Home > Bank of Richmondville > Income and Expense
Bank of Richmondville, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $6,261,000 | 3,421 |
Total interest expense | $713,000 | 3,935 |
Net interest income | $5,548,000 | 3,228 |
Provision for loan and lease losses | $125,000 | 2,306 |
Total noninterest income | $934,000 | 2,814 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $196,000 | 2,700 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $738,000 | 2,609 |
Total noninterest expense | $4,668,000 | 3,159 |
Salaries and employee benefits | $2,761,000 | 3,055 |
Premises and equipment expense | $397,000 | 3,261 |
Additional noninterest expense | $738,000 | 2,609 |
Pre-tax net operating income | $1,689,000 | 3,137 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $150,000 | 2,597 |
Income before extraordinary items | $1,539,000 | 3,050 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,539,000 | 3,084 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $1,539,000 | 3,052 |
Net charge-offs | $22,000 | 2,167 |
Cash dividends | $391,000 | 2,916 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $1,539,000 | 3,087 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $4,587,000 | 3,432 |
Total interest expense | $448,000 | 3,979 |
Net interest income | $4,139,000 | 3,248 |
Provision for loan and lease losses | $100,000 | 2,122 |
Total noninterest income | $642,000 | 2,913 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $147,000 | 2,725 |
Trading account gains and fees | $0 | 125 |
Additional Noninterest Income | $495,000 | 2,691 |
Total noninterest expense | $3,491,000 | 3,136 |
Salaries and employee benefits | $2,095,000 | 3,017 |
Premises and equipment expense | $282,000 | 3,342 |
Additional noninterest expense | $495,000 | 2,690 |
Pre-tax net operating income | $1,190,000 | 3,265 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $86,000 | 2,791 |
Income before extraordinary items | $1,104,000 | 3,188 |
Extraordinary gains, net | $0 | 52 |
Net income | $1,104,000 | 3,221 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,104,000 | 3,189 |
Net charge-offs | $20,000 | 1,896 |
Cash dividends | $287,000 | 2,599 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $1,104,000 | 3,216 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $2,991,000 | 3,439 |
Total interest expense | $244,000 | 4,015 |
Net interest income | $2,747,000 | 3,276 |
Provision for loan and lease losses | $70,000 | 2,027 |
Total noninterest income | $462,000 | 2,793 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $98,000 | 2,710 |
Trading account gains and fees | $0 | 112 |
Additional Noninterest Income | $364,000 | 2,552 |
Total noninterest expense | $2,347,000 | 3,126 |
Salaries and employee benefits | $1,411,000 | 3,009 |
Premises and equipment expense | $196,000 | 3,296 |
Additional noninterest expense | $364,000 | 2,547 |
Pre-tax net operating income | $792,000 | 3,295 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $66,000 | 2,744 |
Income before extraordinary items | $726,000 | 3,234 |
Extraordinary gains, net | $0 | 51 |
Net income | $726,000 | 3,268 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $726,000 | 3,233 |
Net charge-offs | $13,000 | 1,714 |
Cash dividends | $192,000 | 2,561 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $726,000 | 3,243 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $1,477,000 | 3,450 |
Total interest expense | $86,000 | 4,132 |
Net interest income | $1,391,000 | 3,255 |
Provision for loan and lease losses | $30,000 | 1,903 |
Total noninterest income | $204,000 | 2,925 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $49,000 | 2,739 |
Trading account gains and fees | $0 | 97 |
Additional Noninterest Income | $155,000 | 2,715 |
Total noninterest expense | $1,180,000 | 3,153 |
Salaries and employee benefits | $700,000 | 3,069 |
Premises and equipment expense | $111,000 | 3,172 |
Additional noninterest expense | $155,000 | 2,715 |
Pre-tax net operating income | $385,000 | 3,377 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $24,000 | 2,902 |
Income before extraordinary items | $361,000 | 3,287 |
Extraordinary gains, net | $0 | 4 |
Net income | $361,000 | 3,286 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $361,000 | 3,287 |
Net charge-offs | $-1,000 | 3,238 |
Cash dividends | $96,000 | 2,100 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $361,000 | 3,314 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $5,089,000 | 3,446 |
Total interest expense | $246,000 | 3,907 |
Net interest income | $4,843,000 | 3,378 |
Provision for loan and lease losses | $240,000 | 1,681 |
Total noninterest income | $1,847,000 | 2,123 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $188,000 | 2,817 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $1,659,000 | 1,809 |
Total noninterest expense | $4,203,000 | 3,285 |
Salaries and employee benefits | $2,510,000 | 3,191 |
Premises and equipment expense | $359,000 | 3,444 |
Additional noninterest expense | $1,659,000 | 1,809 |
Pre-tax net operating income | $2,247,000 | 2,985 |
Securities gains (losses) | $-42,000 | 3,715 |
Applicable income taxes | $171,000 | 2,716 |
Income before extraordinary items | $2,034,000 | 2,922 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,034,000 | 2,919 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $2,034,000 | 2,921 |
Net charge-offs | $51,000 | 1,524 |
Cash dividends | $383,000 | 2,873 |
Sale, conversion, retirement of capital stock, net | $0 | 568 |
Net operating income | $2,072,640 | 2,932 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $3,633,000 | 3,478 |
Total interest expense | $174,000 | 3,840 |
Net interest income | $3,459,000 | 3,430 |
Provision for loan and lease losses | $150,000 | 1,628 |
Total noninterest income | $644,000 | 3,018 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $138,000 | 2,861 |
Trading account gains and fees | $0 | 111 |
Additional Noninterest Income | $506,000 | 2,795 |
Total noninterest expense | $3,095,000 | 3,301 |
Salaries and employee benefits | $1,832,000 | 3,217 |
Premises and equipment expense | $266,000 | 3,469 |
Additional noninterest expense | $506,000 | 2,795 |
Pre-tax net operating income | $858,000 | 3,681 |
Securities gains (losses) | $-42,000 | 4,078 |
Applicable income taxes | $58,000 | 3,103 |
Income before extraordinary items | $758,000 | 3,641 |
Extraordinary gains, net | $0 | 4 |
Net income | $758,000 | 3,640 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $758,000 | 3,640 |
Net charge-offs | $45,000 | 1,274 |
Cash dividends | $275,000 | 2,568 |
Sale, conversion, retirement of capital stock, net | $0 | 519 |
Net operating income | $797,060 | 3,625 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $2,293,000 | 3,530 |
Total interest expense | $116,000 | 3,809 |
Net interest income | $2,177,000 | 3,493 |
Provision for loan and lease losses | $65,000 | 1,739 |
Total noninterest income | $346,000 | 3,242 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $92,000 | 2,875 |
Trading account gains and fees | $0 | 108 |
Additional Noninterest Income | $254,000 | 3,096 |
Total noninterest expense | $2,029,000 | 3,320 |
Salaries and employee benefits | $1,205,000 | 3,246 |
Premises and equipment expense | $176,000 | 3,484 |
Additional noninterest expense | $648,000 | 3,317 |
Pre-tax net operating income | $429,000 | 3,809 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $39,000 | 3,036 |
Income before extraordinary items | $390,000 | 3,751 |
Extraordinary gains, net | $0 | 4 |
Net income | $390,000 | 3,751 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $390,000 | 3,751 |
Net charge-offs | $52,000 | 944 |
Cash dividends | $183,000 | 2,516 |
Sale, conversion, retirement of capital stock, net | $0 | 494 |
Net operating income | $390,000 | 3,788 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $1,107,000 | 3,537 |
Total interest expense | $57,000 | 3,810 |
Net interest income | $1,050,000 | 3,494 |
Provision for loan and lease losses | $30,000 | 1,548 |
Total noninterest income | $141,000 | 3,412 |
Gross Fiduciary activities income | $0 | 892 |
Service charges on deposit accounts | $47,000 | 2,821 |
Trading account gains and fees | $0 | 103 |
Additional Noninterest Income | $94,000 | 3,336 |
Total noninterest expense | $1,026,000 | 3,315 |
Salaries and employee benefits | $602,000 | 3,240 |
Premises and equipment expense | $101,000 | 3,333 |
Additional noninterest expense | $323,000 | 3,308 |
Pre-tax net operating income | $135,000 | 3,993 |
Securities gains (losses) | $0 | 623 |
Applicable income taxes | $-5,000 | 4,616 |
Income before extraordinary items | $140,000 | 3,895 |
Extraordinary gains, net | $0 | 4 |
Net income | $140,000 | 3,893 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $140,000 | 3,895 |
Net charge-offs | $2,000 | 1,559 |
Cash dividends | $92,000 | 2,026 |
Sale, conversion, retirement of capital stock, net | $0 | 453 |
Net operating income | $140,000 | 3,914 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $4,724,000 | 3,559 |
Total interest expense | $303,000 | 3,750 |
Net interest income | $4,421,000 | 3,502 |
Provision for loan and lease losses | $80,000 | 2,316 |
Total noninterest income | $527,000 | 3,602 |
Gross Fiduciary activities income | $0 | 994 |
Service charges on deposit accounts | $168,000 | 2,892 |
Trading account gains and fees | $0 | 132 |
Additional Noninterest Income | $359,000 | 3,571 |
Total noninterest expense | $4,012,000 | 3,358 |
Salaries and employee benefits | $2,400,000 | 3,258 |
Premises and equipment expense | $330,000 | 3,602 |
Additional noninterest expense | $1,282,000 | 3,338 |
Pre-tax net operating income | $856,000 | 3,941 |
Securities gains (losses) | $7,000 | 1,785 |
Applicable income taxes | $104,000 | 3,048 |
Income before extraordinary items | $759,000 | 3,950 |
Extraordinary gains, net | $0 | 10 |
Net income | $759,000 | 3,950 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $759,000 | 3,950 |
Net charge-offs | $149,000 | 1,158 |
Cash dividends | $375,000 | 2,989 |
Sale, conversion, retirement of capital stock, net | $0 | 582 |
Net operating income | $752,840 | 3,938 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $3,558,000 | 3,623 |
Total interest expense | $240,000 | 3,794 |
Net interest income | $3,318,000 | 3,582 |
Provision for loan and lease losses | $80,000 | 2,120 |
Total noninterest income | $394,000 | 3,647 |
Gross Fiduciary activities income | $0 | 957 |
Service charges on deposit accounts | $124,000 | 2,926 |
Trading account gains and fees | $0 | 132 |
Additional Noninterest Income | $270,000 | 3,617 |
Total noninterest expense | $3,021,000 | 3,366 |
Salaries and employee benefits | $1,801,000 | 3,268 |
Premises and equipment expense | $249,000 | 3,642 |
Additional noninterest expense | $971,000 | 3,337 |
Pre-tax net operating income | $611,000 | 4,102 |
Securities gains (losses) | $7,000 | 1,699 |
Applicable income taxes | $60,000 | 3,135 |
Income before extraordinary items | $558,000 | 4,105 |
Extraordinary gains, net | $0 | 8 |
Net income | $558,000 | 4,104 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $558,000 | 4,105 |
Net charge-offs | $48,000 | 1,371 |
Cash dividends | $275,000 | 2,713 |
Sale, conversion, retirement of capital stock, net | $0 | 543 |
Net operating income | $551,700 | 4,090 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $2,357,000 | 3,657 |
Total interest expense | $168,000 | 3,804 |
Net interest income | $2,189,000 | 3,612 |
Provision for loan and lease losses | $60,000 | 1,979 |
Total noninterest income | $262,000 | 3,654 |
Gross Fiduciary activities income | $0 | 951 |
Service charges on deposit accounts | $81,000 | 2,911 |
Trading account gains and fees | $0 | 133 |
Additional Noninterest Income | $181,000 | 3,619 |
Total noninterest expense | $2,019,000 | 3,362 |
Salaries and employee benefits | $1,211,000 | 3,254 |
Premises and equipment expense | $172,000 | 3,611 |
Additional noninterest expense | $636,000 | 3,364 |
Pre-tax net operating income | $372,000 | 4,170 |
Securities gains (losses) | $7,000 | 1,515 |
Applicable income taxes | $33,000 | 3,182 |
Income before extraordinary items | $346,000 | 4,160 |
Extraordinary gains, net | $0 | 6 |
Net income | $346,000 | 4,159 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $346,000 | 4,160 |
Net charge-offs | $32,000 | 1,318 |
Cash dividends | $183,000 | 2,660 |
Sale, conversion, retirement of capital stock, net | $0 | 517 |
Net operating income | $339,630 | 4,146 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $1,181,000 | 3,656 |
Total interest expense | $84,000 | 3,870 |
Net interest income | $1,097,000 | 3,589 |
Provision for loan and lease losses | $30,000 | 1,982 |
Total noninterest income | $117,000 | 3,741 |
Gross Fiduciary activities income | $0 | 922 |
Service charges on deposit accounts | $40,000 | 2,905 |
Trading account gains and fees | $0 | 127 |
Additional Noninterest Income | $77,000 | 3,726 |
Total noninterest expense | $1,004,000 | 3,361 |
Salaries and employee benefits | $605,000 | 3,253 |
Premises and equipment expense | $88,000 | 3,592 |
Additional noninterest expense | $311,000 | 3,365 |
Pre-tax net operating income | $180,000 | 4,157 |
Securities gains (losses) | $0 | 1,392 |
Applicable income taxes | $17,000 | 3,132 |
Income before extraordinary items | $163,000 | 4,168 |
Extraordinary gains, net | $0 | 3 |
Net income | $163,000 | 4,167 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $163,000 | 4,168 |
Net charge-offs | $24,000 | 1,089 |
Cash dividends | $92,000 | 2,164 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $163,000 | 4,148 |
2020-12-31 (YTD Data) | Rank | |
Total interest income | $4,938,000 | 3,611 |
Total interest expense | $371,000 | 4,115 |
Net interest income | $4,567,000 | 3,486 |
Provision for loan and lease losses | $132,000 | 3,356 |
Total noninterest income | $489,000 | 3,640 |
Gross Fiduciary activities income | $0 | 1,030 |
Service charges on deposit accounts | $164,000 | 3,001 |
Trading account gains and fees | $0 | 133 |
Additional Noninterest Income | $325,000 | 3,557 |
Total noninterest expense | $3,945,000 | 3,395 |
Salaries and employee benefits | $2,392,000 | 3,272 |
Premises and equipment expense | $394,000 | 3,433 |
Additional noninterest expense | $1,159,000 | 3,479 |
Pre-tax net operating income | $979,000 | 3,715 |
Securities gains (losses) | $17,000 | 2,162 |
Applicable income taxes | $109,000 | 2,901 |
Income before extraordinary items | $887,000 | 3,766 |
Extraordinary gains, net | $0 | 4 |
Net income | $887,000 | 3,766 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $887,000 | 3,766 |
Net charge-offs | $2,000 | 3,319 |
Cash dividends | $374,000 | 3,044 |
Sale, conversion, retirement of capital stock, net | $0 | 566 |
Net operating income | $871,870 | 3,723 |
2020-09-30 (YTD Data) | Rank | |
Total interest income | $3,720,000 | 3,635 |
Total interest expense | $281,000 | 4,187 |
Net interest income | $3,439,000 | 3,510 |
Provision for loan and lease losses | $96,000 | 3,337 |
Total noninterest income | $365,000 | 3,636 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $122,000 | 3,020 |
Trading account gains and fees | $0 | 125 |
Additional Noninterest Income | $243,000 | 3,544 |
Total noninterest expense | $2,973,000 | 3,374 |
Salaries and employee benefits | $1,793,000 | 3,265 |
Premises and equipment expense | $315,000 | 3,327 |
Additional noninterest expense | $865,000 | 3,456 |
Pre-tax net operating income | $735,000 | 3,743 |
Securities gains (losses) | $17,000 | 1,977 |
Applicable income taxes | $112,000 | 2,736 |
Income before extraordinary items | $640,000 | 3,812 |
Extraordinary gains, net | $0 | 4 |
Net income | $640,000 | 3,811 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $640,000 | 3,812 |
Net charge-offs | $-10,000 | 4,251 |
Cash dividends | $279,000 | 2,771 |
Sale, conversion, retirement of capital stock, net | $0 | 532 |
Net operating income | $625,550 | 3,780 |
2020-06-30 (YTD Data) | Rank | |
Total interest income | $2,492,000 | 3,666 |
Total interest expense | $189,000 | 4,259 |
Net interest income | $2,303,000 | 3,528 |
Provision for loan and lease losses | $72,000 | 3,229 |
Total noninterest income | $250,000 | 3,600 |
Gross Fiduciary activities income | $0 | 970 |
Service charges on deposit accounts | $82,000 | 3,048 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $168,000 | 3,487 |
Total noninterest expense | $1,969,000 | 3,393 |
Salaries and employee benefits | $1,200,000 | 3,270 |
Premises and equipment expense | $198,000 | 3,421 |
Additional noninterest expense | $571,000 | 3,488 |
Pre-tax net operating income | $512,000 | 3,698 |
Securities gains (losses) | $3,000 | 2,083 |
Applicable income taxes | $47,000 | 2,924 |
Income before extraordinary items | $468,000 | 3,721 |
Extraordinary gains, net | $0 | 4 |
Net income | $468,000 | 3,721 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $468,000 | 3,721 |
Net charge-offs | $3,000 | 2,778 |
Cash dividends | $183,000 | 2,725 |
Sale, conversion, retirement of capital stock, net | $0 | 504 |
Net operating income | $465,270 | 3,682 |
2020-03-31 (YTD Data) | Rank | |
Total interest income | $1,260,000 | 3,672 |
Total interest expense | $95,000 | 4,362 |
Net interest income | $1,165,000 | 3,474 |
Provision for loan and lease losses | $36,000 | 2,755 |
Total noninterest income | $149,000 | 3,392 |
Gross Fiduciary activities income | $0 | 941 |
Service charges on deposit accounts | $48,000 | 3,105 |
Trading account gains and fees | $0 | 106 |
Additional Noninterest Income | $101,000 | 3,167 |
Total noninterest expense | $1,005,000 | 3,390 |
Salaries and employee benefits | $619,000 | 3,250 |
Premises and equipment expense | $97,000 | 3,470 |
Additional noninterest expense | $289,000 | 3,509 |
Pre-tax net operating income | $273,000 | 3,501 |
Securities gains (losses) | $3,000 | 1,525 |
Applicable income taxes | $30,000 | 2,699 |
Income before extraordinary items | $246,000 | 3,504 |
Extraordinary gains, net | $0 | 4 |
Net income | $246,000 | 3,505 |
Minority interest net income | $0 | 56 |
Net income of bank and minority interests. | $246,000 | 3,505 |
Net charge-offs | $2,000 | 2,313 |
Cash dividends | $92,000 | 2,340 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $243,330 | 3,496 |
2019-12-31 (YTD Data) | Rank | |
Total interest income | $5,084,000 | 3,710 |
Total interest expense | $385,000 | 4,376 |
Net interest income | $4,699,000 | 3,516 |
Provision for loan and lease losses | $180,000 | 2,435 |
Total noninterest income | $661,000 | 3,335 |
Gross Fiduciary activities income | $0 | 1,051 |
Service charges on deposit accounts | $210,000 | 3,107 |
Trading account gains and fees | $0 | 135 |
Additional Noninterest Income | $451,000 | 3,140 |
Total noninterest expense | $4,149,000 | 3,356 |
Salaries and employee benefits | $2,550,000 | 3,200 |
Premises and equipment expense | $393,000 | 3,510 |
Additional noninterest expense | $1,206,000 | 3,480 |
Pre-tax net operating income | $1,031,000 | 3,820 |
Securities gains (losses) | $3,000 | 2,172 |
Applicable income taxes | $122,000 | 2,932 |
Income before extraordinary items | $912,000 | 3,874 |
Extraordinary gains, net | $0 | 11 |
Net income | $912,000 | 3,874 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $912,000 | 3,875 |
Net charge-offs | $191,000 | 1,727 |
Cash dividends | $374,000 | 3,192 |
Sale, conversion, retirement of capital stock, net | $0 | 626 |
Net operating income | $909,360 | 3,851 |
2019-09-30 (YTD Data) | Rank | |
Total interest income | $3,766,000 | 3,777 |
Total interest expense | $281,000 | 4,449 |
Net interest income | $3,485,000 | 3,592 |
Provision for loan and lease losses | $135,000 | 2,339 |
Total noninterest income | $507,000 | 3,323 |
Gross Fiduciary activities income | $0 | 1,014 |
Service charges on deposit accounts | $160,000 | 3,121 |
Trading account gains and fees | $0 | 129 |
Additional Noninterest Income | $347,000 | 3,120 |
Total noninterest expense | $3,096,000 | 3,382 |
Salaries and employee benefits | $1,896,000 | 3,236 |
Premises and equipment expense | $290,000 | 3,564 |
Additional noninterest expense | $910,000 | 3,493 |
Pre-tax net operating income | $761,000 | 3,945 |
Securities gains (losses) | $3,000 | 1,926 |
Applicable income taxes | $79,000 | 3,063 |
Income before extraordinary items | $685,000 | 3,961 |
Extraordinary gains, net | $0 | 11 |
Net income | $685,000 | 3,960 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $685,000 | 3,961 |
Net charge-offs | $193,000 | 1,325 |
Cash dividends | $274,000 | 2,948 |
Sale, conversion, retirement of capital stock, net | $0 | 590 |
Net operating income | $682,300 | 3,941 |
2019-06-30 (YTD Data) | Rank | |
Total interest income | $2,529,000 | 3,773 |
Total interest expense | $178,000 | 4,510 |
Net interest income | $2,351,000 | 3,584 |
Provision for loan and lease losses | $90,000 | 2,284 |
Total noninterest income | $340,000 | 3,280 |
Gross Fiduciary activities income | $0 | 1,004 |
Service charges on deposit accounts | $105,000 | 3,141 |
Trading account gains and fees | $0 | 131 |
Additional Noninterest Income | $235,000 | 3,077 |
Total noninterest expense | $2,050,000 | 3,422 |
Salaries and employee benefits | $1,259,000 | 3,252 |
Premises and equipment expense | $202,000 | 3,495 |
Additional noninterest expense | $589,000 | 3,581 |
Pre-tax net operating income | $551,000 | 3,864 |
Securities gains (losses) | $0 | 1,702 |
Applicable income taxes | $68,000 | 2,936 |
Income before extraordinary items | $483,000 | 3,899 |
Extraordinary gains, net | $0 | 11 |
Net income | $483,000 | 3,897 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $483,000 | 3,898 |
Net charge-offs | $175,000 | 1,074 |
Cash dividends | $183,000 | 2,903 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $483,000 | 3,887 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $1,267,000 | 3,797 |
Total interest expense | $84,000 | 4,564 |
Net interest income | $1,183,000 | 3,601 |
Provision for loan and lease losses | $45,000 | 2,137 |
Total noninterest income | $159,000 | 3,342 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $52,000 | 3,163 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $107,000 | 3,137 |
Total noninterest expense | $1,028,000 | 3,442 |
Salaries and employee benefits | $630,000 | 3,295 |
Premises and equipment expense | $110,000 | 3,388 |
Additional noninterest expense | $288,000 | 3,637 |
Pre-tax net operating income | $269,000 | 3,905 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $28,000 | 2,989 |
Income before extraordinary items | $241,000 | 3,892 |
Extraordinary gains, net | $0 | 5 |
Net income | $241,000 | 3,890 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $241,000 | 3,891 |
Net charge-offs | $178,000 | 661 |
Cash dividends | $91,000 | 2,474 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $241,000 | 3,889 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $4,960,000 | 3,757 |
Total interest expense | $282,000 | 4,558 |
Net interest income | $4,678,000 | 3,612 |
Provision for loan and lease losses | $170,000 | 2,537 |
Total noninterest income | $532,000 | 3,697 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $210,000 | 3,257 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $322,000 | 3,598 |
Total noninterest expense | $4,014,000 | 3,489 |
Salaries and employee benefits | $2,375,000 | 3,378 |
Premises and equipment expense | $399,000 | 3,530 |
Additional noninterest expense | $1,240,000 | 3,525 |
Pre-tax net operating income | $1,026,000 | 3,994 |
Securities gains (losses) | $0 | 1,125 |
Applicable income taxes | $105,000 | 3,070 |
Income before extraordinary items | $921,000 | 3,988 |
Extraordinary gains, net | $0 | 6 |
Net income | $921,000 | 3,987 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $921,000 | 3,987 |
Net charge-offs | $74,000 | 2,363 |
Cash dividends | $371,000 | 3,225 |
Sale, conversion, retirement of capital stock, net | $-970,000 | 5,390 |
Net operating income | $921,000 | 3,999 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $3,721,000 | 3,787 |
Total interest expense | $207,000 | 4,574 |
Net interest income | $3,514,000 | 3,642 |
Provision for loan and lease losses | $125,000 | 2,416 |
Total noninterest income | $352,000 | 3,903 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $154,000 | 3,307 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $198,000 | 3,850 |
Total noninterest expense | $3,001,000 | 3,507 |
Salaries and employee benefits | $1,762,000 | 3,394 |
Premises and equipment expense | $302,000 | 3,556 |
Additional noninterest expense | $937,000 | 3,531 |
Pre-tax net operating income | $740,000 | 4,121 |
Securities gains (losses) | $0 | 1,118 |
Applicable income taxes | $87,000 | 3,082 |
Income before extraordinary items | $653,000 | 4,117 |
Extraordinary gains, net | $0 | 5 |
Net income | $653,000 | 4,116 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $653,000 | 4,116 |
Net charge-offs | $75,000 | 1,941 |
Cash dividends | $275,000 | 2,911 |
Sale, conversion, retirement of capital stock, net | $-970,000 | 5,463 |
Net operating income | $653,000 | 4,116 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $2,470,000 | 3,787 |
Total interest expense | $142,000 | 4,532 |
Net interest income | $2,328,000 | 3,656 |
Provision for loan and lease losses | $80,000 | 2,377 |
Total noninterest income | $226,000 | 3,963 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $105,000 | 3,270 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $121,000 | 3,968 |
Total noninterest expense | $2,026,000 | 3,492 |
Salaries and employee benefits | $1,178,000 | 3,410 |
Premises and equipment expense | $211,000 | 3,502 |
Additional noninterest expense | $637,000 | 3,502 |
Pre-tax net operating income | $448,000 | 4,225 |
Securities gains (losses) | $0 | 961 |
Applicable income taxes | $35,000 | 3,307 |
Income before extraordinary items | $413,000 | 4,178 |
Extraordinary gains, net | $0 | 6 |
Net income | $413,000 | 4,177 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $413,000 | 4,177 |
Net charge-offs | $71,000 | 1,535 |
Cash dividends | $181,000 | 2,881 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $413,000 | 4,182 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $1,222,000 | 3,818 |
Total interest expense | $78,000 | 4,405 |
Net interest income | $1,144,000 | 3,701 |
Provision for loan and lease losses | $35,000 | 2,343 |
Total noninterest income | $127,000 | 3,808 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $54,000 | 3,253 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $73,000 | 3,765 |
Total noninterest expense | $1,007,000 | 3,544 |
Salaries and employee benefits | $592,000 | 3,432 |
Premises and equipment expense | $108,000 | 3,514 |
Additional noninterest expense | $307,000 | 3,607 |
Pre-tax net operating income | $229,000 | 4,194 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $10,000 | 3,495 |
Income before extraordinary items | $219,000 | 4,080 |
Extraordinary gains, net | $0 | 7 |
Net income | $219,000 | 4,080 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $219,000 | 4,080 |
Net charge-offs | $3,000 | 2,344 |
Cash dividends | $90,000 | 2,388 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $219,000 | 4,092 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $4,860,000 | 3,802 |
Total interest expense | $279,000 | 4,486 |
Net interest income | $4,581,000 | 3,693 |
Provision for loan and lease losses | $227,000 | 2,256 |
Total noninterest income | $479,000 | 3,989 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $211,000 | 3,384 |
Trading account gains and fees | $0 | 151 |
Additional Noninterest Income | $268,000 | 3,911 |
Total noninterest expense | $3,927,000 | 3,582 |
Salaries and employee benefits | $2,304,000 | 3,477 |
Premises and equipment expense | $382,000 | 3,746 |
Additional noninterest expense | $1,241,000 | 3,604 |
Pre-tax net operating income | $906,000 | 4,185 |
Securities gains (losses) | $9,000 | 1,639 |
Applicable income taxes | $137,000 | 3,148 |
Income before extraordinary items | $778,000 | 4,037 |
Extraordinary gains, net | $0 | 9 |
Net income | $778,000 | 4,037 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $778,000 | 4,037 |
Net charge-offs | $400,000 | 1,265 |
Cash dividends | $370,000 | 3,243 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $770,350 | 4,034 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $3,659,000 | 3,822 |
Total interest expense | $212,000 | 4,494 |
Net interest income | $3,447,000 | 3,719 |
Provision for loan and lease losses | $197,000 | 2,050 |
Total noninterest income | $377,000 | 3,964 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $160,000 | 3,386 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $217,000 | 3,878 |
Total noninterest expense | $2,869,000 | 3,647 |
Salaries and employee benefits | $1,733,000 | 3,493 |
Premises and equipment expense | $298,000 | 3,693 |
Additional noninterest expense | $838,000 | 3,823 |
Pre-tax net operating income | $758,000 | 4,129 |
Securities gains (losses) | $9,000 | 1,660 |
Applicable income taxes | $161,000 | 2,895 |
Income before extraordinary items | $606,000 | 4,185 |
Extraordinary gains, net | $0 | 9 |
Net income | $606,000 | 4,184 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $606,000 | 4,185 |
Net charge-offs | $247,000 | 1,247 |
Cash dividends | $275,000 | 2,926 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $598,890 | 4,191 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $2,447,000 | 3,820 |
Total interest expense | $141,000 | 4,507 |
Net interest income | $2,306,000 | 3,714 |
Provision for loan and lease losses | $122,000 | 2,036 |
Total noninterest income | $249,000 | 3,991 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $110,000 | 3,347 |
Trading account gains and fees | $0 | 139 |
Additional Noninterest Income | $139,000 | 3,946 |
Total noninterest expense | $1,938,000 | 3,628 |
Salaries and employee benefits | $1,163,000 | 3,498 |
Premises and equipment expense | $198,000 | 3,726 |
Additional noninterest expense | $577,000 | 3,784 |
Pre-tax net operating income | $495,000 | 4,142 |
Securities gains (losses) | $9,000 | 1,292 |
Applicable income taxes | $102,000 | 2,920 |
Income before extraordinary items | $402,000 | 4,148 |
Extraordinary gains, net | $0 | 11 |
Net income | $402,000 | 4,147 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $402,000 | 4,148 |
Net charge-offs | $151,000 | 1,243 |
Cash dividends | $181,000 | 2,891 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $394,800 | 4,163 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $1,208,000 | 3,853 |
Total interest expense | $71,000 | 4,510 |
Net interest income | $1,137,000 | 3,758 |
Provision for loan and lease losses | $52,000 | 2,047 |
Total noninterest income | $128,000 | 3,948 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $55,000 | 3,369 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $73,000 | 3,899 |
Total noninterest expense | $978,000 | 3,652 |
Salaries and employee benefits | $585,000 | 3,528 |
Premises and equipment expense | $102,000 | 3,705 |
Additional noninterest expense | $291,000 | 3,788 |
Pre-tax net operating income | $235,000 | 4,179 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $43,000 | 2,982 |
Income before extraordinary items | $192,000 | 4,183 |
Extraordinary gains, net | $0 | 8 |
Net income | $192,000 | 4,183 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $192,000 | 4,183 |
Net charge-offs | $77,000 | 1,067 |
Cash dividends | $90,000 | 2,436 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $192,000 | 4,169 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $4,753,000 | 3,895 |
Total interest expense | $238,000 | 4,774 |
Net interest income | $4,515,000 | 3,769 |
Provision for loan and lease losses | $144,000 | 2,783 |
Total noninterest income | $566,000 | 3,911 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $237,000 | 3,341 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $329,000 | 3,830 |
Total noninterest expense | $3,913,000 | 3,687 |
Salaries and employee benefits | $2,342,000 | 3,530 |
Premises and equipment expense | $372,000 | 3,912 |
Additional noninterest expense | $1,199,000 | 3,819 |
Pre-tax net operating income | $1,024,000 | 4,046 |
Securities gains (losses) | $-1,000 | 5,500 |
Applicable income taxes | $210,000 | 2,898 |
Income before extraordinary items | $813,000 | 4,161 |
Extraordinary gains, net | $0 | 5 |
Net income | $813,000 | 4,158 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $813,000 | 4,160 |
Net charge-offs | $289,000 | 1,564 |
Cash dividends | $370,000 | 3,276 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $813,790 | 4,099 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $3,556,000 | 3,927 |
Total interest expense | $171,000 | 4,864 |
Net interest income | $3,385,000 | 3,799 |
Provision for loan and lease losses | $108,000 | 2,656 |
Total noninterest income | $440,000 | 3,887 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $179,000 | 3,353 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $261,000 | 3,769 |
Total noninterest expense | $2,935,000 | 3,694 |
Salaries and employee benefits | $1,751,000 | 3,532 |
Premises and equipment expense | $274,000 | 3,965 |
Additional noninterest expense | $910,000 | 3,815 |
Pre-tax net operating income | $782,000 | 4,070 |
Securities gains (losses) | $-1,000 | 5,663 |
Applicable income taxes | $187,000 | 2,848 |
Income before extraordinary items | $594,000 | 4,266 |
Extraordinary gains, net | $0 | 5 |
Net income | $594,000 | 4,265 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $594,000 | 4,266 |
Net charge-offs | $112,000 | 1,975 |
Cash dividends | $275,000 | 2,961 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $594,760 | 4,188 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $2,378,000 | 3,948 |
Total interest expense | $118,000 | 4,871 |
Net interest income | $2,260,000 | 3,815 |
Provision for loan and lease losses | $72,000 | 2,589 |
Total noninterest income | $307,000 | 3,805 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $120,000 | 3,343 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $187,000 | 3,698 |
Total noninterest expense | $1,973,000 | 3,706 |
Salaries and employee benefits | $1,166,000 | 3,560 |
Premises and equipment expense | $189,000 | 3,922 |
Additional noninterest expense | $618,000 | 3,798 |
Pre-tax net operating income | $522,000 | 4,081 |
Securities gains (losses) | $-1,000 | 5,765 |
Applicable income taxes | $126,000 | 2,847 |
Income before extraordinary items | $395,000 | 4,284 |
Extraordinary gains, net | $0 | 16 |
Net income | $395,000 | 4,281 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $395,000 | 4,282 |
Net charge-offs | $82,000 | 1,800 |
Cash dividends | $180,000 | 2,931 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $395,760 | 4,210 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $1,198,000 | 3,950 |
Total interest expense | $63,000 | 4,808 |
Net interest income | $1,135,000 | 3,817 |
Provision for loan and lease losses | $36,000 | 2,426 |
Total noninterest income | $145,000 | 3,878 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $62,000 | 3,264 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $83,000 | 3,818 |
Total noninterest expense | $988,000 | 3,743 |
Salaries and employee benefits | $585,000 | 3,580 |
Premises and equipment expense | $99,000 | 3,882 |
Additional noninterest expense | $304,000 | 3,854 |
Pre-tax net operating income | $256,000 | 4,100 |
Securities gains (losses) | $-1,000 | 5,825 |
Applicable income taxes | $81,000 | 2,628 |
Income before extraordinary items | $174,000 | 4,428 |
Extraordinary gains, net | $0 | 12 |
Net income | $174,000 | 4,426 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $174,000 | 4,428 |
Net charge-offs | $9,000 | 2,377 |
Cash dividends | $90,000 | 2,452 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $174,680 | 4,370 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $4,637,000 | 4,022 |
Total interest expense | $253,000 | 4,868 |
Net interest income | $4,384,000 | 3,877 |
Provision for loan and lease losses | $184,000 | 2,420 |
Total noninterest income | $477,000 | 4,242 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $240,000 | 3,414 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $237,000 | 4,257 |
Total noninterest expense | $3,864,000 | 3,789 |
Salaries and employee benefits | $2,299,000 | 3,613 |
Premises and equipment expense | $391,000 | 3,957 |
Additional noninterest expense | $1,174,000 | 3,963 |
Pre-tax net operating income | $813,000 | 4,380 |
Securities gains (losses) | $12,000 | 2,504 |
Applicable income taxes | $95,000 | 3,346 |
Income before extraordinary items | $730,000 | 4,364 |
Extraordinary gains, net | $0 | 23 |
Net income | $730,000 | 4,361 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $730,000 | 4,363 |
Net charge-offs | $77,000 | 2,887 |
Cash dividends | $366,000 | 3,234 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $719,440 | 4,336 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $3,469,000 | 4,058 |
Total interest expense | $191,000 | 4,935 |
Net interest income | $3,278,000 | 3,922 |
Provision for loan and lease losses | $162,000 | 2,192 |
Total noninterest income | $348,000 | 4,314 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $176,000 | 3,472 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $172,000 | 4,326 |
Total noninterest expense | $2,896,000 | 3,816 |
Salaries and employee benefits | $1,717,000 | 3,640 |
Premises and equipment expense | $299,000 | 3,958 |
Additional noninterest expense | $880,000 | 3,988 |
Pre-tax net operating income | $568,000 | 4,577 |
Securities gains (losses) | $12,000 | 2,263 |
Applicable income taxes | $117,000 | 3,177 |
Income before extraordinary items | $463,000 | 4,670 |
Extraordinary gains, net | $0 | 21 |
Net income | $463,000 | 4,673 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $463,000 | 4,674 |
Net charge-offs | $26,000 | 3,214 |
Cash dividends | $271,000 | 2,899 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $453,400 | 4,638 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $2,301,000 | 4,094 |
Total interest expense | $128,000 | 4,971 |
Net interest income | $2,173,000 | 3,950 |
Provision for loan and lease losses | $108,000 | 2,144 |
Total noninterest income | $223,000 | 4,376 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $116,000 | 3,467 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $107,000 | 4,442 |
Total noninterest expense | $1,948,000 | 3,829 |
Salaries and employee benefits | $1,151,000 | 3,650 |
Premises and equipment expense | $204,000 | 3,953 |
Additional noninterest expense | $593,000 | 3,979 |
Pre-tax net operating income | $340,000 | 4,692 |
Securities gains (losses) | $-2,000 | 5,970 |
Applicable income taxes | $64,000 | 3,312 |
Income before extraordinary items | $274,000 | 4,804 |
Extraordinary gains, net | $0 | 22 |
Net income | $274,000 | 4,806 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $274,000 | 4,807 |
Net charge-offs | $27,000 | 2,754 |
Cash dividends | $180,000 | 2,857 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $275,620 | 4,735 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,140,000 | 4,125 |
Total interest expense | $63,000 | 5,034 |
Net interest income | $1,077,000 | 3,984 |
Provision for loan and lease losses | $54,000 | 2,022 |
Total noninterest income | $110,000 | 4,388 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $56,000 | 3,514 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $54,000 | 4,430 |
Total noninterest expense | $987,000 | 3,822 |
Salaries and employee benefits | $576,000 | 3,678 |
Premises and equipment expense | $113,000 | 3,790 |
Additional noninterest expense | $298,000 | 3,994 |
Pre-tax net operating income | $146,000 | 4,864 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $21,000 | 3,502 |
Income before extraordinary items | $125,000 | 4,896 |
Extraordinary gains, net | $0 | 13 |
Net income | $125,000 | 4,898 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $125,000 | 4,900 |
Net charge-offs | $0 | 3,288 |
Cash dividends | $90,000 | 2,386 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $125,000 | 4,836 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $4,684,000 | 4,112 |
Total interest expense | $277,000 | 5,078 |
Net interest income | $4,407,000 | 3,963 |
Provision for loan and lease losses | $225,000 | 2,344 |
Total noninterest income | $467,000 | 4,389 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $239,000 | 3,624 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $228,000 | 4,364 |
Total noninterest expense | $3,900,000 | 3,892 |
Salaries and employee benefits | $2,323,000 | 3,674 |
Premises and equipment expense | $395,000 | 4,127 |
Additional noninterest expense | $1,182,000 | 4,082 |
Pre-tax net operating income | $749,000 | 4,571 |
Securities gains (losses) | $48,000 | 1,758 |
Applicable income taxes | $127,000 | 3,257 |
Income before extraordinary items | $670,000 | 4,545 |
Extraordinary gains, net | $0 | 17 |
Net income | $670,000 | 4,544 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $670,000 | 4,546 |
Net charge-offs | $125,000 | 2,960 |
Cash dividends | $366,000 | 3,207 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $629,680 | 4,573 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $3,517,000 | 4,153 |
Total interest expense | $211,000 | 5,127 |
Net interest income | $3,306,000 | 3,994 |
Provision for loan and lease losses | $150,000 | 2,373 |
Total noninterest income | $350,000 | 4,429 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $177,000 | 3,687 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $173,000 | 4,395 |
Total noninterest expense | $2,944,000 | 3,892 |
Salaries and employee benefits | $1,744,000 | 3,673 |
Premises and equipment expense | $302,000 | 4,122 |
Additional noninterest expense | $898,000 | 4,087 |
Pre-tax net operating income | $562,000 | 4,656 |
Securities gains (losses) | $39,000 | 1,599 |
Applicable income taxes | $103,000 | 3,266 |
Income before extraordinary items | $498,000 | 4,614 |
Extraordinary gains, net | $0 | 15 |
Net income | $498,000 | 4,614 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $498,000 | 4,615 |
Net charge-offs | $125,000 | 2,476 |
Cash dividends | $271,000 | 2,846 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $465,630 | 4,667 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $2,321,000 | 4,193 |
Total interest expense | $141,000 | 5,166 |
Net interest income | $2,180,000 | 4,031 |
Provision for loan and lease losses | $110,000 | 2,256 |
Total noninterest income | $223,000 | 4,499 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $118,000 | 3,660 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $105,000 | 4,503 |
Total noninterest expense | $1,973,000 | 3,903 |
Salaries and employee benefits | $1,173,000 | 3,665 |
Premises and equipment expense | $209,000 | 4,084 |
Additional noninterest expense | $591,000 | 4,130 |
Pre-tax net operating income | $320,000 | 4,817 |
Securities gains (losses) | $27,000 | 1,498 |
Applicable income taxes | $45,000 | 3,486 |
Income before extraordinary items | $302,000 | 4,725 |
Extraordinary gains, net | $0 | 20 |
Net income | $302,000 | 4,727 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $302,000 | 4,728 |
Net charge-offs | $124,000 | 1,995 |
Cash dividends | $180,000 | 2,805 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $278,510 | 4,785 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,148,000 | 4,243 |
Total interest expense | $72,000 | 5,210 |
Net interest income | $1,076,000 | 4,072 |
Provision for loan and lease losses | $50,000 | 2,211 |
Total noninterest income | $111,000 | 4,471 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $58,000 | 3,686 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $53,000 | 4,478 |
Total noninterest expense | $986,000 | 3,937 |
Salaries and employee benefits | $588,000 | 3,686 |
Premises and equipment expense | $114,000 | 3,948 |
Additional noninterest expense | $284,000 | 4,226 |
Pre-tax net operating income | $151,000 | 4,847 |
Securities gains (losses) | $27,000 | 855 |
Applicable income taxes | $23,000 | 3,425 |
Income before extraordinary items | $155,000 | 4,645 |
Extraordinary gains, net | $0 | 16 |
Net income | $155,000 | 4,647 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $155,000 | 4,647 |
Net charge-offs | $86,000 | 1,464 |
Cash dividends | $90,000 | 2,317 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $131,510 | 4,810 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,583,000 | 4,309 |
Total interest expense | $377,000 | 5,024 |
Net interest income | $4,206,000 | 4,153 |
Provision for loan and lease losses | $132,000 | 3,398 |
Total noninterest income | $519,000 | 4,361 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $264,000 | 3,612 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $255,000 | 4,300 |
Total noninterest expense | $3,817,000 | 4,028 |
Salaries and employee benefits | $2,297,000 | 3,754 |
Premises and equipment expense | $406,000 | 4,177 |
Additional noninterest expense | $1,114,000 | 4,359 |
Pre-tax net operating income | $776,000 | 4,446 |
Securities gains (losses) | $63,000 | 1,637 |
Applicable income taxes | $156,000 | 3,123 |
Income before extraordinary items | $683,000 | 4,489 |
Extraordinary gains, net | $0 | 29 |
Net income | $683,000 | 4,493 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $683,000 | 4,493 |
Net charge-offs | $414,000 | 2,217 |
Cash dividends | $366,000 | 3,091 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $631,970 | 4,536 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,436,000 | 4,354 |
Total interest expense | $291,000 | 5,062 |
Net interest income | $3,145,000 | 4,188 |
Provision for loan and lease losses | $87,000 | 3,544 |
Total noninterest income | $405,000 | 4,363 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $202,000 | 3,584 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $203,000 | 4,290 |
Total noninterest expense | $2,845,000 | 4,064 |
Salaries and employee benefits | $1,710,000 | 3,781 |
Premises and equipment expense | $311,000 | 4,179 |
Additional noninterest expense | $824,000 | 4,409 |
Pre-tax net operating income | $618,000 | 4,457 |
Securities gains (losses) | $55,000 | 1,594 |
Applicable income taxes | $125,000 | 3,149 |
Income before extraordinary items | $548,000 | 4,457 |
Extraordinary gains, net | $0 | 25 |
Net income | $548,000 | 4,460 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $548,000 | 4,461 |
Net charge-offs | $290,000 | 2,157 |
Cash dividends | $271,000 | 2,713 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $503,450 | 4,513 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,292,000 | 4,359 |
Total interest expense | $197,000 | 5,097 |
Net interest income | $2,095,000 | 4,190 |
Provision for loan and lease losses | $42,000 | 3,752 |
Total noninterest income | $258,000 | 4,477 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $135,000 | 3,539 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $123,000 | 4,477 |
Total noninterest expense | $1,923,000 | 4,053 |
Salaries and employee benefits | $1,125,000 | 3,831 |
Premises and equipment expense | $222,000 | 4,073 |
Additional noninterest expense | $576,000 | 4,286 |
Pre-tax net operating income | $388,000 | 4,532 |
Securities gains (losses) | $55,000 | 1,462 |
Applicable income taxes | $90,000 | 3,075 |
Income before extraordinary items | $353,000 | 4,516 |
Extraordinary gains, net | $0 | 22 |
Net income | $353,000 | 4,518 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $353,000 | 4,519 |
Net charge-offs | $53,000 | 3,311 |
Cash dividends | $181,000 | 2,635 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $309,000 | 4,591 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,114,000 | 4,450 |
Total interest expense | $101,000 | 5,127 |
Net interest income | $1,013,000 | 4,288 |
Provision for loan and lease losses | $45,000 | 2,886 |
Total noninterest income | $114,000 | 4,639 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $99,000 | 2,798 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $15,000 | 5,890 |
Total noninterest expense | $907,000 | 4,233 |
Salaries and employee benefits | $561,000 | 3,873 |
Premises and equipment expense | $125,000 | 3,806 |
Additional noninterest expense | $221,000 | 4,939 |
Pre-tax net operating income | $175,000 | 4,660 |
Securities gains (losses) | $31,000 | 1,120 |
Applicable income taxes | $27,000 | 3,430 |
Income before extraordinary items | $179,000 | 4,456 |
Extraordinary gains, net | $0 | 10 |
Net income | $179,000 | 4,458 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $179,000 | 4,458 |
Net charge-offs | $18,000 | 3,151 |
Cash dividends | $90,000 | 2,125 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $152,030 | 4,608 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,647,000 | 4,488 |
Total interest expense | $480,000 | 5,194 |
Net interest income | $4,167,000 | 4,300 |
Provision for loan and lease losses | $170,000 | 4,144 |
Total noninterest income | $474,000 | 4,575 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $421,000 | 2,825 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $53,000 | 5,820 |
Total noninterest expense | $3,498,000 | 4,381 |
Salaries and employee benefits | $2,144,000 | 3,968 |
Premises and equipment expense | $416,000 | 4,231 |
Additional noninterest expense | $938,000 | 4,940 |
Pre-tax net operating income | $973,000 | 4,051 |
Securities gains (losses) | $94,000 | 2,317 |
Applicable income taxes | $205,000 | 2,991 |
Income before extraordinary items | $862,000 | 4,161 |
Extraordinary gains, net | $0 | 29 |
Net income | $862,000 | 4,161 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $862,000 | 4,163 |
Net charge-offs | $163,000 | 3,976 |
Cash dividends | $370,000 | 3,112 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $785,860 | 4,127 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,506,000 | 4,551 |
Total interest expense | $369,000 | 5,272 |
Net interest income | $3,137,000 | 4,357 |
Provision for loan and lease losses | $140,000 | 3,959 |
Total noninterest income | $342,000 | 4,685 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $314,000 | 2,867 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $28,000 | 6,141 |
Total noninterest expense | $2,618,000 | 4,408 |
Salaries and employee benefits | $1,624,000 | 3,942 |
Premises and equipment expense | $304,000 | 4,326 |
Additional noninterest expense | $690,000 | 5,040 |
Pre-tax net operating income | $721,000 | 4,179 |
Securities gains (losses) | $95,000 | 2,016 |
Applicable income taxes | $143,000 | 3,104 |
Income before extraordinary items | $673,000 | 4,175 |
Extraordinary gains, net | $0 | 20 |
Net income | $673,000 | 4,175 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $673,000 | 4,175 |
Net charge-offs | $197,000 | 3,325 |
Cash dividends | $270,000 | 2,659 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $595,100 | 4,202 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,363,000 | 4,560 |
Total interest expense | $251,000 | 5,327 |
Net interest income | $2,112,000 | 4,343 |
Provision for loan and lease losses | $120,000 | 3,606 |
Total noninterest income | $225,000 | 4,703 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $209,000 | 2,858 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $16,000 | 6,278 |
Total noninterest expense | $1,748,000 | 4,439 |
Salaries and employee benefits | $1,092,000 | 3,942 |
Premises and equipment expense | $210,000 | 4,273 |
Additional noninterest expense | $446,000 | 5,130 |
Pre-tax net operating income | $469,000 | 4,210 |
Securities gains (losses) | $95,000 | 1,637 |
Applicable income taxes | $72,000 | 3,310 |
Income before extraordinary items | $492,000 | 4,016 |
Extraordinary gains, net | $0 | 19 |
Net income | $492,000 | 4,020 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $492,000 | 4,020 |
Net charge-offs | $215,000 | 2,670 |
Cash dividends | $180,000 | 2,623 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $409,350 | 4,138 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,183,000 | 4,597 |
Total interest expense | $131,000 | 5,364 |
Net interest income | $1,052,000 | 4,374 |
Provision for loan and lease losses | $60,000 | 3,447 |
Total noninterest income | $111,000 | 4,777 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $105,000 | 2,825 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $6,000 | 6,469 |
Total noninterest expense | $880,000 | 4,448 |
Salaries and employee benefits | $550,000 | 3,953 |
Premises and equipment expense | $108,000 | 4,246 |
Additional noninterest expense | $222,000 | 5,129 |
Pre-tax net operating income | $223,000 | 4,352 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $70,000 | 2,762 |
Income before extraordinary items | $153,000 | 4,817 |
Extraordinary gains, net | $0 | 19 |
Net income | $153,000 | 4,820 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $153,000 | 4,821 |
Net charge-offs | $51,000 | 3,006 |
Cash dividends | $90,000 | 2,159 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $153,000 | 4,678 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $4,883,000 | 4,628 |
Total interest expense | $622,000 | 5,443 |
Net interest income | $4,261,000 | 4,362 |
Provision for loan and lease losses | $252,000 | 4,337 |
Total noninterest income | $653,000 | 3,914 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $418,000 | 2,939 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $235,000 | 4,223 |
Total noninterest expense | $3,717,000 | 4,325 |
Salaries and employee benefits | $2,125,000 | 4,011 |
Premises and equipment expense | $414,000 | 4,484 |
Additional noninterest expense | $1,178,000 | 4,507 |
Pre-tax net operating income | $945,000 | 3,831 |
Securities gains (losses) | $33,000 | 2,853 |
Applicable income taxes | $154,000 | 3,105 |
Income before extraordinary items | $824,000 | 3,895 |
Extraordinary gains, net | $0 | 29 |
Net income | $824,000 | 3,900 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $824,000 | 3,899 |
Net charge-offs | $181,000 | 4,419 |
Cash dividends | $365,000 | 2,794 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $796,280 | 3,830 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $3,696,000 | 4,658 |
Total interest expense | $480,000 | 5,497 |
Net interest income | $3,216,000 | 4,375 |
Provision for loan and lease losses | $102,000 | 4,914 |
Total noninterest income | $355,000 | 4,538 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $307,000 | 2,988 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $48,000 | 5,835 |
Total noninterest expense | $2,784,000 | 4,335 |
Salaries and employee benefits | $1,581,000 | 4,030 |
Premises and equipment expense | $302,000 | 4,594 |
Additional noninterest expense | $901,000 | 4,455 |
Pre-tax net operating income | $685,000 | 4,010 |
Securities gains (losses) | $33,000 | 2,590 |
Applicable income taxes | $68,000 | 3,464 |
Income before extraordinary items | $650,000 | 3,886 |
Extraordinary gains, net | $0 | 21 |
Net income | $650,000 | 3,888 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $650,000 | 3,888 |
Net charge-offs | $185,000 | 3,804 |
Cash dividends | $271,000 | 2,443 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $619,970 | 3,854 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,455,000 | 4,702 |
Total interest expense | $327,000 | 5,573 |
Net interest income | $2,128,000 | 4,406 |
Provision for loan and lease losses | $32,000 | 5,402 |
Total noninterest income | $235,000 | 4,587 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $203,000 | 2,978 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $32,000 | 5,904 |
Total noninterest expense | $1,858,000 | 4,366 |
Salaries and employee benefits | $1,047,000 | 4,075 |
Premises and equipment expense | $213,000 | 4,521 |
Additional noninterest expense | $598,000 | 4,538 |
Pre-tax net operating income | $473,000 | 3,912 |
Securities gains (losses) | $33,000 | 1,841 |
Applicable income taxes | $25,000 | 3,735 |
Income before extraordinary items | $481,000 | 3,670 |
Extraordinary gains, net | $0 | 15 |
Net income | $481,000 | 3,670 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $481,000 | 3,671 |
Net charge-offs | $9,000 | 5,376 |
Cash dividends | $181,000 | 2,369 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $449,650 | 3,676 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,214,000 | 4,768 |
Total interest expense | $163,000 | 5,679 |
Net interest income | $1,051,000 | 4,427 |
Provision for loan and lease losses | $20,000 | 4,994 |
Total noninterest income | $127,000 | 4,484 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $100,000 | 2,979 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $27,000 | 5,504 |
Total noninterest expense | $959,000 | 4,298 |
Salaries and employee benefits | $528,000 | 4,077 |
Premises and equipment expense | $113,000 | 4,429 |
Additional noninterest expense | $318,000 | 4,366 |
Pre-tax net operating income | $199,000 | 4,239 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $-51,000 | 7,195 |
Income before extraordinary items | $250,000 | 3,587 |
Extraordinary gains, net | $0 | 9 |
Net income | $250,000 | 3,585 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $250,000 | 3,585 |
Net charge-offs | $6,000 | 4,589 |
Cash dividends | $90,000 | 1,981 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $250,000 | 3,522 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $5,092,000 | 4,770 |
Total interest expense | $753,000 | 5,834 |
Net interest income | $4,339,000 | 4,341 |
Provision for loan and lease losses | $442,000 | 4,317 |
Total noninterest income | $741,000 | 3,814 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $437,000 | 2,911 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $304,000 | 3,933 |
Total noninterest expense | $3,410,000 | 4,666 |
Salaries and employee benefits | $2,004,000 | 4,231 |
Premises and equipment expense | $430,000 | 4,572 |
Additional noninterest expense | $976,000 | 5,155 |
Pre-tax net operating income | $1,228,000 | 3,047 |
Securities gains (losses) | $15,000 | 3,201 |
Applicable income taxes | $294,000 | 2,379 |
Income before extraordinary items | $949,000 | 3,314 |
Extraordinary gains, net | $0 | 29 |
Net income | $949,000 | 3,311 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $949,000 | 3,314 |
Net charge-offs | $201,000 | 4,764 |
Cash dividends | $366,000 | 2,727 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $937,600 | 3,211 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $3,814,000 | 4,865 |
Total interest expense | $584,000 | 5,906 |
Net interest income | $3,230,000 | 4,412 |
Provision for loan and lease losses | $345,000 | 4,124 |
Total noninterest income | $555,000 | 3,853 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $327,000 | 2,976 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $228,000 | 3,968 |
Total noninterest expense | $2,554,000 | 4,685 |
Salaries and employee benefits | $1,499,000 | 4,269 |
Premises and equipment expense | $322,000 | 4,655 |
Additional noninterest expense | $733,000 | 5,147 |
Pre-tax net operating income | $886,000 | 3,301 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $206,000 | 2,526 |
Income before extraordinary items | $680,000 | 3,559 |
Extraordinary gains, net | $0 | 23 |
Net income | $680,000 | 3,557 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $680,000 | 3,559 |
Net charge-offs | $105,000 | 4,853 |
Cash dividends | $270,000 | 2,439 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $680,000 | 3,427 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,546,000 | 4,904 |
Total interest expense | $398,000 | 5,973 |
Net interest income | $2,148,000 | 4,423 |
Provision for loan and lease losses | $300,000 | 3,591 |
Total noninterest income | $440,000 | 3,465 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $222,000 | 2,952 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $218,000 | 3,366 |
Total noninterest expense | $1,704,000 | 4,698 |
Salaries and employee benefits | $993,000 | 4,310 |
Premises and equipment expense | $216,000 | 4,658 |
Additional noninterest expense | $495,000 | 5,117 |
Pre-tax net operating income | $584,000 | 3,356 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $121,000 | 2,616 |
Income before extraordinary items | $463,000 | 3,537 |
Extraordinary gains, net | $0 | 19 |
Net income | $463,000 | 3,534 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $463,000 | 3,536 |
Net charge-offs | $92,000 | 4,329 |
Cash dividends | $180,000 | 2,392 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $463,000 | 3,435 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,271,000 | 4,975 |
Total interest expense | $205,000 | 6,022 |
Net interest income | $1,066,000 | 4,474 |
Provision for loan and lease losses | $255,000 | 2,638 |
Total noninterest income | $328,000 | 2,699 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $112,000 | 2,929 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $216,000 | 2,283 |
Total noninterest expense | $871,000 | 4,679 |
Salaries and employee benefits | $502,000 | 4,348 |
Premises and equipment expense | $115,000 | 4,583 |
Additional noninterest expense | $254,000 | 5,075 |
Pre-tax net operating income | $268,000 | 3,559 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $28,000 | 3,224 |
Income before extraordinary items | $240,000 | 3,571 |
Extraordinary gains, net | $0 | 16 |
Net income | $240,000 | 3,567 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $240,000 | 3,570 |
Net charge-offs | $91,000 | 3,183 |
Cash dividends | $90,000 | 1,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $240,000 | 3,443 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $5,392,000 | 4,914 |
Total interest expense | $995,000 | 6,035 |
Net interest income | $4,397,000 | 4,295 |
Provision for loan and lease losses | $166,000 | 5,972 |
Total noninterest income | $482,000 | 4,797 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $454,000 | 3,078 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $28,000 | 6,775 |
Total noninterest expense | $3,438,000 | 4,776 |
Salaries and employee benefits | $1,932,000 | 4,465 |
Premises and equipment expense | $415,000 | 4,889 |
Additional noninterest expense | $1,091,000 | 4,995 |
Pre-tax net operating income | $1,275,000 | 2,612 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $333,000 | 1,928 |
Income before extraordinary items | $942,000 | 2,868 |
Extraordinary gains, net | $0 | 34 |
Net income | $942,000 | 2,866 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $942,000 | 2,868 |
Net charge-offs | $258,000 | 4,684 |
Cash dividends | $361,000 | 2,984 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $942,000 | 2,806 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,094,000 | 4,937 |
Total interest expense | $774,000 | 6,099 |
Net interest income | $3,320,000 | 4,285 |
Provision for loan and lease losses | $91,000 | 6,058 |
Total noninterest income | $356,000 | 4,888 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $338,000 | 3,105 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $18,000 | 7,053 |
Total noninterest expense | $2,503,000 | 4,880 |
Salaries and employee benefits | $1,456,000 | 4,469 |
Premises and equipment expense | $311,000 | 4,930 |
Additional noninterest expense | $736,000 | 5,273 |
Pre-tax net operating income | $1,082,000 | 2,603 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $295,000 | 1,936 |
Income before extraordinary items | $787,000 | 2,891 |
Extraordinary gains, net | $0 | 27 |
Net income | $787,000 | 2,889 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $787,000 | 2,892 |
Net charge-offs | $169,000 | 4,456 |
Cash dividends | $271,000 | 2,745 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $787,000 | 2,827 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,752,000 | 4,965 |
Total interest expense | $547,000 | 6,100 |
Net interest income | $2,205,000 | 4,284 |
Provision for loan and lease losses | $48,000 | 6,130 |
Total noninterest income | $230,000 | 4,975 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $220,000 | 3,131 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $10,000 | 7,243 |
Total noninterest expense | $1,648,000 | 4,960 |
Salaries and employee benefits | $963,000 | 4,552 |
Premises and equipment expense | $215,000 | 4,880 |
Additional noninterest expense | $470,000 | 5,413 |
Pre-tax net operating income | $739,000 | 2,662 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $209,000 | 1,908 |
Income before extraordinary items | $530,000 | 2,986 |
Extraordinary gains, net | $0 | 21 |
Net income | $530,000 | 2,984 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $530,000 | 2,985 |
Net charge-offs | $32,000 | 5,289 |
Cash dividends | $181,000 | 2,782 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $530,000 | 2,884 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,378,000 | 4,996 |
Total interest expense | $291,000 | 6,080 |
Net interest income | $1,087,000 | 4,326 |
Provision for loan and lease losses | $24,000 | 5,765 |
Total noninterest income | $115,000 | 4,956 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $107,000 | 3,139 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $8,000 | 7,040 |
Total noninterest expense | $811,000 | 4,907 |
Salaries and employee benefits | $476,000 | 4,636 |
Premises and equipment expense | $117,000 | 4,700 |
Additional noninterest expense | $218,000 | 5,367 |
Pre-tax net operating income | $367,000 | 2,982 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $113,000 | 2,054 |
Income before extraordinary items | $254,000 | 3,416 |
Extraordinary gains, net | $0 | 15 |
Net income | $254,000 | 3,417 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $254,000 | 3,417 |
Net charge-offs | $47,000 | 3,624 |
Cash dividends | $90,000 | 2,341 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $254,000 | 3,262 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $5,812,000 | 5,022 |
Total interest expense | $1,506,000 | 5,973 |
Net interest income | $4,306,000 | 4,345 |
Provision for loan and lease losses | $96,000 | 6,102 |
Total noninterest income | $484,000 | 4,913 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $441,000 | 3,265 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $43,000 | 6,902 |
Total noninterest expense | $3,054,000 | 5,064 |
Salaries and employee benefits | $1,828,000 | 4,738 |
Premises and equipment expense | $430,000 | 4,891 |
Additional noninterest expense | $796,000 | 5,486 |
Pre-tax net operating income | $1,640,000 | 2,863 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $517,000 | 1,823 |
Income before extraordinary items | $1,123,000 | 3,066 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,123,000 | 3,065 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 4,359 |
Cash dividends | $370,000 | 3,801 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,123,000 | 3,208 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $4,368,000 | 5,095 |
Total interest expense | $1,177,000 | 6,006 |
Net interest income | $3,191,000 | 4,423 |
Provision for loan and lease losses | $72,000 | 5,542 |
Total noninterest income | $364,000 | 5,002 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $327,000 | 3,319 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $37,000 | 6,915 |
Total noninterest expense | $2,292,000 | 5,043 |
Salaries and employee benefits | $1,364,000 | 4,770 |
Premises and equipment expense | $322,000 | 4,908 |
Additional noninterest expense | $606,000 | 5,395 |
Pre-tax net operating income | $1,191,000 | 3,331 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $369,000 | 2,252 |
Income before extraordinary items | $822,000 | 3,509 |
Extraordinary gains, net | $0 | 31 |
Net income | $822,000 | 3,509 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $143,000 | 3,479 |
Cash dividends | $271,000 | 3,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $822,000 | 3,649 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,944,000 | 5,125 |
Total interest expense | $823,000 | 6,040 |
Net interest income | $2,121,000 | 4,419 |
Provision for loan and lease losses | $48,000 | 5,233 |
Total noninterest income | $232,000 | 5,147 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $213,000 | 3,355 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $19,000 | 7,234 |
Total noninterest expense | $1,498,000 | 5,128 |
Salaries and employee benefits | $909,000 | 4,813 |
Premises and equipment expense | $219,000 | 4,878 |
Additional noninterest expense | $370,000 | 5,641 |
Pre-tax net operating income | $807,000 | 3,412 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $247,000 | 2,447 |
Income before extraordinary items | $560,000 | 3,782 |
Extraordinary gains, net | $0 | 21 |
Net income | $560,000 | 3,783 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 4,199 |
Cash dividends | $180,000 | 3,557 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $560,000 | 3,731 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,499,000 | 5,171 |
Total interest expense | $443,000 | 6,040 |
Net interest income | $1,056,000 | 4,442 |
Provision for loan and lease losses | $24,000 | 4,755 |
Total noninterest income | $122,000 | 5,043 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $112,000 | 3,210 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $10,000 | 7,226 |
Total noninterest expense | $771,000 | 5,049 |
Salaries and employee benefits | $456,000 | 4,846 |
Premises and equipment expense | $118,000 | 4,678 |
Additional noninterest expense | $197,000 | 5,417 |
Pre-tax net operating income | $383,000 | 3,639 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $100,000 | 2,803 |
Income before extraordinary items | $283,000 | 3,933 |
Extraordinary gains, net | $0 | 15 |
Net income | $283,000 | 3,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,488 |
Cash dividends | $90,000 | 3,020 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $283,000 | 3,849 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $6,093,000 | 5,182 |
Total interest expense | $1,795,000 | 6,059 |
Net interest income | $4,298,000 | 4,418 |
Provision for loan and lease losses | $99,000 | 4,953 |
Total noninterest income | $533,000 | 4,890 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $459,000 | 3,245 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $74,000 | 6,637 |
Total noninterest expense | $2,867,000 | 5,152 |
Salaries and employee benefits | $1,767,000 | 4,801 |
Premises and equipment expense | $401,000 | 5,019 |
Additional noninterest expense | $699,000 | 5,739 |
Pre-tax net operating income | $1,865,000 | 3,460 |
Securities gains (losses) | $-18,000 | 7,726 |
Applicable income taxes | $607,000 | 2,486 |
Income before extraordinary items | $1,240,000 | 3,877 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,240,000 | 3,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 4,631 |
Cash dividends | $352,000 | 4,229 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,252,060 | 3,835 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,535,000 | 5,219 |
Total interest expense | $1,334,000 | 6,115 |
Net interest income | $3,201,000 | 4,473 |
Provision for loan and lease losses | $74,000 | 4,611 |
Total noninterest income | $401,000 | 4,897 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $343,000 | 3,236 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $58,000 | 6,594 |
Total noninterest expense | $2,177,000 | 5,077 |
Salaries and employee benefits | $1,334,000 | 4,755 |
Premises and equipment expense | $298,000 | 5,042 |
Additional noninterest expense | $545,000 | 5,585 |
Pre-tax net operating income | $1,351,000 | 3,692 |
Securities gains (losses) | $-18,000 | 7,926 |
Applicable income taxes | $434,000 | 2,713 |
Income before extraordinary items | $899,000 | 4,120 |
Extraordinary gains, net | $0 | 33 |
Net income | $899,000 | 4,119 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,961 |
Cash dividends | $257,000 | 3,823 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $911,060 | 4,080 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,015,000 | 5,243 |
Total interest expense | $884,000 | 6,149 |
Net interest income | $2,131,000 | 4,506 |
Provision for loan and lease losses | $50,000 | 4,348 |
Total noninterest income | $260,000 | 5,005 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $231,000 | 3,193 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $29,000 | 7,026 |
Total noninterest expense | $1,462,000 | 5,097 |
Salaries and employee benefits | $898,000 | 4,763 |
Premises and equipment expense | $205,000 | 4,959 |
Additional noninterest expense | $359,000 | 5,615 |
Pre-tax net operating income | $879,000 | 3,816 |
Securities gains (losses) | $-13,000 | 8,051 |
Applicable income taxes | $280,000 | 2,819 |
Income before extraordinary items | $586,000 | 4,209 |
Extraordinary gains, net | $0 | 29 |
Net income | $586,000 | 4,210 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 4,902 |
Cash dividends | $171,000 | 3,822 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $594,840 | 4,171 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,475,000 | 5,316 |
Total interest expense | $417,000 | 6,292 |
Net interest income | $1,058,000 | 4,525 |
Provision for loan and lease losses | $25,000 | 4,116 |
Total noninterest income | $132,000 | 4,902 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $114,000 | 3,186 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $18,000 | 6,767 |
Total noninterest expense | $749,000 | 5,023 |
Salaries and employee benefits | $464,000 | 4,686 |
Premises and equipment expense | $105,000 | 4,900 |
Additional noninterest expense | $180,000 | 5,587 |
Pre-tax net operating income | $416,000 | 3,903 |
Securities gains (losses) | $-13,000 | 8,304 |
Applicable income taxes | $127,000 | 2,960 |
Income before extraordinary items | $276,000 | 4,354 |
Extraordinary gains, net | $0 | 22 |
Net income | $276,000 | 4,356 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,049 |
Cash dividends | $85,000 | 3,272 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $284,840 | 4,281 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $5,845,000 | 5,097 |
Total interest expense | $1,403,000 | 6,259 |
Net interest income | $4,442,000 | 4,379 |
Provision for loan and lease losses | $114,000 | 4,568 |
Total noninterest income | $615,000 | 4,669 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $486,000 | 3,114 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $129,000 | 5,899 |
Total noninterest expense | $2,847,000 | 5,051 |
Salaries and employee benefits | $1,816,000 | 4,585 |
Premises and equipment expense | $374,000 | 5,132 |
Additional noninterest expense | $657,000 | 5,814 |
Pre-tax net operating income | $2,096,000 | 3,540 |
Securities gains (losses) | $-30,000 | 7,718 |
Applicable income taxes | $678,000 | 2,716 |
Income before extraordinary items | $1,388,000 | 3,952 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,388,000 | 3,951 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 4,610 |
Cash dividends | $334,000 | 4,349 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,408,100 | 3,904 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $4,307,000 | 5,145 |
Total interest expense | $998,000 | 6,315 |
Net interest income | $3,309,000 | 4,434 |
Provision for loan and lease losses | $86,000 | 4,427 |
Total noninterest income | $482,000 | 4,576 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $368,000 | 3,111 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $114,000 | 5,606 |
Total noninterest expense | $2,096,000 | 5,109 |
Salaries and employee benefits | $1,297,000 | 4,717 |
Premises and equipment expense | $278,000 | 5,176 |
Additional noninterest expense | $521,000 | 5,647 |
Pre-tax net operating income | $1,609,000 | 3,626 |
Securities gains (losses) | $-29,000 | 7,976 |
Applicable income taxes | $523,000 | 2,799 |
Income before extraordinary items | $1,057,000 | 4,035 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,057,000 | 4,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 4,367 |
Cash dividends | $244,000 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,076,430 | 3,979 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,831,000 | 5,152 |
Total interest expense | $631,000 | 6,353 |
Net interest income | $2,200,000 | 4,446 |
Provision for loan and lease losses | $57,000 | 4,319 |
Total noninterest income | $337,000 | 4,447 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $244,000 | 3,107 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $93,000 | 5,283 |
Total noninterest expense | $1,385,000 | 5,154 |
Salaries and employee benefits | $864,000 | 4,755 |
Premises and equipment expense | $186,000 | 5,159 |
Additional noninterest expense | $335,000 | 5,742 |
Pre-tax net operating income | $1,095,000 | 3,572 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $345,000 | 2,850 |
Income before extraordinary items | $750,000 | 3,889 |
Extraordinary gains, net | $0 | 39 |
Net income | $750,000 | 3,892 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,807 |
Cash dividends | $158,000 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $750,000 | 3,876 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,390,000 | 5,154 |
Total interest expense | $292,000 | 6,433 |
Net interest income | $1,098,000 | 4,436 |
Provision for loan and lease losses | $29,000 | 4,163 |
Total noninterest income | $129,000 | 5,033 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $116,000 | 3,138 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $13,000 | 7,271 |
Total noninterest expense | $704,000 | 5,114 |
Salaries and employee benefits | $435,000 | 4,756 |
Premises and equipment expense | $101,000 | 4,920 |
Additional noninterest expense | $168,000 | 5,721 |
Pre-tax net operating income | $494,000 | 3,761 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $171,000 | 2,840 |
Income before extraordinary items | $323,000 | 4,236 |
Extraordinary gains, net | $0 | 21 |
Net income | $323,000 | 4,236 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 3,605 |
Cash dividends | $77,000 | 3,313 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $323,000 | 4,218 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $5,213,000 | 5,018 |
Total interest expense | $962,000 | 6,372 |
Net interest income | $4,251,000 | 4,440 |
Provision for loan and lease losses | $134,000 | 4,307 |
Total noninterest income | $562,000 | 4,959 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $428,000 | 3,400 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $134,000 | 5,917 |
Total noninterest expense | $2,722,000 | 5,089 |
Salaries and employee benefits | $1,675,000 | 4,715 |
Premises and equipment expense | $361,000 | 5,186 |
Additional noninterest expense | $686,000 | 5,642 |
Pre-tax net operating income | $1,957,000 | 3,743 |
Securities gains (losses) | $-3,000 | 7,152 |
Applicable income taxes | $609,000 | 3,054 |
Income before extraordinary items | $1,345,000 | 4,058 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,345,000 | 4,059 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 4,747 |
Cash dividends | $312,000 | 4,326 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,347,070 | 4,016 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,834,000 | 5,056 |
Total interest expense | $697,000 | 6,370 |
Net interest income | $3,137,000 | 4,495 |
Provision for loan and lease losses | $97,000 | 4,226 |
Total noninterest income | $362,000 | 5,350 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $310,000 | 3,485 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $52,000 | 7,014 |
Total noninterest expense | $2,025,000 | 5,103 |
Salaries and employee benefits | $1,248,000 | 4,698 |
Premises and equipment expense | $271,000 | 5,168 |
Additional noninterest expense | $506,000 | 5,659 |
Pre-tax net operating income | $1,377,000 | 3,976 |
Securities gains (losses) | $-3,000 | 7,524 |
Applicable income taxes | $411,000 | 3,275 |
Income before extraordinary items | $963,000 | 4,267 |
Extraordinary gains, net | $0 | 35 |
Net income | $963,000 | 4,268 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 4,382 |
Cash dividends | $230,000 | 3,875 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $965,100 | 4,209 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,526,000 | 5,038 |
Total interest expense | $458,000 | 6,269 |
Net interest income | $2,068,000 | 4,512 |
Provision for loan and lease losses | $68,000 | 3,982 |
Total noninterest income | $228,000 | 5,451 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $203,000 | 3,480 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $25,000 | 7,399 |
Total noninterest expense | $1,358,000 | 5,072 |
Salaries and employee benefits | $835,000 | 4,674 |
Premises and equipment expense | $190,000 | 4,985 |
Additional noninterest expense | $333,000 | 5,686 |
Pre-tax net operating income | $870,000 | 4,075 |
Securities gains (losses) | $-3,000 | 7,812 |
Applicable income taxes | $276,000 | 3,245 |
Income before extraordinary items | $591,000 | 4,454 |
Extraordinary gains, net | $0 | 30 |
Net income | $591,000 | 4,455 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 4,010 |
Cash dividends | $154,000 | 3,790 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $593,040 | 4,390 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,240,000 | 5,080 |
Total interest expense | $221,000 | 6,290 |
Net interest income | $1,019,000 | 4,561 |
Provision for loan and lease losses | $38,000 | 3,670 |
Total noninterest income | $109,000 | 5,505 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $98,000 | 3,485 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $11,000 | 7,631 |
Total noninterest expense | $673,000 | 5,136 |
Salaries and employee benefits | $416,000 | 4,693 |
Premises and equipment expense | $99,000 | 4,901 |
Additional noninterest expense | $158,000 | 5,832 |
Pre-tax net operating income | $417,000 | 4,151 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $122,000 | 3,441 |
Income before extraordinary items | $295,000 | 4,421 |
Extraordinary gains, net | $0 | 24 |
Net income | $295,000 | 4,422 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,435 |
Cash dividends | $77,000 | 3,158 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $295,000 | 4,379 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $4,690,000 | 5,057 |
Total interest expense | $843,000 | 6,117 |
Net interest income | $3,847,000 | 4,609 |
Provision for loan and lease losses | $223,000 | 3,521 |
Total noninterest income | $700,000 | 4,390 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $400,000 | 3,649 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $300,000 | 4,267 |
Total noninterest expense | $2,674,000 | 5,060 |
Salaries and employee benefits | $1,565,000 | 4,789 |
Premises and equipment expense | $446,000 | 4,440 |
Additional noninterest expense | $663,000 | 5,704 |
Pre-tax net operating income | $1,650,000 | 4,007 |
Securities gains (losses) | $-18,000 | 8,362 |
Applicable income taxes | $536,000 | 3,229 |
Income before extraordinary items | $1,096,000 | 4,456 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,096,000 | 4,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $131,000 | 3,253 |
Cash dividends | $272,000 | 4,505 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,108,060 | 4,342 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $3,475,000 | 5,084 |
Total interest expense | $629,000 | 6,133 |
Net interest income | $2,846,000 | 4,654 |
Provision for loan and lease losses | $108,000 | 4,154 |
Total noninterest income | $352,000 | 5,451 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $290,000 | 3,747 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $62,000 | 6,751 |
Total noninterest expense | $1,902,000 | 5,214 |
Salaries and employee benefits | $1,176,000 | 4,743 |
Premises and equipment expense | $265,000 | 5,155 |
Additional noninterest expense | $461,000 | 5,864 |
Pre-tax net operating income | $1,188,000 | 4,176 |
Securities gains (losses) | $1,000 | 3,538 |
Applicable income taxes | $404,000 | 3,285 |
Income before extraordinary items | $785,000 | 4,674 |
Extraordinary gains, net | $0 | 26 |
Net income | $785,000 | 4,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 3,750 |
Cash dividends | $199,000 | 4,026 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $784,340 | 4,595 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,304,000 | 5,102 |
Total interest expense | $422,000 | 6,132 |
Net interest income | $1,882,000 | 4,679 |
Provision for loan and lease losses | $69,000 | 4,142 |
Total noninterest income | $219,000 | 5,626 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $181,000 | 3,891 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $38,000 | 6,883 |
Total noninterest expense | $1,261,000 | 5,261 |
Salaries and employee benefits | $779,000 | 4,803 |
Premises and equipment expense | $181,000 | 5,097 |
Additional noninterest expense | $301,000 | 5,973 |
Pre-tax net operating income | $771,000 | 4,206 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $258,000 | 3,336 |
Income before extraordinary items | $513,000 | 4,673 |
Extraordinary gains, net | $0 | 21 |
Net income | $513,000 | 4,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 3,843 |
Cash dividends | $132,000 | 3,935 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $513,000 | 4,579 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,155,000 | 5,125 |
Total interest expense | $213,000 | 6,172 |
Net interest income | $942,000 | 4,667 |
Provision for loan and lease losses | $34,000 | 3,968 |
Total noninterest income | $109,000 | 5,576 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $86,000 | 3,952 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $23,000 | 6,579 |
Total noninterest expense | $635,000 | 5,251 |
Salaries and employee benefits | $369,000 | 4,995 |
Premises and equipment expense | $95,000 | 4,969 |
Additional noninterest expense | $171,000 | 5,584 |
Pre-tax net operating income | $382,000 | 4,192 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $128,000 | 3,374 |
Income before extraordinary items | $254,000 | 4,707 |
Extraordinary gains, net | $0 | 16 |
Net income | $254,000 | 4,706 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 3,417 |
Cash dividends | $65,000 | 3,241 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $254,000 | 4,582 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,765,000 | 5,059 |
Total interest expense | $1,190,000 | 5,589 |
Net interest income | $3,575,000 | 4,725 |
Provision for loan and lease losses | $139,000 | 4,718 |
Total noninterest income | $469,000 | 5,586 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $390,000 | 3,697 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $79,000 | 6,902 |
Total noninterest expense | $2,360,000 | 5,426 |
Salaries and employee benefits | $1,373,000 | 5,158 |
Premises and equipment expense | $358,000 | 5,096 |
Additional noninterest expense | $629,000 | 5,832 |
Pre-tax net operating income | $1,545,000 | 4,055 |
Securities gains (losses) | $16,000 | 3,357 |
Applicable income taxes | $537,000 | 3,259 |
Income before extraordinary items | $1,024,000 | 4,582 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,024,000 | 4,583 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $153,000 | 3,324 |
Cash dividends | $244,000 | 4,695 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,013,440 | 4,437 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,598,000 | 5,096 |
Total interest expense | $955,000 | 5,520 |
Net interest income | $2,643,000 | 4,775 |
Provision for loan and lease losses | $89,000 | 5,015 |
Total noninterest income | $459,000 | 4,969 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $298,000 | 3,667 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $161,000 | 5,199 |
Total noninterest expense | $1,844,000 | 5,254 |
Salaries and employee benefits | $1,078,000 | 4,980 |
Premises and equipment expense | $258,000 | 5,228 |
Additional noninterest expense | $508,000 | 5,584 |
Pre-tax net operating income | $1,169,000 | 4,144 |
Securities gains (losses) | $16,000 | 3,083 |
Applicable income taxes | $437,000 | 3,275 |
Income before extraordinary items | $748,000 | 4,778 |
Extraordinary gains, net | $0 | 40 |
Net income | $748,000 | 4,779 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $121,000 | 2,945 |
Cash dividends | $176,000 | 4,215 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $737,760 | 4,646 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,435,000 | 5,074 |
Total interest expense | $679,000 | 5,446 |
Net interest income | $1,756,000 | 4,793 |
Provision for loan and lease losses | $61,000 | 4,676 |
Total noninterest income | $293,000 | 5,049 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $199,000 | 3,639 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $94,000 | 5,436 |
Total noninterest expense | $1,216,000 | 5,288 |
Salaries and employee benefits | $714,000 | 4,999 |
Premises and equipment expense | $176,000 | 5,120 |
Additional noninterest expense | $326,000 | 5,704 |
Pre-tax net operating income | $772,000 | 4,149 |
Securities gains (losses) | $16,000 | 2,719 |
Applicable income taxes | $297,000 | 3,259 |
Income before extraordinary items | $491,000 | 4,853 |
Extraordinary gains, net | $0 | 30 |
Net income | $491,000 | 4,852 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 2,496 |
Cash dividends | $113,000 | 4,141 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $480,760 | 4,686 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,230,000 | 5,068 |
Total interest expense | $351,000 | 5,444 |
Net interest income | $879,000 | 4,775 |
Provision for loan and lease losses | $27,000 | 4,866 |
Total noninterest income | $141,000 | 5,042 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $98,000 | 3,600 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $43,000 | 5,547 |
Total noninterest expense | $600,000 | 5,335 |
Salaries and employee benefits | $356,000 | 5,016 |
Premises and equipment expense | $97,000 | 4,800 |
Additional noninterest expense | $147,000 | 6,005 |
Pre-tax net operating income | $393,000 | 4,078 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $156,000 | 3,152 |
Income before extraordinary items | $237,000 | 4,854 |
Extraordinary gains, net | $0 | 21 |
Net income | $237,000 | 4,854 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $54,000 | 3,372 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $237,000 | 4,662 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,203,000 | 5,040 |
Total interest expense | $1,812,000 | 5,131 |
Net interest income | $3,391,000 | 4,863 |
Provision for loan and lease losses | $90,000 | 5,880 |
Total noninterest income | $443,000 | 5,524 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $351,000 | 3,862 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $92,000 | 6,607 |
Total noninterest expense | $2,632,000 | 4,906 |
Salaries and employee benefits | $1,379,000 | 4,995 |
Premises and equipment expense | $329,000 | 5,280 |
Additional noninterest expense | $924,000 | 4,450 |
Pre-tax net operating income | $1,112,000 | 4,916 |
Securities gains (losses) | $8,000 | 3,732 |
Applicable income taxes | $351,000 | 4,156 |
Income before extraordinary items | $769,000 | 5,310 |
Extraordinary gains, net | $0 | 70 |
Net income | $769,000 | 5,309 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $111,000 | 3,992 |
Cash dividends | $232,000 | 4,715 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $763,480 | 5,191 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,673,000 | 5,183 |
Total interest expense | $2,567,000 | 5,312 |
Net interest income | $3,106,000 | 4,935 |
Provision for loan and lease losses | $98,000 | 5,658 |
Total noninterest income | $-117,000 | 9,604 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $290,000 | 4,241 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $-407,000 | 9,623 |
Total noninterest expense | $2,196,000 | 5,392 |
Salaries and employee benefits | $1,274,000 | 5,105 |
Premises and equipment expense | $351,000 | 5,023 |
Additional noninterest expense | $571,000 | 6,024 |
Pre-tax net operating income | $695,000 | 5,839 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $187,000 | 5,141 |
Income before extraordinary items | $508,000 | 6,031 |
Extraordinary gains, net | $0 | 105 |
Net income | $508,000 | 6,033 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,857 |
Cash dividends | $266,000 | 4,582 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $508,000 | 5,920 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $5,566,000 | 5,343 |
Total interest expense | $2,463,000 | 5,607 |
Net interest income | $3,103,000 | 5,027 |
Provision for loan and lease losses | $138,000 | 4,577 |
Total noninterest income | $408,000 | 5,485 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $266,000 | 4,363 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $142,000 | 5,618 |
Total noninterest expense | $2,149,000 | 5,420 |
Salaries and employee benefits | $1,185,000 | 5,282 |
Premises and equipment expense | $379,000 | 4,675 |
Additional noninterest expense | $585,000 | 5,885 |
Pre-tax net operating income | $1,224,000 | 4,666 |
Securities gains (losses) | $-12,000 | 8,439 |
Applicable income taxes | $409,000 | 3,942 |
Income before extraordinary items | $803,000 | 5,042 |
Extraordinary gains, net | $0 | 38 |
Net income | $803,000 | 5,041 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $90,000 | 3,753 |
Cash dividends | $284,000 | 4,607 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $810,920 | 5,002 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,913,000 | 5,637 |
Total interest expense | $2,068,000 | 5,886 |
Net interest income | $2,845,000 | 5,366 |
Provision for loan and lease losses | $100,000 | 5,206 |
Total noninterest income | $350,000 | 6,006 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $227,000 | 4,771 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $123,000 | 6,110 |
Total noninterest expense | $2,054,000 | 5,587 |
Salaries and employee benefits | $1,104,000 | 5,474 |
Premises and equipment expense | $349,000 | 4,971 |
Additional noninterest expense | $601,000 | 5,820 |
Pre-tax net operating income | $1,041,000 | 5,185 |
Securities gains (losses) | $5,000 | 2,145 |
Applicable income taxes | $363,000 | 4,394 |
Income before extraordinary items | $683,000 | 5,530 |
Extraordinary gains, net | $0 | 35 |
Net income | $683,000 | 5,527 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $90,000 | 3,769 |
Cash dividends | $231,000 | 4,994 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $679,750 | 5,514 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,528,000 | 6,037 |
Total interest expense | $1,922,000 | 6,314 |
Net interest income | $2,606,000 | 5,683 |
Provision for loan and lease losses | $80,000 | 5,577 |
Total noninterest income | $298,000 | 6,505 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $213,000 | 4,973 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $85,000 | 7,031 |
Total noninterest expense | $1,847,000 | 5,887 |
Salaries and employee benefits | $976,000 | 5,866 |
Premises and equipment expense | $300,000 | 5,381 |
Additional noninterest expense | $571,000 | 5,939 |
Pre-tax net operating income | $977,000 | 5,486 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $351,000 | 4,758 |
Income before extraordinary items | $626,000 | 5,933 |
Extraordinary gains, net | $0 | 32 |
Net income | $626,000 | 5,932 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 5,584 |
Cash dividends | $185,000 | 5,503 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $626,000 | 5,831 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,423,000 | 6,298 |
Total interest expense | $1,801,000 | 6,683 |
Net interest income | $2,622,000 | 5,857 |
Provision for loan and lease losses | $98,000 | 5,239 |
Total noninterest income | $290,000 | 6,753 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $210,000 | 5,201 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 7,372 |
Total noninterest expense | $1,811,000 | 6,046 |
Salaries and employee benefits | $891,000 | 6,336 |
Premises and equipment expense | $365,000 | 4,751 |
Additional noninterest expense | $555,000 | 6,090 |
Pre-tax net operating income | $1,003,000 | 5,826 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $381,000 | 5,034 |
Income before extraordinary items | $622,000 | 6,240 |
Extraordinary gains, net | $0 | 44 |
Net income | $622,000 | 6,241 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 5,007 |
Cash dividends | $158,000 | 5,811 |
Sale, conversion, retirement of capital stock, net | $-585,000 | 10,852 |
Net operating income | $622,000 | 6,186 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,259,000 | 6,623 |
Total interest expense | $1,720,000 | 7,030 |
Net interest income | $2,539,000 | 6,129 |
Provision for loan and lease losses | $102,000 | 5,039 |
Total noninterest income | $286,000 | 7,115 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $210,000 | 5,392 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 7,879 |
Total noninterest expense | $1,762,000 | 6,473 |
Salaries and employee benefits | $868,000 | 6,623 |
Premises and equipment expense | $275,000 | 5,903 |
Additional noninterest expense | $619,000 | 6,236 |
Pre-tax net operating income | $961,000 | 5,875 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $376,000 | 5,092 |
Income before extraordinary items | $585,000 | 6,358 |
Extraordinary gains, net | $0 | 53 |
Net income | $585,000 | 6,360 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 4,811 |
Cash dividends | $150,000 | 5,964 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $585,000 | 6,287 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,992,000 | 7,014 |
Total interest expense | $1,595,000 | 7,431 |
Net interest income | $2,397,000 | 6,486 |
Provision for loan and lease losses | $175,000 | 3,337 |
Total noninterest income | $328,000 | 6,747 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $193,000 | 5,806 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $135,000 | 6,277 |
Total noninterest expense | $1,713,000 | 6,702 |
Salaries and employee benefits | $847,000 | 6,836 |
Premises and equipment expense | $249,000 | 6,364 |
Additional noninterest expense | $617,000 | 6,425 |
Pre-tax net operating income | $837,000 | 6,695 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $309,000 | 5,889 |
Income before extraordinary items | $528,000 | 7,040 |
Extraordinary gains, net | $0 | 65 |
Net income | $528,000 | 7,039 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 4,829 |
Cash dividends | $120,000 | 6,469 |
Sale, conversion, retirement of capital stock, net | $-198,000 | 10,482 |
Net operating income | $528,000 | 7,017 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,642,000 | 7,142 |
Total interest expense | $1,370,000 | 7,309 |
Net interest income | $2,272,000 | 6,916 |
Provision for loan and lease losses | $131,000 | 3,877 |
Total noninterest income | $264,000 | 7,750 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $187,000 | 6,136 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 8,362 |
Total noninterest expense | $1,828,000 | 6,627 |
Salaries and employee benefits | $908,000 | 6,579 |
Premises and equipment expense | $240,000 | 6,683 |
Additional noninterest expense | $680,000 | 6,470 |
Pre-tax net operating income | $577,000 | 8,142 |
Securities gains (losses) | $3,000 | 2,889 |
Applicable income taxes | $171,000 | 7,904 |
Income before extraordinary items | $409,000 | 8,123 |
Extraordinary gains, net | $0 | 249 |
Net income | $409,000 | 8,126 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $151,000 | 2,957 |
Cash dividends | $77,000 | 7,386 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $406,870 | 8,192 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,945,000 | 6,933 |
Total interest expense | $1,565,000 | 7,000 |
Net interest income | $2,380,000 | 6,769 |
Provision for loan and lease losses | $173,000 | 4,307 |
Total noninterest income | $304,000 | 7,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $204,000 | 5,900 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $100,000 | 7,857 |
Total noninterest expense | $2,041,000 | 6,222 |
Salaries and employee benefits | $859,000 | 6,967 |
Premises and equipment expense | $216,000 | 7,372 |
Additional noninterest expense | $966,000 | 5,067 |
Pre-tax net operating income | $470,000 | 8,862 |
Securities gains (losses) | $13,000 | 5,183 |
Applicable income taxes | $112,000 | 9,471 |
Income before extraordinary items | $371,000 | 8,733 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $371,000 | 8,889 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $153,000 | 3,626 |
Cash dividends | $72,000 | 7,482 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $360,990 | 8,562 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,397,000 | 7,018 |
Total interest expense | $2,117,000 | 6,820 |
Net interest income | $2,280,000 | 7,055 |
Provision for loan and lease losses | $409,000 | 3,414 |
Total noninterest income | $320,000 | 7,458 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $115,000 | 8,077 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $205,000 | 5,595 |
Total noninterest expense | $2,036,000 | 6,284 |
Salaries and employee benefits | $1,079,000 | 5,662 |
Premises and equipment expense | $218,000 | 7,441 |
Additional noninterest expense | $739,000 | 6,491 |
Pre-tax net operating income | $155,000 | 11,482 |
Securities gains (losses) | $273,000 | 1,622 |
Applicable income taxes | $125,000 | 9,233 |
Income before extraordinary items | $303,000 | 9,276 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $303,000 | 9,410 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $249,000 | 3,729 |
Cash dividends | $80,000 | 6,992 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $109,170 | 11,514 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.