Home > Banco Popular de Puerto Rico > Net charge- offs to loans
Banco Popular de Puerto Rico, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5524% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | 1.6287% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2415% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | -35.7143% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2255% | 4,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2788% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2020% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9608% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0479% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1317% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 2.1887% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0933% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2378% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2379% | 4,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4682% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9763% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6241% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8452% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1622% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0934% | 4,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2284% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2285% | 4,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8806% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4444% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7655% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5517% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2167% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1865% | 4,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2617% | 4,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2618% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3200% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6820% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2468% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2400% | 4,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.4129% | 4,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2260% | 4,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2761% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | -31.2500% | 4,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2600% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1095% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2383% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7584% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1363% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2226% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.5108% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2387% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2161% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2162% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0765% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6877% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9576% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2438% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.7371% | 4,331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2656% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2256% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2257% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2278% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9418% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4984% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8334% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2253% | 4,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3215% | 4,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1914% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1916% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1538% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9897% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7429% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8438% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | 1.7905% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4514% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | -26.3158% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1038% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5857% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3378% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4380% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 2.9828% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2279% | 4,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1390% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1343% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5659% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4960% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3828% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 5.5215% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5245% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2654% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1949% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5582% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3443% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4017% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3759% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4735% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 11.1369% | 1 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1158% | 4,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4661% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4664% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1278% | 4,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3348% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4503% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8454% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3164% | 201 |
| Percentage Net Loans Charged-off:Construction & development | -0.5015% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4225% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2744% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2746% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4769% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9857% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1301% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8707% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0374% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2886% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8507% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2947% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5109% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1865% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2477% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3812% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3815% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6585% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5483% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4430% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1806% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1546% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1123% | 4,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3238% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1638% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6407% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0201% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5463% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0623% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5266% | 118 |
| Percentage Net Loans Charged-off:Construction & development | -2.3511% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4539% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6484% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | -20.0000% | 3,876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6647% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7707% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4065% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1393% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2224% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0276% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5482% | 95 |
| Percentage Net Loans Charged-off:Construction & development | -3.4187% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4577% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6921% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6926% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8041% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2442% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2268% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9988% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9226% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4262% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1557% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6258% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6263% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2059% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9937% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1008% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7140% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0970% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5894% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5142% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6848% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6854% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2506% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8203% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7145% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5911% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2947% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1235% | 26 |
| Percentage Net Loans Charged-off:Construction & development | -0.9191% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5250% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9751% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 17.8571% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9611% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2459% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6157% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7644% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1912% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0548% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6549% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9154% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9162% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3379% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8306% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8755% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4033% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9624% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5907% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3466% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7782% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 33.3333% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7500% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3195% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7998% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6022% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8959% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9222% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5478% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1958% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7932% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7939% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6915% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9795% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5507% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1367% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8064% | 84 |
| Percentage Net Loans Charged-off:Construction & development | -0.9881% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3135% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1952% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 12.8205% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1815% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7070% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7426% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7649% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2174% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0734% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7301% | 76 |
| Percentage Net Loans Charged-off:Construction & development | -1.3852% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2889% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0936% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 16.1612% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0744% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6537% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7138% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6764% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2164% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0697% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8221% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -2.1583% | 5,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5745% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1099% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 23.0769% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0805% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8727% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3258% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3038% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8164% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7746% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5679% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1897% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8574% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8586% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1424% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3058% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5348% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8911% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6286% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -4.4444% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3218% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2107% | 4,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0268% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 20.4082% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9985% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4514% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3233% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0653% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9349% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3436% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7867% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5139% | 189 |
| Percentage Net Loans Charged-off:Construction & development | -5.6887% | 5,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2440% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6285% | 4,774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9274% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 13.3330% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9091% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3773% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1825% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7590% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8812% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3662% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8021% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4431% | 251 |
| Percentage Net Loans Charged-off:Construction & development | -7.9208% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2500% | 4,785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9407% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 19.3548% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9127% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6785% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4044% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2326% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9715% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2749% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9189% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5753% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 3.8835% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9344% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9358% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6791% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3428% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8738% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0652% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8262% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6518% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2953% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 11.3314% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7329% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8945% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8364% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8380% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5523% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5280% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4562% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0420% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7268% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5376% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1269% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 10.6487% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3162% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2519% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8060% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8076% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4576% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5136% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4263% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0368% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8137% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8003% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3762% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 18.2186% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7000% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0619% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7517% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7532% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1883% | 84 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3075% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3608% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7568% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2599% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1919% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9497% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 4.2328% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1686% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7045% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7060% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7011% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7981% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9042% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2212% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2532% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3269% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9969% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 8.7988% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9300% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9615% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7694% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4935% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7558% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5057% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9079% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8221% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4184% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3228% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3654% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0814% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 12.2546% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0164% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2608% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7164% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7181% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3897% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8280% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8127% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2985% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4324% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3890% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0219% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 14.4828% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7388% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8462% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6743% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6759% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4268% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7309% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7986% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1522% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2568% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6170% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2139% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 17.3643% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1464% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5510% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5524% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7394% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6854% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4498% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2668% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2470% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3664% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0697% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 6.6896% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7581% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3058% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0515% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8140% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0469% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1702% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5208% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0848% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1928% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5453% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0693% | 43 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9735% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 6.1601% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5774% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0996% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1595% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1730% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5728% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7854% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6584% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2746% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6544% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5169% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9724% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 9.1216% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2339% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6575% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.2957% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3149% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1603% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9213% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7650% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4234% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8573% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1980% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.4351% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 7.0008% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.2773% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3473% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0575% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0629% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5346% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1867% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4217% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0472% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4260% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9694% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6522% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 4.0058% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7758% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9474% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0749% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8544% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0553% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6588% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0500% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1897% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3039% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3067% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9976% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6205% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 3.5689% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7226% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3024% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2744% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2709% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9676% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2160% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4592% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3849% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2089% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1040% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5967% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 4.1334% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5976% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3589% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0909% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3084% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0501% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3254% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6628% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4055% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3061% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6036% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0492% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 1.6851% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0051% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9377% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9441% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6132% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3467% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9855% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1622% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5872% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8635% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3420% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 1.1710% | 2,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6566% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3333% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8753% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4722% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8540% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2286% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5049% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7851% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4775% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4824% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8697% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3023% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.9295% | 1,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6696% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0405% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8967% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5583% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8665% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1455% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8420% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4144% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5879% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4492% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7411% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1376% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.8378% | 1,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2308% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.4803% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8374% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8182% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7881% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9597% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9412% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9729% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3756% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3854% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8455% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2714% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 3.6454% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9525% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7798% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7863% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2517% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9922% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1400% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2610% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2353% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6575% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1580% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 30.2836% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2087% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7100% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7531% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0976% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6951% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3533% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4559% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1508% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5843% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8023% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3682% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 11.5985% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5911% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7311% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9800% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6933% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5805% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4863% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1765% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6188% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4939% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0242% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 9.5736% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2888% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6682% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8824% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6016% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6095% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3589% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8911% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8030% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6899% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0976% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 9.5941% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5919% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7172% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7284% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1501% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8738% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1289% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5176% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2850% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8817% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 14.9334% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0564% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0492% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7535% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5866% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6756% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5763% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3900% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9382% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0691% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1161% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6469% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 13.3723% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9564% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1372% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7659% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4072% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6586% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0698% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5083% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2168% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0792% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8761% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2580% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 10.5466% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0698% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0420% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7038% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5046% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6258% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8981% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4888% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0355% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1124% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2090% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3406% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 6.7941% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4069% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3506% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3563% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7677% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4165% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4806% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3578% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1565% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1999% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 4.4103% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7686% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5461% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4618% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7933% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4262% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6942% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4189% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4709% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9043% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9024% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8882% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 3.0427% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5822% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4076% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3849% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7558% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3349% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3069% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2114% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1465% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0186% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5801% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6698% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9701% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3221% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3267% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1245% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0164% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8518% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9243% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4244% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2607% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4114% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7971% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1533% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3204% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1723% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0247% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1335% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2036% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4158% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9147% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8433% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4738% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6110% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1644% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1865% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3130% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6359% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8450% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2299% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7781% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1369% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1887% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2619% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2249% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2249% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7799% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6509% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8403% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6571% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0548% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2105% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2983% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2983% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6964% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4016% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2677% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4143% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7520% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3929% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1437% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4868% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1512% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6701% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0774% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9742% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5765% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1211% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3410% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5551% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6298% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7882% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5426% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5003% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1776% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4540% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6586% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6232% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0355% | 8,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 8,292 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 8,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4761% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6243% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8153% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7000% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5995% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 8,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1695% | 8,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4860% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4767% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6121% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6155% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5376% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0853% | 8,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4418% | 8,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4716% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3595% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5811% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2956% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5407% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5268% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2398% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9266% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1319% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7051% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5104% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8125% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2367% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5423% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7155% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9435% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3387% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5047% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4789% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0933% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7483% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3026% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8329% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5811% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4839% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3243% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3251% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9815% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 750.0000% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 60.0000% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 60.0000% | 1 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7903% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3425% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9894% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6902% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9387% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 533.3200% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 53.3320% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 53.3320% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7242% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2694% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8903% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6798% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8565% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 299.9985% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 80.0000% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 80.0000% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4695% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1829% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4392% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8156% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8964% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 983 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 80.0000% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 80.0000% | 1 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5183% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5903% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7062% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4030% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0621% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8468% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7973% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5743% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6298% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2268% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9425% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5823% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0105% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1749% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2514% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7520% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0192% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8096% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7413% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9410% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5765% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1677% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1185% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2398% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |