Home > Bank of Oak Ridge > Income and Expense
Bank of Oak Ridge, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,341,000 | 1,351 |
| Total interest expense | $8,225,000 | 1,464 |
| Net interest income | $23,116,000 | 1,289 |
| Provision for loan and lease losses | $728,000 | 1,021 |
| Total noninterest income | $3,833,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $628,000 | 1,421 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,205,000 | 1,200 |
| Total noninterest expense | $17,851,000 | 1,324 |
| Salaries and employee benefits | $9,950,000 | 1,346 |
| Premises and equipment expense | $1,965,000 | 1,238 |
| Additional noninterest expense | $3,205,000 | 1,200 |
| Pre-tax net operating income | $8,370,000 | 1,352 |
| Securities gains (losses) | $77,000 | 307 |
| Applicable income taxes | $1,870,000 | 1,021 |
| Income before extraordinary items | $6,577,000 | 1,412 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,577,000 | 1,427 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,577,000 | 1,415 |
| Net charge-offs | $269,000 | 1,022 |
| Cash dividends | $2,530,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $528,000 | 259 |
| Net operating income | $6,516,170 | 1,454 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,569,000 | 1,362 |
| Total interest expense | $5,421,000 | 1,501 |
| Net interest income | $17,148,000 | 1,304 |
| Provision for loan and lease losses | $295,000 | 1,374 |
| Total noninterest income | $2,916,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $459,000 | 1,446 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,457,000 | 1,188 |
| Total noninterest expense | $13,551,000 | 1,311 |
| Salaries and employee benefits | $7,551,000 | 1,330 |
| Premises and equipment expense | $1,477,000 | 1,235 |
| Additional noninterest expense | $2,457,000 | 1,188 |
| Pre-tax net operating income | $6,218,000 | 1,413 |
| Securities gains (losses) | $77,000 | 195 |
| Applicable income taxes | $1,418,000 | 1,044 |
| Income before extraordinary items | $4,877,000 | 1,477 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,877,000 | 1,489 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,877,000 | 1,477 |
| Net charge-offs | $30,000 | 1,716 |
| Cash dividends | $1,794,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 245 |
| Net operating income | $4,816,170 | 1,518 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,382 |
| Total interest expense | $3,125,000 | 1,526 |
| Net interest income | $11,262,000 | 1,326 |
| Provision for loan and lease losses | $158,000 | 1,486 |
| Total noninterest income | $1,866,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $297,000 | 1,464 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,569,000 | 1,158 |
| Total noninterest expense | $8,962,000 | 1,309 |
| Salaries and employee benefits | $5,047,000 | 1,322 |
| Premises and equipment expense | $1,019,000 | 1,193 |
| Additional noninterest expense | $1,569,000 | 1,157 |
| Pre-tax net operating income | $4,008,000 | 1,437 |
| Securities gains (losses) | $77,000 | 211 |
| Applicable income taxes | $908,000 | 1,070 |
| Income before extraordinary items | $3,177,000 | 1,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,177,000 | 1,511 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,177,000 | 1,493 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $1,075,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 237 |
| Net operating income | $3,116,170 | 1,535 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 1,386 |
| Total interest expense | $1,401,000 | 1,497 |
| Net interest income | $5,621,000 | 1,334 |
| Provision for loan and lease losses | $201,000 | 879 |
| Total noninterest income | $975,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $148,000 | 1,487 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $827,000 | 1,107 |
| Total noninterest expense | $4,565,000 | 1,299 |
| Salaries and employee benefits | $2,618,000 | 1,306 |
| Premises and equipment expense | $519,000 | 1,208 |
| Additional noninterest expense | $827,000 | 1,107 |
| Pre-tax net operating income | $1,830,000 | 1,567 |
| Securities gains (losses) | $77,000 | 199 |
| Applicable income taxes | $420,000 | 1,139 |
| Income before extraordinary items | $1,487,000 | 1,608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,487,000 | 1,607 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,487,000 | 1,608 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $353,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 218 |
| Net operating income | $1,426,170 | 1,671 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,977,000 | 1,350 |
| Total interest expense | $1,440,000 | 1,958 |
| Net interest income | $22,537,000 | 1,306 |
| Provision for loan and lease losses | $-41,000 | 4,309 |
| Total noninterest income | $4,070,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $591,000 | 1,513 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,479,000 | 1,148 |
| Total noninterest expense | $17,244,000 | 1,334 |
| Salaries and employee benefits | $9,971,000 | 1,316 |
| Premises and equipment expense | $2,073,000 | 1,170 |
| Additional noninterest expense | $3,479,000 | 1,148 |
| Pre-tax net operating income | $9,404,000 | 1,326 |
| Securities gains (losses) | $-153,000 | 4,030 |
| Applicable income taxes | $1,891,000 | 1,120 |
| Income before extraordinary items | $7,360,000 | 1,391 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,360,000 | 1,391 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,360,000 | 1,391 |
| Net charge-offs | $-1,135,000 | 4,665 |
| Cash dividends | $1,723,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 287 |
| Net operating income | $7,482,400 | 1,397 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,589,000 | 1,324 |
| Total interest expense | $736,000 | 2,146 |
| Net interest income | $16,853,000 | 1,289 |
| Provision for loan and lease losses | $141,000 | 1,677 |
| Total noninterest income | $3,067,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $438,000 | 1,535 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,629,000 | 1,163 |
| Total noninterest expense | $12,888,000 | 1,329 |
| Salaries and employee benefits | $7,377,000 | 1,321 |
| Premises and equipment expense | $1,560,000 | 1,155 |
| Additional noninterest expense | $2,629,000 | 1,163 |
| Pre-tax net operating income | $6,891,000 | 1,339 |
| Securities gains (losses) | $-13,000 | 3,851 |
| Applicable income taxes | $1,393,000 | 1,131 |
| Income before extraordinary items | $5,485,000 | 1,392 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,485,000 | 1,391 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,485,000 | 1,392 |
| Net charge-offs | $-1,047,000 | 4,697 |
| Cash dividends | $1,093,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $545,000 | 245 |
| Net operating income | $5,495,400 | 1,417 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 1,313 |
| Total interest expense | $495,000 | 1,972 |
| Net interest income | $11,034,000 | 1,268 |
| Provision for loan and lease losses | $-19,000 | 4,390 |
| Total noninterest income | $2,079,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $287,000 | 1,543 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,792,000 | 1,176 |
| Total noninterest expense | $8,513,000 | 1,331 |
| Salaries and employee benefits | $4,885,000 | 1,328 |
| Premises and equipment expense | $1,042,000 | 1,148 |
| Additional noninterest expense | $2,586,000 | 1,299 |
| Pre-tax net operating income | $4,619,000 | 1,268 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $924,000 | 1,069 |
| Income before extraordinary items | $3,695,000 | 1,298 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,695,000 | 1,298 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,695,000 | 1,298 |
| Net charge-offs | $-1,036,000 | 4,731 |
| Cash dividends | $804,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 213 |
| Net operating income | $3,695,000 | 1,327 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 1,251 |
| Total interest expense | $258,000 | 1,878 |
| Net interest income | $5,630,000 | 1,213 |
| Provision for loan and lease losses | $88,000 | 1,061 |
| Total noninterest income | $779,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $136,000 | 1,588 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $643,000 | 1,447 |
| Total noninterest expense | $4,037,000 | 1,381 |
| Salaries and employee benefits | $2,248,000 | 1,427 |
| Premises and equipment expense | $547,000 | 1,106 |
| Additional noninterest expense | $1,242,000 | 1,341 |
| Pre-tax net operating income | $2,284,000 | 1,228 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $457,000 | 1,025 |
| Income before extraordinary items | $1,827,000 | 1,278 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,827,000 | 1,277 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,827,000 | 1,278 |
| Net charge-offs | $-46,000 | 4,382 |
| Cash dividends | $224,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 209 |
| Net operating income | $1,827,000 | 1,290 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $23,366,000 | 1,299 |
| Total interest expense | $1,370,000 | 1,788 |
| Net interest income | $21,996,000 | 1,256 |
| Provision for loan and lease losses | $-682,000 | 4,475 |
| Total noninterest income | $3,908,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $534,000 | 1,536 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,374,000 | 1,388 |
| Total noninterest expense | $15,910,000 | 1,381 |
| Salaries and employee benefits | $8,614,000 | 1,467 |
| Premises and equipment expense | $2,195,000 | 1,121 |
| Additional noninterest expense | $5,101,000 | 1,308 |
| Pre-tax net operating income | $10,676,000 | 1,222 |
| Securities gains (losses) | $108,000 | 825 |
| Applicable income taxes | $2,237,000 | 1,031 |
| Income before extraordinary items | $8,547,000 | 1,282 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,547,000 | 1,281 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,547,000 | 1,282 |
| Net charge-offs | $1,019,000 | 411 |
| Cash dividends | $1,967,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $518,000 | 306 |
| Net operating income | $8,461,680 | 1,273 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,879,000 | 1,310 |
| Total interest expense | $1,095,000 | 1,786 |
| Net interest income | $16,784,000 | 1,260 |
| Provision for loan and lease losses | $-247,000 | 4,469 |
| Total noninterest income | $2,067,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $390,000 | 1,553 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,677,000 | 1,852 |
| Total noninterest expense | $11,178,000 | 1,469 |
| Salaries and employee benefits | $5,759,000 | 1,613 |
| Premises and equipment expense | $1,629,000 | 1,139 |
| Additional noninterest expense | $3,790,000 | 1,317 |
| Pre-tax net operating income | $7,920,000 | 1,278 |
| Securities gains (losses) | $154,000 | 649 |
| Applicable income taxes | $1,661,000 | 1,077 |
| Income before extraordinary items | $6,413,000 | 1,323 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,413,000 | 1,323 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,413,000 | 1,323 |
| Net charge-offs | $984,000 | 339 |
| Cash dividends | $1,362,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $366,000 | 282 |
| Net operating income | $6,291,340 | 1,328 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,048,000 | 1,292 |
| Total interest expense | $785,000 | 1,757 |
| Net interest income | $11,263,000 | 1,238 |
| Provision for loan and lease losses | $-112,000 | 4,499 |
| Total noninterest income | $1,329,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $255,000 | 1,523 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,074,000 | 1,845 |
| Total noninterest expense | $7,358,000 | 1,477 |
| Salaries and employee benefits | $3,844,000 | 1,608 |
| Premises and equipment expense | $1,075,000 | 1,140 |
| Additional noninterest expense | $2,439,000 | 1,346 |
| Pre-tax net operating income | $5,346,000 | 1,250 |
| Securities gains (losses) | $-28,000 | 4,749 |
| Applicable income taxes | $1,078,000 | 1,091 |
| Income before extraordinary items | $4,240,000 | 1,334 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,240,000 | 1,334 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,240,000 | 1,334 |
| Net charge-offs | $802,000 | 306 |
| Cash dividends | $1,069,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 252 |
| Net operating income | $4,262,400 | 1,300 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 1,255 |
| Total interest expense | $421,000 | 1,729 |
| Net interest income | $5,833,000 | 1,208 |
| Provision for loan and lease losses | $-112,000 | 4,669 |
| Total noninterest income | $671,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $135,000 | 1,454 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $536,000 | 1,850 |
| Total noninterest expense | $3,728,000 | 1,451 |
| Salaries and employee benefits | $2,147,000 | 1,457 |
| Premises and equipment expense | $563,000 | 1,106 |
| Additional noninterest expense | $1,018,000 | 1,526 |
| Pre-tax net operating income | $2,888,000 | 1,169 |
| Securities gains (losses) | $-10,000 | 4,668 |
| Applicable income taxes | $601,000 | 1,008 |
| Income before extraordinary items | $2,277,000 | 1,267 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,277,000 | 1,267 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,277,000 | 1,267 |
| Net charge-offs | $96,000 | 631 |
| Cash dividends | $365,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 215 |
| Net operating income | $2,284,900 | 1,234 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,109,000 | 1,360 |
| Total interest expense | $3,509,000 | 1,303 |
| Net interest income | $18,600,000 | 1,374 |
| Provision for loan and lease losses | $2,746,000 | 854 |
| Total noninterest income | $3,159,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $588,000 | 1,436 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,571,000 | 1,565 |
| Total noninterest expense | $13,978,000 | 1,483 |
| Salaries and employee benefits | $7,522,000 | 1,594 |
| Premises and equipment expense | $2,008,000 | 1,180 |
| Additional noninterest expense | $4,448,000 | 1,409 |
| Pre-tax net operating income | $5,035,000 | 1,776 |
| Securities gains (losses) | $-58,000 | 4,926 |
| Applicable income taxes | $925,000 | 1,492 |
| Income before extraordinary items | $4,052,000 | 1,910 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,052,000 | 1,909 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,052,000 | 1,910 |
| Net charge-offs | $173,000 | 1,648 |
| Cash dividends | $2,140,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $468,000 | 278 |
| Net operating income | $4,098,980 | 1,843 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,497,000 | 1,380 |
| Total interest expense | $2,882,000 | 1,281 |
| Net interest income | $13,615,000 | 1,392 |
| Provision for loan and lease losses | $2,246,000 | 833 |
| Total noninterest income | $2,510,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $445,000 | 1,425 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,065,000 | 1,454 |
| Total noninterest expense | $10,365,000 | 1,480 |
| Salaries and employee benefits | $5,238,000 | 1,673 |
| Premises and equipment expense | $1,465,000 | 1,205 |
| Additional noninterest expense | $3,662,000 | 1,287 |
| Pre-tax net operating income | $3,514,000 | 1,844 |
| Securities gains (losses) | $-53,000 | 4,922 |
| Applicable income taxes | $660,000 | 1,514 |
| Income before extraordinary items | $2,801,000 | 1,989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,801,000 | 1,988 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,801,000 | 1,989 |
| Net charge-offs | $25,000 | 2,405 |
| Cash dividends | $1,496,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 250 |
| Net operating income | $2,843,930 | 1,913 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,853,000 | 1,413 |
| Total interest expense | $2,078,000 | 1,281 |
| Net interest income | $8,775,000 | 1,433 |
| Provision for loan and lease losses | $1,629,000 | 812 |
| Total noninterest income | $1,614,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $309,000 | 1,379 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,305,000 | 1,432 |
| Total noninterest expense | $6,709,000 | 1,515 |
| Salaries and employee benefits | $3,711,000 | 1,588 |
| Premises and equipment expense | $945,000 | 1,233 |
| Additional noninterest expense | $2,053,000 | 1,465 |
| Pre-tax net operating income | $2,051,000 | 1,971 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $390,000 | 1,550 |
| Income before extraordinary items | $1,661,000 | 2,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,661,000 | 2,087 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,661,000 | 2,087 |
| Net charge-offs | $10,000 | 2,452 |
| Cash dividends | $1,128,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 238 |
| Net operating income | $1,661,000 | 2,043 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 1,440 |
| Total interest expense | $1,141,000 | 1,291 |
| Net interest income | $4,148,000 | 1,471 |
| Provision for loan and lease losses | $1,140,000 | 562 |
| Total noninterest income | $668,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $181,000 | 1,408 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $487,000 | 1,547 |
| Total noninterest expense | $3,330,000 | 1,535 |
| Salaries and employee benefits | $1,823,000 | 1,620 |
| Premises and equipment expense | $481,000 | 1,225 |
| Additional noninterest expense | $1,026,000 | 1,487 |
| Pre-tax net operating income | $346,000 | 3,241 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $33,000 | 2,648 |
| Income before extraordinary items | $313,000 | 3,235 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $313,000 | 3,235 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $313,000 | 3,236 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $732,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 239 |
| Net operating income | $313,000 | 3,208 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,794,000 | 1,419 |
| Total interest expense | $4,783,000 | 1,294 |
| Net interest income | $17,011,000 | 1,424 |
| Provision for loan and lease losses | $185,000 | 2,418 |
| Total noninterest income | $2,954,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $732,000 | 1,441 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,222,000 | 1,446 |
| Total noninterest expense | $13,995,000 | 1,438 |
| Salaries and employee benefits | $7,877,000 | 1,473 |
| Premises and equipment expense | $1,795,000 | 1,276 |
| Additional noninterest expense | $4,323,000 | 1,418 |
| Pre-tax net operating income | $5,785,000 | 1,579 |
| Securities gains (losses) | $164,000 | 705 |
| Applicable income taxes | $1,115,000 | 1,331 |
| Income before extraordinary items | $4,834,000 | 1,641 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,834,000 | 1,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,834,000 | 1,643 |
| Net charge-offs | $647,000 | 892 |
| Cash dividends | $1,478,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 277 |
| Net operating income | $4,701,160 | 1,642 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,374,000 | 1,421 |
| Total interest expense | $3,588,000 | 1,298 |
| Net interest income | $12,786,000 | 1,437 |
| Provision for loan and lease losses | $185,000 | 2,045 |
| Total noninterest income | $2,125,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $536,000 | 1,467 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,589,000 | 1,483 |
| Total noninterest expense | $10,365,000 | 1,455 |
| Salaries and employee benefits | $5,873,000 | 1,479 |
| Premises and equipment expense | $1,319,000 | 1,311 |
| Additional noninterest expense | $3,173,000 | 1,446 |
| Pre-tax net operating income | $4,361,000 | 1,610 |
| Securities gains (losses) | $148,000 | 626 |
| Applicable income taxes | $851,000 | 1,365 |
| Income before extraordinary items | $3,658,000 | 1,657 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,658,000 | 1,658 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,658,000 | 1,658 |
| Net charge-offs | $357,000 | 929 |
| Cash dividends | $1,070,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $414,000 | 249 |
| Net operating income | $3,538,120 | 1,669 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,828,000 | 1,429 |
| Total interest expense | $2,395,000 | 1,270 |
| Net interest income | $8,433,000 | 1,450 |
| Provision for loan and lease losses | $185,000 | 1,629 |
| Total noninterest income | $1,289,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $340,000 | 1,523 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $949,000 | 1,541 |
| Total noninterest expense | $6,875,000 | 1,474 |
| Salaries and employee benefits | $3,851,000 | 1,506 |
| Premises and equipment expense | $888,000 | 1,301 |
| Additional noninterest expense | $2,136,000 | 1,446 |
| Pre-tax net operating income | $2,662,000 | 1,698 |
| Securities gains (losses) | $154,000 | 423 |
| Applicable income taxes | $520,000 | 1,422 |
| Income before extraordinary items | $2,296,000 | 1,706 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,296,000 | 1,706 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,296,000 | 1,706 |
| Net charge-offs | $466,000 | 600 |
| Cash dividends | $712,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $271,000 | 231 |
| Net operating income | $2,169,720 | 1,767 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 1,453 |
| Total interest expense | $1,186,000 | 1,246 |
| Net interest income | $4,138,000 | 1,473 |
| Provision for loan and lease losses | $-40,000 | 5,244 |
| Total noninterest income | $602,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $145,000 | 1,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $457,000 | 1,532 |
| Total noninterest expense | $3,351,000 | 1,511 |
| Salaries and employee benefits | $1,951,000 | 1,501 |
| Premises and equipment expense | $409,000 | 1,429 |
| Additional noninterest expense | $991,000 | 1,519 |
| Pre-tax net operating income | $1,429,000 | 1,586 |
| Securities gains (losses) | $-7,000 | 5,055 |
| Applicable income taxes | $267,000 | 1,351 |
| Income before extraordinary items | $1,155,000 | 1,674 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,155,000 | 1,672 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,155,000 | 1,673 |
| Net charge-offs | $22,000 | 1,644 |
| Cash dividends | $349,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 209 |
| Net operating income | $1,160,670 | 1,644 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,727,000 | 1,470 |
| Total interest expense | $3,371,000 | 1,301 |
| Net interest income | $16,356,000 | 1,476 |
| Provision for loan and lease losses | $-96,000 | 5,174 |
| Total noninterest income | $3,054,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $664,000 | 1,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,390,000 | 1,327 |
| Total noninterest expense | $13,905,000 | 1,439 |
| Salaries and employee benefits | $7,997,000 | 1,421 |
| Premises and equipment expense | $1,565,000 | 1,441 |
| Additional noninterest expense | $4,343,000 | 1,399 |
| Pre-tax net operating income | $5,601,000 | 1,626 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $1,045,000 | 1,351 |
| Income before extraordinary items | $4,538,000 | 1,708 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,538,000 | 1,707 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,538,000 | 1,707 |
| Net charge-offs | $95,000 | 2,183 |
| Cash dividends | $995,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $562,000 | 298 |
| Net operating income | $4,552,580 | 1,696 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,493,000 | 1,472 |
| Total interest expense | $2,325,000 | 1,319 |
| Net interest income | $12,168,000 | 1,484 |
| Provision for loan and lease losses | $59,000 | 3,090 |
| Total noninterest income | $2,393,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $500,000 | 1,606 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,893,000 | 1,302 |
| Total noninterest expense | $10,483,000 | 1,440 |
| Salaries and employee benefits | $5,993,000 | 1,421 |
| Premises and equipment expense | $1,140,000 | 1,494 |
| Additional noninterest expense | $3,350,000 | 1,374 |
| Pre-tax net operating income | $4,019,000 | 1,688 |
| Securities gains (losses) | $-15,000 | 4,862 |
| Applicable income taxes | $752,000 | 1,433 |
| Income before extraordinary items | $3,252,000 | 1,796 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,252,000 | 1,795 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,252,000 | 1,795 |
| Net charge-offs | $-7,000 | 4,398 |
| Cash dividends | $783,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $415,000 | 270 |
| Net operating income | $3,264,150 | 1,780 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,474,000 | 1,488 |
| Total interest expense | $1,403,000 | 1,363 |
| Net interest income | $8,071,000 | 1,487 |
| Provision for loan and lease losses | $66,000 | 2,521 |
| Total noninterest income | $1,647,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $333,000 | 1,600 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,314,000 | 1,272 |
| Total noninterest expense | $7,035,000 | 1,438 |
| Salaries and employee benefits | $3,983,000 | 1,431 |
| Premises and equipment expense | $759,000 | 1,512 |
| Additional noninterest expense | $2,293,000 | 1,346 |
| Pre-tax net operating income | $2,617,000 | 1,692 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $481,000 | 1,447 |
| Income before extraordinary items | $2,132,000 | 1,786 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,132,000 | 1,785 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,132,000 | 1,785 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $269,000 | 251 |
| Net operating income | $2,135,280 | 1,769 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 1,500 |
| Total interest expense | $668,000 | 1,354 |
| Net interest income | $3,966,000 | 1,508 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $956,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $164,000 | 1,618 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $792,000 | 1,092 |
| Total noninterest expense | $3,571,000 | 1,424 |
| Salaries and employee benefits | $2,004,000 | 1,433 |
| Premises and equipment expense | $400,000 | 1,446 |
| Additional noninterest expense | $1,167,000 | 1,323 |
| Pre-tax net operating income | $1,351,000 | 1,617 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $262,000 | 1,333 |
| Income before extraordinary items | $1,085,000 | 1,720 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,085,000 | 1,720 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,085,000 | 1,720 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $294,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 236 |
| Net operating income | $1,088,240 | 1,705 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,307,000 | 1,545 |
| Total interest expense | $2,160,000 | 1,443 |
| Net interest income | $15,147,000 | 1,545 |
| Provision for loan and lease losses | $-60,000 | 5,345 |
| Total noninterest income | $2,791,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $640,000 | 1,671 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,151,000 | 1,464 |
| Total noninterest expense | $13,065,000 | 1,520 |
| Salaries and employee benefits | $7,162,000 | 1,556 |
| Premises and equipment expense | $1,418,000 | 1,594 |
| Additional noninterest expense | $4,485,000 | 1,365 |
| Pre-tax net operating income | $4,933,000 | 1,737 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $1,634,000 | 1,460 |
| Income before extraordinary items | $3,316,000 | 1,879 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,316,000 | 1,879 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,316,000 | 1,880 |
| Net charge-offs | $80,000 | 2,629 |
| Cash dividends | $1,445,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $620,000 | 267 |
| Net operating income | $3,304,610 | 1,864 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,721,000 | 1,579 |
| Total interest expense | $1,543,000 | 1,478 |
| Net interest income | $11,178,000 | 1,568 |
| Provision for loan and lease losses | $-60,000 | 5,496 |
| Total noninterest income | $1,972,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $462,000 | 1,746 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,510,000 | 1,548 |
| Total noninterest expense | $9,652,000 | 1,541 |
| Salaries and employee benefits | $5,222,000 | 1,602 |
| Premises and equipment expense | $1,019,000 | 1,666 |
| Additional noninterest expense | $3,411,000 | 1,348 |
| Pre-tax net operating income | $3,558,000 | 1,811 |
| Securities gains (losses) | $-23,000 | 5,511 |
| Applicable income taxes | $1,015,000 | 1,455 |
| Income before extraordinary items | $2,520,000 | 2,017 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,520,000 | 2,017 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,520,000 | 2,017 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $1,156,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $419,000 | 262 |
| Net operating income | $2,536,330 | 1,980 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 1,602 |
| Total interest expense | $971,000 | 1,518 |
| Net interest income | $7,251,000 | 1,595 |
| Provision for loan and lease losses | $-20,000 | 5,555 |
| Total noninterest income | $1,282,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $299,000 | 1,767 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $983,000 | 1,561 |
| Total noninterest expense | $6,271,000 | 1,573 |
| Salaries and employee benefits | $3,419,000 | 1,637 |
| Premises and equipment expense | $683,000 | 1,658 |
| Additional noninterest expense | $2,169,000 | 1,401 |
| Pre-tax net operating income | $2,282,000 | 1,834 |
| Securities gains (losses) | $-17,000 | 5,571 |
| Applicable income taxes | $653,000 | 1,466 |
| Income before extraordinary items | $1,612,000 | 2,033 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,612,000 | 2,033 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,612,000 | 2,033 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $866,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 248 |
| Net operating income | $1,624,070 | 1,995 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 1,638 |
| Total interest expense | $470,000 | 1,535 |
| Net interest income | $3,508,000 | 1,646 |
| Provision for loan and lease losses | $65,000 | 1,825 |
| Total noninterest income | $585,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $142,000 | 1,843 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $443,000 | 1,651 |
| Total noninterest expense | $3,020,000 | 1,642 |
| Salaries and employee benefits | $1,673,000 | 1,682 |
| Premises and equipment expense | $341,000 | 1,684 |
| Additional noninterest expense | $1,006,000 | 1,500 |
| Pre-tax net operating income | $1,008,000 | 1,953 |
| Securities gains (losses) | $-5,000 | 5,586 |
| Applicable income taxes | $268,000 | 1,592 |
| Income before extraordinary items | $735,000 | 2,120 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $735,000 | 2,121 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $735,000 | 2,121 |
| Net charge-offs | $5,000 | 2,440 |
| Cash dividends | $579,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 200 |
| Net operating income | $738,650 | 2,083 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,770,000 | 1,601 |
| Total interest expense | $1,981,000 | 1,429 |
| Net interest income | $13,789,000 | 1,623 |
| Provision for loan and lease losses | $-170,000 | 5,626 |
| Total noninterest income | $2,670,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $681,000 | 1,653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,989,000 | 1,605 |
| Total noninterest expense | $12,709,000 | 1,534 |
| Salaries and employee benefits | $7,211,000 | 1,499 |
| Premises and equipment expense | $1,460,000 | 1,563 |
| Additional noninterest expense | $4,038,000 | 1,520 |
| Pre-tax net operating income | $3,920,000 | 1,966 |
| Securities gains (losses) | $257,000 | 737 |
| Applicable income taxes | $1,265,000 | 1,425 |
| Income before extraordinary items | $2,912,000 | 2,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,912,000 | 2,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,912,000 | 2,163 |
| Net charge-offs | $50,000 | 3,150 |
| Cash dividends | $1,294,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $823,000 | 227 |
| Net operating income | $2,732,100 | 2,207 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,747,000 | 1,619 |
| Total interest expense | $1,487,000 | 1,425 |
| Net interest income | $10,260,000 | 1,641 |
| Provision for loan and lease losses | $-150,000 | 5,753 |
| Total noninterest income | $2,037,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $528,000 | 1,609 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,509,000 | 1,587 |
| Total noninterest expense | $9,545,000 | 1,530 |
| Salaries and employee benefits | $5,470,000 | 1,490 |
| Premises and equipment expense | $1,072,000 | 1,594 |
| Additional noninterest expense | $3,003,000 | 1,535 |
| Pre-tax net operating income | $2,902,000 | 2,007 |
| Securities gains (losses) | $257,000 | 668 |
| Applicable income taxes | $964,000 | 1,444 |
| Income before extraordinary items | $2,195,000 | 2,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,195,000 | 2,187 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,195,000 | 2,188 |
| Net charge-offs | $34,000 | 2,829 |
| Cash dividends | $1,013,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $633,000 | 194 |
| Net operating income | $2,017,670 | 2,270 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,758,000 | 1,638 |
| Total interest expense | $982,000 | 1,438 |
| Net interest income | $6,776,000 | 1,658 |
| Provision for loan and lease losses | $-50,000 | 5,807 |
| Total noninterest income | $1,324,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $347,000 | 1,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $977,000 | 1,580 |
| Total noninterest expense | $6,211,000 | 1,567 |
| Salaries and employee benefits | $3,534,000 | 1,539 |
| Premises and equipment expense | $705,000 | 1,611 |
| Additional noninterest expense | $1,972,000 | 1,556 |
| Pre-tax net operating income | $1,939,000 | 1,991 |
| Securities gains (losses) | $-7,000 | 5,873 |
| Applicable income taxes | $555,000 | 1,562 |
| Income before extraordinary items | $1,377,000 | 2,267 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,377,000 | 2,266 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,377,000 | 2,266 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $594,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 187 |
| Net operating income | $1,381,970 | 2,199 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 1,648 |
| Total interest expense | $479,000 | 1,469 |
| Net interest income | $3,371,000 | 1,668 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $595,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $424,000 | 1,680 |
| Total noninterest expense | $3,063,000 | 1,591 |
| Salaries and employee benefits | $1,740,000 | 1,568 |
| Premises and equipment expense | $362,000 | 1,583 |
| Additional noninterest expense | $961,000 | 1,578 |
| Pre-tax net operating income | $828,000 | 2,208 |
| Securities gains (losses) | $-7,000 | 5,955 |
| Applicable income taxes | $225,000 | 1,737 |
| Income before extraordinary items | $596,000 | 2,459 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $596,000 | 2,459 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $596,000 | 2,459 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $296,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 174 |
| Net operating income | $601,110 | 2,394 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,336,000 | 1,621 |
| Total interest expense | $1,822,000 | 1,500 |
| Net interest income | $13,514,000 | 1,625 |
| Provision for loan and lease losses | $-435,000 | 5,930 |
| Total noninterest income | $2,392,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $736,000 | 1,588 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,656,000 | 1,738 |
| Total noninterest expense | $12,546,000 | 1,542 |
| Salaries and employee benefits | $6,748,000 | 1,557 |
| Premises and equipment expense | $1,507,000 | 1,526 |
| Additional noninterest expense | $4,291,000 | 1,439 |
| Pre-tax net operating income | $3,795,000 | 1,947 |
| Securities gains (losses) | $699,000 | 275 |
| Applicable income taxes | $1,400,000 | 1,291 |
| Income before extraordinary items | $3,094,000 | 2,002 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,094,000 | 2,003 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,094,000 | 2,004 |
| Net charge-offs | $-142,000 | 5,793 |
| Cash dividends | $1,184,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 256 |
| Net operating income | $2,611,690 | 2,218 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,531,000 | 1,625 |
| Total interest expense | $1,370,000 | 1,517 |
| Net interest income | $10,161,000 | 1,630 |
| Provision for loan and lease losses | $-525,000 | 6,092 |
| Total noninterest income | $1,739,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $558,000 | 1,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,181,000 | 1,820 |
| Total noninterest expense | $9,513,000 | 1,535 |
| Salaries and employee benefits | $5,060,000 | 1,567 |
| Premises and equipment expense | $1,130,000 | 1,534 |
| Additional noninterest expense | $3,323,000 | 1,410 |
| Pre-tax net operating income | $2,912,000 | 1,950 |
| Securities gains (losses) | $699,000 | 235 |
| Applicable income taxes | $1,126,000 | 1,261 |
| Income before extraordinary items | $2,485,000 | 1,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,485,000 | 1,901 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,485,000 | 1,901 |
| Net charge-offs | $-161,000 | 5,918 |
| Cash dividends | $876,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $597,000 | 229 |
| Net operating income | $2,002,690 | 2,222 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 1,616 |
| Total interest expense | $920,000 | 1,510 |
| Net interest income | $6,807,000 | 1,629 |
| Provision for loan and lease losses | $-275,000 | 6,136 |
| Total noninterest income | $1,053,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $374,000 | 1,555 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $679,000 | 2,004 |
| Total noninterest expense | $6,452,000 | 1,519 |
| Salaries and employee benefits | $3,414,000 | 1,564 |
| Premises and equipment expense | $761,000 | 1,537 |
| Additional noninterest expense | $2,277,000 | 1,380 |
| Pre-tax net operating income | $1,683,000 | 2,159 |
| Securities gains (losses) | $674,000 | 199 |
| Applicable income taxes | $725,000 | 1,302 |
| Income before extraordinary items | $1,632,000 | 1,909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,632,000 | 1,911 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,632,000 | 1,911 |
| Net charge-offs | $74,000 | 1,992 |
| Cash dividends | $584,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 230 |
| Net operating income | $1,166,940 | 2,423 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 1,598 |
| Total interest expense | $472,000 | 1,470 |
| Net interest income | $3,409,000 | 1,624 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $410,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $187,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 2,487 |
| Total noninterest expense | $3,406,000 | 1,434 |
| Salaries and employee benefits | $1,806,000 | 1,488 |
| Premises and equipment expense | $388,000 | 1,530 |
| Additional noninterest expense | $1,212,000 | 1,297 |
| Pre-tax net operating income | $388,000 | 3,422 |
| Securities gains (losses) | $678,000 | 121 |
| Applicable income taxes | $320,000 | 1,376 |
| Income before extraordinary items | $746,000 | 2,028 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $746,000 | 2,029 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $746,000 | 2,029 |
| Net charge-offs | $-60,000 | 5,999 |
| Cash dividends | $292,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 196 |
| Net operating income | $271,400 | 3,745 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,380,000 | 1,619 |
| Total interest expense | $1,704,000 | 1,695 |
| Net interest income | $13,676,000 | 1,616 |
| Provision for loan and lease losses | $1,382,000 | 664 |
| Total noninterest income | $2,742,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $770,000 | 1,627 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,972,000 | 1,477 |
| Total noninterest expense | $12,322,000 | 1,555 |
| Salaries and employee benefits | $6,387,000 | 1,622 |
| Premises and equipment expense | $1,728,000 | 1,375 |
| Additional noninterest expense | $4,207,000 | 1,496 |
| Pre-tax net operating income | $2,714,000 | 2,438 |
| Securities gains (losses) | $233,000 | 740 |
| Applicable income taxes | $797,000 | 1,766 |
| Income before extraordinary items | $2,150,000 | 2,561 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,150,000 | 2,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,150,000 | 2,561 |
| Net charge-offs | $2,240,000 | 456 |
| Cash dividends | $802,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 380 |
| Net operating income | $1,979,910 | 2,680 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,525,000 | 1,627 |
| Total interest expense | $1,267,000 | 1,729 |
| Net interest income | $10,258,000 | 1,622 |
| Provision for loan and lease losses | $1,160,000 | 580 |
| Total noninterest income | $2,118,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $567,000 | 1,659 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,551,000 | 1,421 |
| Total noninterest expense | $9,201,000 | 1,559 |
| Salaries and employee benefits | $4,798,000 | 1,614 |
| Premises and equipment expense | $1,298,000 | 1,374 |
| Additional noninterest expense | $3,105,000 | 1,522 |
| Pre-tax net operating income | $2,015,000 | 2,497 |
| Securities gains (losses) | $130,000 | 840 |
| Applicable income taxes | $559,000 | 1,879 |
| Income before extraordinary items | $1,586,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,586,000 | 2,629 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,586,000 | 2,628 |
| Net charge-offs | $1,807,000 | 412 |
| Cash dividends | $568,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 374 |
| Net operating income | $1,489,800 | 2,700 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 1,625 |
| Total interest expense | $838,000 | 1,759 |
| Net interest income | $6,802,000 | 1,619 |
| Provision for loan and lease losses | $810,000 | 553 |
| Total noninterest income | $1,464,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $376,000 | 1,646 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,088,000 | 1,372 |
| Total noninterest expense | $6,170,000 | 1,546 |
| Salaries and employee benefits | $3,215,000 | 1,608 |
| Premises and equipment expense | $886,000 | 1,356 |
| Additional noninterest expense | $2,069,000 | 1,515 |
| Pre-tax net operating income | $1,286,000 | 2,514 |
| Securities gains (losses) | $78,000 | 925 |
| Applicable income taxes | $334,000 | 1,955 |
| Income before extraordinary items | $1,030,000 | 2,592 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,030,000 | 2,595 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,030,000 | 2,596 |
| Net charge-offs | $991,000 | 504 |
| Cash dividends | $357,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 393 |
| Net operating income | $970,720 | 2,662 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 1,641 |
| Total interest expense | $415,000 | 1,805 |
| Net interest income | $3,370,000 | 1,626 |
| Provision for loan and lease losses | $460,000 | 478 |
| Total noninterest income | $782,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $189,000 | 1,632 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $593,000 | 1,255 |
| Total noninterest expense | $3,154,000 | 1,524 |
| Salaries and employee benefits | $1,656,000 | 1,583 |
| Premises and equipment expense | $458,000 | 1,340 |
| Additional noninterest expense | $1,040,000 | 1,502 |
| Pre-tax net operating income | $538,000 | 2,761 |
| Securities gains (losses) | $28,000 | 845 |
| Applicable income taxes | $132,000 | 2,116 |
| Income before extraordinary items | $434,000 | 2,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $434,000 | 2,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $434,000 | 2,850 |
| Net charge-offs | $381,000 | 610 |
| Cash dividends | $135,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 362 |
| Net operating income | $412,440 | 2,899 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,212,000 | 1,641 |
| Total interest expense | $1,677,000 | 1,982 |
| Net interest income | $13,535,000 | 1,607 |
| Provision for loan and lease losses | $1,638,000 | 727 |
| Total noninterest income | $2,863,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $722,000 | 1,783 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,141,000 | 1,435 |
| Total noninterest expense | $12,833,000 | 1,509 |
| Salaries and employee benefits | $6,427,000 | 1,610 |
| Premises and equipment expense | $1,701,000 | 1,394 |
| Additional noninterest expense | $4,705,000 | 1,415 |
| Pre-tax net operating income | $1,927,000 | 2,936 |
| Securities gains (losses) | $96,000 | 1,352 |
| Applicable income taxes | $619,000 | 1,936 |
| Income before extraordinary items | $1,404,000 | 3,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 3,282 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,404,000 | 3,283 |
| Net charge-offs | $2,089,000 | 721 |
| Cash dividends | $542,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 600 |
| Net operating income | $1,337,760 | 3,315 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,381,000 | 1,655 |
| Total interest expense | $1,251,000 | 2,036 |
| Net interest income | $10,130,000 | 1,609 |
| Provision for loan and lease losses | $1,279,000 | 734 |
| Total noninterest income | $2,133,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $534,000 | 1,808 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,599,000 | 1,481 |
| Total noninterest expense | $9,644,000 | 1,514 |
| Salaries and employee benefits | $4,881,000 | 1,603 |
| Premises and equipment expense | $1,260,000 | 1,421 |
| Additional noninterest expense | $3,503,000 | 1,422 |
| Pre-tax net operating income | $1,340,000 | 3,136 |
| Securities gains (losses) | $28,000 | 2,032 |
| Applicable income taxes | $448,000 | 2,024 |
| Income before extraordinary items | $920,000 | 3,583 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $920,000 | 3,585 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $920,000 | 3,587 |
| Net charge-offs | $1,263,000 | 850 |
| Cash dividends | $407,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 720 |
| Net operating income | $901,240 | 3,534 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 1,702 |
| Total interest expense | $848,000 | 2,031 |
| Net interest income | $6,504,000 | 1,659 |
| Provision for loan and lease losses | $712,000 | 867 |
| Total noninterest income | $1,430,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $341,000 | 1,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,089,000 | 1,492 |
| Total noninterest expense | $6,646,000 | 1,479 |
| Salaries and employee benefits | $3,322,000 | 1,570 |
| Premises and equipment expense | $864,000 | 1,393 |
| Additional noninterest expense | $2,460,000 | 1,342 |
| Pre-tax net operating income | $576,000 | 3,890 |
| Securities gains (losses) | $53,000 | 1,477 |
| Applicable income taxes | $154,000 | 2,667 |
| Income before extraordinary items | $475,000 | 4,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $475,000 | 4,034 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $475,000 | 4,035 |
| Net charge-offs | $752,000 | 938 |
| Cash dividends | $271,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 662 |
| Net operating income | $434,720 | 4,073 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 1,736 |
| Total interest expense | $424,000 | 2,088 |
| Net interest income | $3,216,000 | 1,688 |
| Provision for loan and lease losses | $366,000 | 869 |
| Total noninterest income | $741,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $169,000 | 1,858 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $572,000 | 1,430 |
| Total noninterest expense | $3,331,000 | 1,487 |
| Salaries and employee benefits | $1,683,000 | 1,563 |
| Premises and equipment expense | $442,000 | 1,381 |
| Additional noninterest expense | $1,206,000 | 1,353 |
| Pre-tax net operating income | $260,000 | 4,061 |
| Securities gains (losses) | $53,000 | 893 |
| Applicable income taxes | $78,000 | 2,624 |
| Income before extraordinary items | $235,000 | 3,995 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $235,000 | 3,998 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $235,000 | 3,998 |
| Net charge-offs | $499,000 | 773 |
| Cash dividends | $135,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 608 |
| Net operating income | $195,250 | 4,216 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,747,000 | 1,686 |
| Total interest expense | $2,205,000 | 1,966 |
| Net interest income | $13,542,000 | 1,627 |
| Provision for loan and lease losses | $5,908,000 | 445 |
| Total noninterest income | $2,956,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $556,000 | 2,287 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,400,000 | 1,375 |
| Total noninterest expense | $13,903,000 | 1,417 |
| Salaries and employee benefits | $7,065,000 | 1,444 |
| Premises and equipment expense | $1,762,000 | 1,351 |
| Additional noninterest expense | $5,076,000 | 1,337 |
| Pre-tax net operating income | $-3,313,000 | 6,897 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $-1,440,000 | 6,989 |
| Income before extraordinary items | $-1,871,000 | 6,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,871,000 | 6,819 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,871,000 | 6,820 |
| Net charge-offs | $4,854,000 | 587 |
| Cash dividends | $559,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 784 |
| Net operating income | $-1,872,280 | 6,801 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,988,000 | 1,688 |
| Total interest expense | $1,752,000 | 1,950 |
| Net interest income | $10,236,000 | 1,625 |
| Provision for loan and lease losses | $3,418,000 | 561 |
| Total noninterest income | $2,545,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $374,000 | 2,519 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,171,000 | 1,190 |
| Total noninterest expense | $10,473,000 | 1,414 |
| Salaries and employee benefits | $5,436,000 | 1,400 |
| Premises and equipment expense | $1,229,000 | 1,463 |
| Additional noninterest expense | $3,808,000 | 1,338 |
| Pre-tax net operating income | $-1,110,000 | 6,856 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-559,000 | 7,049 |
| Income before extraordinary items | $-550,000 | 6,771 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-550,000 | 6,770 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-550,000 | 6,770 |
| Net charge-offs | $3,387,000 | 618 |
| Cash dividends | $422,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 737 |
| Net operating income | $-550,640 | 6,723 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 1,678 |
| Total interest expense | $1,274,000 | 1,838 |
| Net interest income | $6,849,000 | 1,617 |
| Provision for loan and lease losses | $2,585,000 | 527 |
| Total noninterest income | $1,696,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $209,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,487,000 | 1,143 |
| Total noninterest expense | $7,115,000 | 1,389 |
| Salaries and employee benefits | $3,755,000 | 1,374 |
| Premises and equipment expense | $857,000 | 1,386 |
| Additional noninterest expense | $2,503,000 | 1,359 |
| Pre-tax net operating income | $-1,155,000 | 6,994 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-526,000 | 7,135 |
| Income before extraordinary items | $-629,000 | 6,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-629,000 | 6,908 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-629,000 | 6,909 |
| Net charge-offs | $2,594,000 | 565 |
| Cash dividends | $281,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $-629,000 | 6,878 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 1,663 |
| Total interest expense | $688,000 | 1,782 |
| Net interest income | $3,466,000 | 1,610 |
| Provision for loan and lease losses | $564,000 | 984 |
| Total noninterest income | $804,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $701,000 | 1,181 |
| Total noninterest expense | $3,491,000 | 1,404 |
| Salaries and employee benefits | $1,915,000 | 1,351 |
| Premises and equipment expense | $424,000 | 1,408 |
| Additional noninterest expense | $1,152,000 | 1,460 |
| Pre-tax net operating income | $215,000 | 4,407 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $172,000 | 4,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $172,000 | 4,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $172,000 | 4,623 |
| Net charge-offs | $591,000 | 986 |
| Cash dividends | $141,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $172,000 | 4,488 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,521,000 | 1,618 |
| Total interest expense | $3,291,000 | 1,794 |
| Net interest income | $14,230,000 | 1,564 |
| Provision for loan and lease losses | $3,977,000 | 951 |
| Total noninterest income | $3,044,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $469,000 | 2,707 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,575,000 | 1,141 |
| Total noninterest expense | $13,237,000 | 1,463 |
| Salaries and employee benefits | $6,788,000 | 1,456 |
| Premises and equipment expense | $1,747,000 | 1,429 |
| Additional noninterest expense | $4,702,000 | 1,461 |
| Pre-tax net operating income | $60,000 | 5,859 |
| Securities gains (losses) | $415,000 | 909 |
| Applicable income taxes | $61,000 | 3,657 |
| Income before extraordinary items | $414,000 | 4,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,904 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $414,000 | 4,903 |
| Net charge-offs | $3,907,000 | 995 |
| Cash dividends | $544,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 698 |
| Net operating income | $52,950 | 5,902 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,112,000 | 1,637 |
| Total interest expense | $2,566,000 | 1,794 |
| Net interest income | $10,546,000 | 1,598 |
| Provision for loan and lease losses | $2,827,000 | 977 |
| Total noninterest income | $2,280,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $382,000 | 2,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,898,000 | 1,156 |
| Total noninterest expense | $9,830,000 | 1,487 |
| Salaries and employee benefits | $5,041,000 | 1,474 |
| Premises and equipment expense | $1,300,000 | 1,449 |
| Additional noninterest expense | $3,489,000 | 1,481 |
| Pre-tax net operating income | $169,000 | 5,591 |
| Securities gains (losses) | $258,000 | 1,020 |
| Applicable income taxes | $48,000 | 3,645 |
| Income before extraordinary items | $379,000 | 4,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 4,744 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $379,000 | 4,744 |
| Net charge-offs | $2,667,000 | 1,014 |
| Cash dividends | $407,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 664 |
| Net operating income | $149,380 | 5,581 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 1,639 |
| Total interest expense | $1,794,000 | 1,780 |
| Net interest income | $7,038,000 | 1,601 |
| Provision for loan and lease losses | $1,866,000 | 962 |
| Total noninterest income | $1,698,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $295,000 | 2,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,403,000 | 1,066 |
| Total noninterest expense | $6,784,000 | 1,457 |
| Salaries and employee benefits | $3,317,000 | 1,506 |
| Premises and equipment expense | $844,000 | 1,499 |
| Additional noninterest expense | $2,623,000 | 1,337 |
| Pre-tax net operating income | $86,000 | 5,760 |
| Securities gains (losses) | $258,000 | 609 |
| Applicable income taxes | $55,000 | 3,307 |
| Income before extraordinary items | $289,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 4,494 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $289,000 | 4,496 |
| Net charge-offs | $1,742,000 | 1,012 |
| Cash dividends | $272,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 658 |
| Net operating income | $72,280 | 5,799 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 1,644 |
| Total interest expense | $929,000 | 1,779 |
| Net interest income | $3,510,000 | 1,593 |
| Provision for loan and lease losses | $605,000 | 1,243 |
| Total noninterest income | $821,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $157,000 | 2,133 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $664,000 | 1,099 |
| Total noninterest expense | $3,451,000 | 1,434 |
| Salaries and employee benefits | $1,677,000 | 1,509 |
| Premises and equipment expense | $420,000 | 1,530 |
| Additional noninterest expense | $1,354,000 | 1,300 |
| Pre-tax net operating income | $275,000 | 3,673 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $75,000 | 2,504 |
| Income before extraordinary items | $200,000 | 3,989 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $200,000 | 3,988 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $200,000 | 3,989 |
| Net charge-offs | $516,000 | 1,315 |
| Cash dividends | $135,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $200,000 | 3,932 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,100,000 | 1,673 |
| Total interest expense | $4,704,000 | 1,737 |
| Net interest income | $13,396,000 | 1,651 |
| Provision for loan and lease losses | $2,406,000 | 1,841 |
| Total noninterest income | $3,805,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $723,000 | 1,990 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,082,000 | 1,042 |
| Total noninterest expense | $14,006,000 | 1,423 |
| Salaries and employee benefits | $7,322,000 | 1,337 |
| Premises and equipment expense | $1,798,000 | 1,430 |
| Additional noninterest expense | $4,886,000 | 1,484 |
| Pre-tax net operating income | $789,000 | 3,753 |
| Securities gains (losses) | $365,000 | 1,101 |
| Applicable income taxes | $392,000 | 2,117 |
| Income before extraordinary items | $762,000 | 3,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 3,694 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $762,000 | 3,696 |
| Net charge-offs | $1,697,000 | 2,041 |
| Cash dividends | $546,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,173 |
| Net operating income | $521,100 | 4,107 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,589,000 | 1,706 |
| Total interest expense | $3,629,000 | 1,762 |
| Net interest income | $9,960,000 | 1,690 |
| Provision for loan and lease losses | $1,898,000 | 1,723 |
| Total noninterest income | $2,825,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $557,000 | 2,001 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,268,000 | 1,013 |
| Total noninterest expense | $10,198,000 | 1,458 |
| Salaries and employee benefits | $5,329,000 | 1,388 |
| Premises and equipment expense | $1,312,000 | 1,484 |
| Additional noninterest expense | $3,557,000 | 1,491 |
| Pre-tax net operating income | $689,000 | 3,748 |
| Securities gains (losses) | $386,000 | 906 |
| Applicable income taxes | $356,000 | 1,986 |
| Income before extraordinary items | $719,000 | 3,465 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $719,000 | 3,463 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $719,000 | 3,465 |
| Net charge-offs | $1,579,000 | 1,737 |
| Cash dividends | $412,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $460,380 | 4,108 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 1,723 |
| Total interest expense | $2,497,000 | 1,772 |
| Net interest income | $6,581,000 | 1,710 |
| Provision for loan and lease losses | $1,137,000 | 1,812 |
| Total noninterest income | $1,779,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $394,000 | 1,919 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,385,000 | 1,047 |
| Total noninterest expense | $6,595,000 | 1,493 |
| Salaries and employee benefits | $3,334,000 | 1,487 |
| Premises and equipment expense | $879,000 | 1,500 |
| Additional noninterest expense | $2,382,000 | 1,489 |
| Pre-tax net operating income | $628,000 | 3,218 |
| Securities gains (losses) | $386,000 | 589 |
| Applicable income taxes | $348,000 | 1,585 |
| Income before extraordinary items | $666,000 | 2,860 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $666,000 | 2,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $666,000 | 2,858 |
| Net charge-offs | $989,000 | 1,742 |
| Cash dividends | $270,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $411,240 | 3,635 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 1,738 |
| Total interest expense | $1,300,000 | 1,793 |
| Net interest income | $3,333,000 | 1,704 |
| Provision for loan and lease losses | $353,000 | 2,212 |
| Total noninterest income | $814,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $200,000 | 1,874 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $614,000 | 1,107 |
| Total noninterest expense | $3,164,000 | 1,589 |
| Salaries and employee benefits | $1,555,000 | 1,613 |
| Premises and equipment expense | $430,000 | 1,571 |
| Additional noninterest expense | $1,179,000 | 1,500 |
| Pre-tax net operating income | $630,000 | 2,023 |
| Securities gains (losses) | $386,000 | 310 |
| Applicable income taxes | $372,000 | 884 |
| Income before extraordinary items | $644,000 | 1,704 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $644,000 | 1,705 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $644,000 | 1,706 |
| Net charge-offs | $206,000 | 2,400 |
| Cash dividends | $134,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $396,960 | 2,482 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,625,000 | 1,740 |
| Total interest expense | $7,356,000 | 1,603 |
| Net interest income | $12,269,000 | 1,808 |
| Provision for loan and lease losses | $2,544,000 | 2,158 |
| Total noninterest income | $3,024,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $897,000 | 1,851 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,127,000 | 1,316 |
| Total noninterest expense | $11,744,000 | 1,742 |
| Salaries and employee benefits | $5,587,000 | 1,772 |
| Premises and equipment expense | $1,580,000 | 1,709 |
| Additional noninterest expense | $4,577,000 | 1,625 |
| Pre-tax net operating income | $1,005,000 | 2,983 |
| Securities gains (losses) | $38,000 | 2,770 |
| Applicable income taxes | $328,000 | 1,944 |
| Income before extraordinary items | $715,000 | 3,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $715,000 | 3,331 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $715,000 | 3,331 |
| Net charge-offs | $1,326,000 | 2,522 |
| Cash dividends | $520,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $688,780 | 3,333 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,708,000 | 1,769 |
| Total interest expense | $5,958,000 | 1,555 |
| Net interest income | $8,750,000 | 1,891 |
| Provision for loan and lease losses | $1,546,000 | 2,177 |
| Total noninterest income | $2,229,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $645,000 | 1,934 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,584,000 | 1,342 |
| Total noninterest expense | $8,643,000 | 1,753 |
| Salaries and employee benefits | $4,258,000 | 1,762 |
| Premises and equipment expense | $1,133,000 | 1,806 |
| Additional noninterest expense | $3,252,000 | 1,666 |
| Pre-tax net operating income | $790,000 | 3,128 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $252,000 | 2,089 |
| Income before extraordinary items | $538,000 | 3,560 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $538,000 | 3,556 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $538,000 | 3,560 |
| Net charge-offs | $679,000 | 2,665 |
| Cash dividends | $384,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $538,000 | 3,471 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 1,829 |
| Total interest expense | $4,207,000 | 1,558 |
| Net interest income | $5,422,000 | 2,023 |
| Provision for loan and lease losses | $669,000 | 2,551 |
| Total noninterest income | $1,391,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $408,000 | 1,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $983,000 | 1,451 |
| Total noninterest expense | $5,571,000 | 1,843 |
| Salaries and employee benefits | $2,784,000 | 1,830 |
| Premises and equipment expense | $709,000 | 1,943 |
| Additional noninterest expense | $2,078,000 | 1,751 |
| Pre-tax net operating income | $573,000 | 3,086 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $201,000 | 1,944 |
| Income before extraordinary items | $372,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,605 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $372,000 | 3,606 |
| Net charge-offs | $83,000 | 4,443 |
| Cash dividends | $240,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $372,000 | 3,499 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 1,901 |
| Total interest expense | $2,188,000 | 1,555 |
| Net interest income | $2,504,000 | 2,196 |
| Provision for loan and lease losses | $366,000 | 2,088 |
| Total noninterest income | $710,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $203,000 | 1,939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $507,000 | 1,376 |
| Total noninterest expense | $2,653,000 | 1,876 |
| Salaries and employee benefits | $1,386,000 | 1,870 |
| Premises and equipment expense | $356,000 | 1,969 |
| Additional noninterest expense | $911,000 | 1,772 |
| Pre-tax net operating income | $195,000 | 4,086 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $63,000 | 2,683 |
| Income before extraordinary items | $132,000 | 4,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 4,560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $132,000 | 4,560 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 199 |
| Net operating income | $132,000 | 4,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,028,000 | 2,112 |
| Total interest expense | $8,919,000 | 1,797 |
| Net interest income | $9,109,000 | 2,397 |
| Provision for loan and lease losses | $603,000 | 3,481 |
| Total noninterest income | $3,317,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $805,000 | 2,114 |
| Trading account gains and fees | $-2,000 | 8,177 |
| Additional Noninterest Income | $2,514,000 | 1,113 |
| Total noninterest expense | $9,902,000 | 1,946 |
| Salaries and employee benefits | $5,213,000 | 1,935 |
| Premises and equipment expense | $1,205,000 | 2,236 |
| Additional noninterest expense | $3,484,000 | 1,756 |
| Pre-tax net operating income | $1,921,000 | 2,529 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $692,000 | 1,529 |
| Income before extraordinary items | $1,229,000 | 2,865 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,229,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $410,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $2,700,000 | 287 |
| Net operating income | $1,229,000 | 3,012 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,348,000 | 2,187 |
| Total interest expense | $6,706,000 | 1,851 |
| Net interest income | $6,642,000 | 2,483 |
| Provision for loan and lease losses | $337,000 | 3,358 |
| Total noninterest income | $2,549,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $575,000 | 2,210 |
| Trading account gains and fees | $-1,000 | 8,258 |
| Additional Noninterest Income | $1,975,000 | 1,113 |
| Total noninterest expense | $7,332,000 | 1,962 |
| Salaries and employee benefits | $3,885,000 | 1,982 |
| Premises and equipment expense | $872,000 | 2,317 |
| Additional noninterest expense | $2,575,000 | 1,725 |
| Pre-tax net operating income | $1,522,000 | 2,817 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $547,000 | 1,790 |
| Income before extraordinary items | $975,000 | 3,155 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $975,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,265 |
| Cash dividends | $320,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $2,700,000 | 200 |
| Net operating income | $975,000 | 3,302 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 2,213 |
| Total interest expense | $4,605,000 | 1,872 |
| Net interest income | $4,290,000 | 2,550 |
| Provision for loan and lease losses | $263,000 | 2,742 |
| Total noninterest income | $1,651,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $353,000 | 2,338 |
| Trading account gains and fees | $3,000 | 140 |
| Additional Noninterest Income | $1,295,000 | 1,174 |
| Total noninterest expense | $4,830,000 | 1,983 |
| Salaries and employee benefits | $2,546,000 | 2,033 |
| Premises and equipment expense | $543,000 | 2,455 |
| Additional noninterest expense | $1,741,000 | 1,690 |
| Pre-tax net operating income | $848,000 | 3,309 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $301,000 | 2,208 |
| Income before extraordinary items | $547,000 | 3,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $547,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $259,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 166 |
| Net operating income | $547,000 | 3,779 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 2,265 |
| Total interest expense | $2,451,000 | 1,893 |
| Net interest income | $1,997,000 | 2,708 |
| Provision for loan and lease losses | $164,000 | 2,043 |
| Total noninterest income | $754,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $176,000 | 2,306 |
| Trading account gains and fees | $8,000 | 143 |
| Additional Noninterest Income | $570,000 | 1,279 |
| Total noninterest expense | $2,407,000 | 1,991 |
| Salaries and employee benefits | $1,284,000 | 2,046 |
| Premises and equipment expense | $273,000 | 2,466 |
| Additional noninterest expense | $850,000 | 1,681 |
| Pre-tax net operating income | $180,000 | 5,145 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $64,000 | 3,314 |
| Income before extraordinary items | $116,000 | 5,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $116,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $133,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 80 |
| Net operating income | $116,000 | 5,526 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,366,000 | 2,491 |
| Total interest expense | $8,629,000 | 2,182 |
| Net interest income | $7,737,000 | 2,821 |
| Provision for loan and lease losses | $448,000 | 2,517 |
| Total noninterest income | $2,565,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $586,000 | 2,720 |
| Trading account gains and fees | $-129,000 | 8,481 |
| Additional Noninterest Income | $2,108,000 | 1,326 |
| Total noninterest expense | $8,142,000 | 2,249 |
| Salaries and employee benefits | $4,491,000 | 2,241 |
| Premises and equipment expense | $1,049,000 | 2,455 |
| Additional noninterest expense | $2,602,000 | 2,106 |
| Pre-tax net operating income | $1,712,000 | 3,648 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $591,000 | 2,526 |
| Income before extraordinary items | $1,121,000 | 4,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,121,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $273,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 288 |
| Net operating income | $1,121,000 | 4,061 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,886,000 | 2,560 |
| Total interest expense | $6,251,000 | 2,247 |
| Net interest income | $5,635,000 | 2,912 |
| Provision for loan and lease losses | $273,000 | 2,441 |
| Total noninterest income | $1,745,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $405,000 | 2,869 |
| Trading account gains and fees | $-134,000 | 8,521 |
| Additional Noninterest Income | $1,474,000 | 1,393 |
| Total noninterest expense | $6,114,000 | 2,222 |
| Salaries and employee benefits | $3,356,000 | 2,245 |
| Premises and equipment expense | $773,000 | 2,489 |
| Additional noninterest expense | $1,985,000 | 2,018 |
| Pre-tax net operating income | $993,000 | 4,378 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $305,000 | 3,183 |
| Income before extraordinary items | $688,000 | 4,705 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $688,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $125,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 213 |
| Net operating income | $688,000 | 4,695 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 2,657 |
| Total interest expense | $3,987,000 | 2,332 |
| Net interest income | $3,635,000 | 3,025 |
| Provision for loan and lease losses | $163,000 | 2,480 |
| Total noninterest income | $1,012,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $245,000 | 3,069 |
| Trading account gains and fees | $-146,000 | 8,584 |
| Additional Noninterest Income | $913,000 | 1,484 |
| Total noninterest expense | $4,034,000 | 2,257 |
| Salaries and employee benefits | $2,253,000 | 2,272 |
| Premises and equipment expense | $508,000 | 2,547 |
| Additional noninterest expense | $1,273,000 | 2,109 |
| Pre-tax net operating income | $450,000 | 5,266 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $141,000 | 3,725 |
| Income before extraordinary items | $309,000 | 5,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $309,000 | 5,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 155 |
| Net operating income | $309,000 | 5,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 2,716 |
| Total interest expense | $1,940,000 | 2,379 |
| Net interest income | $1,775,000 | 3,075 |
| Provision for loan and lease losses | $86,000 | 2,275 |
| Total noninterest income | $579,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $89,000 | 119 |
| Additional Noninterest Income | $371,000 | 1,686 |
| Total noninterest expense | $2,014,000 | 2,275 |
| Salaries and employee benefits | $1,092,000 | 2,350 |
| Premises and equipment expense | $262,000 | 2,475 |
| Additional noninterest expense | $660,000 | 1,993 |
| Pre-tax net operating income | $254,000 | 5,014 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $172,000 | 5,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $172,000 | 5,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,881,000 | 2,912 |
| Total interest expense | $6,357,000 | 2,476 |
| Net interest income | $6,524,000 | 3,303 |
| Provision for loan and lease losses | $333,000 | 2,593 |
| Total noninterest income | $2,068,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $434,000 | 3,365 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,634,000 | 1,563 |
| Total noninterest expense | $6,802,000 | 2,581 |
| Salaries and employee benefits | $3,721,000 | 2,610 |
| Premises and equipment expense | $1,007,000 | 2,459 |
| Additional noninterest expense | $2,074,000 | 2,488 |
| Pre-tax net operating income | $1,457,000 | 4,353 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $198,000 | 4,302 |
| Income before extraordinary items | $1,259,000 | 4,182 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,259,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,172 |
| Net operating income | $1,259,000 | 4,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,269,000 | 2,983 |
| Total interest expense | $4,453,000 | 2,548 |
| Net interest income | $4,816,000 | 3,369 |
| Provision for loan and lease losses | $323,000 | 2,024 |
| Total noninterest income | $1,516,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $291,000 | 3,630 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,225,000 | 1,569 |
| Total noninterest expense | $4,985,000 | 2,632 |
| Salaries and employee benefits | $2,702,000 | 2,680 |
| Premises and equipment expense | $743,000 | 2,493 |
| Additional noninterest expense | $1,540,000 | 2,489 |
| Pre-tax net operating income | $1,024,000 | 4,655 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,024,000 | 4,114 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,024,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 987 |
| Net operating income | $1,024,000 | 4,098 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 3,053 |
| Total interest expense | $2,774,000 | 2,607 |
| Net interest income | $3,151,000 | 3,427 |
| Provision for loan and lease losses | $219,000 | 1,970 |
| Total noninterest income | $1,009,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $842,000 | 1,535 |
| Total noninterest expense | $3,270,000 | 2,690 |
| Salaries and employee benefits | $1,786,000 | 2,700 |
| Premises and equipment expense | $490,000 | 2,518 |
| Additional noninterest expense | $994,000 | 2,579 |
| Pre-tax net operating income | $671,000 | 4,731 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $671,000 | 4,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $671,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 822 |
| Net operating income | $671,000 | 4,169 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,092 |
| Total interest expense | $1,337,000 | 2,581 |
| Net interest income | $1,520,000 | 3,512 |
| Provision for loan and lease losses | $116,000 | 1,810 |
| Total noninterest income | $513,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $414,000 | 1,534 |
| Total noninterest expense | $1,589,000 | 2,755 |
| Salaries and employee benefits | $869,000 | 2,769 |
| Premises and equipment expense | $248,000 | 2,481 |
| Additional noninterest expense | $472,000 | 2,670 |
| Pre-tax net operating income | $328,000 | 4,745 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $328,000 | 4,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 587 |
| Net operating income | $328,000 | 4,169 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 3,436 |
| Total interest expense | $3,702,000 | 2,819 |
| Net interest income | $5,256,000 | 3,817 |
| Provision for loan and lease losses | $508,000 | 1,877 |
| Total noninterest income | $1,319,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $408,000 | 3,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $911,000 | 2,346 |
| Total noninterest expense | $5,276,000 | 3,093 |
| Salaries and employee benefits | $2,635,000 | 3,329 |
| Premises and equipment expense | $821,000 | 2,834 |
| Additional noninterest expense | $1,820,000 | 2,727 |
| Pre-tax net operating income | $791,000 | 5,895 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $794,000 | 5,364 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $794,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,900 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $791,000 | 5,352 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 3,571 |
| Total interest expense | $2,481,000 | 2,947 |
| Net interest income | $3,788,000 | 3,914 |
| Provision for loan and lease losses | $390,000 | 1,762 |
| Total noninterest income | $919,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $623,000 | 2,499 |
| Total noninterest expense | $3,825,000 | 3,158 |
| Salaries and employee benefits | $1,930,000 | 3,383 |
| Premises and equipment expense | $580,000 | 2,968 |
| Additional noninterest expense | $1,315,000 | 2,799 |
| Pre-tax net operating income | $492,000 | 6,433 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $495,000 | 5,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $495,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $492,000 | 5,902 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 3,713 |
| Total interest expense | $1,484,000 | 3,069 |
| Net interest income | $2,419,000 | 4,034 |
| Provision for loan and lease losses | $262,000 | 1,714 |
| Total noninterest income | $585,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $186,000 | 3,677 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $399,000 | 2,544 |
| Total noninterest expense | $2,473,000 | 3,233 |
| Salaries and employee benefits | $1,229,000 | 3,490 |
| Premises and equipment expense | $360,000 | 3,116 |
| Additional noninterest expense | $884,000 | 2,760 |
| Pre-tax net operating income | $269,000 | 6,781 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $272,000 | 6,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $269,000 | 6,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 3,925 |
| Total interest expense | $660,000 | 3,260 |
| Net interest income | $1,139,000 | 4,224 |
| Provision for loan and lease losses | $66,000 | 2,725 |
| Total noninterest income | $227,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $1,241,000 | 3,226 |
| Salaries and employee benefits | $553,000 | 3,794 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $511,000 | 2,379 |
| Pre-tax net operating income | $59,000 | 7,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 4,445 |
| Total interest expense | $1,869,000 | 3,846 |
| Net interest income | $3,790,000 | 4,662 |
| Provision for loan and lease losses | $441,000 | 2,182 |
| Total noninterest income | $1,014,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $320,000 | 4,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $694,000 | 2,719 |
| Total noninterest expense | $3,994,000 | 3,749 |
| Salaries and employee benefits | $1,959,000 | 4,067 |
| Premises and equipment expense | $637,000 | 3,372 |
| Additional noninterest expense | $1,398,000 | 3,301 |
| Pre-tax net operating income | $369,000 | 7,206 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $369,000 | 6,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $369,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $7,320,000 | 168 |
| Net operating income | $369,000 | 6,871 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 4,600 |
| Total interest expense | $1,289,000 | 4,066 |
| Net interest income | $2,735,000 | 4,761 |
| Provision for loan and lease losses | $330,000 | 2,085 |
| Total noninterest income | $763,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $251,000 | 4,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $512,000 | 2,756 |
| Total noninterest expense | $2,941,000 | 3,771 |
| Salaries and employee benefits | $1,445,000 | 4,080 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $1,015,000 | 3,382 |
| Pre-tax net operating income | $227,000 | 7,557 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $227,000 | 7,319 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $227,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $7,320,000 | 125 |
| Net operating income | $227,000 | 7,259 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,772 |
| Total interest expense | $797,000 | 4,300 |
| Net interest income | $1,752,000 | 4,883 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $407,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $152,000 | 4,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $1,844,000 | 3,994 |
| Salaries and employee benefits | $890,000 | 4,357 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $634,000 | 3,578 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $113,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $7,320,000 | 86 |
| Net operating income | $113,000 | 7,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,904 |
| Total interest expense | $384,000 | 4,440 |
| Net interest income | $852,000 | 4,989 |
| Provision for loan and lease losses | $89,000 | 2,375 |
| Total noninterest income | $173,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $907,000 | 4,066 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $330,000 | 3,467 |
| Pre-tax net operating income | $29,000 | 8,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $7,385,000 | 46 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 5,663 |
| Total interest expense | $1,492,000 | 4,884 |
| Net interest income | $2,492,000 | 5,913 |
| Provision for loan and lease losses | $262,000 | 3,458 |
| Total noninterest income | $700,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $237,000 | 4,873 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $463,000 | 3,708 |
| Total noninterest expense | $3,226,000 | 4,384 |
| Salaries and employee benefits | $1,618,000 | 4,606 |
| Premises and equipment expense | $538,000 | 3,844 |
| Additional noninterest expense | $1,070,000 | 4,056 |
| Pre-tax net operating income | $-296,000 | 8,743 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-263,000 | 8,804 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-263,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,729,000 | 360 |
| Net operating income | $-296,000 | 8,755 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 5,889 |
| Total interest expense | $1,108,000 | 5,057 |
| Net interest income | $1,729,000 | 6,193 |
| Provision for loan and lease losses | $202,000 | 3,320 |
| Total noninterest income | $533,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 3,735 |
| Total noninterest expense | $2,360,000 | 4,454 |
| Salaries and employee benefits | $1,232,000 | 4,530 |
| Premises and equipment expense | $361,000 | 4,179 |
| Additional noninterest expense | $767,000 | 4,184 |
| Pre-tax net operating income | $-300,000 | 8,868 |
| Securities gains (losses) | $32,000 | 2,649 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-268,000 | 8,934 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-268,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,729,000 | 257 |
| Net operating income | $-300,000 | 8,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 6,089 |
| Total interest expense | $721,000 | 5,251 |
| Net interest income | $1,064,000 | 6,451 |
| Provision for loan and lease losses | $147,000 | 3,175 |
| Total noninterest income | $350,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $240,000 | 3,696 |
| Total noninterest expense | $1,482,000 | 4,637 |
| Salaries and employee benefits | $779,000 | 4,699 |
| Premises and equipment expense | $202,000 | 4,671 |
| Additional noninterest expense | $501,000 | 4,236 |
| Pre-tax net operating income | $-215,000 | 8,932 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-215,000 | 9,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-215,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,723,000 | 164 |
| Net operating income | $-215,000 | 8,938 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,316 |
| Total interest expense | $360,000 | 5,361 |
| Net interest income | $477,000 | 6,777 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $639,000 | 5,131 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $-34,000 | 8,848 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-34,000 | 8,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,736,000 | 81 |
| Net operating income | $-34,000 | 8,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 6,873 |
| Total interest expense | $1,299,000 | 6,183 |
| Net interest income | $1,687,000 | 7,133 |
| Provision for loan and lease losses | $98,000 | 5,774 |
| Total noninterest income | $384,000 | 5,882 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 4,605 |
| Total noninterest expense | $1,924,000 | 6,007 |
| Salaries and employee benefits | $1,036,000 | 5,999 |
| Premises and equipment expense | $242,000 | 6,248 |
| Additional noninterest expense | $646,000 | 5,676 |
| Pre-tax net operating income | $49,000 | 8,476 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $101,000 | 8,329 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $101,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $574,000 | 456 |
| Net operating income | $49,000 | 8,474 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 8,517 |
| Total interest expense | $874,000 | 8,276 |
| Net interest income | $837,000 | 8,603 |
| Provision for loan and lease losses | $229,000 | 3,855 |
| Total noninterest income | $224,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $165,000 | 5,332 |
| Total noninterest expense | $1,564,000 | 6,650 |
| Salaries and employee benefits | $787,000 | 6,842 |
| Premises and equipment expense | $198,000 | 6,821 |
| Additional noninterest expense | $579,000 | 5,973 |
| Pre-tax net operating income | $-732,000 | 9,257 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-713,000 | 9,315 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-713,000 | 9,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-732,000 | 9,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 9,612 |
| Total interest expense | $262,000 | 9,581 |
| Net interest income | $385,000 | 9,602 |
| Provision for loan and lease losses | $121,000 | 4,816 |
| Total noninterest income | $17,000 | 9,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $1,392,000 | 7,019 |
| Salaries and employee benefits | $496,000 | 8,259 |
| Premises and equipment expense | $334,000 | 5,094 |
| Additional noninterest expense | $562,000 | 6,004 |
| Pre-tax net operating income | $-1,111,000 | 9,747 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,111,000 | 9,750 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,111,000 | 9,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,732,000 | 131 |
| Net operating income | $-1,111,000 | 9,754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.