Home > Bank of Colorado > Net charge- offs to loans
Bank of Colorado, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,212 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1288% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8625% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0990% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7244% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 477 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7815% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9133% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6517% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 4,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9052% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9156% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7261% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 3,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7578% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8395% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6931% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1055% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1321% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9859% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 4,461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1020% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7290% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0084% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 3,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 3,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9956% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1952% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9279% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0951% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0763% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2911% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0087% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 3,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7949% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5931% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7549% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,015 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 4,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1182% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6800% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0732% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6611% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,097 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 4,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5564% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2494% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5710% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6469% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7931% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6403% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1312% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6081% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8537% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5512% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1765% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8043% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5273% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2664% | 3,709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5851% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5770% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5396% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,977 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7881% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1768% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7699% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0630% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7509% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4416% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7663% | 973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7340% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5143% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7449% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7052% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7398% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,902 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 3,697 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6341% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6519% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7451% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4566% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6900% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3446% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 3,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5045% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2699% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4167% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 3,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3934% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5012% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2905% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 3,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1426% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5413% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1630% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3612% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 5,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0587% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4988% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3535% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4038% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,865 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 5,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0682% | 4,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6063% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5015% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4071% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0687% | 4,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4396% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0825% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2513% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4188% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1638% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2824% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0847% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1576% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2209% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8129% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0998% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0544% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.1099% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0982% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2578% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0775% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0819% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0732% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1321% | 4,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0963% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5000% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8014% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 4,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1877% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2017% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4011% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8284% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 5,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 4,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.1186% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 5,181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,705 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 5,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1931% | 4,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0546% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9411% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3739% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8741% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 5,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 5,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0390% | 5,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.1624% | 5,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 5,499 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 4,748 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 5,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1421% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 5,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8507% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3001% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8298% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0015% | 5,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0431% | 5,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 4,974 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,786 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 5,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2739% | 4,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 5,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 4,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7757% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8050% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7278% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 5,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0997% | 5,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1349% | 5,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2377% | 6,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 5,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0990% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 5,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 4,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3050% | 1,129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8264% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 5,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.2178% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 2,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 3,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 3,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7917% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1739% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7267% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 1,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.2259% | 5,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0591% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7778% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7263% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6410% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0877% | 5,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7076% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7479% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6101% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0108% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.1315% | 5,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 5,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8153% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1200% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.0792% | 5,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1627% | 1,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2517% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8517% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4506% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9242% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7694% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8286% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3421% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 2,254 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1880% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 3,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6317% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8987% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1392% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8350% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2271% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.2113% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3483% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0324% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0819% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 3,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9403% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8705% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2380% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7489% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4877% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4282% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 5,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7040% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0664% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2501% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3782% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 5,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0843% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0022% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1634% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7864% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 4,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.3684% | 6,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1134% | 2,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2139% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3037% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9828% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8614% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6514% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7213% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 5,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.2988% | 6,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1588% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3646% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3173% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 3,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 5,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7096% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8582% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6529% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0013% | 5,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.1410% | 6,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1659% | 1,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5660% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5893% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1469% | 6,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6001% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4894% | 1,293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6540% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 5,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0665% | 6,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3213% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8875% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 6,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1531% | 6,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4746% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2992% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5624% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5169% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5565% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.5776% | 2,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6193% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3142% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0515% | 5,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3921% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0529% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0403% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8029% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0142% | 1,651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6651% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7233% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 1.9361% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6854% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 3,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 5,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2414% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4735% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0899% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1290% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7819% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0197% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2073% | 3,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.9492% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 2,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 7,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 1,441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0748% | 7,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 6,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8421% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7988% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5076% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.4385% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1716% | 7,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1628% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2253% | 7,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1670% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1516% | 2,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6780% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7502% | 2,337 |
| Percentage Net Loans Charged-off:Construction & development | 4.8200% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 2,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5609% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4408% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2343% | 3,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4334% | 3,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0546% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7523% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0704% | 6,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7894% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8829% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 5.9752% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1791% | 2,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5277% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5463% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1685% | 3,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4689% | 2,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9857% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8044% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0924% | 6,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4865% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5073% | 2,457 |
| Percentage Net Loans Charged-off:Construction & development | 2.0431% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 1,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7297% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5668% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 2,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6811% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0020% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6400% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1357% | 6,596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1899% | 2,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.3359% | 1,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5462% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0957% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2484% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9007% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6859% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2673% | 6,693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7652% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7328% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 3.5389% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0976% | 2,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6418% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9458% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3854% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7292% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2247% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1560% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0580% | 1,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6794% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6477% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 3.3385% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 2,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3609% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5005% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3332% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5926% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1163% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7923% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0268% | 1,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6222% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5593% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 2.8638% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 1,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 1,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9054% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9978% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8266% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 1,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8586% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9841% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 4.8220% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1317% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3071% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1813% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3330% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1282% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7895% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0552% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.5470% | 1,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 2,268 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1074% | 6,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 3,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3952% | 2,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0605% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1925% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0397% | 1,743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 7,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5945% | 6,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6083% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7917% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0712% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 7,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7808% | 6,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 2,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5882% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4827% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 7,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0784% | 8,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 7,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.7887% | 6,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5915% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2165% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.3161% | 834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3763% | 3,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0202% | 1,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 5,277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 7,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 2,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 1,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0142% | 6,870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6818% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0066% | 6,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6369% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 6,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6613% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 6,914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2547% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9316% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0318% | 7,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 3,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0661% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5834% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2678% | 3,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 4,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 6,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3095% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0056% | 7,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 6,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3634% | 4,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1333% | 7,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 7,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3481% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1857% | 7,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 5,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2978% | 4,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2163% | 7,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 6,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 3,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4522% | 7,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 6,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 7,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 8,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1445% | 8,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4892% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2385% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 6,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1111% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1747% | 8,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5398% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 7,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 6,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1719% | 8,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3698% | 4,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2490% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 2,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1750% | 4,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 4,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0979% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 8,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 8,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4634% | 2,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5098% | 4,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1206% | 1,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 8,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 8,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 8,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0969% | 8,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3020% | 5,295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0354% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2722% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9333% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 1,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2677% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1591% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1638% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2563% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4228% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0604% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2284% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5020% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0464% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 6,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1500% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4390% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0296% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 6,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0764% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2563% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0135% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 8,476 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 8,873 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |