Home > Bank of St. Augustine > Income and Expense
Bank of St. Augustine, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,488 |
| Total interest expense | $482,000 | 3,159 |
| Net interest income | $2,755,000 | 3,495 |
| Provision for loan and lease losses | $235,000 | 1,934 |
| Total noninterest income | $352,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $184,000 | 2,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 4,053 |
| Total noninterest expense | $2,751,000 | 3,191 |
| Salaries and employee benefits | $1,242,000 | 3,597 |
| Premises and equipment expense | $410,000 | 2,692 |
| Additional noninterest expense | $1,099,000 | 2,746 |
| Pre-tax net operating income | $121,000 | 5,729 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $54,000 | 3,463 |
| Income before extraordinary items | $88,000 | 5,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,920 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $88,000 | 5,920 |
| Net charge-offs | $161,000 | 2,305 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 243 |
| Net operating income | $74,560 | 5,915 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,502 |
| Total interest expense | $287,000 | 2,880 |
| Net interest income | $1,338,000 | 3,573 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $167,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 4,117 |
| Total noninterest expense | $1,311,000 | 3,328 |
| Salaries and employee benefits | $629,000 | 3,600 |
| Premises and equipment expense | $201,000 | 2,763 |
| Additional noninterest expense | $481,000 | 3,083 |
| Pre-tax net operating income | $59,000 | 5,743 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $50,000 | 5,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $50,000 | 5,856 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $50,000 | 5,856 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 140 |
| Net operating income | $36,560 | 5,947 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,916,000 | 3,470 |
| Total interest expense | $1,288,000 | 3,054 |
| Net interest income | $5,628,000 | 3,527 |
| Provision for loan and lease losses | $2,221,000 | 986 |
| Total noninterest income | $634,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $243,000 | 4,355 |
| Total noninterest expense | $5,340,000 | 3,302 |
| Salaries and employee benefits | $2,400,000 | 3,672 |
| Premises and equipment expense | $824,000 | 2,679 |
| Additional noninterest expense | $2,116,000 | 2,965 |
| Pre-tax net operating income | $-1,299,000 | 6,714 |
| Securities gains (losses) | $201,000 | 1,692 |
| Applicable income taxes | $-1,297,000 | 6,983 |
| Income before extraordinary items | $199,000 | 5,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $199,000 | 5,796 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $199,000 | 5,797 |
| Net charge-offs | $2,133,000 | 1,111 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $883,000 | 231 |
| Net operating income | $70,360 | 5,977 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 3,487 |
| Total interest expense | $1,039,000 | 2,983 |
| Net interest income | $4,261,000 | 3,558 |
| Provision for loan and lease losses | $1,677,000 | 995 |
| Total noninterest income | $482,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $295,000 | 3,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 4,343 |
| Total noninterest expense | $3,990,000 | 3,347 |
| Salaries and employee benefits | $1,785,000 | 3,701 |
| Premises and equipment expense | $626,000 | 2,682 |
| Additional noninterest expense | $1,579,000 | 2,980 |
| Pre-tax net operating income | $-924,000 | 6,807 |
| Securities gains (losses) | $142,000 | 1,708 |
| Applicable income taxes | $-1,180,000 | 7,097 |
| Income before extraordinary items | $398,000 | 4,988 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $398,000 | 4,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $398,000 | 4,989 |
| Net charge-offs | $1,548,000 | 1,089 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 295 |
| Net operating income | $307,120 | 5,104 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 3,506 |
| Total interest expense | $684,000 | 3,104 |
| Net interest income | $2,856,000 | 3,567 |
| Provision for loan and lease losses | $1,452,000 | 825 |
| Total noninterest income | $319,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,315 |
| Total noninterest expense | $2,697,000 | 3,329 |
| Salaries and employee benefits | $1,187,000 | 3,727 |
| Premises and equipment expense | $414,000 | 2,704 |
| Additional noninterest expense | $1,096,000 | 2,901 |
| Pre-tax net operating income | $-974,000 | 6,964 |
| Securities gains (losses) | $95,000 | 1,637 |
| Applicable income taxes | $-1,217,000 | 7,178 |
| Income before extraordinary items | $338,000 | 4,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 4,639 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $338,000 | 4,639 |
| Net charge-offs | $1,359,000 | 921 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $277,200 | 4,737 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 3,602 |
| Total interest expense | $359,000 | 3,090 |
| Net interest income | $1,366,000 | 3,685 |
| Provision for loan and lease losses | $1,102,000 | 564 |
| Total noninterest income | $144,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,785 |
| Total noninterest expense | $1,346,000 | 3,347 |
| Salaries and employee benefits | $605,000 | 3,715 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $553,000 | 2,853 |
| Pre-tax net operating income | $-938,000 | 7,151 |
| Securities gains (losses) | $48,000 | 1,245 |
| Applicable income taxes | $-1,221,000 | 7,278 |
| Income before extraordinary items | $331,000 | 3,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $331,000 | 3,455 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $331,000 | 3,455 |
| Net charge-offs | $984,000 | 675 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $300,280 | 3,493 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 3,471 |
| Total interest expense | $1,762,000 | 3,055 |
| Net interest income | $5,830,000 | 3,545 |
| Provision for loan and lease losses | $1,737,000 | 1,730 |
| Total noninterest income | $593,000 | 4,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $593,000 | 2,870 |
| Total noninterest expense | $5,244,000 | 3,404 |
| Salaries and employee benefits | $2,367,000 | 3,717 |
| Premises and equipment expense | $1,215,000 | 2,043 |
| Additional noninterest expense | $1,662,000 | 3,598 |
| Pre-tax net operating income | $-558,000 | 6,432 |
| Securities gains (losses) | $151,000 | 1,708 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-407,000 | 6,440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-407,000 | 6,443 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-407,000 | 6,442 |
| Net charge-offs | $1,546,000 | 1,828 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-558,000 | 6,459 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,480 |
| Total interest expense | $1,369,000 | 3,082 |
| Net interest income | $4,382,000 | 3,549 |
| Provision for loan and lease losses | $777,000 | 2,305 |
| Total noninterest income | $413,000 | 4,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $413,000 | 2,984 |
| Total noninterest expense | $3,918,000 | 3,419 |
| Salaries and employee benefits | $1,776,000 | 3,719 |
| Premises and equipment expense | $904,000 | 2,068 |
| Additional noninterest expense | $1,238,000 | 3,604 |
| Pre-tax net operating income | $100,000 | 5,808 |
| Securities gains (losses) | $100,000 | 1,791 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $200,000 | 5,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,486 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $200,000 | 5,486 |
| Net charge-offs | $764,000 | 2,197 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $100,000 | 5,773 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 3,500 |
| Total interest expense | $942,000 | 3,103 |
| Net interest income | $2,903,000 | 3,568 |
| Provision for loan and lease losses | $552,000 | 2,188 |
| Total noninterest income | $302,000 | 4,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 2,868 |
| Total noninterest expense | $2,614,000 | 3,461 |
| Salaries and employee benefits | $1,181,000 | 3,759 |
| Premises and equipment expense | $585,000 | 2,149 |
| Additional noninterest expense | $848,000 | 3,596 |
| Pre-tax net operating income | $39,000 | 5,991 |
| Securities gains (losses) | $60,000 | 1,479 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $99,000 | 5,708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $99,000 | 5,706 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $99,000 | 5,707 |
| Net charge-offs | $558,000 | 2,034 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $39,000 | 5,996 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 3,514 |
| Total interest expense | $486,000 | 3,119 |
| Net interest income | $1,441,000 | 3,582 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $168,000 | 3,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,724 |
| Total noninterest expense | $1,365,000 | 3,350 |
| Salaries and employee benefits | $588,000 | 3,785 |
| Premises and equipment expense | $283,000 | 2,247 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $44,000 | 5,837 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $184,000 | 2,178 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $44,000 | 5,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,144,000 | 3,507 |
| Total interest expense | $2,316,000 | 3,175 |
| Net interest income | $5,828,000 | 3,554 |
| Provision for loan and lease losses | $1,650,000 | 2,328 |
| Total noninterest income | $618,000 | 4,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $618,000 | 2,866 |
| Total noninterest expense | $4,814,000 | 3,730 |
| Salaries and employee benefits | $2,310,000 | 3,817 |
| Premises and equipment expense | $1,152,000 | 2,194 |
| Additional noninterest expense | $1,352,000 | 4,287 |
| Pre-tax net operating income | $-18,000 | 5,816 |
| Securities gains (losses) | $82,000 | 2,327 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $64,000 | 5,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $64,000 | 5,746 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $64,000 | 5,746 |
| Net charge-offs | $1,592,000 | 2,116 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-18,000 | 5,867 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 3,532 |
| Total interest expense | $1,792,000 | 3,222 |
| Net interest income | $4,402,000 | 3,569 |
| Provision for loan and lease losses | $1,375,000 | 2,101 |
| Total noninterest income | $469,000 | 4,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $469,000 | 2,860 |
| Total noninterest expense | $3,450,000 | 3,839 |
| Salaries and employee benefits | $1,695,000 | 3,921 |
| Premises and equipment expense | $870,000 | 2,212 |
| Additional noninterest expense | $885,000 | 4,642 |
| Pre-tax net operating income | $46,000 | 5,811 |
| Securities gains (losses) | $59,000 | 2,312 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $105,000 | 5,700 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $105,000 | 5,702 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $105,000 | 5,702 |
| Net charge-offs | $1,187,000 | 2,001 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $46,000 | 5,826 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 3,549 |
| Total interest expense | $1,207,000 | 3,292 |
| Net interest income | $2,940,000 | 3,565 |
| Provision for loan and lease losses | $1,000,000 | 1,929 |
| Total noninterest income | $311,000 | 4,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $311,000 | 2,794 |
| Total noninterest expense | $2,260,000 | 3,889 |
| Salaries and employee benefits | $1,115,000 | 3,971 |
| Premises and equipment expense | $584,000 | 2,208 |
| Additional noninterest expense | $561,000 | 4,773 |
| Pre-tax net operating income | $-9,000 | 6,090 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $23,000 | 6,063 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $23,000 | 6,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $23,000 | 6,064 |
| Net charge-offs | $904,000 | 1,828 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,000 | 6,104 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 3,623 |
| Total interest expense | $602,000 | 3,420 |
| Net interest income | $1,464,000 | 3,626 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 2,545 |
| Total noninterest expense | $1,130,000 | 3,929 |
| Salaries and employee benefits | $558,000 | 4,023 |
| Premises and equipment expense | $295,000 | 2,238 |
| Additional noninterest expense | $277,000 | 4,819 |
| Pre-tax net operating income | $-86,000 | 6,612 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-86,000 | 6,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-86,000 | 6,719 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-86,000 | 6,718 |
| Net charge-offs | $573,000 | 1,482 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-86,000 | 6,648 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,642 |
| Total interest expense | $3,285,000 | 3,196 |
| Net interest income | $5,276,000 | 3,813 |
| Provision for loan and lease losses | $2,025,000 | 2,460 |
| Total noninterest income | $348,000 | 5,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $348,000 | 3,743 |
| Total noninterest expense | $4,931,000 | 3,730 |
| Salaries and employee benefits | $2,446,000 | 3,753 |
| Premises and equipment expense | $1,263,000 | 2,119 |
| Additional noninterest expense | $1,222,000 | 4,689 |
| Pre-tax net operating income | $-1,332,000 | 6,381 |
| Securities gains (losses) | $168,000 | 1,690 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,164,000 | 6,431 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,164,000 | 6,432 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,164,000 | 6,432 |
| Net charge-offs | $1,668,000 | 2,255 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,332,000 | 6,509 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 3,645 |
| Total interest expense | $2,640,000 | 3,163 |
| Net interest income | $3,880,000 | 3,867 |
| Provision for loan and lease losses | $1,159,000 | 2,560 |
| Total noninterest income | $250,000 | 5,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $250,000 | 3,904 |
| Total noninterest expense | $3,605,000 | 3,811 |
| Salaries and employee benefits | $1,821,000 | 3,817 |
| Premises and equipment expense | $967,000 | 2,096 |
| Additional noninterest expense | $817,000 | 5,006 |
| Pre-tax net operating income | $-634,000 | 6,430 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-501,000 | 6,432 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-501,000 | 6,433 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-501,000 | 6,432 |
| Net charge-offs | $947,000 | 2,259 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-634,000 | 6,517 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 3,674 |
| Total interest expense | $1,841,000 | 3,166 |
| Net interest income | $2,518,000 | 3,926 |
| Provision for loan and lease losses | $719,000 | 2,459 |
| Total noninterest income | $207,000 | 5,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $207,000 | 3,608 |
| Total noninterest expense | $2,385,000 | 3,869 |
| Salaries and employee benefits | $1,233,000 | 3,810 |
| Premises and equipment expense | $648,000 | 2,110 |
| Additional noninterest expense | $504,000 | 5,229 |
| Pre-tax net operating income | $-379,000 | 6,521 |
| Securities gains (losses) | $53,000 | 1,874 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-326,000 | 6,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-326,000 | 6,572 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-326,000 | 6,572 |
| Net charge-offs | $561,000 | 2,224 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-379,000 | 6,615 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 3,708 |
| Total interest expense | $931,000 | 3,252 |
| Net interest income | $1,247,000 | 3,943 |
| Provision for loan and lease losses | $240,000 | 2,611 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $1,110,000 | 4,005 |
| Salaries and employee benefits | $594,000 | 3,944 |
| Premises and equipment expense | $310,000 | 2,240 |
| Additional noninterest expense | $206,000 | 5,524 |
| Pre-tax net operating income | $-71,000 | 6,557 |
| Securities gains (losses) | $53,000 | 1,279 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-18,000 | 6,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 6,499 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-18,000 | 6,499 |
| Net charge-offs | $278,000 | 1,847 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-71,000 | 6,629 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 3,570 |
| Total interest expense | $4,245,000 | 3,362 |
| Net interest income | $5,623,000 | 3,645 |
| Provision for loan and lease losses | $956,000 | 2,777 |
| Total noninterest income | $317,000 | 5,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $317,000 | 4,011 |
| Total noninterest expense | $4,202,000 | 4,088 |
| Salaries and employee benefits | $2,284,000 | 4,036 |
| Premises and equipment expense | $1,094,000 | 2,425 |
| Additional noninterest expense | $824,000 | 5,399 |
| Pre-tax net operating income | $782,000 | 4,207 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $817,000 | 3,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $817,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 2,287 |
| Cash dividends | $768,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $782,000 | 3,869 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 3,577 |
| Total interest expense | $3,263,000 | 3,413 |
| Net interest income | $4,282,000 | 3,628 |
| Provision for loan and lease losses | $656,000 | 2,343 |
| Total noninterest income | $318,000 | 5,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $318,000 | 3,593 |
| Total noninterest expense | $3,092,000 | 4,126 |
| Salaries and employee benefits | $1,688,000 | 4,109 |
| Premises and equipment expense | $802,000 | 2,481 |
| Additional noninterest expense | $602,000 | 5,417 |
| Pre-tax net operating income | $852,000 | 3,983 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $872,000 | 3,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $872,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,873 |
| Cash dividends | $662,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $852,000 | 3,577 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 3,600 |
| Total interest expense | $2,239,000 | 3,456 |
| Net interest income | $2,849,000 | 3,631 |
| Provision for loan and lease losses | $350,000 | 2,323 |
| Total noninterest income | $219,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $2,024,000 | 4,197 |
| Salaries and employee benefits | $1,099,000 | 4,210 |
| Premises and equipment expense | $528,000 | 2,519 |
| Additional noninterest expense | $397,000 | 5,443 |
| Pre-tax net operating income | $694,000 | 3,710 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $694,000 | 3,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,198 |
| Cash dividends | $475,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $694,000 | 3,279 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 3,647 |
| Total interest expense | $1,179,000 | 3,495 |
| Net interest income | $1,390,000 | 3,674 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $104,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,698 |
| Total noninterest expense | $993,000 | 4,258 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $267,000 | 2,522 |
| Additional noninterest expense | $191,000 | 5,503 |
| Pre-tax net operating income | $376,000 | 3,674 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $376,000 | 3,321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,919 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $376,000 | 3,226 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 3,707 |
| Total interest expense | $5,076,000 | 3,429 |
| Net interest income | $5,217,000 | 3,866 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $477,000 | 5,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $477,000 | 3,399 |
| Total noninterest expense | $3,671,000 | 4,375 |
| Salaries and employee benefits | $2,077,000 | 4,275 |
| Premises and equipment expense | $937,000 | 2,706 |
| Additional noninterest expense | $657,000 | 5,905 |
| Pre-tax net operating income | $1,883,000 | 3,436 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,883,000 | 2,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,883,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $1,119,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,883,000 | 2,946 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 3,750 |
| Total interest expense | $3,776,000 | 3,448 |
| Net interest income | $3,816,000 | 3,952 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $362,000 | 5,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $362,000 | 3,393 |
| Total noninterest expense | $2,614,000 | 4,509 |
| Salaries and employee benefits | $1,483,000 | 4,407 |
| Premises and equipment expense | $673,000 | 2,793 |
| Additional noninterest expense | $458,000 | 6,045 |
| Pre-tax net operating income | $1,514,000 | 3,446 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,514,000 | 2,945 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,514,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $869,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,514,000 | 2,935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 3,796 |
| Total interest expense | $2,479,000 | 3,479 |
| Net interest income | $2,506,000 | 4,018 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $254,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $254,000 | 3,313 |
| Total noninterest expense | $1,664,000 | 4,670 |
| Salaries and employee benefits | $959,000 | 4,546 |
| Premises and equipment expense | $433,000 | 2,902 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $1,066,000 | 3,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,066,000 | 2,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,066,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $579,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,066,000 | 2,875 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 3,827 |
| Total interest expense | $1,223,000 | 3,496 |
| Net interest income | $1,233,000 | 4,071 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $113,000 | 3,538 |
| Total noninterest expense | $802,000 | 4,798 |
| Salaries and employee benefits | $467,000 | 4,658 |
| Premises and equipment expense | $212,000 | 2,968 |
| Additional noninterest expense | $123,000 | 6,638 |
| Pre-tax net operating income | $529,000 | 3,391 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $529,000 | 2,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $529,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $289,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $529,000 | 2,875 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,020,000 | 3,861 |
| Total interest expense | $4,032,000 | 3,578 |
| Net interest income | $4,988,000 | 4,011 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $640,000 | 4,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $640,000 | 2,898 |
| Total noninterest expense | $3,260,000 | 4,617 |
| Salaries and employee benefits | $1,839,000 | 4,548 |
| Premises and equipment expense | $858,000 | 2,830 |
| Additional noninterest expense | $563,000 | 6,241 |
| Pre-tax net operating income | $2,188,000 | 3,442 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,188,000 | 2,905 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,188,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $872,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,188,000 | 2,895 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,583,000 | 3,910 |
| Total interest expense | $2,843,000 | 3,632 |
| Net interest income | $3,740,000 | 4,042 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $510,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $510,000 | 2,819 |
| Total noninterest expense | $2,346,000 | 4,733 |
| Salaries and employee benefits | $1,300,000 | 4,711 |
| Premises and equipment expense | $627,000 | 2,891 |
| Additional noninterest expense | $419,000 | 6,270 |
| Pre-tax net operating income | $1,744,000 | 3,435 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,744,000 | 2,858 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,744,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $573,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,744,000 | 2,850 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,955 |
| Total interest expense | $1,758,000 | 3,707 |
| Net interest income | $2,485,000 | 4,067 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $333,000 | 4,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 2,827 |
| Total noninterest expense | $1,562,000 | 4,761 |
| Salaries and employee benefits | $857,000 | 4,780 |
| Premises and equipment expense | $425,000 | 2,844 |
| Additional noninterest expense | $280,000 | 6,280 |
| Pre-tax net operating income | $1,146,000 | 3,468 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,146,000 | 2,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,146,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $286,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,146,000 | 2,877 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 4,092 |
| Total interest expense | $797,000 | 3,828 |
| Net interest income | $1,197,000 | 4,163 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $187,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $749,000 | 4,895 |
| Salaries and employee benefits | $415,000 | 4,894 |
| Premises and equipment expense | $205,000 | 2,962 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $575,000 | 3,411 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $575,000 | 2,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $575,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $575,000 | 2,817 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 4,468 |
| Total interest expense | $2,285,000 | 4,056 |
| Net interest income | $4,041,000 | 4,594 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $731,000 | 4,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $731,000 | 2,693 |
| Total noninterest expense | $2,907,000 | 4,867 |
| Salaries and employee benefits | $1,678,000 | 4,705 |
| Premises and equipment expense | $733,000 | 3,121 |
| Additional noninterest expense | $496,000 | 6,604 |
| Pre-tax net operating income | $1,655,000 | 4,144 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,655,000 | 3,553 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,655,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $572,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,655,000 | 3,519 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 4,617 |
| Total interest expense | $1,550,000 | 4,197 |
| Net interest income | $2,873,000 | 4,773 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $577,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $577,000 | 2,612 |
| Total noninterest expense | $2,081,000 | 5,008 |
| Salaries and employee benefits | $1,206,000 | 4,812 |
| Premises and equipment expense | $513,000 | 3,295 |
| Additional noninterest expense | $362,000 | 6,649 |
| Pre-tax net operating income | $1,189,000 | 4,321 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,189,000 | 3,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,189,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $572,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,189,000 | 3,648 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 4,776 |
| Total interest expense | $931,000 | 4,353 |
| Net interest income | $1,822,000 | 4,906 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $363,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $1,345,000 | 5,102 |
| Salaries and employee benefits | $796,000 | 4,823 |
| Premises and equipment expense | $329,000 | 3,364 |
| Additional noninterest expense | $220,000 | 6,870 |
| Pre-tax net operating income | $740,000 | 4,471 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $740,000 | 3,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $740,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $367,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $740,000 | 3,766 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,947 |
| Total interest expense | $426,000 | 4,479 |
| Net interest income | $862,000 | 5,098 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,022 |
| Total noninterest expense | $638,000 | 5,303 |
| Salaries and employee benefits | $375,000 | 5,042 |
| Premises and equipment expense | $158,000 | 3,503 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $330,000 | 4,755 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $330,000 | 4,109 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $330,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $330,000 | 4,069 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,431 |
| Total interest expense | $1,261,000 | 4,971 |
| Net interest income | $2,904,000 | 5,507 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $579,000 | 4,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $579,000 | 3,047 |
| Total noninterest expense | $2,286,000 | 5,572 |
| Salaries and employee benefits | $1,436,000 | 5,093 |
| Premises and equipment expense | $415,000 | 4,644 |
| Additional noninterest expense | $435,000 | 6,925 |
| Pre-tax net operating income | $1,072,000 | 5,060 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,072,000 | 4,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,072,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $581,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,072,000 | 4,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,594 |
| Total interest expense | $890,000 | 5,119 |
| Net interest income | $2,066,000 | 5,683 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $444,000 | 4,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $444,000 | 3,008 |
| Total noninterest expense | $1,570,000 | 5,832 |
| Salaries and employee benefits | $982,000 | 5,384 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $296,000 | 7,121 |
| Pre-tax net operating income | $845,000 | 5,037 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $845,000 | 4,463 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $845,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $401,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $845,000 | 4,383 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 5,707 |
| Total interest expense | $570,000 | 5,261 |
| Net interest income | $1,331,000 | 5,788 |
| Provision for loan and lease losses | $65,000 | 4,191 |
| Total noninterest income | $315,000 | 4,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $315,000 | 2,912 |
| Total noninterest expense | $1,016,000 | 5,945 |
| Salaries and employee benefits | $626,000 | 5,556 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $195,000 | 7,187 |
| Pre-tax net operating income | $565,000 | 4,976 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $565,000 | 4,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $249,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $565,000 | 4,316 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 5,851 |
| Total interest expense | $278,000 | 5,407 |
| Net interest income | $645,000 | 5,896 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $180,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $180,000 | 2,643 |
| Total noninterest expense | $528,000 | 5,869 |
| Salaries and employee benefits | $326,000 | 5,459 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $97,000 | 7,220 |
| Pre-tax net operating income | $262,000 | 5,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $262,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $118,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,000 | 4,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 6,162 |
| Total interest expense | $1,083,000 | 5,883 |
| Net interest income | $2,277,000 | 6,220 |
| Provision for loan and lease losses | $85,000 | 5,561 |
| Total noninterest income | $771,000 | 4,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $771,000 | 2,803 |
| Total noninterest expense | $1,984,000 | 6,013 |
| Salaries and employee benefits | $1,208,000 | 5,615 |
| Premises and equipment expense | $417,000 | 4,596 |
| Additional noninterest expense | $359,000 | 7,389 |
| Pre-tax net operating income | $979,000 | 5,232 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $979,000 | 4,697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $979,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $469,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $979,000 | 4,529 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 6,307 |
| Total interest expense | $816,000 | 6,010 |
| Net interest income | $1,639,000 | 6,376 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $564,000 | 4,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $564,000 | 2,922 |
| Total noninterest expense | $1,406,000 | 6,161 |
| Salaries and employee benefits | $835,000 | 5,869 |
| Premises and equipment expense | $311,000 | 4,602 |
| Additional noninterest expense | $260,000 | 7,474 |
| Pre-tax net operating income | $742,000 | 5,352 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $742,000 | 4,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $742,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $331,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $742,000 | 4,622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,408 |
| Total interest expense | $557,000 | 6,066 |
| Net interest income | $1,053,000 | 6,481 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $330,000 | 3,121 |
| Total noninterest expense | $888,000 | 6,376 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $211,000 | 4,557 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $465,000 | 5,495 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $465,000 | 4,986 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $465,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $211,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $465,000 | 4,785 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,478 |
| Total interest expense | $282,000 | 6,142 |
| Net interest income | $513,000 | 6,570 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 3,156 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $247,000 | 6,294 |
| Premises and equipment expense | $107,000 | 4,503 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $223,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $101,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $223,000 | 4,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 6,757 |
| Total interest expense | $1,127,000 | 6,598 |
| Net interest income | $1,976,000 | 6,666 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $470,000 | 5,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,398 |
| Total noninterest expense | $1,677,000 | 6,506 |
| Salaries and employee benefits | $951,000 | 6,312 |
| Premises and equipment expense | $392,000 | 4,722 |
| Additional noninterest expense | $334,000 | 7,556 |
| Pre-tax net operating income | $712,000 | 6,036 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $712,000 | 5,514 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $712,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $330,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $475,000 | 481 |
| Net operating income | $712,000 | 5,371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 7,320 |
| Total interest expense | $1,342,000 | 7,318 |
| Net interest income | $1,592,000 | 7,170 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $318,000 | 6,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $1,358,000 | 7,104 |
| Salaries and employee benefits | $721,000 | 7,116 |
| Premises and equipment expense | $299,000 | 5,528 |
| Additional noninterest expense | $338,000 | 7,591 |
| Pre-tax net operating income | $492,000 | 6,578 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $408,000 | 6,537 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $408,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $136,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 577 |
| Net operating income | $408,000 | 6,412 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 7,777 |
| Total interest expense | $1,417,000 | 7,317 |
| Net interest income | $1,213,000 | 8,041 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $236,000 | 6,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,413 |
| Total noninterest expense | $1,082,000 | 7,798 |
| Salaries and employee benefits | $602,000 | 7,692 |
| Premises and equipment expense | $251,000 | 6,034 |
| Additional noninterest expense | $229,000 | 8,516 |
| Pre-tax net operating income | $296,000 | 7,918 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $100,000 | 6,505 |
| Income before extraordinary items | $196,000 | 8,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $196,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $88,000 | 6,073 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 934 |
| Net operating income | $196,000 | 8,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 8,751 |
| Total interest expense | $951,000 | 8,312 |
| Net interest income | $815,000 | 9,021 |
| Provision for loan and lease losses | $54,000 | 6,426 |
| Total noninterest income | $169,000 | 7,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $894,000 | 8,441 |
| Salaries and employee benefits | $484,000 | 8,431 |
| Premises and equipment expense | $180,000 | 7,132 |
| Additional noninterest expense | $230,000 | 8,752 |
| Pre-tax net operating income | $36,000 | 9,280 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $23,000 | 9,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,000 | 9,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $541,000 | 595 |
| Net operating income | $23,000 | 9,328 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 9,817 |
| Total interest expense | $557,000 | 9,574 |
| Net interest income | $485,000 | 9,953 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $652,000 | 9,256 |
| Salaries and employee benefits | $319,000 | 9,502 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $-160,000 | 9,969 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-54,000 | 10,141 |
| Income before extraordinary items | $-106,000 | 9,962 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-106,000 | 9,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-106,000 | 9,927 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 10,851 |
| Total interest expense | $61,000 | 10,816 |
| Net interest income | $105,000 | 10,853 |
| Provision for loan and lease losses | $29,000 | 7,498 |
| Total noninterest income | $5,000 | 10,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $262,000 | 10,763 |
| Salaries and employee benefits | $135,000 | 10,747 |
| Premises and equipment expense | $48,000 | 10,248 |
| Additional noninterest expense | $79,000 | 10,703 |
| Pre-tax net operating income | $-181,000 | 10,550 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-62,000 | 10,653 |
| Income before extraordinary items | $-119,000 | 10,546 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-119,000 | 10,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,600,000 | 341 |
| Net operating income | $-119,000 | 10,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.