Home > Bank of Marin > Income and Expense

Bank of Marin, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$140,759,000394
Total interest expense$36,733,000493
Net interest income$104,026,000358
Provision for loan and lease losses$2,233,000526
Total noninterest income$9,617,000757
Gross Fiduciary activities income$2,145,000389
Service charges on deposit accounts$1,894,000587
Trading account gains and fees$0123
Additional Noninterest Income$5,578,000824
Total noninterest expense$77,775,000378
Salaries and employee benefits$42,495,000373
Premises and equipment expense$10,368,000291
Additional noninterest expense$5,578,000824
Pre-tax net operating income$33,635,000474
Securities gains (losses)$-5,893,0004,495
Applicable income taxes$6,646,000451
Income before extraordinary items$21,096,000560
Extraordinary gains, net$054
Net income$21,096,000567
Minority interest net income$088
Net income of bank and minority interests.$21,096,000563
Net charge-offs$386,000856
Cash dividends$20,000,000298
Sale, conversion, retirement of capital stock, net$2,451,000124
Net operating income$25,751,470498
2023-09-30 (YTD Data)Rank
Total interest income$104,987,000392
Total interest expense$25,574,000495
Net interest income$79,413,000354
Provision for loan and lease losses$933,000684
Total noninterest income$7,342,000758
Gross Fiduciary activities income$1,585,000392
Service charges on deposit accounts$1,416,000587
Trading account gains and fees$0125
Additional Noninterest Income$4,341,000816
Total noninterest expense$58,885,000374
Salaries and employee benefits$32,387,000369
Premises and equipment expense$8,045,000286
Additional noninterest expense$4,341,000816
Pre-tax net operating income$26,937,000458
Securities gains (losses)$14,000555
Applicable income taxes$6,745,000392
Income before extraordinary items$20,206,000483
Extraordinary gains, net$052
Net income$20,206,000485
Minority interest net income$081
Net income of bank and minority interests.$20,206,000482
Net charge-offs$-2,0003,495
Cash dividends$20,000,000250
Sale, conversion, retirement of capital stock, net$2,155,000115
Net operating income$20,194,940490
2023-06-30 (YTD Data)Rank
Total interest income$69,560,000380
Total interest expense$14,939,000500
Net interest income$54,621,000344
Provision for loan and lease losses$508,000774
Total noninterest income$5,082,000713
Gross Fiduciary activities income$1,070,000384
Service charges on deposit accounts$951,000566
Trading account gains and fees$0112
Additional Noninterest Income$3,061,000736
Total noninterest expense$39,570,000366
Salaries and employee benefits$21,915,000354
Premises and equipment expense$5,658,000267
Additional noninterest expense$3,061,000736
Pre-tax net operating income$19,625,000436
Securities gains (losses)$0938
Applicable income taxes$5,018,000365
Income before extraordinary items$14,607,000450
Extraordinary gains, net$051
Net income$14,607,000456
Minority interest net income$081
Net income of bank and minority interests.$14,607,000449
Net charge-offs$1,0002,309
Cash dividends$14,000,000230
Sale, conversion, retirement of capital stock, net$1,587,00096
Net operating income$14,607,000456
2023-03-31 (YTD Data)Rank
Total interest income$34,649,000379
Total interest expense$4,448,000676
Net interest income$30,201,000325
Provision for loan and lease losses$176,000952
Total noninterest income$2,633,000707
Gross Fiduciary activities income$511,000404
Service charges on deposit accounts$479,000574
Trading account gains and fees$097
Additional Noninterest Income$1,643,000696
Total noninterest expense$19,405,000378
Salaries and employee benefits$10,728,000378
Premises and equipment expense$3,288,000245
Additional noninterest expense$1,643,000696
Pre-tax net operating income$13,253,000356
Securities gains (losses)$0950
Applicable income taxes$3,549,000292
Income before extraordinary items$9,704,000373
Extraordinary gains, net$04
Net income$9,704,000374
Minority interest net income$048
Net income of bank and minority interests.$9,704,000374
Net charge-offs$3,0001,707
Cash dividends$14,000,000146
Sale, conversion, retirement of capital stock, net$959,00079
Net operating income$9,704,000382
2022-12-31 (YTD Data)Rank
Total interest income$131,097,000327
Total interest expense$2,549,0001,337
Net interest income$128,548,000304
Provision for loan and lease losses$-381,0004,504
Total noninterest income$9,912,000765
Gross Fiduciary activities income$2,227,000399
Service charges on deposit accounts$1,802,000627
Trading account gains and fees$0116
Additional Noninterest Income$5,883,000791
Total noninterest expense$73,476,000386
Salaries and employee benefits$41,056,000384
Premises and equipment expense$9,626,000306
Additional noninterest expense$5,883,000791
Pre-tax net operating income$65,365,000313
Securities gains (losses)$-63,0003,799
Applicable income taxes$17,453,000264
Income before extraordinary items$47,849,000332
Extraordinary gains, net$05
Net income$47,849,000332
Minority interest net income$063
Net income of bank and minority interests.$47,849,000332
Net charge-offs$-23,0003,870
Cash dividends$16,200,000330
Sale, conversion, retirement of capital stock, net$3,414,000139
Net operating income$47,898,770342
2022-09-30 (YTD Data)Rank
Total interest income$96,599,000319
Total interest expense$1,718,0001,163
Net interest income$94,881,000303
Provision for loan and lease losses$-381,0004,565
Total noninterest income$7,622,000767
Gross Fiduciary activities income$1,737,000388
Service charges on deposit accounts$1,338,000638
Trading account gains and fees$0111
Additional Noninterest Income$4,547,000797
Total noninterest expense$55,601,000381
Salaries and employee benefits$31,676,000371
Premises and equipment expense$6,968,000315
Additional noninterest expense$4,547,000797
Pre-tax net operating income$47,283,000325
Securities gains (losses)$-63,0004,140
Applicable income taxes$12,559,000280
Income before extraordinary items$34,661,000332
Extraordinary gains, net$04
Net income$34,661,000332
Minority interest net income$057
Net income of bank and minority interests.$34,661,000332
Net charge-offs$-3,0003,287
Cash dividends$16,200,000255
Sale, conversion, retirement of capital stock, net$3,078,000115
Net operating income$34,710,770340
2022-06-30 (YTD Data)Rank
Total interest income$62,771,000313
Total interest expense$1,168,000993
Net interest income$61,603,000302
Provision for loan and lease losses$-803,0004,655
Total noninterest income$5,087,000749
Gross Fiduciary activities income$1,230,000342
Service charges on deposit accounts$854,000666
Trading account gains and fees$0108
Additional Noninterest Income$3,003,000824
Total noninterest expense$37,258,000373
Salaries and employee benefits$21,302,000358
Premises and equipment expense$4,626,000312
Additional noninterest expense$11,330,000399
Pre-tax net operating income$30,235,000322
Securities gains (losses)$0687
Applicable income taxes$7,984,000275
Income before extraordinary items$22,251,000333
Extraordinary gains, net$04
Net income$22,251,000333
Minority interest net income$060
Net income of bank and minority interests.$22,251,000333
Net charge-offs$-1,0002,999
Cash dividends$16,200,000196
Sale, conversion, retirement of capital stock, net$2,237,00094
Net operating income$22,251,000341
2022-03-31 (YTD Data)Rank
Total interest income$30,735,000308
Total interest expense$578,000963
Net interest income$30,157,000304
Provision for loan and lease losses$-803,0004,673
Total noninterest income$2,608,000754
Gross Fiduciary activities income$600,000349
Service charges on deposit accounts$443,000629
Trading account gains and fees$0103
Additional Noninterest Income$1,565,000809
Total noninterest expense$18,883,000370
Salaries and employee benefits$11,278,000349
Premises and equipment expense$2,351,000310
Additional noninterest expense$5,254,000413
Pre-tax net operating income$14,685,000315
Securities gains (losses)$0623
Applicable income taxes$3,873,000277
Income before extraordinary items$10,812,000332
Extraordinary gains, net$04
Net income$10,812,000332
Minority interest net income$050
Net income of bank and minority interests.$10,812,000332
Net charge-offs$-9,0003,881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$1,566,00059
Net operating income$10,812,000339
2021-12-31 (YTD Data)Rank
Total interest income$109,113,000338
Total interest expense$2,041,0001,312
Net interest income$107,072,000316
Provision for loan and lease losses$-2,441,0004,613
Total noninterest income$9,388,000874
Gross Fiduciary activities income$2,222,000356
Service charges on deposit accounts$1,441,000718
Trading account gains and fees$0132
Additional Noninterest Income$5,725,000971
Total noninterest expense$68,614,000401
Salaries and employee benefits$41,047,000376
Premises and equipment expense$8,995,000324
Additional noninterest expense$18,572,000447
Pre-tax net operating income$50,287,000386
Securities gains (losses)$-16,0004,409
Applicable income taxes$12,892,000331
Income before extraordinary items$37,379,000413
Extraordinary gains, net$010
Net income$37,379,000412
Minority interest net income$074
Net income of bank and minority interests.$37,379,000413
Net charge-offs$-93,0004,340
Cash dividends$64,000,000152
Sale, conversion, retirement of capital stock, net$4,865,000109
Net operating income$37,391,640405
2021-09-30 (YTD Data)Rank
Total interest income$77,613,000356
Total interest expense$1,429,0001,451
Net interest income$76,184,000332
Provision for loan and lease losses$-3,251,0004,729
Total noninterest income$6,907,000910
Gross Fiduciary activities income$1,615,000359
Service charges on deposit accounts$950,000805
Trading account gains and fees$0132
Additional Noninterest Income$4,342,000982
Total noninterest expense$50,378,000405
Salaries and employee benefits$30,590,000385
Premises and equipment expense$6,616,000334
Additional noninterest expense$13,172,000473
Pre-tax net operating income$35,964,000410
Securities gains (losses)$1,0001,947
Applicable income taxes$9,185,000351
Income before extraordinary items$26,780,000435
Extraordinary gains, net$08
Net income$26,780,000434
Minority interest net income$069
Net income of bank and minority interests.$26,780,000435
Net charge-offs$-84,0004,408
Cash dividends$64,000,000119
Sale, conversion, retirement of capital stock, net$128,856,0006
Net operating income$26,779,210429
2021-06-30 (YTD Data)Rank
Total interest income$49,145,000368
Total interest expense$893,0001,589
Net interest income$48,252,000348
Provision for loan and lease losses$-5,051,0004,812
Total noninterest income$3,521,0001,078
Gross Fiduciary activities income$1,018,000364
Service charges on deposit accounts$525,000908
Trading account gains and fees$0133
Additional Noninterest Income$1,978,0001,304
Total noninterest expense$29,997,000441
Salaries and employee benefits$17,722,000429
Premises and equipment expense$4,328,000339
Additional noninterest expense$7,947,000509
Pre-tax net operating income$26,827,000371
Securities gains (losses)$01,818
Applicable income taxes$6,953,000321
Income before extraordinary items$19,874,000405
Extraordinary gains, net$06
Net income$19,874,000403
Minority interest net income$067
Net income of bank and minority interests.$19,874,000405
Net charge-offs$-75,0004,500
Cash dividends$30,000,000129
Sale, conversion, retirement of capital stock, net$1,966,00092
Net operating income$19,874,000395
2021-03-31 (YTD Data)Rank
Total interest income$23,981,000373
Total interest expense$440,0001,665
Net interest income$23,541,000350
Provision for loan and lease losses$-3,519,0004,861
Total noninterest income$1,676,0001,115
Gross Fiduciary activities income$488,000368
Service charges on deposit accounts$243,000940
Trading account gains and fees$0127
Additional Noninterest Income$945,0001,320
Total noninterest expense$15,054,000440
Salaries and employee benefits$9,030,000423
Premises and equipment expense$2,199,000339
Additional noninterest expense$3,825,000501
Pre-tax net operating income$13,682,000368
Securities gains (losses)$01,392
Applicable income taxes$3,525,000315
Income before extraordinary items$10,157,000393
Extraordinary gains, net$03
Net income$10,157,000390
Minority interest net income$055
Net income of bank and minority interests.$10,157,000393
Net charge-offs$-13,0004,173
Cash dividends$30,000,00071
Sale, conversion, retirement of capital stock, net$1,168,00075
Net operating income$10,157,000385
2020-12-31 (YTD Data)Rank
Total interest income$100,292,000356
Total interest expense$2,821,0001,566
Net interest income$97,471,000325
Provision for loan and lease losses$4,594,000606
Total noninterest income$6,979,0001,021
Gross Fiduciary activities income$1,851,000366
Service charges on deposit accounts$1,157,000830
Trading account gains and fees$0133
Additional Noninterest Income$3,971,0001,212
Total noninterest expense$58,703,000433
Salaries and employee benefits$33,675,000432
Premises and equipment expense$9,058,000317
Additional noninterest expense$15,970,000495
Pre-tax net operating income$41,153,000342
Securities gains (losses)$915,000401
Applicable income taxes$10,783,000281
Income before extraordinary items$31,285,000373
Extraordinary gains, net$04
Net income$31,285,000372
Minority interest net income$072
Net income of bank and minority interests.$31,285,000373
Net charge-offs$1,0003,386
Cash dividends$16,200,000324
Sale, conversion, retirement of capital stock, net$4,151,000102
Net operating income$30,562,150372
2020-09-30 (YTD Data)Rank
Total interest income$76,053,000352
Total interest expense$2,366,0001,504
Net interest income$73,687,000323
Provision for loan and lease losses$5,450,000473
Total noninterest income$5,303,000992
Gross Fiduciary activities income$1,375,000362
Service charges on deposit accounts$909,000796
Trading account gains and fees$0125
Additional Noninterest Income$3,019,0001,167
Total noninterest expense$43,821,000432
Salaries and employee benefits$25,444,000417
Premises and equipment expense$6,668,000323
Additional noninterest expense$11,709,000489
Pre-tax net operating income$29,719,000328
Securities gains (losses)$915,000330
Applicable income taxes$7,700,000278
Income before extraordinary items$22,934,000343
Extraordinary gains, net$04
Net income$22,934,000342
Minority interest net income$065
Net income of bank and minority interests.$22,934,000343
Net charge-offs$14,0002,631
Cash dividends$16,200,000257
Sale, conversion, retirement of capital stock, net$3,552,00088
Net operating income$22,211,150347
2020-06-30 (YTD Data)Rank
Total interest income$50,735,000356
Total interest expense$1,798,0001,436
Net interest income$48,937,000324
Provision for loan and lease losses$4,200,000444
Total noninterest income$3,662,000919
Gross Fiduciary activities income$925,000361
Service charges on deposit accounts$662,000756
Trading account gains and fees$0123
Additional Noninterest Income$2,075,0001,058
Total noninterest expense$28,919,000430
Salaries and employee benefits$16,972,000411
Premises and equipment expense$4,363,000323
Additional noninterest expense$7,584,000493
Pre-tax net operating income$19,480,000290
Securities gains (losses)$915,000240
Applicable income taxes$5,213,000239
Income before extraordinary items$15,182,000309
Extraordinary gains, net$04
Net income$15,182,000309
Minority interest net income$065
Net income of bank and minority interests.$15,182,000309
Net charge-offs$9,0002,487
Cash dividends$16,200,000197
Sale, conversion, retirement of capital stock, net$2,911,00068
Net operating income$14,459,150310
2020-03-31 (YTD Data)Rank
Total interest income$25,592,000364
Total interest expense$1,216,0001,230
Net interest income$24,376,000324
Provision for loan and lease losses$2,200,000379
Total noninterest income$2,112,000782
Gross Fiduciary activities income$504,000345
Service charges on deposit accounts$408,000732
Trading account gains and fees$0106
Additional Noninterest Income$1,200,000853
Total noninterest expense$15,165,000416
Salaries and employee benefits$9,310,000387
Premises and equipment expense$2,182,000333
Additional noninterest expense$3,673,000508
Pre-tax net operating income$9,123,000285
Securities gains (losses)$800,000126
Applicable income taxes$2,446,000224
Income before extraordinary items$7,477,000283
Extraordinary gains, net$04
Net income$7,477,000282
Minority interest net income$056
Net income of bank and minority interests.$7,477,000283
Net charge-offs$-7,0004,334
Cash dividends$16,200,000138
Sale, conversion, retirement of capital stock, net$1,963,00053
Net operating income$6,845,000304
2019-12-31 (YTD Data)Rank
Total interest income$101,236,000363
Total interest expense$4,528,0001,343
Net interest income$96,708,000320
Provision for loan and lease losses$900,000972
Total noninterest income$8,225,000800
Gross Fiduciary activities income$1,907,000359
Service charges on deposit accounts$1,687,000739
Trading account gains and fees$0135
Additional Noninterest Income$4,631,000878
Total noninterest expense$56,571,000420
Salaries and employee benefits$33,499,000402
Premises and equipment expense$8,347,000340
Additional noninterest expense$14,725,000491
Pre-tax net operating income$47,462,000325
Securities gains (losses)$55,0001,202
Applicable income taxes$12,133,000289
Income before extraordinary items$35,384,000348
Extraordinary gains, net$011
Net income$35,384,000349
Minority interest net income$076
Net income of bank and minority interests.$35,384,000349
Net charge-offs$44,0002,727
Cash dividends$17,600,000331
Sale, conversion, retirement of capital stock, net$3,711,000111
Net operating income$35,340,550341
2019-09-30 (YTD Data)Rank
Total interest income$75,795,000370
Total interest expense$3,243,0001,397
Net interest income$72,552,000323
Provision for loan and lease losses$400,0001,347
Total noninterest income$6,116,000798
Gross Fiduciary activities income$1,406,000363
Service charges on deposit accounts$1,271,000729
Trading account gains and fees$0129
Additional Noninterest Income$3,439,000868
Total noninterest expense$43,513,000408
Salaries and employee benefits$25,851,000393
Premises and equipment expense$6,298,000337
Additional noninterest expense$11,364,000475
Pre-tax net operating income$34,755,000332
Securities gains (losses)$55,0001,030
Applicable income taxes$8,731,000298
Income before extraordinary items$26,079,000353
Extraordinary gains, net$011
Net income$26,079,000354
Minority interest net income$072
Net income of bank and minority interests.$26,079,000354
Net charge-offs$-19,0004,594
Cash dividends$17,600,000260
Sale, conversion, retirement of capital stock, net$3,022,00096
Net operating income$26,035,550347
2019-06-30 (YTD Data)Rank
Total interest income$50,261,000371
Total interest expense$2,119,0001,398
Net interest income$48,142,000325
Provision for loan and lease losses$03,685
Total noninterest income$3,599,000867
Gross Fiduciary activities income$911,000366
Service charges on deposit accounts$877,000700
Trading account gains and fees$0131
Additional Noninterest Income$1,811,0001,003
Total noninterest expense$29,639,000401
Salaries and employee benefits$17,628,000382
Premises and equipment expense$4,224,000339
Additional noninterest expense$7,787,000468
Pre-tax net operating income$22,102,000335
Securities gains (losses)$55,000724
Applicable income taxes$5,794,000298
Income before extraordinary items$16,363,000358
Extraordinary gains, net$011
Net income$16,363,000359
Minority interest net income$069
Net income of bank and minority interests.$16,363,000359
Net charge-offs$-14,0004,574
Cash dividends$10,400,000268
Sale, conversion, retirement of capital stock, net$2,239,00078
Net operating income$16,319,550352
2019-03-31 (YTD Data)Rank
Total interest income$25,127,000375
Total interest expense$1,025,0001,410
Net interest income$24,102,000325
Provision for loan and lease losses$03,406
Total noninterest income$1,580,000910
Gross Fiduciary activities income$438,000369
Service charges on deposit accounts$441,000695
Trading account gains and fees$0126
Additional Noninterest Income$701,0001,164
Total noninterest expense$15,122,000392
Salaries and employee benefits$8,967,000379
Premises and equipment expense$2,081,000349
Additional noninterest expense$4,074,000446
Pre-tax net operating income$10,560,000337
Securities gains (losses)$-6,0005,035
Applicable income taxes$2,748,000298
Income before extraordinary items$7,806,000363
Extraordinary gains, net$05
Net income$7,806,000363
Minority interest net income$052
Net income of bank and minority interests.$7,806,000363
Net charge-offs$4,0002,286
Cash dividends$10,400,000174
Sale, conversion, retirement of capital stock, net$1,550,00048
Net operating income$7,810,740356
2018-12-31 (YTD Data)Rank
Total interest income$96,039,000369
Total interest expense$2,197,0001,813
Net interest income$93,842,000334
Provision for loan and lease losses$04,082
Total noninterest income$8,295,000787
Gross Fiduciary activities income$1,919,000355
Service charges on deposit accounts$1,743,000729
Trading account gains and fees$0126
Additional Noninterest Income$4,633,000843
Total noninterest expense$56,991,000410
Salaries and employee benefits$32,602,000397
Premises and equipment expense$8,096,000352
Additional noninterest expense$16,293,000442
Pre-tax net operating income$45,146,000339
Securities gains (losses)$876,00089
Applicable income taxes$11,565,000284
Income before extraordinary items$34,457,000352
Extraordinary gains, net$06
Net income$34,457,000352
Minority interest net income$072
Net income of bank and minority interests.$34,457,000352
Net charge-offs$-54,0004,911
Cash dividends$36,700,000186
Sale, conversion, retirement of capital stock, net$3,688,000126
Net operating income$33,764,960354
2018-09-30 (YTD Data)Rank
Total interest income$70,645,000372
Total interest expense$1,429,0001,927
Net interest income$69,216,000338
Provision for loan and lease losses$03,948
Total noninterest income$6,204,000799
Gross Fiduciary activities income$1,493,000350
Service charges on deposit accounts$1,295,000728
Trading account gains and fees$0138
Additional Noninterest Income$3,416,000860
Total noninterest expense$43,568,000405
Salaries and employee benefits$24,851,000399
Premises and equipment expense$6,070,000353
Additional noninterest expense$12,647,000429
Pre-tax net operating income$31,852,000348
Securities gains (losses)$-79,0005,201
Applicable income taxes$7,865,000300
Income before extraordinary items$23,908,000366
Extraordinary gains, net$05
Net income$23,908,000366
Minority interest net income$066
Net income of bank and minority interests.$23,908,000366
Net charge-offs$-50,0004,927
Cash dividends$36,700,000142
Sale, conversion, retirement of capital stock, net$3,146,000112
Net operating income$23,970,410365
2018-06-30 (YTD Data)Rank
Total interest income$46,243,000376
Total interest expense$885,0001,951
Net interest income$45,358,000344
Provision for loan and lease losses$03,782
Total noninterest income$4,075,000797
Gross Fiduciary activities income$1,003,000353
Service charges on deposit accounts$858,000729
Trading account gains and fees$0130
Additional Noninterest Income$2,214,000881
Total noninterest expense$29,887,000399
Salaries and employee benefits$16,971,000397
Premises and equipment expense$4,100,000346
Additional noninterest expense$8,816,000418
Pre-tax net operating income$19,546,000358
Securities gains (losses)$11,000582
Applicable income taxes$4,619,000320
Income before extraordinary items$14,938,000375
Extraordinary gains, net$06
Net income$14,938,000375
Minority interest net income$065
Net income of bank and minority interests.$14,938,000375
Net charge-offs$-46,0004,995
Cash dividends$34,300,000109
Sale, conversion, retirement of capital stock, net$2,419,00084
Net operating income$14,929,310373
2018-03-31 (YTD Data)Rank
Total interest income$22,643,000379
Total interest expense$442,0001,884
Net interest income$22,201,000348
Provision for loan and lease losses$03,508
Total noninterest income$2,044,000775
Gross Fiduciary activities income$515,000344
Service charges on deposit accounts$443,000707
Trading account gains and fees$0123
Additional Noninterest Income$1,086,000879
Total noninterest expense$15,767,000383
Salaries and employee benefits$8,848,000384
Premises and equipment expense$2,049,000348
Additional noninterest expense$4,870,000381
Pre-tax net operating income$8,478,000394
Securities gains (losses)$0735
Applicable income taxes$1,789,000378
Income before extraordinary items$6,689,000406
Extraordinary gains, net$07
Net income$6,689,000405
Minority interest net income$052
Net income of bank and minority interests.$6,689,000406
Net charge-offs$-4,0004,365
Cash dividends$6,300,000180
Sale, conversion, retirement of capital stock, net$1,385,00073
Net operating income$6,689,000408
2017-12-31 (YTD Data)Rank
Total interest income$77,362,000395
Total interest expense$1,305,0002,131
Net interest income$76,057,000366
Provision for loan and lease losses$500,0001,444
Total noninterest income$7,678,000838
Gross Fiduciary activities income$2,090,000330
Service charges on deposit accounts$1,635,000761
Trading account gains and fees$0151
Additional Noninterest Income$3,953,000961
Total noninterest expense$51,694,000438
Salaries and employee benefits$29,426,000422
Premises and equipment expense$7,395,000371
Additional noninterest expense$14,873,000463
Pre-tax net operating income$31,541,000389
Securities gains (losses)$-185,0005,503
Applicable income taxes$13,738,000330
Income before extraordinary items$17,618,000451
Extraordinary gains, net$09
Net income$17,618,000449
Minority interest net income$076
Net income of bank and minority interests.$17,618,000451
Net charge-offs$175,0001,936
Cash dividends$8,000,000447
Sale, conversion, retirement of capital stock, net$3,445,000126
Net operating income$17,736,400443
2017-09-30 (YTD Data)Rank
Total interest income$56,531,000402
Total interest expense$905,0002,221
Net interest income$55,626,000374
Provision for loan and lease losses$04,088
Total noninterest income$5,676,000856
Gross Fiduciary activities income$1,546,000332
Service charges on deposit accounts$1,225,000769
Trading account gains and fees$0145
Additional Noninterest Income$2,905,000994
Total noninterest expense$37,420,000454
Salaries and employee benefits$21,733,000436
Premises and equipment expense$5,484,000376
Additional noninterest expense$10,203,000507
Pre-tax net operating income$23,882,000396
Securities gains (losses)$10,0001,621
Applicable income taxes$8,110,000352
Income before extraordinary items$15,782,000430
Extraordinary gains, net$09
Net income$15,782,000429
Minority interest net income$071
Net income of bank and minority interests.$15,782,000430
Net charge-offs$194,0001,420
Cash dividends$8,000,000338
Sale, conversion, retirement of capital stock, net$2,701,000114
Net operating income$15,775,400426
2017-06-30 (YTD Data)Rank
Total interest income$37,143,000406
Total interest expense$593,0002,217
Net interest income$36,550,000377
Provision for loan and lease losses$03,871
Total noninterest income$3,789,000848
Gross Fiduciary activities income$1,007,000338
Service charges on deposit accounts$824,000747
Trading account gains and fees$0139
Additional Noninterest Income$1,958,000986
Total noninterest expense$25,072,000460
Salaries and employee benefits$14,545,000439
Premises and equipment expense$3,635,000375
Additional noninterest expense$6,892,000504
Pre-tax net operating income$15,267,000407
Securities gains (losses)$10,0001,261
Applicable income taxes$5,089,000367
Income before extraordinary items$10,188,000440
Extraordinary gains, net$011
Net income$10,188,000439
Minority interest net income$071
Net income of bank and minority interests.$10,188,000440
Net charge-offs$210,0001,032
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$1,608,000110
Net operating income$10,181,300434
2017-03-31 (YTD Data)Rank
Total interest income$18,264,000406
Total interest expense$303,0002,156
Net interest income$17,961,000377
Provision for loan and lease losses$03,537
Total noninterest income$1,882,000854
Gross Fiduciary activities income$503,000336
Service charges on deposit accounts$416,000749
Trading account gains and fees$0142
Additional Noninterest Income$963,000983
Total noninterest expense$12,769,000454
Salaries and employee benefits$7,375,000441
Premises and equipment expense$1,796,000388
Additional noninterest expense$3,598,000484
Pre-tax net operating income$7,074,000419
Securities gains (losses)$01,153
Applicable income taxes$2,324,000385
Income before extraordinary items$4,750,000453
Extraordinary gains, net$08
Net income$4,750,000452
Minority interest net income$055
Net income of bank and minority interests.$4,750,000453
Net charge-offs$223,000558
Cash dividends$4,000,000232
Sale, conversion, retirement of capital stock, net$571,000112
Net operating income$4,750,000445
2016-12-31 (YTD Data)Rank
Total interest income$76,583,000380
Total interest expense$1,833,0001,520
Net interest income$74,750,000358
Provision for loan and lease losses$-1,850,0005,873
Total noninterest income$7,574,000851
Gross Fiduciary activities income$2,090,000326
Service charges on deposit accounts$1,620,000780
Trading account gains and fees$0170
Additional Noninterest Income$3,864,0001,004
Total noninterest expense$46,708,000478
Salaries and employee benefits$26,268,000462
Premises and equipment expense$6,873,000394
Additional noninterest expense$13,567,000512
Pre-tax net operating income$37,466,000316
Securities gains (losses)$426,000508
Applicable income taxes$13,940,000278
Income before extraordinary items$23,952,000359
Extraordinary gains, net$05
Net income$23,952,000358
Minority interest net income$082
Net income of bank and minority interests.$23,952,000358
Net charge-offs$-2,293,0005,894
Cash dividends$6,400,000542
Sale, conversion, retirement of capital stock, net$2,643,000131
Net operating income$23,679,360358
2016-09-30 (YTD Data)Rank
Total interest income$57,599,000379
Total interest expense$1,512,0001,404
Net interest income$56,087,000358
Provision for loan and lease losses$-1,550,0005,941
Total noninterest income$5,722,000848
Gross Fiduciary activities income$1,599,000323
Service charges on deposit accounts$1,216,000782
Trading account gains and fees$0169
Additional Noninterest Income$2,907,0001,016
Total noninterest expense$35,183,000480
Salaries and employee benefits$19,864,000460
Premises and equipment expense$5,047,000400
Additional noninterest expense$10,272,000510
Pre-tax net operating income$28,176,000314
Securities gains (losses)$394,000498
Applicable income taxes$10,501,000276
Income before extraordinary items$18,069,000344
Extraordinary gains, net$05
Net income$18,069,000344
Minority interest net income$071
Net income of bank and minority interests.$18,069,000344
Net charge-offs$-2,264,0005,965
Cash dividends$6,400,000411
Sale, conversion, retirement of capital stock, net$2,176,000109
Net operating income$17,816,840341
2016-06-30 (YTD Data)Rank
Total interest income$37,542,000385
Total interest expense$1,168,0001,232
Net interest income$36,374,000367
Provision for loan and lease losses$04,017
Total noninterest income$3,832,000838
Gross Fiduciary activities income$1,093,000320
Service charges on deposit accounts$808,000777
Trading account gains and fees$0157
Additional Noninterest Income$1,931,000990
Total noninterest expense$23,487,000484
Salaries and employee benefits$13,284,000462
Premises and equipment expense$3,328,000402
Additional noninterest expense$6,875,000505
Pre-tax net operating income$16,719,000336
Securities gains (losses)$394,000344
Applicable income taxes$6,195,000286
Income before extraordinary items$10,918,000374
Extraordinary gains, net$016
Net income$10,918,000373
Minority interest net income$071
Net income of bank and minority interests.$10,918,000373
Net charge-offs$-88,0005,672
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$1,828,00087
Net operating income$10,665,840374
2016-03-31 (YTD Data)Rank
Total interest income$19,364,000376
Total interest expense$448,0001,548
Net interest income$18,916,000350
Provision for loan and lease losses$03,656
Total noninterest income$1,882,000826
Gross Fiduciary activities income$566,000305
Service charges on deposit accounts$431,000726
Trading account gains and fees$0142
Additional Noninterest Income$885,0001,023
Total noninterest expense$11,777,000472
Salaries and employee benefits$6,660,000460
Premises and equipment expense$1,723,000398
Additional noninterest expense$3,394,000510
Pre-tax net operating income$9,021,000310
Securities gains (losses)$110,000485
Applicable income taxes$3,288,000280
Income before extraordinary items$5,843,000340
Extraordinary gains, net$012
Net income$5,843,000340
Minority interest net income$062
Net income of bank and minority interests.$5,843,000340
Net charge-offs$-29,0005,579
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$1,393,00058
Net operating income$5,772,600335
2015-12-31 (YTD Data)Rank
Total interest income$70,441,000382
Total interest expense$1,831,0001,497
Net interest income$68,610,000363
Provision for loan and lease losses$500,0001,348
Total noninterest income$8,107,000790
Gross Fiduciary activities income$2,391,000299
Service charges on deposit accounts$1,876,000699
Trading account gains and fees$0159
Additional Noninterest Income$3,840,000987
Total noninterest expense$45,976,000474
Salaries and employee benefits$25,403,000457
Premises and equipment expense$7,426,000371
Additional noninterest expense$13,147,000519
Pre-tax net operating income$30,241,000351
Securities gains (losses)$78,0001,316
Applicable income taxes$11,074,000292
Income before extraordinary items$19,245,000405
Extraordinary gains, net$023
Net income$19,245,000404
Minority interest net income$081
Net income of bank and minority interests.$19,245,000405
Net charge-offs$600,0001,011
Cash dividends$6,500,000534
Sale, conversion, retirement of capital stock, net$2,263,000137
Net operating income$19,195,080405
2015-09-30 (YTD Data)Rank
Total interest income$52,460,000387
Total interest expense$1,384,0001,507
Net interest income$51,076,000369
Provision for loan and lease losses$04,232
Total noninterest income$6,193,000794
Gross Fiduciary activities income$1,809,000302
Service charges on deposit accounts$1,440,000683
Trading account gains and fees$0153
Additional Noninterest Income$2,944,000978
Total noninterest expense$35,116,000471
Salaries and employee benefits$19,493,000457
Premises and equipment expense$5,663,000374
Additional noninterest expense$9,960,000518
Pre-tax net operating income$22,153,000369
Securities gains (losses)$80,0001,166
Applicable income taxes$8,133,000311
Income before extraordinary items$14,100,000414
Extraordinary gains, net$021
Net income$14,100,000413
Minority interest net income$078
Net income of bank and minority interests.$14,100,000414
Net charge-offs$642,000722
Cash dividends$6,500,000388
Sale, conversion, retirement of capital stock, net$1,808,000124
Net operating income$14,048,800412
2015-06-30 (YTD Data)Rank
Total interest income$34,198,000392
Total interest expense$927,0001,501
Net interest income$33,271,000376
Provision for loan and lease losses$04,069
Total noninterest income$4,785,000715
Gross Fiduciary activities income$1,241,000299
Service charges on deposit accounts$975,000656
Trading account gains and fees$0157
Additional Noninterest Income$2,569,000806
Total noninterest expense$23,687,000464
Salaries and employee benefits$13,292,000453
Premises and equipment expense$3,888,000356
Additional noninterest expense$6,507,000531
Pre-tax net operating income$14,369,000376
Securities gains (losses)$8,0002,109
Applicable income taxes$5,231,000317
Income before extraordinary items$9,146,000425
Extraordinary gains, net$022
Net income$9,146,000424
Minority interest net income$075
Net income of bank and minority interests.$9,146,000425
Net charge-offs$745,000451
Cash dividends$3,500,000449
Sale, conversion, retirement of capital stock, net$1,375,000116
Net operating income$9,140,880417
2015-03-31 (YTD Data)Rank
Total interest income$17,180,000390
Total interest expense$469,0001,478
Net interest income$16,711,000375
Provision for loan and lease losses$03,703
Total noninterest income$2,180,000738
Gross Fiduciary activities income$638,000296
Service charges on deposit accounts$500,000628
Trading account gains and fees$0152
Additional Noninterest Income$1,042,000897
Total noninterest expense$11,651,000471
Salaries and employee benefits$6,712,000450
Premises and equipment expense$1,754,000400
Additional noninterest expense$3,185,000532
Pre-tax net operating income$7,240,000365
Securities gains (losses)$8,0001,548
Applicable income taxes$2,612,000313
Income before extraordinary items$4,636,000406
Extraordinary gains, net$013
Net income$4,636,000405
Minority interest net income$064
Net income of bank and minority interests.$4,636,000406
Net charge-offs$-57,0005,985
Cash dividends$3,500,000243
Sale, conversion, retirement of capital stock, net$560,000111
Net operating income$4,630,880400
2014-12-31 (YTD Data)Rank
Total interest income$72,790,000372
Total interest expense$1,927,0001,535
Net interest income$70,863,000346
Provision for loan and lease losses$750,0001,065
Total noninterest income$8,952,000697
Gross Fiduciary activities income$2,309,000311
Service charges on deposit accounts$2,061,000662
Trading account gains and fees$0180
Additional Noninterest Income$4,582,000812
Total noninterest expense$46,413,000464
Salaries and employee benefits$24,657,000456
Premises and equipment expense$7,021,000384
Additional noninterest expense$14,735,000466
Pre-tax net operating income$32,652,000314
Securities gains (losses)$80,0001,419
Applicable income taxes$12,229,000266
Income before extraordinary items$20,503,000361
Extraordinary gains, net$017
Net income$20,503,000361
Minority interest net income$084
Net income of bank and minority interests.$20,503,000361
Net charge-offs$-125,0006,169
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$2,318,000129
Net operating income$20,451,800356
2014-09-30 (YTD Data)Rank
Total interest income$55,068,000372
Total interest expense$1,453,0001,545
Net interest income$53,615,000338
Provision for loan and lease losses$750,000843
Total noninterest income$6,785,000686
Gross Fiduciary activities income$1,744,000310
Service charges on deposit accounts$1,557,000650
Trading account gains and fees$0174
Additional Noninterest Income$3,484,000801
Total noninterest expense$34,980,000458
Salaries and employee benefits$19,005,000440
Premises and equipment expense$5,220,000387
Additional noninterest expense$10,755,000474
Pre-tax net operating income$24,670,000313
Securities gains (losses)$93,0001,046
Applicable income taxes$9,117,000274
Income before extraordinary items$15,646,000356
Extraordinary gains, net$015
Net income$15,646,000356
Minority interest net income$081
Net income of bank and minority interests.$15,646,000356
Net charge-offs$-75,0006,148
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,875,000107
Net operating income$15,586,480356
2014-06-30 (YTD Data)Rank
Total interest income$36,960,000363
Total interest expense$982,0001,535
Net interest income$35,978,000331
Provision for loan and lease losses$750,000594
Total noninterest income$4,490,000688
Gross Fiduciary activities income$1,177,000308
Service charges on deposit accounts$1,032,000646
Trading account gains and fees$0172
Additional Noninterest Income$2,281,000795
Total noninterest expense$23,803,000454
Salaries and employee benefits$12,981,000437
Premises and equipment expense$3,465,000386
Additional noninterest expense$7,357,000469
Pre-tax net operating income$15,915,000311
Securities gains (losses)$89,000854
Applicable income taxes$5,896,000272
Income before extraordinary items$10,108,000363
Extraordinary gains, net$020
Net income$10,108,000363
Minority interest net income$080
Net income of bank and minority interests.$10,108,000363
Net charge-offs$74,0002,458
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,114,000100
Net operating income$10,051,040357
2014-03-31 (YTD Data)Rank
Total interest income$18,504,000359
Total interest expense$505,0001,508
Net interest income$17,999,000332
Provision for loan and lease losses$150,0001,189
Total noninterest income$2,220,000676
Gross Fiduciary activities income$564,000319
Service charges on deposit accounts$532,000620
Trading account gains and fees$0147
Additional Noninterest Income$1,124,000761
Total noninterest expense$12,619,000437
Salaries and employee benefits$6,848,000423
Premises and equipment expense$1,742,000395
Additional noninterest expense$4,029,000430
Pre-tax net operating income$7,450,000313
Securities gains (losses)$-8,0006,414
Applicable income taxes$2,721,000268
Income before extraordinary items$4,721,000370
Extraordinary gains, net$016
Net income$4,721,000370
Minority interest net income$066
Net income of bank and minority interests.$4,721,000370
Net charge-offs$142,0001,150
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$944,00067
Net operating income$4,726,120359
2013-12-31 (YTD Data)Rank
Total interest income$60,560,000417
Total interest expense$1,750,0001,922
Net interest income$58,810,000385
Provision for loan and lease losses$540,0001,748
Total noninterest income$8,067,000791
Gross Fiduciary activities income$2,162,000312
Service charges on deposit accounts$1,973,000708
Trading account gains and fees$0184
Additional Noninterest Income$3,932,000950
Total noninterest expense$42,779,000487
Salaries and employee benefits$21,693,000506
Premises and equipment expense$5,711,000444
Additional noninterest expense$15,375,000462
Pre-tax net operating income$23,558,000383
Securities gains (losses)$-1,0006,053
Applicable income taxes$8,322,000307
Income before extraordinary items$15,235,000452
Extraordinary gains, net$029
Net income$15,235,000452
Minority interest net income$090
Net income of bank and minority interests.$15,235,000453
Net charge-offs$-23,0006,299
Cash dividends$28,000,000156
Sale, conversion, retirement of capital stock, net$2,985,000127
Net operating income$15,235,650447
2013-09-30 (YTD Data)Rank
Total interest income$44,431,000425
Total interest expense$1,288,0001,996
Net interest income$43,143,000390
Provision for loan and lease losses$390,0001,805
Total noninterest income$6,038,000807
Gross Fiduciary activities income$1,618,000311
Service charges on deposit accounts$1,479,000708
Trading account gains and fees$0180
Additional Noninterest Income$2,941,000980
Total noninterest expense$29,308,000534
Salaries and employee benefits$15,912,000521
Premises and equipment expense$4,175,000456
Additional noninterest expense$9,221,000566
Pre-tax net operating income$19,483,000360
Securities gains (losses)$-35,0006,628
Applicable income taxes$6,994,000299
Income before extraordinary items$12,454,000418
Extraordinary gains, net$025
Net income$12,454,000417
Minority interest net income$084
Net income of bank and minority interests.$12,454,000419
Net charge-offs$243,0002,347
Cash dividends$5,000,000401
Sale, conversion, retirement of capital stock, net$2,386,000110
Net operating income$12,476,400415
2013-06-30 (YTD Data)Rank
Total interest income$29,960,000421
Total interest expense$859,0002,017
Net interest income$29,101,000388
Provision for loan and lease losses$870,000754
Total noninterest income$4,050,000809
Gross Fiduciary activities income$1,086,000313
Service charges on deposit accounts$991,000683
Trading account gains and fees$0157
Additional Noninterest Income$1,973,0001,001
Total noninterest expense$19,579,000536
Salaries and employee benefits$10,600,000521
Premises and equipment expense$2,801,000449
Additional noninterest expense$6,178,000567
Pre-tax net operating income$12,702,000362
Securities gains (losses)$02,791
Applicable income taxes$4,471,000304
Income before extraordinary items$8,231,000412
Extraordinary gains, net$022
Net income$8,231,000414
Minority interest net income$082
Net income of bank and minority interests.$8,231,000415
Net charge-offs$174,0002,245
Cash dividends$5,000,000295
Sale, conversion, retirement of capital stock, net$1,728,00088
Net operating income$8,231,000407
2013-03-31 (YTD Data)Rank
Total interest income$15,230,000417
Total interest expense$434,0002,043
Net interest income$14,796,000382
Provision for loan and lease losses$-230,0006,905
Total noninterest income$2,106,000792
Gross Fiduciary activities income$547,000306
Service charges on deposit accounts$498,000676
Trading account gains and fees$0148
Additional Noninterest Income$1,061,000953
Total noninterest expense$9,520,000558
Salaries and employee benefits$5,236,000531
Premises and equipment expense$1,402,000454
Additional noninterest expense$2,882,000607
Pre-tax net operating income$7,612,000316
Securities gains (losses)$01,966
Applicable income taxes$2,645,000277
Income before extraordinary items$4,967,000350
Extraordinary gains, net$010
Net income$4,967,000351
Minority interest net income$076
Net income of bank and minority interests.$4,967,000351
Net charge-offs$-3,0005,668
Cash dividends$5,000,000142
Sale, conversion, retirement of capital stock, net$1,322,00050
Net operating income$4,967,000339
2012-12-31 (YTD Data)Rank
Total interest income$65,766,000402
Total interest expense$2,576,0001,705
Net interest income$63,190,000367
Provision for loan and lease losses$2,900,000791
Total noninterest income$7,146,000873
Gross Fiduciary activities income$1,964,000313
Service charges on deposit accounts$2,038,000701
Trading account gains and fees$0166
Additional Noninterest Income$3,144,0001,122
Total noninterest expense$37,979,000551
Salaries and employee benefits$20,872,000514
Premises and equipment expense$5,537,000445
Additional noninterest expense$11,570,000620
Pre-tax net operating income$29,457,000315
Securities gains (losses)$-34,0006,825
Applicable income taxes$11,191,000258
Income before extraordinary items$18,232,000379
Extraordinary gains, net$029
Net income$18,232,000379
Minority interest net income$093
Net income of bank and minority interests.$18,232,000379
Net charge-offs$3,878,000706
Cash dividends$2,700,000955
Sale, conversion, retirement of capital stock, net$1,699,000168
Net operating income$18,253,760370
2012-09-30 (YTD Data)Rank
Total interest income$49,469,000404
Total interest expense$2,070,0001,671
Net interest income$47,399,000369
Provision for loan and lease losses$2,200,000785
Total noninterest income$5,331,000865
Gross Fiduciary activities income$1,451,000312
Service charges on deposit accounts$1,533,000700
Trading account gains and fees$0157
Additional Noninterest Income$2,347,0001,124
Total noninterest expense$28,557,000545
Salaries and employee benefits$15,927,000504
Premises and equipment expense$4,112,000444
Additional noninterest expense$8,518,000629
Pre-tax net operating income$21,973,000319
Securities gains (losses)$-34,0006,941
Applicable income taxes$8,502,000263
Income before extraordinary items$13,437,000397
Extraordinary gains, net$020
Net income$13,437,000397
Minority interest net income$086
Net income of bank and minority interests.$13,437,000397
Net charge-offs$3,700,000573
Cash dividends$2,700,000604
Sale, conversion, retirement of capital stock, net$988,000170
Net operating income$13,458,760378
2012-06-30 (YTD Data)Rank
Total interest income$33,870,000402
Total interest expense$1,388,0001,723
Net interest income$32,482,000364
Provision for loan and lease losses$100,0003,821
Total noninterest income$3,529,000870
Gross Fiduciary activities income$944,000315
Service charges on deposit accounts$1,027,000687
Trading account gains and fees$0153
Additional Noninterest Income$1,558,0001,104
Total noninterest expense$19,127,000546
Salaries and employee benefits$10,783,000492
Premises and equipment expense$2,691,000452
Additional noninterest expense$5,653,000629
Pre-tax net operating income$16,784,000277
Securities gains (losses)$-34,0007,022
Applicable income taxes$6,631,000231
Income before extraordinary items$10,119,000340
Extraordinary gains, net$019
Net income$10,119,000340
Minority interest net income$084
Net income of bank and minority interests.$10,119,000340
Net charge-offs$1,304,000943
Cash dividends$2,700,000413
Sale, conversion, retirement of capital stock, net$678,000146
Net operating income$10,140,760321
2012-03-31 (YTD Data)Rank
Total interest income$16,933,000399
Total interest expense$732,0001,709
Net interest income$16,201,000363
Provision for loan and lease losses$05,254
Total noninterest income$1,734,000864
Gross Fiduciary activities income$456,000324
Service charges on deposit accounts$502,000701
Trading account gains and fees$0148
Additional Noninterest Income$776,0001,100
Total noninterest expense$9,661,000539
Salaries and employee benefits$5,542,000475
Premises and equipment expense$1,311,000457
Additional noninterest expense$2,808,000628
Pre-tax net operating income$8,274,000276
Securities gains (losses)$-38,0007,147
Applicable income taxes$3,195,000232
Income before extraordinary items$5,041,000344
Extraordinary gains, net$019
Net income$5,041,000345
Minority interest net income$078
Net income of bank and minority interests.$5,041,000345
Net charge-offs$1,117,000620
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$390,000111
Net operating income$5,065,320327
2011-12-31 (YTD Data)Rank
Total interest income$69,114,000401
Total interest expense$5,295,0001,134
Net interest income$63,819,000359
Provision for loan and lease losses$7,050,000590
Total noninterest income$6,269,000875
Gross Fiduciary activities income$1,834,000279
Service charges on deposit accounts$1,851,000789
Trading account gains and fees$0146
Additional Noninterest Income$2,584,0001,139
Total noninterest expense$37,535,000544
Salaries and employee benefits$19,941,000498
Premises and equipment expense$5,225,000481
Additional noninterest expense$12,369,000589
Pre-tax net operating income$25,503,000300
Securities gains (losses)$03,838
Applicable income taxes$9,440,000260
Income before extraordinary items$16,063,000362
Extraordinary gains, net$029
Net income$16,063,000363
Minority interest net income$096
Net income of bank and minority interests.$16,063,000363
Net charge-offs$4,803,000827
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,451,000277
Net operating income$16,063,000348
2011-09-30 (YTD Data)Rank
Total interest income$52,448,000403
Total interest expense$4,347,0001,085
Net interest income$48,101,000358
Provision for loan and lease losses$4,550,000674
Total noninterest income$4,745,000877
Gross Fiduciary activities income$1,389,000276
Service charges on deposit accounts$1,389,000795
Trading account gains and fees$0145
Additional Noninterest Income$1,967,0001,126
Total noninterest expense$27,990,000545
Salaries and employee benefits$15,269,000480
Premises and equipment expense$3,920,000485
Additional noninterest expense$8,801,000614
Pre-tax net operating income$20,306,000295
Securities gains (losses)$03,555
Applicable income taxes$7,801,000256
Income before extraordinary items$12,505,000350
Extraordinary gains, net$021
Net income$12,505,000350
Minority interest net income$087
Net income of bank and minority interests.$12,505,000350
Net charge-offs$3,718,000794
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,267,000246
Net operating income$12,505,000340
2011-06-30 (YTD Data)Rank
Total interest income$35,223,000410
Total interest expense$2,343,0001,403
Net interest income$32,880,000350
Provision for loan and lease losses$4,050,000531
Total noninterest income$3,180,000877
Gross Fiduciary activities income$903,000284
Service charges on deposit accounts$911,000803
Trading account gains and fees$0153
Additional Noninterest Income$1,366,0001,087
Total noninterest expense$18,722,000549
Salaries and employee benefits$10,017,000488
Premises and equipment expense$2,588,000497
Additional noninterest expense$6,117,000601
Pre-tax net operating income$13,288,000287
Securities gains (losses)$02,914
Applicable income taxes$5,106,000249
Income before extraordinary items$8,182,000348
Extraordinary gains, net$015
Net income$8,182,000347
Minority interest net income$089
Net income of bank and minority interests.$8,182,000347
Net charge-offs$2,522,000783
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$872,000175
Net operating income$8,182,000335
2011-03-31 (YTD Data)Rank
Total interest income$17,086,000422
Total interest expense$1,207,0001,406
Net interest income$15,879,000358
Provision for loan and lease losses$1,050,000819
Total noninterest income$1,599,000862
Gross Fiduciary activities income$434,000293
Service charges on deposit accounts$443,000812
Trading account gains and fees$0158
Additional Noninterest Income$722,0001,042
Total noninterest expense$8,957,000569
Salaries and employee benefits$4,867,000505
Premises and equipment expense$1,198,000540
Additional noninterest expense$2,892,000621
Pre-tax net operating income$7,471,000269
Securities gains (losses)$01,772
Applicable income taxes$2,861,000223
Income before extraordinary items$4,610,000316
Extraordinary gains, net$09
Net income$4,610,000316
Minority interest net income$086
Net income of bank and minority interests.$4,610,000316
Net charge-offs$373,0001,573
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$505,000134
Net operating income$4,610,000307
2010-12-31 (YTD Data)Rank
Total interest income$61,357,000481
Total interest expense$6,448,0001,287
Net interest income$54,909,000400
Provision for loan and lease losses$5,350,0001,085
Total noninterest income$5,518,0001,004
Gross Fiduciary activities income$1,521,000313
Service charges on deposit accounts$1,797,000848
Trading account gains and fees$0175
Additional Noninterest Income$2,200,0001,322
Total noninterest expense$32,642,000629
Salaries and employee benefits$17,988,000539
Premises and equipment expense$4,849,000523
Additional noninterest expense$9,805,000765
Pre-tax net operating income$22,435,000273
Securities gains (losses)$03,793
Applicable income taxes$8,470,000248
Income before extraordinary items$13,965,000334
Extraordinary gains, net$029
Net income$13,965,000334
Minority interest net income$0111
Net income of bank and minority interests.$13,965,000335
Net charge-offs$3,576,0001,307
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$1,575,000312
Net operating income$13,965,000321
2010-09-30 (YTD Data)Rank
Total interest income$45,993,000483
Total interest expense$5,144,0001,241
Net interest income$40,849,000400
Provision for loan and lease losses$4,300,000986
Total noninterest income$4,158,000964
Gross Fiduciary activities income$1,127,000317
Service charges on deposit accounts$1,355,000868
Trading account gains and fees$0165
Additional Noninterest Income$1,676,0001,249
Total noninterest expense$24,754,000606
Salaries and employee benefits$13,645,000526
Premises and equipment expense$3,671,000522
Additional noninterest expense$7,438,000731
Pre-tax net operating income$15,953,000288
Securities gains (losses)$03,651
Applicable income taxes$5,983,000246
Income before extraordinary items$9,970,000349
Extraordinary gains, net$023
Net income$9,970,000350
Minority interest net income$0110
Net income of bank and minority interests.$9,970,000350
Net charge-offs$2,895,0001,169
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$855,000312
Net operating income$9,970,000339
2010-06-30 (YTD Data)Rank
Total interest income$30,393,000490
Total interest expense$3,507,0001,269
Net interest income$26,886,000405
Provision for loan and lease losses$2,900,000967
Total noninterest income$2,854,000930
Gross Fiduciary activities income$763,000315
Service charges on deposit accounts$909,000863
Trading account gains and fees$0152
Additional Noninterest Income$1,182,0001,163
Total noninterest expense$16,454,000610
Salaries and employee benefits$9,045,000523
Premises and equipment expense$2,475,000518
Additional noninterest expense$4,934,000732
Pre-tax net operating income$10,386,000284
Securities gains (losses)$03,184
Applicable income taxes$3,892,000236
Income before extraordinary items$6,494,000344
Extraordinary gains, net$019
Net income$6,494,000344
Minority interest net income$0105
Net income of bank and minority interests.$6,494,000344
Net charge-offs$1,745,0001,245
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$621,000243
Net operating income$6,494,000332
2010-03-31 (YTD Data)Rank
Total interest income$14,887,000519
Total interest expense$1,760,0001,331
Net interest income$13,127,000429
Provision for loan and lease losses$1,550,000875
Total noninterest income$1,349,000955
Gross Fiduciary activities income$395,000304
Service charges on deposit accounts$446,000873
Trading account gains and fees$0175
Additional Noninterest Income$508,0001,285
Total noninterest expense$8,066,000627
Salaries and employee benefits$4,550,000536
Premises and equipment expense$1,217,000544
Additional noninterest expense$2,299,000784
Pre-tax net operating income$4,860,000285
Securities gains (losses)$02,284
Applicable income taxes$1,823,000239
Income before extraordinary items$3,037,000356
Extraordinary gains, net$016
Net income$3,037,000358
Minority interest net income$091
Net income of bank and minority interests.$3,037,000358
Net charge-offs$1,520,000781
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$317,000186
Net operating income$3,037,000344
2009-12-31 (YTD Data)Rank
Total interest income$59,733,000548
Total interest expense$7,167,0001,651
Net interest income$52,566,000410
Provision for loan and lease losses$5,510,0001,322
Total noninterest income$5,186,0001,060
Gross Fiduciary activities income$1,383,000317
Service charges on deposit accounts$1,782,000973
Trading account gains and fees$0211
Additional Noninterest Income$2,021,0001,360
Total noninterest expense$30,998,000676
Salaries and employee benefits$16,756,000566
Premises and equipment expense$4,816,000550
Additional noninterest expense$9,426,000850
Pre-tax net operating income$21,244,000215
Securities gains (losses)$-4,0006,931
Applicable income taxes$8,050,000188
Income before extraordinary items$13,190,000246
Extraordinary gains, net$034
Net income$13,190,000248
Minority interest net income$0115
Net income of bank and minority interests.$13,190,000247
Net charge-offs$4,842,0001,177
Cash dividends$37,750,00066
Sale, conversion, retirement of capital stock, net$1,800,000350
Net operating income$13,192,560252
2009-09-30 (YTD Data)Rank
Total interest income$44,530,000565
Total interest expense$5,353,0001,731
Net interest income$39,177,000422
Provision for loan and lease losses$2,985,0001,485
Total noninterest income$3,851,0001,082
Gross Fiduciary activities income$1,017,000318
Service charges on deposit accounts$1,323,000981
Trading account gains and fees$0212
Additional Noninterest Income$1,511,0001,385
Total noninterest expense$23,401,000676
Salaries and employee benefits$12,865,000578
Premises and equipment expense$3,539,000571
Additional noninterest expense$6,997,000808
Pre-tax net operating income$16,642,000211
Securities gains (losses)$-9,0007,222
Applicable income taxes$6,361,000188
Income before extraordinary items$10,272,000248
Extraordinary gains, net$027
Net income$10,272,000248
Minority interest net income$0118
Net income of bank and minority interests.$10,272,000248
Net charge-offs$1,817,0001,591
Cash dividends$30,750,00060
Sale, conversion, retirement of capital stock, net$1,645,000292
Net operating income$10,277,760243
2009-06-30 (YTD Data)Rank
Total interest income$29,415,000583
Total interest expense$3,573,0001,802
Net interest income$25,842,000427
Provision for loan and lease losses$1,885,0001,449
Total noninterest income$2,530,0001,096
Gross Fiduciary activities income$667,000327
Service charges on deposit accounts$867,000975
Trading account gains and fees$0193
Additional Noninterest Income$996,0001,439
Total noninterest expense$15,797,000681
Salaries and employee benefits$8,643,000575
Premises and equipment expense$2,270,000615
Additional noninterest expense$4,884,000793
Pre-tax net operating income$10,690,000218
Securities gains (losses)$-19,0007,524
Applicable income taxes$4,099,000197
Income before extraordinary items$6,572,000276
Extraordinary gains, net$021
Net income$6,572,000275
Minority interest net income$0112
Net income of bank and minority interests.$6,572,000275
Net charge-offs$1,700,0001,247
Cash dividends$29,250,00038
Sale, conversion, retirement of capital stock, net$1,069,000274
Net operating income$6,584,160261
2009-03-31 (YTD Data)Rank
Total interest income$14,577,000593
Total interest expense$1,769,0001,879
Net interest income$12,808,000430
Provision for loan and lease losses$1,185,0001,069
Total noninterest income$1,237,0001,082
Gross Fiduciary activities income$316,000333
Service charges on deposit accounts$435,000952
Trading account gains and fees$0171
Additional Noninterest Income$486,0001,424
Total noninterest expense$7,394,000688
Salaries and employee benefits$4,290,000575
Premises and equipment expense$1,121,000628
Additional noninterest expense$1,983,000830
Pre-tax net operating income$5,466,000227
Securities gains (losses)$02,434
Applicable income taxes$2,142,000201
Income before extraordinary items$3,324,000294
Extraordinary gains, net$015
Net income$3,324,000294
Minority interest net income$0102
Net income of bank and minority interests.$3,324,000295
Net charge-offs$846,0001,054
Cash dividends$29,250,00023
Sale, conversion, retirement of capital stock, net$242,000258
Net operating income$3,324,000277
2008-12-31 (YTD Data)Rank
Total interest income$59,176,000626
Total interest expense$10,817,0001,502
Net interest income$48,359,000460
Provision for loan and lease losses$5,010,000994
Total noninterest income$5,344,000993
Gross Fiduciary activities income$1,292,000353
Service charges on deposit accounts$1,654,0001,077
Trading account gains and fees$0154
Additional Noninterest Income$2,398,0001,144
Total noninterest expense$28,011,000714
Salaries and employee benefits$15,834,000612
Premises and equipment expense$4,508,000616
Additional noninterest expense$7,669,000855
Pre-tax net operating income$20,682,000275
Securities gains (losses)$-2,0006,877
Applicable income taxes$8,146,000209
Income before extraordinary items$12,534,000316
Extraordinary gains, net$039
Net income$12,534,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,635,0001,096
Cash dividends$3,250,000833
Sale, conversion, retirement of capital stock, net$30,428,00051
Net operating income$12,535,280335
2008-09-30 (YTD Data)Rank
Total interest income$44,113,000653
Total interest expense$8,603,0001,478
Net interest income$35,510,000481
Provision for loan and lease losses$2,810,000944
Total noninterest income$4,163,0001,014
Gross Fiduciary activities income$976,000353
Service charges on deposit accounts$1,253,0001,080
Trading account gains and fees$0148
Additional Noninterest Income$1,934,0001,135
Total noninterest expense$21,058,000708
Salaries and employee benefits$12,172,000612
Premises and equipment expense$3,342,000623
Additional noninterest expense$5,544,000838
Pre-tax net operating income$15,805,000333
Securities gains (losses)$-2,0007,202
Applicable income taxes$6,143,000267
Income before extraordinary items$9,660,000384
Extraordinary gains, net$031
Net income$9,660,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,114,0001,210
Cash dividends$3,250,000666
Sale, conversion, retirement of capital stock, net$1,950,000235
Net operating income$9,661,280401
2008-06-30 (YTD Data)Rank
Total interest income$29,085,000670
Total interest expense$5,887,0001,499
Net interest income$23,198,000488
Provision for loan and lease losses$1,125,0001,143
Total noninterest income$2,970,000966
Gross Fiduciary activities income$646,000362
Service charges on deposit accounts$836,0001,055
Trading account gains and fees$0149
Additional Noninterest Income$1,488,0001,062
Total noninterest expense$13,762,000713
Salaries and employee benefits$8,053,000620
Premises and equipment expense$2,206,000629
Additional noninterest expense$3,503,000844
Pre-tax net operating income$11,281,000333
Securities gains (losses)$-2,0007,993
Applicable income taxes$4,398,000284
Income before extraordinary items$6,881,000396
Extraordinary gains, net$021
Net income$6,881,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,584
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$1,301,000188
Net operating income$6,882,280391
2008-03-31 (YTD Data)Rank
Total interest income$14,541,000683
Total interest expense$3,251,0001,444
Net interest income$11,290,000492
Provision for loan and lease losses$615,000883
Total noninterest income$1,703,000860
Gross Fiduciary activities income$336,000354
Service charges on deposit accounts$406,0001,071
Trading account gains and fees$0158
Additional Noninterest Income$961,000884
Total noninterest expense$6,828,000705
Salaries and employee benefits$4,091,000617
Premises and equipment expense$1,086,000645
Additional noninterest expense$1,651,000867
Pre-tax net operating income$5,550,000362
Securities gains (losses)$02,688
Applicable income taxes$2,166,000317
Income before extraordinary items$3,384,000443
Extraordinary gains, net$015
Net income$3,384,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,902
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$831,000112
Net operating income$3,384,000429
2007-12-31 (YTD Data)Rank
Total interest income$61,843,000675
Total interest expense$19,100,0001,026
Net interest income$42,743,000534
Provision for loan and lease losses$685,0001,881
Total noninterest income$5,718,000987
Gross Fiduciary activities income$1,229,000373
Service charges on deposit accounts$1,251,0001,436
Trading account gains and fees$0178
Additional Noninterest Income$3,238,000955
Total noninterest expense$27,303,000692
Salaries and employee benefits$15,758,000611
Premises and equipment expense$4,117,000646
Additional noninterest expense$7,428,000777
Pre-tax net operating income$20,473,000455
Securities gains (losses)$02,146
Applicable income taxes$7,934,000390
Income before extraordinary items$12,539,000523
Extraordinary gains, net$039
Net income$12,539,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,133,000938
Cash dividends$8,305,000484
Sale, conversion, retirement of capital stock, net$-8,742,0008,528
Net operating income$12,539,000520
2007-09-30 (YTD Data)Rank
Total interest income$46,141,000679
Total interest expense$14,877,000989
Net interest income$31,264,000545
Provision for loan and lease losses$340,0002,129
Total noninterest income$4,487,000944
Gross Fiduciary activities income$904,000372
Service charges on deposit accounts$894,0001,476
Trading account gains and fees$0184
Additional Noninterest Income$2,689,000904
Total noninterest expense$20,417,000677
Salaries and employee benefits$11,991,000603
Premises and equipment expense$3,084,000643
Additional noninterest expense$5,342,000786
Pre-tax net operating income$14,994,000498
Securities gains (losses)$01,655
Applicable income taxes$5,795,000429
Income before extraordinary items$9,199,000573
Extraordinary gains, net$033
Net income$9,199,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,136,000590
Cash dividends$3,305,000805
Sale, conversion, retirement of capital stock, net$-8,879,0008,552
Net operating income$9,199,000567
2007-06-30 (YTD Data)Rank
Total interest income$30,311,000704
Total interest expense$9,836,0001,010
Net interest income$20,475,000570
Provision for loan and lease losses$140,0002,749
Total noninterest income$2,901,000987
Gross Fiduciary activities income$573,000386
Service charges on deposit accounts$569,0001,542
Trading account gains and fees$0168
Additional Noninterest Income$1,759,000939
Total noninterest expense$13,719,000685
Salaries and employee benefits$8,126,000609
Premises and equipment expense$2,050,000664
Additional noninterest expense$3,543,000797
Pre-tax net operating income$9,517,000548
Securities gains (losses)$01,444
Applicable income taxes$3,640,000479
Income before extraordinary items$5,877,000629
Extraordinary gains, net$029
Net income$5,877,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,110,000417
Cash dividends$1,300,0001,244
Sale, conversion, retirement of capital stock, net$-8,327,0008,609
Net operating income$5,877,000620
2007-03-31 (YTD Data)Rank
Total interest income$14,872,000709
Total interest expense$4,876,0001,013
Net interest income$9,996,000583
Provision for loan and lease losses$66,0002,646
Total noninterest income$1,509,000944
Gross Fiduciary activities income$275,000394
Service charges on deposit accounts$248,0001,725
Trading account gains and fees$0195
Additional Noninterest Income$986,000856
Total noninterest expense$6,688,000700
Salaries and employee benefits$3,963,000627
Premises and equipment expense$1,011,000670
Additional noninterest expense$1,714,000806
Pre-tax net operating income$4,751,000539
Securities gains (losses)$01,187
Applicable income taxes$1,777,000484
Income before extraordinary items$2,974,000618
Extraordinary gains, net$022
Net income$2,974,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,048,000234
Cash dividends$625,0001,183
Sale, conversion, retirement of capital stock, net$-8,897,0008,646
Net operating income$2,974,000607
2006-12-31 (YTD Data)Rank
Total interest income$58,311,000663
Total interest expense$16,578,0001,002
Net interest income$41,733,000553
Provision for loan and lease losses$1,266,000828
Total noninterest income$3,972,0001,302
Gross Fiduciary activities income$1,067,000383
Service charges on deposit accounts$1,007,0001,741
Trading account gains and fees$0130
Additional Noninterest Income$1,898,0001,419
Total noninterest expense$25,891,000690
Salaries and employee benefits$15,490,000606
Premises and equipment expense$3,623,000705
Additional noninterest expense$6,778,000793
Pre-tax net operating income$18,548,000573
Securities gains (losses)$01,687
Applicable income taxes$6,665,000517
Income before extraordinary items$11,883,000637
Extraordinary gains, net$051
Net income$11,883,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,465
Cash dividends$2,448,0001,319
Sale, conversion, retirement of capital stock, net$1,693,000436
Net operating income$11,883,000628
2006-09-30 (YTD Data)Rank
Total interest income$43,021,000676
Total interest expense$11,853,0001,024
Net interest income$31,168,000569
Provision for loan and lease losses$789,000956
Total noninterest income$2,935,0001,326
Gross Fiduciary activities income$794,000379
Service charges on deposit accounts$757,0001,744
Trading account gains and fees$0126
Additional Noninterest Income$1,384,0001,443
Total noninterest expense$19,420,000697
Salaries and employee benefits$11,756,000616
Premises and equipment expense$2,616,000742
Additional noninterest expense$5,048,000800
Pre-tax net operating income$13,894,000598
Securities gains (losses)$01,388
Applicable income taxes$5,238,000522
Income before extraordinary items$8,656,000689
Extraordinary gains, net$045
Net income$8,656,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,669
Cash dividends$1,812,0001,244
Sale, conversion, retirement of capital stock, net$4,951,000239
Net operating income$8,656,000679
2006-06-30 (YTD Data)Rank
Total interest income$28,146,000680
Total interest expense$7,396,0001,030
Net interest income$20,750,000569
Provision for loan and lease losses$502,000972
Total noninterest income$1,939,0001,339
Gross Fiduciary activities income$523,000391
Service charges on deposit accounts$498,0001,745
Trading account gains and fees$0126
Additional Noninterest Income$918,0001,448
Total noninterest expense$12,835,000706
Salaries and employee benefits$8,024,000614
Premises and equipment expense$1,614,000798
Additional noninterest expense$3,197,000844
Pre-tax net operating income$9,352,000595
Securities gains (losses)$01,185
Applicable income taxes$3,801,000494
Income before extraordinary items$5,551,000708
Extraordinary gains, net$039
Net income$5,551,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,731
Cash dividends$1,141,0001,299
Sale, conversion, retirement of capital stock, net$3,088,000185
Net operating income$5,551,000696
2006-03-31 (YTD Data)Rank
Total interest income$13,844,000678
Total interest expense$3,473,0001,046
Net interest income$10,371,000561
Provision for loan and lease losses$260,000890
Total noninterest income$942,0001,341
Gross Fiduciary activities income$256,000401
Service charges on deposit accounts$250,0001,684
Trading account gains and fees$0115
Additional Noninterest Income$436,0001,480
Total noninterest expense$6,242,000722
Salaries and employee benefits$3,912,000630
Premises and equipment expense$789,000814
Additional noninterest expense$1,541,000862
Pre-tax net operating income$4,811,000567
Securities gains (losses)$0955
Applicable income taxes$1,901,000488
Income before extraordinary items$2,910,000671
Extraordinary gains, net$021
Net income$2,910,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0001,804
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$1,269,000131
Net operating income$2,910,000653
2005-12-31 (YTD Data)Rank
Total interest income$49,485,000657
Total interest expense$10,043,0001,126
Net interest income$39,442,000565
Provision for loan and lease losses$1,541,000695
Total noninterest income$3,707,0001,360
Gross Fiduciary activities income$958,000400
Service charges on deposit accounts$1,044,0001,659
Trading account gains and fees$0138
Additional Noninterest Income$1,705,0001,513
Total noninterest expense$22,498,000766
Salaries and employee benefits$13,819,000653
Premises and equipment expense$2,920,000817
Additional noninterest expense$5,759,000896
Pre-tax net operating income$19,110,000554
Securities gains (losses)$1,0002,117
Applicable income taxes$7,374,000481
Income before extraordinary items$11,737,000638
Extraordinary gains, net$046
Net income$11,737,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,109
Cash dividends$990,0002,516
Sale, conversion, retirement of capital stock, net$2,392,000383
Net operating income$11,736,360624
2005-09-30 (YTD Data)Rank
Total interest income$35,731,000659
Total interest expense$7,003,0001,136
Net interest income$28,728,000572
Provision for loan and lease losses$1,207,000634
Total noninterest income$2,754,0001,373
Gross Fiduciary activities income$693,000403
Service charges on deposit accounts$792,0001,633
Trading account gains and fees$0126
Additional Noninterest Income$1,269,0001,526
Total noninterest expense$16,632,000760
Salaries and employee benefits$10,289,000652
Premises and equipment expense$2,128,000827
Additional noninterest expense$4,215,000906
Pre-tax net operating income$13,643,000574
Securities gains (losses)$1,0002,135
Applicable income taxes$5,239,000510
Income before extraordinary items$8,405,000664
Extraordinary gains, net$035
Net income$8,405,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,275
Cash dividends$494,0002,846
Sale, conversion, retirement of capital stock, net$2,115,000291
Net operating income$8,404,360644
2005-06-30 (YTD Data)Rank
Total interest income$22,632,000676
Total interest expense$4,148,0001,202
Net interest income$18,484,000583
Provision for loan and lease losses$716,000700
Total noninterest income$1,791,0001,388
Gross Fiduciary activities income$458,000408
Service charges on deposit accounts$529,0001,596
Trading account gains and fees$0116
Additional Noninterest Income$804,0001,577
Total noninterest expense$10,953,000762
Salaries and employee benefits$6,841,000652
Premises and equipment expense$1,384,000839
Additional noninterest expense$2,728,000922
Pre-tax net operating income$8,606,000584
Securities gains (losses)$1,0001,973
Applicable income taxes$3,288,000526
Income before extraordinary items$5,319,000676
Extraordinary gains, net$030
Net income$5,319,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,928
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,209,000232
Net operating income$5,318,360657
2005-03-31 (YTD Data)Rank
Total interest income$10,889,000694
Total interest expense$1,809,0001,323
Net interest income$9,080,000574
Provision for loan and lease losses$326,000709
Total noninterest income$870,0001,399
Gross Fiduciary activities income$229,000409
Service charges on deposit accounts$258,0001,581
Trading account gains and fees$0115
Additional Noninterest Income$383,0001,601
Total noninterest expense$5,550,000753
Salaries and employee benefits$3,540,000625
Premises and equipment expense$693,000849
Additional noninterest expense$1,317,000945
Pre-tax net operating income$4,074,000611
Securities gains (losses)$01,685
Applicable income taxes$1,551,000547
Income before extraordinary items$2,523,000710
Extraordinary gains, net$024
Net income$2,523,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,325
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,067,000117
Net operating income$2,523,000687
2004-12-31 (YTD Data)Rank
Total interest income$37,589,000735
Total interest expense$5,352,0001,529
Net interest income$32,237,000622
Provision for loan and lease losses$934,0001,113
Total noninterest income$3,643,0001,380
Gross Fiduciary activities income$922,000394
Service charges on deposit accounts$1,137,0001,546
Trading account gains and fees$0138
Additional Noninterest Income$1,584,0001,578
Total noninterest expense$19,620,000824
Salaries and employee benefits$11,954,000713
Premises and equipment expense$2,813,000808
Additional noninterest expense$4,853,0001,036
Pre-tax net operating income$15,326,000604
Securities gains (losses)$03,819
Applicable income taxes$5,808,000540
Income before extraordinary items$9,518,000699
Extraordinary gains, net$034
Net income$9,518,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,085
Cash dividends$1,824,0001,471
Sale, conversion, retirement of capital stock, net$2,832,000300
Net operating income$9,518,000672
2004-09-30 (YTD Data)Rank
Total interest income$27,101,000771
Total interest expense$3,817,0001,584
Net interest income$23,284,000637
Provision for loan and lease losses$509,0001,434
Total noninterest income$2,692,0001,406
Gross Fiduciary activities income$664,000407
Service charges on deposit accounts$870,0001,530
Trading account gains and fees$0134
Additional Noninterest Income$1,158,0001,598
Total noninterest expense$14,468,000843
Salaries and employee benefits$8,787,000721
Premises and equipment expense$2,100,000809
Additional noninterest expense$3,581,0001,039
Pre-tax net operating income$10,999,000629
Securities gains (losses)$03,710
Applicable income taxes$4,146,000564
Income before extraordinary items$6,853,000737
Extraordinary gains, net$026
Net income$6,853,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,975
Cash dividends$1,824,0001,071
Sale, conversion, retirement of capital stock, net$2,023,000250
Net operating income$6,853,000709
2004-06-30 (YTD Data)Rank
Total interest income$17,280,000801
Total interest expense$2,443,0001,627
Net interest income$14,837,000653
Provision for loan and lease losses$205,0002,159
Total noninterest income$1,786,0001,398
Gross Fiduciary activities income$437,000416
Service charges on deposit accounts$587,0001,493
Trading account gains and fees$0130
Additional Noninterest Income$762,0001,604
Total noninterest expense$9,477,000859
Salaries and employee benefits$5,614,000754
Premises and equipment expense$1,395,000811
Additional noninterest expense$2,468,0001,009
Pre-tax net operating income$6,941,000654
Securities gains (losses)$03,413
Applicable income taxes$2,595,000593
Income before extraordinary items$4,346,000761
Extraordinary gains, net$021
Net income$4,346,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,635
Cash dividends$1,824,000751
Sale, conversion, retirement of capital stock, net$1,686,000186
Net operating income$4,346,000722
2004-03-31 (YTD Data)Rank
Total interest income$8,425,000831
Total interest expense$1,243,0001,620
Net interest income$7,182,000684
Provision for loan and lease losses$100,0002,105
Total noninterest income$870,0001,399
Gross Fiduciary activities income$214,000416
Service charges on deposit accounts$286,0001,500
Trading account gains and fees$0121
Additional Noninterest Income$370,0001,618
Total noninterest expense$4,732,000870
Salaries and employee benefits$2,810,000767
Premises and equipment expense$702,000819
Additional noninterest expense$1,220,0001,010
Pre-tax net operating income$3,220,000697
Securities gains (losses)$02,934
Applicable income taxes$1,191,000646
Income before extraordinary items$2,029,000819
Extraordinary gains, net$016
Net income$2,029,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,799
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$924,000133
Net operating income$2,029,000771
2003-12-31 (YTD Data)Rank
Total interest income$32,825,000849
Total interest expense$5,169,0001,733
Net interest income$27,656,000678
Provision for loan and lease losses$685,0001,648
Total noninterest income$2,960,0001,710
Gross Fiduciary activities income$815,000427
Service charges on deposit accounts$1,020,0001,696
Trading account gains and fees$0160
Additional Noninterest Income$1,125,0002,211
Total noninterest expense$17,817,000902
Salaries and employee benefits$10,767,000788
Premises and equipment expense$2,668,000842
Additional noninterest expense$4,382,0001,151
Pre-tax net operating income$12,114,000722
Securities gains (losses)$04,500
Applicable income taxes$4,640,000659
Income before extraordinary items$7,474,000871
Extraordinary gains, net$054
Net income$7,474,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,436
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$1,282,000395
Net operating income$7,474,000810
2003-09-30 (YTD Data)Rank
Total interest income$24,668,000869
Total interest expense$3,929,0001,778
Net interest income$20,739,000692
Provision for loan and lease losses$546,0001,538
Total noninterest income$2,143,0001,805
Gross Fiduciary activities income$597,000438
Service charges on deposit accounts$758,0001,710
Trading account gains and fees$0153
Additional Noninterest Income$788,0002,388
Total noninterest expense$13,554,000903
Salaries and employee benefits$8,296,000780
Premises and equipment expense$1,979,000864
Additional noninterest expense$3,279,0001,155
Pre-tax net operating income$8,782,000770
Securities gains (losses)$04,204
Applicable income taxes$3,393,000695
Income before extraordinary items$5,389,000937
Extraordinary gains, net$040
Net income$5,389,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,642
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$1,094,000298
Net operating income$5,389,000870
2003-06-30 (YTD Data)Rank
Total interest income$16,456,000889
Total interest expense$2,690,0001,794
Net interest income$13,766,000691
Provision for loan and lease losses$372,0001,496
Total noninterest income$1,346,0001,867
Gross Fiduciary activities income$392,000446
Service charges on deposit accounts$500,0001,691
Trading account gains and fees$0150
Additional Noninterest Income$454,0002,593
Total noninterest expense$9,072,000896
Salaries and employee benefits$5,590,000778
Premises and equipment expense$1,309,000872
Additional noninterest expense$2,173,0001,154
Pre-tax net operating income$5,668,000789
Securities gains (losses)$03,782
Applicable income taxes$2,199,000718
Income before extraordinary items$3,469,000966
Extraordinary gains, net$030
Net income$3,469,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,623
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$665,000240
Net operating income$3,469,000895
2003-03-31 (YTD Data)Rank
Total interest income$8,115,000909
Total interest expense$1,405,0001,767
Net interest income$6,710,000714
Provision for loan and lease losses$167,0001,566
Total noninterest income$668,0001,848
Gross Fiduciary activities income$192,000452
Service charges on deposit accounts$250,0001,634
Trading account gains and fees$0134
Additional Noninterest Income$226,0002,503
Total noninterest expense$4,580,000890
Salaries and employee benefits$2,868,000758
Premises and equipment expense$650,000887
Additional noninterest expense$1,062,0001,150
Pre-tax net operating income$2,631,000854
Securities gains (losses)$02,891
Applicable income taxes$1,020,000785
Income before extraordinary items$1,611,0001,037
Extraordinary gains, net$021
Net income$1,611,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$467,000147
Net operating income$1,611,000961
2002-12-31 (YTD Data)Rank
Total interest income$31,750,000961
Total interest expense$6,228,0001,837
Net interest income$25,522,000741
Provision for loan and lease losses$577,0002,137
Total noninterest income$2,319,0001,897
Gross Fiduciary activities income$670,000485
Service charges on deposit accounts$840,0001,918
Trading account gains and fees$0153
Additional Noninterest Income$809,0002,487
Total noninterest expense$17,125,000914
Salaries and employee benefits$10,446,000781
Premises and equipment expense$2,483,000874
Additional noninterest expense$4,196,0001,165
Pre-tax net operating income$10,139,000863
Securities gains (losses)$04,537
Applicable income taxes$3,897,000742
Income before extraordinary items$6,242,0001,005
Extraordinary gains, net$070
Net income$6,242,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,848
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$533,000464
Net operating income$6,242,000962
2001-12-31 (YTD Data)Rank
Total interest income$30,441,0001,117
Total interest expense$8,985,0001,810
Net interest income$21,456,000819
Provision for loan and lease losses$700,0001,661
Total noninterest income$1,873,0002,118
Gross Fiduciary activities income$526,000581
Service charges on deposit accounts$707,0002,124
Trading account gains and fees$0177
Additional Noninterest Income$640,0002,718
Total noninterest expense$14,348,0001,032
Salaries and employee benefits$8,835,000841
Premises and equipment expense$2,041,0001,030
Additional noninterest expense$3,472,0001,348
Pre-tax net operating income$8,281,000911
Securities gains (losses)$04,612
Applicable income taxes$3,133,000811
Income before extraordinary items$5,148,0001,065
Extraordinary gains, net$0105
Net income$5,148,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$627,000470
Net operating income$5,148,0001,024
2000-12-31 (YTD Data)Rank
Total interest income$28,206,0001,257
Total interest expense$8,936,0001,934
Net interest income$19,270,000903
Provision for loan and lease losses$1,000,0001,061
Total noninterest income$1,637,0002,196
Gross Fiduciary activities income$465,000621
Service charges on deposit accounts$602,0002,283
Trading account gains and fees$0180
Additional Noninterest Income$570,0002,712
Total noninterest expense$12,662,0001,102
Salaries and employee benefits$7,027,0001,000
Premises and equipment expense$1,644,0001,240
Additional noninterest expense$3,991,0001,148
Pre-tax net operating income$7,245,0001,048
Securities gains (losses)$1,0001,732
Applicable income taxes$2,725,000897
Income before extraordinary items$4,521,0001,170
Extraordinary gains, net$038
Net income$4,521,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,742
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$675,000504
Net operating income$4,520,3601,168
1999-12-31 (YTD Data)Rank
Total interest income$22,368,0001,458
Total interest expense$6,463,0002,282
Net interest income$15,905,0001,103
Provision for loan and lease losses$800,0001,188
Total noninterest income$1,239,0002,640
Gross Fiduciary activities income$121,000961
Service charges on deposit accounts$676,0001,972
Trading account gains and fees$0173
Additional Noninterest Income$442,0003,199
Total noninterest expense$10,474,0001,326
Salaries and employee benefits$5,586,0001,234
Premises and equipment expense$1,430,0001,428
Additional noninterest expense$3,458,0001,334
Pre-tax net operating income$5,870,0001,308
Securities gains (losses)$03,155
Applicable income taxes$2,220,0001,124
Income before extraordinary items$3,650,0001,481
Extraordinary gains, net$035
Net income$3,650,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,0001,027
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,288,000475
Net operating income$3,650,0001,455
1998-12-31 (YTD Data)Rank
Total interest income$20,137,0001,616
Total interest expense$6,411,0002,339
Net interest income$13,726,0001,233
Provision for loan and lease losses$900,0001,057
Total noninterest income$951,0003,198
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$600,0002,134
Trading account gains and fees$0224
Additional Noninterest Income$350,0003,704
Total noninterest expense$8,914,0001,484
Salaries and employee benefits$4,944,0001,332
Premises and equipment expense$1,416,0001,379
Additional noninterest expense$2,554,0001,682
Pre-tax net operating income$4,863,0001,520
Securities gains (losses)$04,449
Applicable income taxes$1,835,0001,369
Income before extraordinary items$3,028,0001,727
Extraordinary gains, net$032
Net income$3,028,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,011
Cash dividends$16,0007,304
Sale, conversion, retirement of capital stock, net$1,024,000459
Net operating income$3,028,0001,659
1997-12-31 (YTD Data)Rank
Total interest income$17,073,0001,930
Total interest expense$5,656,0002,642
Net interest income$11,417,0001,505
Provision for loan and lease losses$600,0001,510
Total noninterest income$914,0003,275
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$581,0002,253
Trading account gains and fees$0239
Additional Noninterest Income$333,0003,690
Total noninterest expense$7,534,0001,725
Salaries and employee benefits$4,289,0001,520
Premises and equipment expense$1,146,0001,710
Additional noninterest expense$2,099,0002,007
Pre-tax net operating income$4,197,0001,809
Securities gains (losses)$03,944
Applicable income taxes$1,595,0001,619
Income before extraordinary items$2,602,0002,029
Extraordinary gains, net$044
Net income$2,602,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,112
Cash dividends$12,0007,716
Sale, conversion, retirement of capital stock, net$1,153,000443
Net operating income$2,602,0001,978
1996-12-31 (YTD Data)Rank
Total interest income$13,674,0002,443
Total interest expense$4,531,0003,292
Net interest income$9,143,0001,967
Provision for loan and lease losses$425,0001,987
Total noninterest income$780,0003,773
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$512,0002,662
Trading account gains and fees$0262
Additional Noninterest Income$268,0004,349
Total noninterest expense$6,303,0002,181
Salaries and employee benefits$3,643,0001,814
Premises and equipment expense$1,023,0001,962
Additional noninterest expense$1,637,0002,908
Pre-tax net operating income$3,195,0002,237
Securities gains (losses)$04,148
Applicable income taxes$1,189,0002,009
Income before extraordinary items$2,006,0002,458
Extraordinary gains, net$053
Net income$2,006,0002,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,581
Cash dividends$7,0008,249
Sale, conversion, retirement of capital stock, net$620,000435
Net operating income$2,006,0002,411
1995-12-31 (YTD Data)Rank
Total interest income$11,564,0002,881
Total interest expense$3,737,0003,916
Net interest income$7,827,0002,300
Provision for loan and lease losses$475,0001,647
Total noninterest income$632,0004,415
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$421,0003,195
Trading account gains and fees$0522
Additional Noninterest Income$211,0004,973
Total noninterest expense$5,490,0002,477
Salaries and employee benefits$3,077,0002,151
Premises and equipment expense$875,0002,292
Additional noninterest expense$1,538,0003,024
Pre-tax net operating income$2,494,0002,854
Securities gains (losses)$03,831
Applicable income taxes$989,0002,407
Income before extraordinary items$1,505,0003,240
Extraordinary gains, net$065
Net income$1,505,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$358,000416
Net operating income$1,505,0003,217
1994-12-31 (YTD Data)Rank
Total interest income$8,909,0003,362
Total interest expense$2,522,0004,611
Net interest income$6,387,0002,835
Provision for loan and lease losses$450,0001,666
Total noninterest income$478,0005,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,146
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,034
Total noninterest expense$4,375,0003,145
Salaries and employee benefits$2,389,0002,778
Premises and equipment expense$690,0002,863
Additional noninterest expense$1,296,0003,781
Pre-tax net operating income$2,040,0003,365
Securities gains (losses)$03,600
Applicable income taxes$788,0002,811
Income before extraordinary items$1,252,0003,706
Extraordinary gains, net$0249
Net income$1,252,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,367
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,423,000362
Net operating income$1,252,0003,741
1993-12-31 (YTD Data)Rank
Total interest income$6,724,0004,473
Total interest expense$1,993,0005,852
Net interest income$4,731,0003,760
Provision for loan and lease losses$410,0002,419
Total noninterest income$387,0006,639
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$268,0004,842
Trading account gains and feesNANA
Additional Noninterest Income$119,0007,333
Total noninterest expense$3,655,0003,773
Salaries and employee benefits$1,966,0003,345
Premises and equipment expense$603,0003,313
Additional noninterest expense$1,086,0004,592
Pre-tax net operating income$1,053,0005,674
Securities gains (losses)$15,0005,022
Applicable income taxes$233,0007,046
Income before extraordinary items$835,0005,385
Extraordinary gains, net$03,149
Net income$835,0005,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$476,000612
Net operating income$823,3005,201
1992-12-31 (YTD Data)Rank
Total interest income$5,288,0006,097
Total interest expense$1,971,0007,175
Net interest income$3,317,0005,257
Provision for loan and lease losses$400,0003,453
Total noninterest income$271,0008,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0006,151
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,899
Total noninterest expense$2,733,0004,921
Salaries and employee benefits$1,425,0004,423
Premises and equipment expense$486,0004,066
Additional noninterest expense$822,0005,938
Pre-tax net operating income$455,0008,758
Securities gains (losses)$14,0006,053
Applicable income taxes$42,00011,481
Income before extraordinary items$427,0007,954
Extraordinary gains, net$01,422
Net income$427,0008,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$414,2607,723

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.