Home > Bank of Botetourt > Income and Expense
Bank of Botetourt, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,375,000 | 1,255 |
| Total interest expense | $9,385,000 | 1,353 |
| Net interest income | $24,990,000 | 1,207 |
| Provision for loan and lease losses | $1,037,000 | 823 |
| Total noninterest income | $5,100,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,074,000 | 946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,026,000 | 1,021 |
| Total noninterest expense | $18,893,000 | 1,263 |
| Salaries and employee benefits | $8,407,000 | 1,530 |
| Premises and equipment expense | $1,734,000 | 1,377 |
| Additional noninterest expense | $4,026,000 | 1,021 |
| Pre-tax net operating income | $10,160,000 | 1,144 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,987,000 | 989 |
| Income before extraordinary items | $8,173,000 | 1,193 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,173,000 | 1,209 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,173,000 | 1,196 |
| Net charge-offs | $279,000 | 1,005 |
| Cash dividends | $1,976,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 321 |
| Net operating income | $8,173,000 | 1,215 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,819,000 | 1,271 |
| Total interest expense | $6,080,000 | 1,391 |
| Net interest income | $18,739,000 | 1,209 |
| Provision for loan and lease losses | $651,000 | 857 |
| Total noninterest income | $3,927,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $790,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,137,000 | 1,002 |
| Total noninterest expense | $14,064,000 | 1,263 |
| Salaries and employee benefits | $6,299,000 | 1,540 |
| Premises and equipment expense | $1,365,000 | 1,328 |
| Additional noninterest expense | $3,137,000 | 1,002 |
| Pre-tax net operating income | $7,951,000 | 1,144 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,578,000 | 981 |
| Income before extraordinary items | $6,373,000 | 1,189 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,373,000 | 1,198 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,373,000 | 1,189 |
| Net charge-offs | $117,000 | 1,112 |
| Cash dividends | $1,481,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 308 |
| Net operating income | $6,373,000 | 1,214 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,059,000 | 1,276 |
| Total interest expense | $3,393,000 | 1,448 |
| Net interest income | $12,666,000 | 1,205 |
| Provision for loan and lease losses | $668,000 | 650 |
| Total noninterest income | $2,715,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $525,000 | 946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,190,000 | 905 |
| Total noninterest expense | $9,329,000 | 1,255 |
| Salaries and employee benefits | $4,150,000 | 1,557 |
| Premises and equipment expense | $929,000 | 1,291 |
| Additional noninterest expense | $2,190,000 | 904 |
| Pre-tax net operating income | $5,384,000 | 1,142 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,097,000 | 961 |
| Income before extraordinary items | $4,287,000 | 1,184 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,287,000 | 1,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,287,000 | 1,184 |
| Net charge-offs | $104,000 | 900 |
| Cash dividends | $987,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 293 |
| Net operating income | $4,287,000 | 1,190 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 1,275 |
| Total interest expense | $1,436,000 | 1,467 |
| Net interest income | $6,412,000 | 1,194 |
| Provision for loan and lease losses | $272,000 | 739 |
| Total noninterest income | $1,336,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $254,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 908 |
| Total noninterest expense | $4,598,000 | 1,292 |
| Salaries and employee benefits | $2,049,000 | 1,601 |
| Premises and equipment expense | $483,000 | 1,281 |
| Additional noninterest expense | $1,082,000 | 908 |
| Pre-tax net operating income | $2,878,000 | 1,111 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $584,000 | 948 |
| Income before extraordinary items | $2,294,000 | 1,149 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,294,000 | 1,148 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,294,000 | 1,148 |
| Net charge-offs | $36,000 | 909 |
| Cash dividends | $493,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 257 |
| Net operating income | $2,294,000 | 1,166 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,768,000 | 1,287 |
| Total interest expense | $2,312,000 | 1,451 |
| Net interest income | $23,456,000 | 1,264 |
| Provision for loan and lease losses | $1,510,000 | 620 |
| Total noninterest income | $5,053,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $931,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,122,000 | 1,029 |
| Total noninterest expense | $17,329,000 | 1,328 |
| Salaries and employee benefits | $8,032,000 | 1,568 |
| Premises and equipment expense | $1,712,000 | 1,398 |
| Additional noninterest expense | $4,122,000 | 1,029 |
| Pre-tax net operating income | $9,670,000 | 1,303 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,865,000 | 1,130 |
| Income before extraordinary items | $7,805,000 | 1,333 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,805,000 | 1,333 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,805,000 | 1,333 |
| Net charge-offs | $498,000 | 593 |
| Cash dividends | $1,428,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $7,148,000 | 99 |
| Net operating income | $7,805,000 | 1,349 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,231,000 | 1,295 |
| Total interest expense | $1,390,000 | 1,391 |
| Net interest income | $16,841,000 | 1,290 |
| Provision for loan and lease losses | $925,000 | 660 |
| Total noninterest income | $3,717,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $679,000 | 1,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,038,000 | 1,059 |
| Total noninterest expense | $12,626,000 | 1,350 |
| Salaries and employee benefits | $5,758,000 | 1,614 |
| Premises and equipment expense | $1,321,000 | 1,355 |
| Additional noninterest expense | $3,038,000 | 1,059 |
| Pre-tax net operating income | $7,007,000 | 1,321 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,393,000 | 1,131 |
| Income before extraordinary items | $5,614,000 | 1,357 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,614,000 | 1,356 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,614,000 | 1,357 |
| Net charge-offs | $353,000 | 528 |
| Cash dividends | $1,070,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $430,000 | 273 |
| Net operating income | $5,614,000 | 1,388 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,377,000 | 1,327 |
| Total interest expense | $887,000 | 1,254 |
| Net interest income | $10,490,000 | 1,331 |
| Provision for loan and lease losses | $430,000 | 756 |
| Total noninterest income | $2,453,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $430,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,023,000 | 1,091 |
| Total noninterest expense | $8,355,000 | 1,350 |
| Salaries and employee benefits | $3,831,000 | 1,614 |
| Premises and equipment expense | $870,000 | 1,367 |
| Additional noninterest expense | $3,654,000 | 1,001 |
| Pre-tax net operating income | $4,158,000 | 1,370 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $852,000 | 1,119 |
| Income before extraordinary items | $3,306,000 | 1,416 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,306,000 | 1,415 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,306,000 | 1,416 |
| Net charge-offs | $232,000 | 499 |
| Cash dividends | $712,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $317,000 | 244 |
| Net operating income | $3,306,000 | 1,449 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 1,313 |
| Total interest expense | $454,000 | 1,191 |
| Net interest income | $5,085,000 | 1,328 |
| Provision for loan and lease losses | $205,000 | 650 |
| Total noninterest income | $1,171,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $197,000 | 1,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $974,000 | 1,098 |
| Total noninterest expense | $4,108,000 | 1,361 |
| Salaries and employee benefits | $1,918,000 | 1,621 |
| Premises and equipment expense | $429,000 | 1,380 |
| Additional noninterest expense | $1,761,000 | 1,021 |
| Pre-tax net operating income | $1,943,000 | 1,374 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $400,000 | 1,105 |
| Income before extraordinary items | $1,543,000 | 1,426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,543,000 | 1,426 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,543,000 | 1,426 |
| Net charge-offs | $227,000 | 344 |
| Cash dividends | $356,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 240 |
| Net operating income | $1,543,000 | 1,440 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,471,000 | 1,344 |
| Total interest expense | $2,625,000 | 1,030 |
| Net interest income | $19,846,000 | 1,376 |
| Provision for loan and lease losses | $425,000 | 1,167 |
| Total noninterest income | $4,469,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $688,000 | 1,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,781,000 | 1,294 |
| Total noninterest expense | $15,484,000 | 1,411 |
| Salaries and employee benefits | $7,276,000 | 1,666 |
| Premises and equipment expense | $1,509,000 | 1,511 |
| Additional noninterest expense | $6,699,000 | 1,055 |
| Pre-tax net operating income | $8,406,000 | 1,426 |
| Securities gains (losses) | $44,000 | 1,189 |
| Applicable income taxes | $1,571,000 | 1,279 |
| Income before extraordinary items | $6,879,000 | 1,518 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,879,000 | 1,517 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,879,000 | 1,518 |
| Net charge-offs | $-10,000 | 3,664 |
| Cash dividends | $1,257,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 311 |
| Net operating income | $6,843,360 | 1,496 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,005,000 | 1,367 |
| Total interest expense | $2,133,000 | 1,012 |
| Net interest income | $14,872,000 | 1,395 |
| Provision for loan and lease losses | $195,000 | 1,507 |
| Total noninterest income | $3,042,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $487,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,555,000 | 1,430 |
| Total noninterest expense | $11,049,000 | 1,480 |
| Salaries and employee benefits | $5,021,000 | 1,773 |
| Premises and equipment expense | $1,145,000 | 1,521 |
| Additional noninterest expense | $4,883,000 | 1,074 |
| Pre-tax net operating income | $6,670,000 | 1,428 |
| Securities gains (losses) | $44,000 | 1,101 |
| Applicable income taxes | $1,336,000 | 1,242 |
| Income before extraordinary items | $5,378,000 | 1,535 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,378,000 | 1,535 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,378,000 | 1,535 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $937,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 265 |
| Net operating income | $5,342,800 | 1,511 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 1,351 |
| Total interest expense | $1,537,000 | 971 |
| Net interest income | $9,734,000 | 1,410 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,910,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $300,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,610,000 | 1,453 |
| Total noninterest expense | $7,199,000 | 1,501 |
| Salaries and employee benefits | $3,192,000 | 1,844 |
| Premises and equipment expense | $776,000 | 1,499 |
| Additional noninterest expense | $3,231,000 | 1,074 |
| Pre-tax net operating income | $4,445,000 | 1,416 |
| Securities gains (losses) | $42,000 | 946 |
| Applicable income taxes | $925,000 | 1,204 |
| Income before extraordinary items | $3,562,000 | 1,525 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,562,000 | 1,526 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,562,000 | 1,525 |
| Net charge-offs | $19,000 | 1,524 |
| Cash dividends | $623,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 233 |
| Net operating income | $3,528,820 | 1,498 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 1,354 |
| Total interest expense | $846,000 | 934 |
| Net interest income | $4,790,000 | 1,415 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,097,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $151,000 | 1,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,318 |
| Total noninterest expense | $3,407,000 | 1,560 |
| Salaries and employee benefits | $1,497,000 | 1,907 |
| Premises and equipment expense | $378,000 | 1,549 |
| Additional noninterest expense | $1,532,000 | 1,098 |
| Pre-tax net operating income | $2,480,000 | 1,311 |
| Securities gains (losses) | $15,000 | 950 |
| Applicable income taxes | $515,000 | 1,119 |
| Income before extraordinary items | $1,980,000 | 1,405 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,980,000 | 1,405 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,980,000 | 1,405 |
| Net charge-offs | $-23,000 | 4,396 |
| Cash dividends | $311,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 259 |
| Net operating income | $1,968,150 | 1,375 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,418,000 | 1,347 |
| Total interest expense | $4,665,000 | 1,015 |
| Net interest income | $17,753,000 | 1,428 |
| Provision for loan and lease losses | $1,980,000 | 1,051 |
| Total noninterest income | $3,802,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $621,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,181,000 | 1,383 |
| Total noninterest expense | $13,843,000 | 1,503 |
| Salaries and employee benefits | $6,423,000 | 1,798 |
| Premises and equipment expense | $1,422,000 | 1,576 |
| Additional noninterest expense | $5,998,000 | 1,087 |
| Pre-tax net operating income | $5,732,000 | 1,616 |
| Securities gains (losses) | $-40,000 | 4,912 |
| Applicable income taxes | $1,061,000 | 1,386 |
| Income before extraordinary items | $4,631,000 | 1,726 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,631,000 | 1,726 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,631,000 | 1,726 |
| Net charge-offs | $716,000 | 796 |
| Cash dividends | $1,207,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 360 |
| Net operating income | $4,663,400 | 1,681 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,719,000 | 1,365 |
| Total interest expense | $3,658,000 | 1,033 |
| Net interest income | $13,061,000 | 1,444 |
| Provision for loan and lease losses | $1,610,000 | 1,009 |
| Total noninterest income | $2,868,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $451,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,417,000 | 1,338 |
| Total noninterest expense | $10,182,000 | 1,505 |
| Salaries and employee benefits | $4,518,000 | 1,871 |
| Premises and equipment expense | $1,100,000 | 1,538 |
| Additional noninterest expense | $4,564,000 | 1,066 |
| Pre-tax net operating income | $4,137,000 | 1,632 |
| Securities gains (losses) | $-51,000 | 4,919 |
| Applicable income taxes | $781,000 | 1,374 |
| Income before extraordinary items | $3,305,000 | 1,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,305,000 | 1,769 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,305,000 | 1,769 |
| Net charge-offs | $575,000 | 692 |
| Cash dividends | $904,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 335 |
| Net operating income | $3,346,310 | 1,711 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,048,000 | 1,393 |
| Total interest expense | $2,490,000 | 1,089 |
| Net interest income | $8,558,000 | 1,461 |
| Provision for loan and lease losses | $1,190,000 | 980 |
| Total noninterest income | $1,908,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $306,000 | 1,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,602,000 | 1,263 |
| Total noninterest expense | $6,459,000 | 1,569 |
| Salaries and employee benefits | $2,817,000 | 1,964 |
| Premises and equipment expense | $731,000 | 1,540 |
| Additional noninterest expense | $2,911,000 | 1,098 |
| Pre-tax net operating income | $2,817,000 | 1,534 |
| Securities gains (losses) | $-47,000 | 4,915 |
| Applicable income taxes | $560,000 | 1,248 |
| Income before extraordinary items | $2,210,000 | 1,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,210,000 | 1,699 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,210,000 | 1,699 |
| Net charge-offs | $107,000 | 1,327 |
| Cash dividends | $603,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 316 |
| Net operating income | $2,247,600 | 1,632 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 1,381 |
| Total interest expense | $1,274,000 | 1,174 |
| Net interest income | $4,264,000 | 1,437 |
| Provision for loan and lease losses | $445,000 | 965 |
| Total noninterest income | $1,023,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $195,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 1,111 |
| Total noninterest expense | $3,542,000 | 1,461 |
| Salaries and employee benefits | $1,721,000 | 1,694 |
| Premises and equipment expense | $367,000 | 1,560 |
| Additional noninterest expense | $1,454,000 | 1,126 |
| Pre-tax net operating income | $1,300,000 | 1,481 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $262,000 | 1,189 |
| Income before extraordinary items | $1,038,000 | 1,611 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,038,000 | 1,610 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,038,000 | 1,611 |
| Net charge-offs | $99,000 | 890 |
| Cash dividends | $301,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 318 |
| Net operating income | $1,038,000 | 1,585 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,306,000 | 1,441 |
| Total interest expense | $4,621,000 | 1,322 |
| Net interest income | $16,685,000 | 1,452 |
| Provision for loan and lease losses | $830,000 | 1,045 |
| Total noninterest income | $3,583,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $738,000 | 1,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,845,000 | 1,244 |
| Total noninterest expense | $13,290,000 | 1,503 |
| Salaries and employee benefits | $6,478,000 | 1,738 |
| Premises and equipment expense | $1,326,000 | 1,661 |
| Additional noninterest expense | $5,486,000 | 1,155 |
| Pre-tax net operating income | $6,148,000 | 1,500 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,169,000 | 1,298 |
| Income before extraordinary items | $4,979,000 | 1,610 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,979,000 | 1,612 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,979,000 | 1,612 |
| Net charge-offs | $248,000 | 1,503 |
| Cash dividends | $1,098,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 392 |
| Net operating income | $4,979,000 | 1,569 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,735,000 | 1,478 |
| Total interest expense | $3,335,000 | 1,366 |
| Net interest income | $12,400,000 | 1,471 |
| Provision for loan and lease losses | $620,000 | 989 |
| Total noninterest income | $2,633,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $533,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,100,000 | 1,249 |
| Total noninterest expense | $9,742,000 | 1,543 |
| Salaries and employee benefits | $4,675,000 | 1,796 |
| Premises and equipment expense | $1,045,000 | 1,612 |
| Additional noninterest expense | $4,022,000 | 1,173 |
| Pre-tax net operating income | $4,671,000 | 1,538 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $930,000 | 1,293 |
| Income before extraordinary items | $3,741,000 | 1,623 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,741,000 | 1,624 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,741,000 | 1,624 |
| Net charge-offs | $243,000 | 1,159 |
| Cash dividends | $823,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 362 |
| Net operating income | $3,741,000 | 1,588 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,339,000 | 1,490 |
| Total interest expense | $2,167,000 | 1,374 |
| Net interest income | $8,172,000 | 1,492 |
| Provision for loan and lease losses | $595,000 | 758 |
| Total noninterest income | $1,641,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $330,000 | 1,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,311,000 | 1,266 |
| Total noninterest expense | $6,369,000 | 1,571 |
| Salaries and employee benefits | $3,050,000 | 1,830 |
| Premises and equipment expense | $686,000 | 1,638 |
| Additional noninterest expense | $2,633,000 | 1,204 |
| Pre-tax net operating income | $2,849,000 | 1,613 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $591,000 | 1,306 |
| Income before extraordinary items | $2,258,000 | 1,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,258,000 | 1,733 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,258,000 | 1,733 |
| Net charge-offs | $239,000 | 890 |
| Cash dividends | $549,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 348 |
| Net operating income | $2,258,000 | 1,700 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 1,515 |
| Total interest expense | $1,025,000 | 1,410 |
| Net interest income | $4,017,000 | 1,520 |
| Provision for loan and lease losses | $195,000 | 968 |
| Total noninterest income | $673,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $154,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 1,410 |
| Total noninterest expense | $3,054,000 | 1,630 |
| Salaries and employee benefits | $1,519,000 | 1,849 |
| Premises and equipment expense | $342,000 | 1,666 |
| Additional noninterest expense | $1,193,000 | 1,303 |
| Pre-tax net operating income | $1,441,000 | 1,578 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $287,000 | 1,287 |
| Income before extraordinary items | $1,154,000 | 1,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,154,000 | 1,676 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,154,000 | 1,677 |
| Net charge-offs | $22,000 | 1,644 |
| Cash dividends | $274,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 314 |
| Net operating income | $1,154,000 | 1,652 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,441,000 | 1,556 |
| Total interest expense | $3,189,000 | 1,363 |
| Net interest income | $15,252,000 | 1,574 |
| Provision for loan and lease losses | $470,000 | 1,516 |
| Total noninterest income | $3,092,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $674,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,418,000 | 1,321 |
| Total noninterest expense | $12,688,000 | 1,538 |
| Salaries and employee benefits | $6,112,000 | 1,774 |
| Premises and equipment expense | $1,341,000 | 1,658 |
| Additional noninterest expense | $5,235,000 | 1,202 |
| Pre-tax net operating income | $5,186,000 | 1,738 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $886,000 | 1,487 |
| Income before extraordinary items | $4,300,000 | 1,800 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,300,000 | 1,799 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,300,000 | 1,799 |
| Net charge-offs | $219,000 | 1,574 |
| Cash dividends | $860,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $7,799,000 | 77 |
| Net operating income | $4,300,000 | 1,794 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,574,000 | 1,565 |
| Total interest expense | $2,272,000 | 1,346 |
| Net interest income | $11,302,000 | 1,587 |
| Provision for loan and lease losses | $140,000 | 2,318 |
| Total noninterest income | $2,355,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $499,000 | 1,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,856,000 | 1,318 |
| Total noninterest expense | $9,356,000 | 1,554 |
| Salaries and employee benefits | $4,534,000 | 1,793 |
| Premises and equipment expense | $1,013,000 | 1,664 |
| Additional noninterest expense | $3,809,000 | 1,225 |
| Pre-tax net operating income | $4,161,000 | 1,630 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $697,000 | 1,501 |
| Income before extraordinary items | $3,464,000 | 1,702 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,464,000 | 1,701 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,464,000 | 1,701 |
| Net charge-offs | $47,000 | 2,243 |
| Cash dividends | $645,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 416 |
| Net operating income | $3,464,000 | 1,690 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 1,577 |
| Total interest expense | $1,448,000 | 1,327 |
| Net interest income | $7,401,000 | 1,612 |
| Provision for loan and lease losses | $55,000 | 2,756 |
| Total noninterest income | $1,419,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $325,000 | 1,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,094,000 | 1,439 |
| Total noninterest expense | $6,120,000 | 1,589 |
| Salaries and employee benefits | $2,993,000 | 1,825 |
| Premises and equipment expense | $670,000 | 1,687 |
| Additional noninterest expense | $2,457,000 | 1,263 |
| Pre-tax net operating income | $2,645,000 | 1,681 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $424,000 | 1,553 |
| Income before extraordinary items | $2,221,000 | 1,740 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,221,000 | 1,739 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,221,000 | 1,739 |
| Net charge-offs | $-13,000 | 4,607 |
| Cash dividends | $430,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 400 |
| Net operating income | $2,221,000 | 1,731 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 1,608 |
| Total interest expense | $680,000 | 1,341 |
| Net interest income | $3,617,000 | 1,640 |
| Provision for loan and lease losses | $55,000 | 2,014 |
| Total noninterest income | $796,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $161,000 | 1,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 1,285 |
| Total noninterest expense | $3,135,000 | 1,577 |
| Salaries and employee benefits | $1,583,000 | 1,770 |
| Premises and equipment expense | $311,000 | 1,819 |
| Additional noninterest expense | $1,241,000 | 1,249 |
| Pre-tax net operating income | $1,223,000 | 1,762 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $111,000 | 2,080 |
| Income before extraordinary items | $1,112,000 | 1,686 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,112,000 | 1,686 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,112,000 | 1,686 |
| Net charge-offs | $-23,000 | 5,025 |
| Cash dividends | $215,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 368 |
| Net operating income | $1,112,000 | 1,671 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,848,000 | 1,670 |
| Total interest expense | $2,252,000 | 1,393 |
| Net interest income | $13,596,000 | 1,714 |
| Provision for loan and lease losses | $450,000 | 1,540 |
| Total noninterest income | $2,444,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $574,000 | 1,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,870,000 | 1,595 |
| Total noninterest expense | $12,193,000 | 1,603 |
| Salaries and employee benefits | $6,064,000 | 1,808 |
| Premises and equipment expense | $1,307,000 | 1,724 |
| Additional noninterest expense | $4,822,000 | 1,283 |
| Pre-tax net operating income | $3,397,000 | 2,278 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,119,000 | 1,780 |
| Income before extraordinary items | $2,278,000 | 2,473 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,278,000 | 2,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,278,000 | 2,473 |
| Net charge-offs | $211,000 | 1,786 |
| Cash dividends | $799,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 453 |
| Net operating income | $2,278,000 | 2,454 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,686,000 | 1,694 |
| Total interest expense | $1,670,000 | 1,396 |
| Net interest income | $10,016,000 | 1,748 |
| Provision for loan and lease losses | $380,000 | 1,401 |
| Total noninterest income | $1,639,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $418,000 | 1,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,221,000 | 1,745 |
| Total noninterest expense | $8,977,000 | 1,635 |
| Salaries and employee benefits | $4,710,000 | 1,751 |
| Premises and equipment expense | $921,000 | 1,830 |
| Additional noninterest expense | $3,346,000 | 1,370 |
| Pre-tax net operating income | $2,298,000 | 2,501 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $694,000 | 1,800 |
| Income before extraordinary items | $1,604,000 | 2,748 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,604,000 | 2,747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,604,000 | 2,748 |
| Net charge-offs | $139,000 | 1,675 |
| Cash dividends | $599,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 418 |
| Net operating income | $1,604,000 | 2,731 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 1,704 |
| Total interest expense | $1,104,000 | 1,377 |
| Net interest income | $6,569,000 | 1,757 |
| Provision for loan and lease losses | $165,000 | 1,750 |
| Total noninterest income | $898,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $272,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,070 |
| Total noninterest expense | $6,001,000 | 1,639 |
| Salaries and employee benefits | $3,147,000 | 1,751 |
| Premises and equipment expense | $606,000 | 1,858 |
| Additional noninterest expense | $2,248,000 | 1,361 |
| Pre-tax net operating income | $1,301,000 | 2,718 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $392,000 | 1,920 |
| Income before extraordinary items | $909,000 | 2,963 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $909,000 | 2,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $909,000 | 2,963 |
| Net charge-offs | $58,000 | 1,882 |
| Cash dividends | $398,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 390 |
| Net operating income | $909,000 | 2,945 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 1,724 |
| Total interest expense | $540,000 | 1,380 |
| Net interest income | $3,225,000 | 1,783 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $420,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $135,000 | 1,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,163 |
| Total noninterest expense | $3,009,000 | 1,648 |
| Salaries and employee benefits | $1,588,000 | 1,757 |
| Premises and equipment expense | $296,000 | 1,912 |
| Additional noninterest expense | $1,125,000 | 1,356 |
| Pre-tax net operating income | $636,000 | 2,701 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $183,000 | 1,948 |
| Income before extraordinary items | $453,000 | 2,923 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $453,000 | 2,923 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $453,000 | 2,923 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 368 |
| Net operating income | $453,000 | 2,902 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,711,000 | 1,721 |
| Total interest expense | $2,156,000 | 1,320 |
| Net interest income | $12,555,000 | 1,789 |
| Provision for loan and lease losses | $975,000 | 922 |
| Total noninterest income | $3,418,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $625,000 | 1,752 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,793,000 | 1,272 |
| Total noninterest expense | $11,714,000 | 1,656 |
| Salaries and employee benefits | $6,117,000 | 1,753 |
| Premises and equipment expense | $1,220,000 | 1,833 |
| Additional noninterest expense | $4,377,000 | 1,407 |
| Pre-tax net operating income | $3,284,000 | 2,240 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,039,000 | 1,604 |
| Income before extraordinary items | $2,245,000 | 2,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,245,000 | 2,591 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,245,000 | 2,592 |
| Net charge-offs | $698,000 | 868 |
| Cash dividends | $682,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 470 |
| Net operating income | $2,245,000 | 2,538 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 1,733 |
| Total interest expense | $1,614,000 | 1,323 |
| Net interest income | $9,385,000 | 1,792 |
| Provision for loan and lease losses | $745,000 | 871 |
| Total noninterest income | $2,638,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $470,000 | 1,752 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,168,000 | 1,238 |
| Total noninterest expense | $8,630,000 | 1,681 |
| Salaries and employee benefits | $4,537,000 | 1,768 |
| Premises and equipment expense | $849,000 | 1,954 |
| Additional noninterest expense | $3,244,000 | 1,433 |
| Pre-tax net operating income | $2,648,000 | 2,155 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $868,000 | 1,553 |
| Income before extraordinary items | $1,780,000 | 2,526 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,780,000 | 2,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,780,000 | 2,527 |
| Net charge-offs | $631,000 | 666 |
| Cash dividends | $511,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 435 |
| Net operating income | $1,780,000 | 2,475 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 1,753 |
| Total interest expense | $1,056,000 | 1,350 |
| Net interest income | $6,214,000 | 1,812 |
| Provision for loan and lease losses | $545,000 | 799 |
| Total noninterest income | $1,846,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $294,000 | 1,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,552,000 | 1,161 |
| Total noninterest expense | $5,873,000 | 1,654 |
| Salaries and employee benefits | $3,099,000 | 1,731 |
| Premises and equipment expense | $565,000 | 1,948 |
| Additional noninterest expense | $2,209,000 | 1,403 |
| Pre-tax net operating income | $1,642,000 | 2,244 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $537,000 | 1,592 |
| Income before extraordinary items | $1,105,000 | 2,635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,105,000 | 2,634 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,105,000 | 2,634 |
| Net charge-offs | $300,000 | 867 |
| Cash dividends | $341,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 425 |
| Net operating income | $1,105,000 | 2,558 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 1,772 |
| Total interest expense | $494,000 | 1,436 |
| Net interest income | $3,107,000 | 1,809 |
| Provision for loan and lease losses | $255,000 | 776 |
| Total noninterest income | $722,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $152,000 | 1,784 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $570,000 | 1,392 |
| Total noninterest expense | $2,832,000 | 1,710 |
| Salaries and employee benefits | $1,476,000 | 1,820 |
| Premises and equipment expense | $257,000 | 2,115 |
| Additional noninterest expense | $1,099,000 | 1,400 |
| Pre-tax net operating income | $742,000 | 2,385 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $242,000 | 1,678 |
| Income before extraordinary items | $500,000 | 2,753 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $500,000 | 2,752 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $500,000 | 2,753 |
| Net charge-offs | $131,000 | 861 |
| Cash dividends | $170,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 388 |
| Net operating income | $500,000 | 2,699 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,579,000 | 1,820 |
| Total interest expense | $1,903,000 | 1,448 |
| Net interest income | $11,676,000 | 1,866 |
| Provision for loan and lease losses | $135,000 | 2,741 |
| Total noninterest income | $2,392,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $570,000 | 1,910 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,822,000 | 1,634 |
| Total noninterest expense | $10,062,000 | 1,883 |
| Salaries and employee benefits | $5,307,000 | 1,959 |
| Premises and equipment expense | $997,000 | 2,177 |
| Additional noninterest expense | $3,758,000 | 1,616 |
| Pre-tax net operating income | $3,871,000 | 1,917 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $1,238,000 | 1,391 |
| Income before extraordinary items | $2,657,000 | 2,233 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,657,000 | 2,233 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,657,000 | 2,234 |
| Net charge-offs | $1,174,000 | 604 |
| Cash dividends | $566,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 523 |
| Net operating income | $2,640,680 | 2,201 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,061,000 | 1,857 |
| Total interest expense | $1,450,000 | 1,445 |
| Net interest income | $8,611,000 | 1,909 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $1,841,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $419,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,422,000 | 1,590 |
| Total noninterest expense | $7,308,000 | 1,945 |
| Salaries and employee benefits | $3,855,000 | 2,013 |
| Premises and equipment expense | $699,000 | 2,313 |
| Additional noninterest expense | $2,754,000 | 1,650 |
| Pre-tax net operating income | $3,009,000 | 1,896 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $982,000 | 1,385 |
| Income before extraordinary items | $2,051,000 | 2,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,051,000 | 2,222 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,051,000 | 2,221 |
| Net charge-offs | $1,110,000 | 455 |
| Cash dividends | $424,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 495 |
| Net operating income | $2,034,680 | 2,196 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 1,853 |
| Total interest expense | $1,007,000 | 1,401 |
| Net interest income | $5,716,000 | 1,911 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,150,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $268,000 | 1,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $882,000 | 1,688 |
| Total noninterest expense | $4,794,000 | 1,992 |
| Salaries and employee benefits | $2,543,000 | 2,054 |
| Premises and equipment expense | $461,000 | 2,353 |
| Additional noninterest expense | $1,790,000 | 1,693 |
| Pre-tax net operating income | $2,072,000 | 1,847 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $691,000 | 1,337 |
| Income before extraordinary items | $1,405,000 | 2,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,405,000 | 2,163 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,405,000 | 2,163 |
| Net charge-offs | $502,000 | 640 |
| Cash dividends | $283,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 477 |
| Net operating income | $1,388,920 | 2,130 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 1,858 |
| Total interest expense | $541,000 | 1,304 |
| Net interest income | $2,816,000 | 1,942 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $567,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $126,000 | 2,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $441,000 | 1,652 |
| Total noninterest expense | $2,353,000 | 2,014 |
| Salaries and employee benefits | $1,275,000 | 2,044 |
| Premises and equipment expense | $233,000 | 2,367 |
| Additional noninterest expense | $845,000 | 1,782 |
| Pre-tax net operating income | $1,030,000 | 1,811 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $344,000 | 1,319 |
| Income before extraordinary items | $686,000 | 2,180 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $686,000 | 2,181 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $686,000 | 2,181 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $141,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 455 |
| Net operating income | $686,000 | 2,111 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 1,860 |
| Total interest expense | $2,477,000 | 1,176 |
| Net interest income | $11,020,000 | 1,960 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,872,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $542,000 | 2,152 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,330,000 | 1,921 |
| Total noninterest expense | $9,479,000 | 2,000 |
| Salaries and employee benefits | $4,910,000 | 2,083 |
| Premises and equipment expense | $1,036,000 | 2,175 |
| Additional noninterest expense | $3,533,000 | 1,759 |
| Pre-tax net operating income | $3,413,000 | 2,069 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,023,000 | 1,518 |
| Income before extraordinary items | $2,390,000 | 2,390 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,390,000 | 2,390 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,390,000 | 2,390 |
| Net charge-offs | $277,000 | 2,103 |
| Cash dividends | $282,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 643 |
| Net operating income | $2,390,000 | 2,344 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 1,865 |
| Total interest expense | $1,884,000 | 1,173 |
| Net interest income | $8,242,000 | 1,974 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,423,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $394,000 | 2,218 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,029,000 | 1,895 |
| Total noninterest expense | $7,100,000 | 2,007 |
| Salaries and employee benefits | $3,685,000 | 2,090 |
| Premises and equipment expense | $770,000 | 2,211 |
| Additional noninterest expense | $2,645,000 | 1,742 |
| Pre-tax net operating income | $2,565,000 | 2,103 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $816,000 | 1,494 |
| Income before extraordinary items | $1,749,000 | 2,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,749,000 | 2,448 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,749,000 | 2,447 |
| Net charge-offs | $239,000 | 1,815 |
| Cash dividends | $212,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $1,749,000 | 2,405 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 1,857 |
| Total interest expense | $1,264,000 | 1,174 |
| Net interest income | $5,485,000 | 1,966 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $882,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $255,000 | 2,238 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $627,000 | 1,990 |
| Total noninterest expense | $4,723,000 | 2,010 |
| Salaries and employee benefits | $2,470,000 | 2,092 |
| Premises and equipment expense | $524,000 | 2,184 |
| Additional noninterest expense | $1,729,000 | 1,774 |
| Pre-tax net operating income | $1,644,000 | 2,121 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $528,000 | 1,493 |
| Income before extraordinary items | $1,116,000 | 2,449 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,116,000 | 2,453 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,116,000 | 2,453 |
| Net charge-offs | $168,000 | 1,746 |
| Cash dividends | $141,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $1,116,000 | 2,416 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 1,866 |
| Total interest expense | $638,000 | 1,179 |
| Net interest income | $2,711,000 | 1,977 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $427,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $301,000 | 2,001 |
| Total noninterest expense | $2,388,000 | 1,988 |
| Salaries and employee benefits | $1,241,000 | 2,089 |
| Premises and equipment expense | $270,000 | 2,162 |
| Additional noninterest expense | $877,000 | 1,741 |
| Pre-tax net operating income | $750,000 | 2,204 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $246,000 | 1,523 |
| Income before extraordinary items | $504,000 | 2,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $504,000 | 2,554 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $504,000 | 2,554 |
| Net charge-offs | $9,000 | 2,888 |
| Cash dividends | $70,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $504,000 | 2,503 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,414,000 | 1,862 |
| Total interest expense | $2,782,000 | 1,215 |
| Net interest income | $10,632,000 | 1,988 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,775,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $599,000 | 2,069 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,176,000 | 2,166 |
| Total noninterest expense | $9,517,000 | 1,986 |
| Salaries and employee benefits | $4,617,000 | 2,206 |
| Premises and equipment expense | $1,002,000 | 2,250 |
| Additional noninterest expense | $3,898,000 | 1,652 |
| Pre-tax net operating income | $2,890,000 | 2,223 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $912,000 | 1,557 |
| Income before extraordinary items | $1,978,000 | 2,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,978,000 | 2,634 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,978,000 | 2,634 |
| Net charge-offs | $1,123,000 | 1,158 |
| Cash dividends | $56,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,978,000 | 2,568 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 1,869 |
| Total interest expense | $2,102,000 | 1,251 |
| Net interest income | $7,970,000 | 1,987 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,334,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $463,000 | 2,016 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $871,000 | 2,238 |
| Total noninterest expense | $7,044,000 | 2,016 |
| Salaries and employee benefits | $3,483,000 | 2,197 |
| Premises and equipment expense | $714,000 | 2,372 |
| Additional noninterest expense | $2,847,000 | 1,680 |
| Pre-tax net operating income | $2,260,000 | 2,223 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $724,000 | 1,547 |
| Income before extraordinary items | $1,536,000 | 2,618 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,536,000 | 2,622 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,536,000 | 2,622 |
| Net charge-offs | $1,028,000 | 977 |
| Cash dividends | $28,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,536,000 | 2,530 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 1,866 |
| Total interest expense | $1,398,000 | 1,277 |
| Net interest income | $5,299,000 | 1,983 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $770,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $309,000 | 1,991 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $461,000 | 2,593 |
| Total noninterest expense | $4,681,000 | 2,025 |
| Salaries and employee benefits | $2,285,000 | 2,228 |
| Premises and equipment expense | $479,000 | 2,363 |
| Additional noninterest expense | $1,917,000 | 1,662 |
| Pre-tax net operating income | $1,388,000 | 2,335 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $440,000 | 1,642 |
| Income before extraordinary items | $948,000 | 2,745 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $948,000 | 2,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $948,000 | 2,750 |
| Net charge-offs | $859,000 | 860 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $948,000 | 2,643 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 1,891 |
| Total interest expense | $704,000 | 1,313 |
| Net interest income | $2,626,000 | 2,013 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $355,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $155,000 | 1,977 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,775 |
| Total noninterest expense | $2,324,000 | 2,061 |
| Salaries and employee benefits | $1,141,000 | 2,258 |
| Premises and equipment expense | $224,000 | 2,536 |
| Additional noninterest expense | $959,000 | 1,672 |
| Pre-tax net operating income | $657,000 | 2,395 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $207,000 | 1,678 |
| Income before extraordinary items | $450,000 | 2,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $450,000 | 2,800 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $450,000 | 2,799 |
| Net charge-offs | $537,000 | 736 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $450,000 | 2,712 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 1,877 |
| Total interest expense | $3,312,000 | 1,345 |
| Net interest income | $10,741,000 | 2,020 |
| Provision for loan and lease losses | $1,105,000 | 1,659 |
| Total noninterest income | $1,246,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $590,000 | 2,188 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $656,000 | 2,980 |
| Total noninterest expense | $8,947,000 | 2,131 |
| Salaries and employee benefits | $4,370,000 | 2,263 |
| Premises and equipment expense | $911,000 | 2,465 |
| Additional noninterest expense | $3,666,000 | 1,800 |
| Pre-tax net operating income | $1,935,000 | 2,881 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $582,000 | 2,028 |
| Income before extraordinary items | $1,353,000 | 3,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,353,000 | 3,315 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,353,000 | 3,315 |
| Net charge-offs | $2,035,000 | 1,142 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,192,000 | 201 |
| Net operating income | $1,353,000 | 3,176 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 1,892 |
| Total interest expense | $2,563,000 | 1,364 |
| Net interest income | $8,033,000 | 2,055 |
| Provision for loan and lease losses | $905,000 | 1,543 |
| Total noninterest income | $776,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $423,000 | 2,284 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $353,000 | 3,459 |
| Total noninterest expense | $6,567,000 | 2,186 |
| Salaries and employee benefits | $3,243,000 | 2,290 |
| Premises and equipment expense | $648,000 | 2,596 |
| Additional noninterest expense | $2,676,000 | 1,860 |
| Pre-tax net operating income | $1,337,000 | 3,108 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $399,000 | 2,174 |
| Income before extraordinary items | $938,000 | 3,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $938,000 | 3,551 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $938,000 | 3,553 |
| Net charge-offs | $1,645,000 | 1,050 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,192,000 | 144 |
| Net operating income | $938,000 | 3,404 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 1,853 |
| Total interest expense | $1,770,000 | 1,370 |
| Net interest income | $5,499,000 | 2,011 |
| Provision for loan and lease losses | $345,000 | 2,253 |
| Total noninterest income | $263,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $277,000 | 2,299 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-14,000 | 6,852 |
| Total noninterest expense | $4,371,000 | 2,200 |
| Salaries and employee benefits | $2,166,000 | 2,289 |
| Premises and equipment expense | $438,000 | 2,579 |
| Additional noninterest expense | $1,767,000 | 1,884 |
| Pre-tax net operating income | $1,046,000 | 2,762 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $316,000 | 2,000 |
| Income before extraordinary items | $730,000 | 3,247 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $730,000 | 3,245 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $730,000 | 3,247 |
| Net charge-offs | $1,314,000 | 937 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,192,000 | 108 |
| Net operating income | $730,000 | 3,080 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 1,836 |
| Total interest expense | $918,000 | 1,374 |
| Net interest income | $2,784,000 | 1,985 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $85,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-53,000 | 7,106 |
| Total noninterest expense | $2,134,000 | 2,232 |
| Salaries and employee benefits | $1,087,000 | 2,290 |
| Premises and equipment expense | $204,000 | 2,754 |
| Additional noninterest expense | $843,000 | 1,946 |
| Pre-tax net operating income | $735,000 | 2,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $230,000 | 1,568 |
| Income before extraordinary items | $505,000 | 2,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $505,000 | 2,593 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $505,000 | 2,594 |
| Net charge-offs | $711,000 | 859 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,193,000 | 58 |
| Net operating income | $505,000 | 2,464 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,198,000 | 1,851 |
| Total interest expense | $4,123,000 | 1,465 |
| Net interest income | $11,075,000 | 1,972 |
| Provision for loan and lease losses | $7,485,000 | 552 |
| Total noninterest income | $779,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $644,000 | 2,124 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $135,000 | 4,980 |
| Total noninterest expense | $8,848,000 | 2,160 |
| Salaries and employee benefits | $4,640,000 | 2,083 |
| Premises and equipment expense | $921,000 | 2,584 |
| Additional noninterest expense | $3,287,000 | 2,034 |
| Pre-tax net operating income | $-4,479,000 | 7,026 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $-1,618,000 | 7,229 |
| Income before extraordinary items | $-2,858,000 | 6,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,858,000 | 6,937 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,858,000 | 6,937 |
| Net charge-offs | $6,638,000 | 633 |
| Cash dividends | $81,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 889 |
| Net operating income | $-2,859,920 | 6,918 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,497,000 | 1,856 |
| Total interest expense | $3,166,000 | 1,496 |
| Net interest income | $8,331,000 | 1,972 |
| Provision for loan and lease losses | $6,175,000 | 520 |
| Total noninterest income | $681,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $502,000 | 2,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $6,483,000 | 2,213 |
| Salaries and employee benefits | $3,498,000 | 2,073 |
| Premises and equipment expense | $645,000 | 2,772 |
| Additional noninterest expense | $2,340,000 | 2,140 |
| Pre-tax net operating income | $-3,646,000 | 7,155 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $-1,298,000 | 7,326 |
| Income before extraordinary items | $-2,345,000 | 7,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,345,000 | 7,097 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,345,000 | 7,097 |
| Net charge-offs | $5,322,000 | 599 |
| Cash dividends | $81,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $-2,346,920 | 7,082 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 1,870 |
| Total interest expense | $2,116,000 | 1,542 |
| Net interest income | $5,555,000 | 1,973 |
| Provision for loan and lease losses | $4,125,000 | 522 |
| Total noninterest income | $715,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $353,000 | 1,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $362,000 | 2,583 |
| Total noninterest expense | $4,345,000 | 2,218 |
| Salaries and employee benefits | $2,333,000 | 2,090 |
| Premises and equipment expense | $422,000 | 2,829 |
| Additional noninterest expense | $1,590,000 | 2,127 |
| Pre-tax net operating income | $-2,200,000 | 7,198 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $-793,000 | 7,395 |
| Income before extraordinary items | $-1,404,000 | 7,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,404,000 | 7,117 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,404,000 | 7,117 |
| Net charge-offs | $2,480,000 | 791 |
| Cash dividends | $81,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 777 |
| Net operating income | $-1,405,920 | 7,106 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 1,899 |
| Total interest expense | $1,066,000 | 1,593 |
| Net interest income | $2,720,000 | 2,010 |
| Provision for loan and lease losses | $1,515,000 | 633 |
| Total noninterest income | $390,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $173,000 | 1,965 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $217,000 | 2,358 |
| Total noninterest expense | $2,111,000 | 2,297 |
| Salaries and employee benefits | $1,181,000 | 2,072 |
| Premises and equipment expense | $203,000 | 2,949 |
| Additional noninterest expense | $727,000 | 2,285 |
| Pre-tax net operating income | $-516,000 | 7,088 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-208,000 | 7,382 |
| Income before extraordinary items | $-308,000 | 6,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-308,000 | 6,990 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-308,000 | 6,990 |
| Net charge-offs | $859,000 | 948 |
| Cash dividends | $51,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $-308,000 | 6,977 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,404,000 | 1,843 |
| Total interest expense | $5,163,000 | 1,609 |
| Net interest income | $11,241,000 | 1,933 |
| Provision for loan and lease losses | $4,045,000 | 1,327 |
| Total noninterest income | $1,440,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $629,000 | 2,209 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $811,000 | 2,479 |
| Total noninterest expense | $8,911,000 | 2,183 |
| Salaries and employee benefits | $4,878,000 | 1,981 |
| Premises and equipment expense | $994,000 | 2,490 |
| Additional noninterest expense | $3,039,000 | 2,271 |
| Pre-tax net operating income | $-275,000 | 6,086 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $-205,000 | 6,976 |
| Income before extraordinary items | $-67,000 | 6,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-67,000 | 6,037 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-67,000 | 6,037 |
| Net charge-offs | $2,844,000 | 1,517 |
| Cash dividends | $490,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 894 |
| Net operating income | $-68,920 | 5,955 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 1,887 |
| Total interest expense | $3,954,000 | 1,644 |
| Net interest income | $8,326,000 | 1,983 |
| Provision for loan and lease losses | $2,655,000 | 1,373 |
| Total noninterest income | $1,045,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $467,000 | 2,274 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $578,000 | 2,531 |
| Total noninterest expense | $6,449,000 | 2,250 |
| Salaries and employee benefits | $3,459,000 | 2,090 |
| Premises and equipment expense | $714,000 | 2,612 |
| Additional noninterest expense | $2,276,000 | 2,248 |
| Pre-tax net operating income | $267,000 | 4,983 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $15,000 | 4,104 |
| Income before extraordinary items | $253,000 | 5,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $253,000 | 5,078 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $253,000 | 5,079 |
| Net charge-offs | $2,570,000 | 1,283 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 842 |
| Net operating income | $252,060 | 4,903 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,240,000 | 1,901 |
| Total interest expense | $2,652,000 | 1,696 |
| Net interest income | $5,588,000 | 1,983 |
| Provision for loan and lease losses | $1,225,000 | 1,724 |
| Total noninterest income | $809,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $318,000 | 2,241 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $491,000 | 2,120 |
| Total noninterest expense | $4,333,000 | 2,231 |
| Salaries and employee benefits | $2,328,000 | 2,088 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $1,523,000 | 2,228 |
| Pre-tax net operating income | $839,000 | 2,706 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $237,000 | 1,968 |
| Income before extraordinary items | $603,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,051 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $603,000 | 3,054 |
| Net charge-offs | $1,729,000 | 1,255 |
| Cash dividends | $260,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 787 |
| Net operating income | $602,280 | 2,948 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 1,928 |
| Total interest expense | $1,371,000 | 1,722 |
| Net interest income | $2,788,000 | 2,008 |
| Provision for loan and lease losses | $570,000 | 1,700 |
| Total noninterest income | $396,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $165,000 | 2,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 2,183 |
| Total noninterest expense | $2,158,000 | 2,257 |
| Salaries and employee benefits | $1,177,000 | 2,097 |
| Premises and equipment expense | $238,000 | 2,690 |
| Additional noninterest expense | $743,000 | 2,276 |
| Pre-tax net operating income | $456,000 | 2,582 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $131,000 | 1,861 |
| Income before extraordinary items | $326,000 | 2,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 2,970 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $326,000 | 2,974 |
| Net charge-offs | $969,000 | 1,060 |
| Cash dividends | $115,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 730 |
| Net operating income | $325,290 | 2,871 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,779,000 | 2,023 |
| Total interest expense | $6,639,000 | 1,763 |
| Net interest income | $10,140,000 | 2,160 |
| Provision for loan and lease losses | $1,790,000 | 2,631 |
| Total noninterest income | $1,600,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $772,000 | 2,098 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $828,000 | 2,406 |
| Total noninterest expense | $8,894,000 | 2,231 |
| Salaries and employee benefits | $4,781,000 | 2,057 |
| Premises and equipment expense | $1,041,000 | 2,492 |
| Additional noninterest expense | $3,072,000 | 2,300 |
| Pre-tax net operating income | $1,056,000 | 2,904 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $245,000 | 2,212 |
| Income before extraordinary items | $820,000 | 3,114 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $820,000 | 3,114 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $820,000 | 3,114 |
| Net charge-offs | $1,624,000 | 2,277 |
| Cash dividends | $623,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,262 |
| Net operating income | $813,070 | 3,053 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,593,000 | 2,058 |
| Total interest expense | $5,112,000 | 1,801 |
| Net interest income | $7,481,000 | 2,196 |
| Provision for loan and lease losses | $1,045,000 | 2,718 |
| Total noninterest income | $1,309,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $588,000 | 2,081 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $721,000 | 2,256 |
| Total noninterest expense | $6,497,000 | 2,286 |
| Salaries and employee benefits | $3,483,000 | 2,134 |
| Premises and equipment expense | $742,000 | 2,627 |
| Additional noninterest expense | $2,272,000 | 2,295 |
| Pre-tax net operating income | $1,248,000 | 2,368 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $348,000 | 1,777 |
| Income before extraordinary items | $909,000 | 2,632 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $909,000 | 2,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $909,000 | 2,632 |
| Net charge-offs | $1,332,000 | 1,895 |
| Cash dividends | $523,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $902,520 | 2,605 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 2,075 |
| Total interest expense | $3,466,000 | 1,855 |
| Net interest income | $5,020,000 | 2,184 |
| Provision for loan and lease losses | $785,000 | 2,360 |
| Total noninterest income | $819,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $393,000 | 2,050 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $426,000 | 2,452 |
| Total noninterest expense | $4,357,000 | 2,306 |
| Salaries and employee benefits | $2,267,000 | 2,224 |
| Premises and equipment expense | $508,000 | 2,599 |
| Additional noninterest expense | $1,582,000 | 2,224 |
| Pre-tax net operating income | $697,000 | 2,780 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $190,000 | 2,016 |
| Income before extraordinary items | $515,000 | 3,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 3,032 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $515,000 | 3,033 |
| Net charge-offs | $956,000 | 1,669 |
| Cash dividends | $349,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $509,160 | 2,958 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 2,071 |
| Total interest expense | $1,733,000 | 1,919 |
| Net interest income | $2,565,000 | 2,137 |
| Provision for loan and lease losses | $475,000 | 1,830 |
| Total noninterest income | $374,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $197,000 | 2,000 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $177,000 | 2,677 |
| Total noninterest expense | $1,974,000 | 2,454 |
| Salaries and employee benefits | $1,158,000 | 2,199 |
| Premises and equipment expense | $244,000 | 2,728 |
| Additional noninterest expense | $572,000 | 2,670 |
| Pre-tax net operating income | $490,000 | 2,418 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $350,000 | 2,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $350,000 | 2,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $350,000 | 2,819 |
| Net charge-offs | $317,000 | 1,725 |
| Cash dividends | $174,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $350,000 | 2,681 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,877,000 | 2,122 |
| Total interest expense | $7,623,000 | 2,054 |
| Net interest income | $10,254,000 | 2,170 |
| Provision for loan and lease losses | $1,885,000 | 1,877 |
| Total noninterest income | $1,230,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $637,000 | 2,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $593,000 | 2,909 |
| Total noninterest expense | $7,986,000 | 2,376 |
| Salaries and employee benefits | $4,231,000 | 2,382 |
| Premises and equipment expense | $1,094,000 | 2,425 |
| Additional noninterest expense | $2,661,000 | 2,230 |
| Pre-tax net operating income | $1,613,000 | 2,894 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $419,000 | 2,029 |
| Income before extraordinary items | $1,200,000 | 2,919 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,200,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 3,135 |
| Cash dividends | $1,045,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,157 |
| Net operating income | $1,195,560 | 3,068 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 2,165 |
| Total interest expense | $5,877,000 | 2,079 |
| Net interest income | $7,599,000 | 2,211 |
| Provision for loan and lease losses | $455,000 | 2,870 |
| Total noninterest income | $1,073,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $467,000 | 2,587 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $606,000 | 2,521 |
| Total noninterest expense | $5,788,000 | 2,440 |
| Salaries and employee benefits | $3,115,000 | 2,449 |
| Premises and equipment expense | $794,000 | 2,515 |
| Additional noninterest expense | $1,879,000 | 2,273 |
| Pre-tax net operating income | $2,429,000 | 1,982 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $744,000 | 1,452 |
| Income before extraordinary items | $1,691,000 | 2,083 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,691,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $784,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
| Net operating income | $1,686,860 | 2,191 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,079,000 | 2,168 |
| Total interest expense | $4,051,000 | 2,104 |
| Net interest income | $5,028,000 | 2,215 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $708,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $294,000 | 2,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $414,000 | 2,536 |
| Total noninterest expense | $3,806,000 | 2,489 |
| Salaries and employee benefits | $2,072,000 | 2,490 |
| Premises and equipment expense | $514,000 | 2,577 |
| Additional noninterest expense | $1,220,000 | 2,301 |
| Pre-tax net operating income | $1,785,000 | 1,875 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $546,000 | 1,492 |
| Income before extraordinary items | $1,239,000 | 2,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,239,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,990 |
| Cash dividends | $523,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 855 |
| Net operating income | $1,239,000 | 2,081 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 2,178 |
| Total interest expense | $2,071,000 | 2,179 |
| Net interest income | $2,564,000 | 2,157 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $363,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $224,000 | 2,407 |
| Total noninterest expense | $1,923,000 | 2,453 |
| Salaries and employee benefits | $1,076,000 | 2,419 |
| Premises and equipment expense | $255,000 | 2,626 |
| Additional noninterest expense | $592,000 | 2,339 |
| Pre-tax net operating income | $959,000 | 1,852 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $295,000 | 1,496 |
| Income before extraordinary items | $664,000 | 2,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $664,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $261,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 548 |
| Net operating income | $664,000 | 2,057 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,179,000 | 2,149 |
| Total interest expense | $8,072,000 | 2,300 |
| Net interest income | $11,107,000 | 2,042 |
| Provision for loan and lease losses | $275,000 | 3,345 |
| Total noninterest income | $1,405,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $610,000 | 2,639 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $795,000 | 2,564 |
| Total noninterest expense | $7,361,000 | 2,467 |
| Salaries and employee benefits | $4,224,000 | 2,384 |
| Premises and equipment expense | $916,000 | 2,765 |
| Additional noninterest expense | $2,221,000 | 2,426 |
| Pre-tax net operating income | $4,876,000 | 1,678 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,515,000 | 1,415 |
| Income before extraordinary items | $3,361,000 | 1,854 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,361,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,731 |
| Cash dividends | $994,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,133 |
| Net operating income | $3,361,000 | 1,842 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,222,000 | 2,176 |
| Total interest expense | $5,959,000 | 2,325 |
| Net interest income | $8,263,000 | 2,071 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $1,094,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $474,000 | 2,559 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $620,000 | 2,511 |
| Total noninterest expense | $5,372,000 | 2,525 |
| Salaries and employee benefits | $3,127,000 | 2,412 |
| Premises and equipment expense | $664,000 | 2,825 |
| Additional noninterest expense | $1,581,000 | 2,501 |
| Pre-tax net operating income | $3,735,000 | 1,767 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,166,000 | 1,476 |
| Income before extraordinary items | $2,569,000 | 1,962 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,569,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,174 |
| Cash dividends | $746,000 | 2,410 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,012 |
| Net operating income | $2,569,000 | 1,948 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 2,211 |
| Total interest expense | $3,854,000 | 2,398 |
| Net interest income | $5,583,000 | 2,081 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $738,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $332,000 | 2,452 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $406,000 | 2,546 |
| Total noninterest expense | $3,655,000 | 2,495 |
| Salaries and employee benefits | $2,156,000 | 2,367 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $1,046,000 | 2,529 |
| Pre-tax net operating income | $2,516,000 | 1,806 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $777,000 | 1,519 |
| Income before extraordinary items | $1,739,000 | 1,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,739,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,109 |
| Cash dividends | $497,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 881 |
| Net operating income | $1,739,000 | 1,959 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 2,242 |
| Total interest expense | $1,860,000 | 2,463 |
| Net interest income | $2,779,000 | 2,089 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $350,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $154,000 | 2,550 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $196,000 | 2,580 |
| Total noninterest expense | $1,812,000 | 2,530 |
| Salaries and employee benefits | $1,080,000 | 2,377 |
| Premises and equipment expense | $215,000 | 2,942 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $1,242,000 | 1,815 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $376,000 | 1,587 |
| Income before extraordinary items | $866,000 | 1,931 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $866,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 607 |
| Cash dividends | $249,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 650 |
| Net operating income | $866,000 | 1,921 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,249,000 | 2,257 |
| Total interest expense | $6,084,000 | 2,562 |
| Net interest income | $11,165,000 | 2,081 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,408,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $590,000 | 2,722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $818,000 | 2,557 |
| Total noninterest expense | $7,283,000 | 2,429 |
| Salaries and employee benefits | $4,239,000 | 2,314 |
| Premises and equipment expense | $930,000 | 2,641 |
| Additional noninterest expense | $2,114,000 | 2,434 |
| Pre-tax net operating income | $4,990,000 | 1,886 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,512,000 | 1,650 |
| Income before extraordinary items | $3,478,000 | 2,025 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,478,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $893,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,046 |
| Net operating income | $3,478,000 | 2,014 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 2,287 |
| Total interest expense | $4,399,000 | 2,574 |
| Net interest income | $8,324,000 | 2,110 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,121,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $439,000 | 2,752 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $682,000 | 2,354 |
| Total noninterest expense | $5,336,000 | 2,468 |
| Salaries and employee benefits | $3,166,000 | 2,325 |
| Premises and equipment expense | $683,000 | 2,701 |
| Additional noninterest expense | $1,487,000 | 2,584 |
| Pre-tax net operating income | $3,884,000 | 1,897 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,205,000 | 1,641 |
| Income before extraordinary items | $2,679,000 | 2,023 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,679,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $670,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 911 |
| Net operating income | $2,679,000 | 2,022 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 2,281 |
| Total interest expense | $2,824,000 | 2,565 |
| Net interest income | $5,523,000 | 2,117 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $762,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $279,000 | 2,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,264 |
| Total noninterest expense | $3,480,000 | 2,537 |
| Salaries and employee benefits | $2,141,000 | 2,285 |
| Premises and equipment expense | $435,000 | 2,789 |
| Additional noninterest expense | $904,000 | 2,804 |
| Pre-tax net operating income | $2,655,000 | 1,856 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $822,000 | 1,631 |
| Income before extraordinary items | $1,833,000 | 1,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,833,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,092 |
| Cash dividends | $446,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 748 |
| Net operating income | $1,833,000 | 1,970 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 2,302 |
| Total interest expense | $1,330,000 | 2,591 |
| Net interest income | $2,719,000 | 2,136 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $374,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $243,000 | 2,229 |
| Total noninterest expense | $1,761,000 | 2,518 |
| Salaries and employee benefits | $1,088,000 | 2,265 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $465,000 | 2,721 |
| Pre-tax net operating income | $1,257,000 | 1,898 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $381,000 | 1,720 |
| Income before extraordinary items | $876,000 | 2,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,405 |
| Cash dividends | $223,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 564 |
| Net operating income | $876,000 | 2,002 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,242,000 | 2,316 |
| Total interest expense | $4,070,000 | 2,620 |
| Net interest income | $10,172,000 | 2,175 |
| Provision for loan and lease losses | $450,000 | 2,063 |
| Total noninterest income | $1,385,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $588,000 | 2,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $797,000 | 2,547 |
| Total noninterest expense | $6,555,000 | 2,533 |
| Salaries and employee benefits | $3,814,000 | 2,397 |
| Premises and equipment expense | $859,000 | 2,707 |
| Additional noninterest expense | $1,882,000 | 2,640 |
| Pre-tax net operating income | $4,552,000 | 2,004 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $1,363,000 | 1,819 |
| Income before extraordinary items | $3,196,000 | 2,129 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,196,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $741,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 670 |
| Net operating income | $3,191,100 | 2,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 2,324 |
| Total interest expense | $2,925,000 | 2,590 |
| Net interest income | $7,519,000 | 2,188 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $1,104,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $427,000 | 2,769 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $677,000 | 2,367 |
| Total noninterest expense | $4,771,000 | 2,581 |
| Salaries and employee benefits | $2,797,000 | 2,406 |
| Premises and equipment expense | $614,000 | 2,821 |
| Additional noninterest expense | $1,360,000 | 2,709 |
| Pre-tax net operating income | $3,502,000 | 1,982 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $1,082,000 | 1,776 |
| Income before extraordinary items | $2,427,000 | 2,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,427,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,475 |
| Cash dividends | $544,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 615 |
| Net operating income | $2,422,170 | 2,086 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 2,343 |
| Total interest expense | $1,846,000 | 2,579 |
| Net interest income | $4,877,000 | 2,219 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $745,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $279,000 | 2,758 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $466,000 | 2,291 |
| Total noninterest expense | $3,141,000 | 2,589 |
| Salaries and employee benefits | $1,845,000 | 2,413 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $893,000 | 2,725 |
| Pre-tax net operating income | $2,231,000 | 2,005 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $683,000 | 1,817 |
| Income before extraordinary items | $1,555,000 | 2,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,555,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,811 |
| Cash dividends | $346,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 479 |
| Net operating income | $1,550,170 | 2,140 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 2,345 |
| Total interest expense | $887,000 | 2,568 |
| Net interest income | $2,409,000 | 2,236 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $376,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $238,000 | 2,232 |
| Total noninterest expense | $1,610,000 | 2,544 |
| Salaries and employee benefits | $932,000 | 2,421 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $474,000 | 2,562 |
| Pre-tax net operating income | $1,050,000 | 2,072 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $314,000 | 1,915 |
| Income before extraordinary items | $743,000 | 2,214 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $743,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $173,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 306 |
| Net operating income | $738,100 | 2,191 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,971,000 | 2,400 |
| Total interest expense | $3,340,000 | 2,396 |
| Net interest income | $8,631,000 | 2,370 |
| Provision for loan and lease losses | $725,000 | 1,412 |
| Total noninterest income | $1,225,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $558,000 | 2,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $667,000 | 2,790 |
| Total noninterest expense | $5,779,000 | 2,745 |
| Salaries and employee benefits | $3,379,000 | 2,563 |
| Premises and equipment expense | $779,000 | 2,855 |
| Additional noninterest expense | $1,621,000 | 2,944 |
| Pre-tax net operating income | $3,352,000 | 2,352 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $967,000 | 2,211 |
| Income before extraordinary items | $2,386,000 | 2,526 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,386,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,085 |
| Cash dividends | $742,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 757 |
| Net operating income | $2,385,290 | 2,474 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,774,000 | 2,424 |
| Total interest expense | $2,477,000 | 2,381 |
| Net interest income | $6,297,000 | 2,403 |
| Provision for loan and lease losses | $600,000 | 1,230 |
| Total noninterest income | $961,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $407,000 | 2,969 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $554,000 | 2,639 |
| Total noninterest expense | $4,157,000 | 2,825 |
| Salaries and employee benefits | $2,391,000 | 2,669 |
| Premises and equipment expense | $559,000 | 2,951 |
| Additional noninterest expense | $1,207,000 | 2,920 |
| Pre-tax net operating income | $2,501,000 | 2,390 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $776,000 | 2,147 |
| Income before extraordinary items | $1,726,000 | 2,636 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,726,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,674 |
| Cash dividends | $594,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 620 |
| Net operating income | $1,725,310 | 2,570 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 2,431 |
| Total interest expense | $1,631,000 | 2,377 |
| Net interest income | $4,141,000 | 2,412 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $578,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $251,000 | 3,142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $327,000 | 2,836 |
| Total noninterest expense | $2,685,000 | 2,895 |
| Salaries and employee benefits | $1,583,000 | 2,700 |
| Premises and equipment expense | $362,000 | 3,042 |
| Additional noninterest expense | $740,000 | 3,160 |
| Pre-tax net operating income | $1,584,000 | 2,470 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $497,000 | 2,210 |
| Income before extraordinary items | $1,088,000 | 2,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,088,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,397 |
| Cash dividends | $446,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 513 |
| Net operating income | $1,087,310 | 2,662 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,455 |
| Total interest expense | $805,000 | 2,428 |
| Net interest income | $2,054,000 | 2,431 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $267,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $154,000 | 2,905 |
| Total noninterest expense | $1,269,000 | 3,055 |
| Salaries and employee benefits | $780,000 | 2,755 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $323,000 | 3,527 |
| Pre-tax net operating income | $827,000 | 2,359 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $250,000 | 2,201 |
| Income before extraordinary items | $578,000 | 2,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $578,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,096 |
| Cash dividends | $136,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 334 |
| Net operating income | $577,300 | 2,506 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,405,000 | 2,497 |
| Total interest expense | $3,686,000 | 2,398 |
| Net interest income | $7,719,000 | 2,500 |
| Provision for loan and lease losses | $625,000 | 1,783 |
| Total noninterest income | $1,022,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $434,000 | 3,466 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $588,000 | 3,296 |
| Total noninterest expense | $5,459,000 | 2,834 |
| Salaries and employee benefits | $3,118,000 | 2,687 |
| Premises and equipment expense | $674,000 | 3,188 |
| Additional noninterest expense | $1,667,000 | 2,802 |
| Pre-tax net operating income | $2,657,000 | 2,759 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $743,000 | 2,675 |
| Income before extraordinary items | $1,916,000 | 2,959 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,916,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,035 |
| Cash dividends | $467,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 732 |
| Net operating income | $1,914,560 | 2,836 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 2,531 |
| Total interest expense | $2,867,000 | 2,398 |
| Net interest income | $5,703,000 | 2,552 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $800,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $318,000 | 3,531 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,201 |
| Total noninterest expense | $3,984,000 | 2,916 |
| Salaries and employee benefits | $2,282,000 | 2,738 |
| Premises and equipment expense | $463,000 | 3,431 |
| Additional noninterest expense | $1,239,000 | 2,805 |
| Pre-tax net operating income | $2,069,000 | 2,776 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $608,000 | 2,642 |
| Income before extraordinary items | $1,463,000 | 3,019 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,463,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $344,000 | 3,282 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 565 |
| Net operating income | $1,461,580 | 2,874 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 2,597 |
| Total interest expense | $1,957,000 | 2,418 |
| Net interest income | $3,666,000 | 2,657 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $567,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $211,000 | 3,494 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $356,000 | 2,989 |
| Total noninterest expense | $2,672,000 | 2,891 |
| Salaries and employee benefits | $1,571,000 | 2,672 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $800,000 | 2,869 |
| Pre-tax net operating income | $1,261,000 | 2,968 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $369,000 | 2,854 |
| Income before extraordinary items | $893,000 | 3,227 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $893,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,066 |
| Cash dividends | $221,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 437 |
| Net operating income | $892,290 | 3,067 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 2,659 |
| Total interest expense | $997,000 | 2,442 |
| Net interest income | $1,760,000 | 2,753 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $279,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 2,971 |
| Total noninterest expense | $1,345,000 | 2,850 |
| Salaries and employee benefits | $809,000 | 2,591 |
| Premises and equipment expense | $156,000 | 3,382 |
| Additional noninterest expense | $380,000 | 2,983 |
| Pre-tax net operating income | $544,000 | 3,306 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $159,000 | 3,122 |
| Income before extraordinary items | $385,000 | 3,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 265 |
| Net operating income | $385,000 | 3,388 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 2,612 |
| Total interest expense | $4,597,000 | 2,419 |
| Net interest income | $7,115,000 | 2,686 |
| Provision for loan and lease losses | $975,000 | 1,382 |
| Total noninterest income | $1,137,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $428,000 | 3,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $709,000 | 2,683 |
| Total noninterest expense | $4,932,000 | 2,960 |
| Salaries and employee benefits | $2,805,000 | 2,809 |
| Premises and equipment expense | $605,000 | 3,390 |
| Additional noninterest expense | $1,522,000 | 2,930 |
| Pre-tax net operating income | $2,345,000 | 3,034 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $653,000 | 2,976 |
| Income before extraordinary items | $1,695,000 | 3,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,695,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 1,095 |
| Cash dividends | $332,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 711 |
| Net operating income | $1,692,840 | 3,093 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,577,000 | 2,708 |
| Total interest expense | $5,948,000 | 2,693 |
| Net interest income | $6,629,000 | 2,693 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $774,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $307,000 | 4,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $467,000 | 3,252 |
| Total noninterest expense | $4,386,000 | 3,152 |
| Salaries and employee benefits | $2,406,000 | 3,052 |
| Premises and equipment expense | $529,000 | 3,705 |
| Additional noninterest expense | $1,451,000 | 2,959 |
| Pre-tax net operating income | $2,467,000 | 2,691 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $705,000 | 2,659 |
| Income before extraordinary items | $1,766,000 | 2,849 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,766,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,093 |
| Cash dividends | $441,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 751 |
| Net operating income | $1,763,160 | 2,762 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,255,000 | 3,067 |
| Total interest expense | $5,146,000 | 3,228 |
| Net interest income | $6,109,000 | 2,889 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $634,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $255,000 | 4,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,473 |
| Total noninterest expense | $3,613,000 | 3,601 |
| Salaries and employee benefits | $2,030,000 | 3,417 |
| Premises and equipment expense | $427,000 | 4,292 |
| Additional noninterest expense | $1,156,000 | 3,557 |
| Pre-tax net operating income | $2,730,000 | 2,583 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $798,000 | 2,525 |
| Income before extraordinary items | $1,932,000 | 2,648 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,932,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,326 |
| Cash dividends | $416,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 786 |
| Net operating income | $1,932,000 | 2,643 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,578,000 | 3,348 |
| Total interest expense | $4,367,000 | 3,335 |
| Net interest income | $5,211,000 | 3,332 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $635,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $236,000 | 4,671 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $399,000 | 3,431 |
| Total noninterest expense | $3,426,000 | 3,767 |
| Salaries and employee benefits | $1,895,000 | 3,600 |
| Premises and equipment expense | $433,000 | 4,251 |
| Additional noninterest expense | $1,098,000 | 3,717 |
| Pre-tax net operating income | $2,020,000 | 3,318 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $568,000 | 3,342 |
| Income before extraordinary items | $1,453,000 | 3,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,453,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,616 |
| Cash dividends | $342,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,452,280 | 3,276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 3,577 |
| Total interest expense | $4,110,000 | 3,596 |
| Net interest income | $4,768,000 | 3,558 |
| Provision for loan and lease losses | $525,000 | 1,654 |
| Total noninterest income | $635,000 | 4,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,387 |
| Total noninterest expense | $3,090,000 | 4,018 |
| Salaries and employee benefits | $1,676,000 | 3,890 |
| Premises and equipment expense | $376,000 | 4,640 |
| Additional noninterest expense | $1,038,000 | 3,837 |
| Pre-tax net operating income | $1,788,000 | 3,655 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $496,000 | 3,856 |
| Income before extraordinary items | $1,293,000 | 3,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,293,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,448 |
| Cash dividends | $293,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,292,280 | 3,615 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 4,008 |
| Total interest expense | $3,547,000 | 4,100 |
| Net interest income | $4,375,000 | 3,905 |
| Provision for loan and lease losses | $407,000 | 2,071 |
| Total noninterest income | $482,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,798 |
| Total noninterest expense | $2,758,000 | 4,394 |
| Salaries and employee benefits | $1,478,000 | 4,309 |
| Premises and equipment expense | $338,000 | 5,033 |
| Additional noninterest expense | $942,000 | 4,130 |
| Pre-tax net operating income | $1,692,000 | 4,054 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $465,000 | 4,431 |
| Income before extraordinary items | $1,227,000 | 3,979 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,227,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,009 |
| Cash dividends | $281,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 603 |
| Net operating income | $1,227,000 | 3,909 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 4,770 |
| Total interest expense | $3,157,000 | 4,566 |
| Net interest income | $3,517,000 | 4,812 |
| Provision for loan and lease losses | $209,000 | 3,327 |
| Total noninterest income | $355,000 | 6,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,904 |
| Total noninterest expense | $2,228,000 | 5,483 |
| Salaries and employee benefits | $1,213,000 | 5,156 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $688,000 | 5,807 |
| Pre-tax net operating income | $1,435,000 | 4,502 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $391,000 | 4,956 |
| Income before extraordinary items | $1,046,000 | 4,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,046,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,786 |
| Cash dividends | $202,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,044,540 | 4,270 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 5,242 |
| Total interest expense | $2,930,000 | 4,869 |
| Net interest income | $3,014,000 | 5,475 |
| Provision for loan and lease losses | $285,000 | 2,365 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,433 |
| Total noninterest expense | $2,068,000 | 5,834 |
| Salaries and employee benefits | $1,029,000 | 5,915 |
| Premises and equipment expense | $344,000 | 5,083 |
| Additional noninterest expense | $695,000 | 5,894 |
| Pre-tax net operating income | $938,000 | 6,249 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $181,000 | 7,757 |
| Income before extraordinary items | $757,000 | 5,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $757,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,261 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 466 |
| Net operating income | $757,000 | 5,653 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 5,734 |
| Total interest expense | $2,136,000 | 5,307 |
| Net interest income | $2,786,000 | 5,937 |
| Provision for loan and lease losses | $127,000 | 3,933 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $1,767,000 | 6,776 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $271,000 | 6,158 |
| Additional noninterest expense | $592,000 | 7,091 |
| Pre-tax net operating income | $1,125,000 | 5,477 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $293,000 | 5,969 |
| Income before extraordinary items | $832,000 | 5,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $832,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 889 |
| Net operating income | $832,000 | 5,259 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 6,357 |
| Total interest expense | $1,961,000 | 5,927 |
| Net interest income | $2,495,000 | 6,555 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $1,593,000 | 7,525 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $553,000 | 7,742 |
| Pre-tax net operating income | $1,037,000 | 5,754 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $764,000 | 5,758 |
| Extraordinary gains, net | $-35,000 | 12,601 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $151,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 763 |
| Net operating income | $764,000 | 5,510 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 7,426 |
| Total interest expense | $1,989,000 | 7,136 |
| Net interest income | $2,075,000 | 7,558 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,258,000 | 8,815 |
| Salaries and employee benefits | $645,000 | 8,412 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $797,000 | 6,577 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $595,000 | 6,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $595,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $594,250 | 6,262 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.