
Net income$7,055,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,849
Cash dividends$1,250,0001,884
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,424,680548
2001-12-31 (YTD Data)Rank
Total interest income$41,488,000822
Total interest expense$29,157,000582
Net interest income$12,331,0001,441
Provision for loan and lease losses$08,228
Total noninterest income$535,0004,884
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$413,0003,296
Trading account gains and fees$0177
Additional Noninterest Income$122,0005,970
Total noninterest expense$3,953,0003,466
Salaries and employee benefits$2,236,0003,275
Premises and equipment expense$741,0002,818
Additional noninterest expense$976,0004,146
Pre-tax net operating income$8,913,000852
Securities gains (losses)$75,0001,993
Applicable income taxes$2,801,000889
Income before extraordinary items$6,187,000890
Extraordinary gains, net$0105
Net income$6,187,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0009,370
Cash dividends$1,125,0002,050
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,135,250859
2000-12-31 (YTD Data)Rank
Total interest income$34,834,0001,020
Total interest expense$24,331,000751
Net interest income$10,503,0001,674
Provision for loan and lease losses$28,0007,325
Total noninterest income$740,0003,852
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$383,0003,361
Trading account gains and fees$0180
Additional Noninterest Income$357,0003,589
Total noninterest expense$3,725,0003,522
Salaries and employee benefits$2,151,0003,263
Premises and equipment expense$633,0003,125
Additional noninterest expense$941,0004,179
Pre-tax net operating income$7,490,0001,015
Securities gains (losses)$01,956
Applicable income taxes$1,919,0001,202
Income before extraordinary items$5,571,000959
Extraordinary gains, net$038
Net income$5,571,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,243,000449
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,571,000957
1999-12-31 (YTD Data)Rank
Total interest income$31,248,0001,050
Total interest expense$20,613,000773
Net interest income$10,635,0001,638
Provision for loan and lease losses$933,0001,031
Total noninterest income$512,0004,885
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$330,0003,716
Trading account gains and fees$0173
Additional Noninterest Income$182,0005,165
Total noninterest expense$3,478,0003,721
Salaries and employee benefits$2,091,0003,300
Premises and equipment expense$608,0003,211
Additional noninterest expense$779,0004,895
Pre-tax net operating income$6,736,0001,146
Securities gains (losses)$-224,00010,048
Applicable income taxes$1,379,0001,702
Income before extraordinary items$5,133,0001,072
Extraordinary gains, net$035
Net income$5,133,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,175,00010,209
Cash dividends$875,0002,515
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,309,9601,026
1998-12-31 (YTD Data)Rank
Total interest income$29,533,0001,102
Total interest expense$20,142,000805
Net interest income$9,391,0001,823
Provision for loan and lease losses$424,0001,969
Total noninterest income$594,0004,416
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$285,0004,084
Trading account gains and fees$0224
Additional Noninterest Income$309,0003,963
Total noninterest expense$3,598,0003,528
Salaries and employee benefits$2,111,0003,170
Premises and equipment expense$673,0002,865
Additional noninterest expense$814,0004,621
Pre-tax net operating income$5,963,0001,261
Securities gains (losses)$16,0002,616
Applicable income taxes$1,430,0001,703
Income before extraordinary items$4,549,0001,178
Extraordinary gains, net$032
Net income$4,549,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,160,000678
Cash dividends$750,0002,706
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,536,8401,146
1997-12-31 (YTD Data)Rank
Total interest income$27,335,0001,226
Total interest expense$17,561,000931
Net interest income$9,774,0001,785
Provision for loan and lease losses$1,703,000671
Total noninterest income$509,0004,952
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$286,0004,225
Trading account gains and fees$0239
Additional Noninterest Income$223,0004,697
Total noninterest expense$3,322,0003,777
Salaries and employee benefits$2,009,0003,297
Premises and equipment expense$557,0003,380
Additional noninterest expense$756,0004,944
Pre-tax net operating income$5,258,0001,469
Securities gains (losses)$03,944
Applicable income taxes$977,0002,480
Income before extraordinary items$4,281,0001,272
Extraordinary gains, net$044
Net income$4,281,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,279
Cash dividends$688,0002,836
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,281,0001,243
1996-12-31 (YTD Data)Rank
Total interest income$24,690,0001,387
Total interest expense$15,800,0001,042
Net interest income$8,890,0002,019
Provision for loan and lease losses$636,0001,439
Total noninterest income$385,0006,077
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$274,0004,504
Trading account gains and fees$0262
Additional Noninterest Income$111,0006,836
Total noninterest expense$3,321,0003,974
Salaries and employee benefits$2,004,0003,331
Premises and equipment expense$464,0004,017
Additional noninterest expense$853,0004,944
Pre-tax net operating income$5,318,0001,348
Securities gains (losses)$-48,00011,022
Applicable income taxes$1,294,0001,858
Income before extraordinary items$3,976,0001,259
Extraordinary gains, net$053
Net income$3,976,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,284,000764
Cash dividends$325,0004,335
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,012,0001,222
1995-12-31 (YTD Data)Rank
Total interest income$23,200,0001,478
Total interest expense$13,982,0001,189
Net interest income$9,218,0001,942
Provision for loan and lease losses$896,0001,039
Total noninterest income$422,0005,788
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$270,0004,675
Trading account gains and fees$0522
Additional Noninterest Income$152,0005,944
Total noninterest expense$3,417,0003,827
Salaries and employee benefits$1,863,0003,539
Premises and equipment expense$463,0004,021
Additional noninterest expense$1,091,0004,056
Pre-tax net operating income$5,327,0001,425
Securities gains (losses)$-3,0009,402
Applicable income taxes$1,623,0001,536
Income before extraordinary items$3,701,0001,398
Extraordinary gains, net$065
Net income$3,701,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,133
Cash dividends$950,0002,150
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,703,1001,384
1994-12-31 (YTD Data)Rank
Total interest income$19,759,0001,562
Total interest expense$9,677,0001,347
Net interest income$10,082,0001,788
Provision for loan and lease losses$1,799,000630
Total noninterest income$447,0005,712
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$347,0003,871
Trading account gains and fees$0475
Additional Noninterest Income$100,0007,516
Total noninterest expense$3,709,0003,656
Salaries and employee benefits$1,794,0003,630
Premises and equipment expense$475,0003,966
Additional noninterest expense$1,440,0003,440
Pre-tax net operating income$5,021,0001,471
Securities gains (losses)$03,600
Applicable income taxes$1,513,0001,548
Income before extraordinary items$3,508,0001,417
Extraordinary gains, net$0249
Net income$3,508,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,088
Cash dividends$585,0002,880
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,508,0001,428
1993-12-31 (YTD Data)Rank
Total interest income$17,925,0001,745
Total interest expense$8,868,0001,505
Net interest income$9,057,0001,996
Provision for loan and lease losses$2,040,000798
Total noninterest income$585,0005,040
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$327,0004,113
Trading account gains and fees$0532
Additional Noninterest Income$258,0004,921
Total noninterest expense$3,341,0004,088
Salaries and employee benefits$1,689,0003,841
Premises and equipment expense$423,0004,485
Additional noninterest expense$1,229,0004,109
Pre-tax net operating income$4,261,0001,624
Securities gains (losses)$07,477
Applicable income taxes$1,409,0001,652
Income before extraordinary items$2,852,0001,756
Extraordinary gains, net$275,000771
Net income$3,127,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,459,000886
Cash dividends$540,0002,896
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,852,0001,661
1992-12-31 (YTD Data)Rank
Total interest income$16,730,0002,117
Total interest expense$9,253,0001,825
Net interest income$7,477,0002,421
Provision for loan and lease losses$591,0002,666
Total noninterest income$737,0004,237
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$299,0004,456
Trading account gains and fees$0504
Additional Noninterest Income$438,0003,499
Total noninterest expense$3,761,0003,694
Salaries and employee benefits$1,681,0003,811
Premises and equipment expense$388,0004,915
Additional noninterest expense$1,692,0003,227
Pre-tax net operating income$3,862,0001,609
Securities gains (losses)$-198,00013,840
Applicable income taxes$1,145,0001,841
Income before extraordinary items$2,519,0001,803
Extraordinary gains, net$01,422
Net income$2,519,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0006,447
Cash dividends$495,0002,859
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,655,6201,588

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.