Home > Bank of Prairie du Sac > Income and Expense

Bank of Prairie du Sac, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,000,0001,660
Total interest expense$7,902,0001,509
Net interest income$16,098,0001,713
Provision for loan and lease losses$03,275
Total noninterest income$1,937,0002,056
Gross Fiduciary activities income$0981
Service charges on deposit accounts$199,0002,685
Trading account gains and fees$0123
Additional Noninterest Income$1,738,0001,738
Total noninterest expense$8,512,0002,242
Salaries and employee benefits$5,206,0002,147
Premises and equipment expense$544,0002,837
Additional noninterest expense$1,738,0001,738
Pre-tax net operating income$9,523,0001,205
Securities gains (losses)$27,000580
Applicable income taxes$2,957,000752
Income before extraordinary items$6,593,0001,409
Extraordinary gains, net$054
Net income$6,593,0001,425
Minority interest net income$088
Net income of bank and minority interests.$6,593,0001,412
Net charge-offs$92,0001,544
Cash dividends$2,949,0001,222
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,571,6701,442
2023-09-30 (YTD Data)Rank
Total interest income$17,627,0001,650
Total interest expense$5,590,0001,465
Net interest income$12,037,0001,718
Provision for loan and lease losses$03,085
Total noninterest income$1,549,0001,971
Gross Fiduciary activities income$0950
Service charges on deposit accounts$160,0002,624
Trading account gains and fees$0125
Additional Noninterest Income$1,389,0001,682
Total noninterest expense$6,254,0002,259
Salaries and employee benefits$3,840,0002,158
Premises and equipment expense$410,0002,836
Additional noninterest expense$1,389,0001,682
Pre-tax net operating income$7,332,0001,227
Securities gains (losses)$27,000382
Applicable income taxes$2,651,000697
Income before extraordinary items$4,708,0001,525
Extraordinary gains, net$052
Net income$4,708,0001,537
Minority interest net income$081
Net income of bank and minority interests.$4,708,0001,525
Net charge-offs$4,0002,363
Cash dividends$1,608,0001,312
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,686,6701,557
2023-06-30 (YTD Data)Rank
Total interest income$11,537,0001,650
Total interest expense$3,483,0001,420
Net interest income$8,054,0001,733
Provision for loan and lease losses$02,940
Total noninterest income$1,106,0001,849
Gross Fiduciary activities income$0931
Service charges on deposit accounts$110,0002,575
Trading account gains and fees$0112
Additional Noninterest Income$996,0001,540
Total noninterest expense$4,133,0002,268
Salaries and employee benefits$2,544,0002,159
Premises and equipment expense$274,0002,827
Additional noninterest expense$996,0001,538
Pre-tax net operating income$5,027,0001,198
Securities gains (losses)$27,000384
Applicable income taxes$1,110,000955
Income before extraordinary items$3,944,0001,266
Extraordinary gains, net$051
Net income$3,944,0001,276
Minority interest net income$081
Net income of bank and minority interests.$3,944,0001,266
Net charge-offs$02,431
Cash dividends$1,607,0001,025
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,922,6701,287
2023-03-31 (YTD Data)Rank
Total interest income$5,665,0001,655
Total interest expense$1,515,0001,413
Net interest income$4,150,0001,711
Provision for loan and lease losses$02,612
Total noninterest income$627,0001,738
Gross Fiduciary activities income$0913
Service charges on deposit accounts$56,0002,572
Trading account gains and fees$097
Additional Noninterest Income$571,0001,408
Total noninterest expense$2,087,0002,282
Salaries and employee benefits$1,266,0002,199
Premises and equipment expense$136,0002,890
Additional noninterest expense$571,0001,408
Pre-tax net operating income$2,690,0001,166
Securities gains (losses)$-35,0004,202
Applicable income taxes$585,000943
Income before extraordinary items$2,070,0001,246
Extraordinary gains, net$04
Net income$2,070,0001,246
Minority interest net income$048
Net income of bank and minority interests.$2,070,0001,246
Net charge-offs$-1,0003,238
Cash dividends$266,0001,653
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,097,6501,258
2022-12-31 (YTD Data)Rank
Total interest income$19,817,0001,587
Total interest expense$2,202,0001,494
Net interest income$17,615,0001,590
Provision for loan and lease losses$03,012
Total noninterest income$2,531,0001,801
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$188,0002,817
Trading account gains and fees$0116
Additional Noninterest Income$2,343,0001,482
Total noninterest expense$8,622,0002,202
Salaries and employee benefits$5,398,0002,075
Premises and equipment expense$531,0002,900
Additional noninterest expense$2,343,0001,482
Pre-tax net operating income$11,524,0001,155
Securities gains (losses)$55,000221
Applicable income taxes$2,549,000924
Income before extraordinary items$9,030,0001,195
Extraordinary gains, net$05
Net income$9,030,0001,194
Minority interest net income$063
Net income of bank and minority interests.$9,030,0001,195
Net charge-offs$89,0001,285
Cash dividends$4,108,000910
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,986,5501,223
2022-09-30 (YTD Data)Rank
Total interest income$14,298,0001,582
Total interest expense$1,289,0001,469
Net interest income$13,009,0001,590
Provision for loan and lease losses$02,835
Total noninterest income$1,702,0001,937
Gross Fiduciary activities income$0968
Service charges on deposit accounts$140,0002,850
Trading account gains and fees$0111
Additional Noninterest Income$1,562,0001,606
Total noninterest expense$6,155,0002,261
Salaries and employee benefits$3,835,0002,139
Premises and equipment expense$435,0002,769
Additional noninterest expense$1,562,0001,606
Pre-tax net operating income$8,556,0001,147
Securities gains (losses)$47,000246
Applicable income taxes$1,893,000921
Income before extraordinary items$6,710,0001,176
Extraordinary gains, net$04
Net income$6,710,0001,175
Minority interest net income$057
Net income of bank and minority interests.$6,710,0001,176
Net charge-offs$-9,0003,567
Cash dividends$2,146,0001,078
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,672,8701,209
2022-06-30 (YTD Data)Rank
Total interest income$9,290,0001,567
Total interest expense$650,0001,622
Net interest income$8,640,0001,552
Provision for loan and lease losses$02,599
Total noninterest income$1,219,0001,845
Gross Fiduciary activities income$0925
Service charges on deposit accounts$91,0002,888
Trading account gains and fees$0108
Additional Noninterest Income$1,128,0001,554
Total noninterest expense$4,016,0002,278
Salaries and employee benefits$2,547,0002,151
Premises and equipment expense$282,0002,829
Additional noninterest expense$1,187,0002,319
Pre-tax net operating income$5,843,0001,083
Securities gains (losses)$47,000222
Applicable income taxes$1,303,000860
Income before extraordinary items$4,587,0001,112
Extraordinary gains, net$04
Net income$4,587,0001,111
Minority interest net income$060
Net income of bank and minority interests.$4,587,0001,112
Net charge-offs$-6,0003,498
Cash dividends$2,123,000798
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,549,8701,148
2022-03-31 (YTD Data)Rank
Total interest income$4,516,0001,567
Total interest expense$246,0001,940
Net interest income$4,270,0001,525
Provision for loan and lease losses$02,285
Total noninterest income$606,0001,865
Gross Fiduciary activities income$0892
Service charges on deposit accounts$43,0002,929
Trading account gains and fees$0103
Additional Noninterest Income$563,0001,569
Total noninterest expense$1,969,0002,311
Salaries and employee benefits$1,245,0002,181
Premises and equipment expense$138,0002,877
Additional noninterest expense$586,0002,323
Pre-tax net operating income$2,907,0001,037
Securities gains (losses)$47,000210
Applicable income taxes$656,000836
Income before extraordinary items$2,298,0001,082
Extraordinary gains, net$04
Net income$2,298,0001,081
Minority interest net income$050
Net income of bank and minority interests.$2,298,0001,082
Net charge-offs$-2,0003,266
Cash dividends$120,0001,936
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,260,8701,105
2021-12-31 (YTD Data)Rank
Total interest income$17,742,0001,631
Total interest expense$1,146,0002,021
Net interest income$16,596,0001,593
Provision for loan and lease losses$03,064
Total noninterest income$3,590,0001,610
Gross Fiduciary activities income$0994
Service charges on deposit accounts$147,0003,028
Trading account gains and fees$0132
Additional Noninterest Income$3,443,0001,372
Total noninterest expense$8,325,0002,226
Salaries and employee benefits$5,516,0002,051
Premises and equipment expense$559,0002,851
Additional noninterest expense$2,250,0002,388
Pre-tax net operating income$11,861,0001,135
Securities gains (losses)$3,0001,928
Applicable income taxes$2,631,000928
Income before extraordinary items$9,233,0001,217
Extraordinary gains, net$010
Net income$9,233,0001,217
Minority interest net income$074
Net income of bank and minority interests.$9,233,0001,217
Net charge-offs$-8,0003,604
Cash dividends$4,090,000927
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,230,6301,199
2021-09-30 (YTD Data)Rank
Total interest income$13,110,0001,678
Total interest expense$889,0002,056
Net interest income$12,221,0001,642
Provision for loan and lease losses$02,963
Total noninterest income$2,885,0001,595
Gross Fiduciary activities income$0957
Service charges on deposit accounts$105,0003,098
Trading account gains and fees$0132
Additional Noninterest Income$2,780,0001,361
Total noninterest expense$5,789,0002,356
Salaries and employee benefits$3,766,0002,175
Premises and equipment expense$418,0002,870
Additional noninterest expense$1,605,0002,464
Pre-tax net operating income$9,317,0001,139
Securities gains (losses)$3,0001,854
Applicable income taxes$2,094,000946
Income before extraordinary items$7,226,0001,220
Extraordinary gains, net$08
Net income$7,226,0001,220
Minority interest net income$069
Net income of bank and minority interests.$7,226,0001,220
Net charge-offs$-5,0003,437
Cash dividends$1,977,0001,180
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,223,6301,205
2021-06-30 (YTD Data)Rank
Total interest income$8,690,0001,686
Total interest expense$616,0002,068
Net interest income$8,074,0001,641
Provision for loan and lease losses$02,862
Total noninterest income$1,903,0001,572
Gross Fiduciary activities income$0951
Service charges on deposit accounts$67,0003,111
Trading account gains and fees$0133
Additional Noninterest Income$1,836,0001,361
Total noninterest expense$3,876,0002,345
Salaries and employee benefits$2,557,0002,147
Premises and equipment expense$278,0002,881
Additional noninterest expense$1,041,0002,504
Pre-tax net operating income$6,101,0001,133
Securities gains (losses)$3,0001,649
Applicable income taxes$1,373,000941
Income before extraordinary items$4,731,0001,232
Extraordinary gains, net$06
Net income$4,731,0001,233
Minority interest net income$067
Net income of bank and minority interests.$4,731,0001,233
Net charge-offs$-4,0003,475
Cash dividends$1,977,000879
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,728,6301,206
2021-03-31 (YTD Data)Rank
Total interest income$4,368,0001,674
Total interest expense$330,0002,043
Net interest income$4,038,0001,628
Provision for loan and lease losses$02,741
Total noninterest income$884,0001,649
Gross Fiduciary activities income$0922
Service charges on deposit accounts$33,0003,113
Trading account gains and fees$0127
Additional Noninterest Income$851,0001,411
Total noninterest expense$1,802,0002,422
Salaries and employee benefits$1,174,0002,247
Premises and equipment expense$143,0002,850
Additional noninterest expense$485,0002,592
Pre-tax net operating income$3,120,0001,111
Securities gains (losses)$01,392
Applicable income taxes$712,000905
Income before extraordinary items$2,408,0001,226
Extraordinary gains, net$03
Net income$2,408,0001,226
Minority interest net income$055
Net income of bank and minority interests.$2,408,0001,226
Net charge-offs$-1,0003,038
Cash dividends$8,0002,424
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,408,0001,191
2020-12-31 (YTD Data)Rank
Total interest income$18,092,0001,625
Total interest expense$2,032,0001,961
Net interest income$16,060,0001,561
Provision for loan and lease losses$450,0002,346
Total noninterest income$3,661,0001,546
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$132,0003,259
Trading account gains and fees$0133
Additional Noninterest Income$3,529,0001,310
Total noninterest expense$8,309,0002,213
Salaries and employee benefits$5,552,0002,006
Premises and equipment expense$552,0002,892
Additional noninterest expense$2,205,0002,383
Pre-tax net operating income$10,962,000982
Securities gains (losses)$02,675
Applicable income taxes$2,457,000811
Income before extraordinary items$8,505,0001,095
Extraordinary gains, net$04
Net income$8,505,0001,095
Minority interest net income$072
Net income of bank and minority interests.$8,505,0001,095
Net charge-offs$-16,0004,347
Cash dividends$4,131,000880
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,505,0001,061
2020-09-30 (YTD Data)Rank
Total interest income$13,704,0001,617
Total interest expense$1,649,0001,938
Net interest income$12,055,0001,549
Provision for loan and lease losses$04,239
Total noninterest income$2,127,0001,749
Gross Fiduciary activities income$0981
Service charges on deposit accounts$97,0003,296
Trading account gains and fees$0125
Additional Noninterest Income$2,030,0001,477
Total noninterest expense$5,501,0002,387
Salaries and employee benefits$3,557,0002,206
Premises and equipment expense$414,0002,898
Additional noninterest expense$1,530,0002,472
Pre-tax net operating income$8,681,000903
Securities gains (losses)$02,494
Applicable income taxes$1,949,000742
Income before extraordinary items$6,732,0001,003
Extraordinary gains, net$04
Net income$6,732,0001,003
Minority interest net income$065
Net income of bank and minority interests.$6,732,0001,003
Net charge-offs$-12,0004,294
Cash dividends$2,217,0001,026
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,732,000977
2020-06-30 (YTD Data)Rank
Total interest income$9,158,0001,631
Total interest expense$1,212,0001,908
Net interest income$7,946,0001,559
Provision for loan and lease losses$04,134
Total noninterest income$1,371,0001,709
Gross Fiduciary activities income$0970
Service charges on deposit accounts$67,0003,284
Trading account gains and fees$0123
Additional Noninterest Income$1,304,0001,434
Total noninterest expense$3,670,0002,385
Salaries and employee benefits$2,397,0002,185
Premises and equipment expense$279,0002,882
Additional noninterest expense$994,0002,515
Pre-tax net operating income$5,647,000858
Securities gains (losses)$02,249
Applicable income taxes$1,266,000699
Income before extraordinary items$4,381,000965
Extraordinary gains, net$04
Net income$4,381,000965
Minority interest net income$065
Net income of bank and minority interests.$4,381,000965
Net charge-offs$-11,0004,346
Cash dividends$2,132,000766
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,381,000934
2020-03-31 (YTD Data)Rank
Total interest income$4,550,0001,631
Total interest expense$704,0001,836
Net interest income$3,846,0001,556
Provision for loan and lease losses$03,711
Total noninterest income$459,0002,029
Gross Fiduciary activities income$0941
Service charges on deposit accounts$42,0003,261
Trading account gains and fees$0106
Additional Noninterest Income$417,0001,688
Total noninterest expense$1,847,0002,385
Salaries and employee benefits$1,201,0002,202
Premises and equipment expense$142,0002,869
Additional noninterest expense$504,0002,526
Pre-tax net operating income$2,458,000901
Securities gains (losses)$01,705
Applicable income taxes$536,000703
Income before extraordinary items$1,922,000965
Extraordinary gains, net$04
Net income$1,922,000964
Minority interest net income$056
Net income of bank and minority interests.$1,922,000965
Net charge-offs$-9,0004,422
Cash dividends$187,0001,985
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,922,000960
2019-12-31 (YTD Data)Rank
Total interest income$18,657,0001,609
Total interest expense$3,134,0001,752
Net interest income$15,523,0001,544
Provision for loan and lease losses$03,973
Total noninterest income$1,990,0001,973
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$163,0003,408
Trading account gains and fees$0135
Additional Noninterest Income$1,827,0001,623
Total noninterest expense$7,421,0002,355
Salaries and employee benefits$4,762,0002,176
Premises and equipment expense$553,0002,946
Additional noninterest expense$2,106,0002,469
Pre-tax net operating income$10,092,0001,049
Securities gains (losses)$36,0001,373
Applicable income taxes$2,187,000841
Income before extraordinary items$7,941,0001,120
Extraordinary gains, net$011
Net income$7,941,0001,122
Minority interest net income$076
Net income of bank and minority interests.$7,941,0001,122
Net charge-offs$4,0003,526
Cash dividends$3,614,0001,042
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,912,5601,104
2019-09-30 (YTD Data)Rank
Total interest income$14,044,0001,621
Total interest expense$2,354,0001,755
Net interest income$11,690,0001,557
Provision for loan and lease losses$03,836
Total noninterest income$1,261,0002,163
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$121,0003,452
Trading account gains and fees$0129
Additional Noninterest Income$1,140,0001,780
Total noninterest expense$5,283,0002,449
Salaries and employee benefits$3,327,0002,285
Premises and equipment expense$414,0002,957
Additional noninterest expense$1,542,0002,513
Pre-tax net operating income$7,668,0001,054
Securities gains (losses)$16,0001,515
Applicable income taxes$1,662,000873
Income before extraordinary items$6,022,0001,140
Extraordinary gains, net$011
Net income$6,022,0001,141
Minority interest net income$072
Net income of bank and minority interests.$6,022,0001,141
Net charge-offs$8,0003,020
Cash dividends$1,798,0001,303
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,009,3601,121
2019-06-30 (YTD Data)Rank
Total interest income$9,340,0001,628
Total interest expense$1,493,0001,796
Net interest income$7,847,0001,556
Provision for loan and lease losses$03,685
Total noninterest income$800,0002,200
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$76,0003,523
Trading account gains and fees$0131
Additional Noninterest Income$724,0001,806
Total noninterest expense$3,536,0002,451
Salaries and employee benefits$2,230,0002,288
Premises and equipment expense$287,0002,897
Additional noninterest expense$1,019,0002,545
Pre-tax net operating income$5,111,0001,030
Securities gains (losses)$-5,0004,829
Applicable income taxes$1,104,000852
Income before extraordinary items$4,002,0001,112
Extraordinary gains, net$011
Net income$4,002,0001,112
Minority interest net income$069
Net income of bank and minority interests.$4,002,0001,112
Net charge-offs$-3,0004,141
Cash dividends$1,788,000965
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,005,9501,092
2019-03-31 (YTD Data)Rank
Total interest income$4,636,0001,632
Total interest expense$687,0001,875
Net interest income$3,949,0001,550
Provision for loan and lease losses$03,406
Total noninterest income$385,0002,210
Gross Fiduciary activities income$0972
Service charges on deposit accounts$40,0003,473
Trading account gains and fees$0126
Additional Noninterest Income$345,0001,825
Total noninterest expense$1,762,0002,471
Salaries and employee benefits$1,127,0002,291
Premises and equipment expense$143,0002,936
Additional noninterest expense$492,0002,623
Pre-tax net operating income$2,572,0001,001
Securities gains (losses)$01,087
Applicable income taxes$561,000834
Income before extraordinary items$2,011,0001,082
Extraordinary gains, net$05
Net income$2,011,0001,081
Minority interest net income$052
Net income of bank and minority interests.$2,011,0001,081
Net charge-offs$-1,0003,818
Cash dividends$85,0002,498
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,011,0001,064
2018-12-31 (YTD Data)Rank
Total interest income$17,227,0001,650
Total interest expense$1,983,0001,945
Net interest income$15,244,0001,577
Provision for loan and lease losses$04,082
Total noninterest income$1,492,0002,346
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$165,0003,563
Trading account gains and fees$0126
Additional Noninterest Income$1,327,0001,924
Total noninterest expense$7,189,0002,433
Salaries and employee benefits$4,735,0002,189
Premises and equipment expense$521,0003,092
Additional noninterest expense$1,933,0002,642
Pre-tax net operating income$9,547,0001,076
Securities gains (losses)$7,000778
Applicable income taxes$1,995,000873
Income before extraordinary items$7,559,0001,137
Extraordinary gains, net$06
Net income$7,559,0001,136
Minority interest net income$072
Net income of bank and minority interests.$7,559,0001,136
Net charge-offs$251,0001,457
Cash dividends$3,123,0001,048
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,553,4701,136
2018-09-30 (YTD Data)Rank
Total interest income$12,748,0001,656
Total interest expense$1,369,0001,982
Net interest income$11,379,0001,578
Provision for loan and lease losses$03,948
Total noninterest income$1,125,0002,347
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$122,0003,606
Trading account gains and fees$0138
Additional Noninterest Income$1,003,0001,932
Total noninterest expense$5,001,0002,554
Salaries and employee benefits$3,238,0002,337
Premises and equipment expense$413,0003,012
Additional noninterest expense$1,350,0002,793
Pre-tax net operating income$7,503,0001,041
Securities gains (losses)$7,000778
Applicable income taxes$1,598,000855
Income before extraordinary items$5,912,0001,104
Extraordinary gains, net$05
Net income$5,912,0001,103
Minority interest net income$066
Net income of bank and minority interests.$5,912,0001,103
Net charge-offs$2,0003,345
Cash dividends$1,419,0001,359
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,906,4701,101
2018-06-30 (YTD Data)Rank
Total interest income$8,330,0001,670
Total interest expense$836,0002,025
Net interest income$7,494,0001,592
Provision for loan and lease losses$03,782
Total noninterest income$741,0002,370
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$83,0003,582
Trading account gains and fees$0130
Additional Noninterest Income$658,0001,950
Total noninterest expense$3,316,0002,577
Salaries and employee benefits$2,157,0002,352
Premises and equipment expense$279,0002,999
Additional noninterest expense$880,0002,852
Pre-tax net operating income$4,919,0001,036
Securities gains (losses)$1,000871
Applicable income taxes$1,043,000859
Income before extraordinary items$3,877,0001,098
Extraordinary gains, net$06
Net income$3,877,0001,097
Minority interest net income$065
Net income of bank and minority interests.$3,877,0001,097
Net charge-offs$4,0002,887
Cash dividends$1,419,0001,007
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,876,2101,092
2018-03-31 (YTD Data)Rank
Total interest income$3,976,0001,716
Total interest expense$383,0002,082
Net interest income$3,593,0001,657
Provision for loan and lease losses$03,508
Total noninterest income$387,0002,299
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$44,0003,522
Trading account gains and fees$0123
Additional Noninterest Income$343,0001,864
Total noninterest expense$1,639,0002,616
Salaries and employee benefits$1,069,0002,392
Premises and equipment expense$141,0003,030
Additional noninterest expense$429,0002,931
Pre-tax net operating income$2,341,0001,058
Securities gains (losses)$1,000666
Applicable income taxes$491,000884
Income before extraordinary items$1,851,0001,114
Extraordinary gains, net$07
Net income$1,851,0001,113
Minority interest net income$052
Net income of bank and minority interests.$1,851,0001,114
Net charge-offs$8,0002,040
Cash dividends$60,0002,506
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,850,2101,108
2017-12-31 (YTD Data)Rank
Total interest income$15,455,0001,708
Total interest expense$1,182,0002,258
Net interest income$14,273,0001,640
Provision for loan and lease losses$04,227
Total noninterest income$1,568,0002,341
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$195,0003,483
Trading account gains and fees$0151
Additional Noninterest Income$1,373,0001,920
Total noninterest expense$6,476,0002,640
Salaries and employee benefits$4,116,0002,426
Premises and equipment expense$533,0003,146
Additional noninterest expense$1,827,0002,824
Pre-tax net operating income$9,365,0001,039
Securities gains (losses)$-36,0005,262
Applicable income taxes$3,121,000928
Income before extraordinary items$6,208,0001,135
Extraordinary gains, net$09
Net income$6,208,0001,135
Minority interest net income$076
Net income of bank and minority interests.$6,208,0001,135
Net charge-offs$-7,0004,728
Cash dividends$2,937,0001,050
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,232,1201,114
2017-09-30 (YTD Data)Rank
Total interest income$11,438,0001,725
Total interest expense$849,0002,312
Net interest income$10,589,0001,660
Provision for loan and lease losses$04,088
Total noninterest income$1,222,0002,315
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$148,0003,501
Trading account gains and fees$0145
Additional Noninterest Income$1,074,0001,899
Total noninterest expense$4,790,0002,679
Salaries and employee benefits$3,030,0002,463
Premises and equipment expense$429,0003,042
Additional noninterest expense$1,331,0002,877
Pre-tax net operating income$7,021,0001,065
Securities gains (losses)$5,0001,816
Applicable income taxes$2,085,000892
Income before extraordinary items$4,941,0001,169
Extraordinary gains, net$09
Net income$4,941,0001,169
Minority interest net income$071
Net income of bank and minority interests.$4,941,0001,169
Net charge-offs$-50,0005,158
Cash dividends$1,624,0001,234
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,937,5001,153
2017-06-30 (YTD Data)Rank
Total interest income$7,537,0001,734
Total interest expense$524,0002,403
Net interest income$7,013,0001,657
Provision for loan and lease losses$03,871
Total noninterest income$841,0002,287
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$98,0003,512
Trading account gains and fees$0139
Additional Noninterest Income$743,0001,865
Total noninterest expense$3,203,0002,680
Salaries and employee benefits$2,019,0002,469
Premises and equipment expense$289,0003,022
Additional noninterest expense$895,0002,874
Pre-tax net operating income$4,651,0001,048
Securities gains (losses)$4,0001,497
Applicable income taxes$1,392,000883
Income before extraordinary items$3,263,0001,166
Extraordinary gains, net$011
Net income$3,263,0001,166
Minority interest net income$071
Net income of bank and minority interests.$3,263,0001,166
Net charge-offs$1,0003,381
Cash dividends$1,594,000907
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,260,2001,149
2017-03-31 (YTD Data)Rank
Total interest income$3,718,0001,748
Total interest expense$240,0002,526
Net interest income$3,478,0001,664
Provision for loan and lease losses$03,537
Total noninterest income$457,0002,158
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$51,0003,476
Trading account gains and fees$0142
Additional Noninterest Income$406,0001,739
Total noninterest expense$1,613,0002,695
Salaries and employee benefits$1,000,0002,519
Premises and equipment expense$150,0002,994
Additional noninterest expense$463,0002,809
Pre-tax net operating income$2,322,0001,034
Securities gains (losses)$01,153
Applicable income taxes$688,000861
Income before extraordinary items$1,634,0001,146
Extraordinary gains, net$08
Net income$1,634,0001,145
Minority interest net income$055
Net income of bank and minority interests.$1,634,0001,146
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,634,0001,128
2016-12-31 (YTD Data)Rank
Total interest income$14,525,0001,744
Total interest expense$923,0002,552
Net interest income$13,602,0001,643
Provision for loan and lease losses$04,332
Total noninterest income$1,459,0002,526
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$225,0003,426
Trading account gains and fees$0170
Additional Noninterest Income$1,234,0002,139
Total noninterest expense$6,488,0002,701
Salaries and employee benefits$4,091,0002,458
Premises and equipment expense$527,0003,264
Additional noninterest expense$1,870,0002,874
Pre-tax net operating income$8,573,0001,042
Securities gains (losses)$157,0001,026
Applicable income taxes$2,531,000883
Income before extraordinary items$6,199,0001,163
Extraordinary gains, net$05
Net income$6,199,0001,162
Minority interest net income$082
Net income of bank and minority interests.$6,199,0001,162
Net charge-offs$-11,0005,013
Cash dividends$4,349,000765
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,087,5301,153
2016-09-30 (YTD Data)Rank
Total interest income$10,813,0001,757
Total interest expense$693,0002,547
Net interest income$10,120,0001,661
Provision for loan and lease losses$04,186
Total noninterest income$1,092,0002,526
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$173,0003,411
Trading account gains and fees$0169
Additional Noninterest Income$919,0002,148
Total noninterest expense$4,706,0002,758
Salaries and employee benefits$2,909,0002,546
Premises and equipment expense$397,0003,283
Additional noninterest expense$1,400,0002,884
Pre-tax net operating income$6,506,0001,046
Securities gains (losses)$149,000984
Applicable income taxes$1,936,000882
Income before extraordinary items$4,719,0001,163
Extraordinary gains, net$05
Net income$4,719,0001,163
Minority interest net income$071
Net income of bank and minority interests.$4,719,0001,163
Net charge-offs$-10,0004,925
Cash dividends$1,434,0001,321
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,613,2101,153
2016-06-30 (YTD Data)Rank
Total interest income$7,116,0001,783
Total interest expense$458,0002,573
Net interest income$6,658,0001,689
Provision for loan and lease losses$04,017
Total noninterest income$716,0002,521
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$116,0003,390
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,142
Total noninterest expense$3,148,0002,754
Salaries and employee benefits$1,940,0002,565
Premises and equipment expense$269,0003,262
Additional noninterest expense$939,0002,873
Pre-tax net operating income$4,226,0001,062
Securities gains (losses)$122,000840
Applicable income taxes$1,255,000898
Income before extraordinary items$3,093,0001,169
Extraordinary gains, net$016
Net income$3,093,0001,169
Minority interest net income$071
Net income of bank and minority interests.$3,093,0001,169
Net charge-offs$-6,0004,802
Cash dividends$1,414,0001,013
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,006,3801,158
2016-03-31 (YTD Data)Rank
Total interest income$3,521,0001,806
Total interest expense$228,0002,594
Net interest income$3,293,0001,707
Provision for loan and lease losses$03,656
Total noninterest income$331,0002,605
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$60,0003,330
Trading account gains and fees$0142
Additional Noninterest Income$271,0002,224
Total noninterest expense$1,557,0002,787
Salaries and employee benefits$963,0002,588
Premises and equipment expense$127,0003,407
Additional noninterest expense$467,0002,892
Pre-tax net operating income$2,067,0001,059
Securities gains (losses)$13,0001,414
Applicable income taxes$588,000944
Income before extraordinary items$1,492,0001,190
Extraordinary gains, net$012
Net income$1,492,0001,191
Minority interest net income$062
Net income of bank and minority interests.$1,492,0001,191
Net charge-offs$-2,0004,420
Cash dividends$62,0002,573
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,482,6401,163
2015-12-31 (YTD Data)Rank
Total interest income$13,925,0001,774
Total interest expense$895,0002,621
Net interest income$13,030,0001,677
Provision for loan and lease losses$04,380
Total noninterest income$1,487,0002,488
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$223,0003,549
Trading account gains and fees$0159
Additional Noninterest Income$1,264,0002,074
Total noninterest expense$6,074,0002,837
Salaries and employee benefits$3,967,0002,518
Premises and equipment expense$399,0003,905
Additional noninterest expense$1,708,0003,119
Pre-tax net operating income$8,443,0001,027
Securities gains (losses)$16,0002,359
Applicable income taxes$2,404,000881
Income before extraordinary items$6,055,0001,164
Extraordinary gains, net$023
Net income$6,055,0001,164
Minority interest net income$081
Net income of bank and minority interests.$6,055,0001,164
Net charge-offs$51,0003,233
Cash dividends$2,866,0001,022
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,043,4801,134
2015-09-30 (YTD Data)Rank
Total interest income$10,407,0001,802
Total interest expense$670,0002,665
Net interest income$9,737,0001,701
Provision for loan and lease losses$04,232
Total noninterest income$1,087,0002,553
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$163,0003,609
Trading account gains and fees$0153
Additional Noninterest Income$924,0002,129
Total noninterest expense$4,398,0002,925
Salaries and employee benefits$2,793,0002,622
Premises and equipment expense$340,0003,717
Additional noninterest expense$1,265,0003,162
Pre-tax net operating income$6,426,0001,035
Securities gains (losses)$2,0002,829
Applicable income taxes$1,836,000892
Income before extraordinary items$4,592,0001,158
Extraordinary gains, net$021
Net income$4,592,0001,157
Minority interest net income$078
Net income of bank and minority interests.$4,592,0001,158
Net charge-offs$10,0003,647
Cash dividends$1,679,0001,130
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,590,5801,127
2015-06-30 (YTD Data)Rank
Total interest income$6,904,0001,813
Total interest expense$447,0002,662
Net interest income$6,457,0001,709
Provision for loan and lease losses$04,069
Total noninterest income$725,0002,563
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$620,0002,127
Total noninterest expense$2,916,0002,946
Salaries and employee benefits$1,851,0002,653
Premises and equipment expense$230,0003,719
Additional noninterest expense$835,0003,215
Pre-tax net operating income$4,266,0001,032
Securities gains (losses)$2,0002,428
Applicable income taxes$1,221,000893
Income before extraordinary items$3,047,0001,152
Extraordinary gains, net$022
Net income$3,047,0001,151
Minority interest net income$075
Net income of bank and minority interests.$3,047,0001,153
Net charge-offs$15,0003,097
Cash dividends$1,279,0001,011
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,045,5801,121
2015-03-31 (YTD Data)Rank
Total interest income$3,419,0001,824
Total interest expense$227,0002,652
Net interest income$3,192,0001,721
Provision for loan and lease losses$03,703
Total noninterest income$321,0002,696
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$53,0003,605
Trading account gains and fees$0152
Additional Noninterest Income$268,0002,269
Total noninterest expense$1,406,0003,037
Salaries and employee benefits$897,0002,734
Premises and equipment expense$107,0003,891
Additional noninterest expense$402,0003,289
Pre-tax net operating income$2,107,0001,018
Securities gains (losses)$4,0001,704
Applicable income taxes$604,000893
Income before extraordinary items$1,507,0001,130
Extraordinary gains, net$013
Net income$1,507,0001,131
Minority interest net income$064
Net income of bank and minority interests.$1,507,0001,131
Net charge-offs$-3,0004,874
Cash dividends$96,0002,357
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,504,1601,101
2014-12-31 (YTD Data)Rank
Total interest income$13,496,0001,862
Total interest expense$894,0002,796
Net interest income$12,602,0001,739
Provision for loan and lease losses$04,603
Total noninterest income$1,326,0002,681
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$233,0003,668
Trading account gains and fees$0180
Additional Noninterest Income$1,093,0002,211
Total noninterest expense$5,909,0002,951
Salaries and employee benefits$3,815,0002,598
Premises and equipment expense$442,0003,895
Additional noninterest expense$1,652,0003,312
Pre-tax net operating income$8,019,0001,026
Securities gains (losses)$20,0002,325
Applicable income taxes$2,303,000884
Income before extraordinary items$5,736,0001,150
Extraordinary gains, net$017
Net income$5,736,0001,148
Minority interest net income$084
Net income of bank and minority interests.$5,736,0001,149
Net charge-offs$-970,0006,450
Cash dividends$2,230,0001,179
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,721,8001,123
2014-09-30 (YTD Data)Rank
Total interest income$10,179,0001,856
Total interest expense$673,0002,844
Net interest income$9,506,0001,743
Provision for loan and lease losses$04,401
Total noninterest income$999,0002,699
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$173,0003,734
Trading account gains and fees$0174
Additional Noninterest Income$826,0002,215
Total noninterest expense$4,148,0003,107
Salaries and employee benefits$2,649,0002,753
Premises and equipment expense$325,0003,980
Additional noninterest expense$1,174,0003,461
Pre-tax net operating income$6,357,000990
Securities gains (losses)$11,0002,296
Applicable income taxes$1,871,000852
Income before extraordinary items$4,497,0001,109
Extraordinary gains, net$015
Net income$4,497,0001,108
Minority interest net income$081
Net income of bank and minority interests.$4,497,0001,108
Net charge-offs$-998,0006,538
Cash dividends$1,073,0001,461
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,489,1901,083
2014-06-30 (YTD Data)Rank
Total interest income$6,848,0001,832
Total interest expense$450,0002,867
Net interest income$6,398,0001,719
Provision for loan and lease losses$04,196
Total noninterest income$667,0002,680
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$113,0003,738
Trading account gains and fees$0172
Additional Noninterest Income$554,0002,181
Total noninterest expense$2,734,0003,144
Salaries and employee benefits$1,744,0002,784
Premises and equipment expense$218,0004,003
Additional noninterest expense$772,0003,508
Pre-tax net operating income$4,331,000943
Securities gains (losses)$9,0001,986
Applicable income taxes$1,298,000790
Income before extraordinary items$3,042,0001,055
Extraordinary gains, net$020
Net income$3,042,0001,055
Minority interest net income$080
Net income of bank and minority interests.$3,042,0001,056
Net charge-offs$-949,0006,611
Cash dividends$1,051,0001,106
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,035,7001,042
2014-03-31 (YTD Data)Rank
Total interest income$3,155,0001,961
Total interest expense$226,0002,883
Net interest income$2,929,0001,858
Provision for loan and lease losses$03,817
Total noninterest income$337,0002,642
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$54,0003,799
Trading account gains and fees$0147
Additional Noninterest Income$283,0002,084
Total noninterest expense$1,380,0003,155
Salaries and employee benefits$851,0002,859
Premises and equipment expense$110,0004,008
Additional noninterest expense$419,0003,305
Pre-tax net operating income$1,886,0001,034
Securities gains (losses)$01,715
Applicable income taxes$511,000919
Income before extraordinary items$1,375,0001,124
Extraordinary gains, net$016
Net income$1,375,0001,126
Minority interest net income$066
Net income of bank and minority interests.$1,375,0001,125
Net charge-offs$-5,0005,444
Cash dividends$10,0002,829
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,375,0001,110
2013-12-31 (YTD Data)Rank
Total interest income$12,237,0002,022
Total interest expense$995,0002,950
Net interest income$11,242,0001,894
Provision for loan and lease losses$225,0002,826
Total noninterest income$1,587,0002,490
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$249,0003,716
Trading account gains and fees$0184
Additional Noninterest Income$1,338,0001,992
Total noninterest expense$5,860,0003,044
Salaries and employee benefits$3,643,0002,700
Premises and equipment expense$378,0004,360
Additional noninterest expense$1,839,0003,170
Pre-tax net operating income$6,744,0001,106
Securities gains (losses)$03,182
Applicable income taxes$1,734,0001,008
Income before extraordinary items$5,010,0001,222
Extraordinary gains, net$029
Net income$5,010,0001,224
Minority interest net income$090
Net income of bank and minority interests.$5,010,0001,225
Net charge-offs$148,0003,347
Cash dividends$2,017,0001,186
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,010,0001,200
2013-09-30 (YTD Data)Rank
Total interest income$9,171,0002,026
Total interest expense$762,0002,986
Net interest income$8,409,0001,909
Provision for loan and lease losses$225,0002,403
Total noninterest income$1,241,0002,476
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$184,0003,765
Trading account gains and fees$0180
Additional Noninterest Income$1,057,0001,969
Total noninterest expense$4,167,0003,161
Salaries and employee benefits$2,637,0002,801
Premises and equipment expense$268,0004,511
Additional noninterest expense$1,262,0003,368
Pre-tax net operating income$5,258,0001,095
Securities gains (losses)$03,040
Applicable income taxes$1,386,000993
Income before extraordinary items$3,872,0001,196
Extraordinary gains, net$025
Net income$3,872,0001,197
Minority interest net income$084
Net income of bank and minority interests.$3,872,0001,198
Net charge-offs$-2,0005,787
Cash dividends$1,015,0001,428
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,872,0001,161
2013-06-30 (YTD Data)Rank
Total interest income$6,123,0002,019
Total interest expense$522,0002,971
Net interest income$5,601,0001,901
Provision for loan and lease losses$225,0001,972
Total noninterest income$877,0002,416
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$119,0003,797
Trading account gains and fees$0157
Additional Noninterest Income$758,0001,917
Total noninterest expense$2,731,0003,207
Salaries and employee benefits$1,766,0002,798
Premises and equipment expense$173,0004,586
Additional noninterest expense$792,0003,524
Pre-tax net operating income$3,522,0001,071
Securities gains (losses)$02,791
Applicable income taxes$933,000991
Income before extraordinary items$2,589,0001,177
Extraordinary gains, net$022
Net income$2,589,0001,179
Minority interest net income$082
Net income of bank and minority interests.$2,589,0001,180
Net charge-offs$1,0004,803
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,589,0001,128
2013-03-31 (YTD Data)Rank
Total interest income$3,052,0002,045
Total interest expense$271,0002,969
Net interest income$2,781,0001,920
Provision for loan and lease losses$225,0001,230
Total noninterest income$467,0002,327
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$60,0003,757
Trading account gains and fees$0148
Additional Noninterest Income$407,0001,841
Total noninterest expense$1,373,0003,212
Salaries and employee benefits$872,0002,848
Premises and equipment expense$87,0004,611
Additional noninterest expense$414,0003,424
Pre-tax net operating income$1,650,0001,114
Securities gains (losses)$01,966
Applicable income taxes$429,0001,037
Income before extraordinary items$1,221,0001,223
Extraordinary gains, net$010
Net income$1,221,0001,225
Minority interest net income$076
Net income of bank and minority interests.$1,221,0001,225
Net charge-offs$-6,0005,985
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,221,0001,168
2012-12-31 (YTD Data)Rank
Total interest income$12,734,0002,057
Total interest expense$1,253,0003,107
Net interest income$11,481,0001,908
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$1,924,0002,253
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$263,0003,743
Trading account gains and fees$0166
Additional Noninterest Income$1,661,0001,741
Total noninterest expense$5,765,0003,122
Salaries and employee benefits$3,575,0002,729
Premises and equipment expense$364,0004,509
Additional noninterest expense$1,826,0003,314
Pre-tax net operating income$6,440,0001,111
Securities gains (losses)$-26,0006,804
Applicable income taxes$1,564,0001,066
Income before extraordinary items$4,850,0001,218
Extraordinary gains, net$029
Net income$4,850,0001,220
Minority interest net income$093
Net income of bank and minority interests.$4,850,0001,219
Net charge-offs$1,410,0001,446
Cash dividends$4,704,000609
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,869,7601,152
2012-09-30 (YTD Data)Rank
Total interest income$9,613,0002,084
Total interest expense$962,0003,165
Net interest income$8,651,0001,928
Provision for loan and lease losses$800,0001,704
Total noninterest income$1,383,0002,300
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$197,0003,792
Trading account gains and fees$0157
Additional Noninterest Income$1,186,0001,782
Total noninterest expense$3,986,0003,349
Salaries and employee benefits$2,496,0002,918
Premises and equipment expense$285,0004,475
Additional noninterest expense$1,205,0003,651
Pre-tax net operating income$5,248,0001,021
Securities gains (losses)$-25,0006,923
Applicable income taxes$1,348,000983
Income before extraordinary items$3,875,0001,164
Extraordinary gains, net$020
Net income$3,875,0001,165
Minority interest net income$086
Net income of bank and minority interests.$3,875,0001,165
Net charge-offs$742,0001,754
Cash dividends$1,011,0001,314
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,893,5001,091
2012-06-30 (YTD Data)Rank
Total interest income$6,431,0002,086
Total interest expense$661,0003,184
Net interest income$5,770,0001,916
Provision for loan and lease losses$450,0001,913
Total noninterest income$867,0002,374
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$126,0003,864
Trading account gains and fees$0153
Additional Noninterest Income$741,0001,847
Total noninterest expense$2,661,0003,358
Salaries and employee benefits$1,700,0002,870
Premises and equipment expense$179,0004,631
Additional noninterest expense$782,0003,720
Pre-tax net operating income$3,526,0001,006
Securities gains (losses)$20,0002,488
Applicable income taxes$948,000931
Income before extraordinary items$2,598,0001,161
Extraordinary gains, net$019
Net income$2,598,0001,160
Minority interest net income$084
Net income of bank and minority interests.$2,598,0001,160
Net charge-offs$20,0004,645
Cash dividends$1,009,000951
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,583,4001,091
2012-03-31 (YTD Data)Rank
Total interest income$3,231,0002,097
Total interest expense$343,0003,199
Net interest income$2,888,0001,924
Provision for loan and lease losses$225,0001,839
Total noninterest income$447,0002,327
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$386,0001,798
Total noninterest expense$1,275,0003,484
Salaries and employee benefits$778,0003,088
Premises and equipment expense$95,0004,508
Additional noninterest expense$402,0003,623
Pre-tax net operating income$1,835,000969
Securities gains (losses)$8,0001,818
Applicable income taxes$499,000887
Income before extraordinary items$1,344,0001,105
Extraordinary gains, net$019
Net income$1,344,0001,107
Minority interest net income$078
Net income of bank and minority interests.$1,344,0001,106
Net charge-offs$39,0003,220
Cash dividends$28,0002,575
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,338,1601,040
2011-12-31 (YTD Data)Rank
Total interest income$12,836,0002,175
Total interest expense$1,573,0003,331
Net interest income$11,263,0001,945
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$1,463,0002,489
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$273,0003,790
Trading account gains and fees$0146
Additional Noninterest Income$1,190,0001,920
Total noninterest expense$5,290,0003,385
Salaries and employee benefits$3,323,0002,880
Premises and equipment expense$347,0004,888
Additional noninterest expense$1,620,0003,667
Pre-tax net operating income$6,336,000944
Securities gains (losses)$48,0002,611
Applicable income taxes$1,667,000917
Income before extraordinary items$4,717,0001,053
Extraordinary gains, net$029
Net income$4,717,0001,053
Minority interest net income$096
Net income of bank and minority interests.$4,717,0001,053
Net charge-offs$167,0004,505
Cash dividends$1,743,0001,086
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,681,4801,022
2011-09-30 (YTD Data)Rank
Total interest income$9,619,0002,213
Total interest expense$1,211,0003,386
Net interest income$8,408,0001,958
Provision for loan and lease losses$675,0002,485
Total noninterest income$1,002,0002,619
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$205,0003,805
Trading account gains and fees$0145
Additional Noninterest Income$797,0002,041
Total noninterest expense$3,815,0003,497
Salaries and employee benefits$2,319,0003,045
Premises and equipment expense$298,0004,628
Additional noninterest expense$1,198,0003,688
Pre-tax net operating income$4,920,000941
Securities gains (losses)$38,0002,498
Applicable income taxes$1,320,000878
Income before extraordinary items$3,638,0001,063
Extraordinary gains, net$021
Net income$3,638,0001,062
Minority interest net income$087
Net income of bank and minority interests.$3,638,0001,063
Net charge-offs$65,0004,794
Cash dividends$806,0001,344
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,610,2601,014
2011-06-30 (YTD Data)Rank
Total interest income$6,370,0002,233
Total interest expense$836,0003,399
Net interest income$5,534,0001,982
Provision for loan and lease losses$450,0002,433
Total noninterest income$664,0002,635
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$132,0003,851
Trading account gains and fees$0153
Additional Noninterest Income$532,0002,016
Total noninterest expense$2,549,0003,529
Salaries and employee benefits$1,563,0003,039
Premises and equipment expense$206,0004,589
Additional noninterest expense$780,0003,810
Pre-tax net operating income$3,199,000955
Securities gains (losses)$26,0001,960
Applicable income taxes$854,000871
Income before extraordinary items$2,371,0001,047
Extraordinary gains, net$015
Net income$2,371,0001,045
Minority interest net income$089
Net income of bank and minority interests.$2,371,0001,047
Net charge-offs$77,0004,090
Cash dividends$786,0001,013
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,351,7601,023
2011-03-31 (YTD Data)Rank
Total interest income$3,121,0002,288
Total interest expense$431,0003,423
Net interest income$2,690,0002,034
Provision for loan and lease losses$225,0002,264
Total noninterest income$366,0002,492
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$64,0003,860
Trading account gains and fees$0158
Additional Noninterest Income$302,0001,912
Total noninterest expense$1,217,0003,661
Salaries and employee benefits$724,0003,239
Premises and equipment expense$107,0004,537
Additional noninterest expense$386,0003,822
Pre-tax net operating income$1,614,000943
Securities gains (losses)$-1,0006,978
Applicable income taxes$432,000833
Income before extraordinary items$1,181,0001,034
Extraordinary gains, net$09
Net income$1,181,0001,034
Minority interest net income$086
Net income of bank and minority interests.$1,181,0001,034
Net charge-offs$-16,0007,143
Cash dividends$42,0002,297
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,181,7301,000
2010-12-31 (YTD Data)Rank
Total interest income$12,914,0002,323
Total interest expense$2,015,0003,542
Net interest income$10,899,0002,003
Provision for loan and lease losses$1,500,0002,460
Total noninterest income$1,476,0002,545
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$313,0003,548
Trading account gains and fees$0175
Additional Noninterest Income$1,163,0001,993
Total noninterest expense$5,136,0003,537
Salaries and employee benefits$3,242,0002,921
Premises and equipment expense$421,0004,625
Additional noninterest expense$1,473,0004,054
Pre-tax net operating income$5,739,000903
Securities gains (losses)$117,0002,031
Applicable income taxes$1,511,000903
Income before extraordinary items$4,345,000997
Extraordinary gains, net$029
Net income$4,345,000999
Minority interest net income$0111
Net income of bank and minority interests.$4,345,0001,000
Net charge-offs$516,0003,612
Cash dividends$3,229,000515
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,258,420978
2010-09-30 (YTD Data)Rank
Total interest income$9,776,0002,367
Total interest expense$1,549,0003,623
Net interest income$8,227,0002,012
Provision for loan and lease losses$875,0002,713
Total noninterest income$1,047,0002,643
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$239,0003,592
Trading account gains and fees$0165
Additional Noninterest Income$808,0002,056
Total noninterest expense$3,723,0003,636
Salaries and employee benefits$2,292,0003,082
Premises and equipment expense$338,0004,522
Additional noninterest expense$1,093,0004,058
Pre-tax net operating income$4,676,000897
Securities gains (losses)$117,0001,811
Applicable income taxes$1,283,000847
Income before extraordinary items$3,510,000986
Extraordinary gains, net$023
Net income$3,510,000990
Minority interest net income$0110
Net income of bank and minority interests.$3,510,000989
Net charge-offs$325,0003,630
Cash dividends$2,509,000436
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,424,590966
2010-06-30 (YTD Data)Rank
Total interest income$6,458,0002,410
Total interest expense$1,059,0003,654
Net interest income$5,399,0002,046
Provision for loan and lease losses$450,0002,998
Total noninterest income$593,0002,890
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$161,0003,566
Trading account gains and fees$0152
Additional Noninterest Income$432,0002,307
Total noninterest expense$2,413,0003,727
Salaries and employee benefits$1,459,0003,219
Premises and equipment expense$229,0004,513
Additional noninterest expense$725,0004,047
Pre-tax net operating income$3,129,000874
Securities gains (losses)$114,0001,325
Applicable income taxes$862,000816
Income before extraordinary items$2,381,000951
Extraordinary gains, net$019
Net income$2,381,000951
Minority interest net income$0105
Net income of bank and minority interests.$2,381,000952
Net charge-offs$338,0002,906
Cash dividends$997,000739
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,297,780941
2010-03-31 (YTD Data)Rank
Total interest income$3,225,0002,467
Total interest expense$544,0003,704
Net interest income$2,681,0002,088
Provision for loan and lease losses$225,0002,809
Total noninterest income$327,0002,705
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$79,0003,603
Trading account gains and fees$0175
Additional Noninterest Income$248,0002,081
Total noninterest expense$1,181,0003,806
Salaries and employee benefits$695,0003,412
Premises and equipment expense$119,0004,489
Additional noninterest expense$367,0004,024
Pre-tax net operating income$1,602,000836
Securities gains (losses)$65,0001,012
Applicable income taxes$457,000760
Income before extraordinary items$1,210,000905
Extraordinary gains, net$016
Net income$1,210,000909
Minority interest net income$091
Net income of bank and minority interests.$1,210,000909
Net charge-offs$14,0004,653
Cash dividends$230,0001,284
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,162,550916
2009-12-31 (YTD Data)Rank
Total interest income$13,183,0002,520
Total interest expense$2,763,0003,642
Net interest income$10,420,0002,109
Provision for loan and lease losses$1,900,0002,548
Total noninterest income$1,752,0002,320
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$372,0003,463
Trading account gains and fees$0211
Additional Noninterest Income$1,380,0001,748
Total noninterest expense$4,984,0003,699
Salaries and employee benefits$3,070,0003,108
Premises and equipment expense$392,0005,038
Additional noninterest expense$1,522,0004,037
Pre-tax net operating income$5,288,000799
Securities gains (losses)$03,754
Applicable income taxes$1,320,000787
Income before extraordinary items$3,968,000870
Extraordinary gains, net$034
Net income$3,968,000868
Minority interest net income$0115
Net income of bank and minority interests.$3,968,000869
Net charge-offs$1,307,0002,543
Cash dividends$1,803,0001,002
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,968,000866
2009-09-30 (YTD Data)Rank
Total interest income$9,945,0002,541
Total interest expense$2,164,0003,658
Net interest income$7,781,0002,110
Provision for loan and lease losses$1,500,0002,210
Total noninterest income$1,370,0002,313
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$283,0003,442
Trading account gains and fees$0212
Additional Noninterest Income$1,087,0001,724
Total noninterest expense$3,731,0003,711
Salaries and employee benefits$2,210,0003,255
Premises and equipment expense$315,0004,908
Additional noninterest expense$1,206,0003,863
Pre-tax net operating income$3,920,000863
Securities gains (losses)$03,497
Applicable income taxes$920,000896
Income before extraordinary items$3,000,000907
Extraordinary gains, net$027
Net income$3,000,000908
Minority interest net income$0118
Net income of bank and minority interests.$3,000,000908
Net charge-offs$1,186,0002,016
Cash dividends$1,055,0001,189
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,000,000900
2009-06-30 (YTD Data)Rank
Total interest income$6,649,0002,573
Total interest expense$1,496,0003,676
Net interest income$5,153,0002,122
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$978,0002,220
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$184,0003,477
Trading account gains and fees$0193
Additional Noninterest Income$794,0001,653
Total noninterest expense$2,450,0003,792
Salaries and employee benefits$1,430,0003,371
Premises and equipment expense$216,0004,872
Additional noninterest expense$804,0003,853
Pre-tax net operating income$2,481,000921
Securities gains (losses)$03,136
Applicable income taxes$569,000975
Income before extraordinary items$1,912,000993
Extraordinary gains, net$021
Net income$1,912,000993
Minority interest net income$0112
Net income of bank and minority interests.$1,912,000993
Net charge-offs$857,0001,766
Cash dividends$957,000967
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,912,000960
2009-03-31 (YTD Data)Rank
Total interest income$3,349,0002,591
Total interest expense$778,0003,685
Net interest income$2,571,0002,129
Provision for loan and lease losses$220,0002,730
Total noninterest income$559,0001,970
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$93,0003,396
Trading account gains and fees$0171
Additional Noninterest Income$466,0001,452
Total noninterest expense$1,175,0003,830
Salaries and employee benefits$703,0003,455
Premises and equipment expense$101,0005,089
Additional noninterest expense$371,0003,792
Pre-tax net operating income$1,735,000729
Securities gains (losses)$2,0002,230
Applicable income taxes$473,000721
Income before extraordinary items$1,264,000830
Extraordinary gains, net$015
Net income$1,264,000831
Minority interest net income$0102
Net income of bank and minority interests.$1,264,000832
Net charge-offs$199,0002,137
Cash dividends$155,0001,896
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,262,540774
2008-12-31 (YTD Data)Rank
Total interest income$14,061,0002,625
Total interest expense$4,622,0003,179
Net interest income$9,439,0002,322
Provision for loan and lease losses$650,0003,353
Total noninterest income$1,380,0002,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$409,0003,415
Trading account gains and fees$0154
Additional Noninterest Income$971,0002,161
Total noninterest expense$4,363,0003,973
Salaries and employee benefits$2,764,0003,481
Premises and equipment expense$331,0005,560
Additional noninterest expense$1,268,0004,105
Pre-tax net operating income$5,806,000963
Securities gains (losses)$-986,0007,736
Applicable income taxes$1,064,0001,145
Income before extraordinary items$3,756,0001,106
Extraordinary gains, net$039
Net income$3,756,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0002,907
Cash dividends$2,252,0001,205
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,525,080979
2008-09-30 (YTD Data)Rank
Total interest income$10,654,0002,660
Total interest expense$3,678,0003,114
Net interest income$6,976,0002,367
Provision for loan and lease losses$210,0004,122
Total noninterest income$1,039,0002,831
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$307,0003,443
Trading account gains and fees$0148
Additional Noninterest Income$732,0002,248
Total noninterest expense$3,247,0003,979
Salaries and employee benefits$2,131,0003,439
Premises and equipment expense$279,0005,295
Additional noninterest expense$837,0004,431
Pre-tax net operating income$4,558,0001,114
Securities gains (losses)$-975,0007,920
Applicable income taxes$786,0001,385
Income before extraordinary items$2,797,0001,330
Extraordinary gains, net$031
Net income$2,797,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0003,218
Cash dividends$1,452,0001,352
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,557,5001,096
2008-06-30 (YTD Data)Rank
Total interest income$7,188,0002,656
Total interest expense$2,573,0003,103
Net interest income$4,615,0002,376
Provision for loan and lease losses$120,0003,966
Total noninterest income$735,0002,758
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$203,0003,453
Trading account gains and fees$0149
Additional Noninterest Income$532,0002,139
Total noninterest expense$2,142,0004,038
Salaries and employee benefits$1,376,0003,565
Premises and equipment expense$187,0005,326
Additional noninterest expense$579,0004,293
Pre-tax net operating income$3,088,0001,147
Securities gains (losses)$5,0002,725
Applicable income taxes$782,0001,134
Income before extraordinary items$2,311,0001,195
Extraordinary gains, net$021
Net income$2,311,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,782
Cash dividends$1,349,0001,094
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,307,2501,178
2008-03-31 (YTD Data)Rank
Total interest income$3,671,0002,672
Total interest expense$1,423,0003,029
Net interest income$2,248,0002,438
Provision for loan and lease losses$60,0003,470
Total noninterest income$363,0002,780
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$99,0003,483
Trading account gains and fees$0158
Additional Noninterest Income$264,0002,141
Total noninterest expense$1,089,0003,985
Salaries and employee benefits$696,0003,558
Premises and equipment expense$94,0005,338
Additional noninterest expense$299,0004,131
Pre-tax net operating income$1,462,0001,295
Securities gains (losses)$4,0002,294
Applicable income taxes$359,0001,287
Income before extraordinary items$1,107,0001,365
Extraordinary gains, net$015
Net income$1,107,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,103,9601,330
2007-12-31 (YTD Data)Rank
Total interest income$14,666,0002,741
Total interest expense$6,378,0002,860
Net interest income$8,288,0002,644
Provision for loan and lease losses$240,0003,573
Total noninterest income$1,346,0002,896
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$459,0003,245
Trading account gains and fees$0178
Additional Noninterest Income$887,0002,404
Total noninterest expense$4,220,0003,951
Salaries and employee benefits$2,629,0003,584
Premises and equipment expense$469,0004,555
Additional noninterest expense$1,122,0004,266
Pre-tax net operating income$5,174,0001,591
Securities gains (losses)$-1,0007,069
Applicable income taxes$1,200,0001,646
Income before extraordinary items$3,973,0001,605
Extraordinary gains, net$039
Net income$3,973,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,735
Cash dividends$1,733,0001,805
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,973,7701,591
2007-09-30 (YTD Data)Rank
Total interest income$10,912,0002,759
Total interest expense$4,777,0002,852
Net interest income$6,135,0002,678
Provision for loan and lease losses$135,0003,624
Total noninterest income$1,004,0002,914
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$340,0003,267
Trading account gains and fees$0184
Additional Noninterest Income$664,0002,407
Total noninterest expense$3,069,0004,029
Salaries and employee benefits$1,988,0003,559
Premises and equipment expense$402,0004,156
Additional noninterest expense$679,0004,888
Pre-tax net operating income$3,935,0001,690
Securities gains (losses)$-2,0007,433
Applicable income taxes$969,0001,690
Income before extraordinary items$2,964,0001,713
Extraordinary gains, net$033
Net income$2,964,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,657
Cash dividends$966,0002,061
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,965,5001,695
2007-06-30 (YTD Data)Rank
Total interest income$7,154,0002,811
Total interest expense$3,104,0002,924
Net interest income$4,050,0002,722
Provision for loan and lease losses$90,0003,429
Total noninterest income$676,0002,905
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$219,0003,318
Trading account gains and fees$0168
Additional Noninterest Income$457,0002,384
Total noninterest expense$2,054,0004,056
Salaries and employee benefits$1,326,0003,584
Premises and equipment expense$274,0004,110
Additional noninterest expense$454,0004,889
Pre-tax net operating income$2,582,0001,773
Securities gains (losses)$-4,0007,813
Applicable income taxes$639,0001,762
Income before extraordinary items$1,939,0001,782
Extraordinary gains, net$029
Net income$1,939,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,861
Cash dividends$716,0001,949
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,942,0001,767
2007-03-31 (YTD Data)Rank
Total interest income$3,554,0002,821
Total interest expense$1,533,0002,931
Net interest income$2,021,0002,729
Provision for loan and lease losses$45,0003,197
Total noninterest income$309,0003,052
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$109,0003,272
Trading account gains and fees$0195
Additional Noninterest Income$200,0002,546
Total noninterest expense$1,016,0004,089
Salaries and employee benefits$647,0003,680
Premises and equipment expense$142,0004,012
Additional noninterest expense$227,0004,841
Pre-tax net operating income$1,269,0001,788
Securities gains (losses)$1,0001,055
Applicable income taxes$320,0001,779
Income before extraordinary items$950,0001,795
Extraordinary gains, net$022
Net income$950,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$949,2501,786
2006-12-31 (YTD Data)Rank
Total interest income$13,259,0002,835
Total interest expense$5,360,0002,849
Net interest income$7,899,0002,785
Provision for loan and lease losses$200,0003,517
Total noninterest income$1,326,0002,934
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$432,0003,374
Trading account gains and fees$0130
Additional Noninterest Income$894,0002,400
Total noninterest expense$4,002,0003,997
Salaries and employee benefits$2,465,0003,651
Premises and equipment expense$539,0004,057
Additional noninterest expense$998,0004,522
Pre-tax net operating income$5,023,0001,870
Securities gains (losses)$1,0001,542
Applicable income taxes$1,240,0001,918
Income before extraordinary items$3,784,0001,879
Extraordinary gains, net$051
Net income$3,784,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,267
Cash dividends$1,357,0002,083
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,783,2501,865
2006-09-30 (YTD Data)Rank
Total interest income$9,815,0002,849
Total interest expense$3,907,0002,835
Net interest income$5,908,0002,812
Provision for loan and lease losses$105,0003,999
Total noninterest income$958,0003,018
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$310,0003,494
Trading account gains and fees$0126
Additional Noninterest Income$648,0002,445
Total noninterest expense$2,924,0004,050
Salaries and employee benefits$1,840,0003,661
Premises and equipment expense$404,0004,083
Additional noninterest expense$680,0004,812
Pre-tax net operating income$3,837,0001,915
Securities gains (losses)$01,388
Applicable income taxes$956,0001,941
Income before extraordinary items$2,881,0001,898
Extraordinary gains, net$045
Net income$2,881,0001,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,960
Cash dividends$653,0002,534
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,881,0001,882
2006-06-30 (YTD Data)Rank
Total interest income$6,421,0002,852
Total interest expense$2,500,0002,823
Net interest income$3,921,0002,827
Provision for loan and lease losses$60,0004,062
Total noninterest income$650,0002,973
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$189,0003,674
Trading account gains and fees$0126
Additional Noninterest Income$461,0002,334
Total noninterest expense$1,961,0004,056
Salaries and employee benefits$1,236,0003,660
Premises and equipment expense$277,0004,017
Additional noninterest expense$448,0004,836
Pre-tax net operating income$2,550,0001,917
Securities gains (losses)$01,185
Applicable income taxes$639,0001,968
Income before extraordinary items$1,911,0001,916
Extraordinary gains, net$039
Net income$1,911,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,293
Cash dividends$654,0001,978
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,911,0001,895
2006-03-31 (YTD Data)Rank
Total interest income$3,164,0002,841
Total interest expense$1,214,0002,770
Net interest income$1,950,0002,835
Provision for loan and lease losses$30,0003,822
Total noninterest income$330,0002,892
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$87,0003,767
Trading account gains and fees$0115
Additional Noninterest Income$243,0002,229
Total noninterest expense$980,0004,073
Salaries and employee benefits$615,0003,690
Premises and equipment expense$131,0004,167
Additional noninterest expense$234,0004,666
Pre-tax net operating income$1,270,0001,883
Securities gains (losses)$0955
Applicable income taxes$317,0001,946
Income before extraordinary items$953,0001,877
Extraordinary gains, net$021
Net income$953,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,001
Cash dividends$2,0003,933
Sale, conversion, retirement of capital stock, net$0648
Net operating income$953,0001,858
2005-12-31 (YTD Data)Rank
Total interest income$11,124,0002,879
Total interest expense$3,475,0002,958
Net interest income$7,649,0002,811
Provision for loan and lease losses$140,0004,242
Total noninterest income$1,151,0003,225
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$370,0003,733
Trading account gains and fees$0138
Additional Noninterest Income$781,0002,583
Total noninterest expense$3,826,0004,002
Salaries and employee benefits$2,369,0003,638
Premises and equipment expense$565,0003,838
Additional noninterest expense$892,0004,803
Pre-tax net operating income$4,834,0001,922
Securities gains (losses)$32,0001,085
Applicable income taxes$1,206,0001,999
Income before extraordinary items$3,660,0001,879
Extraordinary gains, net$046
Net income$3,660,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,849
Cash dividends$1,328,0001,998
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,636,0001,866
2005-09-30 (YTD Data)Rank
Total interest income$8,205,0002,874
Total interest expense$2,431,0002,998
Net interest income$5,774,0002,780
Provision for loan and lease losses$90,0004,305
Total noninterest income$860,0003,251
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$280,0003,723
Trading account gains and fees$0126
Additional Noninterest Income$580,0002,598
Total noninterest expense$2,866,0003,975
Salaries and employee benefits$1,783,0003,598
Premises and equipment expense$454,0003,629
Additional noninterest expense$629,0004,967
Pre-tax net operating income$3,678,0001,903
Securities gains (losses)$31,0001,052
Applicable income taxes$927,0001,984
Income before extraordinary items$2,782,0001,884
Extraordinary gains, net$035
Net income$2,782,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,080
Cash dividends$689,0002,336
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,758,7501,860
2005-06-30 (YTD Data)Rank
Total interest income$5,357,0002,859
Total interest expense$1,497,0003,043
Net interest income$3,860,0002,750
Provision for loan and lease losses$60,0004,115
Total noninterest income$565,0003,248
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$176,0003,790
Trading account gains and fees$0116
Additional Noninterest Income$389,0002,598
Total noninterest expense$1,915,0003,954
Salaries and employee benefits$1,197,0003,564
Premises and equipment expense$306,0003,565
Additional noninterest expense$412,0004,993
Pre-tax net operating income$2,450,0001,878
Securities gains (losses)$31,000949
Applicable income taxes$623,0001,946
Income before extraordinary items$1,858,0001,836
Extraordinary gains, net$030
Net income$1,858,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,379
Cash dividends$640,0001,862
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,834,7501,828
2005-03-31 (YTD Data)Rank
Total interest income$2,625,0002,871
Total interest expense$681,0003,186
Net interest income$1,944,0002,720
Provision for loan and lease losses$30,0003,913
Total noninterest income$283,0003,189
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$85,0003,795
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,495
Total noninterest expense$928,0004,064
Salaries and employee benefits$593,0003,601
Premises and equipment expense$142,0003,794
Additional noninterest expense$193,0005,211
Pre-tax net operating income$1,269,0001,790
Securities gains (losses)$29,000684
Applicable income taxes$338,0001,823
Income before extraordinary items$960,0001,753
Extraordinary gains, net$024
Net income$960,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$938,5401,757
2004-12-31 (YTD Data)Rank
Total interest income$9,881,0002,871
Total interest expense$2,179,0003,403
Net interest income$7,702,0002,616
Provision for loan and lease losses$120,0004,623
Total noninterest income$1,093,0003,339
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$335,0004,049
Trading account gains and fees$0138
Additional Noninterest Income$758,0002,586
Total noninterest expense$3,884,0003,857
Salaries and employee benefits$2,336,0003,529
Premises and equipment expense$644,0003,343
Additional noninterest expense$904,0004,682
Pre-tax net operating income$4,791,0001,765
Securities gains (losses)$3,0003,369
Applicable income taxes$1,128,0001,982
Income before extraordinary items$3,666,0001,741
Extraordinary gains, net$-91,0008,952
Net income$3,575,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,036
Cash dividends$1,217,0002,022
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,663,7201,700
2004-09-30 (YTD Data)Rank
Total interest income$7,296,0002,871
Total interest expense$1,580,0003,463
Net interest income$5,716,0002,621
Provision for loan and lease losses$90,0004,429
Total noninterest income$819,0003,346
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$250,0004,105
Trading account gains and fees$0134
Additional Noninterest Income$569,0002,595
Total noninterest expense$2,797,0003,930
Salaries and employee benefits$1,705,0003,591
Premises and equipment expense$491,0003,299
Additional noninterest expense$601,0005,045
Pre-tax net operating income$3,648,0001,752
Securities gains (losses)$3,0003,253
Applicable income taxes$932,0001,888
Income before extraordinary items$2,719,0001,776
Extraordinary gains, net$026
Net income$2,719,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$576,0002,480
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,716,7801,729
2004-06-30 (YTD Data)Rank
Total interest income$4,814,0002,883
Total interest expense$1,047,0003,467
Net interest income$3,767,0002,630
Provision for loan and lease losses$60,0004,267
Total noninterest income$559,0003,321
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$163,0004,145
Trading account gains and fees$0130
Additional Noninterest Income$396,0002,529
Total noninterest expense$1,874,0003,952
Salaries and employee benefits$1,146,0003,580
Premises and equipment expense$341,0003,203
Additional noninterest expense$387,0005,174
Pre-tax net operating income$2,392,0001,759
Securities gains (losses)$1,0003,212
Applicable income taxes$585,0001,968
Income before extraordinary items$1,808,0001,760
Extraordinary gains, net$021
Net income$1,808,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$576,0001,945
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,807,2401,701
2004-03-31 (YTD Data)Rank
Total interest income$2,393,0002,913
Total interest expense$535,0003,435
Net interest income$1,858,0002,659
Provision for loan and lease losses$30,0004,060
Total noninterest income$287,0003,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$78,0004,175
Trading account gains and fees$0121
Additional Noninterest Income$209,0002,406
Total noninterest expense$923,0004,016
Salaries and employee benefits$580,0003,578
Premises and equipment expense$161,0003,395
Additional noninterest expense$182,0005,402
Pre-tax net operating income$1,192,0001,733
Securities gains (losses)$1,0002,756
Applicable income taxes$292,0001,969
Income before extraordinary items$901,0001,738
Extraordinary gains, net$016
Net income$901,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$900,2401,658
2003-12-31 (YTD Data)Rank
Total interest income$9,683,0002,927
Total interest expense$2,529,0003,307
Net interest income$7,154,0002,699
Provision for loan and lease losses$130,0004,806
Total noninterest income$1,574,0002,750
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$311,0004,212
Trading account gains and fees$0160
Additional Noninterest Income$1,263,0002,046
Total noninterest expense$3,951,0003,751
Salaries and employee benefits$2,409,0003,362
Premises and equipment expense$606,0003,486
Additional noninterest expense$936,0004,489
Pre-tax net operating income$4,647,0001,735
Securities gains (losses)$1,0004,307
Applicable income taxes$1,142,0001,998
Income before extraordinary items$3,506,0001,773
Extraordinary gains, net$054
Net income$3,506,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,285
Cash dividends$2,329,0001,227
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,505,2501,689
2003-09-30 (YTD Data)Rank
Total interest income$7,296,0002,946
Total interest expense$1,956,0003,338
Net interest income$5,340,0002,731
Provision for loan and lease losses$90,0004,812
Total noninterest income$1,286,0002,635
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$231,0004,252
Trading account gains and fees$0153
Additional Noninterest Income$1,055,0001,974
Total noninterest expense$2,606,0004,111
Salaries and employee benefits$1,645,0003,619
Premises and equipment expense$386,0003,962
Additional noninterest expense$575,0005,166
Pre-tax net operating income$3,930,0001,606
Securities gains (losses)$04,204
Applicable income taxes$1,027,0001,821
Income before extraordinary items$2,903,0001,659
Extraordinary gains, net$040
Net income$2,903,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,530
Cash dividends$525,0002,606
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,903,0001,575
2003-06-30 (YTD Data)Rank
Total interest income$4,867,0002,971
Total interest expense$1,349,0003,342
Net interest income$3,518,0002,755
Provision for loan and lease losses$60,0004,687
Total noninterest income$807,0002,745
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$147,0004,341
Trading account gains and fees$0150
Additional Noninterest Income$660,0002,054
Total noninterest expense$1,702,0004,185
Salaries and employee benefits$1,082,0003,662
Premises and equipment expense$243,0004,137
Additional noninterest expense$377,0005,216
Pre-tax net operating income$2,563,0001,638
Securities gains (losses)$03,782
Applicable income taxes$665,0001,895
Income before extraordinary items$1,898,0001,708
Extraordinary gains, net$030
Net income$1,898,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$525,0002,070
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,898,0001,604
2003-03-31 (YTD Data)Rank
Total interest income$2,392,0003,025
Total interest expense$697,0003,332
Net interest income$1,695,0002,845
Provision for loan and lease losses$30,0004,429
Total noninterest income$334,0003,005
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$67,0004,483
Trading account gains and fees$0134
Additional Noninterest Income$267,0002,268
Total noninterest expense$839,0004,217
Salaries and employee benefits$543,0003,641
Premises and equipment expense$113,0004,362
Additional noninterest expense$183,0005,286
Pre-tax net operating income$1,160,0001,804
Securities gains (losses)$02,891
Applicable income taxes$284,0002,132
Income before extraordinary items$876,0001,805
Extraordinary gains, net$021
Net income$876,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$876,0001,695
2002-12-31 (YTD Data)Rank
Total interest income$10,304,0002,940
Total interest expense$3,338,0003,235
Net interest income$6,966,0002,751
Provision for loan and lease losses$175,0004,644
Total noninterest income$1,231,0003,020
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$302,0004,218
Trading account gains and fees$0153
Additional Noninterest Income$929,0002,285
Total noninterest expense$3,851,0003,664
Salaries and employee benefits$2,304,0003,347
Premises and equipment expense$528,0003,783
Additional noninterest expense$1,019,0004,122
Pre-tax net operating income$4,171,0001,920
Securities gains (losses)$23,0003,041
Applicable income taxes$991,0002,223
Income before extraordinary items$3,203,0001,870
Extraordinary gains, net$070
Net income$3,203,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,032
Cash dividends$998,0002,294
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,185,5201,818
2001-12-31 (YTD Data)Rank
Total interest income$11,461,0002,959
Total interest expense$5,023,0003,140
Net interest income$6,438,0002,758
Provision for loan and lease losses$175,0004,458
Total noninterest income$870,0003,648
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$303,0004,142
Trading account gains and fees$0177
Additional Noninterest Income$567,0002,927
Total noninterest expense$3,437,0003,880
Salaries and employee benefits$2,097,0003,459
Premises and equipment expense$490,0003,943
Additional noninterest expense$850,0004,602
Pre-tax net operating income$3,696,0001,897
Securities gains (losses)$10,0003,593
Applicable income taxes$846,0002,332
Income before extraordinary items$2,860,0001,834
Extraordinary gains, net$0105
Net income$2,860,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,044
Cash dividends$896,0002,459
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,852,3001,776
2000-12-31 (YTD Data)Rank
Total interest income$11,214,0003,077
Total interest expense$5,568,0002,982
Net interest income$5,646,0003,118
Provision for loan and lease losses$120,0004,828
Total noninterest income$598,0004,414
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$198,0005,115
Trading account gains and fees$0180
Additional Noninterest Income$400,0003,343
Total noninterest expense$2,903,0004,341
Salaries and employee benefits$1,672,0004,003
Premises and equipment expense$462,0004,041
Additional noninterest expense$769,0004,861
Pre-tax net operating income$3,221,0002,236
Securities gains (losses)$01,956
Applicable income taxes$670,0002,887
Income before extraordinary items$2,551,0002,044
Extraordinary gains, net$038
Net income$2,551,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$793,0002,692
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,551,0002,049
1999-12-31 (YTD Data)Rank
Total interest income$10,324,0003,127
Total interest expense$4,873,0002,995
Net interest income$5,451,0003,182
Provision for loan and lease losses$120,0004,720
Total noninterest income$536,0004,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$208,0005,022
Trading account gains and fees$0173
Additional Noninterest Income$328,0003,816
Total noninterest expense$2,813,0004,455
Salaries and employee benefits$1,653,0004,015
Premises and equipment expense$471,0003,979
Additional noninterest expense$689,0005,294
Pre-tax net operating income$3,054,0002,371
Securities gains (losses)$1,0002,805
Applicable income taxes$629,0003,118
Income before extraordinary items$2,426,0002,159
Extraordinary gains, net$035
Net income$2,426,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,488
Cash dividends$756,0002,755
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,425,2102,126
1998-12-31 (YTD Data)Rank
Total interest income$9,851,0003,276
Total interest expense$4,750,0003,146
Net interest income$5,101,0003,324
Provision for loan and lease losses$120,0004,610
Total noninterest income$702,0003,978
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$216,0004,927
Trading account gains and fees$0224
Additional Noninterest Income$486,0003,033
Total noninterest expense$2,806,0004,374
Salaries and employee benefits$1,517,0004,203
Premises and equipment expense$502,0003,683
Additional noninterest expense$787,0004,738
Pre-tax net operating income$2,877,0002,478
Securities gains (losses)$04,449
Applicable income taxes$653,0003,188
Income before extraordinary items$2,224,0002,321
Extraordinary gains, net$032
Net income$2,224,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,952
Cash dividends$691,0002,880
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,224,0002,246
1997-12-31 (YTD Data)Rank
Total interest income$9,433,0003,426
Total interest expense$4,490,0003,305
Net interest income$4,943,0003,527
Provision for loan and lease losses$180,0003,648
Total noninterest income$427,0005,504
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$190,0005,493
Trading account gains and fees$0239
Additional Noninterest Income$237,0004,513
Total noninterest expense$2,640,0004,567
Salaries and employee benefits$1,423,0004,440
Premises and equipment expense$519,0003,585
Additional noninterest expense$698,0005,233
Pre-tax net operating income$2,550,0002,864
Securities gains (losses)$1,0003,559
Applicable income taxes$550,0003,942
Income before extraordinary items$2,001,0002,592
Extraordinary gains, net$044
Net income$2,001,0002,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,126
Cash dividends$576,0003,185
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,000,2202,543
1996-12-31 (YTD Data)Rank
Total interest income$8,774,0003,692
Total interest expense$4,239,0003,514
Net interest income$4,535,0003,877
Provision for loan and lease losses$130,0004,417
Total noninterest income$359,0006,335
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$161,0006,268
Trading account gains and fees$0262
Additional Noninterest Income$198,0005,190
Total noninterest expense$2,408,0005,165
Salaries and employee benefits$1,355,0004,713
Premises and equipment expense$472,0003,956
Additional noninterest expense$581,0006,474
Pre-tax net operating income$2,356,0002,962
Securities gains (losses)$-29,00010,826
Applicable income taxes$523,0004,007
Income before extraordinary items$1,804,0002,698
Extraordinary gains, net$053
Net income$1,804,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$448,0003,676
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,826,6202,621
1995-12-31 (YTD Data)Rank
Total interest income$8,237,0003,907
Total interest expense$3,983,0003,694
Net interest income$4,254,0004,103
Provision for loan and lease losses$126,0003,989
Total noninterest income$344,0006,553
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$156,0006,528
Trading account gains and fees$0522
Additional Noninterest Income$188,0005,298
Total noninterest expense$2,383,0005,203
Salaries and employee benefits$1,280,0004,923
Premises and equipment expense$480,0003,887
Additional noninterest expense$623,0006,384
Pre-tax net operating income$2,089,0003,350
Securities gains (losses)$4,0002,936
Applicable income taxes$424,0004,746
Income before extraordinary items$1,669,0002,944
Extraordinary gains, net$065
Net income$1,669,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$358,0004,133
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,665,8002,919
1994-12-31 (YTD Data)Rank
Total interest income$7,031,0004,203
Total interest expense$2,944,0004,030
Net interest income$4,087,0004,291
Provision for loan and lease losses$120,0004,039
Total noninterest income$391,0006,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0006,969
Trading account gains and feesNANA
Additional Noninterest Income$244,0004,661
Total noninterest expense$2,359,0005,424
Salaries and employee benefits$1,216,0005,184
Premises and equipment expense$475,0003,966
Additional noninterest expense$668,0006,553
Pre-tax net operating income$1,999,0003,420
Securities gains (losses)$-53,00011,075
Applicable income taxes$401,0004,753
Income before extraordinary items$1,545,0003,096
Extraordinary gains, net$0249
Net income$1,545,0003,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,00011,482
Cash dividends$320,0004,289
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,586,8703,045
1993-12-31 (YTD Data)Rank
Total interest income$6,991,0004,319
Total interest expense$3,142,0003,965
Net interest income$3,849,0004,561
Provision for loan and lease losses$120,0005,200
Total noninterest income$350,0007,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0007,195
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,605
Total noninterest expense$2,283,0005,694
Salaries and employee benefits$1,099,0005,649
Premises and equipment expense$501,0003,855
Additional noninterest expense$683,0006,682
Pre-tax net operating income$1,796,0003,682
Securities gains (losses)$7,0005,826
Applicable income taxes$322,0005,812
Income before extraordinary items$1,481,0003,286
Extraordinary gains, net$03,149
Net income$1,481,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$281,0004,584
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,475,2603,116
1992-12-31 (YTD Data)Rank
Total interest income$7,408,0004,594
Total interest expense$3,591,0004,453
Net interest income$3,817,0004,640
Provision for loan and lease losses$225,0004,908
Total noninterest income$302,0007,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0007,190
Trading account gains and feesNANA
Additional Noninterest Income$155,0006,528
Total noninterest expense$2,160,0006,010
Salaries and employee benefits$1,010,0005,970
Premises and equipment expense$371,0005,106
Additional noninterest expense$779,0006,217
Pre-tax net operating income$1,734,0003,544
Securities gains (losses)$-2,00012,861
Applicable income taxes$312,0005,769
Income before extraordinary items$1,420,0003,235
Extraordinary gains, net$01,422
Net income$1,420,0003,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0007,942
Cash dividends$256,0004,409
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,421,6403,001

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.