Home > Bank of Luxemburg > Income and Expense
Bank of Luxemburg, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,986,000 | 1,442 |
| Total interest expense | $9,761,000 | 1,315 |
| Net interest income | $19,225,000 | 1,481 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $4,015,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $667,000 | 1,367 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,348,000 | 1,169 |
| Total noninterest expense | $16,414,000 | 1,412 |
| Salaries and employee benefits | $9,601,000 | 1,382 |
| Premises and equipment expense | $1,500,000 | 1,540 |
| Additional noninterest expense | $3,348,000 | 1,169 |
| Pre-tax net operating income | $6,706,000 | 1,590 |
| Securities gains (losses) | $-12,000 | 3,398 |
| Applicable income taxes | $2,612,000 | 810 |
| Income before extraordinary items | $4,082,000 | 1,970 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,082,000 | 1,994 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,082,000 | 1,973 |
| Net charge-offs | $-49,000 | 4,191 |
| Cash dividends | $778,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,091,480 | 2,004 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,908,000 | 1,447 |
| Total interest expense | $6,779,000 | 1,295 |
| Net interest income | $14,129,000 | 1,522 |
| Provision for loan and lease losses | $120,000 | 2,020 |
| Total noninterest income | $2,887,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $511,000 | 1,344 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,376,000 | 1,213 |
| Total noninterest expense | $12,368,000 | 1,399 |
| Salaries and employee benefits | $7,201,000 | 1,376 |
| Premises and equipment expense | $1,213,000 | 1,444 |
| Additional noninterest expense | $2,376,000 | 1,213 |
| Pre-tax net operating income | $4,528,000 | 1,765 |
| Securities gains (losses) | $-12,000 | 3,519 |
| Applicable income taxes | $807,000 | 1,433 |
| Income before extraordinary items | $3,709,000 | 1,802 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,709,000 | 1,817 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,709,000 | 1,802 |
| Net charge-offs | $-53,000 | 4,226 |
| Cash dividends | $582,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,718,840 | 1,823 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $120,000 | 4,598 |
| Total interest expense | $10,000 | 4,534 |
| Net interest income | $4,703,000 | 2,504 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $2,246 | 4,578 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $128 | 4,469 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $180,000 | 3,264 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,583 |
| Additional noninterest expense | $15,105 | 4,357 |
| Pre-tax net operating income | $0 | 4,414 |
| Securities gains (losses) | $34,000 | 335 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $6,000 | 4,419 |
| Extraordinary gains, net | $13,264,000 | 29 |
| Net income | $2,265,000 | 1,924 |
| Minority interest net income | $1,500,000 | 22 |
| Net income of bank and minority interests. | $0 | 4,409 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $926,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $12 | 479 |
| Net operating income | $0 | 4,423 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 1,511 |
| Total interest expense | $1,649,000 | 1,342 |
| Net interest income | $4,729,000 | 1,544 |
| Provision for loan and lease losses | $45,000 | 1,736 |
| Total noninterest income | $943,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $193,000 | 1,217 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $750,000 | 1,180 |
| Total noninterest expense | $4,227,000 | 1,375 |
| Salaries and employee benefits | $2,460,000 | 1,377 |
| Premises and equipment expense | $404,000 | 1,477 |
| Additional noninterest expense | $750,000 | 1,180 |
| Pre-tax net operating income | $1,400,000 | 1,878 |
| Securities gains (losses) | $57,000 | 240 |
| Applicable income taxes | $350,000 | 1,269 |
| Income before extraordinary items | $1,107,000 | 1,970 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,107,000 | 1,970 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,107,000 | 1,970 |
| Net charge-offs | $-151,000 | 4,585 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,061,970 | 2,046 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,894,000 | 1,516 |
| Total interest expense | $2,320,000 | 1,447 |
| Net interest income | $18,574,000 | 1,527 |
| Provision for loan and lease losses | $265,000 | 1,602 |
| Total noninterest income | $4,285,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $565,000 | 1,557 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,720,000 | 1,103 |
| Total noninterest expense | $15,231,000 | 1,458 |
| Salaries and employee benefits | $9,181,000 | 1,409 |
| Premises and equipment expense | $1,426,000 | 1,583 |
| Additional noninterest expense | $3,720,000 | 1,103 |
| Pre-tax net operating income | $7,363,000 | 1,580 |
| Securities gains (losses) | $38,000 | 270 |
| Applicable income taxes | $1,811,000 | 1,148 |
| Income before extraordinary items | $5,590,000 | 1,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,590,000 | 1,686 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,590,000 | 1,687 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $751,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,559,980 | 1,725 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,886,000 | 1,533 |
| Total interest expense | $1,371,000 | 1,408 |
| Net interest income | $13,515,000 | 1,545 |
| Provision for loan and lease losses | $200,000 | 1,467 |
| Total noninterest income | $3,309,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $422,000 | 1,571 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,887,000 | 1,099 |
| Total noninterest expense | $11,312,000 | 1,469 |
| Salaries and employee benefits | $6,906,000 | 1,404 |
| Premises and equipment expense | $1,050,000 | 1,616 |
| Additional noninterest expense | $2,887,000 | 1,099 |
| Pre-tax net operating income | $5,312,000 | 1,622 |
| Securities gains (losses) | $38,000 | 270 |
| Applicable income taxes | $1,300,000 | 1,175 |
| Income before extraordinary items | $4,050,000 | 1,707 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,050,000 | 1,705 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,050,000 | 1,706 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $561,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,019,980 | 1,757 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 1,557 |
| Total interest expense | $765,000 | 1,405 |
| Net interest income | $8,630,000 | 1,554 |
| Provision for loan and lease losses | $125,000 | 1,397 |
| Total noninterest income | $2,355,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $267,000 | 1,611 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,088,000 | 1,071 |
| Total noninterest expense | $7,428,000 | 1,471 |
| Salaries and employee benefits | $4,571,000 | 1,406 |
| Premises and equipment expense | $674,000 | 1,676 |
| Additional noninterest expense | $2,183,000 | 1,511 |
| Pre-tax net operating income | $3,432,000 | 1,576 |
| Securities gains (losses) | $39,000 | 242 |
| Applicable income taxes | $840,000 | 1,128 |
| Income before extraordinary items | $2,631,000 | 1,669 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,631,000 | 1,668 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,631,000 | 1,669 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $371,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,600,190 | 1,716 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 1,571 |
| Total interest expense | $354,000 | 1,457 |
| Net interest income | $4,151,000 | 1,556 |
| Provision for loan and lease losses | $50,000 | 1,338 |
| Total noninterest income | $1,145,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $125,000 | 1,676 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,020,000 | 1,073 |
| Total noninterest expense | $3,674,000 | 1,478 |
| Salaries and employee benefits | $2,305,000 | 1,397 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $1,022,000 | 1,551 |
| Pre-tax net operating income | $1,572,000 | 1,592 |
| Securities gains (losses) | $49,000 | 202 |
| Applicable income taxes | $390,000 | 1,120 |
| Income before extraordinary items | $1,231,000 | 1,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,231,000 | 1,672 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,231,000 | 1,672 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,192,290 | 1,730 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,011,000 | 1,543 |
| Total interest expense | $1,749,000 | 1,478 |
| Net interest income | $17,262,000 | 1,543 |
| Provision for loan and lease losses | $250,000 | 1,548 |
| Total noninterest income | $6,317,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $460,000 | 1,690 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,857,000 | 961 |
| Total noninterest expense | $13,414,000 | 1,591 |
| Salaries and employee benefits | $8,233,000 | 1,532 |
| Premises and equipment expense | $1,317,000 | 1,692 |
| Additional noninterest expense | $3,864,000 | 1,618 |
| Pre-tax net operating income | $9,915,000 | 1,290 |
| Securities gains (losses) | $34,000 | 1,292 |
| Applicable income taxes | $2,512,000 | 958 |
| Income before extraordinary items | $7,437,000 | 1,429 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,437,000 | 1,429 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,437,000 | 1,429 |
| Net charge-offs | $25,000 | 1,981 |
| Cash dividends | $712,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,410,140 | 1,408 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 1,551 |
| Total interest expense | $1,367,000 | 1,514 |
| Net interest income | $13,147,000 | 1,546 |
| Provision for loan and lease losses | $250,000 | 1,285 |
| Total noninterest income | $5,007,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $341,000 | 1,691 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,666,000 | 939 |
| Total noninterest expense | $9,820,000 | 1,622 |
| Salaries and employee benefits | $6,050,000 | 1,556 |
| Premises and equipment expense | $919,000 | 1,819 |
| Additional noninterest expense | $2,851,000 | 1,647 |
| Pre-tax net operating income | $8,084,000 | 1,267 |
| Securities gains (losses) | $34,000 | 1,206 |
| Applicable income taxes | $2,066,000 | 954 |
| Income before extraordinary items | $6,052,000 | 1,395 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,052,000 | 1,394 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,052,000 | 1,395 |
| Net charge-offs | $92,000 | 1,112 |
| Cash dividends | $687,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,025,140 | 1,380 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 1,592 |
| Total interest expense | $958,000 | 1,509 |
| Net interest income | $8,340,000 | 1,597 |
| Provision for loan and lease losses | $225,000 | 1,102 |
| Total noninterest income | $3,444,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $219,000 | 1,691 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,225,000 | 917 |
| Total noninterest expense | $6,522,000 | 1,615 |
| Salaries and employee benefits | $4,008,000 | 1,557 |
| Premises and equipment expense | $602,000 | 1,841 |
| Additional noninterest expense | $1,912,000 | 1,631 |
| Pre-tax net operating income | $5,037,000 | 1,314 |
| Securities gains (losses) | $34,000 | 1,019 |
| Applicable income taxes | $1,285,000 | 985 |
| Income before extraordinary items | $3,786,000 | 1,460 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,786,000 | 1,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,786,000 | 1,460 |
| Net charge-offs | $100,000 | 910 |
| Cash dividends | $430,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,759,140 | 1,433 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 1,660 |
| Total interest expense | $511,000 | 1,500 |
| Net interest income | $3,916,000 | 1,674 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,772,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $105,000 | 1,730 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,667,000 | 915 |
| Total noninterest expense | $3,257,000 | 1,613 |
| Salaries and employee benefits | $2,028,000 | 1,536 |
| Premises and equipment expense | $302,000 | 1,837 |
| Additional noninterest expense | $927,000 | 1,633 |
| Pre-tax net operating income | $2,281,000 | 1,388 |
| Securities gains (losses) | $34,000 | 763 |
| Applicable income taxes | $583,000 | 1,032 |
| Income before extraordinary items | $1,732,000 | 1,551 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,732,000 | 1,551 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,732,000 | 1,551 |
| Net charge-offs | $58,000 | 778 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,705,140 | 1,527 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,637,000 | 1,590 |
| Total interest expense | $2,793,000 | 1,575 |
| Net interest income | $15,844,000 | 1,577 |
| Provision for loan and lease losses | $1,155,000 | 1,471 |
| Total noninterest income | $6,882,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $499,000 | 1,621 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $6,383,000 | 867 |
| Total noninterest expense | $12,681,000 | 1,632 |
| Salaries and employee benefits | $7,717,000 | 1,559 |
| Premises and equipment expense | $1,211,000 | 1,792 |
| Additional noninterest expense | $3,753,000 | 1,612 |
| Pre-tax net operating income | $8,890,000 | 1,169 |
| Securities gains (losses) | $55,000 | 1,681 |
| Applicable income taxes | $2,256,000 | 867 |
| Income before extraordinary items | $6,689,000 | 1,304 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,689,000 | 1,305 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,689,000 | 1,305 |
| Net charge-offs | $16,000 | 2,873 |
| Cash dividends | $938,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,645,550 | 1,273 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,839,000 | 1,604 |
| Total interest expense | $2,214,000 | 1,579 |
| Net interest income | $11,625,000 | 1,597 |
| Provision for loan and lease losses | $855,000 | 1,493 |
| Total noninterest income | $4,749,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $383,000 | 1,602 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,366,000 | 890 |
| Total noninterest expense | $9,285,000 | 1,643 |
| Salaries and employee benefits | $5,667,000 | 1,570 |
| Premises and equipment expense | $885,000 | 1,817 |
| Additional noninterest expense | $2,733,000 | 1,632 |
| Pre-tax net operating income | $6,234,000 | 1,181 |
| Securities gains (losses) | $55,000 | 1,499 |
| Applicable income taxes | $1,580,000 | 865 |
| Income before extraordinary items | $4,709,000 | 1,332 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,709,000 | 1,332 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,709,000 | 1,332 |
| Net charge-offs | $26,000 | 2,387 |
| Cash dividends | $514,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,665,550 | 1,299 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 1,657 |
| Total interest expense | $1,558,000 | 1,599 |
| Net interest income | $7,444,000 | 1,650 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $2,758,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $262,000 | 1,584 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,496,000 | 922 |
| Total noninterest expense | $6,082,000 | 1,661 |
| Salaries and employee benefits | $3,719,000 | 1,581 |
| Premises and equipment expense | $584,000 | 1,822 |
| Additional noninterest expense | $1,779,000 | 1,648 |
| Pre-tax net operating income | $3,520,000 | 1,281 |
| Securities gains (losses) | $55,000 | 1,264 |
| Applicable income taxes | $885,000 | 914 |
| Income before extraordinary items | $2,690,000 | 1,445 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,690,000 | 1,445 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,690,000 | 1,445 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $339,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,646,550 | 1,424 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 1,694 |
| Total interest expense | $820,000 | 1,662 |
| Net interest income | $3,538,000 | 1,694 |
| Provision for loan and lease losses | $200,000 | 1,434 |
| Total noninterest income | $1,006,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $165,000 | 1,528 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $841,000 | 1,099 |
| Total noninterest expense | $3,158,000 | 1,620 |
| Salaries and employee benefits | $1,919,000 | 1,552 |
| Premises and equipment expense | $308,000 | 1,786 |
| Additional noninterest expense | $931,000 | 1,605 |
| Pre-tax net operating income | $1,186,000 | 1,601 |
| Securities gains (losses) | $55,000 | 812 |
| Applicable income taxes | $293,000 | 1,091 |
| Income before extraordinary items | $948,000 | 1,740 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $948,000 | 1,741 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $948,000 | 1,741 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $904,550 | 1,779 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,603,000 | 1,786 |
| Total interest expense | $3,153,000 | 1,747 |
| Net interest income | $13,450,000 | 1,766 |
| Provision for loan and lease losses | $580,000 | 1,368 |
| Total noninterest income | $3,253,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $640,000 | 1,605 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,613,000 | 1,310 |
| Total noninterest expense | $11,927,000 | 1,658 |
| Salaries and employee benefits | $7,335,000 | 1,564 |
| Premises and equipment expense | $1,144,000 | 1,850 |
| Additional noninterest expense | $3,448,000 | 1,691 |
| Pre-tax net operating income | $4,196,000 | 1,979 |
| Securities gains (losses) | $312,000 | 500 |
| Applicable income taxes | $1,061,000 | 1,380 |
| Income before extraordinary items | $3,447,000 | 2,100 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,447,000 | 2,102 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,447,000 | 2,102 |
| Net charge-offs | $733,000 | 821 |
| Cash dividends | $567,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,200,520 | 2,159 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,306,000 | 1,814 |
| Total interest expense | $2,327,000 | 1,769 |
| Net interest income | $9,979,000 | 1,805 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $2,431,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $474,000 | 1,620 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,957,000 | 1,305 |
| Total noninterest expense | $8,791,000 | 1,692 |
| Salaries and employee benefits | $5,415,000 | 1,593 |
| Premises and equipment expense | $843,000 | 1,889 |
| Additional noninterest expense | $2,533,000 | 1,731 |
| Pre-tax net operating income | $3,144,000 | 2,047 |
| Securities gains (losses) | $317,000 | 402 |
| Applicable income taxes | $821,000 | 1,400 |
| Income before extraordinary items | $2,640,000 | 2,112 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,640,000 | 2,112 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,640,000 | 2,113 |
| Net charge-offs | $133,000 | 1,578 |
| Cash dividends | $398,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,389,570 | 2,228 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,051,000 | 1,839 |
| Total interest expense | $1,495,000 | 1,792 |
| Net interest income | $6,556,000 | 1,826 |
| Provision for loan and lease losses | $340,000 | 1,123 |
| Total noninterest income | $1,574,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $311,000 | 1,620 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,263,000 | 1,296 |
| Total noninterest expense | $5,877,000 | 1,699 |
| Salaries and employee benefits | $3,663,000 | 1,580 |
| Premises and equipment expense | $573,000 | 1,873 |
| Additional noninterest expense | $1,641,000 | 1,793 |
| Pre-tax net operating income | $1,913,000 | 2,157 |
| Securities gains (losses) | $317,000 | 286 |
| Applicable income taxes | $527,000 | 1,410 |
| Income before extraordinary items | $1,703,000 | 2,158 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,703,000 | 2,157 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,703,000 | 2,158 |
| Net charge-offs | $134,000 | 1,236 |
| Cash dividends | $229,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,452,570 | 2,342 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 1,857 |
| Total interest expense | $714,000 | 1,816 |
| Net interest income | $3,270,000 | 1,843 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $730,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $144,000 | 1,696 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $586,000 | 1,299 |
| Total noninterest expense | $2,975,000 | 1,675 |
| Salaries and employee benefits | $1,886,000 | 1,546 |
| Premises and equipment expense | $303,000 | 1,825 |
| Additional noninterest expense | $786,000 | 1,847 |
| Pre-tax net operating income | $920,000 | 2,164 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $211,000 | 1,540 |
| Income before extraordinary items | $709,000 | 2,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $709,000 | 2,349 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $709,000 | 2,350 |
| Net charge-offs | $55,000 | 1,165 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $709,000 | 2,336 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,636,000 | 1,895 |
| Total interest expense | $2,115,000 | 1,865 |
| Net interest income | $12,521,000 | 1,875 |
| Provision for loan and lease losses | $355,000 | 1,785 |
| Total noninterest income | $3,234,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $615,000 | 1,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,619,000 | 1,255 |
| Total noninterest expense | $11,677,000 | 1,662 |
| Salaries and employee benefits | $7,252,000 | 1,550 |
| Premises and equipment expense | $1,254,000 | 1,755 |
| Additional noninterest expense | $3,171,000 | 1,824 |
| Pre-tax net operating income | $3,723,000 | 2,195 |
| Securities gains (losses) | $-20,000 | 4,598 |
| Applicable income taxes | $835,000 | 1,547 |
| Income before extraordinary items | $2,868,000 | 2,380 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,868,000 | 2,379 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,868,000 | 2,379 |
| Net charge-offs | $220,000 | 1,572 |
| Cash dividends | $637,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,883,800 | 2,370 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,699,000 | 1,923 |
| Total interest expense | $1,465,000 | 1,897 |
| Net interest income | $9,234,000 | 1,906 |
| Provision for loan and lease losses | $285,000 | 1,622 |
| Total noninterest income | $2,389,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $463,000 | 1,721 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,926,000 | 1,289 |
| Total noninterest expense | $8,657,000 | 1,670 |
| Salaries and employee benefits | $5,427,000 | 1,544 |
| Premises and equipment expense | $919,000 | 1,797 |
| Additional noninterest expense | $2,311,000 | 1,871 |
| Pre-tax net operating income | $2,681,000 | 2,277 |
| Securities gains (losses) | $-11,000 | 4,792 |
| Applicable income taxes | $594,000 | 1,644 |
| Income before extraordinary items | $2,076,000 | 2,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,076,000 | 2,454 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,076,000 | 2,454 |
| Net charge-offs | $237,000 | 1,128 |
| Cash dividends | $470,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,084,690 | 2,444 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 1,966 |
| Total interest expense | $882,000 | 1,956 |
| Net interest income | $5,980,000 | 1,961 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $1,655,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $315,000 | 1,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,340,000 | 1,254 |
| Total noninterest expense | $5,757,000 | 1,687 |
| Salaries and employee benefits | $3,663,000 | 1,537 |
| Premises and equipment expense | $613,000 | 1,810 |
| Additional noninterest expense | $1,481,000 | 1,948 |
| Pre-tax net operating income | $1,678,000 | 2,349 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $369,000 | 1,685 |
| Income before extraordinary items | $1,320,000 | 2,521 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,320,000 | 2,520 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,320,000 | 2,520 |
| Net charge-offs | $199,000 | 940 |
| Cash dividends | $313,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,311,310 | 2,524 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 1,998 |
| Total interest expense | $405,000 | 2,010 |
| Net interest income | $2,945,000 | 1,975 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $763,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $158,000 | 1,668 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $605,000 | 1,328 |
| Total noninterest expense | $2,878,000 | 1,700 |
| Salaries and employee benefits | $1,850,000 | 1,537 |
| Premises and equipment expense | $313,000 | 1,805 |
| Additional noninterest expense | $715,000 | 1,998 |
| Pre-tax net operating income | $725,000 | 2,537 |
| Securities gains (losses) | $12,000 | 418 |
| Applicable income taxes | $152,000 | 1,820 |
| Income before extraordinary items | $585,000 | 2,651 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $585,000 | 2,651 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $585,000 | 2,651 |
| Net charge-offs | $186,000 | 600 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $575,520 | 2,673 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,041,000 | 1,974 |
| Total interest expense | $1,266,000 | 2,171 |
| Net interest income | $11,775,000 | 1,943 |
| Provision for loan and lease losses | $325,000 | 1,888 |
| Total noninterest income | $3,308,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $660,000 | 1,636 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,648,000 | 1,274 |
| Total noninterest expense | $10,748,000 | 1,798 |
| Salaries and employee benefits | $6,735,000 | 1,647 |
| Premises and equipment expense | $1,256,000 | 1,775 |
| Additional noninterest expense | $2,757,000 | 2,077 |
| Pre-tax net operating income | $4,010,000 | 2,037 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $1,594,000 | 1,481 |
| Income before extraordinary items | $2,418,000 | 2,372 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,418,000 | 2,372 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,418,000 | 2,372 |
| Net charge-offs | $77,000 | 2,663 |
| Cash dividends | $1,191,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,416,720 | 2,349 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 2,001 |
| Total interest expense | $899,000 | 2,227 |
| Net interest income | $8,753,000 | 1,966 |
| Provision for loan and lease losses | $275,000 | 1,701 |
| Total noninterest income | $2,543,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $488,000 | 1,660 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,055,000 | 1,259 |
| Total noninterest expense | $7,937,000 | 1,821 |
| Salaries and employee benefits | $4,979,000 | 1,670 |
| Premises and equipment expense | $951,000 | 1,772 |
| Additional noninterest expense | $2,007,000 | 2,112 |
| Pre-tax net operating income | $3,084,000 | 2,022 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $987,000 | 1,475 |
| Income before extraordinary items | $2,099,000 | 2,315 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,099,000 | 2,314 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,099,000 | 2,315 |
| Net charge-offs | $105,000 | 1,884 |
| Cash dividends | $977,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,097,640 | 2,298 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 2,013 |
| Total interest expense | $560,000 | 2,287 |
| Net interest income | $5,790,000 | 1,964 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $1,829,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $317,000 | 1,679 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,512,000 | 1,180 |
| Total noninterest expense | $5,240,000 | 1,836 |
| Salaries and employee benefits | $3,316,000 | 1,682 |
| Premises and equipment expense | $630,000 | 1,787 |
| Additional noninterest expense | $1,294,000 | 2,185 |
| Pre-tax net operating income | $2,179,000 | 1,897 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $704,000 | 1,390 |
| Income before extraordinary items | $1,477,000 | 2,178 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,477,000 | 2,179 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,477,000 | 2,179 |
| Net charge-offs | $181,000 | 1,116 |
| Cash dividends | $798,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,475,640 | 2,152 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 2,038 |
| Total interest expense | $259,000 | 2,395 |
| Net interest income | $2,862,000 | 1,982 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $946,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $155,000 | 1,708 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $791,000 | 1,127 |
| Total noninterest expense | $2,619,000 | 1,850 |
| Salaries and employee benefits | $1,696,000 | 1,658 |
| Premises and equipment expense | $307,000 | 1,853 |
| Additional noninterest expense | $616,000 | 2,265 |
| Pre-tax net operating income | $1,089,000 | 1,860 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $351,000 | 1,358 |
| Income before extraordinary items | $738,000 | 2,114 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $738,000 | 2,115 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $738,000 | 2,115 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $244,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $738,000 | 2,084 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,098,000 | 2,064 |
| Total interest expense | $916,000 | 2,567 |
| Net interest income | $11,182,000 | 1,983 |
| Provision for loan and lease losses | $525,000 | 1,418 |
| Total noninterest income | $3,053,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $610,000 | 1,780 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,443,000 | 1,387 |
| Total noninterest expense | $10,263,000 | 1,860 |
| Salaries and employee benefits | $6,508,000 | 1,663 |
| Premises and equipment expense | $1,211,000 | 1,845 |
| Additional noninterest expense | $2,544,000 | 2,284 |
| Pre-tax net operating income | $3,447,000 | 2,143 |
| Securities gains (losses) | $115,000 | 1,249 |
| Applicable income taxes | $1,107,000 | 1,546 |
| Income before extraordinary items | $2,455,000 | 2,437 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,455,000 | 2,436 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,455,000 | 2,437 |
| Net charge-offs | $517,000 | 1,060 |
| Cash dividends | $868,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,375,650 | 2,441 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,020,000 | 2,076 |
| Total interest expense | $671,000 | 2,603 |
| Net interest income | $8,349,000 | 1,992 |
| Provision for loan and lease losses | $400,000 | 1,350 |
| Total noninterest income | $2,115,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $451,000 | 1,806 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,664,000 | 1,485 |
| Total noninterest expense | $7,680,000 | 1,869 |
| Salaries and employee benefits | $4,835,000 | 1,675 |
| Premises and equipment expense | $940,000 | 1,801 |
| Additional noninterest expense | $1,905,000 | 2,277 |
| Pre-tax net operating income | $2,384,000 | 2,333 |
| Securities gains (losses) | $115,000 | 1,162 |
| Applicable income taxes | $766,000 | 1,661 |
| Income before extraordinary items | $1,733,000 | 2,573 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,733,000 | 2,574 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,733,000 | 2,574 |
| Net charge-offs | $435,000 | 882 |
| Cash dividends | $719,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,653,650 | 2,595 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 2,092 |
| Total interest expense | $430,000 | 2,694 |
| Net interest income | $5,535,000 | 2,015 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $1,366,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $286,000 | 1,856 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,080,000 | 1,475 |
| Total noninterest expense | $5,072,000 | 1,889 |
| Salaries and employee benefits | $3,184,000 | 1,691 |
| Premises and equipment expense | $623,000 | 1,798 |
| Additional noninterest expense | $1,265,000 | 2,293 |
| Pre-tax net operating income | $1,579,000 | 2,312 |
| Securities gains (losses) | $77,000 | 1,137 |
| Applicable income taxes | $506,000 | 1,650 |
| Income before extraordinary items | $1,150,000 | 2,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,150,000 | 2,550 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,150,000 | 2,550 |
| Net charge-offs | $333,000 | 802 |
| Cash dividends | $579,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,096,870 | 2,571 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,131 |
| Total interest expense | $206,000 | 2,790 |
| Net interest income | $2,708,000 | 2,050 |
| Provision for loan and lease losses | $125,000 | 1,322 |
| Total noninterest income | $631,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $145,000 | 1,845 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $486,000 | 1,533 |
| Total noninterest expense | $2,516,000 | 1,897 |
| Salaries and employee benefits | $1,588,000 | 1,709 |
| Premises and equipment expense | $316,000 | 1,795 |
| Additional noninterest expense | $612,000 | 2,348 |
| Pre-tax net operating income | $698,000 | 2,492 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $207,000 | 1,808 |
| Income before extraordinary items | $519,000 | 2,689 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $519,000 | 2,689 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $519,000 | 2,689 |
| Net charge-offs | $76,000 | 1,173 |
| Cash dividends | $137,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $499,120 | 2,705 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,350,000 | 2,124 |
| Total interest expense | $809,000 | 2,806 |
| Net interest income | $10,541,000 | 2,043 |
| Provision for loan and lease losses | $375,000 | 1,656 |
| Total noninterest income | $2,622,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $652,000 | 1,741 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,970,000 | 1,536 |
| Total noninterest expense | $9,609,000 | 1,969 |
| Salaries and employee benefits | $5,817,000 | 1,791 |
| Premises and equipment expense | $1,223,000 | 1,855 |
| Additional noninterest expense | $2,569,000 | 2,283 |
| Pre-tax net operating income | $3,179,000 | 2,234 |
| Securities gains (losses) | $32,000 | 1,944 |
| Applicable income taxes | $961,000 | 1,625 |
| Income before extraordinary items | $2,250,000 | 2,514 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,250,000 | 2,516 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,250,000 | 2,516 |
| Net charge-offs | $474,000 | 1,210 |
| Cash dividends | $2,010,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,227,600 | 2,486 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 2,143 |
| Total interest expense | $611,000 | 2,825 |
| Net interest income | $7,884,000 | 2,060 |
| Provision for loan and lease losses | $275,000 | 1,593 |
| Total noninterest income | $1,944,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $492,000 | 1,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,452,000 | 1,567 |
| Total noninterest expense | $7,231,000 | 1,962 |
| Salaries and employee benefits | $4,325,000 | 1,815 |
| Premises and equipment expense | $939,000 | 1,834 |
| Additional noninterest expense | $1,967,000 | 2,233 |
| Pre-tax net operating income | $2,322,000 | 2,310 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $695,000 | 1,697 |
| Income before extraordinary items | $1,648,000 | 2,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,648,000 | 2,598 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,648,000 | 2,598 |
| Net charge-offs | $333,000 | 1,136 |
| Cash dividends | $1,070,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,633,300 | 2,574 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 2,163 |
| Total interest expense | $414,000 | 2,807 |
| Net interest income | $5,181,000 | 2,075 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $1,274,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $327,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $947,000 | 1,614 |
| Total noninterest expense | $4,780,000 | 1,997 |
| Salaries and employee benefits | $2,861,000 | 1,836 |
| Premises and equipment expense | $617,000 | 1,865 |
| Additional noninterest expense | $1,302,000 | 2,261 |
| Pre-tax net operating income | $1,475,000 | 2,362 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $439,000 | 1,749 |
| Income before extraordinary items | $1,057,000 | 2,653 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,057,000 | 2,655 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,057,000 | 2,655 |
| Net charge-offs | $113,000 | 1,622 |
| Cash dividends | $671,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,042,090 | 2,628 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 2,179 |
| Total interest expense | $212,000 | 2,772 |
| Net interest income | $2,565,000 | 2,077 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $587,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $436,000 | 1,664 |
| Total noninterest expense | $2,352,000 | 2,015 |
| Salaries and employee benefits | $1,418,000 | 1,865 |
| Premises and equipment expense | $310,000 | 1,875 |
| Additional noninterest expense | $624,000 | 2,336 |
| Pre-tax net operating income | $700,000 | 2,416 |
| Securities gains (losses) | $10,000 | 1,480 |
| Applicable income taxes | $199,000 | 1,829 |
| Income before extraordinary items | $511,000 | 2,684 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $511,000 | 2,687 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $511,000 | 2,687 |
| Net charge-offs | $101,000 | 1,109 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $503,800 | 2,633 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,244,000 | 2,150 |
| Total interest expense | $993,000 | 2,582 |
| Net interest income | $10,251,000 | 2,075 |
| Provision for loan and lease losses | $545,000 | 1,379 |
| Total noninterest income | $2,226,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $603,000 | 1,952 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,623,000 | 1,687 |
| Total noninterest expense | $9,568,000 | 1,987 |
| Salaries and employee benefits | $5,619,000 | 1,838 |
| Premises and equipment expense | $1,250,000 | 1,851 |
| Additional noninterest expense | $2,699,000 | 2,238 |
| Pre-tax net operating income | $2,364,000 | 2,690 |
| Securities gains (losses) | $264,000 | 666 |
| Applicable income taxes | $675,000 | 1,932 |
| Income before extraordinary items | $1,953,000 | 2,747 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,953,000 | 2,745 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,953,000 | 2,747 |
| Net charge-offs | $544,000 | 1,388 |
| Cash dividends | $1,400,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,757,640 | 2,890 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 2,174 |
| Total interest expense | $759,000 | 2,589 |
| Net interest income | $7,639,000 | 2,099 |
| Provision for loan and lease losses | $495,000 | 1,147 |
| Total noninterest income | $1,643,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $443,000 | 2,003 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,200,000 | 1,722 |
| Total noninterest expense | $7,184,000 | 1,973 |
| Salaries and employee benefits | $4,231,000 | 1,830 |
| Premises and equipment expense | $913,000 | 1,904 |
| Additional noninterest expense | $2,040,000 | 2,203 |
| Pre-tax net operating income | $1,603,000 | 2,916 |
| Securities gains (losses) | $185,000 | 667 |
| Applicable income taxes | $428,000 | 2,123 |
| Income before extraordinary items | $1,360,000 | 2,923 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,360,000 | 2,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,360,000 | 2,924 |
| Net charge-offs | $505,000 | 1,148 |
| Cash dividends | $1,125,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,219,400 | 3,070 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 2,177 |
| Total interest expense | $517,000 | 2,579 |
| Net interest income | $5,059,000 | 2,095 |
| Provision for loan and lease losses | $325,000 | 1,163 |
| Total noninterest income | $1,086,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $294,000 | 1,981 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $792,000 | 1,710 |
| Total noninterest expense | $4,781,000 | 1,981 |
| Salaries and employee benefits | $2,828,000 | 1,823 |
| Premises and equipment expense | $627,000 | 1,872 |
| Additional noninterest expense | $1,326,000 | 2,248 |
| Pre-tax net operating income | $1,039,000 | 2,902 |
| Securities gains (losses) | $118,000 | 708 |
| Applicable income taxes | $264,000 | 2,143 |
| Income before extraordinary items | $893,000 | 2,864 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $893,000 | 2,869 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $893,000 | 2,869 |
| Net charge-offs | $516,000 | 851 |
| Cash dividends | $1,125,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $802,140 | 3,036 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 2,179 |
| Total interest expense | $260,000 | 2,599 |
| Net interest income | $2,522,000 | 2,098 |
| Provision for loan and lease losses | $175,000 | 1,088 |
| Total noninterest income | $548,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $152,000 | 1,911 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $396,000 | 1,670 |
| Total noninterest expense | $2,437,000 | 1,950 |
| Salaries and employee benefits | $1,442,000 | 1,792 |
| Premises and equipment expense | $329,000 | 1,827 |
| Additional noninterest expense | $666,000 | 2,241 |
| Pre-tax net operating income | $458,000 | 3,058 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $89,000 | 2,458 |
| Income before extraordinary items | $396,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 3,023 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $396,000 | 3,023 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $418,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $373,860 | 3,111 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,350,000 | 2,148 |
| Total interest expense | $1,190,000 | 2,579 |
| Net interest income | $10,160,000 | 2,065 |
| Provision for loan and lease losses | $1,460,000 | 812 |
| Total noninterest income | $2,818,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $582,000 | 2,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,236,000 | 1,399 |
| Total noninterest expense | $8,885,000 | 2,132 |
| Salaries and employee benefits | $5,352,000 | 1,901 |
| Premises and equipment expense | $1,159,000 | 1,977 |
| Additional noninterest expense | $2,374,000 | 2,578 |
| Pre-tax net operating income | $2,633,000 | 2,377 |
| Securities gains (losses) | $229,000 | 822 |
| Applicable income taxes | $742,000 | 1,758 |
| Income before extraordinary items | $2,120,000 | 2,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,120,000 | 2,499 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,120,000 | 2,499 |
| Net charge-offs | $1,602,000 | 902 |
| Cash dividends | $693,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,950,540 | 2,595 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 2,167 |
| Total interest expense | $913,000 | 2,607 |
| Net interest income | $7,613,000 | 2,069 |
| Provision for loan and lease losses | $1,050,000 | 841 |
| Total noninterest income | $2,166,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $437,000 | 2,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,729,000 | 1,406 |
| Total noninterest expense | $6,631,000 | 2,126 |
| Salaries and employee benefits | $4,069,000 | 1,890 |
| Premises and equipment expense | $872,000 | 1,980 |
| Additional noninterest expense | $1,690,000 | 2,707 |
| Pre-tax net operating income | $2,098,000 | 2,338 |
| Securities gains (losses) | $103,000 | 1,199 |
| Applicable income taxes | $578,000 | 1,774 |
| Income before extraordinary items | $1,623,000 | 2,494 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,623,000 | 2,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,623,000 | 2,499 |
| Net charge-offs | $462,000 | 1,667 |
| Cash dividends | $418,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,546,780 | 2,516 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 2,163 |
| Total interest expense | $620,000 | 2,634 |
| Net interest income | $5,077,000 | 2,062 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $1,464,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $285,000 | 2,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,179,000 | 1,418 |
| Total noninterest expense | $4,471,000 | 2,109 |
| Salaries and employee benefits | $2,688,000 | 1,914 |
| Premises and equipment expense | $591,000 | 1,947 |
| Additional noninterest expense | $1,192,000 | 2,556 |
| Pre-tax net operating income | $1,710,000 | 1,976 |
| Securities gains (losses) | $103,000 | 1,098 |
| Applicable income taxes | $524,000 | 1,467 |
| Income before extraordinary items | $1,289,000 | 2,176 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,289,000 | 2,184 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,289,000 | 2,182 |
| Net charge-offs | $363,000 | 1,517 |
| Cash dividends | $418,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,215,870 | 2,189 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 2,187 |
| Total interest expense | $316,000 | 2,676 |
| Net interest income | $2,530,000 | 2,078 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $745,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $610,000 | 1,372 |
| Total noninterest expense | $2,259,000 | 2,106 |
| Salaries and employee benefits | $1,353,000 | 1,914 |
| Premises and equipment expense | $356,000 | 1,701 |
| Additional noninterest expense | $550,000 | 2,749 |
| Pre-tax net operating income | $836,000 | 1,980 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $236,000 | 1,555 |
| Income before extraordinary items | $600,000 | 2,264 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $600,000 | 2,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $600,000 | 2,266 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $600,000 | 2,177 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 2,215 |
| Total interest expense | $1,527,000 | 2,668 |
| Net interest income | $10,246,000 | 2,096 |
| Provision for loan and lease losses | $925,000 | 1,860 |
| Total noninterest income | $3,088,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $668,000 | 1,977 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,420,000 | 1,365 |
| Total noninterest expense | $9,140,000 | 2,097 |
| Salaries and employee benefits | $5,216,000 | 1,930 |
| Premises and equipment expense | $1,337,000 | 1,765 |
| Additional noninterest expense | $2,587,000 | 2,488 |
| Pre-tax net operating income | $3,269,000 | 1,939 |
| Securities gains (losses) | $312,000 | 1,334 |
| Applicable income taxes | $1,025,000 | 1,450 |
| Income before extraordinary items | $2,556,000 | 2,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,556,000 | 2,129 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,556,000 | 2,131 |
| Net charge-offs | $345,000 | 3,143 |
| Cash dividends | $890,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,334,480 | 2,185 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 2,261 |
| Total interest expense | $1,187,000 | 2,702 |
| Net interest income | $7,651,000 | 2,145 |
| Provision for loan and lease losses | $540,000 | 2,179 |
| Total noninterest income | $2,314,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $512,000 | 1,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,802,000 | 1,367 |
| Total noninterest expense | $6,755,000 | 2,131 |
| Salaries and employee benefits | $3,843,000 | 1,967 |
| Premises and equipment expense | $1,003,000 | 1,774 |
| Additional noninterest expense | $1,909,000 | 2,533 |
| Pre-tax net operating income | $2,670,000 | 1,848 |
| Securities gains (losses) | $209,000 | 1,399 |
| Applicable income taxes | $843,000 | 1,395 |
| Income before extraordinary items | $2,036,000 | 2,074 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,036,000 | 2,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,036,000 | 2,075 |
| Net charge-offs | $178,000 | 3,419 |
| Cash dividends | $520,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,887,610 | 2,089 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 2,268 |
| Total interest expense | $822,000 | 2,714 |
| Net interest income | $5,096,000 | 2,140 |
| Provision for loan and lease losses | $360,000 | 2,203 |
| Total noninterest income | $1,524,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $347,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,177,000 | 1,357 |
| Total noninterest expense | $4,454,000 | 2,163 |
| Salaries and employee benefits | $2,531,000 | 1,988 |
| Premises and equipment expense | $679,000 | 1,735 |
| Additional noninterest expense | $1,244,000 | 2,592 |
| Pre-tax net operating income | $1,806,000 | 1,823 |
| Securities gains (losses) | $209,000 | 1,070 |
| Applicable income taxes | $598,000 | 1,322 |
| Income before extraordinary items | $1,417,000 | 1,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,417,000 | 1,977 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,417,000 | 1,979 |
| Net charge-offs | $149,000 | 3,039 |
| Cash dividends | $420,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,270,700 | 2,054 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 2,291 |
| Total interest expense | $426,000 | 2,728 |
| Net interest income | $2,527,000 | 2,171 |
| Provision for loan and lease losses | $180,000 | 2,114 |
| Total noninterest income | $757,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $585,000 | 1,356 |
| Total noninterest expense | $2,227,000 | 2,143 |
| Salaries and employee benefits | $1,271,000 | 1,972 |
| Premises and equipment expense | $329,000 | 1,798 |
| Additional noninterest expense | $627,000 | 2,550 |
| Pre-tax net operating income | $877,000 | 1,878 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $247,000 | 1,500 |
| Income before extraordinary items | $630,000 | 2,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $630,000 | 2,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $630,000 | 2,169 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $630,000 | 2,066 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,499,000 | 2,433 |
| Total interest expense | $1,882,000 | 2,896 |
| Net interest income | $9,617,000 | 2,275 |
| Provision for loan and lease losses | $830,000 | 2,685 |
| Total noninterest income | $2,566,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $738,000 | 1,901 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,828,000 | 1,449 |
| Total noninterest expense | $8,684,000 | 2,189 |
| Salaries and employee benefits | $5,014,000 | 1,931 |
| Premises and equipment expense | $1,338,000 | 1,862 |
| Additional noninterest expense | $2,332,000 | 2,736 |
| Pre-tax net operating income | $2,669,000 | 2,031 |
| Securities gains (losses) | $73,000 | 2,303 |
| Applicable income taxes | $642,000 | 1,781 |
| Income before extraordinary items | $2,100,000 | 2,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,100,000 | 2,162 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,100,000 | 2,162 |
| Net charge-offs | $802,000 | 2,632 |
| Cash dividends | $1,105,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,043,790 | 2,149 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,483 |
| Total interest expense | $1,432,000 | 2,963 |
| Net interest income | $7,099,000 | 2,313 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $1,861,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $551,000 | 1,916 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,310,000 | 1,469 |
| Total noninterest expense | $6,560,000 | 2,183 |
| Salaries and employee benefits | $3,744,000 | 1,938 |
| Premises and equipment expense | $1,058,000 | 1,774 |
| Additional noninterest expense | $1,758,000 | 2,731 |
| Pre-tax net operating income | $1,950,000 | 2,122 |
| Securities gains (losses) | $51,000 | 2,319 |
| Applicable income taxes | $479,000 | 1,770 |
| Income before extraordinary items | $1,522,000 | 2,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,522,000 | 2,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,522,000 | 2,295 |
| Net charge-offs | $314,000 | 3,196 |
| Cash dividends | $639,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,483,240 | 2,235 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 2,525 |
| Total interest expense | $972,000 | 3,014 |
| Net interest income | $4,662,000 | 2,354 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,241,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $357,000 | 1,938 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $884,000 | 1,467 |
| Total noninterest expense | $4,385,000 | 2,202 |
| Salaries and employee benefits | $2,483,000 | 1,961 |
| Premises and equipment expense | $699,000 | 1,811 |
| Additional noninterest expense | $1,203,000 | 2,743 |
| Pre-tax net operating income | $1,218,000 | 2,205 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $294,000 | 1,824 |
| Income before extraordinary items | $925,000 | 2,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $925,000 | 2,419 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $925,000 | 2,419 |
| Net charge-offs | $181,000 | 3,213 |
| Cash dividends | $339,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $924,240 | 2,331 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 2,545 |
| Total interest expense | $501,000 | 3,032 |
| Net interest income | $2,306,000 | 2,376 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $635,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $179,000 | 1,908 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $456,000 | 1,435 |
| Total noninterest expense | $2,205,000 | 2,186 |
| Salaries and employee benefits | $1,240,000 | 1,973 |
| Premises and equipment expense | $363,000 | 1,779 |
| Additional noninterest expense | $602,000 | 2,716 |
| Pre-tax net operating income | $586,000 | 2,268 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $136,000 | 1,875 |
| Income before extraordinary items | $451,000 | 2,438 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $451,000 | 2,437 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $451,000 | 2,438 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $450,230 | 2,391 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,548,000 | 2,594 |
| Total interest expense | $2,552,000 | 2,944 |
| Net interest income | $8,996,000 | 2,437 |
| Provision for loan and lease losses | $1,285,000 | 2,672 |
| Total noninterest income | $3,116,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $788,000 | 1,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,328,000 | 1,271 |
| Total noninterest expense | $8,818,000 | 2,200 |
| Salaries and employee benefits | $4,872,000 | 1,986 |
| Premises and equipment expense | $1,415,000 | 1,818 |
| Additional noninterest expense | $2,531,000 | 2,661 |
| Pre-tax net operating income | $2,009,000 | 2,230 |
| Securities gains (losses) | $627,000 | 730 |
| Applicable income taxes | $736,000 | 1,504 |
| Income before extraordinary items | $1,900,000 | 2,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,900,000 | 2,123 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,900,000 | 2,124 |
| Net charge-offs | $1,025,000 | 2,643 |
| Cash dividends | $664,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,448,560 | 2,471 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,645 |
| Total interest expense | $2,006,000 | 2,943 |
| Net interest income | $6,697,000 | 2,476 |
| Provision for loan and lease losses | $773,000 | 2,902 |
| Total noninterest income | $1,871,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $585,000 | 1,925 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,286,000 | 1,511 |
| Total noninterest expense | $6,566,000 | 2,204 |
| Salaries and employee benefits | $3,610,000 | 2,010 |
| Premises and equipment expense | $1,114,000 | 1,752 |
| Additional noninterest expense | $1,842,000 | 2,677 |
| Pre-tax net operating income | $1,229,000 | 2,737 |
| Securities gains (losses) | $625,000 | 614 |
| Applicable income taxes | $521,000 | 1,633 |
| Income before extraordinary items | $1,333,000 | 2,362 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,333,000 | 2,360 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,333,000 | 2,364 |
| Net charge-offs | $539,000 | 2,970 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $883,000 | 2,983 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,797,000 | 2,675 |
| Total interest expense | $1,403,000 | 2,940 |
| Net interest income | $4,394,000 | 2,519 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $1,188,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $384,000 | 1,962 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $804,000 | 1,513 |
| Total noninterest expense | $4,350,000 | 2,217 |
| Salaries and employee benefits | $2,382,000 | 2,040 |
| Premises and equipment expense | $737,000 | 1,769 |
| Additional noninterest expense | $1,231,000 | 2,654 |
| Pre-tax net operating income | $532,000 | 3,523 |
| Securities gains (losses) | $376,000 | 599 |
| Applicable income taxes | $218,000 | 2,047 |
| Income before extraordinary items | $690,000 | 2,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $690,000 | 2,790 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $690,000 | 2,793 |
| Net charge-offs | $353,000 | 2,859 |
| Cash dividends | $264,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $404,240 | 3,665 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 2,719 |
| Total interest expense | $751,000 | 2,913 |
| Net interest income | $2,167,000 | 2,591 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $526,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $181,000 | 2,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $345,000 | 1,676 |
| Total noninterest expense | $2,158,000 | 2,257 |
| Salaries and employee benefits | $1,185,000 | 2,079 |
| Premises and equipment expense | $387,000 | 1,747 |
| Additional noninterest expense | $586,000 | 2,760 |
| Pre-tax net operating income | $430,000 | 2,704 |
| Securities gains (losses) | $102,000 | 779 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $397,000 | 2,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 2,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $397,000 | 2,566 |
| Net charge-offs | $107,000 | 3,032 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $320,500 | 2,902 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 2,821 |
| Total interest expense | $3,737,000 | 2,891 |
| Net interest income | $7,993,000 | 2,736 |
| Provision for loan and lease losses | $900,000 | 3,660 |
| Total noninterest income | $3,494,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $821,000 | 2,016 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,673,000 | 1,118 |
| Total noninterest expense | $8,616,000 | 2,296 |
| Salaries and employee benefits | $4,639,000 | 2,121 |
| Premises and equipment expense | $1,388,000 | 1,939 |
| Additional noninterest expense | $2,589,000 | 2,671 |
| Pre-tax net operating income | $1,971,000 | 1,931 |
| Securities gains (losses) | $102,000 | 2,123 |
| Applicable income taxes | $568,000 | 1,429 |
| Income before extraordinary items | $1,505,000 | 2,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,505,000 | 2,109 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,505,000 | 2,111 |
| Net charge-offs | $972,000 | 2,889 |
| Cash dividends | $1,157,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,430,540 | 2,161 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 2,866 |
| Total interest expense | $2,887,000 | 2,942 |
| Net interest income | $5,877,000 | 2,785 |
| Provision for loan and lease losses | $550,000 | 3,654 |
| Total noninterest income | $2,791,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $615,000 | 2,013 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,176,000 | 1,088 |
| Total noninterest expense | $6,500,000 | 2,285 |
| Salaries and employee benefits | $3,479,000 | 2,140 |
| Premises and equipment expense | $1,018,000 | 1,997 |
| Additional noninterest expense | $2,003,000 | 2,573 |
| Pre-tax net operating income | $1,618,000 | 1,921 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $459,000 | 1,489 |
| Income before extraordinary items | $1,162,000 | 2,234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,162,000 | 2,231 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,162,000 | 2,234 |
| Net charge-offs | $531,000 | 2,952 |
| Cash dividends | $903,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,159,840 | 2,196 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 2,895 |
| Total interest expense | $1,972,000 | 3,004 |
| Net interest income | $3,871,000 | 2,806 |
| Provision for loan and lease losses | $475,000 | 3,039 |
| Total noninterest income | $2,222,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $410,000 | 1,980 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,812,000 | 956 |
| Total noninterest expense | $4,371,000 | 2,297 |
| Salaries and employee benefits | $2,328,000 | 2,163 |
| Premises and equipment expense | $678,000 | 2,028 |
| Additional noninterest expense | $1,365,000 | 2,543 |
| Pre-tax net operating income | $1,247,000 | 1,772 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $380,000 | 1,313 |
| Income before extraordinary items | $870,000 | 2,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $870,000 | 2,084 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $870,000 | 2,086 |
| Net charge-offs | $466,000 | 2,424 |
| Cash dividends | $653,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $867,900 | 2,032 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 2,951 |
| Total interest expense | $994,000 | 3,065 |
| Net interest income | $1,898,000 | 2,837 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $970,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $197,000 | 2,000 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $773,000 | 1,038 |
| Total noninterest expense | $2,144,000 | 2,274 |
| Salaries and employee benefits | $1,176,000 | 2,168 |
| Premises and equipment expense | $352,000 | 1,989 |
| Additional noninterest expense | $616,000 | 2,509 |
| Pre-tax net operating income | $649,000 | 1,921 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $207,000 | 1,417 |
| Income before extraordinary items | $442,000 | 2,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 2,361 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $442,000 | 2,363 |
| Net charge-offs | $92,000 | 2,958 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $442,000 | 2,224 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,233,000 | 2,984 |
| Total interest expense | $4,889,000 | 3,007 |
| Net interest income | $7,344,000 | 2,913 |
| Provision for loan and lease losses | $337,000 | 4,433 |
| Total noninterest income | $3,013,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $961,000 | 1,818 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,052,000 | 1,277 |
| Total noninterest expense | $8,228,000 | 2,324 |
| Salaries and employee benefits | $4,653,000 | 2,182 |
| Premises and equipment expense | $1,637,000 | 1,684 |
| Additional noninterest expense | $1,938,000 | 2,942 |
| Pre-tax net operating income | $1,792,000 | 2,678 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $316,000 | 2,338 |
| Income before extraordinary items | $1,476,000 | 2,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,476,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 3,387 |
| Cash dividends | $508,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,476,000 | 2,686 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,327,000 | 3,006 |
| Total interest expense | $3,744,000 | 3,069 |
| Net interest income | $5,583,000 | 2,913 |
| Provision for loan and lease losses | $237,000 | 3,926 |
| Total noninterest income | $2,176,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $715,000 | 1,840 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,461,000 | 1,390 |
| Total noninterest expense | $6,312,000 | 2,268 |
| Salaries and employee benefits | $3,572,000 | 2,162 |
| Premises and equipment expense | $1,186,000 | 1,740 |
| Additional noninterest expense | $1,554,000 | 2,700 |
| Pre-tax net operating income | $1,210,000 | 3,308 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $987,000 | 3,134 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $987,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,464 |
| Cash dividends | $246,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $987,000 | 3,277 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,033 |
| Total interest expense | $2,580,000 | 3,094 |
| Net interest income | $3,677,000 | 2,933 |
| Provision for loan and lease losses | $112,000 | 4,110 |
| Total noninterest income | $1,435,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $462,000 | 1,864 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $973,000 | 1,429 |
| Total noninterest expense | $4,200,000 | 2,272 |
| Salaries and employee benefits | $2,353,000 | 2,207 |
| Premises and equipment expense | $818,000 | 1,691 |
| Additional noninterest expense | $1,029,000 | 2,683 |
| Pre-tax net operating income | $800,000 | 3,429 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $170,000 | 2,873 |
| Income before extraordinary items | $630,000 | 3,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $630,000 | 3,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,095 |
| Cash dividends | $246,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $630,000 | 3,475 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 3,054 |
| Total interest expense | $1,362,000 | 3,133 |
| Net interest income | $1,827,000 | 2,940 |
| Provision for loan and lease losses | $56,000 | 3,670 |
| Total noninterest income | $749,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $226,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $523,000 | 1,374 |
| Total noninterest expense | $2,092,000 | 2,279 |
| Salaries and employee benefits | $1,166,000 | 2,250 |
| Premises and equipment expense | $388,000 | 1,770 |
| Additional noninterest expense | $538,000 | 2,550 |
| Pre-tax net operating income | $428,000 | 3,391 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $93,000 | 2,883 |
| Income before extraordinary items | $335,000 | 3,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $335,000 | 3,473 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,690,000 | 3,134 |
| Total interest expense | $5,935,000 | 3,026 |
| Net interest income | $6,755,000 | 3,189 |
| Provision for loan and lease losses | $262,000 | 3,424 |
| Total noninterest income | $2,737,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $946,000 | 1,861 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,791,000 | 1,462 |
| Total noninterest expense | $7,349,000 | 2,469 |
| Salaries and employee benefits | $4,273,000 | 2,351 |
| Premises and equipment expense | $1,025,000 | 2,516 |
| Additional noninterest expense | $2,051,000 | 2,607 |
| Pre-tax net operating income | $1,881,000 | 3,439 |
| Securities gains (losses) | $33,000 | 934 |
| Applicable income taxes | $465,000 | 2,835 |
| Income before extraordinary items | $1,449,000 | 3,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,449,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,217 |
| Cash dividends | $482,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,423,920 | 3,543 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,569,000 | 3,117 |
| Total interest expense | $4,483,000 | 3,009 |
| Net interest income | $5,086,000 | 3,190 |
| Provision for loan and lease losses | $206,000 | 2,956 |
| Total noninterest income | $2,035,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $707,000 | 1,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,328,000 | 1,497 |
| Total noninterest expense | $5,550,000 | 2,437 |
| Salaries and employee benefits | $3,381,000 | 2,231 |
| Premises and equipment expense | $761,000 | 2,533 |
| Additional noninterest expense | $1,408,000 | 2,761 |
| Pre-tax net operating income | $1,365,000 | 3,664 |
| Securities gains (losses) | $32,000 | 723 |
| Applicable income taxes | $333,000 | 3,049 |
| Income before extraordinary items | $1,064,000 | 3,739 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,064,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,863 |
| Cash dividends | $236,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,039,680 | 3,788 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 3,147 |
| Total interest expense | $2,975,000 | 3,035 |
| Net interest income | $3,343,000 | 3,244 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,367,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $467,000 | 1,862 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $900,000 | 1,500 |
| Total noninterest expense | $3,701,000 | 2,458 |
| Salaries and employee benefits | $2,260,000 | 2,267 |
| Premises and equipment expense | $506,000 | 2,561 |
| Additional noninterest expense | $935,000 | 2,768 |
| Pre-tax net operating income | $859,000 | 3,864 |
| Securities gains (losses) | $31,000 | 616 |
| Applicable income taxes | $207,000 | 3,215 |
| Income before extraordinary items | $683,000 | 3,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $683,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $236,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $659,130 | 3,944 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 3,157 |
| Total interest expense | $1,480,000 | 3,018 |
| Net interest income | $1,656,000 | 3,269 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $653,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $217,000 | 1,931 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $436,000 | 1,515 |
| Total noninterest expense | $1,845,000 | 2,483 |
| Salaries and employee benefits | $1,130,000 | 2,273 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $460,000 | 2,793 |
| Pre-tax net operating income | $389,000 | 4,060 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $308,000 | 4,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $308,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $308,000 | 4,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,010,000 | 3,086 |
| Total interest expense | $5,312,000 | 2,870 |
| Net interest income | $6,698,000 | 3,234 |
| Provision for loan and lease losses | $340,000 | 2,562 |
| Total noninterest income | $2,428,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $836,000 | 2,043 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,592,000 | 1,599 |
| Total noninterest expense | $6,761,000 | 2,592 |
| Salaries and employee benefits | $4,104,000 | 2,386 |
| Premises and equipment expense | $898,000 | 2,722 |
| Additional noninterest expense | $1,759,000 | 2,879 |
| Pre-tax net operating income | $2,025,000 | 3,614 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $578,000 | 2,936 |
| Income before extraordinary items | $1,447,000 | 3,849 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,447,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,552 |
| Cash dividends | $453,000 | 3,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,447,000 | 3,828 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 3,125 |
| Total interest expense | $3,806,000 | 2,910 |
| Net interest income | $4,995,000 | 3,273 |
| Provision for loan and lease losses | $265,000 | 2,378 |
| Total noninterest income | $1,802,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $618,000 | 2,065 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,184,000 | 1,609 |
| Total noninterest expense | $4,988,000 | 2,630 |
| Salaries and employee benefits | $3,021,000 | 2,429 |
| Premises and equipment expense | $661,000 | 2,776 |
| Additional noninterest expense | $1,306,000 | 2,886 |
| Pre-tax net operating income | $1,544,000 | 3,721 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $456,000 | 2,981 |
| Income before extraordinary items | $1,088,000 | 3,961 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,088,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,393 |
| Cash dividends | $254,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,088,000 | 3,948 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,163 |
| Total interest expense | $2,354,000 | 2,973 |
| Net interest income | $3,337,000 | 3,268 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $1,200,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $401,000 | 2,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $799,000 | 1,599 |
| Total noninterest expense | $3,246,000 | 2,716 |
| Salaries and employee benefits | $1,968,000 | 2,471 |
| Premises and equipment expense | $442,000 | 2,763 |
| Additional noninterest expense | $836,000 | 3,008 |
| Pre-tax net operating income | $1,111,000 | 3,540 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $324,000 | 2,936 |
| Income before extraordinary items | $787,000 | 3,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $787,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,427 |
| Cash dividends | $254,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $787,000 | 3,779 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 3,139 |
| Total interest expense | $1,142,000 | 2,914 |
| Net interest income | $1,679,000 | 3,238 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $558,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 2,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $378,000 | 1,631 |
| Total noninterest expense | $1,663,000 | 2,644 |
| Salaries and employee benefits | $990,000 | 2,468 |
| Premises and equipment expense | $238,000 | 2,577 |
| Additional noninterest expense | $435,000 | 2,892 |
| Pre-tax net operating income | $484,000 | 3,814 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $136,000 | 3,182 |
| Income before extraordinary items | $348,000 | 4,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,011 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $348,000 | 4,017 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 3,037 |
| Total interest expense | $3,511,000 | 2,936 |
| Net interest income | $6,954,000 | 3,054 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $2,296,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $786,000 | 2,137 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,510,000 | 1,649 |
| Total noninterest expense | $6,045,000 | 2,734 |
| Salaries and employee benefits | $3,607,000 | 2,531 |
| Premises and equipment expense | $842,000 | 2,760 |
| Additional noninterest expense | $1,596,000 | 3,079 |
| Pre-tax net operating income | $2,785,000 | 2,935 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $880,000 | 2,448 |
| Income before extraordinary items | $1,905,000 | 3,218 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,905,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,343 |
| Cash dividends | $258,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,905,000 | 3,184 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 3,023 |
| Total interest expense | $2,464,000 | 2,960 |
| Net interest income | $5,259,000 | 3,019 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $1,766,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $578,000 | 2,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,188,000 | 1,597 |
| Total noninterest expense | $4,444,000 | 2,762 |
| Salaries and employee benefits | $2,676,000 | 2,515 |
| Premises and equipment expense | $560,000 | 3,051 |
| Additional noninterest expense | $1,208,000 | 3,025 |
| Pre-tax net operating income | $2,266,000 | 2,777 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $730,000 | 2,332 |
| Income before extraordinary items | $1,536,000 | 3,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,536,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $258,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,536,000 | 3,032 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 3,051 |
| Total interest expense | $1,507,000 | 3,030 |
| Net interest income | $3,467,000 | 3,024 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $1,105,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $341,000 | 2,362 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $764,000 | 1,634 |
| Total noninterest expense | $2,889,000 | 2,799 |
| Salaries and employee benefits | $1,769,000 | 2,527 |
| Premises and equipment expense | $377,000 | 3,002 |
| Additional noninterest expense | $743,000 | 3,207 |
| Pre-tax net operating income | $1,473,000 | 2,798 |
| Securities gains (losses) | $193,000 | 412 |
| Applicable income taxes | $548,000 | 2,130 |
| Income before extraordinary items | $1,118,000 | 2,831 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,118,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $258,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $988,690 | 3,077 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 3,015 |
| Total interest expense | $674,000 | 3,213 |
| Net interest income | $1,806,000 | 2,903 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $562,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $157,000 | 2,463 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $405,000 | 1,540 |
| Total noninterest expense | $1,447,000 | 2,809 |
| Salaries and employee benefits | $883,000 | 2,538 |
| Premises and equipment expense | $193,000 | 2,966 |
| Additional noninterest expense | $371,000 | 3,212 |
| Pre-tax net operating income | $816,000 | 2,533 |
| Securities gains (losses) | $193,000 | 260 |
| Applicable income taxes | $343,000 | 1,799 |
| Income before extraordinary items | $666,000 | 2,416 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $666,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $538,620 | 2,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,908,000 | 3,129 |
| Total interest expense | $2,432,000 | 3,112 |
| Net interest income | $6,476,000 | 3,095 |
| Provision for loan and lease losses | $1,250,000 | 851 |
| Total noninterest income | $2,062,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $607,000 | 2,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,455,000 | 1,679 |
| Total noninterest expense | $5,491,000 | 2,864 |
| Salaries and employee benefits | $3,256,000 | 2,641 |
| Premises and equipment expense | $848,000 | 2,644 |
| Additional noninterest expense | $1,387,000 | 3,329 |
| Pre-tax net operating income | $1,797,000 | 3,792 |
| Securities gains (losses) | $83,000 | 1,372 |
| Applicable income taxes | $571,000 | 3,119 |
| Income before extraordinary items | $1,309,000 | 3,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,309,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 758 |
| Cash dividends | $157,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,250,900 | 4,035 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 3,164 |
| Total interest expense | $1,792,000 | 3,110 |
| Net interest income | $4,725,000 | 3,142 |
| Provision for loan and lease losses | $725,000 | 1,046 |
| Total noninterest income | $1,554,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $431,000 | 2,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,123,000 | 1,629 |
| Total noninterest expense | $4,205,000 | 2,793 |
| Salaries and employee benefits | $2,536,000 | 2,548 |
| Premises and equipment expense | $630,000 | 2,661 |
| Additional noninterest expense | $1,039,000 | 3,313 |
| Pre-tax net operating income | $1,349,000 | 3,855 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $354,000 | 3,502 |
| Income before extraordinary items | $995,000 | 4,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $995,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 612 |
| Cash dividends | $157,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $995,000 | 3,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 3,238 |
| Total interest expense | $1,187,000 | 3,114 |
| Net interest income | $3,038,000 | 3,246 |
| Provision for loan and lease losses | $650,000 | 778 |
| Total noninterest income | $1,028,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $250,000 | 3,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $778,000 | 1,575 |
| Total noninterest expense | $2,779,000 | 2,811 |
| Salaries and employee benefits | $1,649,000 | 2,606 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $710,000 | 3,261 |
| Pre-tax net operating income | $637,000 | 4,682 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $133,000 | 4,442 |
| Income before extraordinary items | $504,000 | 4,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 458 |
| Cash dividends | $157,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $504,000 | 4,627 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 3,266 |
| Total interest expense | $592,000 | 3,152 |
| Net interest income | $1,499,000 | 3,260 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $467,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $371,000 | 1,616 |
| Total noninterest expense | $1,333,000 | 2,915 |
| Salaries and employee benefits | $804,000 | 2,670 |
| Premises and equipment expense | $212,000 | 2,664 |
| Additional noninterest expense | $317,000 | 3,581 |
| Pre-tax net operating income | $558,000 | 3,258 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $368,000 | 3,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $368,000 | 3,609 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,314,000 | 3,336 |
| Total interest expense | $2,809,000 | 3,041 |
| Net interest income | $5,505,000 | 3,422 |
| Provision for loan and lease losses | $525,000 | 2,070 |
| Total noninterest income | $3,157,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $398,000 | 3,660 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,759,000 | 1,150 |
| Total noninterest expense | $5,157,000 | 2,974 |
| Salaries and employee benefits | $3,106,000 | 2,692 |
| Premises and equipment expense | $722,000 | 3,006 |
| Additional noninterest expense | $1,329,000 | 3,431 |
| Pre-tax net operating income | $2,980,000 | 2,521 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $896,000 | 2,330 |
| Income before extraordinary items | $2,084,000 | 2,772 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,084,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,843 |
| Cash dividends | $509,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,084,000 | 2,645 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 3,377 |
| Total interest expense | $2,189,000 | 3,030 |
| Net interest income | $4,047,000 | 3,498 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $2,636,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $294,000 | 3,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,342,000 | 1,105 |
| Total noninterest expense | $3,762,000 | 3,039 |
| Salaries and employee benefits | $2,252,000 | 2,769 |
| Premises and equipment expense | $517,000 | 3,132 |
| Additional noninterest expense | $993,000 | 3,419 |
| Pre-tax net operating income | $2,471,000 | 2,406 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $795,000 | 2,210 |
| Income before extraordinary items | $1,676,000 | 2,717 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,676,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,676,000 | 2,571 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,383 |
| Total interest expense | $1,504,000 | 3,034 |
| Net interest income | $2,669,000 | 3,517 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,797,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $182,000 | 3,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,615,000 | 1,078 |
| Total noninterest expense | $2,444,000 | 3,104 |
| Salaries and employee benefits | $1,470,000 | 2,829 |
| Premises and equipment expense | $332,000 | 3,224 |
| Additional noninterest expense | $642,000 | 3,495 |
| Pre-tax net operating income | $1,722,000 | 2,330 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $559,000 | 2,158 |
| Income before extraordinary items | $1,163,000 | 2,653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,163,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $255,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,163,000 | 2,498 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 3,407 |
| Total interest expense | $774,000 | 3,023 |
| Net interest income | $1,308,000 | 3,560 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $768,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $680,000 | 1,186 |
| Total noninterest expense | $1,128,000 | 3,320 |
| Salaries and employee benefits | $697,000 | 2,967 |
| Premises and equipment expense | $163,000 | 3,263 |
| Additional noninterest expense | $268,000 | 4,001 |
| Pre-tax net operating income | $798,000 | 2,477 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $255,000 | 2,294 |
| Income before extraordinary items | $543,000 | 2,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $543,000 | 2,627 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 3,370 |
| Total interest expense | $3,660,000 | 2,971 |
| Net interest income | $5,151,000 | 3,577 |
| Provision for loan and lease losses | $486,000 | 2,421 |
| Total noninterest income | $2,584,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,230,000 | 1,216 |
| Total noninterest expense | $4,477,000 | 3,238 |
| Salaries and employee benefits | $2,694,000 | 2,917 |
| Premises and equipment expense | $524,000 | 3,802 |
| Additional noninterest expense | $1,259,000 | 3,478 |
| Pre-tax net operating income | $2,772,000 | 2,661 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $853,000 | 2,482 |
| Income before extraordinary items | $1,919,000 | 2,896 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,919,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,878 |
| Cash dividends | $434,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,919,000 | 2,807 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 3,500 |
| Total interest expense | $4,990,000 | 3,160 |
| Net interest income | $4,400,000 | 3,829 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $2,048,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $298,000 | 4,176 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,750,000 | 1,359 |
| Total noninterest expense | $4,008,000 | 3,422 |
| Salaries and employee benefits | $2,407,000 | 3,050 |
| Premises and equipment expense | $491,000 | 3,933 |
| Additional noninterest expense | $1,110,000 | 3,738 |
| Pre-tax net operating income | $2,140,000 | 3,023 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $630,000 | 2,880 |
| Income before extraordinary items | $1,510,000 | 3,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,510,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,450 |
| Cash dividends | $265,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,510,000 | 3,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,251,000 | 3,646 |
| Total interest expense | $5,106,000 | 3,259 |
| Net interest income | $4,145,000 | 4,058 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $1,188,000 | 2,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 1,920 |
| Total noninterest expense | $3,590,000 | 3,620 |
| Salaries and employee benefits | $2,076,000 | 3,361 |
| Premises and equipment expense | $483,000 | 3,895 |
| Additional noninterest expense | $1,031,000 | 3,896 |
| Pre-tax net operating income | $1,587,000 | 3,910 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $397,000 | 3,991 |
| Income before extraordinary items | $1,190,000 | 3,884 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,190,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $113,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,190,000 | 3,865 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 4,190 |
| Total interest expense | $3,661,000 | 3,879 |
| Net interest income | $3,748,000 | 4,413 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,050,000 | 2,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 2,079 |
| Total noninterest expense | $3,269,000 | 3,919 |
| Salaries and employee benefits | $1,802,000 | 3,744 |
| Premises and equipment expense | $520,000 | 3,639 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $1,409,000 | 4,277 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $339,000 | 4,543 |
| Income before extraordinary items | $1,070,000 | 4,217 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,070,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $269,000 | 4,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,070,000 | 4,181 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 4,557 |
| Total interest expense | $3,347,000 | 4,318 |
| Net interest income | $3,343,000 | 4,763 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $1,125,000 | 2,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 1,960 |
| Total noninterest expense | $2,824,000 | 4,351 |
| Salaries and employee benefits | $1,572,000 | 4,094 |
| Premises and equipment expense | $372,000 | 4,686 |
| Additional noninterest expense | $880,000 | 4,364 |
| Pre-tax net operating income | $1,494,000 | 4,198 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $431,000 | 4,229 |
| Income before extraordinary items | $1,063,000 | 4,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,063,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,063,000 | 4,200 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,224,000 | 4,919 |
| Total interest expense | $2,986,000 | 4,741 |
| Net interest income | $3,238,000 | 5,015 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $892,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,221 |
| Total noninterest expense | $2,669,000 | 4,522 |
| Salaries and employee benefits | $1,470,000 | 4,327 |
| Premises and equipment expense | $373,000 | 4,681 |
| Additional noninterest expense | $826,000 | 4,614 |
| Pre-tax net operating income | $1,341,000 | 4,855 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $402,000 | 4,873 |
| Income before extraordinary items | $939,000 | 4,913 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $939,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $460,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $939,000 | 4,846 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 5,297 |
| Total interest expense | $2,731,000 | 5,178 |
| Net interest income | $3,086,000 | 5,327 |
| Provision for loan and lease losses | $109,000 | 4,905 |
| Total noninterest income | $621,000 | 4,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,214 |
| Total noninterest expense | $2,352,000 | 5,259 |
| Salaries and employee benefits | $1,302,000 | 4,854 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $750,000 | 5,458 |
| Pre-tax net operating income | $1,246,000 | 4,998 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $414,000 | 4,795 |
| Income before extraordinary items | $832,000 | 5,156 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $832,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $227,000 | 5,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $832,000 | 5,099 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 5,704 |
| Total interest expense | $2,553,000 | 5,469 |
| Net interest income | $2,783,000 | 5,836 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,773 |
| Total noninterest expense | $2,062,000 | 5,844 |
| Salaries and employee benefits | $1,075,000 | 5,702 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $743,000 | 5,572 |
| Pre-tax net operating income | $1,029,000 | 5,877 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $331,000 | 5,647 |
| Income before extraordinary items | $698,000 | 6,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $698,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $184,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $698,000 | 5,986 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 6,338 |
| Total interest expense | $1,720,000 | 6,283 |
| Net interest income | $2,588,000 | 6,300 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,253 |
| Total noninterest expense | $2,018,000 | 6,158 |
| Salaries and employee benefits | $1,053,000 | 5,834 |
| Premises and equipment expense | $226,000 | 6,941 |
| Additional noninterest expense | $739,000 | 6,069 |
| Pre-tax net operating income | $916,000 | 6,318 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $283,000 | 6,089 |
| Income before extraordinary items | $633,000 | 6,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $633,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $349,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $633,000 | 6,393 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 6,461 |
| Total interest expense | $1,927,000 | 6,020 |
| Net interest income | $2,433,000 | 6,667 |
| Provision for loan and lease losses | $121,000 | 5,179 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,861,000 | 6,723 |
| Salaries and employee benefits | $960,000 | 6,354 |
| Premises and equipment expense | $208,000 | 7,528 |
| Additional noninterest expense | $693,000 | 6,614 |
| Pre-tax net operating income | $721,000 | 7,250 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $512,000 | 7,447 |
| Extraordinary gains, net | $121,000 | 1,417 |
| Net income | $633,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $221,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $512,000 | 7,209 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 6,542 |
| Total interest expense | $2,431,000 | 6,121 |
| Net interest income | $2,412,000 | 6,769 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $172,000 | 9,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,746,000 | 7,130 |
| Salaries and employee benefits | $880,000 | 6,736 |
| Premises and equipment expense | $211,000 | 7,601 |
| Additional noninterest expense | $655,000 | 7,070 |
| Pre-tax net operating income | $812,000 | 6,510 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $238,000 | 6,864 |
| Income before extraordinary items | $574,000 | 6,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $574,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $574,000 | 6,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.