Home > Bank of Rantoul > Income and Expense

Bank of Rantoul, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$11,213,0002,672
Total interest expense$2,912,0002,650
Net interest income$8,301,0002,636
Provision for loan and lease losses$240,0001,853
Total noninterest income$614,0003,238
Gross Fiduciary activities income$21,000825
Service charges on deposit accounts$139,0003,063
Trading account gains and feesNANA
Additional Noninterest Income$454,0003,058
Total noninterest expense$3,874,0003,390
Salaries and employee benefits$2,488,0003,193
Premises and equipment expense$297,0003,595
Additional noninterest expense$454,0003,058
Pre-tax net operating income$4,801,0001,963
Securities gains (losses)$5,000865
Applicable income taxes$03,369
Income before extraordinary items$4,806,0001,774
Extraordinary gains, net$054
Net income$4,806,0001,795
Minority interest net income$088
Net income of bank and minority interests.$4,806,0001,777
Net charge-offs$-372,0004,516
Cash dividends$3,570,0001,032
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,801,0001,802
2023-09-30 (YTD Data)Rank
Total interest income$8,302,0002,674
Total interest expense$1,940,0002,680
Net interest income$6,362,0002,617
Provision for loan and lease losses$180,0001,734
Total noninterest income$460,0003,240
Gross Fiduciary activities income$13,000822
Service charges on deposit accounts$104,0003,085
Trading account gains and feesNANA
Additional Noninterest Income$343,0003,045
Total noninterest expense$2,623,0003,503
Salaries and employee benefits$1,581,0003,373
Premises and equipment expense$230,0003,572
Additional noninterest expense$343,0003,044
Pre-tax net operating income$4,019,0001,892
Securities gains (losses)$4,000719
Applicable income taxes$03,407
Income before extraordinary items$4,023,0001,709
Extraordinary gains, net$052
Net income$4,023,0001,723
Minority interest net income$081
Net income of bank and minority interests.$4,023,0001,709
Net charge-offs$-400,0004,541
Cash dividends$3,500,000792
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,019,0001,735
2023-06-30 (YTD Data)Rank
Total interest income$5,546,0002,655
Total interest expense$1,140,0002,681
Net interest income$4,406,0002,589
Provision for loan and lease losses$120,0001,688
Total noninterest income$316,0003,201
Gross Fiduciary activities income$13,000797
Service charges on deposit accounts$68,0003,101
Trading account gains and feesNANA
Additional Noninterest Income$235,0003,005
Total noninterest expense$1,738,0003,518
Salaries and employee benefits$1,053,0003,386
Premises and equipment expense$150,0003,601
Additional noninterest expense$235,0002,998
Pre-tax net operating income$2,864,0001,800
Securities gains (losses)$2,000835
Applicable income taxes$03,436
Income before extraordinary items$2,866,0001,617
Extraordinary gains, net$051
Net income$2,866,0001,636
Minority interest net income$081
Net income of bank and minority interests.$2,866,0001,616
Net charge-offs$-413,0004,593
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,864,0001,633
2023-03-31 (YTD Data)Rank
Total interest income$2,720,0002,664
Total interest expense$436,0002,766
Net interest income$2,284,0002,558
Provision for loan and lease losses$60,0001,563
Total noninterest income$157,0003,218
Gross Fiduciary activities income$7,000814
Service charges on deposit accounts$29,0003,257
Trading account gains and feesNANA
Additional Noninterest Income$121,0002,966
Total noninterest expense$896,0003,506
Salaries and employee benefits$527,0003,423
Premises and equipment expense$75,0003,662
Additional noninterest expense$121,0002,966
Pre-tax net operating income$1,485,0001,804
Securities gains (losses)$1,000883
Applicable income taxes$03,388
Income before extraordinary items$1,486,0001,609
Extraordinary gains, net$04
Net income$1,486,0001,608
Minority interest net income$048
Net income of bank and minority interests.$1,486,0001,609
Net charge-offs$-331,0004,631
Cash dividends$1,300,000668
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,485,0001,629
2022-12-31 (YTD Data)Rank
Total interest income$7,985,0002,864
Total interest expense$799,0002,690
Net interest income$7,186,0002,835
Provision for loan and lease losses$240,0001,681
Total noninterest income$702,0003,208
Gross Fiduciary activities income$16,000872
Service charges on deposit accounts$151,0003,049
Trading account gains and feesNANA
Additional Noninterest Income$535,0002,986
Total noninterest expense$3,852,0003,398
Salaries and employee benefits$2,326,0003,290
Premises and equipment expense$317,0003,589
Additional noninterest expense$535,0002,986
Pre-tax net operating income$3,796,0002,371
Securities gains (losses)$5,000515
Applicable income taxes$03,596
Income before extraordinary items$3,801,0002,169
Extraordinary gains, net$05
Net income$3,801,0002,168
Minority interest net income$063
Net income of bank and minority interests.$3,801,0002,168
Net charge-offs$909,000446
Cash dividends$3,250,0001,078
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,796,0002,198
2022-09-30 (YTD Data)Rank
Total interest income$5,563,0002,911
Total interest expense$448,0002,805
Net interest income$5,115,0002,886
Provision for loan and lease losses$180,0001,523
Total noninterest income$475,0003,335
Gross Fiduciary activities income$16,000844
Service charges on deposit accounts$112,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,153
Total noninterest expense$2,700,0003,480
Salaries and employee benefits$1,585,0003,396
Premises and equipment expense$237,0003,604
Additional noninterest expense$347,0003,153
Pre-tax net operating income$2,710,0002,422
Securities gains (losses)$4,000563
Applicable income taxes$03,603
Income before extraordinary items$2,714,0002,197
Extraordinary gains, net$04
Net income$2,714,0002,196
Minority interest net income$057
Net income of bank and minority interests.$2,714,0002,196
Net charge-offs$-6,0003,455
Cash dividends$3,250,000796
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,710,0002,232
2022-06-30 (YTD Data)Rank
Total interest income$3,445,0002,976
Total interest expense$252,0002,903
Net interest income$3,193,0002,966
Provision for loan and lease losses$120,0001,426
Total noninterest income$314,0003,334
Gross Fiduciary activities income$8,000814
Service charges on deposit accounts$70,0003,152
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,164
Total noninterest expense$1,811,0003,475
Salaries and employee benefits$1,073,0003,382
Premises and equipment expense$157,0003,634
Additional noninterest expense$581,0003,464
Pre-tax net operating income$1,576,0002,501
Securities gains (losses)$2,000556
Applicable income taxes$03,564
Income before extraordinary items$1,578,0002,277
Extraordinary gains, net$04
Net income$1,578,0002,277
Minority interest net income$060
Net income of bank and minority interests.$1,578,0002,277
Net charge-offs$-4,0003,378
Cash dividends$1,730,000943
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,576,0002,315
2022-03-31 (YTD Data)Rank
Total interest income$1,646,0003,014
Total interest expense$109,0003,072
Net interest income$1,537,0002,980
Provision for loan and lease losses$60,0001,235
Total noninterest income$160,0003,280
Gross Fiduciary activities income$8,000781
Service charges on deposit accounts$30,0003,296
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,086
Total noninterest expense$903,0003,477
Salaries and employee benefits$536,0003,381
Premises and equipment expense$78,0003,668
Additional noninterest expense$289,0003,474
Pre-tax net operating income$734,0002,500
Securities gains (losses)$1,000563
Applicable income taxes$03,450
Income before extraordinary items$735,0002,301
Extraordinary gains, net$04
Net income$735,0002,300
Minority interest net income$050
Net income of bank and minority interests.$735,0002,301
Net charge-offs$-3,0003,434
Cash dividends$1,400,000616
Sale, conversion, retirement of capital stock, net$0453
Net operating income$734,0002,320
2021-12-31 (YTD Data)Rank
Total interest income$7,617,0002,878
Total interest expense$528,0003,091
Net interest income$7,089,0002,829
Provision for loan and lease losses$240,0001,589
Total noninterest income$1,043,0002,926
Gross Fiduciary activities income$10,000870
Service charges on deposit accounts$120,0003,255
Trading account gains and feesNANA
Additional Noninterest Income$913,0002,699
Total noninterest expense$3,897,0003,397
Salaries and employee benefits$2,376,0003,276
Premises and equipment expense$323,0003,635
Additional noninterest expense$1,198,0003,451
Pre-tax net operating income$3,995,0002,331
Securities gains (losses)$16,0001,585
Applicable income taxes$03,710
Income before extraordinary items$4,011,0002,158
Extraordinary gains, net$010
Net income$4,011,0002,159
Minority interest net income$074
Net income of bank and minority interests.$4,011,0002,159
Net charge-offs$-91,0004,328
Cash dividends$3,685,0001,010
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,995,0002,141
2021-09-30 (YTD Data)Rank
Total interest income$5,851,0002,902
Total interest expense$412,0003,141
Net interest income$5,439,0002,853
Provision for loan and lease losses$180,0001,539
Total noninterest income$507,0003,412
Gross Fiduciary activities income$10,000846
Service charges on deposit accounts$87,0003,317
Trading account gains and feesNANA
Additional Noninterest Income$410,0003,234
Total noninterest expense$2,803,0003,488
Salaries and employee benefits$1,661,0003,387
Premises and equipment expense$241,0003,691
Additional noninterest expense$901,0003,460
Pre-tax net operating income$2,963,0002,446
Securities gains (losses)$4,0001,798
Applicable income taxes$03,719
Income before extraordinary items$2,967,0002,268
Extraordinary gains, net$08
Net income$2,967,0002,266
Minority interest net income$069
Net income of bank and minority interests.$2,967,0002,268
Net charge-offs$-91,0004,433
Cash dividends$3,560,000754
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,963,0002,247
2021-06-30 (YTD Data)Rank
Total interest income$4,063,0002,853
Total interest expense$290,0003,148
Net interest income$3,773,0002,785
Provision for loan and lease losses$120,0001,537
Total noninterest income$334,0003,416
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$53,0003,384
Trading account gains and feesNANA
Additional Noninterest Income$277,0003,200
Total noninterest expense$1,866,0003,494
Salaries and employee benefits$1,099,0003,408
Premises and equipment expense$166,0003,660
Additional noninterest expense$601,0003,448
Pre-tax net operating income$2,121,0002,310
Securities gains (losses)$3,0001,649
Applicable income taxes$03,702
Income before extraordinary items$2,124,0002,149
Extraordinary gains, net$06
Net income$2,124,0002,149
Minority interest net income$067
Net income of bank and minority interests.$2,124,0002,149
Net charge-offs$-90,0004,561
Cash dividends$2,110,000808
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,121,0002,115
2021-03-31 (YTD Data)Rank
Total interest income$2,200,0002,709
Total interest expense$148,0003,195
Net interest income$2,052,0002,632
Provision for loan and lease losses$60,0001,591
Total noninterest income$172,0003,381
Gross Fiduciary activities income$4,000836
Service charges on deposit accounts$24,0003,483
Trading account gains and feesNANA
Additional Noninterest Income$144,0003,155
Total noninterest expense$924,0003,501
Salaries and employee benefits$535,0003,449
Premises and equipment expense$79,0003,740
Additional noninterest expense$310,0003,372
Pre-tax net operating income$1,240,0002,109
Securities gains (losses)$1,0001,331
Applicable income taxes$03,613
Income before extraordinary items$1,241,0001,958
Extraordinary gains, net$03
Net income$1,241,0001,958
Minority interest net income$055
Net income of bank and minority interests.$1,241,0001,958
Net charge-offs$-66,0004,676
Cash dividends$1,600,000541
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,240,0001,920
2020-12-31 (YTD Data)Rank
Total interest income$8,921,0002,694
Total interest expense$902,0003,098
Net interest income$8,019,0002,614
Provision for loan and lease losses$240,0002,884
Total noninterest income$704,0003,272
Gross Fiduciary activities income$5,000940
Service charges on deposit accounts$133,0003,250
Trading account gains and feesNANA
Additional Noninterest Income$566,0003,025
Total noninterest expense$4,226,0003,281
Salaries and employee benefits$2,639,0003,138
Premises and equipment expense$339,0003,645
Additional noninterest expense$1,248,0003,353
Pre-tax net operating income$4,257,0001,993
Securities gains (losses)$210,0001,010
Applicable income taxes$03,697
Income before extraordinary items$4,467,0001,784
Extraordinary gains, net$04
Net income$4,467,0001,784
Minority interest net income$072
Net income of bank and minority interests.$4,467,0001,784
Net charge-offs$4,0003,213
Cash dividends$3,500,000993
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,257,0001,788
2020-09-30 (YTD Data)Rank
Total interest income$6,835,0002,686
Total interest expense$738,0003,065
Net interest income$6,097,0002,596
Provision for loan and lease losses$180,0002,853
Total noninterest income$535,0003,236
Gross Fiduciary activities income$5,000901
Service charges on deposit accounts$101,0003,244
Trading account gains and feesNANA
Additional Noninterest Income$429,0002,990
Total noninterest expense$2,926,0003,401
Salaries and employee benefits$1,719,0003,331
Premises and equipment expense$257,0003,655
Additional noninterest expense$950,0003,289
Pre-tax net operating income$3,526,0001,838
Securities gains (losses)$173,000957
Applicable income taxes$03,696
Income before extraordinary items$3,699,0001,615
Extraordinary gains, net$04
Net income$3,699,0001,616
Minority interest net income$065
Net income of bank and minority interests.$3,699,0001,616
Net charge-offs$19,0002,526
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,526,0001,646
2020-06-30 (YTD Data)Rank
Total interest income$4,774,0002,631
Total interest expense$559,0002,982
Net interest income$4,215,0002,544
Provision for loan and lease losses$120,0002,806
Total noninterest income$343,0003,243
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$71,0003,206
Trading account gains and feesNANA
Additional Noninterest Income$271,0002,999
Total noninterest expense$1,966,0003,397
Salaries and employee benefits$1,153,0003,334
Premises and equipment expense$169,0003,673
Additional noninterest expense$644,0003,290
Pre-tax net operating income$2,472,0001,712
Securities gains (losses)$9,0001,899
Applicable income taxes$03,655
Income before extraordinary items$2,481,0001,539
Extraordinary gains, net$04
Net income$2,481,0001,538
Minority interest net income$065
Net income of bank and minority interests.$2,481,0001,539
Net charge-offs$85,0001,443
Cash dividends$1,850,000858
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,472,0001,493
2020-03-31 (YTD Data)Rank
Total interest income$2,237,0002,751
Total interest expense$315,0002,946
Net interest income$1,922,0002,664
Provision for loan and lease losses$60,0002,352
Total noninterest income$157,0003,320
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$40,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,015
Total noninterest expense$906,0003,561
Salaries and employee benefits$577,0003,363
Premises and equipment expense$84,0003,700
Additional noninterest expense$245,0003,766
Pre-tax net operating income$1,113,0001,688
Securities gains (losses)$1,0001,614
Applicable income taxes$03,513
Income before extraordinary items$1,114,0001,528
Extraordinary gains, net$04
Net income$1,114,0001,526
Minority interest net income$056
Net income of bank and minority interests.$1,114,0001,528
Net charge-offs$-4,0004,126
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,113,0001,503
2019-12-31 (YTD Data)Rank
Total interest income$8,915,0002,784
Total interest expense$1,309,0002,930
Net interest income$7,606,0002,718
Provision for loan and lease losses$740,0001,152
Total noninterest income$902,0002,959
Gross Fiduciary activities income$6,000950
Service charges on deposit accounts$185,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$711,0002,637
Total noninterest expense$4,165,0003,348
Salaries and employee benefits$2,585,0003,176
Premises and equipment expense$382,0003,546
Additional noninterest expense$1,198,0003,492
Pre-tax net operating income$3,603,0002,191
Securities gains (losses)$378,000437
Applicable income taxes$03,859
Income before extraordinary items$3,981,0001,895
Extraordinary gains, net$011
Net income$3,981,0001,897
Minority interest net income$076
Net income of bank and minority interests.$3,981,0001,897
Net charge-offs$818,000747
Cash dividends$3,835,0001,002
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,603,0001,999
2019-09-30 (YTD Data)Rank
Total interest income$6,709,0002,802
Total interest expense$971,0002,969
Net interest income$5,738,0002,742
Provision for loan and lease losses$680,000916
Total noninterest income$653,0003,014
Gross Fiduciary activities income$6,000919
Service charges on deposit accounts$140,0003,283
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,729
Total noninterest expense$2,882,0003,505
Salaries and employee benefits$1,686,0003,435
Premises and equipment expense$289,0003,569
Additional noninterest expense$907,0003,504
Pre-tax net operating income$2,829,0002,186
Securities gains (losses)$349,000374
Applicable income taxes$03,902
Income before extraordinary items$3,178,0001,855
Extraordinary gains, net$011
Net income$3,178,0001,854
Minority interest net income$072
Net income of bank and minority interests.$3,178,0001,856
Net charge-offs$331,000976
Cash dividends$3,835,000743
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,829,0001,992
2019-06-30 (YTD Data)Rank
Total interest income$4,680,0002,731
Total interest expense$612,0003,039
Net interest income$4,068,0002,629
Provision for loan and lease losses$120,0002,025
Total noninterest income$476,0002,874
Gross Fiduciary activities income$5,000905
Service charges on deposit accounts$93,0003,283
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,556
Total noninterest expense$1,911,0003,551
Salaries and employee benefits$1,126,0003,451
Premises and equipment expense$198,0003,537
Additional noninterest expense$587,0003,587
Pre-tax net operating income$2,513,0001,786
Securities gains (losses)$16,0001,095
Applicable income taxes$03,901
Income before extraordinary items$2,529,0001,585
Extraordinary gains, net$011
Net income$2,529,0001,586
Minority interest net income$069
Net income of bank and minority interests.$2,529,0001,586
Net charge-offs$-22,0004,706
Cash dividends$2,250,000792
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,513,0001,564
2019-03-31 (YTD Data)Rank
Total interest income$2,317,0002,760
Total interest expense$299,0003,048
Net interest income$2,018,0002,660
Provision for loan and lease losses$60,0001,874
Total noninterest income$172,0003,238
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$44,0003,353
Trading account gains and feesNANA
Additional Noninterest Income$127,0002,941
Total noninterest expense$935,0003,619
Salaries and employee benefits$552,0003,531
Premises and equipment expense$100,0003,538
Additional noninterest expense$283,0003,675
Pre-tax net operating income$1,195,0001,811
Securities gains (losses)$4,000883
Applicable income taxes$03,800
Income before extraordinary items$1,199,0001,625
Extraordinary gains, net$05
Net income$1,199,0001,623
Minority interest net income$052
Net income of bank and minority interests.$1,199,0001,624
Net charge-offs$-15,0004,791
Cash dividends$1,600,000596
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,195,0001,610
2018-12-31 (YTD Data)Rank
Total interest income$8,813,0002,754
Total interest expense$884,0003,107
Net interest income$7,929,0002,673
Provision for loan and lease losses$240,0002,183
Total noninterest income$655,0003,428
Gross Fiduciary activities income$5,000991
Service charges on deposit accounts$165,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$485,0003,102
Total noninterest expense$3,993,0003,498
Salaries and employee benefits$2,511,0003,275
Premises and equipment expense$380,0003,622
Additional noninterest expense$1,102,0003,735
Pre-tax net operating income$4,351,0001,989
Securities gains (losses)$87,000328
Applicable income taxes$03,978
Income before extraordinary items$4,438,0001,740
Extraordinary gains, net$06
Net income$4,438,0001,739
Minority interest net income$072
Net income of bank and minority interests.$4,438,0001,739
Net charge-offs$142,0001,892
Cash dividends$3,825,000907
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,351,0001,771
2018-09-30 (YTD Data)Rank
Total interest income$6,523,0002,776
Total interest expense$583,0003,245
Net interest income$5,940,0002,681
Provision for loan and lease losses$180,0002,069
Total noninterest income$495,0003,442
Gross Fiduciary activities income$5,000955
Service charges on deposit accounts$117,0003,657
Trading account gains and feesNANA
Additional Noninterest Income$373,0003,105
Total noninterest expense$2,676,0003,722
Salaries and employee benefits$1,584,0003,592
Premises and equipment expense$281,0003,684
Additional noninterest expense$811,0003,792
Pre-tax net operating income$3,579,0001,861
Securities gains (losses)$88,000316
Applicable income taxes$04,032
Income before extraordinary items$3,667,0001,629
Extraordinary gains, net$05
Net income$3,667,0001,627
Minority interest net income$066
Net income of bank and minority interests.$3,667,0001,628
Net charge-offs$-26,0004,745
Cash dividends$3,825,000665
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,579,0001,639
2018-06-30 (YTD Data)Rank
Total interest income$4,266,0002,804
Total interest expense$341,0003,359
Net interest income$3,925,0002,690
Provision for loan and lease losses$120,0002,009
Total noninterest income$329,0003,467
Gross Fiduciary activities income$4,000952
Service charges on deposit accounts$70,0003,794
Trading account gains and feesNANA
Additional Noninterest Income$255,0003,084
Total noninterest expense$1,778,0003,750
Salaries and employee benefits$1,071,0003,579
Premises and equipment expense$192,0003,668
Additional noninterest expense$515,0003,894
Pre-tax net operating income$2,356,0001,858
Securities gains (losses)$31,000402
Applicable income taxes$04,018
Income before extraordinary items$2,387,0001,638
Extraordinary gains, net$06
Net income$2,387,0001,638
Minority interest net income$065
Net income of bank and minority interests.$2,387,0001,637
Net charge-offs$-13,0004,607
Cash dividends$2,250,000692
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,356,0001,640
2018-03-31 (YTD Data)Rank
Total interest income$2,092,0002,844
Total interest expense$146,0003,570
Net interest income$1,946,0002,713
Provision for loan and lease losses$60,0001,880
Total noninterest income$183,0003,297
Gross Fiduciary activities income$4,000900
Service charges on deposit accounts$33,0003,908
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,875
Total noninterest expense$875,0003,819
Salaries and employee benefits$524,0003,667
Premises and equipment expense$99,0003,667
Additional noninterest expense$252,0003,964
Pre-tax net operating income$1,194,0001,784
Securities gains (losses)$27,000295
Applicable income taxes$03,948
Income before extraordinary items$1,221,0001,567
Extraordinary gains, net$07
Net income$1,221,0001,566
Minority interest net income$052
Net income of bank and minority interests.$1,221,0001,567
Net charge-offs$-8,0004,650
Cash dividends$1,650,000494
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,194,0001,577
2017-12-31 (YTD Data)Rank
Total interest income$8,639,0002,724
Total interest expense$602,0003,380
Net interest income$8,037,0002,630
Provision for loan and lease losses$240,0002,185
Total noninterest income$640,0003,603
Gross Fiduciary activities income$6,0001,012
Service charges on deposit accounts$152,0003,812
Trading account gains and feesNANA
Additional Noninterest Income$482,0003,203
Total noninterest expense$3,949,0003,570
Salaries and employee benefits$2,490,0003,338
Premises and equipment expense$378,0003,766
Additional noninterest expense$1,081,0003,881
Pre-tax net operating income$4,488,0001,875
Securities gains (losses)$149,000487
Applicable income taxes$04,135
Income before extraordinary items$4,637,0001,431
Extraordinary gains, net$09
Net income$4,637,0001,429
Minority interest net income$076
Net income of bank and minority interests.$4,637,0001,431
Net charge-offs$22,0003,387
Cash dividends$3,900,000839
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,488,0001,458
2017-09-30 (YTD Data)Rank
Total interest income$6,483,0002,733
Total interest expense$446,0003,406
Net interest income$6,037,0002,642
Provision for loan and lease losses$180,0002,116
Total noninterest income$487,0003,610
Gross Fiduciary activities income$6,000977
Service charges on deposit accounts$111,0003,885
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,201
Total noninterest expense$2,681,0003,789
Salaries and employee benefits$1,630,0003,604
Premises and equipment expense$280,0003,811
Additional noninterest expense$771,0003,982
Pre-tax net operating income$3,663,0001,768
Securities gains (losses)$136,000477
Applicable income taxes$04,172
Income before extraordinary items$3,799,0001,435
Extraordinary gains, net$09
Net income$3,799,0001,434
Minority interest net income$071
Net income of bank and minority interests.$3,799,0001,435
Net charge-offs$-14,0004,834
Cash dividends$3,900,000617
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,663,0001,453
2017-06-30 (YTD Data)Rank
Total interest income$4,280,0002,741
Total interest expense$293,0003,401
Net interest income$3,987,0002,652
Provision for loan and lease losses$120,0002,050
Total noninterest income$328,0003,590
Gross Fiduciary activities income$4,000986
Service charges on deposit accounts$72,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$252,0003,176
Total noninterest expense$1,784,0003,816
Salaries and employee benefits$1,093,0003,618
Premises and equipment expense$187,0003,824
Additional noninterest expense$504,0004,033
Pre-tax net operating income$2,411,0001,763
Securities gains (losses)$99,000437
Applicable income taxes$04,189
Income before extraordinary items$2,510,0001,424
Extraordinary gains, net$011
Net income$2,510,0001,424
Minority interest net income$071
Net income of bank and minority interests.$2,510,0001,425
Net charge-offs$-8,0004,727
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,411,0001,452
2017-03-31 (YTD Data)Rank
Total interest income$2,103,0002,767
Total interest expense$144,0003,409
Net interest income$1,959,0002,686
Provision for loan and lease losses$60,0001,878
Total noninterest income$178,0003,464
Gross Fiduciary activities income$4,000935
Service charges on deposit accounts$36,0003,940
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,040
Total noninterest expense$877,0003,881
Salaries and employee benefits$542,0003,672
Premises and equipment expense$90,0003,934
Additional noninterest expense$245,0004,096
Pre-tax net operating income$1,200,0001,723
Securities gains (losses)$74,000279
Applicable income taxes$04,086
Income before extraordinary items$1,274,0001,390
Extraordinary gains, net$08
Net income$1,274,0001,390
Minority interest net income$055
Net income of bank and minority interests.$1,274,0001,390
Net charge-offs$4,0002,506
Cash dividends$1,425,000542
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,200,0001,451
2016-12-31 (YTD Data)Rank
Total interest income$8,807,0002,658
Total interest expense$566,0003,414
Net interest income$8,241,0002,557
Provision for loan and lease losses$255,0002,160
Total noninterest income$597,0003,819
Gross Fiduciary activities income$6,0001,044
Service charges on deposit accounts$153,0003,949
Trading account gains and fees$0170
Additional Noninterest Income$438,0003,437
Total noninterest expense$4,155,0003,566
Salaries and employee benefits$2,382,0003,502
Premises and equipment expense$370,0003,921
Additional noninterest expense$1,403,0003,479
Pre-tax net operating income$4,428,0001,787
Securities gains (losses)$125,0001,191
Applicable income taxes$04,278
Income before extraordinary items$4,553,0001,495
Extraordinary gains, net$05
Net income$4,553,0001,494
Minority interest net income$082
Net income of bank and minority interests.$4,553,0001,494
Net charge-offs$383,0001,302
Cash dividends$4,125,000797
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,428,0001,497
2016-09-30 (YTD Data)Rank
Total interest income$6,621,0002,664
Total interest expense$426,0003,439
Net interest income$6,195,0002,559
Provision for loan and lease losses$180,0002,135
Total noninterest income$461,0003,808
Gross Fiduciary activities income$6,0001,010
Service charges on deposit accounts$113,0004,001
Trading account gains and fees$0169
Additional Noninterest Income$342,0003,396
Total noninterest expense$2,622,0003,936
Salaries and employee benefits$1,536,0003,786
Premises and equipment expense$278,0003,931
Additional noninterest expense$808,0004,062
Pre-tax net operating income$3,854,0001,604
Securities gains (losses)$101,0001,248
Applicable income taxes$04,325
Income before extraordinary items$3,955,0001,345
Extraordinary gains, net$05
Net income$3,955,0001,345
Minority interest net income$071
Net income of bank and minority interests.$3,955,0001,345
Net charge-offs$398,000933
Cash dividends$4,125,000585
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,854,0001,337
2016-06-30 (YTD Data)Rank
Total interest income$4,419,0002,666
Total interest expense$297,0003,377
Net interest income$4,122,0002,578
Provision for loan and lease losses$105,0002,257
Total noninterest income$308,0003,798
Gross Fiduciary activities income$4,0001,014
Service charges on deposit accounts$74,0004,037
Trading account gains and fees$0157
Additional Noninterest Income$230,0003,405
Total noninterest expense$1,739,0003,985
Salaries and employee benefits$1,017,0003,828
Premises and equipment expense$183,0003,984
Additional noninterest expense$539,0004,098
Pre-tax net operating income$2,586,0001,591
Securities gains (losses)$89,0001,037
Applicable income taxes$04,338
Income before extraordinary items$2,675,0001,330
Extraordinary gains, net$016
Net income$2,675,0001,330
Minority interest net income$071
Net income of bank and minority interests.$2,675,0001,330
Net charge-offs$-23,0005,254
Cash dividends$2,450,000656
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,586,0001,321
2016-03-31 (YTD Data)Rank
Total interest income$2,222,0002,658
Total interest expense$147,0003,420
Net interest income$2,075,0002,558
Provision for loan and lease losses$30,0002,510
Total noninterest income$169,0003,625
Gross Fiduciary activities income$2,000992
Service charges on deposit accounts$34,0004,152
Trading account gains and fees$0142
Additional Noninterest Income$133,0003,137
Total noninterest expense$870,0004,004
Salaries and employee benefits$512,0003,842
Premises and equipment expense$89,0004,074
Additional noninterest expense$269,0004,115
Pre-tax net operating income$1,344,0001,513
Securities gains (losses)$73,000656
Applicable income taxes$04,259
Income before extraordinary items$1,417,0001,238
Extraordinary gains, net$012
Net income$1,417,0001,239
Minority interest net income$062
Net income of bank and minority interests.$1,417,0001,239
Net charge-offs$-12,0005,253
Cash dividends$1,650,000503
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,344,0001,248
2015-12-31 (YTD Data)Rank
Total interest income$8,634,0002,686
Total interest expense$621,0003,309
Net interest income$8,013,0002,591
Provision for loan and lease losses$120,0002,830
Total noninterest income$590,0003,929
Gross Fiduciary activities income$9,0001,049
Service charges on deposit accounts$171,0003,942
Trading account gains and fees$0159
Additional Noninterest Income$410,0003,560
Total noninterest expense$3,829,0003,802
Salaries and employee benefits$2,409,0003,504
Premises and equipment expense$358,0004,125
Additional noninterest expense$1,062,0004,181
Pre-tax net operating income$4,654,0001,675
Securities gains (losses)$319,000522
Applicable income taxes$04,402
Income before extraordinary items$4,973,0001,363
Extraordinary gains, net$023
Net income$4,973,0001,362
Minority interest net income$081
Net income of bank and minority interests.$4,973,0001,363
Net charge-offs$-114,0005,751
Cash dividends$3,930,000798
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,654,0001,403
2015-09-30 (YTD Data)Rank
Total interest income$6,435,0002,716
Total interest expense$471,0003,328
Net interest income$5,964,0002,625
Provision for loan and lease losses$90,0002,744
Total noninterest income$444,0003,933
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$124,0004,038
Trading account gains and fees$0153
Additional Noninterest Income$315,0003,539
Total noninterest expense$2,592,0004,059
Salaries and employee benefits$1,524,0003,888
Premises and equipment expense$271,0004,163
Additional noninterest expense$797,0004,190
Pre-tax net operating income$3,726,0001,612
Securities gains (losses)$294,000488
Applicable income taxes$04,489
Income before extraordinary items$4,020,0001,293
Extraordinary gains, net$021
Net income$4,020,0001,294
Minority interest net income$078
Net income of bank and minority interests.$4,020,0001,293
Net charge-offs$-102,0005,815
Cash dividends$3,930,000587
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,726,0001,341
2015-06-30 (YTD Data)Rank
Total interest income$4,243,0002,743
Total interest expense$315,0003,354
Net interest income$3,928,0002,647
Provision for loan and lease losses$60,0002,661
Total noninterest income$292,0003,970
Gross Fiduciary activities income$3,0001,066
Service charges on deposit accounts$80,0004,073
Trading account gains and fees$0157
Additional Noninterest Income$209,0003,571
Total noninterest expense$1,715,0004,110
Salaries and employee benefits$1,013,0003,925
Premises and equipment expense$178,0004,228
Additional noninterest expense$524,0004,258
Pre-tax net operating income$2,445,0001,602
Securities gains (losses)$84,000922
Applicable income taxes$04,497
Income before extraordinary items$2,529,0001,329
Extraordinary gains, net$022
Net income$2,529,0001,331
Minority interest net income$075
Net income of bank and minority interests.$2,529,0001,330
Net charge-offs$-87,0005,896
Cash dividends$2,190,000654
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,445,0001,327
2015-03-31 (YTD Data)Rank
Total interest income$2,110,0002,746
Total interest expense$158,0003,370
Net interest income$1,952,0002,664
Provision for loan and lease losses$30,0002,461
Total noninterest income$143,0003,999
Gross Fiduciary activities income$2,0001,036
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$102,0003,574
Total noninterest expense$854,0004,157
Salaries and employee benefits$511,0003,926
Premises and equipment expense$86,0004,321
Additional noninterest expense$257,0004,306
Pre-tax net operating income$1,211,0001,583
Securities gains (losses)$7,0001,576
Applicable income taxes$04,400
Income before extraordinary items$1,218,0001,352
Extraordinary gains, net$013
Net income$1,218,0001,353
Minority interest net income$064
Net income of bank and minority interests.$1,218,0001,354
Net charge-offs$-72,0006,046
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,211,0001,318
2014-12-31 (YTD Data)Rank
Total interest income$8,904,0002,668
Total interest expense$675,0003,386
Net interest income$8,229,0002,557
Provision for loan and lease losses$120,0002,961
Total noninterest income$619,0003,937
Gross Fiduciary activities income$13,0001,052
Service charges on deposit accounts$185,0004,042
Trading account gains and fees$0180
Additional Noninterest Income$421,0003,521
Total noninterest expense$3,728,0003,985
Salaries and employee benefits$2,279,0003,709
Premises and equipment expense$344,0004,404
Additional noninterest expense$1,105,0004,230
Pre-tax net operating income$5,000,0001,515
Securities gains (losses)$-159,0006,377
Applicable income taxes$04,531
Income before extraordinary items$4,841,0001,345
Extraordinary gains, net$017
Net income$4,841,0001,345
Minority interest net income$084
Net income of bank and minority interests.$4,841,0001,344
Net charge-offs$859,0001,016
Cash dividends$3,900,000751
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,000,0001,279
2014-09-30 (YTD Data)Rank
Total interest income$6,639,0002,700
Total interest expense$508,0003,422
Net interest income$6,131,0002,589
Provision for loan and lease losses$90,0002,885
Total noninterest income$451,0004,029
Gross Fiduciary activities income$12,0001,018
Service charges on deposit accounts$137,0004,113
Trading account gains and fees$0174
Additional Noninterest Income$302,0003,631
Total noninterest expense$2,562,0004,212
Salaries and employee benefits$1,470,0004,028
Premises and equipment expense$266,0004,380
Additional noninterest expense$826,0004,268
Pre-tax net operating income$3,930,0001,480
Securities gains (losses)$-159,0006,474
Applicable income taxes$04,583
Income before extraordinary items$3,771,0001,286
Extraordinary gains, net$015
Net income$3,771,0001,286
Minority interest net income$081
Net income of bank and minority interests.$3,771,0001,286
Net charge-offs$860,000759
Cash dividends$3,900,000549
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,930,0001,221
2014-06-30 (YTD Data)Rank
Total interest income$4,368,0002,729
Total interest expense$340,0003,448
Net interest income$4,028,0002,613
Provision for loan and lease losses$60,0002,755
Total noninterest income$306,0004,004
Gross Fiduciary activities income$9,0001,012
Service charges on deposit accounts$89,0004,133
Trading account gains and fees$0172
Additional Noninterest Income$208,0003,565
Total noninterest expense$1,722,0004,218
Salaries and employee benefits$981,0004,047
Premises and equipment expense$182,0004,379
Additional noninterest expense$559,0004,250
Pre-tax net operating income$2,552,0001,471
Securities gains (losses)$-137,0006,563
Applicable income taxes$04,568
Income before extraordinary items$2,415,0001,298
Extraordinary gains, net$020
Net income$2,415,0001,298
Minority interest net income$080
Net income of bank and minority interests.$2,415,0001,299
Net charge-offs$-15,0005,786
Cash dividends$2,200,000597
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,552,0001,214
2014-03-31 (YTD Data)Rank
Total interest income$2,170,0002,739
Total interest expense$171,0003,485
Net interest income$1,999,0002,630
Provision for loan and lease losses$30,0002,577
Total noninterest income$162,0003,860
Gross Fiduciary activities income$7,000977
Service charges on deposit accounts$42,0004,230
Trading account gains and fees$0147
Additional Noninterest Income$113,0003,389
Total noninterest expense$855,0004,258
Salaries and employee benefits$491,0004,093
Premises and equipment expense$88,0004,508
Additional noninterest expense$276,0004,291
Pre-tax net operating income$1,276,0001,433
Securities gains (losses)$-151,0006,671
Applicable income taxes$04,445
Income before extraordinary items$1,125,0001,348
Extraordinary gains, net$016
Net income$1,125,0001,350
Minority interest net income$066
Net income of bank and minority interests.$1,125,0001,350
Net charge-offs$-3,0005,214
Cash dividends$1,500,000415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,276,0001,174
2013-12-31 (YTD Data)Rank
Total interest income$8,728,0002,743
Total interest expense$814,0003,416
Net interest income$7,914,0002,628
Provision for loan and lease losses$288,0002,513
Total noninterest income$740,0003,760
Gross Fiduciary activities income$10,0001,105
Service charges on deposit accounts$221,0003,936
Trading account gains and fees$0184
Additional Noninterest Income$509,0003,332
Total noninterest expense$3,813,0004,033
Salaries and employee benefits$2,264,0003,790
Premises and equipment expense$343,0004,561
Additional noninterest expense$1,206,0004,192
Pre-tax net operating income$4,553,0001,539
Securities gains (losses)$-92,0006,537
Applicable income taxes$04,631
Income before extraordinary items$4,461,0001,353
Extraordinary gains, net$029
Net income$4,461,0001,356
Minority interest net income$090
Net income of bank and minority interests.$4,461,0001,356
Net charge-offs$-28,0006,326
Cash dividends$3,800,000725
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,553,0001,307
2013-09-30 (YTD Data)Rank
Total interest income$6,472,0002,799
Total interest expense$640,0003,385
Net interest income$5,832,0002,679
Provision for loan and lease losses$213,0002,510
Total noninterest income$583,0003,731
Gross Fiduciary activities income$10,0001,063
Service charges on deposit accounts$169,0003,933
Trading account gains and fees$0180
Additional Noninterest Income$404,0003,324
Total noninterest expense$2,679,0004,215
Salaries and employee benefits$1,503,0004,086
Premises and equipment expense$258,0004,578
Additional noninterest expense$918,0004,154
Pre-tax net operating income$3,523,0001,530
Securities gains (losses)$-127,0006,746
Applicable income taxes$04,713
Income before extraordinary items$3,396,0001,335
Extraordinary gains, net$025
Net income$3,396,0001,337
Minority interest net income$084
Net income of bank and minority interests.$3,396,0001,337
Net charge-offs$-32,0006,361
Cash dividends$3,800,000528
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,523,0001,274
2013-06-30 (YTD Data)Rank
Total interest income$4,280,0002,809
Total interest expense$434,0003,411
Net interest income$3,846,0002,698
Provision for loan and lease losses$150,0002,434
Total noninterest income$387,0003,766
Gross Fiduciary activities income$6,0001,074
Service charges on deposit accounts$110,0003,948
Trading account gains and fees$0157
Additional Noninterest Income$271,0003,355
Total noninterest expense$1,808,0004,209
Salaries and employee benefits$1,011,0004,080
Premises and equipment expense$172,0004,595
Additional noninterest expense$625,0004,089
Pre-tax net operating income$2,275,0001,557
Securities gains (losses)$-78,0006,825
Applicable income taxes$04,679
Income before extraordinary items$2,197,0001,380
Extraordinary gains, net$022
Net income$2,197,0001,382
Minority interest net income$082
Net income of bank and minority interests.$2,197,0001,383
Net charge-offs$-35,0006,465
Cash dividends$2,150,000587
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,275,0001,281
2013-03-31 (YTD Data)Rank
Total interest income$2,125,0002,842
Total interest expense$219,0003,479
Net interest income$1,906,0002,727
Provision for loan and lease losses$75,0002,354
Total noninterest income$183,0003,820
Gross Fiduciary activities income$5,0001,015
Service charges on deposit accounts$53,0003,986
Trading account gains and fees$0148
Additional Noninterest Income$125,0003,438
Total noninterest expense$903,0004,245
Salaries and employee benefits$504,0004,144
Premises and equipment expense$83,0004,710
Additional noninterest expense$316,0004,100
Pre-tax net operating income$1,111,0001,566
Securities gains (losses)$-34,0006,907
Applicable income taxes$04,602
Income before extraordinary items$1,077,0001,373
Extraordinary gains, net$010
Net income$1,077,0001,375
Minority interest net income$076
Net income of bank and minority interests.$1,077,0001,375
Net charge-offs$-32,0006,589
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,111,0001,290
2012-12-31 (YTD Data)Rank
Total interest income$9,138,0002,791
Total interest expense$1,014,0003,573
Net interest income$8,124,0002,634
Provision for loan and lease losses$300,0003,343
Total noninterest income$1,580,0002,526
Gross Fiduciary activities income$11,0001,117
Service charges on deposit accounts$250,0003,847
Trading account gains and fees$0166
Additional Noninterest Income$1,319,0002,007
Total noninterest expense$3,829,0004,156
Salaries and employee benefits$2,241,0003,849
Premises and equipment expense$337,0004,709
Additional noninterest expense$1,251,0004,257
Pre-tax net operating income$5,575,0001,250
Securities gains (losses)$-329,0006,989
Applicable income taxes$04,751
Income before extraordinary items$5,246,0001,123
Extraordinary gains, net$029
Net income$5,246,0001,124
Minority interest net income$093
Net income of bank and minority interests.$5,246,0001,124
Net charge-offs$-9,0006,592
Cash dividends$4,624,000619
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,575,0001,013
2012-09-30 (YTD Data)Rank
Total interest income$6,904,0002,837
Total interest expense$776,0003,648
Net interest income$6,128,0002,664
Provision for loan and lease losses$225,0003,327
Total noninterest income$1,344,0002,351
Gross Fiduciary activities income$9,0001,086
Service charges on deposit accounts$184,0003,947
Trading account gains and fees$0157
Additional Noninterest Income$1,151,0001,816
Total noninterest expense$2,684,0004,346
Salaries and employee benefits$1,488,0004,163
Premises and equipment expense$257,0004,726
Additional noninterest expense$939,0004,272
Pre-tax net operating income$4,563,0001,179
Securities gains (losses)$-256,0007,082
Applicable income taxes$04,802
Income before extraordinary items$4,307,0001,060
Extraordinary gains, net$020
Net income$4,307,0001,060
Minority interest net income$086
Net income of bank and minority interests.$4,307,0001,060
Net charge-offs$-9,0006,584
Cash dividends$4,524,000390
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,563,000956
2012-06-30 (YTD Data)Rank
Total interest income$4,617,0002,849
Total interest expense$526,0003,704
Net interest income$4,091,0002,666
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,118,0001,995
Gross Fiduciary activities income$9,0001,061
Service charges on deposit accounts$120,0003,959
Trading account gains and fees$0153
Additional Noninterest Income$989,0001,531
Total noninterest expense$1,775,0004,403
Salaries and employee benefits$990,0004,202
Premises and equipment expense$173,0004,718
Additional noninterest expense$612,0004,348
Pre-tax net operating income$3,284,0001,087
Securities gains (losses)$-251,0007,160
Applicable income taxes$04,770
Income before extraordinary items$3,033,0001,004
Extraordinary gains, net$019
Net income$3,033,0001,004
Minority interest net income$084
Net income of bank and minority interests.$3,033,0001,004
Net charge-offs$-1,0006,120
Cash dividends$2,925,000390
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,284,000869
2012-03-31 (YTD Data)Rank
Total interest income$2,338,0002,846
Total interest expense$271,0003,734
Net interest income$2,067,0002,642
Provision for loan and lease losses$75,0003,178
Total noninterest income$211,0003,541
Gross Fiduciary activities income$7,0001,012
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$147,0003,095
Total noninterest expense$880,0004,448
Salaries and employee benefits$498,0004,213
Premises and equipment expense$81,0004,903
Additional noninterest expense$301,0004,377
Pre-tax net operating income$1,323,0001,327
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,323,0001,119
Extraordinary gains, net$019
Net income$1,323,0001,120
Minority interest net income$078
Net income of bank and minority interests.$1,323,0001,119
Net charge-offs$-1,0005,761
Cash dividends$1,825,000288
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,323,0001,052
2011-12-31 (YTD Data)Rank
Total interest income$9,626,0002,848
Total interest expense$1,302,0003,787
Net interest income$8,324,0002,630
Provision for loan and lease losses$400,0003,737
Total noninterest income$836,0003,434
Gross Fiduciary activities income$22,0001,022
Service charges on deposit accounts$288,0003,665
Trading account gains and fees$0146
Additional Noninterest Income$526,0003,043
Total noninterest expense$3,652,0004,379
Salaries and employee benefits$2,206,0003,899
Premises and equipment expense$347,0004,888
Additional noninterest expense$1,099,0004,693
Pre-tax net operating income$5,108,0001,161
Securities gains (losses)$-177,0007,152
Applicable income taxes$04,719
Income before extraordinary items$4,931,0001,020
Extraordinary gains, net$029
Net income$4,931,0001,020
Minority interest net income$096
Net income of bank and minority interests.$4,931,0001,020
Net charge-offs$571,0003,018
Cash dividends$2,800,000699
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,108,000946
2011-09-30 (YTD Data)Rank
Total interest income$7,194,0002,893
Total interest expense$1,017,0003,794
Net interest income$6,177,0002,663
Provision for loan and lease losses$325,0003,496
Total noninterest income$643,0003,396
Gross Fiduciary activities income$11,0001,030
Service charges on deposit accounts$215,0003,699
Trading account gains and fees$0145
Additional Noninterest Income$417,0002,970
Total noninterest expense$2,591,0004,521
Salaries and employee benefits$1,473,0004,221
Premises and equipment expense$267,0004,889
Additional noninterest expense$851,0004,602
Pre-tax net operating income$3,904,0001,181
Securities gains (losses)$-177,0007,278
Applicable income taxes$04,740
Income before extraordinary items$3,727,0001,036
Extraordinary gains, net$021
Net income$3,727,0001,034
Minority interest net income$087
Net income of bank and minority interests.$3,727,0001,036
Net charge-offs$559,0002,544
Cash dividends$2,750,000488
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,904,000942
2011-06-30 (YTD Data)Rank
Total interest income$4,980,0002,816
Total interest expense$696,0003,828
Net interest income$4,284,0002,573
Provision for loan and lease losses$150,0003,873
Total noninterest income$404,0003,536
Gross Fiduciary activities income$9,0001,026
Service charges on deposit accounts$143,0003,679
Trading account gains and fees$0153
Additional Noninterest Income$252,0003,147
Total noninterest expense$1,750,0004,538
Salaries and employee benefits$992,0004,224
Premises and equipment expense$172,0005,015
Additional noninterest expense$586,0004,590
Pre-tax net operating income$2,788,0001,072
Securities gains (losses)$-65,0007,264
Applicable income taxes$04,697
Income before extraordinary items$2,723,000906
Extraordinary gains, net$015
Net income$2,723,000905
Minority interest net income$089
Net income of bank and minority interests.$2,723,000906
Net charge-offs$16,0005,169
Cash dividends$1,700,000501
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,788,000859
2011-03-31 (YTD Data)Rank
Total interest income$2,402,0002,927
Total interest expense$390,0003,659
Net interest income$2,012,0002,716
Provision for loan and lease losses$75,0003,668
Total noninterest income$216,0003,428
Gross Fiduciary activities income$7,000973
Service charges on deposit accounts$72,0003,641
Trading account gains and fees$0158
Additional Noninterest Income$137,0003,061
Total noninterest expense$864,0004,589
Salaries and employee benefits$482,0004,336
Premises and equipment expense$85,0005,102
Additional noninterest expense$297,0004,558
Pre-tax net operating income$1,289,0001,133
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,289,000941
Extraordinary gains, net$09
Net income$1,289,000941
Minority interest net income$086
Net income of bank and minority interests.$1,289,000941
Net charge-offs$11,0004,347
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,289,000918
2010-12-31 (YTD Data)Rank
Total interest income$9,982,0002,967
Total interest expense$1,871,0003,738
Net interest income$8,111,0002,683
Provision for loan and lease losses$400,0004,443
Total noninterest income$332,0005,242
Gross Fiduciary activities income$17,0001,085
Service charges on deposit accounts$349,0003,341
Trading account gains and fees$0175
Additional Noninterest Income$-34,0007,092
Total noninterest expense$3,676,0004,457
Salaries and employee benefits$2,046,0004,154
Premises and equipment expense$364,0004,972
Additional noninterest expense$1,266,0004,464
Pre-tax net operating income$4,367,0001,164
Securities gains (losses)$-616,0007,454
Applicable income taxes$04,655
Income before extraordinary items$3,751,0001,158
Extraordinary gains, net$029
Net income$3,751,0001,159
Minority interest net income$0111
Net income of bank and minority interests.$3,751,0001,160
Net charge-offs$25,0006,281
Cash dividends$1,400,0001,137
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,367,000959
2010-09-30 (YTD Data)Rank
Total interest income$7,503,0003,019
Total interest expense$1,470,0003,756
Net interest income$6,033,0002,741
Provision for loan and lease losses$250,0004,581
Total noninterest income$705,0003,373
Gross Fiduciary activities income$14,0001,054
Service charges on deposit accounts$265,0003,392
Trading account gains and fees$0165
Additional Noninterest Income$426,0003,018
Total noninterest expense$2,612,0004,629
Salaries and employee benefits$1,379,0004,491
Premises and equipment expense$279,0005,010
Additional noninterest expense$954,0004,441
Pre-tax net operating income$3,876,0001,056
Securities gains (losses)$-191,0007,475
Applicable income taxes$04,726
Income before extraordinary items$3,685,000944
Extraordinary gains, net$023
Net income$3,685,000946
Minority interest net income$0110
Net income of bank and minority interests.$3,685,000946
Net charge-offs$-69,0007,667
Cash dividends$900,0001,140
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,876,000855
2010-06-30 (YTD Data)Rank
Total interest income$4,976,0003,055
Total interest expense$992,0003,833
Net interest income$3,984,0002,768
Provision for loan and lease losses$150,0004,587
Total noninterest income$469,0003,336
Gross Fiduciary activities income$10,0001,056
Service charges on deposit accounts$176,0003,405
Trading account gains and fees$0152
Additional Noninterest Income$283,0002,932
Total noninterest expense$1,727,0004,663
Salaries and employee benefits$925,0004,503
Premises and equipment expense$175,0005,174
Additional noninterest expense$627,0004,476
Pre-tax net operating income$2,576,0001,042
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,576,000864
Extraordinary gains, net$019
Net income$2,576,000864
Minority interest net income$0105
Net income of bank and minority interests.$2,576,000865
Net charge-offs$4,0006,102
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,576,000833
2010-03-31 (YTD Data)Rank
Total interest income$2,496,0003,112
Total interest expense$504,0003,904
Net interest income$1,992,0002,793
Provision for loan and lease losses$75,0004,293
Total noninterest income$243,0003,249
Gross Fiduciary activities income$8,0001,007
Service charges on deposit accounts$87,0003,420
Trading account gains and fees$0175
Additional Noninterest Income$148,0002,864
Total noninterest expense$842,0004,762
Salaries and employee benefits$460,0004,583
Premises and equipment expense$82,0005,391
Additional noninterest expense$300,0004,585
Pre-tax net operating income$1,318,0001,011
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,318,000831
Extraordinary gains, net$016
Net income$1,318,000835
Minority interest net income$091
Net income of bank and minority interests.$1,318,000835
Net charge-offs$5,0005,141
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,318,000802
2009-12-31 (YTD Data)Rank
Total interest income$10,637,0003,077
Total interest expense$2,579,0003,808
Net interest income$8,058,0002,714
Provision for loan and lease losses$1,505,0002,900
Total noninterest income$1,073,0003,203
Gross Fiduciary activities income$13,0001,147
Service charges on deposit accounts$392,0003,373
Trading account gains and fees$0211
Additional Noninterest Income$668,0002,738
Total noninterest expense$2,679,0005,494
Salaries and employee benefits$1,884,0004,554
Premises and equipment expense$333,0005,423
Additional noninterest expense$462,0006,905
Pre-tax net operating income$4,947,000849
Securities gains (losses)$-4,096,0007,876
Applicable income taxes$04,388
Income before extraordinary items$851,0003,041
Extraordinary gains, net$034
Net income$851,0003,040
Minority interest net income$0115
Net income of bank and minority interests.$851,0003,040
Net charge-offs$2,913,0001,635
Cash dividends$2,479,000733
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,947,000687
2009-09-30 (YTD Data)Rank
Total interest income$8,018,0003,101
Total interest expense$2,012,0003,830
Net interest income$6,006,0002,731
Provision for loan and lease losses$555,0003,647
Total noninterest income$832,0003,188
Gross Fiduciary activities income$13,0001,086
Service charges on deposit accounts$290,0003,399
Trading account gains and fees$0212
Additional Noninterest Income$529,0002,719
Total noninterest expense$1,374,0006,444
Salaries and employee benefits$1,547,0004,287
Premises and equipment expense$254,0005,425
Additional noninterest expense$-427,0008,107
Pre-tax net operating income$4,909,000690
Securities gains (losses)$-4,086,0007,991
Applicable income taxes$04,592
Income before extraordinary items$823,0002,815
Extraordinary gains, net$027
Net income$823,0002,812
Minority interest net income$0118
Net income of bank and minority interests.$823,0002,815
Net charge-offs$1,480,0001,787
Cash dividends$2,479,000509
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,909,000541
2009-06-30 (YTD Data)Rank
Total interest income$5,235,0003,194
Total interest expense$1,399,0003,847
Net interest income$3,836,0002,828
Provision for loan and lease losses$455,0003,089
Total noninterest income$511,0003,377
Gross Fiduciary activities income$9,0001,092
Service charges on deposit accounts$187,0003,432
Trading account gains and fees$0193
Additional Noninterest Income$315,0002,920
Total noninterest expense$1,979,0004,410
Salaries and employee benefits$1,036,0004,332
Premises and equipment expense$167,0005,518
Additional noninterest expense$776,0003,967
Pre-tax net operating income$1,913,0001,198
Securities gains (losses)$59,0001,805
Applicable income taxes$04,657
Income before extraordinary items$1,972,000966
Extraordinary gains, net$021
Net income$1,972,000966
Minority interest net income$0112
Net income of bank and minority interests.$1,972,000966
Net charge-offs$510,0002,326
Cash dividends$1,728,000518
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,913,000959
2009-03-31 (YTD Data)Rank
Total interest income$2,588,0003,243
Total interest expense$734,0003,820
Net interest income$1,854,0002,899
Provision for loan and lease losses$230,0002,661
Total noninterest income$267,0003,243
Gross Fiduciary activities income$5,0001,069
Service charges on deposit accounts$96,0003,335
Trading account gains and fees$0171
Additional Noninterest Income$166,0002,791
Total noninterest expense$863,0004,734
Salaries and employee benefits$509,0004,402
Premises and equipment expense$82,0005,600
Additional noninterest expense$272,0004,706
Pre-tax net operating income$1,028,0001,251
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,028,0001,049
Extraordinary gains, net$015
Net income$1,028,0001,049
Minority interest net income$0102
Net income of bank and minority interests.$1,028,0001,051
Net charge-offs$106,0002,804
Cash dividends$1,200,000367
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,028,000978
2008-12-31 (YTD Data)Rank
Total interest income$10,716,0003,349
Total interest expense$3,668,0003,727
Net interest income$7,048,0003,037
Provision for loan and lease losses$305,0004,587
Total noninterest income$919,0003,591
Gross Fiduciary activities income$12,0001,196
Service charges on deposit accounts$435,0003,289
Trading account gains and fees$0154
Additional Noninterest Income$472,0003,276
Total noninterest expense$3,541,0004,603
Salaries and employee benefits$2,247,0004,092
Premises and equipment expense$315,0005,671
Additional noninterest expense$979,0004,885
Pre-tax net operating income$4,121,0001,322
Securities gains (losses)$-23,0007,099
Applicable income taxes$04,979
Income before extraordinary items$4,098,0001,012
Extraordinary gains, net$039
Net income$4,098,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,0002,375
Cash dividends$3,150,000868
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,121,0001,070
2008-09-30 (YTD Data)Rank
Total interest income$7,948,0003,439
Total interest expense$2,805,0003,790
Net interest income$5,143,0003,130
Provision for loan and lease losses$230,0003,971
Total noninterest income$711,0003,608
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$323,0003,336
Trading account gains and fees$0148
Additional Noninterest Income$376,0003,283
Total noninterest expense$2,552,0004,710
Salaries and employee benefits$1,595,0004,270
Premises and equipment expense$240,0005,660
Additional noninterest expense$717,0004,880
Pre-tax net operating income$3,072,0001,588
Securities gains (losses)$-25,0007,432
Applicable income taxes$05,372
Income before extraordinary items$3,047,0001,219
Extraordinary gains, net$031
Net income$3,047,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,651
Cash dividends$3,150,000688
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,072,0001,273
2008-06-30 (YTD Data)Rank
Total interest income$5,184,0003,549
Total interest expense$1,863,0003,914
Net interest income$3,321,0003,216
Provision for loan and lease losses$155,0003,554
Total noninterest income$479,0003,602
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$214,0003,348
Trading account gains and fees$0149
Additional Noninterest Income$258,0003,298
Total noninterest expense$1,702,0004,738
Salaries and employee benefits$1,065,0004,316
Premises and equipment expense$162,0005,682
Additional noninterest expense$475,0004,899
Pre-tax net operating income$1,943,0001,727
Securities gains (losses)$10,0002,438
Applicable income taxes$05,627
Income before extraordinary items$1,953,0001,422
Extraordinary gains, net$021
Net income$1,953,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0001,125
Cash dividends$2,850,000580
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,943,0001,397
2008-03-31 (YTD Data)Rank
Total interest income$2,609,0003,613
Total interest expense$973,0003,974
Net interest income$1,636,0003,262
Provision for loan and lease losses$80,0003,055
Total noninterest income$253,0003,487
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$105,0003,347
Trading account gains and fees$0158
Additional Noninterest Income$143,0003,122
Total noninterest expense$851,0004,748
Salaries and employee benefits$527,0004,368
Premises and equipment expense$84,0005,611
Additional noninterest expense$240,0004,816
Pre-tax net operating income$958,0001,857
Securities gains (losses)$8,0002,056
Applicable income taxes$05,622
Income before extraordinary items$966,0001,548
Extraordinary gains, net$015
Net income$966,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$2,200,000392
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$958,0001,507
2007-12-31 (YTD Data)Rank
Total interest income$10,334,0003,696
Total interest expense$4,416,0003,761
Net interest income$5,918,0003,535
Provision for loan and lease losses$185,0003,989
Total noninterest income$984,0003,565
Gross Fiduciary activities income$10,0001,256
Service charges on deposit accounts$475,0003,161
Trading account gains and fees$0178
Additional Noninterest Income$499,0003,315
Total noninterest expense$3,363,0004,655
Salaries and employee benefits$2,046,0004,320
Premises and equipment expense$330,0005,550
Additional noninterest expense$987,0004,706
Pre-tax net operating income$3,354,0002,263
Securities gains (losses)$25,0001,030
Applicable income taxes$06,070
Income before extraordinary items$3,379,0001,847
Extraordinary gains, net$039
Net income$3,379,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,101
Cash dividends$3,250,0001,111
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,354,0001,849
2007-09-30 (YTD Data)Rank
Total interest income$7,785,0003,684
Total interest expense$3,313,0003,768
Net interest income$4,472,0003,526
Provision for loan and lease losses$140,0003,581
Total noninterest income$767,0003,488
Gross Fiduciary activities income$10,0001,181
Service charges on deposit accounts$359,0003,124
Trading account gains and fees$0184
Additional Noninterest Income$398,0003,215
Total noninterest expense$2,546,0004,603
Salaries and employee benefits$1,555,0004,263
Premises and equipment expense$250,0005,523
Additional noninterest expense$741,0004,633
Pre-tax net operating income$2,553,0002,399
Securities gains (losses)$20,000826
Applicable income taxes$06,220
Income before extraordinary items$2,573,0001,958
Extraordinary gains, net$033
Net income$2,573,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$3,250,000816
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,553,0001,955
2007-06-30 (YTD Data)Rank
Total interest income$5,083,0003,740
Total interest expense$2,128,0003,878
Net interest income$2,955,0003,577
Provision for loan and lease losses$95,0003,362
Total noninterest income$508,0003,525
Gross Fiduciary activities income$7,0001,185
Service charges on deposit accounts$243,0003,085
Trading account gains and fees$0168
Additional Noninterest Income$258,0003,281
Total noninterest expense$1,709,0004,593
Salaries and employee benefits$1,042,0004,285
Premises and equipment expense$168,0005,538
Additional noninterest expense$499,0004,589
Pre-tax net operating income$1,659,0002,503
Securities gains (losses)$9,000893
Applicable income taxes$06,265
Income before extraordinary items$1,668,0002,041
Extraordinary gains, net$029
Net income$1,668,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$2,900,000673
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,659,0002,035
2007-03-31 (YTD Data)Rank
Total interest income$2,551,0003,729
Total interest expense$1,059,0003,856
Net interest income$1,492,0003,550
Provision for loan and lease losses$50,0003,068
Total noninterest income$214,0003,870
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$125,0002,984
Trading account gains and fees$0195
Additional Noninterest Income$84,0004,109
Total noninterest expense$844,0004,645
Salaries and employee benefits$490,0004,502
Premises and equipment expense$92,0005,299
Additional noninterest expense$262,0004,385
Pre-tax net operating income$812,0002,538
Securities gains (losses)$4,000855
Applicable income taxes$06,196
Income before extraordinary items$816,0002,024
Extraordinary gains, net$022
Net income$816,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$2,200,000418
Sale, conversion, retirement of capital stock, net$0885
Net operating income$812,0002,029
2006-12-31 (YTD Data)Rank
Total interest income$9,797,0003,637
Total interest expense$3,769,0003,736
Net interest income$6,028,0003,510
Provision for loan and lease losses$604,0001,601
Total noninterest income$835,0003,954
Gross Fiduciary activities income$10,0001,273
Service charges on deposit accounts$438,0003,350
Trading account gains and fees$0130
Additional Noninterest Income$387,0003,790
Total noninterest expense$3,406,0004,482
Salaries and employee benefits$2,012,0004,243
Premises and equipment expense$321,0005,573
Additional noninterest expense$1,073,0004,288
Pre-tax net operating income$2,853,0002,870
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$2,855,0002,358
Extraordinary gains, net$051
Net income$2,855,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-149,0008,546
Cash dividends$2,815,0001,189
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,853,0002,343
2006-09-30 (YTD Data)Rank
Total interest income$7,221,0003,659
Total interest expense$2,734,0003,741
Net interest income$4,487,0003,550
Provision for loan and lease losses$453,0001,506
Total noninterest income$610,0004,022
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$311,0003,483
Trading account gains and fees$0126
Additional Noninterest Income$291,0003,792
Total noninterest expense$2,450,0004,603
Salaries and employee benefits$1,385,0004,510
Premises and equipment expense$245,0005,541
Additional noninterest expense$820,0004,197
Pre-tax net operating income$2,194,0002,934
Securities gains (losses)$2,0001,183
Applicable income taxes$06,687
Income before extraordinary items$2,196,0002,399
Extraordinary gains, net$045
Net income$2,196,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,592
Cash dividends$2,665,000911
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,194,0002,389
2006-06-30 (YTD Data)Rank
Total interest income$4,802,0003,609
Total interest expense$1,732,0003,756
Net interest income$3,070,0003,489
Provision for loan and lease losses$300,0001,464
Total noninterest income$383,0004,152
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$193,0003,625
Trading account gains and fees$0126
Additional Noninterest Income$185,0003,893
Total noninterest expense$1,616,0004,642
Salaries and employee benefits$920,0004,540
Premises and equipment expense$162,0005,568
Additional noninterest expense$534,0004,268
Pre-tax net operating income$1,537,0002,843
Securities gains (losses)$2,000970
Applicable income taxes$06,706
Income before extraordinary items$1,539,0002,297
Extraordinary gains, net$039
Net income$1,539,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,512
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,537,0002,284
2006-03-31 (YTD Data)Rank
Total interest income$2,538,0003,403
Total interest expense$859,0003,654
Net interest income$1,679,0003,238
Provision for loan and lease losses$150,0001,421
Total noninterest income$181,0004,193
Gross Fiduciary activities income$5,0001,164
Service charges on deposit accounts$97,0003,541
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$806,0004,667
Salaries and employee benefits$460,0004,561
Premises and equipment expense$86,0005,415
Additional noninterest expense$260,0004,346
Pre-tax net operating income$904,0002,454
Securities gains (losses)$1,000856
Applicable income taxes$06,588
Income before extraordinary items$905,0001,964
Extraordinary gains, net$021
Net income$905,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,577
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$904,0001,945
2005-12-31 (YTD Data)Rank
Total interest income$9,194,0003,362
Total interest expense$2,941,0003,388
Net interest income$6,253,0003,315
Provision for loan and lease losses$600,0001,622
Total noninterest income$865,0003,872
Gross Fiduciary activities income$10,0001,298
Service charges on deposit accounts$428,0003,400
Trading account gains and fees$0138
Additional Noninterest Income$427,0003,663
Total noninterest expense$3,410,0004,378
Salaries and employee benefits$1,878,0004,321
Premises and equipment expense$326,0005,505
Additional noninterest expense$1,206,0003,854
Pre-tax net operating income$3,108,0002,677
Securities gains (losses)$5,0001,712
Applicable income taxes$06,964
Income before extraordinary items$3,113,0002,176
Extraordinary gains, net$046
Net income$3,113,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,000932
Cash dividends$2,900,0001,065
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,108,0002,152
2005-09-30 (YTD Data)Rank
Total interest income$6,838,0003,332
Total interest expense$2,077,0003,407
Net interest income$4,761,0003,270
Provision for loan and lease losses$450,0001,533
Total noninterest income$664,0003,841
Gross Fiduciary activities income$10,0001,214
Service charges on deposit accounts$324,0003,386
Trading account gains and fees$0126
Additional Noninterest Income$330,0003,632
Total noninterest expense$2,462,0004,473
Salaries and employee benefits$1,312,0004,541
Premises and equipment expense$238,0005,580
Additional noninterest expense$912,0003,766
Pre-tax net operating income$2,513,0002,560
Securities gains (losses)$5,0001,712
Applicable income taxes$06,976
Income before extraordinary items$2,518,0002,053
Extraordinary gains, net$035
Net income$2,518,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,476
Cash dividends$2,900,000778
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,513,0002,018
2005-06-30 (YTD Data)Rank
Total interest income$4,474,0003,326
Total interest expense$1,299,0003,423
Net interest income$3,175,0003,251
Provision for loan and lease losses$300,0001,505
Total noninterest income$429,0003,874
Gross Fiduciary activities income$5,0001,265
Service charges on deposit accounts$215,0003,337
Trading account gains and fees$0116
Additional Noninterest Income$209,0003,689
Total noninterest expense$1,656,0004,430
Salaries and employee benefits$893,0004,455
Premises and equipment expense$160,0005,527
Additional noninterest expense$603,0003,790
Pre-tax net operating income$1,648,0002,551
Securities gains (losses)$5,0001,582
Applicable income taxes$06,961
Income before extraordinary items$1,653,0002,046
Extraordinary gains, net$030
Net income$1,653,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$2,600,000573
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,648,0002,012
2005-03-31 (YTD Data)Rank
Total interest income$2,163,0003,379
Total interest expense$592,0003,537
Net interest income$1,571,0003,286
Provision for loan and lease losses$150,0001,379
Total noninterest income$238,0003,582
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$110,0003,235
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,343
Total noninterest expense$824,0004,461
Salaries and employee benefits$452,0004,428
Premises and equipment expense$79,0005,599
Additional noninterest expense$293,0003,887
Pre-tax net operating income$835,0002,492
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$835,0002,013
Extraordinary gains, net$024
Net income$835,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$1,500,000463
Sale, conversion, retirement of capital stock, net$0491
Net operating income$835,0001,975
2004-12-31 (YTD Data)Rank
Total interest income$8,224,0003,345
Total interest expense$2,013,0003,632
Net interest income$6,211,0003,204
Provision for loan and lease losses$600,0001,645
Total noninterest income$848,0003,912
Gross Fiduciary activities income$10,0001,316
Service charges on deposit accounts$439,0003,432
Trading account gains and fees$0138
Additional Noninterest Income$399,0003,724
Total noninterest expense$3,255,0004,413
Salaries and employee benefits$2,017,0003,969
Premises and equipment expense$343,0005,288
Additional noninterest expense$895,0004,723
Pre-tax net operating income$3,204,0002,445
Securities gains (losses)$6,0003,079
Applicable income taxes$07,185
Income before extraordinary items$3,210,0001,949
Extraordinary gains, net$034
Net income$3,210,0001,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,149
Cash dividends$2,950,000989
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,204,0001,908
2004-09-30 (YTD Data)Rank
Total interest income$6,076,0003,353
Total interest expense$1,475,0003,667
Net interest income$4,601,0003,234
Provision for loan and lease losses$450,0001,575
Total noninterest income$647,0003,903
Gross Fiduciary activities income$6,0001,324
Service charges on deposit accounts$327,0003,460
Trading account gains and fees$0134
Additional Noninterest Income$314,0003,647
Total noninterest expense$2,275,0004,596
Salaries and employee benefits$1,392,0004,202
Premises and equipment expense$250,0005,344
Additional noninterest expense$633,0004,876
Pre-tax net operating income$2,523,0002,367
Securities gains (losses)$3,0003,253
Applicable income taxes$07,220
Income before extraordinary items$2,526,0001,885
Extraordinary gains, net$026
Net income$2,526,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,451
Cash dividends$2,650,000776
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,523,0001,841
2004-06-30 (YTD Data)Rank
Total interest income$3,997,0003,387
Total interest expense$963,0003,716
Net interest income$3,034,0003,250
Provision for loan and lease losses$300,0001,523
Total noninterest income$434,0003,911
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$221,0003,416
Trading account gains and fees$0130
Additional Noninterest Income$209,0003,652
Total noninterest expense$1,476,0004,716
Salaries and employee benefits$892,0004,352
Premises and equipment expense$164,0005,408
Additional noninterest expense$420,0004,892
Pre-tax net operating income$1,692,0002,344
Securities gains (losses)$3,0002,926
Applicable income taxes$07,214
Income before extraordinary items$1,695,0001,855
Extraordinary gains, net$021
Net income$1,695,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,012
Cash dividends$2,150,000657
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,692,0001,807
2004-03-31 (YTD Data)Rank
Total interest income$2,030,0003,355
Total interest expense$487,0003,719
Net interest income$1,543,0003,192
Provision for loan and lease losses$150,0001,414
Total noninterest income$222,0003,798
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$111,0003,331
Trading account gains and fees$0121
Additional Noninterest Income$107,0003,564
Total noninterest expense$739,0004,735
Salaries and employee benefits$448,0004,367
Premises and equipment expense$83,0005,402
Additional noninterest expense$208,0004,925
Pre-tax net operating income$876,0002,256
Securities gains (losses)$3,0002,499
Applicable income taxes$07,103
Income before extraordinary items$879,0001,778
Extraordinary gains, net$016
Net income$879,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$876,0001,703
2003-12-31 (YTD Data)Rank
Total interest income$8,630,0003,210
Total interest expense$2,134,0003,824
Net interest income$6,496,0002,956
Provision for loan and lease losses$600,0001,837
Total noninterest income$1,046,0003,623
Gross Fiduciary activities income$11,0001,340
Service charges on deposit accounts$437,0003,451
Trading account gains and fees$0160
Additional Noninterest Income$598,0003,263
Total noninterest expense$3,267,0004,348
Salaries and employee benefits$1,936,0004,040
Premises and equipment expense$425,0004,531
Additional noninterest expense$906,0004,599
Pre-tax net operating income$3,675,0002,123
Securities gains (losses)$4,0003,987
Applicable income taxes$07,459
Income before extraordinary items$3,679,0001,687
Extraordinary gains, net$054
Net income$3,679,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$1,700,0001,575
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,675,0001,607
2003-09-30 (YTD Data)Rank
Total interest income$6,406,0003,286
Total interest expense$1,627,0003,891
Net interest income$4,779,0003,024
Provision for loan and lease losses$450,0001,799
Total noninterest income$814,0003,613
Gross Fiduciary activities income$6,0001,365
Service charges on deposit accounts$324,0003,485
Trading account gains and fees$0153
Additional Noninterest Income$484,0003,198
Total noninterest expense$2,277,0004,555
Salaries and employee benefits$1,323,0004,310
Premises and equipment expense$297,0004,743
Additional noninterest expense$657,0004,691
Pre-tax net operating income$2,866,0002,119
Securities gains (losses)$4,0003,690
Applicable income taxes$07,524
Income before extraordinary items$2,870,0001,685
Extraordinary gains, net$040
Net income$2,870,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$1,700,0001,155
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,866,0001,594
2003-06-30 (YTD Data)Rank
Total interest income$4,261,0003,319
Total interest expense$1,112,0003,921
Net interest income$3,149,0003,045
Provision for loan and lease losses$300,0001,769
Total noninterest income$543,0003,565
Gross Fiduciary activities income$6,0001,307
Service charges on deposit accounts$194,0003,696
Trading account gains and fees$0150
Additional Noninterest Income$343,0003,050
Total noninterest expense$1,497,0004,597
Salaries and employee benefits$885,0004,303
Premises and equipment expense$195,0004,779
Additional noninterest expense$417,0004,855
Pre-tax net operating income$1,895,0002,140
Securities gains (losses)$2,0003,460
Applicable income taxes$07,529
Income before extraordinary items$1,897,0001,710
Extraordinary gains, net$030
Net income$1,897,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$1,400,000992
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,895,0001,606
2003-03-31 (YTD Data)Rank
Total interest income$2,168,0003,291
Total interest expense$574,0003,894
Net interest income$1,594,0003,000
Provision for loan and lease losses$150,0001,666
Total noninterest income$288,0003,344
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$106,0003,394
Trading account gains and fees$0134
Additional Noninterest Income$177,0002,931
Total noninterest expense$737,0004,635
Salaries and employee benefits$443,0004,291
Premises and equipment expense$98,0004,773
Additional noninterest expense$196,0005,029
Pre-tax net operating income$995,0002,049
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$995,0001,613
Extraordinary gains, net$021
Net income$995,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$995,0001,513
2002-12-31 (YTD Data)Rank
Total interest income$9,205,0003,241
Total interest expense$2,820,0003,719
Net interest income$6,385,0002,977
Provision for loan and lease losses$288,0003,564
Total noninterest income$937,0003,624
Gross Fiduciary activities income$42,0001,146
Service charges on deposit accounts$424,0003,389
Trading account gains and fees$0153
Additional Noninterest Income$471,0003,393
Total noninterest expense$3,161,0004,295
Salaries and employee benefits$1,890,0003,934
Premises and equipment expense$392,0004,722
Additional noninterest expense$879,0004,615
Pre-tax net operating income$3,873,0002,038
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,873,0001,569
Extraordinary gains, net$070
Net income$3,873,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,115
Cash dividends$3,900,000761
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,873,0001,519
2001-12-31 (YTD Data)Rank
Total interest income$9,737,0003,391
Total interest expense$4,634,0003,374
Net interest income$5,103,0003,383
Provision for loan and lease losses$180,0004,345
Total noninterest income$904,0003,568
Gross Fiduciary activities income$53,0001,123
Service charges on deposit accounts$434,0003,183
Trading account gains and fees$0177
Additional Noninterest Income$417,0003,450
Total noninterest expense$3,098,0004,225
Salaries and employee benefits$1,800,0003,915
Premises and equipment expense$411,0004,510
Additional noninterest expense$887,0004,456
Pre-tax net operating income$2,729,0002,478
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,729,0001,922
Extraordinary gains, net$0105
Net income$2,729,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,462
Cash dividends$1,050,0002,150
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,729,0001,844
2000-12-31 (YTD Data)Rank
Total interest income$9,994,0003,392
Total interest expense$5,514,0003,028
Net interest income$4,480,0003,810
Provision for loan and lease losses$240,0003,322
Total noninterest income$692,0004,029
Gross Fiduciary activities income$30,0001,111
Service charges on deposit accounts$465,0002,889
Trading account gains and fees$0180
Additional Noninterest Income$197,0004,838
Total noninterest expense$2,858,0004,398
Salaries and employee benefits$1,582,0004,178
Premises and equipment expense$418,0004,362
Additional noninterest expense$858,0004,506
Pre-tax net operating income$2,074,0003,236
Securities gains (losses)$34,000814
Applicable income taxes$08,362
Income before extraordinary items$2,108,0002,429
Extraordinary gains, net$038
Net income$2,108,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$2,450,0001,147
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,074,0002,477
1999-12-31 (YTD Data)Rank
Total interest income$9,076,0003,512
Total interest expense$4,713,0003,093
Net interest income$4,363,0003,885
Provision for loan and lease losses$147,0004,324
Total noninterest income$693,0004,021
Gross Fiduciary activities income$29,0001,170
Service charges on deposit accounts$430,0003,024
Trading account gains and fees$0173
Additional Noninterest Income$234,0004,581
Total noninterest expense$3,021,0004,187
Salaries and employee benefits$1,705,0003,915
Premises and equipment expense$416,0004,393
Additional noninterest expense$900,0004,381
Pre-tax net operating income$1,888,0003,477
Securities gains (losses)$173,000582
Applicable income taxes$08,765
Income before extraordinary items$2,061,0002,521
Extraordinary gains, net$035
Net income$2,061,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,851
Cash dividends$2,600,0001,091
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,888,0002,676
1998-12-31 (YTD Data)Rank
Total interest income$7,674,0004,084
Total interest expense$4,298,0003,452
Net interest income$3,376,0004,723
Provision for loan and lease losses$120,0004,610
Total noninterest income$559,0004,608
Gross Fiduciary activities income$28,0001,192
Service charges on deposit accounts$373,0003,327
Trading account gains and fees$0224
Additional Noninterest Income$158,0005,537
Total noninterest expense$2,408,0004,898
Salaries and employee benefits$1,371,0004,558
Premises and equipment expense$302,0005,364
Additional noninterest expense$735,0004,971
Pre-tax net operating income$1,407,0004,389
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$1,407,0003,424
Extraordinary gains, net$032
Net income$1,407,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-212,00010,356
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,407,0003,335
1997-12-31 (YTD Data)Rank
Total interest income$7,535,0004,212
Total interest expense$4,143,0003,545
Net interest income$3,392,0004,839
Provision for loan and lease losses$120,0004,629
Total noninterest income$641,0004,245
Gross Fiduciary activities income$25,0001,259
Service charges on deposit accounts$389,0003,299
Trading account gains and fees$0239
Additional Noninterest Income$227,0004,653
Total noninterest expense$2,360,0005,008
Salaries and employee benefits$1,388,0004,543
Premises and equipment expense$283,0005,622
Additional noninterest expense$689,0005,283
Pre-tax net operating income$1,553,0004,362
Securities gains (losses)$37,0001,522
Applicable income taxes$13,0009,855
Income before extraordinary items$1,577,0003,212
Extraordinary gains, net$044
Net income$1,577,0003,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,725
Cash dividends$1,146,0001,963
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,540,3703,211
1996-12-31 (YTD Data)Rank
Total interest income$7,458,0004,307
Total interest expense$3,878,0003,828
Net interest income$3,580,0004,732
Provision for loan and lease losses$120,0004,568
Total noninterest income$456,0005,494
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$388,0003,423
Trading account gains and feesNANA
Additional Noninterest Income$68,0008,163
Total noninterest expense$2,145,0005,639
Salaries and employee benefits$1,232,0005,082
Premises and equipment expense$235,0006,465
Additional noninterest expense$678,0005,867
Pre-tax net operating income$1,771,0003,787
Securities gains (losses)$76,0001,096
Applicable income taxes$562,0003,777
Income before extraordinary items$1,285,0003,658
Extraordinary gains, net$053
Net income$1,285,0003,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,632
Cash dividends$225,0005,172
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,231,8003,749
1995-12-31 (YTD Data)Rank
Total interest income$6,416,0004,908
Total interest expense$3,293,0004,385
Net interest income$3,123,0005,325
Provision for loan and lease losses$120,0004,090
Total noninterest income$343,0006,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,328
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,426
Total noninterest expense$2,078,0005,814
Salaries and employee benefits$1,116,0005,545
Premises and equipment expense$237,0006,557
Additional noninterest expense$725,0005,688
Pre-tax net operating income$1,268,0005,058
Securities gains (losses)$91,000999
Applicable income taxes$363,0005,291
Income before extraordinary items$996,0004,650
Extraordinary gains, net$065
Net income$996,0004,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,339
Cash dividends$2,818,000967
Sale, conversion, retirement of capital stock, net$0809
Net operating income$929,5704,857
1994-12-31 (YTD Data)Rank
Total interest income$6,244,0004,690
Total interest expense$2,664,0004,388
Net interest income$3,580,0004,849
Provision for loan and lease losses$120,0004,039
Total noninterest income$303,0007,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,925
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,881
Total noninterest expense$2,237,0005,657
Salaries and employee benefits$1,082,0005,723
Premises and equipment expense$279,0006,023
Additional noninterest expense$876,0005,303
Pre-tax net operating income$1,526,0004,357
Securities gains (losses)$-15,00010,127
Applicable income taxes$403,0004,732
Income before extraordinary items$1,108,0004,146
Extraordinary gains, net$0249
Net income$1,108,0004,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,353
Cash dividends$276,0004,705
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,118,9504,152
1993-12-31 (YTD Data)Rank
Total interest income$6,312,0004,740
Total interest expense$2,489,0004,824
Net interest income$3,823,0004,587
Provision for loan and lease losses$360,0002,633
Total noninterest income$326,0007,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,780
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,919
Total noninterest expense$2,135,0006,016
Salaries and employee benefits$995,0006,163
Premises and equipment expense$259,0006,527
Additional noninterest expense$881,0005,467
Pre-tax net operating income$1,654,0003,959
Securities gains (losses)$-27,00012,977
Applicable income taxes$496,0004,226
Income before extraordinary items$1,131,0004,222
Extraordinary gains, net$100,0001,558
Net income$1,231,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,451
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,149,9003,969
1992-12-31 (YTD Data)Rank
Total interest income$6,821,0004,935
Total interest expense$3,172,0004,928
Net interest income$3,649,0004,826
Provision for loan and lease losses$390,0003,518
Total noninterest income$308,0007,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,842
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$2,031,0006,297
Salaries and employee benefits$959,0006,269
Premises and equipment expense$243,0006,920
Additional noninterest expense$829,0005,894
Pre-tax net operating income$1,536,0003,963
Securities gains (losses)$93,0003,119
Applicable income taxes$478,0004,139
Income before extraordinary items$1,151,0003,957
Extraordinary gains, net$01,422
Net income$1,151,0003,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,0002,333
Cash dividends$375,0003,474
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,084,9703,877

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.