Home > Bank of the West > Net charge- offs to loans
Bank of the West, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,621 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0729% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1064% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4673% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6167% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3866% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 4,689 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 3,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,698 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 4,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0918% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4099% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5959% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3342% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 4,726 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 4,158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 4,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0371% | 3,849 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0600% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1547% | 3,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4001% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8605% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 990 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.0678% | 4,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0664% | 3,868 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1149% | 3,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2082% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4657% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9998% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3909% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0012% | 972 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.1169% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0234% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0556% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0836% | 3,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0469% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3097% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5928% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2284% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0256% | 24 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.1197% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0319% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0655% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1248% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1132% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2119% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0607% | 15 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.1604% | 4,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0567% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0961% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0441% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3198% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7057% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2212% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1064% | 12 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0843% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5019% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7713% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4060% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2200% | 10 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0757% | 4,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2394% | 4,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0544% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 3,589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6317% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1735% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5496% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0727% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3177% | 4,079 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0922% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 4,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6882% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2436% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6065% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0190% | 34 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0660% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4737% | 4,100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 4,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1072% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 4,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7821% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5713% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6962% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0272% | 24 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2406% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0762% | 4,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0780% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 4,662 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9358% | 4,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1142% | 3,664 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9612% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2578% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8849% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0735% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,076 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 4,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1168% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2987% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7633% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8927% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7017% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0159% | 39 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0973% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1167% | 3,768 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1212% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7196% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0110% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6582% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0203% | 32 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.1072% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 4,853 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 4,179 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1314% | 3,813 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7170% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4817% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6365% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0042% | 25 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.2094% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0632% | 5,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0942% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8566% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1722% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7697% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0060% | 1,040 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.6862% | 4,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0472% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1136% | 3,857 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1295% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6147% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5212% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0050% | 1,128 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.7419% | 4,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 4,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1243% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1328% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5391% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2371% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4832% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0052% | 1,124 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0633% | 5,045 |
| Percentage Net Loans Charged-off:Construction & development | -1.0856% | 5,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 4,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0831% | 3,883 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5266% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0331% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4741% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 1,098 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 4,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 4,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0815% | 3,939 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1002% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6491% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1231% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5981% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0054% | 1,086 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0324% | 4,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0909% | 4,769 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0462% | 4,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 5,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 5,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1804% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6135% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6469% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5740% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 1,193 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0616% | 4,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 5,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,851 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 5,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2503% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5909% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5979% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5532% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0066% | 1,177 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0921% | 4,562 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 4,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 5,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3648% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5149% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6067% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4772% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0090% | 1,164 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.1753% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1844% | 4,624 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,977 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5510% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1827% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0104% | 1,125 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.3198% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 5,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2715% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 5,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 5,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2955% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4746% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5009% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4401% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0481% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0095% | 1,178 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.4069% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 5,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3685% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 5,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0730% | 4,181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0526% | 5,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3374% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3374% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4145% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1236% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0112% | 1,165 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.4834% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 5,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5783% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0566% | 5,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0689% | 4,196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0518% | 5,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4427% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6073% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4303% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0927% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0100% | 1,157 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 5,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.1653% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0410% | 5,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0667% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5692% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4890% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8698% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4516% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0397% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0133% | 1,143 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.1830% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 5,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0113% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2186% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2986% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2164% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3464% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0302% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3140% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1121% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0214% | 1,242 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.1641% | 5,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0166% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3165% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4212% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1794% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3297% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7533% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2996% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1858% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0248% | 1,226 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 5,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 5,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0231% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 5,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0744% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3110% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2464% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0214% | 1,204 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0564% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3209% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3451% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0965% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3113% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2296% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0353% | 1,188 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.4567% | 5,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 4,940 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4854% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3499% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2078% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3143% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0702% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4896% | 1,322 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.2383% | 5,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 1,663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3789% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1620% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3441% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0834% | 1,292 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.1313% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 5,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0491% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1324% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3615% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0308% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0259% | 32 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0844% | 5,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 5,992 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 5,087 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2555% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5025% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4646% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0205% | 5,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2747% | 1,251 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 3,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.9341% | 5,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 2,600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0334% | 5,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2853% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3248% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2737% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3664% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4786% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5115% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4396% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3186% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.4245% | 1,416 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | -1.8274% | 6,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 2,302 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 5,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3132% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3704% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2964% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4289% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4545% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7106% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4135% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2963% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.4231% | 23 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2249% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 3,484 |
| Percentage Net Loans Charged-off:Construction & development | -2.6432% | 6,193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 6,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0449% | 5,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3527% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3798% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4711% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4501% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3586% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4123% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2063% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2613% | 43 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3765% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | -1.0966% | 6,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0823% | 5,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3793% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4049% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3718% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6588% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6845% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6078% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6461% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2664% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5384% | 25 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7122% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7179% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.8824% | 6,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4883% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0264% | 822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0908% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1216% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0819% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4741% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0086% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8113% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9698% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3858% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3834% | 56 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7067% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7867% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.9891% | 6,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7313% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1305% | 646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0392% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8099% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1055% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5348% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6948% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7288% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5024% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5126% | 1,436 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7470% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0243% | 957 |
| Percentage Net Loans Charged-off:Construction & development | -0.3052% | 6,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7027% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3364% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3968% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9835% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5156% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2788% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8477% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8382% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8067% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0639% | 1,410 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6468% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7782% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -1.5535% | 6,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 1,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0386% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7097% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9642% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9222% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4192% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0224% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3813% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9770% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2741% | 6,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1247% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3372% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 3.1675% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6145% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7720% | 484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9183% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0105% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8931% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8586% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1994% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2798% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0899% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4112% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.5713% | 1,420 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0527% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1763% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 3.0026% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2280% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7317% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8806% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9785% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8541% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9290% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2008% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8813% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0636% | 1,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3809% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.1422% | 1,400 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0709% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2164% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 2.3881% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3759% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8670% | 345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9082% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0126% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8803% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7142% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2568% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7579% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1282% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4594% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.2154% | 1,373 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7012% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4808% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.6217% | 6,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2976% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6730% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8003% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1166% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7172% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4266% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0519% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2105% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5219% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9997% | 1,350 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5443% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2192% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 3.7115% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0620% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1555% | 667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9671% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1721% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9182% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9692% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7365% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7703% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2070% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6889% | 87 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5783% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1920% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 3.1817% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1400% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0339% | 573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9752% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1512% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9338% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0128% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7763% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2666% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5232% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.2491% | 73 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6198% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1919% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 2.9606% | 1,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0810% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5891% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0084% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2025% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9635% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9623% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8996% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1243% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7071% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.9006% | 51 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8052% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1767% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 1.6750% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2790% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2548% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1163% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3283% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0683% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9083% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2992% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7473% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6582% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.7075% | 39 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8387% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6466% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 8.9336% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4626% | 1,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4966% | 493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9929% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2207% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9481% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8591% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2546% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9694% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8973% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5393% | 167 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7413% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4881% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 9.1242% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4596% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5797% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6061% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0659% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5185% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7692% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2143% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0458% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9651% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6734% | 136 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6944% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4590% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 9.9094% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2102% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8505% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5281% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9328% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4536% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9142% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3300% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1896% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2975% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9993% | 96 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5512% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3738% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 9.9524% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5286% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3532% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8421% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2658% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0796% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5564% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6208% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9517% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2284% | 70 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8610% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6043% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 3.7363% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3077% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2020% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6133% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9175% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4219% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1193% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8059% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9526% | 52 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7067% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4693% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 2.7673% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1391% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1970% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6965% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7736% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2271% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8385% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6183% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0685% | 44 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6794% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5728% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 3.7438% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1395% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2418% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6827% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1178% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7874% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5523% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0146% | 69 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0176% | 1,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 6,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7281% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1706% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0039% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0793% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4653% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0021% | 38 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.1586% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5674% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7429% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4296% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6451% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0199% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1995% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4881% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1632% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7968% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4280% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5713% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7619% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1792% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0108% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7300% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1936% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9516% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4590% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5632% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1775% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4357% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1171% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5821% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7641% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1384% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0303% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 6,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4122% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4649% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1593% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2075% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0175% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 6,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4327% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4272% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4323% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2334% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 6,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4417% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1144% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4018% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8509% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3048% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 6,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4958% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4412% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5026% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2918% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 3,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4714% | 3,706 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1054% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1130% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0537% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4422% | 3,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2200% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0773% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 7,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4705% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2375% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 8,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5031% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2535% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 3,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4681% | 3,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4548% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0674% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 8,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 3,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4441% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4690% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1971% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 8,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0650% | 7,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4577% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3897% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 8,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 8,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 5,890 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 8,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1061% | 7,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4892% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5391% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 3,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2808% | 3,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5811% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5609% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3249% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5605% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5959% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4697% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 2,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6567% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4285% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3795% | 8,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0328% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5288% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 8,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 3,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 3,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2653% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5827% | 3,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2280% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 8,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 3,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 7,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1891% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3378% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7024% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2746% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5133% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0420% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0522% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4408% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5033% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0506% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4950% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 5,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1308% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1832% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1193% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3672% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 443 |
| Percentage Net Loans Charged-off:Construction & development | -0.3835% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1478% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4168% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6407% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8746% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5169% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2885% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.2102% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2541% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2250% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2604% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0893% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4374% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1084% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3925% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3317% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3584% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 2.1056% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4541% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2791% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5063% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9811% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4830% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3072% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2832% | 317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3487% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2479% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3873% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3443% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6283% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0439% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6618% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8157% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 6.3669% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6327% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8512% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5368% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2001% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4096% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5712% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5618% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 4.3405% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0672% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0515% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8668% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9570% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |