Home > Bank of Cadiz and Trust Company > Income and Expense
Bank of Cadiz and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 3,579 |
| Total interest expense | $1,428,000 | 3,387 |
| Net interest income | $4,043,000 | 3,594 |
| Provision for loan and lease losses | $60,000 | 2,699 |
| Total noninterest income | $650,000 | 3,190 |
| Gross Fiduciary activities income | $23,000 | 818 |
| Service charges on deposit accounts | $257,000 | 2,391 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $370,000 | 3,247 |
| Total noninterest expense | $3,475,000 | 3,519 |
| Salaries and employee benefits | $1,511,000 | 3,761 |
| Premises and equipment expense | $331,000 | 3,491 |
| Additional noninterest expense | $370,000 | 3,247 |
| Pre-tax net operating income | $1,158,000 | 3,469 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $1,158,000 | 3,328 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,158,000 | 3,365 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,158,000 | 3,330 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $502,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,158,000 | 3,345 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 3,596 |
| Total interest expense | $950,000 | 3,415 |
| Net interest income | $3,065,000 | 3,612 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $437,000 | 3,287 |
| Gross Fiduciary activities income | $9,000 | 835 |
| Service charges on deposit accounts | $190,000 | 2,429 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $238,000 | 3,364 |
| Total noninterest expense | $2,690,000 | 3,470 |
| Salaries and employee benefits | $1,178,000 | 3,714 |
| Premises and equipment expense | $285,000 | 3,330 |
| Additional noninterest expense | $238,000 | 3,363 |
| Pre-tax net operating income | $767,000 | 3,639 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $767,000 | 3,519 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $767,000 | 3,551 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $767,000 | 3,519 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $435,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $767,000 | 3,541 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 3,621 |
| Total interest expense | $533,000 | 3,454 |
| Net interest income | $2,064,000 | 3,617 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $290,000 | 3,281 |
| Gross Fiduciary activities income | $4,000 | 841 |
| Service charges on deposit accounts | $128,000 | 2,397 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $158,000 | 3,362 |
| Total noninterest expense | $1,758,000 | 3,496 |
| Salaries and employee benefits | $770,000 | 3,748 |
| Premises and equipment expense | $187,000 | 3,350 |
| Additional noninterest expense | $158,000 | 3,351 |
| Pre-tax net operating income | $566,000 | 3,594 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $566,000 | 3,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $566,000 | 3,515 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $566,000 | 3,480 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $370,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $566,000 | 3,495 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 3,652 |
| Total interest expense | $211,000 | 3,497 |
| Net interest income | $1,056,000 | 3,614 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $147,000 | 3,279 |
| Gross Fiduciary activities income | $2,000 | 858 |
| Service charges on deposit accounts | $66,000 | 2,361 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $79,000 | 3,356 |
| Total noninterest expense | $921,000 | 3,482 |
| Salaries and employee benefits | $407,000 | 3,739 |
| Premises and equipment expense | $96,000 | 3,373 |
| Additional noninterest expense | $79,000 | 3,356 |
| Pre-tax net operating income | $267,000 | 3,712 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $267,000 | 3,602 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $267,000 | 3,601 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $267,000 | 3,602 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $60,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $267,000 | 3,620 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 3,610 |
| Total interest expense | $618,000 | 3,010 |
| Net interest income | $3,856,000 | 3,649 |
| Provision for loan and lease losses | $60,000 | 2,455 |
| Total noninterest income | $558,000 | 3,433 |
| Gross Fiduciary activities income | $10,000 | 893 |
| Service charges on deposit accounts | $253,000 | 2,463 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $295,000 | 3,540 |
| Total noninterest expense | $3,254,000 | 3,621 |
| Salaries and employee benefits | $1,439,000 | 3,865 |
| Premises and equipment expense | $388,000 | 3,340 |
| Additional noninterest expense | $295,000 | 3,540 |
| Pre-tax net operating income | $1,100,000 | 3,697 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,000 | 3,560 |
| Income before extraordinary items | $1,097,000 | 3,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,097,000 | 3,576 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,097,000 | 3,577 |
| Net charge-offs | $-6,000 | 3,530 |
| Cash dividends | $395,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,097,000 | 3,599 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 3,616 |
| Total interest expense | $448,000 | 2,805 |
| Net interest income | $2,781,000 | 3,676 |
| Provision for loan and lease losses | $45,000 | 2,281 |
| Total noninterest income | $422,000 | 3,446 |
| Gross Fiduciary activities income | $8,000 | 877 |
| Service charges on deposit accounts | $188,000 | 2,496 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $226,000 | 3,550 |
| Total noninterest expense | $2,423,000 | 3,613 |
| Salaries and employee benefits | $1,068,000 | 3,875 |
| Premises and equipment expense | $295,000 | 3,335 |
| Additional noninterest expense | $226,000 | 3,550 |
| Pre-tax net operating income | $735,000 | 3,783 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,000 | 3,546 |
| Income before extraordinary items | $732,000 | 3,665 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $732,000 | 3,664 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $732,000 | 3,664 |
| Net charge-offs | $-6,000 | 3,455 |
| Cash dividends | $345,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $732,000 | 3,690 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 3,672 |
| Total interest expense | $302,000 | 2,651 |
| Net interest income | $1,737,000 | 3,761 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $278,000 | 3,449 |
| Gross Fiduciary activities income | $6,000 | 827 |
| Service charges on deposit accounts | $122,000 | 2,523 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $150,000 | 3,583 |
| Total noninterest expense | $1,585,000 | 3,651 |
| Salaries and employee benefits | $696,000 | 3,920 |
| Premises and equipment expense | $188,000 | 3,416 |
| Additional noninterest expense | $701,000 | 3,183 |
| Pre-tax net operating income | $400,000 | 3,857 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $3,000 | 3,501 |
| Income before extraordinary items | $397,000 | 3,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $397,000 | 3,734 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $397,000 | 3,735 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $305,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $397,000 | 3,771 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 3,700 |
| Total interest expense | $151,000 | 2,618 |
| Net interest income | $821,000 | 3,799 |
| Provision for loan and lease losses | $15,000 | 1,841 |
| Total noninterest income | $145,000 | 3,385 |
| Gross Fiduciary activities income | $5,000 | 798 |
| Service charges on deposit accounts | $64,000 | 2,432 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $76,000 | 3,536 |
| Total noninterest expense | $825,000 | 3,606 |
| Salaries and employee benefits | $378,000 | 3,858 |
| Premises and equipment expense | $94,000 | 3,429 |
| Additional noninterest expense | $353,000 | 3,179 |
| Pre-tax net operating income | $126,000 | 4,029 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $3,000 | 3,335 |
| Income before extraordinary items | $123,000 | 3,964 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $123,000 | 3,963 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $123,000 | 3,964 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $270,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $123,000 | 3,986 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 3,790 |
| Total interest expense | $693,000 | 2,711 |
| Net interest income | $3,233,000 | 3,890 |
| Provision for loan and lease losses | $60,000 | 2,437 |
| Total noninterest income | $574,000 | 3,515 |
| Gross Fiduciary activities income | $17,000 | 843 |
| Service charges on deposit accounts | $217,000 | 2,595 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $340,000 | 3,629 |
| Total noninterest expense | $3,026,000 | 3,760 |
| Salaries and employee benefits | $1,402,000 | 3,950 |
| Premises and equipment expense | $321,000 | 3,646 |
| Additional noninterest expense | $1,303,000 | 3,310 |
| Pre-tax net operating income | $721,000 | 4,049 |
| Securities gains (losses) | $42,000 | 1,206 |
| Applicable income taxes | $10,000 | 3,583 |
| Income before extraordinary items | $753,000 | 3,960 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $753,000 | 3,960 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $753,000 | 3,960 |
| Net charge-offs | $14,000 | 2,184 |
| Cash dividends | $344,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $711,420 | 3,982 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 3,864 |
| Total interest expense | $534,000 | 2,773 |
| Net interest income | $2,410,000 | 3,965 |
| Provision for loan and lease losses | $45,000 | 2,393 |
| Total noninterest income | $418,000 | 3,591 |
| Gross Fiduciary activities income | $7,000 | 862 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $258,000 | 3,657 |
| Total noninterest expense | $2,285,000 | 3,768 |
| Salaries and employee benefits | $1,062,000 | 3,989 |
| Premises and equipment expense | $270,000 | 3,535 |
| Additional noninterest expense | $953,000 | 3,370 |
| Pre-tax net operating income | $498,000 | 4,220 |
| Securities gains (losses) | $42,000 | 1,123 |
| Applicable income taxes | $27,000 | 3,364 |
| Income before extraordinary items | $513,000 | 4,162 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $513,000 | 4,161 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $513,000 | 4,162 |
| Net charge-offs | $-6,000 | 3,495 |
| Cash dividends | $320,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $473,100 | 4,177 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 3,919 |
| Total interest expense | $367,000 | 2,801 |
| Net interest income | $1,557,000 | 4,022 |
| Provision for loan and lease losses | $30,000 | 2,355 |
| Total noninterest income | $268,000 | 3,623 |
| Gross Fiduciary activities income | $6,000 | 845 |
| Service charges on deposit accounts | $96,000 | 2,699 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $166,000 | 3,696 |
| Total noninterest expense | $1,529,000 | 3,768 |
| Salaries and employee benefits | $703,000 | 4,012 |
| Premises and equipment expense | $168,000 | 3,644 |
| Additional noninterest expense | $658,000 | 3,313 |
| Pre-tax net operating income | $266,000 | 4,335 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $18,000 | 3,358 |
| Income before extraordinary items | $248,000 | 4,336 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $248,000 | 4,335 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $248,000 | 4,336 |
| Net charge-offs | $-4,000 | 3,475 |
| Cash dividends | $295,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $248,000 | 4,315 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 3,947 |
| Total interest expense | $192,000 | 2,807 |
| Net interest income | $750,000 | 4,066 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $134,000 | 3,627 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $49,000 | 2,669 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $80,000 | 3,696 |
| Total noninterest expense | $792,000 | 3,728 |
| Salaries and employee benefits | $382,000 | 3,919 |
| Premises and equipment expense | $73,000 | 3,843 |
| Additional noninterest expense | $337,000 | 3,241 |
| Pre-tax net operating income | $77,000 | 4,503 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $9,000 | 3,305 |
| Income before extraordinary items | $68,000 | 4,524 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $68,000 | 4,523 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $68,000 | 4,524 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $290,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $68,000 | 4,507 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 3,843 |
| Total interest expense | $903,000 | 3,094 |
| Net interest income | $3,287,000 | 3,920 |
| Provision for loan and lease losses | $60,000 | 3,790 |
| Total noninterest income | $555,000 | 3,521 |
| Gross Fiduciary activities income | $9,000 | 900 |
| Service charges on deposit accounts | $229,000 | 2,588 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $317,000 | 3,578 |
| Total noninterest expense | $3,138,000 | 3,744 |
| Salaries and employee benefits | $1,438,000 | 4,020 |
| Premises and equipment expense | $389,000 | 3,450 |
| Additional noninterest expense | $1,311,000 | 3,261 |
| Pre-tax net operating income | $644,000 | 4,052 |
| Securities gains (losses) | $39,000 | 1,830 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $683,000 | 3,977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $683,000 | 3,976 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $683,000 | 3,977 |
| Net charge-offs | $74,000 | 2,181 |
| Cash dividends | $365,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $644,000 | 3,969 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 3,851 |
| Total interest expense | $692,000 | 3,144 |
| Net interest income | $2,507,000 | 3,936 |
| Provision for loan and lease losses | $45,000 | 3,752 |
| Total noninterest income | $414,000 | 3,510 |
| Gross Fiduciary activities income | $3,000 | 914 |
| Service charges on deposit accounts | $171,000 | 2,600 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $240,000 | 3,551 |
| Total noninterest expense | $2,374,000 | 3,730 |
| Salaries and employee benefits | $1,106,000 | 3,977 |
| Premises and equipment expense | $295,000 | 3,437 |
| Additional noninterest expense | $973,000 | 3,267 |
| Pre-tax net operating income | $502,000 | 4,039 |
| Securities gains (losses) | $28,000 | 1,787 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $530,000 | 3,955 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $530,000 | 3,955 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $530,000 | 3,955 |
| Net charge-offs | $77,000 | 1,815 |
| Cash dividends | $340,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $502,000 | 3,953 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,855 |
| Total interest expense | $467,000 | 3,221 |
| Net interest income | $1,725,000 | 3,925 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $267,000 | 3,526 |
| Gross Fiduciary activities income | $2,000 | 908 |
| Service charges on deposit accounts | $119,000 | 2,575 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $146,000 | 3,613 |
| Total noninterest expense | $1,580,000 | 3,750 |
| Salaries and employee benefits | $729,000 | 4,020 |
| Premises and equipment expense | $193,000 | 3,465 |
| Additional noninterest expense | $658,000 | 3,259 |
| Pre-tax net operating income | $382,000 | 3,947 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $382,000 | 3,892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $382,000 | 3,892 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $382,000 | 3,892 |
| Net charge-offs | $79,000 | 1,486 |
| Cash dividends | $315,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $382,000 | 3,848 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 3,832 |
| Total interest expense | $237,000 | 3,349 |
| Net interest income | $893,000 | 3,888 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $144,000 | 3,431 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $72,000 | 3,532 |
| Total noninterest expense | $838,000 | 3,701 |
| Salaries and employee benefits | $402,000 | 3,916 |
| Premises and equipment expense | $98,000 | 3,449 |
| Additional noninterest expense | $338,000 | 3,248 |
| Pre-tax net operating income | $184,000 | 3,869 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $184,000 | 3,789 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $184,000 | 3,790 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $184,000 | 3,790 |
| Net charge-offs | $70,000 | 1,049 |
| Cash dividends | $290,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $184,000 | 3,759 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,897 |
| Total interest expense | $810,000 | 3,607 |
| Net interest income | $3,719,000 | 3,897 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $570,000 | 3,526 |
| Gross Fiduciary activities income | $9,000 | 928 |
| Service charges on deposit accounts | $300,000 | 2,612 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $261,000 | 3,706 |
| Total noninterest expense | $3,289,000 | 3,754 |
| Salaries and employee benefits | $1,588,000 | 3,965 |
| Premises and equipment expense | $373,000 | 3,584 |
| Additional noninterest expense | $1,328,000 | 3,307 |
| Pre-tax net operating income | $940,000 | 3,933 |
| Securities gains (losses) | $9,000 | 1,922 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $949,000 | 3,842 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $949,000 | 3,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $949,000 | 3,843 |
| Net charge-offs | $111,000 | 2,142 |
| Cash dividends | $980,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $940,000 | 3,824 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 3,953 |
| Total interest expense | $568,000 | 3,717 |
| Net interest income | $2,808,000 | 3,945 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $434,000 | 3,515 |
| Gross Fiduciary activities income | $3,000 | 943 |
| Service charges on deposit accounts | $227,000 | 2,629 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $204,000 | 3,696 |
| Total noninterest expense | $2,472,000 | 3,781 |
| Salaries and employee benefits | $1,187,000 | 3,989 |
| Premises and equipment expense | $301,000 | 3,491 |
| Additional noninterest expense | $984,000 | 3,357 |
| Pre-tax net operating income | $725,000 | 3,996 |
| Securities gains (losses) | $9,000 | 1,686 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $734,000 | 3,897 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $734,000 | 3,896 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $734,000 | 3,897 |
| Net charge-offs | $110,000 | 1,703 |
| Cash dividends | $980,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $725,000 | 3,873 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,986 |
| Total interest expense | $335,000 | 3,886 |
| Net interest income | $1,889,000 | 3,953 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $293,000 | 3,478 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $149,000 | 2,643 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $142,000 | 3,657 |
| Total noninterest expense | $1,664,000 | 3,799 |
| Salaries and employee benefits | $795,000 | 4,019 |
| Premises and equipment expense | $198,000 | 3,537 |
| Additional noninterest expense | $671,000 | 3,347 |
| Pre-tax net operating income | $488,000 | 4,010 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $488,000 | 3,887 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $488,000 | 3,885 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $488,000 | 3,886 |
| Net charge-offs | $111,000 | 1,352 |
| Cash dividends | $380,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $488,000 | 3,876 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 4,035 |
| Total interest expense | $155,000 | 3,970 |
| Net interest income | $939,000 | 3,986 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $156,000 | 3,368 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $80,000 | 2,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 3,579 |
| Total noninterest expense | $810,000 | 3,882 |
| Salaries and employee benefits | $373,000 | 4,152 |
| Premises and equipment expense | $102,000 | 3,507 |
| Additional noninterest expense | $335,000 | 3,350 |
| Pre-tax net operating income | $270,000 | 3,900 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $270,000 | 3,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $270,000 | 3,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $270,000 | 3,756 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $280,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $270,000 | 3,746 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 4,033 |
| Total interest expense | $542,000 | 3,823 |
| Net interest income | $3,708,000 | 4,015 |
| Provision for loan and lease losses | $60,000 | 3,354 |
| Total noninterest income | $641,000 | 3,467 |
| Gross Fiduciary activities income | $57,000 | 810 |
| Service charges on deposit accounts | $320,000 | 2,647 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,819 |
| Total noninterest expense | $3,273,000 | 3,867 |
| Salaries and employee benefits | $1,577,000 | 4,086 |
| Premises and equipment expense | $400,000 | 3,521 |
| Additional noninterest expense | $1,296,000 | 3,441 |
| Pre-tax net operating income | $1,016,000 | 4,000 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,013,000 | 3,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,013,000 | 3,884 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,013,000 | 3,884 |
| Net charge-offs | $10,000 | 3,359 |
| Cash dividends | $482,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,016,000 | 3,892 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 4,065 |
| Total interest expense | $419,000 | 3,741 |
| Net interest income | $2,759,000 | 4,066 |
| Provision for loan and lease losses | $40,000 | 3,338 |
| Total noninterest income | $434,000 | 3,626 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $241,000 | 2,651 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 3,895 |
| Total noninterest expense | $2,455,000 | 3,879 |
| Salaries and employee benefits | $1,155,000 | 4,146 |
| Premises and equipment expense | $317,000 | 3,473 |
| Additional noninterest expense | $983,000 | 3,432 |
| Pre-tax net operating income | $698,000 | 4,188 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $698,000 | 4,054 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $698,000 | 4,053 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $698,000 | 4,053 |
| Net charge-offs | $8,000 | 3,062 |
| Cash dividends | $482,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $698,000 | 4,052 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 4,084 |
| Total interest expense | $299,000 | 3,567 |
| Net interest income | $1,814,000 | 4,114 |
| Provision for loan and lease losses | $25,000 | 3,264 |
| Total noninterest income | $292,000 | 3,624 |
| Gross Fiduciary activities income | $3,000 | 959 |
| Service charges on deposit accounts | $165,000 | 2,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 3,940 |
| Total noninterest expense | $1,685,000 | 3,856 |
| Salaries and employee benefits | $801,000 | 4,109 |
| Premises and equipment expense | $211,000 | 3,502 |
| Additional noninterest expense | $673,000 | 3,404 |
| Pre-tax net operating income | $396,000 | 4,363 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $396,000 | 4,225 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $396,000 | 4,223 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $396,000 | 4,224 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $312,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $396,000 | 4,233 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,137 |
| Total interest expense | $148,000 | 3,544 |
| Net interest income | $878,000 | 4,193 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $164,000 | 3,454 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $85,000 | 2,571 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $78,000 | 3,669 |
| Total noninterest expense | $793,000 | 4,007 |
| Salaries and employee benefits | $377,000 | 4,260 |
| Premises and equipment expense | $107,000 | 3,528 |
| Additional noninterest expense | $309,000 | 3,596 |
| Pre-tax net operating income | $234,000 | 4,170 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $234,000 | 4,009 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $234,000 | 4,009 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $234,000 | 4,009 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $225,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $234,000 | 4,011 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 4,108 |
| Total interest expense | $563,000 | 3,490 |
| Net interest income | $3,535,000 | 4,158 |
| Provision for loan and lease losses | $74,000 | 3,315 |
| Total noninterest income | $596,000 | 3,701 |
| Gross Fiduciary activities income | $45,000 | 854 |
| Service charges on deposit accounts | $348,000 | 2,598 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $203,000 | 4,202 |
| Total noninterest expense | $3,207,000 | 3,994 |
| Salaries and employee benefits | $1,565,000 | 4,215 |
| Premises and equipment expense | $367,000 | 3,821 |
| Additional noninterest expense | $1,275,000 | 3,543 |
| Pre-tax net operating income | $850,000 | 4,253 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $847,000 | 3,929 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $847,000 | 3,929 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $847,000 | 3,929 |
| Net charge-offs | $86,000 | 2,569 |
| Cash dividends | $272,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $850,000 | 3,911 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,153 |
| Total interest expense | $420,000 | 3,502 |
| Net interest income | $2,626,000 | 4,209 |
| Provision for loan and lease losses | $18,000 | 3,740 |
| Total noninterest income | $415,000 | 3,834 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $266,000 | 2,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $139,000 | 4,340 |
| Total noninterest expense | $2,393,000 | 4,026 |
| Salaries and employee benefits | $1,142,000 | 4,284 |
| Premises and equipment expense | $297,000 | 3,700 |
| Additional noninterest expense | $954,000 | 3,562 |
| Pre-tax net operating income | $630,000 | 4,340 |
| Securities gains (losses) | $-3,000 | 5,250 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $627,000 | 4,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $627,000 | 4,139 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $627,000 | 4,140 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $272,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $630,000 | 4,114 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,169 |
| Total interest expense | $275,000 | 3,510 |
| Net interest income | $1,748,000 | 4,228 |
| Provision for loan and lease losses | $12,000 | 3,569 |
| Total noninterest income | $259,000 | 3,939 |
| Gross Fiduciary activities income | $10,000 | 914 |
| Service charges on deposit accounts | $174,000 | 2,623 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $75,000 | 4,545 |
| Total noninterest expense | $1,616,000 | 4,018 |
| Salaries and employee benefits | $779,000 | 4,278 |
| Premises and equipment expense | $197,000 | 3,733 |
| Additional noninterest expense | $640,000 | 3,560 |
| Pre-tax net operating income | $379,000 | 4,443 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $376,000 | 4,246 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $376,000 | 4,245 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $376,000 | 4,246 |
| Net charge-offs | $14,000 | 2,775 |
| Cash dividends | $122,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $379,000 | 4,211 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 4,218 |
| Total interest expense | $136,000 | 3,520 |
| Net interest income | $855,000 | 4,284 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $108,000 | 4,180 |
| Gross Fiduciary activities income | $9,000 | 878 |
| Service charges on deposit accounts | $89,000 | 2,583 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $716,000 | 4,292 |
| Salaries and employee benefits | $364,000 | 4,446 |
| Premises and equipment expense | $53,000 | 4,759 |
| Additional noninterest expense | $299,000 | 3,717 |
| Pre-tax net operating income | $241,000 | 4,149 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $241,000 | 3,912 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $241,000 | 3,910 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $241,000 | 3,912 |
| Net charge-offs | $47,000 | 1,374 |
| Cash dividends | $35,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $241,000 | 3,893 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 4,220 |
| Total interest expense | $533,000 | 3,531 |
| Net interest income | $3,432,000 | 4,278 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $674,000 | 3,643 |
| Gross Fiduciary activities income | $11,000 | 1,007 |
| Service charges on deposit accounts | $401,000 | 2,466 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $262,000 | 4,091 |
| Total noninterest expense | $3,320,000 | 4,026 |
| Salaries and employee benefits | $1,568,000 | 4,314 |
| Premises and equipment expense | $422,000 | 3,684 |
| Additional noninterest expense | $1,330,000 | 3,592 |
| Pre-tax net operating income | $726,000 | 4,463 |
| Securities gains (losses) | $32,000 | 2,123 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $758,000 | 4,250 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $758,000 | 4,248 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $758,000 | 4,249 |
| Net charge-offs | $-25,000 | 5,173 |
| Cash dividends | $487,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $726,000 | 4,261 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 4,255 |
| Total interest expense | $397,000 | 3,571 |
| Net interest income | $2,570,000 | 4,316 |
| Provision for loan and lease losses | $4,000 | 4,129 |
| Total noninterest income | $510,000 | 3,653 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $306,000 | 2,435 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $200,000 | 4,110 |
| Total noninterest expense | $2,520,000 | 4,017 |
| Salaries and employee benefits | $1,171,000 | 4,329 |
| Premises and equipment expense | $323,000 | 3,676 |
| Additional noninterest expense | $1,026,000 | 3,555 |
| Pre-tax net operating income | $556,000 | 4,511 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $569,000 | 4,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $569,000 | 4,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $569,000 | 4,327 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $487,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $556,000 | 4,293 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 4,286 |
| Total interest expense | $263,000 | 3,596 |
| Net interest income | $1,717,000 | 4,342 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $319,000 | 3,746 |
| Gross Fiduciary activities income | $3,000 | 1,028 |
| Service charges on deposit accounts | $184,000 | 2,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,134 |
| Total noninterest expense | $1,732,000 | 3,994 |
| Salaries and employee benefits | $817,000 | 4,265 |
| Premises and equipment expense | $204,000 | 3,786 |
| Additional noninterest expense | $711,000 | 3,504 |
| Pre-tax net operating income | $304,000 | 4,743 |
| Securities gains (losses) | $-10,000 | 5,904 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $294,000 | 4,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,653 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $294,000 | 4,654 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $187,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $304,000 | 4,559 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 4,314 |
| Total interest expense | $133,000 | 3,600 |
| Net interest income | $860,000 | 4,363 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $162,000 | 3,689 |
| Gross Fiduciary activities income | $3,000 | 976 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $821,000 | 4,123 |
| Salaries and employee benefits | $373,000 | 4,490 |
| Premises and equipment expense | $99,000 | 3,882 |
| Additional noninterest expense | $349,000 | 3,548 |
| Pre-tax net operating income | $201,000 | 4,425 |
| Securities gains (losses) | $-10,000 | 5,987 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $191,000 | 4,300 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $191,000 | 4,297 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $191,000 | 4,299 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $201,000 | 4,171 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 4,316 |
| Total interest expense | $553,000 | 3,540 |
| Net interest income | $3,417,000 | 4,394 |
| Provision for loan and lease losses | $260,000 | 2,051 |
| Total noninterest income | $631,000 | 3,809 |
| Gross Fiduciary activities income | $24,000 | 969 |
| Service charges on deposit accounts | $368,000 | 2,679 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $239,000 | 4,248 |
| Total noninterest expense | $3,258,000 | 4,140 |
| Salaries and employee benefits | $1,592,000 | 4,371 |
| Premises and equipment expense | $357,000 | 4,135 |
| Additional noninterest expense | $1,309,000 | 3,724 |
| Pre-tax net operating income | $530,000 | 4,868 |
| Securities gains (losses) | $40,000 | 1,793 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $570,000 | 4,679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $570,000 | 4,681 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $570,000 | 4,681 |
| Net charge-offs | $543,000 | 1,099 |
| Cash dividends | $437,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $530,000 | 4,712 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 4,371 |
| Total interest expense | $423,000 | 3,561 |
| Net interest income | $2,548,000 | 4,445 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $470,000 | 3,862 |
| Gross Fiduciary activities income | $11,000 | 997 |
| Service charges on deposit accounts | $279,000 | 2,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 4,270 |
| Total noninterest expense | $2,412,000 | 4,208 |
| Salaries and employee benefits | $1,173,000 | 4,437 |
| Premises and equipment expense | $280,000 | 4,088 |
| Additional noninterest expense | $959,000 | 3,792 |
| Pre-tax net operating income | $606,000 | 4,486 |
| Securities gains (losses) | $40,000 | 1,615 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $646,000 | 4,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $646,000 | 4,218 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $646,000 | 4,220 |
| Net charge-offs | $-201,000 | 5,967 |
| Cash dividends | $287,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $606,000 | 4,269 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 4,378 |
| Total interest expense | $285,000 | 3,561 |
| Net interest income | $1,717,000 | 4,445 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $311,000 | 3,879 |
| Gross Fiduciary activities income | $9,000 | 987 |
| Service charges on deposit accounts | $179,000 | 2,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,275 |
| Total noninterest expense | $1,614,000 | 4,235 |
| Salaries and employee benefits | $802,000 | 4,413 |
| Premises and equipment expense | $181,000 | 4,188 |
| Additional noninterest expense | $631,000 | 3,853 |
| Pre-tax net operating income | $414,000 | 4,441 |
| Securities gains (losses) | $40,000 | 1,361 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $454,000 | 4,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $454,000 | 4,129 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $454,000 | 4,131 |
| Net charge-offs | $-200,000 | 6,079 |
| Cash dividends | $287,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $414,000 | 4,193 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 4,306 |
| Total interest expense | $143,000 | 3,583 |
| Net interest income | $903,000 | 4,366 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $150,000 | 3,909 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 4,269 |
| Total noninterest expense | $777,000 | 4,356 |
| Salaries and employee benefits | $377,000 | 4,584 |
| Premises and equipment expense | $89,000 | 4,259 |
| Additional noninterest expense | $311,000 | 3,881 |
| Pre-tax net operating income | $276,000 | 4,014 |
| Securities gains (losses) | $37,000 | 984 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $313,000 | 3,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $313,000 | 3,574 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $313,000 | 3,574 |
| Net charge-offs | $-199,000 | 6,245 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $276,000 | 3,713 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 4,442 |
| Total interest expense | $603,000 | 3,627 |
| Net interest income | $3,446,000 | 4,514 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $618,000 | 3,940 |
| Gross Fiduciary activities income | $30,000 | 983 |
| Service charges on deposit accounts | $372,000 | 2,806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $216,000 | 4,430 |
| Total noninterest expense | $3,401,000 | 4,201 |
| Salaries and employee benefits | $1,702,000 | 4,350 |
| Premises and equipment expense | $359,000 | 4,310 |
| Additional noninterest expense | $1,340,000 | 3,803 |
| Pre-tax net operating income | $663,000 | 4,717 |
| Securities gains (losses) | $387,000 | 512 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,050,000 | 3,884 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,050,000 | 3,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,050,000 | 3,885 |
| Net charge-offs | $11,000 | 4,538 |
| Cash dividends | $437,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $663,000 | 4,499 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 4,464 |
| Total interest expense | $453,000 | 3,691 |
| Net interest income | $2,616,000 | 4,527 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $464,000 | 3,981 |
| Gross Fiduciary activities income | $19,000 | 983 |
| Service charges on deposit accounts | $281,000 | 2,832 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $164,000 | 4,464 |
| Total noninterest expense | $2,470,000 | 4,295 |
| Salaries and employee benefits | $1,189,000 | 4,519 |
| Premises and equipment expense | $276,000 | 4,318 |
| Additional noninterest expense | $1,005,000 | 3,822 |
| Pre-tax net operating income | $610,000 | 4,547 |
| Securities gains (losses) | $385,000 | 389 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $995,000 | 3,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $995,000 | 3,517 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $995,000 | 3,518 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $437,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $610,000 | 4,286 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 4,506 |
| Total interest expense | $304,000 | 3,705 |
| Net interest income | $1,717,000 | 4,571 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $308,000 | 3,993 |
| Gross Fiduciary activities income | $4,000 | 1,069 |
| Service charges on deposit accounts | $193,000 | 2,767 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $111,000 | 4,446 |
| Total noninterest expense | $1,603,000 | 4,385 |
| Salaries and employee benefits | $753,000 | 4,683 |
| Premises and equipment expense | $184,000 | 4,355 |
| Additional noninterest expense | $666,000 | 3,863 |
| Pre-tax net operating income | $422,000 | 4,449 |
| Securities gains (losses) | $368,000 | 304 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $790,000 | 3,114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $790,000 | 3,120 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $790,000 | 3,120 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $288,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $422,000 | 4,163 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 4,570 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $844,000 | 4,647 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $163,000 | 3,849 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $100,000 | 2,676 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $821,000 | 4,376 |
| Salaries and employee benefits | $379,000 | 4,712 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $340,000 | 3,817 |
| Pre-tax net operating income | $186,000 | 4,592 |
| Securities gains (losses) | $369,000 | 169 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $555,000 | 2,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $555,000 | 2,399 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $555,000 | 2,400 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $186,000 | 4,321 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 4,691 |
| Total interest expense | $675,000 | 3,827 |
| Net interest income | $3,207,000 | 4,785 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $647,000 | 4,004 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $390,000 | 2,871 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $248,000 | 4,330 |
| Total noninterest expense | $3,243,000 | 4,434 |
| Salaries and employee benefits | $1,684,000 | 4,476 |
| Premises and equipment expense | $385,000 | 4,312 |
| Additional noninterest expense | $1,174,000 | 4,246 |
| Pre-tax net operating income | $596,000 | 4,810 |
| Securities gains (losses) | $58,000 | 1,698 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $654,000 | 4,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $654,000 | 4,547 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $654,000 | 4,547 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $437,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $596,000 | 4,608 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,763 |
| Total interest expense | $516,000 | 3,868 |
| Net interest income | $2,371,000 | 4,855 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $483,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $290,000 | 2,897 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $193,000 | 4,351 |
| Total noninterest expense | $2,386,000 | 4,493 |
| Salaries and employee benefits | $1,259,000 | 4,488 |
| Premises and equipment expense | $322,000 | 4,108 |
| Additional noninterest expense | $805,000 | 4,459 |
| Pre-tax net operating income | $453,000 | 4,884 |
| Securities gains (losses) | $-12,000 | 6,525 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $441,000 | 4,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $441,000 | 4,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $441,000 | 4,785 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $287,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $453,000 | 4,660 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 4,769 |
| Total interest expense | $352,000 | 3,887 |
| Net interest income | $1,584,000 | 4,867 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $313,000 | 4,143 |
| Gross Fiduciary activities income | $-1,000 | 6,939 |
| Service charges on deposit accounts | $181,000 | 3,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,371 |
| Total noninterest expense | $1,538,000 | 4,588 |
| Salaries and employee benefits | $825,000 | 4,565 |
| Premises and equipment expense | $203,000 | 4,237 |
| Additional noninterest expense | $510,000 | 4,588 |
| Pre-tax net operating income | $344,000 | 4,698 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $342,000 | 4,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 4,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $342,000 | 4,555 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $287,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $344,000 | 4,454 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 4,783 |
| Total interest expense | $177,000 | 3,962 |
| Net interest income | $803,000 | 4,865 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $162,000 | 4,041 |
| Gross Fiduciary activities income | $-4,000 | 7,018 |
| Service charges on deposit accounts | $92,000 | 2,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $762,000 | 4,645 |
| Salaries and employee benefits | $440,000 | 4,453 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $232,000 | 4,821 |
| Pre-tax net operating income | $188,000 | 4,561 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $186,000 | 4,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $186,000 | 4,396 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $186,000 | 4,395 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $188,000 | 4,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 4,735 |
| Total interest expense | $892,000 | 3,882 |
| Net interest income | $3,321,000 | 4,877 |
| Provision for loan and lease losses | $95,000 | 4,737 |
| Total noninterest income | $683,000 | 3,932 |
| Gross Fiduciary activities income | $29,000 | 1,030 |
| Service charges on deposit accounts | $387,000 | 2,997 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $267,000 | 4,195 |
| Total noninterest expense | $3,289,000 | 4,522 |
| Salaries and employee benefits | $1,639,000 | 4,635 |
| Premises and equipment expense | $342,000 | 4,673 |
| Additional noninterest expense | $1,308,000 | 4,141 |
| Pre-tax net operating income | $620,000 | 4,674 |
| Securities gains (losses) | $142,000 | 1,989 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $762,000 | 4,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 4,333 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $762,000 | 4,335 |
| Net charge-offs | $29,000 | 5,219 |
| Cash dividends | $287,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $620,000 | 4,476 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,799 |
| Total interest expense | $705,000 | 3,885 |
| Net interest income | $2,487,000 | 4,961 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $529,000 | 3,907 |
| Gross Fiduciary activities income | $23,000 | 1,008 |
| Service charges on deposit accounts | $290,000 | 3,030 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $216,000 | 4,139 |
| Total noninterest expense | $2,506,000 | 4,510 |
| Salaries and employee benefits | $1,274,000 | 4,560 |
| Premises and equipment expense | $270,000 | 4,598 |
| Additional noninterest expense | $962,000 | 4,205 |
| Pre-tax net operating income | $430,000 | 4,894 |
| Securities gains (losses) | $45,000 | 2,497 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $475,000 | 4,715 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $475,000 | 4,715 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $475,000 | 4,715 |
| Net charge-offs | $21,000 | 5,036 |
| Cash dividends | $287,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $430,000 | 4,696 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 4,822 |
| Total interest expense | $486,000 | 3,896 |
| Net interest income | $1,656,000 | 4,988 |
| Provision for loan and lease losses | $65,000 | 4,299 |
| Total noninterest income | $361,000 | 3,861 |
| Gross Fiduciary activities income | $12,000 | 1,032 |
| Service charges on deposit accounts | $195,000 | 3,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $1,654,000 | 4,556 |
| Salaries and employee benefits | $838,000 | 4,613 |
| Premises and equipment expense | $176,000 | 4,677 |
| Additional noninterest expense | $640,000 | 4,232 |
| Pre-tax net operating income | $298,000 | 4,844 |
| Securities gains (losses) | $23,000 | 2,438 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $321,000 | 4,707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $321,000 | 4,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $321,000 | 4,710 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $287,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $298,000 | 4,634 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 4,855 |
| Total interest expense | $245,000 | 3,980 |
| Net interest income | $829,000 | 5,011 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $101,000 | 2,916 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 4,037 |
| Total noninterest expense | $859,000 | 4,500 |
| Salaries and employee benefits | $454,000 | 4,445 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $312,000 | 4,284 |
| Pre-tax net operating income | $120,000 | 5,201 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $120,000 | 5,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $120,000 | 5,158 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $120,000 | 5,159 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $120,000 | 5,016 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 4,865 |
| Total interest expense | $1,059,000 | 4,281 |
| Net interest income | $3,406,000 | 4,973 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $861,000 | 3,386 |
| Gross Fiduciary activities income | $120,000 | 817 |
| Service charges on deposit accounts | $436,000 | 2,859 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $305,000 | 3,844 |
| Total noninterest expense | $3,133,000 | 4,762 |
| Salaries and employee benefits | $1,621,000 | 4,743 |
| Premises and equipment expense | $344,000 | 4,914 |
| Additional noninterest expense | $1,168,000 | 4,536 |
| Pre-tax net operating income | $984,000 | 3,762 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-19,000 | 6,642 |
| Income before extraordinary items | $1,003,000 | 3,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,563 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,003,000 | 3,564 |
| Net charge-offs | $127,000 | 4,759 |
| Cash dividends | $87,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,003,000 | 3,444 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,906 |
| Total interest expense | $804,000 | 4,350 |
| Net interest income | $2,556,000 | 5,000 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $637,000 | 3,410 |
| Gross Fiduciary activities income | $62,000 | 856 |
| Service charges on deposit accounts | $338,000 | 2,789 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $237,000 | 3,835 |
| Total noninterest expense | $2,378,000 | 4,739 |
| Salaries and employee benefits | $1,238,000 | 4,700 |
| Premises and equipment expense | $265,000 | 4,913 |
| Additional noninterest expense | $875,000 | 4,538 |
| Pre-tax net operating income | $710,000 | 3,949 |
| Securities gains (losses) | $-14,000 | 7,033 |
| Applicable income taxes | $-19,000 | 6,835 |
| Income before extraordinary items | $715,000 | 3,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 3,725 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $715,000 | 3,724 |
| Net charge-offs | $107,000 | 4,367 |
| Cash dividends | $87,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $729,000 | 3,572 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 4,971 |
| Total interest expense | $542,000 | 4,443 |
| Net interest income | $1,674,000 | 5,054 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $383,000 | 3,649 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $225,000 | 2,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 3,905 |
| Total noninterest expense | $1,564,000 | 4,830 |
| Salaries and employee benefits | $788,000 | 4,868 |
| Premises and equipment expense | $170,000 | 5,045 |
| Additional noninterest expense | $606,000 | 4,503 |
| Pre-tax net operating income | $433,000 | 4,074 |
| Securities gains (losses) | $-14,000 | 7,098 |
| Applicable income taxes | $-19,000 | 6,923 |
| Income before extraordinary items | $438,000 | 3,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 3,817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $438,000 | 3,818 |
| Net charge-offs | $105,000 | 3,796 |
| Cash dividends | $87,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $452,000 | 3,665 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,032 |
| Total interest expense | $274,000 | 4,530 |
| Net interest income | $818,000 | 5,113 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $185,000 | 3,749 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $112,000 | 2,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $798,000 | 4,791 |
| Salaries and employee benefits | $413,000 | 4,780 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $298,000 | 4,551 |
| Pre-tax net operating income | $175,000 | 4,423 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-19,000 | 7,076 |
| Income before extraordinary items | $194,000 | 4,035 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $194,000 | 4,034 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 4,035 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,000 | 3,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 5,161 |
| Total interest expense | $1,197,000 | 4,827 |
| Net interest income | $3,204,000 | 5,190 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $754,000 | 3,767 |
| Gross Fiduciary activities income | $34,000 | 1,002 |
| Service charges on deposit accounts | $442,000 | 2,885 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $278,000 | 4,069 |
| Total noninterest expense | $3,253,000 | 4,781 |
| Salaries and employee benefits | $1,654,000 | 4,771 |
| Premises and equipment expense | $358,000 | 5,016 |
| Additional noninterest expense | $1,241,000 | 4,520 |
| Pre-tax net operating income | $510,000 | 4,345 |
| Securities gains (losses) | $132,000 | 1,927 |
| Applicable income taxes | $-19,000 | 6,617 |
| Income before extraordinary items | $661,000 | 3,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $661,000 | 3,931 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $661,000 | 3,932 |
| Net charge-offs | $158,000 | 5,006 |
| Cash dividends | $87,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $529,000 | 4,092 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 5,281 |
| Total interest expense | $905,000 | 4,967 |
| Net interest income | $2,368,000 | 5,284 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $552,000 | 3,867 |
| Gross Fiduciary activities income | $19,000 | 1,023 |
| Service charges on deposit accounts | $323,000 | 3,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $210,000 | 4,103 |
| Total noninterest expense | $2,487,000 | 4,749 |
| Salaries and employee benefits | $1,286,000 | 4,695 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $919,000 | 4,540 |
| Pre-tax net operating income | $343,000 | 4,702 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $-19,000 | 6,885 |
| Income before extraordinary items | $364,000 | 4,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $364,000 | 4,599 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $364,000 | 4,599 |
| Net charge-offs | $102,000 | 4,879 |
| Cash dividends | $87,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $362,000 | 4,425 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,328 |
| Total interest expense | $612,000 | 5,028 |
| Net interest income | $1,559,000 | 5,338 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $338,000 | 4,004 |
| Gross Fiduciary activities income | $7,000 | 1,103 |
| Service charges on deposit accounts | $194,000 | 3,209 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 4,139 |
| Total noninterest expense | $1,647,000 | 4,777 |
| Salaries and employee benefits | $848,000 | 4,767 |
| Premises and equipment expense | $188,000 | 5,023 |
| Additional noninterest expense | $611,000 | 4,539 |
| Pre-tax net operating income | $190,000 | 4,984 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $-19,000 | 6,969 |
| Income before extraordinary items | $204,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $204,000 | 4,877 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $204,000 | 4,876 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $87,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $209,000 | 4,687 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,408 |
| Total interest expense | $317,000 | 5,060 |
| Net interest income | $761,000 | 5,440 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $173,000 | 3,978 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $866,000 | 4,697 |
| Salaries and employee benefits | $448,000 | 4,661 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $320,000 | 4,414 |
| Pre-tax net operating income | $38,000 | 5,799 |
| Securities gains (losses) | $-5,000 | 7,442 |
| Applicable income taxes | $-19,000 | 7,184 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $57,000 | 5,493 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 5,343 |
| Total interest expense | $1,684,000 | 4,886 |
| Net interest income | $2,943,000 | 5,433 |
| Provision for loan and lease losses | $175,000 | 5,925 |
| Total noninterest income | $743,000 | 3,929 |
| Gross Fiduciary activities income | $36,000 | 1,004 |
| Service charges on deposit accounts | $411,000 | 3,277 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $296,000 | 4,007 |
| Total noninterest expense | $3,331,000 | 4,875 |
| Salaries and employee benefits | $1,722,000 | 4,788 |
| Premises and equipment expense | $368,000 | 5,198 |
| Additional noninterest expense | $1,241,000 | 4,649 |
| Pre-tax net operating income | $180,000 | 4,862 |
| Securities gains (losses) | $79,000 | 2,313 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $278,000 | 4,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 4,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $278,000 | 4,543 |
| Net charge-offs | $130,000 | 5,460 |
| Cash dividends | $87,000 | 4,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $199,000 | 4,744 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 5,385 |
| Total interest expense | $1,315,000 | 4,935 |
| Net interest income | $2,195,000 | 5,466 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $539,000 | 4,081 |
| Gross Fiduciary activities income | $27,000 | 988 |
| Service charges on deposit accounts | $305,000 | 3,308 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $207,000 | 4,232 |
| Total noninterest expense | $2,530,000 | 4,844 |
| Salaries and employee benefits | $1,321,000 | 4,760 |
| Premises and equipment expense | $285,000 | 5,164 |
| Additional noninterest expense | $924,000 | 4,647 |
| Pre-tax net operating income | $114,000 | 5,229 |
| Securities gains (losses) | $79,000 | 1,990 |
| Applicable income taxes | $-19,000 | 6,703 |
| Income before extraordinary items | $212,000 | 4,793 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $212,000 | 4,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $212,000 | 4,794 |
| Net charge-offs | $25,000 | 6,127 |
| Cash dividends | $87,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $133,000 | 5,110 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 5,390 |
| Total interest expense | $888,000 | 5,021 |
| Net interest income | $1,484,000 | 5,439 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $352,000 | 4,113 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $200,000 | 3,310 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $144,000 | 4,200 |
| Total noninterest expense | $1,649,000 | 4,958 |
| Salaries and employee benefits | $860,000 | 4,886 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $597,000 | 4,741 |
| Pre-tax net operating income | $127,000 | 5,052 |
| Securities gains (losses) | $47,000 | 1,942 |
| Applicable income taxes | $-19,000 | 6,860 |
| Income before extraordinary items | $193,000 | 4,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 4,578 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $193,000 | 4,578 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $87,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $146,000 | 4,804 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,417 |
| Total interest expense | $452,000 | 5,088 |
| Net interest income | $742,000 | 5,423 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $160,000 | 4,257 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $92,000 | 3,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $816,000 | 4,896 |
| Salaries and employee benefits | $451,000 | 4,783 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $266,000 | 4,785 |
| Pre-tax net operating income | $56,000 | 5,545 |
| Securities gains (losses) | $46,000 | 1,339 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $56,000 | 5,425 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 5,075 |
| Total interest expense | $2,348,000 | 4,903 |
| Net interest income | $3,361,000 | 5,089 |
| Provision for loan and lease losses | $84,000 | 6,208 |
| Total noninterest income | $785,000 | 3,915 |
| Gross Fiduciary activities income | $61,000 | 948 |
| Service charges on deposit accounts | $475,000 | 3,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $249,000 | 4,446 |
| Total noninterest expense | $3,314,000 | 4,805 |
| Salaries and employee benefits | $1,741,000 | 4,897 |
| Premises and equipment expense | $367,000 | 5,318 |
| Additional noninterest expense | $1,206,000 | 4,279 |
| Pre-tax net operating income | $748,000 | 4,284 |
| Securities gains (losses) | $-2,756,000 | 7,971 |
| Applicable income taxes | $-19,000 | 6,842 |
| Income before extraordinary items | $-1,989,000 | 7,375 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,989,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,793 |
| Cash dividends | $537,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $739,440 | 3,983 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 5,058 |
| Total interest expense | $1,836,000 | 4,921 |
| Net interest income | $2,580,000 | 5,071 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $611,000 | 3,922 |
| Gross Fiduciary activities income | $47,000 | 940 |
| Service charges on deposit accounts | $357,000 | 3,132 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 4,351 |
| Total noninterest expense | $2,495,000 | 4,760 |
| Salaries and employee benefits | $1,351,000 | 4,801 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $867,000 | 4,319 |
| Pre-tax net operating income | $687,000 | 4,375 |
| Securities gains (losses) | $-2,259,000 | 8,080 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,572,000 | 7,733 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,572,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,131 |
| Cash dividends | $537,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $687,000 | 3,999 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 5,060 |
| Total interest expense | $1,301,000 | 4,880 |
| Net interest income | $1,715,000 | 5,085 |
| Provision for loan and lease losses | $9,000 | 6,362 |
| Total noninterest income | $391,000 | 4,056 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $232,000 | 3,171 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $149,000 | 4,327 |
| Total noninterest expense | $1,704,000 | 4,729 |
| Salaries and employee benefits | $948,000 | 4,700 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $573,000 | 4,326 |
| Pre-tax net operating income | $393,000 | 4,826 |
| Securities gains (losses) | $67,000 | 1,234 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $460,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $362,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $393,000 | 4,448 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 5,143 |
| Total interest expense | $691,000 | 4,913 |
| Net interest income | $826,000 | 5,217 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $215,000 | 3,850 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $115,000 | 3,148 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $825,000 | 4,836 |
| Salaries and employee benefits | $448,000 | 4,908 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $286,000 | 4,266 |
| Pre-tax net operating income | $207,000 | 4,894 |
| Securities gains (losses) | $59,000 | 996 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $266,000 | 4,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $266,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 5,013 |
| Total interest expense | $2,903,000 | 4,887 |
| Net interest income | $3,463,000 | 5,069 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $813,000 | 3,978 |
| Gross Fiduciary activities income | $58,000 | 992 |
| Service charges on deposit accounts | $465,000 | 3,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $290,000 | 4,303 |
| Total noninterest expense | $3,227,000 | 4,784 |
| Salaries and employee benefits | $1,829,000 | 4,697 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $1,104,000 | 4,327 |
| Pre-tax net operating income | $1,049,000 | 4,639 |
| Securities gains (losses) | $-37,000 | 7,934 |
| Applicable income taxes | $-80,000 | 7,992 |
| Income before extraordinary items | $1,092,000 | 4,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,092,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,397 |
| Cash dividends | $1,887,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,129,000 | 4,050 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 5,055 |
| Total interest expense | $2,160,000 | 4,920 |
| Net interest income | $2,596,000 | 5,083 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $576,000 | 4,104 |
| Gross Fiduciary activities income | $25,000 | 1,051 |
| Service charges on deposit accounts | $337,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $214,000 | 4,360 |
| Total noninterest expense | $2,348,000 | 4,854 |
| Salaries and employee benefits | $1,329,000 | 4,769 |
| Premises and equipment expense | $209,000 | 5,970 |
| Additional noninterest expense | $810,000 | 4,327 |
| Pre-tax net operating income | $824,000 | 4,778 |
| Securities gains (losses) | $-37,000 | 8,108 |
| Applicable income taxes | $-80,000 | 8,218 |
| Income before extraordinary items | $867,000 | 4,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $867,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $1,687,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $904,000 | 4,095 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 5,108 |
| Total interest expense | $1,413,000 | 4,970 |
| Net interest income | $1,721,000 | 5,133 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $384,000 | 4,122 |
| Gross Fiduciary activities income | $12,000 | 1,114 |
| Service charges on deposit accounts | $220,000 | 3,309 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $152,000 | 4,286 |
| Total noninterest expense | $1,563,000 | 4,889 |
| Salaries and employee benefits | $896,000 | 4,772 |
| Premises and equipment expense | $131,000 | 6,155 |
| Additional noninterest expense | $536,000 | 4,359 |
| Pre-tax net operating income | $542,000 | 4,885 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-80,000 | 8,355 |
| Income before extraordinary items | $622,000 | 4,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $622,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $1,687,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $622,000 | 4,076 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 5,154 |
| Total interest expense | $691,000 | 5,018 |
| Net interest income | $850,000 | 5,179 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $723,000 | 5,143 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $294,000 | 4,700 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-80,000 | 8,484 |
| Income before extraordinary items | $374,000 | 3,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $374,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $374,000 | 3,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 5,062 |
| Total interest expense | $2,510,000 | 4,810 |
| Net interest income | $3,416,000 | 5,136 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $753,000 | 4,199 |
| Gross Fiduciary activities income | $63,000 | 997 |
| Service charges on deposit accounts | $428,000 | 3,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $2,967,000 | 4,935 |
| Salaries and employee benefits | $1,691,000 | 4,822 |
| Premises and equipment expense | $262,000 | 6,089 |
| Additional noninterest expense | $1,014,000 | 4,468 |
| Pre-tax net operating income | $992,000 | 5,217 |
| Securities gains (losses) | $31,000 | 795 |
| Applicable income taxes | $205,000 | 4,272 |
| Income before extraordinary items | $818,000 | 5,154 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $818,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,884 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $793,200 | 5,232 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 5,080 |
| Total interest expense | $1,831,000 | 4,807 |
| Net interest income | $2,561,000 | 5,174 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $533,000 | 4,333 |
| Gross Fiduciary activities income | $30,000 | 1,052 |
| Service charges on deposit accounts | $324,000 | 3,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 4,770 |
| Total noninterest expense | $2,166,000 | 4,997 |
| Salaries and employee benefits | $1,216,000 | 4,926 |
| Premises and equipment expense | $194,000 | 6,154 |
| Additional noninterest expense | $756,000 | 4,464 |
| Pre-tax net operating income | $768,000 | 5,309 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $180,000 | 4,273 |
| Income before extraordinary items | $588,000 | 5,405 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $588,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,067 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $588,000 | 5,400 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 5,071 |
| Total interest expense | $1,184,000 | 4,757 |
| Net interest income | $1,718,000 | 5,179 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $335,000 | 4,456 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $1,439,000 | 5,035 |
| Salaries and employee benefits | $818,000 | 4,925 |
| Premises and equipment expense | $129,000 | 6,171 |
| Additional noninterest expense | $492,000 | 4,540 |
| Pre-tax net operating income | $494,000 | 5,426 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $120,000 | 4,307 |
| Income before extraordinary items | $374,000 | 5,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $374,000 | 5,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,009 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $374,000 | 5,541 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 5,061 |
| Total interest expense | $568,000 | 4,746 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $680,000 | 5,226 |
| Salaries and employee benefits | $373,000 | 5,229 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $269,000 | 5,217 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $209,000 | 5,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $209,000 | 5,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 4,911 |
| Total interest expense | $2,128,000 | 4,252 |
| Net interest income | $3,280,000 | 5,207 |
| Provision for loan and lease losses | $212,000 | 3,492 |
| Total noninterest income | $650,000 | 4,587 |
| Gross Fiduciary activities income | $38,000 | 1,082 |
| Service charges on deposit accounts | $422,000 | 3,439 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 5,267 |
| Total noninterest expense | $2,769,000 | 5,045 |
| Salaries and employee benefits | $1,603,000 | 4,838 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $940,000 | 4,624 |
| Pre-tax net operating income | $949,000 | 5,494 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $194,000 | 4,710 |
| Income before extraordinary items | $756,000 | 5,485 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $756,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $755,200 | 5,458 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 4,932 |
| Total interest expense | $1,575,000 | 4,158 |
| Net interest income | $2,410,000 | 5,292 |
| Provision for loan and lease losses | $192,000 | 3,029 |
| Total noninterest income | $490,000 | 4,605 |
| Gross Fiduciary activities income | $23,000 | 1,096 |
| Service charges on deposit accounts | $308,000 | 3,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,086 |
| Total noninterest expense | $2,020,000 | 5,110 |
| Salaries and employee benefits | $1,153,000 | 4,944 |
| Premises and equipment expense | $171,000 | 6,411 |
| Additional noninterest expense | $696,000 | 4,639 |
| Pre-tax net operating income | $688,000 | 5,679 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $134,000 | 4,941 |
| Income before extraordinary items | $555,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,800 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $554,190 | 5,614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,918 |
| Total interest expense | $1,030,000 | 4,055 |
| Net interest income | $1,581,000 | 5,330 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $316,000 | 4,657 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $205,000 | 3,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $100,000 | 5,187 |
| Total noninterest expense | $1,374,000 | 5,040 |
| Salaries and employee benefits | $780,000 | 4,891 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $479,000 | 4,524 |
| Pre-tax net operating income | $423,000 | 5,843 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $74,000 | 5,163 |
| Income before extraordinary items | $343,000 | 5,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,003 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $347,920 | 5,756 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 4,971 |
| Total interest expense | $493,000 | 4,058 |
| Net interest income | $786,000 | 5,374 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $657,000 | 5,215 |
| Salaries and employee benefits | $367,000 | 5,125 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $243,000 | 5,510 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $192,740 | 5,483 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,914 |
| Total interest expense | $1,703,000 | 4,140 |
| Net interest income | $3,199,000 | 5,218 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $594,000 | 4,840 |
| Gross Fiduciary activities income | $42,000 | 1,087 |
| Service charges on deposit accounts | $437,000 | 3,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $2,663,000 | 5,073 |
| Salaries and employee benefits | $1,459,000 | 5,047 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $979,000 | 4,427 |
| Pre-tax net operating income | $890,000 | 5,521 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $180,000 | 4,880 |
| Income before extraordinary items | $704,000 | 5,567 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $704,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $708,800 | 5,477 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 4,946 |
| Total interest expense | $1,246,000 | 4,157 |
| Net interest income | $2,383,000 | 5,221 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $447,000 | 4,849 |
| Gross Fiduciary activities income | $30,000 | 1,089 |
| Service charges on deposit accounts | $330,000 | 3,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $87,000 | 6,182 |
| Total noninterest expense | $1,937,000 | 5,147 |
| Salaries and employee benefits | $1,051,000 | 5,125 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $726,000 | 4,400 |
| Pre-tax net operating income | $713,000 | 5,475 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $140,000 | 4,936 |
| Income before extraordinary items | $567,000 | 5,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $567,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $571,800 | 5,421 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 4,993 |
| Total interest expense | $830,000 | 4,165 |
| Net interest income | $1,562,000 | 5,279 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $300,000 | 4,828 |
| Gross Fiduciary activities income | $19,000 | 1,102 |
| Service charges on deposit accounts | $219,000 | 3,436 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $1,287,000 | 5,176 |
| Salaries and employee benefits | $700,000 | 5,166 |
| Premises and equipment expense | $105,000 | 6,680 |
| Additional noninterest expense | $482,000 | 4,433 |
| Pre-tax net operating income | $455,000 | 5,539 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $100,000 | 4,844 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $354,340 | 5,546 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,981 |
| Total interest expense | $418,000 | 4,193 |
| Net interest income | $788,000 | 5,264 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $155,000 | 4,694 |
| Gross Fiduciary activities income | $16,000 | 1,031 |
| Service charges on deposit accounts | $108,000 | 3,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $596,000 | 5,474 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $210,000 | 4,897 |
| Pre-tax net operating income | $287,000 | 4,913 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $211,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,740 | 5,079 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 4,970 |
| Total interest expense | $1,969,000 | 4,074 |
| Net interest income | $2,918,000 | 5,397 |
| Provision for loan and lease losses | $265,000 | 3,440 |
| Total noninterest income | $829,000 | 4,152 |
| Gross Fiduciary activities income | $38,000 | 1,132 |
| Service charges on deposit accounts | $490,000 | 3,136 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $301,000 | 4,499 |
| Total noninterest expense | $2,433,000 | 5,313 |
| Salaries and employee benefits | $1,311,000 | 5,327 |
| Premises and equipment expense | $214,000 | 6,622 |
| Additional noninterest expense | $908,000 | 4,592 |
| Pre-tax net operating income | $1,049,000 | 5,051 |
| Securities gains (losses) | $104,000 | 1,855 |
| Applicable income taxes | $271,000 | 4,440 |
| Income before extraordinary items | $882,000 | 4,990 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $882,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,646 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $802,960 | 5,068 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,032 |
| Total interest expense | $1,525,000 | 4,085 |
| Net interest income | $2,134,000 | 5,502 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $618,000 | 4,214 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $358,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 4,413 |
| Total noninterest expense | $1,667,000 | 5,613 |
| Salaries and employee benefits | $861,000 | 5,755 |
| Premises and equipment expense | $152,000 | 6,759 |
| Additional noninterest expense | $654,000 | 4,712 |
| Pre-tax net operating income | $950,000 | 4,691 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $232,000 | 4,406 |
| Income before extraordinary items | $822,000 | 4,523 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $822,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,410 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $740,880 | 4,631 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 5,074 |
| Total interest expense | $1,054,000 | 4,086 |
| Net interest income | $1,381,000 | 5,599 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $466,000 | 3,904 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $237,000 | 3,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $221,000 | 3,855 |
| Total noninterest expense | $1,104,000 | 5,638 |
| Salaries and employee benefits | $543,000 | 5,960 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $653,000 | 4,619 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $142,000 | 4,596 |
| Income before extraordinary items | $615,000 | 4,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $615,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,585 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $530,760 | 4,429 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,129 |
| Total interest expense | $532,000 | 4,143 |
| Net interest income | $677,000 | 5,648 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $116,000 | 3,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $542,000 | 5,692 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $248,000 | 5,307 |
| Securities gains (losses) | $39,000 | 1,535 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $187,360 | 5,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 5,175 |
| Total interest expense | $2,308,000 | 4,360 |
| Net interest income | $2,694,000 | 5,659 |
| Provision for loan and lease losses | $396,000 | 2,872 |
| Total noninterest income | $655,000 | 4,501 |
| Gross Fiduciary activities income | $39,000 | 1,168 |
| Service charges on deposit accounts | $469,000 | 3,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $2,033,000 | 5,821 |
| Salaries and employee benefits | $1,109,000 | 5,778 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $728,000 | 5,277 |
| Pre-tax net operating income | $920,000 | 5,419 |
| Securities gains (losses) | $94,000 | 1,808 |
| Applicable income taxes | $213,000 | 5,021 |
| Income before extraordinary items | $801,000 | 5,210 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $801,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,733 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $726,740 | 5,317 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,162 |
| Total interest expense | $3,121,000 | 4,582 |
| Net interest income | $2,579,000 | 5,609 |
| Provision for loan and lease losses | $141,000 | 4,914 |
| Total noninterest income | $710,000 | 4,155 |
| Gross Fiduciary activities income | $91,000 | 1,019 |
| Service charges on deposit accounts | $454,000 | 3,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $165,000 | 5,332 |
| Total noninterest expense | $1,929,000 | 5,874 |
| Salaries and employee benefits | $1,042,000 | 5,846 |
| Premises and equipment expense | $180,000 | 7,067 |
| Additional noninterest expense | $707,000 | 5,262 |
| Pre-tax net operating income | $1,219,000 | 4,385 |
| Securities gains (losses) | $116,000 | 1,632 |
| Applicable income taxes | $311,000 | 4,191 |
| Income before extraordinary items | $1,024,000 | 4,220 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,024,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $934,680 | 4,349 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 5,472 |
| Total interest expense | $2,851,000 | 5,114 |
| Net interest income | $2,527,000 | 5,757 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $610,000 | 4,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,413 |
| Total noninterest expense | $1,764,000 | 6,127 |
| Salaries and employee benefits | $1,011,000 | 5,869 |
| Premises and equipment expense | $178,000 | 7,111 |
| Additional noninterest expense | $575,000 | 5,933 |
| Pre-tax net operating income | $1,268,000 | 4,580 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $348,000 | 4,283 |
| Income before extraordinary items | $919,000 | 4,627 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $919,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $690,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $919,730 | 4,624 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 5,767 |
| Total interest expense | $2,386,000 | 5,353 |
| Net interest income | $2,338,000 | 6,041 |
| Provision for loan and lease losses | $107,000 | 5,099 |
| Total noninterest income | $653,000 | 4,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $1,647,000 | 6,418 |
| Salaries and employee benefits | $915,000 | 6,236 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $486,000 | 6,613 |
| Pre-tax net operating income | $1,237,000 | 4,675 |
| Securities gains (losses) | $-76,000 | 9,899 |
| Applicable income taxes | $152,000 | 6,257 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,075,120 | 4,173 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 5,909 |
| Total interest expense | $2,379,000 | 5,555 |
| Net interest income | $2,319,000 | 6,105 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $609,000 | 4,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $1,524,000 | 6,620 |
| Salaries and employee benefits | $882,000 | 6,295 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $399,000 | 7,226 |
| Pre-tax net operating income | $1,338,000 | 4,533 |
| Securities gains (losses) | $118,000 | 1,185 |
| Applicable income taxes | $462,000 | 4,055 |
| Income before extraordinary items | $994,000 | 4,550 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $994,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $913,760 | 4,689 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 6,117 |
| Total interest expense | $2,214,000 | 5,851 |
| Net interest income | $2,396,000 | 6,221 |
| Provision for loan and lease losses | $71,000 | 5,899 |
| Total noninterest income | $546,000 | 4,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,907 |
| Total noninterest expense | $1,483,000 | 6,834 |
| Salaries and employee benefits | $848,000 | 6,547 |
| Premises and equipment expense | $176,000 | 7,266 |
| Additional noninterest expense | $459,000 | 6,847 |
| Pre-tax net operating income | $1,388,000 | 4,743 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $464,000 | 4,441 |
| Income before extraordinary items | $956,000 | 4,863 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $956,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $934,560 | 4,863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 6,542 |
| Total interest expense | $2,049,000 | 6,322 |
| Net interest income | $2,290,000 | 6,573 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $467,000 | 5,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $1,407,000 | 7,370 |
| Salaries and employee benefits | $803,000 | 6,969 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $436,000 | 7,582 |
| Pre-tax net operating income | $1,287,000 | 4,861 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $427,000 | 4,689 |
| Income before extraordinary items | $856,000 | 5,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $856,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $858,680 | 4,988 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 6,850 |
| Total interest expense | $2,040,000 | 6,373 |
| Net interest income | $2,090,000 | 7,103 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $470,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $1,412,000 | 7,550 |
| Salaries and employee benefits | $757,000 | 7,358 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $486,000 | 7,375 |
| Pre-tax net operating income | $1,112,000 | 5,562 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $361,000 | 5,312 |
| Income before extraordinary items | $775,000 | 5,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $775,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $758,680 | 5,643 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 7,301 |
| Total interest expense | $1,566,000 | 6,694 |
| Net interest income | $1,948,000 | 7,687 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $475,000 | 5,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $1,356,000 | 8,053 |
| Salaries and employee benefits | $698,000 | 7,898 |
| Premises and equipment expense | $185,000 | 7,754 |
| Additional noninterest expense | $473,000 | 8,121 |
| Pre-tax net operating income | $1,044,000 | 5,774 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $329,000 | 5,526 |
| Income before extraordinary items | $746,000 | 5,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $746,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $273,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $724,610 | 5,850 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,719 |
| Total interest expense | $1,475,000 | 7,297 |
| Net interest income | $1,898,000 | 7,958 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $411,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $1,345,000 | 8,354 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $496,000 | 8,251 |
| Pre-tax net operating income | $878,000 | 6,436 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $259,000 | 6,663 |
| Income before extraordinary items | $663,000 | 6,332 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $666,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $631,320 | 6,315 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 8,180 |
| Total interest expense | $1,784,000 | 7,663 |
| Net interest income | $1,721,000 | 8,591 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $453,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,278,000 | 8,730 |
| Salaries and employee benefits | $633,000 | 8,526 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $472,000 | 8,729 |
| Pre-tax net operating income | $827,000 | 6,443 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $219,000 | 7,205 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $610,340 | 6,134 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.