Home > Bank of Richmondville > Income and Expense

Bank of Richmondville, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$6,261,0003,421
Total interest expense$713,0003,935
Net interest income$5,548,0003,228
Provision for loan and lease losses$125,0002,306
Total noninterest income$934,0002,814
Gross Fiduciary activities income$0981
Service charges on deposit accounts$196,0002,700
Trading account gains and fees$0123
Additional Noninterest Income$738,0002,609
Total noninterest expense$4,668,0003,159
Salaries and employee benefits$2,761,0003,055
Premises and equipment expense$397,0003,261
Additional noninterest expense$738,0002,609
Pre-tax net operating income$1,689,0003,137
Securities gains (losses)$0988
Applicable income taxes$150,0002,597
Income before extraordinary items$1,539,0003,050
Extraordinary gains, net$054
Net income$1,539,0003,084
Minority interest net income$088
Net income of bank and minority interests.$1,539,0003,052
Net charge-offs$22,0002,167
Cash dividends$391,0002,916
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,539,0003,087
2023-09-30 (YTD Data)Rank
Total interest income$4,587,0003,432
Total interest expense$448,0003,979
Net interest income$4,139,0003,248
Provision for loan and lease losses$100,0002,122
Total noninterest income$642,0002,913
Gross Fiduciary activities income$0950
Service charges on deposit accounts$147,0002,725
Trading account gains and fees$0125
Additional Noninterest Income$495,0002,691
Total noninterest expense$3,491,0003,136
Salaries and employee benefits$2,095,0003,017
Premises and equipment expense$282,0003,342
Additional noninterest expense$495,0002,690
Pre-tax net operating income$1,190,0003,265
Securities gains (losses)$0849
Applicable income taxes$86,0002,791
Income before extraordinary items$1,104,0003,188
Extraordinary gains, net$052
Net income$1,104,0003,221
Minority interest net income$081
Net income of bank and minority interests.$1,104,0003,189
Net charge-offs$20,0001,896
Cash dividends$287,0002,599
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,104,0003,216
2023-06-30 (YTD Data)Rank
Total interest income$2,991,0003,439
Total interest expense$244,0004,015
Net interest income$2,747,0003,276
Provision for loan and lease losses$70,0002,027
Total noninterest income$462,0002,793
Gross Fiduciary activities income$0931
Service charges on deposit accounts$98,0002,710
Trading account gains and fees$0112
Additional Noninterest Income$364,0002,552
Total noninterest expense$2,347,0003,126
Salaries and employee benefits$1,411,0003,009
Premises and equipment expense$196,0003,296
Additional noninterest expense$364,0002,547
Pre-tax net operating income$792,0003,295
Securities gains (losses)$0938
Applicable income taxes$66,0002,744
Income before extraordinary items$726,0003,234
Extraordinary gains, net$051
Net income$726,0003,268
Minority interest net income$081
Net income of bank and minority interests.$726,0003,233
Net charge-offs$13,0001,714
Cash dividends$192,0002,561
Sale, conversion, retirement of capital stock, net$0486
Net operating income$726,0003,243
2023-03-31 (YTD Data)Rank
Total interest income$1,477,0003,450
Total interest expense$86,0004,132
Net interest income$1,391,0003,255
Provision for loan and lease losses$30,0001,903
Total noninterest income$204,0002,925
Gross Fiduciary activities income$0913
Service charges on deposit accounts$49,0002,739
Trading account gains and fees$097
Additional Noninterest Income$155,0002,715
Total noninterest expense$1,180,0003,153
Salaries and employee benefits$700,0003,069
Premises and equipment expense$111,0003,172
Additional noninterest expense$155,0002,715
Pre-tax net operating income$385,0003,377
Securities gains (losses)$0950
Applicable income taxes$24,0002,902
Income before extraordinary items$361,0003,287
Extraordinary gains, net$04
Net income$361,0003,286
Minority interest net income$048
Net income of bank and minority interests.$361,0003,287
Net charge-offs$-1,0003,238
Cash dividends$96,0002,100
Sale, conversion, retirement of capital stock, net$0430
Net operating income$361,0003,314
2022-12-31 (YTD Data)Rank
Total interest income$5,089,0003,446
Total interest expense$246,0003,907
Net interest income$4,843,0003,378
Provision for loan and lease losses$240,0001,681
Total noninterest income$1,847,0002,123
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$188,0002,817
Trading account gains and fees$0116
Additional Noninterest Income$1,659,0001,809
Total noninterest expense$4,203,0003,285
Salaries and employee benefits$2,510,0003,191
Premises and equipment expense$359,0003,444
Additional noninterest expense$1,659,0001,809
Pre-tax net operating income$2,247,0002,985
Securities gains (losses)$-42,0003,715
Applicable income taxes$171,0002,716
Income before extraordinary items$2,034,0002,922
Extraordinary gains, net$05
Net income$2,034,0002,919
Minority interest net income$063
Net income of bank and minority interests.$2,034,0002,921
Net charge-offs$51,0001,524
Cash dividends$383,0002,873
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,072,6402,932
2022-09-30 (YTD Data)Rank
Total interest income$3,633,0003,478
Total interest expense$174,0003,840
Net interest income$3,459,0003,430
Provision for loan and lease losses$150,0001,628
Total noninterest income$644,0003,018
Gross Fiduciary activities income$0968
Service charges on deposit accounts$138,0002,861
Trading account gains and fees$0111
Additional Noninterest Income$506,0002,795
Total noninterest expense$3,095,0003,301
Salaries and employee benefits$1,832,0003,217
Premises and equipment expense$266,0003,469
Additional noninterest expense$506,0002,795
Pre-tax net operating income$858,0003,681
Securities gains (losses)$-42,0004,078
Applicable income taxes$58,0003,103
Income before extraordinary items$758,0003,641
Extraordinary gains, net$04
Net income$758,0003,640
Minority interest net income$057
Net income of bank and minority interests.$758,0003,640
Net charge-offs$45,0001,274
Cash dividends$275,0002,568
Sale, conversion, retirement of capital stock, net$0519
Net operating income$797,0603,625
2022-06-30 (YTD Data)Rank
Total interest income$2,293,0003,530
Total interest expense$116,0003,809
Net interest income$2,177,0003,493
Provision for loan and lease losses$65,0001,739
Total noninterest income$346,0003,242
Gross Fiduciary activities income$0925
Service charges on deposit accounts$92,0002,875
Trading account gains and fees$0108
Additional Noninterest Income$254,0003,096
Total noninterest expense$2,029,0003,320
Salaries and employee benefits$1,205,0003,246
Premises and equipment expense$176,0003,484
Additional noninterest expense$648,0003,317
Pre-tax net operating income$429,0003,809
Securities gains (losses)$0687
Applicable income taxes$39,0003,036
Income before extraordinary items$390,0003,751
Extraordinary gains, net$04
Net income$390,0003,751
Minority interest net income$060
Net income of bank and minority interests.$390,0003,751
Net charge-offs$52,000944
Cash dividends$183,0002,516
Sale, conversion, retirement of capital stock, net$0494
Net operating income$390,0003,788
2022-03-31 (YTD Data)Rank
Total interest income$1,107,0003,537
Total interest expense$57,0003,810
Net interest income$1,050,0003,494
Provision for loan and lease losses$30,0001,548
Total noninterest income$141,0003,412
Gross Fiduciary activities income$0892
Service charges on deposit accounts$47,0002,821
Trading account gains and fees$0103
Additional Noninterest Income$94,0003,336
Total noninterest expense$1,026,0003,315
Salaries and employee benefits$602,0003,240
Premises and equipment expense$101,0003,333
Additional noninterest expense$323,0003,308
Pre-tax net operating income$135,0003,993
Securities gains (losses)$0623
Applicable income taxes$-5,0004,616
Income before extraordinary items$140,0003,895
Extraordinary gains, net$04
Net income$140,0003,893
Minority interest net income$050
Net income of bank and minority interests.$140,0003,895
Net charge-offs$2,0001,559
Cash dividends$92,0002,026
Sale, conversion, retirement of capital stock, net$0453
Net operating income$140,0003,914
2021-12-31 (YTD Data)Rank
Total interest income$4,724,0003,559
Total interest expense$303,0003,750
Net interest income$4,421,0003,502
Provision for loan and lease losses$80,0002,316
Total noninterest income$527,0003,602
Gross Fiduciary activities income$0994
Service charges on deposit accounts$168,0002,892
Trading account gains and fees$0132
Additional Noninterest Income$359,0003,571
Total noninterest expense$4,012,0003,358
Salaries and employee benefits$2,400,0003,258
Premises and equipment expense$330,0003,602
Additional noninterest expense$1,282,0003,338
Pre-tax net operating income$856,0003,941
Securities gains (losses)$7,0001,785
Applicable income taxes$104,0003,048
Income before extraordinary items$759,0003,950
Extraordinary gains, net$010
Net income$759,0003,950
Minority interest net income$074
Net income of bank and minority interests.$759,0003,950
Net charge-offs$149,0001,158
Cash dividends$375,0002,989
Sale, conversion, retirement of capital stock, net$0582
Net operating income$752,8403,938
2021-09-30 (YTD Data)Rank
Total interest income$3,558,0003,623
Total interest expense$240,0003,794
Net interest income$3,318,0003,582
Provision for loan and lease losses$80,0002,120
Total noninterest income$394,0003,647
Gross Fiduciary activities income$0957
Service charges on deposit accounts$124,0002,926
Trading account gains and fees$0132
Additional Noninterest Income$270,0003,617
Total noninterest expense$3,021,0003,366
Salaries and employee benefits$1,801,0003,268
Premises and equipment expense$249,0003,642
Additional noninterest expense$971,0003,337
Pre-tax net operating income$611,0004,102
Securities gains (losses)$7,0001,699
Applicable income taxes$60,0003,135
Income before extraordinary items$558,0004,105
Extraordinary gains, net$08
Net income$558,0004,104
Minority interest net income$069
Net income of bank and minority interests.$558,0004,105
Net charge-offs$48,0001,371
Cash dividends$275,0002,713
Sale, conversion, retirement of capital stock, net$0543
Net operating income$551,7004,090
2021-06-30 (YTD Data)Rank
Total interest income$2,357,0003,657
Total interest expense$168,0003,804
Net interest income$2,189,0003,612
Provision for loan and lease losses$60,0001,979
Total noninterest income$262,0003,654
Gross Fiduciary activities income$0951
Service charges on deposit accounts$81,0002,911
Trading account gains and fees$0133
Additional Noninterest Income$181,0003,619
Total noninterest expense$2,019,0003,362
Salaries and employee benefits$1,211,0003,254
Premises and equipment expense$172,0003,611
Additional noninterest expense$636,0003,364
Pre-tax net operating income$372,0004,170
Securities gains (losses)$7,0001,515
Applicable income taxes$33,0003,182
Income before extraordinary items$346,0004,160
Extraordinary gains, net$06
Net income$346,0004,159
Minority interest net income$067
Net income of bank and minority interests.$346,0004,160
Net charge-offs$32,0001,318
Cash dividends$183,0002,660
Sale, conversion, retirement of capital stock, net$0517
Net operating income$339,6304,146
2021-03-31 (YTD Data)Rank
Total interest income$1,181,0003,656
Total interest expense$84,0003,870
Net interest income$1,097,0003,589
Provision for loan and lease losses$30,0001,982
Total noninterest income$117,0003,741
Gross Fiduciary activities income$0922
Service charges on deposit accounts$40,0002,905
Trading account gains and fees$0127
Additional Noninterest Income$77,0003,726
Total noninterest expense$1,004,0003,361
Salaries and employee benefits$605,0003,253
Premises and equipment expense$88,0003,592
Additional noninterest expense$311,0003,365
Pre-tax net operating income$180,0004,157
Securities gains (losses)$01,392
Applicable income taxes$17,0003,132
Income before extraordinary items$163,0004,168
Extraordinary gains, net$03
Net income$163,0004,167
Minority interest net income$055
Net income of bank and minority interests.$163,0004,168
Net charge-offs$24,0001,089
Cash dividends$92,0002,164
Sale, conversion, retirement of capital stock, net$0482
Net operating income$163,0004,148
2020-12-31 (YTD Data)Rank
Total interest income$4,938,0003,611
Total interest expense$371,0004,115
Net interest income$4,567,0003,486
Provision for loan and lease losses$132,0003,356
Total noninterest income$489,0003,640
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$164,0003,001
Trading account gains and fees$0133
Additional Noninterest Income$325,0003,557
Total noninterest expense$3,945,0003,395
Salaries and employee benefits$2,392,0003,272
Premises and equipment expense$394,0003,433
Additional noninterest expense$1,159,0003,479
Pre-tax net operating income$979,0003,715
Securities gains (losses)$17,0002,162
Applicable income taxes$109,0002,901
Income before extraordinary items$887,0003,766
Extraordinary gains, net$04
Net income$887,0003,766
Minority interest net income$072
Net income of bank and minority interests.$887,0003,766
Net charge-offs$2,0003,319
Cash dividends$374,0003,044
Sale, conversion, retirement of capital stock, net$0566
Net operating income$871,8703,723
2020-09-30 (YTD Data)Rank
Total interest income$3,720,0003,635
Total interest expense$281,0004,187
Net interest income$3,439,0003,510
Provision for loan and lease losses$96,0003,337
Total noninterest income$365,0003,636
Gross Fiduciary activities income$0981
Service charges on deposit accounts$122,0003,020
Trading account gains and fees$0125
Additional Noninterest Income$243,0003,544
Total noninterest expense$2,973,0003,374
Salaries and employee benefits$1,793,0003,265
Premises and equipment expense$315,0003,327
Additional noninterest expense$865,0003,456
Pre-tax net operating income$735,0003,743
Securities gains (losses)$17,0001,977
Applicable income taxes$112,0002,736
Income before extraordinary items$640,0003,812
Extraordinary gains, net$04
Net income$640,0003,811
Minority interest net income$065
Net income of bank and minority interests.$640,0003,812
Net charge-offs$-10,0004,251
Cash dividends$279,0002,771
Sale, conversion, retirement of capital stock, net$0532
Net operating income$625,5503,780
2020-06-30 (YTD Data)Rank
Total interest income$2,492,0003,666
Total interest expense$189,0004,259
Net interest income$2,303,0003,528
Provision for loan and lease losses$72,0003,229
Total noninterest income$250,0003,600
Gross Fiduciary activities income$0970
Service charges on deposit accounts$82,0003,048
Trading account gains and fees$0123
Additional Noninterest Income$168,0003,487
Total noninterest expense$1,969,0003,393
Salaries and employee benefits$1,200,0003,270
Premises and equipment expense$198,0003,421
Additional noninterest expense$571,0003,488
Pre-tax net operating income$512,0003,698
Securities gains (losses)$3,0002,083
Applicable income taxes$47,0002,924
Income before extraordinary items$468,0003,721
Extraordinary gains, net$04
Net income$468,0003,721
Minority interest net income$065
Net income of bank and minority interests.$468,0003,721
Net charge-offs$3,0002,778
Cash dividends$183,0002,725
Sale, conversion, retirement of capital stock, net$0504
Net operating income$465,2703,682
2020-03-31 (YTD Data)Rank
Total interest income$1,260,0003,672
Total interest expense$95,0004,362
Net interest income$1,165,0003,474
Provision for loan and lease losses$36,0002,755
Total noninterest income$149,0003,392
Gross Fiduciary activities income$0941
Service charges on deposit accounts$48,0003,105
Trading account gains and fees$0106
Additional Noninterest Income$101,0003,167
Total noninterest expense$1,005,0003,390
Salaries and employee benefits$619,0003,250
Premises and equipment expense$97,0003,470
Additional noninterest expense$289,0003,509
Pre-tax net operating income$273,0003,501
Securities gains (losses)$3,0001,525
Applicable income taxes$30,0002,699
Income before extraordinary items$246,0003,504
Extraordinary gains, net$04
Net income$246,0003,505
Minority interest net income$056
Net income of bank and minority interests.$246,0003,505
Net charge-offs$2,0002,313
Cash dividends$92,0002,340
Sale, conversion, retirement of capital stock, net$0482
Net operating income$243,3303,496
2019-12-31 (YTD Data)Rank
Total interest income$5,084,0003,710
Total interest expense$385,0004,376
Net interest income$4,699,0003,516
Provision for loan and lease losses$180,0002,435
Total noninterest income$661,0003,335
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$210,0003,107
Trading account gains and fees$0135
Additional Noninterest Income$451,0003,140
Total noninterest expense$4,149,0003,356
Salaries and employee benefits$2,550,0003,200
Premises and equipment expense$393,0003,510
Additional noninterest expense$1,206,0003,480
Pre-tax net operating income$1,031,0003,820
Securities gains (losses)$3,0002,172
Applicable income taxes$122,0002,932
Income before extraordinary items$912,0003,874
Extraordinary gains, net$011
Net income$912,0003,874
Minority interest net income$076
Net income of bank and minority interests.$912,0003,875
Net charge-offs$191,0001,727
Cash dividends$374,0003,192
Sale, conversion, retirement of capital stock, net$0626
Net operating income$909,3603,851
2019-09-30 (YTD Data)Rank
Total interest income$3,766,0003,777
Total interest expense$281,0004,449
Net interest income$3,485,0003,592
Provision for loan and lease losses$135,0002,339
Total noninterest income$507,0003,323
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$160,0003,121
Trading account gains and fees$0129
Additional Noninterest Income$347,0003,120
Total noninterest expense$3,096,0003,382
Salaries and employee benefits$1,896,0003,236
Premises and equipment expense$290,0003,564
Additional noninterest expense$910,0003,493
Pre-tax net operating income$761,0003,945
Securities gains (losses)$3,0001,926
Applicable income taxes$79,0003,063
Income before extraordinary items$685,0003,961
Extraordinary gains, net$011
Net income$685,0003,960
Minority interest net income$072
Net income of bank and minority interests.$685,0003,961
Net charge-offs$193,0001,325
Cash dividends$274,0002,948
Sale, conversion, retirement of capital stock, net$0590
Net operating income$682,3003,941
2019-06-30 (YTD Data)Rank
Total interest income$2,529,0003,773
Total interest expense$178,0004,510
Net interest income$2,351,0003,584
Provision for loan and lease losses$90,0002,284
Total noninterest income$340,0003,280
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$105,0003,141
Trading account gains and fees$0131
Additional Noninterest Income$235,0003,077
Total noninterest expense$2,050,0003,422
Salaries and employee benefits$1,259,0003,252
Premises and equipment expense$202,0003,495
Additional noninterest expense$589,0003,581
Pre-tax net operating income$551,0003,864
Securities gains (losses)$01,702
Applicable income taxes$68,0002,936
Income before extraordinary items$483,0003,899
Extraordinary gains, net$011
Net income$483,0003,897
Minority interest net income$069
Net income of bank and minority interests.$483,0003,898
Net charge-offs$175,0001,074
Cash dividends$183,0002,903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$483,0003,887
2019-03-31 (YTD Data)Rank
Total interest income$1,267,0003,797
Total interest expense$84,0004,564
Net interest income$1,183,0003,601
Provision for loan and lease losses$45,0002,137
Total noninterest income$159,0003,342
Gross Fiduciary activities income$0972
Service charges on deposit accounts$52,0003,163
Trading account gains and fees$0126
Additional Noninterest Income$107,0003,137
Total noninterest expense$1,028,0003,442
Salaries and employee benefits$630,0003,295
Premises and equipment expense$110,0003,388
Additional noninterest expense$288,0003,637
Pre-tax net operating income$269,0003,905
Securities gains (losses)$01,087
Applicable income taxes$28,0002,989
Income before extraordinary items$241,0003,892
Extraordinary gains, net$05
Net income$241,0003,890
Minority interest net income$052
Net income of bank and minority interests.$241,0003,891
Net charge-offs$178,000661
Cash dividends$91,0002,474
Sale, conversion, retirement of capital stock, net$0529
Net operating income$241,0003,889
2018-12-31 (YTD Data)Rank
Total interest income$4,960,0003,757
Total interest expense$282,0004,558
Net interest income$4,678,0003,612
Provision for loan and lease losses$170,0002,537
Total noninterest income$532,0003,697
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$210,0003,257
Trading account gains and fees$0126
Additional Noninterest Income$322,0003,598
Total noninterest expense$4,014,0003,489
Salaries and employee benefits$2,375,0003,378
Premises and equipment expense$399,0003,530
Additional noninterest expense$1,240,0003,525
Pre-tax net operating income$1,026,0003,994
Securities gains (losses)$01,125
Applicable income taxes$105,0003,070
Income before extraordinary items$921,0003,988
Extraordinary gains, net$06
Net income$921,0003,987
Minority interest net income$072
Net income of bank and minority interests.$921,0003,987
Net charge-offs$74,0002,363
Cash dividends$371,0003,225
Sale, conversion, retirement of capital stock, net$-970,0005,390
Net operating income$921,0003,999
2018-09-30 (YTD Data)Rank
Total interest income$3,721,0003,787
Total interest expense$207,0004,574
Net interest income$3,514,0003,642
Provision for loan and lease losses$125,0002,416
Total noninterest income$352,0003,903
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$154,0003,307
Trading account gains and fees$0138
Additional Noninterest Income$198,0003,850
Total noninterest expense$3,001,0003,507
Salaries and employee benefits$1,762,0003,394
Premises and equipment expense$302,0003,556
Additional noninterest expense$937,0003,531
Pre-tax net operating income$740,0004,121
Securities gains (losses)$01,118
Applicable income taxes$87,0003,082
Income before extraordinary items$653,0004,117
Extraordinary gains, net$05
Net income$653,0004,116
Minority interest net income$066
Net income of bank and minority interests.$653,0004,116
Net charge-offs$75,0001,941
Cash dividends$275,0002,911
Sale, conversion, retirement of capital stock, net$-970,0005,463
Net operating income$653,0004,116
2018-06-30 (YTD Data)Rank
Total interest income$2,470,0003,787
Total interest expense$142,0004,532
Net interest income$2,328,0003,656
Provision for loan and lease losses$80,0002,377
Total noninterest income$226,0003,963
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$105,0003,270
Trading account gains and fees$0130
Additional Noninterest Income$121,0003,968
Total noninterest expense$2,026,0003,492
Salaries and employee benefits$1,178,0003,410
Premises and equipment expense$211,0003,502
Additional noninterest expense$637,0003,502
Pre-tax net operating income$448,0004,225
Securities gains (losses)$0961
Applicable income taxes$35,0003,307
Income before extraordinary items$413,0004,178
Extraordinary gains, net$06
Net income$413,0004,177
Minority interest net income$065
Net income of bank and minority interests.$413,0004,177
Net charge-offs$71,0001,535
Cash dividends$181,0002,881
Sale, conversion, retirement of capital stock, net$0620
Net operating income$413,0004,182
2018-03-31 (YTD Data)Rank
Total interest income$1,222,0003,818
Total interest expense$78,0004,405
Net interest income$1,144,0003,701
Provision for loan and lease losses$35,0002,343
Total noninterest income$127,0003,808
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$54,0003,253
Trading account gains and fees$0123
Additional Noninterest Income$73,0003,765
Total noninterest expense$1,007,0003,544
Salaries and employee benefits$592,0003,432
Premises and equipment expense$108,0003,514
Additional noninterest expense$307,0003,607
Pre-tax net operating income$229,0004,194
Securities gains (losses)$0735
Applicable income taxes$10,0003,495
Income before extraordinary items$219,0004,080
Extraordinary gains, net$07
Net income$219,0004,080
Minority interest net income$052
Net income of bank and minority interests.$219,0004,080
Net charge-offs$3,0002,344
Cash dividends$90,0002,388
Sale, conversion, retirement of capital stock, net$0580
Net operating income$219,0004,092
2017-12-31 (YTD Data)Rank
Total interest income$4,860,0003,802
Total interest expense$279,0004,486
Net interest income$4,581,0003,693
Provision for loan and lease losses$227,0002,256
Total noninterest income$479,0003,989
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$211,0003,384
Trading account gains and fees$0151
Additional Noninterest Income$268,0003,911
Total noninterest expense$3,927,0003,582
Salaries and employee benefits$2,304,0003,477
Premises and equipment expense$382,0003,746
Additional noninterest expense$1,241,0003,604
Pre-tax net operating income$906,0004,185
Securities gains (losses)$9,0001,639
Applicable income taxes$137,0003,148
Income before extraordinary items$778,0004,037
Extraordinary gains, net$09
Net income$778,0004,037
Minority interest net income$076
Net income of bank and minority interests.$778,0004,037
Net charge-offs$400,0001,265
Cash dividends$370,0003,243
Sale, conversion, retirement of capital stock, net$0711
Net operating income$770,3504,034
2017-09-30 (YTD Data)Rank
Total interest income$3,659,0003,822
Total interest expense$212,0004,494
Net interest income$3,447,0003,719
Provision for loan and lease losses$197,0002,050
Total noninterest income$377,0003,964
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$160,0003,386
Trading account gains and fees$0145
Additional Noninterest Income$217,0003,878
Total noninterest expense$2,869,0003,647
Salaries and employee benefits$1,733,0003,493
Premises and equipment expense$298,0003,693
Additional noninterest expense$838,0003,823
Pre-tax net operating income$758,0004,129
Securities gains (losses)$9,0001,660
Applicable income taxes$161,0002,895
Income before extraordinary items$606,0004,185
Extraordinary gains, net$09
Net income$606,0004,184
Minority interest net income$071
Net income of bank and minority interests.$606,0004,185
Net charge-offs$247,0001,247
Cash dividends$275,0002,926
Sale, conversion, retirement of capital stock, net$0677
Net operating income$598,8904,191
2017-06-30 (YTD Data)Rank
Total interest income$2,447,0003,820
Total interest expense$141,0004,507
Net interest income$2,306,0003,714
Provision for loan and lease losses$122,0002,036
Total noninterest income$249,0003,991
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$110,0003,347
Trading account gains and fees$0139
Additional Noninterest Income$139,0003,946
Total noninterest expense$1,938,0003,628
Salaries and employee benefits$1,163,0003,498
Premises and equipment expense$198,0003,726
Additional noninterest expense$577,0003,784
Pre-tax net operating income$495,0004,142
Securities gains (losses)$9,0001,292
Applicable income taxes$102,0002,920
Income before extraordinary items$402,0004,148
Extraordinary gains, net$011
Net income$402,0004,147
Minority interest net income$071
Net income of bank and minority interests.$402,0004,148
Net charge-offs$151,0001,243
Cash dividends$181,0002,891
Sale, conversion, retirement of capital stock, net$0659
Net operating income$394,8004,163
2017-03-31 (YTD Data)Rank
Total interest income$1,208,0003,853
Total interest expense$71,0004,510
Net interest income$1,137,0003,758
Provision for loan and lease losses$52,0002,047
Total noninterest income$128,0003,948
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$55,0003,369
Trading account gains and fees$0142
Additional Noninterest Income$73,0003,899
Total noninterest expense$978,0003,652
Salaries and employee benefits$585,0003,528
Premises and equipment expense$102,0003,705
Additional noninterest expense$291,0003,788
Pre-tax net operating income$235,0004,179
Securities gains (losses)$01,153
Applicable income taxes$43,0002,982
Income before extraordinary items$192,0004,183
Extraordinary gains, net$08
Net income$192,0004,183
Minority interest net income$055
Net income of bank and minority interests.$192,0004,183
Net charge-offs$77,0001,067
Cash dividends$90,0002,436
Sale, conversion, retirement of capital stock, net$0632
Net operating income$192,0004,169
2016-12-31 (YTD Data)Rank
Total interest income$4,753,0003,895
Total interest expense$238,0004,774
Net interest income$4,515,0003,769
Provision for loan and lease losses$144,0002,783
Total noninterest income$566,0003,911
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$237,0003,341
Trading account gains and fees$0170
Additional Noninterest Income$329,0003,830
Total noninterest expense$3,913,0003,687
Salaries and employee benefits$2,342,0003,530
Premises and equipment expense$372,0003,912
Additional noninterest expense$1,199,0003,819
Pre-tax net operating income$1,024,0004,046
Securities gains (losses)$-1,0005,500
Applicable income taxes$210,0002,898
Income before extraordinary items$813,0004,161
Extraordinary gains, net$05
Net income$813,0004,158
Minority interest net income$082
Net income of bank and minority interests.$813,0004,160
Net charge-offs$289,0001,564
Cash dividends$370,0003,276
Sale, conversion, retirement of capital stock, net$0759
Net operating income$813,7904,099
2016-09-30 (YTD Data)Rank
Total interest income$3,556,0003,927
Total interest expense$171,0004,864
Net interest income$3,385,0003,799
Provision for loan and lease losses$108,0002,656
Total noninterest income$440,0003,887
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$179,0003,353
Trading account gains and fees$0169
Additional Noninterest Income$261,0003,769
Total noninterest expense$2,935,0003,694
Salaries and employee benefits$1,751,0003,532
Premises and equipment expense$274,0003,965
Additional noninterest expense$910,0003,815
Pre-tax net operating income$782,0004,070
Securities gains (losses)$-1,0005,663
Applicable income taxes$187,0002,848
Income before extraordinary items$594,0004,266
Extraordinary gains, net$05
Net income$594,0004,265
Minority interest net income$071
Net income of bank and minority interests.$594,0004,266
Net charge-offs$112,0001,975
Cash dividends$275,0002,961
Sale, conversion, retirement of capital stock, net$0719
Net operating income$594,7604,188
2016-06-30 (YTD Data)Rank
Total interest income$2,378,0003,948
Total interest expense$118,0004,871
Net interest income$2,260,0003,815
Provision for loan and lease losses$72,0002,589
Total noninterest income$307,0003,805
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$120,0003,343
Trading account gains and fees$0157
Additional Noninterest Income$187,0003,698
Total noninterest expense$1,973,0003,706
Salaries and employee benefits$1,166,0003,560
Premises and equipment expense$189,0003,922
Additional noninterest expense$618,0003,798
Pre-tax net operating income$522,0004,081
Securities gains (losses)$-1,0005,765
Applicable income taxes$126,0002,847
Income before extraordinary items$395,0004,284
Extraordinary gains, net$016
Net income$395,0004,281
Minority interest net income$071
Net income of bank and minority interests.$395,0004,282
Net charge-offs$82,0001,800
Cash dividends$180,0002,931
Sale, conversion, retirement of capital stock, net$0705
Net operating income$395,7604,210
2016-03-31 (YTD Data)Rank
Total interest income$1,198,0003,950
Total interest expense$63,0004,808
Net interest income$1,135,0003,817
Provision for loan and lease losses$36,0002,426
Total noninterest income$145,0003,878
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$62,0003,264
Trading account gains and fees$0142
Additional Noninterest Income$83,0003,818
Total noninterest expense$988,0003,743
Salaries and employee benefits$585,0003,580
Premises and equipment expense$99,0003,882
Additional noninterest expense$304,0003,854
Pre-tax net operating income$256,0004,100
Securities gains (losses)$-1,0005,825
Applicable income taxes$81,0002,628
Income before extraordinary items$174,0004,428
Extraordinary gains, net$012
Net income$174,0004,426
Minority interest net income$062
Net income of bank and minority interests.$174,0004,428
Net charge-offs$9,0002,377
Cash dividends$90,0002,452
Sale, conversion, retirement of capital stock, net$0659
Net operating income$174,6804,370
2015-12-31 (YTD Data)Rank
Total interest income$4,637,0004,022
Total interest expense$253,0004,868
Net interest income$4,384,0003,877
Provision for loan and lease losses$184,0002,420
Total noninterest income$477,0004,242
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$240,0003,414
Trading account gains and fees$0159
Additional Noninterest Income$237,0004,257
Total noninterest expense$3,864,0003,789
Salaries and employee benefits$2,299,0003,613
Premises and equipment expense$391,0003,957
Additional noninterest expense$1,174,0003,963
Pre-tax net operating income$813,0004,380
Securities gains (losses)$12,0002,504
Applicable income taxes$95,0003,346
Income before extraordinary items$730,0004,364
Extraordinary gains, net$023
Net income$730,0004,361
Minority interest net income$081
Net income of bank and minority interests.$730,0004,363
Net charge-offs$77,0002,887
Cash dividends$366,0003,234
Sale, conversion, retirement of capital stock, net$0804
Net operating income$719,4404,336
2015-09-30 (YTD Data)Rank
Total interest income$3,469,0004,058
Total interest expense$191,0004,935
Net interest income$3,278,0003,922
Provision for loan and lease losses$162,0002,192
Total noninterest income$348,0004,314
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$176,0003,472
Trading account gains and fees$0153
Additional Noninterest Income$172,0004,326
Total noninterest expense$2,896,0003,816
Salaries and employee benefits$1,717,0003,640
Premises and equipment expense$299,0003,958
Additional noninterest expense$880,0003,988
Pre-tax net operating income$568,0004,577
Securities gains (losses)$12,0002,263
Applicable income taxes$117,0003,177
Income before extraordinary items$463,0004,670
Extraordinary gains, net$021
Net income$463,0004,673
Minority interest net income$078
Net income of bank and minority interests.$463,0004,674
Net charge-offs$26,0003,214
Cash dividends$271,0002,899
Sale, conversion, retirement of capital stock, net$0773
Net operating income$453,4004,638
2015-06-30 (YTD Data)Rank
Total interest income$2,301,0004,094
Total interest expense$128,0004,971
Net interest income$2,173,0003,950
Provision for loan and lease losses$108,0002,144
Total noninterest income$223,0004,376
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$116,0003,467
Trading account gains and fees$0157
Additional Noninterest Income$107,0004,442
Total noninterest expense$1,948,0003,829
Salaries and employee benefits$1,151,0003,650
Premises and equipment expense$204,0003,953
Additional noninterest expense$593,0003,979
Pre-tax net operating income$340,0004,692
Securities gains (losses)$-2,0005,970
Applicable income taxes$64,0003,312
Income before extraordinary items$274,0004,804
Extraordinary gains, net$022
Net income$274,0004,806
Minority interest net income$075
Net income of bank and minority interests.$274,0004,807
Net charge-offs$27,0002,754
Cash dividends$180,0002,857
Sale, conversion, retirement of capital stock, net$0751
Net operating income$275,6204,735
2015-03-31 (YTD Data)Rank
Total interest income$1,140,0004,125
Total interest expense$63,0005,034
Net interest income$1,077,0003,984
Provision for loan and lease losses$54,0002,022
Total noninterest income$110,0004,388
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$56,0003,514
Trading account gains and fees$0152
Additional Noninterest Income$54,0004,430
Total noninterest expense$987,0003,822
Salaries and employee benefits$576,0003,678
Premises and equipment expense$113,0003,790
Additional noninterest expense$298,0003,994
Pre-tax net operating income$146,0004,864
Securities gains (losses)$02,027
Applicable income taxes$21,0003,502
Income before extraordinary items$125,0004,896
Extraordinary gains, net$013
Net income$125,0004,898
Minority interest net income$064
Net income of bank and minority interests.$125,0004,900
Net charge-offs$03,288
Cash dividends$90,0002,386
Sale, conversion, retirement of capital stock, net$0697
Net operating income$125,0004,836
2014-12-31 (YTD Data)Rank
Total interest income$4,684,0004,112
Total interest expense$277,0005,078
Net interest income$4,407,0003,963
Provision for loan and lease losses$225,0002,344
Total noninterest income$467,0004,389
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$239,0003,624
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,364
Total noninterest expense$3,900,0003,892
Salaries and employee benefits$2,323,0003,674
Premises and equipment expense$395,0004,127
Additional noninterest expense$1,182,0004,082
Pre-tax net operating income$749,0004,571
Securities gains (losses)$48,0001,758
Applicable income taxes$127,0003,257
Income before extraordinary items$670,0004,545
Extraordinary gains, net$017
Net income$670,0004,544
Minority interest net income$084
Net income of bank and minority interests.$670,0004,546
Net charge-offs$125,0002,960
Cash dividends$366,0003,207
Sale, conversion, retirement of capital stock, net$0862
Net operating income$629,6804,573
2014-09-30 (YTD Data)Rank
Total interest income$3,517,0004,153
Total interest expense$211,0005,127
Net interest income$3,306,0003,994
Provision for loan and lease losses$150,0002,373
Total noninterest income$350,0004,429
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$177,0003,687
Trading account gains and fees$0174
Additional Noninterest Income$173,0004,395
Total noninterest expense$2,944,0003,892
Salaries and employee benefits$1,744,0003,673
Premises and equipment expense$302,0004,122
Additional noninterest expense$898,0004,087
Pre-tax net operating income$562,0004,656
Securities gains (losses)$39,0001,599
Applicable income taxes$103,0003,266
Income before extraordinary items$498,0004,614
Extraordinary gains, net$015
Net income$498,0004,614
Minority interest net income$081
Net income of bank and minority interests.$498,0004,615
Net charge-offs$125,0002,476
Cash dividends$271,0002,846
Sale, conversion, retirement of capital stock, net$0819
Net operating income$465,6304,667
2014-06-30 (YTD Data)Rank
Total interest income$2,321,0004,193
Total interest expense$141,0005,166
Net interest income$2,180,0004,031
Provision for loan and lease losses$110,0002,256
Total noninterest income$223,0004,499
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$118,0003,660
Trading account gains and fees$0172
Additional Noninterest Income$105,0004,503
Total noninterest expense$1,973,0003,903
Salaries and employee benefits$1,173,0003,665
Premises and equipment expense$209,0004,084
Additional noninterest expense$591,0004,130
Pre-tax net operating income$320,0004,817
Securities gains (losses)$27,0001,498
Applicable income taxes$45,0003,486
Income before extraordinary items$302,0004,725
Extraordinary gains, net$020
Net income$302,0004,727
Minority interest net income$080
Net income of bank and minority interests.$302,0004,728
Net charge-offs$124,0001,995
Cash dividends$180,0002,805
Sale, conversion, retirement of capital stock, net$0794
Net operating income$278,5104,785
2014-03-31 (YTD Data)Rank
Total interest income$1,148,0004,243
Total interest expense$72,0005,210
Net interest income$1,076,0004,072
Provision for loan and lease losses$50,0002,211
Total noninterest income$111,0004,471
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$58,0003,686
Trading account gains and fees$0147
Additional Noninterest Income$53,0004,478
Total noninterest expense$986,0003,937
Salaries and employee benefits$588,0003,686
Premises and equipment expense$114,0003,948
Additional noninterest expense$284,0004,226
Pre-tax net operating income$151,0004,847
Securities gains (losses)$27,000855
Applicable income taxes$23,0003,425
Income before extraordinary items$155,0004,645
Extraordinary gains, net$016
Net income$155,0004,647
Minority interest net income$066
Net income of bank and minority interests.$155,0004,647
Net charge-offs$86,0001,464
Cash dividends$90,0002,317
Sale, conversion, retirement of capital stock, net$0747
Net operating income$131,5104,810
2013-12-31 (YTD Data)Rank
Total interest income$4,583,0004,309
Total interest expense$377,0005,024
Net interest income$4,206,0004,153
Provision for loan and lease losses$132,0003,398
Total noninterest income$519,0004,361
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$264,0003,612
Trading account gains and fees$0184
Additional Noninterest Income$255,0004,300
Total noninterest expense$3,817,0004,028
Salaries and employee benefits$2,297,0003,754
Premises and equipment expense$406,0004,177
Additional noninterest expense$1,114,0004,359
Pre-tax net operating income$776,0004,446
Securities gains (losses)$63,0001,637
Applicable income taxes$156,0003,123
Income before extraordinary items$683,0004,489
Extraordinary gains, net$029
Net income$683,0004,493
Minority interest net income$090
Net income of bank and minority interests.$683,0004,493
Net charge-offs$414,0002,217
Cash dividends$366,0003,091
Sale, conversion, retirement of capital stock, net$0924
Net operating income$631,9704,536
2013-09-30 (YTD Data)Rank
Total interest income$3,436,0004,354
Total interest expense$291,0005,062
Net interest income$3,145,0004,188
Provision for loan and lease losses$87,0003,544
Total noninterest income$405,0004,363
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$202,0003,584
Trading account gains and fees$0180
Additional Noninterest Income$203,0004,290
Total noninterest expense$2,845,0004,064
Salaries and employee benefits$1,710,0003,781
Premises and equipment expense$311,0004,179
Additional noninterest expense$824,0004,409
Pre-tax net operating income$618,0004,457
Securities gains (losses)$55,0001,594
Applicable income taxes$125,0003,149
Income before extraordinary items$548,0004,457
Extraordinary gains, net$025
Net income$548,0004,460
Minority interest net income$084
Net income of bank and minority interests.$548,0004,461
Net charge-offs$290,0002,157
Cash dividends$271,0002,713
Sale, conversion, retirement of capital stock, net$0868
Net operating income$503,4504,513
2013-06-30 (YTD Data)Rank
Total interest income$2,292,0004,359
Total interest expense$197,0005,097
Net interest income$2,095,0004,190
Provision for loan and lease losses$42,0003,752
Total noninterest income$258,0004,477
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$135,0003,539
Trading account gains and fees$0157
Additional Noninterest Income$123,0004,477
Total noninterest expense$1,923,0004,053
Salaries and employee benefits$1,125,0003,831
Premises and equipment expense$222,0004,073
Additional noninterest expense$576,0004,286
Pre-tax net operating income$388,0004,532
Securities gains (losses)$55,0001,462
Applicable income taxes$90,0003,075
Income before extraordinary items$353,0004,516
Extraordinary gains, net$022
Net income$353,0004,518
Minority interest net income$082
Net income of bank and minority interests.$353,0004,519
Net charge-offs$53,0003,311
Cash dividends$181,0002,635
Sale, conversion, retirement of capital stock, net$0838
Net operating income$309,0004,591
2013-03-31 (YTD Data)Rank
Total interest income$1,114,0004,450
Total interest expense$101,0005,127
Net interest income$1,013,0004,288
Provision for loan and lease losses$45,0002,886
Total noninterest income$114,0004,639
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$99,0002,798
Trading account gains and fees$0148
Additional Noninterest Income$15,0005,890
Total noninterest expense$907,0004,233
Salaries and employee benefits$561,0003,873
Premises and equipment expense$125,0003,806
Additional noninterest expense$221,0004,939
Pre-tax net operating income$175,0004,660
Securities gains (losses)$31,0001,120
Applicable income taxes$27,0003,430
Income before extraordinary items$179,0004,456
Extraordinary gains, net$010
Net income$179,0004,458
Minority interest net income$076
Net income of bank and minority interests.$179,0004,458
Net charge-offs$18,0003,151
Cash dividends$90,0002,125
Sale, conversion, retirement of capital stock, net$0789
Net operating income$152,0304,608
2012-12-31 (YTD Data)Rank
Total interest income$4,647,0004,488
Total interest expense$480,0005,194
Net interest income$4,167,0004,300
Provision for loan and lease losses$170,0004,144
Total noninterest income$474,0004,575
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$421,0002,825
Trading account gains and fees$0166
Additional Noninterest Income$53,0005,820
Total noninterest expense$3,498,0004,381
Salaries and employee benefits$2,144,0003,968
Premises and equipment expense$416,0004,231
Additional noninterest expense$938,0004,940
Pre-tax net operating income$973,0004,051
Securities gains (losses)$94,0002,317
Applicable income taxes$205,0002,991
Income before extraordinary items$862,0004,161
Extraordinary gains, net$029
Net income$862,0004,161
Minority interest net income$093
Net income of bank and minority interests.$862,0004,163
Net charge-offs$163,0003,976
Cash dividends$370,0003,112
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$785,8604,127
2012-09-30 (YTD Data)Rank
Total interest income$3,506,0004,551
Total interest expense$369,0005,272
Net interest income$3,137,0004,357
Provision for loan and lease losses$140,0003,959
Total noninterest income$342,0004,685
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$314,0002,867
Trading account gains and fees$0157
Additional Noninterest Income$28,0006,141
Total noninterest expense$2,618,0004,408
Salaries and employee benefits$1,624,0003,942
Premises and equipment expense$304,0004,326
Additional noninterest expense$690,0005,040
Pre-tax net operating income$721,0004,179
Securities gains (losses)$95,0002,016
Applicable income taxes$143,0003,104
Income before extraordinary items$673,0004,175
Extraordinary gains, net$020
Net income$673,0004,175
Minority interest net income$086
Net income of bank and minority interests.$673,0004,175
Net charge-offs$197,0003,325
Cash dividends$270,0002,659
Sale, conversion, retirement of capital stock, net$0952
Net operating income$595,1004,202
2012-06-30 (YTD Data)Rank
Total interest income$2,363,0004,560
Total interest expense$251,0005,327
Net interest income$2,112,0004,343
Provision for loan and lease losses$120,0003,606
Total noninterest income$225,0004,703
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$209,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$16,0006,278
Total noninterest expense$1,748,0004,439
Salaries and employee benefits$1,092,0003,942
Premises and equipment expense$210,0004,273
Additional noninterest expense$446,0005,130
Pre-tax net operating income$469,0004,210
Securities gains (losses)$95,0001,637
Applicable income taxes$72,0003,310
Income before extraordinary items$492,0004,016
Extraordinary gains, net$019
Net income$492,0004,020
Minority interest net income$084
Net income of bank and minority interests.$492,0004,020
Net charge-offs$215,0002,670
Cash dividends$180,0002,623
Sale, conversion, retirement of capital stock, net$0928
Net operating income$409,3504,138
2012-03-31 (YTD Data)Rank
Total interest income$1,183,0004,597
Total interest expense$131,0005,364
Net interest income$1,052,0004,374
Provision for loan and lease losses$60,0003,447
Total noninterest income$111,0004,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$105,0002,825
Trading account gains and fees$0148
Additional Noninterest Income$6,0006,469
Total noninterest expense$880,0004,448
Salaries and employee benefits$550,0003,953
Premises and equipment expense$108,0004,246
Additional noninterest expense$222,0005,129
Pre-tax net operating income$223,0004,352
Securities gains (losses)$02,210
Applicable income taxes$70,0002,762
Income before extraordinary items$153,0004,817
Extraordinary gains, net$019
Net income$153,0004,820
Minority interest net income$078
Net income of bank and minority interests.$153,0004,821
Net charge-offs$51,0003,006
Cash dividends$90,0002,159
Sale, conversion, retirement of capital stock, net$0861
Net operating income$153,0004,678
2011-12-31 (YTD Data)Rank
Total interest income$4,883,0004,628
Total interest expense$622,0005,443
Net interest income$4,261,0004,362
Provision for loan and lease losses$252,0004,337
Total noninterest income$653,0003,914
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$418,0002,939
Trading account gains and fees$0146
Additional Noninterest Income$235,0004,223
Total noninterest expense$3,717,0004,325
Salaries and employee benefits$2,125,0004,011
Premises and equipment expense$414,0004,484
Additional noninterest expense$1,178,0004,507
Pre-tax net operating income$945,0003,831
Securities gains (losses)$33,0002,853
Applicable income taxes$154,0003,105
Income before extraordinary items$824,0003,895
Extraordinary gains, net$029
Net income$824,0003,900
Minority interest net income$096
Net income of bank and minority interests.$824,0003,899
Net charge-offs$181,0004,419
Cash dividends$365,0002,794
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$796,2803,830
2011-09-30 (YTD Data)Rank
Total interest income$3,696,0004,658
Total interest expense$480,0005,497
Net interest income$3,216,0004,375
Provision for loan and lease losses$102,0004,914
Total noninterest income$355,0004,538
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$307,0002,988
Trading account gains and fees$0145
Additional Noninterest Income$48,0005,835
Total noninterest expense$2,784,0004,335
Salaries and employee benefits$1,581,0004,030
Premises and equipment expense$302,0004,594
Additional noninterest expense$901,0004,455
Pre-tax net operating income$685,0004,010
Securities gains (losses)$33,0002,590
Applicable income taxes$68,0003,464
Income before extraordinary items$650,0003,886
Extraordinary gains, net$021
Net income$650,0003,888
Minority interest net income$087
Net income of bank and minority interests.$650,0003,888
Net charge-offs$185,0003,804
Cash dividends$271,0002,443
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$619,9703,854
2011-06-30 (YTD Data)Rank
Total interest income$2,455,0004,702
Total interest expense$327,0005,573
Net interest income$2,128,0004,406
Provision for loan and lease losses$32,0005,402
Total noninterest income$235,0004,587
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$203,0002,978
Trading account gains and fees$0153
Additional Noninterest Income$32,0005,904
Total noninterest expense$1,858,0004,366
Salaries and employee benefits$1,047,0004,075
Premises and equipment expense$213,0004,521
Additional noninterest expense$598,0004,538
Pre-tax net operating income$473,0003,912
Securities gains (losses)$33,0001,841
Applicable income taxes$25,0003,735
Income before extraordinary items$481,0003,670
Extraordinary gains, net$015
Net income$481,0003,670
Minority interest net income$089
Net income of bank and minority interests.$481,0003,671
Net charge-offs$9,0005,376
Cash dividends$181,0002,369
Sale, conversion, retirement of capital stock, net$0986
Net operating income$449,6503,676
2011-03-31 (YTD Data)Rank
Total interest income$1,214,0004,768
Total interest expense$163,0005,679
Net interest income$1,051,0004,427
Provision for loan and lease losses$20,0004,994
Total noninterest income$127,0004,484
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$100,0002,979
Trading account gains and fees$0158
Additional Noninterest Income$27,0005,504
Total noninterest expense$959,0004,298
Salaries and employee benefits$528,0004,077
Premises and equipment expense$113,0004,429
Additional noninterest expense$318,0004,366
Pre-tax net operating income$199,0004,239
Securities gains (losses)$01,772
Applicable income taxes$-51,0007,195
Income before extraordinary items$250,0003,587
Extraordinary gains, net$09
Net income$250,0003,585
Minority interest net income$086
Net income of bank and minority interests.$250,0003,585
Net charge-offs$6,0004,589
Cash dividends$90,0001,981
Sale, conversion, retirement of capital stock, net$0925
Net operating income$250,0003,522
2010-12-31 (YTD Data)Rank
Total interest income$5,092,0004,770
Total interest expense$753,0005,834
Net interest income$4,339,0004,341
Provision for loan and lease losses$442,0004,317
Total noninterest income$741,0003,814
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$437,0002,911
Trading account gains and fees$0175
Additional Noninterest Income$304,0003,933
Total noninterest expense$3,410,0004,666
Salaries and employee benefits$2,004,0004,231
Premises and equipment expense$430,0004,572
Additional noninterest expense$976,0005,155
Pre-tax net operating income$1,228,0003,047
Securities gains (losses)$15,0003,201
Applicable income taxes$294,0002,379
Income before extraordinary items$949,0003,314
Extraordinary gains, net$029
Net income$949,0003,311
Minority interest net income$0111
Net income of bank and minority interests.$949,0003,314
Net charge-offs$201,0004,764
Cash dividends$366,0002,727
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$937,6003,211
2010-09-30 (YTD Data)Rank
Total interest income$3,814,0004,865
Total interest expense$584,0005,906
Net interest income$3,230,0004,412
Provision for loan and lease losses$345,0004,124
Total noninterest income$555,0003,853
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$327,0002,976
Trading account gains and fees$0165
Additional Noninterest Income$228,0003,968
Total noninterest expense$2,554,0004,685
Salaries and employee benefits$1,499,0004,269
Premises and equipment expense$322,0004,655
Additional noninterest expense$733,0005,147
Pre-tax net operating income$886,0003,301
Securities gains (losses)$03,651
Applicable income taxes$206,0002,526
Income before extraordinary items$680,0003,559
Extraordinary gains, net$023
Net income$680,0003,557
Minority interest net income$0110
Net income of bank and minority interests.$680,0003,559
Net charge-offs$105,0004,853
Cash dividends$270,0002,439
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$680,0003,427
2010-06-30 (YTD Data)Rank
Total interest income$2,546,0004,904
Total interest expense$398,0005,973
Net interest income$2,148,0004,423
Provision for loan and lease losses$300,0003,591
Total noninterest income$440,0003,465
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$222,0002,952
Trading account gains and fees$0152
Additional Noninterest Income$218,0003,366
Total noninterest expense$1,704,0004,698
Salaries and employee benefits$993,0004,310
Premises and equipment expense$216,0004,658
Additional noninterest expense$495,0005,117
Pre-tax net operating income$584,0003,356
Securities gains (losses)$03,184
Applicable income taxes$121,0002,616
Income before extraordinary items$463,0003,537
Extraordinary gains, net$019
Net income$463,0003,534
Minority interest net income$0105
Net income of bank and minority interests.$463,0003,536
Net charge-offs$92,0004,329
Cash dividends$180,0002,392
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$463,0003,435
2010-03-31 (YTD Data)Rank
Total interest income$1,271,0004,975
Total interest expense$205,0006,022
Net interest income$1,066,0004,474
Provision for loan and lease losses$255,0002,638
Total noninterest income$328,0002,699
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$112,0002,929
Trading account gains and fees$0175
Additional Noninterest Income$216,0002,283
Total noninterest expense$871,0004,679
Salaries and employee benefits$502,0004,348
Premises and equipment expense$115,0004,583
Additional noninterest expense$254,0005,075
Pre-tax net operating income$268,0003,559
Securities gains (losses)$02,284
Applicable income taxes$28,0003,224
Income before extraordinary items$240,0003,571
Extraordinary gains, net$016
Net income$240,0003,567
Minority interest net income$091
Net income of bank and minority interests.$240,0003,570
Net charge-offs$91,0003,183
Cash dividends$90,0001,977
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$240,0003,443
2009-12-31 (YTD Data)Rank
Total interest income$5,392,0004,914
Total interest expense$995,0006,035
Net interest income$4,397,0004,295
Provision for loan and lease losses$166,0005,972
Total noninterest income$482,0004,797
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$454,0003,078
Trading account gains and fees$0211
Additional Noninterest Income$28,0006,775
Total noninterest expense$3,438,0004,776
Salaries and employee benefits$1,932,0004,465
Premises and equipment expense$415,0004,889
Additional noninterest expense$1,091,0004,995
Pre-tax net operating income$1,275,0002,612
Securities gains (losses)$03,754
Applicable income taxes$333,0001,928
Income before extraordinary items$942,0002,868
Extraordinary gains, net$034
Net income$942,0002,866
Minority interest net income$0115
Net income of bank and minority interests.$942,0002,868
Net charge-offs$258,0004,684
Cash dividends$361,0002,984
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$942,0002,806
2009-09-30 (YTD Data)Rank
Total interest income$4,094,0004,937
Total interest expense$774,0006,099
Net interest income$3,320,0004,285
Provision for loan and lease losses$91,0006,058
Total noninterest income$356,0004,888
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$338,0003,105
Trading account gains and fees$0212
Additional Noninterest Income$18,0007,053
Total noninterest expense$2,503,0004,880
Salaries and employee benefits$1,456,0004,469
Premises and equipment expense$311,0004,930
Additional noninterest expense$736,0005,273
Pre-tax net operating income$1,082,0002,603
Securities gains (losses)$03,497
Applicable income taxes$295,0001,936
Income before extraordinary items$787,0002,891
Extraordinary gains, net$027
Net income$787,0002,889
Minority interest net income$0118
Net income of bank and minority interests.$787,0002,892
Net charge-offs$169,0004,456
Cash dividends$271,0002,745
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$787,0002,827
2009-06-30 (YTD Data)Rank
Total interest income$2,752,0004,965
Total interest expense$547,0006,100
Net interest income$2,205,0004,284
Provision for loan and lease losses$48,0006,130
Total noninterest income$230,0004,975
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$220,0003,131
Trading account gains and fees$0193
Additional Noninterest Income$10,0007,243
Total noninterest expense$1,648,0004,960
Salaries and employee benefits$963,0004,552
Premises and equipment expense$215,0004,880
Additional noninterest expense$470,0005,413
Pre-tax net operating income$739,0002,662
Securities gains (losses)$03,136
Applicable income taxes$209,0001,908
Income before extraordinary items$530,0002,986
Extraordinary gains, net$021
Net income$530,0002,984
Minority interest net income$0112
Net income of bank and minority interests.$530,0002,985
Net charge-offs$32,0005,289
Cash dividends$181,0002,782
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$530,0002,884
2009-03-31 (YTD Data)Rank
Total interest income$1,378,0004,996
Total interest expense$291,0006,080
Net interest income$1,087,0004,326
Provision for loan and lease losses$24,0005,765
Total noninterest income$115,0004,956
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$107,0003,139
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$811,0004,907
Salaries and employee benefits$476,0004,636
Premises and equipment expense$117,0004,700
Additional noninterest expense$218,0005,367
Pre-tax net operating income$367,0002,982
Securities gains (losses)$02,434
Applicable income taxes$113,0002,054
Income before extraordinary items$254,0003,416
Extraordinary gains, net$015
Net income$254,0003,417
Minority interest net income$0102
Net income of bank and minority interests.$254,0003,417
Net charge-offs$47,0003,624
Cash dividends$90,0002,341
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$254,0003,262
2008-12-31 (YTD Data)Rank
Total interest income$5,812,0005,022
Total interest expense$1,506,0005,973
Net interest income$4,306,0004,345
Provision for loan and lease losses$96,0006,102
Total noninterest income$484,0004,913
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$441,0003,265
Trading account gains and fees$0154
Additional Noninterest Income$43,0006,902
Total noninterest expense$3,054,0005,064
Salaries and employee benefits$1,828,0004,738
Premises and equipment expense$430,0004,891
Additional noninterest expense$796,0005,486
Pre-tax net operating income$1,640,0002,863
Securities gains (losses)$03,220
Applicable income taxes$517,0001,823
Income before extraordinary items$1,123,0003,066
Extraordinary gains, net$039
Net income$1,123,0003,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,359
Cash dividends$370,0003,801
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,123,0003,208
2008-09-30 (YTD Data)Rank
Total interest income$4,368,0005,095
Total interest expense$1,177,0006,006
Net interest income$3,191,0004,423
Provision for loan and lease losses$72,0005,542
Total noninterest income$364,0005,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$327,0003,319
Trading account gains and fees$0148
Additional Noninterest Income$37,0006,915
Total noninterest expense$2,292,0005,043
Salaries and employee benefits$1,364,0004,770
Premises and equipment expense$322,0004,908
Additional noninterest expense$606,0005,395
Pre-tax net operating income$1,191,0003,331
Securities gains (losses)$03,106
Applicable income taxes$369,0002,252
Income before extraordinary items$822,0003,509
Extraordinary gains, net$031
Net income$822,0003,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,479
Cash dividends$271,0003,542
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$822,0003,649
2008-06-30 (YTD Data)Rank
Total interest income$2,944,0005,125
Total interest expense$823,0006,040
Net interest income$2,121,0004,419
Provision for loan and lease losses$48,0005,233
Total noninterest income$232,0005,147
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$213,0003,355
Trading account gains and fees$0149
Additional Noninterest Income$19,0007,234
Total noninterest expense$1,498,0005,128
Salaries and employee benefits$909,0004,813
Premises and equipment expense$219,0004,878
Additional noninterest expense$370,0005,641
Pre-tax net operating income$807,0003,412
Securities gains (losses)$03,233
Applicable income taxes$247,0002,447
Income before extraordinary items$560,0003,782
Extraordinary gains, net$021
Net income$560,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,199
Cash dividends$180,0003,557
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$560,0003,731
2008-03-31 (YTD Data)Rank
Total interest income$1,499,0005,171
Total interest expense$443,0006,040
Net interest income$1,056,0004,442
Provision for loan and lease losses$24,0004,755
Total noninterest income$122,0005,043
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$112,0003,210
Trading account gains and fees$0158
Additional Noninterest Income$10,0007,226
Total noninterest expense$771,0005,049
Salaries and employee benefits$456,0004,846
Premises and equipment expense$118,0004,678
Additional noninterest expense$197,0005,417
Pre-tax net operating income$383,0003,639
Securities gains (losses)$02,688
Applicable income taxes$100,0002,803
Income before extraordinary items$283,0003,933
Extraordinary gains, net$015
Net income$283,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$90,0003,020
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$283,0003,849
2007-12-31 (YTD Data)Rank
Total interest income$6,093,0005,182
Total interest expense$1,795,0006,059
Net interest income$4,298,0004,418
Provision for loan and lease losses$99,0004,953
Total noninterest income$533,0004,890
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$459,0003,245
Trading account gains and fees$0178
Additional Noninterest Income$74,0006,637
Total noninterest expense$2,867,0005,152
Salaries and employee benefits$1,767,0004,801
Premises and equipment expense$401,0005,019
Additional noninterest expense$699,0005,739
Pre-tax net operating income$1,865,0003,460
Securities gains (losses)$-18,0007,726
Applicable income taxes$607,0002,486
Income before extraordinary items$1,240,0003,877
Extraordinary gains, net$039
Net income$1,240,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,631
Cash dividends$352,0004,229
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,252,0603,835
2007-09-30 (YTD Data)Rank
Total interest income$4,535,0005,219
Total interest expense$1,334,0006,115
Net interest income$3,201,0004,473
Provision for loan and lease losses$74,0004,611
Total noninterest income$401,0004,897
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$343,0003,236
Trading account gains and fees$0184
Additional Noninterest Income$58,0006,594
Total noninterest expense$2,177,0005,077
Salaries and employee benefits$1,334,0004,755
Premises and equipment expense$298,0005,042
Additional noninterest expense$545,0005,585
Pre-tax net operating income$1,351,0003,692
Securities gains (losses)$-18,0007,926
Applicable income taxes$434,0002,713
Income before extraordinary items$899,0004,120
Extraordinary gains, net$033
Net income$899,0004,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,961
Cash dividends$257,0003,823
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$911,0604,080
2007-06-30 (YTD Data)Rank
Total interest income$3,015,0005,243
Total interest expense$884,0006,149
Net interest income$2,131,0004,506
Provision for loan and lease losses$50,0004,348
Total noninterest income$260,0005,005
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$231,0003,193
Trading account gains and fees$0168
Additional Noninterest Income$29,0007,026
Total noninterest expense$1,462,0005,097
Salaries and employee benefits$898,0004,763
Premises and equipment expense$205,0004,959
Additional noninterest expense$359,0005,615
Pre-tax net operating income$879,0003,816
Securities gains (losses)$-13,0008,051
Applicable income taxes$280,0002,819
Income before extraordinary items$586,0004,209
Extraordinary gains, net$029
Net income$586,0004,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$171,0003,822
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$594,8404,171
2007-03-31 (YTD Data)Rank
Total interest income$1,475,0005,316
Total interest expense$417,0006,292
Net interest income$1,058,0004,525
Provision for loan and lease losses$25,0004,116
Total noninterest income$132,0004,902
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$114,0003,186
Trading account gains and fees$0195
Additional Noninterest Income$18,0006,767
Total noninterest expense$749,0005,023
Salaries and employee benefits$464,0004,686
Premises and equipment expense$105,0004,900
Additional noninterest expense$180,0005,587
Pre-tax net operating income$416,0003,903
Securities gains (losses)$-13,0008,304
Applicable income taxes$127,0002,960
Income before extraordinary items$276,0004,354
Extraordinary gains, net$022
Net income$276,0004,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$85,0003,272
Sale, conversion, retirement of capital stock, net$0885
Net operating income$284,8404,281
2006-12-31 (YTD Data)Rank
Total interest income$5,845,0005,097
Total interest expense$1,403,0006,259
Net interest income$4,442,0004,379
Provision for loan and lease losses$114,0004,568
Total noninterest income$615,0004,669
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$486,0003,114
Trading account gains and fees$0130
Additional Noninterest Income$129,0005,899
Total noninterest expense$2,847,0005,051
Salaries and employee benefits$1,816,0004,585
Premises and equipment expense$374,0005,132
Additional noninterest expense$657,0005,814
Pre-tax net operating income$2,096,0003,540
Securities gains (losses)$-30,0007,718
Applicable income taxes$678,0002,716
Income before extraordinary items$1,388,0003,952
Extraordinary gains, net$051
Net income$1,388,0003,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,610
Cash dividends$334,0004,349
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,408,1003,904
2006-09-30 (YTD Data)Rank
Total interest income$4,307,0005,145
Total interest expense$998,0006,315
Net interest income$3,309,0004,434
Provision for loan and lease losses$86,0004,427
Total noninterest income$482,0004,576
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$368,0003,111
Trading account gains and fees$0126
Additional Noninterest Income$114,0005,606
Total noninterest expense$2,096,0005,109
Salaries and employee benefits$1,297,0004,717
Premises and equipment expense$278,0005,176
Additional noninterest expense$521,0005,647
Pre-tax net operating income$1,609,0003,626
Securities gains (losses)$-29,0007,976
Applicable income taxes$523,0002,799
Income before extraordinary items$1,057,0004,035
Extraordinary gains, net$045
Net income$1,057,0004,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,367
Cash dividends$244,0003,942
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,076,4303,979
2006-06-30 (YTD Data)Rank
Total interest income$2,831,0005,152
Total interest expense$631,0006,353
Net interest income$2,200,0004,446
Provision for loan and lease losses$57,0004,319
Total noninterest income$337,0004,447
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$244,0003,107
Trading account gains and fees$0126
Additional Noninterest Income$93,0005,283
Total noninterest expense$1,385,0005,154
Salaries and employee benefits$864,0004,755
Premises and equipment expense$186,0005,159
Additional noninterest expense$335,0005,742
Pre-tax net operating income$1,095,0003,572
Securities gains (losses)$01,185
Applicable income taxes$345,0002,850
Income before extraordinary items$750,0003,889
Extraordinary gains, net$039
Net income$750,0003,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$158,0003,942
Sale, conversion, retirement of capital stock, net$0887
Net operating income$750,0003,876
2006-03-31 (YTD Data)Rank
Total interest income$1,390,0005,154
Total interest expense$292,0006,433
Net interest income$1,098,0004,436
Provision for loan and lease losses$29,0004,163
Total noninterest income$129,0005,033
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$116,0003,138
Trading account gains and fees$0115
Additional Noninterest Income$13,0007,271
Total noninterest expense$704,0005,114
Salaries and employee benefits$435,0004,756
Premises and equipment expense$101,0004,920
Additional noninterest expense$168,0005,721
Pre-tax net operating income$494,0003,761
Securities gains (losses)$0955
Applicable income taxes$171,0002,840
Income before extraordinary items$323,0004,236
Extraordinary gains, net$021
Net income$323,0004,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$77,0003,313
Sale, conversion, retirement of capital stock, net$0648
Net operating income$323,0004,218
2005-12-31 (YTD Data)Rank
Total interest income$5,213,0005,018
Total interest expense$962,0006,372
Net interest income$4,251,0004,440
Provision for loan and lease losses$134,0004,307
Total noninterest income$562,0004,959
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$428,0003,400
Trading account gains and fees$0138
Additional Noninterest Income$134,0005,917
Total noninterest expense$2,722,0005,089
Salaries and employee benefits$1,675,0004,715
Premises and equipment expense$361,0005,186
Additional noninterest expense$686,0005,642
Pre-tax net operating income$1,957,0003,743
Securities gains (losses)$-3,0007,152
Applicable income taxes$609,0003,054
Income before extraordinary items$1,345,0004,058
Extraordinary gains, net$046
Net income$1,345,0004,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,747
Cash dividends$312,0004,326
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,347,0704,016
2005-09-30 (YTD Data)Rank
Total interest income$3,834,0005,056
Total interest expense$697,0006,370
Net interest income$3,137,0004,495
Provision for loan and lease losses$97,0004,226
Total noninterest income$362,0005,350
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$310,0003,485
Trading account gains and fees$0126
Additional Noninterest Income$52,0007,014
Total noninterest expense$2,025,0005,103
Salaries and employee benefits$1,248,0004,698
Premises and equipment expense$271,0005,168
Additional noninterest expense$506,0005,659
Pre-tax net operating income$1,377,0003,976
Securities gains (losses)$-3,0007,524
Applicable income taxes$411,0003,275
Income before extraordinary items$963,0004,267
Extraordinary gains, net$035
Net income$963,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$230,0003,875
Sale, conversion, retirement of capital stock, net$0769
Net operating income$965,1004,209
2005-06-30 (YTD Data)Rank
Total interest income$2,526,0005,038
Total interest expense$458,0006,269
Net interest income$2,068,0004,512
Provision for loan and lease losses$68,0003,982
Total noninterest income$228,0005,451
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$203,0003,480
Trading account gains and fees$0116
Additional Noninterest Income$25,0007,399
Total noninterest expense$1,358,0005,072
Salaries and employee benefits$835,0004,674
Premises and equipment expense$190,0004,985
Additional noninterest expense$333,0005,686
Pre-tax net operating income$870,0004,075
Securities gains (losses)$-3,0007,812
Applicable income taxes$276,0003,245
Income before extraordinary items$591,0004,454
Extraordinary gains, net$030
Net income$591,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,010
Cash dividends$154,0003,790
Sale, conversion, retirement of capital stock, net$0643
Net operating income$593,0404,390
2005-03-31 (YTD Data)Rank
Total interest income$1,240,0005,080
Total interest expense$221,0006,290
Net interest income$1,019,0004,561
Provision for loan and lease losses$38,0003,670
Total noninterest income$109,0005,505
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$98,0003,485
Trading account gains and fees$0115
Additional Noninterest Income$11,0007,631
Total noninterest expense$673,0005,136
Salaries and employee benefits$416,0004,693
Premises and equipment expense$99,0004,901
Additional noninterest expense$158,0005,832
Pre-tax net operating income$417,0004,151
Securities gains (losses)$01,685
Applicable income taxes$122,0003,441
Income before extraordinary items$295,0004,421
Extraordinary gains, net$024
Net income$295,0004,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$77,0003,158
Sale, conversion, retirement of capital stock, net$0491
Net operating income$295,0004,379
2004-12-31 (YTD Data)Rank
Total interest income$4,690,0005,057
Total interest expense$843,0006,117
Net interest income$3,847,0004,609
Provision for loan and lease losses$223,0003,521
Total noninterest income$700,0004,390
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$400,0003,649
Trading account gains and fees$0138
Additional Noninterest Income$300,0004,267
Total noninterest expense$2,674,0005,060
Salaries and employee benefits$1,565,0004,789
Premises and equipment expense$446,0004,440
Additional noninterest expense$663,0005,704
Pre-tax net operating income$1,650,0004,007
Securities gains (losses)$-18,0008,362
Applicable income taxes$536,0003,229
Income before extraordinary items$1,096,0004,456
Extraordinary gains, net$034
Net income$1,096,0004,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,253
Cash dividends$272,0004,505
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,108,0604,342
2004-09-30 (YTD Data)Rank
Total interest income$3,475,0005,084
Total interest expense$629,0006,133
Net interest income$2,846,0004,654
Provision for loan and lease losses$108,0004,154
Total noninterest income$352,0005,451
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$290,0003,747
Trading account gains and fees$0134
Additional Noninterest Income$62,0006,751
Total noninterest expense$1,902,0005,214
Salaries and employee benefits$1,176,0004,743
Premises and equipment expense$265,0005,155
Additional noninterest expense$461,0005,864
Pre-tax net operating income$1,188,0004,176
Securities gains (losses)$1,0003,538
Applicable income taxes$404,0003,285
Income before extraordinary items$785,0004,674
Extraordinary gains, net$026
Net income$785,0004,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,750
Cash dividends$199,0004,026
Sale, conversion, retirement of capital stock, net$0738
Net operating income$784,3404,595
2004-06-30 (YTD Data)Rank
Total interest income$2,304,0005,102
Total interest expense$422,0006,132
Net interest income$1,882,0004,679
Provision for loan and lease losses$69,0004,142
Total noninterest income$219,0005,626
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$181,0003,891
Trading account gains and fees$0130
Additional Noninterest Income$38,0006,883
Total noninterest expense$1,261,0005,261
Salaries and employee benefits$779,0004,803
Premises and equipment expense$181,0005,097
Additional noninterest expense$301,0005,973
Pre-tax net operating income$771,0004,206
Securities gains (losses)$03,413
Applicable income taxes$258,0003,336
Income before extraordinary items$513,0004,673
Extraordinary gains, net$021
Net income$513,0004,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,843
Cash dividends$132,0003,935
Sale, conversion, retirement of capital stock, net$0638
Net operating income$513,0004,579
2004-03-31 (YTD Data)Rank
Total interest income$1,155,0005,125
Total interest expense$213,0006,172
Net interest income$942,0004,667
Provision for loan and lease losses$34,0003,968
Total noninterest income$109,0005,576
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$86,0003,952
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$635,0005,251
Salaries and employee benefits$369,0004,995
Premises and equipment expense$95,0004,969
Additional noninterest expense$171,0005,584
Pre-tax net operating income$382,0004,192
Securities gains (losses)$02,934
Applicable income taxes$128,0003,374
Income before extraordinary items$254,0004,707
Extraordinary gains, net$016
Net income$254,0004,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$65,0003,241
Sale, conversion, retirement of capital stock, net$0464
Net operating income$254,0004,582
2003-12-31 (YTD Data)Rank
Total interest income$4,765,0005,059
Total interest expense$1,190,0005,589
Net interest income$3,575,0004,725
Provision for loan and lease losses$139,0004,718
Total noninterest income$469,0005,586
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$390,0003,697
Trading account gains and fees$0160
Additional Noninterest Income$79,0006,902
Total noninterest expense$2,360,0005,426
Salaries and employee benefits$1,373,0005,158
Premises and equipment expense$358,0005,096
Additional noninterest expense$629,0005,832
Pre-tax net operating income$1,545,0004,055
Securities gains (losses)$16,0003,357
Applicable income taxes$537,0003,259
Income before extraordinary items$1,024,0004,582
Extraordinary gains, net$054
Net income$1,024,0004,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,324
Cash dividends$244,0004,695
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,013,4404,437
2003-09-30 (YTD Data)Rank
Total interest income$3,598,0005,096
Total interest expense$955,0005,520
Net interest income$2,643,0004,775
Provision for loan and lease losses$89,0005,015
Total noninterest income$459,0004,969
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$298,0003,667
Trading account gains and fees$0153
Additional Noninterest Income$161,0005,199
Total noninterest expense$1,844,0005,254
Salaries and employee benefits$1,078,0004,980
Premises and equipment expense$258,0005,228
Additional noninterest expense$508,0005,584
Pre-tax net operating income$1,169,0004,144
Securities gains (losses)$16,0003,083
Applicable income taxes$437,0003,275
Income before extraordinary items$748,0004,778
Extraordinary gains, net$040
Net income$748,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,945
Cash dividends$176,0004,215
Sale, conversion, retirement of capital stock, net$0722
Net operating income$737,7604,646
2003-06-30 (YTD Data)Rank
Total interest income$2,435,0005,074
Total interest expense$679,0005,446
Net interest income$1,756,0004,793
Provision for loan and lease losses$61,0004,676
Total noninterest income$293,0005,049
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$199,0003,639
Trading account gains and fees$0150
Additional Noninterest Income$94,0005,436
Total noninterest expense$1,216,0005,288
Salaries and employee benefits$714,0004,999
Premises and equipment expense$176,0005,120
Additional noninterest expense$326,0005,704
Pre-tax net operating income$772,0004,149
Securities gains (losses)$16,0002,719
Applicable income taxes$297,0003,259
Income before extraordinary items$491,0004,853
Extraordinary gains, net$030
Net income$491,0004,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$113,0004,141
Sale, conversion, retirement of capital stock, net$0589
Net operating income$480,7604,686
2003-03-31 (YTD Data)Rank
Total interest income$1,230,0005,068
Total interest expense$351,0005,444
Net interest income$879,0004,775
Provision for loan and lease losses$27,0004,866
Total noninterest income$141,0005,042
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0003,600
Trading account gains and fees$0134
Additional Noninterest Income$43,0005,547
Total noninterest expense$600,0005,335
Salaries and employee benefits$356,0005,016
Premises and equipment expense$97,0004,800
Additional noninterest expense$147,0006,005
Pre-tax net operating income$393,0004,078
Securities gains (losses)$02,891
Applicable income taxes$156,0003,152
Income before extraordinary items$237,0004,854
Extraordinary gains, net$021
Net income$237,0004,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$54,0003,372
Sale, conversion, retirement of capital stock, net$0419
Net operating income$237,0004,662
2002-12-31 (YTD Data)Rank
Total interest income$5,203,0005,040
Total interest expense$1,812,0005,131
Net interest income$3,391,0004,863
Provision for loan and lease losses$90,0005,880
Total noninterest income$443,0005,524
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$351,0003,862
Trading account gains and fees$0153
Additional Noninterest Income$92,0006,607
Total noninterest expense$2,632,0004,906
Salaries and employee benefits$1,379,0004,995
Premises and equipment expense$329,0005,280
Additional noninterest expense$924,0004,450
Pre-tax net operating income$1,112,0004,916
Securities gains (losses)$8,0003,732
Applicable income taxes$351,0004,156
Income before extraordinary items$769,0005,310
Extraordinary gains, net$070
Net income$769,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,992
Cash dividends$232,0004,715
Sale, conversion, retirement of capital stock, net$0862
Net operating income$763,4805,191
2001-12-31 (YTD Data)Rank
Total interest income$5,673,0005,183
Total interest expense$2,567,0005,312
Net interest income$3,106,0004,935
Provision for loan and lease losses$98,0005,658
Total noninterest income$-117,0009,604
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$290,0004,241
Trading account gains and fees$0177
Additional Noninterest Income$-407,0009,623
Total noninterest expense$2,196,0005,392
Salaries and employee benefits$1,274,0005,105
Premises and equipment expense$351,0005,023
Additional noninterest expense$571,0006,024
Pre-tax net operating income$695,0005,839
Securities gains (losses)$04,612
Applicable income taxes$187,0005,141
Income before extraordinary items$508,0006,031
Extraordinary gains, net$0105
Net income$508,0006,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,857
Cash dividends$266,0004,582
Sale, conversion, retirement of capital stock, net$0922
Net operating income$508,0005,920
2000-12-31 (YTD Data)Rank
Total interest income$5,566,0005,343
Total interest expense$2,463,0005,607
Net interest income$3,103,0005,027
Provision for loan and lease losses$138,0004,577
Total noninterest income$408,0005,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,363
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,618
Total noninterest expense$2,149,0005,420
Salaries and employee benefits$1,185,0005,282
Premises and equipment expense$379,0004,675
Additional noninterest expense$585,0005,885
Pre-tax net operating income$1,224,0004,666
Securities gains (losses)$-12,0008,439
Applicable income taxes$409,0003,942
Income before extraordinary items$803,0005,042
Extraordinary gains, net$038
Net income$803,0005,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,753
Cash dividends$284,0004,607
Sale, conversion, retirement of capital stock, net$0969
Net operating income$810,9205,002
1999-12-31 (YTD Data)Rank
Total interest income$4,913,0005,637
Total interest expense$2,068,0005,886
Net interest income$2,845,0005,366
Provision for loan and lease losses$100,0005,206
Total noninterest income$350,0006,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0004,771
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,110
Total noninterest expense$2,054,0005,587
Salaries and employee benefits$1,104,0005,474
Premises and equipment expense$349,0004,971
Additional noninterest expense$601,0005,820
Pre-tax net operating income$1,041,0005,185
Securities gains (losses)$5,0002,145
Applicable income taxes$363,0004,394
Income before extraordinary items$683,0005,530
Extraordinary gains, net$035
Net income$683,0005,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,769
Cash dividends$231,0004,994
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$679,7505,514
1998-12-31 (YTD Data)Rank
Total interest income$4,528,0006,037
Total interest expense$1,922,0006,314
Net interest income$2,606,0005,683
Provision for loan and lease losses$80,0005,577
Total noninterest income$298,0006,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0004,973
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,031
Total noninterest expense$1,847,0005,887
Salaries and employee benefits$976,0005,866
Premises and equipment expense$300,0005,381
Additional noninterest expense$571,0005,939
Pre-tax net operating income$977,0005,486
Securities gains (losses)$04,449
Applicable income taxes$351,0004,758
Income before extraordinary items$626,0005,933
Extraordinary gains, net$032
Net income$626,0005,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,584
Cash dividends$185,0005,503
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$626,0005,831
1997-12-31 (YTD Data)Rank
Total interest income$4,423,0006,298
Total interest expense$1,801,0006,683
Net interest income$2,622,0005,857
Provision for loan and lease losses$98,0005,239
Total noninterest income$290,0006,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,201
Trading account gains and feesNANA
Additional Noninterest Income$80,0007,372
Total noninterest expense$1,811,0006,046
Salaries and employee benefits$891,0006,336
Premises and equipment expense$365,0004,751
Additional noninterest expense$555,0006,090
Pre-tax net operating income$1,003,0005,826
Securities gains (losses)$03,944
Applicable income taxes$381,0005,034
Income before extraordinary items$622,0006,240
Extraordinary gains, net$044
Net income$622,0006,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,007
Cash dividends$158,0005,811
Sale, conversion, retirement of capital stock, net$-585,00010,852
Net operating income$622,0006,186
1996-12-31 (YTD Data)Rank
Total interest income$4,259,0006,623
Total interest expense$1,720,0007,030
Net interest income$2,539,0006,129
Provision for loan and lease losses$102,0005,039
Total noninterest income$286,0007,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,392
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,879
Total noninterest expense$1,762,0006,473
Salaries and employee benefits$868,0006,623
Premises and equipment expense$275,0005,903
Additional noninterest expense$619,0006,236
Pre-tax net operating income$961,0005,875
Securities gains (losses)$04,148
Applicable income taxes$376,0005,092
Income before extraordinary items$585,0006,358
Extraordinary gains, net$053
Net income$585,0006,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,811
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$585,0006,287
1995-12-31 (YTD Data)Rank
Total interest income$3,992,0007,014
Total interest expense$1,595,0007,431
Net interest income$2,397,0006,486
Provision for loan and lease losses$175,0003,337
Total noninterest income$328,0006,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,806
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,277
Total noninterest expense$1,713,0006,702
Salaries and employee benefits$847,0006,836
Premises and equipment expense$249,0006,364
Additional noninterest expense$617,0006,425
Pre-tax net operating income$837,0006,695
Securities gains (losses)$03,831
Applicable income taxes$309,0005,889
Income before extraordinary items$528,0007,040
Extraordinary gains, net$065
Net income$528,0007,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,829
Cash dividends$120,0006,469
Sale, conversion, retirement of capital stock, net$-198,00010,482
Net operating income$528,0007,017
1994-12-31 (YTD Data)Rank
Total interest income$3,642,0007,142
Total interest expense$1,370,0007,309
Net interest income$2,272,0006,916
Provision for loan and lease losses$131,0003,877
Total noninterest income$264,0007,750
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,136
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,362
Total noninterest expense$1,828,0006,627
Salaries and employee benefits$908,0006,579
Premises and equipment expense$240,0006,683
Additional noninterest expense$680,0006,470
Pre-tax net operating income$577,0008,142
Securities gains (losses)$3,0002,889
Applicable income taxes$171,0007,904
Income before extraordinary items$409,0008,123
Extraordinary gains, net$0249
Net income$409,0008,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,957
Cash dividends$77,0007,386
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$406,8708,192
1993-12-31 (YTD Data)Rank
Total interest income$3,945,0006,933
Total interest expense$1,565,0007,000
Net interest income$2,380,0006,769
Provision for loan and lease losses$173,0004,307
Total noninterest income$304,0007,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,900
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,857
Total noninterest expense$2,041,0006,222
Salaries and employee benefits$859,0006,967
Premises and equipment expense$216,0007,372
Additional noninterest expense$966,0005,067
Pre-tax net operating income$470,0008,862
Securities gains (losses)$13,0005,183
Applicable income taxes$112,0009,471
Income before extraordinary items$371,0008,733
Extraordinary gains, net$03,149
Net income$371,0008,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,626
Cash dividends$72,0007,482
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$360,9908,562
1992-12-31 (YTD Data)Rank
Total interest income$4,397,0007,018
Total interest expense$2,117,0006,820
Net interest income$2,280,0007,055
Provision for loan and lease losses$409,0003,414
Total noninterest income$320,0007,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0008,077
Trading account gains and feesNANA
Additional Noninterest Income$205,0005,595
Total noninterest expense$2,036,0006,284
Salaries and employee benefits$1,079,0005,662
Premises and equipment expense$218,0007,441
Additional noninterest expense$739,0006,491
Pre-tax net operating income$155,00011,482
Securities gains (losses)$273,0001,622
Applicable income taxes$125,0009,233
Income before extraordinary items$303,0009,276
Extraordinary gains, net$01,422
Net income$303,0009,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0003,729
Cash dividends$80,0006,992
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$109,17011,514

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.