Home > Bank of Mauston > Income and Expense

Bank of Mauston, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,906,0002,196
Total interest expense$6,079,0001,807
Net interest income$9,827,0002,412
Provision for loan and lease losses$03,275
Total noninterest income$3,137,0001,589
Gross Fiduciary activities income$0981
Service charges on deposit accounts$521,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$2,616,0001,379
Total noninterest expense$6,271,0002,715
Salaries and employee benefits$3,997,0002,515
Premises and equipment expense$673,0002,545
Additional noninterest expense$2,616,0001,379
Pre-tax net operating income$6,693,0001,593
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$6,693,0001,391
Extraordinary gains, net$054
Net income$6,693,0001,407
Minority interest net income$088
Net income of bank and minority interests.$6,693,0001,394
Net charge-offs$3,0002,678
Cash dividends$4,872,000839
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,693,0001,413
2023-09-30 (YTD Data)Rank
Total interest income$11,644,0002,195
Total interest expense$4,320,0001,751
Net interest income$7,324,0002,431
Provision for loan and lease losses$03,085
Total noninterest income$2,404,0001,571
Gross Fiduciary activities income$0950
Service charges on deposit accounts$398,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$2,006,0001,357
Total noninterest expense$4,731,0002,698
Salaries and employee benefits$3,050,0002,483
Premises and equipment expense$482,0002,611
Additional noninterest expense$2,006,0001,357
Pre-tax net operating income$4,997,0001,660
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,997,0001,447
Extraordinary gains, net$052
Net income$4,997,0001,457
Minority interest net income$081
Net income of bank and minority interests.$4,997,0001,446
Net charge-offs$-2,0003,495
Cash dividends$3,360,000817
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,997,0001,470
2023-06-30 (YTD Data)Rank
Total interest income$7,541,0002,205
Total interest expense$2,716,0001,674
Net interest income$4,825,0002,472
Provision for loan and lease losses$02,940
Total noninterest income$1,530,0001,535
Gross Fiduciary activities income$0931
Service charges on deposit accounts$244,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$1,286,0001,307
Total noninterest expense$3,066,0002,735
Salaries and employee benefits$1,987,0002,513
Premises and equipment expense$329,0002,571
Additional noninterest expense$1,286,0001,306
Pre-tax net operating income$3,289,0001,659
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,289,0001,455
Extraordinary gains, net$051
Net income$3,289,0001,472
Minority interest net income$081
Net income of bank and minority interests.$3,289,0001,455
Net charge-offs$02,431
Cash dividends$2,268,000790
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,289,0001,464
2023-03-31 (YTD Data)Rank
Total interest income$3,653,0002,234
Total interest expense$1,187,0001,643
Net interest income$2,466,0002,451
Provision for loan and lease losses$02,612
Total noninterest income$745,0001,555
Gross Fiduciary activities income$0913
Service charges on deposit accounts$121,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$624,0001,325
Total noninterest expense$1,612,0002,677
Salaries and employee benefits$1,070,0002,448
Premises and equipment expense$177,0002,512
Additional noninterest expense$624,0001,325
Pre-tax net operating income$1,599,0001,709
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,599,0001,538
Extraordinary gains, net$04
Net income$1,599,0001,538
Minority interest net income$048
Net income of bank and minority interests.$1,599,0001,538
Net charge-offs$-1,0003,238
Cash dividends$1,204,000717
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,599,0001,551
2022-12-31 (YTD Data)Rank
Total interest income$13,650,0002,083
Total interest expense$1,523,0001,895
Net interest income$12,127,0002,092
Provision for loan and lease losses$03,012
Total noninterest income$2,971,0001,642
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$481,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$2,490,0001,422
Total noninterest expense$6,263,0002,691
Salaries and employee benefits$4,020,0002,490
Premises and equipment expense$665,0002,573
Additional noninterest expense$2,490,0001,422
Pre-tax net operating income$8,835,0001,392
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$8,835,0001,213
Extraordinary gains, net$05
Net income$8,835,0001,212
Minority interest net income$063
Net income of bank and minority interests.$8,835,0001,213
Net charge-offs$4,0002,370
Cash dividends$5,798,000697
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,835,0001,236
2022-09-30 (YTD Data)Rank
Total interest income$10,035,0002,064
Total interest expense$932,0001,858
Net interest income$9,103,0002,067
Provision for loan and lease losses$02,835
Total noninterest income$2,321,0001,622
Gross Fiduciary activities income$0968
Service charges on deposit accounts$366,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$1,955,0001,392
Total noninterest expense$4,729,0002,660
Salaries and employee benefits$3,081,0002,455
Premises and equipment expense$467,0002,660
Additional noninterest expense$1,955,0001,392
Pre-tax net operating income$6,695,0001,362
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,695,0001,180
Extraordinary gains, net$04
Net income$6,695,0001,179
Minority interest net income$057
Net income of bank and minority interests.$6,695,0001,180
Net charge-offs$2,0002,177
Cash dividends$4,004,000681
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,695,0001,203
2022-06-30 (YTD Data)Rank
Total interest income$6,477,0002,071
Total interest expense$602,0001,728
Net interest income$5,875,0002,076
Provision for loan and lease losses$02,599
Total noninterest income$1,559,0001,603
Gross Fiduciary activities income$0925
Service charges on deposit accounts$216,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$1,343,0001,407
Total noninterest expense$3,119,0002,668
Salaries and employee benefits$2,038,0002,466
Premises and equipment expense$300,0002,723
Additional noninterest expense$781,0003,036
Pre-tax net operating income$4,315,0001,333
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,315,0001,165
Extraordinary gains, net$04
Net income$4,315,0001,163
Minority interest net income$060
Net income of bank and minority interests.$4,315,0001,165
Net charge-offs$2,0001,931
Cash dividends$2,677,000684
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,315,0001,192
2022-03-31 (YTD Data)Rank
Total interest income$3,118,0002,085
Total interest expense$304,0001,656
Net interest income$2,814,0002,087
Provision for loan and lease losses$02,285
Total noninterest income$740,0001,656
Gross Fiduciary activities income$0892
Service charges on deposit accounts$111,0001,807
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,465
Total noninterest expense$1,528,0002,699
Salaries and employee benefits$950,0002,585
Premises and equipment expense$153,0002,703
Additional noninterest expense$425,0002,867
Pre-tax net operating income$2,026,0001,335
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,026,0001,183
Extraordinary gains, net$04
Net income$2,026,0001,183
Minority interest net income$050
Net income of bank and minority interests.$2,026,0001,183
Net charge-offs$2,0001,559
Cash dividends$1,316,000642
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,026,0001,195
2021-12-31 (YTD Data)Rank
Total interest income$13,217,0002,055
Total interest expense$1,422,0001,736
Net interest income$11,795,0002,049
Provision for loan and lease losses$120,0002,036
Total noninterest income$3,902,0001,544
Gross Fiduciary activities income$0994
Service charges on deposit accounts$444,0001,733
Trading account gains and feesNANA
Additional Noninterest Income$3,458,0001,368
Total noninterest expense$6,144,0002,695
Salaries and employee benefits$3,916,0002,540
Premises and equipment expense$643,0002,646
Additional noninterest expense$1,585,0003,011
Pre-tax net operating income$9,433,0001,332
Securities gains (losses)$16,0001,585
Applicable income taxes$03,710
Income before extraordinary items$9,449,0001,195
Extraordinary gains, net$010
Net income$9,449,0001,195
Minority interest net income$074
Net income of bank and minority interests.$9,449,0001,195
Net charge-offs$-9,0003,637
Cash dividends$5,824,000707
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,433,0001,182
2021-09-30 (YTD Data)Rank
Total interest income$9,852,0002,088
Total interest expense$1,090,0001,792
Net interest income$8,762,0002,092
Provision for loan and lease losses$90,0002,005
Total noninterest income$2,999,0001,557
Gross Fiduciary activities income$0957
Service charges on deposit accounts$334,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$2,665,0001,399
Total noninterest expense$4,449,0002,761
Salaries and employee benefits$2,819,0002,614
Premises and equipment expense$445,0002,775
Additional noninterest expense$1,185,0003,027
Pre-tax net operating income$7,222,0001,356
Securities gains (losses)$16,0001,506
Applicable income taxes$03,719
Income before extraordinary items$7,238,0001,219
Extraordinary gains, net$08
Net income$7,238,0001,219
Minority interest net income$069
Net income of bank and minority interests.$7,238,0001,219
Net charge-offs$-13,0003,747
Cash dividends$4,032,000681
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,222,0001,206
2021-06-30 (YTD Data)Rank
Total interest income$6,711,0002,054
Total interest expense$729,0001,849
Net interest income$5,982,0002,046
Provision for loan and lease losses$60,0001,979
Total noninterest income$2,003,0001,526
Gross Fiduciary activities income$0951
Service charges on deposit accounts$197,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$1,806,0001,377
Total noninterest expense$2,964,0002,747
Salaries and employee benefits$1,933,0002,562
Premises and equipment expense$308,0002,706
Additional noninterest expense$723,0003,167
Pre-tax net operating income$4,961,0001,325
Securities gains (losses)$16,0001,253
Applicable income taxes$03,702
Income before extraordinary items$4,977,0001,188
Extraordinary gains, net$06
Net income$4,977,0001,189
Minority interest net income$067
Net income of bank and minority interests.$4,977,0001,189
Net charge-offs$-11,0003,851
Cash dividends$2,688,000677
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,961,0001,168
2021-03-31 (YTD Data)Rank
Total interest income$3,091,0002,168
Total interest expense$367,0001,904
Net interest income$2,724,0002,176
Provision for loan and lease losses$30,0001,982
Total noninterest income$919,0001,604
Gross Fiduciary activities income$0922
Service charges on deposit accounts$97,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$822,0001,441
Total noninterest expense$1,443,0002,796
Salaries and employee benefits$900,0002,667
Premises and equipment expense$188,0002,438
Additional noninterest expense$355,0003,148
Pre-tax net operating income$2,170,0001,442
Securities gains (losses)$16,000931
Applicable income taxes$03,613
Income before extraordinary items$2,186,0001,303
Extraordinary gains, net$03
Net income$2,186,0001,303
Minority interest net income$055
Net income of bank and minority interests.$2,186,0001,303
Net charge-offs$2,0001,718
Cash dividends$1,344,000610
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,170,0001,279
2020-12-31 (YTD Data)Rank
Total interest income$13,591,0002,027
Total interest expense$1,776,0002,121
Net interest income$11,815,0001,975
Provision for loan and lease losses$275,0002,769
Total noninterest income$4,091,0001,440
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$438,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$3,653,0001,286
Total noninterest expense$5,976,0002,700
Salaries and employee benefits$3,880,0002,529
Premises and equipment expense$573,0002,831
Additional noninterest expense$1,523,0003,021
Pre-tax net operating income$9,655,0001,091
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$9,655,000992
Extraordinary gains, net$04
Net income$9,655,000992
Minority interest net income$072
Net income of bank and minority interests.$9,655,000992
Net charge-offs$105,0001,977
Cash dividends$5,988,000668
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,655,000955
2020-09-30 (YTD Data)Rank
Total interest income$10,285,0002,021
Total interest expense$1,396,0002,143
Net interest income$8,889,0001,970
Provision for loan and lease losses$245,0002,601
Total noninterest income$2,968,0001,438
Gross Fiduciary activities income$0981
Service charges on deposit accounts$335,0001,743
Trading account gains and feesNANA
Additional Noninterest Income$2,633,0001,281
Total noninterest expense$4,563,0002,663
Salaries and employee benefits$2,978,0002,477
Premises and equipment expense$428,0002,837
Additional noninterest expense$1,157,0002,977
Pre-tax net operating income$7,049,0001,072
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$7,049,000969
Extraordinary gains, net$04
Net income$7,049,000969
Minority interest net income$065
Net income of bank and minority interests.$7,049,000969
Net charge-offs$104,0001,649
Cash dividends$3,695,000708
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,049,000938
2020-06-30 (YTD Data)Rank
Total interest income$6,909,0002,033
Total interest expense$1,000,0002,145
Net interest income$5,909,0001,984
Provision for loan and lease losses$215,0002,339
Total noninterest income$1,786,0001,456
Gross Fiduciary activities income$0970
Service charges on deposit accounts$207,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$1,579,0001,274
Total noninterest expense$2,910,0002,740
Salaries and employee benefits$1,860,0002,590
Premises and equipment expense$284,0002,843
Additional noninterest expense$766,0002,987
Pre-tax net operating income$4,570,0001,032
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,570,000930
Extraordinary gains, net$04
Net income$4,570,000930
Minority interest net income$065
Net income of bank and minority interests.$4,570,000930
Net charge-offs$105,0001,335
Cash dividends$2,353,000713
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,570,000897
2020-03-31 (YTD Data)Rank
Total interest income$3,251,0002,128
Total interest expense$555,0002,154
Net interest income$2,696,0002,091
Provision for loan and lease losses$10,0003,389
Total noninterest income$607,0001,742
Gross Fiduciary activities income$0941
Service charges on deposit accounts$121,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$486,0001,549
Total noninterest expense$1,309,0002,943
Salaries and employee benefits$791,0002,872
Premises and equipment expense$165,0002,632
Additional noninterest expense$353,0003,164
Pre-tax net operating income$1,984,0001,047
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,984,000938
Extraordinary gains, net$04
Net income$1,984,000938
Minority interest net income$056
Net income of bank and minority interests.$1,984,000938
Net charge-offs$114,000821
Cash dividends$1,302,000676
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,984,000928
2019-12-31 (YTD Data)Rank
Total interest income$13,207,0002,122
Total interest expense$2,138,0002,239
Net interest income$11,069,0002,063
Provision for loan and lease losses$230,0002,227
Total noninterest income$3,283,0001,482
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$538,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$2,745,0001,273
Total noninterest expense$5,723,0002,776
Salaries and employee benefits$3,711,0002,575
Premises and equipment expense$571,0002,880
Additional noninterest expense$1,441,0003,170
Pre-tax net operating income$8,399,0001,196
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$8,399,0001,073
Extraordinary gains, net$011
Net income$8,399,0001,075
Minority interest net income$076
Net income of bank and minority interests.$8,399,0001,075
Net charge-offs$137,0001,987
Cash dividends$6,188,000680
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,399,0001,054
2019-09-30 (YTD Data)Rank
Total interest income$9,916,0002,147
Total interest expense$1,602,0002,254
Net interest income$8,314,0002,084
Provision for loan and lease losses$210,0001,919
Total noninterest income$2,178,0001,597
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$407,0001,810
Trading account gains and feesNANA
Additional Noninterest Income$1,771,0001,378
Total noninterest expense$4,191,0002,826
Salaries and employee benefits$2,717,0002,636
Premises and equipment expense$392,0003,052
Additional noninterest expense$1,082,0003,190
Pre-tax net operating income$6,091,0001,244
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$6,091,0001,129
Extraordinary gains, net$011
Net income$6,091,0001,130
Minority interest net income$072
Net income of bank and minority interests.$6,091,0001,130
Net charge-offs$126,0001,614
Cash dividends$4,032,000709
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,091,0001,102
2019-06-30 (YTD Data)Rank
Total interest income$6,577,0002,155
Total interest expense$1,040,0002,281
Net interest income$5,537,0002,093
Provision for loan and lease losses$140,0001,911
Total noninterest income$1,334,0001,643
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$1,078,0001,419
Total noninterest expense$2,839,0002,821
Salaries and employee benefits$1,863,0002,600
Premises and equipment expense$282,0002,933
Additional noninterest expense$694,0003,283
Pre-tax net operating income$3,892,0001,266
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,892,0001,136
Extraordinary gains, net$011
Net income$3,892,0001,136
Minority interest net income$069
Net income of bank and minority interests.$3,892,0001,136
Net charge-offs$37,0002,040
Cash dividends$2,688,000713
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,892,0001,115
2019-03-31 (YTD Data)Rank
Total interest income$3,233,0002,176
Total interest expense$519,0002,250
Net interest income$2,714,0002,141
Provision for loan and lease losses$50,0002,037
Total noninterest income$596,0001,738
Gross Fiduciary activities income$0972
Service charges on deposit accounts$126,0001,884
Trading account gains and feesNANA
Additional Noninterest Income$470,0001,507
Total noninterest expense$1,363,0002,897
Salaries and employee benefits$878,0002,711
Premises and equipment expense$161,0002,721
Additional noninterest expense$324,0003,414
Pre-tax net operating income$1,897,0001,259
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,897,0001,136
Extraordinary gains, net$05
Net income$1,897,0001,135
Minority interest net income$052
Net income of bank and minority interests.$1,897,0001,135
Net charge-offs$39,0001,348
Cash dividends$1,344,000691
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,897,0001,115
2018-12-31 (YTD Data)Rank
Total interest income$12,828,0002,094
Total interest expense$1,688,0002,158
Net interest income$11,140,0002,062
Provision for loan and lease losses$313,0001,930
Total noninterest income$2,862,0001,597
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$579,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$2,283,0001,373
Total noninterest expense$5,895,0002,751
Salaries and employee benefits$3,675,0002,591
Premises and equipment expense$635,0002,735
Additional noninterest expense$1,585,0003,062
Pre-tax net operating income$7,794,0001,243
Securities gains (losses)$1,0001,025
Applicable income taxes$03,978
Income before extraordinary items$7,795,0001,111
Extraordinary gains, net$06
Net income$7,795,0001,110
Minority interest net income$072
Net income of bank and minority interests.$7,795,0001,110
Net charge-offs$129,0001,966
Cash dividends$5,880,000649
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,794,0001,109
2018-09-30 (YTD Data)Rank
Total interest income$9,582,0002,096
Total interest expense$1,208,0002,158
Net interest income$8,374,0002,062
Provision for loan and lease losses$238,0001,807
Total noninterest income$2,181,0001,597
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$439,0001,783
Trading account gains and feesNANA
Additional Noninterest Income$1,742,0001,377
Total noninterest expense$4,391,0002,768
Salaries and employee benefits$2,695,0002,632
Premises and equipment expense$492,0002,707
Additional noninterest expense$1,204,0003,023
Pre-tax net operating income$5,926,0001,238
Securities gains (losses)$2,000952
Applicable income taxes$04,032
Income before extraordinary items$5,928,0001,101
Extraordinary gains, net$05
Net income$5,928,0001,100
Minority interest net income$066
Net income of bank and minority interests.$5,928,0001,100
Net charge-offs$122,0001,582
Cash dividends$3,780,000674
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,926,0001,093
2018-06-30 (YTD Data)Rank
Total interest income$6,273,0002,107
Total interest expense$769,0002,143
Net interest income$5,504,0002,087
Provision for loan and lease losses$163,0001,716
Total noninterest income$1,380,0001,646
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$282,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0001,433
Total noninterest expense$2,955,0002,778
Salaries and employee benefits$1,838,0002,614
Premises and equipment expense$342,0002,642
Additional noninterest expense$775,0003,118
Pre-tax net operating income$3,766,0001,272
Securities gains (losses)$2,000815
Applicable income taxes$04,018
Income before extraordinary items$3,768,0001,124
Extraordinary gains, net$06
Net income$3,768,0001,123
Minority interest net income$065
Net income of bank and minority interests.$3,768,0001,123
Net charge-offs$161,0001,039
Cash dividends$2,520,000631
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,766,0001,119
2018-03-31 (YTD Data)Rank
Total interest income$3,020,0002,162
Total interest expense$367,0002,145
Net interest income$2,653,0002,151
Provision for loan and lease losses$75,0001,680
Total noninterest income$586,0001,815
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$140,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$446,0001,592
Total noninterest expense$1,414,0002,888
Salaries and employee benefits$880,0002,709
Premises and equipment expense$178,0002,624
Additional noninterest expense$356,0003,316
Pre-tax net operating income$1,750,0001,324
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,750,0001,161
Extraordinary gains, net$07
Net income$1,750,0001,160
Minority interest net income$052
Net income of bank and minority interests.$1,750,0001,161
Net charge-offs$162,000648
Cash dividends$1,260,000600
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,750,0001,154
2017-12-31 (YTD Data)Rank
Total interest income$11,799,0002,159
Total interest expense$1,182,0002,258
Net interest income$10,617,0002,122
Provision for loan and lease losses$600,0001,276
Total noninterest income$2,883,0001,638
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$583,0001,820
Trading account gains and fees$0151
Additional Noninterest Income$2,300,0001,402
Total noninterest expense$5,634,0002,888
Salaries and employee benefits$3,639,0002,631
Premises and equipment expense$571,0003,009
Additional noninterest expense$1,424,0003,337
Pre-tax net operating income$7,266,0001,274
Securities gains (losses)$-1,0004,786
Applicable income taxes$04,135
Income before extraordinary items$7,265,000988
Extraordinary gains, net$09
Net income$7,265,000988
Minority interest net income$076
Net income of bank and minority interests.$7,265,000988
Net charge-offs$161,0002,012
Cash dividends$5,189,000655
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,266,000979
2017-09-30 (YTD Data)Rank
Total interest income$8,723,0002,189
Total interest expense$841,0002,328
Net interest income$7,882,0002,142
Provision for loan and lease losses$450,0001,230
Total noninterest income$2,219,0001,621
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$442,0001,820
Trading account gains and fees$0145
Additional Noninterest Income$1,777,0001,387
Total noninterest expense$4,120,0002,960
Salaries and employee benefits$2,678,0002,689
Premises and equipment expense$442,0002,983
Additional noninterest expense$1,000,0003,464
Pre-tax net operating income$5,531,0001,277
Securities gains (losses)$-1,0005,136
Applicable income taxes$04,172
Income before extraordinary items$5,530,0001,066
Extraordinary gains, net$09
Net income$5,530,0001,065
Minority interest net income$071
Net income of bank and minority interests.$5,530,0001,066
Net charge-offs$6,0003,411
Cash dividends$3,480,000691
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,531,0001,051
2017-06-30 (YTD Data)Rank
Total interest income$5,742,0002,192
Total interest expense$530,0002,378
Net interest income$5,212,0002,150
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,299,0001,749
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$281,0001,863
Trading account gains and fees$0139
Additional Noninterest Income$1,018,0001,519
Total noninterest expense$2,913,0002,868
Salaries and employee benefits$1,888,0002,588
Premises and equipment expense$312,0002,895
Additional noninterest expense$713,0003,354
Pre-tax net operating income$3,298,0001,366
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$3,299,0001,153
Extraordinary gains, net$011
Net income$3,299,0001,153
Minority interest net income$071
Net income of bank and minority interests.$3,299,0001,153
Net charge-offs$5,0003,121
Cash dividends$2,254,000686
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,298,0001,133
2017-03-31 (YTD Data)Rank
Total interest income$2,823,0002,217
Total interest expense$250,0002,458
Net interest income$2,573,0002,178
Provision for loan and lease losses$150,0001,115
Total noninterest income$540,0001,946
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$140,0001,862
Trading account gains and fees$0142
Additional Noninterest Income$400,0001,750
Total noninterest expense$1,399,0002,958
Salaries and employee benefits$891,0002,740
Premises and equipment expense$176,0002,723
Additional noninterest expense$332,0003,506
Pre-tax net operating income$1,564,0001,398
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,564,0001,181
Extraordinary gains, net$08
Net income$1,564,0001,180
Minority interest net income$055
Net income of bank and minority interests.$1,564,0001,181
Net charge-offs$-15,0005,155
Cash dividends$1,050,000688
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,564,0001,161
2016-12-31 (YTD Data)Rank
Total interest income$11,424,0002,156
Total interest expense$945,0002,513
Net interest income$10,479,0002,101
Provision for loan and lease losses$900,000986
Total noninterest income$2,619,0001,795
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$580,0001,843
Trading account gains and fees$0170
Additional Noninterest Income$2,039,0001,579
Total noninterest expense$5,563,0002,978
Salaries and employee benefits$3,536,0002,731
Premises and equipment expense$610,0002,980
Additional noninterest expense$1,417,0003,464
Pre-tax net operating income$6,635,0001,293
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$6,635,0001,102
Extraordinary gains, net$05
Net income$6,635,0001,101
Minority interest net income$082
Net income of bank and minority interests.$6,635,0001,101
Net charge-offs$439,0001,178
Cash dividends$4,522,000729
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,635,0001,081
2016-09-30 (YTD Data)Rank
Total interest income$8,601,0002,159
Total interest expense$717,0002,502
Net interest income$7,884,0002,083
Provision for loan and lease losses$675,000934
Total noninterest income$2,057,0001,744
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$427,0001,878
Trading account gains and fees$0169
Additional Noninterest Income$1,630,0001,505
Total noninterest expense$4,062,0003,029
Salaries and employee benefits$2,584,0002,776
Premises and equipment expense$470,0002,951
Additional noninterest expense$1,008,0003,588
Pre-tax net operating income$5,204,0001,282
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$5,204,0001,082
Extraordinary gains, net$05
Net income$5,204,0001,082
Minority interest net income$071
Net income of bank and minority interests.$5,204,0001,082
Net charge-offs$313,0001,097
Cash dividends$3,010,000751
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,204,0001,049
2016-06-30 (YTD Data)Rank
Total interest income$5,753,0002,157
Total interest expense$479,0002,503
Net interest income$5,274,0002,088
Provision for loan and lease losses$450,000927
Total noninterest income$1,270,0001,822
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$279,0001,889
Trading account gains and fees$0157
Additional Noninterest Income$991,0001,560
Total noninterest expense$2,704,0003,056
Salaries and employee benefits$1,686,0002,843
Premises and equipment expense$335,0002,842
Additional noninterest expense$683,0003,569
Pre-tax net operating income$3,390,0001,290
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,390,0001,083
Extraordinary gains, net$016
Net income$3,390,0001,081
Minority interest net income$071
Net income of bank and minority interests.$3,390,0001,082
Net charge-offs$317,000831
Cash dividends$2,170,000703
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,390,0001,061
2016-03-31 (YTD Data)Rank
Total interest income$2,870,0002,161
Total interest expense$229,0002,585
Net interest income$2,641,0002,087
Provision for loan and lease losses$225,000871
Total noninterest income$623,0001,794
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$145,0001,845
Trading account gains and fees$0142
Additional Noninterest Income$478,0001,555
Total noninterest expense$1,422,0002,977
Salaries and employee benefits$904,0002,708
Premises and equipment expense$165,0002,888
Additional noninterest expense$353,0003,526
Pre-tax net operating income$1,617,0001,319
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,617,0001,104
Extraordinary gains, net$012
Net income$1,617,0001,105
Minority interest net income$062
Net income of bank and minority interests.$1,617,0001,105
Net charge-offs$27,0001,801
Cash dividends$770,000899
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,617,0001,084
2015-12-31 (YTD Data)Rank
Total interest income$11,001,0002,187
Total interest expense$871,0002,666
Net interest income$10,130,0002,104
Provision for loan and lease losses$1,100,000753
Total noninterest income$2,535,0001,814
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$620,0001,800
Trading account gains and fees$0159
Additional Noninterest Income$1,915,0001,573
Total noninterest expense$5,486,0003,030
Salaries and employee benefits$3,394,0002,796
Premises and equipment expense$517,0003,412
Additional noninterest expense$1,575,0003,300
Pre-tax net operating income$6,079,0001,347
Securities gains (losses)$-18,0005,932
Applicable income taxes$04,402
Income before extraordinary items$6,061,0001,160
Extraordinary gains, net$023
Net income$6,061,0001,160
Minority interest net income$081
Net income of bank and minority interests.$6,061,0001,160
Net charge-offs$1,419,000515
Cash dividends$4,021,000769
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,079,0001,123
2015-09-30 (YTD Data)Rank
Total interest income$8,103,0002,231
Total interest expense$648,0002,709
Net interest income$7,455,0002,155
Provision for loan and lease losses$800,000711
Total noninterest income$1,801,0001,895
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$472,0001,792
Trading account gains and fees$0153
Additional Noninterest Income$1,329,0001,681
Total noninterest expense$3,971,0003,127
Salaries and employee benefits$2,557,0002,797
Premises and equipment expense$394,0003,424
Additional noninterest expense$1,020,0003,636
Pre-tax net operating income$4,485,0001,394
Securities gains (losses)$-18,0006,056
Applicable income taxes$04,489
Income before extraordinary items$4,467,0001,195
Extraordinary gains, net$021
Net income$4,467,0001,194
Minority interest net income$078
Net income of bank and minority interests.$4,467,0001,195
Net charge-offs$962,000513
Cash dividends$3,880,000597
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,485,0001,160
2015-06-30 (YTD Data)Rank
Total interest income$5,376,0002,246
Total interest expense$426,0002,751
Net interest income$4,950,0002,165
Provision for loan and lease losses$500,000753
Total noninterest income$1,175,0001,942
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$303,0001,825
Trading account gains and fees$0157
Additional Noninterest Income$872,0001,704
Total noninterest expense$2,586,0003,196
Salaries and employee benefits$1,670,0002,856
Premises and equipment expense$258,0003,475
Additional noninterest expense$658,0003,753
Pre-tax net operating income$3,039,0001,365
Securities gains (losses)$-17,0006,164
Applicable income taxes$04,497
Income before extraordinary items$3,022,0001,165
Extraordinary gains, net$022
Net income$3,022,0001,165
Minority interest net income$075
Net income of bank and minority interests.$3,022,0001,166
Net charge-offs$45,0002,399
Cash dividends$1,641,000838
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,039,0001,124
2015-03-31 (YTD Data)Rank
Total interest income$2,680,0002,247
Total interest expense$216,0002,739
Net interest income$2,464,0002,162
Provision for loan and lease losses$200,000888
Total noninterest income$618,0001,837
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$150,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$468,0001,583
Total noninterest expense$1,324,0003,157
Salaries and employee benefits$875,0002,785
Premises and equipment expense$115,0003,752
Additional noninterest expense$334,0003,710
Pre-tax net operating income$1,558,0001,289
Securities gains (losses)$-17,0006,285
Applicable income taxes$04,400
Income before extraordinary items$1,541,0001,109
Extraordinary gains, net$013
Net income$1,541,0001,110
Minority interest net income$064
Net income of bank and minority interests.$1,541,0001,110
Net charge-offs$51,0001,543
Cash dividends$820,000787
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,558,0001,061
2014-12-31 (YTD Data)Rank
Total interest income$10,578,0002,270
Total interest expense$1,045,0002,510
Net interest income$9,533,0002,225
Provision for loan and lease losses$1,300,000687
Total noninterest income$2,472,0001,815
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$565,0002,060
Trading account gains and fees$0180
Additional Noninterest Income$1,907,0001,515
Total noninterest expense$5,721,0003,021
Salaries and employee benefits$3,305,0002,882
Premises and equipment expense$551,0003,423
Additional noninterest expense$1,865,0003,046
Pre-tax net operating income$4,984,0001,521
Securities gains (losses)$12,0002,563
Applicable income taxes$04,531
Income before extraordinary items$4,996,0001,313
Extraordinary gains, net$017
Net income$4,996,0001,312
Minority interest net income$084
Net income of bank and minority interests.$4,996,0001,312
Net charge-offs$317,0001,951
Cash dividends$4,401,000675
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,984,0001,281
2014-09-30 (YTD Data)Rank
Total interest income$7,878,0002,308
Total interest expense$807,0002,505
Net interest income$7,071,0002,266
Provision for loan and lease losses$1,100,000612
Total noninterest income$1,802,0001,857
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$398,0002,205
Trading account gains and fees$0174
Additional Noninterest Income$1,404,0001,522
Total noninterest expense$4,191,0003,087
Salaries and employee benefits$2,516,0002,856
Premises and equipment expense$423,0003,409
Additional noninterest expense$1,252,0003,295
Pre-tax net operating income$3,582,0001,590
Securities gains (losses)$23,0001,945
Applicable income taxes$04,583
Income before extraordinary items$3,605,0001,344
Extraordinary gains, net$015
Net income$3,605,0001,343
Minority interest net income$081
Net income of bank and minority interests.$3,605,0001,344
Net charge-offs$249,0001,766
Cash dividends$3,601,000584
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,582,0001,329
2014-06-30 (YTD Data)Rank
Total interest income$5,208,0002,318
Total interest expense$548,0002,480
Net interest income$4,660,0002,276
Provision for loan and lease losses$600,000713
Total noninterest income$1,191,0001,853
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$229,0002,423
Trading account gains and fees$0172
Additional Noninterest Income$962,0001,486
Total noninterest expense$2,738,0003,137
Salaries and employee benefits$1,654,0002,899
Premises and equipment expense$305,0003,253
Additional noninterest expense$779,0003,484
Pre-tax net operating income$2,513,0001,490
Securities gains (losses)$14,0001,800
Applicable income taxes$04,568
Income before extraordinary items$2,527,0001,246
Extraordinary gains, net$020
Net income$2,527,0001,245
Minority interest net income$080
Net income of bank and minority interests.$2,527,0001,247
Net charge-offs$344,0001,154
Cash dividends$2,200,000597
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,513,0001,228
2014-03-31 (YTD Data)Rank
Total interest income$2,585,0002,334
Total interest expense$279,0002,489
Net interest income$2,306,0002,285
Provision for loan and lease losses$300,000685
Total noninterest income$535,0001,935
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$436,0001,545
Total noninterest expense$1,352,0003,194
Salaries and employee benefits$851,0002,859
Premises and equipment expense$152,0003,313
Additional noninterest expense$349,0003,736
Pre-tax net operating income$1,189,0001,526
Securities gains (losses)$14,0001,064
Applicable income taxes$04,445
Income before extraordinary items$1,203,0001,256
Extraordinary gains, net$016
Net income$1,203,0001,257
Minority interest net income$066
Net income of bank and minority interests.$1,203,0001,257
Net charge-offs$45,0001,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,189,0001,238
2013-12-31 (YTD Data)Rank
Total interest income$10,989,0002,220
Total interest expense$1,418,0002,262
Net interest income$9,571,0002,185
Provision for loan and lease losses$1,306,000884
Total noninterest income$2,677,0001,759
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$441,0002,622
Trading account gains and fees$0184
Additional Noninterest Income$2,236,0001,399
Total noninterest expense$5,849,0003,047
Salaries and employee benefits$3,318,0002,905
Premises and equipment expense$567,0003,445
Additional noninterest expense$1,964,0003,017
Pre-tax net operating income$5,093,0001,409
Securities gains (losses)$63,0001,637
Applicable income taxes$04,631
Income before extraordinary items$5,156,0001,187
Extraordinary gains, net$029
Net income$5,156,0001,189
Minority interest net income$090
Net income of bank and minority interests.$5,156,0001,189
Net charge-offs$838,0001,438
Cash dividends$4,852,000585
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,093,0001,181
2013-09-30 (YTD Data)Rank
Total interest income$8,274,0002,228
Total interest expense$1,107,0002,252
Net interest income$7,167,0002,186
Provision for loan and lease losses$900,000951
Total noninterest income$2,107,0001,721
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$351,0002,534
Trading account gains and fees$0180
Additional Noninterest Income$1,756,0001,396
Total noninterest expense$4,303,0003,083
Salaries and employee benefits$2,528,0002,891
Premises and equipment expense$433,0003,431
Additional noninterest expense$1,342,0003,229
Pre-tax net operating income$4,071,0001,367
Securities gains (losses)$63,0001,503
Applicable income taxes$04,713
Income before extraordinary items$4,134,0001,125
Extraordinary gains, net$025
Net income$4,134,0001,127
Minority interest net income$084
Net income of bank and minority interests.$4,134,0001,127
Net charge-offs$443,0001,715
Cash dividends$3,892,000520
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,071,0001,114
2013-06-30 (YTD Data)Rank
Total interest income$5,529,0002,224
Total interest expense$761,0002,243
Net interest income$4,768,0002,186
Provision for loan and lease losses$600,000990
Total noninterest income$1,396,0001,736
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$206,0002,733
Trading account gains and fees$0157
Additional Noninterest Income$1,190,0001,405
Total noninterest expense$2,818,0003,136
Salaries and employee benefits$1,665,0002,928
Premises and equipment expense$284,0003,493
Additional noninterest expense$869,0003,295
Pre-tax net operating income$2,746,0001,331
Securities gains (losses)$62,0001,389
Applicable income taxes$04,679
Income before extraordinary items$2,808,0001,101
Extraordinary gains, net$022
Net income$2,808,0001,102
Minority interest net income$082
Net income of bank and minority interests.$2,808,0001,104
Net charge-offs$431,0001,380
Cash dividends$3,892,000367
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,746,0001,080
2013-03-31 (YTD Data)Rank
Total interest income$2,742,0002,268
Total interest expense$394,0002,229
Net interest income$2,348,0002,238
Provision for loan and lease losses$300,000980
Total noninterest income$635,0001,885
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$538,0001,489
Total noninterest expense$1,386,0003,191
Salaries and employee benefits$887,0002,800
Premises and equipment expense$123,0003,841
Additional noninterest expense$376,0003,670
Pre-tax net operating income$1,297,0001,374
Securities gains (losses)$50,000924
Applicable income taxes$04,602
Income before extraordinary items$1,347,0001,125
Extraordinary gains, net$010
Net income$1,347,0001,126
Minority interest net income$076
Net income of bank and minority interests.$1,347,0001,127
Net charge-offs$390,000892
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,297,0001,099
2012-12-31 (YTD Data)Rank
Total interest income$11,668,0002,233
Total interest expense$1,977,0002,154
Net interest income$9,691,0002,222
Provision for loan and lease losses$1,900,0001,109
Total noninterest income$2,884,0001,686
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$469,0002,619
Trading account gains and fees$0166
Additional Noninterest Income$2,415,0001,368
Total noninterest expense$5,764,0003,125
Salaries and employee benefits$3,264,0002,950
Premises and equipment expense$612,0003,339
Additional noninterest expense$1,888,0003,225
Pre-tax net operating income$4,911,0001,396
Securities gains (losses)$101,0002,264
Applicable income taxes$04,751
Income before extraordinary items$5,012,0001,190
Extraordinary gains, net$029
Net income$5,012,0001,190
Minority interest net income$093
Net income of bank and minority interests.$5,012,0001,190
Net charge-offs$1,559,0001,373
Cash dividends$4,060,000684
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,911,0001,141
2012-09-30 (YTD Data)Rank
Total interest income$8,778,0002,277
Total interest expense$1,537,0002,175
Net interest income$7,241,0002,261
Provision for loan and lease losses$1,250,0001,232
Total noninterest income$2,070,0001,745
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$360,0002,594
Trading account gains and fees$0157
Additional Noninterest Income$1,710,0001,406
Total noninterest expense$4,406,0003,097
Salaries and employee benefits$2,496,0002,918
Premises and equipment expense$462,0003,366
Additional noninterest expense$1,448,0003,200
Pre-tax net operating income$3,655,0001,444
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,655,0001,231
Extraordinary gains, net$020
Net income$3,655,0001,232
Minority interest net income$086
Net income of bank and minority interests.$3,655,0001,232
Net charge-offs$1,315,0001,228
Cash dividends$2,940,000575
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,655,0001,161
2012-06-30 (YTD Data)Rank
Total interest income$5,856,0002,296
Total interest expense$1,048,0002,200
Net interest income$4,808,0002,260
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,277,0001,830
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$212,0002,827
Trading account gains and fees$0153
Additional Noninterest Income$1,065,0001,456
Total noninterest expense$3,009,0003,055
Salaries and employee benefits$1,639,0002,964
Premises and equipment expense$289,0003,521
Additional noninterest expense$1,081,0002,928
Pre-tax net operating income$2,476,0001,404
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,476,0001,211
Extraordinary gains, net$019
Net income$2,476,0001,212
Minority interest net income$084
Net income of bank and minority interests.$2,476,0001,211
Net charge-offs$766,0001,366
Cash dividends$1,820,000584
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,476,0001,137
2012-03-31 (YTD Data)Rank
Total interest income$2,920,0002,331
Total interest expense$541,0002,211
Net interest income$2,379,0002,304
Provision for loan and lease losses$300,0001,500
Total noninterest income$649,0001,809
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$543,0001,427
Total noninterest expense$1,452,0003,134
Salaries and employee benefits$871,0002,822
Premises and equipment expense$137,0003,677
Additional noninterest expense$444,0003,389
Pre-tax net operating income$1,276,0001,377
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,276,0001,155
Extraordinary gains, net$019
Net income$1,276,0001,155
Minority interest net income$078
Net income of bank and minority interests.$1,276,0001,155
Net charge-offs$338,0001,387
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,276,0001,093
2011-12-31 (YTD Data)Rank
Total interest income$12,086,0002,301
Total interest expense$2,744,0002,118
Net interest income$9,342,0002,341
Provision for loan and lease losses$960,0002,473
Total noninterest income$2,486,0001,722
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$494,0002,605
Trading account gains and fees$0146
Additional Noninterest Income$1,992,0001,364
Total noninterest expense$5,399,0003,330
Salaries and employee benefits$3,267,0002,915
Premises and equipment expense$606,0003,554
Additional noninterest expense$1,526,0003,812
Pre-tax net operating income$5,469,0001,093
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$5,469,000921
Extraordinary gains, net$029
Net income$5,469,000919
Minority interest net income$096
Net income of bank and minority interests.$5,469,000921
Net charge-offs$1,410,0001,967
Cash dividends$3,794,000550
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,469,000881
2011-09-30 (YTD Data)Rank
Total interest income$9,110,0002,321
Total interest expense$2,173,0002,095
Net interest income$6,937,0002,369
Provision for loan and lease losses$310,0003,562
Total noninterest income$1,727,0001,806
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$385,0002,524
Trading account gains and fees$0145
Additional Noninterest Income$1,342,0001,447
Total noninterest expense$4,108,0003,298
Salaries and employee benefits$2,510,0002,844
Premises and equipment expense$440,0003,683
Additional noninterest expense$1,158,0003,772
Pre-tax net operating income$4,246,0001,086
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,246,000896
Extraordinary gains, net$021
Net income$4,246,000895
Minority interest net income$087
Net income of bank and minority interests.$4,246,000896
Net charge-offs$249,0003,452
Cash dividends$2,674,000502
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,246,000858
2011-06-30 (YTD Data)Rank
Total interest income$6,133,0002,317
Total interest expense$1,470,0002,135
Net interest income$4,663,0002,352
Provision for loan and lease losses$120,0004,174
Total noninterest income$1,098,0001,859
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$228,0002,756
Trading account gains and fees$0153
Additional Noninterest Income$870,0001,481
Total noninterest expense$2,701,0003,379
Salaries and employee benefits$1,654,0002,896
Premises and equipment expense$316,0003,519
Additional noninterest expense$731,0003,969
Pre-tax net operating income$2,940,0001,030
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,940,000851
Extraordinary gains, net$015
Net income$2,940,000850
Minority interest net income$089
Net income of bank and minority interests.$2,940,000851
Net charge-offs$245,0002,907
Cash dividends$1,680,000509
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,940,000823
2011-03-31 (YTD Data)Rank
Total interest income$3,087,0002,321
Total interest expense$771,0002,128
Net interest income$2,316,0002,363
Provision for loan and lease losses$60,0003,936
Total noninterest income$556,0001,847
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$108,0002,820
Trading account gains and fees$0158
Additional Noninterest Income$448,0001,453
Total noninterest expense$1,332,0003,400
Salaries and employee benefits$800,0003,000
Premises and equipment expense$149,0003,714
Additional noninterest expense$383,0003,842
Pre-tax net operating income$1,480,0001,019
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,480,000832
Extraordinary gains, net$09
Net income$1,480,000831
Minority interest net income$086
Net income of bank and minority interests.$1,480,000832
Net charge-offs$55,0003,265
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,480,000819
2010-12-31 (YTD Data)Rank
Total interest income$12,868,0002,331
Total interest expense$3,229,0002,434
Net interest income$9,639,0002,276
Provision for loan and lease losses$1,560,0002,403
Total noninterest income$2,611,0001,709
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$496,0002,657
Trading account gains and fees$0175
Additional Noninterest Income$2,115,0001,358
Total noninterest expense$5,293,0003,437
Salaries and employee benefits$3,230,0002,931
Premises and equipment expense$586,0003,776
Additional noninterest expense$1,477,0004,045
Pre-tax net operating income$5,397,000962
Securities gains (losses)$271,0001,350
Applicable income taxes$04,655
Income before extraordinary items$5,668,000772
Extraordinary gains, net$029
Net income$5,668,000772
Minority interest net income$0111
Net income of bank and minority interests.$5,668,000773
Net charge-offs$978,0002,722
Cash dividends$4,200,000393
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,397,000780
2010-09-30 (YTD Data)Rank
Total interest income$9,709,0002,380
Total interest expense$2,479,0002,489
Net interest income$7,230,0002,316
Provision for loan and lease losses$1,220,0002,254
Total noninterest income$1,875,0001,780
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$362,0002,769
Trading account gains and fees$0165
Additional Noninterest Income$1,513,0001,336
Total noninterest expense$3,767,0003,601
Salaries and employee benefits$2,374,0002,994
Premises and equipment expense$380,0004,208
Additional noninterest expense$1,013,0004,270
Pre-tax net operating income$4,118,000988
Securities gains (losses)$14,0003,014
Applicable income taxes$04,726
Income before extraordinary items$4,132,000839
Extraordinary gains, net$023
Net income$4,132,000840
Minority interest net income$0110
Net income of bank and minority interests.$4,132,000840
Net charge-offs$851,0002,385
Cash dividends$1,960,000549
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,118,000798
2010-06-30 (YTD Data)Rank
Total interest income$6,444,0002,418
Total interest expense$1,647,0002,586
Net interest income$4,797,0002,330
Provision for loan and lease losses$900,0002,046
Total noninterest income$1,096,0001,920
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$202,0003,146
Trading account gains and fees$0152
Additional Noninterest Income$894,0001,406
Total noninterest expense$2,465,0003,661
Salaries and employee benefits$1,606,0002,958
Premises and equipment expense$217,0004,649
Additional noninterest expense$642,0004,407
Pre-tax net operating income$2,528,0001,056
Securities gains (losses)$14,0002,493
Applicable income taxes$04,691
Income before extraordinary items$2,542,000879
Extraordinary gains, net$019
Net income$2,542,000879
Minority interest net income$0105
Net income of bank and minority interests.$2,542,000880
Net charge-offs$887,0001,850
Cash dividends$980,000751
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,528,000854
2010-03-31 (YTD Data)Rank
Total interest income$3,147,0002,523
Total interest expense$841,0002,656
Net interest income$2,306,0002,442
Provision for loan and lease losses$450,0001,922
Total noninterest income$501,0002,027
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$104,0003,074
Trading account gains and fees$0175
Additional Noninterest Income$397,0001,516
Total noninterest expense$1,215,0003,728
Salaries and employee benefits$759,0003,152
Premises and equipment expense$116,0004,561
Additional noninterest expense$340,0004,243
Pre-tax net operating income$1,142,0001,149
Securities gains (losses)$14,0001,636
Applicable income taxes$04,611
Income before extraordinary items$1,156,000945
Extraordinary gains, net$016
Net income$1,156,000949
Minority interest net income$091
Net income of bank and minority interests.$1,156,000949
Net charge-offs$490,0001,597
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,142,000931
2009-12-31 (YTD Data)Rank
Total interest income$12,813,0002,575
Total interest expense$4,107,0002,676
Net interest income$8,706,0002,481
Provision for loan and lease losses$2,630,0002,121
Total noninterest income$2,415,0001,875
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$585,0002,585
Trading account gains and fees$0211
Additional Noninterest Income$1,830,0001,459
Total noninterest expense$5,040,0003,666
Salaries and employee benefits$3,120,0003,064
Premises and equipment expense$588,0003,930
Additional noninterest expense$1,332,0004,435
Pre-tax net operating income$3,451,0001,175
Securities gains (losses)$528,000847
Applicable income taxes$04,388
Income before extraordinary items$3,979,000868
Extraordinary gains, net$034
Net income$3,979,000866
Minority interest net income$0115
Net income of bank and minority interests.$3,979,000867
Net charge-offs$2,050,0002,002
Cash dividends$2,268,000802
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,451,000984
2009-09-30 (YTD Data)Rank
Total interest income$9,641,0002,625
Total interest expense$3,200,0002,701
Net interest income$6,441,0002,524
Provision for loan and lease losses$1,180,0002,533
Total noninterest income$1,885,0001,856
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$450,0002,551
Trading account gains and fees$0212
Additional Noninterest Income$1,435,0001,440
Total noninterest expense$3,912,0003,555
Salaries and employee benefits$2,311,0003,128
Premises and equipment expense$529,0003,477
Additional noninterest expense$1,072,0004,196
Pre-tax net operating income$3,234,0001,011
Securities gains (losses)$232,0001,189
Applicable income taxes$04,592
Income before extraordinary items$3,466,000781
Extraordinary gains, net$027
Net income$3,466,000780
Minority interest net income$0118
Net income of bank and minority interests.$3,466,000782
Net charge-offs$534,0002,943
Cash dividends$1,820,000699
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,234,000834
2009-06-30 (YTD Data)Rank
Total interest income$6,429,0002,648
Total interest expense$2,139,0002,800
Net interest income$4,290,0002,518
Provision for loan and lease losses$710,0002,475
Total noninterest income$1,322,0001,804
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$272,0002,697
Trading account gains and fees$0193
Additional Noninterest Income$1,050,0001,380
Total noninterest expense$2,667,0003,536
Salaries and employee benefits$1,572,0003,104
Premises and equipment expense$345,0003,561
Additional noninterest expense$750,0004,071
Pre-tax net operating income$2,235,0001,014
Securities gains (losses)$115,0001,386
Applicable income taxes$04,657
Income before extraordinary items$2,350,000793
Extraordinary gains, net$021
Net income$2,350,000791
Minority interest net income$0112
Net income of bank and minority interests.$2,350,000793
Net charge-offs$17,0005,715
Cash dividends$980,000944
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,235,000810
2009-03-31 (YTD Data)Rank
Total interest income$3,252,0002,653
Total interest expense$1,081,0002,879
Net interest income$2,171,0002,485
Provision for loan and lease losses$230,0002,661
Total noninterest income$715,0001,675
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$131,0002,726
Trading account gains and fees$0171
Additional Noninterest Income$584,0001,256
Total noninterest expense$1,205,0003,750
Salaries and employee benefits$742,0003,302
Premises and equipment expense$167,0003,685
Additional noninterest expense$296,0004,453
Pre-tax net operating income$1,451,000879
Securities gains (losses)$68,0001,165
Applicable income taxes$04,835
Income before extraordinary items$1,519,000673
Extraordinary gains, net$015
Net income$1,519,000672
Minority interest net income$0102
Net income of bank and minority interests.$1,519,000675
Net charge-offs$8,0004,870
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,451,000664
2008-12-31 (YTD Data)Rank
Total interest income$14,254,0002,596
Total interest expense$5,248,0002,850
Net interest income$9,006,0002,422
Provision for loan and lease losses$1,296,0002,349
Total noninterest income$2,450,0001,837
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$636,0002,535
Trading account gains and fees$0154
Additional Noninterest Income$1,814,0001,396
Total noninterest expense$5,255,0003,431
Salaries and employee benefits$3,360,0002,942
Premises and equipment expense$738,0003,380
Additional noninterest expense$1,157,0004,399
Pre-tax net operating income$4,905,0001,120
Securities gains (losses)$-1,430,0007,813
Applicable income taxes$04,979
Income before extraordinary items$3,475,0001,199
Extraordinary gains, net$039
Net income$3,475,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,506,0001,555
Cash dividends$1,960,0001,390
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,905,000891
2008-09-30 (YTD Data)Rank
Total interest income$10,765,0002,630
Total interest expense$4,125,0002,835
Net interest income$6,640,0002,485
Provision for loan and lease losses$1,271,0001,585
Total noninterest income$1,885,0001,850
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$493,0002,492
Trading account gains and fees$0148
Additional Noninterest Income$1,392,0001,431
Total noninterest expense$3,810,0003,501
Salaries and employee benefits$2,523,0002,956
Premises and equipment expense$519,0003,554
Additional noninterest expense$768,0004,668
Pre-tax net operating income$3,444,0001,420
Securities gains (losses)$-684,0007,835
Applicable income taxes$05,372
Income before extraordinary items$2,760,0001,345
Extraordinary gains, net$031
Net income$2,760,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,663
Cash dividends$980,0001,856
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,444,0001,135
2008-06-30 (YTD Data)Rank
Total interest income$7,235,0002,637
Total interest expense$2,854,0002,838
Net interest income$4,381,0002,506
Provision for loan and lease losses$1,256,0001,058
Total noninterest income$1,266,0001,860
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$303,0002,624
Trading account gains and fees$0149
Additional Noninterest Income$963,0001,440
Total noninterest expense$2,563,0003,491
Salaries and employee benefits$1,716,0002,929
Premises and equipment expense$339,0003,625
Additional noninterest expense$508,0004,688
Pre-tax net operating income$1,828,0001,827
Securities gains (losses)$56,0001,362
Applicable income taxes$05,627
Income before extraordinary items$1,884,0001,466
Extraordinary gains, net$021
Net income$1,884,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,239
Cash dividends$980,0001,455
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,828,0001,471
2008-03-31 (YTD Data)Rank
Total interest income$3,664,0002,676
Total interest expense$1,517,0002,864
Net interest income$2,147,0002,533
Provision for loan and lease losses$15,0005,068
Total noninterest income$626,0001,892
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$158,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$468,0001,484
Total noninterest expense$1,217,0003,654
Salaries and employee benefits$809,0003,132
Premises and equipment expense$164,0003,723
Additional noninterest expense$244,0004,770
Pre-tax net operating income$1,541,0001,224
Securities gains (losses)$39,0001,222
Applicable income taxes$05,622
Income before extraordinary items$1,580,000950
Extraordinary gains, net$015
Net income$1,580,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,828
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,541,000932
2007-12-31 (YTD Data)Rank
Total interest income$14,571,0002,764
Total interest expense$6,402,0002,856
Net interest income$8,169,0002,671
Provision for loan and lease losses$60,0005,449
Total noninterest income$2,530,0001,873
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$665,0002,467
Trading account gains and fees$0178
Additional Noninterest Income$1,865,0001,422
Total noninterest expense$5,165,0003,361
Salaries and employee benefits$3,318,0002,966
Premises and equipment expense$807,0003,056
Additional noninterest expense$1,040,0004,533
Pre-tax net operating income$5,474,0001,521
Securities gains (losses)$3,0001,730
Applicable income taxes$06,070
Income before extraordinary items$5,477,0001,173
Extraordinary gains, net$039
Net income$5,477,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,049
Cash dividends$3,920,000941
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,474,0001,168
2007-09-30 (YTD Data)Rank
Total interest income$10,838,0002,776
Total interest expense$4,752,0002,872
Net interest income$6,086,0002,700
Provision for loan and lease losses$45,0005,124
Total noninterest income$1,879,0001,877
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$479,0002,530
Trading account gains and fees$0184
Additional Noninterest Income$1,400,0001,444
Total noninterest expense$3,766,0003,412
Salaries and employee benefits$2,439,0002,995
Premises and equipment expense$559,0003,252
Additional noninterest expense$768,0004,510
Pre-tax net operating income$4,154,0001,622
Securities gains (losses)$10,0001,001
Applicable income taxes$06,220
Income before extraordinary items$4,164,0001,238
Extraordinary gains, net$033
Net income$4,164,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,450
Cash dividends$1,960,0001,250
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,154,0001,228
2007-06-30 (YTD Data)Rank
Total interest income$7,079,0002,845
Total interest expense$3,116,0002,916
Net interest income$3,963,0002,774
Provision for loan and lease losses$30,0004,873
Total noninterest income$1,215,0001,943
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$314,0002,561
Trading account gains and fees$0168
Additional Noninterest Income$901,0001,499
Total noninterest expense$2,522,0003,415
Salaries and employee benefits$1,661,0002,970
Premises and equipment expense$342,0003,505
Additional noninterest expense$519,0004,461
Pre-tax net operating income$2,626,0001,746
Securities gains (losses)$5,0001,010
Applicable income taxes$06,265
Income before extraordinary items$2,631,0001,347
Extraordinary gains, net$029
Net income$2,631,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,791
Cash dividends$980,0001,579
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,626,0001,331
2007-03-31 (YTD Data)Rank
Total interest income$3,438,0002,907
Total interest expense$1,535,0002,925
Net interest income$1,903,0002,877
Provision for loan and lease losses$15,0004,592
Total noninterest income$599,0001,945
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$150,0002,602
Trading account gains and fees$0195
Additional Noninterest Income$449,0001,473
Total noninterest expense$1,220,0003,526
Salaries and employee benefits$802,0003,075
Premises and equipment expense$185,0003,320
Additional noninterest expense$233,0004,770
Pre-tax net operating income$1,267,0001,790
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,267,0001,385
Extraordinary gains, net$022
Net income$1,267,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,528
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,267,0001,375
2006-12-31 (YTD Data)Rank
Total interest income$12,883,0002,911
Total interest expense$5,434,0002,820
Net interest income$7,449,0002,939
Provision for loan and lease losses$81,0005,007
Total noninterest income$2,618,0001,811
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$633,0002,580
Trading account gains and fees$0130
Additional Noninterest Income$1,985,0001,370
Total noninterest expense$5,045,0003,332
Salaries and employee benefits$3,300,0002,880
Premises and equipment expense$739,0003,195
Additional noninterest expense$1,006,0004,496
Pre-tax net operating income$4,941,0001,903
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,941,0001,477
Extraordinary gains, net$051
Net income$4,941,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,921
Cash dividends$3,780,000912
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,941,0001,460
2006-09-30 (YTD Data)Rank
Total interest income$9,403,0002,955
Total interest expense$3,942,0002,814
Net interest income$5,461,0003,033
Provision for loan and lease losses$45,0005,149
Total noninterest income$1,919,0001,863
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$449,0002,688
Trading account gains and fees$0126
Additional Noninterest Income$1,470,0001,378
Total noninterest expense$3,687,0003,390
Salaries and employee benefits$2,434,0002,911
Premises and equipment expense$513,0003,404
Additional noninterest expense$740,0004,536
Pre-tax net operating income$3,648,0001,990
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,648,0001,536
Extraordinary gains, net$045
Net income$3,648,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,980
Cash dividends$1,960,0001,177
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,648,0001,517
2006-06-30 (YTD Data)Rank
Total interest income$6,076,0002,989
Total interest expense$2,529,0002,791
Net interest income$3,547,0003,096
Provision for loan and lease losses$30,0004,987
Total noninterest income$1,239,0001,903
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$285,0002,774
Trading account gains and fees$0126
Additional Noninterest Income$954,0001,397
Total noninterest expense$2,431,0003,421
Salaries and employee benefits$1,662,0002,859
Premises and equipment expense$282,0003,959
Additional noninterest expense$487,0004,572
Pre-tax net operating income$2,325,0002,070
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,325,0001,584
Extraordinary gains, net$039
Net income$2,325,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,456
Cash dividends$980,0001,485
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,325,0001,569
2006-03-31 (YTD Data)Rank
Total interest income$2,954,0003,013
Total interest expense$1,203,0002,798
Net interest income$1,751,0003,131
Provision for loan and lease losses$15,0004,758
Total noninterest income$522,0002,128
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$132,0002,871
Trading account gains and fees$0115
Additional Noninterest Income$390,0001,603
Total noninterest expense$1,162,0003,562
Salaries and employee benefits$811,0002,933
Premises and equipment expense$145,0003,885
Additional noninterest expense$206,0005,089
Pre-tax net operating income$1,096,0002,128
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,096,0001,637
Extraordinary gains, net$021
Net income$1,096,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,434
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,096,0001,619
2005-12-31 (YTD Data)Rank
Total interest income$11,021,0002,900
Total interest expense$3,503,0002,940
Net interest income$7,518,0002,851
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,374,0001,954
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$388,0003,624
Trading account gains and fees$0138
Additional Noninterest Income$1,986,0001,371
Total noninterest expense$5,068,0003,202
Salaries and employee benefits$3,161,0002,834
Premises and equipment expense$832,0002,795
Additional noninterest expense$1,075,0004,178
Pre-tax net operating income$4,704,0001,955
Securities gains (losses)$33,0001,075
Applicable income taxes$06,964
Income before extraordinary items$4,737,0001,485
Extraordinary gains, net$046
Net income$4,737,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-107,0008,638
Cash dividends$3,710,000866
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,704,0001,483
2005-09-30 (YTD Data)Rank
Total interest income$8,104,0002,900
Total interest expense$2,475,0002,950
Net interest income$5,629,0002,837
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,827,0001,913
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$243,0004,031
Trading account gains and fees$0126
Additional Noninterest Income$1,584,0001,305
Total noninterest expense$3,618,0003,310
Salaries and employee benefits$2,323,0002,855
Premises and equipment expense$501,0003,354
Additional noninterest expense$794,0004,201
Pre-tax net operating income$3,748,0001,862
Securities gains (losses)$33,0001,024
Applicable income taxes$06,976
Income before extraordinary items$3,781,0001,413
Extraordinary gains, net$035
Net income$3,781,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,0008,675
Cash dividends$1,960,0001,086
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,748,0001,403
2005-06-30 (YTD Data)Rank
Total interest income$5,244,0002,911
Total interest expense$1,543,0002,982
Net interest income$3,701,0002,852
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,113,0002,019
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$158,0004,037
Trading account gains and fees$0116
Additional Noninterest Income$955,0001,394
Total noninterest expense$2,315,0003,396
Salaries and employee benefits$1,482,0002,958
Premises and equipment expense$371,0003,048
Additional noninterest expense$462,0004,640
Pre-tax net operating income$2,439,0001,882
Securities gains (losses)$30,000967
Applicable income taxes$06,961
Income before extraordinary items$2,469,0001,415
Extraordinary gains, net$030
Net income$2,469,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0008,596
Cash dividends$980,0001,357
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,439,0001,405
2005-03-31 (YTD Data)Rank
Total interest income$2,549,0002,951
Total interest expense$718,0003,050
Net interest income$1,831,0002,873
Provision for loan and lease losses$30,0003,913
Total noninterest income$487,0002,174
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$68,0004,325
Trading account gains and fees$0115
Additional Noninterest Income$419,0001,503
Total noninterest expense$1,109,0003,544
Salaries and employee benefits$754,0002,914
Premises and equipment expense$151,0003,632
Additional noninterest expense$204,0004,996
Pre-tax net operating income$1,179,0001,915
Securities gains (losses)$30,000675
Applicable income taxes$06,892
Income before extraordinary items$1,209,0001,404
Extraordinary gains, net$024
Net income$1,209,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,659
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,179,0001,415
2004-12-31 (YTD Data)Rank
Total interest income$9,841,0002,878
Total interest expense$2,440,0003,106
Net interest income$7,401,0002,736
Provision for loan and lease losses$305,0002,870
Total noninterest income$2,281,0002,004
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$338,0004,029
Trading account gains and fees$0138
Additional Noninterest Income$1,943,0001,345
Total noninterest expense$4,644,0003,331
Salaries and employee benefits$2,962,0002,872
Premises and equipment expense$621,0003,434
Additional noninterest expense$1,061,0004,138
Pre-tax net operating income$4,733,0001,778
Securities gains (losses)$57,0001,637
Applicable income taxes$07,185
Income before extraordinary items$4,790,0001,348
Extraordinary gains, net$034
Net income$4,790,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,509
Cash dividends$3,920,000784
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,733,0001,326
2004-09-30 (YTD Data)Rank
Total interest income$7,278,0002,877
Total interest expense$1,780,0003,136
Net interest income$5,498,0002,733
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,768,0001,962
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$261,0003,987
Trading account gains and fees$0134
Additional Noninterest Income$1,507,0001,325
Total noninterest expense$3,380,0003,379
Salaries and employee benefits$2,204,0002,868
Premises and equipment expense$437,0003,627
Additional noninterest expense$739,0004,340
Pre-tax net operating income$3,706,0001,733
Securities gains (losses)$57,0001,564
Applicable income taxes$07,220
Income before extraordinary items$3,763,0001,309
Extraordinary gains, net$026
Net income$3,763,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,582
Cash dividends$1,960,0001,009
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,706,0001,285
2004-06-30 (YTD Data)Rank
Total interest income$4,835,0002,876
Total interest expense$1,165,0003,153
Net interest income$3,670,0002,708
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,092,0002,068
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$151,0004,319
Trading account gains and fees$0130
Additional Noninterest Income$941,0001,385
Total noninterest expense$2,185,0003,498
Salaries and employee benefits$1,423,0002,975
Premises and equipment expense$284,0003,710
Additional noninterest expense$478,0004,472
Pre-tax net operating income$2,457,0001,712
Securities gains (losses)$55,0001,393
Applicable income taxes$07,214
Income before extraordinary items$2,512,0001,293
Extraordinary gains, net$021
Net income$2,512,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$980,0001,321
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,457,0001,272
2004-03-31 (YTD Data)Rank
Total interest income$2,427,0002,876
Total interest expense$590,0003,164
Net interest income$1,837,0002,698
Provision for loan and lease losses$60,0002,918
Total noninterest income$499,0002,163
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$429,0001,454
Total noninterest expense$1,139,0003,384
Salaries and employee benefits$738,0002,869
Premises and equipment expense$140,0003,776
Additional noninterest expense$261,0004,169
Pre-tax net operating income$1,137,0001,807
Securities gains (losses)$55,0001,137
Applicable income taxes$07,103
Income before extraordinary items$1,192,0001,347
Extraordinary gains, net$016
Net income$1,192,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,228
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,137,0001,341
2003-12-31 (YTD Data)Rank
Total interest income$10,332,0002,743
Total interest expense$2,997,0002,867
Net interest income$7,335,0002,642
Provision for loan and lease losses$234,0003,734
Total noninterest income$2,503,0001,950
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$304,0004,262
Trading account gains and fees$0160
Additional Noninterest Income$2,199,0001,372
Total noninterest expense$4,727,0003,194
Salaries and employee benefits$2,848,0002,901
Premises and equipment expense$674,0003,188
Additional noninterest expense$1,205,0003,711
Pre-tax net operating income$4,877,0001,673
Securities gains (losses)$153,0001,546
Applicable income taxes$07,459
Income before extraordinary items$5,030,0001,276
Extraordinary gains, net$054
Net income$5,030,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,614
Cash dividends$4,900,000665
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,877,0001,240
2003-09-30 (YTD Data)Rank
Total interest income$7,740,0002,787
Total interest expense$2,340,0002,853
Net interest income$5,400,0002,691
Provision for loan and lease losses$135,0004,077
Total noninterest income$2,020,0001,884
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$228,0004,284
Trading account gains and fees$0153
Additional Noninterest Income$1,792,0001,337
Total noninterest expense$3,389,0003,331
Salaries and employee benefits$2,127,0002,918
Premises and equipment expense$401,0003,850
Additional noninterest expense$861,0003,850
Pre-tax net operating income$3,896,0001,625
Securities gains (losses)$77,0001,969
Applicable income taxes$07,524
Income before extraordinary items$3,973,0001,238
Extraordinary gains, net$040
Net income$3,973,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,900
Cash dividends$2,800,000771
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,896,0001,191
2003-06-30 (YTD Data)Rank
Total interest income$5,129,0002,818
Total interest expense$1,623,0002,841
Net interest income$3,506,0002,765
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,341,0001,871
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$137,0004,506
Trading account gains and fees$0150
Additional Noninterest Income$1,204,0001,334
Total noninterest expense$2,213,0003,381
Salaries and employee benefits$1,395,0002,976
Premises and equipment expense$244,0004,124
Additional noninterest expense$574,0003,835
Pre-tax net operating income$2,574,0001,631
Securities gains (losses)$42,0002,136
Applicable income taxes$07,529
Income before extraordinary items$2,616,0001,264
Extraordinary gains, net$030
Net income$2,616,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,378
Cash dividends$1,820,000814
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,574,0001,193
2003-03-31 (YTD Data)Rank
Total interest income$2,602,0002,803
Total interest expense$842,0002,805
Net interest income$1,760,0002,753
Provision for loan and lease losses$30,0004,429
Total noninterest income$653,0001,872
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$80,0004,080
Trading account gains and fees$0134
Additional Noninterest Income$573,0001,348
Total noninterest expense$1,120,0003,341
Salaries and employee benefits$724,0002,865
Premises and equipment expense$118,0004,220
Additional noninterest expense$278,0003,881
Pre-tax net operating income$1,263,0001,659
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,263,0001,307
Extraordinary gains, net$021
Net income$1,263,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,799
Cash dividends$980,000723
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,263,0001,218
2002-12-31 (YTD Data)Rank
Total interest income$11,426,0002,675
Total interest expense$4,316,0002,573
Net interest income$7,110,0002,689
Provision for loan and lease losses$2,936,000557
Total noninterest income$2,202,0001,974
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$337,0003,974
Trading account gains and fees$0153
Additional Noninterest Income$1,865,0001,395
Total noninterest expense$4,188,0003,433
Salaries and employee benefits$2,603,0003,019
Premises and equipment expense$473,0004,102
Additional noninterest expense$1,112,0003,841
Pre-tax net operating income$2,188,0003,223
Securities gains (losses)$18,0003,224
Applicable income taxes$07,681
Income before extraordinary items$2,206,0002,598
Extraordinary gains, net$070
Net income$2,206,0002,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,906,000447
Cash dividends$2,800,000977
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,188,0002,531
2001-12-31 (YTD Data)Rank
Total interest income$13,475,0002,538
Total interest expense$6,834,0002,341
Net interest income$6,641,0002,690
Provision for loan and lease losses$763,0001,553
Total noninterest income$1,702,0002,291
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$336,0003,877
Trading account gains and fees$0177
Additional Noninterest Income$1,366,0001,649
Total noninterest expense$3,721,0003,643
Salaries and employee benefits$2,408,0003,049
Premises and equipment expense$452,0004,220
Additional noninterest expense$861,0004,545
Pre-tax net operating income$3,859,0001,826
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$3,859,0001,409
Extraordinary gains, net$0105
Net income$3,859,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,0001,306
Cash dividends$2,240,0001,211
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,859,0001,350
2000-12-31 (YTD Data)Rank
Total interest income$12,827,0002,711
Total interest expense$6,638,0002,527
Net interest income$6,189,0002,860
Provision for loan and lease losses$491,0001,905
Total noninterest income$1,436,0002,421
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$280,0004,245
Trading account gains and fees$0180
Additional Noninterest Income$1,156,0001,686
Total noninterest expense$3,365,0003,851
Salaries and employee benefits$2,109,0003,315
Premises and equipment expense$478,0003,927
Additional noninterest expense$778,0004,831
Pre-tax net operating income$3,769,0001,939
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$3,769,0001,403
Extraordinary gains, net$038
Net income$3,769,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,815
Cash dividends$2,184,0001,263
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,769,0001,389
1999-12-31 (YTD Data)Rank
Total interest income$10,472,0003,086
Total interest expense$5,216,0002,801
Net interest income$5,256,0003,305
Provision for loan and lease losses$120,0004,720
Total noninterest income$1,266,0002,601
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$284,0004,134
Trading account gains and fees$0173
Additional Noninterest Income$982,0001,899
Total noninterest expense$3,050,0004,151
Salaries and employee benefits$2,035,0003,389
Premises and equipment expense$314,0005,333
Additional noninterest expense$701,0005,240
Pre-tax net operating income$3,352,0002,184
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$3,352,0001,594
Extraordinary gains, net$035
Net income$3,352,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,565
Cash dividends$3,842,000803
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,352,0001,566
1998-12-31 (YTD Data)Rank
Total interest income$9,907,0003,261
Total interest expense$4,783,0003,125
Net interest income$5,124,0003,308
Provision for loan and lease losses$108,0004,961
Total noninterest income$1,159,0002,766
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$254,0004,435
Trading account gains and fees$0224
Additional Noninterest Income$905,0001,996
Total noninterest expense$2,897,0004,256
Salaries and employee benefits$1,883,0003,526
Premises and equipment expense$342,0004,956
Additional noninterest expense$672,0005,331
Pre-tax net operating income$3,278,0002,193
Securities gains (losses)$-4,00010,023
Applicable income taxes$09,340
Income before extraordinary items$3,274,0001,601
Extraordinary gains, net$032
Net income$3,274,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,064
Cash dividends$2,100,0001,268
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,278,0001,543
1997-12-31 (YTD Data)Rank
Total interest income$8,797,0003,642
Total interest expense$4,218,0003,485
Net interest income$4,579,0003,772
Provision for loan and lease losses$48,0006,747
Total noninterest income$966,0003,115
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$237,0004,828
Trading account gains and fees$0239
Additional Noninterest Income$729,0002,170
Total noninterest expense$2,824,0004,302
Salaries and employee benefits$1,731,0003,775
Premises and equipment expense$441,0004,106
Additional noninterest expense$652,0005,491
Pre-tax net operating income$2,673,0002,751
Securities gains (losses)$1,0003,559
Applicable income taxes$99,0008,414
Income before extraordinary items$2,575,0002,056
Extraordinary gains, net$044
Net income$2,575,0002,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00010,281
Cash dividends$1,008,0002,137
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,574,0402,005
1996-12-31 (YTD Data)Rank
Total interest income$8,151,0003,965
Total interest expense$3,845,0003,856
Net interest income$4,306,0004,028
Provision for loan and lease losses$48,0006,700
Total noninterest income$897,0003,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$241,0004,950
Trading account gains and feesNANA
Additional Noninterest Income$656,0002,413
Total noninterest expense$2,476,0005,050
Salaries and employee benefits$1,606,0004,050
Premises and equipment expense$296,0005,649
Additional noninterest expense$574,0006,523
Pre-tax net operating income$2,679,0002,614
Securities gains (losses)$1,0003,760
Applicable income taxes$804,0002,826
Income before extraordinary items$1,876,0002,593
Extraordinary gains, net$053
Net income$1,876,0002,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$770,0002,570
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,875,3002,552
1995-12-31 (YTD Data)Rank
Total interest income$7,419,0004,324
Total interest expense$3,435,0004,226
Net interest income$3,984,0004,328
Provision for loan and lease losses$60,0005,704
Total noninterest income$781,0003,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,544
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,617
Total noninterest expense$2,619,0004,800
Salaries and employee benefits$1,585,0004,079
Premises and equipment expense$351,0005,010
Additional noninterest expense$683,0005,974
Pre-tax net operating income$2,086,0003,356
Securities gains (losses)$-9,00010,045
Applicable income taxes$387,0005,060
Income before extraordinary items$1,690,0002,914
Extraordinary gains, net$065
Net income$1,690,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,798
Cash dividends$910,0002,199
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,697,2902,863
1994-12-31 (YTD Data)Rank
Total interest income$6,519,0004,509
Total interest expense$2,520,0004,618
Net interest income$3,999,0004,382
Provision for loan and lease losses$120,0004,039
Total noninterest income$582,0004,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,747
Trading account gains and feesNANA
Additional Noninterest Income$426,0003,281
Total noninterest expense$2,337,0005,474
Salaries and employee benefits$1,404,0004,549
Premises and equipment expense$319,0005,448
Additional noninterest expense$614,0006,931
Pre-tax net operating income$2,124,0003,262
Securities gains (losses)$-1,0008,790
Applicable income taxes$547,0003,785
Income before extraordinary items$1,576,0003,047
Extraordinary gains, net$0249
Net income$1,576,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,370
Cash dividends$464,0003,402
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,576,7403,063
1993-12-31 (YTD Data)Rank
Total interest income$6,379,0004,692
Total interest expense$2,448,0004,918
Net interest income$3,931,0004,486
Provision for loan and lease losses$150,0004,621
Total noninterest income$562,0005,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0006,825
Trading account gains and feesNANA
Additional Noninterest Income$402,0003,737
Total noninterest expense$2,523,0005,240
Salaries and employee benefits$1,364,0004,667
Premises and equipment expense$297,0005,898
Additional noninterest expense$862,0005,573
Pre-tax net operating income$1,820,0003,637
Securities gains (losses)$2,0006,773
Applicable income taxes$462,0004,480
Income before extraordinary items$1,360,0003,560
Extraordinary gains, net$03,149
Net income$1,360,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0004,062
Cash dividends$406,0003,598
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,358,5003,365
1992-12-31 (YTD Data)Rank
Total interest income$6,740,0004,980
Total interest expense$3,101,0005,014
Net interest income$3,639,0004,839
Provision for loan and lease losses$77,0008,018
Total noninterest income$578,0005,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0006,688
Trading account gains and feesNANA
Additional Noninterest Income$411,0003,642
Total noninterest expense$2,475,0005,361
Salaries and employee benefits$1,279,0004,894
Premises and equipment expense$374,0005,066
Additional noninterest expense$822,0005,938
Pre-tax net operating income$1,665,0003,687
Securities gains (losses)$73,0003,512
Applicable income taxes$484,0004,097
Income before extraordinary items$1,254,0003,658
Extraordinary gains, net$01,422
Net income$1,254,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0006,521
Cash dividends$420,0003,185
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,201,4403,526

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.