Home > Bank of Fairfield > Income and Expense
Bank of Fairfield, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 3,336 |
| Total interest expense | $227,000 | 4,663 |
| Net interest income | $4,579,000 | 3,178 |
| Provision for loan and lease losses | $-33,000 | 5,850 |
| Total noninterest income | $354,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $34,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 3,516 |
| Total noninterest expense | $5,098,000 | 2,623 |
| Salaries and employee benefits | $2,980,000 | 2,509 |
| Premises and equipment expense | $429,000 | 3,249 |
| Additional noninterest expense | $1,689,000 | 2,551 |
| Pre-tax net operating income | $-132,000 | 6,058 |
| Securities gains (losses) | $157,000 | 777 |
| Applicable income taxes | $-134,000 | 6,176 |
| Income before extraordinary items | $159,000 | 5,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $159,000 | 5,556 |
| Net charge-offs | $-33,000 | 5,488 |
| Cash dividends | $495,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,000 | 5,933 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 3,394 |
| Total interest expense | $157,000 | 4,644 |
| Net interest income | $2,982,000 | 3,236 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $238,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,454 |
| Total noninterest expense | $2,731,000 | 3,089 |
| Salaries and employee benefits | $1,514,000 | 3,068 |
| Premises and equipment expense | $295,000 | 3,204 |
| Additional noninterest expense | $922,000 | 2,990 |
| Pre-tax net operating income | $489,000 | 4,198 |
| Securities gains (losses) | $157,000 | 628 |
| Applicable income taxes | $239,000 | 2,309 |
| Income before extraordinary items | $407,000 | 4,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $407,000 | 4,274 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $495,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $306,520 | 4,598 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 3,441 |
| Total interest expense | $79,000 | 4,688 |
| Net interest income | $1,460,000 | 3,285 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $99,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 3,937 |
| Total noninterest expense | $1,327,000 | 3,151 |
| Salaries and employee benefits | $760,000 | 3,075 |
| Premises and equipment expense | $149,000 | 3,208 |
| Additional noninterest expense | $418,000 | 3,206 |
| Pre-tax net operating income | $232,000 | 4,244 |
| Securities gains (losses) | $36,000 | 992 |
| Applicable income taxes | $75,000 | 2,691 |
| Income before extraordinary items | $193,000 | 4,336 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $193,000 | 4,339 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $167,080 | 4,470 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 3,395 |
| Total interest expense | $444,000 | 4,247 |
| Net interest income | $5,912,000 | 3,283 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $540,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $112,000 | 4,823 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $428,000 | 3,506 |
| Total noninterest expense | $5,381,000 | 3,156 |
| Salaries and employee benefits | $3,291,000 | 2,891 |
| Premises and equipment expense | $594,000 | 3,258 |
| Additional noninterest expense | $1,496,000 | 3,558 |
| Pre-tax net operating income | $1,071,000 | 4,024 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $300,000 | 2,636 |
| Income before extraordinary items | $783,000 | 4,334 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $783,000 | 4,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $783,000 | 4,334 |
| Net charge-offs | $120,000 | 3,002 |
| Cash dividends | $425,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $774,360 | 4,297 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 3,433 |
| Total interest expense | $352,000 | 4,201 |
| Net interest income | $4,383,000 | 3,339 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $429,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $87,000 | 4,846 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $342,000 | 3,434 |
| Total noninterest expense | $3,961,000 | 3,209 |
| Salaries and employee benefits | $2,415,000 | 2,956 |
| Premises and equipment expense | $442,000 | 3,314 |
| Additional noninterest expense | $1,104,000 | 3,607 |
| Pre-tax net operating income | $851,000 | 4,029 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $246,000 | 2,639 |
| Income before extraordinary items | $617,000 | 4,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 4,311 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $617,000 | 4,311 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $375,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $608,480 | 4,291 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 3,532 |
| Total interest expense | $237,000 | 4,216 |
| Net interest income | $2,797,000 | 3,423 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $264,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $209,000 | 3,553 |
| Total noninterest expense | $2,619,000 | 3,238 |
| Salaries and employee benefits | $1,570,000 | 3,024 |
| Premises and equipment expense | $305,000 | 3,253 |
| Additional noninterest expense | $744,000 | 3,600 |
| Pre-tax net operating income | $442,000 | 4,377 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $124,000 | 2,845 |
| Income before extraordinary items | $329,000 | 4,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $329,000 | 4,594 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $329,000 | 4,595 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $325,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $320,970 | 4,572 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 3,607 |
| Total interest expense | $124,000 | 4,189 |
| Net interest income | $1,360,000 | 3,497 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $106,000 | 3,487 |
| Total noninterest expense | $1,312,000 | 3,259 |
| Salaries and employee benefits | $773,000 | 3,065 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $379,000 | 3,538 |
| Pre-tax net operating income | $180,000 | 4,643 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $47,000 | 2,994 |
| Income before extraordinary items | $133,000 | 4,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 4,845 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $133,000 | 4,844 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $275,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $133,000 | 4,797 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 3,424 |
| Total interest expense | $599,000 | 4,085 |
| Net interest income | $5,962,000 | 3,297 |
| Provision for loan and lease losses | $-350,000 | 6,541 |
| Total noninterest income | $605,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $475,000 | 3,430 |
| Total noninterest expense | $5,575,000 | 3,145 |
| Salaries and employee benefits | $3,327,000 | 2,902 |
| Premises and equipment expense | $693,000 | 2,990 |
| Additional noninterest expense | $1,555,000 | 3,565 |
| Pre-tax net operating income | $1,342,000 | 3,591 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $422,000 | 2,327 |
| Income before extraordinary items | $920,000 | 4,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $920,000 | 4,042 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $920,000 | 4,042 |
| Net charge-offs | $-39,000 | 6,378 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $920,000 | 3,991 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 3,459 |
| Total interest expense | $459,000 | 4,120 |
| Net interest income | $4,432,000 | 3,332 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $446,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,518 |
| Total noninterest expense | $4,073,000 | 3,217 |
| Salaries and employee benefits | $2,428,000 | 2,977 |
| Premises and equipment expense | $529,000 | 2,981 |
| Additional noninterest expense | $1,116,000 | 3,681 |
| Pre-tax net operating income | $805,000 | 4,041 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $257,000 | 2,564 |
| Income before extraordinary items | $548,000 | 4,457 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $548,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $548,000 | 4,461 |
| Net charge-offs | $-43,000 | 6,434 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $548,000 | 4,385 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 3,563 |
| Total interest expense | $309,000 | 4,167 |
| Net interest income | $2,813,000 | 3,439 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $321,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,415 |
| Total noninterest expense | $2,684,000 | 3,246 |
| Salaries and employee benefits | $1,585,000 | 3,042 |
| Premises and equipment expense | $362,000 | 2,922 |
| Additional noninterest expense | $737,000 | 3,695 |
| Pre-tax net operating income | $450,000 | 4,309 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $132,000 | 2,811 |
| Income before extraordinary items | $318,000 | 4,651 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $318,000 | 4,653 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $318,000 | 4,654 |
| Net charge-offs | $144,000 | 2,413 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $318,000 | 4,550 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 3,604 |
| Total interest expense | $155,000 | 4,246 |
| Net interest income | $1,401,000 | 3,460 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $196,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 3,064 |
| Total noninterest expense | $1,367,000 | 3,227 |
| Salaries and employee benefits | $810,000 | 3,023 |
| Premises and equipment expense | $183,000 | 2,931 |
| Additional noninterest expense | $374,000 | 3,684 |
| Pre-tax net operating income | $230,000 | 4,259 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $57,000 | 2,902 |
| Income before extraordinary items | $173,000 | 4,516 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $173,000 | 4,518 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $173,000 | 4,518 |
| Net charge-offs | $165,000 | 1,507 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $173,000 | 4,415 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 3,518 |
| Total interest expense | $750,000 | 4,252 |
| Net interest income | $6,017,000 | 3,367 |
| Provision for loan and lease losses | $30,000 | 5,437 |
| Total noninterest income | $544,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $129,000 | 5,019 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $415,000 | 3,596 |
| Total noninterest expense | $5,623,000 | 3,181 |
| Salaries and employee benefits | $3,185,000 | 2,996 |
| Premises and equipment expense | $730,000 | 2,937 |
| Additional noninterest expense | $1,708,000 | 3,477 |
| Pre-tax net operating income | $908,000 | 4,156 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $252,000 | 2,816 |
| Income before extraordinary items | $657,000 | 4,571 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $657,000 | 4,570 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $657,000 | 4,571 |
| Net charge-offs | $883,000 | 1,955 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $656,280 | 4,396 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,577 |
| Total interest expense | $585,000 | 4,291 |
| Net interest income | $4,504,000 | 3,426 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $419,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $328,000 | 3,564 |
| Total noninterest expense | $4,162,000 | 3,238 |
| Salaries and employee benefits | $2,341,000 | 3,064 |
| Premises and equipment expense | $556,000 | 2,937 |
| Additional noninterest expense | $1,265,000 | 3,505 |
| Pre-tax net operating income | $761,000 | 4,106 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $252,000 | 2,631 |
| Income before extraordinary items | $510,000 | 4,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $510,000 | 4,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $510,000 | 4,624 |
| Net charge-offs | $699,000 | 1,812 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $509,330 | 4,443 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 3,684 |
| Total interest expense | $405,000 | 4,307 |
| Net interest income | $2,906,000 | 3,517 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $309,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 3,357 |
| Total noninterest expense | $2,802,000 | 3,234 |
| Salaries and employee benefits | $1,585,000 | 3,039 |
| Premises and equipment expense | $375,000 | 2,914 |
| Additional noninterest expense | $842,000 | 3,540 |
| Pre-tax net operating income | $413,000 | 4,403 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $139,000 | 2,785 |
| Income before extraordinary items | $274,000 | 4,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $274,000 | 4,938 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $274,000 | 4,938 |
| Net charge-offs | $788,000 | 1,339 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $274,000 | 4,746 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 3,634 |
| Total interest expense | $213,000 | 4,303 |
| Net interest income | $1,495,000 | 3,465 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $178,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 3,089 |
| Total noninterest expense | $1,406,000 | 3,209 |
| Salaries and employee benefits | $844,000 | 2,898 |
| Premises and equipment expense | $195,000 | 2,836 |
| Additional noninterest expense | $367,000 | 3,853 |
| Pre-tax net operating income | $267,000 | 4,044 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $95,000 | 2,490 |
| Income before extraordinary items | $172,000 | 4,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $172,000 | 4,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $172,000 | 4,623 |
| Net charge-offs | $301,000 | 1,492 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $172,000 | 4,488 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,033,000 | 3,660 |
| Total interest expense | $1,198,000 | 3,966 |
| Net interest income | $5,835,000 | 3,539 |
| Provision for loan and lease losses | $105,000 | 5,298 |
| Total noninterest income | $491,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $129,000 | 5,140 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $362,000 | 3,572 |
| Total noninterest expense | $5,608,000 | 3,223 |
| Salaries and employee benefits | $3,010,000 | 3,110 |
| Premises and equipment expense | $847,000 | 2,789 |
| Additional noninterest expense | $1,751,000 | 3,483 |
| Pre-tax net operating income | $613,000 | 4,482 |
| Securities gains (losses) | $65,000 | 2,393 |
| Applicable income taxes | $213,000 | 2,848 |
| Income before extraordinary items | $465,000 | 4,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $465,000 | 4,760 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $465,000 | 4,759 |
| Net charge-offs | $101,000 | 4,963 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $785,000 | 360 |
| Net operating income | $420,150 | 4,753 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 3,751 |
| Total interest expense | $946,000 | 3,954 |
| Net interest income | $4,228,000 | 3,636 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $260,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $4,085,000 | 3,317 |
| Salaries and employee benefits | $2,179,000 | 3,197 |
| Premises and equipment expense | $617,000 | 2,872 |
| Additional noninterest expense | $1,289,000 | 3,514 |
| Pre-tax net operating income | $298,000 | 5,119 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $103,000 | 3,176 |
| Income before extraordinary items | $260,000 | 5,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 5,232 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $260,000 | 5,232 |
| Net charge-offs | $444,000 | 2,798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $785,000 | 297 |
| Net operating income | $213,200 | 5,299 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 3,830 |
| Total interest expense | $683,000 | 3,879 |
| Net interest income | $2,718,000 | 3,735 |
| Provision for loan and lease losses | $105,000 | 4,333 |
| Total noninterest income | $119,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $62,000 | 5,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,318 |
| Total noninterest expense | $2,719,000 | 3,360 |
| Salaries and employee benefits | $1,412,000 | 3,295 |
| Premises and equipment expense | $413,000 | 2,889 |
| Additional noninterest expense | $894,000 | 3,474 |
| Pre-tax net operating income | $13,000 | 6,134 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $13,000 | 6,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 6,238 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $13,000 | 6,238 |
| Net charge-offs | $419,000 | 2,318 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $785,000 | 182 |
| Net operating income | $13,000 | 6,163 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,796 |
| Total interest expense | $407,000 | 3,562 |
| Net interest income | $1,334,000 | 3,777 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $1,322,000 | 3,425 |
| Salaries and employee benefits | $707,000 | 3,306 |
| Premises and equipment expense | $206,000 | 2,911 |
| Additional noninterest expense | $409,000 | 3,668 |
| Pre-tax net operating income | $24,000 | 6,052 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $24,000 | 6,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $24,000 | 6,067 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $24,000 | 6,068 |
| Net charge-offs | $-28,000 | 7,251 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $735,000 | 115 |
| Net operating income | $24,000 | 6,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 3,638 |
| Total interest expense | $2,004,000 | 3,561 |
| Net interest income | $5,713,000 | 3,605 |
| Provision for loan and lease losses | $4,377,000 | 1,259 |
| Total noninterest income | $548,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 5,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $428,000 | 3,404 |
| Total noninterest expense | $5,269,000 | 3,454 |
| Salaries and employee benefits | $2,784,000 | 3,307 |
| Premises and equipment expense | $684,000 | 3,365 |
| Additional noninterest expense | $1,801,000 | 3,532 |
| Pre-tax net operating income | $-3,385,000 | 6,968 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-970,000 | 7,310 |
| Income before extraordinary items | $-2,415,000 | 6,917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,415,000 | 6,917 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,415,000 | 6,918 |
| Net charge-offs | $3,641,000 | 1,298 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $604,000 | 431 |
| Net operating income | $-2,415,000 | 6,898 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 3,685 |
| Total interest expense | $1,551,000 | 3,617 |
| Net interest income | $4,315,000 | 3,630 |
| Provision for loan and lease losses | $2,497,000 | 1,439 |
| Total noninterest income | $423,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $334,000 | 3,374 |
| Total noninterest expense | $3,869,000 | 3,525 |
| Salaries and employee benefits | $2,054,000 | 3,379 |
| Premises and equipment expense | $482,000 | 3,581 |
| Additional noninterest expense | $1,333,000 | 3,539 |
| Pre-tax net operating income | $-1,628,000 | 6,984 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-355,000 | 7,306 |
| Income before extraordinary items | $-1,273,000 | 6,984 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,273,000 | 6,983 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,273,000 | 6,984 |
| Net charge-offs | $2,212,000 | 1,418 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,273,000 | 6,946 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 3,796 |
| Total interest expense | $1,073,000 | 3,619 |
| Net interest income | $2,734,000 | 3,776 |
| Provision for loan and lease losses | $2,377,000 | 1,124 |
| Total noninterest income | $289,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $235,000 | 3,223 |
| Total noninterest expense | $2,654,000 | 3,446 |
| Salaries and employee benefits | $1,380,000 | 3,385 |
| Premises and equipment expense | $346,000 | 3,411 |
| Additional noninterest expense | $928,000 | 3,410 |
| Pre-tax net operating income | $-2,008,000 | 7,272 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,008,000 | 7,332 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,008,000 | 7,332 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,008,000 | 7,332 |
| Net charge-offs | $2,004,000 | 1,120 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,008,000 | 7,325 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,892 |
| Total interest expense | $550,000 | 3,675 |
| Net interest income | $1,325,000 | 3,875 |
| Provision for loan and lease losses | $1,797,000 | 807 |
| Total noninterest income | $142,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $1,259,000 | 3,627 |
| Salaries and employee benefits | $710,000 | 3,365 |
| Premises and equipment expense | $159,000 | 3,729 |
| Additional noninterest expense | $390,000 | 3,851 |
| Pre-tax net operating income | $-1,589,000 | 7,539 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,589,000 | 7,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,589,000 | 7,586 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,589,000 | 7,586 |
| Net charge-offs | $947,000 | 1,076 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,589,000 | 7,584 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,089,000 | 3,476 |
| Total interest expense | $2,472,000 | 3,926 |
| Net interest income | $6,617,000 | 3,191 |
| Provision for loan and lease losses | $1,571,000 | 2,817 |
| Total noninterest income | $974,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $155,000 | 5,110 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $819,000 | 2,421 |
| Total noninterest expense | $5,268,000 | 3,521 |
| Salaries and employee benefits | $2,928,000 | 3,253 |
| Premises and equipment expense | $751,000 | 3,286 |
| Additional noninterest expense | $1,589,000 | 3,925 |
| Pre-tax net operating income | $752,000 | 3,449 |
| Securities gains (losses) | $-318,000 | 7,507 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $434,000 | 4,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $434,000 | 4,062 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $434,000 | 4,062 |
| Net charge-offs | $1,183,000 | 2,667 |
| Cash dividends | $689,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $752,000 | 3,178 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 3,475 |
| Total interest expense | $1,893,000 | 4,001 |
| Net interest income | $5,051,000 | 3,163 |
| Provision for loan and lease losses | $760,000 | 3,170 |
| Total noninterest income | $709,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $118,000 | 5,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $591,000 | 2,544 |
| Total noninterest expense | $3,991,000 | 3,501 |
| Salaries and employee benefits | $2,262,000 | 3,186 |
| Premises and equipment expense | $560,000 | 3,347 |
| Additional noninterest expense | $1,169,000 | 3,932 |
| Pre-tax net operating income | $1,009,000 | 2,722 |
| Securities gains (losses) | $-318,000 | 7,668 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $691,000 | 3,150 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $691,000 | 3,149 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $691,000 | 3,151 |
| Net charge-offs | $419,000 | 3,280 |
| Cash dividends | $619,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,009,000 | 2,417 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 3,497 |
| Total interest expense | $1,269,000 | 4,099 |
| Net interest income | $3,382,000 | 3,142 |
| Provision for loan and lease losses | $440,000 | 3,134 |
| Total noninterest income | $556,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $478,000 | 2,282 |
| Total noninterest expense | $2,667,000 | 3,536 |
| Salaries and employee benefits | $1,494,000 | 3,249 |
| Premises and equipment expense | $388,000 | 3,263 |
| Additional noninterest expense | $785,000 | 3,927 |
| Pre-tax net operating income | $831,000 | 2,451 |
| Securities gains (losses) | $-197,000 | 7,787 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $634,000 | 2,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $634,000 | 2,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $634,000 | 2,672 |
| Net charge-offs | $487,000 | 2,381 |
| Cash dividends | $482,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $831,000 | 2,110 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 3,526 |
| Total interest expense | $649,000 | 4,157 |
| Net interest income | $1,691,000 | 3,130 |
| Provision for loan and lease losses | $220,000 | 2,730 |
| Total noninterest income | $423,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $386,000 | 1,656 |
| Total noninterest expense | $1,336,000 | 3,462 |
| Salaries and employee benefits | $743,000 | 3,299 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $387,000 | 3,668 |
| Pre-tax net operating income | $558,000 | 2,184 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $558,000 | 1,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $558,000 | 1,928 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $558,000 | 1,928 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $344,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $558,000 | 1,816 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 3,533 |
| Total interest expense | $3,361,000 | 3,942 |
| Net interest income | $6,586,000 | 3,227 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $1,167,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $168,000 | 5,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $999,000 | 2,117 |
| Total noninterest expense | $5,839,000 | 3,160 |
| Salaries and employee benefits | $3,519,000 | 2,810 |
| Premises and equipment expense | $759,000 | 3,310 |
| Additional noninterest expense | $1,561,000 | 3,517 |
| Pre-tax net operating income | $1,554,000 | 2,953 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $1,626,000 | 2,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,626,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $819,000 | 2,177 |
| Cash dividends | $312,000 | 4,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,553,000 | 2,596 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,474,000 | 3,605 |
| Total interest expense | $2,629,000 | 3,952 |
| Net interest income | $4,845,000 | 3,299 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $813,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $127,000 | 5,139 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $686,000 | 2,346 |
| Total noninterest expense | $4,414,000 | 3,111 |
| Salaries and employee benefits | $2,666,000 | 2,800 |
| Premises and equipment expense | $563,000 | 3,351 |
| Additional noninterest expense | $1,185,000 | 3,423 |
| Pre-tax net operating income | $1,004,000 | 3,674 |
| Securities gains (losses) | $73,000 | 1,166 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,077,000 | 2,963 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,077,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 2,134 |
| Cash dividends | $312,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,004,000 | 3,242 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,629 |
| Total interest expense | $1,808,000 | 3,995 |
| Net interest income | $3,238,000 | 3,290 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $469,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $86,000 | 5,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $383,000 | 2,655 |
| Total noninterest expense | $2,905,000 | 3,153 |
| Salaries and employee benefits | $1,705,000 | 2,952 |
| Premises and equipment expense | $381,000 | 3,332 |
| Additional noninterest expense | $819,000 | 3,293 |
| Pre-tax net operating income | $682,000 | 3,743 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $680,000 | 3,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,179 |
| Cash dividends | $243,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $682,000 | 3,316 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 3,687 |
| Total interest expense | $978,000 | 3,964 |
| Net interest income | $1,557,000 | 3,396 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $245,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $201,000 | 2,570 |
| Total noninterest expense | $1,501,000 | 3,063 |
| Salaries and employee benefits | $889,000 | 2,870 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $421,000 | 3,160 |
| Pre-tax net operating income | $301,000 | 4,148 |
| Securities gains (losses) | $-12,000 | 8,333 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $289,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 987 |
| Cash dividends | $169,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $301,000 | 3,712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,057,000 | 3,512 |
| Total interest expense | $4,668,000 | 3,626 |
| Net interest income | $6,389,000 | 3,352 |
| Provision for loan and lease losses | $885,000 | 1,562 |
| Total noninterest income | $944,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $190,000 | 5,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $754,000 | 2,644 |
| Total noninterest expense | $5,444,000 | 3,214 |
| Salaries and employee benefits | $3,490,000 | 2,809 |
| Premises and equipment expense | $594,000 | 3,864 |
| Additional noninterest expense | $1,360,000 | 3,704 |
| Pre-tax net operating income | $1,004,000 | 4,743 |
| Securities gains (losses) | $26,000 | 1,015 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $1,008,000 | 4,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,008,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,505 |
| Cash dividends | $744,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $982,520 | 4,351 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 3,537 |
| Total interest expense | $3,519,000 | 3,628 |
| Net interest income | $4,714,000 | 3,387 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $675,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 5,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $535,000 | 2,726 |
| Total noninterest expense | $3,967,000 | 3,267 |
| Salaries and employee benefits | $2,574,000 | 2,841 |
| Premises and equipment expense | $416,000 | 4,047 |
| Additional noninterest expense | $977,000 | 3,780 |
| Pre-tax net operating income | $1,062,000 | 4,222 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $1,043,000 | 3,793 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,043,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,382 |
| Cash dividends | $744,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,043,000 | 3,778 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 3,649 |
| Total interest expense | $2,224,000 | 3,747 |
| Net interest income | $3,045,000 | 3,488 |
| Provision for loan and lease losses | $160,000 | 2,495 |
| Total noninterest income | $428,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $92,000 | 5,104 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $336,000 | 2,842 |
| Total noninterest expense | $2,619,000 | 3,329 |
| Salaries and employee benefits | $1,700,000 | 2,902 |
| Premises and equipment expense | $265,000 | 4,205 |
| Additional noninterest expense | $654,000 | 3,755 |
| Pre-tax net operating income | $694,000 | 4,330 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $679,000 | 3,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $679,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,359 |
| Cash dividends | $641,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $679,000 | 3,882 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 3,758 |
| Total interest expense | $1,047,000 | 3,884 |
| Net interest income | $1,474,000 | 3,584 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-11,000 | 8,606 |
| Total noninterest expense | $1,285,000 | 3,379 |
| Salaries and employee benefits | $828,000 | 2,987 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $332,000 | 3,665 |
| Pre-tax net operating income | $162,000 | 5,911 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $496,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 3,590 |
| Total interest expense | $3,540,000 | 3,885 |
| Net interest income | $6,390,000 | 3,353 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $761,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $172,000 | 5,279 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $589,000 | 3,049 |
| Total noninterest expense | $4,827,000 | 3,448 |
| Salaries and employee benefits | $3,149,000 | 3,001 |
| Premises and equipment expense | $482,000 | 4,376 |
| Additional noninterest expense | $1,196,000 | 3,949 |
| Pre-tax net operating income | $1,964,000 | 3,686 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $1,955,000 | 3,151 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,955,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,131 |
| Cash dividends | $1,260,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,193 |
| Net operating income | $1,955,000 | 3,136 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 3,687 |
| Total interest expense | $2,528,000 | 3,924 |
| Net interest income | $4,614,000 | 3,478 |
| Provision for loan and lease losses | $280,000 | 2,271 |
| Total noninterest income | $578,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $127,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $451,000 | 3,019 |
| Total noninterest expense | $3,478,000 | 3,553 |
| Salaries and employee benefits | $2,261,000 | 3,104 |
| Premises and equipment expense | $330,000 | 4,638 |
| Additional noninterest expense | $887,000 | 3,960 |
| Pre-tax net operating income | $1,434,000 | 3,888 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $1,426,000 | 3,313 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,426,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $1,074,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 987 |
| Net operating income | $1,426,000 | 3,301 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 3,712 |
| Total interest expense | $1,555,000 | 4,011 |
| Net interest income | $3,080,000 | 3,476 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $394,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 2,953 |
| Total noninterest expense | $2,346,000 | 3,521 |
| Salaries and employee benefits | $1,520,000 | 3,084 |
| Premises and equipment expense | $214,000 | 4,729 |
| Additional noninterest expense | $612,000 | 3,852 |
| Pre-tax net operating income | $888,000 | 4,081 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $888,000 | 3,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $888,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,440 |
| Cash dividends | $886,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 822 |
| Net operating income | $888,000 | 3,471 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 3,774 |
| Total interest expense | $722,000 | 4,098 |
| Net interest income | $1,503,000 | 3,533 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $235,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $1,201,000 | 3,470 |
| Salaries and employee benefits | $771,000 | 3,067 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $377,000 | 4,407 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $377,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $702,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $377,000 | 3,822 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 3,627 |
| Total interest expense | $2,266,000 | 4,079 |
| Net interest income | $6,093,000 | 3,374 |
| Provision for loan and lease losses | $562,000 | 1,736 |
| Total noninterest income | $768,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $155,000 | 5,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $613,000 | 3,016 |
| Total noninterest expense | $4,518,000 | 3,530 |
| Salaries and employee benefits | $2,943,000 | 3,013 |
| Premises and equipment expense | $493,000 | 4,226 |
| Additional noninterest expense | $1,082,000 | 4,153 |
| Pre-tax net operating income | $1,781,000 | 3,980 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,761,000 | 3,420 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,761,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,817 |
| Cash dividends | $783,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $407,000 | 562 |
| Net operating income | $1,781,000 | 3,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,172,000 | 3,616 |
| Total interest expense | $1,598,000 | 4,119 |
| Net interest income | $4,574,000 | 3,371 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $588,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 5,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,991 |
| Total noninterest expense | $3,219,000 | 3,637 |
| Salaries and employee benefits | $2,081,000 | 3,156 |
| Premises and equipment expense | $356,000 | 4,318 |
| Additional noninterest expense | $782,000 | 4,247 |
| Pre-tax net operating income | $1,673,000 | 3,480 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,653,000 | 2,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,653,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,410 |
| Cash dividends | $611,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 425 |
| Net operating income | $1,673,000 | 2,831 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 3,683 |
| Total interest expense | $937,000 | 4,325 |
| Net interest income | $3,004,000 | 3,401 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $403,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $328,000 | 2,905 |
| Total noninterest expense | $2,068,000 | 3,710 |
| Salaries and employee benefits | $1,374,000 | 3,170 |
| Premises and equipment expense | $178,000 | 5,209 |
| Additional noninterest expense | $516,000 | 4,265 |
| Pre-tax net operating income | $1,069,000 | 3,542 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,049,000 | 2,977 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,049,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,398 |
| Cash dividends | $439,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 310 |
| Net operating income | $1,069,000 | 2,900 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 3,767 |
| Total interest expense | $425,000 | 4,486 |
| Net interest income | $1,463,000 | 3,468 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $245,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,418 |
| Total noninterest expense | $1,054,000 | 3,698 |
| Salaries and employee benefits | $712,000 | 3,081 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $264,000 | 4,190 |
| Pre-tax net operating income | $504,000 | 3,656 |
| Securities gains (losses) | $-12,000 | 8,571 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $492,000 | 3,087 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $492,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $267,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 176 |
| Net operating income | $504,000 | 2,988 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 3,669 |
| Total interest expense | $1,628,000 | 4,278 |
| Net interest income | $5,705,000 | 3,427 |
| Provision for loan and lease losses | $1,015,000 | 1,022 |
| Total noninterest income | $1,003,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $163,000 | 5,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $840,000 | 2,414 |
| Total noninterest expense | $4,015,000 | 3,733 |
| Salaries and employee benefits | $2,547,000 | 3,298 |
| Premises and equipment expense | $338,000 | 5,334 |
| Additional noninterest expense | $1,130,000 | 3,935 |
| Pre-tax net operating income | $1,678,000 | 3,963 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,678,000 | 3,352 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,678,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 948 |
| Cash dividends | $737,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 555 |
| Net operating income | $1,678,000 | 3,286 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 3,691 |
| Total interest expense | $1,229,000 | 4,207 |
| Net interest income | $4,185,000 | 3,464 |
| Provision for loan and lease losses | $470,000 | 1,522 |
| Total noninterest income | $717,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $598,000 | 2,507 |
| Total noninterest expense | $2,965,000 | 3,746 |
| Salaries and employee benefits | $1,838,000 | 3,370 |
| Premises and equipment expense | $268,000 | 5,108 |
| Additional noninterest expense | $859,000 | 3,866 |
| Pre-tax net operating income | $1,467,000 | 3,620 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,467,000 | 3,004 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,467,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,881 |
| Cash dividends | $572,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 458 |
| Net operating income | $1,467,000 | 2,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,735 |
| Total interest expense | $821,000 | 4,203 |
| Net interest income | $2,734,000 | 3,511 |
| Provision for loan and lease losses | $160,000 | 2,593 |
| Total noninterest income | $363,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $76,000 | 5,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 3,065 |
| Total noninterest expense | $1,883,000 | 3,935 |
| Salaries and employee benefits | $1,150,000 | 3,572 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $538,000 | 4,088 |
| Pre-tax net operating income | $1,054,000 | 3,417 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,054,000 | 2,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,054,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,788 |
| Cash dividends | $406,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 353 |
| Net operating income | $1,054,000 | 2,735 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,809 |
| Total interest expense | $418,000 | 4,193 |
| Net interest income | $1,318,000 | 3,610 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $203,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $166,000 | 2,759 |
| Total noninterest expense | $940,000 | 3,955 |
| Salaries and employee benefits | $584,000 | 3,560 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $521,000 | 3,411 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $521,000 | 2,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $521,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,342 |
| Cash dividends | $240,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 214 |
| Net operating income | $521,000 | 2,744 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 3,605 |
| Total interest expense | $2,129,000 | 3,836 |
| Net interest income | $5,374,000 | 3,494 |
| Provision for loan and lease losses | $1,122,000 | 1,062 |
| Total noninterest income | $895,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $179,000 | 5,496 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $716,000 | 2,928 |
| Total noninterest expense | $3,590,000 | 4,025 |
| Salaries and employee benefits | $2,254,000 | 3,552 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $992,000 | 4,305 |
| Pre-tax net operating income | $1,557,000 | 4,029 |
| Securities gains (losses) | $120,000 | 1,724 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,677,000 | 3,271 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,677,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 969 |
| Cash dividends | $1,044,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $913,000 | 438 |
| Net operating income | $1,557,000 | 3,300 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,626 |
| Total interest expense | $1,675,000 | 3,791 |
| Net interest income | $4,016,000 | 3,518 |
| Provision for loan and lease losses | $962,000 | 930 |
| Total noninterest income | $622,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $487,000 | 3,190 |
| Total noninterest expense | $2,701,000 | 3,998 |
| Salaries and employee benefits | $1,729,000 | 3,480 |
| Premises and equipment expense | $152,000 | 6,759 |
| Additional noninterest expense | $820,000 | 3,988 |
| Pre-tax net operating income | $975,000 | 4,613 |
| Securities gains (losses) | $120,000 | 1,583 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,095,000 | 3,756 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,095,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 962 |
| Cash dividends | $894,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 507 |
| Net operating income | $975,000 | 3,875 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 3,668 |
| Total interest expense | $1,172,000 | 3,736 |
| Net interest income | $2,608,000 | 3,579 |
| Provision for loan and lease losses | $517,000 | 1,114 |
| Total noninterest income | $426,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $338,000 | 3,077 |
| Total noninterest expense | $1,816,000 | 3,970 |
| Salaries and employee benefits | $1,174,000 | 3,426 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $554,000 | 3,933 |
| Pre-tax net operating income | $701,000 | 4,422 |
| Securities gains (losses) | $100,000 | 1,516 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $801,000 | 3,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $801,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,283 |
| Cash dividends | $744,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 388 |
| Net operating income | $701,000 | 3,662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,747 |
| Total interest expense | $598,000 | 3,762 |
| Net interest income | $1,247,000 | 3,693 |
| Provision for loan and lease losses | $495,000 | 623 |
| Total noninterest income | $208,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $901,000 | 3,982 |
| Salaries and employee benefits | $579,000 | 3,466 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $275,000 | 3,922 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,550 |
| Cash dividends | $594,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 222 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 3,965 |
| Total interest expense | $2,867,000 | 3,657 |
| Net interest income | $4,318,000 | 4,115 |
| Provision for loan and lease losses | $976,000 | 1,381 |
| Total noninterest income | $869,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $163,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $706,000 | 2,693 |
| Total noninterest expense | $3,181,000 | 4,280 |
| Salaries and employee benefits | $1,943,000 | 3,833 |
| Premises and equipment expense | $316,000 | 5,403 |
| Additional noninterest expense | $922,000 | 4,456 |
| Pre-tax net operating income | $1,030,000 | 5,134 |
| Securities gains (losses) | $100,000 | 1,755 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,130,000 | 4,249 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,130,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,185 |
| Cash dividends | $427,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $344,000 | 516 |
| Net operating income | $1,030,000 | 4,396 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 4,222 |
| Total interest expense | $4,103,000 | 3,718 |
| Net interest income | $3,412,000 | 4,640 |
| Provision for loan and lease losses | $811,000 | 1,484 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $160,000 | 5,667 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $260,000 | 4,413 |
| Total noninterest expense | $2,761,000 | 4,621 |
| Salaries and employee benefits | $1,618,000 | 4,273 |
| Premises and equipment expense | $359,000 | 4,943 |
| Additional noninterest expense | $784,000 | 4,850 |
| Pre-tax net operating income | $260,000 | 7,590 |
| Securities gains (losses) | $238,000 | 1,053 |
| Applicable income taxes | $-31,000 | 9,091 |
| Income before extraordinary items | $529,000 | 5,930 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $529,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $773,000 | 1,129 |
| Cash dividends | $234,000 | 4,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $291,000 | 7,079 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 4,467 |
| Total interest expense | $3,805,000 | 4,142 |
| Net interest income | $3,420,000 | 4,686 |
| Provision for loan and lease losses | $450,000 | 2,054 |
| Total noninterest income | $339,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,912 |
| Total noninterest expense | $2,461,000 | 4,914 |
| Salaries and employee benefits | $1,356,000 | 4,734 |
| Premises and equipment expense | $354,000 | 4,896 |
| Additional noninterest expense | $751,000 | 4,935 |
| Pre-tax net operating income | $848,000 | 5,709 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $680,000 | 5,490 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $680,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,622 |
| Cash dividends | $43,000 | 6,482 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 845 |
| Net operating income | $676,800 | 5,507 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 4,746 |
| Total interest expense | $3,277,000 | 4,287 |
| Net interest income | $3,111,000 | 5,022 |
| Provision for loan and lease losses | $1,380,000 | 756 |
| Total noninterest income | $372,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,886 |
| Total noninterest expense | $2,325,000 | 5,122 |
| Salaries and employee benefits | $1,212,000 | 5,127 |
| Premises and equipment expense | $333,000 | 5,141 |
| Additional noninterest expense | $780,000 | 4,889 |
| Pre-tax net operating income | $-222,000 | 9,650 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-215,000 | 9,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-215,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,357,000 | 583 |
| Cash dividends | $43,000 | 6,692 |
| Sale, conversion, retirement of capital stock, net | $-312,000 | 10,136 |
| Net operating income | $-222,000 | 9,677 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 4,785 |
| Total interest expense | $3,196,000 | 4,481 |
| Net interest income | $3,166,000 | 4,951 |
| Provision for loan and lease losses | $500,000 | 1,714 |
| Total noninterest income | $313,000 | 6,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $2,016,000 | 5,565 |
| Salaries and employee benefits | $1,152,000 | 5,230 |
| Premises and equipment expense | $208,000 | 6,589 |
| Additional noninterest expense | $656,000 | 5,412 |
| Pre-tax net operating income | $963,000 | 5,535 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $286,000 | 5,304 |
| Income before extraordinary items | $693,000 | 5,649 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $693,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,574 |
| Cash dividends | $40,000 | 7,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $681,640 | 5,584 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 5,414 |
| Total interest expense | $2,649,000 | 5,184 |
| Net interest income | $2,848,000 | 5,516 |
| Provision for loan and lease losses | $345,000 | 2,350 |
| Total noninterest income | $388,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,936,000 | 5,774 |
| Salaries and employee benefits | $1,121,000 | 5,393 |
| Premises and equipment expense | $277,000 | 5,702 |
| Additional noninterest expense | $538,000 | 6,205 |
| Pre-tax net operating income | $955,000 | 5,972 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $290,000 | 5,822 |
| Income before extraordinary items | $657,000 | 6,082 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $657,000 | 6,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,828 |
| Cash dividends | $36,000 | 7,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $662,520 | 6,011 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 6,174 |
| Total interest expense | $2,258,000 | 5,921 |
| Net interest income | $2,472,000 | 6,236 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,610,000 | 6,818 |
| Salaries and employee benefits | $952,000 | 6,211 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $418,000 | 7,731 |
| Pre-tax net operating income | $982,000 | 5,811 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $329,000 | 5,529 |
| Income before extraordinary items | $651,000 | 5,983 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $651,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,526 |
| Cash dividends | $32,000 | 7,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $652,320 | 5,921 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 6,696 |
| Total interest expense | $1,789,000 | 6,928 |
| Net interest income | $2,504,000 | 6,314 |
| Provision for loan and lease losses | $176,000 | 3,326 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $1,532,000 | 7,167 |
| Salaries and employee benefits | $900,000 | 6,553 |
| Premises and equipment expense | $236,000 | 6,571 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $1,125,000 | 5,506 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $413,000 | 4,836 |
| Income before extraordinary items | $702,000 | 5,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $702,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $28,000 | 8,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $708,400 | 5,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 7,208 |
| Total interest expense | $1,380,000 | 7,270 |
| Net interest income | $2,210,000 | 7,066 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $252,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $1,469,000 | 7,698 |
| Salaries and employee benefits | $794,000 | 7,244 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $903,000 | 6,385 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $323,000 | 5,597 |
| Income before extraordinary items | $578,000 | 6,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $578,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $579,280 | 6,755 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,729 |
| Total interest expense | $1,341,000 | 7,735 |
| Net interest income | $2,026,000 | 7,595 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,282 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $724,000 | 7,834 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $495,000 | 8,262 |
| Pre-tax net operating income | $790,000 | 6,868 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $256,000 | 6,691 |
| Income before extraordinary items | $540,000 | 7,226 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $540,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $535,920 | 7,006 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 8,288 |
| Total interest expense | $1,690,000 | 7,917 |
| Net interest income | $1,739,000 | 8,534 |
| Provision for loan and lease losses | $386,000 | 3,537 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,359,000 | 8,442 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $447,000 | 9,007 |
| Pre-tax net operating income | $215,000 | 10,925 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $145,000 | 11,347 |
| Extraordinary gains, net | $82,000 | 820 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,967 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,320 | 11,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.