Home > BAC Community Bank > Income and Expense

BAC Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,256,0001,472
Total interest expense$5,669,0001,886
Net interest income$22,587,0001,312
Provision for loan and lease losses$03,275
Total noninterest income$2,490,0001,806
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,054,000959
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,924
Total noninterest expense$21,340,0001,149
Salaries and employee benefits$11,877,0001,171
Premises and equipment expense$3,320,000787
Additional noninterest expense$1,436,0001,924
Pre-tax net operating income$3,737,0002,253
Securities gains (losses)$-7,0003,338
Applicable income taxes$139,0002,631
Income before extraordinary items$3,591,0002,123
Extraordinary gains, net$054
Net income$3,591,0002,147
Minority interest net income$088
Net income of bank and minority interests.$3,591,0002,126
Net charge-offs$-618,0004,551
Cash dividends$1,420,0001,841
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,597,7202,150
2023-09-30 (YTD Data)Rank
Total interest income$20,935,0001,444
Total interest expense$3,913,0001,855
Net interest income$17,022,0001,314
Provision for loan and lease losses$03,085
Total noninterest income$1,716,0001,869
Gross Fiduciary activities income$0950
Service charges on deposit accounts$751,000992
Trading account gains and feesNANA
Additional Noninterest Income$965,0002,029
Total noninterest expense$16,049,0001,146
Salaries and employee benefits$8,972,0001,163
Premises and equipment expense$2,439,000803
Additional noninterest expense$965,0002,029
Pre-tax net operating income$2,689,0002,361
Securities gains (losses)$-7,0003,437
Applicable income taxes$95,0002,735
Income before extraordinary items$2,587,0002,221
Extraordinary gains, net$052
Net income$2,587,0002,243
Minority interest net income$081
Net income of bank and minority interests.$2,587,0002,223
Net charge-offs$-458,0004,557
Cash dividends$787,0001,890
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,593,7202,238
2023-06-30 (YTD Data)Rank
Total interest income$13,702,0001,439
Total interest expense$2,304,0001,853
Net interest income$11,398,0001,317
Provision for loan and lease losses$02,940
Total noninterest income$1,132,0001,826
Gross Fiduciary activities income$0931
Service charges on deposit accounts$475,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$657,0001,921
Total noninterest expense$10,955,0001,111
Salaries and employee benefits$6,287,0001,108
Premises and equipment expense$1,634,000793
Additional noninterest expense$657,0001,918
Pre-tax net operating income$1,575,0002,533
Securities gains (losses)$-7,0003,750
Applicable income taxes$55,0002,836
Income before extraordinary items$1,513,0002,395
Extraordinary gains, net$051
Net income$1,513,0002,422
Minority interest net income$081
Net income of bank and minority interests.$1,513,0002,395
Net charge-offs$-379,0004,587
Cash dividends$687,0001,696
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,519,7202,405
2023-03-31 (YTD Data)Rank
Total interest income$6,641,0001,457
Total interest expense$647,0002,336
Net interest income$5,994,0001,267
Provision for loan and lease losses$02,612
Total noninterest income$563,0001,825
Gross Fiduciary activities income$0913
Service charges on deposit accounts$228,0001,063
Trading account gains and feesNANA
Additional Noninterest Income$335,0001,901
Total noninterest expense$5,631,0001,104
Salaries and employee benefits$3,211,0001,113
Premises and equipment expense$850,000793
Additional noninterest expense$335,0001,901
Pre-tax net operating income$926,0002,392
Securities gains (losses)$-7,0004,001
Applicable income taxes$32,0002,775
Income before extraordinary items$887,0002,253
Extraordinary gains, net$04
Net income$887,0002,253
Minority interest net income$048
Net income of bank and minority interests.$887,0002,253
Net charge-offs$-336,0004,633
Cash dividends$187,0001,854
Sale, conversion, retirement of capital stock, net$0430
Net operating income$893,7902,271
2022-12-31 (YTD Data)Rank
Total interest income$25,172,0001,301
Total interest expense$871,0002,604
Net interest income$24,301,0001,226
Provision for loan and lease losses$-650,0004,558
Total noninterest income$2,261,0001,912
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$941,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$1,320,0002,029
Total noninterest expense$20,134,0001,176
Salaries and employee benefits$11,271,0001,204
Premises and equipment expense$3,305,000782
Additional noninterest expense$1,320,0002,029
Pre-tax net operating income$7,078,0001,630
Securities gains (losses)$-232,0004,145
Applicable income taxes$241,0002,541
Income before extraordinary items$6,605,0001,526
Extraordinary gains, net$05
Net income$6,605,0001,524
Minority interest net income$063
Net income of bank and minority interests.$6,605,0001,525
Net charge-offs$-88,0004,244
Cash dividends$2,613,0001,267
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,827,7201,509
2022-09-30 (YTD Data)Rank
Total interest income$18,317,0001,290
Total interest expense$662,0002,278
Net interest income$17,655,0001,234
Provision for loan and lease losses$-400,0004,568
Total noninterest income$1,713,0001,926
Gross Fiduciary activities income$0968
Service charges on deposit accounts$719,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$994,0002,061
Total noninterest expense$14,808,0001,199
Salaries and employee benefits$8,466,0001,194
Premises and equipment expense$2,404,000806
Additional noninterest expense$994,0002,061
Pre-tax net operating income$4,960,0001,709
Securities gains (losses)$-9,0003,750
Applicable income taxes$127,0002,731
Income before extraordinary items$4,824,0001,536
Extraordinary gains, net$04
Net income$4,824,0001,535
Minority interest net income$057
Net income of bank and minority interests.$4,824,0001,536
Net charge-offs$-64,0004,174
Cash dividends$2,208,0001,056
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,832,7301,562
2022-06-30 (YTD Data)Rank
Total interest income$12,032,0001,265
Total interest expense$469,0002,034
Net interest income$11,563,0001,220
Provision for loan and lease losses$-400,0004,585
Total noninterest income$1,141,0001,921
Gross Fiduciary activities income$0925
Service charges on deposit accounts$465,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$676,0002,086
Total noninterest expense$9,766,0001,200
Salaries and employee benefits$5,671,0001,188
Premises and equipment expense$1,580,000814
Additional noninterest expense$2,515,0001,334
Pre-tax net operating income$3,338,0001,608
Securities gains (losses)$4,000504
Applicable income taxes$1,060,000974
Income before extraordinary items$2,282,0001,827
Extraordinary gains, net$04
Net income$2,282,0001,828
Minority interest net income$060
Net income of bank and minority interests.$2,282,0001,827
Net charge-offs$-55,0004,219
Cash dividends$1,001,0001,326
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,278,8401,870
2022-03-31 (YTD Data)Rank
Total interest income$6,012,0001,226
Total interest expense$245,0001,946
Net interest income$5,767,0001,191
Provision for loan and lease losses$02,285
Total noninterest income$550,0001,961
Gross Fiduciary activities income$0892
Service charges on deposit accounts$224,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$326,0002,091
Total noninterest expense$4,773,0001,212
Salaries and employee benefits$2,822,0001,192
Premises and equipment expense$795,000812
Additional noninterest expense$1,156,0001,412
Pre-tax net operating income$1,544,0001,604
Securities gains (losses)$4,000477
Applicable income taxes$690,000810
Income before extraordinary items$858,0002,109
Extraordinary gains, net$04
Net income$858,0002,109
Minority interest net income$050
Net income of bank and minority interests.$858,0002,109
Net charge-offs$-51,0004,410
Cash dividends$270,0001,574
Sale, conversion, retirement of capital stock, net$0453
Net operating income$854,8402,131
2021-12-31 (YTD Data)Rank
Total interest income$25,012,0001,231
Total interest expense$863,0002,427
Net interest income$24,149,0001,162
Provision for loan and lease losses$03,064
Total noninterest income$2,203,0002,115
Gross Fiduciary activities income$0994
Service charges on deposit accounts$883,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$1,320,0002,354
Total noninterest expense$19,056,0001,207
Salaries and employee benefits$10,672,0001,238
Premises and equipment expense$3,700,000714
Additional noninterest expense$4,684,0001,402
Pre-tax net operating income$7,296,0001,584
Securities gains (losses)$131,000751
Applicable income taxes$260,0002,562
Income before extraordinary items$7,167,0001,479
Extraordinary gains, net$010
Net income$7,167,0001,478
Minority interest net income$074
Net income of bank and minority interests.$7,167,0001,479
Net charge-offs$-82,0004,295
Cash dividends$2,751,0001,260
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,041,2401,463
2021-09-30 (YTD Data)Rank
Total interest income$19,060,0001,238
Total interest expense$648,0002,509
Net interest income$18,412,0001,170
Provision for loan and lease losses$02,963
Total noninterest income$1,621,0002,190
Gross Fiduciary activities income$0957
Service charges on deposit accounts$639,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$982,0002,411
Total noninterest expense$13,974,0001,225
Salaries and employee benefits$7,792,0001,272
Premises and equipment expense$2,775,000724
Additional noninterest expense$3,407,0001,436
Pre-tax net operating income$6,059,0001,540
Securities gains (losses)$51,0001,044
Applicable income taxes$216,0002,527
Income before extraordinary items$5,894,0001,431
Extraordinary gains, net$08
Net income$5,894,0001,430
Minority interest net income$069
Net income of bank and minority interests.$5,894,0001,431
Net charge-offs$-106,0004,480
Cash dividends$2,669,000943
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,845,0401,417
2021-06-30 (YTD Data)Rank
Total interest income$12,844,0001,219
Total interest expense$434,0002,558
Net interest income$12,410,0001,155
Provision for loan and lease losses$02,862
Total noninterest income$1,074,0002,164
Gross Fiduciary activities income$0951
Service charges on deposit accounts$400,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,338
Total noninterest expense$9,131,0001,236
Salaries and employee benefits$5,076,0001,288
Premises and equipment expense$1,832,000729
Additional noninterest expense$2,223,0001,445
Pre-tax net operating income$4,353,0001,446
Securities gains (losses)$11,0001,388
Applicable income taxes$154,0002,482
Income before extraordinary items$4,210,0001,338
Extraordinary gains, net$06
Net income$4,210,0001,338
Minority interest net income$067
Net income of bank and minority interests.$4,210,0001,338
Net charge-offs$-21,0004,072
Cash dividends$2,104,000810
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,199,4401,318
2021-03-31 (YTD Data)Rank
Total interest income$6,591,0001,207
Total interest expense$223,0002,591
Net interest income$6,368,0001,117
Provision for loan and lease losses$02,741
Total noninterest income$510,0002,216
Gross Fiduciary activities income$0922
Service charges on deposit accounts$195,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$315,0002,402
Total noninterest expense$4,378,0001,266
Salaries and employee benefits$2,332,0001,366
Premises and equipment expense$911,000750
Additional noninterest expense$1,135,0001,392
Pre-tax net operating income$2,500,0001,306
Securities gains (losses)$01,392
Applicable income taxes$83,0002,394
Income before extraordinary items$2,417,0001,222
Extraordinary gains, net$03
Net income$2,417,0001,222
Minority interest net income$055
Net income of bank and minority interests.$2,417,0001,222
Net charge-offs$-12,0004,135
Cash dividends$653,0001,008
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,417,0001,188
2020-12-31 (YTD Data)Rank
Total interest income$25,677,0001,206
Total interest expense$869,0003,132
Net interest income$24,808,0001,083
Provision for loan and lease losses$600,0002,051
Total noninterest income$2,033,0002,104
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$826,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$1,207,0002,295
Total noninterest expense$17,585,0001,223
Salaries and employee benefits$9,832,0001,277
Premises and equipment expense$3,332,000776
Additional noninterest expense$4,421,0001,415
Pre-tax net operating income$8,656,0001,185
Securities gains (losses)$261,000896
Applicable income taxes$312,0002,275
Income before extraordinary items$8,605,0001,088
Extraordinary gains, net$04
Net income$8,605,0001,088
Minority interest net income$072
Net income of bank and minority interests.$8,605,0001,088
Net charge-offs$-103,0004,756
Cash dividends$3,367,0001,030
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,351,8301,076
2020-09-30 (YTD Data)Rank
Total interest income$19,146,0001,214
Total interest expense$658,0003,219
Net interest income$18,488,0001,070
Provision for loan and lease losses$400,0002,141
Total noninterest income$1,522,0002,076
Gross Fiduciary activities income$0981
Service charges on deposit accounts$617,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$905,0002,252
Total noninterest expense$12,623,0001,256
Salaries and employee benefits$6,824,0001,343
Premises and equipment expense$2,439,000781
Additional noninterest expense$3,360,0001,382
Pre-tax net operating income$6,987,0001,079
Securities gains (losses)$47,0001,562
Applicable income taxes$245,0002,238
Income before extraordinary items$6,789,000997
Extraordinary gains, net$04
Net income$6,789,000997
Minority interest net income$065
Net income of bank and minority interests.$6,789,000997
Net charge-offs$-116,0004,839
Cash dividends$2,672,000875
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,743,410974
2020-06-30 (YTD Data)Rank
Total interest income$13,520,0001,168
Total interest expense$435,0003,329
Net interest income$13,085,0001,020
Provision for loan and lease losses$200,0002,381
Total noninterest income$1,027,0001,995
Gross Fiduciary activities income$0970
Service charges on deposit accounts$417,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$610,0002,173
Total noninterest expense$8,756,0001,198
Salaries and employee benefits$5,061,0001,224
Premises and equipment expense$1,596,000796
Additional noninterest expense$2,099,0001,446
Pre-tax net operating income$5,156,000927
Securities gains (losses)$47,0001,316
Applicable income taxes$178,0002,151
Income before extraordinary items$5,025,000850
Extraordinary gains, net$04
Net income$5,025,000850
Minority interest net income$065
Net income of bank and minority interests.$5,025,000850
Net charge-offs$-110,0004,906
Cash dividends$332,0002,318
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,979,410823
2020-03-31 (YTD Data)Rank
Total interest income$6,177,0001,265
Total interest expense$197,0003,612
Net interest income$5,980,0001,079
Provision for loan and lease losses$03,711
Total noninterest income$545,0001,856
Gross Fiduciary activities income$0941
Service charges on deposit accounts$242,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$303,0001,990
Total noninterest expense$4,386,0001,217
Salaries and employee benefits$2,478,0001,243
Premises and equipment expense$778,000824
Additional noninterest expense$1,130,0001,381
Pre-tax net operating income$2,139,000988
Securities gains (losses)$19,0001,138
Applicable income taxes$75,0002,147
Income before extraordinary items$2,083,000902
Extraordinary gains, net$04
Net income$2,083,000902
Minority interest net income$056
Net income of bank and minority interests.$2,083,000902
Net charge-offs$-104,0004,971
Cash dividends$332,0001,579
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,064,570897
2019-12-31 (YTD Data)Rank
Total interest income$25,007,0001,265
Total interest expense$780,0003,649
Net interest income$24,227,0001,078
Provision for loan and lease losses$03,973
Total noninterest income$2,413,0001,783
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,085,0001,076
Trading account gains and feesNANA
Additional Noninterest Income$1,328,0001,928
Total noninterest expense$17,563,0001,189
Salaries and employee benefits$9,569,0001,242
Premises and equipment expense$3,177,000797
Additional noninterest expense$4,817,0001,290
Pre-tax net operating income$9,077,0001,131
Securities gains (losses)$-31,0004,964
Applicable income taxes$316,0002,324
Income before extraordinary items$8,730,0001,047
Extraordinary gains, net$011
Net income$8,730,0001,048
Minority interest net income$076
Net income of bank and minority interests.$8,730,0001,048
Net charge-offs$152,0001,913
Cash dividends$4,477,000872
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,760,0701,018
2019-09-30 (YTD Data)Rank
Total interest income$18,836,0001,271
Total interest expense$579,0003,690
Net interest income$18,257,0001,082
Provision for loan and lease losses$03,836
Total noninterest income$1,840,0001,760
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$814,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$1,026,0001,888
Total noninterest expense$13,113,0001,200
Salaries and employee benefits$7,152,0001,255
Premises and equipment expense$2,371,000798
Additional noninterest expense$3,590,0001,299
Pre-tax net operating income$6,984,0001,131
Securities gains (losses)$-42,0005,081
Applicable income taxes$243,0002,380
Income before extraordinary items$6,699,0001,044
Extraordinary gains, net$011
Net income$6,699,0001,045
Minority interest net income$072
Net income of bank and minority interests.$6,699,0001,045
Net charge-offs$1,0003,377
Cash dividends$3,409,000806
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,739,3201,019
2019-06-30 (YTD Data)Rank
Total interest income$12,478,0001,269
Total interest expense$387,0003,683
Net interest income$12,091,0001,086
Provision for loan and lease losses$03,685
Total noninterest income$1,256,0001,711
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$546,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,827
Total noninterest expense$8,735,0001,200
Salaries and employee benefits$4,777,0001,254
Premises and equipment expense$1,546,000827
Additional noninterest expense$2,412,0001,304
Pre-tax net operating income$4,612,0001,113
Securities gains (losses)$-10,0004,944
Applicable income taxes$162,0002,350
Income before extraordinary items$4,440,0001,019
Extraordinary gains, net$011
Net income$4,440,0001,019
Minority interest net income$069
Net income of bank and minority interests.$4,440,0001,019
Net charge-offs$4,0002,873
Cash dividends$2,794,000687
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,449,600999
2019-03-31 (YTD Data)Rank
Total interest income$6,164,0001,274
Total interest expense$193,0003,665
Net interest income$5,971,0001,097
Provision for loan and lease losses$03,406
Total noninterest income$631,0001,672
Gross Fiduciary activities income$0972
Service charges on deposit accounts$284,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$347,0001,817
Total noninterest expense$4,407,0001,192
Salaries and employee benefits$2,401,0001,257
Premises and equipment expense$760,000849
Additional noninterest expense$1,246,0001,249
Pre-tax net operating income$2,195,0001,131
Securities gains (losses)$8,000759
Applicable income taxes$77,0002,352
Income before extraordinary items$2,126,0001,030
Extraordinary gains, net$05
Net income$2,126,0001,029
Minority interest net income$052
Net income of bank and minority interests.$2,126,0001,029
Net charge-offs$2,0002,456
Cash dividends$715,0001,061
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,118,2401,012
2018-12-31 (YTD Data)Rank
Total interest income$23,751,0001,242
Total interest expense$766,0003,325
Net interest income$22,985,0001,103
Provision for loan and lease losses$04,082
Total noninterest income$2,344,0001,826
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,151,0001,032
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0002,042
Total noninterest expense$17,397,0001,184
Salaries and employee benefits$9,498,0001,215
Premises and equipment expense$3,072,000812
Additional noninterest expense$4,827,0001,278
Pre-tax net operating income$7,932,0001,227
Securities gains (losses)$-75,0004,937
Applicable income taxes$275,0002,451
Income before extraordinary items$7,582,0001,134
Extraordinary gains, net$06
Net income$7,582,0001,133
Minority interest net income$072
Net income of bank and minority interests.$7,582,0001,133
Net charge-offs$-8,0004,476
Cash dividends$1,879,0001,515
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,654,0001,124
2018-09-30 (YTD Data)Rank
Total interest income$17,359,0001,257
Total interest expense$548,0003,341
Net interest income$16,811,0001,121
Provision for loan and lease losses$03,948
Total noninterest income$1,737,0001,854
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$848,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$889,0002,078
Total noninterest expense$12,865,0001,197
Salaries and employee benefits$7,002,0001,232
Premises and equipment expense$2,309,000816
Additional noninterest expense$3,554,0001,310
Pre-tax net operating income$5,683,0001,284
Securities gains (losses)$-75,0005,193
Applicable income taxes$180,0002,620
Income before extraordinary items$5,428,0001,179
Extraordinary gains, net$05
Net income$5,428,0001,178
Minority interest net income$066
Net income of bank and minority interests.$5,428,0001,178
Net charge-offs$-4,0004,251
Cash dividends$1,879,0001,143
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,500,7501,162
2018-06-30 (YTD Data)Rank
Total interest income$11,137,0001,296
Total interest expense$406,0003,094
Net interest income$10,731,0001,157
Provision for loan and lease losses$03,782
Total noninterest income$1,176,0001,820
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$569,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$607,0002,048
Total noninterest expense$8,479,0001,215
Salaries and employee benefits$4,708,0001,228
Premises and equipment expense$1,527,000824
Additional noninterest expense$2,244,0001,368
Pre-tax net operating income$3,428,0001,365
Securities gains (losses)$-75,0005,310
Applicable income taxes$100,0002,730
Income before extraordinary items$3,253,0001,275
Extraordinary gains, net$06
Net income$3,253,0001,273
Minority interest net income$065
Net income of bank and minority interests.$3,253,0001,274
Net charge-offs$88,0001,399
Cash dividends$874,0001,440
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,325,7501,240
2018-03-31 (YTD Data)Rank
Total interest income$5,436,0001,306
Total interest expense$199,0003,080
Net interest income$5,237,0001,182
Provision for loan and lease losses$03,508
Total noninterest income$600,0001,796
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$305,000972
Trading account gains and feesNANA
Additional Noninterest Income$295,0002,042
Total noninterest expense$4,177,0001,234
Salaries and employee benefits$2,364,0001,237
Premises and equipment expense$747,000848
Additional noninterest expense$1,066,0001,419
Pre-tax net operating income$1,660,0001,380
Securities gains (losses)$-94,0005,470
Applicable income taxes$45,0002,770
Income before extraordinary items$1,521,0001,317
Extraordinary gains, net$07
Net income$1,521,0001,317
Minority interest net income$052
Net income of bank and minority interests.$1,521,0001,317
Net charge-offs$-2,0004,048
Cash dividends$314,0001,560
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,612,1801,240
2017-12-31 (YTD Data)Rank
Total interest income$20,355,0001,326
Total interest expense$552,0003,524
Net interest income$19,803,0001,227
Provision for loan and lease losses$04,227
Total noninterest income$2,008,0002,019
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,074,0001,125
Trading account gains and fees$0151
Additional Noninterest Income$934,0002,368
Total noninterest expense$16,156,0001,238
Salaries and employee benefits$8,686,0001,299
Premises and equipment expense$3,183,000784
Additional noninterest expense$4,287,0001,427
Pre-tax net operating income$5,655,0001,552
Securities gains (losses)$5,0001,791
Applicable income taxes$135,0003,157
Income before extraordinary items$5,525,0001,249
Extraordinary gains, net$09
Net income$5,525,0001,249
Minority interest net income$076
Net income of bank and minority interests.$5,525,0001,249
Net charge-offs$-748,0005,607
Cash dividends$2,515,0001,169
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,520,1001,234
2017-09-30 (YTD Data)Rank
Total interest income$14,967,0001,352
Total interest expense$414,0003,536
Net interest income$14,553,0001,249
Provision for loan and lease losses$04,088
Total noninterest income$1,596,0001,984
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$789,0001,146
Trading account gains and fees$0145
Additional Noninterest Income$807,0002,248
Total noninterest expense$12,164,0001,244
Salaries and employee benefits$6,526,0001,305
Premises and equipment expense$2,443,000771
Additional noninterest expense$3,195,0001,428
Pre-tax net operating income$3,985,0001,640
Securities gains (losses)$02,274
Applicable income taxes$70,0003,322
Income before extraordinary items$3,915,0001,403
Extraordinary gains, net$09
Net income$3,915,0001,401
Minority interest net income$071
Net income of bank and minority interests.$3,915,0001,403
Net charge-offs$-705,0005,669
Cash dividends$2,205,000967
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,915,0001,376
2017-06-30 (YTD Data)Rank
Total interest income$9,610,0001,382
Total interest expense$266,0003,561
Net interest income$9,344,0001,289
Provision for loan and lease losses$03,871
Total noninterest income$1,002,0002,046
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$502,0001,185
Trading account gains and fees$0139
Additional Noninterest Income$500,0002,335
Total noninterest expense$8,215,0001,239
Salaries and employee benefits$4,420,0001,292
Premises and equipment expense$1,685,000751
Additional noninterest expense$2,110,0001,438
Pre-tax net operating income$2,131,0001,939
Securities gains (losses)$01,906
Applicable income taxes$50,0003,307
Income before extraordinary items$2,081,0001,651
Extraordinary gains, net$011
Net income$2,081,0001,651
Minority interest net income$071
Net income of bank and minority interests.$2,081,0001,651
Net charge-offs$-8,0004,727
Cash dividends$1,790,000839
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,081,0001,632
2017-03-31 (YTD Data)Rank
Total interest income$4,654,0001,414
Total interest expense$130,0003,590
Net interest income$4,524,0001,310
Provision for loan and lease losses$03,537
Total noninterest income$359,0002,474
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$239,0001,234
Trading account gains and fees$0142
Additional Noninterest Income$120,0003,217
Total noninterest expense$4,144,0001,245
Salaries and employee benefits$2,267,0001,277
Premises and equipment expense$867,000739
Additional noninterest expense$1,010,0001,490
Pre-tax net operating income$739,0002,436
Securities gains (losses)$01,153
Applicable income taxes$25,0003,262
Income before extraordinary items$714,0002,164
Extraordinary gains, net$08
Net income$714,0002,165
Minority interest net income$055
Net income of bank and minority interests.$714,0002,165
Net charge-offs$-4,0004,579
Cash dividends$1,220,000616
Sale, conversion, retirement of capital stock, net$0632
Net operating income$714,0002,133
2016-12-31 (YTD Data)Rank
Total interest income$18,147,0001,405
Total interest expense$515,0003,601
Net interest income$17,632,0001,310
Provision for loan and lease losses$04,332
Total noninterest income$3,540,0001,462
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$934,0001,286
Trading account gains and fees$0170
Additional Noninterest Income$2,606,0001,334
Total noninterest expense$15,840,0001,267
Salaries and employee benefits$8,322,0001,331
Premises and equipment expense$3,261,000761
Additional noninterest expense$4,257,0001,444
Pre-tax net operating income$5,332,0001,543
Securities gains (losses)$27,0002,223
Applicable income taxes$21,0003,847
Income before extraordinary items$5,338,0001,313
Extraordinary gains, net$05
Net income$5,338,0001,312
Minority interest net income$082
Net income of bank and minority interests.$5,338,0001,312
Net charge-offs$-24,0005,167
Cash dividends$950,0002,281
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,311,0001,286
2016-09-30 (YTD Data)Rank
Total interest income$13,394,0001,423
Total interest expense$375,0003,664
Net interest income$13,019,0001,326
Provision for loan and lease losses$04,186
Total noninterest income$2,708,0001,439
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$704,0001,272
Trading account gains and fees$0169
Additional Noninterest Income$2,004,0001,306
Total noninterest expense$11,935,0001,263
Salaries and employee benefits$6,257,0001,325
Premises and equipment expense$2,427,000771
Additional noninterest expense$3,251,0001,428
Pre-tax net operating income$3,792,0001,620
Securities gains (losses)$32,0002,062
Applicable income taxes$04,325
Income before extraordinary items$3,824,0001,381
Extraordinary gains, net$05
Net income$3,824,0001,382
Minority interest net income$071
Net income of bank and minority interests.$3,824,0001,382
Net charge-offs$-11,0004,952
Cash dividends$620,0002,165
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,792,0001,352
2016-06-30 (YTD Data)Rank
Total interest income$8,886,0001,433
Total interest expense$248,0003,695
Net interest income$8,638,0001,340
Provision for loan and lease losses$04,017
Total noninterest income$1,051,0002,036
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$464,0001,267
Trading account gains and fees$0157
Additional Noninterest Income$587,0002,173
Total noninterest expense$7,917,0001,272
Salaries and employee benefits$4,213,0001,321
Premises and equipment expense$1,563,000802
Additional noninterest expense$2,141,0001,439
Pre-tax net operating income$1,772,0002,127
Securities gains (losses)$32,0001,714
Applicable income taxes$04,338
Income before extraordinary items$1,804,0001,812
Extraordinary gains, net$016
Net income$1,804,0001,811
Minority interest net income$071
Net income of bank and minority interests.$1,804,0001,811
Net charge-offs$-5,0004,738
Cash dividends$300,0002,501
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,772,0001,786
2016-03-31 (YTD Data)Rank
Total interest income$4,309,0001,476
Total interest expense$132,0003,612
Net interest income$4,177,0001,368
Provision for loan and lease losses$03,656
Total noninterest income$524,0002,014
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$232,0001,256
Trading account gains and fees$0142
Additional Noninterest Income$292,0002,119
Total noninterest expense$3,976,0001,274
Salaries and employee benefits$2,139,0001,312
Premises and equipment expense$778,000811
Additional noninterest expense$1,059,0001,448
Pre-tax net operating income$725,0002,432
Securities gains (losses)$32,0001,025
Applicable income taxes$04,259
Income before extraordinary items$757,0002,084
Extraordinary gains, net$012
Net income$757,0002,084
Minority interest net income$062
Net income of bank and minority interests.$757,0002,084
Net charge-offs$-50,0005,732
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$725,0002,095
2015-12-31 (YTD Data)Rank
Total interest income$17,459,0001,418
Total interest expense$655,0003,193
Net interest income$16,804,0001,335
Provision for loan and lease losses$-50,0005,675
Total noninterest income$2,243,0001,961
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$916,0001,306
Trading account gains and fees$0159
Additional Noninterest Income$1,327,0002,017
Total noninterest expense$15,814,0001,254
Salaries and employee benefits$8,153,0001,327
Premises and equipment expense$3,006,000826
Additional noninterest expense$4,655,0001,346
Pre-tax net operating income$3,283,0002,170
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,283,0001,903
Extraordinary gains, net$023
Net income$3,283,0001,902
Minority interest net income$081
Net income of bank and minority interests.$3,283,0001,905
Net charge-offs$197,0002,001
Cash dividends$2,270,0001,223
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,283,0001,857
2015-09-30 (YTD Data)Rank
Total interest income$13,055,0001,435
Total interest expense$525,0003,101
Net interest income$12,530,0001,353
Provision for loan and lease losses$04,232
Total noninterest income$1,635,0002,012
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$681,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$954,0002,094
Total noninterest expense$11,570,0001,286
Salaries and employee benefits$6,055,0001,350
Premises and equipment expense$2,214,000850
Additional noninterest expense$3,301,0001,417
Pre-tax net operating income$2,595,0002,137
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,595,0001,836
Extraordinary gains, net$021
Net income$2,595,0001,837
Minority interest net income$078
Net income of bank and minority interests.$2,595,0001,838
Net charge-offs$-123,0005,850
Cash dividends$1,915,0001,036
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,595,0001,801
2015-06-30 (YTD Data)Rank
Total interest income$8,701,0001,442
Total interest expense$399,0002,878
Net interest income$8,302,0001,363
Provision for loan and lease losses$04,069
Total noninterest income$1,135,0001,977
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$454,0001,314
Trading account gains and fees$0157
Additional Noninterest Income$681,0002,001
Total noninterest expense$7,697,0001,290
Salaries and employee benefits$4,007,0001,370
Premises and equipment expense$1,428,000870
Additional noninterest expense$2,262,0001,391
Pre-tax net operating income$1,740,0002,108
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,740,0001,820
Extraordinary gains, net$022
Net income$1,740,0001,824
Minority interest net income$075
Net income of bank and minority interests.$1,740,0001,825
Net charge-offs$-24,0005,531
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,740,0001,776
2015-03-31 (YTD Data)Rank
Total interest income$4,389,0001,430
Total interest expense$199,0002,902
Net interest income$4,190,0001,345
Provision for loan and lease losses$03,703
Total noninterest income$572,0001,939
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$239,0001,229
Trading account gains and fees$0152
Additional Noninterest Income$333,0001,981
Total noninterest expense$3,720,0001,329
Salaries and employee benefits$1,966,0001,389
Premises and equipment expense$707,000886
Additional noninterest expense$1,047,0001,469
Pre-tax net operating income$1,042,0001,788
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,042,0001,539
Extraordinary gains, net$013
Net income$1,042,0001,540
Minority interest net income$064
Net income of bank and minority interests.$1,042,0001,541
Net charge-offs$44,0001,653
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,042,0001,485
2014-12-31 (YTD Data)Rank
Total interest income$17,657,0001,429
Total interest expense$863,0002,885
Net interest income$16,794,0001,333
Provision for loan and lease losses$04,603
Total noninterest income$2,337,0001,896
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,011,0001,271
Trading account gains and fees$0180
Additional Noninterest Income$1,326,0001,925
Total noninterest expense$15,251,0001,292
Salaries and employee benefits$7,619,0001,385
Premises and equipment expense$2,807,000872
Additional noninterest expense$4,825,0001,338
Pre-tax net operating income$3,880,0001,879
Securities gains (losses)$23,0002,251
Applicable income taxes$04,531
Income before extraordinary items$3,903,0001,624
Extraordinary gains, net$017
Net income$3,903,0001,623
Minority interest net income$084
Net income of bank and minority interests.$3,903,0001,623
Net charge-offs$658,0001,220
Cash dividends$2,342,0001,131
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,880,0001,598
2014-09-30 (YTD Data)Rank
Total interest income$13,252,0001,438
Total interest expense$654,0002,900
Net interest income$12,598,0001,330
Provision for loan and lease losses$150,0002,373
Total noninterest income$1,823,0001,845
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$762,0001,279
Trading account gains and fees$0174
Additional Noninterest Income$1,061,0001,863
Total noninterest expense$11,611,0001,289
Salaries and employee benefits$5,758,0001,377
Premises and equipment expense$2,081,000890
Additional noninterest expense$3,772,0001,290
Pre-tax net operating income$2,660,0002,045
Securities gains (losses)$23,0001,945
Applicable income taxes$04,583
Income before extraordinary items$2,683,0001,740
Extraordinary gains, net$015
Net income$2,683,0001,741
Minority interest net income$081
Net income of bank and minority interests.$2,683,0001,740
Net charge-offs$659,000937
Cash dividends$1,902,000994
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,660,0001,720
2014-06-30 (YTD Data)Rank
Total interest income$8,761,0001,442
Total interest expense$444,0002,894
Net interest income$8,317,0001,334
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,253,0001,774
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$486,0001,310
Trading account gains and fees$0172
Additional Noninterest Income$767,0001,744
Total noninterest expense$7,680,0001,293
Salaries and employee benefits$3,905,0001,356
Premises and equipment expense$1,380,000898
Additional noninterest expense$2,395,0001,340
Pre-tax net operating income$1,590,0002,182
Securities gains (losses)$-2,0006,107
Applicable income taxes$04,568
Income before extraordinary items$1,588,0001,891
Extraordinary gains, net$020
Net income$1,588,0001,895
Minority interest net income$080
Net income of bank and minority interests.$1,588,0001,894
Net charge-offs$775,000618
Cash dividends$1,452,000861
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,590,0001,839
2014-03-31 (YTD Data)Rank
Total interest income$4,370,0001,449
Total interest expense$227,0002,876
Net interest income$4,143,0001,332
Provision for loan and lease losses$150,0001,189
Total noninterest income$556,0001,894
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$243,0001,303
Trading account gains and fees$0147
Additional Noninterest Income$313,0001,944
Total noninterest expense$3,895,0001,289
Salaries and employee benefits$2,023,0001,332
Premises and equipment expense$671,000943
Additional noninterest expense$1,201,0001,325
Pre-tax net operating income$654,0002,433
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$654,0002,122
Extraordinary gains, net$016
Net income$654,0002,124
Minority interest net income$066
Net income of bank and minority interests.$654,0002,124
Net charge-offs$776,000357
Cash dividends$202,0001,738
Sale, conversion, retirement of capital stock, net$0747
Net operating income$654,0002,078
2013-12-31 (YTD Data)Rank
Total interest income$18,537,0001,371
Total interest expense$1,066,0002,818
Net interest income$17,471,0001,261
Provision for loan and lease losses$760,0001,388
Total noninterest income$2,659,0001,769
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,021,0001,331
Trading account gains and fees$0184
Additional Noninterest Income$1,638,0001,749
Total noninterest expense$15,447,0001,293
Salaries and employee benefits$7,925,0001,340
Premises and equipment expense$2,793,000860
Additional noninterest expense$4,729,0001,408
Pre-tax net operating income$3,923,0001,747
Securities gains (losses)$-9,0006,245
Applicable income taxes$10,0004,304
Income before extraordinary items$3,904,0001,538
Extraordinary gains, net$029
Net income$3,904,0001,541
Minority interest net income$090
Net income of bank and minority interests.$3,904,0001,542
Net charge-offs$702,0001,647
Cash dividends$1,115,0001,796
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,913,0001,496
2013-09-30 (YTD Data)Rank
Total interest income$13,950,0001,375
Total interest expense$826,0002,824
Net interest income$13,124,0001,254
Provision for loan and lease losses$880,000984
Total noninterest income$1,933,0001,837
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$765,0001,340
Trading account gains and fees$0180
Additional Noninterest Income$1,168,0001,852
Total noninterest expense$11,315,0001,317
Salaries and employee benefits$5,975,0001,335
Premises and equipment expense$2,104,000870
Additional noninterest expense$3,236,0001,521
Pre-tax net operating income$2,862,0001,815
Securities gains (losses)$-9,0006,495
Applicable income taxes$10,0004,315
Income before extraordinary items$2,843,0001,581
Extraordinary gains, net$025
Net income$2,843,0001,584
Minority interest net income$084
Net income of bank and minority interests.$2,843,0001,585
Net charge-offs$662,0001,334
Cash dividends$795,0001,677
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,852,0001,539
2013-06-30 (YTD Data)Rank
Total interest income$9,279,0001,367
Total interest expense$580,0002,773
Net interest income$8,699,0001,251
Provision for loan and lease losses$530,0001,108
Total noninterest income$1,032,0002,183
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$512,0001,310
Trading account gains and fees$0157
Additional Noninterest Income$520,0002,428
Total noninterest expense$7,538,0001,325
Salaries and employee benefits$4,001,0001,326
Premises and equipment expense$1,391,000880
Additional noninterest expense$2,146,0001,522
Pre-tax net operating income$1,663,0002,014
Securities gains (losses)$-6,0006,616
Applicable income taxes$10,0004,196
Income before extraordinary items$1,647,0001,773
Extraordinary gains, net$022
Net income$1,647,0001,778
Minority interest net income$082
Net income of bank and minority interests.$1,647,0001,779
Net charge-offs$471,0001,299
Cash dividends$550,0001,604
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,652,9401,710
2013-03-31 (YTD Data)Rank
Total interest income$4,618,0001,376
Total interest expense$311,0002,712
Net interest income$4,307,0001,257
Provision for loan and lease losses$300,000980
Total noninterest income$493,0002,249
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$255,0001,309
Trading account gains and fees$0148
Additional Noninterest Income$238,0002,526
Total noninterest expense$3,601,0001,386
Salaries and employee benefits$1,994,0001,345
Premises and equipment expense$683,000904
Additional noninterest expense$924,0001,730
Pre-tax net operating income$899,0001,877
Securities gains (losses)$-6,0006,759
Applicable income taxes$10,0003,924
Income before extraordinary items$883,0001,645
Extraordinary gains, net$010
Net income$883,0001,647
Minority interest net income$076
Net income of bank and minority interests.$883,0001,647
Net charge-offs$130,0001,694
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$888,9401,587
2012-12-31 (YTD Data)Rank
Total interest income$20,008,0001,337
Total interest expense$1,388,0002,887
Net interest income$18,620,0001,186
Provision for loan and lease losses$5,117,000496
Total noninterest income$2,042,0002,151
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,175,0001,209
Trading account gains and fees$0166
Additional Noninterest Income$867,0002,562
Total noninterest expense$16,053,0001,258
Salaries and employee benefits$7,892,0001,301
Premises and equipment expense$2,848,000846
Additional noninterest expense$5,313,0001,281
Pre-tax net operating income$-508,0006,510
Securities gains (losses)$1,287,000407
Applicable income taxes$28,0004,085
Income before extraordinary items$751,0004,359
Extraordinary gains, net$029
Net income$751,0004,356
Minority interest net income$093
Net income of bank and minority interests.$751,0004,358
Net charge-offs$3,390,000785
Cash dividends$530,0002,699
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-484,5206,523
2012-09-30 (YTD Data)Rank
Total interest income$15,188,0001,343
Total interest expense$1,063,0002,929
Net interest income$14,125,0001,183
Provision for loan and lease losses$4,167,000475
Total noninterest income$1,560,0002,125
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$900,0001,187
Trading account gains and fees$0157
Additional Noninterest Income$660,0002,542
Total noninterest expense$11,677,0001,283
Salaries and employee benefits$5,934,0001,301
Premises and equipment expense$2,133,000846
Additional noninterest expense$3,610,0001,415
Pre-tax net operating income$-159,0006,487
Securities gains (losses)$296,0001,133
Applicable income taxes$18,0004,197
Income before extraordinary items$119,0006,043
Extraordinary gains, net$020
Net income$119,0006,041
Minority interest net income$086
Net income of bank and minority interests.$119,0006,042
Net charge-offs$3,194,000653
Cash dividends$415,0002,235
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-138,5206,485
2012-06-30 (YTD Data)Rank
Total interest income$10,244,0001,341
Total interest expense$741,0002,927
Net interest income$9,503,0001,173
Provision for loan and lease losses$2,867,000476
Total noninterest income$1,038,0002,109
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$593,0001,189
Trading account gains and fees$0153
Additional Noninterest Income$445,0002,494
Total noninterest expense$7,854,0001,275
Salaries and employee benefits$3,907,0001,320
Premises and equipment expense$1,415,000852
Additional noninterest expense$2,532,0001,342
Pre-tax net operating income$-180,0006,614
Securities gains (losses)$339,000776
Applicable income taxes$18,0004,034
Income before extraordinary items$141,0005,687
Extraordinary gains, net$019
Net income$141,0005,686
Minority interest net income$084
Net income of bank and minority interests.$141,0005,686
Net charge-offs$1,906,000718
Cash dividends$300,0002,133
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-160,7106,612
2012-03-31 (YTD Data)Rank
Total interest income$5,191,0001,328
Total interest expense$390,0002,909
Net interest income$4,801,0001,158
Provision for loan and lease losses$1,349,000490
Total noninterest income$520,0002,094
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$294,0001,199
Trading account gains and fees$0148
Additional Noninterest Income$226,0002,478
Total noninterest expense$3,942,0001,259
Salaries and employee benefits$1,940,0001,329
Premises and equipment expense$709,000859
Additional noninterest expense$1,293,0001,295
Pre-tax net operating income$30,0006,131
Securities gains (losses)$02,210
Applicable income taxes$17,0003,745
Income before extraordinary items$13,0006,401
Extraordinary gains, net$019
Net income$13,0006,400
Minority interest net income$078
Net income of bank and minority interests.$13,0006,401
Net charge-offs$1,076,000640
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$13,0006,276
2011-12-31 (YTD Data)Rank
Total interest income$22,454,0001,274
Total interest expense$1,870,0002,910
Net interest income$20,584,0001,079
Provision for loan and lease losses$6,239,000658
Total noninterest income$2,427,0001,756
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,296,0001,131
Trading account gains and fees$0146
Additional Noninterest Income$1,131,0001,983
Total noninterest expense$15,327,0001,284
Salaries and employee benefits$8,125,0001,225
Premises and equipment expense$2,907,000874
Additional noninterest expense$4,295,0001,590
Pre-tax net operating income$1,445,0003,095
Securities gains (losses)$317,0001,098
Applicable income taxes$38,0003,864
Income before extraordinary items$1,724,0002,518
Extraordinary gains, net$029
Net income$1,724,0002,518
Minority interest net income$096
Net income of bank and minority interests.$1,724,0002,519
Net charge-offs$6,069,000682
Cash dividends$1,901,0001,009
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,413,3402,796
2011-09-30 (YTD Data)Rank
Total interest income$17,064,0001,270
Total interest expense$1,452,0002,930
Net interest income$15,612,0001,075
Provision for loan and lease losses$4,489,000684
Total noninterest income$1,776,0001,764
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$992,0001,124
Trading account gains and fees$0145
Additional Noninterest Income$784,0002,065
Total noninterest expense$11,638,0001,271
Salaries and employee benefits$6,257,0001,193
Premises and equipment expense$2,162,000882
Additional noninterest expense$3,219,0001,589
Pre-tax net operating income$1,261,0002,909
Securities gains (losses)$-5,0006,954
Applicable income taxes$38,0003,761
Income before extraordinary items$1,218,0002,699
Extraordinary gains, net$021
Net income$1,218,0002,701
Minority interest net income$087
Net income of bank and minority interests.$1,218,0002,701
Net charge-offs$5,002,000623
Cash dividends$1,901,000666
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,222,8502,598
2011-06-30 (YTD Data)Rank
Total interest income$11,450,0001,273
Total interest expense$997,0002,956
Net interest income$10,453,0001,068
Provision for loan and lease losses$1,125,0001,391
Total noninterest income$1,254,0001,674
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$664,0001,106
Trading account gains and fees$0153
Additional Noninterest Income$590,0001,893
Total noninterest expense$8,162,0001,221
Salaries and employee benefits$4,583,0001,091
Premises and equipment expense$1,432,000893
Additional noninterest expense$2,147,0001,608
Pre-tax net operating income$2,420,0001,230
Securities gains (losses)$-5,0007,014
Applicable income taxes$37,0003,537
Income before extraordinary items$2,378,0001,041
Extraordinary gains, net$015
Net income$2,378,0001,039
Minority interest net income$089
Net income of bank and minority interests.$2,378,0001,041
Net charge-offs$2,025,000919
Cash dividends$1,411,000596
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,382,9001,009
2011-03-31 (YTD Data)Rank
Total interest income$5,722,0001,278
Total interest expense$510,0002,989
Net interest income$5,212,0001,059
Provision for loan and lease losses$418,0001,610
Total noninterest income$704,0001,562
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$345,0001,048
Trading account gains and fees$0158
Additional Noninterest Income$359,0001,700
Total noninterest expense$4,258,0001,178
Salaries and employee benefits$2,432,0001,029
Premises and equipment expense$718,000921
Additional noninterest expense$1,108,0001,561
Pre-tax net operating income$1,240,0001,182
Securities gains (losses)$01,772
Applicable income taxes$20,0003,446
Income before extraordinary items$1,220,000992
Extraordinary gains, net$09
Net income$1,220,000993
Minority interest net income$086
Net income of bank and minority interests.$1,220,000992
Net charge-offs$588,0001,205
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,220,000971
2010-12-31 (YTD Data)Rank
Total interest income$23,628,0001,303
Total interest expense$2,571,0002,929
Net interest income$21,057,0001,049
Provision for loan and lease losses$1,896,0002,145
Total noninterest income$2,324,0001,866
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,434,0001,058
Trading account gains and fees$0175
Additional Noninterest Income$890,0002,345
Total noninterest expense$16,144,0001,241
Salaries and employee benefits$9,000,0001,103
Premises and equipment expense$3,103,000830
Additional noninterest expense$4,041,0001,784
Pre-tax net operating income$5,341,000975
Securities gains (losses)$1,0003,687
Applicable income taxes$116,0003,118
Income before extraordinary items$5,226,000844
Extraordinary gains, net$029
Net income$5,226,000844
Minority interest net income$0111
Net income of bank and minority interests.$5,226,000845
Net charge-offs$1,288,0002,353
Cash dividends$2,525,000649
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,225,020809
2010-09-30 (YTD Data)Rank
Total interest income$17,707,0001,319
Total interest expense$2,010,0002,936
Net interest income$15,697,0001,065
Provision for loan and lease losses$1,217,0002,257
Total noninterest income$1,757,0001,862
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,063,0001,103
Trading account gains and fees$0165
Additional Noninterest Income$694,0002,279
Total noninterest expense$11,985,0001,246
Salaries and employee benefits$6,540,0001,128
Premises and equipment expense$2,352,000825
Additional noninterest expense$3,093,0001,716
Pre-tax net operating income$4,252,000961
Securities gains (losses)$03,651
Applicable income taxes$92,0003,178
Income before extraordinary items$4,160,000831
Extraordinary gains, net$023
Net income$4,160,000832
Minority interest net income$0110
Net income of bank and minority interests.$4,160,000832
Net charge-offs$578,0002,879
Cash dividends$1,835,000592
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,160,000792
2010-06-30 (YTD Data)Rank
Total interest income$11,755,0001,346
Total interest expense$1,351,0003,024
Net interest income$10,404,0001,071
Provision for loan and lease losses$884,0002,083
Total noninterest income$1,181,0001,790
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$696,0001,126
Trading account gains and fees$0152
Additional Noninterest Income$485,0002,130
Total noninterest expense$7,955,0001,248
Salaries and employee benefits$4,343,0001,134
Premises and equipment expense$1,574,000829
Additional noninterest expense$2,038,0001,730
Pre-tax net operating income$2,746,000987
Securities gains (losses)$3,0002,902
Applicable income taxes$70,0003,074
Income before extraordinary items$2,679,000830
Extraordinary gains, net$019
Net income$2,679,000829
Minority interest net income$0105
Net income of bank and minority interests.$2,679,000831
Net charge-offs$250,0003,282
Cash dividends$1,061,000664
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,676,090801
2010-03-31 (YTD Data)Rank
Total interest income$5,905,0001,371
Total interest expense$681,0003,127
Net interest income$5,224,0001,073
Provision for loan and lease losses$609,0001,601
Total noninterest income$569,0001,841
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$350,0001,116
Trading account gains and fees$0175
Additional Noninterest Income$219,0002,270
Total noninterest expense$3,978,0001,259
Salaries and employee benefits$2,167,0001,151
Premises and equipment expense$769,000871
Additional noninterest expense$1,042,0001,685
Pre-tax net operating income$1,206,0001,098
Securities gains (losses)$02,284
Applicable income taxes$40,0002,950
Income before extraordinary items$1,166,000936
Extraordinary gains, net$016
Net income$1,166,000940
Minority interest net income$091
Net income of bank and minority interests.$1,166,000940
Net charge-offs$3,0005,292
Cash dividends$297,0001,106
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,166,000914
2009-12-31 (YTD Data)Rank
Total interest income$23,750,0001,449
Total interest expense$3,456,0003,077
Net interest income$20,294,0001,078
Provision for loan and lease losses$1,515,0002,892
Total noninterest income$2,633,0001,762
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,765,000981
Trading account gains and fees$0211
Additional Noninterest Income$868,0002,336
Total noninterest expense$15,732,0001,314
Salaries and employee benefits$8,651,0001,125
Premises and equipment expense$2,984,000903
Additional noninterest expense$4,097,0001,813
Pre-tax net operating income$5,680,000744
Securities gains (losses)$03,754
Applicable income taxes$172,0002,509
Income before extraordinary items$5,508,000608
Extraordinary gains, net$034
Net income$5,508,000608
Minority interest net income$0115
Net income of bank and minority interests.$5,508,000609
Net charge-offs$1,268,0002,571
Cash dividends$3,932,000451
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,508,000611
2009-09-30 (YTD Data)Rank
Total interest income$17,780,0001,476
Total interest expense$2,669,0003,140
Net interest income$15,111,0001,092
Provision for loan and lease losses$978,0002,815
Total noninterest income$1,988,0001,782
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,380,000939
Trading account gains and fees$0212
Additional Noninterest Income$608,0002,499
Total noninterest expense$11,776,0001,303
Salaries and employee benefits$6,517,0001,134
Premises and equipment expense$2,183,000943
Additional noninterest expense$3,076,0001,740
Pre-tax net operating income$4,345,000784
Securities gains (losses)$3,0003,260
Applicable income taxes$132,0002,669
Income before extraordinary items$4,216,000638
Extraordinary gains, net$027
Net income$4,216,000639
Minority interest net income$0118
Net income of bank and minority interests.$4,216,000640
Net charge-offs$8,0006,593
Cash dividends$3,182,000384
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,213,090631
2009-06-30 (YTD Data)Rank
Total interest income$11,788,0001,521
Total interest expense$1,792,0003,239
Net interest income$9,996,0001,100
Provision for loan and lease losses$600,0002,697
Total noninterest income$1,325,0001,801
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$954,000892
Trading account gains and fees$0193
Additional Noninterest Income$371,0002,659
Total noninterest expense$7,632,0001,361
Salaries and employee benefits$4,287,0001,183
Premises and equipment expense$1,460,000964
Additional noninterest expense$1,885,0001,902
Pre-tax net operating income$3,089,000758
Securities gains (losses)$3,0002,873
Applicable income taxes$96,0002,661
Income before extraordinary items$2,996,000611
Extraordinary gains, net$021
Net income$2,996,000608
Minority interest net income$0112
Net income of bank and minority interests.$2,996,000611
Net charge-offs$4,0006,304
Cash dividends$2,030,000436
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,993,090585
2009-03-31 (YTD Data)Rank
Total interest income$5,860,0001,548
Total interest expense$905,0003,316
Net interest income$4,955,0001,106
Provision for loan and lease losses$300,0002,285
Total noninterest income$633,0001,822
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$493,000830
Trading account gains and fees$0171
Additional Noninterest Income$140,0003,082
Total noninterest expense$3,741,0001,339
Salaries and employee benefits$2,154,0001,187
Premises and equipment expense$723,000993
Additional noninterest expense$864,0001,864
Pre-tax net operating income$1,547,000826
Securities gains (losses)$-3,0007,758
Applicable income taxes$46,0002,957
Income before extraordinary items$1,498,000687
Extraordinary gains, net$015
Net income$1,498,000686
Minority interest net income$0102
Net income of bank and minority interests.$1,498,000689
Net charge-offs$113,0002,740
Cash dividends$310,0001,318
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,500,910636
2008-12-31 (YTD Data)Rank
Total interest income$23,798,0001,627
Total interest expense$4,722,0003,121
Net interest income$19,076,0001,163
Provision for loan and lease losses$824,0002,998
Total noninterest income$3,473,0001,409
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,452,000709
Trading account gains and fees$0154
Additional Noninterest Income$1,021,0002,088
Total noninterest expense$14,928,0001,310
Salaries and employee benefits$8,126,0001,234
Premises and equipment expense$2,868,000966
Additional noninterest expense$3,934,0001,573
Pre-tax net operating income$6,797,000813
Securities gains (losses)$115,0001,033
Applicable income taxes$237,0002,655
Income before extraordinary items$6,675,000593
Extraordinary gains, net$039
Net income$6,675,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0003,914
Cash dividends$3,232,000843
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,563,450647
2008-09-30 (YTD Data)Rank
Total interest income$17,844,0001,658
Total interest expense$3,688,0003,106
Net interest income$14,156,0001,199
Provision for loan and lease losses$154,0004,593
Total noninterest income$2,656,0001,437
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,859,000708
Trading account gains and fees$0148
Additional Noninterest Income$797,0002,126
Total noninterest expense$11,118,0001,297
Salaries and employee benefits$6,143,0001,243
Premises and equipment expense$2,119,000980
Additional noninterest expense$2,856,0001,566
Pre-tax net operating income$5,540,000915
Securities gains (losses)$89,0001,045
Applicable income taxes$193,0002,951
Income before extraordinary items$5,436,000666
Extraordinary gains, net$031
Net income$5,436,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,199
Cash dividends$2,582,000810
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,349,670715
2008-06-30 (YTD Data)Rank
Total interest income$11,856,0001,700
Total interest expense$2,546,0003,133
Net interest income$9,310,0001,205
Provision for loan and lease losses$06,671
Total noninterest income$1,640,0001,539
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,219,000712
Trading account gains and fees$0149
Additional Noninterest Income$421,0002,507
Total noninterest expense$7,361,0001,299
Salaries and employee benefits$4,094,0001,260
Premises and equipment expense$1,409,000985
Additional noninterest expense$1,858,0001,580
Pre-tax net operating income$3,589,000995
Securities gains (losses)$53,0001,405
Applicable income taxes$123,0003,231
Income before extraordinary items$3,519,000783
Extraordinary gains, net$021
Net income$3,519,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,043
Cash dividends$1,627,000915
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,467,590777
2008-03-31 (YTD Data)Rank
Total interest income$6,062,0001,701
Total interest expense$1,461,0002,954
Net interest income$4,601,0001,203
Provision for loan and lease losses$06,080
Total noninterest income$770,0001,608
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$584,000741
Trading account gains and fees$0158
Additional Noninterest Income$186,0002,685
Total noninterest expense$3,691,0001,304
Salaries and employee benefits$2,068,0001,268
Premises and equipment expense$699,000995
Additional noninterest expense$924,0001,553
Pre-tax net operating income$1,680,0001,129
Securities gains (losses)$1,0002,556
Applicable income taxes$56,0003,451
Income before extraordinary items$1,625,000929
Extraordinary gains, net$015
Net income$1,625,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$905,000819
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,624,030885
2007-12-31 (YTD Data)Rank
Total interest income$26,156,0001,650
Total interest expense$8,022,0002,313
Net interest income$18,134,0001,227
Provision for loan and lease losses$06,851
Total noninterest income$3,100,0001,596
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,342,000756
Trading account gains and fees$0178
Additional Noninterest Income$758,0002,632
Total noninterest expense$14,049,0001,315
Salaries and employee benefits$7,863,0001,265
Premises and equipment expense$2,661,000975
Additional noninterest expense$3,525,0001,572
Pre-tax net operating income$7,185,0001,178
Securities gains (losses)$-5,0007,390
Applicable income taxes$246,0003,638
Income before extraordinary items$6,934,000940
Extraordinary gains, net$039
Net income$6,934,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-933,0008,522
Cash dividends$3,665,0001,001
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,938,850928
2007-09-30 (YTD Data)Rank
Total interest income$19,753,0001,637
Total interest expense$6,194,0002,260
Net interest income$13,559,0001,238
Provision for loan and lease losses$06,528
Total noninterest income$2,325,0001,608
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,763,000746
Trading account gains and fees$0184
Additional Noninterest Income$562,0002,663
Total noninterest expense$10,416,0001,326
Salaries and employee benefits$5,872,0001,277
Premises and equipment expense$1,999,000967
Additional noninterest expense$2,545,0001,592
Pre-tax net operating income$5,468,0001,247
Securities gains (losses)$-6,0007,659
Applicable income taxes$188,0003,785
Income before extraordinary items$5,274,000991
Extraordinary gains, net$033
Net income$5,274,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-986,0008,549
Cash dividends$2,760,000938
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,279,820977
2007-06-30 (YTD Data)Rank
Total interest income$13,030,0001,665
Total interest expense$4,152,0002,262
Net interest income$8,878,0001,282
Provision for loan and lease losses$06,209
Total noninterest income$1,620,0001,574
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,193,000732
Trading account gains and fees$0168
Additional Noninterest Income$427,0002,482
Total noninterest expense$7,031,0001,331
Salaries and employee benefits$3,938,0001,291
Premises and equipment expense$1,348,000967
Additional noninterest expense$1,745,0001,550
Pre-tax net operating income$3,467,0001,364
Securities gains (losses)$01,444
Applicable income taxes$117,0003,949
Income before extraordinary items$3,350,0001,078
Extraordinary gains, net$029
Net income$3,350,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,042,0008,606
Cash dividends$1,855,000955
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,350,0001,058
2007-03-31 (YTD Data)Rank
Total interest income$6,394,0001,692
Total interest expense$2,015,0002,303
Net interest income$4,379,0001,304
Provision for loan and lease losses$05,779
Total noninterest income$828,0001,521
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$601,000705
Trading account gains and fees$0195
Additional Noninterest Income$227,0002,360
Total noninterest expense$3,418,0001,361
Salaries and employee benefits$1,992,0001,297
Premises and equipment expense$667,000985
Additional noninterest expense$759,0001,764
Pre-tax net operating income$1,789,0001,308
Securities gains (losses)$01,187
Applicable income taxes$61,0003,885
Income before extraordinary items$1,728,0001,020
Extraordinary gains, net$022
Net income$1,728,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$950,000853
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,728,0001,003
2006-12-31 (YTD Data)Rank
Total interest income$23,970,0001,683
Total interest expense$5,154,0002,961
Net interest income$18,816,0001,194
Provision for loan and lease losses$60,0005,315
Total noninterest income$3,639,0001,386
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,348,000756
Trading account gains and fees$0130
Additional Noninterest Income$1,291,0001,856
Total noninterest expense$13,671,0001,307
Salaries and employee benefits$7,623,0001,275
Premises and equipment expense$2,281,0001,125
Additional noninterest expense$3,767,0001,407
Pre-tax net operating income$8,724,0001,131
Securities gains (losses)$-31,0007,737
Applicable income taxes$305,0003,783
Income before extraordinary items$8,388,000899
Extraordinary gains, net$051
Net income$8,388,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,821
Cash dividends$3,652,000936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,417,760881
2006-09-30 (YTD Data)Rank
Total interest income$17,607,0001,709
Total interest expense$3,378,0003,198
Net interest income$14,229,0001,191
Provision for loan and lease losses$30,0005,631
Total noninterest income$2,806,0001,377
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,755,000764
Trading account gains and fees$0126
Additional Noninterest Income$1,051,0001,756
Total noninterest expense$10,260,0001,317
Salaries and employee benefits$5,673,0001,296
Premises and equipment expense$1,646,0001,179
Additional noninterest expense$2,941,0001,353
Pre-tax net operating income$6,745,0001,135
Securities gains (losses)$-31,0008,000
Applicable income taxes$233,0003,943
Income before extraordinary items$6,481,000902
Extraordinary gains, net$045
Net income$6,481,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,924
Cash dividends$2,736,000892
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,511,070886
2006-06-30 (YTD Data)Rank
Total interest income$11,388,0001,722
Total interest expense$1,878,0003,564
Net interest income$9,510,0001,191
Provision for loan and lease losses$06,419
Total noninterest income$2,003,0001,309
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,159,000760
Trading account gains and fees$0126
Additional Noninterest Income$844,0001,528
Total noninterest expense$6,727,0001,350
Salaries and employee benefits$3,738,0001,326
Premises and equipment expense$1,072,0001,206
Additional noninterest expense$1,917,0001,389
Pre-tax net operating income$4,786,0001,060
Securities gains (losses)$-31,0008,225
Applicable income taxes$165,0003,875
Income before extraordinary items$4,590,000847
Extraordinary gains, net$039
Net income$4,590,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$1,820,000891
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,620,070827
2006-03-31 (YTD Data)Rank
Total interest income$5,539,0001,717
Total interest expense$865,0003,636
Net interest income$4,674,0001,213
Provision for loan and lease losses$06,013
Total noninterest income$751,0001,603
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$590,000712
Trading account gains and fees$0115
Additional Noninterest Income$161,0002,841
Total noninterest expense$3,414,0001,339
Salaries and employee benefits$1,853,0001,344
Premises and equipment expense$529,0001,226
Additional noninterest expense$1,032,0001,283
Pre-tax net operating income$2,011,0001,224
Securities gains (losses)$-34,0008,490
Applicable income taxes$67,0004,109
Income before extraordinary items$1,910,000997
Extraordinary gains, net$021
Net income$1,910,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$750,000954
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,942,980961
2005-12-31 (YTD Data)Rank
Total interest income$19,946,0001,690
Total interest expense$2,703,0003,610
Net interest income$17,243,0001,262
Provision for loan and lease losses$07,120
Total noninterest income$2,855,0001,689
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,105,000823
Trading account gains and fees$0138
Additional Noninterest Income$750,0002,648
Total noninterest expense$12,385,0001,382
Salaries and employee benefits$6,657,0001,400
Premises and equipment expense$2,024,0001,219
Additional noninterest expense$3,704,0001,380
Pre-tax net operating income$7,713,0001,230
Securities gains (losses)$200,000501
Applicable income taxes$277,0004,229
Income before extraordinary items$7,636,000941
Extraordinary gains, net$046
Net income$7,636,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,317
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,444,000954
2005-09-30 (YTD Data)Rank
Total interest income$14,634,0001,686
Total interest expense$1,953,0003,576
Net interest income$12,681,0001,269
Provision for loan and lease losses$06,899
Total noninterest income$2,136,0001,692
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,591,000816
Trading account gains and fees$0126
Additional Noninterest Income$545,0002,714
Total noninterest expense$9,123,0001,395
Salaries and employee benefits$4,956,0001,398
Premises and equipment expense$1,523,0001,197
Additional noninterest expense$2,644,0001,431
Pre-tax net operating income$5,694,0001,252
Securities gains (losses)$200,000470
Applicable income taxes$208,0004,353
Income before extraordinary items$5,686,000950
Extraordinary gains, net$035
Net income$5,686,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$2,250,000953
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,494,000962
2005-06-30 (YTD Data)Rank
Total interest income$9,525,0001,680
Total interest expense$1,201,0003,615
Net interest income$8,324,0001,290
Provision for loan and lease losses$06,626
Total noninterest income$1,389,0001,701
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,047,000811
Trading account gains and fees$0116
Additional Noninterest Income$342,0002,817
Total noninterest expense$6,053,0001,408
Salaries and employee benefits$3,247,0001,420
Premises and equipment expense$1,011,0001,192
Additional noninterest expense$1,795,0001,393
Pre-tax net operating income$3,660,0001,276
Securities gains (losses)$02,146
Applicable income taxes$132,0004,429
Income before extraordinary items$3,528,000985
Extraordinary gains, net$030
Net income$3,528,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,528,000971
2005-03-31 (YTD Data)Rank
Total interest income$4,599,0001,704
Total interest expense$548,0003,768
Net interest income$4,051,0001,322
Provision for loan and lease losses$06,226
Total noninterest income$706,0001,635
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$516,000793
Trading account gains and fees$0115
Additional Noninterest Income$190,0002,562
Total noninterest expense$2,800,0001,508
Salaries and employee benefits$1,598,0001,448
Premises and equipment expense$491,0001,231
Additional noninterest expense$711,0001,734
Pre-tax net operating income$1,957,0001,173
Securities gains (losses)$01,685
Applicable income taxes$67,0004,351
Income before extraordinary items$1,890,000918
Extraordinary gains, net$024
Net income$1,890,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,890,000900
2004-12-31 (YTD Data)Rank
Total interest income$16,151,0001,778
Total interest expense$1,742,0004,063
Net interest income$14,409,0001,403
Provision for loan and lease losses$07,314
Total noninterest income$3,085,0001,562
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,980,000879
Trading account gains and fees$0138
Additional Noninterest Income$1,105,0002,026
Total noninterest expense$10,846,0001,504
Salaries and employee benefits$5,979,0001,488
Premises and equipment expense$1,939,0001,184
Additional noninterest expense$2,928,0001,661
Pre-tax net operating income$6,648,0001,299
Securities gains (losses)$-38,0008,534
Applicable income taxes$95,0005,557
Income before extraordinary items$6,515,0001,014
Extraordinary gains, net$034
Net income$6,515,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,752
Cash dividends$2,505,0001,117
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,552,620978
2004-09-30 (YTD Data)Rank
Total interest income$11,739,0001,810
Total interest expense$1,250,0004,145
Net interest income$10,489,0001,429
Provision for loan and lease losses$07,100
Total noninterest income$2,386,0001,534
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,410,000931
Trading account gains and fees$0134
Additional Noninterest Income$976,0001,797
Total noninterest expense$8,078,0001,508
Salaries and employee benefits$4,522,0001,464
Premises and equipment expense$1,443,0001,192
Additional noninterest expense$2,113,0001,705
Pre-tax net operating income$4,797,0001,355
Securities gains (losses)$-39,0008,769
Applicable income taxes$68,0005,736
Income before extraordinary items$4,690,0001,056
Extraordinary gains, net$026
Net income$4,690,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,165
Cash dividends$1,845,0001,063
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,728,6101,012
2004-06-30 (YTD Data)Rank
Total interest income$7,643,0001,834
Total interest expense$813,0004,229
Net interest income$6,830,0001,460
Provision for loan and lease losses$06,885
Total noninterest income$1,710,0001,453
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$808,0001,095
Trading account gains and fees$0130
Additional Noninterest Income$902,0001,432
Total noninterest expense$5,476,0001,484
Salaries and employee benefits$2,978,0001,484
Premises and equipment expense$971,0001,194
Additional noninterest expense$1,527,0001,581
Pre-tax net operating income$3,064,0001,391
Securities gains (losses)$03,413
Applicable income taxes$43,0005,769
Income before extraordinary items$3,021,0001,092
Extraordinary gains, net$021
Net income$3,021,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,060
Cash dividends$1,235,0001,064
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,021,0001,053
2004-03-31 (YTD Data)Rank
Total interest income$3,736,0001,883
Total interest expense$405,0004,286
Net interest income$3,331,0001,493
Provision for loan and lease losses$06,501
Total noninterest income$872,0001,396
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$341,0001,259
Trading account gains and fees$0121
Additional Noninterest Income$531,0001,239
Total noninterest expense$2,807,0001,451
Salaries and employee benefits$1,474,0001,509
Premises and equipment expense$615,000939
Additional noninterest expense$718,0001,649
Pre-tax net operating income$1,396,0001,490
Securities gains (losses)$02,934
Applicable income taxes$18,0005,857
Income before extraordinary items$1,378,0001,185
Extraordinary gains, net$016
Net income$1,378,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$85,0003,031
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,378,0001,123
2003-12-31 (YTD Data)Rank
Total interest income$14,517,0001,954
Total interest expense$1,908,0004,167
Net interest income$12,609,0001,542
Provision for loan and lease losses$07,651
Total noninterest income$2,011,0002,314
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,483,0001,169
Trading account gains and fees$0160
Additional Noninterest Income$528,0003,489
Total noninterest expense$10,887,0001,470
Salaries and employee benefits$5,587,0001,539
Premises and equipment expense$2,378,000953
Additional noninterest expense$2,922,0001,668
Pre-tax net operating income$3,733,0002,085
Securities gains (losses)$820,000548
Applicable income taxes$1,750,0001,414
Income before extraordinary items$2,803,0002,171
Extraordinary gains, net$054
Net income$2,803,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-334,0009,146
Cash dividends$340,0004,196
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,278,2002,459
2003-09-30 (YTD Data)Rank
Total interest income$10,658,0002,033
Total interest expense$1,458,0004,240
Net interest income$9,200,0001,592
Provision for loan and lease losses$07,481
Total noninterest income$1,503,0002,357
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,117,0001,166
Trading account gains and fees$0153
Additional Noninterest Income$386,0003,598
Total noninterest expense$7,962,0001,516
Salaries and employee benefits$4,176,0001,554
Premises and equipment expense$1,342,0001,274
Additional noninterest expense$2,444,0001,505
Pre-tax net operating income$2,741,0002,198
Securities gains (losses)$278,0001,016
Applicable income taxes$1,151,0001,664
Income before extraordinary items$1,868,0002,473
Extraordinary gains, net$040
Net income$1,868,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,671
Cash dividends$255,0003,697
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,690,0802,553
2003-06-30 (YTD Data)Rank
Total interest income$7,060,0002,063
Total interest expense$989,0004,281
Net interest income$6,071,0001,605
Provision for loan and lease losses$07,324
Total noninterest income$1,006,0002,352
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$745,0001,145
Trading account gains and fees$0150
Additional Noninterest Income$261,0003,547
Total noninterest expense$5,278,0001,523
Salaries and employee benefits$2,740,0001,570
Premises and equipment expense$883,0001,303
Additional noninterest expense$1,655,0001,482
Pre-tax net operating income$1,799,0002,240
Securities gains (losses)$278,000848
Applicable income taxes$796,0001,628
Income before extraordinary items$1,281,0002,427
Extraordinary gains, net$030
Net income$1,281,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,495
Cash dividends$170,0003,711
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,103,0802,604
2003-03-31 (YTD Data)Rank
Total interest income$3,505,0002,098
Total interest expense$498,0004,352
Net interest income$3,007,0001,632
Provision for loan and lease losses$06,934
Total noninterest income$488,0002,321
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$356,0001,162
Trading account gains and fees$0134
Additional Noninterest Income$132,0003,437
Total noninterest expense$2,552,0001,564
Salaries and employee benefits$1,349,0001,578
Premises and equipment expense$428,0001,349
Additional noninterest expense$775,0001,525
Pre-tax net operating income$943,0002,150
Securities gains (losses)$276,000536
Applicable income taxes$468,0001,447
Income before extraordinary items$751,0002,087
Extraordinary gains, net$021
Net income$751,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$85,0003,091
Sale, conversion, retirement of capital stock, net$0419
Net operating income$574,3602,498
2002-12-31 (YTD Data)Rank
Total interest income$13,297,0002,315
Total interest expense$2,176,0004,539
Net interest income$11,121,0001,735
Provision for loan and lease losses$08,089
Total noninterest income$1,751,0002,360
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,244,0001,306
Trading account gains and fees$0153
Additional Noninterest Income$507,0003,267
Total noninterest expense$8,592,0001,765
Salaries and employee benefits$4,697,0001,705
Premises and equipment expense$1,642,0001,337
Additional noninterest expense$2,253,0002,049
Pre-tax net operating income$4,280,0001,879
Securities gains (losses)$5,0003,957
Applicable income taxes$1,609,0001,557
Income before extraordinary items$2,676,0002,230
Extraordinary gains, net$070
Net income$2,676,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0009,215
Cash dividends$340,0004,122
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,672,8002,155
2001-12-31 (YTD Data)Rank
Total interest income$13,019,0002,622
Total interest expense$3,845,0003,922
Net interest income$9,174,0001,943
Provision for loan and lease losses$08,228
Total noninterest income$2,415,0001,725
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,018,0001,452
Trading account gains and fees$0177
Additional Noninterest Income$1,397,0001,621
Total noninterest expense$7,274,0001,972
Salaries and employee benefits$4,032,0001,860
Premises and equipment expense$1,445,0001,491
Additional noninterest expense$1,797,0002,479
Pre-tax net operating income$4,315,0001,645
Securities gains (losses)$139,0001,466
Applicable income taxes$1,710,0001,342
Income before extraordinary items$2,744,0001,914
Extraordinary gains, net$0105
Net income$2,744,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-474,0009,591
Cash dividends$1,625,0001,556
Sale, conversion, retirement of capital stock, net$3,000,000251
Net operating income$2,655,0401,896
2000-12-31 (YTD Data)Rank
Total interest income$13,384,0002,600
Total interest expense$4,418,0003,677
Net interest income$8,966,0001,971
Provision for loan and lease losses$08,337
Total noninterest income$1,397,0002,475
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$844,0001,643
Trading account gains and fees$0180
Additional Noninterest Income$553,0002,776
Total noninterest expense$6,731,0002,045
Salaries and employee benefits$3,945,0001,825
Premises and equipment expense$1,300,0001,597
Additional noninterest expense$1,486,0002,848
Pre-tax net operating income$3,632,0002,009
Securities gains (losses)$01,956
Applicable income taxes$1,431,0001,575
Income before extraordinary items$2,201,0002,331
Extraordinary gains, net$038
Net income$2,201,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0009,680
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$-3,000,0009,879
Net operating income$2,201,0002,338
1999-12-31 (YTD Data)Rank
Total interest income$11,483,0002,819
Total interest expense$3,512,0004,033
Net interest income$7,971,0002,202
Provision for loan and lease losses$08,503
Total noninterest income$1,055,0002,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$698,0001,903
Trading account gains and fees$0173
Additional Noninterest Income$357,0003,660
Total noninterest expense$6,168,0002,219
Salaries and employee benefits$3,503,0002,002
Premises and equipment expense$1,257,0001,623
Additional noninterest expense$1,408,0003,027
Pre-tax net operating income$2,858,0002,516
Securities gains (losses)$8,0001,870
Applicable income taxes$1,187,0001,943
Income before extraordinary items$1,679,0002,965
Extraordinary gains, net$035
Net income$1,679,0002,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,803
Cash dividends$268,0004,763
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,673,8802,940
1998-12-31 (YTD Data)Rank
Total interest income$10,593,0003,050
Total interest expense$3,575,0004,038
Net interest income$7,018,0002,417
Provision for loan and lease losses$08,652
Total noninterest income$1,191,0002,708
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$679,0001,886
Trading account gains and fees$0224
Additional Noninterest Income$512,0002,938
Total noninterest expense$5,935,0002,200
Salaries and employee benefits$3,374,0001,981
Premises and equipment expense$1,190,0001,653
Additional noninterest expense$1,371,0003,001
Pre-tax net operating income$2,274,0003,007
Securities gains (losses)$16,0002,616
Applicable income taxes$942,0002,419
Income before extraordinary items$1,348,0003,558
Extraordinary gains, net$032
Net income$1,348,0003,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,584
Cash dividends$279,0004,773
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,337,7603,488
1997-12-31 (YTD Data)Rank
Total interest income$9,756,0003,313
Total interest expense$3,134,0004,542
Net interest income$6,622,0002,625
Provision for loan and lease losses$190,0003,550
Total noninterest income$800,0003,570
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$580,0002,259
Trading account gains and fees$0239
Additional Noninterest Income$220,0004,727
Total noninterest expense$5,484,0002,358
Salaries and employee benefits$2,802,0002,373
Premises and equipment expense$1,008,0001,959
Additional noninterest expense$1,674,0002,463
Pre-tax net operating income$1,748,0003,958
Securities gains (losses)$7,0002,566
Applicable income taxes$722,0003,161
Income before extraordinary items$1,033,0004,592
Extraordinary gains, net$044
Net income$1,033,0004,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,671
Cash dividends$281,0004,702
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,028,5204,550
1996-12-31 (YTD Data)Rank
Total interest income$9,397,0003,470
Total interest expense$3,269,0004,442
Net interest income$6,128,0002,894
Provision for loan and lease losses$625,0001,456
Total noninterest income$672,0004,235
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$523,0002,609
Trading account gains and fees$0262
Additional Noninterest Income$149,0005,991
Total noninterest expense$4,881,0002,800
Salaries and employee benefits$2,493,0002,709
Premises and equipment expense$1,053,0001,911
Additional noninterest expense$1,335,0003,446
Pre-tax net operating income$1,294,0004,844
Securities gains (losses)$39,0001,512
Applicable income taxes$558,0003,794
Income before extraordinary items$775,0005,415
Extraordinary gains, net$053
Net income$775,0005,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,0001,057
Cash dividends$280,0004,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$750,0405,472
1995-12-31 (YTD Data)Rank
Total interest income$9,764,0003,357
Total interest expense$3,708,0003,952
Net interest income$6,056,0002,937
Provision for loan and lease losses$522,0001,516
Total noninterest income$575,0004,714
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$448,0003,024
Trading account gains and fees$0522
Additional Noninterest Income$127,0006,480
Total noninterest expense$5,050,0002,689
Salaries and employee benefits$2,336,0002,859
Premises and equipment expense$1,053,0001,934
Additional noninterest expense$1,661,0002,802
Pre-tax net operating income$1,059,0005,751
Securities gains (losses)$03,831
Applicable income taxes$431,0004,679
Income before extraordinary items$628,0006,445
Extraordinary gains, net$065
Net income$628,0006,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,949
Cash dividends$295,0004,628
Sale, conversion, retirement of capital stock, net$0809
Net operating income$628,0006,431
1994-12-31 (YTD Data)Rank
Total interest income$9,091,0003,298
Total interest expense$3,361,0003,570
Net interest income$5,730,0003,127
Provision for loan and lease losses$749,0001,154
Total noninterest income$585,0004,747
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$444,0003,082
Trading account gains and fees$0475
Additional Noninterest Income$141,0006,387
Total noninterest expense$4,569,0003,015
Salaries and employee benefits$2,257,0002,938
Premises and equipment expense$894,0002,257
Additional noninterest expense$1,418,0003,486
Pre-tax net operating income$997,0005,969
Securities gains (losses)$107,000748
Applicable income taxes$495,0004,080
Income before extraordinary items$609,0006,469
Extraordinary gains, net$0249
Net income$609,0006,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$688,0001,107
Cash dividends$235,0005,102
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$540,5207,049
1993-12-31 (YTD Data)Rank
Total interest income$8,488,0003,621
Total interest expense$3,457,0003,628
Net interest income$5,031,0003,552
Provision for loan and lease losses$350,0002,706
Total noninterest income$563,0005,174
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$427,0003,252
Trading account gains and fees$0532
Additional Noninterest Income$136,0006,879
Total noninterest expense$4,355,0003,213
Salaries and employee benefits$2,038,0003,223
Premises and equipment expense$822,0002,492
Additional noninterest expense$1,495,0003,516
Pre-tax net operating income$889,0006,386
Securities gains (losses)$07,477
Applicable income taxes$415,0004,873
Income before extraordinary items$474,0007,755
Extraordinary gains, net$03,149
Net income$474,0007,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,895
Cash dividends$210,0005,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$474,0007,495
1992-12-31 (YTD Data)Rank
Total interest income$8,544,0004,044
Total interest expense$4,255,0003,847
Net interest income$4,289,0004,184
Provision for loan and lease losses$2,890,000861
Total noninterest income$736,0004,242
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$462,0003,017
Trading account gains and fees$0504
Additional Noninterest Income$274,0004,692
Total noninterest expense$4,051,0003,455
Salaries and employee benefits$1,990,0003,221
Premises and equipment expense$868,0002,378
Additional noninterest expense$1,193,0004,361
Pre-tax net operating income$-1,916,00013,627
Securities gains (losses)$76,0003,457
Applicable income taxes$-808,00013,810
Income before extraordinary items$-1,032,00013,562
Extraordinary gains, net$55,000968
Net income$-977,00013,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,809,000768
Cash dividends$221,0004,797
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,080,64013,499

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.