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BancCentral, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$12,268,0002,559
Total interest expense$5,953,0001,829
Net interest income$6,315,0003,042
Provision for loan and lease losses$2,640,000479
Total noninterest income$1,563,0002,273
Gross Fiduciary activities income$63,000752
Service charges on deposit accounts$394,0001,910
Trading account gains and fees$0123
Additional Noninterest Income$1,106,0002,185
Total noninterest expense$11,695,0001,840
Salaries and employee benefits$5,219,0002,144
Premises and equipment expense$1,454,0001,574
Additional noninterest expense$1,106,0002,185
Pre-tax net operating income$-6,457,0004,576
Securities gains (losses)$-1,406,0004,351
Applicable income taxes$03,369
Income before extraordinary items$-7,863,0004,560
Extraordinary gains, net$054
Net income$-7,863,0004,560
Minority interest net income$088
Net income of bank and minority interests.$-7,863,0004,561
Net charge-offs$-360,0004,512
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-6,457,0004,560
2023-09-30 (YTD Data)Rank
Total interest income$9,157,0002,546
Total interest expense$3,813,0001,879
Net interest income$5,344,0002,884
Provision for loan and lease losses$1,278,000570
Total noninterest income$1,164,0002,259
Gross Fiduciary activities income$48,000743
Service charges on deposit accounts$298,0001,899
Trading account gains and fees$0125
Additional Noninterest Income$818,0002,193
Total noninterest expense$8,929,0001,816
Salaries and employee benefits$3,839,0002,159
Premises and equipment expense$1,012,0001,661
Additional noninterest expense$818,0002,193
Pre-tax net operating income$-3,699,0004,566
Securities gains (losses)$-1,309,0004,481
Applicable income taxes$03,407
Income before extraordinary items$-5,008,0004,595
Extraordinary gains, net$052
Net income$-5,008,0004,594
Minority interest net income$081
Net income of bank and minority interests.$-5,008,0004,595
Net charge-offs$-499,0004,561
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-3,699,0004,589
2023-06-30 (YTD Data)Rank
Total interest income$5,984,0002,542
Total interest expense$2,126,0001,940
Net interest income$3,858,0002,784
Provision for loan and lease losses$1,278,000451
Total noninterest income$751,0002,255
Gross Fiduciary activities income$32,000739
Service charges on deposit accounts$192,0001,933
Trading account gains and fees$0112
Additional Noninterest Income$527,0002,144
Total noninterest expense$5,942,0001,812
Salaries and employee benefits$2,614,0002,119
Premises and equipment expense$659,0001,685
Additional noninterest expense$527,0002,141
Pre-tax net operating income$-2,611,0004,596
Securities gains (losses)$-1,215,0004,540
Applicable income taxes$03,436
Income before extraordinary items$-3,826,0004,629
Extraordinary gains, net$051
Net income$-3,826,0004,628
Minority interest net income$081
Net income of bank and minority interests.$-3,826,0004,628
Net charge-offs$-2,028,0004,642
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-2,611,0004,620
2023-03-31 (YTD Data)Rank
Total interest income$2,929,0002,548
Total interest expense$777,0002,130
Net interest income$2,152,0002,634
Provision for loan and lease losses$02,612
Total noninterest income$402,0002,177
Gross Fiduciary activities income$17,000759
Service charges on deposit accounts$93,0001,981
Trading account gains and fees$097
Additional Noninterest Income$292,0002,035
Total noninterest expense$2,989,0001,838
Salaries and employee benefits$1,335,0002,128
Premises and equipment expense$359,0001,615
Additional noninterest expense$292,0002,035
Pre-tax net operating income$-435,0004,604
Securities gains (losses)$36,000324
Applicable income taxes$03,388
Income before extraordinary items$-399,0004,586
Extraordinary gains, net$04
Net income$-399,0004,586
Minority interest net income$048
Net income of bank and minority interests.$-399,0004,586
Net charge-offs$146,000508
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-435,0004,600
2022-12-31 (YTD Data)Rank
Total interest income$14,529,0002,016
Total interest expense$2,186,0001,503
Net interest income$12,343,0002,071
Provision for loan and lease losses$03,012
Total noninterest income$3,935,0001,387
Gross Fiduciary activities income$78,000766
Service charges on deposit accounts$513,0001,657
Trading account gains and fees$0116
Additional Noninterest Income$3,344,0001,173
Total noninterest expense$14,901,0001,492
Salaries and employee benefits$5,835,0001,985
Premises and equipment expense$1,888,0001,286
Additional noninterest expense$3,344,0001,173
Pre-tax net operating income$1,377,0003,514
Securities gains (losses)$221,000112
Applicable income taxes$03,596
Income before extraordinary items$1,598,0003,195
Extraordinary gains, net$05
Net income$1,598,0003,192
Minority interest net income$063
Net income of bank and minority interests.$1,598,0003,194
Net charge-offs$2,709,000232
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,377,0003,376
2022-09-30 (YTD Data)Rank
Total interest income$11,660,0001,845
Total interest expense$1,538,0001,291
Net interest income$10,122,0001,911
Provision for loan and lease losses$02,835
Total noninterest income$3,452,0001,280
Gross Fiduciary activities income$59,000764
Service charges on deposit accounts$403,0001,623
Trading account gains and fees$0111
Additional Noninterest Income$2,990,0001,075
Total noninterest expense$11,511,0001,445
Salaries and employee benefits$4,436,0001,968
Premises and equipment expense$1,283,0001,397
Additional noninterest expense$2,990,0001,075
Pre-tax net operating income$2,063,0002,739
Securities gains (losses)$221,000102
Applicable income taxes$03,603
Income before extraordinary items$2,284,0002,411
Extraordinary gains, net$04
Net income$2,284,0002,410
Minority interest net income$057
Net income of bank and minority interests.$2,284,0002,410
Net charge-offs$3,094,000169
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,063,0002,577
2022-06-30 (YTD Data)Rank
Total interest income$7,527,0001,838
Total interest expense$976,0001,162
Net interest income$6,551,0001,919
Provision for loan and lease losses$02,599
Total noninterest income$2,095,0001,341
Gross Fiduciary activities income$43,000728
Service charges on deposit accounts$267,0001,611
Trading account gains and fees$0108
Additional Noninterest Income$1,785,0001,179
Total noninterest expense$7,476,0001,468
Salaries and employee benefits$2,858,0002,012
Premises and equipment expense$820,0001,435
Additional noninterest expense$3,798,000970
Pre-tax net operating income$1,170,0002,835
Securities gains (losses)$221,00096
Applicable income taxes$03,564
Income before extraordinary items$1,391,0002,443
Extraordinary gains, net$04
Net income$1,391,0002,443
Minority interest net income$060
Net income of bank and minority interests.$1,391,0002,443
Net charge-offs$2,074,000165
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,170,0002,689
2022-03-31 (YTD Data)Rank
Total interest income$3,543,0001,872
Total interest expense$510,0001,076
Net interest income$3,033,0001,976
Provision for loan and lease losses$02,285
Total noninterest income$500,0002,076
Gross Fiduciary activities income$30,000707
Service charges on deposit accounts$134,0001,606
Trading account gains and fees$0103
Additional Noninterest Income$336,0002,067
Total noninterest expense$3,673,0001,480
Salaries and employee benefits$1,394,0002,028
Premises and equipment expense$353,0001,637
Additional noninterest expense$1,926,000948
Pre-tax net operating income$-140,0004,699
Securities gains (losses)$245,00075
Applicable income taxes$03,450
Income before extraordinary items$105,0004,044
Extraordinary gains, net$04
Net income$105,0004,043
Minority interest net income$050
Net income of bank and minority interests.$105,0004,044
Net charge-offs$1,205,000145
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-140,0004,697
2021-12-31 (YTD Data)Rank
Total interest income$16,334,0001,747
Total interest expense$2,696,0001,014
Net interest income$13,638,0001,865
Provision for loan and lease losses$9,200,00059
Total noninterest income$4,517,0001,402
Gross Fiduciary activities income$119,000711
Service charges on deposit accounts$517,0001,569
Trading account gains and fees$0132
Additional Noninterest Income$3,881,0001,270
Total noninterest expense$16,179,0001,359
Salaries and employee benefits$6,419,0001,835
Premises and equipment expense$2,106,0001,160
Additional noninterest expense$7,654,000966
Pre-tax net operating income$-7,224,0004,841
Securities gains (losses)$5,814,00072
Applicable income taxes$20,0003,497
Income before extraordinary items$-1,430,0004,805
Extraordinary gains, net$010
Net income$-1,430,0004,805
Minority interest net income$074
Net income of bank and minority interests.$-1,430,0004,805
Net charge-offs$7,705,000137
Cash dividends$300,0003,096
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-7,244,0004,832
2021-09-30 (YTD Data)Rank
Total interest income$12,673,0001,723
Total interest expense$2,107,0001,024
Net interest income$10,566,0001,837
Provision for loan and lease losses$5,700,00066
Total noninterest income$3,773,0001,342
Gross Fiduciary activities income$83,000713
Service charges on deposit accounts$366,0001,631
Trading account gains and fees$0132
Additional Noninterest Income$3,324,0001,197
Total noninterest expense$12,085,0001,382
Salaries and employee benefits$4,927,0001,801
Premises and equipment expense$1,379,0001,309
Additional noninterest expense$5,779,000958
Pre-tax net operating income$-3,446,0004,912
Securities gains (losses)$5,261,00069
Applicable income taxes$20,0003,432
Income before extraordinary items$1,795,0002,923
Extraordinary gains, net$08
Net income$1,795,0002,923
Minority interest net income$069
Net income of bank and minority interests.$1,795,0002,923
Net charge-offs$6,725,000126
Cash dividends$300,0002,640
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-3,413,3904,905
2021-06-30 (YTD Data)Rank
Total interest income$9,196,0001,607
Total interest expense$1,459,0001,038
Net interest income$7,737,0001,701
Provision for loan and lease losses$8,100,00038
Total noninterest income$1,535,0001,781
Gross Fiduciary activities income$54,000716
Service charges on deposit accounts$223,0001,661
Trading account gains and fees$0133
Additional Noninterest Income$1,258,0001,687
Total noninterest expense$8,061,0001,375
Salaries and employee benefits$3,292,0001,792
Premises and equipment expense$916,0001,320
Additional noninterest expense$3,853,000957
Pre-tax net operating income$-6,889,0004,955
Securities gains (losses)$1,939,000101
Applicable income taxes$13,0003,421
Income before extraordinary items$-4,963,0004,946
Extraordinary gains, net$06
Net income$-4,963,0004,946
Minority interest net income$067
Net income of bank and minority interests.$-4,963,0004,946
Net charge-offs$4,854,000127
Cash dividends$300,0002,344
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-6,902,0004,947
2021-03-31 (YTD Data)Rank
Total interest income$4,999,0001,508
Total interest expense$758,0001,044
Net interest income$4,241,0001,575
Provision for loan and lease losses$300,000548
Total noninterest income$434,0002,393
Gross Fiduciary activities income$27,000717
Service charges on deposit accounts$110,0001,677
Trading account gains and fees$0127
Additional Noninterest Income$297,0002,465
Total noninterest expense$3,908,0001,394
Salaries and employee benefits$1,593,0001,827
Premises and equipment expense$467,0001,306
Additional noninterest expense$1,848,000965
Pre-tax net operating income$467,0003,313
Securities gains (losses)$208,000324
Applicable income taxes$03,613
Income before extraordinary items$675,0002,745
Extraordinary gains, net$03
Net income$675,0002,743
Minority interest net income$055
Net income of bank and minority interests.$675,0002,745
Net charge-offs$168,000478
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$467,0003,164
2020-12-31 (YTD Data)Rank
Total interest income$19,931,0001,506
Total interest expense$4,615,0001,024
Net interest income$15,316,0001,623
Provision for loan and lease losses$3,950,000677
Total noninterest income$1,925,0002,165
Gross Fiduciary activities income$101,000719
Service charges on deposit accounts$528,0001,564
Trading account gains and fees$0133
Additional Noninterest Income$1,296,0002,223
Total noninterest expense$15,579,0001,366
Salaries and employee benefits$6,349,0001,820
Premises and equipment expense$2,201,0001,081
Additional noninterest expense$7,029,000981
Pre-tax net operating income$-2,288,0004,951
Securities gains (losses)$5,337,000111
Applicable income taxes$48,0003,184
Income before extraordinary items$3,001,0002,311
Extraordinary gains, net$04
Net income$3,001,0002,310
Minority interest net income$072
Net income of bank and minority interests.$3,001,0002,311
Net charge-offs$2,512,000356
Cash dividends$4,725,000798
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-2,229,2604,943
2020-09-30 (YTD Data)Rank
Total interest income$15,147,0001,491
Total interest expense$3,751,0001,012
Net interest income$11,396,0001,618
Provision for loan and lease losses$1,450,0001,089
Total noninterest income$1,405,0002,152
Gross Fiduciary activities income$73,000716
Service charges on deposit accounts$397,0001,551
Trading account gains and fees$0125
Additional Noninterest Income$935,0002,214
Total noninterest expense$11,644,0001,357
Salaries and employee benefits$4,703,0001,805
Premises and equipment expense$1,468,0001,201
Additional noninterest expense$5,473,000933
Pre-tax net operating income$-293,0004,872
Securities gains (losses)$4,365,000105
Applicable income taxes$40,0003,159
Income before extraordinary items$4,032,0001,503
Extraordinary gains, net$04
Net income$4,032,0001,503
Minority interest net income$065
Net income of bank and minority interests.$4,032,0001,504
Net charge-offs$419,000837
Cash dividends$4,400,000633
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-289,3504,875
2020-06-30 (YTD Data)Rank
Total interest income$10,324,0001,478
Total interest expense$2,697,0001,019
Net interest income$7,627,0001,615
Provision for loan and lease losses$300,0002,042
Total noninterest income$950,0002,072
Gross Fiduciary activities income$49,000724
Service charges on deposit accounts$275,0001,533
Trading account gains and fees$0123
Additional Noninterest Income$626,0002,141
Total noninterest expense$7,460,0001,394
Salaries and employee benefits$2,911,0001,917
Premises and equipment expense$954,0001,228
Additional noninterest expense$3,595,000947
Pre-tax net operating income$817,0003,207
Securities gains (losses)$1,965,000130
Applicable income taxes$20,0003,220
Income before extraordinary items$2,762,0001,403
Extraordinary gains, net$04
Net income$2,762,0001,403
Minority interest net income$065
Net income of bank and minority interests.$2,762,0001,403
Net charge-offs$75,0001,502
Cash dividends$350,0002,274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$816,6503,032
2020-03-31 (YTD Data)Rank
Total interest income$5,380,0001,416
Total interest expense$1,449,0001,037
Net interest income$3,931,0001,524
Provision for loan and lease losses$150,0001,627
Total noninterest income$462,0002,021
Gross Fiduciary activities income$25,000730
Service charges on deposit accounts$170,0001,493
Trading account gains and fees$0106
Additional Noninterest Income$267,0002,126
Total noninterest expense$3,713,0001,409
Salaries and employee benefits$1,452,0001,932
Premises and equipment expense$490,0001,205
Additional noninterest expense$1,771,000970
Pre-tax net operating income$530,0002,712
Securities gains (losses)$482,000195
Applicable income taxes$03,513
Income before extraordinary items$1,012,0001,651
Extraordinary gains, net$04
Net income$1,012,0001,652
Minority interest net income$056
Net income of bank and minority interests.$1,012,0001,652
Net charge-offs$33,0001,390
Cash dividends$350,0001,532
Sale, conversion, retirement of capital stock, net$0482
Net operating income$530,0002,536
2019-12-31 (YTD Data)Rank
Total interest income$22,017,0001,403
Total interest expense$6,505,000991
Net interest income$15,512,0001,545
Provision for loan and lease losses$850,0001,023
Total noninterest income$2,282,0001,844
Gross Fiduciary activities income$118,000726
Service charges on deposit accounts$778,0001,365
Trading account gains and fees$0135
Additional Noninterest Income$1,386,0001,887
Total noninterest expense$15,120,0001,346
Salaries and employee benefits$5,945,0001,859
Premises and equipment expense$2,121,0001,119
Additional noninterest expense$7,054,000962
Pre-tax net operating income$1,824,0003,141
Securities gains (losses)$981,000230
Applicable income taxes$24,0003,503
Income before extraordinary items$2,781,0002,406
Extraordinary gains, net$011
Net income$2,781,0002,407
Minority interest net income$076
Net income of bank and minority interests.$2,781,0002,408
Net charge-offs$363,0001,247
Cash dividends$1,250,0002,072
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,809,8102,997
2019-09-30 (YTD Data)Rank
Total interest income$16,335,0001,425
Total interest expense$4,938,000990
Net interest income$11,397,0001,590
Provision for loan and lease losses$450,0001,249
Total noninterest income$1,774,0001,805
Gross Fiduciary activities income$91,000716
Service charges on deposit accounts$571,0001,402
Trading account gains and fees$0129
Additional Noninterest Income$1,112,0001,797
Total noninterest expense$10,906,0001,402
Salaries and employee benefits$4,239,0001,937
Premises and equipment expense$1,393,0001,248
Additional noninterest expense$5,274,000957
Pre-tax net operating income$1,815,0002,871
Securities gains (losses)$505,000313
Applicable income taxes$17,0003,569
Income before extraordinary items$2,303,0002,315
Extraordinary gains, net$011
Net income$2,303,0002,316
Minority interest net income$072
Net income of bank and minority interests.$2,303,0002,316
Net charge-offs$82,0001,890
Cash dividends$750,0002,104
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,803,0502,652
2019-06-30 (YTD Data)Rank
Total interest income$10,827,0001,430
Total interest expense$3,253,000982
Net interest income$7,574,0001,596
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,260,0001,710
Gross Fiduciary activities income$62,000722
Service charges on deposit accounts$365,0001,428
Trading account gains and fees$0131
Additional Noninterest Income$833,0001,673
Total noninterest expense$7,357,0001,389
Salaries and employee benefits$2,926,0001,891
Premises and equipment expense$929,0001,262
Additional noninterest expense$3,502,000966
Pre-tax net operating income$1,177,0002,877
Securities gains (losses)$128,000473
Applicable income taxes$17,0003,485
Income before extraordinary items$1,288,0002,546
Extraordinary gains, net$011
Net income$1,288,0002,545
Minority interest net income$069
Net income of bank and minority interests.$1,288,0002,545
Net charge-offs$49,0001,840
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,161,2802,694
2019-03-31 (YTD Data)Rank
Total interest income$5,303,0001,458
Total interest expense$1,570,000984
Net interest income$3,733,0001,632
Provision for loan and lease losses$150,0001,133
Total noninterest income$476,0001,969
Gross Fiduciary activities income$32,000731
Service charges on deposit accounts$174,0001,476
Trading account gains and fees$0126
Additional Noninterest Income$270,0002,071
Total noninterest expense$3,562,0001,442
Salaries and employee benefits$1,520,0001,847
Premises and equipment expense$445,0001,325
Additional noninterest expense$1,597,0001,023
Pre-tax net operating income$497,0003,079
Securities gains (losses)$127,000249
Applicable income taxes$03,800
Income before extraordinary items$624,0002,559
Extraordinary gains, net$05
Net income$624,0002,558
Minority interest net income$052
Net income of bank and minority interests.$624,0002,558
Net charge-offs$46,0001,257
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$0529
Net operating income$497,0002,885
2018-12-31 (YTD Data)Rank
Total interest income$18,824,0001,523
Total interest expense$3,974,0001,143
Net interest income$14,850,0001,621
Provision for loan and lease losses$600,0001,277
Total noninterest income$2,203,0001,880
Gross Fiduciary activities income$115,000752
Service charges on deposit accounts$800,0001,372
Trading account gains and fees$0126
Additional Noninterest Income$1,288,0001,964
Total noninterest expense$14,020,0001,432
Salaries and employee benefits$5,868,0001,856
Premises and equipment expense$1,761,0001,312
Additional noninterest expense$6,391,0001,038
Pre-tax net operating income$2,433,0002,823
Securities gains (losses)$2,000956
Applicable income taxes$6,0003,811
Income before extraordinary items$2,429,0002,635
Extraordinary gains, net$06
Net income$2,429,0002,633
Minority interest net income$072
Net income of bank and minority interests.$2,429,0002,634
Net charge-offs$252,0001,454
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,427,0002,626
2018-09-30 (YTD Data)Rank
Total interest income$13,620,0001,560
Total interest expense$2,658,0001,194
Net interest income$10,962,0001,641
Provision for loan and lease losses$03,948
Total noninterest income$1,702,0001,871
Gross Fiduciary activities income$84,000752
Service charges on deposit accounts$605,0001,374
Trading account gains and fees$0138
Additional Noninterest Income$1,013,0001,922
Total noninterest expense$10,437,0001,448
Salaries and employee benefits$4,225,0001,899
Premises and equipment expense$1,302,0001,331
Additional noninterest expense$4,910,0001,008
Pre-tax net operating income$2,227,0002,570
Securities gains (losses)$1,0001,016
Applicable income taxes$04,032
Income before extraordinary items$2,228,0002,350
Extraordinary gains, net$05
Net income$2,228,0002,349
Minority interest net income$066
Net income of bank and minority interests.$2,228,0002,349
Net charge-offs$98,0001,744
Cash dividends$1,250,0001,472
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,227,0002,345
2018-06-30 (YTD Data)Rank
Total interest income$8,732,0001,595
Total interest expense$1,606,0001,232
Net interest income$7,126,0001,680
Provision for loan and lease losses$03,782
Total noninterest income$1,197,0001,807
Gross Fiduciary activities income$60,000754
Service charges on deposit accounts$392,0001,399
Trading account gains and fees$0130
Additional Noninterest Income$745,0001,807
Total noninterest expense$7,027,0001,439
Salaries and employee benefits$2,774,0001,934
Premises and equipment expense$845,0001,375
Additional noninterest expense$3,408,000962
Pre-tax net operating income$1,296,0002,756
Securities gains (losses)$1,000871
Applicable income taxes$04,018
Income before extraordinary items$1,297,0002,550
Extraordinary gains, net$06
Net income$1,297,0002,549
Minority interest net income$065
Net income of bank and minority interests.$1,297,0002,549
Net charge-offs$261,000804
Cash dividends$750,0001,560
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,296,0002,543
2018-03-31 (YTD Data)Rank
Total interest income$4,271,0001,615
Total interest expense$770,0001,216
Net interest income$3,501,0001,697
Provision for loan and lease losses$03,508
Total noninterest income$503,0001,991
Gross Fiduciary activities income$28,000760
Service charges on deposit accounts$200,0001,390
Trading account gains and fees$0123
Additional Noninterest Income$275,0002,122
Total noninterest expense$3,389,0001,489
Salaries and employee benefits$1,405,0001,946
Premises and equipment expense$395,0001,468
Additional noninterest expense$1,589,0001,019
Pre-tax net operating income$615,0002,774
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$615,0002,574
Extraordinary gains, net$07
Net income$615,0002,574
Minority interest net income$052
Net income of bank and minority interests.$615,0002,574
Net charge-offs$256,000472
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$615,0002,568
2017-12-31 (YTD Data)Rank
Total interest income$16,802,0001,592
Total interest expense$2,555,0001,265
Net interest income$14,247,0001,643
Provision for loan and lease losses$120,0002,846
Total noninterest income$2,133,0001,952
Gross Fiduciary activities income$111,000773
Service charges on deposit accounts$763,0001,478
Trading account gains and fees$0151
Additional Noninterest Income$1,259,0002,019
Total noninterest expense$13,930,0001,442
Salaries and employee benefits$5,929,0001,838
Premises and equipment expense$1,605,0001,420
Additional noninterest expense$6,396,0001,014
Pre-tax net operating income$2,330,0002,863
Securities gains (losses)$1,369,000119
Applicable income taxes$31,0003,659
Income before extraordinary items$3,668,0001,722
Extraordinary gains, net$09
Net income$3,668,0001,722
Minority interest net income$076
Net income of bank and minority interests.$3,668,0001,722
Net charge-offs$-20,0004,947
Cash dividends$2,300,0001,266
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,312,6902,431
2017-09-30 (YTD Data)Rank
Total interest income$12,628,0001,590
Total interest expense$1,866,0001,270
Net interest income$10,762,0001,637
Provision for loan and lease losses$120,0002,498
Total noninterest income$1,599,0001,976
Gross Fiduciary activities income$83,000775
Service charges on deposit accounts$548,0001,527
Trading account gains and fees$0145
Additional Noninterest Income$968,0002,003
Total noninterest expense$10,204,0001,475
Salaries and employee benefits$4,430,0001,848
Premises and equipment expense$1,057,0001,607
Additional noninterest expense$4,717,0001,027
Pre-tax net operating income$2,037,0002,694
Securities gains (losses)$1,176,000116
Applicable income taxes$23,0003,692
Income before extraordinary items$3,190,0001,651
Extraordinary gains, net$09
Net income$3,190,0001,652
Minority interest net income$071
Net income of bank and minority interests.$3,190,0001,652
Net charge-offs$-135,0005,417
Cash dividends$1,800,0001,143
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,025,7602,364
2017-06-30 (YTD Data)Rank
Total interest income$8,378,0001,566
Total interest expense$1,184,0001,288
Net interest income$7,194,0001,615
Provision for loan and lease losses$120,0002,050
Total noninterest income$1,100,0001,927
Gross Fiduciary activities income$48,000793
Service charges on deposit accounts$345,0001,583
Trading account gains and fees$0139
Additional Noninterest Income$707,0001,918
Total noninterest expense$6,841,0001,473
Salaries and employee benefits$2,914,0001,873
Premises and equipment expense$702,0001,620
Additional noninterest expense$3,225,000999
Pre-tax net operating income$1,333,0002,680
Securities gains (losses)$282,000226
Applicable income taxes$13,0003,752
Income before extraordinary items$1,602,0002,046
Extraordinary gains, net$011
Net income$1,602,0002,046
Minority interest net income$071
Net income of bank and minority interests.$1,602,0002,046
Net charge-offs$-187,0005,577
Cash dividends$900,0001,419
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,322,8202,343
2017-03-31 (YTD Data)Rank
Total interest income$4,140,0001,579
Total interest expense$573,0001,302
Net interest income$3,567,0001,612
Provision for loan and lease losses$120,0001,315
Total noninterest income$434,0002,215
Gross Fiduciary activities income$24,000801
Service charges on deposit accounts$171,0001,590
Trading account gains and fees$0142
Additional Noninterest Income$239,0002,368
Total noninterest expense$3,517,0001,429
Salaries and employee benefits$1,520,0001,821
Premises and equipment expense$325,0001,751
Additional noninterest expense$1,672,000961
Pre-tax net operating income$364,0003,558
Securities gains (losses)$48,000356
Applicable income taxes$04,086
Income before extraordinary items$412,0003,087
Extraordinary gains, net$08
Net income$412,0003,086
Minority interest net income$055
Net income of bank and minority interests.$412,0003,087
Net charge-offs$-265,0005,761
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$364,0003,271
2016-12-31 (YTD Data)Rank
Total interest income$14,741,0001,715
Total interest expense$1,363,0001,931
Net interest income$13,378,0001,679
Provision for loan and lease losses$1,335,000709
Total noninterest income$1,786,0002,254
Gross Fiduciary activities income$116,000797
Service charges on deposit accounts$725,0001,568
Trading account gains and fees$0170
Additional Noninterest Income$945,0002,459
Total noninterest expense$13,756,0001,430
Salaries and employee benefits$5,820,0001,837
Premises and equipment expense$1,324,0001,706
Additional noninterest expense$6,612,000997
Pre-tax net operating income$73,0005,539
Securities gains (losses)$2,991,00091
Applicable income taxes$41,0003,667
Income before extraordinary items$3,023,0002,098
Extraordinary gains, net$05
Net income$3,023,0002,096
Minority interest net income$082
Net income of bank and minority interests.$3,023,0002,097
Net charge-offs$622,000936
Cash dividends$2,500,0001,167
Sale, conversion, retirement of capital stock, net$0759
Net operating income$61,9105,552
2016-09-30 (YTD Data)Rank
Total interest income$10,923,0001,745
Total interest expense$964,0002,020
Net interest income$9,959,0001,696
Provision for loan and lease losses$1,005,000679
Total noninterest income$1,313,0002,281
Gross Fiduciary activities income$89,000779
Service charges on deposit accounts$539,0001,580
Trading account gains and fees$0169
Additional Noninterest Income$685,0002,519
Total noninterest expense$9,880,0001,490
Salaries and employee benefits$4,288,0001,854
Premises and equipment expense$966,0001,757
Additional noninterest expense$4,626,0001,068
Pre-tax net operating income$387,0004,865
Securities gains (losses)$2,905,00077
Applicable income taxes$34,0003,709
Income before extraordinary items$3,258,0001,569
Extraordinary gains, net$05
Net income$3,258,0001,568
Minority interest net income$071
Net income of bank and minority interests.$3,258,0001,569
Net charge-offs$110,0001,994
Cash dividends$2,100,000980
Sale, conversion, retirement of capital stock, net$0719
Net operating income$382,0504,731
2016-06-30 (YTD Data)Rank
Total interest income$7,300,0001,743
Total interest expense$624,0002,071
Net interest income$6,676,0001,680
Provision for loan and lease losses$625,000702
Total noninterest income$870,0002,268
Gross Fiduciary activities income$63,000787
Service charges on deposit accounts$347,0001,612
Trading account gains and fees$0157
Additional Noninterest Income$460,0002,480
Total noninterest expense$6,549,0001,502
Salaries and employee benefits$2,823,0001,894
Premises and equipment expense$644,0001,743
Additional noninterest expense$3,082,0001,064
Pre-tax net operating income$372,0004,522
Securities gains (losses)$1,811,00082
Applicable income taxes$10,0003,951
Income before extraordinary items$2,173,0001,548
Extraordinary gains, net$016
Net income$2,173,0001,548
Minority interest net income$071
Net income of bank and minority interests.$2,173,0001,548
Net charge-offs$99,0001,629
Cash dividends$1,250,0001,109
Sale, conversion, retirement of capital stock, net$0705
Net operating income$362,0004,330
2016-03-31 (YTD Data)Rank
Total interest income$3,624,0001,758
Total interest expense$297,0002,153
Net interest income$3,327,0001,688
Provision for loan and lease losses$220,000907
Total noninterest income$420,0002,300
Gross Fiduciary activities income$20,000841
Service charges on deposit accounts$169,0001,637
Trading account gains and fees$0142
Additional Noninterest Income$231,0002,438
Total noninterest expense$3,232,0001,517
Salaries and employee benefits$1,461,0001,837
Premises and equipment expense$319,0001,777
Additional noninterest expense$1,452,0001,119
Pre-tax net operating income$295,0003,883
Securities gains (losses)$636,000109
Applicable income taxes$04,259
Income before extraordinary items$931,0001,732
Extraordinary gains, net$012
Net income$931,0001,733
Minority interest net income$062
Net income of bank and minority interests.$931,0001,733
Net charge-offs$97,0001,032
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$295,0003,592
2015-12-31 (YTD Data)Rank
Total interest income$15,408,0001,610
Total interest expense$1,202,0002,114
Net interest income$14,206,0001,543
Provision for loan and lease losses$435,0001,504
Total noninterest income$1,273,0002,709
Gross Fiduciary activities income$159,000777
Service charges on deposit accounts$732,0001,592
Trading account gains and fees$0159
Additional Noninterest Income$382,0003,653
Total noninterest expense$13,177,0001,481
Salaries and employee benefits$5,525,0001,888
Premises and equipment expense$1,469,0001,562
Additional noninterest expense$6,183,0001,064
Pre-tax net operating income$1,867,0003,134
Securities gains (losses)$2,657,00078
Applicable income taxes$20,0003,928
Income before extraordinary items$4,504,0001,470
Extraordinary gains, net$023
Net income$4,504,0001,470
Minority interest net income$081
Net income of bank and minority interests.$4,504,0001,470
Net charge-offs$81,0002,844
Cash dividends$2,900,0001,010
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,847,0002,823
2015-09-30 (YTD Data)Rank
Total interest income$11,640,0001,609
Total interest expense$911,0002,118
Net interest income$10,729,0001,552
Provision for loan and lease losses$315,0001,452
Total noninterest income$1,448,0002,173
Gross Fiduciary activities income$116,000777
Service charges on deposit accounts$540,0001,620
Trading account gains and fees$0153
Additional Noninterest Income$792,0002,327
Total noninterest expense$9,494,0001,538
Salaries and employee benefits$4,120,0001,900
Premises and equipment expense$1,041,0001,661
Additional noninterest expense$4,333,0001,123
Pre-tax net operating income$2,368,0002,272
Securities gains (losses)$1,947,00090
Applicable income taxes$16,0004,021
Income before extraordinary items$4,299,0001,230
Extraordinary gains, net$021
Net income$4,299,0001,229
Minority interest net income$078
Net income of bank and minority interests.$4,299,0001,230
Net charge-offs$67,0002,539
Cash dividends$2,600,000801
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,352,0001,949
2015-06-30 (YTD Data)Rank
Total interest income$7,806,0001,600
Total interest expense$602,0002,148
Net interest income$7,204,0001,545
Provision for loan and lease losses$195,0001,540
Total noninterest income$940,0002,220
Gross Fiduciary activities income$78,000785
Service charges on deposit accounts$343,0001,659
Trading account gains and fees$0157
Additional Noninterest Income$519,0002,375
Total noninterest expense$6,228,0001,563
Salaries and employee benefits$2,797,0001,882
Premises and equipment expense$615,0001,875
Additional noninterest expense$2,816,0001,146
Pre-tax net operating income$1,721,0002,128
Securities gains (losses)$1,135,000128
Applicable income taxes$04,497
Income before extraordinary items$2,856,0001,222
Extraordinary gains, net$022
Net income$2,856,0001,223
Minority interest net income$075
Net income of bank and minority interests.$2,856,0001,223
Net charge-offs$62,0002,156
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,721,0001,794
2015-03-31 (YTD Data)Rank
Total interest income$3,862,0001,605
Total interest expense$299,0002,178
Net interest income$3,563,0001,551
Provision for loan and lease losses$75,0001,675
Total noninterest income$466,0002,190
Gross Fiduciary activities income$40,000790
Service charges on deposit accounts$164,0001,716
Trading account gains and fees$0152
Additional Noninterest Income$262,0002,290
Total noninterest expense$3,135,0001,549
Salaries and employee benefits$1,470,0001,797
Premises and equipment expense$278,0002,076
Additional noninterest expense$1,387,0001,148
Pre-tax net operating income$819,0002,173
Securities gains (losses)$427,000186
Applicable income taxes$04,400
Income before extraordinary items$1,246,0001,326
Extraordinary gains, net$013
Net income$1,246,0001,327
Minority interest net income$064
Net income of bank and minority interests.$1,246,0001,328
Net charge-offs$57,0001,460
Cash dividends$600,000972
Sale, conversion, retirement of capital stock, net$0697
Net operating income$819,0001,825
2014-12-31 (YTD Data)Rank
Total interest income$13,342,0001,876
Total interest expense$1,056,0002,497
Net interest income$12,286,0001,786
Provision for loan and lease losses$04,603
Total noninterest income$1,707,0002,341
Gross Fiduciary activities income$236,000744
Service charges on deposit accounts$653,0001,831
Trading account gains and fees$0180
Additional Noninterest Income$818,0002,610
Total noninterest expense$11,743,0001,634
Salaries and employee benefits$5,027,0002,032
Premises and equipment expense$1,134,0002,017
Additional noninterest expense$5,582,0001,175
Pre-tax net operating income$2,250,0002,780
Securities gains (losses)$1,314,000156
Applicable income taxes$04,531
Income before extraordinary items$3,564,0001,732
Extraordinary gains, net$017
Net income$3,564,0001,732
Minority interest net income$084
Net income of bank and minority interests.$3,564,0001,731
Net charge-offs$118,0003,015
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,250,0002,449
2014-09-30 (YTD Data)Rank
Total interest income$9,505,0001,962
Total interest expense$758,0002,593
Net interest income$8,747,0001,882
Provision for loan and lease losses$04,401
Total noninterest income$1,446,0002,161
Gross Fiduciary activities income$167,000753
Service charges on deposit accounts$468,0001,908
Trading account gains and fees$0174
Additional Noninterest Income$811,0002,242
Total noninterest expense$8,618,0001,671
Salaries and employee benefits$3,637,0002,113
Premises and equipment expense$837,0002,065
Additional noninterest expense$4,144,0001,189
Pre-tax net operating income$1,575,0002,949
Securities gains (losses)$1,219,000133
Applicable income taxes$04,583
Income before extraordinary items$2,794,0001,685
Extraordinary gains, net$015
Net income$2,794,0001,686
Minority interest net income$081
Net income of bank and minority interests.$2,794,0001,685
Net charge-offs$1,0004,590
Cash dividends$1,100,0001,440
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,575,0002,595
2014-06-30 (YTD Data)Rank
Total interest income$5,875,0002,079
Total interest expense$452,0002,857
Net interest income$5,423,0001,990
Provision for loan and lease losses$04,196
Total noninterest income$913,0002,207
Gross Fiduciary activities income$119,000746
Service charges on deposit accounts$277,0002,077
Trading account gains and fees$0172
Additional Noninterest Income$517,0002,270
Total noninterest expense$5,233,0001,809
Salaries and employee benefits$2,375,0002,157
Premises and equipment expense$433,0002,553
Additional noninterest expense$2,425,0001,327
Pre-tax net operating income$1,103,0002,793
Securities gains (losses)$785,000152
Applicable income taxes$04,568
Income before extraordinary items$1,888,0001,613
Extraordinary gains, net$020
Net income$1,888,0001,616
Minority interest net income$080
Net income of bank and minority interests.$1,888,0001,615
Net charge-offs$-20,0005,885
Cash dividends$700,0001,484
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,103,0002,436
2014-03-31 (YTD Data)Rank
Total interest income$2,895,0002,110
Total interest expense$217,0002,982
Net interest income$2,678,0002,000
Provision for loan and lease losses$03,817
Total noninterest income$442,0002,208
Gross Fiduciary activities income$54,000765
Service charges on deposit accounts$133,0002,134
Trading account gains and fees$0147
Additional Noninterest Income$255,0002,226
Total noninterest expense$2,504,0001,888
Salaries and employee benefits$1,116,0002,281
Premises and equipment expense$244,0002,349
Additional noninterest expense$1,144,0001,392
Pre-tax net operating income$616,0002,530
Securities gains (losses)$781,00097
Applicable income taxes$04,445
Income before extraordinary items$1,397,0001,108
Extraordinary gains, net$016
Net income$1,397,0001,109
Minority interest net income$066
Net income of bank and minority interests.$1,397,0001,109
Net charge-offs$-22,0006,074
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$616,0002,192
2013-12-31 (YTD Data)Rank
Total interest income$10,280,0002,365
Total interest expense$805,0003,437
Net interest income$9,475,0002,205
Provision for loan and lease losses$05,091
Total noninterest income$1,860,0002,266
Gross Fiduciary activities income$154,000819
Service charges on deposit accounts$590,0002,086
Trading account gains and fees$0184
Additional Noninterest Income$1,116,0002,235
Total noninterest expense$9,231,0002,048
Salaries and employee benefits$4,096,0002,427
Premises and equipment expense$901,0002,467
Additional noninterest expense$4,234,0001,555
Pre-tax net operating income$2,104,0002,758
Securities gains (losses)$1,995,000128
Applicable income taxes$04,631
Income before extraordinary items$4,099,0001,466
Extraordinary gains, net$029
Net income$4,099,0001,468
Minority interest net income$090
Net income of bank and minority interests.$4,099,0001,470
Net charge-offs$-211,0006,634
Cash dividends$1,200,0001,704
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,104,0002,451
2013-09-30 (YTD Data)Rank
Total interest income$7,629,0002,401
Total interest expense$614,0003,482
Net interest income$7,015,0002,234
Provision for loan and lease losses$04,941
Total noninterest income$1,321,0002,386
Gross Fiduciary activities income$117,000811
Service charges on deposit accounts$445,0002,097
Trading account gains and fees$0180
Additional Noninterest Income$759,0002,406
Total noninterest expense$6,743,0002,105
Salaries and employee benefits$3,000,0002,491
Premises and equipment expense$583,0002,782
Additional noninterest expense$3,160,0001,556
Pre-tax net operating income$1,593,0002,817
Securities gains (losses)$1,656,000141
Applicable income taxes$04,713
Income before extraordinary items$3,249,0001,395
Extraordinary gains, net$025
Net income$3,249,0001,397
Minority interest net income$084
Net income of bank and minority interests.$3,249,0001,397
Net charge-offs$-199,0006,722
Cash dividends$850,0001,610
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,593,0002,458
2013-06-30 (YTD Data)Rank
Total interest income$5,058,0002,410
Total interest expense$410,0003,540
Net interest income$4,648,0002,239
Provision for loan and lease losses$04,788
Total noninterest income$872,0002,429
Gross Fiduciary activities income$68,000836
Service charges on deposit accounts$288,0002,100
Trading account gains and fees$0157
Additional Noninterest Income$516,0002,436
Total noninterest expense$4,510,0002,089
Salaries and employee benefits$1,996,0002,503
Premises and equipment expense$397,0002,756
Additional noninterest expense$2,117,0001,545
Pre-tax net operating income$1,010,0002,885
Securities gains (losses)$1,647,000122
Applicable income taxes$04,679
Income before extraordinary items$2,657,0001,148
Extraordinary gains, net$022
Net income$2,657,0001,150
Minority interest net income$082
Net income of bank and minority interests.$2,657,0001,151
Net charge-offs$15,0004,144
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,010,0002,521
2013-03-31 (YTD Data)Rank
Total interest income$2,465,0002,480
Total interest expense$198,0003,694
Net interest income$2,267,0002,311
Provision for loan and lease losses$04,409
Total noninterest income$402,0002,547
Gross Fiduciary activities income$32,000849
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$247,0002,488
Total noninterest expense$2,339,0002,046
Salaries and employee benefits$1,043,0002,433
Premises and equipment expense$202,0002,751
Additional noninterest expense$1,094,0001,481
Pre-tax net operating income$330,0003,633
Securities gains (losses)$705,000150
Applicable income taxes$04,602
Income before extraordinary items$1,035,0001,427
Extraordinary gains, net$010
Net income$1,035,0001,429
Minority interest net income$076
Net income of bank and minority interests.$1,035,0001,429
Net charge-offs$-25,0006,515
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$330,0003,290
2012-12-31 (YTD Data)Rank
Total interest income$9,418,0002,710
Total interest expense$841,0004,008
Net interest income$8,577,0002,503
Provision for loan and lease losses$05,905
Total noninterest income$1,412,0002,710
Gross Fiduciary activities income$126,000850
Service charges on deposit accounts$336,0003,271
Trading account gains and fees$0166
Additional Noninterest Income$950,0002,443
Total noninterest expense$9,654,0001,981
Salaries and employee benefits$4,381,0002,260
Premises and equipment expense$690,0003,061
Additional noninterest expense$4,583,0001,470
Pre-tax net operating income$335,0005,325
Securities gains (losses)$2,792,000190
Applicable income taxes$04,751
Income before extraordinary items$3,127,0001,788
Extraordinary gains, net$029
Net income$3,127,0001,787
Minority interest net income$093
Net income of bank and minority interests.$3,127,0001,788
Net charge-offs$-90,0006,928
Cash dividends$1,500,0001,482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$335,0005,176
2012-09-30 (YTD Data)Rank
Total interest income$6,907,0002,835
Total interest expense$640,0004,090
Net interest income$6,267,0002,610
Provision for loan and lease losses$05,790
Total noninterest income$991,0002,814
Gross Fiduciary activities income$92,000850
Service charges on deposit accounts$199,0003,771
Trading account gains and fees$0157
Additional Noninterest Income$700,0002,465
Total noninterest expense$7,292,0001,957
Salaries and employee benefits$3,233,0002,296
Premises and equipment expense$474,0003,299
Additional noninterest expense$3,585,0001,426
Pre-tax net operating income$-34,0006,342
Securities gains (losses)$2,646,000149
Applicable income taxes$04,802
Income before extraordinary items$2,612,0001,678
Extraordinary gains, net$020
Net income$2,612,0001,676
Minority interest net income$086
Net income of bank and minority interests.$2,612,0001,679
Net charge-offs$-72,0006,982
Cash dividends$1,000,0001,322
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-34,0006,349
2012-06-30 (YTD Data)Rank
Total interest income$4,497,0002,908
Total interest expense$428,0004,183
Net interest income$4,069,0002,683
Provision for loan and lease losses$05,619
Total noninterest income$634,0002,837
Gross Fiduciary activities income$63,000854
Service charges on deposit accounts$128,0003,835
Trading account gains and fees$0153
Additional Noninterest Income$443,0002,500
Total noninterest expense$4,948,0001,950
Salaries and employee benefits$2,134,0002,319
Premises and equipment expense$280,0003,596
Additional noninterest expense$2,534,0001,341
Pre-tax net operating income$-245,0006,660
Securities gains (losses)$2,473,000110
Applicable income taxes$04,770
Income before extraordinary items$2,228,0001,335
Extraordinary gains, net$019
Net income$2,228,0001,335
Minority interest net income$084
Net income of bank and minority interests.$2,228,0001,335
Net charge-offs$-71,0007,040
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-245,0006,679
2012-03-31 (YTD Data)Rank
Total interest income$2,278,0002,915
Total interest expense$213,0004,303
Net interest income$2,065,0002,647
Provision for loan and lease losses$05,254
Total noninterest income$300,0002,953
Gross Fiduciary activities income$25,000893
Service charges on deposit accounts$67,0003,746
Trading account gains and fees$0148
Additional Noninterest Income$208,0002,594
Total noninterest expense$2,349,0002,040
Salaries and employee benefits$1,048,0002,374
Premises and equipment expense$123,0003,927
Additional noninterest expense$1,178,0001,430
Pre-tax net operating income$16,0006,263
Securities gains (losses)$622,000224
Applicable income taxes$04,704
Income before extraordinary items$638,0002,150
Extraordinary gains, net$019
Net income$638,0002,151
Minority interest net income$078
Net income of bank and minority interests.$638,0002,152
Net charge-offs$-88,0007,168
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$16,0006,237
2011-12-31 (YTD Data)Rank
Total interest income$9,752,0002,811
Total interest expense$1,315,0003,753
Net interest income$8,437,0002,594
Provision for loan and lease losses$06,496
Total noninterest income$1,199,0002,798
Gross Fiduciary activities income$108,000835
Service charges on deposit accounts$290,0003,644
Trading account gains and fees$0146
Additional Noninterest Income$801,0002,443
Total noninterest expense$9,715,0001,966
Salaries and employee benefits$4,008,0002,399
Premises and equipment expense$643,0003,397
Additional noninterest expense$5,064,0001,367
Pre-tax net operating income$-79,0006,121
Securities gains (losses)$2,147,000220
Applicable income taxes$04,719
Income before extraordinary items$2,068,0002,198
Extraordinary gains, net$029
Net income$2,068,0002,199
Minority interest net income$096
Net income of bank and minority interests.$2,068,0002,199
Net charge-offs$-16,0007,067
Cash dividends$600,0002,194
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-79,0006,159
2011-09-30 (YTD Data)Rank
Total interest income$7,506,0002,785
Total interest expense$1,079,0003,646
Net interest income$6,427,0002,573
Provision for loan and lease losses$06,393
Total noninterest income$895,0002,801
Gross Fiduciary activities income$81,000819
Service charges on deposit accounts$214,0003,709
Trading account gains and fees$0145
Additional Noninterest Income$600,0002,422
Total noninterest expense$7,010,0002,060
Salaries and employee benefits$2,807,0002,562
Premises and equipment expense$465,0003,535
Additional noninterest expense$3,738,0001,384
Pre-tax net operating income$312,0005,061
Securities gains (losses)$1,500,000237
Applicable income taxes$04,740
Income before extraordinary items$1,812,0001,993
Extraordinary gains, net$021
Net income$1,812,0001,993
Minority interest net income$087
Net income of bank and minority interests.$1,812,0001,993
Net charge-offs$-33,0007,193
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$312,0004,886
2011-06-30 (YTD Data)Rank
Total interest income$4,989,0002,807
Total interest expense$765,0003,615
Net interest income$4,224,0002,612
Provision for loan and lease losses$06,217
Total noninterest income$580,0002,860
Gross Fiduciary activities income$53,000842
Service charges on deposit accounts$138,0003,757
Trading account gains and fees$0153
Additional Noninterest Income$389,0002,474
Total noninterest expense$4,707,0002,056
Salaries and employee benefits$1,877,0002,565
Premises and equipment expense$301,0003,636
Additional noninterest expense$2,529,0001,385
Pre-tax net operating income$97,0005,699
Securities gains (losses)$1,110,000180
Applicable income taxes$04,697
Income before extraordinary items$1,207,0001,952
Extraordinary gains, net$015
Net income$1,207,0001,952
Minority interest net income$089
Net income of bank and minority interests.$1,207,0001,952
Net charge-offs$-33,0007,253
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$97,0005,637
2011-03-31 (YTD Data)Rank
Total interest income$2,447,0002,877
Total interest expense$386,0003,682
Net interest income$2,061,0002,656
Provision for loan and lease losses$05,840
Total noninterest income$293,0002,867
Gross Fiduciary activities income$25,000855
Service charges on deposit accounts$65,0003,827
Trading account gains and fees$0158
Additional Noninterest Income$203,0002,450
Total noninterest expense$2,426,0001,995
Salaries and employee benefits$936,0002,587
Premises and equipment expense$161,0003,522
Additional noninterest expense$1,329,0001,319
Pre-tax net operating income$-72,0006,610
Securities gains (losses)$474,000164
Applicable income taxes$04,545
Income before extraordinary items$402,0002,647
Extraordinary gains, net$09
Net income$402,0002,646
Minority interest net income$086
Net income of bank and minority interests.$402,0002,647
Net charge-offs$-37,0007,318
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-72,0006,630
2010-12-31 (YTD Data)Rank
Total interest income$10,544,0002,822
Total interest expense$1,839,0003,778
Net interest income$8,705,0002,528
Provision for loan and lease losses$1,428,0002,528
Total noninterest income$1,214,0002,896
Gross Fiduciary activities income$117,000849
Service charges on deposit accounts$390,0003,120
Trading account gains and fees$0175
Additional Noninterest Income$707,0002,674
Total noninterest expense$9,224,0002,092
Salaries and employee benefits$3,305,0002,859
Premises and equipment expense$811,0002,961
Additional noninterest expense$5,108,0001,425
Pre-tax net operating income$-733,0006,369
Securities gains (losses)$992,000496
Applicable income taxes$04,655
Income before extraordinary items$259,0005,085
Extraordinary gains, net$029
Net income$259,0005,089
Minority interest net income$0111
Net income of bank and minority interests.$259,0005,089
Net charge-offs$1,267,0002,370
Cash dividends$200,0003,268
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-733,0006,437
2010-09-30 (YTD Data)Rank
Total interest income$7,808,0002,906
Total interest expense$1,438,0003,807
Net interest income$6,370,0002,608
Provision for loan and lease losses$1,428,0002,049
Total noninterest income$922,0002,890
Gross Fiduciary activities income$81,000848
Service charges on deposit accounts$308,0003,106
Trading account gains and fees$0165
Additional Noninterest Income$533,0002,662
Total noninterest expense$6,577,0002,202
Salaries and employee benefits$2,386,0002,982
Premises and equipment expense$612,0002,983
Additional noninterest expense$3,579,0001,481
Pre-tax net operating income$-713,0006,656
Securities gains (losses)$992,000412
Applicable income taxes$04,726
Income before extraordinary items$279,0004,965
Extraordinary gains, net$023
Net income$279,0004,968
Minority interest net income$0110
Net income of bank and minority interests.$279,0004,969
Net charge-offs$1,180,0002,012
Cash dividends$200,0002,697
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-713,0006,735
2010-06-30 (YTD Data)Rank
Total interest income$5,364,0002,858
Total interest expense$983,0003,848
Net interest income$4,381,0002,527
Provision for loan and lease losses$323,0003,492
Total noninterest income$607,0002,843
Gross Fiduciary activities income$54,000861
Service charges on deposit accounts$209,0003,071
Trading account gains and fees$0152
Additional Noninterest Income$344,0002,635
Total noninterest expense$4,343,0002,223
Salaries and employee benefits$1,578,0003,004
Premises and equipment expense$459,0002,708
Additional noninterest expense$2,306,0001,542
Pre-tax net operating income$322,0004,306
Securities gains (losses)$871,000294
Applicable income taxes$04,691
Income before extraordinary items$1,193,0001,818
Extraordinary gains, net$019
Net income$1,193,0001,817
Minority interest net income$0105
Net income of bank and minority interests.$1,193,0001,818
Net charge-offs$66,0004,642
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$322,0004,040
2010-03-31 (YTD Data)Rank
Total interest income$2,667,0002,926
Total interest expense$499,0003,933
Net interest income$2,168,0002,589
Provision for loan and lease losses$323,0002,310
Total noninterest income$291,0002,923
Gross Fiduciary activities income$24,000887
Service charges on deposit accounts$99,0003,161
Trading account gains and fees$0175
Additional Noninterest Income$168,0002,654
Total noninterest expense$2,085,0002,338
Salaries and employee benefits$771,0003,112
Premises and equipment expense$279,0002,362
Additional noninterest expense$1,035,0001,695
Pre-tax net operating income$51,0005,653
Securities gains (losses)$498,000256
Applicable income taxes$04,611
Income before extraordinary items$549,0001,975
Extraordinary gains, net$016
Net income$549,0001,973
Minority interest net income$091
Net income of bank and minority interests.$549,0001,975
Net charge-offs$62,0003,547
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$51,0005,594
2009-12-31 (YTD Data)Rank
Total interest income$12,098,0002,726
Total interest expense$2,508,0003,881
Net interest income$9,590,0002,282
Provision for loan and lease losses$1,641,0002,749
Total noninterest income$1,264,0002,877
Gross Fiduciary activities income$105,000865
Service charges on deposit accounts$435,0003,164
Trading account gains and fees$0211
Additional Noninterest Income$724,0002,603
Total noninterest expense$8,029,0002,456
Salaries and employee benefits$3,279,0002,959
Premises and equipment expense$697,0003,470
Additional noninterest expense$4,053,0001,833
Pre-tax net operating income$1,184,0002,733
Securities gains (losses)$563,000809
Applicable income taxes$-15,0006,274
Income before extraordinary items$1,762,0001,868
Extraordinary gains, net$034
Net income$1,762,0001,865
Minority interest net income$0115
Net income of bank and minority interests.$1,762,0001,867
Net charge-offs$499,0003,791
Cash dividends$1,200,0001,416
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,199,0002,431
2009-09-30 (YTD Data)Rank
Total interest income$9,305,0002,691
Total interest expense$1,967,0003,890
Net interest income$7,338,0002,238
Provision for loan and lease losses$1,340,0002,370
Total noninterest income$952,0002,913
Gross Fiduciary activities income$75,000857
Service charges on deposit accounts$328,0003,164
Trading account gains and fees$0212
Additional Noninterest Income$549,0002,664
Total noninterest expense$5,649,0002,620
Salaries and employee benefits$2,325,0003,105
Premises and equipment expense$460,0003,849
Additional noninterest expense$2,864,0001,859
Pre-tax net operating income$1,301,0002,301
Securities gains (losses)$537,000657
Applicable income taxes$-15,0006,685
Income before extraordinary items$1,853,0001,448
Extraordinary gains, net$027
Net income$1,853,0001,446
Minority interest net income$0118
Net income of bank and minority interests.$1,853,0001,448
Net charge-offs$253,0003,947
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,316,0001,982
2009-06-30 (YTD Data)Rank
Total interest income$6,282,0002,699
Total interest expense$1,350,0003,927
Net interest income$4,932,0002,224
Provision for loan and lease losses$1,340,0001,752
Total noninterest income$610,0003,013
Gross Fiduciary activities income$29,000946
Service charges on deposit accounts$210,0003,227
Trading account gains and fees$0193
Additional Noninterest Income$371,0002,659
Total noninterest expense$3,607,0002,758
Salaries and employee benefits$1,550,0003,152
Premises and equipment expense$286,0004,067
Additional noninterest expense$1,771,0002,010
Pre-tax net operating income$595,0003,019
Securities gains (losses)$396,000613
Applicable income taxes$04,657
Income before extraordinary items$991,0001,855
Extraordinary gains, net$021
Net income$991,0001,852
Minority interest net income$0112
Net income of bank and minority interests.$991,0001,854
Net charge-offs$250,0003,158
Cash dividends$750,0001,195
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$595,0002,685
2009-03-31 (YTD Data)Rank
Total interest income$3,207,0002,689
Total interest expense$692,0003,977
Net interest income$2,515,0002,183
Provision for loan and lease losses$840,0001,308
Total noninterest income$319,0002,907
Gross Fiduciary activities income$29,000863
Service charges on deposit accounts$103,0003,209
Trading account gains and fees$0171
Additional Noninterest Income$187,0002,609
Total noninterest expense$1,726,0002,776
Salaries and employee benefits$775,0003,183
Premises and equipment expense$128,0004,454
Additional noninterest expense$823,0001,944
Pre-tax net operating income$268,0003,515
Securities gains (losses)$370,000439
Applicable income taxes$04,835
Income before extraordinary items$638,0001,687
Extraordinary gains, net$015
Net income$638,0001,688
Minority interest net income$0102
Net income of bank and minority interests.$638,0001,689
Net charge-offs$254,0001,938
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$268,0003,180
2008-12-31 (YTD Data)Rank
Total interest income$14,571,0002,537
Total interest expense$4,217,0003,384
Net interest income$10,354,0002,146
Provision for loan and lease losses$200,0005,196
Total noninterest income$1,902,0002,224
Gross Fiduciary activities income$79,000919
Service charges on deposit accounts$534,0002,867
Trading account gains and fees$0154
Additional Noninterest Income$1,289,0001,790
Total noninterest expense$8,474,0002,265
Salaries and employee benefits$4,010,0002,502
Premises and equipment expense$1,219,0002,210
Additional noninterest expense$3,245,0001,889
Pre-tax net operating income$3,582,0001,526
Securities gains (losses)$65,0001,425
Applicable income taxes$04,979
Income before extraordinary items$3,647,0001,134
Extraordinary gains, net$039
Net income$3,647,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0004,084
Cash dividends$2,850,000965
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,582,0001,233
2008-09-30 (YTD Data)Rank
Total interest income$10,964,0002,581
Total interest expense$3,301,0003,389
Net interest income$7,663,0002,190
Provision for loan and lease losses$200,0004,198
Total noninterest income$1,027,0002,858
Gross Fiduciary activities income$55,000924
Service charges on deposit accounts$411,0002,835
Trading account gains and fees$0148
Additional Noninterest Income$561,0002,626
Total noninterest expense$5,595,0002,531
Salaries and employee benefits$2,696,0002,779
Premises and equipment expense$795,0002,510
Additional noninterest expense$2,104,0002,062
Pre-tax net operating income$2,895,0001,685
Securities gains (losses)$63,0001,277
Applicable income taxes$05,372
Income before extraordinary items$2,958,0001,255
Extraordinary gains, net$031
Net income$2,958,0001,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,854
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,895,0001,354
2008-06-30 (YTD Data)Rank
Total interest income$7,444,0002,564
Total interest expense$2,361,0003,328
Net interest income$5,083,0002,182
Provision for loan and lease losses$200,0003,141
Total noninterest income$774,0002,660
Gross Fiduciary activities income$18,0001,030
Service charges on deposit accounts$280,0002,784
Trading account gains and fees$0149
Additional Noninterest Income$476,0002,324
Total noninterest expense$3,595,0002,617
Salaries and employee benefits$1,794,0002,819
Premises and equipment expense$597,0002,262
Additional noninterest expense$1,204,0002,338
Pre-tax net operating income$2,062,0001,646
Securities gains (losses)$60,0001,307
Applicable income taxes$05,627
Income before extraordinary items$2,122,0001,298
Extraordinary gains, net$021
Net income$2,122,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,147
Cash dividends$1,300,0001,127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,062,0001,305
2008-03-31 (YTD Data)Rank
Total interest income$3,697,0002,657
Total interest expense$1,329,0003,190
Net interest income$2,368,0002,326
Provision for loan and lease losses$06,080
Total noninterest income$395,0002,623
Gross Fiduciary activities income$18,000959
Service charges on deposit accounts$138,0002,792
Trading account gains and fees$0158
Additional Noninterest Income$239,0002,293
Total noninterest expense$1,774,0002,653
Salaries and employee benefits$890,0002,864
Premises and equipment expense$326,0002,074
Additional noninterest expense$558,0002,471
Pre-tax net operating income$989,0001,806
Securities gains (losses)$42,0001,172
Applicable income taxes$05,622
Income before extraordinary items$1,031,0001,461
Extraordinary gains, net$015
Net income$1,031,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$600,0001,164
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$989,0001,451
2007-12-31 (YTD Data)Rank
Total interest income$14,104,0002,840
Total interest expense$5,788,0003,095
Net interest income$8,316,0002,637
Provision for loan and lease losses$06,851
Total noninterest income$1,677,0002,520
Gross Fiduciary activities income$50,0001,009
Service charges on deposit accounts$532,0002,910
Trading account gains and fees$0178
Additional Noninterest Income$1,095,0002,107
Total noninterest expense$6,661,0002,709
Salaries and employee benefits$3,350,0002,932
Premises and equipment expense$1,239,0002,097
Additional noninterest expense$2,072,0002,578
Pre-tax net operating income$3,332,0002,287
Securities gains (losses)$10,0001,349
Applicable income taxes$2,0005,906
Income before extraordinary items$3,340,0001,872
Extraordinary gains, net$039
Net income$3,340,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,101
Cash dividends$2,950,0001,213
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,330,0001,861
2007-09-30 (YTD Data)Rank
Total interest income$10,339,0002,903
Total interest expense$4,280,0003,130
Net interest income$6,059,0002,706
Provision for loan and lease losses$06,528
Total noninterest income$1,240,0002,534
Gross Fiduciary activities income$38,0001,004
Service charges on deposit accounts$374,0003,049
Trading account gains and fees$0184
Additional Noninterest Income$828,0002,084
Total noninterest expense$4,819,0002,752
Salaries and employee benefits$2,408,0003,025
Premises and equipment expense$877,0002,201
Additional noninterest expense$1,534,0002,560
Pre-tax net operating income$2,480,0002,453
Securities gains (losses)$7,0001,103
Applicable income taxes$06,220
Income before extraordinary items$2,487,0002,014
Extraordinary gains, net$033
Net income$2,487,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,218
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,480,0002,008
2007-06-30 (YTD Data)Rank
Total interest income$6,745,0002,975
Total interest expense$2,781,0003,191
Net interest income$3,964,0002,773
Provision for loan and lease losses$06,209
Total noninterest income$844,0002,497
Gross Fiduciary activities income$27,0001,007
Service charges on deposit accounts$248,0003,050
Trading account gains and fees$0168
Additional Noninterest Income$569,0002,067
Total noninterest expense$3,173,0002,819
Salaries and employee benefits$1,619,0003,041
Premises and equipment expense$578,0002,236
Additional noninterest expense$976,0002,686
Pre-tax net operating income$1,635,0002,532
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,635,0002,082
Extraordinary gains, net$029
Net income$1,635,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,215
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,635,0002,065
2007-03-31 (YTD Data)Rank
Total interest income$3,331,0003,003
Total interest expense$1,366,0003,212
Net interest income$1,965,0002,806
Provision for loan and lease losses$05,779
Total noninterest income$443,0002,385
Gross Fiduciary activities income$16,000996
Service charges on deposit accounts$122,0003,030
Trading account gains and fees$0195
Additional Noninterest Income$305,0001,938
Total noninterest expense$1,577,0002,856
Salaries and employee benefits$844,0002,937
Premises and equipment expense$287,0002,275
Additional noninterest expense$446,0002,882
Pre-tax net operating income$831,0002,501
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$831,0001,997
Extraordinary gains, net$022
Net income$831,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,343
Cash dividends$700,0001,071
Sale, conversion, retirement of capital stock, net$0885
Net operating income$831,0001,985
2006-12-31 (YTD Data)Rank
Total interest income$12,836,0002,924
Total interest expense$4,839,0003,116
Net interest income$7,997,0002,754
Provision for loan and lease losses$06,850
Total noninterest income$1,571,0002,620
Gross Fiduciary activities income$55,0001,014
Service charges on deposit accounts$539,0002,914
Trading account gains and fees$0130
Additional Noninterest Income$977,0002,263
Total noninterest expense$6,430,0002,713
Salaries and employee benefits$3,398,0002,802
Premises and equipment expense$1,238,0002,017
Additional noninterest expense$1,794,0002,827
Pre-tax net operating income$3,138,0002,692
Securities gains (losses)$43,000718
Applicable income taxes$7,0006,250
Income before extraordinary items$3,174,0002,178
Extraordinary gains, net$051
Net income$3,174,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,801
Cash dividends$2,900,0001,152
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,131,0002,195
2006-09-30 (YTD Data)Rank
Total interest income$9,555,0002,919
Total interest expense$3,531,0003,085
Net interest income$6,024,0002,774
Provision for loan and lease losses$06,685
Total noninterest income$1,235,0002,549
Gross Fiduciary activities income$41,0001,013
Service charges on deposit accounts$412,0002,883
Trading account gains and fees$0126
Additional Noninterest Income$782,0002,166
Total noninterest expense$4,770,0002,734
Salaries and employee benefits$2,515,0002,834
Premises and equipment expense$902,0002,084
Additional noninterest expense$1,353,0002,800
Pre-tax net operating income$2,489,0002,661
Securities gains (losses)$18,000773
Applicable income taxes$06,687
Income before extraordinary items$2,507,0002,145
Extraordinary gains, net$045
Net income$2,507,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,214
Cash dividends$2,150,0001,089
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,489,0002,143
2006-06-30 (YTD Data)Rank
Total interest income$6,378,0002,873
Total interest expense$2,270,0003,068
Net interest income$4,108,0002,732
Provision for loan and lease losses$06,419
Total noninterest income$851,0002,489
Gross Fiduciary activities income$29,0001,019
Service charges on deposit accounts$280,0002,812
Trading account gains and fees$0126
Additional Noninterest Income$542,0002,111
Total noninterest expense$3,179,0002,759
Salaries and employee benefits$1,709,0002,792
Premises and equipment expense$606,0002,072
Additional noninterest expense$864,0002,925
Pre-tax net operating income$1,780,0002,536
Securities gains (losses)$9,000755
Applicable income taxes$06,706
Income before extraordinary items$1,789,0002,020
Extraordinary gains, net$039
Net income$1,789,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,844
Cash dividends$1,500,0001,024
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,780,0002,019
2006-03-31 (YTD Data)Rank
Total interest income$3,092,0002,896
Total interest expense$1,070,0003,080
Net interest income$2,022,0002,754
Provision for loan and lease losses$06,013
Total noninterest income$462,0002,307
Gross Fiduciary activities income$14,0001,031
Service charges on deposit accounts$147,0002,635
Trading account gains and fees$0115
Additional Noninterest Income$301,0001,930
Total noninterest expense$1,626,0002,695
Salaries and employee benefits$889,0002,715
Premises and equipment expense$317,0001,995
Additional noninterest expense$420,0002,987
Pre-tax net operating income$858,0002,568
Securities gains (losses)$6,000667
Applicable income taxes$06,588
Income before extraordinary items$864,0002,048
Extraordinary gains, net$021
Net income$864,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$0648
Net operating income$858,0002,040
2005-12-31 (YTD Data)Rank
Total interest income$10,740,0002,957
Total interest expense$2,960,0003,366
Net interest income$7,780,0002,776
Provision for loan and lease losses$07,120
Total noninterest income$1,596,0002,587
Gross Fiduciary activities income$55,0001,029
Service charges on deposit accounts$580,0002,733
Trading account gains and fees$0138
Additional Noninterest Income$961,0002,269
Total noninterest expense$6,348,0002,608
Salaries and employee benefits$3,323,0002,721
Premises and equipment expense$1,162,0002,058
Additional noninterest expense$1,863,0002,673
Pre-tax net operating income$3,028,0002,733
Securities gains (losses)$58,000872
Applicable income taxes$11,0006,510
Income before extraordinary items$3,075,0002,198
Extraordinary gains, net$046
Net income$3,075,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,695
Cash dividends$2,750,0001,112
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,017,0002,203
2005-09-30 (YTD Data)Rank
Total interest income$7,932,0002,946
Total interest expense$2,108,0003,369
Net interest income$5,824,0002,759
Provision for loan and lease losses$06,899
Total noninterest income$1,160,0002,642
Gross Fiduciary activities income$31,0001,060
Service charges on deposit accounts$423,0002,792
Trading account gains and fees$0126
Additional Noninterest Income$706,0002,306
Total noninterest expense$4,664,0002,632
Salaries and employee benefits$2,427,0002,744
Premises and equipment expense$882,0002,017
Additional noninterest expense$1,355,0002,720
Pre-tax net operating income$2,320,0002,725
Securities gains (losses)$37,000987
Applicable income taxes$06,976
Income before extraordinary items$2,357,0002,172
Extraordinary gains, net$035
Net income$2,357,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,562
Cash dividends$1,750,0001,190
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,320,0002,166
2005-06-30 (YTD Data)Rank
Total interest income$5,243,0002,912
Total interest expense$1,314,0003,392
Net interest income$3,929,0002,706
Provision for loan and lease losses$06,626
Total noninterest income$769,0002,610
Gross Fiduciary activities income$30,0001,014
Service charges on deposit accounts$284,0002,724
Trading account gains and fees$0116
Additional Noninterest Income$455,0002,329
Total noninterest expense$3,097,0002,619
Salaries and employee benefits$1,628,0002,721
Premises and equipment expense$575,0002,052
Additional noninterest expense$894,0002,722
Pre-tax net operating income$1,601,0002,622
Securities gains (losses)$37,000896
Applicable income taxes$06,961
Income before extraordinary items$1,638,0002,064
Extraordinary gains, net$030
Net income$1,638,0002,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,566
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,601,0002,079
2005-03-31 (YTD Data)Rank
Total interest income$2,535,0002,962
Total interest expense$598,0003,509
Net interest income$1,937,0002,728
Provision for loan and lease losses$06,226
Total noninterest income$383,0002,575
Gross Fiduciary activities income$15,0001,020
Service charges on deposit accounts$143,0002,665
Trading account gains and fees$0115
Additional Noninterest Income$225,0002,301
Total noninterest expense$1,544,0002,636
Salaries and employee benefits$826,0002,699
Premises and equipment expense$290,0002,055
Additional noninterest expense$428,0002,845
Pre-tax net operating income$776,0002,640
Securities gains (losses)$26,000712
Applicable income taxes$06,892
Income before extraordinary items$802,0002,073
Extraordinary gains, net$024
Net income$802,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,639
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$776,0002,104
2004-12-31 (YTD Data)Rank
Total interest income$9,724,0002,906
Total interest expense$2,074,0003,537
Net interest income$7,650,0002,642
Provision for loan and lease losses$460,0002,096
Total noninterest income$1,230,0003,067
Gross Fiduciary activities income$75,000994
Service charges on deposit accounts$485,0003,215
Trading account gains and fees$0138
Additional Noninterest Income$670,0002,780
Total noninterest expense$6,187,0002,557
Salaries and employee benefits$3,282,0002,624
Premises and equipment expense$1,084,0002,120
Additional noninterest expense$1,821,0002,626
Pre-tax net operating income$2,233,0003,258
Securities gains (losses)$87,0001,344
Applicable income taxes$11,0006,738
Income before extraordinary items$2,309,0002,585
Extraordinary gains, net$034
Net income$2,309,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,203
Cash dividends$2,200,0001,243
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,222,0002,619
2004-09-30 (YTD Data)Rank
Total interest income$7,201,0002,905
Total interest expense$1,528,0003,551
Net interest income$5,673,0002,637
Provision for loan and lease losses$85,0004,653
Total noninterest income$869,0003,222
Gross Fiduciary activities income$64,000972
Service charges on deposit accounts$341,0003,364
Trading account gains and fees$0134
Additional Noninterest Income$464,0002,925
Total noninterest expense$4,566,0002,567
Salaries and employee benefits$2,398,0002,661
Premises and equipment expense$656,0002,575
Additional noninterest expense$1,512,0002,368
Pre-tax net operating income$1,891,0003,021
Securities gains (losses)$47,0001,709
Applicable income taxes$07,220
Income before extraordinary items$1,938,0002,390
Extraordinary gains, net$026
Net income$1,938,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,597
Cash dividends$1,700,0001,137
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,891,0002,378
2004-06-30 (YTD Data)Rank
Total interest income$4,787,0002,907
Total interest expense$1,001,0003,595
Net interest income$3,786,0002,615
Provision for loan and lease losses$40,0005,015
Total noninterest income$587,0003,218
Gross Fiduciary activities income$54,000940
Service charges on deposit accounts$230,0003,329
Trading account gains and fees$0130
Additional Noninterest Income$303,0002,968
Total noninterest expense$3,005,0002,607
Salaries and employee benefits$1,605,0002,663
Premises and equipment expense$554,0002,071
Additional noninterest expense$846,0002,779
Pre-tax net operating income$1,328,0002,862
Securities gains (losses)$33,0001,728
Applicable income taxes$07,214
Income before extraordinary items$1,361,0002,251
Extraordinary gains, net$021
Net income$1,361,0002,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,211
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,328,0002,243
2004-03-31 (YTD Data)Rank
Total interest income$2,359,0002,953
Total interest expense$504,0003,615
Net interest income$1,855,0002,667
Provision for loan and lease losses$40,0003,725
Total noninterest income$323,0002,958
Gross Fiduciary activities income$40,000853
Service charges on deposit accounts$108,0003,400
Trading account gains and fees$0121
Additional Noninterest Income$175,0002,684
Total noninterest expense$1,509,0002,609
Salaries and employee benefits$805,0002,666
Premises and equipment expense$281,0002,061
Additional noninterest expense$423,0002,753
Pre-tax net operating income$629,0002,963
Securities gains (losses)$18,0001,769
Applicable income taxes$07,103
Income before extraordinary items$647,0002,328
Extraordinary gains, net$016
Net income$647,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,000863
Cash dividends$550,0001,094
Sale, conversion, retirement of capital stock, net$0464
Net operating income$629,0002,301
2003-12-31 (YTD Data)Rank
Total interest income$9,740,0002,902
Total interest expense$2,303,0003,571
Net interest income$7,437,0002,600
Provision for loan and lease losses$375,0002,706
Total noninterest income$1,040,0003,642
Gross Fiduciary activities income$42,0001,106
Service charges on deposit accounts$483,0003,177
Trading account gains and fees$0160
Additional Noninterest Income$515,0003,531
Total noninterest expense$5,875,0002,641
Salaries and employee benefits$3,070,0002,712
Premises and equipment expense$1,021,0002,220
Additional noninterest expense$1,784,0002,659
Pre-tax net operating income$2,227,0003,132
Securities gains (losses)$76,0002,141
Applicable income taxes$12,0006,979
Income before extraordinary items$2,291,0002,568
Extraordinary gains, net$054
Net income$2,291,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,935
Cash dividends$1,950,0001,415
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,215,7602,519
2003-09-30 (YTD Data)Rank
Total interest income$7,284,0002,951
Total interest expense$1,791,0003,572
Net interest income$5,493,0002,659
Provision for loan and lease losses$375,0002,114
Total noninterest income$730,0003,842
Gross Fiduciary activities income$11,0001,277
Service charges on deposit accounts$364,0003,173
Trading account gains and fees$0153
Additional Noninterest Income$355,0003,745
Total noninterest expense$4,135,0002,809
Salaries and employee benefits$2,225,0002,807
Premises and equipment expense$667,0002,523
Additional noninterest expense$1,243,0002,798
Pre-tax net operating income$1,713,0003,200
Securities gains (losses)$32,0002,649
Applicable income taxes$07,524
Income before extraordinary items$1,745,0002,625
Extraordinary gains, net$040
Net income$1,745,0002,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,410
Cash dividends$1,400,0001,347
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,713,0002,528
2003-06-30 (YTD Data)Rank
Total interest income$4,844,0002,985
Total interest expense$1,239,0003,572
Net interest income$3,605,0002,703
Provision for loan and lease losses$250,0002,117
Total noninterest income$482,0003,821
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$242,0003,149
Trading account gains and fees$0150
Additional Noninterest Income$233,0003,745
Total noninterest expense$2,735,0002,830
Salaries and employee benefits$1,485,0002,803
Premises and equipment expense$431,0002,580
Additional noninterest expense$819,0002,822
Pre-tax net operating income$1,102,0003,284
Securities gains (losses)$32,0002,321
Applicable income taxes$07,529
Income before extraordinary items$1,134,0002,701
Extraordinary gains, net$030
Net income$1,134,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,072
Cash dividends$900,0001,425
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,102,0002,607
2003-03-31 (YTD Data)Rank
Total interest income$2,410,0003,012
Total interest expense$631,0003,604
Net interest income$1,779,0002,723
Provision for loan and lease losses$150,0001,666
Total noninterest income$243,0003,698
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$121,0003,055
Trading account gains and fees$0134
Additional Noninterest Income$121,0003,587
Total noninterest expense$1,369,0002,807
Salaries and employee benefits$748,0002,777
Premises and equipment expense$233,0002,388
Additional noninterest expense$388,0002,931
Pre-tax net operating income$503,0003,469
Securities gains (losses)$19,0001,926
Applicable income taxes$07,403
Income before extraordinary items$522,0002,858
Extraordinary gains, net$021
Net income$522,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,000667
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$503,0002,792
2002-12-31 (YTD Data)Rank
Total interest income$10,106,0002,991
Total interest expense$2,996,0003,547
Net interest income$7,110,0002,689
Provision for loan and lease losses$310,0003,349
Total noninterest income$930,0003,638
Gross Fiduciary activities income$61,0001,078
Service charges on deposit accounts$405,0003,507
Trading account gains and fees$0153
Additional Noninterest Income$464,0003,427
Total noninterest expense$5,688,0002,602
Salaries and employee benefits$3,082,0002,560
Premises and equipment expense$931,0002,332
Additional noninterest expense$1,675,0002,699
Pre-tax net operating income$2,042,0003,374
Securities gains (losses)$50,0002,409
Applicable income taxes$401,0003,877
Income before extraordinary items$1,691,0003,201
Extraordinary gains, net$070
Net income$1,691,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0003,109
Cash dividends$1,485,0001,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,650,5003,154
2001-12-31 (YTD Data)Rank
Total interest income$11,381,0002,973
Total interest expense$4,689,0003,340
Net interest income$6,692,0002,669
Provision for loan and lease losses$20,0007,552
Total noninterest income$847,0003,704
Gross Fiduciary activities income$17,0001,335
Service charges on deposit accounts$413,0003,296
Trading account gains and fees$0177
Additional Noninterest Income$417,0003,450
Total noninterest expense$5,411,0002,613
Salaries and employee benefits$2,949,0002,549
Premises and equipment expense$893,0002,387
Additional noninterest expense$1,569,0002,766
Pre-tax net operating income$2,108,0003,050
Securities gains (losses)$100,0001,742
Applicable income taxes$698,0002,678
Income before extraordinary items$1,510,0003,206
Extraordinary gains, net$0105
Net income$1,510,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,205
Cash dividends$2,300,0001,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,442,0003,216
2000-12-31 (YTD Data)Rank
Total interest income$11,227,0003,074
Total interest expense$4,776,0003,456
Net interest income$6,451,0002,757
Provision for loan and lease losses$760,0001,318
Total noninterest income$989,0003,155
Gross Fiduciary activities income$379,000675
Service charges on deposit accounts$375,0003,404
Trading account gains and fees$0180
Additional Noninterest Income$235,0004,427
Total noninterest expense$5,436,0002,509
Salaries and employee benefits$2,856,0002,503
Premises and equipment expense$503,0003,768
Additional noninterest expense$2,077,0002,090
Pre-tax net operating income$1,244,0004,632
Securities gains (losses)$36,000798
Applicable income taxes$251,0004,970
Income before extraordinary items$1,029,0004,297
Extraordinary gains, net$038
Net income$1,029,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$790,000886
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,000,2004,394
1999-12-31 (YTD Data)Rank
Total interest income$10,595,0003,048
Total interest expense$4,453,0003,269
Net interest income$6,142,0002,863
Provision for loan and lease losses$910,0001,054
Total noninterest income$556,0004,652
Gross Fiduciary activities income$34,0001,152
Service charges on deposit accounts$338,0003,653
Trading account gains and fees$0173
Additional Noninterest Income$184,0005,135
Total noninterest expense$5,309,0002,553
Salaries and employee benefits$2,851,0002,462
Premises and equipment expense$474,0003,961
Additional noninterest expense$1,984,0002,205
Pre-tax net operating income$479,0007,232
Securities gains (losses)$1,0002,805
Applicable income taxes$-21,0009,723
Income before extraordinary items$501,0006,433
Extraordinary gains, net$035
Net income$501,0006,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,118,000662
Cash dividends$10,0007,038
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$500,0006,422
1998-12-31 (YTD Data)Rank
Total interest income$10,498,0003,079
Total interest expense$4,777,0003,130
Net interest income$5,721,0003,010
Provision for loan and lease losses$450,0001,869
Total noninterest income$503,0004,910
Gross Fiduciary activities income$34,0001,167
Service charges on deposit accounts$253,0004,450
Trading account gains and fees$0224
Additional Noninterest Income$216,0004,763
Total noninterest expense$4,976,0002,628
Salaries and employee benefits$2,605,0002,596
Premises and equipment expense$442,0004,081
Additional noninterest expense$1,929,0002,170
Pre-tax net operating income$798,0006,100
Securities gains (losses)$04,449
Applicable income taxes$72,0007,959
Income before extraordinary items$726,0005,500
Extraordinary gains, net$032
Net income$726,0005,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$946,000790
Cash dividends$10,0007,368
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$726,0005,391
1997-12-31 (YTD Data)Rank
Total interest income$7,175,0004,407
Total interest expense$2,671,0005,145
Net interest income$4,504,0003,818
Provision for loan and lease losses$08,829
Total noninterest income$300,0006,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0008,074
Trading account gains and feesNANA
Additional Noninterest Income$237,0004,513
Total noninterest expense$2,424,0004,898
Salaries and employee benefits$1,463,0004,344
Premises and equipment expense$266,0005,845
Additional noninterest expense$695,0005,248
Pre-tax net operating income$2,380,0003,037
Securities gains (losses)$17,0002,006
Applicable income taxes$691,0003,271
Income before extraordinary items$1,706,0002,980
Extraordinary gains, net$044
Net income$1,706,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-276,00010,848
Cash dividends$2,750,0001,021
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,693,9302,946
1996-12-31 (YTD Data)Rank
Total interest income$6,945,0004,603
Total interest expense$2,688,0005,242
Net interest income$4,257,0004,075
Provision for loan and lease losses$09,041
Total noninterest income$191,0008,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0008,021
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,807
Total noninterest expense$2,275,0005,392
Salaries and employee benefits$1,383,0004,627
Premises and equipment expense$372,0004,814
Additional noninterest expense$520,0006,904
Pre-tax net operating income$2,173,0003,190
Securities gains (losses)$45,0001,403
Applicable income taxes$651,0003,358
Income before extraordinary items$1,567,0003,055
Extraordinary gains, net$053
Net income$1,567,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-262,00011,359
Cash dividends$10,0008,198
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,535,0503,088
1995-12-31 (YTD Data)Rank
Total interest income$6,898,0004,625
Total interest expense$2,695,0005,238
Net interest income$4,203,0004,140
Provision for loan and lease losses$08,958
Total noninterest income$215,0008,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0008,310
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,277
Total noninterest expense$2,287,0005,386
Salaries and employee benefits$1,369,0004,657
Premises and equipment expense$353,0004,989
Additional noninterest expense$565,0006,747
Pre-tax net operating income$2,131,0003,299
Securities gains (losses)$19,0001,949
Applicable income taxes$649,0003,454
Income before extraordinary items$1,501,0003,251
Extraordinary gains, net$065
Net income$1,501,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$10,0008,554
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,487,7003,246
1994-12-31 (YTD Data)Rank
Total interest income$6,765,0004,356
Total interest expense$2,210,0005,143
Net interest income$4,555,0003,880
Provision for loan and lease losses$09,146
Total noninterest income$209,0008,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,467
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,880
Total noninterest expense$2,305,0005,536
Salaries and employee benefits$1,295,0004,902
Premises and equipment expense$379,0004,801
Additional noninterest expense$631,0006,809
Pre-tax net operating income$2,459,0002,876
Securities gains (losses)$94,000800
Applicable income taxes$807,0002,743
Income before extraordinary items$1,746,0002,772
Extraordinary gains, net$0249
Net income$1,746,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-190,00012,404
Cash dividends$10,0008,760
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,682,0802,899
1993-12-31 (YTD Data)Rank
Total interest income$6,741,0004,463
Total interest expense$2,261,0005,252
Net interest income$4,480,0003,955
Provision for loan and lease losses$100,0005,727
Total noninterest income$301,0007,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,693
Trading account gains and feesNANA
Additional Noninterest Income$211,0005,493
Total noninterest expense$2,155,0005,971
Salaries and employee benefits$1,219,0005,161
Premises and equipment expense$331,0005,447
Additional noninterest expense$605,0007,281
Pre-tax net operating income$2,526,0002,685
Securities gains (losses)$29,0004,143
Applicable income taxes$787,0002,795
Income before extraordinary items$1,768,0002,805
Extraordinary gains, net$522,000446
Net income$2,290,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0003,141
Cash dividends$10,0008,880
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,747,9902,682
1992-12-31 (YTD Data)Rank
Total interest income$7,138,0004,759
Total interest expense$2,744,0005,562
Net interest income$4,394,0004,095
Provision for loan and lease losses$011,756
Total noninterest income$302,0007,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0008,794
Trading account gains and feesNANA
Additional Noninterest Income$211,0005,489
Total noninterest expense$2,158,0006,015
Salaries and employee benefits$1,191,0005,203
Premises and equipment expense$358,0005,273
Additional noninterest expense$609,0007,430
Pre-tax net operating income$2,538,0002,443
Securities gains (losses)$40,0004,499
Applicable income taxes$494,0004,044
Income before extraordinary items$2,084,0002,200
Extraordinary gains, net$01,422
Net income$2,084,0002,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0005,482
Cash dividends$10,0008,694
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,051,6002,047

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.