Home > Bank of Odessa > Income and Expense
Bank of Odessa, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,063,000 | 1,439 |
| Total interest expense | $12,198,000 | 1,123 |
| Net interest income | $16,865,000 | 1,659 |
| Provision for loan and lease losses | $900,000 | 890 |
| Total noninterest income | $896,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $151,000 | 2,986 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $745,000 | 2,595 |
| Total noninterest expense | $7,054,000 | 2,543 |
| Salaries and employee benefits | $3,828,000 | 2,592 |
| Premises and equipment expense | $666,000 | 2,560 |
| Additional noninterest expense | $745,000 | 2,595 |
| Pre-tax net operating income | $9,807,000 | 1,183 |
| Securities gains (losses) | $487,000 | 99 |
| Applicable income taxes | $2,431,000 | 858 |
| Income before extraordinary items | $7,863,000 | 1,228 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,863,000 | 1,243 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,863,000 | 1,231 |
| Net charge-offs | $81,000 | 1,615 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,478,270 | 1,292 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,818,000 | 1,453 |
| Total interest expense | $8,647,000 | 1,106 |
| Net interest income | $12,171,000 | 1,709 |
| Provision for loan and lease losses | $675,000 | 842 |
| Total noninterest income | $640,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $112,000 | 3,013 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $528,000 | 2,627 |
| Total noninterest expense | $5,085,000 | 2,597 |
| Salaries and employee benefits | $2,882,000 | 2,571 |
| Premises and equipment expense | $327,000 | 3,150 |
| Additional noninterest expense | $528,000 | 2,626 |
| Pre-tax net operating income | $7,051,000 | 1,271 |
| Securities gains (losses) | $266,000 | 92 |
| Applicable income taxes | $1,685,000 | 937 |
| Income before extraordinary items | $5,632,000 | 1,311 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,632,000 | 1,320 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,632,000 | 1,311 |
| Net charge-offs | $40,000 | 1,570 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,421,860 | 1,380 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,267,000 | 1,481 |
| Total interest expense | $5,411,000 | 1,054 |
| Net interest income | $7,856,000 | 1,772 |
| Provision for loan and lease losses | $450,000 | 825 |
| Total noninterest income | $432,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $75,000 | 3,002 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $357,000 | 2,574 |
| Total noninterest expense | $3,529,000 | 2,525 |
| Salaries and employee benefits | $1,940,000 | 2,554 |
| Premises and equipment expense | $248,000 | 2,973 |
| Additional noninterest expense | $357,000 | 2,569 |
| Pre-tax net operating income | $4,309,000 | 1,342 |
| Securities gains (losses) | $99,000 | 169 |
| Applicable income taxes | $1,053,000 | 983 |
| Income before extraordinary items | $3,355,000 | 1,441 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,355,000 | 1,458 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,355,000 | 1,441 |
| Net charge-offs | $45,000 | 1,211 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,276,790 | 1,469 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 1,507 |
| Total interest expense | $2,570,000 | 994 |
| Net interest income | $3,828,000 | 1,810 |
| Provision for loan and lease losses | $225,000 | 825 |
| Total noninterest income | $200,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $38,000 | 3,001 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $162,000 | 2,661 |
| Total noninterest expense | $1,708,000 | 2,588 |
| Salaries and employee benefits | $999,000 | 2,553 |
| Premises and equipment expense | $121,000 | 3,045 |
| Additional noninterest expense | $162,000 | 2,661 |
| Pre-tax net operating income | $2,095,000 | 1,422 |
| Securities gains (losses) | $14,000 | 508 |
| Applicable income taxes | $489,000 | 1,062 |
| Income before extraordinary items | $1,620,000 | 1,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,620,000 | 1,520 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,620,000 | 1,520 |
| Net charge-offs | $30,000 | 971 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,608,940 | 1,541 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,406,000 | 1,911 |
| Total interest expense | $2,516,000 | 1,352 |
| Net interest income | $12,890,000 | 2,009 |
| Provision for loan and lease losses | $780,000 | 957 |
| Total noninterest income | $622,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $71,000 | 3,717 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $551,000 | 2,960 |
| Total noninterest expense | $4,130,000 | 3,310 |
| Salaries and employee benefits | $2,545,000 | 3,171 |
| Premises and equipment expense | $298,000 | 3,658 |
| Additional noninterest expense | $551,000 | 2,960 |
| Pre-tax net operating income | $8,602,000 | 1,418 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,032,000 | 1,068 |
| Income before extraordinary items | $6,570,000 | 1,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,570,000 | 1,529 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,570,000 | 1,530 |
| Net charge-offs | $-25,000 | 3,889 |
| Cash dividends | $8,500,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,570,000 | 1,551 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,022,000 | 1,924 |
| Total interest expense | $1,452,000 | 1,354 |
| Net interest income | $9,570,000 | 1,994 |
| Provision for loan and lease losses | $585,000 | 890 |
| Total noninterest income | $495,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $48,000 | 3,814 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $447,000 | 2,919 |
| Total noninterest expense | $3,129,000 | 3,292 |
| Salaries and employee benefits | $1,917,000 | 3,153 |
| Premises and equipment expense | $246,000 | 3,556 |
| Additional noninterest expense | $447,000 | 2,919 |
| Pre-tax net operating income | $6,351,000 | 1,421 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,505,000 | 1,065 |
| Income before extraordinary items | $4,846,000 | 1,529 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,846,000 | 1,528 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,846,000 | 1,529 |
| Net charge-offs | $-49,000 | 4,089 |
| Cash dividends | $4,000,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,846,000 | 1,560 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,023,000 | 1,936 |
| Total interest expense | $875,000 | 1,270 |
| Net interest income | $6,148,000 | 2,013 |
| Provision for loan and lease losses | $390,000 | 805 |
| Total noninterest income | $301,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $39,000 | 3,710 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $262,000 | 3,065 |
| Total noninterest expense | $2,076,000 | 3,288 |
| Salaries and employee benefits | $1,250,000 | 3,202 |
| Premises and equipment expense | $126,000 | 3,860 |
| Additional noninterest expense | $700,000 | 3,186 |
| Pre-tax net operating income | $3,983,000 | 1,414 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $943,000 | 1,052 |
| Income before extraordinary items | $3,040,000 | 1,515 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,040,000 | 1,514 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,040,000 | 1,515 |
| Net charge-offs | $-35,000 | 4,058 |
| Cash dividends | $4,000,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,040,000 | 1,549 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 1,940 |
| Total interest expense | $412,000 | 1,289 |
| Net interest income | $2,971,000 | 2,012 |
| Provision for loan and lease losses | $195,000 | 675 |
| Total noninterest income | $102,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $20,000 | 3,690 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $82,000 | 3,469 |
| Total noninterest expense | $1,079,000 | 3,252 |
| Salaries and employee benefits | $606,000 | 3,233 |
| Premises and equipment expense | $67,000 | 3,822 |
| Additional noninterest expense | $406,000 | 2,940 |
| Pre-tax net operating income | $1,799,000 | 1,448 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $424,000 | 1,067 |
| Income before extraordinary items | $1,375,000 | 1,541 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,375,000 | 1,539 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,375,000 | 1,541 |
| Net charge-offs | $63,000 | 609 |
| Cash dividends | $4,000,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,375,000 | 1,561 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 2,035 |
| Total interest expense | $1,789,000 | 1,444 |
| Net interest income | $11,580,000 | 2,081 |
| Provision for loan and lease losses | $780,000 | 739 |
| Total noninterest income | $429,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $75,000 | 3,722 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $354,000 | 3,583 |
| Total noninterest expense | $4,424,000 | 3,213 |
| Salaries and employee benefits | $2,436,000 | 3,232 |
| Premises and equipment expense | $232,000 | 3,980 |
| Additional noninterest expense | $1,756,000 | 2,815 |
| Pre-tax net operating income | $6,805,000 | 1,668 |
| Securities gains (losses) | $13,000 | 1,655 |
| Applicable income taxes | $1,579,000 | 1,271 |
| Income before extraordinary items | $5,239,000 | 1,828 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,239,000 | 1,828 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,239,000 | 1,829 |
| Net charge-offs | $51,000 | 1,646 |
| Cash dividends | $4,320,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,228,730 | 1,791 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,002,000 | 2,069 |
| Total interest expense | $1,393,000 | 1,482 |
| Net interest income | $8,609,000 | 2,129 |
| Provision for loan and lease losses | $585,000 | 725 |
| Total noninterest income | $310,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $54,000 | 3,784 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $256,000 | 3,670 |
| Total noninterest expense | $3,254,000 | 3,264 |
| Salaries and employee benefits | $1,784,000 | 3,283 |
| Premises and equipment expense | $130,000 | 4,291 |
| Additional noninterest expense | $1,340,000 | 2,792 |
| Pre-tax net operating income | $5,080,000 | 1,739 |
| Securities gains (losses) | $13,000 | 1,585 |
| Applicable income taxes | $1,165,000 | 1,351 |
| Income before extraordinary items | $3,928,000 | 1,896 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,928,000 | 1,895 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,928,000 | 1,896 |
| Net charge-offs | $-143,000 | 4,562 |
| Cash dividends | $4,320,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,917,730 | 1,877 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 2,095 |
| Total interest expense | $986,000 | 1,474 |
| Net interest income | $5,549,000 | 2,180 |
| Provision for loan and lease losses | $390,000 | 744 |
| Total noninterest income | $209,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $35,000 | 3,802 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $174,000 | 3,652 |
| Total noninterest expense | $2,214,000 | 3,226 |
| Salaries and employee benefits | $1,177,000 | 3,295 |
| Premises and equipment expense | $93,000 | 4,261 |
| Additional noninterest expense | $944,000 | 2,688 |
| Pre-tax net operating income | $3,154,000 | 1,814 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $700,000 | 1,422 |
| Income before extraordinary items | $2,467,000 | 1,963 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,467,000 | 1,962 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,467,000 | 1,963 |
| Net charge-offs | $316,000 | 504 |
| Cash dividends | $4,320,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,456,730 | 1,935 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 2,098 |
| Total interest expense | $518,000 | 1,484 |
| Net interest income | $2,715,000 | 2,187 |
| Provision for loan and lease losses | $195,000 | 838 |
| Total noninterest income | $102,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $83,000 | 3,676 |
| Total noninterest expense | $1,072,000 | 3,267 |
| Salaries and employee benefits | $533,000 | 3,452 |
| Premises and equipment expense | $52,000 | 4,185 |
| Additional noninterest expense | $487,000 | 2,585 |
| Pre-tax net operating income | $1,550,000 | 1,836 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $335,000 | 1,424 |
| Income before extraordinary items | $1,225,000 | 1,968 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,225,000 | 1,968 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,225,000 | 1,968 |
| Net charge-offs | $386,000 | 299 |
| Cash dividends | $4,320,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,217,100 | 1,940 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,999,000 | 2,109 |
| Total interest expense | $2,536,000 | 1,687 |
| Net interest income | $10,463,000 | 2,188 |
| Provision for loan and lease losses | $1,250,000 | 1,387 |
| Total noninterest income | $478,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $86,000 | 3,713 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $392,000 | 3,392 |
| Total noninterest expense | $4,128,000 | 3,315 |
| Salaries and employee benefits | $2,157,000 | 3,450 |
| Premises and equipment expense | $286,000 | 3,883 |
| Additional noninterest expense | $1,685,000 | 2,840 |
| Pre-tax net operating income | $5,563,000 | 1,645 |
| Securities gains (losses) | $89,000 | 1,447 |
| Applicable income taxes | $1,337,000 | 1,225 |
| Income before extraordinary items | $4,315,000 | 1,819 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,315,000 | 1,818 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,315,000 | 1,819 |
| Net charge-offs | $555,000 | 908 |
| Cash dividends | $4,200,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,244,690 | 1,794 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,636,000 | 2,139 |
| Total interest expense | $1,990,000 | 1,705 |
| Net interest income | $7,646,000 | 2,225 |
| Provision for loan and lease losses | $750,000 | 1,600 |
| Total noninterest income | $366,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $65,000 | 3,724 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $301,000 | 3,341 |
| Total noninterest expense | $3,004,000 | 3,358 |
| Salaries and employee benefits | $1,644,000 | 3,414 |
| Premises and equipment expense | $170,000 | 4,138 |
| Additional noninterest expense | $1,190,000 | 2,928 |
| Pre-tax net operating income | $4,258,000 | 1,606 |
| Securities gains (losses) | $81,000 | 1,312 |
| Applicable income taxes | $1,069,000 | 1,138 |
| Income before extraordinary items | $3,270,000 | 1,783 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,270,000 | 1,783 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,270,000 | 1,783 |
| Net charge-offs | $307,000 | 1,004 |
| Cash dividends | $4,200,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,206,010 | 1,759 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 2,167 |
| Total interest expense | $1,375,000 | 1,756 |
| Net interest income | $5,020,000 | 2,267 |
| Provision for loan and lease losses | $500,000 | 1,591 |
| Total noninterest income | $225,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $44,000 | 3,731 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $181,000 | 3,409 |
| Total noninterest expense | $2,151,000 | 3,250 |
| Salaries and employee benefits | $1,080,000 | 3,441 |
| Premises and equipment expense | $114,000 | 4,147 |
| Additional noninterest expense | $957,000 | 2,592 |
| Pre-tax net operating income | $2,594,000 | 1,639 |
| Securities gains (losses) | $69,000 | 1,142 |
| Applicable income taxes | $598,000 | 1,205 |
| Income before extraordinary items | $2,065,000 | 1,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,065,000 | 1,799 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,065,000 | 1,799 |
| Net charge-offs | $119,000 | 1,275 |
| Cash dividends | $4,200,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,010,490 | 1,795 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 2,169 |
| Total interest expense | $726,000 | 1,804 |
| Net interest income | $2,446,000 | 2,261 |
| Provision for loan and lease losses | $150,000 | 1,627 |
| Total noninterest income | $98,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $71,000 | 3,543 |
| Total noninterest expense | $1,077,000 | 3,281 |
| Salaries and employee benefits | $512,000 | 3,540 |
| Premises and equipment expense | $53,000 | 4,256 |
| Additional noninterest expense | $512,000 | 2,507 |
| Pre-tax net operating income | $1,317,000 | 1,463 |
| Securities gains (losses) | $22,000 | 1,107 |
| Applicable income taxes | $286,000 | 1,110 |
| Income before extraordinary items | $1,053,000 | 1,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,053,000 | 1,595 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,053,000 | 1,596 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $4,200,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,035,620 | 1,587 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,095,000 | 2,274 |
| Total interest expense | $3,295,000 | 1,699 |
| Net interest income | $8,800,000 | 2,458 |
| Provision for loan and lease losses | $600,000 | 1,331 |
| Total noninterest income | $485,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $108,000 | 3,852 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $377,000 | 3,330 |
| Total noninterest expense | $4,655,000 | 3,144 |
| Salaries and employee benefits | $2,055,000 | 3,563 |
| Premises and equipment expense | $255,000 | 4,114 |
| Additional noninterest expense | $2,345,000 | 2,311 |
| Pre-tax net operating income | $4,030,000 | 2,047 |
| Securities gains (losses) | $21,000 | 1,630 |
| Applicable income taxes | $816,000 | 1,587 |
| Income before extraordinary items | $3,235,000 | 2,188 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,235,000 | 2,190 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,235,000 | 2,190 |
| Net charge-offs | $331,000 | 1,288 |
| Cash dividends | $2,760,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,218,200 | 2,151 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 2,329 |
| Total interest expense | $2,518,000 | 1,687 |
| Net interest income | $6,412,000 | 2,537 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $359,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $80,000 | 3,912 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $279,000 | 3,371 |
| Total noninterest expense | $3,047,000 | 3,411 |
| Salaries and employee benefits | $1,533,000 | 3,575 |
| Premises and equipment expense | $175,000 | 4,272 |
| Additional noninterest expense | $1,339,000 | 2,770 |
| Pre-tax net operating income | $3,274,000 | 1,996 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $659,000 | 1,575 |
| Income before extraordinary items | $2,617,000 | 2,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,617,000 | 2,134 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,617,000 | 2,135 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $2,760,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,615,400 | 2,102 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 2,377 |
| Total interest expense | $1,666,000 | 1,670 |
| Net interest income | $4,109,000 | 2,611 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $255,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $52,000 | 3,964 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $203,000 | 3,257 |
| Total noninterest expense | $2,103,000 | 3,375 |
| Salaries and employee benefits | $1,025,000 | 3,611 |
| Premises and equipment expense | $115,000 | 4,307 |
| Additional noninterest expense | $963,000 | 2,656 |
| Pre-tax net operating income | $1,961,000 | 2,121 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $388,000 | 1,647 |
| Income before extraordinary items | $1,575,000 | 2,261 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,575,000 | 2,261 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,575,000 | 2,261 |
| Net charge-offs | $-23,000 | 4,718 |
| Cash dividends | $2,760,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,573,400 | 2,232 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 2,457 |
| Total interest expense | $787,000 | 1,698 |
| Net interest income | $1,956,000 | 2,726 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $117,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 3,340 |
| Total noninterest expense | $1,033,000 | 3,432 |
| Salaries and employee benefits | $495,000 | 3,710 |
| Premises and equipment expense | $63,000 | 4,244 |
| Additional noninterest expense | $475,000 | 2,679 |
| Pre-tax net operating income | $890,000 | 2,216 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $167,000 | 1,743 |
| Income before extraordinary items | $725,000 | 2,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $725,000 | 2,319 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $725,000 | 2,319 |
| Net charge-offs | $-53,000 | 5,092 |
| Cash dividends | $2,760,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $723,380 | 2,306 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,635,000 | 2,419 |
| Total interest expense | $1,666,000 | 2,187 |
| Net interest income | $8,969,000 | 2,457 |
| Provision for loan and lease losses | $750,000 | 1,096 |
| Total noninterest income | $388,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $114,000 | 4,013 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,774 |
| Total noninterest expense | $4,289,000 | 3,347 |
| Salaries and employee benefits | $2,056,000 | 3,638 |
| Premises and equipment expense | $346,000 | 3,789 |
| Additional noninterest expense | $1,887,000 | 2,690 |
| Pre-tax net operating income | $4,318,000 | 2,005 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $864,000 | 1,511 |
| Income before extraordinary items | $3,466,000 | 2,103 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,466,000 | 2,101 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,466,000 | 2,102 |
| Net charge-offs | $377,000 | 1,154 |
| Cash dividends | $2,280,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,456,400 | 2,106 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 2,443 |
| Total interest expense | $949,000 | 2,519 |
| Net interest income | $6,878,000 | 2,412 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $289,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $84,000 | 4,067 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $205,000 | 3,816 |
| Total noninterest expense | $3,152,000 | 3,392 |
| Salaries and employee benefits | $1,500,000 | 3,698 |
| Premises and equipment expense | $240,000 | 3,965 |
| Additional noninterest expense | $1,412,000 | 2,704 |
| Pre-tax net operating income | $3,565,000 | 1,867 |
| Securities gains (losses) | $9,000 | 734 |
| Applicable income taxes | $713,000 | 1,479 |
| Income before extraordinary items | $2,861,000 | 1,973 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,861,000 | 1,970 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,861,000 | 1,972 |
| Net charge-offs | $-90,000 | 5,090 |
| Cash dividends | $2,280,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,853,800 | 1,970 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 2,465 |
| Total interest expense | $545,000 | 2,665 |
| Net interest income | $4,556,000 | 2,423 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $185,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $55,000 | 4,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 3,887 |
| Total noninterest expense | $2,091,000 | 3,423 |
| Salaries and employee benefits | $1,025,000 | 3,676 |
| Premises and equipment expense | $136,000 | 4,217 |
| Additional noninterest expense | $930,000 | 2,738 |
| Pre-tax net operating income | $2,350,000 | 1,864 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $441,000 | 1,520 |
| Income before extraordinary items | $1,914,000 | 1,952 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,914,000 | 1,950 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,914,000 | 1,951 |
| Net charge-offs | $-96,000 | 5,193 |
| Cash dividends | $2,280,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,909,950 | 1,946 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 2,497 |
| Total interest expense | $262,000 | 2,665 |
| Net interest income | $2,241,000 | 2,448 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $82,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $53,000 | 4,086 |
| Total noninterest expense | $1,080,000 | 3,397 |
| Salaries and employee benefits | $474,000 | 3,855 |
| Premises and equipment expense | $73,000 | 4,175 |
| Additional noninterest expense | $533,000 | 2,514 |
| Pre-tax net operating income | $1,093,000 | 1,923 |
| Securities gains (losses) | $5,000 | 534 |
| Applicable income taxes | $209,000 | 1,539 |
| Income before extraordinary items | $889,000 | 2,008 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $889,000 | 2,007 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $889,000 | 2,008 |
| Net charge-offs | $-123,000 | 5,418 |
| Cash dividends | $2,280,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $884,950 | 2,006 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 2,601 |
| Total interest expense | $889,000 | 2,763 |
| Net interest income | $8,319,000 | 2,564 |
| Provision for loan and lease losses | $850,000 | 1,005 |
| Total noninterest income | $1,294,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $118,000 | 4,160 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,176,000 | 2,086 |
| Total noninterest expense | $3,937,000 | 3,577 |
| Salaries and employee benefits | $1,956,000 | 3,797 |
| Premises and equipment expense | $306,000 | 4,147 |
| Additional noninterest expense | $1,675,000 | 2,996 |
| Pre-tax net operating income | $4,826,000 | 1,769 |
| Securities gains (losses) | $92,000 | 652 |
| Applicable income taxes | $1,625,000 | 1,467 |
| Income before extraordinary items | $3,293,000 | 1,888 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,293,000 | 1,888 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,293,000 | 1,889 |
| Net charge-offs | $1,320,000 | 566 |
| Cash dividends | $2,700,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,231,360 | 1,897 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 2,646 |
| Total interest expense | $630,000 | 2,841 |
| Net interest income | $6,167,000 | 2,599 |
| Provision for loan and lease losses | $550,000 | 1,074 |
| Total noninterest income | $1,156,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $88,000 | 4,199 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,068,000 | 1,906 |
| Total noninterest expense | $2,851,000 | 3,659 |
| Salaries and employee benefits | $1,443,000 | 3,841 |
| Premises and equipment expense | $182,000 | 4,517 |
| Additional noninterest expense | $1,226,000 | 3,052 |
| Pre-tax net operating income | $3,922,000 | 1,672 |
| Securities gains (losses) | $73,000 | 718 |
| Applicable income taxes | $1,322,000 | 1,222 |
| Income before extraordinary items | $2,673,000 | 1,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,673,000 | 1,917 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,673,000 | 1,917 |
| Net charge-offs | $219,000 | 1,329 |
| Cash dividends | $2,700,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,624,090 | 1,928 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 2,662 |
| Total interest expense | $379,000 | 2,968 |
| Net interest income | $4,087,000 | 2,608 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $1,056,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $60,000 | 4,182 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $996,000 | 1,542 |
| Total noninterest expense | $1,926,000 | 3,641 |
| Salaries and employee benefits | $959,000 | 3,878 |
| Premises and equipment expense | $129,000 | 4,444 |
| Additional noninterest expense | $838,000 | 3,009 |
| Pre-tax net operating income | $2,917,000 | 1,497 |
| Securities gains (losses) | $49,000 | 664 |
| Applicable income taxes | $985,000 | 1,112 |
| Income before extraordinary items | $1,981,000 | 1,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,981,000 | 1,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,981,000 | 1,716 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $2,700,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,948,170 | 1,720 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 2,659 |
| Total interest expense | $169,000 | 3,157 |
| Net interest income | $2,051,000 | 2,592 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $840,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $806,000 | 1,114 |
| Total noninterest expense | $981,000 | 3,646 |
| Salaries and employee benefits | $462,000 | 4,001 |
| Premises and equipment expense | $52,000 | 4,788 |
| Additional noninterest expense | $467,000 | 2,794 |
| Pre-tax net operating income | $1,760,000 | 1,303 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $586,000 | 966 |
| Income before extraordinary items | $1,174,000 | 1,487 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,174,000 | 1,487 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,174,000 | 1,487 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $2,700,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,174,000 | 1,470 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 2,701 |
| Total interest expense | $621,000 | 3,261 |
| Net interest income | $8,003,000 | 2,625 |
| Provision for loan and lease losses | $600,000 | 1,295 |
| Total noninterest income | $675,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $133,000 | 4,174 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $542,000 | 3,148 |
| Total noninterest expense | $4,125,000 | 3,585 |
| Salaries and employee benefits | $1,967,000 | 3,866 |
| Premises and equipment expense | $230,000 | 4,721 |
| Additional noninterest expense | $1,928,000 | 2,826 |
| Pre-tax net operating income | $3,953,000 | 1,956 |
| Securities gains (losses) | $48,000 | 1,867 |
| Applicable income taxes | $1,293,000 | 1,400 |
| Income before extraordinary items | $2,708,000 | 2,280 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,708,000 | 2,277 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,708,000 | 2,279 |
| Net charge-offs | $1,067,000 | 632 |
| Cash dividends | $2,340,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,675,360 | 2,245 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 2,733 |
| Total interest expense | $466,000 | 3,263 |
| Net interest income | $5,925,000 | 2,651 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $512,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $100,000 | 4,196 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $412,000 | 3,137 |
| Total noninterest expense | $3,013,000 | 3,651 |
| Salaries and employee benefits | $1,428,000 | 3,925 |
| Premises and equipment expense | $199,000 | 4,537 |
| Additional noninterest expense | $1,386,000 | 2,905 |
| Pre-tax net operating income | $2,974,000 | 1,978 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $975,000 | 1,434 |
| Income before extraordinary items | $2,047,000 | 2,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,047,000 | 2,300 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,047,000 | 2,301 |
| Net charge-offs | $103,000 | 2,049 |
| Cash dividends | $2,340,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,014,360 | 2,274 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 2,773 |
| Total interest expense | $312,000 | 3,268 |
| Net interest income | $3,885,000 | 2,690 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $322,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $64,000 | 4,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $258,000 | 3,233 |
| Total noninterest expense | $1,996,000 | 3,683 |
| Salaries and employee benefits | $930,000 | 4,010 |
| Premises and equipment expense | $127,000 | 4,646 |
| Additional noninterest expense | $939,000 | 2,873 |
| Pre-tax net operating income | $1,911,000 | 2,017 |
| Securities gains (losses) | $21,000 | 1,915 |
| Applicable income taxes | $628,000 | 1,455 |
| Income before extraordinary items | $1,304,000 | 2,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,304,000 | 2,358 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,304,000 | 2,358 |
| Net charge-offs | $65,000 | 1,957 |
| Cash dividends | $2,340,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,289,930 | 2,312 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 2,815 |
| Total interest expense | $156,000 | 3,287 |
| Net interest income | $1,897,000 | 2,730 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $159,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $127,000 | 3,205 |
| Total noninterest expense | $986,000 | 3,746 |
| Salaries and employee benefits | $446,000 | 4,132 |
| Premises and equipment expense | $71,000 | 4,475 |
| Additional noninterest expense | $469,000 | 2,885 |
| Pre-tax net operating income | $920,000 | 2,039 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $302,000 | 1,472 |
| Income before extraordinary items | $639,000 | 2,345 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $639,000 | 2,345 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $639,000 | 2,345 |
| Net charge-offs | $49,000 | 1,436 |
| Cash dividends | $2,340,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $624,720 | 2,333 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,854,000 | 2,870 |
| Total interest expense | $581,000 | 3,450 |
| Net interest income | $7,273,000 | 2,788 |
| Provision for loan and lease losses | $600,000 | 1,174 |
| Total noninterest income | $823,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $138,000 | 4,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $685,000 | 2,868 |
| Total noninterest expense | $4,099,000 | 3,662 |
| Salaries and employee benefits | $1,767,000 | 4,164 |
| Premises and equipment expense | $561,000 | 3,247 |
| Additional noninterest expense | $1,771,000 | 3,040 |
| Pre-tax net operating income | $3,397,000 | 2,115 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,060,000 | 1,544 |
| Income before extraordinary items | $2,337,000 | 2,458 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,337,000 | 2,460 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,337,000 | 2,460 |
| Net charge-offs | $136,000 | 2,360 |
| Cash dividends | $2,400,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,337,000 | 2,412 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 2,919 |
| Total interest expense | $425,000 | 3,554 |
| Net interest income | $5,386,000 | 2,827 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $670,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $102,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 2,745 |
| Total noninterest expense | $2,850,000 | 3,841 |
| Salaries and employee benefits | $1,311,000 | 4,200 |
| Premises and equipment expense | $235,000 | 4,437 |
| Additional noninterest expense | $1,304,000 | 3,105 |
| Pre-tax net operating income | $2,756,000 | 2,045 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $866,000 | 1,506 |
| Income before extraordinary items | $1,890,000 | 2,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,890,000 | 2,362 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,890,000 | 2,362 |
| Net charge-offs | $169,000 | 1,694 |
| Cash dividends | $2,400,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,890,000 | 2,318 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 2,922 |
| Total interest expense | $270,000 | 3,671 |
| Net interest income | $3,606,000 | 2,823 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $523,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $69,000 | 4,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $454,000 | 2,523 |
| Total noninterest expense | $1,900,000 | 3,871 |
| Salaries and employee benefits | $870,000 | 4,255 |
| Premises and equipment expense | $163,000 | 4,389 |
| Additional noninterest expense | $867,000 | 3,138 |
| Pre-tax net operating income | $1,929,000 | 1,938 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $608,000 | 1,461 |
| Income before extraordinary items | $1,321,000 | 2,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,321,000 | 2,262 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,321,000 | 2,262 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $2,400,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,321,000 | 2,212 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 2,924 |
| Total interest expense | $136,000 | 3,681 |
| Net interest income | $1,793,000 | 2,835 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $309,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $274,000 | 2,241 |
| Total noninterest expense | $944,000 | 3,920 |
| Salaries and employee benefits | $440,000 | 4,252 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $437,000 | 3,095 |
| Pre-tax net operating income | $1,008,000 | 1,843 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $317,000 | 1,388 |
| Income before extraordinary items | $691,000 | 2,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $691,000 | 2,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $691,000 | 2,159 |
| Net charge-offs | $-13,000 | 5,532 |
| Cash dividends | $2,400,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $691,000 | 2,092 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 3,024 |
| Total interest expense | $601,000 | 3,634 |
| Net interest income | $6,860,000 | 2,936 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $878,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $167,000 | 4,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $711,000 | 2,789 |
| Total noninterest expense | $3,743,000 | 3,975 |
| Salaries and employee benefits | $1,762,000 | 4,271 |
| Premises and equipment expense | $272,000 | 4,849 |
| Additional noninterest expense | $1,709,000 | 3,236 |
| Pre-tax net operating income | $3,495,000 | 2,031 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,077,000 | 1,478 |
| Income before extraordinary items | $2,418,000 | 2,365 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,418,000 | 2,365 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,418,000 | 2,365 |
| Net charge-offs | $221,000 | 2,352 |
| Cash dividends | $2,010,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,418,000 | 2,321 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 3,057 |
| Total interest expense | $458,000 | 3,652 |
| Net interest income | $5,123,000 | 2,973 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $733,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $127,000 | 4,243 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $606,000 | 2,629 |
| Total noninterest expense | $2,724,000 | 4,070 |
| Salaries and employee benefits | $1,324,000 | 4,272 |
| Premises and equipment expense | $129,000 | 5,594 |
| Additional noninterest expense | $1,271,000 | 3,263 |
| Pre-tax net operating income | $2,832,000 | 1,947 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $877,000 | 1,428 |
| Income before extraordinary items | $1,955,000 | 2,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,955,000 | 2,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,955,000 | 2,253 |
| Net charge-offs | $137,000 | 2,378 |
| Cash dividends | $2,010,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,955,000 | 2,207 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 3,096 |
| Total interest expense | $310,000 | 3,654 |
| Net interest income | $3,347,000 | 3,008 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $561,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $86,000 | 4,212 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $475,000 | 2,370 |
| Total noninterest expense | $1,799,000 | 4,111 |
| Salaries and employee benefits | $866,000 | 4,354 |
| Premises and equipment expense | $81,000 | 5,710 |
| Additional noninterest expense | $852,000 | 3,264 |
| Pre-tax net operating income | $1,959,000 | 1,855 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $596,000 | 1,380 |
| Income before extraordinary items | $1,363,000 | 2,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,363,000 | 2,144 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,363,000 | 2,143 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $2,010,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,363,000 | 2,091 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,108 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $1,675,000 | 3,014 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $201,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $160,000 | 2,877 |
| Total noninterest expense | $925,000 | 4,084 |
| Salaries and employee benefits | $428,000 | 4,424 |
| Premises and equipment expense | $36,000 | 5,908 |
| Additional noninterest expense | $461,000 | 3,082 |
| Pre-tax net operating income | $801,000 | 2,095 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $242,000 | 1,537 |
| Income before extraordinary items | $559,000 | 2,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 2,384 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $559,000 | 2,385 |
| Net charge-offs | $74,000 | 1,565 |
| Cash dividends | $2,010,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $559,000 | 2,340 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,408,000 | 3,121 |
| Total interest expense | $798,000 | 3,455 |
| Net interest income | $6,610,000 | 3,027 |
| Provision for loan and lease losses | $730,000 | 1,433 |
| Total noninterest income | $358,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $176,000 | 4,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $182,000 | 4,736 |
| Total noninterest expense | $3,396,000 | 4,329 |
| Salaries and employee benefits | $1,678,000 | 4,486 |
| Premises and equipment expense | $195,000 | 5,588 |
| Additional noninterest expense | $1,523,000 | 3,619 |
| Pre-tax net operating income | $2,842,000 | 2,251 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $830,000 | 1,650 |
| Income before extraordinary items | $2,012,000 | 2,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,012,000 | 2,599 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,012,000 | 2,599 |
| Net charge-offs | $603,000 | 1,811 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,012,000 | 2,528 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 3,116 |
| Total interest expense | $621,000 | 3,456 |
| Net interest income | $4,978,000 | 3,041 |
| Provision for loan and lease losses | $730,000 | 1,147 |
| Total noninterest income | $247,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $113,000 | 5,036 |
| Total noninterest expense | $2,446,000 | 4,452 |
| Salaries and employee benefits | $1,235,000 | 4,545 |
| Premises and equipment expense | $118,000 | 5,912 |
| Additional noninterest expense | $1,093,000 | 3,724 |
| Pre-tax net operating income | $2,049,000 | 2,373 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $592,000 | 1,750 |
| Income before extraordinary items | $1,457,000 | 2,710 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,457,000 | 2,714 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,457,000 | 2,714 |
| Net charge-offs | $530,000 | 1,538 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,457,000 | 2,633 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 3,142 |
| Total interest expense | $429,000 | 3,435 |
| Net interest income | $3,282,000 | 3,075 |
| Provision for loan and lease losses | $730,000 | 858 |
| Total noninterest income | $191,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $111,000 | 3,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,011 |
| Total noninterest expense | $1,569,000 | 4,540 |
| Salaries and employee benefits | $827,000 | 4,558 |
| Premises and equipment expense | $98,000 | 5,646 |
| Additional noninterest expense | $644,000 | 4,025 |
| Pre-tax net operating income | $1,174,000 | 2,632 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $360,000 | 1,847 |
| Income before extraordinary items | $814,000 | 3,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 3,034 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $814,000 | 3,035 |
| Net charge-offs | $500,000 | 1,254 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $814,000 | 2,940 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,155 |
| Total interest expense | $225,000 | 3,404 |
| Net interest income | $1,640,000 | 3,086 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,392 |
| Total noninterest expense | $825,000 | 4,468 |
| Salaries and employee benefits | $411,000 | 4,631 |
| Premises and equipment expense | $55,000 | 5,492 |
| Additional noninterest expense | $359,000 | 3,779 |
| Pre-tax net operating income | $657,000 | 2,395 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $200,000 | 1,713 |
| Income before extraordinary items | $457,000 | 2,763 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $457,000 | 2,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $457,000 | 2,765 |
| Net charge-offs | $103,000 | 1,871 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $457,000 | 2,678 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 3,094 |
| Total interest expense | $1,320,000 | 2,984 |
| Net interest income | $6,706,000 | 3,094 |
| Provision for loan and lease losses | $1,111,000 | 1,655 |
| Total noninterest income | $498,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $180,000 | 4,458 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $318,000 | 3,966 |
| Total noninterest expense | $3,268,000 | 4,538 |
| Salaries and employee benefits | $1,685,000 | 4,555 |
| Premises and equipment expense | $216,000 | 5,610 |
| Additional noninterest expense | $1,367,000 | 4,009 |
| Pre-tax net operating income | $2,825,000 | 2,206 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $850,000 | 1,624 |
| Income before extraordinary items | $1,977,000 | 2,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,977,000 | 2,607 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,977,000 | 2,605 |
| Net charge-offs | $1,043,000 | 1,774 |
| Cash dividends | $3,402,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,975,600 | 2,485 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,165 |
| Total interest expense | $1,066,000 | 2,926 |
| Net interest income | $4,944,000 | 3,186 |
| Provision for loan and lease losses | $982,000 | 1,456 |
| Total noninterest income | $418,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $294,000 | 3,725 |
| Total noninterest expense | $2,642,000 | 4,388 |
| Salaries and employee benefits | $1,284,000 | 4,542 |
| Premises and equipment expense | $180,000 | 5,477 |
| Additional noninterest expense | $1,178,000 | 3,706 |
| Pre-tax net operating income | $1,738,000 | 2,615 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $496,000 | 1,954 |
| Income before extraordinary items | $1,244,000 | 2,990 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,244,000 | 2,990 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,244,000 | 2,989 |
| Net charge-offs | $542,000 | 2,085 |
| Cash dividends | $1,800,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,242,580 | 2,848 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 3,154 |
| Total interest expense | $772,000 | 2,850 |
| Net interest income | $3,284,000 | 3,204 |
| Provision for loan and lease losses | $681,000 | 1,446 |
| Total noninterest income | $240,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 3,965 |
| Total noninterest expense | $1,885,000 | 4,219 |
| Salaries and employee benefits | $875,000 | 4,509 |
| Premises and equipment expense | $108,000 | 5,683 |
| Additional noninterest expense | $902,000 | 3,380 |
| Pre-tax net operating income | $958,000 | 2,939 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $261,000 | 2,196 |
| Income before extraordinary items | $698,000 | 3,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $698,000 | 3,331 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $698,000 | 3,332 |
| Net charge-offs | $521,000 | 1,725 |
| Cash dividends | $1,800,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $697,270 | 3,156 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,189 |
| Total interest expense | $422,000 | 2,753 |
| Net interest income | $1,596,000 | 3,289 |
| Provision for loan and lease losses | $681,000 | 840 |
| Total noninterest income | $89,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $915,000 | 4,328 |
| Salaries and employee benefits | $437,000 | 4,542 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $425,000 | 3,496 |
| Pre-tax net operating income | $89,000 | 5,524 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-18,000 | 7,018 |
| Income before extraordinary items | $108,000 | 5,275 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $108,000 | 5,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $108,000 | 5,276 |
| Net charge-offs | $560,000 | 1,014 |
| Cash dividends | $1,800,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $107,000 | 5,142 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 3,046 |
| Total interest expense | $2,103,000 | 2,662 |
| Net interest income | $6,862,000 | 3,121 |
| Provision for loan and lease losses | $1,190,000 | 2,184 |
| Total noninterest income | $322,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $172,000 | 4,656 |
| Total noninterest expense | $3,251,000 | 4,658 |
| Salaries and employee benefits | $1,613,000 | 4,756 |
| Premises and equipment expense | $221,000 | 5,839 |
| Additional noninterest expense | $1,417,000 | 4,008 |
| Pre-tax net operating income | $2,743,000 | 1,987 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $757,000 | 1,611 |
| Income before extraordinary items | $1,988,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,988,000 | 2,279 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,988,000 | 2,279 |
| Net charge-offs | $1,190,000 | 2,164 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,986,560 | 2,204 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 3,070 |
| Total interest expense | $1,632,000 | 2,694 |
| Net interest income | $5,096,000 | 3,166 |
| Provision for loan and lease losses | $650,000 | 2,545 |
| Total noninterest income | $230,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $112,000 | 4,952 |
| Total noninterest expense | $2,397,000 | 4,712 |
| Salaries and employee benefits | $1,190,000 | 4,796 |
| Premises and equipment expense | $210,000 | 5,423 |
| Additional noninterest expense | $997,000 | 4,182 |
| Pre-tax net operating income | $2,279,000 | 1,890 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $644,000 | 1,502 |
| Income before extraordinary items | $1,637,000 | 2,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,637,000 | 2,165 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,637,000 | 2,166 |
| Net charge-offs | $650,000 | 2,375 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,635,560 | 2,071 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 3,109 |
| Total interest expense | $1,117,000 | 2,715 |
| Net interest income | $3,349,000 | 3,216 |
| Provision for loan and lease losses | $383,000 | 2,646 |
| Total noninterest income | $122,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,565 |
| Total noninterest expense | $1,641,000 | 4,699 |
| Salaries and employee benefits | $800,000 | 4,818 |
| Premises and equipment expense | $139,000 | 5,480 |
| Additional noninterest expense | $702,000 | 4,098 |
| Pre-tax net operating income | $1,447,000 | 1,937 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $398,000 | 1,529 |
| Income before extraordinary items | $1,050,000 | 2,190 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,050,000 | 2,190 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,050,000 | 2,190 |
| Net charge-offs | $310,000 | 2,650 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,049,270 | 2,113 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,128 |
| Total interest expense | $572,000 | 2,738 |
| Net interest income | $1,652,000 | 3,231 |
| Provision for loan and lease losses | $102,000 | 3,327 |
| Total noninterest income | $59,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $800,000 | 4,784 |
| Salaries and employee benefits | $406,000 | 4,828 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $327,000 | 4,300 |
| Pre-tax net operating income | $809,000 | 1,764 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $225,000 | 1,388 |
| Income before extraordinary items | $585,000 | 1,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $585,000 | 1,953 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $585,000 | 1,954 |
| Net charge-offs | $102,000 | 2,713 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $584,280 | 1,906 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 3,058 |
| Total interest expense | $2,901,000 | 2,676 |
| Net interest income | $6,705,000 | 3,192 |
| Provision for loan and lease losses | $2,001,000 | 2,067 |
| Total noninterest income | $308,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 5,057 |
| Total noninterest expense | $3,098,000 | 4,946 |
| Salaries and employee benefits | $1,559,000 | 4,953 |
| Premises and equipment expense | $273,000 | 5,625 |
| Additional noninterest expense | $1,266,000 | 4,464 |
| Pre-tax net operating income | $1,914,000 | 2,320 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $362,000 | 2,194 |
| Income before extraordinary items | $1,564,000 | 2,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,564,000 | 2,443 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,564,000 | 2,448 |
| Net charge-offs | $1,813,000 | 1,975 |
| Cash dividends | $1,920,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,554,280 | 2,353 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 3,079 |
| Total interest expense | $2,292,000 | 2,656 |
| Net interest income | $4,990,000 | 3,252 |
| Provision for loan and lease losses | $1,435,000 | 2,042 |
| Total noninterest income | $208,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $2,259,000 | 5,034 |
| Salaries and employee benefits | $1,174,000 | 4,982 |
| Premises and equipment expense | $153,000 | 6,252 |
| Additional noninterest expense | $932,000 | 4,506 |
| Pre-tax net operating income | $1,504,000 | 2,370 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $297,000 | 2,157 |
| Income before extraordinary items | $1,220,000 | 2,516 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,220,000 | 2,513 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,220,000 | 2,517 |
| Net charge-offs | $1,435,000 | 1,822 |
| Cash dividends | $1,920,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,209,600 | 2,399 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 3,080 |
| Total interest expense | $1,605,000 | 2,646 |
| Net interest income | $3,323,000 | 3,245 |
| Provision for loan and lease losses | $1,105,000 | 1,839 |
| Total noninterest income | $142,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $84,000 | 4,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 5,422 |
| Total noninterest expense | $1,468,000 | 5,118 |
| Salaries and employee benefits | $774,000 | 5,022 |
| Premises and equipment expense | $87,000 | 6,550 |
| Additional noninterest expense | $607,000 | 4,560 |
| Pre-tax net operating income | $892,000 | 2,599 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $157,000 | 2,362 |
| Income before extraordinary items | $743,000 | 2,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $743,000 | 2,645 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $743,000 | 2,649 |
| Net charge-offs | $1,105,000 | 1,617 |
| Cash dividends | $1,920,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $736,360 | 2,563 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 3,129 |
| Total interest expense | $827,000 | 2,688 |
| Net interest income | $1,651,000 | 3,281 |
| Provision for loan and lease losses | $325,000 | 2,296 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $724,000 | 5,204 |
| Salaries and employee benefits | $389,000 | 5,078 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $295,000 | 4,630 |
| Pre-tax net operating income | $659,000 | 1,935 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $511,000 | 2,112 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 2,111 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $511,000 | 2,112 |
| Net charge-offs | $325,000 | 1,955 |
| Cash dividends | $1,920,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $504,840 | 2,038 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 3,189 |
| Total interest expense | $3,893,000 | 2,797 |
| Net interest income | $6,299,000 | 3,315 |
| Provision for loan and lease losses | $896,000 | 3,674 |
| Total noninterest income | $341,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $193,000 | 4,722 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $148,000 | 5,115 |
| Total noninterest expense | $3,058,000 | 5,123 |
| Salaries and employee benefits | $1,508,000 | 5,173 |
| Premises and equipment expense | $230,000 | 6,234 |
| Additional noninterest expense | $1,320,000 | 4,464 |
| Pre-tax net operating income | $2,686,000 | 1,493 |
| Securities gains (losses) | $39,000 | 2,759 |
| Applicable income taxes | $626,000 | 1,344 |
| Income before extraordinary items | $2,099,000 | 1,582 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,099,000 | 1,580 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,099,000 | 1,581 |
| Net charge-offs | $896,000 | 2,996 |
| Cash dividends | $2,700,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,068,970 | 1,567 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 3,231 |
| Total interest expense | $3,004,000 | 2,858 |
| Net interest income | $4,674,000 | 3,353 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $260,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $120,000 | 5,129 |
| Total noninterest expense | $2,292,000 | 5,148 |
| Salaries and employee benefits | $1,116,000 | 5,261 |
| Premises and equipment expense | $173,000 | 6,273 |
| Additional noninterest expense | $1,003,000 | 4,371 |
| Pre-tax net operating income | $2,542,000 | 1,273 |
| Securities gains (losses) | $39,000 | 2,429 |
| Applicable income taxes | $670,000 | 1,126 |
| Income before extraordinary items | $1,911,000 | 1,393 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,911,000 | 1,391 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,911,000 | 1,393 |
| Net charge-offs | $-9,000 | 7,862 |
| Cash dividends | $2,700,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,882,140 | 1,393 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 3,259 |
| Total interest expense | $2,053,000 | 2,902 |
| Net interest income | $3,052,000 | 3,412 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $184,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,521,000 | 5,209 |
| Salaries and employee benefits | $738,000 | 5,338 |
| Premises and equipment expense | $115,000 | 6,316 |
| Additional noninterest expense | $668,000 | 4,396 |
| Pre-tax net operating income | $1,715,000 | 1,336 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $457,000 | 1,162 |
| Income before extraordinary items | $1,288,000 | 1,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,288,000 | 1,453 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,288,000 | 1,454 |
| Net charge-offs | $-72,000 | 8,131 |
| Cash dividends | $2,700,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,265,800 | 1,449 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 3,219 |
| Total interest expense | $1,076,000 | 2,888 |
| Net interest income | $1,535,000 | 3,386 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $750,000 | 5,184 |
| Salaries and employee benefits | $372,000 | 5,375 |
| Premises and equipment expense | $74,000 | 5,827 |
| Additional noninterest expense | $304,000 | 4,368 |
| Pre-tax net operating income | $895,000 | 1,441 |
| Securities gains (losses) | $30,000 | 1,510 |
| Applicable income taxes | $245,000 | 1,244 |
| Income before extraordinary items | $680,000 | 1,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $680,000 | 1,583 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $680,000 | 1,584 |
| Net charge-offs | $-61,000 | 8,152 |
| Cash dividends | $2,700,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $657,800 | 1,563 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,908 |
| Total interest expense | $5,482,000 | 2,739 |
| Net interest income | $7,093,000 | 3,017 |
| Provision for loan and lease losses | $868,000 | 2,917 |
| Total noninterest income | $302,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 4,775 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $2,725,000 | 5,404 |
| Salaries and employee benefits | $1,450,000 | 5,436 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $1,004,000 | 4,814 |
| Pre-tax net operating income | $3,802,000 | 1,438 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,093,000 | 1,122 |
| Income before extraordinary items | $2,709,000 | 1,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,709,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 2,123 |
| Cash dividends | $3,360,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,709,000 | 1,600 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 2,903 |
| Total interest expense | $4,325,000 | 2,706 |
| Net interest income | $5,329,000 | 3,031 |
| Provision for loan and lease losses | $448,000 | 2,925 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $155,000 | 4,761 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $1,937,000 | 5,547 |
| Salaries and employee benefits | $1,096,000 | 5,423 |
| Premises and equipment expense | $145,000 | 6,774 |
| Additional noninterest expense | $696,000 | 4,971 |
| Pre-tax net operating income | $3,176,000 | 1,542 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $941,000 | 1,210 |
| Income before extraordinary items | $2,235,000 | 1,620 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,235,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 2,084 |
| Cash dividends | $3,360,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,235,000 | 1,707 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 2,862 |
| Total interest expense | $3,038,000 | 2,681 |
| Net interest income | $3,631,000 | 2,962 |
| Provision for loan and lease losses | $233,000 | 2,920 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $102,000 | 4,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $1,314,000 | 5,529 |
| Salaries and employee benefits | $730,000 | 5,482 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $469,000 | 4,935 |
| Pre-tax net operating income | $2,238,000 | 1,521 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $680,000 | 1,258 |
| Income before extraordinary items | $1,558,000 | 1,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,558,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,069 |
| Cash dividends | $3,360,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,558,000 | 1,711 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 2,822 |
| Total interest expense | $1,637,000 | 2,665 |
| Net interest income | $1,820,000 | 2,951 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $655,000 | 5,564 |
| Salaries and employee benefits | $365,000 | 5,513 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $229,000 | 4,963 |
| Pre-tax net operating income | $1,228,000 | 1,498 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $385,000 | 1,229 |
| Income before extraordinary items | $843,000 | 1,742 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $843,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $3,360,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $843,000 | 1,675 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,537,000 | 2,772 |
| Total interest expense | $7,039,000 | 2,612 |
| Net interest income | $7,498,000 | 2,914 |
| Provision for loan and lease losses | $323,000 | 3,060 |
| Total noninterest income | $290,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $211,000 | 4,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $2,620,000 | 5,462 |
| Salaries and employee benefits | $1,394,000 | 5,525 |
| Premises and equipment expense | $302,000 | 5,762 |
| Additional noninterest expense | $924,000 | 4,895 |
| Pre-tax net operating income | $4,845,000 | 1,694 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,484,000 | 1,425 |
| Income before extraordinary items | $3,361,000 | 1,854 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,361,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,201 |
| Cash dividends | $3,180,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,361,000 | 1,842 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,020,000 | 2,731 |
| Total interest expense | $5,332,000 | 2,581 |
| Net interest income | $5,688,000 | 2,874 |
| Provision for loan and lease losses | $173,000 | 3,280 |
| Total noninterest income | $212,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $166,000 | 4,719 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $1,905,000 | 5,525 |
| Salaries and employee benefits | $1,044,000 | 5,508 |
| Premises and equipment expense | $177,000 | 6,379 |
| Additional noninterest expense | $684,000 | 4,867 |
| Pre-tax net operating income | $3,822,000 | 1,738 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,210,000 | 1,437 |
| Income before extraordinary items | $2,612,000 | 1,936 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,612,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,154 |
| Cash dividends | $3,180,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,612,000 | 1,924 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 2,777 |
| Total interest expense | $3,515,000 | 2,608 |
| Net interest income | $3,744,000 | 2,939 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $138,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $1,268,000 | 5,553 |
| Salaries and employee benefits | $690,000 | 5,598 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $459,000 | 4,852 |
| Pre-tax net operating income | $2,614,000 | 1,754 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $832,000 | 1,451 |
| Income before extraordinary items | $1,782,000 | 1,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,782,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,108 |
| Cash dividends | $3,180,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,782,000 | 1,913 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 2,782 |
| Total interest expense | $1,717,000 | 2,658 |
| Net interest income | $1,891,000 | 2,899 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $646,000 | 5,525 |
| Salaries and employee benefits | $344,000 | 5,642 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $1,310,000 | 1,740 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $415,000 | 1,481 |
| Income before extraordinary items | $895,000 | 1,881 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $895,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $3,180,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $895,000 | 1,873 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,820,000 | 2,728 |
| Total interest expense | $6,394,000 | 2,457 |
| Net interest income | $7,426,000 | 2,948 |
| Provision for loan and lease losses | $735,000 | 1,352 |
| Total noninterest income | $406,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $236,000 | 4,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $170,000 | 5,407 |
| Total noninterest expense | $2,470,000 | 5,524 |
| Salaries and employee benefits | $1,352,000 | 5,519 |
| Premises and equipment expense | $222,000 | 6,490 |
| Additional noninterest expense | $896,000 | 4,875 |
| Pre-tax net operating income | $4,627,000 | 2,017 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,442,000 | 1,729 |
| Income before extraordinary items | $3,185,000 | 2,171 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,185,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 880 |
| Cash dividends | $3,510,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,185,000 | 2,160 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 2,709 |
| Total interest expense | $4,697,000 | 2,437 |
| Net interest income | $5,645,000 | 2,945 |
| Provision for loan and lease losses | $57,000 | 4,937 |
| Total noninterest income | $258,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $171,000 | 4,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,082 |
| Total noninterest expense | $1,840,000 | 5,526 |
| Salaries and employee benefits | $1,019,000 | 5,495 |
| Premises and equipment expense | $149,000 | 6,772 |
| Additional noninterest expense | $672,000 | 4,849 |
| Pre-tax net operating income | $4,006,000 | 1,838 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $1,287,000 | 1,562 |
| Income before extraordinary items | $2,727,000 | 1,993 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,727,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $3,510,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,721,560 | 1,992 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 2,695 |
| Total interest expense | $3,072,000 | 2,383 |
| Net interest income | $3,790,000 | 2,928 |
| Provision for loan and lease losses | $41,000 | 4,698 |
| Total noninterest income | $181,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $1,208,000 | 5,592 |
| Salaries and employee benefits | $682,000 | 5,515 |
| Premises and equipment expense | $109,000 | 6,577 |
| Additional noninterest expense | $417,000 | 5,063 |
| Pre-tax net operating income | $2,722,000 | 1,822 |
| Securities gains (losses) | $7,000 | 794 |
| Applicable income taxes | $879,000 | 1,542 |
| Income before extraordinary items | $1,850,000 | 1,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,850,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $3,510,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,845,240 | 1,958 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 2,747 |
| Total interest expense | $1,501,000 | 2,334 |
| Net interest income | $1,784,000 | 3,084 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $636,000 | 5,428 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $240,000 | 4,590 |
| Pre-tax net operating income | $1,228,000 | 1,933 |
| Securities gains (losses) | $7,000 | 642 |
| Applicable income taxes | $388,000 | 1,694 |
| Income before extraordinary items | $847,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,138 |
| Cash dividends | $3,510,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $842,170 | 2,079 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,090,000 | 2,518 |
| Total interest expense | $5,684,000 | 1,976 |
| Net interest income | $7,406,000 | 2,894 |
| Provision for loan and lease losses | $203,000 | 3,561 |
| Total noninterest income | $429,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,536 |
| Total noninterest expense | $2,480,000 | 5,405 |
| Salaries and employee benefits | $1,324,000 | 5,463 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $930,000 | 4,662 |
| Pre-tax net operating income | $5,152,000 | 1,816 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,630,000 | 1,606 |
| Income before extraordinary items | $3,522,000 | 1,950 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,522,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,264 |
| Cash dividends | $7,800,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,522,000 | 1,929 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,770,000 | 2,476 |
| Total interest expense | $4,228,000 | 1,889 |
| Net interest income | $5,542,000 | 2,883 |
| Provision for loan and lease losses | $24,000 | 6,042 |
| Total noninterest income | $295,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,978 |
| Total noninterest expense | $1,800,000 | 5,481 |
| Salaries and employee benefits | $994,000 | 5,443 |
| Premises and equipment expense | $160,000 | 6,565 |
| Additional noninterest expense | $646,000 | 4,872 |
| Pre-tax net operating income | $4,013,000 | 1,757 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,297,000 | 1,548 |
| Income before extraordinary items | $2,716,000 | 1,931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,716,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $7,800,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,716,000 | 1,894 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 2,405 |
| Total interest expense | $2,755,000 | 1,827 |
| Net interest income | $3,784,000 | 2,788 |
| Provision for loan and lease losses | $37,000 | 4,943 |
| Total noninterest income | $201,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $1,217,000 | 5,425 |
| Salaries and employee benefits | $662,000 | 5,424 |
| Premises and equipment expense | $112,000 | 6,458 |
| Additional noninterest expense | $443,000 | 4,778 |
| Pre-tax net operating income | $2,731,000 | 1,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $875,000 | 1,510 |
| Income before extraordinary items | $1,856,000 | 1,838 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,856,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,083 |
| Cash dividends | $7,800,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,856,000 | 1,804 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 2,369 |
| Total interest expense | $1,310,000 | 1,816 |
| Net interest income | $1,943,000 | 2,723 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $612,000 | 5,451 |
| Salaries and employee benefits | $332,000 | 5,462 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $219,000 | 4,774 |
| Pre-tax net operating income | $1,453,000 | 1,563 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $469,000 | 1,421 |
| Income before extraordinary items | $986,000 | 1,700 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $986,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $7,800,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $984,640 | 1,674 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,092,000 | 2,005 |
| Total interest expense | $4,809,000 | 1,705 |
| Net interest income | $9,283,000 | 2,198 |
| Provision for loan and lease losses | $111,000 | 4,831 |
| Total noninterest income | $470,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $321,000 | 4,171 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,698 |
| Total noninterest expense | $2,479,000 | 5,344 |
| Salaries and employee benefits | $1,305,000 | 5,420 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $952,000 | 4,532 |
| Pre-tax net operating income | $7,163,000 | 1,208 |
| Securities gains (losses) | $564,000 | 422 |
| Applicable income taxes | $2,516,000 | 1,045 |
| Income before extraordinary items | $5,211,000 | 1,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,211,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,475 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,833,120 | 1,301 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,745,000 | 1,955 |
| Total interest expense | $3,558,000 | 1,699 |
| Net interest income | $7,187,000 | 2,107 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $347,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $236,000 | 4,239 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $1,808,000 | 5,401 |
| Salaries and employee benefits | $980,000 | 5,388 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $676,000 | 4,654 |
| Pre-tax net operating income | $5,626,000 | 1,173 |
| Securities gains (losses) | $559,000 | 398 |
| Applicable income taxes | $2,059,000 | 993 |
| Income before extraordinary items | $4,126,000 | 1,198 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,126,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,829 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,751,470 | 1,274 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 1,893 |
| Total interest expense | $2,377,000 | 1,675 |
| Net interest income | $5,019,000 | 1,983 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $155,000 | 4,246 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 5,138 |
| Total noninterest expense | $1,205,000 | 5,431 |
| Salaries and employee benefits | $650,000 | 5,441 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $449,000 | 4,688 |
| Pre-tax net operating income | $4,070,000 | 1,068 |
| Securities gains (losses) | $559,000 | 337 |
| Applicable income taxes | $1,555,000 | 898 |
| Income before extraordinary items | $3,074,000 | 1,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,074,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $1,380,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,705,060 | 1,167 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 1,864 |
| Total interest expense | $1,229,000 | 1,637 |
| Net interest income | $2,541,000 | 1,970 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 4,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $618,000 | 5,355 |
| Salaries and employee benefits | $314,000 | 5,597 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $2,008,000 | 1,072 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $646,000 | 1,052 |
| Income before extraordinary items | $1,362,000 | 1,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,362,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,991 |
| Cash dividends | $1,380,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,362,000 | 1,133 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,572,000 | 1,824 |
| Total interest expense | $6,392,000 | 1,387 |
| Net interest income | $9,180,000 | 2,123 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $348,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $313,000 | 4,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $2,404,000 | 5,358 |
| Salaries and employee benefits | $1,189,000 | 5,675 |
| Premises and equipment expense | $370,000 | 4,997 |
| Additional noninterest expense | $845,000 | 4,874 |
| Pre-tax net operating income | $6,919,000 | 1,211 |
| Securities gains (losses) | $114,000 | 1,775 |
| Applicable income taxes | $2,203,000 | 1,196 |
| Income before extraordinary items | $4,830,000 | 1,321 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,830,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,841 |
| Cash dividends | $1,560,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,751,340 | 1,276 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 1,818 |
| Total interest expense | $5,002,000 | 1,397 |
| Net interest income | $6,910,000 | 2,129 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $237,000 | 4,197 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $1,773,000 | 5,391 |
| Salaries and employee benefits | $887,000 | 5,650 |
| Premises and equipment expense | $240,000 | 5,461 |
| Additional noninterest expense | $646,000 | 4,751 |
| Pre-tax net operating income | $5,371,000 | 1,206 |
| Securities gains (losses) | $103,000 | 1,721 |
| Applicable income taxes | $1,757,000 | 1,170 |
| Income before extraordinary items | $3,717,000 | 1,338 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,717,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,948 |
| Cash dividends | $1,560,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,646,960 | 1,287 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 1,817 |
| Total interest expense | $3,438,000 | 1,405 |
| Net interest income | $4,584,000 | 2,126 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $1,130,000 | 5,545 |
| Salaries and employee benefits | $584,000 | 5,702 |
| Premises and equipment expense | $105,000 | 6,641 |
| Additional noninterest expense | $441,000 | 4,662 |
| Pre-tax net operating income | $3,590,000 | 1,193 |
| Securities gains (losses) | $101,000 | 1,507 |
| Applicable income taxes | $1,177,000 | 1,198 |
| Income before extraordinary items | $2,514,000 | 1,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,514,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $1,140,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,445,320 | 1,258 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 1,795 |
| Total interest expense | $1,771,000 | 1,390 |
| Net interest income | $2,305,000 | 2,119 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $570,000 | 5,519 |
| Salaries and employee benefits | $290,000 | 5,735 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $220,000 | 4,630 |
| Pre-tax net operating income | $1,778,000 | 1,209 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $563,000 | 1,238 |
| Income before extraordinary items | $1,215,000 | 1,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,215,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $1,140,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,215,000 | 1,269 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,964,000 | 1,822 |
| Total interest expense | $7,986,000 | 1,409 |
| Net interest income | $8,978,000 | 2,157 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $320,000 | 6,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $256,000 | 4,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $2,390,000 | 5,240 |
| Salaries and employee benefits | $1,247,000 | 5,350 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $845,000 | 4,747 |
| Pre-tax net operating income | $6,613,000 | 1,276 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,050,000 | 1,263 |
| Income before extraordinary items | $4,563,000 | 1,363 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,563,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,759 |
| Cash dividends | $1,068,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,563,000 | 1,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,104,000 | 1,894 |
| Total interest expense | $10,284,000 | 1,582 |
| Net interest income | $7,820,000 | 2,287 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $297,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $269,000 | 4,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $2,102,000 | 5,556 |
| Salaries and employee benefits | $1,101,000 | 5,649 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $825,000 | 4,691 |
| Pre-tax net operating income | $5,815,000 | 1,274 |
| Securities gains (losses) | $78,000 | 1,967 |
| Applicable income taxes | $1,830,000 | 1,270 |
| Income before extraordinary items | $4,063,000 | 1,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,063,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,480 |
| Cash dividends | $1,080,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,009,180 | 1,303 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,118,000 | 1,937 |
| Total interest expense | $10,382,000 | 1,659 |
| Net interest income | $7,736,000 | 2,292 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $308,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $255,000 | 4,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,943,000 | 5,776 |
| Salaries and employee benefits | $1,039,000 | 5,771 |
| Premises and equipment expense | $152,000 | 7,569 |
| Additional noninterest expense | $752,000 | 4,932 |
| Pre-tax net operating income | $6,101,000 | 1,213 |
| Securities gains (losses) | $-119,000 | 9,465 |
| Applicable income taxes | $1,896,000 | 1,222 |
| Income before extraordinary items | $4,086,000 | 1,285 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,086,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $945,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,166,920 | 1,251 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,255,000 | 1,884 |
| Total interest expense | $9,775,000 | 1,539 |
| Net interest income | $7,480,000 | 2,359 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $279,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 4,502 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $1,866,000 | 5,943 |
| Salaries and employee benefits | $939,000 | 6,153 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $764,000 | 4,955 |
| Pre-tax net operating income | $5,893,000 | 1,298 |
| Securities gains (losses) | $-113,000 | 9,978 |
| Applicable income taxes | $1,834,000 | 1,333 |
| Income before extraordinary items | $3,946,000 | 1,365 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,946,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,444 |
| Cash dividends | $840,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,022,840 | 1,327 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,446,000 | 1,967 |
| Total interest expense | $9,170,000 | 1,679 |
| Net interest income | $7,276,000 | 2,346 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $272,000 | 6,747 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $1,802,000 | 5,994 |
| Salaries and employee benefits | $953,000 | 5,973 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $702,000 | 5,152 |
| Pre-tax net operating income | $5,746,000 | 1,304 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,845,000 | 1,362 |
| Income before extraordinary items | $3,901,000 | 1,362 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,901,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 10,286 |
| Cash dividends | $840,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,901,000 | 1,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,736,000 | 2,072 |
| Total interest expense | $8,609,000 | 1,804 |
| Net interest income | $7,127,000 | 2,438 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $291,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $1,795,000 | 6,076 |
| Salaries and employee benefits | $877,000 | 6,405 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $786,000 | 4,792 |
| Pre-tax net operating income | $5,623,000 | 1,384 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,804,000 | 1,454 |
| Income before extraordinary items | $3,819,000 | 1,423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,819,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $840,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,819,000 | 1,391 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,778,000 | 2,272 |
| Total interest expense | $8,134,000 | 1,924 |
| Net interest income | $6,644,000 | 2,660 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $452,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,710,000 | 6,591 |
| Salaries and employee benefits | $825,000 | 6,856 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $766,000 | 5,379 |
| Pre-tax net operating income | $5,386,000 | 1,322 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,733,000 | 1,404 |
| Income before extraordinary items | $3,653,000 | 1,355 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,653,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 11,199 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,653,000 | 1,322 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,257,000 | 2,521 |
| Total interest expense | $7,499,000 | 2,090 |
| Net interest income | $5,758,000 | 3,085 |
| Provision for loan and lease losses | $1,169,000 | 846 |
| Total noninterest income | $335,000 | 6,662 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $269,000 | 4,688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,736,000 | 6,633 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $817,000 | 5,162 |
| Pre-tax net operating income | $3,188,000 | 2,316 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $924,000 | 2,546 |
| Income before extraordinary items | $2,251,000 | 2,238 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,251,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 820 |
| Cash dividends | $420,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,260,230 | 2,202 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,100,000 | 2,739 |
| Total interest expense | $5,589,000 | 2,227 |
| Net interest income | $5,511,000 | 3,240 |
| Provision for loan and lease losses | $676,000 | 1,232 |
| Total noninterest income | $482,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $254,000 | 4,984 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $1,789,000 | 6,722 |
| Salaries and employee benefits | $775,000 | 7,349 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $885,000 | 5,250 |
| Pre-tax net operating income | $3,528,000 | 2,024 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $987,000 | 2,269 |
| Income before extraordinary items | $2,541,000 | 1,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,541,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,303 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,541,000 | 1,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,663,000 | 2,907 |
| Total interest expense | $4,693,000 | 2,745 |
| Net interest income | $5,970,000 | 3,041 |
| Provision for loan and lease losses | $762,000 | 1,570 |
| Total noninterest income | $645,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $395,000 | 3,784 |
| Total noninterest expense | $1,757,000 | 7,019 |
| Salaries and employee benefits | $716,000 | 7,899 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $866,000 | 5,546 |
| Pre-tax net operating income | $4,096,000 | 1,689 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,270,000 | 1,840 |
| Income before extraordinary items | $2,826,000 | 1,770 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,826,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 1,357 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,826,000 | 1,668 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 3,103 |
| Total interest expense | $5,405,000 | 3,072 |
| Net interest income | $5,937,000 | 3,081 |
| Provision for loan and lease losses | $597,000 | 2,651 |
| Total noninterest income | $309,000 | 7,605 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,737,000 | 7,159 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $893,000 | 5,556 |
| Pre-tax net operating income | $3,912,000 | 1,586 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,213,000 | 1,741 |
| Income before extraordinary items | $2,699,000 | 1,704 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,699,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 2,179 |
| Cash dividends | $420,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,699,000 | 1,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.