Home > Bank of Guam > Net charge- offs to loans
Bank of Guam, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 1.0012% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 4,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8090% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6649% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8199% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5796% | 953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 4,563 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 4,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5205% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3044% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4613% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6111% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5633% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5375% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9752% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5623% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9292% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.7666% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0166% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2154% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5140% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8098% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5737% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2542% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.9796% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0231% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6098% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8634% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6736% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 1.3635% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0352% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 3,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4767% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5552% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5551% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.6511% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6102% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0608% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7556% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1606% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6248% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2425% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6574% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0466% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6033% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2946% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6293% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2349% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8815% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7366% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8937% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2796% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0625% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1933% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5448% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1643% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.2844% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1560% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2667% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7014% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2318% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.3678% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1421% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1805% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6273% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1446% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2514% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1143% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6097% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9927% | 614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7736% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3513% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8085% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0448% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7208% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7330% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1067% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7838% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4009% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9694% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9781% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0493% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4189% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9508% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9234% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0325% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4862% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3557% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0815% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6708% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1945% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0644% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3058% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6669% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3567% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5262% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0865% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2960% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5875% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3522% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5323% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1320% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2533% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3751% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3218% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6331% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2732% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3978% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4270% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5997% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4913% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4783% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2408% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1134% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3393% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4278% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1183% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0871% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0379% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1813% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4150% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1161% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1586% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2030% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3203% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9830% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4457% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2322% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2090% | 5,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4028% | 5,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8637% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1733% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9318% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2826% | 5,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5572% | 5,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1044% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7718% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2233% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8258% | 337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4411% | 5,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8817% | 5,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1093% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8106% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9665% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8936% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4330% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1755% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5081% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7101% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4075% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7397% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2780% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 5,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 5,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4090% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6653% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3826% | 461 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 4,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,141 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 5,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 5,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1442% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4127% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6678% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3864% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 5,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 5,344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 4,797 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 5,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 5,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2344% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3676% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3753% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3668% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 5,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 5,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 5,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0891% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4164% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6975% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3870% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0042% | 5,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4067% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 2,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0132% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 3,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 3,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3542% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2284% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3056% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2200% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1845% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4935% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0200% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8115% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5314% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3841% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5476% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0335% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4379% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2635% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4569% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0734% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 5,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3918% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0914% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4241% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 5,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 2,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0246% | 582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3698% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4343% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8564% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4985% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0303% | 5,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0347% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 3,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4596% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0555% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5049% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 5,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 5,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 2,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0350% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 3,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 3,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3310% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8659% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3824% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0847% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 5,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 6,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3875% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6006% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3647% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 5,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3743% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 4,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.9360% | 1,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 2,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 842 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 4,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 4,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0451% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1996% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7420% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2488% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 5,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3611% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 3,938 |
| Percentage Net Loans Charged-off:Construction & development | 1.2064% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 6,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 5,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9857% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2287% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7950% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2753% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0373% | 6,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3149% | 2,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | 1.7120% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 2,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 3,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 3,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1070% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2568% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2942% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3596% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0427% | 6,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 6,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 5,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 5,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0740% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3950% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1463% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0542% | 6,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4462% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.5626% | 2,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 3,517 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 5,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 4,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4625% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9820% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6381% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9940% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 6,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5112% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 6,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6156% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3522% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9721% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3594% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0288% | 6,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4162% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 6,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 5,648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 3,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5960% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3780% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2200% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3588% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7261% | 6,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5864% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1694% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3977% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1619% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3113% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0227% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4520% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 5,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 3,280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 5,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6400% | 3,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0760% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5835% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1667% | 6,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.1135% | 2,920 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,179 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 3,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8707% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0302% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6297% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2048% | 6,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3601% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 4,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.1003% | 2,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 5,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 3,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5104% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5073% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7222% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0412% | 6,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3294% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 1,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,297 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0162% | 5,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1962% | 2,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6817% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7162% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6556% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7193% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 6.1782% | 1,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 3,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3043% | 5,848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 4,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4188% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8223% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0377% | 6,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7738% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9634% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 8.1983% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 2,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2599% | 5,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 4,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3824% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8652% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 6,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6410% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5663% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 4.7167% | 869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2768% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 3,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9670% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6696% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0344% | 6,735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2570% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 7,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1643% | 5,900 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5872% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3723% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0223% | 6,673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 5,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 3,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3142% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8910% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1527% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0165% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8664% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,668 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0005% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7599% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 6,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1900% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2319% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 4,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,186 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0725% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2395% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 2,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9897% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2359% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2233% | 7,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9974% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3701% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 7,878 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 7,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 7,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1503% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3191% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4385% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4041% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4041% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0422% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3758% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4805% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4980% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4980% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 6,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1142% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7164% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5460% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2687% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7411% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7411% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1547% | 7,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3703% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2705% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4305% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 6,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3104% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0134% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4774% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 7,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3062% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1515% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5259% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1614% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1160% | 7,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5080% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0044% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4606% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2380% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3889% | 7,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4272% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3032% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5381% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2622% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1808% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0362% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4956% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6570% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5136% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4697% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5682% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9312% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5918% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1216% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6399% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2004% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7531% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 7,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8814% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8227% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7701% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 2,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6544% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8424% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3406% | 1,406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6579% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1022% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8853% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3958% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5960% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2516% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2516% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8977% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6830% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7849% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4529% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1834% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3909% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3909% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1210% | 7,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9658% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4327% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8317% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1998% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2435% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0622% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9718% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7103% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1232% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0122% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2762% | 1,587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0437% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2130% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4472% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4472% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2361% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3728% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5069% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5933% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5285% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9581% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3702% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4394% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1890% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6928% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4937% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0959% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7632% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9118% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5939% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1809% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6433% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4136% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5753% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7976% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5125% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1948% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3533% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0875% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 6,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1024% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8202% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9092% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2517% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |