Home > Baker-Boyer National Bank > Net charge- offs to loans
Baker-Boyer National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0722% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0722% | 4,307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0693% | 1,999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 4,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1734% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2926% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2926% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2201% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1429% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2195% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8926% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2920% | 4,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0765% | 4,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1932% | 4,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6032% | 4,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1887% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1887% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3585% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3140% | 4,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7002% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7002% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0553% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 4,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 3,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1494% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6055% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6055% | 4,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0850% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0850% | 4,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3785% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3238% | 4,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3238% | 4,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0387% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0613% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5292% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5292% | 4,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0867% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0564% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0564% | 4,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2884% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0799% | 4,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0799% | 4,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8099% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0717% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0717% | 4,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 4,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0766% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1833% | 4,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1995% | 4,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2664% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0932% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0906% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1207% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0948% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2266% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1813% | 4,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0888% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4421% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2980% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3228% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1361% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1703% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0824% | 4,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1545% | 4,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1030% | 4,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 5,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1019% | 4,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1019% | 4,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0598% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2003% | 5,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3112% | 5,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2446% | 5,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0904% | 5,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 5,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 3,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3164% | 5,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6607% | 5,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6032% | 5,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1189% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 3,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4618% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0038% | 5,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9620% | 5,509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1947% | 5,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 5,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9171% | 5,499 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3178% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2383% | 5,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 5,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 5,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2309% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1735% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5206% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2598% | 5,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 5,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 4,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1572% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1050% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5252% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1365% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2862% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 5,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0381% | 5,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8326% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3879% | 5,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1164% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5367% | 5,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3245% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 5,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2739% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7747% | 5,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1549% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1348% | 5,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 5,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 5,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1854% | 5,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7186% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3787% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1911% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6583% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 5,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 5,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2416% | 5,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9983% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2234% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1355% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8699% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 5,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 5,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3208% | 5,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0748% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5341% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8166% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8391% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1307% | 5,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 5,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 5,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 5,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6440% | 5,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8544% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2706% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2336% | 5,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2903% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 5,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3209% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5763% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8209% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4358% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1269% | 5,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 3,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 5,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1331% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1763% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6832% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8878% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1715% | 5,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1993% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7643% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3232% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6789% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1225% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1274% | 5,735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 5,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3674% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4098% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3191% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5021% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2200% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2705% | 5,803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0199% | 6,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 6,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0541% | 5,481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 6,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0737% | 6,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0843% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0907% | 6,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 5,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8254% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4719% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5246% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1376% | 5,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 6,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0518% | 6,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 6,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0959% | 6,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 1,085 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1179% | 6,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 5,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7938% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0379% | 3,587 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1889% | 5,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 6,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 6,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 6,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1176% | 6,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3743% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1679% | 6,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1594% | 5,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6446% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1697% | 5,861 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1490% | 5,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1052% | 6,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1054% | 6,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 6,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2422% | 6,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8231% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3470% | 6,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2865% | 6,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2125% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1660% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 5,640 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2891% | 6,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1593% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1327% | 2,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8442% | 482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 3,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3326% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 2,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1892% | 3,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1541% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 3,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1296% | 6,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1866% | 2,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1219% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 3,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4452% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1297% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1636% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1160% | 3,440 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1652% | 6,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 6,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1975% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0174% | 3,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0611% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1244% | 6,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1366% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 6,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3748% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4047% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4320% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6035% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0951% | 5,767 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2472% | 6,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4316% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4831% | 2,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 6,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8339% | 645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1293% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 5,253 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2227% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 3,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1899% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9661% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5386% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1150% | 6,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4231% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4565% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 6,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0965% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0258% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 5,271 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1122% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3443% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5767% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5670% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1452% | 6,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4769% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5031% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 6,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2228% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 5,266 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3238% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4030% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2976% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3085% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5462% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1201% | 6,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2965% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2797% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 6,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6827% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7369% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2046% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7481% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1754% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4885% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2542% | 6,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 5,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 5,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 3,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 5,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 4,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6215% | 3,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3248% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7993% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1266% | 6,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 4,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 5,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 3,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 4,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 5,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 3,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0985% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8668% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0188% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1625% | 6,612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 4,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 2,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 5,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3069% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8563% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5863% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1182% | 6,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0754% | 5,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6723% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2235% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2509% | 6,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 6,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 7,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0424% | 5,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9027% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5370% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1264% | 6,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 7,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 7,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 5,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 7,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1121% | 7,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7319% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7180% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1648% | 6,919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 5,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 3.6634% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 7,723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 5,869 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 7,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5138% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1406% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2084% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 7.2432% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 7,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 7,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2023% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 3,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0661% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2745% | 6,950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 5,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 7,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3240% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 3,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4098% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4006% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 6,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 4,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 7,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 3,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4942% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 3,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5226% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4620% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3885% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 6,879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6922% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4091% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2533% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1207% | 7,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3649% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8440% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7142% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1084% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2411% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 5,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 3,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1518% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7808% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1053% | 7,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1015% | 7,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2405% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1321% | 7,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1924% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2107% | 7,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0298% | 6,945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2422% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3443% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1993% | 7,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1467% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1393% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3027% | 6,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2622% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5297% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0713% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2504% | 7,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4189% | 6,119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6226% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2432% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3324% | 7,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3679% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5239% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8108% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1239% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3354% | 7,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 2,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7351% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1387% | 7,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4515% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6969% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4109% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3962% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 6,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6373% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8032% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 7,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5085% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5320% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0808% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6665% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5264% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8278% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0371% | 7,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7398% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7959% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1234% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9240% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6436% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7107% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 7,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0978% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5987% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2524% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5607% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6368% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 7,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5049% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5118% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8502% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2465% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9093% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5947% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 3,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8917% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3763% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2644% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 2,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9221% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6004% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 8,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 7,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0536% | 4,577 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1586% | 2,460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1238% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9889% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9652% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8884% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 8,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 8,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 7,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2872% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9885% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5402% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3898% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8925% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 8,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2017% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3868% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6728% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4543% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1645% | 8,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 8,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 8,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5675% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1473% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5502% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7957% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3210% | 9,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 8,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9014% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0687% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0103% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1379% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 3,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 4,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8011% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4367% | 1,494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5981% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7317% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2016% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4135% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6692% | 1,407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4956% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3227% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1420% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9434% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1518% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4208% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 6,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6073% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6359% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 7,324 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 5,610 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 8,799 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 7,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 6,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 9,505 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |