Home > Baker-Boyer National Bank > Income and Expense
Baker-Boyer National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $24,135,000 | 1,652 |
| Total interest expense | $3,652,000 | 2,390 |
| Net interest income | $20,483,000 | 1,410 |
| Provision for loan and lease losses | $85,000 | 2,555 |
| Total noninterest income | $13,394,000 | 618 |
| Gross Fiduciary activities income | $11,347,000 | 159 |
| Service charges on deposit accounts | $476,000 | 1,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,571,000 | 1,833 |
| Total noninterest expense | $30,944,000 | 870 |
| Salaries and employee benefits | $20,417,000 | 742 |
| Premises and equipment expense | $2,136,000 | 1,152 |
| Additional noninterest expense | $1,571,000 | 1,833 |
| Pre-tax net operating income | $2,848,000 | 2,570 |
| Securities gains (losses) | $839,000 | 81 |
| Applicable income taxes | $423,000 | 2,013 |
| Income before extraordinary items | $3,264,000 | 2,226 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,264,000 | 2,250 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,264,000 | 2,229 |
| Net charge-offs | $114,000 | 1,430 |
| Cash dividends | $3,011,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,517,290 | 2,548 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,763,000 | 1,645 |
| Total interest expense | $2,372,000 | 2,446 |
| Net interest income | $15,391,000 | 1,414 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $9,800,000 | 631 |
| Gross Fiduciary activities income | $8,324,000 | 157 |
| Service charges on deposit accounts | $363,000 | 1,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,113,000 | 1,887 |
| Total noninterest expense | $23,153,000 | 876 |
| Salaries and employee benefits | $15,456,000 | 743 |
| Premises and equipment expense | $1,601,000 | 1,154 |
| Additional noninterest expense | $1,113,000 | 1,887 |
| Pre-tax net operating income | $2,038,000 | 2,674 |
| Securities gains (losses) | $832,000 | 47 |
| Applicable income taxes | $423,000 | 1,866 |
| Income before extraordinary items | $2,447,000 | 2,272 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,447,000 | 2,294 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,447,000 | 2,274 |
| Net charge-offs | $126,000 | 1,082 |
| Cash dividends | $2,881,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,739,800 | 2,702 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,519,000 | 1,653 |
| Total interest expense | $1,106,000 | 2,707 |
| Net interest income | $10,413,000 | 1,417 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $6,387,000 | 626 |
| Gross Fiduciary activities income | $5,411,000 | 158 |
| Service charges on deposit accounts | $245,000 | 1,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 1,842 |
| Total noninterest expense | $15,744,000 | 843 |
| Salaries and employee benefits | $10,587,000 | 716 |
| Premises and equipment expense | $1,057,000 | 1,161 |
| Additional noninterest expense | $731,000 | 1,840 |
| Pre-tax net operating income | $1,056,000 | 2,979 |
| Securities gains (losses) | $830,000 | 55 |
| Applicable income taxes | $220,000 | 2,072 |
| Income before extraordinary items | $1,666,000 | 2,272 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,666,000 | 2,299 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,666,000 | 2,272 |
| Net charge-offs | $11,000 | 1,777 |
| Cash dividends | $2,150,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $935,600 | 2,964 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 1,673 |
| Total interest expense | $352,000 | 3,003 |
| Net interest income | $5,222,000 | 1,416 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $3,150,000 | 625 |
| Gross Fiduciary activities income | $2,677,000 | 166 |
| Service charges on deposit accounts | $123,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 1,872 |
| Total noninterest expense | $7,922,000 | 848 |
| Salaries and employee benefits | $5,356,000 | 725 |
| Premises and equipment expense | $542,000 | 1,157 |
| Additional noninterest expense | $350,000 | 1,872 |
| Pre-tax net operating income | $450,000 | 3,210 |
| Securities gains (losses) | $12,000 | 547 |
| Applicable income taxes | $36,000 | 2,713 |
| Income before extraordinary items | $426,000 | 3,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $426,000 | 3,102 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $426,000 | 3,103 |
| Net charge-offs | $18,000 | 1,150 |
| Cash dividends | $1,050,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $414,960 | 3,161 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,452,000 | 1,488 |
| Total interest expense | $295,000 | 3,768 |
| Net interest income | $21,157,000 | 1,367 |
| Provision for loan and lease losses | $-3,875,000 | 4,687 |
| Total noninterest income | $14,064,000 | 611 |
| Gross Fiduciary activities income | $11,315,000 | 165 |
| Service charges on deposit accounts | $576,000 | 1,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,173,000 | 1,548 |
| Total noninterest expense | $29,806,000 | 881 |
| Salaries and employee benefits | $19,752,000 | 753 |
| Premises and equipment expense | $2,231,000 | 1,104 |
| Additional noninterest expense | $2,173,000 | 1,548 |
| Pre-tax net operating income | $9,290,000 | 1,345 |
| Securities gains (losses) | $-19,000 | 3,563 |
| Applicable income taxes | $1,639,000 | 1,205 |
| Income before extraordinary items | $7,632,000 | 1,356 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,632,000 | 1,356 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,632,000 | 1,356 |
| Net charge-offs | $-761,000 | 4,639 |
| Cash dividends | $6,200,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,647,580 | 1,371 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,765,000 | 1,451 |
| Total interest expense | $152,000 | 3,946 |
| Net interest income | $15,613,000 | 1,369 |
| Provision for loan and lease losses | $-3,885,000 | 4,722 |
| Total noninterest income | $10,389,000 | 628 |
| Gross Fiduciary activities income | $8,435,000 | 167 |
| Service charges on deposit accounts | $434,000 | 1,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,520,000 | 1,644 |
| Total noninterest expense | $21,753,000 | 888 |
| Salaries and employee benefits | $14,556,000 | 768 |
| Premises and equipment expense | $1,681,000 | 1,088 |
| Additional noninterest expense | $1,520,000 | 1,644 |
| Pre-tax net operating income | $8,134,000 | 1,194 |
| Securities gains (losses) | $-15,000 | 3,882 |
| Applicable income taxes | $1,530,000 | 1,053 |
| Income before extraordinary items | $6,589,000 | 1,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,589,000 | 1,201 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,589,000 | 1,202 |
| Net charge-offs | $-754,000 | 4,671 |
| Cash dividends | $3,150,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,601,150 | 1,225 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 1,468 |
| Total interest expense | $104,000 | 3,904 |
| Net interest income | $9,891,000 | 1,396 |
| Provision for loan and lease losses | $-3,900,000 | 4,737 |
| Total noninterest income | $7,161,000 | 606 |
| Gross Fiduciary activities income | $5,804,000 | 137 |
| Service charges on deposit accounts | $285,000 | 1,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 1,608 |
| Total noninterest expense | $14,486,000 | 872 |
| Salaries and employee benefits | $9,647,000 | 761 |
| Premises and equipment expense | $1,143,000 | 1,066 |
| Additional noninterest expense | $3,696,000 | 991 |
| Pre-tax net operating income | $6,466,000 | 1,003 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $1,252,000 | 878 |
| Income before extraordinary items | $5,201,000 | 1,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,201,000 | 1,017 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,201,000 | 1,018 |
| Net charge-offs | $-615,000 | 4,696 |
| Cash dividends | $2,100,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,211,530 | 1,040 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 1,457 |
| Total interest expense | $53,000 | 3,878 |
| Net interest income | $4,874,000 | 1,379 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $3,503,000 | 626 |
| Gross Fiduciary activities income | $2,986,000 | 137 |
| Service charges on deposit accounts | $139,000 | 1,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 1,964 |
| Total noninterest expense | $7,091,000 | 890 |
| Salaries and employee benefits | $4,779,000 | 767 |
| Premises and equipment expense | $560,000 | 1,088 |
| Additional noninterest expense | $1,752,000 | 1,024 |
| Pre-tax net operating income | $1,286,000 | 1,834 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $245,000 | 1,464 |
| Income before extraordinary items | $1,037,000 | 1,876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,037,000 | 1,874 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,037,000 | 1,876 |
| Net charge-offs | $-47,000 | 4,384 |
| Cash dividends | $1,050,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,040,240 | 1,892 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,928,000 | 1,426 |
| Total interest expense | $225,000 | 4,023 |
| Net interest income | $20,703,000 | 1,319 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $14,113,000 | 668 |
| Gross Fiduciary activities income | $11,511,000 | 140 |
| Service charges on deposit accounts | $521,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,081,000 | 1,861 |
| Total noninterest expense | $28,303,000 | 891 |
| Salaries and employee benefits | $19,001,000 | 764 |
| Premises and equipment expense | $2,229,000 | 1,102 |
| Additional noninterest expense | $7,073,000 | 1,027 |
| Pre-tax net operating income | $6,513,000 | 1,731 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $1,110,000 | 1,532 |
| Income before extraordinary items | $5,430,000 | 1,780 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,430,000 | 1,780 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,430,000 | 1,781 |
| Net charge-offs | $-181,000 | 4,522 |
| Cash dividends | $4,015,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,407,590 | 1,751 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,753,000 | 1,440 |
| Total interest expense | $170,000 | 4,115 |
| Net interest income | $15,583,000 | 1,339 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $9,979,000 | 705 |
| Gross Fiduciary activities income | $7,922,000 | 148 |
| Service charges on deposit accounts | $386,000 | 1,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,671,000 | 1,855 |
| Total noninterest expense | $20,920,000 | 906 |
| Salaries and employee benefits | $14,172,000 | 781 |
| Premises and equipment expense | $1,624,000 | 1,144 |
| Additional noninterest expense | $5,124,000 | 1,048 |
| Pre-tax net operating income | $4,642,000 | 1,870 |
| Securities gains (losses) | $20,000 | 1,394 |
| Applicable income taxes | $793,000 | 1,650 |
| Income before extraordinary items | $3,869,000 | 1,920 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,869,000 | 1,919 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,869,000 | 1,920 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $2,965,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,852,400 | 1,902 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,383,000 | 1,459 |
| Total interest expense | $115,000 | 4,177 |
| Net interest income | $10,268,000 | 1,344 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $6,508,000 | 719 |
| Gross Fiduciary activities income | $5,017,000 | 153 |
| Service charges on deposit accounts | $251,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,240,000 | 1,702 |
| Total noninterest expense | $14,078,000 | 893 |
| Salaries and employee benefits | $9,569,000 | 772 |
| Premises and equipment expense | $1,073,000 | 1,143 |
| Additional noninterest expense | $3,436,000 | 1,038 |
| Pre-tax net operating income | $2,698,000 | 2,013 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $443,000 | 1,761 |
| Income before extraordinary items | $2,268,000 | 2,079 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,268,000 | 2,079 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,268,000 | 2,079 |
| Net charge-offs | $106,000 | 890 |
| Cash dividends | $1,965,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,257,080 | 2,051 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 1,449 |
| Total interest expense | $58,000 | 4,221 |
| Net interest income | $5,165,000 | 1,334 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $3,158,000 | 724 |
| Gross Fiduciary activities income | $2,424,000 | 155 |
| Service charges on deposit accounts | $117,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 1,699 |
| Total noninterest expense | $6,958,000 | 895 |
| Salaries and employee benefits | $4,765,000 | 772 |
| Premises and equipment expense | $501,000 | 1,217 |
| Additional noninterest expense | $1,692,000 | 1,030 |
| Pre-tax net operating income | $1,365,000 | 1,978 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $231,000 | 1,706 |
| Income before extraordinary items | $1,146,000 | 2,047 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,146,000 | 2,046 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,146,000 | 2,047 |
| Net charge-offs | $-34,000 | 4,500 |
| Cash dividends | $965,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,136,040 | 2,019 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,557,000 | 1,387 |
| Total interest expense | $292,000 | 4,319 |
| Net interest income | $21,265,000 | 1,215 |
| Provision for loan and lease losses | $12,000 | 4,201 |
| Total noninterest income | $12,553,000 | 690 |
| Gross Fiduciary activities income | $9,334,000 | 150 |
| Service charges on deposit accounts | $548,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,671,000 | 1,534 |
| Total noninterest expense | $27,452,000 | 883 |
| Salaries and employee benefits | $18,646,000 | 758 |
| Premises and equipment expense | $1,853,000 | 1,266 |
| Additional noninterest expense | $6,953,000 | 992 |
| Pre-tax net operating income | $6,354,000 | 1,487 |
| Securities gains (losses) | $-4,000 | 4,727 |
| Applicable income taxes | $1,052,000 | 1,392 |
| Income before extraordinary items | $5,298,000 | 1,562 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,298,000 | 1,562 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,298,000 | 1,562 |
| Net charge-offs | $48,000 | 2,410 |
| Cash dividends | $4,406,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,301,320 | 1,523 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,103,000 | 1,404 |
| Total interest expense | $232,000 | 4,356 |
| Net interest income | $15,871,000 | 1,208 |
| Provision for loan and lease losses | $12,000 | 4,111 |
| Total noninterest income | $9,139,000 | 680 |
| Gross Fiduciary activities income | $6,632,000 | 153 |
| Service charges on deposit accounts | $415,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,092,000 | 1,445 |
| Total noninterest expense | $19,980,000 | 890 |
| Salaries and employee benefits | $13,652,000 | 765 |
| Premises and equipment expense | $1,251,000 | 1,398 |
| Additional noninterest expense | $5,077,000 | 1,003 |
| Pre-tax net operating income | $5,018,000 | 1,388 |
| Securities gains (losses) | $-9,000 | 4,770 |
| Applicable income taxes | $841,000 | 1,319 |
| Income before extraordinary items | $4,168,000 | 1,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,168,000 | 1,465 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,168,000 | 1,465 |
| Net charge-offs | $11,000 | 2,718 |
| Cash dividends | $3,361,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,175,470 | 1,422 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 1,419 |
| Total interest expense | $165,000 | 4,378 |
| Net interest income | $10,643,000 | 1,206 |
| Provision for loan and lease losses | $8,000 | 4,018 |
| Total noninterest income | $6,031,000 | 651 |
| Gross Fiduciary activities income | $4,378,000 | 150 |
| Service charges on deposit accounts | $285,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,368,000 | 1,388 |
| Total noninterest expense | $13,458,000 | 874 |
| Salaries and employee benefits | $9,194,000 | 756 |
| Premises and equipment expense | $849,000 | 1,370 |
| Additional noninterest expense | $3,415,000 | 996 |
| Pre-tax net operating income | $3,208,000 | 1,369 |
| Securities gains (losses) | $-9,000 | 4,773 |
| Applicable income taxes | $528,000 | 1,297 |
| Income before extraordinary items | $2,671,000 | 1,456 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,671,000 | 1,456 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,671,000 | 1,456 |
| Net charge-offs | $79,000 | 1,486 |
| Cash dividends | $2,386,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,678,470 | 1,408 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 1,401 |
| Total interest expense | $94,000 | 4,372 |
| Net interest income | $5,363,000 | 1,179 |
| Provision for loan and lease losses | $3,000 | 3,621 |
| Total noninterest income | $3,058,000 | 599 |
| Gross Fiduciary activities income | $2,294,000 | 152 |
| Service charges on deposit accounts | $167,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 1,362 |
| Total noninterest expense | $6,680,000 | 884 |
| Salaries and employee benefits | $4,615,000 | 761 |
| Premises and equipment expense | $444,000 | 1,319 |
| Additional noninterest expense | $1,621,000 | 1,044 |
| Pre-tax net operating income | $1,738,000 | 1,179 |
| Securities gains (losses) | $-13,000 | 4,828 |
| Applicable income taxes | $287,000 | 1,106 |
| Income before extraordinary items | $1,438,000 | 1,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,438,000 | 1,228 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,438,000 | 1,229 |
| Net charge-offs | $100,000 | 886 |
| Cash dividends | $1,120,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,448,790 | 1,204 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,275,000 | 1,334 |
| Total interest expense | $827,000 | 3,571 |
| Net interest income | $22,448,000 | 1,131 |
| Provision for loan and lease losses | $14,000 | 3,810 |
| Total noninterest income | $12,662,000 | 587 |
| Gross Fiduciary activities income | $9,308,000 | 148 |
| Service charges on deposit accounts | $691,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,663,000 | 1,296 |
| Total noninterest expense | $26,477,000 | 868 |
| Salaries and employee benefits | $17,637,000 | 757 |
| Premises and equipment expense | $1,965,000 | 1,184 |
| Additional noninterest expense | $6,875,000 | 981 |
| Pre-tax net operating income | $8,619,000 | 1,172 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $1,448,000 | 1,143 |
| Income before extraordinary items | $7,177,000 | 1,218 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,177,000 | 1,218 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,177,000 | 1,220 |
| Net charge-offs | $-113,000 | 4,921 |
| Cash dividends | $4,690,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,172,020 | 1,194 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,297,000 | 1,356 |
| Total interest expense | $682,000 | 3,461 |
| Net interest income | $16,615,000 | 1,157 |
| Provision for loan and lease losses | $14,000 | 3,644 |
| Total noninterest income | $8,901,000 | 616 |
| Gross Fiduciary activities income | $6,473,000 | 154 |
| Service charges on deposit accounts | $519,000 | 1,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,909,000 | 1,320 |
| Total noninterest expense | $19,188,000 | 890 |
| Salaries and employee benefits | $12,911,000 | 766 |
| Premises and equipment expense | $1,430,000 | 1,226 |
| Additional noninterest expense | $4,847,000 | 1,028 |
| Pre-tax net operating income | $6,314,000 | 1,211 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $1,066,000 | 1,183 |
| Income before extraordinary items | $5,254,000 | 1,261 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,254,000 | 1,262 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,254,000 | 1,263 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $3,655,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,249,020 | 1,238 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,444,000 | 1,365 |
| Total interest expense | $429,000 | 3,540 |
| Net interest income | $11,015,000 | 1,166 |
| Provision for loan and lease losses | $8,000 | 3,538 |
| Total noninterest income | $5,839,000 | 615 |
| Gross Fiduciary activities income | $4,253,000 | 152 |
| Service charges on deposit accounts | $340,000 | 1,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,246,000 | 1,306 |
| Total noninterest expense | $12,901,000 | 878 |
| Salaries and employee benefits | $8,565,000 | 766 |
| Premises and equipment expense | $939,000 | 1,253 |
| Additional noninterest expense | $3,397,000 | 992 |
| Pre-tax net operating income | $3,945,000 | 1,251 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $635,000 | 1,251 |
| Income before extraordinary items | $3,308,000 | 1,290 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,308,000 | 1,290 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,308,000 | 1,290 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $2,026,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,309,680 | 1,271 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 1,353 |
| Total interest expense | $197,000 | 3,638 |
| Net interest income | $5,528,000 | 1,161 |
| Provision for loan and lease losses | $2,000 | 3,356 |
| Total noninterest income | $2,868,000 | 600 |
| Gross Fiduciary activities income | $2,090,000 | 153 |
| Service charges on deposit accounts | $169,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 1,275 |
| Total noninterest expense | $6,269,000 | 895 |
| Salaries and employee benefits | $4,160,000 | 778 |
| Premises and equipment expense | $459,000 | 1,294 |
| Additional noninterest expense | $1,650,000 | 1,002 |
| Pre-tax net operating income | $2,125,000 | 1,158 |
| Securities gains (losses) | $5,000 | 841 |
| Applicable income taxes | $349,000 | 1,153 |
| Income before extraordinary items | $1,781,000 | 1,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,781,000 | 1,191 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,781,000 | 1,191 |
| Net charge-offs | $12,000 | 1,909 |
| Cash dividends | $840,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,776,800 | 1,170 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,413,000 | 1,358 |
| Total interest expense | $363,000 | 4,298 |
| Net interest income | $21,050,000 | 1,185 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $12,721,000 | 580 |
| Gross Fiduciary activities income | $8,773,000 | 152 |
| Service charges on deposit accounts | $722,000 | 1,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,226,000 | 1,085 |
| Total noninterest expense | $24,970,000 | 882 |
| Salaries and employee benefits | $16,345,000 | 768 |
| Premises and equipment expense | $1,786,000 | 1,296 |
| Additional noninterest expense | $6,839,000 | 981 |
| Pre-tax net operating income | $8,801,000 | 1,146 |
| Securities gains (losses) | $-127,000 | 5,075 |
| Applicable income taxes | $1,353,000 | 1,133 |
| Income before extraordinary items | $7,321,000 | 1,174 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,321,000 | 1,173 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,321,000 | 1,173 |
| Net charge-offs | $-34,000 | 4,801 |
| Cash dividends | $4,092,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,427,680 | 1,153 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,808,000 | 1,362 |
| Total interest expense | $228,000 | 4,478 |
| Net interest income | $15,580,000 | 1,200 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $9,253,000 | 593 |
| Gross Fiduciary activities income | $6,312,000 | 154 |
| Service charges on deposit accounts | $543,000 | 1,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,398,000 | 1,110 |
| Total noninterest expense | $18,553,000 | 890 |
| Salaries and employee benefits | $12,324,000 | 765 |
| Premises and equipment expense | $1,352,000 | 1,284 |
| Additional noninterest expense | $4,877,000 | 1,020 |
| Pre-tax net operating income | $6,280,000 | 1,193 |
| Securities gains (losses) | $-122,000 | 5,278 |
| Applicable income taxes | $961,000 | 1,202 |
| Income before extraordinary items | $5,197,000 | 1,232 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,197,000 | 1,231 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,197,000 | 1,231 |
| Net charge-offs | $-20,000 | 4,663 |
| Cash dividends | $3,017,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,299,480 | 1,201 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 1,369 |
| Total interest expense | $125,000 | 4,665 |
| Net interest income | $10,224,000 | 1,213 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $6,128,000 | 598 |
| Gross Fiduciary activities income | $4,175,000 | 156 |
| Service charges on deposit accounts | $362,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,591,000 | 1,114 |
| Total noninterest expense | $12,538,000 | 885 |
| Salaries and employee benefits | $8,340,000 | 760 |
| Premises and equipment expense | $891,000 | 1,304 |
| Additional noninterest expense | $3,307,000 | 996 |
| Pre-tax net operating income | $3,814,000 | 1,258 |
| Securities gains (losses) | $-115,000 | 5,365 |
| Applicable income taxes | $561,000 | 1,308 |
| Income before extraordinary items | $3,138,000 | 1,317 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,138,000 | 1,316 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,138,000 | 1,316 |
| Net charge-offs | $-51,000 | 5,023 |
| Cash dividends | $2,057,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,235,750 | 1,271 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 1,400 |
| Total interest expense | $59,000 | 4,727 |
| Net interest income | $4,936,000 | 1,249 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $3,085,000 | 594 |
| Gross Fiduciary activities income | $2,088,000 | 160 |
| Service charges on deposit accounts | $180,000 | 1,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 1,066 |
| Total noninterest expense | $6,161,000 | 905 |
| Salaries and employee benefits | $4,085,000 | 786 |
| Premises and equipment expense | $437,000 | 1,350 |
| Additional noninterest expense | $1,639,000 | 991 |
| Pre-tax net operating income | $1,860,000 | 1,260 |
| Securities gains (losses) | $32,000 | 276 |
| Applicable income taxes | $285,000 | 1,262 |
| Income before extraordinary items | $1,607,000 | 1,263 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,607,000 | 1,263 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,607,000 | 1,263 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $850,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,579,800 | 1,272 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,282,000 | 1,387 |
| Total interest expense | $275,000 | 4,506 |
| Net interest income | $19,007,000 | 1,270 |
| Provision for loan and lease losses | $2,000 | 4,205 |
| Total noninterest income | $12,577,000 | 590 |
| Gross Fiduciary activities income | $8,382,000 | 152 |
| Service charges on deposit accounts | $833,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,362,000 | 1,075 |
| Total noninterest expense | $23,515,000 | 914 |
| Salaries and employee benefits | $15,562,000 | 789 |
| Premises and equipment expense | $1,779,000 | 1,305 |
| Additional noninterest expense | $6,174,000 | 1,046 |
| Pre-tax net operating income | $8,067,000 | 1,174 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,568,000 | 1,083 |
| Income before extraordinary items | $5,499,000 | 1,257 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,499,000 | 1,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,499,000 | 1,257 |
| Net charge-offs | $-169,000 | 5,409 |
| Cash dividends | $4,443,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,499,000 | 1,240 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 1,403 |
| Total interest expense | $213,000 | 4,488 |
| Net interest income | $14,157,000 | 1,281 |
| Provision for loan and lease losses | $2,000 | 4,053 |
| Total noninterest income | $8,792,000 | 613 |
| Gross Fiduciary activities income | $5,756,000 | 159 |
| Service charges on deposit accounts | $629,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,407,000 | 1,123 |
| Total noninterest expense | $17,474,000 | 924 |
| Salaries and employee benefits | $11,599,000 | 796 |
| Premises and equipment expense | $1,303,000 | 1,342 |
| Additional noninterest expense | $4,572,000 | 1,063 |
| Pre-tax net operating income | $5,473,000 | 1,285 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,216,000 | 1,287 |
| Income before extraordinary items | $4,257,000 | 1,313 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,257,000 | 1,311 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,257,000 | 1,313 |
| Net charge-offs | $-191,000 | 5,480 |
| Cash dividends | $3,543,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,257,000 | 1,290 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 1,403 |
| Total interest expense | $139,000 | 4,521 |
| Net interest income | $9,316,000 | 1,292 |
| Provision for loan and lease losses | $2,000 | 3,833 |
| Total noninterest income | $5,813,000 | 629 |
| Gross Fiduciary activities income | $3,800,000 | 159 |
| Service charges on deposit accounts | $424,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,589,000 | 1,139 |
| Total noninterest expense | $11,763,000 | 915 |
| Salaries and employee benefits | $7,793,000 | 789 |
| Premises and equipment expense | $882,000 | 1,332 |
| Additional noninterest expense | $3,088,000 | 1,045 |
| Pre-tax net operating income | $3,364,000 | 1,345 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $721,000 | 1,366 |
| Income before extraordinary items | $2,643,000 | 1,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,643,000 | 1,373 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,643,000 | 1,374 |
| Net charge-offs | $-167,000 | 5,544 |
| Cash dividends | $2,535,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,643,000 | 1,353 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 1,415 |
| Total interest expense | $68,000 | 4,566 |
| Net interest income | $4,581,000 | 1,295 |
| Provision for loan and lease losses | $2,000 | 3,483 |
| Total noninterest income | $2,898,000 | 611 |
| Gross Fiduciary activities income | $1,915,000 | 156 |
| Service charges on deposit accounts | $209,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 1,144 |
| Total noninterest expense | $5,614,000 | 963 |
| Salaries and employee benefits | $3,722,000 | 829 |
| Premises and equipment expense | $441,000 | 1,334 |
| Additional noninterest expense | $1,451,000 | 1,101 |
| Pre-tax net operating income | $1,863,000 | 1,250 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $441,000 | 1,171 |
| Income before extraordinary items | $1,422,000 | 1,279 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,422,000 | 1,279 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,422,000 | 1,279 |
| Net charge-offs | $-136,000 | 5,666 |
| Cash dividends | $875,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,422,000 | 1,260 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,530,000 | 1,375 |
| Total interest expense | $290,000 | 4,505 |
| Net interest income | $18,240,000 | 1,268 |
| Provision for loan and lease losses | $477,000 | 1,529 |
| Total noninterest income | $11,887,000 | 607 |
| Gross Fiduciary activities income | $7,653,000 | 152 |
| Service charges on deposit accounts | $902,000 | 1,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,332,000 | 1,127 |
| Total noninterest expense | $22,353,000 | 942 |
| Salaries and employee benefits | $14,458,000 | 818 |
| Premises and equipment expense | $1,705,000 | 1,354 |
| Additional noninterest expense | $6,190,000 | 1,061 |
| Pre-tax net operating income | $7,297,000 | 1,195 |
| Securities gains (losses) | $37,000 | 2,041 |
| Applicable income taxes | $1,769,000 | 1,144 |
| Income before extraordinary items | $5,565,000 | 1,268 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,565,000 | 1,267 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,565,000 | 1,267 |
| Net charge-offs | $578,000 | 986 |
| Cash dividends | $4,395,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,536,880 | 1,247 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,777,000 | 1,387 |
| Total interest expense | $220,000 | 4,530 |
| Net interest income | $13,557,000 | 1,289 |
| Provision for loan and lease losses | $433,000 | 1,292 |
| Total noninterest income | $8,379,000 | 643 |
| Gross Fiduciary activities income | $5,304,000 | 156 |
| Service charges on deposit accounts | $681,000 | 1,309 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,394,000 | 1,160 |
| Total noninterest expense | $16,430,000 | 968 |
| Salaries and employee benefits | $10,761,000 | 818 |
| Premises and equipment expense | $1,246,000 | 1,381 |
| Additional noninterest expense | $4,423,000 | 1,119 |
| Pre-tax net operating income | $5,073,000 | 1,307 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $1,220,000 | 1,244 |
| Income before extraordinary items | $3,890,000 | 1,362 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,890,000 | 1,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,890,000 | 1,363 |
| Net charge-offs | $462,000 | 846 |
| Cash dividends | $3,495,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,861,880 | 1,333 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 1,392 |
| Total interest expense | $149,000 | 4,533 |
| Net interest income | $8,986,000 | 1,299 |
| Provision for loan and lease losses | $266,000 | 1,363 |
| Total noninterest income | $5,488,000 | 641 |
| Gross Fiduciary activities income | $3,468,000 | 159 |
| Service charges on deposit accounts | $453,000 | 1,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,567,000 | 1,149 |
| Total noninterest expense | $10,973,000 | 970 |
| Salaries and employee benefits | $7,212,000 | 822 |
| Premises and equipment expense | $839,000 | 1,371 |
| Additional noninterest expense | $2,922,000 | 1,123 |
| Pre-tax net operating income | $3,235,000 | 1,339 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $785,000 | 1,259 |
| Income before extraordinary items | $2,487,000 | 1,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,487,000 | 1,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,487,000 | 1,405 |
| Net charge-offs | $414,000 | 685 |
| Cash dividends | $2,200,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,458,880 | 1,370 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 1,389 |
| Total interest expense | $75,000 | 4,547 |
| Net interest income | $4,482,000 | 1,294 |
| Provision for loan and lease losses | $103,000 | 1,488 |
| Total noninterest income | $2,679,000 | 635 |
| Gross Fiduciary activities income | $1,697,000 | 161 |
| Service charges on deposit accounts | $225,000 | 1,297 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $757,000 | 1,140 |
| Total noninterest expense | $5,287,000 | 996 |
| Salaries and employee benefits | $3,509,000 | 840 |
| Premises and equipment expense | $414,000 | 1,397 |
| Additional noninterest expense | $1,364,000 | 1,181 |
| Pre-tax net operating income | $1,771,000 | 1,213 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $461,000 | 1,121 |
| Income before extraordinary items | $1,321,000 | 1,306 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,321,000 | 1,307 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,321,000 | 1,307 |
| Net charge-offs | $233,000 | 592 |
| Cash dividends | $900,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,312,860 | 1,278 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,140,000 | 1,379 |
| Total interest expense | $323,000 | 4,498 |
| Net interest income | $17,817,000 | 1,268 |
| Provision for loan and lease losses | $332,000 | 1,793 |
| Total noninterest income | $11,864,000 | 597 |
| Gross Fiduciary activities income | $7,293,000 | 156 |
| Service charges on deposit accounts | $956,000 | 1,270 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,615,000 | 1,023 |
| Total noninterest expense | $21,732,000 | 949 |
| Salaries and employee benefits | $14,189,000 | 808 |
| Premises and equipment expense | $1,744,000 | 1,333 |
| Additional noninterest expense | $5,799,000 | 1,116 |
| Pre-tax net operating income | $7,617,000 | 1,118 |
| Securities gains (losses) | $37,000 | 1,858 |
| Applicable income taxes | $1,986,000 | 1,018 |
| Income before extraordinary items | $5,668,000 | 1,232 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,668,000 | 1,232 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,668,000 | 1,232 |
| Net charge-offs | $142,000 | 2,309 |
| Cash dividends | $3,625,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,640,620 | 1,201 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,594,000 | 1,389 |
| Total interest expense | $246,000 | 4,539 |
| Net interest income | $13,348,000 | 1,283 |
| Provision for loan and lease losses | $219,000 | 1,881 |
| Total noninterest income | $8,555,000 | 627 |
| Gross Fiduciary activities income | $5,130,000 | 164 |
| Service charges on deposit accounts | $725,000 | 1,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,700,000 | 1,052 |
| Total noninterest expense | $16,080,000 | 971 |
| Salaries and employee benefits | $10,505,000 | 826 |
| Premises and equipment expense | $1,263,000 | 1,388 |
| Additional noninterest expense | $4,312,000 | 1,129 |
| Pre-tax net operating income | $5,604,000 | 1,152 |
| Securities gains (losses) | $26,000 | 1,874 |
| Applicable income taxes | $1,481,000 | 1,052 |
| Income before extraordinary items | $4,149,000 | 1,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,149,000 | 1,257 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,149,000 | 1,257 |
| Net charge-offs | $135,000 | 1,898 |
| Cash dividends | $2,700,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,129,760 | 1,230 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,912,000 | 1,418 |
| Total interest expense | $167,000 | 4,540 |
| Net interest income | $8,745,000 | 1,303 |
| Provision for loan and lease losses | $46,000 | 2,969 |
| Total noninterest income | $5,403,000 | 655 |
| Gross Fiduciary activities income | $3,398,000 | 166 |
| Service charges on deposit accounts | $474,000 | 1,264 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,531,000 | 1,174 |
| Total noninterest expense | $10,796,000 | 963 |
| Salaries and employee benefits | $7,109,000 | 816 |
| Premises and equipment expense | $836,000 | 1,415 |
| Additional noninterest expense | $2,851,000 | 1,135 |
| Pre-tax net operating income | $3,306,000 | 1,275 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $876,000 | 1,122 |
| Income before extraordinary items | $2,454,000 | 1,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,454,000 | 1,361 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,454,000 | 1,360 |
| Net charge-offs | $68,000 | 2,064 |
| Cash dividends | $1,850,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,436,240 | 1,334 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 1,433 |
| Total interest expense | $83,000 | 4,598 |
| Net interest income | $4,301,000 | 1,318 |
| Provision for loan and lease losses | $23,000 | 2,765 |
| Total noninterest income | $2,577,000 | 651 |
| Gross Fiduciary activities income | $1,624,000 | 172 |
| Service charges on deposit accounts | $229,000 | 1,285 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $724,000 | 1,170 |
| Total noninterest expense | $5,262,000 | 987 |
| Salaries and employee benefits | $3,520,000 | 827 |
| Premises and equipment expense | $412,000 | 1,444 |
| Additional noninterest expense | $1,330,000 | 1,196 |
| Pre-tax net operating income | $1,593,000 | 1,269 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $420,000 | 1,152 |
| Income before extraordinary items | $1,176,000 | 1,398 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,176,000 | 1,400 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,176,000 | 1,400 |
| Net charge-offs | $-93,000 | 6,110 |
| Cash dividends | $900,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,173,780 | 1,358 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,651,000 | 1,431 |
| Total interest expense | $423,000 | 4,345 |
| Net interest income | $17,228,000 | 1,301 |
| Provision for loan and lease losses | $69,000 | 3,536 |
| Total noninterest income | $11,727,000 | 573 |
| Gross Fiduciary activities income | $7,188,000 | 157 |
| Service charges on deposit accounts | $902,000 | 1,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,637,000 | 960 |
| Total noninterest expense | $21,325,000 | 954 |
| Salaries and employee benefits | $13,931,000 | 795 |
| Premises and equipment expense | $1,845,000 | 1,299 |
| Additional noninterest expense | $5,549,000 | 1,185 |
| Pre-tax net operating income | $7,561,000 | 1,082 |
| Securities gains (losses) | $238,000 | 724 |
| Applicable income taxes | $2,143,000 | 936 |
| Income before extraordinary items | $5,656,000 | 1,166 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,656,000 | 1,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,656,000 | 1,165 |
| Net charge-offs | $818,000 | 1,054 |
| Cash dividends | $4,600,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,482,260 | 1,173 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,139,000 | 1,445 |
| Total interest expense | $333,000 | 4,308 |
| Net interest income | $12,806,000 | 1,307 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $8,304,000 | 596 |
| Gross Fiduciary activities income | $4,930,000 | 161 |
| Service charges on deposit accounts | $677,000 | 1,437 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,697,000 | 984 |
| Total noninterest expense | $15,846,000 | 957 |
| Salaries and employee benefits | $10,367,000 | 801 |
| Premises and equipment expense | $1,389,000 | 1,296 |
| Additional noninterest expense | $4,090,000 | 1,200 |
| Pre-tax net operating income | $5,219,000 | 1,169 |
| Securities gains (losses) | $238,000 | 569 |
| Applicable income taxes | $1,478,000 | 1,013 |
| Income before extraordinary items | $3,979,000 | 1,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,979,000 | 1,220 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,979,000 | 1,222 |
| Net charge-offs | $517,000 | 1,130 |
| Cash dividends | $3,670,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,805,260 | 1,258 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 1,458 |
| Total interest expense | $234,000 | 4,243 |
| Net interest income | $8,403,000 | 1,326 |
| Provision for loan and lease losses | $22,000 | 3,598 |
| Total noninterest income | $5,284,000 | 614 |
| Gross Fiduciary activities income | $3,174,000 | 160 |
| Service charges on deposit accounts | $453,000 | 1,406 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,657,000 | 1,022 |
| Total noninterest expense | $10,560,000 | 949 |
| Salaries and employee benefits | $6,893,000 | 794 |
| Premises and equipment expense | $924,000 | 1,304 |
| Additional noninterest expense | $2,743,000 | 1,184 |
| Pre-tax net operating income | $3,105,000 | 1,256 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $834,000 | 1,100 |
| Income before extraordinary items | $2,292,000 | 1,369 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,292,000 | 1,369 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,292,000 | 1,371 |
| Net charge-offs | $530,000 | 831 |
| Cash dividends | $2,770,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,276,670 | 1,352 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 1,472 |
| Total interest expense | $125,000 | 4,167 |
| Net interest income | $4,137,000 | 1,335 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,566,000 | 603 |
| Gross Fiduciary activities income | $1,550,000 | 163 |
| Service charges on deposit accounts | $223,000 | 1,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $793,000 | 1,021 |
| Total noninterest expense | $5,161,000 | 987 |
| Salaries and employee benefits | $3,371,000 | 826 |
| Premises and equipment expense | $443,000 | 1,382 |
| Additional noninterest expense | $1,347,000 | 1,185 |
| Pre-tax net operating income | $1,542,000 | 1,219 |
| Securities gains (losses) | $9,000 | 1,195 |
| Applicable income taxes | $402,000 | 1,080 |
| Income before extraordinary items | $1,149,000 | 1,318 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,149,000 | 1,319 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,149,000 | 1,320 |
| Net charge-offs | $112,000 | 1,299 |
| Cash dividends | $1,100,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,142,340 | 1,298 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,543,000 | 1,370 |
| Total interest expense | $635,000 | 3,970 |
| Net interest income | $17,908,000 | 1,231 |
| Provision for loan and lease losses | $18,000 | 4,768 |
| Total noninterest income | $11,745,000 | 590 |
| Gross Fiduciary activities income | $6,746,000 | 151 |
| Service charges on deposit accounts | $968,000 | 1,404 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,031,000 | 935 |
| Total noninterest expense | $21,105,000 | 970 |
| Salaries and employee benefits | $13,284,000 | 812 |
| Premises and equipment expense | $1,823,000 | 1,308 |
| Additional noninterest expense | $5,998,000 | 1,133 |
| Pre-tax net operating income | $8,530,000 | 905 |
| Securities gains (losses) | $89,000 | 1,409 |
| Applicable income taxes | $2,324,000 | 812 |
| Income before extraordinary items | $6,295,000 | 986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,295,000 | 989 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,295,000 | 989 |
| Net charge-offs | $-57,000 | 6,441 |
| Cash dividends | $3,730,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,230,030 | 975 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,034,000 | 1,362 |
| Total interest expense | $494,000 | 3,973 |
| Net interest income | $13,540,000 | 1,214 |
| Provision for loan and lease losses | $3,000 | 4,879 |
| Total noninterest income | $8,361,000 | 630 |
| Gross Fiduciary activities income | $4,777,000 | 152 |
| Service charges on deposit accounts | $728,000 | 1,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,856,000 | 1,004 |
| Total noninterest expense | $15,734,000 | 970 |
| Salaries and employee benefits | $9,947,000 | 814 |
| Premises and equipment expense | $1,323,000 | 1,364 |
| Additional noninterest expense | $4,464,000 | 1,131 |
| Pre-tax net operating income | $6,164,000 | 949 |
| Securities gains (losses) | $89,000 | 1,298 |
| Applicable income taxes | $1,686,000 | 855 |
| Income before extraordinary items | $4,567,000 | 1,021 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,567,000 | 1,024 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,567,000 | 1,024 |
| Net charge-offs | $-80,000 | 6,549 |
| Cash dividends | $2,690,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,502,030 | 1,016 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 1,349 |
| Total interest expense | $345,000 | 3,930 |
| Net interest income | $9,060,000 | 1,205 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $5,493,000 | 637 |
| Gross Fiduciary activities income | $3,256,000 | 152 |
| Service charges on deposit accounts | $468,000 | 1,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,769,000 | 1,071 |
| Total noninterest expense | $10,795,000 | 941 |
| Salaries and employee benefits | $6,675,000 | 816 |
| Premises and equipment expense | $879,000 | 1,363 |
| Additional noninterest expense | $3,241,000 | 1,038 |
| Pre-tax net operating income | $3,757,000 | 1,005 |
| Securities gains (losses) | $96,000 | 1,140 |
| Applicable income taxes | $1,012,000 | 928 |
| Income before extraordinary items | $2,841,000 | 1,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,841,000 | 1,089 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,841,000 | 1,091 |
| Net charge-offs | $-81,000 | 6,648 |
| Cash dividends | $1,790,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,769,960 | 1,074 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 1,324 |
| Total interest expense | $180,000 | 3,922 |
| Net interest income | $4,619,000 | 1,175 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $2,457,000 | 698 |
| Gross Fiduciary activities income | $1,436,000 | 160 |
| Service charges on deposit accounts | $222,000 | 1,480 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $799,000 | 1,152 |
| Total noninterest expense | $5,039,000 | 1,021 |
| Salaries and employee benefits | $3,282,000 | 840 |
| Premises and equipment expense | $428,000 | 1,428 |
| Additional noninterest expense | $1,329,000 | 1,236 |
| Pre-tax net operating income | $2,036,000 | 912 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $532,000 | 860 |
| Income before extraordinary items | $1,512,000 | 1,004 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,512,000 | 1,004 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,512,000 | 1,006 |
| Net charge-offs | $-76,000 | 6,793 |
| Cash dividends | $850,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,506,080 | 953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,615,000 | 1,361 |
| Total interest expense | $1,093,000 | 3,403 |
| Net interest income | $18,522,000 | 1,192 |
| Provision for loan and lease losses | $752,000 | 2,162 |
| Total noninterest income | $10,676,000 | 651 |
| Gross Fiduciary activities income | $5,907,000 | 155 |
| Service charges on deposit accounts | $983,000 | 1,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,786,000 | 1,006 |
| Total noninterest expense | $19,893,000 | 1,003 |
| Salaries and employee benefits | $12,771,000 | 819 |
| Premises and equipment expense | $1,731,000 | 1,369 |
| Additional noninterest expense | $5,391,000 | 1,264 |
| Pre-tax net operating income | $8,553,000 | 837 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $2,159,000 | 818 |
| Income before extraordinary items | $6,393,000 | 952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,393,000 | 952 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,393,000 | 952 |
| Net charge-offs | $379,000 | 3,005 |
| Cash dividends | $3,525,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,393,750 | 878 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,778,000 | 1,380 |
| Total interest expense | $878,000 | 3,355 |
| Net interest income | $13,900,000 | 1,205 |
| Provision for loan and lease losses | $402,000 | 2,576 |
| Total noninterest income | $7,406,000 | 682 |
| Gross Fiduciary activities income | $4,092,000 | 157 |
| Service charges on deposit accounts | $735,000 | 1,449 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,579,000 | 1,051 |
| Total noninterest expense | $14,472,000 | 1,036 |
| Salaries and employee benefits | $9,460,000 | 832 |
| Premises and equipment expense | $1,240,000 | 1,446 |
| Additional noninterest expense | $3,772,000 | 1,348 |
| Pre-tax net operating income | $6,432,000 | 872 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $1,598,000 | 851 |
| Income before extraordinary items | $4,833,000 | 956 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,833,000 | 957 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,833,000 | 956 |
| Net charge-offs | $309,000 | 2,783 |
| Cash dividends | $2,650,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,833,750 | 895 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 1,405 |
| Total interest expense | $623,000 | 3,322 |
| Net interest income | $9,146,000 | 1,224 |
| Provision for loan and lease losses | $202,000 | 2,957 |
| Total noninterest income | $4,928,000 | 686 |
| Gross Fiduciary activities income | $2,722,000 | 160 |
| Service charges on deposit accounts | $486,000 | 1,452 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,720,000 | 1,034 |
| Total noninterest expense | $9,676,000 | 1,029 |
| Salaries and employee benefits | $6,332,000 | 826 |
| Premises and equipment expense | $798,000 | 1,489 |
| Additional noninterest expense | $2,546,000 | 1,333 |
| Pre-tax net operating income | $4,196,000 | 872 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $1,031,000 | 864 |
| Income before extraordinary items | $3,169,000 | 961 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,169,000 | 960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,169,000 | 961 |
| Net charge-offs | $167,000 | 2,931 |
| Cash dividends | $1,750,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,166,000 | 910 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 1,395 |
| Total interest expense | $340,000 | 3,219 |
| Net interest income | $4,597,000 | 1,211 |
| Provision for loan and lease losses | $122,000 | 2,643 |
| Total noninterest income | $2,357,000 | 697 |
| Gross Fiduciary activities income | $1,379,000 | 161 |
| Service charges on deposit accounts | $237,000 | 1,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $741,000 | 1,140 |
| Total noninterest expense | $4,711,000 | 1,054 |
| Salaries and employee benefits | $3,083,000 | 837 |
| Premises and equipment expense | $392,000 | 1,526 |
| Additional noninterest expense | $1,236,000 | 1,364 |
| Pre-tax net operating income | $2,121,000 | 843 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $499,000 | 887 |
| Income before extraordinary items | $1,622,000 | 921 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,622,000 | 922 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,622,000 | 922 |
| Net charge-offs | $114,000 | 2,337 |
| Cash dividends | $825,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,622,000 | 869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,118,000 | 1,356 |
| Total interest expense | $2,028,000 | 2,759 |
| Net interest income | $19,090,000 | 1,173 |
| Provision for loan and lease losses | $1,764,000 | 1,711 |
| Total noninterest income | $9,846,000 | 624 |
| Gross Fiduciary activities income | $5,614,000 | 136 |
| Service charges on deposit accounts | $998,000 | 1,481 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,234,000 | 981 |
| Total noninterest expense | $19,148,000 | 1,022 |
| Salaries and employee benefits | $12,456,000 | 792 |
| Premises and equipment expense | $1,631,000 | 1,516 |
| Additional noninterest expense | $5,061,000 | 1,368 |
| Pre-tax net operating income | $8,024,000 | 764 |
| Securities gains (losses) | $105,000 | 2,027 |
| Applicable income taxes | $2,095,000 | 756 |
| Income before extraordinary items | $6,034,000 | 826 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,034,000 | 824 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,034,000 | 826 |
| Net charge-offs | $1,318,000 | 2,042 |
| Cash dividends | $3,500,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,956,300 | 813 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 1,365 |
| Total interest expense | $1,605,000 | 2,719 |
| Net interest income | $14,326,000 | 1,171 |
| Provision for loan and lease losses | $1,160,000 | 1,790 |
| Total noninterest income | $7,106,000 | 642 |
| Gross Fiduciary activities income | $3,917,000 | 141 |
| Service charges on deposit accounts | $748,000 | 1,487 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,441,000 | 971 |
| Total noninterest expense | $14,140,000 | 1,055 |
| Salaries and employee benefits | $9,215,000 | 812 |
| Premises and equipment expense | $1,203,000 | 1,555 |
| Additional noninterest expense | $3,722,000 | 1,392 |
| Pre-tax net operating income | $6,132,000 | 771 |
| Securities gains (losses) | $105,000 | 1,749 |
| Applicable income taxes | $1,632,000 | 736 |
| Income before extraordinary items | $4,605,000 | 835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,605,000 | 834 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,605,000 | 835 |
| Net charge-offs | $970,000 | 1,925 |
| Cash dividends | $2,600,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,527,300 | 808 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,597,000 | 1,374 |
| Total interest expense | $1,116,000 | 2,718 |
| Net interest income | $9,481,000 | 1,178 |
| Provision for loan and lease losses | $654,000 | 1,968 |
| Total noninterest income | $4,764,000 | 638 |
| Gross Fiduciary activities income | $2,623,000 | 141 |
| Service charges on deposit accounts | $492,000 | 1,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,649,000 | 950 |
| Total noninterest expense | $9,566,000 | 1,050 |
| Salaries and employee benefits | $6,240,000 | 797 |
| Premises and equipment expense | $809,000 | 1,558 |
| Additional noninterest expense | $2,517,000 | 1,390 |
| Pre-tax net operating income | $4,025,000 | 768 |
| Securities gains (losses) | $100,000 | 1,143 |
| Applicable income taxes | $1,095,000 | 708 |
| Income before extraordinary items | $3,030,000 | 819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,030,000 | 818 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,030,000 | 819 |
| Net charge-offs | $725,000 | 1,763 |
| Cash dividends | $1,750,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,957,000 | 814 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 1,381 |
| Total interest expense | $567,000 | 2,758 |
| Net interest income | $4,748,000 | 1,180 |
| Provision for loan and lease losses | $206,000 | 2,399 |
| Total noninterest income | $2,367,000 | 645 |
| Gross Fiduciary activities income | $1,302,000 | 140 |
| Service charges on deposit accounts | $238,000 | 1,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $827,000 | 938 |
| Total noninterest expense | $4,707,000 | 1,062 |
| Salaries and employee benefits | $3,087,000 | 824 |
| Premises and equipment expense | $394,000 | 1,629 |
| Additional noninterest expense | $1,226,000 | 1,428 |
| Pre-tax net operating income | $2,202,000 | 716 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $582,000 | 652 |
| Income before extraordinary items | $1,620,000 | 778 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,620,000 | 777 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,620,000 | 778 |
| Net charge-offs | $224,000 | 2,017 |
| Cash dividends | $875,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,620,000 | 768 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,701,000 | 1,406 |
| Total interest expense | $3,286,000 | 2,400 |
| Net interest income | $18,415,000 | 1,220 |
| Provision for loan and lease losses | $1,232,000 | 2,739 |
| Total noninterest income | $9,376,000 | 668 |
| Gross Fiduciary activities income | $5,118,000 | 143 |
| Service charges on deposit accounts | $1,132,000 | 1,343 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,126,000 | 1,033 |
| Total noninterest expense | $19,209,000 | 1,035 |
| Salaries and employee benefits | $12,648,000 | 772 |
| Premises and equipment expense | $1,545,000 | 1,670 |
| Additional noninterest expense | $5,016,000 | 1,447 |
| Pre-tax net operating income | $7,350,000 | 739 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,894,000 | 768 |
| Income before extraordinary items | $5,456,000 | 798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,456,000 | 798 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,456,000 | 799 |
| Net charge-offs | $595,000 | 3,411 |
| Cash dividends | $3,325,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,456,000 | 766 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,250,000 | 1,442 |
| Total interest expense | $2,616,000 | 2,369 |
| Net interest income | $13,634,000 | 1,249 |
| Provision for loan and lease losses | $768,000 | 2,907 |
| Total noninterest income | $6,511,000 | 686 |
| Gross Fiduciary activities income | $3,542,000 | 148 |
| Service charges on deposit accounts | $868,000 | 1,352 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,101,000 | 1,077 |
| Total noninterest expense | $14,253,000 | 1,030 |
| Salaries and employee benefits | $9,375,000 | 774 |
| Premises and equipment expense | $1,165,000 | 1,682 |
| Additional noninterest expense | $3,713,000 | 1,430 |
| Pre-tax net operating income | $5,124,000 | 822 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,292,000 | 841 |
| Income before extraordinary items | $3,832,000 | 906 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,832,000 | 908 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,832,000 | 908 |
| Net charge-offs | $574,000 | 2,889 |
| Cash dividends | $2,475,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,832,000 | 864 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,737,000 | 1,482 |
| Total interest expense | $1,825,000 | 2,352 |
| Net interest income | $8,912,000 | 1,280 |
| Provision for loan and lease losses | $362,000 | 3,335 |
| Total noninterest income | $4,241,000 | 687 |
| Gross Fiduciary activities income | $2,315,000 | 150 |
| Service charges on deposit accounts | $577,000 | 1,363 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,349,000 | 1,061 |
| Total noninterest expense | $9,612,000 | 1,021 |
| Salaries and employee benefits | $6,377,000 | 749 |
| Premises and equipment expense | $777,000 | 1,705 |
| Additional noninterest expense | $2,458,000 | 1,448 |
| Pre-tax net operating income | $3,179,000 | 863 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $775,000 | 863 |
| Income before extraordinary items | $2,404,000 | 941 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,404,000 | 941 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,404,000 | 942 |
| Net charge-offs | $153,000 | 3,805 |
| Cash dividends | $1,800,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,404,000 | 908 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 1,547 |
| Total interest expense | $934,000 | 2,418 |
| Net interest income | $4,329,000 | 1,326 |
| Provision for loan and lease losses | $206,000 | 2,948 |
| Total noninterest income | $2,100,000 | 679 |
| Gross Fiduciary activities income | $1,148,000 | 152 |
| Service charges on deposit accounts | $279,000 | 1,408 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $673,000 | 1,041 |
| Total noninterest expense | $4,730,000 | 1,050 |
| Salaries and employee benefits | $3,181,000 | 763 |
| Premises and equipment expense | $375,000 | 1,813 |
| Additional noninterest expense | $1,174,000 | 1,507 |
| Pre-tax net operating income | $1,493,000 | 897 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $371,000 | 888 |
| Income before extraordinary items | $1,122,000 | 975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,122,000 | 979 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,122,000 | 979 |
| Net charge-offs | $109,000 | 3,023 |
| Cash dividends | $900,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,122,000 | 951 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,254,000 | 1,539 |
| Total interest expense | $4,245,000 | 2,610 |
| Net interest income | $18,009,000 | 1,244 |
| Provision for loan and lease losses | $1,149,000 | 3,279 |
| Total noninterest income | $8,063,000 | 765 |
| Gross Fiduciary activities income | $4,779,000 | 148 |
| Service charges on deposit accounts | $1,192,000 | 1,442 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,092,000 | 1,332 |
| Total noninterest expense | $18,282,000 | 1,137 |
| Salaries and employee benefits | $11,769,000 | 830 |
| Premises and equipment expense | $1,658,000 | 1,620 |
| Additional noninterest expense | $4,855,000 | 1,536 |
| Pre-tax net operating income | $6,641,000 | 646 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,760,000 | 624 |
| Income before extraordinary items | $4,881,000 | 699 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,881,000 | 698 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,881,000 | 699 |
| Net charge-offs | $183,000 | 5,113 |
| Cash dividends | $3,350,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,881,000 | 690 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,737,000 | 1,564 |
| Total interest expense | $3,266,000 | 2,661 |
| Net interest income | $13,471,000 | 1,246 |
| Provision for loan and lease losses | $743,000 | 3,205 |
| Total noninterest income | $5,506,000 | 813 |
| Gross Fiduciary activities income | $3,094,000 | 156 |
| Service charges on deposit accounts | $884,000 | 1,458 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,528,000 | 1,372 |
| Total noninterest expense | $13,435,000 | 1,146 |
| Salaries and employee benefits | $8,569,000 | 872 |
| Premises and equipment expense | $1,215,000 | 1,689 |
| Additional noninterest expense | $3,651,000 | 1,483 |
| Pre-tax net operating income | $4,799,000 | 701 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,184,000 | 741 |
| Income before extraordinary items | $3,615,000 | 748 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,615,000 | 746 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,615,000 | 749 |
| Net charge-offs | $-19,000 | 7,934 |
| Cash dividends | $2,450,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,615,000 | 738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 1,593 |
| Total interest expense | $2,233,000 | 2,706 |
| Net interest income | $8,891,000 | 1,250 |
| Provision for loan and lease losses | $412,000 | 3,230 |
| Total noninterest income | $3,631,000 | 823 |
| Gross Fiduciary activities income | $2,000,000 | 160 |
| Service charges on deposit accounts | $582,000 | 1,455 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,049,000 | 1,383 |
| Total noninterest expense | $8,990,000 | 1,163 |
| Salaries and employee benefits | $5,731,000 | 889 |
| Premises and equipment expense | $840,000 | 1,647 |
| Additional noninterest expense | $2,419,000 | 1,519 |
| Pre-tax net operating income | $3,120,000 | 748 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $772,000 | 772 |
| Income before extraordinary items | $2,348,000 | 794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,348,000 | 792 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,348,000 | 794 |
| Net charge-offs | $136,000 | 3,890 |
| Cash dividends | $1,800,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,348,000 | 764 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 1,646 |
| Total interest expense | $1,135,000 | 2,765 |
| Net interest income | $4,325,000 | 1,281 |
| Provision for loan and lease losses | $206,000 | 2,812 |
| Total noninterest income | $1,806,000 | 804 |
| Gross Fiduciary activities income | $1,018,000 | 156 |
| Service charges on deposit accounts | $276,000 | 1,486 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $512,000 | 1,372 |
| Total noninterest expense | $4,329,000 | 1,160 |
| Salaries and employee benefits | $2,820,000 | 906 |
| Premises and equipment expense | $415,000 | 1,696 |
| Additional noninterest expense | $1,094,000 | 1,479 |
| Pre-tax net operating income | $1,596,000 | 799 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $410,000 | 807 |
| Income before extraordinary items | $1,186,000 | 894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,186,000 | 894 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,186,000 | 896 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $900,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,186,000 | 829 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,430,000 | 1,724 |
| Total interest expense | $6,484,000 | 2,347 |
| Net interest income | $15,946,000 | 1,396 |
| Provision for loan and lease losses | $729,000 | 3,182 |
| Total noninterest income | $7,662,000 | 740 |
| Gross Fiduciary activities income | $4,812,000 | 155 |
| Service charges on deposit accounts | $1,203,000 | 1,486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,647,000 | 1,497 |
| Total noninterest expense | $16,937,000 | 1,157 |
| Salaries and employee benefits | $11,125,000 | 905 |
| Premises and equipment expense | $1,710,000 | 1,621 |
| Additional noninterest expense | $4,102,000 | 1,505 |
| Pre-tax net operating income | $5,942,000 | 943 |
| Securities gains (losses) | $96,000 | 1,159 |
| Applicable income taxes | $1,568,000 | 843 |
| Income before extraordinary items | $4,470,000 | 916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,470,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 3,407 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,398,960 | 1,003 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,723,000 | 1,774 |
| Total interest expense | $5,112,000 | 2,345 |
| Net interest income | $11,611,000 | 1,463 |
| Provision for loan and lease losses | $218,000 | 4,080 |
| Total noninterest income | $5,699,000 | 780 |
| Gross Fiduciary activities income | $3,573,000 | 164 |
| Service charges on deposit accounts | $885,000 | 1,525 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,241,000 | 1,562 |
| Total noninterest expense | $12,662,000 | 1,150 |
| Salaries and employee benefits | $8,323,000 | 925 |
| Premises and equipment expense | $1,322,000 | 1,584 |
| Additional noninterest expense | $3,017,000 | 1,476 |
| Pre-tax net operating income | $4,430,000 | 1,147 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $1,185,000 | 1,018 |
| Income before extraordinary items | $3,340,000 | 1,106 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,340,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,699 |
| Cash dividends | $3,100,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,269,700 | 1,204 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,137,000 | 1,801 |
| Total interest expense | $3,563,000 | 2,336 |
| Net interest income | $7,574,000 | 1,479 |
| Provision for loan and lease losses | $137,000 | 3,798 |
| Total noninterest income | $3,763,000 | 794 |
| Gross Fiduciary activities income | $2,428,000 | 163 |
| Service charges on deposit accounts | $554,000 | 1,596 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $781,000 | 1,655 |
| Total noninterest expense | $8,490,000 | 1,142 |
| Salaries and employee benefits | $5,600,000 | 925 |
| Premises and equipment expense | $893,000 | 1,564 |
| Additional noninterest expense | $1,997,000 | 1,466 |
| Pre-tax net operating income | $2,710,000 | 1,293 |
| Securities gains (losses) | $95,000 | 1,008 |
| Applicable income taxes | $754,000 | 1,166 |
| Income before extraordinary items | $2,051,000 | 1,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,051,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,219 |
| Cash dividends | $1,800,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,981,650 | 1,374 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 1,813 |
| Total interest expense | $1,909,000 | 2,331 |
| Net interest income | $3,744,000 | 1,484 |
| Provision for loan and lease losses | $56,000 | 3,670 |
| Total noninterest income | $1,831,000 | 808 |
| Gross Fiduciary activities income | $1,215,000 | 163 |
| Service charges on deposit accounts | $264,000 | 1,639 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $352,000 | 1,772 |
| Total noninterest expense | $4,141,000 | 1,172 |
| Salaries and employee benefits | $2,714,000 | 962 |
| Premises and equipment expense | $454,000 | 1,540 |
| Additional noninterest expense | $973,000 | 1,473 |
| Pre-tax net operating income | $1,378,000 | 1,364 |
| Securities gains (losses) | $96,000 | 733 |
| Applicable income taxes | $392,000 | 1,214 |
| Income before extraordinary items | $1,082,000 | 1,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,082,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,050 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,011,920 | 1,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,855,000 | 1,785 |
| Total interest expense | $8,679,000 | 2,172 |
| Net interest income | $15,176,000 | 1,502 |
| Provision for loan and lease losses | $318,000 | 3,087 |
| Total noninterest income | $7,661,000 | 771 |
| Gross Fiduciary activities income | $5,052,000 | 157 |
| Service charges on deposit accounts | $1,084,000 | 1,649 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,525,000 | 1,655 |
| Total noninterest expense | $16,476,000 | 1,134 |
| Salaries and employee benefits | $10,727,000 | 927 |
| Premises and equipment expense | $1,576,000 | 1,681 |
| Additional noninterest expense | $4,173,000 | 1,342 |
| Pre-tax net operating income | $6,043,000 | 1,382 |
| Securities gains (losses) | $-30,000 | 7,873 |
| Applicable income taxes | $1,574,000 | 1,367 |
| Income before extraordinary items | $4,439,000 | 1,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,439,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,852 |
| Cash dividends | $3,709,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,461,200 | 1,428 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,768,000 | 1,801 |
| Total interest expense | $6,504,000 | 2,168 |
| Net interest income | $11,264,000 | 1,522 |
| Provision for loan and lease losses | $239,000 | 2,694 |
| Total noninterest income | $5,426,000 | 808 |
| Gross Fiduciary activities income | $3,502,000 | 163 |
| Service charges on deposit accounts | $807,000 | 1,637 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,117,000 | 1,678 |
| Total noninterest expense | $12,218,000 | 1,144 |
| Salaries and employee benefits | $7,996,000 | 928 |
| Premises and equipment expense | $1,169,000 | 1,685 |
| Additional noninterest expense | $3,053,000 | 1,333 |
| Pre-tax net operating income | $4,233,000 | 1,593 |
| Securities gains (losses) | $-30,000 | 8,064 |
| Applicable income taxes | $1,076,000 | 1,557 |
| Income before extraordinary items | $3,127,000 | 1,619 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,127,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,360 |
| Cash dividends | $2,834,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,149,200 | 1,596 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,608,000 | 1,852 |
| Total interest expense | $4,193,000 | 2,245 |
| Net interest income | $7,415,000 | 1,564 |
| Provision for loan and lease losses | $159,000 | 2,515 |
| Total noninterest income | $3,496,000 | 856 |
| Gross Fiduciary activities income | $2,294,000 | 172 |
| Service charges on deposit accounts | $523,000 | 1,683 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $679,000 | 1,818 |
| Total noninterest expense | $8,117,000 | 1,166 |
| Salaries and employee benefits | $5,299,000 | 954 |
| Premises and equipment expense | $784,000 | 1,694 |
| Additional noninterest expense | $2,034,000 | 1,355 |
| Pre-tax net operating income | $2,635,000 | 1,734 |
| Securities gains (losses) | $-30,000 | 8,213 |
| Applicable income taxes | $646,000 | 1,748 |
| Income before extraordinary items | $1,959,000 | 1,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,959,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,221 |
| Cash dividends | $1,933,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,981,500 | 1,729 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 1,873 |
| Total interest expense | $1,986,000 | 2,332 |
| Net interest income | $3,731,000 | 1,545 |
| Provision for loan and lease losses | $79,000 | 2,365 |
| Total noninterest income | $1,682,000 | 864 |
| Gross Fiduciary activities income | $1,122,000 | 172 |
| Service charges on deposit accounts | $249,000 | 1,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $311,000 | 1,905 |
| Total noninterest expense | $4,034,000 | 1,165 |
| Salaries and employee benefits | $2,624,000 | 972 |
| Premises and equipment expense | $395,000 | 1,688 |
| Additional noninterest expense | $1,015,000 | 1,324 |
| Pre-tax net operating income | $1,300,000 | 1,761 |
| Securities gains (losses) | $-30,000 | 8,431 |
| Applicable income taxes | $330,000 | 1,741 |
| Income before extraordinary items | $940,000 | 1,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $940,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,303 |
| Cash dividends | $1,062,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $962,200 | 1,765 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,203,000 | 1,820 |
| Total interest expense | $6,979,000 | 2,285 |
| Net interest income | $15,224,000 | 1,500 |
| Provision for loan and lease losses | $590,000 | 1,655 |
| Total noninterest income | $7,053,000 | 830 |
| Gross Fiduciary activities income | $4,410,000 | 169 |
| Service charges on deposit accounts | $1,097,000 | 1,617 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,546,000 | 1,636 |
| Total noninterest expense | $15,796,000 | 1,137 |
| Salaries and employee benefits | $10,406,000 | 929 |
| Premises and equipment expense | $1,562,000 | 1,638 |
| Additional noninterest expense | $3,828,000 | 1,384 |
| Pre-tax net operating income | $5,891,000 | 1,640 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,454,000 | 1,714 |
| Income before extraordinary items | $4,437,000 | 1,632 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,437,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,753 |
| Cash dividends | $3,698,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,437,000 | 1,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,453,000 | 1,828 |
| Total interest expense | $5,051,000 | 2,298 |
| Net interest income | $11,402,000 | 1,522 |
| Provision for loan and lease losses | $587,000 | 1,231 |
| Total noninterest income | $5,071,000 | 869 |
| Gross Fiduciary activities income | $3,053,000 | 186 |
| Service charges on deposit accounts | $831,000 | 1,601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,187,000 | 1,604 |
| Total noninterest expense | $11,509,000 | 1,182 |
| Salaries and employee benefits | $7,614,000 | 958 |
| Premises and equipment expense | $1,175,000 | 1,640 |
| Additional noninterest expense | $2,720,000 | 1,457 |
| Pre-tax net operating income | $4,377,000 | 1,707 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,069,000 | 1,800 |
| Income before extraordinary items | $3,308,000 | 1,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,308,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,022 |
| Cash dividends | $2,797,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,308,000 | 1,671 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,774,000 | 1,830 |
| Total interest expense | $3,170,000 | 2,314 |
| Net interest income | $7,604,000 | 1,517 |
| Provision for loan and lease losses | $485,000 | 1,006 |
| Total noninterest income | $3,421,000 | 853 |
| Gross Fiduciary activities income | $2,019,000 | 191 |
| Service charges on deposit accounts | $554,000 | 1,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $848,000 | 1,526 |
| Total noninterest expense | $7,639,000 | 1,197 |
| Salaries and employee benefits | $5,067,000 | 969 |
| Premises and equipment expense | $798,000 | 1,618 |
| Additional noninterest expense | $1,774,000 | 1,499 |
| Pre-tax net operating income | $2,901,000 | 1,704 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $704,000 | 1,843 |
| Income before extraordinary items | $2,197,000 | 1,656 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,197,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,381 |
| Cash dividends | $1,952,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,197,000 | 1,642 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 1,830 |
| Total interest expense | $1,483,000 | 2,351 |
| Net interest income | $3,770,000 | 1,522 |
| Provision for loan and lease losses | $335,000 | 712 |
| Total noninterest income | $1,788,000 | 810 |
| Gross Fiduciary activities income | $1,004,000 | 188 |
| Service charges on deposit accounts | $283,000 | 1,515 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $501,000 | 1,338 |
| Total noninterest expense | $3,897,000 | 1,169 |
| Salaries and employee benefits | $2,549,000 | 962 |
| Premises and equipment expense | $410,000 | 1,591 |
| Additional noninterest expense | $938,000 | 1,405 |
| Pre-tax net operating income | $1,326,000 | 1,820 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $316,000 | 1,950 |
| Income before extraordinary items | $1,010,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $1,099,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,010,000 | 1,757 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,556,000 | 1,641 |
| Total interest expense | $4,894,000 | 2,239 |
| Net interest income | $15,662,000 | 1,390 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $6,560,000 | 865 |
| Gross Fiduciary activities income | $4,154,000 | 178 |
| Service charges on deposit accounts | $1,137,000 | 1,531 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,269,000 | 1,880 |
| Total noninterest expense | $15,193,000 | 1,130 |
| Salaries and employee benefits | $10,077,000 | 898 |
| Premises and equipment expense | $1,488,000 | 1,642 |
| Additional noninterest expense | $3,628,000 | 1,414 |
| Pre-tax net operating income | $5,829,000 | 1,612 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $1,412,000 | 1,779 |
| Income before extraordinary items | $4,401,000 | 1,598 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,401,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 654 |
| Cash dividends | $3,280,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,413,160 | 1,568 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,249,000 | 1,624 |
| Total interest expense | $3,494,000 | 2,223 |
| Net interest income | $11,755,000 | 1,373 |
| Provision for loan and lease losses | $1,080,000 | 713 |
| Total noninterest income | $4,830,000 | 880 |
| Gross Fiduciary activities income | $3,004,000 | 178 |
| Service charges on deposit accounts | $857,000 | 1,513 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $969,000 | 1,862 |
| Total noninterest expense | $11,255,000 | 1,132 |
| Salaries and employee benefits | $7,426,000 | 910 |
| Premises and equipment expense | $1,112,000 | 1,630 |
| Additional noninterest expense | $2,717,000 | 1,401 |
| Pre-tax net operating income | $4,250,000 | 1,671 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $1,022,000 | 1,846 |
| Income before extraordinary items | $3,212,000 | 1,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,212,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 503 |
| Cash dividends | $2,460,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,224,160 | 1,597 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,022,000 | 1,600 |
| Total interest expense | $2,180,000 | 2,242 |
| Net interest income | $7,842,000 | 1,362 |
| Provision for loan and lease losses | $915,000 | 563 |
| Total noninterest income | $3,152,000 | 886 |
| Gross Fiduciary activities income | $1,926,000 | 181 |
| Service charges on deposit accounts | $559,000 | 1,510 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $667,000 | 1,798 |
| Total noninterest expense | $7,502,000 | 1,119 |
| Salaries and employee benefits | $4,999,000 | 893 |
| Premises and equipment expense | $731,000 | 1,641 |
| Additional noninterest expense | $1,772,000 | 1,407 |
| Pre-tax net operating income | $2,577,000 | 1,793 |
| Securities gains (losses) | $-16,000 | 8,304 |
| Applicable income taxes | $626,000 | 1,935 |
| Income before extraordinary items | $1,935,000 | 1,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,935,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 383 |
| Cash dividends | $1,640,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,947,160 | 1,727 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 1,590 |
| Total interest expense | $1,046,000 | 2,238 |
| Net interest income | $3,902,000 | 1,367 |
| Provision for loan and lease losses | $165,000 | 1,303 |
| Total noninterest income | $1,571,000 | 873 |
| Gross Fiduciary activities income | $982,000 | 182 |
| Service charges on deposit accounts | $271,000 | 1,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $318,000 | 1,826 |
| Total noninterest expense | $3,791,000 | 1,101 |
| Salaries and employee benefits | $2,527,000 | 881 |
| Premises and equipment expense | $363,000 | 1,668 |
| Additional noninterest expense | $901,000 | 1,380 |
| Pre-tax net operating income | $1,517,000 | 1,502 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $369,000 | 1,704 |
| Income before extraordinary items | $1,148,000 | 1,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,148,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 279 |
| Cash dividends | $820,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,148,000 | 1,452 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,917,000 | 1,443 |
| Total interest expense | $4,267,000 | 1,909 |
| Net interest income | $15,650,000 | 1,288 |
| Provision for loan and lease losses | $744,000 | 1,383 |
| Total noninterest income | $6,610,000 | 840 |
| Gross Fiduciary activities income | $3,977,000 | 177 |
| Service charges on deposit accounts | $1,175,000 | 1,501 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,458,000 | 1,676 |
| Total noninterest expense | $15,831,000 | 1,022 |
| Salaries and employee benefits | $10,218,000 | 838 |
| Premises and equipment expense | $1,487,000 | 1,565 |
| Additional noninterest expense | $4,126,000 | 1,194 |
| Pre-tax net operating income | $5,685,000 | 1,499 |
| Securities gains (losses) | $-34,000 | 8,513 |
| Applicable income taxes | $1,305,000 | 1,791 |
| Income before extraordinary items | $4,346,000 | 1,477 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,346,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,289,000 | 649 |
| Cash dividends | $2,330,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,372,180 | 1,421 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,925,000 | 1,430 |
| Total interest expense | $3,222,000 | 1,862 |
| Net interest income | $11,703,000 | 1,282 |
| Provision for loan and lease losses | $632,000 | 1,184 |
| Total noninterest income | $4,531,000 | 922 |
| Gross Fiduciary activities income | $2,827,000 | 177 |
| Service charges on deposit accounts | $917,000 | 1,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $787,000 | 2,092 |
| Total noninterest expense | $11,772,000 | 1,028 |
| Salaries and employee benefits | $7,548,000 | 853 |
| Premises and equipment expense | $1,106,000 | 1,582 |
| Additional noninterest expense | $3,118,000 | 1,175 |
| Pre-tax net operating income | $3,830,000 | 1,679 |
| Securities gains (losses) | $-38,000 | 8,765 |
| Applicable income taxes | $851,000 | 2,013 |
| Income before extraordinary items | $2,941,000 | 1,653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,941,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,924 |
| Cash dividends | $1,130,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,970,640 | 1,589 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 1,415 |
| Total interest expense | $2,164,000 | 1,833 |
| Net interest income | $7,724,000 | 1,288 |
| Provision for loan and lease losses | $620,000 | 809 |
| Total noninterest income | $3,078,000 | 899 |
| Gross Fiduciary activities income | $1,912,000 | 180 |
| Service charges on deposit accounts | $618,000 | 1,426 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $548,000 | 2,047 |
| Total noninterest expense | $7,546,000 | 1,064 |
| Salaries and employee benefits | $4,961,000 | 861 |
| Premises and equipment expense | $727,000 | 1,593 |
| Additional noninterest expense | $1,858,000 | 1,310 |
| Pre-tax net operating income | $2,636,000 | 1,594 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $594,000 | 1,942 |
| Income before extraordinary items | $2,036,000 | 1,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,036,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,622 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,040,620 | 1,517 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 1,427 |
| Total interest expense | $1,094,000 | 1,829 |
| Net interest income | $3,839,000 | 1,299 |
| Provision for loan and lease losses | $308,000 | 771 |
| Total noninterest income | $1,580,000 | 867 |
| Gross Fiduciary activities income | $978,000 | 177 |
| Service charges on deposit accounts | $311,000 | 1,381 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $291,000 | 1,921 |
| Total noninterest expense | $3,835,000 | 1,057 |
| Salaries and employee benefits | $2,480,000 | 879 |
| Premises and equipment expense | $375,000 | 1,566 |
| Additional noninterest expense | $980,000 | 1,231 |
| Pre-tax net operating income | $1,276,000 | 1,632 |
| Securities gains (losses) | $-6,000 | 8,866 |
| Applicable income taxes | $280,000 | 2,024 |
| Income before extraordinary items | $990,000 | 1,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $990,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,713 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $994,680 | 1,517 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,489,000 | 1,312 |
| Total interest expense | $5,321,000 | 1,692 |
| Net interest income | $16,168,000 | 1,198 |
| Provision for loan and lease losses | $6,061,000 | 289 |
| Total noninterest income | $6,215,000 | 943 |
| Gross Fiduciary activities income | $3,846,000 | 178 |
| Service charges on deposit accounts | $1,358,000 | 1,280 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,011,000 | 2,367 |
| Total noninterest expense | $15,462,000 | 1,050 |
| Salaries and employee benefits | $10,174,000 | 837 |
| Premises and equipment expense | $1,557,000 | 1,460 |
| Additional noninterest expense | $3,731,000 | 1,331 |
| Pre-tax net operating income | $860,000 | 5,520 |
| Securities gains (losses) | $102,000 | 1,881 |
| Applicable income taxes | $-304,000 | 9,059 |
| Income before extraordinary items | $1,266,000 | 3,993 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,266,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,343,000 | 267 |
| Cash dividends | $2,413,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,164,000 | 4,049 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,339,000 | 1,325 |
| Total interest expense | $4,118,000 | 1,714 |
| Net interest income | $12,221,000 | 1,198 |
| Provision for loan and lease losses | $4,461,000 | 303 |
| Total noninterest income | $4,417,000 | 1,024 |
| Gross Fiduciary activities income | $2,674,000 | 191 |
| Service charges on deposit accounts | $1,024,000 | 1,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $719,000 | 2,515 |
| Total noninterest expense | $11,450,000 | 1,067 |
| Salaries and employee benefits | $7,564,000 | 857 |
| Premises and equipment expense | $1,138,000 | 1,508 |
| Additional noninterest expense | $2,748,000 | 1,342 |
| Pre-tax net operating income | $727,000 | 5,417 |
| Securities gains (losses) | $102,000 | 1,734 |
| Applicable income taxes | $-191,000 | 9,114 |
| Income before extraordinary items | $1,020,000 | 3,936 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,020,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,823,000 | 342 |
| Cash dividends | $2,413,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $918,000 | 4,055 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,910,000 | 1,339 |
| Total interest expense | $2,848,000 | 1,709 |
| Net interest income | $8,062,000 | 1,208 |
| Provision for loan and lease losses | $2,095,000 | 383 |
| Total noninterest income | $2,870,000 | 1,033 |
| Gross Fiduciary activities income | $1,756,000 | 200 |
| Service charges on deposit accounts | $688,000 | 1,254 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $426,000 | 2,689 |
| Total noninterest expense | $7,735,000 | 1,049 |
| Salaries and employee benefits | $5,074,000 | 843 |
| Premises and equipment expense | $759,000 | 1,508 |
| Additional noninterest expense | $1,902,000 | 1,301 |
| Pre-tax net operating income | $1,102,000 | 3,284 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $68,000 | 5,588 |
| Income before extraordinary items | $1,034,000 | 2,899 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,034,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 736 |
| Cash dividends | $1,753,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,034,000 | 2,740 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 1,312 |
| Total interest expense | $1,463,000 | 1,708 |
| Net interest income | $4,119,000 | 1,188 |
| Provision for loan and lease losses | $155,000 | 1,645 |
| Total noninterest income | $1,369,000 | 1,049 |
| Gross Fiduciary activities income | $878,000 | 200 |
| Service charges on deposit accounts | $335,000 | 1,249 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 3,146 |
| Total noninterest expense | $3,823,000 | 1,055 |
| Salaries and employee benefits | $2,543,000 | 845 |
| Premises and equipment expense | $352,000 | 1,638 |
| Additional noninterest expense | $928,000 | 1,308 |
| Pre-tax net operating income | $1,510,000 | 1,422 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $373,000 | 1,727 |
| Income before extraordinary items | $1,137,000 | 1,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,137,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 461 |
| Cash dividends | $974,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,137,000 | 1,344 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,656,000 | 1,290 |
| Total interest expense | $6,915,000 | 1,650 |
| Net interest income | $16,741,000 | 1,162 |
| Provision for loan and lease losses | $2,632,000 | 610 |
| Total noninterest income | $5,924,000 | 904 |
| Gross Fiduciary activities income | $3,707,000 | 201 |
| Service charges on deposit accounts | $1,091,000 | 1,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,126,000 | 2,015 |
| Total noninterest expense | $15,092,000 | 1,027 |
| Salaries and employee benefits | $9,789,000 | 827 |
| Premises and equipment expense | $1,628,000 | 1,348 |
| Additional noninterest expense | $3,675,000 | 1,311 |
| Pre-tax net operating income | $4,941,000 | 1,649 |
| Securities gains (losses) | $198,000 | 1,180 |
| Applicable income taxes | $1,102,000 | 2,062 |
| Income before extraordinary items | $4,037,000 | 1,517 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,037,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,794,000 | 458 |
| Cash dividends | $3,898,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,880,580 | 1,516 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,850,000 | 1,233 |
| Total interest expense | $10,946,000 | 1,479 |
| Net interest income | $16,904,000 | 1,057 |
| Provision for loan and lease losses | $2,283,000 | 632 |
| Total noninterest income | $6,562,000 | 792 |
| Gross Fiduciary activities income | $3,909,000 | 196 |
| Service charges on deposit accounts | $909,000 | 1,661 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,744,000 | 1,365 |
| Total noninterest expense | $14,544,000 | 1,016 |
| Salaries and employee benefits | $9,546,000 | 770 |
| Premises and equipment expense | $1,652,000 | 1,296 |
| Additional noninterest expense | $3,346,000 | 1,396 |
| Pre-tax net operating income | $6,639,000 | 1,116 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $1,609,000 | 1,409 |
| Income before extraordinary items | $5,038,000 | 1,087 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,038,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,053,000 | 561 |
| Cash dividends | $5,748,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,031,920 | 1,047 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,100,000 | 1,208 |
| Total interest expense | $12,805,000 | 1,356 |
| Net interest income | $16,295,000 | 1,086 |
| Provision for loan and lease losses | $760,000 | 1,318 |
| Total noninterest income | $5,754,000 | 837 |
| Gross Fiduciary activities income | $3,830,000 | 194 |
| Service charges on deposit accounts | $849,000 | 1,632 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,075,000 | 1,778 |
| Total noninterest expense | $14,238,000 | 988 |
| Salaries and employee benefits | $9,372,000 | 750 |
| Premises and equipment expense | $1,664,000 | 1,219 |
| Additional noninterest expense | $3,202,000 | 1,401 |
| Pre-tax net operating income | $7,051,000 | 1,076 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $1,741,000 | 1,322 |
| Income before extraordinary items | $5,306,000 | 1,011 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,306,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,599 |
| Cash dividends | $6,207,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,309,000 | 1,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,188,000 | 1,469 |
| Total interest expense | $9,411,000 | 1,596 |
| Net interest income | $12,777,000 | 1,369 |
| Provision for loan and lease losses | $730,000 | 1,267 |
| Total noninterest income | $5,117,000 | 935 |
| Gross Fiduciary activities income | $3,596,000 | 239 |
| Service charges on deposit accounts | $568,000 | 2,355 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $953,000 | 1,939 |
| Total noninterest expense | $12,048,000 | 1,146 |
| Salaries and employee benefits | $7,692,000 | 895 |
| Premises and equipment expense | $1,485,000 | 1,369 |
| Additional noninterest expense | $2,871,000 | 1,561 |
| Pre-tax net operating income | $5,116,000 | 1,475 |
| Securities gains (losses) | $123,000 | 664 |
| Applicable income taxes | $1,285,000 | 1,803 |
| Income before extraordinary items | $3,954,000 | 1,361 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,954,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $796,000 | 841 |
| Cash dividends | $2,679,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,861,750 | 1,371 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,561,000 | 1,501 |
| Total interest expense | $9,537,000 | 1,613 |
| Net interest income | $12,024,000 | 1,402 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $4,397,000 | 1,032 |
| Gross Fiduciary activities income | $3,042,000 | 253 |
| Service charges on deposit accounts | $567,000 | 2,274 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $788,000 | 2,195 |
| Total noninterest expense | $11,125,000 | 1,186 |
| Salaries and employee benefits | $7,197,000 | 914 |
| Premises and equipment expense | $1,308,000 | 1,498 |
| Additional noninterest expense | $2,620,000 | 1,643 |
| Pre-tax net operating income | $4,996,000 | 1,478 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,199,000 | 1,996 |
| Income before extraordinary items | $3,797,000 | 1,397 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,797,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $2,357,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,797,000 | 1,344 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,169,000 | 1,633 |
| Total interest expense | $8,761,000 | 1,770 |
| Net interest income | $11,408,000 | 1,506 |
| Provision for loan and lease losses | $700,000 | 1,328 |
| Total noninterest income | $3,954,000 | 1,085 |
| Gross Fiduciary activities income | $2,467,000 | 297 |
| Service charges on deposit accounts | $556,000 | 2,360 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $931,000 | 1,826 |
| Total noninterest expense | $9,989,000 | 1,321 |
| Salaries and employee benefits | $6,269,000 | 1,055 |
| Premises and equipment expense | $1,299,000 | 1,500 |
| Additional noninterest expense | $2,421,000 | 1,749 |
| Pre-tax net operating income | $4,673,000 | 1,651 |
| Securities gains (losses) | $122,000 | 902 |
| Applicable income taxes | $1,196,000 | 2,091 |
| Income before extraordinary items | $3,599,000 | 1,501 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,599,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $2,583,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,507,500 | 1,493 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,392,000 | 1,841 |
| Total interest expense | $7,942,000 | 1,975 |
| Net interest income | $10,450,000 | 1,691 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $3,394,000 | 1,244 |
| Gross Fiduciary activities income | $2,162,000 | 345 |
| Service charges on deposit accounts | $551,000 | 2,471 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $681,000 | 2,350 |
| Total noninterest expense | $9,246,000 | 1,538 |
| Salaries and employee benefits | $5,900,000 | 1,139 |
| Premises and equipment expense | $1,160,000 | 1,740 |
| Additional noninterest expense | $2,186,000 | 2,265 |
| Pre-tax net operating income | $4,298,000 | 1,683 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $1,006,000 | 2,335 |
| Income before extraordinary items | $3,339,000 | 1,480 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,339,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $3,088,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,302,810 | 1,462 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,450,000 | 1,937 |
| Total interest expense | $7,451,000 | 2,100 |
| Net interest income | $9,999,000 | 1,783 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,120,000 | 1,329 |
| Gross Fiduciary activities income | $1,926,000 | 380 |
| Service charges on deposit accounts | $513,000 | 2,642 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $681,000 | 2,335 |
| Total noninterest expense | $8,842,000 | 1,608 |
| Salaries and employee benefits | $5,346,000 | 1,246 |
| Premises and equipment expense | $1,106,000 | 1,829 |
| Additional noninterest expense | $2,390,000 | 2,078 |
| Pre-tax net operating income | $4,277,000 | 1,722 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $986,000 | 2,414 |
| Income before extraordinary items | $3,291,000 | 1,551 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,291,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $1,660,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,291,000 | 1,532 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,097,000 | 1,916 |
| Total interest expense | $6,024,000 | 2,075 |
| Net interest income | $10,073,000 | 1,793 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,912,000 | 1,399 |
| Gross Fiduciary activities income | $1,781,000 | 389 |
| Service charges on deposit accounts | $503,000 | 2,726 |
| Trading account gains and fees | $-5,000 | 4,807 |
| Additional Noninterest Income | $633,000 | 2,492 |
| Total noninterest expense | $8,652,000 | 1,697 |
| Salaries and employee benefits | $5,076,000 | 1,327 |
| Premises and equipment expense | $1,002,000 | 2,031 |
| Additional noninterest expense | $2,574,000 | 2,088 |
| Pre-tax net operating income | $4,333,000 | 1,658 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $992,000 | 2,260 |
| Income before extraordinary items | $3,343,000 | 1,477 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,343,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $1,597,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,341,460 | 1,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,291,000 | 1,918 |
| Total interest expense | $6,205,000 | 2,097 |
| Net interest income | $10,086,000 | 1,784 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $3,559,000 | 1,280 |
| Gross Fiduciary activities income | $1,680,000 | 416 |
| Service charges on deposit accounts | $547,000 | 2,534 |
| Trading account gains and fees | $3,000 | 479 |
| Additional Noninterest Income | $1,329,000 | 1,696 |
| Total noninterest expense | $8,385,000 | 1,794 |
| Salaries and employee benefits | $4,821,000 | 1,394 |
| Premises and equipment expense | $969,000 | 2,118 |
| Additional noninterest expense | $2,595,000 | 2,151 |
| Pre-tax net operating income | $5,160,000 | 1,354 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $1,315,000 | 1,775 |
| Income before extraordinary items | $3,926,000 | 1,293 |
| Extraordinary gains, net | $199,000 | 1,024 |
| Net income | $4,125,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $2,365,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,865,250 | 1,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,875,000 | 2,100 |
| Total interest expense | $7,469,000 | 2,272 |
| Net interest income | $9,406,000 | 1,940 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $3,333,000 | 1,311 |
| Gross Fiduciary activities income | $1,496,000 | 441 |
| Service charges on deposit accounts | $521,000 | 2,659 |
| Trading account gains and fees | $1,000 | 486 |
| Additional Noninterest Income | $1,315,000 | 1,655 |
| Total noninterest expense | $8,536,000 | 1,780 |
| Salaries and employee benefits | $4,784,000 | 1,389 |
| Premises and equipment expense | $952,000 | 2,189 |
| Additional noninterest expense | $2,800,000 | 2,113 |
| Pre-tax net operating income | $4,203,000 | 1,502 |
| Securities gains (losses) | $-36,000 | 13,616 |
| Applicable income taxes | $984,000 | 2,137 |
| Income before extraordinary items | $3,183,000 | 1,465 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,183,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $1,913,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,210,360 | 1,339 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.