Home > Bank of Frankewing > Net charge- offs to loans
Bank of Frankewing, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5669% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.5429% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3384% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1198% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3921% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.5058% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6009% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2312% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2312% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 3,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3280% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3280% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2041% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0693% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 4,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2274% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0846% | 4,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0919% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0472% | 4,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1183% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1183% | 4,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0312% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,524 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3924% | 4,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3924% | 4,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0582% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0766% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2005% | 4,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2232% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0763% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1914% | 4,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2146% | 4,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1290% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1290% | 4,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 4,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0825% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0925% | 4,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1550% | 4,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1550% | 4,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 4,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1389% | 4,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1542% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0855% | 3,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0855% | 3,913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.1277% | 4,438 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3913% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0076% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0076% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 4,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0848% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0815% | 4,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0815% | 4,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0400% | 4,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0616% | 4,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0773% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0855% | 4,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1083% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1083% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0529% | 4,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0621% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0749% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2117% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.1910% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 4,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2334% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2584% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2818% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2818% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 4,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3581% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3581% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 4,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6125% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6125% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 5,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2163% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2163% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2964% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4124% | 5,303 |
| Percentage Net Loans Charged-off:Construction & development | -4.5038% | 4,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0670% | 4,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0930% | 5,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1031% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1636% | 4,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3996% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4767% | 5,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6512% | 5,390 |
| Percentage Net Loans Charged-off:Construction & development | -6.2501% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0678% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4019% | 5,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4457% | 5,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2528% | 4,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3225% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7388% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9839% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -9.6228% | 5,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0698% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6176% | 5,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6834% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3435% | 5,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2575% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2587% | 5,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0661% | 5,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6409% | 5,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7058% | 5,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4584% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1651% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1651% | 4,817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0896% | 5,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0918% | 5,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1570% | 5,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1734% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2080% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0618% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0707% | 3,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0742% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2066% | 5,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0956% | 5,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4472% | 5,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4944% | 5,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6192% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1082% | 5,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1082% | 5,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0595% | 5,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1034% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0807% | 5,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0895% | 5,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2025% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 2,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1943% | 5,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2719% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1068% | 5,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5953% | 5,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6666% | 5,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 5,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1014% | 5,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0932% | 4,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4210% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1801% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3848% | 2,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3848% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4151% | 5,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 5,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1848% | 5,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0793% | 4,895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4988% | 5,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1006% | 5,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1142% | 5,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1782% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3926% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3926% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 5,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 5,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1878% | 5,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0903% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6900% | 5,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2737% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2990% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0289% | 5,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0907% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1606% | 5,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0605% | 5,017 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1204% | 5,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2873% | 5,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3280% | 5,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3873% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3873% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 5,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.4364% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3581% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2794% | 5,485 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4919% | 5,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4919% | 5,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7264% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3062% | 6,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3798% | 6,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.4498% | 5,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6920% | 6,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0914% | 5,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1007% | 5,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5583% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3666% | 5,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3667% | 5,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0725% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2723% | 6,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4027% | 6,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.7730% | 5,550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8820% | 6,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8508% | 5,896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2227% | 5,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2227% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3226% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2488% | 6,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2086% | 6,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.6336% | 5,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4402% | 6,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4794% | 6,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8485% | 5,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2255% | 5,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2255% | 5,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1178% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4772% | 6,365 |
| Percentage Net Loans Charged-off:Construction & development | -13.1154% | 5,957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 5,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2330% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7292% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1957% | 5,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2072% | 5,834 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0736% | 5,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3257% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0459% | 5,907 |
| Percentage Net Loans Charged-off:Construction & development | -1.5316% | 5,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 5,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 5,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0067% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2018% | 5,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2019% | 5,782 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1046% | 5,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1139% | 6,216 |
| Percentage Net Loans Charged-off:Construction & development | -1.7206% | 5,880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0897% | 6,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1025% | 6,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1101% | 6,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7308% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3308% | 5,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3308% | 5,936 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1636% | 5,757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3721% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5039% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -2.4412% | 5,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0773% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3761% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4790% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6236% | 6,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6236% | 6,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | -1.0497% | 5,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7663% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1653% | 6,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1771% | 6,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2449% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6509% | 6,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6509% | 6,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0485% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | -1.1383% | 6,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0554% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2189% | 6,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2344% | 6,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3333% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5778% | 6,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5777% | 6,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3778% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | -0.3599% | 5,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1584% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2070% | 6,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2212% | 6,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6361% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8831% | 6,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8831% | 6,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7916% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4275% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5222% | 985 |
| Percentage Net Loans Charged-off:Construction & development | -0.6911% | 6,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5749% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3381% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3606% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1368% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3010% | 6,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3010% | 6,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7426% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6459% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9340% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 9.3042% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 6,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4965% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5349% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8711% | 6,625 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3404% | 6,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3404% | 6,537 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1208% | 6,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6338% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9522% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 11.6832% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0654% | 6,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5397% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5832% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1037% | 6,730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4461% | 6,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4461% | 6,639 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0685% | 6,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4987% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 5.3785% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0969% | 6,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4555% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4943% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6027% | 6,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5909% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5909% | 6,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3361% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1952% | 6,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9943% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0878% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8032% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0422% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0422% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1995% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3222% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 11.2126% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4321% | 7,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4227% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4942% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5144% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5156% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1641% | 6,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1526% | 6,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5161% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9535% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0537% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 9.5154% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3484% | 7,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9728% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0695% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0665% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1659% | 6,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1512% | 6,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7149% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0791% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2506% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 14.3646% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0801% | 7,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3050% | 2,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3347% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1930% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3602% | 6,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3171% | 6,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1200% | 7,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 3,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.5244% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 7,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 3,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0615% | 6,173 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9289% | 7,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5649% | 7,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3441% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4166% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 11.4498% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9280% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 3,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2336% | 3,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0965% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5713% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8731% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0416% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 15.0291% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3091% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6297% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6814% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4311% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6808% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0213% | 6,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2528% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2433% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 11.1278% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5091% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 3,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0401% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0823% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4199% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3020% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0168% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 2,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0101% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0236% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1316% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8877% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 3.6330% | 1,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1731% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3255% | 2,663 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5078% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2598% | 2,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4673% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8564% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5977% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6980% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 3,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2481% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2586% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1794% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 2,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3387% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9064% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7381% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6465% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5193% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5730% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3775% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9991% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6092% | 3,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1409% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3932% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4659% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 8.7599% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2995% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7896% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4752% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3878% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3066% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 1.6539% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 7,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3752% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 7,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2658% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3098% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 7,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5098% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5218% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5603% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4135% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3557% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3893% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8343% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8539% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4362% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6216% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6776% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9339% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9939% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0360% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1936% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2596% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5560% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5630% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 7,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7802% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 7,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2197% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2929% | 7,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5728% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4097% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4131% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4474% | 7,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4991% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0828% | 7,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 7,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 8,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 8,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8461% | 8,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0914% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7289% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2634% | 8,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2649% | 8,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1183% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2887% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0581% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3481% | 8,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3503% | 8,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5253% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 4,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 8,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 8,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 8,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1413% | 7,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0988% | 7,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1361% | 8,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1415% | 8,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0930% | 8,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0935% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1546% | 7,529 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1249% | 7,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3094% | 8,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 8,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8100% | 8,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8131% | 8,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7997% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3171% | 4,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2642% | 8,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4031% | 8,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 8,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0778% | 8,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0813% | 8,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 7,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 5,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1819% | 8,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3316% | 8,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 8,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1370% | 8,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1400% | 8,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8799% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1552% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1027% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1648% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1651% | 8,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0476% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1338% | 7,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3991% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4835% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 8,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8649% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8651% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2904% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2988% | 4,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 8,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1190% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4319% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0562% | 5,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4192% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2176% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3892% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3892% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5266% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0581% | 5,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 7,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 8,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1242% | 8,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1242% | 8,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0841% | 7,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5337% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3788% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6638% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6640% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8221% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5000% | 8,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4095% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2600% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5303% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9198% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9201% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6354% | 8,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4865% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8442% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4653% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4658% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4172% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6663% | 8,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1461% | 8,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 8,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 8,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8338% | 8,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7939% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2643% | 843 |
| Percentage Net Loans Charged-off:Construction & development | -0.1996% | 8,169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 8,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4947% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4948% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1638% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7933% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6372% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2402% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.2388% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 8,859 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3483% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5852% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1934% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4179% | 10,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 5,694 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3029% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2886% | 12,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5726% | 3,772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |