Bank of the Federated States of Micronesia, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,360,0002,786
Total interest expense$572,0004,052
Net interest income$9,788,0002,418
Provision for loan and lease losses$830,000940
Total noninterest income$904,0002,854
Gross Fiduciary activities income$0981
Service charges on deposit accounts$164,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,603
Total noninterest expense$6,077,0002,760
Salaries and employee benefits$2,842,0003,012
Premises and equipment expense$645,0002,599
Additional noninterest expense$740,0002,603
Pre-tax net operating income$3,785,0002,234
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,785,0002,056
Extraordinary gains, net$054
Net income$3,785,0002,081
Minority interest net income$088
Net income of bank and minority interests.$3,785,0002,059
Net charge-offs$1,017,000524
Cash dividends$1,140,0002,032
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,785,0002,084
2023-09-30 (YTD Data)Rank
Total interest income$7,528,0002,811
Total interest expense$411,0004,029
Net interest income$7,117,0002,477
Provision for loan and lease losses$635,000870
Total noninterest income$653,0002,898
Gross Fiduciary activities income$0950
Service charges on deposit accounts$122,0002,917
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,623
Total noninterest expense$4,487,0002,772
Salaries and employee benefits$2,111,0003,006
Premises and equipment expense$472,0002,641
Additional noninterest expense$531,0002,622
Pre-tax net operating income$2,648,0002,376
Securities gains (losses)$0849
Applicable income taxes$77,0002,844
Income before extraordinary items$2,571,0002,230
Extraordinary gains, net$052
Net income$2,571,0002,252
Minority interest net income$081
Net income of bank and minority interests.$2,571,0002,232
Net charge-offs$439,000618
Cash dividends$1,140,0001,585
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,571,0002,254
2023-06-30 (YTD Data)Rank
Total interest income$4,862,0002,831
Total interest expense$249,0004,007
Net interest income$4,613,0002,526
Provision for loan and lease losses$370,000924
Total noninterest income$435,0002,865
Gross Fiduciary activities income$0931
Service charges on deposit accounts$81,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$354,0002,585
Total noninterest expense$2,990,0002,766
Salaries and employee benefits$1,399,0003,029
Premises and equipment expense$317,0002,623
Additional noninterest expense$354,0002,580
Pre-tax net operating income$1,688,0002,463
Securities gains (losses)$0938
Applicable income taxes$51,0002,864
Income before extraordinary items$1,637,0002,296
Extraordinary gains, net$051
Net income$1,637,0002,323
Minority interest net income$081
Net income of bank and minority interests.$1,637,0002,296
Net charge-offs$208,000660
Cash dividends$1,140,0001,286
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,637,0002,317
2023-03-31 (YTD Data)Rank
Total interest income$2,346,0002,864
Total interest expense$119,0003,945
Net interest income$2,227,0002,584
Provision for loan and lease losses$135,0001,121
Total noninterest income$196,0002,971
Gross Fiduciary activities income$0913
Service charges on deposit accounts$42,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,728
Total noninterest expense$1,457,0002,846
Salaries and employee benefits$706,0003,056
Premises and equipment expense$164,0002,613
Additional noninterest expense$154,0002,728
Pre-tax net operating income$831,0002,521
Securities gains (losses)$0950
Applicable income taxes$26,0002,867
Income before extraordinary items$805,0002,373
Extraordinary gains, net$04
Net income$805,0002,372
Minority interest net income$048
Net income of bank and minority interests.$805,0002,373
Net charge-offs$48,000814
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$805,0002,389
2022-12-31 (YTD Data)Rank
Total interest income$7,332,0002,974
Total interest expense$295,0003,768
Net interest income$7,037,0002,873
Provision for loan and lease losses$550,0001,172
Total noninterest income$891,0002,947
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$176,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$715,0002,683
Total noninterest expense$4,927,0003,068
Salaries and employee benefits$2,582,0003,150
Premises and equipment expense$612,0002,686
Additional noninterest expense$715,0002,683
Pre-tax net operating income$2,451,0002,884
Securities gains (losses)$0691
Applicable income taxes$171,0002,716
Income before extraordinary items$2,280,0002,791
Extraordinary gains, net$05
Net income$2,280,0002,788
Minority interest net income$063
Net income of bank and minority interests.$2,280,0002,790
Net charge-offs$152,0001,044
Cash dividends$1,018,0002,126
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,280,0002,820
2022-09-30 (YTD Data)Rank
Total interest income$5,142,0003,022
Total interest expense$184,0003,793
Net interest income$4,958,0002,945
Provision for loan and lease losses$260,0001,320
Total noninterest income$664,0002,985
Gross Fiduciary activities income$0968
Service charges on deposit accounts$133,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,739
Total noninterest expense$3,647,0003,079
Salaries and employee benefits$1,916,0003,156
Premises and equipment expense$453,0002,702
Additional noninterest expense$531,0002,739
Pre-tax net operating income$1,715,0002,952
Securities gains (losses)$0740
Applicable income taxes$127,0002,731
Income before extraordinary items$1,588,0002,863
Extraordinary gains, net$04
Net income$1,588,0002,861
Minority interest net income$057
Net income of bank and minority interests.$1,588,0002,862
Net charge-offs$61,0001,130
Cash dividends$1,018,0001,650
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,588,0002,900
2022-06-30 (YTD Data)Rank
Total interest income$3,196,0003,092
Total interest expense$70,0004,216
Net interest income$3,126,0002,996
Provision for loan and lease losses$200,0001,133
Total noninterest income$458,0002,934
Gross Fiduciary activities income$0925
Service charges on deposit accounts$90,0002,892
Trading account gains and feesNANA
Additional Noninterest Income$368,0002,730
Total noninterest expense$2,383,0003,102
Salaries and employee benefits$1,255,0003,195
Premises and equipment expense$299,0002,731
Additional noninterest expense$829,0002,923
Pre-tax net operating income$1,001,0003,004
Securities gains (losses)$0687
Applicable income taxes$82,0002,671
Income before extraordinary items$919,0002,916
Extraordinary gains, net$04
Net income$919,0002,915
Minority interest net income$060
Net income of bank and minority interests.$919,0002,916
Net charge-offs$8,0001,644
Cash dividends$1,018,0001,315
Sale, conversion, retirement of capital stock, net$0494
Net operating income$919,0002,950
2022-03-31 (YTD Data)Rank
Total interest income$1,544,0003,101
Total interest expense$17,0004,539
Net interest income$1,527,0002,996
Provision for loan and lease losses$60,0001,235
Total noninterest income$223,0002,931
Gross Fiduciary activities income$0892
Service charges on deposit accounts$45,0002,869
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,698
Total noninterest expense$1,170,0003,124
Salaries and employee benefits$618,0003,213
Premises and equipment expense$148,0002,764
Additional noninterest expense$404,0002,947
Pre-tax net operating income$520,0002,870
Securities gains (losses)$0623
Applicable income taxes$36,0002,668
Income before extraordinary items$484,0002,777
Extraordinary gains, net$04
Net income$484,0002,775
Minority interest net income$050
Net income of bank and minority interests.$484,0002,777
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$484,0002,805
2021-12-31 (YTD Data)Rank
Total interest income$5,798,0003,274
Total interest expense$66,0004,643
Net interest income$5,732,0003,137
Provision for loan and lease losses$5,0003,015
Total noninterest income$885,0003,111
Gross Fiduciary activities income$0994
Service charges on deposit accounts$178,0002,835
Trading account gains and feesNANA
Additional Noninterest Income$707,0002,957
Total noninterest expense$4,482,0003,194
Salaries and employee benefits$2,452,0003,224
Premises and equipment expense$529,0002,939
Additional noninterest expense$1,501,0003,100
Pre-tax net operating income$2,130,0003,070
Securities gains (losses)$02,062
Applicable income taxes$102,0003,060
Income before extraordinary items$2,028,0003,007
Extraordinary gains, net$010
Net income$2,028,0003,007
Minority interest net income$074
Net income of bank and minority interests.$2,028,0003,007
Net charge-offs$-28,0003,943
Cash dividends$1,085,0002,139
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,028,0002,984
2021-09-30 (YTD Data)Rank
Total interest income$4,301,0003,343
Total interest expense$49,0004,730
Net interest income$4,252,0003,207
Provision for loan and lease losses$155,0001,645
Total noninterest income$629,0003,201
Gross Fiduciary activities income$0957
Service charges on deposit accounts$127,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$502,0003,064
Total noninterest expense$3,290,0003,246
Salaries and employee benefits$1,767,0003,304
Premises and equipment expense$388,0002,993
Additional noninterest expense$1,135,0003,110
Pre-tax net operating income$1,436,0003,313
Securities gains (losses)$02,015
Applicable income taxes$73,0003,060
Income before extraordinary items$1,363,0003,244
Extraordinary gains, net$08
Net income$1,363,0003,243
Minority interest net income$069
Net income of bank and minority interests.$1,363,0003,244
Net charge-offs$-29,0004,016
Cash dividends$1,084,0001,663
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,363,0003,224
2021-06-30 (YTD Data)Rank
Total interest income$2,842,0003,377
Total interest expense$33,0004,772
Net interest income$2,809,0003,230
Provision for loan and lease losses$135,0001,482
Total noninterest income$369,0003,321
Gross Fiduciary activities income$0951
Service charges on deposit accounts$79,0002,930
Trading account gains and feesNANA
Additional Noninterest Income$290,0003,163
Total noninterest expense$2,197,0003,241
Salaries and employee benefits$1,196,0003,275
Premises and equipment expense$255,0003,011
Additional noninterest expense$746,0003,118
Pre-tax net operating income$846,0003,466
Securities gains (losses)$01,818
Applicable income taxes$42,0003,111
Income before extraordinary items$804,0003,387
Extraordinary gains, net$06
Net income$804,0003,386
Minority interest net income$067
Net income of bank and minority interests.$804,0003,387
Net charge-offs$-65,0004,439
Cash dividends$1,084,0001,306
Sale, conversion, retirement of capital stock, net$0517
Net operating income$804,0003,360
2021-03-31 (YTD Data)Rank
Total interest income$1,428,0003,371
Total interest expense$18,0004,787
Net interest income$1,410,0003,212
Provision for loan and lease losses$75,0001,426
Total noninterest income$171,0003,389
Gross Fiduciary activities income$0922
Service charges on deposit accounts$40,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,245
Total noninterest expense$1,057,0003,284
Salaries and employee benefits$570,0003,348
Premises and equipment expense$127,0003,040
Additional noninterest expense$360,0003,125
Pre-tax net operating income$449,0003,351
Securities gains (losses)$01,392
Applicable income taxes$13,0003,212
Income before extraordinary items$436,0003,274
Extraordinary gains, net$03
Net income$436,0003,275
Minority interest net income$055
Net income of bank and minority interests.$436,0003,274
Net charge-offs$-61,0004,657
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$436,0003,243
2020-12-31 (YTD Data)Rank
Total interest income$6,338,0003,209
Total interest expense$150,0004,685
Net interest income$6,188,0003,011
Provision for loan and lease losses$335,0002,583
Total noninterest income$782,0003,145
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$153,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,921
Total noninterest expense$4,453,0003,209
Salaries and employee benefits$2,457,0003,235
Premises and equipment expense$555,0002,876
Additional noninterest expense$1,441,0003,113
Pre-tax net operating income$2,182,0002,848
Securities gains (losses)$02,675
Applicable income taxes$18,0003,415
Income before extraordinary items$2,164,0002,729
Extraordinary gains, net$04
Net income$2,164,0002,727
Minority interest net income$072
Net income of bank and minority interests.$2,164,0002,729
Net charge-offs$177,0001,632
Cash dividends$1,336,0001,899
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,164,0002,682
2020-09-30 (YTD Data)Rank
Total interest income$4,853,0003,210
Total interest expense$123,0004,706
Net interest income$4,730,0002,991
Provision for loan and lease losses$230,0002,635
Total noninterest income$570,0003,162
Gross Fiduciary activities income$0981
Service charges on deposit accounts$113,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,916
Total noninterest expense$3,385,0003,171
Salaries and employee benefits$1,824,0003,240
Premises and equipment expense$422,0002,858
Additional noninterest expense$1,139,0003,010
Pre-tax net operating income$1,685,0002,814
Securities gains (losses)$02,494
Applicable income taxes$18,0003,357
Income before extraordinary items$1,667,0002,683
Extraordinary gains, net$04
Net income$1,667,0002,682
Minority interest net income$065
Net income of bank and minority interests.$1,667,0002,683
Net charge-offs$99,0001,674
Cash dividends$1,336,0001,441
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,667,0002,639
2020-06-30 (YTD Data)Rank
Total interest income$3,334,0003,201
Total interest expense$89,0004,721
Net interest income$3,245,0002,959
Provision for loan and lease losses$145,0002,710
Total noninterest income$374,0003,147
Gross Fiduciary activities income$0970
Service charges on deposit accounts$73,0003,174
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,912
Total noninterest expense$2,376,0003,082
Salaries and employee benefits$1,219,0003,253
Premises and equipment expense$289,0002,818
Additional noninterest expense$868,0002,750
Pre-tax net operating income$1,098,0002,813
Securities gains (losses)$02,249
Applicable income taxes$15,0003,293
Income before extraordinary items$1,083,0002,702
Extraordinary gains, net$04
Net income$1,083,0002,701
Minority interest net income$065
Net income of bank and minority interests.$1,083,0002,702
Net charge-offs$100,0001,358
Cash dividends$1,337,0001,078
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,083,0002,655
2020-03-31 (YTD Data)Rank
Total interest income$1,769,0003,118
Total interest expense$54,0004,708
Net interest income$1,715,0002,840
Provision for loan and lease losses$70,0002,278
Total noninterest income$180,0003,143
Gross Fiduciary activities income$0941
Service charges on deposit accounts$38,0003,381
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,820
Total noninterest expense$1,209,0003,084
Salaries and employee benefits$608,0003,284
Premises and equipment expense$150,0002,777
Additional noninterest expense$451,0002,706
Pre-tax net operating income$616,0002,515
Securities gains (losses)$01,705
Applicable income taxes$8,0003,190
Income before extraordinary items$608,0002,385
Extraordinary gains, net$04
Net income$608,0002,384
Minority interest net income$056
Net income of bank and minority interests.$608,0002,385
Net charge-offs$41,0001,284
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$608,0002,353
2019-12-31 (YTD Data)Rank
Total interest income$7,259,0003,126
Total interest expense$342,0004,479
Net interest income$6,917,0002,867
Provision for loan and lease losses$240,0002,172
Total noninterest income$672,0003,317
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$162,0003,415
Trading account gains and feesNANA
Additional Noninterest Income$510,0003,003
Total noninterest expense$4,607,0003,165
Salaries and employee benefits$2,194,0003,447
Premises and equipment expense$548,0002,962
Additional noninterest expense$1,865,0002,683
Pre-tax net operating income$2,742,0002,592
Securities gains (losses)$02,379
Applicable income taxes$75,0003,165
Income before extraordinary items$2,667,0002,485
Extraordinary gains, net$011
Net income$2,667,0002,486
Minority interest net income$076
Net income of bank and minority interests.$2,667,0002,487
Net charge-offs$330,0001,291
Cash dividends$1,280,0002,045
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,667,0002,444
2019-09-30 (YTD Data)Rank
Total interest income$5,484,0003,150
Total interest expense$279,0004,455
Net interest income$5,205,0002,891
Provision for loan and lease losses$180,0002,065
Total noninterest income$514,0003,308
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$121,0003,452
Trading account gains and feesNANA
Additional Noninterest Income$393,0002,988
Total noninterest expense$3,488,0003,166
Salaries and employee benefits$1,653,0003,463
Premises and equipment expense$404,0002,996
Additional noninterest expense$1,431,0002,644
Pre-tax net operating income$2,051,0002,684
Securities gains (losses)$02,167
Applicable income taxes$22,0003,530
Income before extraordinary items$2,029,0002,504
Extraordinary gains, net$011
Net income$2,029,0002,505
Minority interest net income$072
Net income of bank and minority interests.$2,029,0002,505
Net charge-offs$188,0001,342
Cash dividends$1,280,0001,569
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,029,0002,475
2019-06-30 (YTD Data)Rank
Total interest income$3,627,0003,162
Total interest expense$190,0004,448
Net interest income$3,437,0002,924
Provision for loan and lease losses$120,0002,025
Total noninterest income$343,0003,269
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$81,0003,451
Trading account gains and feesNANA
Additional Noninterest Income$262,0002,946
Total noninterest expense$2,322,0003,190
Salaries and employee benefits$1,096,0003,499
Premises and equipment expense$266,0003,040
Additional noninterest expense$960,0002,666
Pre-tax net operating income$1,338,0002,693
Securities gains (losses)$01,702
Applicable income taxes$15,0003,520
Income before extraordinary items$1,323,0002,504
Extraordinary gains, net$011
Net income$1,323,0002,503
Minority interest net income$069
Net income of bank and minority interests.$1,323,0002,503
Net charge-offs$109,0001,366
Cash dividends$1,280,0001,223
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,323,0002,477
2019-03-31 (YTD Data)Rank
Total interest income$1,810,0003,183
Total interest expense$94,0004,462
Net interest income$1,716,0002,952
Provision for loan and lease losses$60,0001,874
Total noninterest income$151,0003,430
Gross Fiduciary activities income$0972
Service charges on deposit accounts$42,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$109,0003,115
Total noninterest expense$1,212,0003,127
Salaries and employee benefits$557,0003,512
Premises and equipment expense$135,0003,043
Additional noninterest expense$520,0002,515
Pre-tax net operating income$595,0002,828
Securities gains (losses)$01,087
Applicable income taxes$8,0003,458
Income before extraordinary items$587,0002,655
Extraordinary gains, net$05
Net income$587,0002,654
Minority interest net income$052
Net income of bank and minority interests.$587,0002,654
Net charge-offs$33,0001,439
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$587,0002,632
2018-12-31 (YTD Data)Rank
Total interest income$6,985,0003,167
Total interest expense$294,0004,508
Net interest income$6,691,0002,975
Provision for loan and lease losses$240,0002,183
Total noninterest income$641,0003,467
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$162,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$479,0003,122
Total noninterest expense$4,450,0003,283
Salaries and employee benefits$2,122,0003,579
Premises and equipment expense$559,0002,964
Additional noninterest expense$1,769,0002,827
Pre-tax net operating income$2,642,0002,700
Securities gains (losses)$01,125
Applicable income taxes$88,0003,153
Income before extraordinary items$2,554,0002,564
Extraordinary gains, net$06
Net income$2,554,0002,563
Minority interest net income$072
Net income of bank and minority interests.$2,554,0002,563
Net charge-offs$324,0001,270
Cash dividends$1,056,0002,146
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,554,0002,554
2018-09-30 (YTD Data)Rank
Total interest income$5,204,0003,187
Total interest expense$203,0004,594
Net interest income$5,001,0003,000
Provision for loan and lease losses$180,0002,069
Total noninterest income$474,0003,512
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$118,0003,647
Trading account gains and feesNANA
Additional Noninterest Income$356,0003,167
Total noninterest expense$3,358,0003,278
Salaries and employee benefits$1,608,0003,561
Premises and equipment expense$403,0003,061
Additional noninterest expense$1,347,0002,798
Pre-tax net operating income$1,937,0002,793
Securities gains (losses)$01,118
Applicable income taxes$37,0003,437
Income before extraordinary items$1,900,0002,607
Extraordinary gains, net$05
Net income$1,900,0002,607
Minority interest net income$066
Net income of bank and minority interests.$1,900,0002,606
Net charge-offs$172,0001,350
Cash dividends$1,056,0001,612
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,900,0002,595
2018-06-30 (YTD Data)Rank
Total interest income$3,191,0003,330
Total interest expense$119,0004,726
Net interest income$3,072,0003,150
Provision for loan and lease losses$120,0002,009
Total noninterest income$314,0003,535
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$79,0003,648
Trading account gains and feesNANA
Additional Noninterest Income$235,0003,177
Total noninterest expense$2,241,0003,294
Salaries and employee benefits$1,062,0003,593
Premises and equipment expense$276,0003,019
Additional noninterest expense$903,0002,789
Pre-tax net operating income$1,025,0003,124
Securities gains (losses)$0961
Applicable income taxes$15,0003,597
Income before extraordinary items$1,010,0002,943
Extraordinary gains, net$06
Net income$1,010,0002,942
Minority interest net income$065
Net income of bank and minority interests.$1,010,0002,942
Net charge-offs$79,0001,470
Cash dividends$1,056,0001,249
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,010,0002,932
2018-03-31 (YTD Data)Rank
Total interest income$1,588,0003,345
Total interest expense$59,0004,727
Net interest income$1,529,0003,175
Provision for loan and lease losses$60,0001,880
Total noninterest income$151,0003,558
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$40,0003,652
Trading account gains and feesNANA
Additional Noninterest Income$111,0003,197
Total noninterest expense$1,133,0003,309
Salaries and employee benefits$544,0003,598
Premises and equipment expense$127,0003,206
Additional noninterest expense$462,0002,782
Pre-tax net operating income$487,0003,139
Securities gains (losses)$0735
Applicable income taxes$8,0003,565
Income before extraordinary items$479,0002,968
Extraordinary gains, net$07
Net income$479,0002,970
Minority interest net income$052
Net income of bank and minority interests.$479,0002,969
Net charge-offs$33,0001,406
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$479,0002,958
2017-12-31 (YTD Data)Rank
Total interest income$6,241,0003,332
Total interest expense$213,0004,793
Net interest income$6,028,0003,167
Provision for loan and lease losses$315,0001,921
Total noninterest income$670,0003,528
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$154,0003,796
Trading account gains and feesNANA
Additional Noninterest Income$516,0003,116
Total noninterest expense$4,199,0003,464
Salaries and employee benefits$1,995,0003,759
Premises and equipment expense$549,0003,089
Additional noninterest expense$1,655,0003,020
Pre-tax net operating income$2,184,0002,977
Securities gains (losses)$02,243
Applicable income taxes$83,0003,366
Income before extraordinary items$2,101,0002,613
Extraordinary gains, net$09
Net income$2,101,0002,612
Minority interest net income$076
Net income of bank and minority interests.$2,101,0002,613
Net charge-offs$244,0001,663
Cash dividends$934,0002,294
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,101,0002,586
2017-09-30 (YTD Data)Rank
Total interest income$4,680,0003,353
Total interest expense$155,0004,859
Net interest income$4,525,0003,189
Provision for loan and lease losses$255,0001,788
Total noninterest income$505,0003,551
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$112,0003,871
Trading account gains and feesNANA
Additional Noninterest Income$393,0003,117
Total noninterest expense$3,162,0003,476
Salaries and employee benefits$1,506,0003,759
Premises and equipment expense$403,0003,153
Additional noninterest expense$1,253,0003,007
Pre-tax net operating income$1,613,0003,046
Securities gains (losses)$02,274
Applicable income taxes$54,0003,431
Income before extraordinary items$1,559,0002,791
Extraordinary gains, net$09
Net income$1,559,0002,790
Minority interest net income$071
Net income of bank and minority interests.$1,559,0002,791
Net charge-offs$176,0001,499
Cash dividends$934,0001,780
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,559,0002,775
2017-06-30 (YTD Data)Rank
Total interest income$3,047,0003,388
Total interest expense$99,0004,907
Net interest income$2,948,0003,225
Provision for loan and lease losses$180,0001,642
Total noninterest income$332,0003,572
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$73,0003,900
Trading account gains and feesNANA
Additional Noninterest Income$259,0003,147
Total noninterest expense$2,552,0003,089
Salaries and employee benefits$1,015,0003,751
Premises and equipment expense$266,0003,173
Additional noninterest expense$1,271,0002,219
Pre-tax net operating income$548,0004,008
Securities gains (losses)$01,906
Applicable income taxes$15,0003,724
Income before extraordinary items$533,0003,821
Extraordinary gains, net$011
Net income$533,0003,819
Minority interest net income$071
Net income of bank and minority interests.$533,0003,821
Net charge-offs$134,0001,308
Cash dividends$934,0001,397
Sale, conversion, retirement of capital stock, net$0659
Net operating income$533,0003,802
2017-03-31 (YTD Data)Rank
Total interest income$1,499,0003,426
Total interest expense$50,0004,929
Net interest income$1,449,0003,260
Provision for loan and lease losses$90,0001,522
Total noninterest income$153,0003,705
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$37,0003,906
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,264
Total noninterest expense$1,046,0003,529
Salaries and employee benefits$511,0003,814
Premises and equipment expense$117,0003,483
Additional noninterest expense$418,0003,027
Pre-tax net operating income$466,0003,196
Securities gains (losses)$01,153
Applicable income taxes$8,0003,672
Income before extraordinary items$458,0002,898
Extraordinary gains, net$08
Net income$458,0002,898
Minority interest net income$055
Net income of bank and minority interests.$458,0002,898
Net charge-offs$67,0001,148
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$458,0002,879
2016-12-31 (YTD Data)Rank
Total interest income$6,202,0003,361
Total interest expense$190,0005,015
Net interest income$6,012,0003,193
Provision for loan and lease losses$265,0002,125
Total noninterest income$673,0003,645
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$158,0003,898
Trading account gains and fees$0170
Additional Noninterest Income$515,0003,222
Total noninterest expense$4,505,0003,416
Salaries and employee benefits$2,058,0003,772
Premises and equipment expense$542,0003,206
Additional noninterest expense$1,905,0002,840
Pre-tax net operating income$1,915,0003,135
Securities gains (losses)$03,212
Applicable income taxes$33,0003,729
Income before extraordinary items$1,882,0002,891
Extraordinary gains, net$05
Net income$1,882,0002,890
Minority interest net income$082
Net income of bank and minority interests.$1,882,0002,890
Net charge-offs$223,0001,827
Cash dividends$654,0002,671
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,882,0002,842
2016-09-30 (YTD Data)Rank
Total interest income$4,643,0003,373
Total interest expense$139,0005,096
Net interest income$4,504,0003,207
Provision for loan and lease losses$205,0002,021
Total noninterest income$518,0003,624
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$118,0003,930
Trading account gains and fees$0169
Additional Noninterest Income$400,0003,177
Total noninterest expense$3,387,0003,406
Salaries and employee benefits$1,516,0003,811
Premises and equipment expense$399,0003,274
Additional noninterest expense$1,472,0002,791
Pre-tax net operating income$1,430,0003,179
Securities gains (losses)$03,160
Applicable income taxes$23,0003,827
Income before extraordinary items$1,407,0002,918
Extraordinary gains, net$05
Net income$1,407,0002,918
Minority interest net income$071
Net income of bank and minority interests.$1,407,0002,918
Net charge-offs$117,0001,930
Cash dividends$654,0002,114
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,407,0002,865
2016-06-30 (YTD Data)Rank
Total interest income$3,130,0003,375
Total interest expense$91,0005,159
Net interest income$3,039,0003,187
Provision for loan and lease losses$145,0001,986
Total noninterest income$349,0003,615
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$78,0003,953
Trading account gains and fees$0157
Additional Noninterest Income$271,0003,164
Total noninterest expense$2,288,0003,392
Salaries and employee benefits$981,0003,896
Premises and equipment expense$260,0003,333
Additional noninterest expense$1,047,0002,692
Pre-tax net operating income$955,0003,164
Securities gains (losses)$02,835
Applicable income taxes$15,0003,858
Income before extraordinary items$940,0002,909
Extraordinary gains, net$016
Net income$940,0002,907
Minority interest net income$071
Net income of bank and minority interests.$940,0002,908
Net charge-offs$156,0001,292
Cash dividends$654,0001,693
Sale, conversion, retirement of capital stock, net$0705
Net operating income$940,0002,833
2016-03-31 (YTD Data)Rank
Total interest income$1,576,0003,374
Total interest expense$46,0005,198
Net interest income$1,530,0003,181
Provision for loan and lease losses$60,0001,948
Total noninterest income$192,0003,429
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$39,0003,951
Trading account gains and fees$0142
Additional Noninterest Income$153,0002,960
Total noninterest expense$1,144,0003,407
Salaries and employee benefits$501,0003,882
Premises and equipment expense$131,0003,360
Additional noninterest expense$512,0002,727
Pre-tax net operating income$518,0002,979
Securities gains (losses)$02,077
Applicable income taxes$8,0003,829
Income before extraordinary items$510,0002,716
Extraordinary gains, net$012
Net income$510,0002,716
Minority interest net income$062
Net income of bank and minority interests.$510,0002,716
Net charge-offs$128,000877
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$510,0002,669
2015-12-31 (YTD Data)Rank
Total interest income$5,223,0003,748
Total interest expense$184,0005,259
Net interest income$5,039,0003,569
Provision for loan and lease losses$265,0002,040
Total noninterest income$698,0003,647
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$190,0003,782
Trading account gains and fees$0159
Additional Noninterest Income$508,0003,268
Total noninterest expense$4,139,0003,644
Salaries and employee benefits$1,981,0003,925
Premises and equipment expense$524,0003,386
Additional noninterest expense$1,634,0003,225
Pre-tax net operating income$1,333,0003,684
Securities gains (losses)$03,216
Applicable income taxes$33,0003,771
Income before extraordinary items$1,300,0003,473
Extraordinary gains, net$023
Net income$1,300,0003,471
Minority interest net income$081
Net income of bank and minority interests.$1,300,0003,473
Net charge-offs$74,0002,932
Cash dividends$654,0002,629
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,300,0003,433
2015-09-30 (YTD Data)Rank
Total interest income$3,738,0003,887
Total interest expense$133,0005,370
Net interest income$3,605,0003,714
Provision for loan and lease losses$180,0002,044
Total noninterest income$493,0003,761
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$141,0003,827
Trading account gains and fees$0153
Additional Noninterest Income$352,0003,383
Total noninterest expense$3,083,0003,676
Salaries and employee benefits$1,469,0003,958
Premises and equipment expense$392,0003,436
Additional noninterest expense$1,222,0003,242
Pre-tax net operating income$835,0004,029
Securities gains (losses)$03,031
Applicable income taxes$23,0003,916
Income before extraordinary items$812,0003,858
Extraordinary gains, net$021
Net income$812,0003,857
Minority interest net income$078
Net income of bank and minority interests.$812,0003,858
Net charge-offs$18,0003,406
Cash dividends$654,0002,051
Sale, conversion, retirement of capital stock, net$0773
Net operating income$812,0003,807
2015-06-30 (YTD Data)Rank
Total interest income$2,463,0003,930
Total interest expense$87,0005,436
Net interest income$2,376,0003,754
Provision for loan and lease losses$120,0002,009
Total noninterest income$329,0003,772
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$97,0003,769
Trading account gains and fees$0157
Additional Noninterest Income$232,0003,406
Total noninterest expense$2,071,0003,696
Salaries and employee benefits$981,0003,998
Premises and equipment expense$256,0003,486
Additional noninterest expense$834,0003,218
Pre-tax net operating income$514,0004,133
Securities gains (losses)$02,636
Applicable income taxes$15,0003,945
Income before extraordinary items$499,0003,976
Extraordinary gains, net$022
Net income$499,0003,976
Minority interest net income$075
Net income of bank and minority interests.$499,0003,978
Net charge-offs$7,0003,368
Cash dividends$655,0001,642
Sale, conversion, retirement of capital stock, net$0751
Net operating income$499,0003,912
2015-03-31 (YTD Data)Rank
Total interest income$1,264,0003,880
Total interest expense$44,0005,480
Net interest income$1,220,0003,686
Provision for loan and lease losses$60,0001,893
Total noninterest income$149,0003,923
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$50,0003,703
Trading account gains and fees$0152
Additional Noninterest Income$99,0003,610
Total noninterest expense$1,035,0003,714
Salaries and employee benefits$478,0004,079
Premises and equipment expense$123,0003,601
Additional noninterest expense$434,0003,114
Pre-tax net operating income$274,0004,024
Securities gains (losses)$02,027
Applicable income taxes$7,0003,948
Income before extraordinary items$267,0003,851
Extraordinary gains, net$013
Net income$267,0003,854
Minority interest net income$064
Net income of bank and minority interests.$267,0003,855
Net charge-offs$20,0002,118
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$267,0003,767
2014-12-31 (YTD Data)Rank
Total interest income$5,139,0003,904
Total interest expense$204,0005,475
Net interest income$4,935,0003,684
Provision for loan and lease losses$140,0002,844
Total noninterest income$609,0003,957
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$205,0003,875
Trading account gains and fees$0180
Additional Noninterest Income$404,0003,587
Total noninterest expense$4,063,0003,798
Salaries and employee benefits$1,960,0004,025
Premises and equipment expense$571,0003,340
Additional noninterest expense$1,532,0003,507
Pre-tax net operating income$1,341,0003,668
Securities gains (losses)$03,259
Applicable income taxes$30,0003,893
Income before extraordinary items$1,311,0003,470
Extraordinary gains, net$017
Net income$1,311,0003,472
Minority interest net income$084
Net income of bank and minority interests.$1,311,0003,472
Net charge-offs$88,0003,301
Cash dividends$682,0002,501
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,311,0003,419
2014-09-30 (YTD Data)Rank
Total interest income$3,828,0003,953
Total interest expense$156,0005,528
Net interest income$3,672,0003,726
Provision for loan and lease losses$180,0002,177
Total noninterest income$434,0004,088
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$151,0003,946
Trading account gains and fees$0174
Additional Noninterest Income$283,0003,723
Total noninterest expense$2,994,0003,858
Salaries and employee benefits$1,439,0004,077
Premises and equipment expense$420,0003,424
Additional noninterest expense$1,135,0003,551
Pre-tax net operating income$932,0003,873
Securities gains (losses)$02,980
Applicable income taxes$22,0003,959
Income before extraordinary items$910,0003,663
Extraordinary gains, net$015
Net income$910,0003,665
Minority interest net income$081
Net income of bank and minority interests.$910,0003,666
Net charge-offs$39,0003,434
Cash dividends$682,0001,902
Sale, conversion, retirement of capital stock, net$0819
Net operating income$910,0003,611
2014-06-30 (YTD Data)Rank
Total interest income$2,591,0003,920
Total interest expense$108,0005,538
Net interest income$2,483,0003,683
Provision for loan and lease losses$120,0002,134
Total noninterest income$280,0004,148
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$102,0003,907
Trading account gains and fees$0172
Additional Noninterest Income$178,0003,810
Total noninterest expense$1,992,0003,882
Salaries and employee benefits$962,0004,093
Premises and equipment expense$272,0003,514
Additional noninterest expense$758,0003,553
Pre-tax net operating income$651,0003,720
Securities gains (losses)$02,580
Applicable income taxes$15,0003,963
Income before extraordinary items$636,0003,521
Extraordinary gains, net$020
Net income$636,0003,526
Minority interest net income$080
Net income of bank and minority interests.$636,0003,527
Net charge-offs$13,0003,613
Cash dividends$683,0001,520
Sale, conversion, retirement of capital stock, net$0794
Net operating income$636,0003,467
2014-03-31 (YTD Data)Rank
Total interest income$1,314,0003,905
Total interest expense$59,0005,497
Net interest income$1,255,0003,674
Provision for loan and lease losses$60,0002,013
Total noninterest income$136,0004,142
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$49,0003,960
Trading account gains and fees$0147
Additional Noninterest Income$87,0003,774
Total noninterest expense$998,0003,905
Salaries and employee benefits$468,0004,215
Premises and equipment expense$129,0003,685
Additional noninterest expense$401,0003,397
Pre-tax net operating income$333,0003,637
Securities gains (losses)$01,715
Applicable income taxes$7,0003,941
Income before extraordinary items$326,0003,398
Extraordinary gains, net$016
Net income$326,0003,401
Minority interest net income$066
Net income of bank and minority interests.$326,0003,401
Net charge-offs$20,0002,483
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$326,0003,353
2013-12-31 (YTD Data)Rank
Total interest income$5,097,0004,027
Total interest expense$236,0005,722
Net interest income$4,861,0003,764
Provision for loan and lease losses$40,0004,399
Total noninterest income$678,0003,923
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$195,0004,144
Trading account gains and fees$0184
Additional Noninterest Income$483,0003,399
Total noninterest expense$4,115,0003,850
Salaries and employee benefits$1,905,0004,179
Premises and equipment expense$563,0003,463
Additional noninterest expense$1,647,0003,419
Pre-tax net operating income$1,384,0003,546
Securities gains (losses)$03,182
Applicable income taxes$32,0003,932
Income before extraordinary items$1,352,0003,345
Extraordinary gains, net$029
Net income$1,352,0003,347
Minority interest net income$090
Net income of bank and minority interests.$1,352,0003,348
Net charge-offs$-2,0005,912
Cash dividends$804,0002,194
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,352,0003,292
2013-09-30 (YTD Data)Rank
Total interest income$3,810,0004,063
Total interest expense$175,0005,835
Net interest income$3,635,0003,798
Provision for loan and lease losses$140,0003,010
Total noninterest income$463,0004,153
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$144,0004,199
Trading account gains and fees$0180
Additional Noninterest Income$319,0003,653
Total noninterest expense$3,011,0003,927
Salaries and employee benefits$1,449,0004,165
Premises and equipment expense$413,0003,536
Additional noninterest expense$1,149,0003,608
Pre-tax net operating income$947,0003,768
Securities gains (losses)$03,040
Applicable income taxes$12,0004,270
Income before extraordinary items$935,0003,549
Extraordinary gains, net$025
Net income$935,0003,551
Minority interest net income$084
Net income of bank and minority interests.$935,0003,553
Net charge-offs$-84,0006,560
Cash dividends$804,0001,655
Sale, conversion, retirement of capital stock, net$0868
Net operating income$935,0003,468
2013-06-30 (YTD Data)Rank
Total interest income$2,560,0004,062
Total interest expense$114,0005,917
Net interest income$2,446,0003,780
Provision for loan and lease losses$120,0002,706
Total noninterest income$312,0004,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$99,0004,133
Trading account gains and fees$0157
Additional Noninterest Income$213,0003,698
Total noninterest expense$1,972,0003,995
Salaries and employee benefits$953,0004,223
Premises and equipment expense$271,0003,580
Additional noninterest expense$748,0003,657
Pre-tax net operating income$666,0003,656
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$666,0003,412
Extraordinary gains, net$022
Net income$666,0003,413
Minority interest net income$082
Net income of bank and minority interests.$666,0003,415
Net charge-offs$-90,0006,672
Cash dividends$804,0001,272
Sale, conversion, retirement of capital stock, net$0838
Net operating income$666,0003,321
2013-03-31 (YTD Data)Rank
Total interest income$1,308,0004,043
Total interest expense$57,0006,000
Net interest income$1,251,0003,727
Provision for loan and lease losses$60,0002,589
Total noninterest income$177,0003,874
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$50,0004,085
Trading account gains and fees$0148
Additional Noninterest Income$127,0003,408
Total noninterest expense$994,0004,001
Salaries and employee benefits$476,0004,272
Premises and equipment expense$130,0003,713
Additional noninterest expense$388,0003,588
Pre-tax net operating income$374,0003,409
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$374,0003,148
Extraordinary gains, net$010
Net income$374,0003,148
Minority interest net income$076
Net income of bank and minority interests.$374,0003,150
Net charge-offs$-15,0006,346
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$374,0003,056
2012-12-31 (YTD Data)Rank
Total interest income$5,504,0004,063
Total interest expense$259,0006,137
Net interest income$5,245,0003,695
Provision for loan and lease losses$20,0005,589
Total noninterest income$601,0004,168
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$204,0004,229
Trading account gains and fees$0166
Additional Noninterest Income$397,0003,642
Total noninterest expense$4,225,0003,882
Salaries and employee benefits$1,963,0004,175
Premises and equipment expense$607,0003,362
Additional noninterest expense$1,655,0003,550
Pre-tax net operating income$1,601,0003,221
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,601,0002,998
Extraordinary gains, net$029
Net income$1,601,0002,999
Minority interest net income$093
Net income of bank and minority interests.$1,601,0003,000
Net charge-offs$347,0003,135
Cash dividends$794,0002,241
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,601,0002,866
2012-09-30 (YTD Data)Rank
Total interest income$3,879,0004,300
Total interest expense$200,0006,243
Net interest income$3,679,0003,924
Provision for loan and lease losses$180,0003,637
Total noninterest income$460,0004,165
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$150,0004,314
Trading account gains and fees$0157
Additional Noninterest Income$310,0003,639
Total noninterest expense$3,171,0003,903
Salaries and employee benefits$1,459,0004,217
Premises and equipment expense$452,0003,421
Additional noninterest expense$1,260,0003,512
Pre-tax net operating income$788,0004,059
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$788,0003,886
Extraordinary gains, net$020
Net income$788,0003,887
Minority interest net income$086
Net income of bank and minority interests.$788,0003,888
Net charge-offs$202,0003,296
Cash dividends$794,0001,552
Sale, conversion, retirement of capital stock, net$0952
Net operating income$788,0003,725
2012-06-30 (YTD Data)Rank
Total interest income$2,528,0004,377
Total interest expense$136,0006,312
Net interest income$2,392,0003,990
Provision for loan and lease losses$120,0003,606
Total noninterest income$302,0004,198
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$96,0004,388
Trading account gains and fees$0153
Additional Noninterest Income$206,0003,630
Total noninterest expense$2,094,0003,951
Salaries and employee benefits$983,0004,217
Premises and equipment expense$307,0003,381
Additional noninterest expense$804,0003,651
Pre-tax net operating income$480,0004,174
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$480,0004,059
Extraordinary gains, net$019
Net income$480,0004,062
Minority interest net income$084
Net income of bank and minority interests.$480,0004,063
Net charge-offs$172,0002,903
Cash dividends$794,0001,181
Sale, conversion, retirement of capital stock, net$0928
Net operating income$480,0003,867
2012-03-31 (YTD Data)Rank
Total interest income$1,259,0004,437
Total interest expense$69,0006,380
Net interest income$1,190,0004,035
Provision for loan and lease losses$60,0003,447
Total noninterest income$143,0004,327
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$46,0004,450
Trading account gains and fees$0148
Additional Noninterest Income$97,0003,758
Total noninterest expense$1,027,0004,035
Salaries and employee benefits$485,0004,283
Premises and equipment expense$142,0003,600
Additional noninterest expense$400,0003,637
Pre-tax net operating income$246,0004,198
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$246,0004,006
Extraordinary gains, net$019
Net income$246,0004,008
Minority interest net income$078
Net income of bank and minority interests.$246,0004,008
Net charge-offs$20,0003,684
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$246,0003,850
2011-12-31 (YTD Data)Rank
Total interest income$5,256,0004,433
Total interest expense$303,0006,542
Net interest income$4,953,0003,929
Provision for loan and lease losses$60,0005,708
Total noninterest income$618,0004,013
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$218,0004,222
Trading account gains and fees$0146
Additional Noninterest Income$400,0003,437
Total noninterest expense$3,918,0004,166
Salaries and employee benefits$1,813,0004,424
Premises and equipment expense$560,0003,754
Additional noninterest expense$1,545,0003,783
Pre-tax net operating income$1,593,0002,934
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,593,0002,664
Extraordinary gains, net$029
Net income$1,593,0002,665
Minority interest net income$096
Net income of bank and minority interests.$1,593,0002,665
Net charge-offs$29,0005,759
Cash dividends$747,0001,968
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,593,0002,578
2011-09-30 (YTD Data)Rank
Total interest income$3,958,0004,467
Total interest expense$237,0006,597
Net interest income$3,721,0003,943
Provision for loan and lease losses$160,0004,413
Total noninterest income$477,0003,982
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$164,0004,241
Trading account gains and fees$0145
Additional Noninterest Income$313,0003,405
Total noninterest expense$3,016,0004,098
Salaries and employee benefits$1,379,0004,386
Premises and equipment expense$416,0003,818
Additional noninterest expense$1,221,0003,644
Pre-tax net operating income$1,022,0003,266
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,022,0003,020
Extraordinary gains, net$021
Net income$1,022,0003,022
Minority interest net income$087
Net income of bank and minority interests.$1,022,0003,022
Net charge-offs$-31,0007,183
Cash dividends$747,0001,428
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,022,0002,917
2011-06-30 (YTD Data)Rank
Total interest income$2,691,0004,455
Total interest expense$166,0006,647
Net interest income$2,525,0003,912
Provision for loan and lease losses$120,0004,174
Total noninterest income$339,0003,877
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$107,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$232,0003,261
Total noninterest expense$2,010,0004,149
Salaries and employee benefits$911,0004,449
Premises and equipment expense$265,0003,960
Additional noninterest expense$834,0003,633
Pre-tax net operating income$734,0003,093
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$734,0002,827
Extraordinary gains, net$015
Net income$734,0002,829
Minority interest net income$089
Net income of bank and minority interests.$734,0002,829
Net charge-offs$-51,0007,314
Cash dividends$747,0001,071
Sale, conversion, retirement of capital stock, net$0986
Net operating income$734,0002,741
2011-03-31 (YTD Data)Rank
Total interest income$1,371,0004,422
Total interest expense$90,0006,646
Net interest income$1,281,0003,879
Provision for loan and lease losses$60,0003,936
Total noninterest income$151,0004,142
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$53,0004,251
Trading account gains and fees$0158
Additional Noninterest Income$98,0003,609
Total noninterest expense$985,0004,216
Salaries and employee benefits$404,0004,843
Premises and equipment expense$137,0003,939
Additional noninterest expense$444,0003,485
Pre-tax net operating income$387,0003,036
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$387,0002,745
Extraordinary gains, net$09
Net income$387,0002,744
Minority interest net income$086
Net income of bank and minority interests.$387,0002,745
Net charge-offs$-57,0007,376
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$387,0002,678
2010-12-31 (YTD Data)Rank
Total interest income$5,417,0004,595
Total interest expense$447,0006,683
Net interest income$4,970,0003,980
Provision for loan and lease losses$90,0006,097
Total noninterest income$566,0004,353
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$197,0004,436
Trading account gains and fees$0175
Additional Noninterest Income$369,0003,646
Total noninterest expense$3,934,0004,259
Salaries and employee benefits$1,812,0004,509
Premises and equipment expense$508,0004,139
Additional noninterest expense$1,614,0003,813
Pre-tax net operating income$1,512,0002,706
Securities gains (losses)$03,793
Applicable income taxes$10,0004,219
Income before extraordinary items$1,502,0002,512
Extraordinary gains, net$029
Net income$1,502,0002,509
Minority interest net income$0111
Net income of bank and minority interests.$1,502,0002,514
Net charge-offs$-50,0007,565
Cash dividends$635,0002,049
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,502,0002,418
2010-09-30 (YTD Data)Rank
Total interest income$4,021,0004,718
Total interest expense$330,0006,822
Net interest income$3,691,0004,052
Provision for loan and lease losses$06,977
Total noninterest income$430,0004,369
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$148,0004,496
Trading account gains and fees$0165
Additional Noninterest Income$282,0003,640
Total noninterest expense$3,064,0004,161
Salaries and employee benefits$1,383,0004,481
Premises and equipment expense$381,0004,200
Additional noninterest expense$1,300,0003,601
Pre-tax net operating income$1,057,0002,979
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,057,0002,785
Extraordinary gains, net$023
Net income$1,057,0002,781
Minority interest net income$0110
Net income of bank and minority interests.$1,057,0002,786
Net charge-offs$-114,0007,698
Cash dividends$635,0001,500
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,057,0002,656
2010-06-30 (YTD Data)Rank
Total interest income$2,677,0004,760
Total interest expense$211,0006,964
Net interest income$2,466,0004,052
Provision for loan and lease losses$06,857
Total noninterest income$285,0004,365
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$97,0004,543
Trading account gains and fees$0152
Additional Noninterest Income$188,0003,589
Total noninterest expense$2,050,0004,168
Salaries and employee benefits$942,0004,460
Premises and equipment expense$249,0004,281
Additional noninterest expense$859,0003,612
Pre-tax net operating income$701,0003,022
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$701,0002,767
Extraordinary gains, net$019
Net income$701,0002,763
Minority interest net income$0105
Net income of bank and minority interests.$701,0002,766
Net charge-offs$-117,0007,759
Cash dividends$635,0001,083
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$701,0002,667
2010-03-31 (YTD Data)Rank
Total interest income$1,370,0004,753
Total interest expense$103,0007,111
Net interest income$1,267,0004,015
Provision for loan and lease losses$06,552
Total noninterest income$156,0004,182
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$51,0004,444
Trading account gains and fees$0175
Additional Noninterest Income$105,0003,412
Total noninterest expense$1,041,0004,161
Salaries and employee benefits$480,0004,467
Premises and equipment expense$119,0004,489
Additional noninterest expense$442,0003,523
Pre-tax net operating income$382,0002,914
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$382,0002,630
Extraordinary gains, net$016
Net income$382,0002,627
Minority interest net income$091
Net income of bank and minority interests.$382,0002,630
Net charge-offs$-97,0007,844
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$382,0002,532
2009-12-31 (YTD Data)Rank
Total interest income$4,746,0005,273
Total interest expense$431,0007,285
Net interest income$4,315,0004,350
Provision for loan and lease losses$-100,0007,986
Total noninterest income$565,0004,492
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$211,0004,545
Trading account gains and fees$0211
Additional Noninterest Income$354,0003,721
Total noninterest expense$3,767,0004,500
Salaries and employee benefits$1,733,0004,767
Premises and equipment expense$513,0004,305
Additional noninterest expense$1,521,0004,041
Pre-tax net operating income$1,213,0002,691
Securities gains (losses)$117,0002,004
Applicable income taxes$52,0003,240
Income before extraordinary items$1,278,0002,378
Extraordinary gains, net$034
Net income$1,278,0002,376
Minority interest net income$0115
Net income of bank and minority interests.$1,278,0002,377
Net charge-offs$1,0007,192
Cash dividends$561,0002,401
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,165,6802,474
2009-09-30 (YTD Data)Rank
Total interest income$3,464,0005,418
Total interest expense$330,0007,371
Net interest income$3,134,0004,456
Provision for loan and lease losses$07,284
Total noninterest income$410,0004,621
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$157,0004,592
Trading account gains and fees$0212
Additional Noninterest Income$253,0003,879
Total noninterest expense$2,825,0004,518
Salaries and employee benefits$1,264,0004,875
Premises and equipment expense$389,0004,327
Additional noninterest expense$1,172,0003,924
Pre-tax net operating income$719,0003,282
Securities gains (losses)$2,0003,313
Applicable income taxes$65,0003,169
Income before extraordinary items$656,0003,235
Extraordinary gains, net$027
Net income$656,0003,232
Minority interest net income$0118
Net income of bank and minority interests.$656,0003,235
Net charge-offs$-56,0008,029
Cash dividends$561,0001,875
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$654,1803,150
2009-06-30 (YTD Data)Rank
Total interest income$2,266,0005,519
Total interest expense$223,0007,466
Net interest income$2,043,0004,518
Provision for loan and lease losses$07,158
Total noninterest income$272,0004,632
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$104,0004,585
Trading account gains and fees$0193
Additional Noninterest Income$168,0003,920
Total noninterest expense$1,832,0004,632
Salaries and employee benefits$820,0005,027
Premises and equipment expense$265,0004,296
Additional noninterest expense$747,0004,081
Pre-tax net operating income$483,0003,358
Securities gains (losses)$03,136
Applicable income taxes$65,0002,966
Income before extraordinary items$418,0003,406
Extraordinary gains, net$021
Net income$418,0003,402
Minority interest net income$0112
Net income of bank and minority interests.$418,0003,404
Net charge-offs$-53,0008,104
Cash dividends$561,0001,498
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$418,0003,289
2009-03-31 (YTD Data)Rank
Total interest income$1,143,0005,552
Total interest expense$116,0007,512
Net interest income$1,027,0004,503
Provision for loan and lease losses$06,744
Total noninterest income$148,0004,431
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$54,0004,453
Trading account gains and fees$0171
Additional Noninterest Income$94,0003,755
Total noninterest expense$935,0004,501
Salaries and employee benefits$410,0005,064
Premises and equipment expense$134,0004,307
Additional noninterest expense$391,0003,639
Pre-tax net operating income$240,0003,715
Securities gains (losses)$02,434
Applicable income taxes$27,0003,369
Income before extraordinary items$213,0003,764
Extraordinary gains, net$015
Net income$213,0003,763
Minority interest net income$0102
Net income of bank and minority interests.$213,0003,765
Net charge-offs$-23,0008,024
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$213,0003,608
2008-12-31 (YTD Data)Rank
Total interest income$4,777,0005,589
Total interest expense$673,0007,369
Net interest income$4,104,0004,510
Provision for loan and lease losses$07,334
Total noninterest income$622,0004,385
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$243,0004,412
Trading account gains and fees$0154
Additional Noninterest Income$379,0003,676
Total noninterest expense$3,652,0004,510
Salaries and employee benefits$1,688,0004,990
Premises and equipment expense$613,0003,876
Additional noninterest expense$1,351,0003,913
Pre-tax net operating income$1,074,0003,634
Securities gains (losses)$52,0001,567
Applicable income taxes$04,979
Income before extraordinary items$1,126,0003,062
Extraordinary gains, net$039
Net income$1,126,0003,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-138,0008,242
Cash dividends$607,0003,069
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,074,0003,292
2008-09-30 (YTD Data)Rank
Total interest income$3,609,0005,639
Total interest expense$536,0007,411
Net interest income$3,073,0004,552
Provision for loan and lease losses$100,0005,137
Total noninterest income$473,0004,453
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$185,0004,410
Trading account gains and fees$0148
Additional Noninterest Income$288,0003,751
Total noninterest expense$2,759,0004,481
Salaries and employee benefits$1,253,0005,031
Premises and equipment expense$458,0003,895
Additional noninterest expense$1,048,0003,731
Pre-tax net operating income$687,0004,375
Securities gains (losses)$52,0001,390
Applicable income taxes$05,372
Income before extraordinary items$739,0003,716
Extraordinary gains, net$031
Net income$739,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,304
Cash dividends$607,0002,465
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$687,0003,999
2008-06-30 (YTD Data)Rank
Total interest income$2,433,0005,685
Total interest expense$385,0007,429
Net interest income$2,048,0004,540
Provision for loan and lease losses$100,0004,246
Total noninterest income$328,0004,439
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$130,0004,315
Trading account gains and fees$0149
Additional Noninterest Income$198,0003,789
Total noninterest expense$1,861,0004,470
Salaries and employee benefits$841,0005,065
Premises and equipment expense$307,0003,902
Additional noninterest expense$713,0003,672
Pre-tax net operating income$415,0004,723
Securities gains (losses)$52,0001,417
Applicable income taxes$05,627
Income before extraordinary items$467,0004,147
Extraordinary gains, net$021
Net income$467,0004,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,349
Cash dividends$607,0002,019
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$415,0004,336
2008-03-31 (YTD Data)Rank
Total interest income$1,255,0005,698
Total interest expense$226,0007,291
Net interest income$1,029,0004,529
Provision for loan and lease losses$75,0003,123
Total noninterest income$169,0004,335
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$74,0004,043
Trading account gains and fees$0158
Additional Noninterest Income$95,0003,878
Total noninterest expense$878,0004,660
Salaries and employee benefits$413,0005,140
Premises and equipment expense$142,0004,150
Additional noninterest expense$323,0003,901
Pre-tax net operating income$245,0004,566
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$245,0004,231
Extraordinary gains, net$015
Net income$245,0004,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,257
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$245,0004,131
2007-12-31 (YTD Data)Rank
Total interest income$5,366,0005,525
Total interest expense$964,0007,225
Net interest income$4,402,0004,357
Provision for loan and lease losses$220,0003,720
Total noninterest income$721,0004,224
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$318,0003,978
Trading account gains and fees$0178
Additional Noninterest Income$403,0003,717
Total noninterest expense$3,673,0004,372
Salaries and employee benefits$1,665,0004,982
Premises and equipment expense$621,0003,745
Additional noninterest expense$1,387,0003,645
Pre-tax net operating income$1,230,0004,304
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,230,0003,888
Extraordinary gains, net$039
Net income$1,230,0003,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,121
Cash dividends$607,0003,400
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,230,0003,881
2007-09-30 (YTD Data)Rank
Total interest income$4,014,0005,555
Total interest expense$723,0007,253
Net interest income$3,291,0004,386
Provision for loan and lease losses$145,0003,535
Total noninterest income$545,0004,217
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$255,0003,837
Trading account gains and fees$0184
Additional Noninterest Income$290,0003,804
Total noninterest expense$2,783,0004,328
Salaries and employee benefits$1,246,0004,971
Premises and equipment expense$464,0003,752
Additional noninterest expense$1,073,0003,503
Pre-tax net operating income$908,0004,575
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$908,0004,101
Extraordinary gains, net$033
Net income$908,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,510
Cash dividends$607,0002,656
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$908,0004,086
2007-06-30 (YTD Data)Rank
Total interest income$2,617,0005,648
Total interest expense$479,0007,290
Net interest income$2,138,0004,498
Provision for loan and lease losses$90,0003,429
Total noninterest income$364,0004,238
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$168,0003,858
Trading account gains and fees$0168
Additional Noninterest Income$196,0003,819
Total noninterest expense$1,825,0004,400
Salaries and employee benefits$830,0005,008
Premises and equipment expense$310,0003,769
Additional noninterest expense$685,0003,627
Pre-tax net operating income$587,0004,710
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$587,0004,207
Extraordinary gains, net$029
Net income$587,0004,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,100
Cash dividends$607,0002,154
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$587,0004,195
2007-03-31 (YTD Data)Rank
Total interest income$1,276,0005,719
Total interest expense$237,0007,326
Net interest income$1,039,0004,573
Provision for loan and lease losses$45,0003,197
Total noninterest income$196,0004,074
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$91,0003,638
Trading account gains and fees$0195
Additional Noninterest Income$105,0003,680
Total noninterest expense$882,0004,498
Salaries and employee benefits$409,0005,085
Premises and equipment expense$147,0003,913
Additional noninterest expense$326,0003,721
Pre-tax net operating income$308,0004,589
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$308,0004,105
Extraordinary gains, net$022
Net income$308,0004,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,219
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$308,0004,081
2006-12-31 (YTD Data)Rank
Total interest income$4,747,0005,691
Total interest expense$811,0007,305
Net interest income$3,936,0004,701
Provision for loan and lease losses$45,0005,711
Total noninterest income$791,0004,076
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$351,0003,808
Trading account gains and fees$0130
Additional Noninterest Income$440,0003,568
Total noninterest expense$3,455,0004,444
Salaries and employee benefits$1,678,0004,848
Premises and equipment expense$523,0004,149
Additional noninterest expense$1,254,0003,808
Pre-tax net operating income$1,227,0004,738
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,227,0004,234
Extraordinary gains, net$051
Net income$1,227,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,449
Cash dividends$467,0003,848
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,227,0004,211
2006-09-30 (YTD Data)Rank
Total interest income$3,532,0005,726
Total interest expense$583,0007,361
Net interest income$2,949,0004,743
Provision for loan and lease losses$06,685
Total noninterest income$594,0004,085
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$260,0003,859
Trading account gains and fees$0126
Additional Noninterest Income$334,0003,531
Total noninterest expense$2,646,0004,356
Salaries and employee benefits$1,246,0004,848
Premises and equipment expense$365,0004,351
Additional noninterest expense$1,035,0003,518
Pre-tax net operating income$897,0004,979
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$897,0004,432
Extraordinary gains, net$045
Net income$897,0004,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,276
Cash dividends$467,0003,047
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$897,0004,420
2006-06-30 (YTD Data)Rank
Total interest income$2,251,0005,814
Total interest expense$350,0007,492
Net interest income$1,901,0004,867
Provision for loan and lease losses$06,419
Total noninterest income$387,0004,124
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$168,0003,899
Trading account gains and fees$0126
Additional Noninterest Income$219,0003,564
Total noninterest expense$1,719,0004,459
Salaries and employee benefits$829,0004,879
Premises and equipment expense$231,0004,493
Additional noninterest expense$659,0003,648
Pre-tax net operating income$569,0005,124
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$569,0004,574
Extraordinary gains, net$039
Net income$569,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,125
Cash dividends$467,0002,492
Sale, conversion, retirement of capital stock, net$0887
Net operating income$569,0004,565
2006-03-31 (YTD Data)Rank
Total interest income$1,086,0005,877
Total interest expense$163,0007,566
Net interest income$923,0004,940
Provision for loan and lease losses$06,013
Total noninterest income$201,0003,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$87,0003,767
Trading account gains and fees$0115
Additional Noninterest Income$114,0003,464
Total noninterest expense$854,0004,484
Salaries and employee benefits$418,0004,871
Premises and equipment expense$114,0004,571
Additional noninterest expense$322,0003,677
Pre-tax net operating income$270,0005,209
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$270,0004,669
Extraordinary gains, net$021
Net income$270,0004,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$270,0004,653
2005-12-31 (YTD Data)Rank
Total interest income$3,817,0005,960
Total interest expense$566,0007,421
Net interest income$3,251,0005,246
Provision for loan and lease losses$15,0006,626
Total noninterest income$686,0004,440
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$318,0004,047
Trading account gains and fees$0138
Additional Noninterest Income$368,0003,919
Total noninterest expense$2,987,0004,782
Salaries and employee benefits$1,465,0005,130
Premises and equipment expense$431,0004,632
Additional noninterest expense$1,091,0004,136
Pre-tax net operating income$935,0005,543
Securities gains (losses)$3,0001,899
Applicable income taxes$06,964
Income before extraordinary items$938,0004,983
Extraordinary gains, net$046
Net income$938,0004,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,468
Cash dividends$299,0004,433
Sale, conversion, retirement of capital stock, net$0934
Net operating income$935,0004,959
2005-09-30 (YTD Data)Rank
Total interest income$2,776,0006,016
Total interest expense$415,0007,420
Net interest income$2,361,0005,364
Provision for loan and lease losses$15,0006,317
Total noninterest income$511,0004,489
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$231,0004,128
Trading account gains and fees$0126
Additional Noninterest Income$280,0003,922
Total noninterest expense$2,239,0004,748
Salaries and employee benefits$1,069,0005,197
Premises and equipment expense$315,0004,674
Additional noninterest expense$855,0003,974
Pre-tax net operating income$618,0005,930
Securities gains (losses)$3,0001,906
Applicable income taxes$06,976
Income before extraordinary items$621,0005,364
Extraordinary gains, net$035
Net income$621,0005,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,546
Cash dividends$299,0003,576
Sale, conversion, retirement of capital stock, net$0769
Net operating income$618,0005,343
2005-06-30 (YTD Data)Rank
Total interest income$1,778,0006,079
Total interest expense$265,0007,407
Net interest income$1,513,0005,478
Provision for loan and lease losses$15,0005,851
Total noninterest income$348,0004,387
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$151,0004,136
Trading account gains and fees$0116
Additional Noninterest Income$197,0003,782
Total noninterest expense$1,448,0004,844
Salaries and employee benefits$693,0005,273
Premises and equipment expense$207,0004,708
Additional noninterest expense$548,0004,076
Pre-tax net operating income$398,0005,994
Securities gains (losses)$3,0001,754
Applicable income taxes$06,961
Income before extraordinary items$401,0005,430
Extraordinary gains, net$030
Net income$401,0005,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,468
Cash dividends$299,0003,006
Sale, conversion, retirement of capital stock, net$0643
Net operating income$398,0005,420
2005-03-31 (YTD Data)Rank
Total interest income$872,0006,135
Total interest expense$126,0007,478
Net interest income$746,0005,543
Provision for loan and lease losses$15,0004,875
Total noninterest income$177,0004,299
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$75,0004,075
Trading account gains and fees$0115
Additional Noninterest Income$102,0003,698
Total noninterest expense$707,0004,970
Salaries and employee benefits$332,0005,462
Premises and equipment expense$100,0004,863
Additional noninterest expense$275,0004,067
Pre-tax net operating income$201,0005,950
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$201,0005,402
Extraordinary gains, net$024
Net income$201,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,291
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$201,0005,371
2004-12-31 (YTD Data)Rank
Total interest income$3,216,0006,227
Total interest expense$545,0007,138
Net interest income$2,671,0005,790
Provision for loan and lease losses$07,314
Total noninterest income$794,0004,072
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$343,0003,986
Trading account gains and fees$0138
Additional Noninterest Income$451,0003,505
Total noninterest expense$2,840,0004,857
Salaries and employee benefits$1,342,0005,327
Premises and equipment expense$398,0004,779
Additional noninterest expense$1,100,0004,014
Pre-tax net operating income$625,0006,321
Securities gains (losses)$-7,0008,135
Applicable income taxes$07,185
Income before extraordinary items$618,0005,883
Extraordinary gains, net$034
Net income$618,0005,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,609
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$625,0005,790
2004-09-30 (YTD Data)Rank
Total interest income$2,275,0006,401
Total interest expense$415,0007,126
Net interest income$1,860,0006,043
Provision for loan and lease losses$07,100
Total noninterest income$649,0003,895
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$246,0004,144
Trading account gains and fees$0134
Additional Noninterest Income$403,0003,170
Total noninterest expense$2,027,0004,981
Salaries and employee benefits$972,0005,413
Premises and equipment expense$293,0004,823
Additional noninterest expense$762,0004,230
Pre-tax net operating income$482,0006,399
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$482,0005,895
Extraordinary gains, net$026
Net income$482,0005,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,217
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$482,0005,823
2004-06-30 (YTD Data)Rank
Total interest income$1,494,0006,472
Total interest expense$273,0007,188
Net interest income$1,221,0006,104
Provision for loan and lease losses$06,885
Total noninterest income$410,0004,034
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$162,0004,157
Trading account gains and fees$0130
Additional Noninterest Income$248,0003,336
Total noninterest expense$1,277,0005,211
Salaries and employee benefits$605,0005,669
Premises and equipment expense$194,0004,859
Additional noninterest expense$478,0004,472
Pre-tax net operating income$354,0006,160
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$354,0005,636
Extraordinary gains, net$021
Net income$354,0005,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$354,0005,547
2004-03-31 (YTD Data)Rank
Total interest income$764,0006,424
Total interest expense$139,0007,207
Net interest income$625,0006,012
Provision for loan and lease losses$06,501
Total noninterest income$215,0003,885
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$84,0004,000
Trading account gains and fees$0121
Additional Noninterest Income$131,0003,178
Total noninterest expense$619,0005,346
Salaries and employee benefits$302,0005,716
Premises and equipment expense$99,0004,820
Additional noninterest expense$218,0004,763
Pre-tax net operating income$221,0005,593
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,170
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$221,0004,952
2003-12-31 (YTD Data)Rank
Total interest income$3,210,0006,310
Total interest expense$737,0006,912
Net interest income$2,473,0005,933
Provision for loan and lease losses$148,0004,620
Total noninterest income$630,0004,837
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$347,0003,974
Trading account gains and fees$0160
Additional Noninterest Income$283,0004,625
Total noninterest expense$2,713,0004,926
Salaries and employee benefits$1,417,0005,044
Premises and equipment expense$426,0004,527
Additional noninterest expense$870,0004,759
Pre-tax net operating income$242,0007,667
Securities gains (losses)$28,0002,979
Applicable income taxes$07,459
Income before extraordinary items$270,0007,422
Extraordinary gains, net$054
Net income$270,0007,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,982
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$2,000858
Net operating income$242,0007,427
2003-09-30 (YTD Data)Rank
Total interest income$2,470,0006,289
Total interest expense$590,0006,888
Net interest income$1,880,0005,923
Provision for loan and lease losses$148,0003,953
Total noninterest income$426,0005,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$252,0004,072
Trading account gains and fees$0153
Additional Noninterest Income$174,0005,047
Total noninterest expense$2,048,0004,897
Salaries and employee benefits$1,071,0005,011
Premises and equipment expense$324,0004,491
Additional noninterest expense$653,0004,716
Pre-tax net operating income$110,0008,178
Securities gains (losses)$28,0002,745
Applicable income taxes$07,524
Income before extraordinary items$138,0007,986
Extraordinary gains, net$040
Net income$138,0007,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$2,000709
Net operating income$110,0008,024
2003-06-30 (YTD Data)Rank
Total interest income$1,703,0006,235
Total interest expense$422,0006,831
Net interest income$1,281,0005,848
Provision for loan and lease losses$148,0003,170
Total noninterest income$241,0005,568
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$162,0004,116
Trading account gains and fees$0150
Additional Noninterest Income$79,0005,734
Total noninterest expense$1,356,0004,924
Salaries and employee benefits$698,0005,097
Premises and equipment expense$219,0004,445
Additional noninterest expense$439,0004,680
Pre-tax net operating income$18,0008,566
Securities gains (losses)$28,0002,409
Applicable income taxes$07,529
Income before extraordinary items$46,0008,458
Extraordinary gains, net$030
Net income$46,0008,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,178
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$3,000569
Net operating income$18,0008,540
2003-03-31 (YTD Data)Rank
Total interest income$878,0006,175
Total interest expense$221,0006,805
Net interest income$657,0005,748
Provision for loan and lease losses$111,0002,191
Total noninterest income$154,0004,825
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$82,0004,012
Trading account gains and fees$0134
Additional Noninterest Income$72,0004,544
Total noninterest expense$672,0004,936
Salaries and employee benefits$360,0004,981
Premises and equipment expense$112,0004,395
Additional noninterest expense$200,0004,959
Pre-tax net operating income$28,0008,341
Securities gains (losses)$28,0001,723
Applicable income taxes$07,403
Income before extraordinary items$56,0007,763
Extraordinary gains, net$021
Net income$56,0007,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,693
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$28,0008,193
2002-12-31 (YTD Data)Rank
Total interest income$4,157,0005,784
Total interest expense$876,0007,267
Net interest income$3,281,0004,977
Provision for loan and lease losses$1,035,0001,307
Total noninterest income$678,0004,413
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$405,0003,507
Trading account gains and fees$0153
Additional Noninterest Income$273,0004,454
Total noninterest expense$3,060,0004,399
Salaries and employee benefits$1,485,0004,728
Premises and equipment expense$515,0003,856
Additional noninterest expense$1,060,0003,988
Pre-tax net operating income$-136,0008,792
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-136,0008,867
Extraordinary gains, net$070
Net income$-136,0008,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$914,0001,051
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,000833
Net operating income$-136,0008,806
2001-12-31 (YTD Data)Rank
Total interest income$5,318,0005,412
Total interest expense$1,461,0007,057
Net interest income$3,857,0004,236
Provision for loan and lease losses$52,0006,614
Total noninterest income$677,0004,271
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$278,0004,355
Trading account gains and fees$0177
Additional Noninterest Income$399,0003,538
Total noninterest expense$3,226,0004,102
Salaries and employee benefits$1,589,0004,319
Premises and equipment expense$495,0003,905
Additional noninterest expense$1,142,0003,660
Pre-tax net operating income$1,256,0004,325
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,256,0003,679
Extraordinary gains, net$0105
Net income$1,256,0003,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,017
Cash dividends$560,0003,266
Sale, conversion, retirement of capital stock, net$4,000888
Net operating income$1,256,0003,573
2000-12-31 (YTD Data)Rank
Total interest income$5,148,0005,638
Total interest expense$1,370,0007,422
Net interest income$3,778,0004,372
Provision for loan and lease losses$08,337
Total noninterest income$635,0004,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,134
Trading account gains and feesNANA
Additional Noninterest Income$343,0003,660
Total noninterest expense$3,036,0004,187
Salaries and employee benefits$1,515,0004,325
Premises and equipment expense$580,0003,363
Additional noninterest expense$941,0004,179
Pre-tax net operating income$1,377,0004,323
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,377,0003,478
Extraordinary gains, net$038
Net income$1,377,0003,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,645
Cash dividends$560,0003,345
Sale, conversion, retirement of capital stock, net$4,000923
Net operating income$1,377,0003,462
1999-12-31 (YTD Data)Rank
Total interest income$4,778,0005,728
Total interest expense$1,204,0007,636
Net interest income$3,574,0004,582
Provision for loan and lease losses$08,503
Total noninterest income$491,0005,012
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,479
Trading account gains and feesNANA
Additional Noninterest Income$237,0004,556
Total noninterest expense$2,864,0004,382
Salaries and employee benefits$1,350,0004,727
Premises and equipment expense$579,0003,371
Additional noninterest expense$935,0004,241
Pre-tax net operating income$1,201,0004,765
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,201,0003,880
Extraordinary gains, net$035
Net income$1,201,0003,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,074
Cash dividends$467,0003,655
Sale, conversion, retirement of capital stock, net$3,0001,014
Net operating income$1,201,0003,847
1998-12-31 (YTD Data)Rank
Total interest income$4,272,0006,245
Total interest expense$1,384,0007,457
Net interest income$2,888,0005,275
Provision for loan and lease losses$-304,00010,396
Total noninterest income$510,0004,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,047
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,008
Total noninterest expense$2,874,0004,275
Salaries and employee benefits$1,371,0004,558
Premises and equipment expense$482,0003,799
Additional noninterest expense$1,021,0003,891
Pre-tax net operating income$828,0005,976
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$828,0005,082
Extraordinary gains, net$032
Net income$828,0005,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-479,00010,420
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$3,0001,005
Net operating income$828,0004,999
1997-12-31 (YTD Data)Rank
Total interest income$4,011,0006,654
Total interest expense$1,291,0007,872
Net interest income$2,720,0005,729
Provision for loan and lease losses$08,829
Total noninterest income$427,0005,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,379
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,605
Total noninterest expense$2,277,0005,147
Salaries and employee benefits$1,144,0005,297
Premises and equipment expense$333,0005,085
Additional noninterest expense$800,0004,722
Pre-tax net operating income$870,0006,252
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$870,0005,176
Extraordinary gains, net$044
Net income$870,0005,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00010,655
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$870,0005,120
1996-12-31 (YTD Data)Rank
Total interest income$4,546,0006,354
Total interest expense$1,618,0007,285
Net interest income$2,928,0005,538
Provision for loan and lease losses$09,041
Total noninterest income$440,0005,625
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,648
Total noninterest expense$2,305,0005,333
Salaries and employee benefits$1,046,0005,808
Premises and equipment expense$413,0004,424
Additional noninterest expense$846,0004,973
Pre-tax net operating income$1,063,0005,529
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$1,063,0004,262
Extraordinary gains, net$053
Net income$1,063,0004,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-966,00011,438
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,063,0004,211
1995-12-31 (YTD Data)Rank
Total interest income$4,970,0006,016
Total interest expense$1,910,0006,667
Net interest income$3,060,0005,419
Provision for loan and lease losses$3,543,000401
Total noninterest income$385,0006,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,470
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,773
Total noninterest expense$2,419,0005,140
Salaries and employee benefits$1,152,0005,401
Premises and equipment expense$437,0004,211
Additional noninterest expense$830,0005,108
Pre-tax net operating income$-2,517,00011,938
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-2,517,00011,918
Extraordinary gains, net$065
Net income$-2,517,00011,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,256,000426
Cash dividends$466,0003,512
Sale, conversion, retirement of capital stock, net$11,000760
Net operating income$-2,517,00011,921
1994-12-31 (YTD Data)Rank
Total interest income$5,012,0005,665
Total interest expense$1,578,0006,651
Net interest income$3,434,0005,018
Provision for loan and lease losses$295,0002,325
Total noninterest income$484,0005,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,797
Trading account gains and feesNANA
Additional Noninterest Income$330,0003,851
Total noninterest expense$2,336,0005,476
Salaries and employee benefits$1,053,0005,834
Premises and equipment expense$331,0005,289
Additional noninterest expense$952,0004,914
Pre-tax net operating income$1,287,0004,979
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$1,287,0003,622
Extraordinary gains, net$0249
Net income$1,287,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,592
Cash dividends$462,0003,405
Sale, conversion, retirement of capital stock, net$70,000871
Net operating income$1,287,0003,662
1993-12-31 (YTD Data)Rank
Total interest income$4,140,0006,708
Total interest expense$1,542,0007,071
Net interest income$2,598,0006,363
Provision for loan and lease losses$262,0003,284
Total noninterest income$485,0005,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,832
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,997
Total noninterest expense$1,946,0006,478
Salaries and employee benefits$882,0006,826
Premises and equipment expense$314,0005,635
Additional noninterest expense$750,0006,243
Pre-tax net operating income$875,0006,454
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$875,0005,198
Extraordinary gains, net$03,149
Net income$875,0005,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,722
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$315,000695
Net operating income$875,0004,978
1992-12-31 (YTD Data)Rank
Total interest income$3,204,0008,632
Total interest expense$1,255,0009,405
Net interest income$1,949,0007,897
Provision for loan and lease losses$222,0004,939
Total noninterest income$267,0008,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,734
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,639
Total noninterest expense$1,542,0007,770
Salaries and employee benefits$743,0007,662
Premises and equipment expense$281,0006,265
Additional noninterest expense$518,0008,280
Pre-tax net operating income$452,0008,785
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$452,0007,719
Extraordinary gains, net$01,422
Net income$452,0007,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0005,195
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$5,000,000170
Net operating income$452,0007,360

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.