Home > Bank of Charles Town > Income and Expense
Bank of Charles Town, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $35,575,000 | 1,226 |
| Total interest expense | $9,009,000 | 1,398 |
| Net interest income | $26,566,000 | 1,143 |
| Provision for loan and lease losses | $222,000 | 1,934 |
| Total noninterest income | $6,324,000 | 1,014 |
| Gross Fiduciary activities income | $1,671,000 | 425 |
| Service charges on deposit accounts | $1,015,000 | 979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,638,000 | 1,107 |
| Total noninterest expense | $22,202,000 | 1,109 |
| Salaries and employee benefits | $12,363,000 | 1,120 |
| Premises and equipment expense | $2,422,000 | 1,027 |
| Additional noninterest expense | $3,638,000 | 1,107 |
| Pre-tax net operating income | $10,466,000 | 1,118 |
| Securities gains (losses) | $-428,000 | 4,153 |
| Applicable income taxes | $2,234,000 | 914 |
| Income before extraordinary items | $7,804,000 | 1,233 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,804,000 | 1,249 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,804,000 | 1,236 |
| Net charge-offs | $49,000 | 1,817 |
| Cash dividends | $2,730,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,142,120 | 1,221 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,750,000 | 1,231 |
| Total interest expense | $6,115,000 | 1,387 |
| Net interest income | $19,635,000 | 1,163 |
| Provision for loan and lease losses | $222,000 | 1,602 |
| Total noninterest income | $4,678,000 | 1,038 |
| Gross Fiduciary activities income | $1,215,000 | 427 |
| Service charges on deposit accounts | $762,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,701,000 | 1,116 |
| Total noninterest expense | $16,120,000 | 1,143 |
| Salaries and employee benefits | $9,013,000 | 1,156 |
| Premises and equipment expense | $1,826,000 | 1,022 |
| Additional noninterest expense | $2,701,000 | 1,116 |
| Pre-tax net operating income | $7,971,000 | 1,141 |
| Securities gains (losses) | $-274,000 | 4,267 |
| Applicable income taxes | $1,723,000 | 916 |
| Income before extraordinary items | $5,974,000 | 1,253 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,974,000 | 1,262 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,974,000 | 1,253 |
| Net charge-offs | $-26,000 | 4,060 |
| Cash dividends | $2,315,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,190,460 | 1,239 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,575,000 | 1,243 |
| Total interest expense | $3,503,000 | 1,413 |
| Net interest income | $13,072,000 | 1,177 |
| Provision for loan and lease losses | $222,000 | 1,271 |
| Total noninterest income | $3,047,000 | 993 |
| Gross Fiduciary activities income | $775,000 | 427 |
| Service charges on deposit accounts | $496,000 | 986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,776,000 | 1,068 |
| Total noninterest expense | $10,576,000 | 1,148 |
| Salaries and employee benefits | $5,928,000 | 1,161 |
| Premises and equipment expense | $1,217,000 | 1,019 |
| Additional noninterest expense | $1,776,000 | 1,067 |
| Pre-tax net operating income | $5,321,000 | 1,153 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,185,000 | 909 |
| Income before extraordinary items | $4,136,000 | 1,224 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,136,000 | 1,235 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,136,000 | 1,224 |
| Net charge-offs | $-32,000 | 4,220 |
| Cash dividends | $1,651,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,136,000 | 1,233 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 1,252 |
| Total interest expense | $1,370,000 | 1,527 |
| Net interest income | $6,662,000 | 1,167 |
| Provision for loan and lease losses | $31,000 | 1,898 |
| Total noninterest income | $1,356,000 | 1,083 |
| Gross Fiduciary activities income | $372,000 | 447 |
| Service charges on deposit accounts | $230,000 | 1,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $754,000 | 1,173 |
| Total noninterest expense | $5,112,000 | 1,188 |
| Salaries and employee benefits | $2,865,000 | 1,223 |
| Premises and equipment expense | $593,000 | 1,068 |
| Additional noninterest expense | $754,000 | 1,173 |
| Pre-tax net operating income | $2,875,000 | 1,112 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $649,000 | 881 |
| Income before extraordinary items | $2,226,000 | 1,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,226,000 | 1,181 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,226,000 | 1,181 |
| Net charge-offs | $-14,000 | 4,152 |
| Cash dividends | $1,080,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,226,000 | 1,200 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $27,055,000 | 1,240 |
| Total interest expense | $2,237,000 | 1,484 |
| Net interest income | $24,818,000 | 1,207 |
| Provision for loan and lease losses | $632,000 | 1,074 |
| Total noninterest income | $6,091,000 | 1,048 |
| Gross Fiduciary activities income | $1,457,000 | 460 |
| Service charges on deposit accounts | $1,031,000 | 992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,603,000 | 1,119 |
| Total noninterest expense | $19,797,000 | 1,190 |
| Salaries and employee benefits | $11,249,000 | 1,206 |
| Premises and equipment expense | $2,423,000 | 1,031 |
| Additional noninterest expense | $3,603,000 | 1,119 |
| Pre-tax net operating income | $10,480,000 | 1,240 |
| Securities gains (losses) | $-367,000 | 4,255 |
| Applicable income taxes | $2,231,000 | 992 |
| Income before extraordinary items | $7,882,000 | 1,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,882,000 | 1,320 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,882,000 | 1,320 |
| Net charge-offs | $-66,000 | 4,171 |
| Cash dividends | $1,450,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,171,930 | 1,305 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,269,000 | 1,248 |
| Total interest expense | $1,389,000 | 1,392 |
| Net interest income | $17,880,000 | 1,225 |
| Provision for loan and lease losses | $467,000 | 1,000 |
| Total noninterest income | $4,695,000 | 1,047 |
| Gross Fiduciary activities income | $1,126,000 | 456 |
| Service charges on deposit accounts | $763,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,806,000 | 1,114 |
| Total noninterest expense | $14,638,000 | 1,204 |
| Salaries and employee benefits | $8,411,000 | 1,204 |
| Premises and equipment expense | $1,820,000 | 1,017 |
| Additional noninterest expense | $2,806,000 | 1,114 |
| Pre-tax net operating income | $7,470,000 | 1,267 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,651,000 | 1,008 |
| Income before extraordinary items | $5,819,000 | 1,322 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,819,000 | 1,321 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,819,000 | 1,322 |
| Net charge-offs | $-54,000 | 4,131 |
| Cash dividends | $1,077,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,819,000 | 1,351 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,147,000 | 1,254 |
| Total interest expense | $865,000 | 1,289 |
| Net interest income | $11,282,000 | 1,247 |
| Provision for loan and lease losses | $242,000 | 1,055 |
| Total noninterest income | $3,194,000 | 1,027 |
| Gross Fiduciary activities income | $765,000 | 411 |
| Service charges on deposit accounts | $496,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,933,000 | 1,116 |
| Total noninterest expense | $9,622,000 | 1,211 |
| Salaries and employee benefits | $5,474,000 | 1,216 |
| Premises and equipment expense | $1,251,000 | 994 |
| Additional noninterest expense | $2,897,000 | 1,190 |
| Pre-tax net operating income | $4,612,000 | 1,271 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,014,000 | 1,008 |
| Income before extraordinary items | $3,598,000 | 1,321 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,598,000 | 1,320 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,598,000 | 1,321 |
| Net charge-offs | $-49,000 | 4,183 |
| Cash dividends | $704,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,598,000 | 1,352 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 1,281 |
| Total interest expense | $421,000 | 1,272 |
| Net interest income | $5,308,000 | 1,279 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,677,000 | 992 |
| Gross Fiduciary activities income | $401,000 | 408 |
| Service charges on deposit accounts | $243,000 | 1,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,064 |
| Total noninterest expense | $4,629,000 | 1,239 |
| Salaries and employee benefits | $2,644,000 | 1,256 |
| Premises and equipment expense | $644,000 | 983 |
| Additional noninterest expense | $1,341,000 | 1,256 |
| Pre-tax net operating income | $2,356,000 | 1,206 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $523,000 | 943 |
| Income before extraordinary items | $1,833,000 | 1,276 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,833,000 | 1,275 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,833,000 | 1,276 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $330,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,833,000 | 1,288 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,996,000 | 1,311 |
| Total interest expense | $1,871,000 | 1,394 |
| Net interest income | $21,125,000 | 1,298 |
| Provision for loan and lease losses | $-490,000 | 4,424 |
| Total noninterest income | $6,786,000 | 1,080 |
| Gross Fiduciary activities income | $1,327,000 | 430 |
| Service charges on deposit accounts | $882,000 | 1,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,577,000 | 1,137 |
| Total noninterest expense | $17,977,000 | 1,261 |
| Salaries and employee benefits | $9,981,000 | 1,294 |
| Premises and equipment expense | $2,431,000 | 1,005 |
| Additional noninterest expense | $5,565,000 | 1,211 |
| Pre-tax net operating income | $10,424,000 | 1,237 |
| Securities gains (losses) | $8,000 | 1,760 |
| Applicable income taxes | $2,346,000 | 996 |
| Income before extraordinary items | $8,086,000 | 1,334 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,086,000 | 1,334 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,086,000 | 1,334 |
| Net charge-offs | $-609,000 | 4,739 |
| Cash dividends | $541,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,079,680 | 1,312 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,027,000 | 1,366 |
| Total interest expense | $1,423,000 | 1,458 |
| Net interest income | $15,604,000 | 1,337 |
| Provision for loan and lease losses | $-490,000 | 4,544 |
| Total noninterest income | $4,878,000 | 1,134 |
| Gross Fiduciary activities income | $936,000 | 438 |
| Service charges on deposit accounts | $634,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,308,000 | 1,202 |
| Total noninterest expense | $13,073,000 | 1,299 |
| Salaries and employee benefits | $7,129,000 | 1,354 |
| Premises and equipment expense | $1,841,000 | 1,016 |
| Additional noninterest expense | $4,103,000 | 1,224 |
| Pre-tax net operating income | $7,899,000 | 1,282 |
| Securities gains (losses) | $8,000 | 1,675 |
| Applicable income taxes | $1,791,000 | 1,024 |
| Income before extraordinary items | $6,116,000 | 1,373 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,116,000 | 1,373 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,116,000 | 1,373 |
| Net charge-offs | $-554,000 | 4,820 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,109,680 | 1,360 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,238,000 | 1,355 |
| Total interest expense | $962,000 | 1,507 |
| Net interest income | $10,276,000 | 1,343 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,244,000 | 1,131 |
| Gross Fiduciary activities income | $614,000 | 436 |
| Service charges on deposit accounts | $396,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,234,000 | 1,201 |
| Total noninterest expense | $8,649,000 | 1,299 |
| Salaries and employee benefits | $4,642,000 | 1,369 |
| Premises and equipment expense | $1,297,000 | 981 |
| Additional noninterest expense | $2,710,000 | 1,227 |
| Pre-tax net operating income | $4,871,000 | 1,340 |
| Securities gains (losses) | $8,000 | 1,476 |
| Applicable income taxes | $1,093,000 | 1,079 |
| Income before extraordinary items | $3,786,000 | 1,460 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,786,000 | 1,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,786,000 | 1,460 |
| Net charge-offs | $-43,000 | 4,324 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,779,680 | 1,425 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 1,363 |
| Total interest expense | $499,000 | 1,523 |
| Net interest income | $5,092,000 | 1,347 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,577,000 | 1,153 |
| Gross Fiduciary activities income | $308,000 | 436 |
| Service charges on deposit accounts | $191,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,078,000 | 1,212 |
| Total noninterest expense | $4,192,000 | 1,322 |
| Salaries and employee benefits | $2,257,000 | 1,404 |
| Premises and equipment expense | $652,000 | 979 |
| Additional noninterest expense | $1,283,000 | 1,268 |
| Pre-tax net operating income | $2,477,000 | 1,312 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $552,000 | 1,071 |
| Income before extraordinary items | $1,933,000 | 1,425 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,933,000 | 1,425 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,933,000 | 1,425 |
| Net charge-offs | $-24,000 | 4,405 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,926,680 | 1,393 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,338,000 | 1,410 |
| Total interest expense | $3,337,000 | 1,367 |
| Net interest income | $18,001,000 | 1,413 |
| Provision for loan and lease losses | $1,441,000 | 1,282 |
| Total noninterest income | $5,748,000 | 1,156 |
| Gross Fiduciary activities income | $1,051,000 | 450 |
| Service charges on deposit accounts | $880,000 | 1,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,817,000 | 1,248 |
| Total noninterest expense | $17,150,000 | 1,252 |
| Salaries and employee benefits | $9,600,000 | 1,299 |
| Premises and equipment expense | $2,468,000 | 995 |
| Additional noninterest expense | $5,082,000 | 1,254 |
| Pre-tax net operating income | $5,158,000 | 1,750 |
| Securities gains (losses) | $17,000 | 2,162 |
| Applicable income taxes | $1,126,000 | 1,341 |
| Income before extraordinary items | $4,049,000 | 1,912 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,049,000 | 1,911 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,049,000 | 1,912 |
| Net charge-offs | $-228,000 | 4,877 |
| Cash dividends | $993,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,035,570 | 1,860 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,856,000 | 1,430 |
| Total interest expense | $2,692,000 | 1,345 |
| Net interest income | $13,164,000 | 1,436 |
| Provision for loan and lease losses | $1,291,000 | 1,171 |
| Total noninterest income | $4,201,000 | 1,145 |
| Gross Fiduciary activities income | $777,000 | 449 |
| Service charges on deposit accounts | $647,000 | 1,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,777,000 | 1,234 |
| Total noninterest expense | $12,514,000 | 1,265 |
| Salaries and employee benefits | $7,162,000 | 1,289 |
| Premises and equipment expense | $1,809,000 | 1,005 |
| Additional noninterest expense | $3,543,000 | 1,322 |
| Pre-tax net operating income | $3,560,000 | 1,831 |
| Securities gains (losses) | $17,000 | 1,977 |
| Applicable income taxes | $782,000 | 1,373 |
| Income before extraordinary items | $2,795,000 | 1,993 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,795,000 | 1,992 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,795,000 | 1,993 |
| Net charge-offs | $-210,000 | 4,917 |
| Cash dividends | $993,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,781,570 | 1,939 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,517,000 | 1,454 |
| Total interest expense | $1,870,000 | 1,388 |
| Net interest income | $8,647,000 | 1,455 |
| Provision for loan and lease losses | $991,000 | 1,102 |
| Total noninterest income | $2,674,000 | 1,124 |
| Gross Fiduciary activities income | $511,000 | 454 |
| Service charges on deposit accounts | $429,000 | 1,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,734,000 | 1,197 |
| Total noninterest expense | $8,261,000 | 1,268 |
| Salaries and employee benefits | $4,776,000 | 1,288 |
| Premises and equipment expense | $1,196,000 | 1,006 |
| Additional noninterest expense | $2,289,000 | 1,348 |
| Pre-tax net operating income | $2,069,000 | 1,957 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $427,000 | 1,471 |
| Income before extraordinary items | $1,642,000 | 2,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,642,000 | 2,110 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,642,000 | 2,110 |
| Net charge-offs | $-25,000 | 4,576 |
| Cash dividends | $704,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,642,000 | 2,065 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 1,459 |
| Total interest expense | $976,000 | 1,451 |
| Net interest income | $4,243,000 | 1,443 |
| Provision for loan and lease losses | $466,000 | 931 |
| Total noninterest income | $1,310,000 | 1,084 |
| Gross Fiduciary activities income | $262,000 | 453 |
| Service charges on deposit accounts | $266,000 | 1,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 1,161 |
| Total noninterest expense | $4,094,000 | 1,300 |
| Salaries and employee benefits | $2,354,000 | 1,310 |
| Premises and equipment expense | $591,000 | 1,036 |
| Additional noninterest expense | $1,149,000 | 1,356 |
| Pre-tax net operating income | $993,000 | 1,835 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $202,000 | 1,395 |
| Income before extraordinary items | $791,000 | 1,996 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $791,000 | 1,996 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $791,000 | 1,996 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $414,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $791,000 | 1,961 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,074,000 | 1,521 |
| Total interest expense | $3,783,000 | 1,537 |
| Net interest income | $16,291,000 | 1,485 |
| Provision for loan and lease losses | $474,000 | 1,545 |
| Total noninterest income | $5,464,000 | 1,062 |
| Gross Fiduciary activities income | $1,103,000 | 439 |
| Service charges on deposit accounts | $1,173,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,188,000 | 1,155 |
| Total noninterest expense | $17,000,000 | 1,223 |
| Salaries and employee benefits | $9,069,000 | 1,309 |
| Premises and equipment expense | $2,764,000 | 909 |
| Additional noninterest expense | $5,167,000 | 1,198 |
| Pre-tax net operating income | $4,281,000 | 1,960 |
| Securities gains (losses) | $-7,000 | 4,752 |
| Applicable income taxes | $934,000 | 1,480 |
| Income before extraordinary items | $3,340,000 | 2,145 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,340,000 | 2,147 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,340,000 | 2,147 |
| Net charge-offs | $27,000 | 2,996 |
| Cash dividends | $963,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,345,530 | 2,106 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,881,000 | 1,547 |
| Total interest expense | $2,794,000 | 1,566 |
| Net interest income | $12,087,000 | 1,514 |
| Provision for loan and lease losses | $342,000 | 1,497 |
| Total noninterest income | $3,943,000 | 1,079 |
| Gross Fiduciary activities income | $818,000 | 444 |
| Service charges on deposit accounts | $871,000 | 1,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,254,000 | 1,191 |
| Total noninterest expense | $12,527,000 | 1,241 |
| Salaries and employee benefits | $6,656,000 | 1,336 |
| Premises and equipment expense | $2,074,000 | 913 |
| Additional noninterest expense | $3,797,000 | 1,227 |
| Pre-tax net operating income | $3,161,000 | 2,042 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $693,000 | 1,543 |
| Income before extraordinary items | $2,468,000 | 2,217 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,468,000 | 2,217 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,468,000 | 2,218 |
| Net charge-offs | $10,000 | 2,958 |
| Cash dividends | $649,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,468,000 | 2,180 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,779,000 | 1,566 |
| Total interest expense | $1,789,000 | 1,590 |
| Net interest income | $7,990,000 | 1,529 |
| Provision for loan and lease losses | $252,000 | 1,372 |
| Total noninterest income | $2,435,000 | 1,117 |
| Gross Fiduciary activities income | $547,000 | 438 |
| Service charges on deposit accounts | $552,000 | 1,047 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,336,000 | 1,255 |
| Total noninterest expense | $8,213,000 | 1,263 |
| Salaries and employee benefits | $4,357,000 | 1,348 |
| Premises and equipment expense | $1,346,000 | 931 |
| Additional noninterest expense | $2,510,000 | 1,255 |
| Pre-tax net operating income | $1,960,000 | 2,122 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $430,000 | 1,566 |
| Income before extraordinary items | $1,530,000 | 2,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,530,000 | 2,302 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,530,000 | 2,302 |
| Net charge-offs | $-30,000 | 4,781 |
| Cash dividends | $359,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,530,000 | 2,270 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 1,586 |
| Total interest expense | $858,000 | 1,603 |
| Net interest income | $3,915,000 | 1,563 |
| Provision for loan and lease losses | $142,000 | 1,249 |
| Total noninterest income | $1,063,000 | 1,190 |
| Gross Fiduciary activities income | $275,000 | 440 |
| Service charges on deposit accounts | $264,000 | 1,081 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $524,000 | 1,402 |
| Total noninterest expense | $3,956,000 | 1,304 |
| Salaries and employee benefits | $2,121,000 | 1,392 |
| Premises and equipment expense | $668,000 | 937 |
| Additional noninterest expense | $1,167,000 | 1,322 |
| Pre-tax net operating income | $880,000 | 2,232 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $194,000 | 1,617 |
| Income before extraordinary items | $686,000 | 2,391 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $686,000 | 2,390 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $686,000 | 2,390 |
| Net charge-offs | $-17,000 | 4,823 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $686,000 | 2,378 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,564,000 | 1,623 |
| Total interest expense | $2,699,000 | 1,549 |
| Net interest income | $14,865,000 | 1,619 |
| Provision for loan and lease losses | $312,000 | 1,931 |
| Total noninterest income | $4,655,000 | 1,139 |
| Gross Fiduciary activities income | $1,072,000 | 449 |
| Service charges on deposit accounts | $1,129,000 | 1,051 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,454,000 | 1,304 |
| Total noninterest expense | $14,731,000 | 1,374 |
| Salaries and employee benefits | $7,734,000 | 1,463 |
| Premises and equipment expense | $2,267,000 | 1,066 |
| Additional noninterest expense | $4,730,000 | 1,307 |
| Pre-tax net operating income | $4,477,000 | 1,946 |
| Securities gains (losses) | $-6,000 | 4,285 |
| Applicable income taxes | $980,000 | 1,408 |
| Income before extraordinary items | $3,491,000 | 2,089 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,491,000 | 2,087 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,491,000 | 2,088 |
| Net charge-offs | $633,000 | 824 |
| Cash dividends | $646,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,495,740 | 2,086 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,794,000 | 1,650 |
| Total interest expense | $1,868,000 | 1,576 |
| Net interest income | $10,926,000 | 1,651 |
| Provision for loan and lease losses | $144,000 | 2,306 |
| Total noninterest income | $3,459,000 | 1,156 |
| Gross Fiduciary activities income | $817,000 | 440 |
| Service charges on deposit accounts | $830,000 | 1,077 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,812,000 | 1,340 |
| Total noninterest expense | $10,675,000 | 1,421 |
| Salaries and employee benefits | $5,606,000 | 1,493 |
| Premises and equipment expense | $1,682,000 | 1,067 |
| Additional noninterest expense | $3,387,000 | 1,361 |
| Pre-tax net operating income | $3,566,000 | 1,865 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $787,000 | 1,391 |
| Income before extraordinary items | $2,779,000 | 2,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,779,000 | 2,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,779,000 | 2,015 |
| Net charge-offs | $629,000 | 623 |
| Cash dividends | $646,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,779,000 | 2,006 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,342,000 | 1,666 |
| Total interest expense | $1,154,000 | 1,590 |
| Net interest income | $7,188,000 | 1,664 |
| Provision for loan and lease losses | $144,000 | 1,877 |
| Total noninterest income | $2,281,000 | 1,163 |
| Gross Fiduciary activities income | $555,000 | 440 |
| Service charges on deposit accounts | $535,000 | 1,107 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,191,000 | 1,365 |
| Total noninterest expense | $6,813,000 | 1,469 |
| Salaries and employee benefits | $3,509,000 | 1,614 |
| Premises and equipment expense | $1,062,000 | 1,111 |
| Additional noninterest expense | $2,242,000 | 1,369 |
| Pre-tax net operating income | $2,512,000 | 1,754 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $554,000 | 1,324 |
| Income before extraordinary items | $1,958,000 | 1,912 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,958,000 | 1,910 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,958,000 | 1,911 |
| Net charge-offs | $570,000 | 484 |
| Cash dividends | $233,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,958,000 | 1,907 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 1,669 |
| Total interest expense | $576,000 | 1,533 |
| Net interest income | $3,537,000 | 1,681 |
| Provision for loan and lease losses | $66,000 | 1,834 |
| Total noninterest income | $1,050,000 | 1,230 |
| Gross Fiduciary activities income | $288,000 | 439 |
| Service charges on deposit accounts | $264,000 | 1,132 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $498,000 | 1,487 |
| Total noninterest expense | $3,318,000 | 1,508 |
| Salaries and employee benefits | $1,664,000 | 1,704 |
| Premises and equipment expense | $546,000 | 1,101 |
| Additional noninterest expense | $1,108,000 | 1,372 |
| Pre-tax net operating income | $1,203,000 | 1,778 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $264,000 | 1,325 |
| Income before extraordinary items | $939,000 | 1,924 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $939,000 | 1,922 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $939,000 | 1,924 |
| Net charge-offs | $-34,000 | 5,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $939,000 | 1,914 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,105,000 | 1,647 |
| Total interest expense | $2,115,000 | 1,477 |
| Net interest income | $13,990,000 | 1,666 |
| Provision for loan and lease losses | $180,000 | 2,471 |
| Total noninterest income | $4,989,000 | 1,119 |
| Gross Fiduciary activities income | $1,048,000 | 450 |
| Service charges on deposit accounts | $1,121,000 | 1,078 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,820,000 | 1,215 |
| Total noninterest expense | $13,068,000 | 1,519 |
| Salaries and employee benefits | $6,881,000 | 1,614 |
| Premises and equipment expense | $1,855,000 | 1,254 |
| Additional noninterest expense | $4,332,000 | 1,416 |
| Pre-tax net operating income | $5,731,000 | 1,524 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,009,000 | 1,275 |
| Income before extraordinary items | $3,722,000 | 1,702 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,722,000 | 1,702 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,722,000 | 1,702 |
| Net charge-offs | $-208,000 | 5,448 |
| Cash dividends | $499,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,722,000 | 1,678 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 1,665 |
| Total interest expense | $1,540,000 | 1,481 |
| Net interest income | $10,390,000 | 1,689 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $3,907,000 | 1,102 |
| Gross Fiduciary activities income | $776,000 | 457 |
| Service charges on deposit accounts | $837,000 | 1,090 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,294,000 | 1,161 |
| Total noninterest expense | $9,500,000 | 1,564 |
| Salaries and employee benefits | $4,979,000 | 1,670 |
| Premises and equipment expense | $1,391,000 | 1,264 |
| Additional noninterest expense | $3,130,000 | 1,459 |
| Pre-tax net operating income | $4,617,000 | 1,453 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,330,000 | 1,219 |
| Income before extraordinary items | $3,287,000 | 1,605 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,287,000 | 1,605 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,287,000 | 1,605 |
| Net charge-offs | $-151,000 | 5,437 |
| Cash dividends | $499,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,287,000 | 1,587 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,822,000 | 1,677 |
| Total interest expense | $990,000 | 1,496 |
| Net interest income | $6,832,000 | 1,693 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $2,807,000 | 1,053 |
| Gross Fiduciary activities income | $509,000 | 456 |
| Service charges on deposit accounts | $557,000 | 1,076 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,741,000 | 1,080 |
| Total noninterest expense | $6,266,000 | 1,575 |
| Salaries and employee benefits | $3,263,000 | 1,701 |
| Premises and equipment expense | $938,000 | 1,258 |
| Additional noninterest expense | $2,065,000 | 1,476 |
| Pre-tax net operating income | $3,193,000 | 1,394 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $868,000 | 1,209 |
| Income before extraordinary items | $2,325,000 | 1,508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,325,000 | 1,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,325,000 | 1,508 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $499,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,325,000 | 1,494 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 1,709 |
| Total interest expense | $460,000 | 1,555 |
| Net interest income | $3,345,000 | 1,722 |
| Provision for loan and lease losses | $180,000 | 999 |
| Total noninterest income | $1,730,000 | 895 |
| Gross Fiduciary activities income | $252,000 | 464 |
| Service charges on deposit accounts | $277,000 | 1,082 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,201,000 | 839 |
| Total noninterest expense | $3,108,000 | 1,601 |
| Salaries and employee benefits | $1,667,000 | 1,691 |
| Premises and equipment expense | $476,000 | 1,243 |
| Additional noninterest expense | $965,000 | 1,557 |
| Pre-tax net operating income | $1,787,000 | 1,289 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $372,000 | 1,314 |
| Income before extraordinary items | $1,415,000 | 1,287 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,415,000 | 1,287 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,415,000 | 1,287 |
| Net charge-offs | $54,000 | 1,274 |
| Cash dividends | $281,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,415,000 | 1,268 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,333,000 | 1,764 |
| Total interest expense | $1,763,000 | 1,565 |
| Net interest income | $12,570,000 | 1,787 |
| Provision for loan and lease losses | $928,000 | 965 |
| Total noninterest income | $4,269,000 | 1,285 |
| Gross Fiduciary activities income | $1,079,000 | 442 |
| Service charges on deposit accounts | $1,159,000 | 1,057 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,031,000 | 1,584 |
| Total noninterest expense | $12,554,000 | 1,549 |
| Salaries and employee benefits | $6,455,000 | 1,674 |
| Premises and equipment expense | $1,898,000 | 1,236 |
| Additional noninterest expense | $4,201,000 | 1,465 |
| Pre-tax net operating income | $3,357,000 | 2,199 |
| Securities gains (losses) | $121,000 | 1,208 |
| Applicable income taxes | $1,199,000 | 1,476 |
| Income before extraordinary items | $2,279,000 | 2,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,279,000 | 2,562 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,279,000 | 2,563 |
| Net charge-offs | $274,000 | 1,618 |
| Cash dividends | $901,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,199,140 | 2,566 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 1,798 |
| Total interest expense | $1,302,000 | 1,588 |
| Net interest income | $9,284,000 | 1,812 |
| Provision for loan and lease losses | $565,000 | 1,060 |
| Total noninterest income | $3,133,000 | 1,295 |
| Gross Fiduciary activities income | $821,000 | 442 |
| Service charges on deposit accounts | $863,000 | 1,070 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,449,000 | 1,622 |
| Total noninterest expense | $9,401,000 | 1,550 |
| Salaries and employee benefits | $4,774,000 | 1,691 |
| Premises and equipment expense | $1,429,000 | 1,239 |
| Additional noninterest expense | $3,198,000 | 1,445 |
| Pre-tax net operating income | $2,451,000 | 2,282 |
| Securities gains (losses) | $121,000 | 1,127 |
| Applicable income taxes | $891,000 | 1,524 |
| Income before extraordinary items | $1,681,000 | 2,617 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,681,000 | 2,618 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,681,000 | 2,618 |
| Net charge-offs | $169,000 | 1,590 |
| Cash dividends | $684,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,602,350 | 2,655 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 1,832 |
| Total interest expense | $854,000 | 1,609 |
| Net interest income | $6,091,000 | 1,846 |
| Provision for loan and lease losses | $304,000 | 1,223 |
| Total noninterest income | $2,104,000 | 1,262 |
| Gross Fiduciary activities income | $576,000 | 435 |
| Service charges on deposit accounts | $559,000 | 1,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $969,000 | 1,585 |
| Total noninterest expense | $6,140,000 | 1,583 |
| Salaries and employee benefits | $3,176,000 | 1,697 |
| Premises and equipment expense | $954,000 | 1,240 |
| Additional noninterest expense | $2,010,000 | 1,526 |
| Pre-tax net operating income | $1,751,000 | 2,151 |
| Securities gains (losses) | $76,000 | 1,143 |
| Applicable income taxes | $639,000 | 1,438 |
| Income before extraordinary items | $1,188,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,188,000 | 2,508 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,188,000 | 2,508 |
| Net charge-offs | $127,000 | 1,434 |
| Cash dividends | $466,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,138,600 | 2,506 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 1,873 |
| Total interest expense | $424,000 | 1,620 |
| Net interest income | $2,963,000 | 1,892 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $992,000 | 1,312 |
| Gross Fiduciary activities income | $266,000 | 447 |
| Service charges on deposit accounts | $280,000 | 1,064 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $446,000 | 1,636 |
| Total noninterest expense | $3,122,000 | 1,562 |
| Salaries and employee benefits | $1,653,000 | 1,653 |
| Premises and equipment expense | $483,000 | 1,218 |
| Additional noninterest expense | $986,000 | 1,541 |
| Pre-tax net operating income | $733,000 | 2,404 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $267,000 | 1,588 |
| Income before extraordinary items | $509,000 | 2,718 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $509,000 | 2,718 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $509,000 | 2,718 |
| Net charge-offs | $71,000 | 1,213 |
| Cash dividends | $266,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $480,620 | 2,769 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 1,918 |
| Total interest expense | $1,510,000 | 1,766 |
| Net interest income | $11,302,000 | 1,912 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $4,371,000 | 1,224 |
| Gross Fiduciary activities income | $1,035,000 | 455 |
| Service charges on deposit accounts | $1,203,000 | 1,042 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,133,000 | 1,449 |
| Total noninterest expense | $11,647,000 | 1,643 |
| Salaries and employee benefits | $5,904,000 | 1,767 |
| Premises and equipment expense | $1,844,000 | 1,269 |
| Additional noninterest expense | $3,899,000 | 1,570 |
| Pre-tax net operating income | $3,966,000 | 1,876 |
| Securities gains (losses) | $51,000 | 1,633 |
| Applicable income taxes | $1,378,000 | 1,298 |
| Income before extraordinary items | $2,639,000 | 2,244 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,639,000 | 2,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,639,000 | 2,245 |
| Net charge-offs | $177,000 | 2,100 |
| Cash dividends | $1,199,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,605,340 | 2,223 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 1,958 |
| Total interest expense | $1,092,000 | 1,839 |
| Net interest income | $8,407,000 | 1,951 |
| Provision for loan and lease losses | $97,000 | 2,701 |
| Total noninterest income | $3,112,000 | 1,300 |
| Gross Fiduciary activities income | $776,000 | 452 |
| Service charges on deposit accounts | $906,000 | 1,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,430,000 | 1,581 |
| Total noninterest expense | $8,636,000 | 1,673 |
| Salaries and employee benefits | $4,417,000 | 1,780 |
| Premises and equipment expense | $1,348,000 | 1,325 |
| Additional noninterest expense | $2,871,000 | 1,582 |
| Pre-tax net operating income | $2,786,000 | 2,027 |
| Securities gains (losses) | $51,000 | 1,449 |
| Applicable income taxes | $960,000 | 1,410 |
| Income before extraordinary items | $1,877,000 | 2,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,877,000 | 2,371 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,877,000 | 2,371 |
| Net charge-offs | $71,000 | 2,482 |
| Cash dividends | $953,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,843,340 | 2,363 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 1,972 |
| Total interest expense | $729,000 | 1,836 |
| Net interest income | $5,540,000 | 1,965 |
| Provision for loan and lease losses | $97,000 | 2,277 |
| Total noninterest income | $2,070,000 | 1,293 |
| Gross Fiduciary activities income | $531,000 | 457 |
| Service charges on deposit accounts | $582,000 | 1,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $957,000 | 1,606 |
| Total noninterest expense | $5,730,000 | 1,687 |
| Salaries and employee benefits | $2,942,000 | 1,793 |
| Premises and equipment expense | $906,000 | 1,318 |
| Additional noninterest expense | $1,882,000 | 1,623 |
| Pre-tax net operating income | $1,783,000 | 2,069 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $626,000 | 1,427 |
| Income before extraordinary items | $1,180,000 | 2,462 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,180,000 | 2,464 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,180,000 | 2,464 |
| Net charge-offs | $112,000 | 1,631 |
| Cash dividends | $523,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,165,050 | 2,426 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 1,982 |
| Total interest expense | $371,000 | 1,820 |
| Net interest income | $2,729,000 | 1,983 |
| Provision for loan and lease losses | $32,000 | 2,430 |
| Total noninterest income | $1,049,000 | 1,244 |
| Gross Fiduciary activities income | $268,000 | 461 |
| Service charges on deposit accounts | $288,000 | 1,043 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $493,000 | 1,522 |
| Total noninterest expense | $2,850,000 | 1,696 |
| Salaries and employee benefits | $1,492,000 | 1,778 |
| Premises and equipment expense | $470,000 | 1,282 |
| Additional noninterest expense | $888,000 | 1,699 |
| Pre-tax net operating income | $896,000 | 2,029 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $317,000 | 1,388 |
| Income before extraordinary items | $582,000 | 2,442 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $582,000 | 2,445 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $582,000 | 2,444 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $346,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $580,050 | 2,383 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,072,000 | 2,025 |
| Total interest expense | $1,275,000 | 2,155 |
| Net interest income | $10,797,000 | 1,986 |
| Provision for loan and lease losses | $814,000 | 1,009 |
| Total noninterest income | $4,351,000 | 1,211 |
| Gross Fiduciary activities income | $1,044,000 | 459 |
| Service charges on deposit accounts | $1,403,000 | 943 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,904,000 | 1,518 |
| Total noninterest expense | $11,134,000 | 1,720 |
| Salaries and employee benefits | $5,410,000 | 1,900 |
| Premises and equipment expense | $1,830,000 | 1,301 |
| Additional noninterest expense | $3,894,000 | 1,597 |
| Pre-tax net operating income | $3,200,000 | 2,169 |
| Securities gains (losses) | $128,000 | 1,080 |
| Applicable income taxes | $1,096,000 | 1,461 |
| Income before extraordinary items | $2,232,000 | 2,497 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,232,000 | 2,497 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,232,000 | 2,497 |
| Net charge-offs | $1,270,000 | 743 |
| Cash dividends | $636,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,146,240 | 2,527 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,989,000 | 2,052 |
| Total interest expense | $905,000 | 2,285 |
| Net interest income | $8,084,000 | 2,004 |
| Provision for loan and lease losses | $754,000 | 839 |
| Total noninterest income | $3,298,000 | 1,200 |
| Gross Fiduciary activities income | $790,000 | 456 |
| Service charges on deposit accounts | $1,063,000 | 941 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,445,000 | 1,494 |
| Total noninterest expense | $8,323,000 | 1,724 |
| Salaries and employee benefits | $4,065,000 | 1,904 |
| Premises and equipment expense | $1,381,000 | 1,302 |
| Additional noninterest expense | $2,877,000 | 1,629 |
| Pre-tax net operating income | $2,305,000 | 2,277 |
| Securities gains (losses) | $76,000 | 1,182 |
| Applicable income taxes | $769,000 | 1,553 |
| Income before extraordinary items | $1,612,000 | 2,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,612,000 | 2,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,612,000 | 2,597 |
| Net charge-offs | $265,000 | 1,704 |
| Cash dividends | $493,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,560,320 | 2,618 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 2,055 |
| Total interest expense | $575,000 | 2,399 |
| Net interest income | $5,390,000 | 1,996 |
| Provision for loan and lease losses | $530,000 | 796 |
| Total noninterest income | $2,130,000 | 1,228 |
| Gross Fiduciary activities income | $516,000 | 459 |
| Service charges on deposit accounts | $698,000 | 935 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $916,000 | 1,540 |
| Total noninterest expense | $5,530,000 | 1,718 |
| Salaries and employee benefits | $2,727,000 | 1,889 |
| Premises and equipment expense | $936,000 | 1,286 |
| Additional noninterest expense | $1,867,000 | 1,661 |
| Pre-tax net operating income | $1,460,000 | 2,322 |
| Securities gains (losses) | $76,000 | 938 |
| Applicable income taxes | $490,000 | 1,559 |
| Income before extraordinary items | $1,046,000 | 2,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,046,000 | 2,569 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,046,000 | 2,570 |
| Net charge-offs | $297,000 | 1,260 |
| Cash dividends | $288,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $994,320 | 2,609 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 2,074 |
| Total interest expense | $282,000 | 2,469 |
| Net interest income | $2,667,000 | 2,008 |
| Provision for loan and lease losses | $391,000 | 555 |
| Total noninterest income | $1,029,000 | 1,219 |
| Gross Fiduciary activities income | $258,000 | 463 |
| Service charges on deposit accounts | $336,000 | 960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $435,000 | 1,548 |
| Total noninterest expense | $2,764,000 | 1,728 |
| Salaries and employee benefits | $1,392,000 | 1,866 |
| Premises and equipment expense | $482,000 | 1,277 |
| Additional noninterest expense | $890,000 | 1,714 |
| Pre-tax net operating income | $541,000 | 2,753 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $170,000 | 1,880 |
| Income before extraordinary items | $371,000 | 3,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 3,159 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $371,000 | 3,160 |
| Net charge-offs | $59,000 | 1,738 |
| Cash dividends | $144,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $371,000 | 3,123 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,130 |
| Total interest expense | $1,240,000 | 2,509 |
| Net interest income | $10,247,000 | 2,050 |
| Provision for loan and lease losses | $-300,000 | 6,517 |
| Total noninterest income | $4,400,000 | 1,245 |
| Gross Fiduciary activities income | $972,000 | 467 |
| Service charges on deposit accounts | $1,536,000 | 901 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,892,000 | 1,579 |
| Total noninterest expense | $11,464,000 | 1,682 |
| Salaries and employee benefits | $5,318,000 | 1,916 |
| Premises and equipment expense | $1,722,000 | 1,385 |
| Additional noninterest expense | $4,424,000 | 1,495 |
| Pre-tax net operating income | $3,483,000 | 1,913 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,108,000 | 1,381 |
| Income before extraordinary items | $2,375,000 | 2,293 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,375,000 | 2,296 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,375,000 | 2,295 |
| Net charge-offs | $223,000 | 2,898 |
| Cash dividends | $216,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,375,000 | 2,239 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 2,147 |
| Total interest expense | $939,000 | 2,562 |
| Net interest income | $7,654,000 | 2,057 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,231,000 | 1,277 |
| Gross Fiduciary activities income | $726,000 | 466 |
| Service charges on deposit accounts | $1,155,000 | 903 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,350,000 | 1,680 |
| Total noninterest expense | $8,209,000 | 1,753 |
| Salaries and employee benefits | $3,923,000 | 1,953 |
| Premises and equipment expense | $1,265,000 | 1,419 |
| Additional noninterest expense | $3,021,000 | 1,604 |
| Pre-tax net operating income | $2,676,000 | 1,929 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $866,000 | 1,379 |
| Income before extraordinary items | $1,810,000 | 2,307 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,810,000 | 2,312 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,810,000 | 2,312 |
| Net charge-offs | $233,000 | 2,398 |
| Cash dividends | $176,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,810,000 | 2,246 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 2,169 |
| Total interest expense | $631,000 | 2,605 |
| Net interest income | $5,060,000 | 2,067 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,059,000 | 1,334 |
| Gross Fiduciary activities income | $439,000 | 482 |
| Service charges on deposit accounts | $744,000 | 905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $876,000 | 1,753 |
| Total noninterest expense | $5,352,000 | 1,793 |
| Salaries and employee benefits | $2,597,000 | 1,981 |
| Premises and equipment expense | $860,000 | 1,401 |
| Additional noninterest expense | $1,895,000 | 1,677 |
| Pre-tax net operating income | $1,767,000 | 1,921 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $591,000 | 1,372 |
| Income before extraordinary items | $1,176,000 | 2,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,176,000 | 2,340 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,176,000 | 2,338 |
| Net charge-offs | $230,000 | 1,959 |
| Cash dividends | $176,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,176,000 | 2,250 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,210 |
| Total interest expense | $326,000 | 2,603 |
| Net interest income | $2,492,000 | 2,106 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,043,000 | 1,325 |
| Gross Fiduciary activities income | $220,000 | 491 |
| Service charges on deposit accounts | $363,000 | 913 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $460,000 | 1,664 |
| Total noninterest expense | $2,672,000 | 1,811 |
| Salaries and employee benefits | $1,346,000 | 1,929 |
| Premises and equipment expense | $452,000 | 1,349 |
| Additional noninterest expense | $874,000 | 1,813 |
| Pre-tax net operating income | $863,000 | 1,925 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $290,000 | 1,367 |
| Income before extraordinary items | $573,000 | 2,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $573,000 | 2,332 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $573,000 | 2,332 |
| Net charge-offs | $151,000 | 1,578 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $573,000 | 2,243 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,702,000 | 2,227 |
| Total interest expense | $1,604,000 | 2,584 |
| Net interest income | $10,098,000 | 2,128 |
| Provision for loan and lease losses | $881,000 | 1,928 |
| Total noninterest income | $4,123,000 | 1,302 |
| Gross Fiduciary activities income | $873,000 | 483 |
| Service charges on deposit accounts | $1,700,000 | 830 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,550,000 | 1,820 |
| Total noninterest expense | $10,819,000 | 1,771 |
| Salaries and employee benefits | $5,037,000 | 1,995 |
| Premises and equipment expense | $1,536,000 | 1,545 |
| Additional noninterest expense | $4,246,000 | 1,592 |
| Pre-tax net operating income | $2,521,000 | 2,389 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $804,000 | 1,691 |
| Income before extraordinary items | $1,717,000 | 2,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,717,000 | 2,889 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,717,000 | 2,888 |
| Net charge-offs | $1,721,000 | 1,295 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,717,000 | 2,757 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 2,269 |
| Total interest expense | $1,250,000 | 2,597 |
| Net interest income | $7,561,000 | 2,169 |
| Provision for loan and lease losses | $806,000 | 1,698 |
| Total noninterest income | $3,114,000 | 1,304 |
| Gross Fiduciary activities income | $652,000 | 480 |
| Service charges on deposit accounts | $1,269,000 | 832 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,193,000 | 1,775 |
| Total noninterest expense | $8,154,000 | 1,765 |
| Salaries and employee benefits | $3,648,000 | 2,051 |
| Premises and equipment expense | $1,204,000 | 1,492 |
| Additional noninterest expense | $3,302,000 | 1,530 |
| Pre-tax net operating income | $1,715,000 | 2,644 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $504,000 | 1,933 |
| Income before extraordinary items | $1,211,000 | 3,049 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,211,000 | 3,049 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,211,000 | 3,048 |
| Net charge-offs | $1,591,000 | 1,071 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,211,000 | 2,905 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 2,291 |
| Total interest expense | $869,000 | 2,609 |
| Net interest income | $4,997,000 | 2,190 |
| Provision for loan and lease losses | $779,000 | 1,316 |
| Total noninterest income | $2,022,000 | 1,319 |
| Gross Fiduciary activities income | $408,000 | 495 |
| Service charges on deposit accounts | $841,000 | 826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 1,789 |
| Total noninterest expense | $5,240,000 | 1,835 |
| Salaries and employee benefits | $2,432,000 | 2,058 |
| Premises and equipment expense | $797,000 | 1,491 |
| Additional noninterest expense | $2,011,000 | 1,660 |
| Pre-tax net operating income | $1,000,000 | 2,842 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $288,000 | 2,099 |
| Income before extraordinary items | $712,000 | 3,294 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $712,000 | 3,293 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $712,000 | 3,295 |
| Net charge-offs | $811,000 | 1,321 |
| Cash dividends | $70,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $712,000 | 3,119 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 2,307 |
| Total interest expense | $459,000 | 2,572 |
| Net interest income | $2,483,000 | 2,205 |
| Provision for loan and lease losses | $309,000 | 1,476 |
| Total noninterest income | $985,000 | 1,338 |
| Gross Fiduciary activities income | $206,000 | 494 |
| Service charges on deposit accounts | $418,000 | 824 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 1,882 |
| Total noninterest expense | $2,696,000 | 1,790 |
| Salaries and employee benefits | $1,220,000 | 2,057 |
| Premises and equipment expense | $398,000 | 1,494 |
| Additional noninterest expense | $1,078,000 | 1,561 |
| Pre-tax net operating income | $463,000 | 3,026 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $134,000 | 2,158 |
| Income before extraordinary items | $329,000 | 3,461 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 3,464 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $329,000 | 3,464 |
| Net charge-offs | $392,000 | 1,265 |
| Cash dividends | $70,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $329,000 | 3,284 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,571,000 | 2,227 |
| Total interest expense | $2,900,000 | 2,023 |
| Net interest income | $9,671,000 | 2,267 |
| Provision for loan and lease losses | $3,343,000 | 1,087 |
| Total noninterest income | $4,025,000 | 1,228 |
| Gross Fiduciary activities income | $769,000 | 462 |
| Service charges on deposit accounts | $1,831,000 | 802 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,425,000 | 1,702 |
| Total noninterest expense | $12,508,000 | 1,563 |
| Salaries and employee benefits | $4,969,000 | 1,943 |
| Premises and equipment expense | $1,541,000 | 1,610 |
| Additional noninterest expense | $5,998,000 | 1,172 |
| Pre-tax net operating income | $-2,155,000 | 6,815 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,219,000 | 7,192 |
| Income before extraordinary items | $-936,000 | 6,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-936,000 | 6,621 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-936,000 | 6,621 |
| Net charge-offs | $3,871,000 | 1,004 |
| Cash dividends | $68,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-936,000 | 6,596 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 2,228 |
| Total interest expense | $2,343,000 | 1,959 |
| Net interest income | $7,181,000 | 2,293 |
| Provision for loan and lease losses | $2,726,000 | 1,004 |
| Total noninterest income | $2,765,000 | 1,290 |
| Gross Fiduciary activities income | $577,000 | 456 |
| Service charges on deposit accounts | $1,394,000 | 788 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $794,000 | 2,046 |
| Total noninterest expense | $9,874,000 | 1,480 |
| Salaries and employee benefits | $3,720,000 | 1,951 |
| Premises and equipment expense | $1,136,000 | 1,657 |
| Additional noninterest expense | $5,018,000 | 1,047 |
| Pre-tax net operating income | $-2,654,000 | 7,077 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,345,000 | 7,332 |
| Income before extraordinary items | $-1,309,000 | 6,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,309,000 | 6,939 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,309,000 | 6,939 |
| Net charge-offs | $2,475,000 | 1,057 |
| Cash dividends | $68,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,309,000 | 6,906 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 2,238 |
| Total interest expense | $1,708,000 | 1,872 |
| Net interest income | $4,654,000 | 2,360 |
| Provision for loan and lease losses | $599,000 | 2,114 |
| Total noninterest income | $1,977,000 | 1,241 |
| Gross Fiduciary activities income | $391,000 | 458 |
| Service charges on deposit accounts | $909,000 | 807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $677,000 | 1,748 |
| Total noninterest expense | $5,466,000 | 1,784 |
| Salaries and employee benefits | $2,475,000 | 1,968 |
| Premises and equipment expense | $733,000 | 1,730 |
| Additional noninterest expense | $2,258,000 | 1,538 |
| Pre-tax net operating income | $566,000 | 3,580 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $74,000 | 3,094 |
| Income before extraordinary items | $492,000 | 3,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 3,628 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $492,000 | 3,628 |
| Net charge-offs | $1,498,000 | 1,121 |
| Cash dividends | $34,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $492,000 | 3,525 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,222 |
| Total interest expense | $925,000 | 1,789 |
| Net interest income | $2,299,000 | 2,385 |
| Provision for loan and lease losses | $423,000 | 1,601 |
| Total noninterest income | $948,000 | 1,263 |
| Gross Fiduciary activities income | $193,000 | 464 |
| Service charges on deposit accounts | $429,000 | 836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $326,000 | 1,806 |
| Total noninterest expense | $2,509,000 | 1,934 |
| Salaries and employee benefits | $1,231,000 | 1,990 |
| Premises and equipment expense | $372,000 | 1,731 |
| Additional noninterest expense | $906,000 | 1,867 |
| Pre-tax net operating income | $315,000 | 3,432 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $269,000 | 3,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $269,000 | 3,443 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $269,000 | 3,444 |
| Net charge-offs | $590,000 | 1,203 |
| Cash dividends | $34,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $269,000 | 3,386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,904,000 | 2,169 |
| Total interest expense | $4,143,000 | 1,933 |
| Net interest income | $9,761,000 | 2,247 |
| Provision for loan and lease losses | $1,599,000 | 2,379 |
| Total noninterest income | $4,299,000 | 1,201 |
| Gross Fiduciary activities income | $714,000 | 471 |
| Service charges on deposit accounts | $1,854,000 | 815 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,731,000 | 1,545 |
| Total noninterest expense | $9,860,000 | 1,973 |
| Salaries and employee benefits | $4,698,000 | 2,060 |
| Premises and equipment expense | $1,431,000 | 1,791 |
| Additional noninterest expense | $3,731,000 | 1,905 |
| Pre-tax net operating income | $2,601,000 | 1,833 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $711,000 | 1,544 |
| Income before extraordinary items | $1,890,000 | 2,125 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,890,000 | 2,126 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,890,000 | 2,127 |
| Net charge-offs | $2,305,000 | 1,714 |
| Cash dividends | $80,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,890,000 | 2,045 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 2,202 |
| Total interest expense | $3,195,000 | 1,954 |
| Net interest income | $7,329,000 | 2,293 |
| Provision for loan and lease losses | $984,000 | 2,533 |
| Total noninterest income | $3,191,000 | 1,205 |
| Gross Fiduciary activities income | $535,000 | 470 |
| Service charges on deposit accounts | $1,394,000 | 834 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,262,000 | 1,534 |
| Total noninterest expense | $7,399,000 | 1,960 |
| Salaries and employee benefits | $3,554,000 | 2,034 |
| Premises and equipment expense | $1,094,000 | 1,773 |
| Additional noninterest expense | $2,751,000 | 1,893 |
| Pre-tax net operating income | $2,137,000 | 1,804 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $674,000 | 1,368 |
| Income before extraordinary items | $1,463,000 | 2,191 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,463,000 | 2,192 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,463,000 | 2,194 |
| Net charge-offs | $1,830,000 | 1,589 |
| Cash dividends | $80,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,463,000 | 2,096 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 2,210 |
| Total interest expense | $2,202,000 | 1,974 |
| Net interest income | $4,863,000 | 2,292 |
| Provision for loan and lease losses | $771,000 | 2,246 |
| Total noninterest income | $2,145,000 | 1,177 |
| Gross Fiduciary activities income | $370,000 | 467 |
| Service charges on deposit accounts | $914,000 | 854 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $861,000 | 1,444 |
| Total noninterest expense | $4,888,000 | 1,996 |
| Salaries and employee benefits | $2,385,000 | 2,036 |
| Premises and equipment expense | $771,000 | 1,720 |
| Additional noninterest expense | $1,732,000 | 1,993 |
| Pre-tax net operating income | $1,349,000 | 1,861 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $429,000 | 1,376 |
| Income before extraordinary items | $920,000 | 2,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $920,000 | 2,266 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $920,000 | 2,269 |
| Net charge-offs | $912,000 | 1,820 |
| Cash dividends | $80,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $920,000 | 2,191 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 2,278 |
| Total interest expense | $1,144,000 | 2,003 |
| Net interest income | $2,382,000 | 2,363 |
| Provision for loan and lease losses | $310,000 | 2,339 |
| Total noninterest income | $1,052,000 | 1,179 |
| Gross Fiduciary activities income | $183,000 | 477 |
| Service charges on deposit accounts | $436,000 | 895 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $433,000 | 1,433 |
| Total noninterest expense | $2,489,000 | 1,982 |
| Salaries and employee benefits | $1,252,000 | 1,972 |
| Premises and equipment expense | $400,000 | 1,698 |
| Additional noninterest expense | $837,000 | 2,029 |
| Pre-tax net operating income | $635,000 | 2,012 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $197,000 | 1,441 |
| Income before extraordinary items | $438,000 | 2,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 2,397 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $438,000 | 2,398 |
| Net charge-offs | $721,000 | 1,294 |
| Cash dividends | $80,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $438,000 | 2,307 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,912,000 | 2,234 |
| Total interest expense | $5,121,000 | 2,206 |
| Net interest income | $9,791,000 | 2,230 |
| Provision for loan and lease losses | $6,689,000 | 1,158 |
| Total noninterest income | $5,014,000 | 1,100 |
| Gross Fiduciary activities income | $657,000 | 480 |
| Service charges on deposit accounts | $2,204,000 | 770 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,153,000 | 1,304 |
| Total noninterest expense | $11,538,000 | 1,768 |
| Salaries and employee benefits | $5,303,000 | 1,864 |
| Premises and equipment expense | $1,518,000 | 1,780 |
| Additional noninterest expense | $4,717,000 | 1,585 |
| Pre-tax net operating income | $-3,422,000 | 6,971 |
| Securities gains (losses) | $42,000 | 2,725 |
| Applicable income taxes | $-1,352,000 | 7,390 |
| Income before extraordinary items | $-2,028,000 | 6,767 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,028,000 | 6,764 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,028,000 | 6,765 |
| Net charge-offs | $5,050,000 | 1,136 |
| Cash dividends | $976,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,054,880 | 6,769 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 2,245 |
| Total interest expense | $3,913,000 | 2,258 |
| Net interest income | $7,406,000 | 2,210 |
| Provision for loan and lease losses | $6,677,000 | 855 |
| Total noninterest income | $3,395,000 | 1,203 |
| Gross Fiduciary activities income | $464,000 | 491 |
| Service charges on deposit accounts | $1,632,000 | 779 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,299,000 | 1,532 |
| Total noninterest expense | $8,602,000 | 1,756 |
| Salaries and employee benefits | $3,819,000 | 1,944 |
| Premises and equipment expense | $1,107,000 | 1,845 |
| Additional noninterest expense | $3,676,000 | 1,470 |
| Pre-tax net operating income | $-4,478,000 | 7,462 |
| Securities gains (losses) | $42,000 | 2,405 |
| Applicable income taxes | $-1,974,000 | 7,716 |
| Income before extraordinary items | $-2,462,000 | 7,287 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,462,000 | 7,286 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,462,000 | 7,287 |
| Net charge-offs | $3,831,000 | 1,007 |
| Cash dividends | $977,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,488,880 | 7,283 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 2,260 |
| Total interest expense | $2,685,000 | 2,289 |
| Net interest income | $4,930,000 | 2,225 |
| Provision for loan and lease losses | $3,137,000 | 1,058 |
| Total noninterest income | $2,069,000 | 1,300 |
| Gross Fiduciary activities income | $308,000 | 499 |
| Service charges on deposit accounts | $1,034,000 | 814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $727,000 | 1,770 |
| Total noninterest expense | $5,553,000 | 1,850 |
| Salaries and employee benefits | $2,521,000 | 1,998 |
| Premises and equipment expense | $740,000 | 1,868 |
| Additional noninterest expense | $2,292,000 | 1,591 |
| Pre-tax net operating income | $-1,691,000 | 7,298 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-784,000 | 7,694 |
| Income before extraordinary items | $-907,000 | 7,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-907,000 | 7,104 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-907,000 | 7,104 |
| Net charge-offs | $3,397,000 | 767 |
| Cash dividends | $875,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-907,000 | 7,082 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,292 |
| Total interest expense | $1,385,000 | 2,305 |
| Net interest income | $2,425,000 | 2,255 |
| Provision for loan and lease losses | $1,577,000 | 884 |
| Total noninterest income | $1,022,000 | 1,258 |
| Gross Fiduciary activities income | $159,000 | 497 |
| Service charges on deposit accounts | $495,000 | 827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $368,000 | 1,706 |
| Total noninterest expense | $2,478,000 | 2,008 |
| Salaries and employee benefits | $1,239,000 | 2,064 |
| Premises and equipment expense | $352,000 | 1,989 |
| Additional noninterest expense | $887,000 | 1,812 |
| Pre-tax net operating income | $-608,000 | 7,420 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-292,000 | 7,785 |
| Income before extraordinary items | $-316,000 | 7,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-316,000 | 7,227 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-316,000 | 7,228 |
| Net charge-offs | $778,000 | 1,093 |
| Cash dividends | $427,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-316,000 | 7,178 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,354,000 | 2,186 |
| Total interest expense | $6,477,000 | 2,351 |
| Net interest income | $10,877,000 | 2,041 |
| Provision for loan and lease losses | $2,934,000 | 1,414 |
| Total noninterest income | $4,355,000 | 1,193 |
| Gross Fiduciary activities income | $620,000 | 520 |
| Service charges on deposit accounts | $2,340,000 | 737 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,395,000 | 1,678 |
| Total noninterest expense | $9,414,000 | 2,047 |
| Salaries and employee benefits | $5,075,000 | 1,987 |
| Premises and equipment expense | $1,474,000 | 1,861 |
| Additional noninterest expense | $2,865,000 | 2,088 |
| Pre-tax net operating income | $2,884,000 | 1,866 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $886,000 | 1,303 |
| Income before extraordinary items | $1,998,000 | 2,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,998,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,634,000 | 1,472 |
| Cash dividends | $2,582,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,998,000 | 2,117 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,185,000 | 2,210 |
| Total interest expense | $5,015,000 | 2,377 |
| Net interest income | $8,170,000 | 2,050 |
| Provision for loan and lease losses | $1,563,000 | 1,387 |
| Total noninterest income | $3,432,000 | 1,175 |
| Gross Fiduciary activities income | $494,000 | 514 |
| Service charges on deposit accounts | $1,767,000 | 748 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,171,000 | 1,627 |
| Total noninterest expense | $6,834,000 | 2,108 |
| Salaries and employee benefits | $3,724,000 | 2,066 |
| Premises and equipment expense | $1,100,000 | 1,855 |
| Additional noninterest expense | $2,010,000 | 2,154 |
| Pre-tax net operating income | $3,205,000 | 1,524 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,009,000 | 1,145 |
| Income before extraordinary items | $2,196,000 | 1,642 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,196,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,082,000 | 1,241 |
| Cash dividends | $2,109,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,196,000 | 1,736 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,986,000 | 2,190 |
| Total interest expense | $3,550,000 | 2,341 |
| Net interest income | $5,436,000 | 2,046 |
| Provision for loan and lease losses | $429,000 | 2,075 |
| Total noninterest income | $2,384,000 | 1,153 |
| Gross Fiduciary activities income | $341,000 | 517 |
| Service charges on deposit accounts | $1,168,000 | 742 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $875,000 | 1,547 |
| Total noninterest expense | $4,419,000 | 2,169 |
| Salaries and employee benefits | $2,488,000 | 2,089 |
| Premises and equipment expense | $731,000 | 1,864 |
| Additional noninterest expense | $1,200,000 | 2,343 |
| Pre-tax net operating income | $2,972,000 | 1,199 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $982,000 | 960 |
| Income before extraordinary items | $1,990,000 | 1,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,990,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,250 |
| Cash dividends | $1,719,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,990,000 | 1,366 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 2,162 |
| Total interest expense | $1,907,000 | 2,332 |
| Net interest income | $2,762,000 | 2,018 |
| Provision for loan and lease losses | $153,000 | 2,098 |
| Total noninterest income | $1,050,000 | 1,285 |
| Gross Fiduciary activities income | $163,000 | 538 |
| Service charges on deposit accounts | $560,000 | 770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $327,000 | 1,867 |
| Total noninterest expense | $2,248,000 | 2,133 |
| Salaries and employee benefits | $1,303,000 | 2,024 |
| Premises and equipment expense | $366,000 | 1,858 |
| Additional noninterest expense | $579,000 | 2,387 |
| Pre-tax net operating income | $1,411,000 | 1,339 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $493,000 | 1,020 |
| Income before extraordinary items | $918,000 | 1,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $918,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $1,248,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $918,000 | 1,561 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,689,000 | 2,113 |
| Total interest expense | $8,161,000 | 2,279 |
| Net interest income | $11,528,000 | 1,974 |
| Provision for loan and lease losses | $678,000 | 1,890 |
| Total noninterest income | $4,364,000 | 1,216 |
| Gross Fiduciary activities income | $841,000 | 467 |
| Service charges on deposit accounts | $2,102,000 | 846 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,421,000 | 1,744 |
| Total noninterest expense | $9,456,000 | 1,958 |
| Salaries and employee benefits | $5,142,000 | 1,956 |
| Premises and equipment expense | $1,488,000 | 1,764 |
| Additional noninterest expense | $2,826,000 | 1,948 |
| Pre-tax net operating income | $5,758,000 | 1,443 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $2,054,000 | 1,116 |
| Income before extraordinary items | $3,705,000 | 1,708 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,705,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,206 |
| Cash dividends | $1,942,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,704,360 | 1,695 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,869,000 | 2,116 |
| Total interest expense | $6,193,000 | 2,262 |
| Net interest income | $8,676,000 | 1,978 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $3,222,000 | 1,224 |
| Gross Fiduciary activities income | $641,000 | 456 |
| Service charges on deposit accounts | $1,518,000 | 869 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,063,000 | 1,750 |
| Total noninterest expense | $6,924,000 | 1,983 |
| Salaries and employee benefits | $3,709,000 | 2,021 |
| Premises and equipment expense | $1,122,000 | 1,752 |
| Additional noninterest expense | $2,093,000 | 1,931 |
| Pre-tax net operating income | $4,874,000 | 1,388 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,739,000 | 1,079 |
| Income before extraordinary items | $3,136,000 | 1,614 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,136,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,620 |
| Cash dividends | $1,470,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,135,360 | 1,603 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,970,000 | 2,119 |
| Total interest expense | $4,112,000 | 2,276 |
| Net interest income | $5,858,000 | 1,981 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,037,000 | 1,308 |
| Gross Fiduciary activities income | $411,000 | 477 |
| Service charges on deposit accounts | $951,000 | 937 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $675,000 | 1,827 |
| Total noninterest expense | $4,530,000 | 2,040 |
| Salaries and employee benefits | $2,362,000 | 2,168 |
| Premises and equipment expense | $737,000 | 1,794 |
| Additional noninterest expense | $1,431,000 | 1,896 |
| Pre-tax net operating income | $3,365,000 | 1,393 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,204,000 | 1,107 |
| Income before extraordinary items | $2,161,000 | 1,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,161,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $746,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,161,000 | 1,594 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 2,124 |
| Total interest expense | $2,132,000 | 2,196 |
| Net interest income | $2,824,000 | 2,055 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $949,000 | 1,354 |
| Gross Fiduciary activities income | $208,000 | 473 |
| Service charges on deposit accounts | $445,000 | 970 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $296,000 | 1,980 |
| Total noninterest expense | $2,202,000 | 2,097 |
| Salaries and employee benefits | $1,189,000 | 2,158 |
| Premises and equipment expense | $371,000 | 1,797 |
| Additional noninterest expense | $642,000 | 2,048 |
| Pre-tax net operating income | $1,571,000 | 1,479 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $561,000 | 1,179 |
| Income before extraordinary items | $1,010,000 | 1,702 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,010,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $343,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,010,000 | 1,690 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,099,000 | 2,068 |
| Total interest expense | $6,932,000 | 2,301 |
| Net interest income | $12,167,000 | 1,903 |
| Provision for loan and lease losses | $331,000 | 2,605 |
| Total noninterest income | $3,766,000 | 1,348 |
| Gross Fiduciary activities income | $848,000 | 452 |
| Service charges on deposit accounts | $1,724,000 | 1,029 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,194,000 | 1,974 |
| Total noninterest expense | $9,054,000 | 1,947 |
| Salaries and employee benefits | $4,992,000 | 1,942 |
| Premises and equipment expense | $1,436,000 | 1,765 |
| Additional noninterest expense | $2,626,000 | 2,021 |
| Pre-tax net operating income | $6,548,000 | 1,480 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,358,000 | 1,172 |
| Income before extraordinary items | $4,190,000 | 1,721 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,190,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $1,905,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,190,000 | 1,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 2,081 |
| Total interest expense | $4,955,000 | 2,333 |
| Net interest income | $9,149,000 | 1,918 |
| Provision for loan and lease losses | $179,000 | 3,119 |
| Total noninterest income | $2,853,000 | 1,355 |
| Gross Fiduciary activities income | $658,000 | 442 |
| Service charges on deposit accounts | $1,297,000 | 1,026 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $898,000 | 1,977 |
| Total noninterest expense | $6,858,000 | 1,926 |
| Salaries and employee benefits | $3,827,000 | 1,899 |
| Premises and equipment expense | $1,069,000 | 1,778 |
| Additional noninterest expense | $1,962,000 | 1,988 |
| Pre-tax net operating income | $4,965,000 | 1,514 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,776,000 | 1,206 |
| Income before extraordinary items | $3,189,000 | 1,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,189,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,132 |
| Cash dividends | $1,325,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,189,000 | 1,731 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 2,104 |
| Total interest expense | $3,029,000 | 2,422 |
| Net interest income | $6,114,000 | 1,907 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $1,917,000 | 1,351 |
| Gross Fiduciary activities income | $495,000 | 408 |
| Service charges on deposit accounts | $838,000 | 1,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $584,000 | 2,002 |
| Total noninterest expense | $4,530,000 | 1,952 |
| Salaries and employee benefits | $2,545,000 | 1,912 |
| Premises and equipment expense | $706,000 | 1,794 |
| Additional noninterest expense | $1,279,000 | 2,058 |
| Pre-tax net operating income | $3,426,000 | 1,474 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,224,000 | 1,178 |
| Income before extraordinary items | $2,202,000 | 1,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,202,000 | 1,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $747,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,202,000 | 1,640 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 2,138 |
| Total interest expense | $1,418,000 | 2,433 |
| Net interest income | $2,969,000 | 1,958 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $846,000 | 1,446 |
| Gross Fiduciary activities income | $194,000 | 484 |
| Service charges on deposit accounts | $394,000 | 1,095 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $258,000 | 2,154 |
| Total noninterest expense | $2,257,000 | 1,970 |
| Salaries and employee benefits | $1,259,000 | 1,949 |
| Premises and equipment expense | $354,000 | 1,793 |
| Additional noninterest expense | $644,000 | 2,024 |
| Pre-tax net operating income | $1,558,000 | 1,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $559,000 | 1,267 |
| Income before extraordinary items | $999,000 | 1,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $999,000 | 1,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $306,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $999,000 | 1,778 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,424,000 | 2,158 |
| Total interest expense | $4,135,000 | 2,575 |
| Net interest income | $11,289,000 | 1,974 |
| Provision for loan and lease losses | $330,000 | 2,627 |
| Total noninterest income | $3,554,000 | 1,402 |
| Gross Fiduciary activities income | $775,000 | 462 |
| Service charges on deposit accounts | $1,582,000 | 1,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,197,000 | 1,968 |
| Total noninterest expense | $8,366,000 | 1,997 |
| Salaries and employee benefits | $4,518,000 | 2,035 |
| Premises and equipment expense | $1,382,000 | 1,751 |
| Additional noninterest expense | $2,466,000 | 2,038 |
| Pre-tax net operating income | $6,147,000 | 1,551 |
| Securities gains (losses) | $-369,000 | 8,675 |
| Applicable income taxes | $2,051,000 | 1,331 |
| Income before extraordinary items | $3,727,000 | 1,847 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,727,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,873 |
| Cash dividends | $1,487,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,966,850 | 1,725 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 2,173 |
| Total interest expense | $2,835,000 | 2,653 |
| Net interest income | $8,342,000 | 1,983 |
| Provision for loan and lease losses | $311,000 | 2,147 |
| Total noninterest income | $2,641,000 | 1,430 |
| Gross Fiduciary activities income | $586,000 | 447 |
| Service charges on deposit accounts | $1,169,000 | 1,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $886,000 | 1,975 |
| Total noninterest expense | $6,121,000 | 2,023 |
| Salaries and employee benefits | $3,242,000 | 2,110 |
| Premises and equipment expense | $1,062,000 | 1,713 |
| Additional noninterest expense | $1,817,000 | 2,053 |
| Pre-tax net operating income | $4,551,000 | 1,571 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,635,000 | 1,281 |
| Income before extraordinary items | $2,916,000 | 1,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,916,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,996 |
| Cash dividends | $1,140,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,916,000 | 1,765 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 2,212 |
| Total interest expense | $1,694,000 | 2,755 |
| Net interest income | $5,430,000 | 2,002 |
| Provision for loan and lease losses | $177,000 | 2,393 |
| Total noninterest income | $1,687,000 | 1,462 |
| Gross Fiduciary activities income | $387,000 | 451 |
| Service charges on deposit accounts | $752,000 | 1,140 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $548,000 | 2,055 |
| Total noninterest expense | $3,955,000 | 2,071 |
| Salaries and employee benefits | $2,110,000 | 2,139 |
| Premises and equipment expense | $690,000 | 1,736 |
| Additional noninterest expense | $1,155,000 | 2,127 |
| Pre-tax net operating income | $2,985,000 | 1,556 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,057,000 | 1,311 |
| Income before extraordinary items | $1,928,000 | 1,773 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,928,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $851,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,928,000 | 1,740 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 2,267 |
| Total interest expense | $779,000 | 2,861 |
| Net interest income | $2,628,000 | 2,050 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $773,000 | 1,533 |
| Gross Fiduciary activities income | $190,000 | 464 |
| Service charges on deposit accounts | $343,000 | 1,195 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,217 |
| Total noninterest expense | $1,952,000 | 2,115 |
| Salaries and employee benefits | $1,054,000 | 2,161 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $560,000 | 2,180 |
| Pre-tax net operating income | $1,385,000 | 1,643 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $485,000 | 1,392 |
| Income before extraordinary items | $900,000 | 1,881 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $900,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $321,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $900,000 | 1,843 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,008,000 | 2,391 |
| Total interest expense | $2,409,000 | 3,135 |
| Net interest income | $9,599,000 | 2,122 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $3,184,000 | 1,518 |
| Gross Fiduciary activities income | $681,000 | 464 |
| Service charges on deposit accounts | $1,512,000 | 1,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $991,000 | 2,165 |
| Total noninterest expense | $7,577,000 | 2,104 |
| Salaries and employee benefits | $4,076,000 | 2,126 |
| Premises and equipment expense | $1,280,000 | 1,798 |
| Additional noninterest expense | $2,221,000 | 2,194 |
| Pre-tax net operating income | $4,917,000 | 1,726 |
| Securities gains (losses) | $-26,000 | 8,443 |
| Applicable income taxes | $1,740,000 | 1,433 |
| Income before extraordinary items | $3,151,000 | 1,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,151,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $1,193,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,167,640 | 1,927 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 2,441 |
| Total interest expense | $1,727,000 | 3,200 |
| Net interest income | $6,994,000 | 2,170 |
| Provision for loan and lease losses | $264,000 | 2,500 |
| Total noninterest income | $2,341,000 | 1,552 |
| Gross Fiduciary activities income | $494,000 | 477 |
| Service charges on deposit accounts | $1,114,000 | 1,205 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $733,000 | 2,204 |
| Total noninterest expense | $5,460,000 | 2,171 |
| Salaries and employee benefits | $2,996,000 | 2,173 |
| Premises and equipment expense | $942,000 | 1,840 |
| Additional noninterest expense | $1,522,000 | 2,353 |
| Pre-tax net operating income | $3,611,000 | 1,766 |
| Securities gains (losses) | $-26,000 | 8,704 |
| Applicable income taxes | $1,269,000 | 1,476 |
| Income before extraordinary items | $2,316,000 | 2,026 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,316,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $930,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,332,900 | 1,960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 2,485 |
| Total interest expense | $1,107,000 | 3,281 |
| Net interest income | $4,518,000 | 2,211 |
| Provision for loan and lease losses | $132,000 | 2,955 |
| Total noninterest income | $1,509,000 | 1,579 |
| Gross Fiduciary activities income | $308,000 | 501 |
| Service charges on deposit accounts | $725,000 | 1,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 2,268 |
| Total noninterest expense | $3,501,000 | 2,261 |
| Salaries and employee benefits | $1,952,000 | 2,219 |
| Premises and equipment expense | $610,000 | 1,869 |
| Additional noninterest expense | $939,000 | 2,529 |
| Pre-tax net operating income | $2,394,000 | 1,756 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $834,000 | 1,483 |
| Income before extraordinary items | $1,562,000 | 2,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,562,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $484,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,560,700 | 1,955 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 2,551 |
| Total interest expense | $536,000 | 3,428 |
| Net interest income | $2,199,000 | 2,275 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $734,000 | 1,601 |
| Gross Fiduciary activities income | $143,000 | 535 |
| Service charges on deposit accounts | $341,000 | 1,259 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $250,000 | 2,132 |
| Total noninterest expense | $1,790,000 | 2,230 |
| Salaries and employee benefits | $1,015,000 | 2,161 |
| Premises and equipment expense | $305,000 | 1,903 |
| Additional noninterest expense | $470,000 | 2,504 |
| Pre-tax net operating income | $1,108,000 | 1,846 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $385,000 | 1,613 |
| Income before extraordinary items | $725,000 | 2,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $725,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $238,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $723,700 | 2,033 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,786,000 | 2,621 |
| Total interest expense | $2,234,000 | 3,659 |
| Net interest income | $8,552,000 | 2,265 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $2,745,000 | 1,807 |
| Gross Fiduciary activities income | $470,000 | 584 |
| Service charges on deposit accounts | $1,217,000 | 1,425 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,058,000 | 2,306 |
| Total noninterest expense | $7,067,000 | 2,228 |
| Salaries and employee benefits | $3,955,000 | 2,148 |
| Premises and equipment expense | $1,270,000 | 1,790 |
| Additional noninterest expense | $1,842,000 | 2,588 |
| Pre-tax net operating income | $4,082,000 | 1,947 |
| Securities gains (losses) | $99,000 | 1,910 |
| Applicable income taxes | $1,457,000 | 1,657 |
| Income before extraordinary items | $2,724,000 | 2,220 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,724,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $932,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,659,650 | 2,158 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 2,687 |
| Total interest expense | $1,703,000 | 3,728 |
| Net interest income | $6,314,000 | 2,309 |
| Provision for loan and lease losses | $148,000 | 3,953 |
| Total noninterest income | $2,018,000 | 1,886 |
| Gross Fiduciary activities income | $347,000 | 591 |
| Service charges on deposit accounts | $863,000 | 1,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $808,000 | 2,356 |
| Total noninterest expense | $5,204,000 | 2,278 |
| Salaries and employee benefits | $2,911,000 | 2,190 |
| Premises and equipment expense | $953,000 | 1,802 |
| Additional noninterest expense | $1,340,000 | 2,635 |
| Pre-tax net operating income | $2,980,000 | 2,061 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $1,070,000 | 1,755 |
| Income before extraordinary items | $2,009,000 | 2,326 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,009,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $698,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,944,650 | 2,279 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 2,718 |
| Total interest expense | $1,171,000 | 3,737 |
| Net interest income | $4,162,000 | 2,331 |
| Provision for loan and lease losses | $84,000 | 4,244 |
| Total noninterest income | $1,293,000 | 1,933 |
| Gross Fiduciary activities income | $258,000 | 561 |
| Service charges on deposit accounts | $547,000 | 1,555 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $488,000 | 2,470 |
| Total noninterest expense | $3,431,000 | 2,288 |
| Salaries and employee benefits | $1,959,000 | 2,165 |
| Premises and equipment expense | $606,000 | 1,884 |
| Additional noninterest expense | $866,000 | 2,695 |
| Pre-tax net operating income | $1,940,000 | 2,095 |
| Securities gains (losses) | $80,000 | 1,681 |
| Applicable income taxes | $705,000 | 1,809 |
| Income before extraordinary items | $1,315,000 | 2,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,315,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $468,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,263,000 | 2,318 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 2,746 |
| Total interest expense | $588,000 | 3,810 |
| Net interest income | $2,070,000 | 2,350 |
| Provision for loan and lease losses | $57,000 | 3,503 |
| Total noninterest income | $606,000 | 1,986 |
| Gross Fiduciary activities income | $130,000 | 567 |
| Service charges on deposit accounts | $268,000 | 1,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 2,655 |
| Total noninterest expense | $1,670,000 | 2,327 |
| Salaries and employee benefits | $988,000 | 2,133 |
| Premises and equipment expense | $273,000 | 2,087 |
| Additional noninterest expense | $409,000 | 2,799 |
| Pre-tax net operating income | $949,000 | 2,137 |
| Securities gains (losses) | $80,000 | 1,125 |
| Applicable income taxes | $355,000 | 1,797 |
| Income before extraordinary items | $674,000 | 2,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $232,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $621,200 | 2,320 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,279,000 | 2,700 |
| Total interest expense | $2,823,000 | 3,714 |
| Net interest income | $8,456,000 | 2,293 |
| Provision for loan and lease losses | $423,000 | 2,716 |
| Total noninterest income | $2,097,000 | 2,055 |
| Gross Fiduciary activities income | $458,000 | 602 |
| Service charges on deposit accounts | $1,122,000 | 1,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $517,000 | 3,226 |
| Total noninterest expense | $6,220,000 | 2,383 |
| Salaries and employee benefits | $3,521,000 | 2,269 |
| Premises and equipment expense | $978,000 | 2,226 |
| Additional noninterest expense | $1,721,000 | 2,639 |
| Pre-tax net operating income | $3,910,000 | 2,021 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,422,000 | 1,720 |
| Income before extraordinary items | $2,488,000 | 2,364 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,488,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,151 |
| Cash dividends | $865,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,488,000 | 2,283 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 3,064 |
| Total interest expense | $3,758,000 | 3,988 |
| Net interest income | $7,198,000 | 2,485 |
| Provision for loan and lease losses | $221,000 | 3,912 |
| Total noninterest income | $1,358,000 | 2,690 |
| Gross Fiduciary activities income | $511,000 | 590 |
| Service charges on deposit accounts | $474,000 | 2,964 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $373,000 | 3,689 |
| Total noninterest expense | $5,128,000 | 2,768 |
| Salaries and employee benefits | $3,143,000 | 2,389 |
| Premises and equipment expense | $761,000 | 2,758 |
| Additional noninterest expense | $1,224,000 | 3,438 |
| Pre-tax net operating income | $3,207,000 | 2,141 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,175,000 | 1,846 |
| Income before extraordinary items | $2,032,000 | 2,491 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,032,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $810,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,032,000 | 2,411 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 3,313 |
| Total interest expense | $3,968,000 | 4,004 |
| Net interest income | $6,361,000 | 2,793 |
| Provision for loan and lease losses | $-70,000 | 9,784 |
| Total noninterest income | $1,148,000 | 2,858 |
| Gross Fiduciary activities income | $548,000 | 570 |
| Service charges on deposit accounts | $380,000 | 3,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $4,681,000 | 2,899 |
| Salaries and employee benefits | $2,860,000 | 2,495 |
| Premises and equipment expense | $608,000 | 3,233 |
| Additional noninterest expense | $1,213,000 | 3,402 |
| Pre-tax net operating income | $2,898,000 | 2,455 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,062,000 | 2,018 |
| Income before extraordinary items | $1,836,000 | 2,763 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,836,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 9,773 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,836,000 | 2,764 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,009,000 | 3,217 |
| Total interest expense | $4,191,000 | 3,445 |
| Net interest income | $5,818,000 | 3,003 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $1,217,000 | 2,668 |
| Gross Fiduciary activities income | $592,000 | 591 |
| Service charges on deposit accounts | $349,000 | 3,578 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $276,000 | 4,208 |
| Total noninterest expense | $4,435,000 | 3,024 |
| Salaries and employee benefits | $2,601,000 | 2,700 |
| Premises and equipment expense | $582,000 | 3,357 |
| Additional noninterest expense | $1,252,000 | 3,303 |
| Pre-tax net operating income | $2,475,000 | 2,818 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $908,000 | 2,370 |
| Income before extraordinary items | $1,567,000 | 3,138 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,567,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $740,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,567,000 | 3,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,055,000 | 3,218 |
| Total interest expense | $4,401,000 | 3,375 |
| Net interest income | $5,654,000 | 3,047 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $1,126,000 | 2,830 |
| Gross Fiduciary activities income | $555,000 | 607 |
| Service charges on deposit accounts | $379,000 | 3,278 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $4,254,000 | 3,056 |
| Salaries and employee benefits | $2,628,000 | 2,570 |
| Premises and equipment expense | $546,000 | 3,446 |
| Additional noninterest expense | $1,080,000 | 3,688 |
| Pre-tax net operating income | $2,401,000 | 2,880 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $882,000 | 2,534 |
| Income before extraordinary items | $1,519,000 | 3,221 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,519,000 | 3,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,269 |
| Cash dividends | $715,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,519,000 | 3,127 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,563,000 | 3,382 |
| Total interest expense | $3,710,000 | 3,945 |
| Net interest income | $5,853,000 | 2,979 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $1,128,000 | 2,768 |
| Gross Fiduciary activities income | $522,000 | 637 |
| Service charges on deposit accounts | $403,000 | 3,207 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $203,000 | 4,916 |
| Total noninterest expense | $4,089,000 | 3,108 |
| Salaries and employee benefits | $2,473,000 | 2,678 |
| Premises and equipment expense | $543,000 | 3,443 |
| Additional noninterest expense | $1,073,000 | 3,664 |
| Pre-tax net operating income | $2,765,000 | 2,679 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,018,000 | 2,400 |
| Income before extraordinary items | $1,747,000 | 2,914 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,747,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,747,000 | 2,858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 3,579 |
| Total interest expense | $3,623,000 | 4,061 |
| Net interest income | $5,463,000 | 3,236 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,000,000 | 3,124 |
| Gross Fiduciary activities income | $460,000 | 729 |
| Service charges on deposit accounts | $318,000 | 4,049 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $222,000 | 4,890 |
| Total noninterest expense | $4,089,000 | 3,286 |
| Salaries and employee benefits | $2,469,000 | 2,735 |
| Premises and equipment expense | $503,000 | 3,761 |
| Additional noninterest expense | $1,117,000 | 4,011 |
| Pre-tax net operating income | $2,274,000 | 3,064 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $842,000 | 2,722 |
| Income before extraordinary items | $1,432,000 | 3,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,432,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 11,279 |
| Cash dividends | $570,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,432,000 | 3,298 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 3,709 |
| Total interest expense | $3,591,000 | 4,060 |
| Net interest income | $5,156,000 | 3,436 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $906,000 | 3,346 |
| Gross Fiduciary activities income | $446,000 | 775 |
| Service charges on deposit accounts | $241,000 | 5,062 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $4,015,000 | 3,311 |
| Salaries and employee benefits | $2,370,000 | 2,816 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,148,000 | 3,899 |
| Pre-tax net operating income | $1,922,000 | 3,623 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $695,000 | 3,257 |
| Income before extraordinary items | $1,227,000 | 3,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,227,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,382 |
| Cash dividends | $576,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,227,000 | 3,865 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,980,000 | 3,336 |
| Total interest expense | $3,510,000 | 3,447 |
| Net interest income | $5,470,000 | 3,279 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $939,000 | 3,254 |
| Gross Fiduciary activities income | $426,000 | 788 |
| Service charges on deposit accounts | $240,000 | 5,195 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $273,000 | 4,356 |
| Total noninterest expense | $4,205,000 | 3,263 |
| Salaries and employee benefits | $2,344,000 | 2,824 |
| Premises and equipment expense | $534,000 | 3,592 |
| Additional noninterest expense | $1,327,000 | 3,711 |
| Pre-tax net operating income | $2,079,000 | 3,315 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $744,000 | 2,961 |
| Income before extraordinary items | $1,335,000 | 3,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,335,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $647,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,335,000 | 3,547 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,809,000 | 3,146 |
| Total interest expense | $3,971,000 | 3,194 |
| Net interest income | $5,838,000 | 3,104 |
| Provision for loan and lease losses | $297,000 | 3,058 |
| Total noninterest income | $1,036,000 | 3,250 |
| Gross Fiduciary activities income | $491,000 | 773 |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $4,054,000 | 3,451 |
| Salaries and employee benefits | $2,173,000 | 3,013 |
| Premises and equipment expense | $532,000 | 3,672 |
| Additional noninterest expense | $1,349,000 | 3,821 |
| Pre-tax net operating income | $2,523,000 | 2,689 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $894,000 | 2,529 |
| Income before extraordinary items | $1,629,000 | 2,995 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,629,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,629,000 | 2,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 3,345 |
| Total interest expense | $4,668,000 | 3,519 |
| Net interest income | $5,780,000 | 3,179 |
| Provision for loan and lease losses | $565,000 | 2,749 |
| Total noninterest income | $836,000 | 3,849 |
| Gross Fiduciary activities income | $431,000 | 812 |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $3,780,000 | 3,680 |
| Salaries and employee benefits | $2,020,000 | 3,185 |
| Premises and equipment expense | $506,000 | 3,922 |
| Additional noninterest expense | $1,254,000 | 4,172 |
| Pre-tax net operating income | $2,271,000 | 2,748 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $797,000 | 2,630 |
| Income before extraordinary items | $1,474,000 | 3,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,474,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 2,347 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,474,000 | 2,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.