Home > Bank of Travelers Rest > Income and Expense

Bank of Travelers Rest, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$54,739,000864
Total interest expense$17,555,000863
Net interest income$37,184,000855
Provision for loan and lease losses$840,000932
Total noninterest income$12,493,000640
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,912,000332
Trading account gains and feesNANA
Additional Noninterest Income$8,581,000600
Total noninterest expense$30,510,000877
Salaries and employee benefits$17,354,000863
Premises and equipment expense$2,209,0001,124
Additional noninterest expense$8,581,000600
Pre-tax net operating income$18,327,000736
Securities gains (losses)$-85,0003,765
Applicable income taxes$620,0001,758
Income before extraordinary items$17,622,000636
Extraordinary gains, net$054
Net income$17,622,000646
Minority interest net income$088
Net income of bank and minority interests.$17,622,000639
Net charge-offs$479,000776
Cash dividends$8,116,000568
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,704,450650
2023-09-30 (YTD Data)Rank
Total interest income$40,108,000860
Total interest expense$11,821,000884
Net interest income$28,287,000848
Provision for loan and lease losses$570,000926
Total noninterest income$9,255,000654
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,825,000338
Trading account gains and feesNANA
Additional Noninterest Income$6,430,000617
Total noninterest expense$22,865,000882
Salaries and employee benefits$13,060,000866
Premises and equipment expense$1,623,0001,136
Additional noninterest expense$6,430,000617
Pre-tax net operating income$14,107,000740
Securities gains (losses)$-83,0003,958
Applicable income taxes$432,0001,859
Income before extraordinary items$13,592,000637
Extraordinary gains, net$052
Net income$13,592,000641
Minority interest net income$081
Net income of bank and minority interests.$13,592,000637
Net charge-offs$328,000699
Cash dividends$6,293,000507
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,672,510649
2023-06-30 (YTD Data)Rank
Total interest income$26,223,000850
Total interest expense$6,999,000884
Net interest income$19,224,000843
Provision for loan and lease losses$300,0001,014
Total noninterest income$6,215,000642
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,929,000328
Trading account gains and feesNANA
Additional Noninterest Income$4,286,000586
Total noninterest expense$15,141,000867
Salaries and employee benefits$8,712,000852
Premises and equipment expense$1,064,0001,154
Additional noninterest expense$4,286,000586
Pre-tax net operating income$9,998,000697
Securities gains (losses)$-80,0004,181
Applicable income taxes$245,0002,007
Income before extraordinary items$9,673,000613
Extraordinary gains, net$051
Net income$9,673,000624
Minority interest net income$081
Net income of bank and minority interests.$9,673,000613
Net charge-offs$177,000716
Cash dividends$4,308,000496
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,751,400618
2023-03-31 (YTD Data)Rank
Total interest income$12,591,000869
Total interest expense$2,969,000898
Net interest income$9,622,000854
Provision for loan and lease losses$90,0001,318
Total noninterest income$3,061,000637
Gross Fiduciary activities income$0913
Service charges on deposit accounts$944,000346
Trading account gains and feesNANA
Additional Noninterest Income$2,117,000590
Total noninterest expense$7,561,000876
Salaries and employee benefits$4,295,000884
Premises and equipment expense$562,0001,126
Additional noninterest expense$2,117,000590
Pre-tax net operating income$5,032,000721
Securities gains (losses)$-77,0004,321
Applicable income taxes$221,0001,605
Income before extraordinary items$4,734,000646
Extraordinary gains, net$04
Net income$4,734,000645
Minority interest net income$048
Net income of bank and minority interests.$4,734,000645
Net charge-offs$52,000795
Cash dividends$2,099,000468
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,807,920644
2022-12-31 (YTD Data)Rank
Total interest income$40,815,000877
Total interest expense$4,132,000909
Net interest income$36,683,000869
Provision for loan and lease losses$660,0001,050
Total noninterest income$12,235,000674
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,818,000355
Trading account gains and feesNANA
Additional Noninterest Income$8,417,000631
Total noninterest expense$27,447,000933
Salaries and employee benefits$15,741,000920
Premises and equipment expense$2,249,0001,095
Additional noninterest expense$8,417,000631
Pre-tax net operating income$20,811,000731
Securities gains (losses)$-5,0003,305
Applicable income taxes$925,0001,621
Income before extraordinary items$19,881,000648
Extraordinary gains, net$05
Net income$19,881,000649
Minority interest net income$063
Net income of bank and minority interests.$19,881,000649
Net charge-offs$431,000648
Cash dividends$7,500,000574
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,885,800657
2022-09-30 (YTD Data)Rank
Total interest income$28,480,000894
Total interest expense$2,108,000972
Net interest income$26,372,000882
Provision for loan and lease losses$430,0001,055
Total noninterest income$9,043,000696
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,826,000364
Trading account gains and feesNANA
Additional Noninterest Income$6,217,000652
Total noninterest expense$20,310,000934
Salaries and employee benefits$11,674,000923
Premises and equipment expense$1,601,0001,132
Additional noninterest expense$6,217,000652
Pre-tax net operating income$14,675,000768
Securities gains (losses)$-2,0003,546
Applicable income taxes$660,0001,646
Income before extraordinary items$14,013,000672
Extraordinary gains, net$04
Net income$14,013,000672
Minority interest net income$057
Net income of bank and minority interests.$14,013,000672
Net charge-offs$250,000627
Cash dividends$5,120,000567
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,014,920681
2022-06-30 (YTD Data)Rank
Total interest income$17,725,000919
Total interest expense$1,185,000981
Net interest income$16,540,000907
Provision for loan and lease losses$280,000983
Total noninterest income$5,978,000688
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,802,000370
Trading account gains and feesNANA
Additional Noninterest Income$4,176,000668
Total noninterest expense$13,265,000930
Salaries and employee benefits$7,653,000923
Premises and equipment expense$1,032,0001,162
Additional noninterest expense$4,580,000828
Pre-tax net operating income$8,973,000782
Securities gains (losses)$-2,0003,729
Applicable income taxes$397,0001,653
Income before extraordinary items$8,574,000676
Extraordinary gains, net$04
Net income$8,574,000676
Minority interest net income$060
Net income of bank and minority interests.$8,574,000676
Net charge-offs$180,000565
Cash dividends$3,254,000586
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,575,920685
2022-03-31 (YTD Data)Rank
Total interest income$8,394,000943
Total interest expense$587,000949
Net interest income$7,807,000933
Provision for loan and lease losses$90,0001,018
Total noninterest income$2,942,000700
Gross Fiduciary activities income$0892
Service charges on deposit accounts$891,000372
Trading account gains and feesNANA
Additional Noninterest Income$2,051,000677
Total noninterest expense$6,469,000954
Salaries and employee benefits$3,756,000943
Premises and equipment expense$516,0001,178
Additional noninterest expense$2,197,000850
Pre-tax net operating income$4,190,000799
Securities gains (losses)$-1,0003,977
Applicable income taxes$187,0001,655
Income before extraordinary items$4,002,000698
Extraordinary gains, net$04
Net income$4,002,000698
Minority interest net income$050
Net income of bank and minority interests.$4,002,000698
Net charge-offs$35,000789
Cash dividends$1,348,000638
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,002,960706
2021-12-31 (YTD Data)Rank
Total interest income$32,455,000984
Total interest expense$2,650,0001,024
Net interest income$29,805,000975
Provision for loan and lease losses$360,0001,270
Total noninterest income$11,704,000745
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,391,000370
Trading account gains and feesNANA
Additional Noninterest Income$8,313,000761
Total noninterest expense$25,147,000980
Salaries and employee benefits$14,623,000955
Premises and equipment expense$2,168,0001,129
Additional noninterest expense$8,356,000896
Pre-tax net operating income$16,002,000897
Securities gains (losses)$17,0001,564
Applicable income taxes$720,0001,851
Income before extraordinary items$15,299,000799
Extraordinary gains, net$010
Net income$15,299,000800
Minority interest net income$074
Net income of bank and minority interests.$15,299,000800
Net charge-offs$388,000735
Cash dividends$5,408,000750
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,282,680781
2021-09-30 (YTD Data)Rank
Total interest income$24,118,0001,012
Total interest expense$2,051,0001,053
Net interest income$22,067,0001,009
Provision for loan and lease losses$270,0001,230
Total noninterest income$8,750,000766
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,452,000379
Trading account gains and feesNANA
Additional Noninterest Income$6,298,000783
Total noninterest expense$18,650,000992
Salaries and employee benefits$10,883,000972
Premises and equipment expense$1,610,0001,153
Additional noninterest expense$6,157,000915
Pre-tax net operating income$11,897,000933
Securities gains (losses)$02,015
Applicable income taxes$533,0001,936
Income before extraordinary items$11,364,000848
Extraordinary gains, net$08
Net income$11,364,000847
Minority interest net income$069
Net income of bank and minority interests.$11,364,000848
Net charge-offs$225,000751
Cash dividends$3,676,000737
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,364,000828
2021-06-30 (YTD Data)Rank
Total interest income$15,703,0001,021
Total interest expense$1,404,0001,069
Net interest income$14,299,0001,014
Provision for loan and lease losses$180,0001,246
Total noninterest income$5,781,000774
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,548,000379
Trading account gains and feesNANA
Additional Noninterest Income$4,233,000777
Total noninterest expense$12,329,000991
Salaries and employee benefits$7,177,000972
Premises and equipment expense$1,055,0001,161
Additional noninterest expense$4,097,000909
Pre-tax net operating income$7,571,000970
Securities gains (losses)$2,0001,698
Applicable income taxes$339,0001,937
Income before extraordinary items$7,234,000873
Extraordinary gains, net$06
Net income$7,234,000873
Minority interest net income$067
Net income of bank and minority interests.$7,234,000873
Net charge-offs$133,000801
Cash dividends$2,243,000775
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,232,080854
2021-03-31 (YTD Data)Rank
Total interest income$7,719,0001,029
Total interest expense$732,0001,094
Net interest income$6,987,0001,021
Provision for loan and lease losses$90,0001,312
Total noninterest income$2,894,000774
Gross Fiduciary activities income$0922
Service charges on deposit accounts$781,000372
Trading account gains and feesNANA
Additional Noninterest Income$2,113,000792
Total noninterest expense$6,033,000995
Salaries and employee benefits$3,525,000983
Premises and equipment expense$515,0001,191
Additional noninterest expense$1,993,000906
Pre-tax net operating income$3,758,000958
Securities gains (losses)$2,0001,277
Applicable income taxes$168,0001,931
Income before extraordinary items$3,592,000885
Extraordinary gains, net$03
Net income$3,592,000885
Minority interest net income$055
Net income of bank and minority interests.$3,592,000885
Net charge-offs$46,000869
Cash dividends$815,000876
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,590,080864
2020-12-31 (YTD Data)Rank
Total interest income$32,042,0001,000
Total interest expense$3,832,0001,215
Net interest income$28,210,000962
Provision for loan and lease losses$1,723,0001,150
Total noninterest income$10,660,000767
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,330,000353
Trading account gains and feesNANA
Additional Noninterest Income$7,330,000788
Total noninterest expense$23,208,0001,001
Salaries and employee benefits$13,802,000971
Premises and equipment expense$2,294,0001,051
Additional noninterest expense$7,112,000975
Pre-tax net operating income$13,939,000796
Securities gains (losses)$-20,0004,870
Applicable income taxes$626,0001,783
Income before extraordinary items$13,293,000739
Extraordinary gains, net$04
Net income$13,293,000739
Minority interest net income$072
Net income of bank and minority interests.$13,293,000739
Net charge-offs$122,0001,871
Cash dividends$4,333,000857
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,312,200710
2020-09-30 (YTD Data)Rank
Total interest income$23,762,0001,005
Total interest expense$3,038,0001,222
Net interest income$20,724,000976
Provision for loan and lease losses$1,615,0001,007
Total noninterest income$7,767,000749
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,425,000352
Trading account gains and feesNANA
Additional Noninterest Income$5,342,000778
Total noninterest expense$17,250,000993
Salaries and employee benefits$10,378,000954
Premises and equipment expense$1,628,0001,089
Additional noninterest expense$5,244,000971
Pre-tax net operating income$9,626,000830
Securities gains (losses)$-20,0004,856
Applicable income taxes$430,0001,836
Income before extraordinary items$9,176,000767
Extraordinary gains, net$04
Net income$9,176,000767
Minority interest net income$065
Net income of bank and minority interests.$9,176,000767
Net charge-offs$411,000846
Cash dividends$2,696,000871
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,195,200742
2020-06-30 (YTD Data)Rank
Total interest income$15,593,0001,034
Total interest expense$2,172,0001,228
Net interest income$13,421,0001,004
Provision for loan and lease losses$1,211,000962
Total noninterest income$5,119,000715
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,608,000354
Trading account gains and feesNANA
Additional Noninterest Income$3,511,000733
Total noninterest expense$11,609,000977
Salaries and employee benefits$7,045,000938
Premises and equipment expense$1,098,0001,078
Additional noninterest expense$3,466,000980
Pre-tax net operating income$5,720,000852
Securities gains (losses)$37,0001,432
Applicable income taxes$258,0001,859
Income before extraordinary items$5,499,000772
Extraordinary gains, net$04
Net income$5,499,000772
Minority interest net income$065
Net income of bank and minority interests.$5,499,000772
Net charge-offs$210,000985
Cash dividends$1,760,000891
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,463,480750
2020-03-31 (YTD Data)Rank
Total interest income$7,647,0001,057
Total interest expense$1,211,0001,234
Net interest income$6,436,0001,023
Provision for loan and lease losses$405,0001,000
Total noninterest income$2,584,000679
Gross Fiduciary activities income$0941
Service charges on deposit accounts$938,000356
Trading account gains and feesNANA
Additional Noninterest Income$1,646,000687
Total noninterest expense$5,745,000989
Salaries and employee benefits$3,438,000951
Premises and equipment expense$542,0001,107
Additional noninterest expense$1,765,000974
Pre-tax net operating income$2,870,000762
Securities gains (losses)$44,000885
Applicable income taxes$130,0001,742
Income before extraordinary items$2,784,000701
Extraordinary gains, net$04
Net income$2,784,000701
Minority interest net income$056
Net income of bank and minority interests.$2,784,000701
Net charge-offs$125,000780
Cash dividends$620,0001,114
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,741,760688
2019-12-31 (YTD Data)Rank
Total interest income$30,628,0001,068
Total interest expense$5,063,0001,228
Net interest income$25,565,0001,025
Provision for loan and lease losses$1,584,000624
Total noninterest income$9,792,000704
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,827,000350
Trading account gains and feesNANA
Additional Noninterest Income$5,965,000727
Total noninterest expense$22,166,0001,001
Salaries and employee benefits$13,021,000972
Premises and equipment expense$2,281,0001,056
Additional noninterest expense$6,864,000984
Pre-tax net operating income$11,607,000935
Securities gains (losses)$116,000857
Applicable income taxes$526,0001,939
Income before extraordinary items$11,197,000860
Extraordinary gains, net$011
Net income$11,197,000861
Minority interest net income$076
Net income of bank and minority interests.$11,197,000861
Net charge-offs$872,000711
Cash dividends$3,879,000996
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,085,640842
2019-09-30 (YTD Data)Rank
Total interest income$22,779,0001,078
Total interest expense$3,796,0001,232
Net interest income$18,983,0001,041
Provision for loan and lease losses$1,188,000601
Total noninterest income$7,178,000711
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,834,000351
Trading account gains and feesNANA
Additional Noninterest Income$4,344,000739
Total noninterest expense$16,635,000997
Salaries and employee benefits$9,756,000977
Premises and equipment expense$1,716,0001,057
Additional noninterest expense$5,163,000973
Pre-tax net operating income$8,338,000993
Securities gains (losses)$96,000799
Applicable income taxes$379,0002,052
Income before extraordinary items$8,055,000901
Extraordinary gains, net$011
Net income$8,055,000902
Minority interest net income$072
Net income of bank and minority interests.$8,055,000902
Net charge-offs$528,000738
Cash dividends$2,639,000966
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,962,840887
2019-06-30 (YTD Data)Rank
Total interest income$15,007,0001,084
Total interest expense$2,438,0001,246
Net interest income$12,569,0001,045
Provision for loan and lease losses$792,000589
Total noninterest income$4,679,000714
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,831,000359
Trading account gains and feesNANA
Additional Noninterest Income$2,848,000729
Total noninterest expense$11,123,000992
Salaries and employee benefits$6,514,000966
Premises and equipment expense$1,131,0001,062
Additional noninterest expense$3,478,000975
Pre-tax net operating income$5,333,000992
Securities gains (losses)$5,0001,370
Applicable income taxes$239,0002,067
Income before extraordinary items$5,099,000907
Extraordinary gains, net$011
Net income$5,099,000907
Minority interest net income$069
Net income of bank and minority interests.$5,099,000907
Net charge-offs$204,000979
Cash dividends$1,978,000902
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,094,200894
2019-03-31 (YTD Data)Rank
Total interest income$7,327,0001,101
Total interest expense$1,151,0001,283
Net interest income$6,176,0001,069
Provision for loan and lease losses$396,000568
Total noninterest income$2,267,000705
Gross Fiduciary activities income$0972
Service charges on deposit accounts$883,000363
Trading account gains and feesNANA
Additional Noninterest Income$1,384,000719
Total noninterest expense$5,611,000984
Salaries and employee benefits$3,237,000972
Premises and equipment expense$565,0001,073
Additional noninterest expense$1,809,000920
Pre-tax net operating income$2,436,0001,045
Securities gains (losses)$4,000883
Applicable income taxes$109,0002,081
Income before extraordinary items$2,331,000958
Extraordinary gains, net$05
Net income$2,331,000957
Minority interest net income$052
Net income of bank and minority interests.$2,331,000957
Net charge-offs$74,0001,029
Cash dividends$741,0001,040
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,327,160944
2018-12-31 (YTD Data)Rank
Total interest income$27,130,0001,096
Total interest expense$3,273,0001,336
Net interest income$23,857,0001,070
Provision for loan and lease losses$1,368,000685
Total noninterest income$9,048,000736
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,752,000367
Trading account gains and feesNANA
Additional Noninterest Income$5,296,000776
Total noninterest expense$21,575,0001,002
Salaries and employee benefits$12,336,000984
Premises and equipment expense$2,192,0001,090
Additional noninterest expense$7,047,000955
Pre-tax net operating income$9,962,0001,037
Securities gains (losses)$4,000861
Applicable income taxes$448,0002,081
Income before extraordinary items$9,518,000952
Extraordinary gains, net$06
Net income$9,518,000951
Minority interest net income$072
Net income of bank and minority interests.$9,518,000951
Net charge-offs$916,000637
Cash dividends$2,903,0001,114
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,514,160948
2018-09-30 (YTD Data)Rank
Total interest income$19,900,0001,106
Total interest expense$2,231,0001,369
Net interest income$17,669,0001,080
Provision for loan and lease losses$1,026,000633
Total noninterest income$6,768,000745
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,780,000370
Trading account gains and feesNANA
Additional Noninterest Income$3,988,000779
Total noninterest expense$16,166,000998
Salaries and employee benefits$9,224,000991
Premises and equipment expense$1,667,0001,076
Additional noninterest expense$5,275,000942
Pre-tax net operating income$7,245,0001,076
Securities gains (losses)$3,000888
Applicable income taxes$327,0002,149
Income before extraordinary items$6,921,000987
Extraordinary gains, net$05
Net income$6,921,000986
Minority interest net income$066
Net income of bank and minority interests.$6,921,000986
Net charge-offs$615,000635
Cash dividends$1,935,0001,114
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,918,150982
2018-06-30 (YTD Data)Rank
Total interest income$13,042,0001,114
Total interest expense$1,370,0001,392
Net interest income$11,672,0001,091
Provision for loan and lease losses$684,000629
Total noninterest income$4,499,000744
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,808,000375
Trading account gains and feesNANA
Additional Noninterest Income$2,691,000773
Total noninterest expense$10,705,0001,003
Salaries and employee benefits$6,141,000996
Premises and equipment expense$1,096,0001,085
Additional noninterest expense$3,468,000949
Pre-tax net operating income$4,782,0001,064
Securities gains (losses)$-1,0004,637
Applicable income taxes$213,0002,172
Income before extraordinary items$4,568,000987
Extraordinary gains, net$06
Net income$4,568,000986
Minority interest net income$065
Net income of bank and minority interests.$4,568,000986
Net charge-offs$416,000588
Cash dividends$1,400,0001,009
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,568,960978
2018-03-31 (YTD Data)Rank
Total interest income$6,296,0001,144
Total interest expense$637,0001,423
Net interest income$5,659,0001,114
Provision for loan and lease losses$342,000624
Total noninterest income$2,109,000757
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$882,000383
Trading account gains and feesNANA
Additional Noninterest Income$1,227,000800
Total noninterest expense$5,346,0001,013
Salaries and employee benefits$3,061,0001,009
Premises and equipment expense$554,0001,088
Additional noninterest expense$1,731,000938
Pre-tax net operating income$2,080,0001,162
Securities gains (losses)$1,000666
Applicable income taxes$93,0002,233
Income before extraordinary items$1,988,0001,065
Extraordinary gains, net$07
Net income$1,988,0001,064
Minority interest net income$052
Net income of bank and minority interests.$1,988,0001,065
Net charge-offs$336,000393
Cash dividends$356,0001,460
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,987,0401,058
2017-12-31 (YTD Data)Rank
Total interest income$23,891,0001,158
Total interest expense$2,238,0001,398
Net interest income$21,653,0001,135
Provision for loan and lease losses$847,0001,008
Total noninterest income$8,128,000801
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,519,000389
Trading account gains and feesNANA
Additional Noninterest Income$4,609,000867
Total noninterest expense$19,783,0001,057
Salaries and employee benefits$11,537,0001,031
Premises and equipment expense$2,044,0001,148
Additional noninterest expense$6,202,0001,042
Pre-tax net operating income$9,151,0001,059
Securities gains (losses)$13,0001,489
Applicable income taxes$412,0002,555
Income before extraordinary items$8,752,000834
Extraordinary gains, net$09
Net income$8,752,000835
Minority interest net income$076
Net income of bank and minority interests.$8,752,000834
Net charge-offs$651,000926
Cash dividends$2,895,0001,061
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,739,520825
2017-09-30 (YTD Data)Rank
Total interest income$17,691,0001,171
Total interest expense$1,632,0001,418
Net interest income$16,059,0001,144
Provision for loan and lease losses$564,0001,062
Total noninterest income$6,064,000816
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,583,000397
Trading account gains and feesNANA
Additional Noninterest Income$3,481,000883
Total noninterest expense$14,794,0001,070
Salaries and employee benefits$8,567,0001,050
Premises and equipment expense$1,555,0001,139
Additional noninterest expense$4,672,0001,037
Pre-tax net operating income$6,765,0001,083
Securities gains (losses)$11,0001,579
Applicable income taxes$305,0002,473
Income before extraordinary items$6,471,000909
Extraordinary gains, net$09
Net income$6,471,000910
Minority interest net income$071
Net income of bank and minority interests.$6,471,000909
Net charge-offs$289,0001,148
Cash dividends$2,281,000939
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,460,550900
2017-06-30 (YTD Data)Rank
Total interest income$11,494,0001,194
Total interest expense$1,058,0001,419
Net interest income$10,436,0001,163
Provision for loan and lease losses$376,0001,029
Total noninterest income$3,889,000832
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,647,000407
Trading account gains and feesNANA
Additional Noninterest Income$2,242,000892
Total noninterest expense$9,709,0001,089
Salaries and employee benefits$5,675,0001,055
Premises and equipment expense$1,036,0001,142
Additional noninterest expense$2,998,0001,090
Pre-tax net operating income$4,240,0001,136
Securities gains (losses)$10,0001,261
Applicable income taxes$191,0002,516
Income before extraordinary items$4,059,000951
Extraordinary gains, net$011
Net income$4,059,000952
Minority interest net income$071
Net income of bank and minority interests.$4,059,000951
Net charge-offs$199,0001,057
Cash dividends$1,536,000933
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,049,400943
2017-03-31 (YTD Data)Rank
Total interest income$5,592,0001,209
Total interest expense$497,0001,468
Net interest income$5,095,0001,176
Provision for loan and lease losses$188,000981
Total noninterest income$1,885,000853
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$797,000416
Trading account gains and feesNANA
Additional Noninterest Income$1,088,000901
Total noninterest expense$4,884,0001,089
Salaries and employee benefits$2,841,0001,065
Premises and equipment expense$513,0001,169
Additional noninterest expense$1,530,0001,046
Pre-tax net operating income$1,908,0001,218
Securities gains (losses)$2,000951
Applicable income taxes$86,0002,549
Income before extraordinary items$1,824,0001,036
Extraordinary gains, net$08
Net income$1,824,0001,037
Minority interest net income$055
Net income of bank and minority interests.$1,824,0001,036
Net charge-offs$67,0001,148
Cash dividends$521,0001,173
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,822,1001,021
2016-12-31 (YTD Data)Rank
Total interest income$21,661,0001,205
Total interest expense$1,821,0001,524
Net interest income$19,840,0001,186
Provision for loan and lease losses$825,0001,071
Total noninterest income$7,168,000886
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,408,000408
Trading account gains and fees$0170
Additional Noninterest Income$3,760,0001,031
Total noninterest expense$18,870,0001,100
Salaries and employee benefits$10,753,0001,079
Premises and equipment expense$2,071,0001,136
Additional noninterest expense$6,046,0001,096
Pre-tax net operating income$7,313,0001,191
Securities gains (losses)$6,0002,819
Applicable income taxes$329,0002,586
Income before extraordinary items$6,990,0001,057
Extraordinary gains, net$05
Net income$6,990,0001,056
Minority interest net income$082
Net income of bank and minority interests.$6,990,0001,056
Net charge-offs$289,0001,564
Cash dividends$2,154,0001,324
Sale, conversion, retirement of capital stock, net$9,000711
Net operating income$6,984,2401,037
2016-09-30 (YTD Data)Rank
Total interest income$16,053,0001,228
Total interest expense$1,355,0001,543
Net interest income$14,698,0001,196
Provision for loan and lease losses$643,000968
Total noninterest income$5,414,000876
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,541,000405
Trading account gains and fees$0169
Additional Noninterest Income$2,873,0001,021
Total noninterest expense$14,260,0001,097
Salaries and employee benefits$8,115,0001,083
Premises and equipment expense$1,607,0001,106
Additional noninterest expense$4,538,0001,089
Pre-tax net operating income$5,209,0001,280
Securities gains (losses)$5,0002,808
Applicable income taxes$234,0002,694
Income before extraordinary items$4,980,0001,125
Extraordinary gains, net$05
Net income$4,980,0001,124
Minority interest net income$071
Net income of bank and minority interests.$4,980,0001,125
Net charge-offs$302,0001,122
Cash dividends$1,369,0001,372
Sale, conversion, retirement of capital stock, net$7,000665
Net operating income$4,975,2001,097
2016-06-30 (YTD Data)Rank
Total interest income$10,528,0001,249
Total interest expense$887,0001,571
Net interest income$9,641,0001,217
Provision for loan and lease losses$365,0001,086
Total noninterest income$3,656,000868
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,639,000415
Trading account gains and fees$0157
Additional Noninterest Income$2,017,000958
Total noninterest expense$9,678,0001,075
Salaries and employee benefits$5,433,0001,079
Premises and equipment expense$1,082,0001,097
Additional noninterest expense$3,163,0001,032
Pre-tax net operating income$3,254,0001,335
Securities gains (losses)$3,0002,591
Applicable income taxes$146,0002,726
Income before extraordinary items$3,111,0001,165
Extraordinary gains, net$016
Net income$3,111,0001,165
Minority interest net income$071
Net income of bank and minority interests.$3,111,0001,165
Net charge-offs$162,0001,271
Cash dividends$1,074,0001,246
Sale, conversion, retirement of capital stock, net$4,000662
Net operating income$3,108,1201,131
2016-03-31 (YTD Data)Rank
Total interest income$5,136,0001,276
Total interest expense$435,0001,585
Net interest income$4,701,0001,240
Provision for loan and lease losses$278,000741
Total noninterest income$1,765,000865
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$797,000419
Trading account gains and fees$0142
Additional Noninterest Income$968,000955
Total noninterest expense$4,851,0001,087
Salaries and employee benefits$2,697,0001,093
Premises and equipment expense$527,0001,132
Additional noninterest expense$1,627,0001,001
Pre-tax net operating income$1,337,0001,521
Securities gains (losses)$2,0001,894
Applicable income taxes$60,0002,846
Income before extraordinary items$1,279,0001,342
Extraordinary gains, net$012
Net income$1,279,0001,341
Minority interest net income$062
Net income of bank and minority interests.$1,279,0001,343
Net charge-offs$72,0001,203
Cash dividends$280,0001,684
Sale, conversion, retirement of capital stock, net$2,000618
Net operating income$1,277,0801,306
2015-12-31 (YTD Data)Rank
Total interest income$20,037,0001,273
Total interest expense$1,655,0001,629
Net interest income$18,382,0001,241
Provision for loan and lease losses$1,145,000722
Total noninterest income$7,003,000883
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,245,000417
Trading account gains and fees$0159
Additional Noninterest Income$3,758,0001,003
Total noninterest expense$17,563,0001,151
Salaries and employee benefits$10,217,0001,097
Premises and equipment expense$1,961,0001,201
Additional noninterest expense$5,385,0001,192
Pre-tax net operating income$6,677,0001,247
Securities gains (losses)$307,000539
Applicable income taxes$282,0002,718
Income before extraordinary items$6,702,0001,063
Extraordinary gains, net$023
Net income$6,702,0001,062
Minority interest net income$081
Net income of bank and minority interests.$6,702,0001,063
Net charge-offs$613,000990
Cash dividends$2,485,0001,144
Sale, conversion, retirement of capital stock, net$9,000742
Net operating income$6,407,2801,077
2015-09-30 (YTD Data)Rank
Total interest income$14,793,0001,294
Total interest expense$1,231,0001,669
Net interest income$13,562,0001,267
Provision for loan and lease losses$986,000606
Total noninterest income$5,252,000894
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,412,000427
Trading account gains and fees$0153
Additional Noninterest Income$2,840,0001,010
Total noninterest expense$13,083,0001,160
Salaries and employee benefits$7,622,0001,107
Premises and equipment expense$1,484,0001,208
Additional noninterest expense$3,977,0001,214
Pre-tax net operating income$4,745,0001,327
Securities gains (losses)$265,000523
Applicable income taxes$225,0002,729
Income before extraordinary items$4,785,0001,118
Extraordinary gains, net$021
Net income$4,785,0001,116
Minority interest net income$078
Net income of bank and minority interests.$4,785,0001,118
Net charge-offs$732,000652
Cash dividends$1,438,0001,264
Sale, conversion, retirement of capital stock, net$7,000712
Net operating income$4,530,6001,144
2015-06-30 (YTD Data)Rank
Total interest income$9,727,0001,322
Total interest expense$810,0001,698
Net interest income$8,917,0001,280
Provision for loan and lease losses$728,000558
Total noninterest income$3,503,000897
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,578,000431
Trading account gains and fees$0157
Additional Noninterest Income$1,925,000995
Total noninterest expense$8,654,0001,170
Salaries and employee benefits$5,053,0001,119
Premises and equipment expense$939,0001,273
Additional noninterest expense$2,662,0001,203
Pre-tax net operating income$3,038,0001,367
Securities gains (losses)$264,000424
Applicable income taxes$147,0002,735
Income before extraordinary items$3,155,0001,117
Extraordinary gains, net$022
Net income$3,155,0001,116
Minority interest net income$075
Net income of bank and minority interests.$3,155,0001,118
Net charge-offs$514,000627
Cash dividends$1,042,0001,181
Sale, conversion, retirement of capital stock, net$5,000688
Net operating income$2,901,5601,170
2015-03-31 (YTD Data)Rank
Total interest income$4,839,0001,326
Total interest expense$400,0001,727
Net interest income$4,439,0001,280
Provision for loan and lease losses$364,000545
Total noninterest income$1,652,000905
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$767,000434
Trading account gains and fees$0152
Additional Noninterest Income$885,0001,019
Total noninterest expense$4,255,0001,198
Salaries and employee benefits$2,502,0001,135
Premises and equipment expense$448,0001,337
Additional noninterest expense$1,305,0001,209
Pre-tax net operating income$1,472,0001,363
Securities gains (losses)$272,000282
Applicable income taxes$78,0002,663
Income before extraordinary items$1,666,0001,026
Extraordinary gains, net$013
Net income$1,666,0001,026
Minority interest net income$064
Net income of bank and minority interests.$1,666,0001,027
Net charge-offs$249,000627
Cash dividends$322,0001,479
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$1,404,8801,160
2014-12-31 (YTD Data)Rank
Total interest income$19,265,0001,317
Total interest expense$1,617,0001,774
Net interest income$17,648,0001,268
Provision for loan and lease losses$1,136,000788
Total noninterest income$6,810,000887
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,359,000418
Trading account gains and fees$0180
Additional Noninterest Income$3,451,0001,004
Total noninterest expense$16,889,0001,178
Salaries and employee benefits$9,695,0001,119
Premises and equipment expense$1,942,0001,231
Additional noninterest expense$5,252,0001,239
Pre-tax net operating income$6,433,0001,243
Securities gains (losses)$44,0001,815
Applicable income taxes$292,0002,661
Income before extraordinary items$6,185,0001,064
Extraordinary gains, net$017
Net income$6,185,0001,062
Minority interest net income$084
Net income of bank and minority interests.$6,185,0001,063
Net charge-offs$874,0001,001
Cash dividends$2,556,0001,064
Sale, conversion, retirement of capital stock, net$11,000780
Net operating income$6,143,2001,046
2014-09-30 (YTD Data)Rank
Total interest income$14,420,0001,329
Total interest expense$1,216,0001,799
Net interest income$13,204,0001,279
Provision for loan and lease losses$970,000682
Total noninterest income$5,074,000878
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,514,000425
Trading account gains and fees$0174
Additional Noninterest Income$2,560,0001,020
Total noninterest expense$12,549,0001,204
Salaries and employee benefits$7,081,0001,156
Premises and equipment expense$1,482,0001,217
Additional noninterest expense$3,986,0001,230
Pre-tax net operating income$4,759,0001,268
Securities gains (losses)$43,0001,534
Applicable income taxes$216,0002,739
Income before extraordinary items$4,586,0001,086
Extraordinary gains, net$015
Net income$4,586,0001,085
Minority interest net income$081
Net income of bank and minority interests.$4,586,0001,085
Net charge-offs$644,000954
Cash dividends$1,771,0001,046
Sale, conversion, retirement of capital stock, net$8,000752
Net operating income$4,544,7201,070
2014-06-30 (YTD Data)Rank
Total interest income$9,490,0001,337
Total interest expense$814,0001,811
Net interest income$8,676,0001,285
Provision for loan and lease losses$775,000583
Total noninterest income$3,294,000883
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,625,000431
Trading account gains and fees$0172
Additional Noninterest Income$1,669,0001,013
Total noninterest expense$8,270,0001,220
Salaries and employee benefits$4,620,0001,174
Premises and equipment expense$979,0001,237
Additional noninterest expense$2,671,0001,209
Pre-tax net operating income$2,925,0001,315
Securities gains (losses)$12,0001,855
Applicable income taxes$131,0002,793
Income before extraordinary items$2,806,0001,142
Extraordinary gains, net$020
Net income$2,806,0001,143
Minority interest net income$080
Net income of bank and minority interests.$2,806,0001,143
Net charge-offs$480,000899
Cash dividends$1,240,000981
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$2,794,4801,118
2014-03-31 (YTD Data)Rank
Total interest income$4,724,0001,342
Total interest expense$412,0001,813
Net interest income$4,312,0001,288
Provision for loan and lease losses$388,000559
Total noninterest income$1,574,000880
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$780,000435
Trading account gains and fees$0147
Additional Noninterest Income$794,0001,019
Total noninterest expense$4,088,0001,237
Salaries and employee benefits$2,295,0001,195
Premises and equipment expense$490,0001,261
Additional noninterest expense$1,303,0001,231
Pre-tax net operating income$1,410,0001,321
Securities gains (losses)$10,0001,161
Applicable income taxes$63,0002,770
Income before extraordinary items$1,357,0001,137
Extraordinary gains, net$016
Net income$1,357,0001,138
Minority interest net income$066
Net income of bank and minority interests.$1,357,0001,138
Net charge-offs$394,000593
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$1,347,4001,127
2013-12-31 (YTD Data)Rank
Total interest income$19,343,0001,313
Total interest expense$2,145,0001,599
Net interest income$17,198,0001,278
Provision for loan and lease losses$1,417,000831
Total noninterest income$6,444,000943
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,472,000335
Trading account gains and fees$0184
Additional Noninterest Income$1,972,0001,530
Total noninterest expense$16,206,0001,241
Salaries and employee benefits$9,064,0001,197
Premises and equipment expense$1,818,0001,312
Additional noninterest expense$5,324,0001,260
Pre-tax net operating income$6,019,0001,227
Securities gains (losses)$4,0002,846
Applicable income taxes$271,0002,722
Income before extraordinary items$5,752,0001,077
Extraordinary gains, net$029
Net income$5,752,0001,079
Minority interest net income$090
Net income of bank and minority interests.$5,752,0001,079
Net charge-offs$1,279,0001,052
Cash dividends$2,110,0001,158
Sale, conversion, retirement of capital stock, net$13,000824
Net operating income$5,748,1601,050
2013-09-30 (YTD Data)Rank
Total interest income$14,546,0001,317
Total interest expense$1,695,0001,552
Net interest income$12,851,0001,280
Provision for loan and lease losses$1,253,000748
Total noninterest income$4,784,000967
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,316,000341
Trading account gains and fees$0180
Additional Noninterest Income$1,468,0001,574
Total noninterest expense$12,079,0001,258
Salaries and employee benefits$6,830,0001,192
Premises and equipment expense$1,367,0001,306
Additional noninterest expense$3,882,0001,296
Pre-tax net operating income$4,303,0001,303
Securities gains (losses)$2,0002,831
Applicable income taxes$193,0002,821
Income before extraordinary items$4,112,0001,135
Extraordinary gains, net$025
Net income$4,112,0001,137
Minority interest net income$084
Net income of bank and minority interests.$4,112,0001,137
Net charge-offs$1,044,000965
Cash dividends$1,364,0001,169
Sale, conversion, retirement of capital stock, net$10,000772
Net operating income$4,110,0801,107
2013-06-30 (YTD Data)Rank
Total interest income$9,738,0001,303
Total interest expense$1,187,0001,509
Net interest income$8,551,0001,265
Provision for loan and lease losses$1,169,000598
Total noninterest income$3,233,000961
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,162,000343
Trading account gains and fees$0157
Additional Noninterest Income$1,071,0001,506
Total noninterest expense$7,908,0001,273
Salaries and employee benefits$4,505,0001,194
Premises and equipment expense$885,0001,350
Additional noninterest expense$2,518,0001,318
Pre-tax net operating income$2,707,0001,347
Securities gains (losses)$2,0002,612
Applicable income taxes$121,0002,877
Income before extraordinary items$2,588,0001,178
Extraordinary gains, net$022
Net income$2,588,0001,180
Minority interest net income$082
Net income of bank and minority interests.$2,588,0001,181
Net charge-offs$907,000827
Cash dividends$1,054,0001,038
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$2,586,0801,133
2013-03-31 (YTD Data)Rank
Total interest income$4,862,0001,310
Total interest expense$617,0001,498
Net interest income$4,245,0001,274
Provision for loan and lease losses$584,000629
Total noninterest income$1,557,000999
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,052,000351
Trading account gains and fees$0148
Additional Noninterest Income$505,0001,566
Total noninterest expense$3,859,0001,305
Salaries and employee benefits$2,222,0001,216
Premises and equipment expense$436,0001,401
Additional noninterest expense$1,201,0001,358
Pre-tax net operating income$1,359,0001,334
Securities gains (losses)$01,966
Applicable income taxes$60,0002,860
Income before extraordinary items$1,299,0001,146
Extraordinary gains, net$010
Net income$1,299,0001,148
Minority interest net income$076
Net income of bank and minority interests.$1,299,0001,148
Net charge-offs$652,000644
Cash dividends$283,0001,381
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$1,299,0001,091
2012-12-31 (YTD Data)Rank
Total interest income$20,533,0001,304
Total interest expense$2,932,0001,510
Net interest income$17,601,0001,250
Provision for loan and lease losses$2,671,000847
Total noninterest income$6,275,000965
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,056,000376
Trading account gains and fees$0166
Additional Noninterest Income$2,219,0001,437
Total noninterest expense$16,528,0001,225
Salaries and employee benefits$8,782,0001,204
Premises and equipment expense$1,605,0001,482
Additional noninterest expense$6,141,0001,134
Pre-tax net operating income$4,677,0001,457
Securities gains (losses)$897,000593
Applicable income taxes$190,0003,046
Income before extraordinary items$5,384,0001,095
Extraordinary gains, net$029
Net income$5,384,0001,095
Minority interest net income$093
Net income of bank and minority interests.$5,384,0001,095
Net charge-offs$2,632,000932
Cash dividends$1,436,0001,549
Sale, conversion, retirement of capital stock, net$13,000880
Net operating income$4,513,9101,248
2012-09-30 (YTD Data)Rank
Total interest income$15,511,0001,320
Total interest expense$2,270,0001,536
Net interest income$13,241,0001,257
Provision for loan and lease losses$2,302,000760
Total noninterest income$4,664,000981
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,950,000387
Trading account gains and fees$0157
Additional Noninterest Income$1,714,0001,405
Total noninterest expense$12,459,0001,218
Salaries and employee benefits$6,537,0001,203
Premises and equipment expense$1,228,0001,464
Additional noninterest expense$4,694,0001,091
Pre-tax net operating income$3,144,0001,632
Securities gains (losses)$896,000455
Applicable income taxes$142,0003,114
Income before extraordinary items$3,898,0001,157
Extraordinary gains, net$020
Net income$3,898,0001,158
Minority interest net income$086
Net income of bank and minority interests.$3,898,0001,158
Net charge-offs$2,233,000854
Cash dividends$1,062,0001,271
Sale, conversion, retirement of capital stock, net$10,000851
Net operating income$3,037,8401,384
2012-06-30 (YTD Data)Rank
Total interest income$10,359,0001,333
Total interest expense$1,565,0001,541
Net interest income$8,794,0001,267
Provision for loan and lease losses$1,993,000643
Total noninterest income$3,339,000900
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,914,000397
Trading account gains and fees$0153
Additional Noninterest Income$1,425,0001,181
Total noninterest expense$8,042,0001,242
Salaries and employee benefits$4,338,0001,208
Premises and equipment expense$800,0001,485
Additional noninterest expense$2,904,0001,187
Pre-tax net operating income$2,098,0001,629
Securities gains (losses)$527,000517
Applicable income taxes$77,0003,260
Income before extraordinary items$2,548,0001,184
Extraordinary gains, net$019
Net income$2,548,0001,183
Minority interest net income$084
Net income of bank and minority interests.$2,548,0001,183
Net charge-offs$2,027,000682
Cash dividends$696,0001,300
Sale, conversion, retirement of capital stock, net$7,000822
Net operating income$2,036,8101,373
2012-03-31 (YTD Data)Rank
Total interest income$5,178,0001,331
Total interest expense$819,0001,541
Net interest income$4,359,0001,270
Provision for loan and lease losses$997,000621
Total noninterest income$1,681,000882
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$939,000398
Trading account gains and fees$0148
Additional Noninterest Income$742,0001,139
Total noninterest expense$4,042,0001,239
Salaries and employee benefits$2,140,0001,220
Premises and equipment expense$406,0001,466
Additional noninterest expense$1,496,0001,140
Pre-tax net operating income$1,001,0001,680
Securities gains (losses)$526,000262
Applicable income taxes$68,0002,787
Income before extraordinary items$1,459,0001,019
Extraordinary gains, net$019
Net income$1,459,0001,021
Minority interest net income$078
Net income of bank and minority interests.$1,459,0001,020
Net charge-offs$1,041,000654
Cash dividends$524,000828
Sale, conversion, retirement of capital stock, net$3,000776
Net operating income$954,0401,436
2011-12-31 (YTD Data)Rank
Total interest income$21,668,0001,325
Total interest expense$5,118,0001,175
Net interest income$16,550,0001,329
Provision for loan and lease losses$4,204,000912
Total noninterest income$6,153,000887
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,825,000402
Trading account gains and fees$0146
Additional Noninterest Income$2,328,0001,229
Total noninterest expense$15,507,0001,272
Salaries and employee benefits$8,244,0001,208
Premises and equipment expense$1,737,0001,440
Additional noninterest expense$5,526,0001,250
Pre-tax net operating income$2,992,0001,839
Securities gains (losses)$1,151,000385
Applicable income taxes$188,0002,969
Income before extraordinary items$3,955,0001,267
Extraordinary gains, net$029
Net income$3,955,0001,267
Minority interest net income$096
Net income of bank and minority interests.$3,955,0001,267
Net charge-offs$3,190,0001,147
Cash dividends$926,0001,717
Sale, conversion, retirement of capital stock, net$23,000929
Net operating income$2,861,5501,601
2011-09-30 (YTD Data)Rank
Total interest income$16,386,0001,326
Total interest expense$4,180,0001,125
Net interest income$12,206,0001,367
Provision for loan and lease losses$3,238,000881
Total noninterest income$4,672,000887
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,839,000410
Trading account gains and fees$0145
Additional Noninterest Income$1,833,0001,188
Total noninterest expense$11,781,0001,258
Salaries and employee benefits$6,242,0001,195
Premises and equipment expense$1,317,0001,439
Additional noninterest expense$4,222,0001,223
Pre-tax net operating income$1,859,0002,205
Securities gains (losses)$1,150,000305
Applicable income taxes$135,0002,985
Income before extraordinary items$2,874,0001,349
Extraordinary gains, net$021
Net income$2,874,0001,348
Minority interest net income$087
Net income of bank and minority interests.$2,874,0001,349
Net charge-offs$2,421,0001,071
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$17,000879
Net operating income$1,770,0001,925
2011-06-30 (YTD Data)Rank
Total interest income$10,915,0001,331
Total interest expense$3,022,0001,079
Net interest income$7,893,0001,421
Provision for loan and lease losses$2,159,000870
Total noninterest income$2,677,000990
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,850,000415
Trading account gains and fees$0153
Additional Noninterest Income$827,0001,529
Total noninterest expense$8,004,0001,247
Salaries and employee benefits$4,195,0001,194
Premises and equipment expense$864,0001,461
Additional noninterest expense$2,945,0001,206
Pre-tax net operating income$407,0004,172
Securities gains (losses)$613,000301
Applicable income taxes$46,0003,414
Income before extraordinary items$974,0002,330
Extraordinary gains, net$015
Net income$974,0002,330
Minority interest net income$089
Net income of bank and minority interests.$974,0002,330
Net charge-offs$1,168,0001,344
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$11,000831
Net operating income$391,6503,923
2011-03-31 (YTD Data)Rank
Total interest income$5,541,0001,322
Total interest expense$1,667,0001,033
Net interest income$3,874,0001,437
Provision for loan and lease losses$1,079,000809
Total noninterest income$1,472,000926
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$881,000428
Trading account gains and fees$0158
Additional Noninterest Income$591,0001,194
Total noninterest expense$3,805,0001,312
Salaries and employee benefits$2,134,0001,175
Premises and equipment expense$454,0001,419
Additional noninterest expense$1,217,0001,438
Pre-tax net operating income$462,0002,707
Securities gains (losses)$46,000790
Applicable income taxes$23,0003,360
Income before extraordinary items$485,0002,310
Extraordinary gains, net$09
Net income$485,0002,309
Minority interest net income$086
Net income of bank and minority interests.$485,0002,310
Net charge-offs$422,0001,475
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$441,3002,429
2010-12-31 (YTD Data)Rank
Total interest income$22,916,0001,343
Total interest expense$7,884,0001,051
Net interest income$15,032,0001,491
Provision for loan and lease losses$6,052,000985
Total noninterest income$5,295,0001,044
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,632,000421
Trading account gains and fees$0175
Additional Noninterest Income$1,663,0001,590
Total noninterest expense$14,666,0001,366
Salaries and employee benefits$7,926,0001,247
Premises and equipment expense$1,849,0001,389
Additional noninterest expense$4,891,0001,480
Pre-tax net operating income$-391,0006,185
Securities gains (losses)$1,062,000465
Applicable income taxes$84,0003,350
Income before extraordinary items$587,0004,101
Extraordinary gains, net$029
Net income$587,0004,100
Minority interest net income$0111
Net income of bank and minority interests.$587,0004,101
Net charge-offs$6,395,000837
Cash dividends$612,0002,091
Sale, conversion, retirement of capital stock, net$25,0001,066
Net operating income$-336,9406,220
2010-09-30 (YTD Data)Rank
Total interest income$17,311,0001,350
Total interest expense$6,051,0001,064
Net interest income$11,260,0001,511
Provision for loan and lease losses$3,595,0001,125
Total noninterest income$3,998,0001,001
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,698,000423
Trading account gains and fees$0165
Additional Noninterest Income$1,300,0001,496
Total noninterest expense$11,147,0001,338
Salaries and employee benefits$6,099,0001,202
Premises and equipment expense$1,389,0001,403
Additional noninterest expense$3,659,0001,450
Pre-tax net operating income$516,0004,170
Securities gains (losses)$1,062,000390
Applicable income taxes$71,0003,347
Income before extraordinary items$1,507,0002,133
Extraordinary gains, net$023
Net income$1,507,0002,135
Minority interest net income$0110
Net income of bank and minority interests.$1,507,0002,136
Net charge-offs$3,550,000997
Cash dividends$612,0001,527
Sale, conversion, retirement of capital stock, net$19,000998
Net operating income$487,4804,011
2010-06-30 (YTD Data)Rank
Total interest income$11,540,0001,368
Total interest expense$4,066,0001,097
Net interest income$7,474,0001,518
Provision for loan and lease losses$2,630,0001,044
Total noninterest income$2,614,0001,004
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,756,000435
Trading account gains and fees$0152
Additional Noninterest Income$858,0001,448
Total noninterest expense$7,366,0001,349
Salaries and employee benefits$4,007,0001,218
Premises and equipment expense$921,0001,431
Additional noninterest expense$2,438,0001,460
Pre-tax net operating income$92,0005,553
Securities gains (losses)$1,061,000250
Applicable income taxes$52,0003,248
Income before extraordinary items$1,101,0001,949
Extraordinary gains, net$019
Net income$1,101,0001,949
Minority interest net income$0105
Net income of bank and minority interests.$1,101,0001,949
Net charge-offs$2,512,000947
Cash dividends$436,0001,483
Sale, conversion, retirement of capital stock, net$14,000914
Net operating income$93,0505,467
2010-03-31 (YTD Data)Rank
Total interest income$5,873,0001,383
Total interest expense$2,019,0001,166
Net interest income$3,854,0001,487
Provision for loan and lease losses$965,0001,205
Total noninterest income$1,246,0001,017
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$882,000429
Trading account gains and fees$0175
Additional Noninterest Income$364,0001,607
Total noninterest expense$3,706,0001,356
Salaries and employee benefits$2,059,0001,198
Premises and equipment expense$644,0001,063
Additional noninterest expense$1,003,0001,740
Pre-tax net operating income$429,0002,710
Securities gains (losses)$238,000461
Applicable income taxes$29,0003,203
Income before extraordinary items$638,0001,729
Extraordinary gains, net$016
Net income$638,0001,729
Minority interest net income$091
Net income of bank and minority interests.$638,0001,730
Net charge-offs$628,0001,413
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$11,000794
Net operating income$409,5202,418
2009-12-31 (YTD Data)Rank
Total interest income$24,092,0001,431
Total interest expense$8,929,0001,343
Net interest income$15,163,0001,482
Provision for loan and lease losses$3,895,0001,680
Total noninterest income$5,009,0001,102
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,703,000446
Trading account gains and fees$0211
Additional Noninterest Income$1,306,0001,809
Total noninterest expense$14,351,0001,432
Salaries and employee benefits$7,837,0001,250
Premises and equipment expense$2,186,0001,247
Additional noninterest expense$4,328,0001,723
Pre-tax net operating income$1,926,0001,972
Securities gains (losses)$550,000823
Applicable income taxes$117,0002,778
Income before extraordinary items$2,359,0001,415
Extraordinary gains, net$034
Net income$2,359,0001,413
Minority interest net income$0115
Net income of bank and minority interests.$2,359,0001,414
Net charge-offs$2,745,0001,693
Cash dividends$1,263,0001,356
Sale, conversion, retirement of capital stock, net$19,0001,218
Net operating income$1,836,5001,773
2009-09-30 (YTD Data)Rank
Total interest income$18,276,0001,439
Total interest expense$6,833,0001,384
Net interest income$11,443,0001,464
Provision for loan and lease losses$2,921,0001,507
Total noninterest income$3,697,0001,123
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,782,000445
Trading account gains and fees$0212
Additional Noninterest Income$915,0001,941
Total noninterest expense$10,441,0001,473
Salaries and employee benefits$5,960,0001,260
Premises and equipment expense$1,581,0001,300
Additional noninterest expense$2,900,0001,846
Pre-tax net operating income$1,778,0001,787
Securities gains (losses)$550,000648
Applicable income taxes$105,0002,845
Income before extraordinary items$2,223,0001,204
Extraordinary gains, net$027
Net income$2,223,0001,203
Minority interest net income$0118
Net income of bank and minority interests.$2,223,0001,204
Net charge-offs$1,490,0001,778
Cash dividends$1,087,0001,171
Sale, conversion, retirement of capital stock, net$14,0001,137
Net operating income$1,700,5001,541
2009-06-30 (YTD Data)Rank
Total interest income$12,284,0001,455
Total interest expense$4,694,0001,413
Net interest income$7,590,0001,476
Provision for loan and lease losses$1,947,0001,420
Total noninterest income$2,313,0001,195
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,832,000454
Trading account gains and fees$0193
Additional Noninterest Income$481,0002,277
Total noninterest expense$6,957,0001,495
Salaries and employee benefits$3,999,0001,274
Premises and equipment expense$1,054,0001,320
Additional noninterest expense$1,904,0001,881
Pre-tax net operating income$999,0002,114
Securities gains (losses)$543,000477
Applicable income taxes$72,0002,886
Income before extraordinary items$1,470,0001,291
Extraordinary gains, net$021
Net income$1,470,0001,289
Minority interest net income$0112
Net income of bank and minority interests.$1,470,0001,290
Net charge-offs$888,0001,733
Cash dividends$629,0001,373
Sale, conversion, retirement of capital stock, net$9,0001,104
Net operating income$954,1501,861
2009-03-31 (YTD Data)Rank
Total interest income$6,267,0001,434
Total interest expense$2,426,0001,420
Net interest income$3,841,0001,451
Provision for loan and lease losses$974,0001,212
Total noninterest income$1,349,0001,010
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$908,000448
Trading account gains and fees$0171
Additional Noninterest Income$441,0001,512
Total noninterest expense$3,336,0001,496
Salaries and employee benefits$1,940,0001,332
Premises and equipment expense$513,0001,384
Additional noninterest expense$883,0001,824
Pre-tax net operating income$880,0001,467
Securities gains (losses)$540,000308
Applicable income taxes$63,0002,683
Income before extraordinary items$1,357,000754
Extraordinary gains, net$015
Net income$1,357,000754
Minority interest net income$0102
Net income of bank and minority interests.$1,357,000756
Net charge-offs$491,0001,376
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$5,000980
Net operating income$838,6001,238
2008-12-31 (YTD Data)Rank
Total interest income$26,777,0001,449
Total interest expense$11,618,0001,407
Net interest income$15,159,0001,480
Provision for loan and lease losses$2,810,0001,460
Total noninterest income$5,850,000929
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,092,000422
Trading account gains and fees$0154
Additional Noninterest Income$1,758,0001,429
Total noninterest expense$13,097,0001,488
Salaries and employee benefits$7,844,0001,284
Premises and equipment expense$1,883,0001,470
Additional noninterest expense$3,370,0001,816
Pre-tax net operating income$5,102,0001,084
Securities gains (losses)$-2,594,0007,956
Applicable income taxes$105,0003,356
Income before extraordinary items$2,403,0001,669
Extraordinary gains, net$039
Net income$2,403,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,410,0001,150
Cash dividends$2,431,0001,129
Sale, conversion, retirement of capital stock, net$37,0001,180
Net operating income$4,893,240893
2008-09-30 (YTD Data)Rank
Total interest income$20,284,0001,470
Total interest expense$9,000,0001,412
Net interest income$11,284,0001,498
Provision for loan and lease losses$1,526,0001,409
Total noninterest income$4,481,000953
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,057,000432
Trading account gains and fees$0148
Additional Noninterest Income$1,424,0001,413
Total noninterest expense$9,803,0001,482
Salaries and employee benefits$5,912,0001,300
Premises and equipment expense$1,394,0001,496
Additional noninterest expense$2,497,0001,778
Pre-tax net operating income$4,436,0001,145
Securities gains (losses)$-1,836,0008,037
Applicable income taxes$165,0003,121
Income before extraordinary items$2,435,0001,500
Extraordinary gains, net$031
Net income$2,435,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,360,0001,081
Cash dividends$2,256,000925
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,160,840939
2008-06-30 (YTD Data)Rank
Total interest income$13,571,0001,488
Total interest expense$6,231,0001,415
Net interest income$7,340,0001,524
Provision for loan and lease losses$818,0001,396
Total noninterest income$2,966,000967
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,984,000432
Trading account gains and fees$0149
Additional Noninterest Income$982,0001,416
Total noninterest expense$6,644,0001,450
Salaries and employee benefits$4,104,0001,255
Premises and equipment expense$932,0001,494
Additional noninterest expense$1,608,0001,796
Pre-tax net operating income$2,844,0001,246
Securities gains (losses)$03,233
Applicable income taxes$121,0003,250
Income before extraordinary items$2,723,0001,006
Extraordinary gains, net$021
Net income$2,723,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,000923
Cash dividends$1,552,000967
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,723,000991
2008-03-31 (YTD Data)Rank
Total interest income$6,759,0001,535
Total interest expense$3,305,0001,427
Net interest income$3,454,0001,605
Provision for loan and lease losses$409,0001,131
Total noninterest income$1,461,000988
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$970,000434
Trading account gains and fees$0158
Additional Noninterest Income$491,0001,441
Total noninterest expense$3,298,0001,454
Salaries and employee benefits$2,037,0001,288
Premises and equipment expense$467,0001,493
Additional noninterest expense$794,0001,788
Pre-tax net operating income$1,208,0001,517
Securities gains (losses)$02,688
Applicable income taxes$50,0003,552
Income before extraordinary items$1,158,0001,298
Extraordinary gains, net$015
Net income$1,158,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,000825
Cash dividends$415,0001,547
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,158,0001,263
2007-12-31 (YTD Data)Rank
Total interest income$25,934,0001,665
Total interest expense$12,564,0001,600
Net interest income$13,370,0001,690
Provision for loan and lease losses$1,485,0001,065
Total noninterest income$5,586,0001,008
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,974,000438
Trading account gains and fees$0178
Additional Noninterest Income$1,612,0001,592
Total noninterest expense$11,439,0001,611
Salaries and employee benefits$7,148,0001,423
Premises and equipment expense$1,559,0001,689
Additional noninterest expense$2,732,0002,016
Pre-tax net operating income$6,032,0001,385
Securities gains (losses)$7,0001,467
Applicable income taxes$256,0003,582
Income before extraordinary items$5,783,0001,117
Extraordinary gains, net$039
Net income$5,783,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,0001,193
Cash dividends$2,654,0001,312
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,776,2801,103
2007-09-30 (YTD Data)Rank
Total interest income$19,006,0001,701
Total interest expense$9,123,0001,640
Net interest income$9,883,0001,718
Provision for loan and lease losses$1,144,000809
Total noninterest income$4,139,0001,014
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,906,000448
Trading account gains and fees$0184
Additional Noninterest Income$1,233,0001,564
Total noninterest expense$8,439,0001,619
Salaries and employee benefits$5,251,0001,449
Premises and equipment expense$1,161,0001,695
Additional noninterest expense$2,027,0001,981
Pre-tax net operating income$4,439,0001,526
Securities gains (losses)$1,0001,492
Applicable income taxes$189,0003,779
Income before extraordinary items$4,251,0001,214
Extraordinary gains, net$033
Net income$4,251,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$599,000938
Cash dividends$2,252,0001,110
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,250,0401,201
2007-06-30 (YTD Data)Rank
Total interest income$12,379,0001,748
Total interest expense$5,902,0001,699
Net interest income$6,477,0001,773
Provision for loan and lease losses$762,000730
Total noninterest income$2,731,0001,045
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,885,000459
Trading account gains and fees$0168
Additional Noninterest Income$846,0001,558
Total noninterest expense$5,545,0001,668
Salaries and employee benefits$3,417,0001,502
Premises and equipment expense$767,0001,733
Additional noninterest expense$1,361,0001,983
Pre-tax net operating income$2,901,0001,594
Securities gains (losses)$1,0001,305
Applicable income taxes$123,0003,894
Income before extraordinary items$2,779,0001,289
Extraordinary gains, net$029
Net income$2,779,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,000774
Cash dividends$1,207,0001,322
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,778,0401,271
2007-03-31 (YTD Data)Rank
Total interest income$6,002,0001,800
Total interest expense$2,872,0001,737
Net interest income$3,130,0001,836
Provision for loan and lease losses$381,000652
Total noninterest income$1,332,0001,050
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$892,000471
Trading account gains and fees$0195
Additional Noninterest Income$440,0001,505
Total noninterest expense$2,758,0001,682
Salaries and employee benefits$1,672,0001,555
Premises and equipment expense$384,0001,739
Additional noninterest expense$702,0001,898
Pre-tax net operating income$1,323,0001,722
Securities gains (losses)$1,0001,055
Applicable income taxes$55,0004,013
Income before extraordinary items$1,269,0001,384
Extraordinary gains, net$022
Net income$1,269,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,000783
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,268,0401,374
2006-12-31 (YTD Data)Rank
Total interest income$22,070,0001,831
Total interest expense$9,402,0001,783
Net interest income$12,668,0001,817
Provision for loan and lease losses$1,150,000910
Total noninterest income$4,803,0001,127
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,478,000493
Trading account gains and fees$0130
Additional Noninterest Income$1,325,0001,819
Total noninterest expense$10,310,0001,731
Salaries and employee benefits$6,216,0001,587
Premises and equipment expense$1,509,0001,687
Additional noninterest expense$2,585,0002,044
Pre-tax net operating income$6,011,0001,599
Securities gains (losses)$2,0001,439
Applicable income taxes$799,0002,477
Income before extraordinary items$5,214,0001,406
Extraordinary gains, net$051
Net income$5,214,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,0001,015
Cash dividends$2,738,0001,215
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,212,2601,391
2006-09-30 (YTD Data)Rank
Total interest income$16,139,0001,862
Total interest expense$6,656,0001,823
Net interest income$9,483,0001,837
Provision for loan and lease losses$900,000830
Total noninterest income$3,609,0001,132
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,591,000495
Trading account gains and fees$0126
Additional Noninterest Income$1,018,0001,794
Total noninterest expense$7,832,0001,712
Salaries and employee benefits$4,684,0001,595
Premises and equipment expense$1,138,0001,685
Additional noninterest expense$2,010,0001,940
Pre-tax net operating income$4,360,0001,715
Securities gains (losses)$01,388
Applicable income taxes$745,0002,307
Income before extraordinary items$3,615,0001,546
Extraordinary gains, net$045
Net income$3,615,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,000868
Cash dividends$1,855,0001,220
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,615,0001,528
2006-06-30 (YTD Data)Rank
Total interest income$10,362,0001,894
Total interest expense$4,139,0001,850
Net interest income$6,223,0001,867
Provision for loan and lease losses$600,000813
Total noninterest income$2,352,0001,159
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,694,000499
Trading account gains and fees$0126
Additional Noninterest Income$658,0001,842
Total noninterest expense$5,202,0001,719
Salaries and employee benefits$3,117,0001,593
Premises and equipment expense$765,0001,672
Additional noninterest expense$1,320,0001,987
Pre-tax net operating income$2,773,0001,796
Securities gains (losses)$01,185
Applicable income taxes$683,0001,874
Income before extraordinary items$2,090,0001,736
Extraordinary gains, net$039
Net income$2,090,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,000945
Cash dividends$912,0001,560
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,090,0001,723
2006-03-31 (YTD Data)Rank
Total interest income$5,006,0001,910
Total interest expense$1,938,0001,881
Net interest income$3,068,0001,888
Provision for loan and lease losses$300,000761
Total noninterest income$1,176,0001,143
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$837,000490
Trading account gains and fees$0115
Additional Noninterest Income$339,0001,772
Total noninterest expense$2,576,0001,733
Salaries and employee benefits$1,551,0001,603
Premises and equipment expense$386,0001,667
Additional noninterest expense$639,0002,034
Pre-tax net operating income$1,368,0001,771
Securities gains (losses)$0955
Applicable income taxes$646,0001,126
Income before extraordinary items$722,0002,387
Extraordinary gains, net$021
Net income$722,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,000598
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$722,0002,363
2005-12-31 (YTD Data)Rank
Total interest income$17,607,0001,908
Total interest expense$6,181,0001,837
Net interest income$11,426,0001,943
Provision for loan and lease losses$1,140,000925
Total noninterest income$4,556,0001,156
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,338,000509
Trading account gains and fees$0138
Additional Noninterest Income$1,218,0001,946
Total noninterest expense$9,608,0001,769
Salaries and employee benefits$5,696,0001,643
Premises and equipment expense$1,492,0001,637
Additional noninterest expense$2,420,0002,072
Pre-tax net operating income$5,234,0001,790
Securities gains (losses)$7,0001,594
Applicable income taxes$1,640,0001,595
Income before extraordinary items$3,601,0001,908
Extraordinary gains, net$046
Net income$3,601,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,000867
Cash dividends$1,422,0001,895
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,596,1701,888
2005-09-30 (YTD Data)Rank
Total interest income$12,785,0001,915
Total interest expense$4,387,0001,822
Net interest income$8,398,0001,968
Provision for loan and lease losses$855,000884
Total noninterest income$3,419,0001,167
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,497,000512
Trading account gains and fees$0126
Additional Noninterest Income$922,0001,925
Total noninterest expense$7,098,0001,776
Salaries and employee benefits$4,249,0001,630
Premises and equipment expense$1,110,0001,636
Additional noninterest expense$1,739,0002,135
Pre-tax net operating income$3,864,0001,822
Securities gains (losses)$7,0001,597
Applicable income taxes$1,210,0001,640
Income before extraordinary items$2,661,0001,967
Extraordinary gains, net$035
Net income$2,661,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,000780
Cash dividends$1,172,0001,602
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,656,1701,933
2005-06-30 (YTD Data)Rank
Total interest income$8,252,0001,928
Total interest expense$2,758,0001,823
Net interest income$5,494,0001,977
Provision for loan and lease losses$570,000870
Total noninterest income$2,279,0001,148
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,643,000507
Trading account gains and fees$0116
Additional Noninterest Income$636,0001,853
Total noninterest expense$4,721,0001,767
Salaries and employee benefits$2,836,0001,630
Premises and equipment expense$740,0001,626
Additional noninterest expense$1,145,0002,148
Pre-tax net operating income$2,482,0001,857
Securities gains (losses)$7,0001,472
Applicable income taxes$790,0001,633
Income before extraordinary items$1,699,0002,000
Extraordinary gains, net$030
Net income$1,699,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,000956
Cash dividends$318,0002,853
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,694,2401,967
2005-03-31 (YTD Data)Rank
Total interest income$4,007,0001,935
Total interest expense$1,312,0001,811
Net interest income$2,695,0002,000
Provision for loan and lease losses$285,000826
Total noninterest income$1,142,0001,129
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$790,000509
Trading account gains and fees$0115
Additional Noninterest Income$352,0001,693
Total noninterest expense$2,352,0001,778
Salaries and employee benefits$1,417,0001,631
Premises and equipment expense$376,0001,618
Additional noninterest expense$559,0002,186
Pre-tax net operating income$1,200,0001,883
Securities gains (losses)$7,0001,110
Applicable income taxes$400,0001,602
Income before extraordinary items$807,0002,064
Extraordinary gains, net$024
Net income$807,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,000815
Cash dividends$5,0003,829
Sale, conversion, retirement of capital stock, net$0491
Net operating income$802,3102,037
2004-12-31 (YTD Data)Rank
Total interest income$14,771,0001,927
Total interest expense$4,363,0001,865
Net interest income$10,408,0001,954
Provision for loan and lease losses$2,005,000541
Total noninterest income$4,274,0001,214
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,219,000536
Trading account gains and fees$0138
Additional Noninterest Income$1,055,0002,066
Total noninterest expense$8,601,0001,877
Salaries and employee benefits$5,062,0001,742
Premises and equipment expense$1,428,0001,628
Additional noninterest expense$2,111,0002,303
Pre-tax net operating income$4,076,0002,034
Securities gains (losses)$294,000649
Applicable income taxes$1,420,0001,672
Income before extraordinary items$2,950,0002,110
Extraordinary gains, net$034
Net income$2,950,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,881,000479
Cash dividends$1,037,0002,258
Sale, conversion, retirement of capital stock, net$85,000682
Net operating income$2,750,0802,185
2004-09-30 (YTD Data)Rank
Total interest income$10,861,0001,943
Total interest expense$3,129,0001,914
Net interest income$7,732,0001,952
Provision for loan and lease losses$788,000972
Total noninterest income$3,214,0001,234
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,380,000550
Trading account gains and fees$0134
Additional Noninterest Income$834,0002,024
Total noninterest expense$6,449,0001,855
Salaries and employee benefits$3,823,0001,727
Premises and equipment expense$1,060,0001,646
Additional noninterest expense$1,566,0002,304
Pre-tax net operating income$3,709,0001,731
Securities gains (losses)$170,000853
Applicable income taxes$1,262,0001,482
Income before extraordinary items$2,617,0001,828
Extraordinary gains, net$026
Net income$2,617,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,144
Cash dividends$752,0002,091
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,503,1001,853
2004-06-30 (YTD Data)Rank
Total interest income$7,141,0001,957
Total interest expense$2,063,0001,923
Net interest income$5,078,0001,959
Provision for loan and lease losses$525,000940
Total noninterest income$2,165,0001,214
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,587,000546
Trading account gains and fees$0130
Additional Noninterest Income$578,0001,979
Total noninterest expense$4,243,0001,881
Salaries and employee benefits$2,504,0001,751
Premises and equipment expense$704,0001,643
Additional noninterest expense$1,035,0002,321
Pre-tax net operating income$2,475,0001,694
Securities gains (losses)$2,0003,048
Applicable income taxes$805,0001,523
Income before extraordinary items$1,672,0001,885
Extraordinary gains, net$021
Net income$1,672,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,713
Cash dividends$706,0001,693
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,670,6401,836
2004-03-31 (YTD Data)Rank
Total interest income$3,533,0001,987
Total interest expense$1,041,0001,925
Net interest income$2,492,0001,995
Provision for loan and lease losses$262,000912
Total noninterest income$1,047,0001,217
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$784,000548
Trading account gains and fees$0121
Additional Noninterest Income$263,0002,050
Total noninterest expense$2,121,0001,893
Salaries and employee benefits$1,242,0001,781
Premises and equipment expense$357,0001,641
Additional noninterest expense$522,0002,269
Pre-tax net operating income$1,156,0001,780
Securities gains (losses)$2,0002,612
Applicable income taxes$380,0001,637
Income before extraordinary items$778,0002,001
Extraordinary gains, net$016
Net income$778,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$776,6601,923
2003-12-31 (YTD Data)Rank
Total interest income$14,688,0001,932
Total interest expense$4,564,0001,958
Net interest income$10,124,0001,925
Provision for loan and lease losses$1,516,000818
Total noninterest income$3,740,0001,422
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,878,000591
Trading account gains and fees$0160
Additional Noninterest Income$862,0002,610
Total noninterest expense$8,083,0001,967
Salaries and employee benefits$4,816,0001,788
Premises and equipment expense$1,319,0001,714
Additional noninterest expense$1,948,0002,472
Pre-tax net operating income$4,265,0001,888
Securities gains (losses)$233,0001,229
Applicable income taxes$1,471,0001,646
Income before extraordinary items$3,027,0002,025
Extraordinary gains, net$054
Net income$3,027,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,200,000797
Cash dividends$503,0003,495
Sale, conversion, retirement of capital stock, net$60,000709
Net operating income$2,870,8902,019
2003-09-30 (YTD Data)Rank
Total interest income$11,088,0001,947
Total interest expense$3,486,0002,003
Net interest income$7,602,0001,933
Provision for loan and lease losses$1,025,000880
Total noninterest income$2,803,0001,444
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,157,000602
Trading account gains and fees$0153
Additional Noninterest Income$646,0002,704
Total noninterest expense$6,301,0001,886
Salaries and employee benefits$3,838,0001,687
Premises and equipment expense$989,0001,732
Additional noninterest expense$1,474,0002,438
Pre-tax net operating income$3,079,0002,008
Securities gains (losses)$235,0001,135
Applicable income taxes$1,075,0001,749
Income before extraordinary items$2,239,0002,105
Extraordinary gains, net$040
Net income$2,239,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000779
Cash dividends$279,0003,603
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,079,2002,142
2003-06-30 (YTD Data)Rank
Total interest income$7,352,0001,979
Total interest expense$2,358,0002,031
Net interest income$4,994,0001,954
Provision for loan and lease losses$600,000971
Total noninterest income$1,897,0001,413
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,449,000590
Trading account gains and fees$0150
Additional Noninterest Income$448,0002,616
Total noninterest expense$4,186,0001,889
Salaries and employee benefits$2,551,0001,686
Premises and equipment expense$647,0001,755
Additional noninterest expense$988,0002,392
Pre-tax net operating income$2,105,0001,948
Securities gains (losses)$-23,0009,113
Applicable income taxes$675,0001,870
Income before extraordinary items$1,407,0002,223
Extraordinary gains, net$030
Net income$1,407,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000660
Cash dividends$279,0002,993
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,422,6402,093
2003-03-31 (YTD Data)Rank
Total interest income$3,652,0002,002
Total interest expense$1,178,0002,084
Net interest income$2,474,0001,974
Provision for loan and lease losses$225,0001,208
Total noninterest income$922,0001,415
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$724,000577
Trading account gains and fees$0134
Additional Noninterest Income$198,0002,732
Total noninterest expense$2,103,0001,866
Salaries and employee benefits$1,284,0001,659
Premises and equipment expense$328,0001,741
Additional noninterest expense$491,0002,374
Pre-tax net operating income$1,068,0001,923
Securities gains (losses)$02,891
Applicable income taxes$345,0001,840
Income before extraordinary items$723,0002,146
Extraordinary gains, net$021
Net income$723,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,000605
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$723,0002,033
2002-12-31 (YTD Data)Rank
Total interest income$14,958,0002,056
Total interest expense$5,107,0002,199
Net interest income$9,851,0001,963
Provision for loan and lease losses$936,0001,437
Total noninterest income$3,277,0001,465
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,577,000634
Trading account gains and fees$0153
Additional Noninterest Income$700,0002,708
Total noninterest expense$7,635,0001,970
Salaries and employee benefits$4,589,0001,739
Premises and equipment expense$1,226,0001,816
Additional noninterest expense$1,820,0002,525
Pre-tax net operating income$4,557,0001,782
Securities gains (losses)$39,0002,625
Applicable income taxes$1,492,0001,664
Income before extraordinary items$3,104,0001,933
Extraordinary gains, net$070
Net income$3,104,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,0001,114
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,077,4801,885
2001-12-31 (YTD Data)Rank
Total interest income$16,534,0002,070
Total interest expense$7,893,0002,044
Net interest income$8,641,0002,068
Provision for loan and lease losses$936,0001,316
Total noninterest income$2,935,0001,501
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,294,000644
Trading account gains and fees$0177
Additional Noninterest Income$641,0002,712
Total noninterest expense$6,878,0002,085
Salaries and employee benefits$3,913,0001,916
Premises and equipment expense$1,313,0001,643
Additional noninterest expense$1,652,0002,644
Pre-tax net operating income$3,762,0001,869
Securities gains (losses)$-21,0009,378
Applicable income taxes$1,175,0001,846
Income before extraordinary items$2,566,0002,036
Extraordinary gains, net$0105
Net income$2,566,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$806,0001,094
Cash dividends$1,080,0002,110
Sale, conversion, retirement of capital stock, net$26,000796
Net operating income$2,580,4901,947
2000-12-31 (YTD Data)Rank
Total interest income$16,011,0002,190
Total interest expense$8,090,0002,123
Net interest income$7,921,0002,250
Provision for loan and lease losses$950,0001,118
Total noninterest income$2,521,0001,575
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,038,000661
Trading account gains and fees$0180
Additional Noninterest Income$483,0003,004
Total noninterest expense$6,434,0002,141
Salaries and employee benefits$3,527,0002,015
Premises and equipment expense$1,189,0001,755
Additional noninterest expense$1,718,0002,498
Pre-tax net operating income$3,058,0002,357
Securities gains (losses)$01,956
Applicable income taxes$920,0002,278
Income before extraordinary items$2,138,0002,396
Extraordinary gains, net$038
Net income$2,138,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,578
Cash dividends$446,0003,773
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,138,0002,399
1999-12-31 (YTD Data)Rank
Total interest income$13,811,0002,367
Total interest expense$6,422,0002,293
Net interest income$7,389,0002,388
Provision for loan and lease losses$530,0001,685
Total noninterest income$2,201,0001,730
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,720,000774
Trading account gains and fees$0173
Additional Noninterest Income$481,0003,028
Total noninterest expense$5,259,0002,570
Salaries and employee benefits$2,884,0002,435
Premises and equipment expense$1,017,0002,018
Additional noninterest expense$1,358,0003,110
Pre-tax net operating income$3,801,0001,937
Securities gains (losses)$2,0002,566
Applicable income taxes$1,256,0001,840
Income before extraordinary items$2,547,0002,066
Extraordinary gains, net$035
Net income$2,547,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,422
Cash dividends$406,0003,870
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,545,6602,036
1998-12-31 (YTD Data)Rank
Total interest income$12,188,0002,675
Total interest expense$5,840,0002,595
Net interest income$6,348,0002,706
Provision for loan and lease losses$265,0002,894
Total noninterest income$1,463,0002,308
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,008,0001,243
Trading account gains and fees$0224
Additional Noninterest Income$455,0003,158
Total noninterest expense$4,869,0002,688
Salaries and employee benefits$2,561,0002,643
Premises and equipment expense$863,0002,260
Additional noninterest expense$1,445,0002,871
Pre-tax net operating income$2,677,0002,628
Securities gains (losses)$19,0002,467
Applicable income taxes$891,0002,515
Income before extraordinary items$1,805,0002,786
Extraordinary gains, net$032
Net income$1,805,0002,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,880
Cash dividends$276,0004,783
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,792,2702,724
1997-12-31 (YTD Data)Rank
Total interest income$10,494,0003,087
Total interest expense$5,090,0002,933
Net interest income$5,404,0003,240
Provision for loan and lease losses$226,0003,180
Total noninterest income$1,125,0002,773
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$712,0001,827
Trading account gains and fees$0239
Additional Noninterest Income$413,0003,224
Total noninterest expense$3,932,0003,228
Salaries and employee benefits$2,274,0002,916
Premises and equipment expense$684,0002,802
Additional noninterest expense$974,0004,006
Pre-tax net operating income$2,371,0003,050
Securities gains (losses)$-46,00010,620
Applicable income taxes$757,0003,054
Income before extraordinary items$1,568,0003,229
Extraordinary gains, net$044
Net income$1,568,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,751
Cash dividends$252,0004,908
Sale, conversion, retirement of capital stock, net$11,000965
Net operating income$1,598,8203,107
1996-12-31 (YTD Data)Rank
Total interest income$9,186,0003,547
Total interest expense$4,411,0003,383
Net interest income$4,775,0003,699
Provision for loan and lease losses$192,0003,515
Total noninterest income$1,036,0003,051
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$662,0002,037
Trading account gains and fees$0262
Additional Noninterest Income$374,0003,527
Total noninterest expense$3,613,0003,674
Salaries and employee benefits$2,077,0003,217
Premises and equipment expense$589,0003,266
Additional noninterest expense$947,0004,603
Pre-tax net operating income$2,006,0003,416
Securities gains (losses)$22,0001,932
Applicable income taxes$648,0003,373
Income before extraordinary items$1,380,0003,450
Extraordinary gains, net$053
Net income$1,380,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,230
Cash dividends$168,0005,798
Sale, conversion, retirement of capital stock, net$898,000402
Net operating income$1,365,0403,436
1995-12-31 (YTD Data)Rank
Total interest income$8,167,0003,937
Total interest expense$4,278,0003,478
Net interest income$3,889,0004,417
Provision for loan and lease losses$165,0003,441
Total noninterest income$917,0003,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$586,0002,315
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,761
Total noninterest expense$3,185,0004,078
Salaries and employee benefits$1,878,0003,515
Premises and equipment expense$464,0004,005
Additional noninterest expense$843,0005,031
Pre-tax net operating income$1,456,0004,563
Securities gains (losses)$24,0001,774
Applicable income taxes$450,0004,524
Income before extraordinary items$1,030,0004,472
Extraordinary gains, net$065
Net income$1,030,0004,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,707
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,013,2004,540
1994-12-31 (YTD Data)Rank
Total interest income$6,885,0004,288
Total interest expense$3,144,0003,789
Net interest income$3,741,0004,653
Provision for loan and lease losses$165,0003,404
Total noninterest income$812,0003,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$605,0002,258
Trading account gains and feesNANA
Additional Noninterest Income$207,0005,150
Total noninterest expense$3,197,0004,177
Salaries and employee benefits$1,842,0003,541
Premises and equipment expense$481,0003,923
Additional noninterest expense$874,0005,311
Pre-tax net operating income$1,191,0005,262
Securities gains (losses)$16,0001,924
Applicable income taxes$368,0005,069
Income before extraordinary items$839,0005,172
Extraordinary gains, net$0249
Net income$839,0005,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,975
Cash dividends$136,0006,318
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$827,8005,286
1993-12-31 (YTD Data)Rank
Total interest income$6,273,0004,769
Total interest expense$2,524,0004,768
Net interest income$3,749,0004,666
Provision for loan and lease losses$165,0004,400
Total noninterest income$720,0004,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$536,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,928
Total noninterest expense$3,068,0004,424
Salaries and employee benefits$1,791,0003,626
Premises and equipment expense$505,0003,832
Additional noninterest expense$772,0006,094
Pre-tax net operating income$1,236,0005,072
Securities gains (losses)$-4,00012,523
Applicable income taxes$382,0005,172
Income before extraordinary items$850,0005,311
Extraordinary gains, net$03,149
Net income$850,0005,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,061
Cash dividends$175,0005,761
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$852,7605,081
1992-12-31 (YTD Data)Rank
Total interest income$6,337,0005,247
Total interest expense$2,791,0005,491
Net interest income$3,546,0004,949
Provision for loan and lease losses$205,0005,142
Total noninterest income$651,0004,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$511,0002,711
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,888
Total noninterest expense$2,760,0004,883
Salaries and employee benefits$1,519,0004,186
Premises and equipment expense$490,0004,041
Additional noninterest expense$751,0006,415
Pre-tax net operating income$1,232,0004,819
Securities gains (losses)$-11,00013,323
Applicable income taxes$380,0004,989
Income before extraordinary items$841,0005,157
Extraordinary gains, net$01,422
Net income$841,0005,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0005,790
Cash dividends$52,0007,625
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$848,5904,819

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.