Home > Bank of Kilmichael > Income and Expense
Bank of Kilmichael, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,020,000 | 2,488 |
| Total interest expense | $4,077,000 | 2,258 |
| Net interest income | $8,943,000 | 2,533 |
| Provision for loan and lease losses | $1,212,000 | 744 |
| Total noninterest income | $4,751,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $844,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,907,000 | 1,042 |
| Total noninterest expense | $7,292,000 | 2,494 |
| Salaries and employee benefits | $3,975,000 | 2,526 |
| Premises and equipment expense | $728,000 | 2,441 |
| Additional noninterest expense | $3,907,000 | 1,042 |
| Pre-tax net operating income | $5,190,000 | 1,870 |
| Securities gains (losses) | $-44,000 | 3,619 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $5,146,000 | 1,690 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,146,000 | 1,711 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,146,000 | 1,693 |
| Net charge-offs | $817,000 | 591 |
| Cash dividends | $1,764,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,190,000 | 1,710 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,428,000 | 2,499 |
| Total interest expense | $2,761,000 | 2,257 |
| Net interest income | $6,667,000 | 2,554 |
| Provision for loan and lease losses | $480,000 | 1,029 |
| Total noninterest income | $3,929,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $630,000 | 1,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,299,000 | 972 |
| Total noninterest expense | $5,223,000 | 2,555 |
| Salaries and employee benefits | $2,857,000 | 2,582 |
| Premises and equipment expense | $510,000 | 2,529 |
| Additional noninterest expense | $3,299,000 | 972 |
| Pre-tax net operating income | $4,893,000 | 1,676 |
| Securities gains (losses) | $-42,000 | 3,779 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,851,000 | 1,484 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,851,000 | 1,496 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,851,000 | 1,484 |
| Net charge-offs | $439,000 | 618 |
| Cash dividends | $1,554,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,893,000 | 1,497 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,548 |
| Total interest expense | $1,520,000 | 2,326 |
| Net interest income | $4,441,000 | 2,574 |
| Provision for loan and lease losses | $307,000 | 1,000 |
| Total noninterest income | $1,104,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $411,000 | 1,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 1,889 |
| Total noninterest expense | $3,321,000 | 2,610 |
| Salaries and employee benefits | $1,917,000 | 2,576 |
| Premises and equipment expense | $332,000 | 2,559 |
| Additional noninterest expense | $693,000 | 1,886 |
| Pre-tax net operating income | $1,917,000 | 2,299 |
| Securities gains (losses) | $-37,000 | 4,020 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,880,000 | 2,139 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,880,000 | 2,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,880,000 | 2,139 |
| Net charge-offs | $430,000 | 482 |
| Cash dividends | $1,049,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,917,000 | 2,130 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 2,572 |
| Total interest expense | $604,000 | 2,422 |
| Net interest income | $2,281,000 | 2,560 |
| Provision for loan and lease losses | $142,000 | 1,097 |
| Total noninterest income | $754,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $214,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 1,465 |
| Total noninterest expense | $1,645,000 | 2,648 |
| Salaries and employee benefits | $965,000 | 2,614 |
| Premises and equipment expense | $163,000 | 2,620 |
| Additional noninterest expense | $540,000 | 1,465 |
| Pre-tax net operating income | $1,248,000 | 2,017 |
| Securities gains (losses) | $-36,000 | 4,207 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,212,000 | 1,839 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,212,000 | 1,839 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,212,000 | 1,839 |
| Net charge-offs | $430,000 | 301 |
| Cash dividends | $434,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,248,000 | 1,827 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,146,000 | 2,499 |
| Total interest expense | $793,000 | 2,700 |
| Net interest income | $9,353,000 | 2,458 |
| Provision for loan and lease losses | $199,000 | 1,805 |
| Total noninterest income | $1,612,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $832,000 | 1,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,602 |
| Total noninterest expense | $6,595,000 | 2,609 |
| Salaries and employee benefits | $3,872,000 | 2,557 |
| Premises and equipment expense | $668,000 | 2,563 |
| Additional noninterest expense | $780,000 | 2,602 |
| Pre-tax net operating income | $4,171,000 | 2,250 |
| Securities gains (losses) | $-166,000 | 4,053 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,005,000 | 2,104 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,005,000 | 2,103 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,005,000 | 2,103 |
| Net charge-offs | $150,000 | 1,053 |
| Cash dividends | $2,425,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,171,000 | 2,077 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 2,479 |
| Total interest expense | $527,000 | 2,602 |
| Net interest income | $6,929,000 | 2,449 |
| Provision for loan and lease losses | $60,000 | 2,156 |
| Total noninterest income | $1,295,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $642,000 | 1,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $653,000 | 2,507 |
| Total noninterest expense | $4,727,000 | 2,662 |
| Salaries and employee benefits | $2,742,000 | 2,632 |
| Premises and equipment expense | $475,000 | 2,641 |
| Additional noninterest expense | $653,000 | 2,507 |
| Pre-tax net operating income | $3,437,000 | 2,119 |
| Securities gains (losses) | $-1,000 | 3,505 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,436,000 | 1,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,436,000 | 1,913 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,436,000 | 1,913 |
| Net charge-offs | $61,000 | 1,130 |
| Cash dividends | $2,220,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,437,000 | 1,949 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 2,510 |
| Total interest expense | $345,000 | 2,472 |
| Net interest income | $4,400,000 | 2,498 |
| Provision for loan and lease losses | $-70,000 | 4,448 |
| Total noninterest income | $876,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $422,000 | 1,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,488 |
| Total noninterest expense | $3,043,000 | 2,716 |
| Salaries and employee benefits | $1,808,000 | 2,653 |
| Premises and equipment expense | $311,000 | 2,670 |
| Additional noninterest expense | $924,000 | 2,748 |
| Pre-tax net operating income | $2,303,000 | 2,027 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,302,000 | 1,812 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,302,000 | 1,813 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,302,000 | 1,812 |
| Net charge-offs | $-5,000 | 3,441 |
| Cash dividends | $1,670,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,303,000 | 1,853 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 2,529 |
| Total interest expense | $173,000 | 2,429 |
| Net interest income | $2,108,000 | 2,512 |
| Provision for loan and lease losses | $127,000 | 872 |
| Total noninterest income | $342,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $200,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,938 |
| Total noninterest expense | $1,503,000 | 2,729 |
| Salaries and employee benefits | $904,000 | 2,659 |
| Premises and equipment expense | $155,000 | 2,679 |
| Additional noninterest expense | $444,000 | 2,802 |
| Pre-tax net operating income | $820,000 | 2,356 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $820,000 | 2,160 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $820,000 | 2,160 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $820,000 | 2,160 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $790,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $820,000 | 2,179 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 2,543 |
| Total interest expense | $995,000 | 2,224 |
| Net interest income | $8,473,000 | 2,566 |
| Provision for loan and lease losses | $515,000 | 1,021 |
| Total noninterest income | $3,363,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $726,000 | 1,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,637,000 | 1,613 |
| Total noninterest expense | $6,289,000 | 2,651 |
| Salaries and employee benefits | $3,870,000 | 2,553 |
| Premises and equipment expense | $620,000 | 2,701 |
| Additional noninterest expense | $1,799,000 | 2,772 |
| Pre-tax net operating income | $5,032,000 | 2,048 |
| Securities gains (losses) | $287,000 | 490 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,319,000 | 1,805 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,319,000 | 1,805 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,319,000 | 1,806 |
| Net charge-offs | $137,000 | 1,187 |
| Cash dividends | $2,772,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,032,000 | 1,858 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 2,569 |
| Total interest expense | $773,000 | 2,261 |
| Net interest income | $6,398,000 | 2,590 |
| Provision for loan and lease losses | $385,000 | 999 |
| Total noninterest income | $3,032,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $524,000 | 1,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,508,000 | 1,444 |
| Total noninterest expense | $4,473,000 | 2,754 |
| Salaries and employee benefits | $2,698,000 | 2,672 |
| Premises and equipment expense | $451,000 | 2,756 |
| Additional noninterest expense | $1,324,000 | 2,810 |
| Pre-tax net operating income | $4,572,000 | 1,885 |
| Securities gains (losses) | $204,000 | 550 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,776,000 | 1,662 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,776,000 | 1,661 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,776,000 | 1,662 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $2,392,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,572,000 | 1,684 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 2,657 |
| Total interest expense | $522,000 | 2,312 |
| Net interest income | $4,049,000 | 2,675 |
| Provision for loan and lease losses | $255,000 | 1,013 |
| Total noninterest income | $666,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $324,000 | 1,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,018 |
| Total noninterest expense | $2,837,000 | 2,825 |
| Salaries and employee benefits | $1,681,000 | 2,774 |
| Premises and equipment expense | $295,000 | 2,778 |
| Additional noninterest expense | $861,000 | 2,848 |
| Pre-tax net operating income | $1,623,000 | 2,678 |
| Securities gains (losses) | $204,000 | 461 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,827,000 | 2,348 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,827,000 | 2,347 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,827,000 | 2,348 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $1,309,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,623,000 | 2,485 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 2,655 |
| Total interest expense | $257,000 | 2,411 |
| Net interest income | $2,002,000 | 2,666 |
| Provision for loan and lease losses | $127,000 | 1,100 |
| Total noninterest income | $287,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $154,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,231 |
| Total noninterest expense | $1,366,000 | 2,877 |
| Salaries and employee benefits | $817,000 | 2,818 |
| Premises and equipment expense | $143,000 | 2,850 |
| Additional noninterest expense | $406,000 | 2,910 |
| Pre-tax net operating income | $796,000 | 2,674 |
| Securities gains (losses) | $204,000 | 328 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,000,000 | 2,220 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,000,000 | 2,220 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,000,000 | 2,220 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $590,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $796,000 | 2,487 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,039,000 | 2,675 |
| Total interest expense | $1,291,000 | 2,593 |
| Net interest income | $7,748,000 | 2,658 |
| Provision for loan and lease losses | $528,000 | 2,185 |
| Total noninterest income | $1,407,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $633,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 2,713 |
| Total noninterest expense | $5,568,000 | 2,820 |
| Salaries and employee benefits | $3,417,000 | 2,723 |
| Premises and equipment expense | $530,000 | 2,957 |
| Additional noninterest expense | $1,621,000 | 2,913 |
| Pre-tax net operating income | $3,059,000 | 2,402 |
| Securities gains (losses) | $-95,000 | 4,939 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,964,000 | 2,327 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,964,000 | 2,327 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,964,000 | 2,327 |
| Net charge-offs | $112,000 | 1,929 |
| Cash dividends | $2,058,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,059,000 | 2,235 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 2,707 |
| Total interest expense | $1,021,000 | 2,605 |
| Net interest income | $5,664,000 | 2,705 |
| Provision for loan and lease losses | $399,000 | 2,162 |
| Total noninterest income | $1,089,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $473,000 | 1,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,627 |
| Total noninterest expense | $3,960,000 | 2,883 |
| Salaries and employee benefits | $2,355,000 | 2,850 |
| Premises and equipment expense | $408,000 | 2,922 |
| Additional noninterest expense | $1,197,000 | 2,924 |
| Pre-tax net operating income | $2,394,000 | 2,342 |
| Securities gains (losses) | $93,000 | 1,253 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,487,000 | 2,157 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,487,000 | 2,157 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,487,000 | 2,157 |
| Net charge-offs | $51,000 | 2,047 |
| Cash dividends | $1,680,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,394,000 | 2,150 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 2,773 |
| Total interest expense | $714,000 | 2,626 |
| Net interest income | $3,687,000 | 2,768 |
| Provision for loan and lease losses | $269,000 | 2,160 |
| Total noninterest income | $766,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $323,000 | 1,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 2,489 |
| Total noninterest expense | $2,636,000 | 2,904 |
| Salaries and employee benefits | $1,575,000 | 2,870 |
| Premises and equipment expense | $267,000 | 2,946 |
| Additional noninterest expense | $794,000 | 2,927 |
| Pre-tax net operating income | $1,548,000 | 2,349 |
| Securities gains (losses) | $-5,000 | 4,717 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,543,000 | 2,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,543,000 | 2,202 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,543,000 | 2,202 |
| Net charge-offs | $38,000 | 1,875 |
| Cash dividends | $1,115,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,548,000 | 2,159 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 2,826 |
| Total interest expense | $380,000 | 2,682 |
| Net interest income | $1,751,000 | 2,808 |
| Provision for loan and lease losses | $141,000 | 1,719 |
| Total noninterest income | $540,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $186,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 1,847 |
| Total noninterest expense | $1,323,000 | 2,919 |
| Salaries and employee benefits | $795,000 | 2,860 |
| Premises and equipment expense | $134,000 | 2,969 |
| Additional noninterest expense | $394,000 | 2,960 |
| Pre-tax net operating income | $827,000 | 2,111 |
| Securities gains (losses) | $20,000 | 1,128 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $847,000 | 1,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $847,000 | 1,891 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $847,000 | 1,891 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $450,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $827,000 | 1,889 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 2,845 |
| Total interest expense | $1,378,000 | 2,854 |
| Net interest income | $7,201,000 | 2,793 |
| Provision for loan and lease losses | $632,000 | 1,292 |
| Total noninterest income | $1,486,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $758,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 2,602 |
| Total noninterest expense | $5,284,000 | 2,908 |
| Salaries and employee benefits | $3,148,000 | 2,843 |
| Premises and equipment expense | $457,000 | 3,252 |
| Additional noninterest expense | $1,679,000 | 2,872 |
| Pre-tax net operating income | $2,771,000 | 2,579 |
| Securities gains (losses) | $-187,000 | 5,106 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,584,000 | 2,527 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,584,000 | 2,528 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,584,000 | 2,529 |
| Net charge-offs | $316,000 | 1,328 |
| Cash dividends | $1,895,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,771,000 | 2,369 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 2,895 |
| Total interest expense | $1,018,000 | 2,900 |
| Net interest income | $5,368,000 | 2,839 |
| Provision for loan and lease losses | $466,000 | 1,218 |
| Total noninterest income | $1,151,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $566,000 | 1,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,534 |
| Total noninterest expense | $3,843,000 | 2,980 |
| Salaries and employee benefits | $2,245,000 | 2,951 |
| Premises and equipment expense | $341,000 | 3,283 |
| Additional noninterest expense | $1,257,000 | 2,883 |
| Pre-tax net operating income | $2,210,000 | 2,555 |
| Securities gains (losses) | $-138,000 | 5,180 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,072,000 | 2,475 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,072,000 | 2,476 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,072,000 | 2,476 |
| Net charge-offs | $317,000 | 1,010 |
| Cash dividends | $1,690,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,210,000 | 2,347 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 2,920 |
| Total interest expense | $676,000 | 2,893 |
| Net interest income | $3,560,000 | 2,863 |
| Provision for loan and lease losses | $319,000 | 1,162 |
| Total noninterest income | $863,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $375,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 2,235 |
| Total noninterest expense | $2,551,000 | 3,016 |
| Salaries and employee benefits | $1,494,000 | 2,969 |
| Premises and equipment expense | $224,000 | 3,322 |
| Additional noninterest expense | $833,000 | 2,925 |
| Pre-tax net operating income | $1,553,000 | 2,441 |
| Securities gains (losses) | $-90,000 | 5,203 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,463,000 | 2,361 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,463,000 | 2,361 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,463,000 | 2,361 |
| Net charge-offs | $287,000 | 808 |
| Cash dividends | $1,330,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,553,000 | 2,251 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 2,942 |
| Total interest expense | $333,000 | 2,891 |
| Net interest income | $1,762,000 | 2,905 |
| Provision for loan and lease losses | $209,000 | 921 |
| Total noninterest income | $550,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $186,000 | 1,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 1,756 |
| Total noninterest expense | $1,251,000 | 3,066 |
| Salaries and employee benefits | $748,000 | 2,990 |
| Premises and equipment expense | $110,000 | 3,388 |
| Additional noninterest expense | $393,000 | 3,037 |
| Pre-tax net operating income | $852,000 | 2,278 |
| Securities gains (losses) | $-44,000 | 5,249 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $808,000 | 2,178 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $808,000 | 2,177 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $808,000 | 2,177 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $515,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $852,000 | 2,095 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 2,972 |
| Total interest expense | $1,061,000 | 2,850 |
| Net interest income | $6,775,000 | 2,955 |
| Provision for loan and lease losses | $371,000 | 1,733 |
| Total noninterest income | $1,288,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $762,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 3,000 |
| Total noninterest expense | $5,020,000 | 3,050 |
| Salaries and employee benefits | $3,034,000 | 2,938 |
| Premises and equipment expense | $416,000 | 3,458 |
| Additional noninterest expense | $1,570,000 | 3,086 |
| Pre-tax net operating income | $2,672,000 | 2,681 |
| Securities gains (losses) | $171,000 | 230 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,843,000 | 2,391 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,843,000 | 2,390 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,843,000 | 2,390 |
| Net charge-offs | $317,000 | 1,288 |
| Cash dividends | $1,610,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,672,000 | 2,489 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,008 |
| Total interest expense | $740,000 | 2,874 |
| Net interest income | $4,992,000 | 3,004 |
| Provision for loan and lease losses | $260,000 | 1,716 |
| Total noninterest income | $989,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $540,000 | 1,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,891 |
| Total noninterest expense | $3,619,000 | 3,126 |
| Salaries and employee benefits | $2,163,000 | 3,032 |
| Premises and equipment expense | $313,000 | 3,497 |
| Additional noninterest expense | $1,143,000 | 3,142 |
| Pre-tax net operating income | $2,102,000 | 2,660 |
| Securities gains (losses) | $-78,000 | 5,198 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,024,000 | 2,504 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,024,000 | 2,503 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,024,000 | 2,503 |
| Net charge-offs | $114,000 | 1,638 |
| Cash dividends | $1,610,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,102,000 | 2,430 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 3,050 |
| Total interest expense | $471,000 | 2,878 |
| Net interest income | $3,252,000 | 3,040 |
| Provision for loan and lease losses | $167,000 | 1,704 |
| Total noninterest income | $702,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $347,000 | 1,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 2,688 |
| Total noninterest expense | $2,387,000 | 3,168 |
| Salaries and employee benefits | $1,438,000 | 3,063 |
| Premises and equipment expense | $207,000 | 3,537 |
| Additional noninterest expense | $742,000 | 3,208 |
| Pre-tax net operating income | $1,400,000 | 2,629 |
| Securities gains (losses) | $-54,000 | 5,272 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,346,000 | 2,477 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,346,000 | 2,476 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,346,000 | 2,476 |
| Net charge-offs | $109,000 | 1,270 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,400,000 | 2,411 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 3,097 |
| Total interest expense | $224,000 | 2,906 |
| Net interest income | $1,594,000 | 3,097 |
| Provision for loan and lease losses | $83,000 | 1,631 |
| Total noninterest income | $285,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $177,000 | 1,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,231 |
| Total noninterest expense | $1,168,000 | 3,249 |
| Salaries and employee benefits | $717,000 | 3,084 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $349,000 | 3,352 |
| Pre-tax net operating income | $628,000 | 2,744 |
| Securities gains (losses) | $-31,000 | 5,364 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $597,000 | 2,619 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $597,000 | 2,619 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $597,000 | 2,619 |
| Net charge-offs | $95,000 | 876 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $628,000 | 2,535 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,195,000 | 3,070 |
| Total interest expense | $855,000 | 2,823 |
| Net interest income | $6,340,000 | 3,075 |
| Provision for loan and lease losses | $336,000 | 1,862 |
| Total noninterest income | $1,273,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $648,000 | 1,656 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $625,000 | 2,870 |
| Total noninterest expense | $4,730,000 | 3,213 |
| Salaries and employee benefits | $2,826,000 | 3,111 |
| Premises and equipment expense | $406,000 | 3,625 |
| Additional noninterest expense | $1,498,000 | 3,231 |
| Pre-tax net operating income | $2,547,000 | 2,722 |
| Securities gains (losses) | $-94,000 | 5,396 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,453,000 | 2,356 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,453,000 | 2,356 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,453,000 | 2,356 |
| Net charge-offs | $260,000 | 1,598 |
| Cash dividends | $1,460,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,547,000 | 2,277 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 3,121 |
| Total interest expense | $628,000 | 2,845 |
| Net interest income | $4,708,000 | 3,117 |
| Provision for loan and lease losses | $251,000 | 1,801 |
| Total noninterest income | $943,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $472,000 | 1,706 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $471,000 | 2,887 |
| Total noninterest expense | $3,437,000 | 3,292 |
| Salaries and employee benefits | $2,072,000 | 3,161 |
| Premises and equipment expense | $316,000 | 3,603 |
| Additional noninterest expense | $1,049,000 | 3,376 |
| Pre-tax net operating income | $1,963,000 | 2,737 |
| Securities gains (losses) | $-5,000 | 5,317 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,958,000 | 2,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,958,000 | 2,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,958,000 | 2,447 |
| Net charge-offs | $257,000 | 1,220 |
| Cash dividends | $1,460,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,963,000 | 2,417 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 3,133 |
| Total interest expense | $404,000 | 2,861 |
| Net interest income | $3,109,000 | 3,135 |
| Provision for loan and lease losses | $167,000 | 1,745 |
| Total noninterest income | $480,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $313,000 | 1,698 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $167,000 | 3,716 |
| Total noninterest expense | $2,272,000 | 3,329 |
| Salaries and employee benefits | $1,381,000 | 3,179 |
| Premises and equipment expense | $231,000 | 3,466 |
| Additional noninterest expense | $660,000 | 3,503 |
| Pre-tax net operating income | $1,150,000 | 2,903 |
| Securities gains (losses) | $-5,000 | 5,412 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,145,000 | 2,611 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,145,000 | 2,610 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,145,000 | 2,611 |
| Net charge-offs | $40,000 | 2,153 |
| Cash dividends | $830,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,150,000 | 2,578 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,176 |
| Total interest expense | $197,000 | 2,875 |
| Net interest income | $1,525,000 | 3,180 |
| Provision for loan and lease losses | $83,000 | 1,632 |
| Total noninterest income | $263,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $159,000 | 1,674 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $104,000 | 3,417 |
| Total noninterest expense | $1,134,000 | 3,370 |
| Salaries and employee benefits | $696,000 | 3,205 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $338,000 | 3,461 |
| Pre-tax net operating income | $571,000 | 2,878 |
| Securities gains (losses) | $-4,000 | 5,562 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $567,000 | 2,558 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $567,000 | 2,557 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $567,000 | 2,558 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $350,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $571,000 | 2,522 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 3,216 |
| Total interest expense | $782,000 | 2,855 |
| Net interest income | $5,899,000 | 3,230 |
| Provision for loan and lease losses | $315,000 | 1,940 |
| Total noninterest income | $1,005,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $647,000 | 1,713 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $358,000 | 3,722 |
| Total noninterest expense | $4,526,000 | 3,402 |
| Salaries and employee benefits | $2,762,000 | 3,210 |
| Premises and equipment expense | $439,000 | 3,621 |
| Additional noninterest expense | $1,325,000 | 3,605 |
| Pre-tax net operating income | $2,063,000 | 3,003 |
| Securities gains (losses) | $88,000 | 1,429 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,151,000 | 2,665 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,151,000 | 2,663 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,151,000 | 2,664 |
| Net charge-offs | $149,000 | 2,228 |
| Cash dividends | $1,020,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,063,000 | 2,683 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 3,231 |
| Total interest expense | $576,000 | 2,888 |
| Net interest income | $4,424,000 | 3,245 |
| Provision for loan and lease losses | $229,000 | 1,893 |
| Total noninterest income | $745,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $500,000 | 1,685 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $245,000 | 3,862 |
| Total noninterest expense | $3,390,000 | 3,402 |
| Salaries and employee benefits | $2,108,000 | 3,152 |
| Premises and equipment expense | $326,000 | 3,656 |
| Additional noninterest expense | $956,000 | 3,704 |
| Pre-tax net operating income | $1,550,000 | 3,051 |
| Securities gains (losses) | $29,000 | 2,127 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,579,000 | 2,742 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,579,000 | 2,742 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,579,000 | 2,742 |
| Net charge-offs | $130,000 | 1,826 |
| Cash dividends | $1,020,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,550,000 | 2,712 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 3,270 |
| Total interest expense | $381,000 | 2,908 |
| Net interest income | $2,911,000 | 3,279 |
| Provision for loan and lease losses | $144,000 | 1,994 |
| Total noninterest income | $509,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $310,000 | 1,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,608 |
| Total noninterest expense | $2,216,000 | 3,463 |
| Salaries and employee benefits | $1,399,000 | 3,187 |
| Premises and equipment expense | $253,000 | 3,385 |
| Additional noninterest expense | $564,000 | 4,008 |
| Pre-tax net operating income | $1,060,000 | 2,980 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,065,000 | 2,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,065,000 | 2,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,065,000 | 2,699 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,060,000 | 2,632 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,344 |
| Total interest expense | $188,000 | 2,952 |
| Net interest income | $1,407,000 | 3,350 |
| Provision for loan and lease losses | $68,000 | 1,893 |
| Total noninterest income | $273,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $155,000 | 1,754 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $118,000 | 3,298 |
| Total noninterest expense | $1,098,000 | 3,490 |
| Salaries and employee benefits | $692,000 | 3,234 |
| Premises and equipment expense | $125,000 | 3,431 |
| Additional noninterest expense | $281,000 | 4,015 |
| Pre-tax net operating income | $514,000 | 2,998 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $514,000 | 2,705 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $514,000 | 2,705 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $514,000 | 2,705 |
| Net charge-offs | $-25,000 | 5,537 |
| Cash dividends | $250,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $514,000 | 2,659 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,386 |
| Total interest expense | $748,000 | 2,941 |
| Net interest income | $5,402,000 | 3,414 |
| Provision for loan and lease losses | $161,000 | 2,564 |
| Total noninterest income | $1,246,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $562,000 | 1,941 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $684,000 | 2,871 |
| Total noninterest expense | $4,178,000 | 3,622 |
| Salaries and employee benefits | $2,553,000 | 3,369 |
| Premises and equipment expense | $426,000 | 3,792 |
| Additional noninterest expense | $1,199,000 | 3,918 |
| Pre-tax net operating income | $2,309,000 | 2,770 |
| Securities gains (losses) | $-200,000 | 6,114 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,109,000 | 2,624 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,109,000 | 2,625 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,109,000 | 2,626 |
| Net charge-offs | $44,000 | 3,344 |
| Cash dividends | $1,120,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,309,000 | 2,427 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 3,460 |
| Total interest expense | $558,000 | 2,989 |
| Net interest income | $3,975,000 | 3,489 |
| Provision for loan and lease losses | $106,000 | 2,611 |
| Total noninterest income | $653,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $405,000 | 2,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 3,881 |
| Total noninterest expense | $3,026,000 | 3,714 |
| Salaries and employee benefits | $1,828,000 | 3,483 |
| Premises and equipment expense | $292,000 | 4,012 |
| Additional noninterest expense | $906,000 | 3,919 |
| Pre-tax net operating income | $1,496,000 | 3,075 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,496,000 | 2,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,496,000 | 2,771 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,496,000 | 2,772 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $1,120,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,496,000 | 2,722 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 3,508 |
| Total interest expense | $371,000 | 3,012 |
| Net interest income | $2,599,000 | 3,542 |
| Provision for loan and lease losses | $70,000 | 2,568 |
| Total noninterest income | $412,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $263,000 | 2,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,030 |
| Total noninterest expense | $1,944,000 | 3,834 |
| Salaries and employee benefits | $1,183,000 | 3,567 |
| Premises and equipment expense | $161,000 | 4,407 |
| Additional noninterest expense | $600,000 | 3,958 |
| Pre-tax net operating income | $997,000 | 3,071 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $997,000 | 2,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $997,000 | 2,757 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $997,000 | 2,758 |
| Net charge-offs | $15,000 | 3,097 |
| Cash dividends | $945,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $997,000 | 2,701 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 3,559 |
| Total interest expense | $188,000 | 3,023 |
| Net interest income | $1,270,000 | 3,597 |
| Provision for loan and lease losses | $42,000 | 2,285 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $125,000 | 2,093 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $942,000 | 3,925 |
| Salaries and employee benefits | $581,000 | 3,652 |
| Premises and equipment expense | $91,000 | 4,214 |
| Additional noninterest expense | $270,000 | 4,194 |
| Pre-tax net operating income | $491,000 | 3,049 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $491,000 | 2,753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $491,000 | 2,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $491,000 | 2,756 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $491,000 | 2,673 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,815,000 | 3,600 |
| Total interest expense | $783,000 | 3,076 |
| Net interest income | $5,032,000 | 3,631 |
| Provision for loan and lease losses | $76,000 | 3,445 |
| Total noninterest income | $1,169,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $514,000 | 2,238 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $655,000 | 2,918 |
| Total noninterest expense | $3,914,000 | 3,885 |
| Salaries and employee benefits | $2,403,000 | 3,568 |
| Premises and equipment expense | $372,000 | 4,243 |
| Additional noninterest expense | $1,139,000 | 4,153 |
| Pre-tax net operating income | $2,211,000 | 2,808 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,213,000 | 2,512 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,213,000 | 2,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,213,000 | 2,512 |
| Net charge-offs | $95,000 | 3,228 |
| Cash dividends | $970,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,211,000 | 2,476 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 3,654 |
| Total interest expense | $588,000 | 3,140 |
| Net interest income | $3,720,000 | 3,691 |
| Provision for loan and lease losses | $76,000 | 3,088 |
| Total noninterest income | $591,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $380,000 | 2,271 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $211,000 | 4,136 |
| Total noninterest expense | $2,837,000 | 3,975 |
| Salaries and employee benefits | $1,732,000 | 3,688 |
| Premises and equipment expense | $274,000 | 4,335 |
| Additional noninterest expense | $831,000 | 4,253 |
| Pre-tax net operating income | $1,398,000 | 3,170 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,400,000 | 2,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,400,000 | 2,869 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,400,000 | 2,869 |
| Net charge-offs | $-45,000 | 6,010 |
| Cash dividends | $970,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,398,000 | 2,815 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 3,729 |
| Total interest expense | $393,000 | 3,163 |
| Net interest income | $2,397,000 | 3,786 |
| Provision for loan and lease losses | $76,000 | 2,605 |
| Total noninterest income | $375,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $237,000 | 2,363 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $138,000 | 4,146 |
| Total noninterest expense | $1,885,000 | 4,013 |
| Salaries and employee benefits | $1,169,000 | 3,671 |
| Premises and equipment expense | $178,000 | 4,428 |
| Additional noninterest expense | $538,000 | 4,327 |
| Pre-tax net operating income | $811,000 | 3,344 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $811,000 | 3,062 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $811,000 | 3,068 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $811,000 | 3,068 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $575,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $811,000 | 3,008 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 3,744 |
| Total interest expense | $196,000 | 3,217 |
| Net interest income | $1,197,000 | 3,803 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $185,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $943,000 | 4,038 |
| Salaries and employee benefits | $601,000 | 3,635 |
| Premises and equipment expense | $86,000 | 4,568 |
| Additional noninterest expense | $256,000 | 4,463 |
| Pre-tax net operating income | $394,000 | 3,314 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $394,000 | 3,030 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $394,000 | 3,033 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $394,000 | 3,033 |
| Net charge-offs | $-20,000 | 6,041 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $394,000 | 2,993 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,867 |
| Total interest expense | $886,000 | 3,216 |
| Net interest income | $4,525,000 | 3,957 |
| Provision for loan and lease losses | $183,000 | 3,063 |
| Total noninterest income | $734,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $478,000 | 2,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $256,000 | 4,298 |
| Total noninterest expense | $3,637,000 | 4,162 |
| Salaries and employee benefits | $2,344,000 | 3,700 |
| Premises and equipment expense | $352,000 | 4,508 |
| Additional noninterest expense | $941,000 | 4,704 |
| Pre-tax net operating income | $1,439,000 | 3,486 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,439,000 | 3,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,439,000 | 3,237 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,439,000 | 3,238 |
| Net charge-offs | $62,000 | 4,185 |
| Cash dividends | $750,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,439,000 | 3,176 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,931 |
| Total interest expense | $683,000 | 3,227 |
| Net interest income | $3,336,000 | 4,031 |
| Provision for loan and lease losses | $137,000 | 3,037 |
| Total noninterest income | $548,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $369,000 | 2,421 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $179,000 | 4,454 |
| Total noninterest expense | $2,645,000 | 4,247 |
| Salaries and employee benefits | $1,738,000 | 3,736 |
| Premises and equipment expense | $260,000 | 4,565 |
| Additional noninterest expense | $647,000 | 4,920 |
| Pre-tax net operating income | $1,102,000 | 3,514 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,102,000 | 3,239 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,102,000 | 3,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,102,000 | 3,243 |
| Net charge-offs | $28,000 | 4,232 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,102,000 | 3,169 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 4,000 |
| Total interest expense | $469,000 | 3,218 |
| Net interest income | $2,152,000 | 4,114 |
| Provision for loan and lease losses | $91,000 | 3,028 |
| Total noninterest income | $352,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $272,000 | 2,206 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,011 |
| Total noninterest expense | $1,673,000 | 4,406 |
| Salaries and employee benefits | $1,156,000 | 3,758 |
| Premises and equipment expense | $171,000 | 4,607 |
| Additional noninterest expense | $346,000 | 5,368 |
| Pre-tax net operating income | $740,000 | 3,472 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $740,000 | 3,215 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $740,000 | 3,218 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $740,000 | 3,219 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $625,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $740,000 | 3,118 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,074 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $1,045,000 | 4,217 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $159,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $878,000 | 4,316 |
| Salaries and employee benefits | $582,000 | 3,780 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $214,000 | 5,006 |
| Pre-tax net operating income | $281,000 | 3,921 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $281,000 | 3,689 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $281,000 | 3,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $281,000 | 3,690 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $281,000 | 3,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 4,247 |
| Total interest expense | $1,044,000 | 3,516 |
| Net interest income | $4,076,000 | 4,364 |
| Provision for loan and lease losses | $184,000 | 4,026 |
| Total noninterest income | $1,099,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $538,000 | 2,339 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $561,000 | 3,191 |
| Total noninterest expense | $3,422,000 | 4,433 |
| Salaries and employee benefits | $2,271,000 | 3,813 |
| Premises and equipment expense | $338,000 | 4,701 |
| Additional noninterest expense | $813,000 | 5,243 |
| Pre-tax net operating income | $1,569,000 | 3,260 |
| Securities gains (losses) | $-8,000 | 6,727 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,561,000 | 3,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,561,000 | 3,042 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,561,000 | 3,043 |
| Net charge-offs | $105,000 | 4,384 |
| Cash dividends | $480,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,569,000 | 2,909 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 4,331 |
| Total interest expense | $784,000 | 3,623 |
| Net interest income | $3,033,000 | 4,454 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $499,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $413,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 5,284 |
| Total noninterest expense | $2,455,000 | 4,552 |
| Salaries and employee benefits | $1,564,000 | 4,049 |
| Premises and equipment expense | $266,000 | 4,636 |
| Additional noninterest expense | $625,000 | 5,242 |
| Pre-tax net operating income | $942,000 | 3,742 |
| Securities gains (losses) | $-8,000 | 6,858 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $934,000 | 3,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $934,000 | 3,563 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $934,000 | 3,565 |
| Net charge-offs | $90,000 | 4,071 |
| Cash dividends | $480,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $942,000 | 3,390 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 4,386 |
| Total interest expense | $523,000 | 3,716 |
| Net interest income | $1,998,000 | 4,493 |
| Provision for loan and lease losses | $89,000 | 4,051 |
| Total noninterest income | $333,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $271,000 | 2,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,244 |
| Total noninterest expense | $1,632,000 | 4,592 |
| Salaries and employee benefits | $1,041,000 | 4,064 |
| Premises and equipment expense | $175,000 | 4,691 |
| Additional noninterest expense | $416,000 | 5,268 |
| Pre-tax net operating income | $610,000 | 3,773 |
| Securities gains (losses) | $-8,000 | 6,929 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $602,000 | 3,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $602,000 | 3,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $602,000 | 3,649 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $370,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $610,000 | 3,435 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 4,473 |
| Total interest expense | $261,000 | 3,839 |
| Net interest income | $983,000 | 4,585 |
| Provision for loan and lease losses | $43,000 | 3,881 |
| Total noninterest income | $188,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $150,000 | 2,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $812,000 | 4,619 |
| Salaries and employee benefits | $524,000 | 4,088 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $316,000 | 3,750 |
| Securities gains (losses) | $-8,000 | 7,032 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $308,000 | 3,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $308,000 | 3,598 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $308,000 | 3,598 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $235,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $316,000 | 3,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 4,762 |
| Total interest expense | $1,074,000 | 4,241 |
| Net interest income | $3,547,000 | 4,864 |
| Provision for loan and lease losses | $204,000 | 4,615 |
| Total noninterest income | $1,273,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $614,000 | 2,203 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $659,000 | 2,730 |
| Total noninterest expense | $3,193,000 | 4,701 |
| Salaries and employee benefits | $1,998,000 | 4,177 |
| Premises and equipment expense | $354,000 | 4,833 |
| Additional noninterest expense | $841,000 | 5,315 |
| Pre-tax net operating income | $1,423,000 | 3,121 |
| Securities gains (losses) | $-306,000 | 7,193 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,117,000 | 3,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,117,000 | 3,333 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,117,000 | 3,333 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $225,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 811 |
| Net operating income | $1,423,000 | 2,780 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,886 |
| Total interest expense | $815,000 | 4,326 |
| Net interest income | $2,566,000 | 4,996 |
| Provision for loan and lease losses | $92,000 | 5,025 |
| Total noninterest income | $579,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $446,000 | 2,269 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $133,000 | 4,712 |
| Total noninterest expense | $2,354,000 | 4,766 |
| Salaries and employee benefits | $1,465,000 | 4,234 |
| Premises and equipment expense | $256,000 | 4,986 |
| Additional noninterest expense | $633,000 | 5,318 |
| Pre-tax net operating income | $699,000 | 3,977 |
| Securities gains (losses) | $-231,000 | 7,292 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $468,000 | 4,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 4,431 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $468,000 | 4,431 |
| Net charge-offs | $18,000 | 5,586 |
| Cash dividends | $115,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 756 |
| Net operating income | $699,000 | 3,650 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 5,026 |
| Total interest expense | $550,000 | 4,402 |
| Net interest income | $1,626,000 | 5,141 |
| Provision for loan and lease losses | $62,000 | 4,861 |
| Total noninterest income | $379,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $270,000 | 2,415 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,421 |
| Total noninterest expense | $1,558,000 | 4,842 |
| Salaries and employee benefits | $982,000 | 4,254 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $410,000 | 5,473 |
| Pre-tax net operating income | $385,000 | 4,264 |
| Securities gains (losses) | $-143,000 | 7,352 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $242,000 | 4,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 4,755 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $242,000 | 4,756 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 682 |
| Net operating income | $385,000 | 3,954 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,198 |
| Total interest expense | $273,000 | 4,536 |
| Net interest income | $755,000 | 5,322 |
| Provision for loan and lease losses | $41,000 | 4,376 |
| Total noninterest income | $188,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $126,000 | 2,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,333 |
| Total noninterest expense | $769,000 | 4,902 |
| Salaries and employee benefits | $484,000 | 4,325 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $207,000 | 5,445 |
| Pre-tax net operating income | $133,000 | 4,791 |
| Securities gains (losses) | $-100,000 | 7,401 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $33,000 | 5,947 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $33,000 | 5,948 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $133,000 | 4,576 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 5,454 |
| Total interest expense | $1,071,000 | 5,073 |
| Net interest income | $2,843,000 | 5,479 |
| Provision for loan and lease losses | $76,000 | 6,215 |
| Total noninterest income | $633,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $460,000 | 2,800 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $173,000 | 4,791 |
| Total noninterest expense | $2,498,000 | 5,506 |
| Salaries and employee benefits | $1,505,000 | 5,049 |
| Premises and equipment expense | $253,000 | 5,780 |
| Additional noninterest expense | $740,000 | 5,781 |
| Pre-tax net operating income | $902,000 | 3,569 |
| Securities gains (losses) | $-418,000 | 7,402 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $484,000 | 4,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,360 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $484,000 | 4,360 |
| Net charge-offs | $53,000 | 5,875 |
| Cash dividends | $96,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,027 |
| Net operating income | $902,000 | 3,292 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 5,540 |
| Total interest expense | $787,000 | 5,264 |
| Net interest income | $2,152,000 | 5,547 |
| Provision for loan and lease losses | $109,000 | 5,609 |
| Total noninterest income | $397,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $351,000 | 2,820 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,748,000 | 5,715 |
| Salaries and employee benefits | $1,093,000 | 5,168 |
| Premises and equipment expense | $187,000 | 5,872 |
| Additional noninterest expense | $468,000 | 6,185 |
| Pre-tax net operating income | $692,000 | 3,739 |
| Securities gains (losses) | $-213,000 | 7,492 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $479,000 | 4,195 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $479,000 | 4,196 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $479,000 | 4,196 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $96,000 | 3,221 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 998 |
| Net operating income | $692,000 | 3,396 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 5,587 |
| Total interest expense | $516,000 | 5,406 |
| Net interest income | $1,444,000 | 5,553 |
| Provision for loan and lease losses | $87,000 | 5,326 |
| Total noninterest income | $306,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $233,000 | 2,857 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 5,101 |
| Total noninterest expense | $1,182,000 | 5,708 |
| Salaries and employee benefits | $702,000 | 5,304 |
| Premises and equipment expense | $121,000 | 5,942 |
| Additional noninterest expense | $359,000 | 5,894 |
| Pre-tax net operating income | $481,000 | 3,692 |
| Securities gains (losses) | $-186,000 | 7,587 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $295,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $295,000 | 4,340 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $295,000 | 4,340 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $95,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 935 |
| Net operating income | $481,000 | 3,366 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 5,724 |
| Total interest expense | $258,000 | 5,538 |
| Net interest income | $695,000 | 5,674 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $156,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $577,000 | 5,834 |
| Salaries and employee benefits | $347,000 | 5,389 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $-133,000 | 7,729 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $106,000 | 4,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 4,890 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $106,000 | 4,889 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $239,000 | 3,451 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 5,746 |
| Total interest expense | $1,171,000 | 5,709 |
| Net interest income | $2,798,000 | 5,565 |
| Provision for loan and lease losses | $255,000 | 5,487 |
| Total noninterest income | $471,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $346,000 | 3,614 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $125,000 | 5,354 |
| Total noninterest expense | $2,216,000 | 5,981 |
| Salaries and employee benefits | $1,302,000 | 5,604 |
| Premises and equipment expense | $227,000 | 6,265 |
| Additional noninterest expense | $687,000 | 6,176 |
| Pre-tax net operating income | $798,000 | 3,343 |
| Securities gains (losses) | $-161,000 | 7,383 |
| Applicable income taxes | $24,000 | 3,590 |
| Income before extraordinary items | $613,000 | 3,565 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $613,000 | 3,564 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $613,000 | 3,564 |
| Net charge-offs | $161,000 | 5,242 |
| Cash dividends | $245,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,123 |
| Net operating income | $767,560 | 3,151 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 5,771 |
| Total interest expense | $904,000 | 5,798 |
| Net interest income | $2,102,000 | 5,583 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $302,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $242,000 | 3,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $60,000 | 6,046 |
| Total noninterest expense | $1,650,000 | 6,019 |
| Salaries and employee benefits | $991,000 | 5,603 |
| Premises and equipment expense | $170,000 | 6,309 |
| Additional noninterest expense | $489,000 | 6,301 |
| Pre-tax net operating income | $634,000 | 3,493 |
| Securities gains (losses) | $-22,000 | 7,294 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $596,000 | 3,401 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $596,000 | 3,400 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $596,000 | 3,401 |
| Net charge-offs | $20,000 | 6,232 |
| Cash dividends | $245,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $617,340 | 3,242 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 5,793 |
| Total interest expense | $625,000 | 5,839 |
| Net interest income | $1,408,000 | 5,583 |
| Provision for loan and lease losses | $71,000 | 5,697 |
| Total noninterest income | $218,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $160,000 | 3,755 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $1,126,000 | 6,008 |
| Salaries and employee benefits | $650,000 | 5,711 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $343,000 | 6,205 |
| Pre-tax net operating income | $429,000 | 3,566 |
| Securities gains (losses) | $25,000 | 2,233 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $444,000 | 3,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 3,308 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $444,000 | 3,311 |
| Net charge-offs | $22,000 | 5,547 |
| Cash dividends | $245,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
| Net operating income | $419,500 | 3,286 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,807 |
| Total interest expense | $337,000 | 5,768 |
| Net interest income | $690,000 | 5,634 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $543,000 | 6,062 |
| Salaries and employee benefits | $325,000 | 5,767 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $153,000 | 6,259 |
| Pre-tax net operating income | $237,000 | 3,741 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $257,000 | 3,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 3,394 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $257,000 | 3,395 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,500 | 3,457 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 5,756 |
| Total interest expense | $1,855,000 | 5,496 |
| Net interest income | $2,608,000 | 5,801 |
| Provision for loan and lease losses | $234,000 | 5,025 |
| Total noninterest income | $512,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $373,000 | 3,595 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $139,000 | 5,443 |
| Total noninterest expense | $2,041,000 | 6,185 |
| Salaries and employee benefits | $1,201,000 | 5,990 |
| Premises and equipment expense | $217,000 | 6,524 |
| Additional noninterest expense | $623,000 | 6,137 |
| Pre-tax net operating income | $845,000 | 4,068 |
| Securities gains (losses) | $-869,000 | 7,692 |
| Applicable income taxes | $19,000 | 4,294 |
| Income before extraordinary items | $-43,000 | 6,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-43,000 | 6,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 3,120 |
| Cash dividends | $617,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
| Net operating income | $826,000 | 3,769 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 5,806 |
| Total interest expense | $1,445,000 | 5,526 |
| Net interest income | $1,929,000 | 5,885 |
| Provision for loan and lease losses | $143,000 | 4,691 |
| Total noninterest income | $384,000 | 4,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $284,000 | 3,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $1,500,000 | 6,224 |
| Salaries and employee benefits | $915,000 | 5,935 |
| Premises and equipment expense | $152,000 | 6,689 |
| Additional noninterest expense | $433,000 | 6,278 |
| Pre-tax net operating income | $670,000 | 4,430 |
| Securities gains (losses) | $-898,000 | 7,883 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $-246,000 | 6,958 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-246,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,553 |
| Cash dividends | $535,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,035 |
| Net operating income | $652,000 | 4,109 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 5,877 |
| Total interest expense | $1,000,000 | 5,573 |
| Net interest income | $1,248,000 | 5,966 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $254,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $183,000 | 3,659 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $973,000 | 6,331 |
| Salaries and employee benefits | $591,000 | 6,094 |
| Premises and equipment expense | $105,000 | 6,661 |
| Additional noninterest expense | $277,000 | 6,389 |
| Pre-tax net operating income | $428,000 | 4,668 |
| Securities gains (losses) | $45,000 | 1,513 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $462,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,812 |
| Cash dividends | $395,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $417,900 | 4,326 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,944 |
| Total interest expense | $530,000 | 5,614 |
| Net interest income | $601,000 | 6,100 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $87,000 | 3,733 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $487,000 | 6,368 |
| Salaries and employee benefits | $319,000 | 5,914 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $206,000 | 4,907 |
| Securities gains (losses) | $45,000 | 1,139 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $246,000 | 4,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $246,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 978 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $201,900 | 4,552 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 5,979 |
| Total interest expense | $2,156,000 | 5,665 |
| Net interest income | $2,358,000 | 6,122 |
| Provision for loan and lease losses | $164,000 | 4,204 |
| Total noninterest income | $502,000 | 5,021 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $375,000 | 3,648 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $127,000 | 5,854 |
| Total noninterest expense | $1,926,000 | 6,313 |
| Salaries and employee benefits | $1,246,000 | 5,873 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $487,000 | 6,638 |
| Pre-tax net operating income | $770,000 | 5,249 |
| Securities gains (losses) | $-15,000 | 7,664 |
| Applicable income taxes | $20,000 | 5,425 |
| Income before extraordinary items | $735,000 | 4,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $735,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,378 |
| Cash dividends | $560,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,115 |
| Net operating income | $749,550 | 4,897 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 6,025 |
| Total interest expense | $1,589,000 | 5,724 |
| Net interest income | $1,762,000 | 6,162 |
| Provision for loan and lease losses | $94,000 | 4,213 |
| Total noninterest income | $391,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $290,000 | 3,579 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,789 |
| Total noninterest expense | $1,485,000 | 6,233 |
| Salaries and employee benefits | $953,000 | 5,789 |
| Premises and equipment expense | $150,000 | 6,724 |
| Additional noninterest expense | $382,000 | 6,507 |
| Pre-tax net operating income | $574,000 | 5,524 |
| Securities gains (losses) | $-15,000 | 7,879 |
| Applicable income taxes | $22,000 | 5,430 |
| Income before extraordinary items | $537,000 | 5,238 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $537,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $485,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 995 |
| Net operating income | $551,400 | 5,176 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 6,084 |
| Total interest expense | $1,033,000 | 5,788 |
| Net interest income | $1,167,000 | 6,223 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $268,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $195,000 | 3,565 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $73,000 | 5,677 |
| Total noninterest expense | $993,000 | 6,276 |
| Salaries and employee benefits | $640,000 | 5,813 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $255,000 | 6,547 |
| Pre-tax net operating income | $382,000 | 5,608 |
| Securities gains (losses) | $-15,000 | 8,077 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $352,000 | 5,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $352,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $375,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 921 |
| Net operating income | $366,400 | 5,251 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 6,134 |
| Total interest expense | $499,000 | 5,864 |
| Net interest income | $581,000 | 6,239 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $138,000 | 4,817 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $492,000 | 6,331 |
| Salaries and employee benefits | $321,000 | 5,863 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $190,000 | 5,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 831 |
| Net operating income | $190,000 | 5,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 6,116 |
| Total interest expense | $1,660,000 | 5,879 |
| Net interest income | $2,348,000 | 6,178 |
| Provision for loan and lease losses | $74,000 | 5,113 |
| Total noninterest income | $513,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $401,000 | 3,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 6,140 |
| Total noninterest expense | $1,987,000 | 6,179 |
| Salaries and employee benefits | $1,210,000 | 5,883 |
| Premises and equipment expense | $209,000 | 6,635 |
| Additional noninterest expense | $568,000 | 6,212 |
| Pre-tax net operating income | $800,000 | 5,653 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $186,000 | 4,367 |
| Income before extraordinary items | $615,000 | 5,764 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $615,000 | 5,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $380,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,055 |
| Net operating income | $614,230 | 5,757 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 6,198 |
| Total interest expense | $1,182,000 | 5,945 |
| Net interest income | $1,750,000 | 6,245 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $389,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $309,000 | 3,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,436,000 | 6,283 |
| Salaries and employee benefits | $914,000 | 5,833 |
| Premises and equipment expense | $158,000 | 6,637 |
| Additional noninterest expense | $364,000 | 6,601 |
| Pre-tax net operating income | $632,000 | 5,748 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $189,000 | 4,200 |
| Income before extraordinary items | $444,000 | 6,019 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $444,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 871 |
| Net operating income | $443,300 | 6,019 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 6,239 |
| Total interest expense | $753,000 | 5,966 |
| Net interest income | $1,150,000 | 6,322 |
| Provision for loan and lease losses | $61,000 | 4,049 |
| Total noninterest income | $266,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $959,000 | 6,285 |
| Salaries and employee benefits | $605,000 | 5,888 |
| Premises and equipment expense | $105,000 | 6,661 |
| Additional noninterest expense | $249,000 | 6,584 |
| Pre-tax net operating income | $396,000 | 5,922 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $182,000 | 3,736 |
| Income before extraordinary items | $214,000 | 6,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $160,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $214,000 | 6,650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,285 |
| Total interest expense | $348,000 | 6,049 |
| Net interest income | $579,000 | 6,325 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $139,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $458,000 | 6,423 |
| Salaries and employee benefits | $293,000 | 6,011 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $230,000 | 5,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,977 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $58,000 | 7,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 6,259 |
| Total interest expense | $1,102,000 | 6,043 |
| Net interest income | $2,309,000 | 6,248 |
| Provision for loan and lease losses | $79,000 | 5,150 |
| Total noninterest income | $511,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $338,000 | 3,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,458 |
| Total noninterest expense | $1,875,000 | 6,314 |
| Salaries and employee benefits | $1,125,000 | 5,985 |
| Premises and equipment expense | $213,000 | 6,594 |
| Additional noninterest expense | $537,000 | 6,369 |
| Pre-tax net operating income | $866,000 | 5,713 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $232,000 | 4,465 |
| Income before extraordinary items | $634,000 | 5,882 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $634,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,108 |
| Cash dividends | $1,900,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 832 |
| Net operating income | $634,000 | 5,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 6,331 |
| Total interest expense | $793,000 | 6,035 |
| Net interest income | $1,698,000 | 6,339 |
| Provision for loan and lease losses | $19,000 | 6,196 |
| Total noninterest income | $302,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $247,000 | 3,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $1,308,000 | 6,485 |
| Salaries and employee benefits | $827,000 | 6,024 |
| Premises and equipment expense | $156,000 | 6,615 |
| Additional noninterest expense | $325,000 | 6,924 |
| Pre-tax net operating income | $673,000 | 5,728 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $139,000 | 4,889 |
| Income before extraordinary items | $534,000 | 5,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $534,000 | 5,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 682 |
| Net operating income | $534,000 | 5,715 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 6,342 |
| Total interest expense | $505,000 | 6,019 |
| Net interest income | $1,116,000 | 6,378 |
| Provision for loan and lease losses | $76,000 | 3,807 |
| Total noninterest income | $199,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $853,000 | 6,560 |
| Salaries and employee benefits | $541,000 | 6,096 |
| Premises and equipment expense | $99,000 | 6,728 |
| Additional noninterest expense | $213,000 | 6,953 |
| Pre-tax net operating income | $386,000 | 6,067 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $76,000 | 5,134 |
| Income before extraordinary items | $310,000 | 6,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $310,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,228 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $310,000 | 5,995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,427 |
| Total interest expense | $243,000 | 6,047 |
| Net interest income | $544,000 | 6,482 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $100,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $424,000 | 6,625 |
| Salaries and employee benefits | $269,000 | 6,146 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $180,000 | 6,187 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $148,000 | 6,133 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $148,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 442 |
| Net operating income | $148,000 | 6,092 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 6,540 |
| Total interest expense | $903,000 | 5,936 |
| Net interest income | $1,989,000 | 6,645 |
| Provision for loan and lease losses | $47,000 | 6,024 |
| Total noninterest income | $420,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $316,000 | 4,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $1,772,000 | 6,412 |
| Salaries and employee benefits | $1,015,000 | 6,227 |
| Premises and equipment expense | $187,000 | 6,909 |
| Additional noninterest expense | $570,000 | 6,154 |
| Pre-tax net operating income | $590,000 | 6,416 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $122,000 | 5,315 |
| Income before extraordinary items | $461,000 | 6,503 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $461,000 | 6,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,177 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 756 |
| Net operating income | $466,530 | 6,425 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 6,560 |
| Total interest expense | $677,000 | 5,917 |
| Net interest income | $1,478,000 | 6,669 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $296,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $239,000 | 4,206 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,321,000 | 6,398 |
| Salaries and employee benefits | $755,000 | 6,222 |
| Premises and equipment expense | $135,000 | 6,954 |
| Additional noninterest expense | $431,000 | 6,076 |
| Pre-tax net operating income | $429,000 | 6,621 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $101,000 | 5,334 |
| Income before extraordinary items | $322,000 | 6,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $322,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 654 |
| Net operating income | $326,560 | 6,673 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 6,616 |
| Total interest expense | $453,000 | 5,930 |
| Net interest income | $973,000 | 6,734 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $173,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $161,000 | 4,169 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $874,000 | 6,461 |
| Salaries and employee benefits | $498,000 | 6,310 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $287,000 | 6,113 |
| Pre-tax net operating income | $269,000 | 6,702 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $190,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 567 |
| Net operating income | $194,320 | 6,881 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 6,654 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $486,000 | 6,763 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $447,000 | 6,432 |
| Salaries and employee benefits | $245,000 | 6,405 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $116,000 | 6,916 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $87,000 | 7,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 425 |
| Net operating income | $87,000 | 7,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 6,637 |
| Total interest expense | $1,020,000 | 6,065 |
| Net interest income | $1,888,000 | 6,755 |
| Provision for loan and lease losses | $56,000 | 6,140 |
| Total noninterest income | $248,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $291,000 | 4,373 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-43,000 | 9,150 |
| Total noninterest expense | $1,511,000 | 6,865 |
| Salaries and employee benefits | $970,000 | 6,369 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $381,000 | 7,270 |
| Pre-tax net operating income | $569,000 | 6,448 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $504,000 | 6,321 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $504,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,814 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 717 |
| Net operating income | $480,480 | 6,265 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 6,723 |
| Total interest expense | $781,000 | 6,139 |
| Net interest income | $1,389,000 | 6,857 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $177,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-39,000 | 9,213 |
| Total noninterest expense | $1,113,000 | 6,915 |
| Salaries and employee benefits | $721,000 | 6,382 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $279,000 | 7,323 |
| Pre-tax net operating income | $408,000 | 6,682 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $103,000 | 5,539 |
| Income before extraordinary items | $333,000 | 6,756 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $333,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,948 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 579 |
| Net operating income | $311,720 | 6,717 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 6,747 |
| Total interest expense | $532,000 | 6,199 |
| Net interest income | $931,000 | 6,858 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $140,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $138,000 | 4,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $736,000 | 6,960 |
| Salaries and employee benefits | $480,000 | 6,405 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $183,000 | 7,357 |
| Pre-tax net operating income | $312,000 | 6,433 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $81,000 | 5,398 |
| Income before extraordinary items | $260,000 | 6,442 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 456 |
| Net operating income | $237,960 | 6,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,811 |
| Total interest expense | $271,000 | 6,247 |
| Net interest income | $453,000 | 6,941 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $365,000 | 7,008 |
| Salaries and employee benefits | $237,000 | 6,460 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $96,000 | 7,250 |
| Pre-tax net operating income | $157,000 | 6,379 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $42,000 | 5,338 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 300 |
| Net operating income | $121,440 | 6,361 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 6,509 |
| Total interest expense | $1,288,000 | 6,214 |
| Net interest income | $2,034,000 | 6,576 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $258,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $246,000 | 4,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $1,396,000 | 7,065 |
| Salaries and employee benefits | $912,000 | 6,473 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $355,000 | 7,440 |
| Pre-tax net operating income | $296,000 | 7,556 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $-4,000 | 8,814 |
| Income before extraordinary items | $304,000 | 7,306 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $304,000 | 7,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,091 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $-335,000 | 9,288 |
| Net operating income | $300,000 | 7,217 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 6,460 |
| Total interest expense | $2,016,000 | 6,069 |
| Net interest income | $1,853,000 | 6,697 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $227,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $216,000 | 4,986 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $1,295,000 | 7,239 |
| Salaries and employee benefits | $810,000 | 6,731 |
| Premises and equipment expense | $141,000 | 7,677 |
| Additional noninterest expense | $344,000 | 7,556 |
| Pre-tax net operating income | $635,000 | 6,048 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $145,000 | 5,501 |
| Income before extraordinary items | $503,000 | 6,058 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $503,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $492,860 | 5,997 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,457 |
| Total interest expense | $2,104,000 | 6,121 |
| Net interest income | $1,936,000 | 6,664 |
| Provision for loan and lease losses | $235,000 | 3,415 |
| Total noninterest income | $248,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $1,262,000 | 7,344 |
| Salaries and employee benefits | $754,000 | 6,950 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $357,000 | 7,500 |
| Pre-tax net operating income | $687,000 | 6,273 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $142,000 | 6,017 |
| Income before extraordinary items | $545,000 | 6,100 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $545,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $545,000 | 6,108 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 6,651 |
| Total interest expense | $1,801,000 | 6,356 |
| Net interest income | $1,867,000 | 6,876 |
| Provision for loan and lease losses | $753,000 | 1,246 |
| Total noninterest income | $286,000 | 6,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 4,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $1,156,000 | 7,684 |
| Salaries and employee benefits | $732,000 | 7,068 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $279,000 | 8,306 |
| Pre-tax net operating income | $244,000 | 8,366 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $7,000 | 8,560 |
| Income before extraordinary items | $237,000 | 8,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,060 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,000 | 8,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 6,953 |
| Total interest expense | $1,679,000 | 6,809 |
| Net interest income | $1,821,000 | 7,008 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $1,166,000 | 7,634 |
| Salaries and employee benefits | $762,000 | 6,854 |
| Premises and equipment expense | $142,000 | 7,842 |
| Additional noninterest expense | $262,000 | 8,479 |
| Pre-tax net operating income | $828,000 | 5,976 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $204,000 | 6,143 |
| Income before extraordinary items | $623,000 | 5,953 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $623,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,971 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $623,750 | 5,850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 7,622 |
| Total interest expense | $1,432,000 | 7,510 |
| Net interest income | $1,680,000 | 7,599 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $210,000 | 7,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,058,000 | 8,143 |
| Salaries and employee benefits | $700,000 | 7,318 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $233,000 | 9,039 |
| Pre-tax net operating income | $832,000 | 6,404 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $600,000 | 6,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $600,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $600,000 | 6,316 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 8,152 |
| Total interest expense | $1,277,000 | 8,166 |
| Net interest income | $1,607,000 | 8,012 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $201,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $912,000 | 9,022 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $224,000 | 9,660 |
| Pre-tax net operating income | $842,000 | 6,325 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $588,000 | 6,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $588,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $590,100 | 6,264 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 8,738 |
| Total interest expense | $1,170,000 | 8,686 |
| Net interest income | $1,467,000 | 8,633 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $925,000 | 9,273 |
| Salaries and employee benefits | $567,000 | 8,599 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $671,000 | 7,467 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $180,000 | 7,774 |
| Income before extraordinary items | $486,000 | 7,354 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $486,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $489,650 | 7,298 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 9,461 |
| Total interest expense | $899,000 | 9,135 |
| Net interest income | $1,284,000 | 9,510 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $498,000 | 9,411 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $255,000 | 10,466 |
| Pre-tax net operating income | $536,000 | 8,412 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,740 | 8,116 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 10,014 |
| Total interest expense | $791,000 | 10,092 |
| Net interest income | $1,292,000 | 9,757 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $818,000 | 10,580 |
| Salaries and employee benefits | $457,000 | 10,073 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $225,000 | 11,401 |
| Pre-tax net operating income | $522,000 | 8,521 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $395,000 | 8,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $395,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $394,240 | 8,213 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 10,425 |
| Total interest expense | $950,000 | 10,618 |
| Net interest income | $1,275,000 | 10,047 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $803,000 | 10,982 |
| Salaries and employee benefits | $418,000 | 10,655 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $265,000 | 11,348 |
| Pre-tax net operating income | $435,000 | 8,925 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $321,000 | 9,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $321,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,797 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $315,240 | 8,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.