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Avidia Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$111,282,000	492
Total interest expense	$38,489,000	476
Net interest income	$72,793,000	500
Provision for loan and lease losses	$2,600,000	485
Total noninterest income	$21,441,000	433
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,005,000	398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,436,000	345
Total noninterest expense	$73,019,000	403
Salaries and employee benefits	$33,991,000	465
Premises and equipment expense	$8,018,000	362
Additional noninterest expense	$18,436,000	345
Pre-tax net operating income	$18,615,000	721
Securities gains (losses)	$-1,142,000	4,317
Applicable income taxes	$4,229,000	607
Income before extraordinary items	$13,244,000	809
Extraordinary gains, net	$0	54
Net income	$13,244,000	821
Minority interest net income	$0	88
Net income of bank and minority interests.	$13,244,000	812
Net charge-offs	$261,000	1,037
Cash dividends	$1,035,000	2,121
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$14,146,180	781
2023-09-30 (YTD Data)		Rank
Total interest income	$82,060,000	494
Total interest expense	$26,892,000	471
Net interest income	$55,168,000	505
Provision for loan and lease losses	$2,000,000	443
Total noninterest income	$13,485,000	499
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$2,252,000	397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,233,000	412
Total noninterest expense	$54,390,000	405
Salaries and employee benefits	$25,976,000	459
Premises and equipment expense	$5,872,000	375
Additional noninterest expense	$11,233,000	412
Pre-tax net operating income	$12,263,000	830
Securities gains (losses)	$958,000	44
Applicable income taxes	$3,317,000	607
Income before extraordinary items	$9,904,000	841
Extraordinary gains, net	$0	52
Net income	$9,904,000	845
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,904,000	841
Net charge-offs	$227,000	841
Cash dividends	$494,000	2,270
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,147,180	906
2023-06-30 (YTD Data)		Rank
Total interest income	$53,335,000	483
Total interest expense	$16,153,000	468
Net interest income	$37,182,000	498
Provision for loan and lease losses	$1,400,000	434
Total noninterest income	$9,331,000	474
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,587,000	375
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,744,000	391
Total noninterest expense	$37,080,000	387
Salaries and employee benefits	$17,839,000	440
Premises and equipment expense	$3,905,000	371
Additional noninterest expense	$7,744,000	391
Pre-tax net operating income	$8,033,000	843
Securities gains (losses)	$1,222,000	42
Applicable income taxes	$2,380,000	579
Income before extraordinary items	$6,875,000	817
Extraordinary gains, net	$0	51
Net income	$6,875,000	828
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,875,000	817
Net charge-offs	$-11,000	3,949
Cash dividends	$494,000	1,988
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,909,620	936
2023-03-31 (YTD Data)		Rank
Total interest income	$26,118,000	491
Total interest expense	$7,057,000	464
Net interest income	$19,061,000	493
Provision for loan and lease losses	$500,000	508
Total noninterest income	$4,750,000	464
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$923,000	348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,827,000	390
Total noninterest expense	$18,752,000	393
Salaries and employee benefits	$9,209,000	437
Premises and equipment expense	$2,049,000	360
Additional noninterest expense	$3,827,000	390
Pre-tax net operating income	$4,559,000	790
Securities gains (losses)	$487,000	58
Applicable income taxes	$1,174,000	605
Income before extraordinary items	$3,872,000	757
Extraordinary gains, net	$0	4
Net income	$3,872,000	756
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,872,000	756
Net charge-offs	$115,000	559
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,487,270	839
2022-12-31 (YTD Data)		Rank
Total interest income	$84,398,000	477
Total interest expense	$6,212,000	673
Net interest income	$78,186,000	461
Provision for loan and lease losses	$1,225,000	709
Total noninterest income	$19,170,000	491
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$3,298,000	390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,872,000	415
Total noninterest expense	$76,220,000	375
Salaries and employee benefits	$34,415,000	453
Premises and equipment expense	$7,587,000	375
Additional noninterest expense	$15,872,000	415
Pre-tax net operating income	$19,911,000	752
Securities gains (losses)	$-5,892,000	4,641
Applicable income taxes	$3,710,000	728
Income before extraordinary items	$10,309,000	1,083
Extraordinary gains, net	$0	5
Net income	$10,309,000	1,082
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,309,000	1,083
Net charge-offs	$200,000	924
Cash dividends	$1,146,000	2,021
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$14,963,680	811
2022-09-30 (YTD Data)		Rank
Total interest income	$60,793,000	475
Total interest expense	$2,727,000	788
Net interest income	$58,066,000	459
Provision for loan and lease losses	$1,125,000	571
Total noninterest income	$14,898,000	485
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,575,000	383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,323,000	414
Total noninterest expense	$57,452,000	373
Salaries and employee benefits	$25,794,000	445
Premises and equipment expense	$5,612,000	379
Additional noninterest expense	$12,323,000	414
Pre-tax net operating income	$14,387,000	779
Securities gains (losses)	$-6,764,000	4,695
Applicable income taxes	$2,034,000	887
Income before extraordinary items	$5,589,000	1,367
Extraordinary gains, net	$0	4
Net income	$5,589,000	1,366
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,589,000	1,367
Net charge-offs	$8,000	1,888
Cash dividends	$674,000	1,972
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,932,560	838
2022-06-30 (YTD Data)		Rank
Total interest income	$38,993,000	470
Total interest expense	$1,486,000	774
Net interest income	$37,507,000	455
Provision for loan and lease losses	$675,000	559
Total noninterest income	$10,433,000	458
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,687,000	389
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,746,000	407
Total noninterest expense	$38,072,000	367
Salaries and employee benefits	$16,832,000	443
Premises and equipment expense	$3,890,000	355
Additional noninterest expense	$17,350,000	291
Pre-tax net operating income	$9,193,000	770
Securities gains (losses)	$-6,797,000	4,731
Applicable income taxes	$814,000	1,155
Income before extraordinary items	$1,582,000	2,275
Extraordinary gains, net	$0	4
Net income	$1,582,000	2,275
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,582,000	2,275
Net charge-offs	$-14,000	3,773
Cash dividends	$289,000	2,272
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,951,630	827
2022-03-31 (YTD Data)		Rank
Total interest income	$18,944,000	470
Total interest expense	$751,000	724
Net interest income	$18,193,000	455
Provision for loan and lease losses	$200,000	654
Total noninterest income	$5,623,000	449
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$801,000	399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,822,000	395
Total noninterest expense	$18,854,000	372
Salaries and employee benefits	$8,496,000	442
Premises and equipment expense	$2,017,000	354
Additional noninterest expense	$8,341,000	300
Pre-tax net operating income	$4,762,000	708
Securities gains (losses)	$-1,360,000	4,731
Applicable income taxes	$842,000	720
Income before extraordinary items	$2,560,000	998
Extraordinary gains, net	$0	4
Net income	$2,560,000	997
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,560,000	998
Net charge-offs	$-18,000	4,112
Cash dividends	$289,000	1,537
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,634,400	763
2021-12-31 (YTD Data)		Rank
Total interest income	$76,963,000	468
Total interest expense	$4,565,000	595
Net interest income	$72,398,000	452
Provision for loan and lease losses	$3,125,000	182
Total noninterest income	$20,551,000	507
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,555,000	451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,996,000	449
Total noninterest expense	$71,681,000	380
Salaries and employee benefits	$32,446,000	460
Premises and equipment expense	$6,797,000	411
Additional noninterest expense	$32,438,000	300
Pre-tax net operating income	$18,143,000	797
Securities gains (losses)	$6,322,000	67
Applicable income taxes	$5,932,000	561
Income before extraordinary items	$18,533,000	688
Extraordinary gains, net	$0	10
Net income	$18,533,000	690
Minority interest net income	$0	74
Net income of bank and minority interests.	$18,533,000	689
Net charge-offs	$2,589,000	247
Cash dividends	$1,155,000	2,077
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,538,620	886
2021-09-30 (YTD Data)		Rank
Total interest income	$56,830,000	474
Total interest expense	$3,491,000	609
Net interest income	$53,339,000	459
Provision for loan and lease losses	$2,325,000	176
Total noninterest income	$15,397,000	518
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,866,000	458
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,531,000	468
Total noninterest expense	$52,564,000	388
Salaries and employee benefits	$23,680,000	473
Premises and equipment expense	$5,059,000	419
Additional noninterest expense	$23,825,000	301
Pre-tax net operating income	$13,847,000	830
Securities gains (losses)	$4,247,000	79
Applicable income taxes	$4,310,000	592
Income before extraordinary items	$13,784,000	715
Extraordinary gains, net	$0	8
Net income	$13,784,000	715
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,784,000	715
Net charge-offs	$1,269,000	287
Cash dividends	$578,000	2,200
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,428,870	899
2021-06-30 (YTD Data)		Rank
Total interest income	$37,291,000	478
Total interest expense	$2,476,000	592
Net interest income	$34,815,000	466
Provision for loan and lease losses	$1,575,000	187
Total noninterest income	$9,893,000	534
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,161,000	470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,732,000	484
Total noninterest expense	$34,214,000	393
Salaries and employee benefits	$15,526,000	481
Premises and equipment expense	$3,231,000	438
Additional noninterest expense	$15,457,000	307
Pre-tax net operating income	$8,919,000	842
Securities gains (losses)	$4,329,000	64
Applicable income taxes	$3,146,000	553
Income before extraordinary items	$10,102,000	654
Extraordinary gains, net	$0	6
Net income	$10,102,000	654
Minority interest net income	$0	67
Net income of bank and minority interests.	$10,102,000	654
Net charge-offs	$543,000	378
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,682,090	919
2021-03-31 (YTD Data)		Rank
Total interest income	$18,480,000	476
Total interest expense	$1,351,000	577
Net interest income	$17,129,000	467
Provision for loan and lease losses	$1,025,000	184
Total noninterest income	$5,523,000	504
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$598,000	457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,925,000	450
Total noninterest expense	$16,782,000	398
Salaries and employee benefits	$7,560,000	493
Premises and equipment expense	$1,656,000	426
Additional noninterest expense	$7,566,000	300
Pre-tax net operating income	$4,845,000	791
Securities gains (losses)	$2,416,000	61
Applicable income taxes	$1,751,000	504
Income before extraordinary items	$5,510,000	610
Extraordinary gains, net	$0	3
Net income	$5,510,000	610
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,510,000	610
Net charge-offs	$265,000	366
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,601,360	859
2020-12-31 (YTD Data)		Rank
Total interest income	$72,555,000	482
Total interest expense	$7,645,000	634
Net interest income	$64,910,000	458
Provision for loan and lease losses	$5,900,000	505
Total noninterest income	$17,762,000	542
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,242,000	478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,520,000	481
Total noninterest expense	$63,492,000	411
Salaries and employee benefits	$28,403,000	492
Premises and equipment expense	$5,980,000	452
Additional noninterest expense	$29,109,000	319
Pre-tax net operating income	$13,280,000	838
Securities gains (losses)	$3,291,000	149
Applicable income taxes	$3,728,000	603
Income before extraordinary items	$12,843,000	764
Extraordinary gains, net	$0	4
Net income	$12,843,000	764
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,843,000	764
Net charge-offs	$1,588,000	485
Cash dividends	$1,155,000	2,047
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,243,110	898
2020-09-30 (YTD Data)		Rank
Total interest income	$53,371,000	487
Total interest expense	$6,089,000	641
Net interest income	$47,282,000	465
Provision for loan and lease losses	$3,500,000	638
Total noninterest income	$11,911,000	562
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,633,000	489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,278,000	499
Total noninterest expense	$46,010,000	413
Salaries and employee benefits	$20,730,000	495
Premises and equipment expense	$4,343,000	459
Additional noninterest expense	$20,937,000	317
Pre-tax net operating income	$9,683,000	822
Securities gains (losses)	$626,000	433
Applicable income taxes	$2,589,000	610
Income before extraordinary items	$7,720,000	890
Extraordinary gains, net	$0	4
Net income	$7,720,000	890
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,720,000	890
Net charge-offs	$1,568,000	385
Cash dividends	$578,000	2,196
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,225,460	924
2020-06-30 (YTD Data)		Rank
Total interest income	$35,450,000	494
Total interest expense	$4,356,000	654
Net interest income	$31,094,000	474
Provision for loan and lease losses	$2,500,000	619
Total noninterest income	$6,559,000	613
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,079,000	490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,480,000	539
Total noninterest expense	$30,173,000	417
Salaries and employee benefits	$13,573,000	502
Premises and equipment expense	$2,833,000	469
Additional noninterest expense	$13,767,000	318
Pre-tax net operating income	$4,980,000	961
Securities gains (losses)	$-490,000	5,003
Applicable income taxes	$1,088,000	777
Income before extraordinary items	$3,402,000	1,192
Extraordinary gains, net	$0	4
Net income	$3,402,000	1,192
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,402,000	1,192
Net charge-offs	$1,316,000	332
Cash dividends	$289,000	2,447
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,789,100	1,054
2020-03-31 (YTD Data)		Rank
Total interest income	$17,574,000	499
Total interest expense	$2,307,000	690
Net interest income	$15,267,000	478
Provision for loan and lease losses	$1,000,000	602
Total noninterest income	$3,599,000	534
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$664,000	465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,935,000	462
Total noninterest expense	$15,394,000	409
Salaries and employee benefits	$6,868,000	503
Premises and equipment expense	$1,464,000	464
Additional noninterest expense	$7,062,000	311
Pre-tax net operating income	$2,472,000	894
Securities gains (losses)	$-4,308,000	5,083
Applicable income taxes	$-374,000	5,014
Income before extraordinary items	$-1,462,000	5,026
Extraordinary gains, net	$0	4
Net income	$-1,462,000	5,026
Minority interest net income	$0	56
Net income of bank and minority interests.	$-1,462,000	5,026
Net charge-offs	$1,357,000	196
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,984,400	927
2019-12-31 (YTD Data)		Rank
Total interest income	$70,567,000	497
Total interest expense	$10,523,000	655
Net interest income	$60,044,000	471
Provision for loan and lease losses	$2,825,000	393
Total noninterest income	$12,822,000	581
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,065,000	609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,757,000	496
Total noninterest expense	$57,337,000	414
Salaries and employee benefits	$26,220,000	494
Premises and equipment expense	$5,474,000	482
Additional noninterest expense	$25,643,000	323
Pre-tax net operating income	$12,704,000	863
Securities gains (losses)	$4,870,000	81
Applicable income taxes	$4,089,000	575
Income before extraordinary items	$13,485,000	737
Extraordinary gains, net	$0	11
Net income	$13,485,000	738
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,485,000	738
Net charge-offs	$2,997,000	316
Cash dividends	$1,155,000	2,170
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,637,700	950
2019-09-30 (YTD Data)		Rank
Total interest income	$53,508,000	499
Total interest expense	$8,061,000	651
Net interest income	$45,447,000	470
Provision for loan and lease losses	$2,250,000	367
Total noninterest income	$6,119,000	794
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,520,000	619
Trading account gains and fees	$0	129
Additional Noninterest Income	$4,599,000	712
Total noninterest expense	$41,183,000	431
Salaries and employee benefits	$20,085,000	483
Premises and equipment expense	$4,076,000	487
Additional noninterest expense	$17,022,000	348
Pre-tax net operating income	$8,133,000	1,013
Securities gains (losses)	$2,991,000	101
Applicable income taxes	$2,690,000	638
Income before extraordinary items	$8,434,000	867
Extraordinary gains, net	$0	11
Net income	$8,434,000	868
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,434,000	868
Net charge-offs	$2,280,000	285
Cash dividends	$866,000	1,967
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,071,110	1,106
2019-06-30 (YTD Data)		Rank
Total interest income	$35,379,000	499
Total interest expense	$5,316,000	648
Net interest income	$30,063,000	475
Provision for loan and lease losses	$1,725,000	329
Total noninterest income	$3,826,000	826
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,004,000	617
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,822,000	734
Total noninterest expense	$27,258,000	436
Salaries and employee benefits	$13,412,000	477
Premises and equipment expense	$2,729,000	489
Additional noninterest expense	$11,117,000	358
Pre-tax net operating income	$4,906,000	1,070
Securities gains (losses)	$2,520,000	78
Applicable income taxes	$1,723,000	635
Income before extraordinary items	$5,703,000	831
Extraordinary gains, net	$0	11
Net income	$5,703,000	831
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,703,000	831
Net charge-offs	$788,000	421
Cash dividends	$578,000	1,975
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,712,200	1,156
2019-03-31 (YTD Data)		Rank
Total interest income	$17,725,000	495
Total interest expense	$2,588,000	646
Net interest income	$15,137,000	469
Provision for loan and lease losses	$825,000	324
Total noninterest income	$1,926,000	787
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$541,000	565
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,385,000	718
Total noninterest expense	$13,107,000	445
Salaries and employee benefits	$6,679,000	475
Premises and equipment expense	$1,359,000	497
Additional noninterest expense	$5,069,000	381
Pre-tax net operating income	$3,131,000	852
Securities gains (losses)	$1,742,000	56
Applicable income taxes	$1,139,000	522
Income before extraordinary items	$3,734,000	648
Extraordinary gains, net	$0	5
Net income	$3,734,000	648
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,734,000	647
Net charge-offs	$614,000	292
Cash dividends	$289,000	1,772
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,357,820	933
2018-12-31 (YTD Data)		Rank
Total interest income	$67,489,000	485
Total interest expense	$8,902,000	578
Net interest income	$58,587,000	472
Provision for loan and lease losses	$3,700,000	322
Total noninterest income	$11,432,000	617
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,053,000	621
Trading account gains and fees	$0	126
Additional Noninterest Income	$9,379,000	524
Total noninterest expense	$50,294,000	455
Salaries and employee benefits	$24,848,000	498
Premises and equipment expense	$5,255,000	499
Additional noninterest expense	$20,191,000	386
Pre-tax net operating income	$16,025,000	712
Securities gains (losses)	$1,444,000	69
Applicable income taxes	$4,458,000	513
Income before extraordinary items	$13,011,000	723
Extraordinary gains, net	$0	6
Net income	$13,011,000	721
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,011,000	721
Net charge-offs	$2,940,000	286
Cash dividends	$1,152,000	2,060
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,870,240	796
2018-09-30 (YTD Data)		Rank
Total interest income	$50,171,000	483
Total interest expense	$6,258,000	575
Net interest income	$43,913,000	469
Provision for loan and lease losses	$2,575,000	328
Total noninterest income	$8,579,000	623
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,391,000	683
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,188,000	524
Total noninterest expense	$37,350,000	457
Salaries and employee benefits	$18,354,000	512
Premises and equipment expense	$3,995,000	498
Additional noninterest expense	$15,001,000	374
Pre-tax net operating income	$12,567,000	683
Securities gains (losses)	$1,278,000	75
Applicable income taxes	$3,613,000	494
Income before extraordinary items	$10,232,000	700
Extraordinary gains, net	$0	5
Net income	$10,232,000	699
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,232,000	699
Net charge-offs	$570,000	658
Cash dividends	$875,000	1,812
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$9,222,380	766
2018-06-30 (YTD Data)		Rank
Total interest income	$32,758,000	482
Total interest expense	$3,869,000	573
Net interest income	$28,889,000	476
Provision for loan and lease losses	$1,050,000	448
Total noninterest income	$5,943,000	610
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$815,000	754
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,128,000	500
Total noninterest expense	$24,672,000	463
Salaries and employee benefits	$12,200,000	513
Premises and equipment expense	$2,714,000	492
Additional noninterest expense	$9,758,000	385
Pre-tax net operating income	$9,110,000	637
Securities gains (losses)	$904,000	73
Applicable income taxes	$2,601,000	473
Income before extraordinary items	$7,413,000	646
Extraordinary gains, net	$0	6
Net income	$7,413,000	643
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,413,000	645
Net charge-offs	$500,000	522
Cash dividends	$575,000	1,830
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,698,840	709
2018-03-31 (YTD Data)		Rank
Total interest income	$16,291,000	480
Total interest expense	$1,845,000	568
Net interest income	$14,446,000	474
Provision for loan and lease losses	$375,000	579
Total noninterest income	$2,570,000	666
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$456,000	687
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,114,000	559
Total noninterest expense	$12,027,000	472
Salaries and employee benefits	$6,199,000	500
Premises and equipment expense	$1,344,000	493
Additional noninterest expense	$4,484,000	410
Pre-tax net operating income	$4,614,000	619
Securities gains (losses)	$584,000	68
Applicable income taxes	$1,460,000	436
Income before extraordinary items	$3,738,000	636
Extraordinary gains, net	$0	7
Net income	$3,738,000	636
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,738,000	636
Net charge-offs	$35,000	1,373
Cash dividends	$275,000	1,677
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,276,640	701
2017-12-31 (YTD Data)		Rank
Total interest income	$61,591,000	472
Total interest expense	$7,506,000	475
Net interest income	$54,085,000	473
Provision for loan and lease losses	$2,675,000	398
Total noninterest income	$9,381,000	719
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,465,000	834
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,916,000	602
Total noninterest expense	$45,371,000	486
Salaries and employee benefits	$23,054,000	518
Premises and equipment expense	$4,533,000	547
Additional noninterest expense	$17,784,000	413
Pre-tax net operating income	$15,420,000	679
Securities gains (losses)	$3,786,000	60
Applicable income taxes	$8,300,000	473
Income before extraordinary items	$10,906,000	691
Extraordinary gains, net	$0	9
Net income	$10,906,000	691
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,906,000	691
Net charge-offs	$278,000	1,544
Cash dividends	$483,000	3,004
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$8,482,960	848
2017-09-30 (YTD Data)		Rank
Total interest income	$45,599,000	480
Total interest expense	$5,477,000	473
Net interest income	$40,122,000	482
Provision for loan and lease losses	$1,650,000	476
Total noninterest income	$6,763,000	756
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,069,000	861
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,694,000	627
Total noninterest expense	$34,469,000	484
Salaries and employee benefits	$16,820,000	534
Premises and equipment expense	$3,307,000	571
Additional noninterest expense	$14,342,000	386
Pre-tax net operating income	$10,766,000	715
Securities gains (losses)	$3,648,000	53
Applicable income taxes	$5,338,000	471
Income before extraordinary items	$9,076,000	687
Extraordinary gains, net	$0	9
Net income	$9,076,000	687
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,076,000	687
Net charge-offs	$315,000	1,089
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,741,280	865
2017-06-30 (YTD Data)		Rank
Total interest income	$29,633,000	488
Total interest expense	$3,466,000	487
Net interest income	$26,167,000	486
Provision for loan and lease losses	$1,400,000	383
Total noninterest income	$4,520,000	744
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$768,000	798
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,752,000	627
Total noninterest expense	$22,694,000	496
Salaries and employee benefits	$10,922,000	558
Premises and equipment expense	$2,191,000	568
Additional noninterest expense	$9,581,000	388
Pre-tax net operating income	$6,593,000	756
Securities gains (losses)	$3,399,000	44
Applicable income taxes	$3,713,000	449
Income before extraordinary items	$6,279,000	647
Extraordinary gains, net	$0	11
Net income	$6,279,000	647
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,279,000	647
Net charge-offs	$316,000	802
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,103,640	930
2017-03-31 (YTD Data)		Rank
Total interest income	$14,300,000	501
Total interest expense	$1,600,000	501
Net interest income	$12,700,000	498
Provision for loan and lease losses	$850,000	305
Total noninterest income	$2,309,000	721
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$320,000	941
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,989,000	592
Total noninterest expense	$11,323,000	498
Salaries and employee benefits	$5,692,000	543
Premises and equipment expense	$1,127,000	566
Additional noninterest expense	$4,504,000	406
Pre-tax net operating income	$2,836,000	857
Securities gains (losses)	$2,884,000	27
Applicable income taxes	$1,980,000	423
Income before extraordinary items	$3,740,000	551
Extraordinary gains, net	$0	8
Net income	$3,740,000	550
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,740,000	551
Net charge-offs	$125,000	806
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,865,400	1,009
2016-12-31 (YTD Data)		Rank
Total interest income	$52,859,000	513
Total interest expense	$6,146,000	488
Net interest income	$46,713,000	514
Provision for loan and lease losses	$2,625,000	420
Total noninterest income	$8,689,000	763
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,384,000	909
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,305,000	647
Total noninterest expense	$40,162,000	535
Salaries and employee benefits	$20,669,000	570
Premises and equipment expense	$3,953,000	624
Additional noninterest expense	$15,540,000	446
Pre-tax net operating income	$12,615,000	754
Securities gains (losses)	$985,000	236
Applicable income taxes	$4,795,000	569
Income before extraordinary items	$8,805,000	852
Extraordinary gains, net	$0	5
Net income	$8,805,000	852
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,805,000	851
Net charge-offs	$2,103,000	376
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$8,164,750	886
2016-09-30 (YTD Data)		Rank
Total interest income	$38,819,000	516
Total interest expense	$4,608,000	482
Net interest income	$34,211,000	522
Provision for loan and lease losses	$1,325,000	563
Total noninterest income	$6,399,000	782
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,049,000	900
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,350,000	652
Total noninterest expense	$30,117,000	543
Salaries and employee benefits	$15,572,000	567
Premises and equipment expense	$2,922,000	635
Additional noninterest expense	$11,623,000	447
Pre-tax net operating income	$9,168,000	774
Securities gains (losses)	$674,000	294
Applicable income taxes	$3,429,000	598
Income before extraordinary items	$6,413,000	868
Extraordinary gains, net	$0	5
Net income	$6,413,000	868
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,413,000	868
Net charge-offs	$1,805,000	325
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,974,900	908
2016-06-30 (YTD Data)		Rank
Total interest income	$25,226,000	532
Total interest expense	$3,087,000	476
Net interest income	$22,139,000	539
Provision for loan and lease losses	$650,000	688
Total noninterest income	$4,200,000	785
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$714,000	873
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,486,000	659
Total noninterest expense	$19,956,000	548
Salaries and employee benefits	$10,344,000	571
Premises and equipment expense	$1,913,000	649
Additional noninterest expense	$7,699,000	453
Pre-tax net operating income	$5,733,000	821
Securities gains (losses)	$297,000	430
Applicable income taxes	$2,039,000	640
Income before extraordinary items	$3,991,000	915
Extraordinary gains, net	$0	16
Net income	$3,991,000	913
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,991,000	914
Net charge-offs	$1,605,000	255
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,794,980	940
2016-03-31 (YTD Data)		Rank
Total interest income	$12,470,000	537
Total interest expense	$1,545,000	469
Net interest income	$10,925,000	547
Provision for loan and lease losses	$325,000	637
Total noninterest income	$1,900,000	818
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$380,000	812
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,520,000	705
Total noninterest expense	$9,882,000	553
Salaries and employee benefits	$5,247,000	564
Premises and equipment expense	$956,000	656
Additional noninterest expense	$3,679,000	465
Pre-tax net operating income	$2,618,000	866
Securities gains (losses)	$122,000	440
Applicable income taxes	$808,000	735
Income before extraordinary items	$1,932,000	927
Extraordinary gains, net	$0	12
Net income	$1,932,000	928
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,932,000	928
Net charge-offs	$1,276,000	188
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,845,380	933
2015-12-31 (YTD Data)		Rank
Total interest income	$47,723,000	538
Total interest expense	$6,650,000	411
Net interest income	$41,073,000	555
Provision for loan and lease losses	$1,650,000	534
Total noninterest income	$7,941,000	804
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,383,000	925
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,558,000	665
Total noninterest expense	$36,901,000	576
Salaries and employee benefits	$19,378,000	579
Premises and equipment expense	$3,909,000	633
Additional noninterest expense	$13,614,000	505
Pre-tax net operating income	$10,463,000	859
Securities gains (losses)	$951,000	219
Applicable income taxes	$3,746,000	644
Income before extraordinary items	$7,668,000	931
Extraordinary gains, net	$0	23
Net income	$7,668,000	931
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,668,000	931
Net charge-offs	$575,000	1,053
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,030,830	992
2015-09-30 (YTD Data)		Rank
Total interest income	$34,985,000	557
Total interest expense	$5,010,000	414
Net interest income	$29,975,000	570
Provision for loan and lease losses	$1,500,000	413
Total noninterest income	$5,945,000	821
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$963,000	979
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,982,000	660
Total noninterest expense	$26,710,000	601
Salaries and employee benefits	$14,118,000	603
Premises and equipment expense	$2,933,000	652
Additional noninterest expense	$9,659,000	532
Pre-tax net operating income	$7,710,000	878
Securities gains (losses)	$575,000	269
Applicable income taxes	$2,713,000	685
Income before extraordinary items	$5,572,000	956
Extraordinary gains, net	$0	21
Net income	$5,572,000	956
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,572,000	956
Net charge-offs	$478,000	891
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,186,750	997
2015-06-30 (YTD Data)		Rank
Total interest income	$23,080,000	557
Total interest expense	$3,351,000	408
Net interest income	$19,729,000	580
Provision for loan and lease losses	$1,050,000	409
Total noninterest income	$3,805,000	852
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$584,000	1,053
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,221,000	678
Total noninterest expense	$17,766,000	601
Salaries and employee benefits	$9,283,000	613
Premises and equipment expense	$2,052,000	622
Additional noninterest expense	$6,431,000	534
Pre-tax net operating income	$4,718,000	946
Securities gains (losses)	$355,000	340
Applicable income taxes	$1,622,000	738
Income before extraordinary items	$3,451,000	1,027
Extraordinary gains, net	$0	22
Net income	$3,451,000	1,027
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,451,000	1,027
Net charge-offs	$356,000	819
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,209,600	1,068
2015-03-31 (YTD Data)		Rank
Total interest income	$11,398,000	557
Total interest expense	$1,676,000	407
Net interest income	$9,722,000	580
Provision for loan and lease losses	$550,000	380
Total noninterest income	$1,732,000	878
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$285,000	1,058
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,447,000	701
Total noninterest expense	$8,431,000	636
Salaries and employee benefits	$4,455,000	650
Premises and equipment expense	$1,001,000	632
Additional noninterest expense	$2,975,000	561
Pre-tax net operating income	$2,473,000	875
Securities gains (losses)	$156,000	435
Applicable income taxes	$827,000	715
Income before extraordinary items	$1,802,000	956
Extraordinary gains, net	$0	13
Net income	$1,802,000	957
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,802,000	957
Net charge-offs	$125,000	970
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,694,360	981
2014-12-31 (YTD Data)		Rank
Total interest income	$44,633,000	554
Total interest expense	$7,048,000	394
Net interest income	$37,585,000	594
Provision for loan and lease losses	$1,550,000	587
Total noninterest income	$7,142,000	849
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,163,000	1,135
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,979,000	669
Total noninterest expense	$33,967,000	605
Salaries and employee benefits	$17,259,000	638
Premises and equipment expense	$3,837,000	640
Additional noninterest expense	$12,871,000	535
Pre-tax net operating income	$9,210,000	904
Securities gains (losses)	$1,374,000	148
Applicable income taxes	$3,177,000	689
Income before extraordinary items	$7,407,000	897
Extraordinary gains, net	$0	17
Net income	$7,407,000	896
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,407,000	896
Net charge-offs	$1,112,000	818
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,445,200	1,006
2014-09-30 (YTD Data)		Rank
Total interest income	$33,241,000	558
Total interest expense	$5,321,000	394
Net interest income	$27,920,000	596
Provision for loan and lease losses	$900,000	732
Total noninterest income	$5,242,000	863
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$860,000	1,160
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,382,000	682
Total noninterest expense	$24,352,000	631
Salaries and employee benefits	$13,022,000	629
Premises and equipment expense	$2,816,000	652
Additional noninterest expense	$8,514,000	594
Pre-tax net operating income	$7,910,000	793
Securities gains (losses)	$750,000	204
Applicable income taxes	$3,002,000	593
Income before extraordinary items	$5,658,000	880
Extraordinary gains, net	$0	15
Net income	$5,658,000	879
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,658,000	879
Net charge-offs	$594,000	1,017
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,170,500	941
2014-06-30 (YTD Data)		Rank
Total interest income	$22,121,000	557
Total interest expense	$3,548,000	399
Net interest income	$18,573,000	592
Provision for loan and lease losses	$600,000	713
Total noninterest income	$3,155,000	904
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$566,000	1,145
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,589,000	716
Total noninterest expense	$16,367,000	628
Salaries and employee benefits	$8,733,000	619
Premises and equipment expense	$1,940,000	637
Additional noninterest expense	$5,694,000	583
Pre-tax net operating income	$4,761,000	856
Securities gains (losses)	$481,000	237
Applicable income taxes	$1,810,000	628
Income before extraordinary items	$3,432,000	954
Extraordinary gains, net	$0	20
Net income	$3,432,000	955
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,432,000	955
Net charge-offs	$557,000	802
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,119,350	1,012
2014-03-31 (YTD Data)		Rank
Total interest income	$10,943,000	568
Total interest expense	$1,775,000	401
Net interest income	$9,168,000	598
Provision for loan and lease losses	$300,000	685
Total noninterest income	$1,487,000	923
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$282,000	1,141
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,205,000	728
Total noninterest expense	$8,326,000	621
Salaries and employee benefits	$4,457,000	619
Premises and equipment expense	$1,024,000	619
Additional noninterest expense	$2,845,000	586
Pre-tax net operating income	$2,029,000	964
Securities gains (losses)	$235,000	252
Applicable income taxes	$752,000	693
Income before extraordinary items	$1,512,000	1,037
Extraordinary gains, net	$0	16
Net income	$1,512,000	1,038
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,512,000	1,038
Net charge-offs	$545,000	470
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,354,550	1,122
2013-12-31 (YTD Data)		Rank
Total interest income	$42,668,000	579
Total interest expense	$7,707,000	402
Net interest income	$34,961,000	612
Provision for loan and lease losses	$1,050,000	1,053
Total noninterest income	$7,997,000	801
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,255,000	1,098
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,742,000	650
Total noninterest expense	$31,445,000	664
Salaries and employee benefits	$17,184,000	631
Premises and equipment expense	$3,619,000	679
Additional noninterest expense	$10,642,000	657
Pre-tax net operating income	$10,463,000	749
Securities gains (losses)	$551,000	416
Applicable income taxes	$3,780,000	570
Income before extraordinary items	$7,234,000	866
Extraordinary gains, net	$0	29
Net income	$7,234,000	868
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,234,000	868
Net charge-offs	$1,163,000	1,130
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,870,340	887
2013-09-30 (YTD Data)		Rank
Total interest income	$31,536,000	585
Total interest expense	$5,819,000	416
Net interest income	$25,717,000	621
Provision for loan and lease losses	$850,000	1,008
Total noninterest income	$6,045,000	806
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$933,000	1,120
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,112,000	659
Total noninterest expense	$23,216,000	667
Salaries and employee benefits	$12,735,000	638
Premises and equipment expense	$2,708,000	681
Additional noninterest expense	$7,773,000	667
Pre-tax net operating income	$7,696,000	763
Securities gains (losses)	$147,000	984
Applicable income taxes	$2,659,000	598
Income before extraordinary items	$5,184,000	912
Extraordinary gains, net	$0	25
Net income	$5,184,000	914
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,184,000	914
Net charge-offs	$1,039,000	968
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,086,980	900
2013-06-30 (YTD Data)		Rank
Total interest income	$20,631,000	593
Total interest expense	$3,919,000	414
Net interest income	$16,712,000	629
Provision for loan and lease losses	$700,000	877
Total noninterest income	$4,339,000	771
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$625,000	1,079
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,714,000	616
Total noninterest expense	$15,396,000	670
Salaries and employee benefits	$8,421,000	646
Premises and equipment expense	$1,834,000	672
Additional noninterest expense	$5,141,000	670
Pre-tax net operating income	$4,955,000	776
Securities gains (losses)	$204,000	744
Applicable income taxes	$1,744,000	600
Income before extraordinary items	$3,415,000	904
Extraordinary gains, net	$0	22
Net income	$3,415,000	904
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,415,000	906
Net charge-offs	$486,000	1,278
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,280,360	898
2013-03-31 (YTD Data)		Rank
Total interest income	$10,247,000	601
Total interest expense	$2,008,000	417
Net interest income	$8,239,000	647
Provision for loan and lease losses	$400,000	791
Total noninterest income	$2,089,000	796
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$308,000	1,084
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,781,000	644
Total noninterest expense	$7,741,000	679
Salaries and employee benefits	$4,197,000	662
Premises and equipment expense	$944,000	662
Additional noninterest expense	$2,600,000	665
Pre-tax net operating income	$2,187,000	856
Securities gains (losses)	$105,000	664
Applicable income taxes	$763,000	656
Income before extraordinary items	$1,529,000	992
Extraordinary gains, net	$0	10
Net income	$1,529,000	992
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,529,000	994
Net charge-offs	$-54,000	6,733
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,458,650	995
2012-12-31 (YTD Data)		Rank
Total interest income	$42,193,000	613
Total interest expense	$10,117,000	396
Net interest income	$32,076,000	671
Provision for loan and lease losses	$2,000,000	1,058
Total noninterest income	$7,960,000	801
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,225,000	1,160
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,735,000	649
Total noninterest expense	$30,108,000	683
Salaries and employee benefits	$16,492,000	635
Premises and equipment expense	$3,468,000	694
Additional noninterest expense	$10,148,000	699
Pre-tax net operating income	$7,928,000	896
Securities gains (losses)	$667,000	760
Applicable income taxes	$2,890,000	632
Income before extraordinary items	$5,705,000	1,043
Extraordinary gains, net	$0	29
Net income	$5,705,000	1,043
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,705,000	1,043
Net charge-offs	$1,520,000	1,393
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,264,780	1,067
2012-09-30 (YTD Data)		Rank
Total interest income	$31,602,000	623
Total interest expense	$7,940,000	398
Net interest income	$23,662,000	684
Provision for loan and lease losses	$1,500,000	1,077
Total noninterest income	$5,659,000	827
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$897,000	1,189
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,762,000	665
Total noninterest expense	$21,574,000	701
Salaries and employee benefits	$11,791,000	666
Premises and equipment expense	$2,581,000	710
Additional noninterest expense	$7,202,000	734
Pre-tax net operating income	$6,247,000	890
Securities gains (losses)	$277,000	1,182
Applicable income taxes	$2,210,000	641
Income before extraordinary items	$4,314,000	1,058
Extraordinary gains, net	$0	20
Net income	$4,314,000	1,058
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,314,000	1,058
Net charge-offs	$1,046,000	1,418
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,131,180	1,041
2012-06-30 (YTD Data)		Rank
Total interest income	$21,305,000	624
Total interest expense	$5,530,000	397
Net interest income	$15,775,000	688
Provision for loan and lease losses	$1,050,000	1,056
Total noninterest income	$3,432,000	886
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$599,000	1,178
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,833,000	718
Total noninterest expense	$14,265,000	703
Salaries and employee benefits	$7,747,000	668
Premises and equipment expense	$1,688,000	718
Additional noninterest expense	$4,830,000	721
Pre-tax net operating income	$3,892,000	933
Securities gains (losses)	$190,000	1,138
Applicable income taxes	$1,396,000	684
Income before extraordinary items	$2,686,000	1,123
Extraordinary gains, net	$0	19
Net income	$2,686,000	1,123
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,686,000	1,123
Net charge-offs	$644,000	1,529
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,560,600	1,098
2012-03-31 (YTD Data)		Rank
Total interest income	$10,687,000	629
Total interest expense	$2,842,000	398
Net interest income	$7,845,000	693
Provision for loan and lease losses	$500,000	1,039
Total noninterest income	$1,566,000	948
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$305,000	1,155
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,261,000	769
Total noninterest expense	$7,175,000	697
Salaries and employee benefits	$3,901,000	670
Premises and equipment expense	$847,000	716
Additional noninterest expense	$2,427,000	712
Pre-tax net operating income	$1,736,000	1,014
Securities gains (losses)	$111,000	867
Applicable income taxes	$642,000	711
Income before extraordinary items	$1,205,000	1,209
Extraordinary gains, net	$0	19
Net income	$1,205,000	1,209
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,205,000	1,210
Net charge-offs	$360,000	1,327
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,132,850	1,215
2011-12-31 (YTD Data)		Rank
Total interest income	$42,846,000	644
Total interest expense	$12,975,000	428
Net interest income	$29,871,000	726
Provision for loan and lease losses	$2,325,000	1,412
Total noninterest income	$5,248,000	998
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,163,000	1,269
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,085,000	828
Total noninterest expense	$27,132,000	724
Salaries and employee benefits	$14,343,000	686
Premises and equipment expense	$3,358,000	739
Additional noninterest expense	$9,431,000	758
Pre-tax net operating income	$5,662,000	1,062
Securities gains (losses)	$573,000	713
Applicable income taxes	$2,130,000	744
Income before extraordinary items	$4,105,000	1,221
Extraordinary gains, net	$0	29
Net income	$4,105,000	1,221
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,105,000	1,221
Net charge-offs	$1,910,000	1,605
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,726,820	1,259
2011-09-30 (YTD Data)		Rank
Total interest income	$32,042,000	656
Total interest expense	$9,977,000	445
Net interest income	$22,065,000	751
Provision for loan and lease losses	$1,650,000	1,418
Total noninterest income	$3,793,000	1,037
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$878,000	1,265
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,915,000	850
Total noninterest expense	$20,266,000	717
Salaries and employee benefits	$10,466,000	705
Premises and equipment expense	$2,569,000	735
Additional noninterest expense	$7,231,000	731
Pre-tax net operating income	$3,942,000	1,168
Securities gains (losses)	$539,000	610
Applicable income taxes	$1,520,000	785
Income before extraordinary items	$2,961,000	1,309
Extraordinary gains, net	$0	21
Net income	$2,961,000	1,309
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,961,000	1,309
Net charge-offs	$1,064,000	1,828
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,605,260	1,389
2011-06-30 (YTD Data)		Rank
Total interest income	$21,157,000	679
Total interest expense	$6,849,000	448
Net interest income	$14,308,000	774
Provision for loan and lease losses	$950,000	1,536
Total noninterest income	$2,258,000	1,132
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$587,000	1,235
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,671,000	944
Total noninterest expense	$13,736,000	715
Salaries and employee benefits	$6,943,000	718
Premises and equipment expense	$1,792,000	711
Additional noninterest expense	$5,001,000	718
Pre-tax net operating income	$1,880,000	1,537
Securities gains (losses)	$386,000	444
Applicable income taxes	$723,000	993
Income before extraordinary items	$1,543,000	1,581
Extraordinary gains, net	$0	15
Net income	$1,543,000	1,581
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,543,000	1,581
Net charge-offs	$709,000	1,785
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,280,520	1,781
2011-03-31 (YTD Data)		Rank
Total interest income	$10,522,000	687
Total interest expense	$3,454,000	463
Net interest income	$7,068,000	789
Provision for loan and lease losses	$475,000	1,469
Total noninterest income	$1,075,000	1,146
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$300,000	1,192
Trading account gains and fees	$0	158
Additional Noninterest Income	$775,000	998
Total noninterest expense	$6,718,000	742
Salaries and employee benefits	$3,447,000	726
Premises and equipment expense	$940,000	696
Additional noninterest expense	$2,331,000	768
Pre-tax net operating income	$950,000	1,521
Securities gains (losses)	$100,000	537
Applicable income taxes	$335,000	1,018
Income before extraordinary items	$715,000	1,647
Extraordinary gains, net	$0	9
Net income	$715,000	1,646
Minority interest net income	$0	86
Net income of bank and minority interests.	$715,000	1,647
Net charge-offs	$250,000	1,919
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$647,000	1,746
2010-12-31 (YTD Data)		Rank
Total interest income	$43,843,000	686
Total interest expense	$16,120,000	495
Net interest income	$27,723,000	798
Provision for loan and lease losses	$2,750,000	1,709
Total noninterest income	$4,849,000	1,116
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,413,000	1,077
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,436,000	966
Total noninterest expense	$25,659,000	781
Salaries and employee benefits	$12,698,000	766
Premises and equipment expense	$3,337,000	766
Additional noninterest expense	$9,624,000	782
Pre-tax net operating income	$4,163,000	1,217
Securities gains (losses)	$269,000	1,352
Applicable income taxes	$1,429,000	937
Income before extraordinary items	$3,003,000	1,406
Extraordinary gains, net	$0	29
Net income	$3,003,000	1,409
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,003,000	1,410
Net charge-offs	$2,357,000	1,696
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,820,080	1,431
2010-09-30 (YTD Data)		Rank
Total interest income	$33,031,000	685
Total interest expense	$12,424,000	496
Net interest income	$20,607,000	801
Provision for loan and lease losses	$2,450,000	1,449
Total noninterest income	$3,587,000	1,106
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,071,000	1,092
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,516,000	942
Total noninterest expense	$19,204,000	771
Salaries and employee benefits	$9,487,000	759
Premises and equipment expense	$2,517,000	762
Additional noninterest expense	$7,200,000	758
Pre-tax net operating income	$2,540,000	1,552
Securities gains (losses)	$130,000	1,715
Applicable income taxes	$794,000	1,212
Income before extraordinary items	$1,876,000	1,760
Extraordinary gains, net	$0	23
Net income	$1,876,000	1,763
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,876,000	1,763
Net charge-offs	$2,015,000	1,499
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,785,000	1,752
2010-06-30 (YTD Data)		Rank
Total interest income	$22,026,000	693
Total interest expense	$8,512,000	498
Net interest income	$13,514,000	815
Provision for loan and lease losses	$1,750,000	1,380
Total noninterest income	$2,310,000	1,104
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$736,000	1,066
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,574,000	942
Total noninterest expense	$12,654,000	777
Salaries and employee benefits	$6,372,000	751
Premises and equipment expense	$1,737,000	757
Additional noninterest expense	$4,545,000	789
Pre-tax net operating income	$1,420,000	1,788
Securities gains (losses)	$112,000	1,337
Applicable income taxes	$427,000	1,381
Income before extraordinary items	$1,105,000	1,944
Extraordinary gains, net	$0	19
Net income	$1,105,000	1,944
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,105,000	1,944
Net charge-offs	$1,929,000	1,154
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,024,360	1,989
2010-03-31 (YTD Data)		Rank
Total interest income	$11,024,000	709
Total interest expense	$4,352,000	515
Net interest income	$6,672,000	823
Provision for loan and lease losses	$800,000	1,344
Total noninterest income	$1,168,000	1,074
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$356,000	1,098
Trading account gains and fees	$0	175
Additional Noninterest Income	$812,000	919
Total noninterest expense	$6,367,000	777
Salaries and employee benefits	$3,209,000	758
Premises and equipment expense	$959,000	696
Additional noninterest expense	$2,199,000	819
Pre-tax net operating income	$673,000	1,893
Securities gains (losses)	$50,000	1,145
Applicable income taxes	$194,000	1,455
Income before extraordinary items	$529,000	2,042
Extraordinary gains, net	$0	16
Net income	$529,000	2,041
Minority interest net income	$0	91
Net income of bank and minority interests.	$529,000	2,042
Net charge-offs	$662,000	1,379
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$492,500	2,081
2009-12-31 (YTD Data)		Rank
Total interest income	$46,115,000	714
Total interest expense	$20,930,000	543
Net interest income	$25,185,000	862
Provision for loan and lease losses	$1,675,000	2,715
Total noninterest income	$4,756,000	1,148
Gross Fiduciary activities income	$200,000	761
Service charges on deposit accounts	$1,499,000	1,150
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,057,000	1,024
Total noninterest expense	$26,187,000	804
Salaries and employee benefits	$12,519,000	779
Premises and equipment expense	$3,558,000	758
Additional noninterest expense	$10,110,000	781
Pre-tax net operating income	$2,079,000	1,854
Securities gains (losses)	$1,389,000	373
Applicable income taxes	$984,000	975
Income before extraordinary items	$2,484,000	1,351
Extraordinary gains, net	$0	34
Net income	$2,484,000	1,349
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,484,000	1,350
Net charge-offs	$1,680,000	2,245
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,483,920	2,110
2009-09-30 (YTD Data)		Rank
Total interest income	$34,701,000	730
Total interest expense	$16,163,000	559
Net interest income	$18,538,000	883
Provision for loan and lease losses	$1,325,000	2,379
Total noninterest income	$3,529,000	1,165
Gross Fiduciary activities income	$172,000	724
Service charges on deposit accounts	$1,102,000	1,171
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,255,000	1,059
Total noninterest expense	$19,755,000	793
Salaries and employee benefits	$9,502,000	784
Premises and equipment expense	$2,662,000	769
Additional noninterest expense	$7,591,000	751
Pre-tax net operating income	$987,000	2,760
Securities gains (losses)	$1,167,000	327
Applicable income taxes	$556,000	1,313
Income before extraordinary items	$1,598,000	1,678
Extraordinary gains, net	$0	27
Net income	$1,598,000	1,677
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,598,000	1,678
Net charge-offs	$1,188,000	2,014
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$734,420	2,943
2009-06-30 (YTD Data)		Rank
Total interest income	$23,196,000	750
Total interest expense	$11,008,000	581
Net interest income	$12,188,000	895
Provision for loan and lease losses	$1,050,000	2,009
Total noninterest income	$2,322,000	1,191
Gross Fiduciary activities income	$116,000	731
Service charges on deposit accounts	$717,000	1,178
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,489,000	1,101
Total noninterest expense	$13,215,000	809
Salaries and employee benefits	$6,445,000	787
Premises and equipment expense	$1,771,000	790
Additional noninterest expense	$4,999,000	776
Pre-tax net operating income	$245,000	4,403
Securities gains (losses)	$876,000	324
Applicable income taxes	$291,000	1,563
Income before extraordinary items	$830,000	2,179
Extraordinary gains, net	$0	21
Net income	$830,000	2,177
Minority interest net income	$0	112
Net income of bank and minority interests.	$830,000	2,178
Net charge-offs	$977,000	1,657
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$181,760	4,566
2009-03-31 (YTD Data)		Rank
Total interest income	$11,664,000	751
Total interest expense	$5,632,000	589
Net interest income	$6,032,000	893
Provision for loan and lease losses	$400,000	1,987
Total noninterest income	$1,064,000	1,218
Gross Fiduciary activities income	$58,000	743
Service charges on deposit accounts	$346,000	1,190
Trading account gains and fees	$0	171
Additional Noninterest Income	$660,000	1,166
Total noninterest expense	$6,384,000	787
Salaries and employee benefits	$3,219,000	786
Premises and equipment expense	$940,000	760
Additional noninterest expense	$2,225,000	763
Pre-tax net operating income	$312,000	3,271
Securities gains (losses)	$508,000	330
Applicable income taxes	$229,000	1,308
Income before extraordinary items	$591,000	1,830
Extraordinary gains, net	$0	15
Net income	$591,000	1,831
Minority interest net income	$0	102
Net income of bank and minority interests.	$591,000	1,832
Net charge-offs	$200,000	2,133
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$225,240	3,515
2008-12-31 (YTD Data)		Rank
Total interest income	$50,875,000	728
Total interest expense	$27,592,000	571
Net interest income	$23,283,000	917
Provision for loan and lease losses	$1,300,000	2,331
Total noninterest income	$4,596,000	1,139
Gross Fiduciary activities income	$286,000	701
Service charges on deposit accounts	$1,488,000	1,210
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,822,000	1,015
Total noninterest expense	$23,753,000	832
Salaries and employee benefits	$12,074,000	822
Premises and equipment expense	$3,552,000	784
Additional noninterest expense	$8,127,000	816
Pre-tax net operating income	$2,826,000	1,900
Securities gains (losses)	$-2,718,000	7,967
Applicable income taxes	$-162,000	7,174
Income before extraordinary items	$270,000	5,225
Extraordinary gains, net	$0	39
Net income	$270,000	5,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,512,000	1,551
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,988,000	1,468
2008-09-30 (YTD Data)		Rank
Total interest income	$38,461,000	749
Total interest expense	$21,255,000	586
Net interest income	$17,206,000	946
Provision for loan and lease losses	$625,000	2,414
Total noninterest income	$3,333,000	1,212
Gross Fiduciary activities income	$222,000	691
Service charges on deposit accounts	$1,088,000	1,246
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,023,000	1,100
Total noninterest expense	$17,667,000	830
Salaries and employee benefits	$9,102,000	841
Premises and equipment expense	$2,674,000	782
Additional noninterest expense	$5,891,000	788
Pre-tax net operating income	$2,247,000	2,100
Securities gains (losses)	$420,000	361
Applicable income taxes	$761,000	1,429
Income before extraordinary items	$1,906,000	1,860
Extraordinary gains, net	$0	31
Net income	$1,906,000	1,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$465,000	2,033
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,607,800	2,304
2008-06-30 (YTD Data)		Rank
Total interest income	$25,825,000	750
Total interest expense	$14,583,000	595
Net interest income	$11,242,000	958
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$2,150,000	1,255
Gross Fiduciary activities income	$150,000	701
Service charges on deposit accounts	$688,000	1,290
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,312,000	1,165
Total noninterest expense	$11,697,000	831
Salaries and employee benefits	$6,064,000	852
Premises and equipment expense	$1,826,000	759
Additional noninterest expense	$3,807,000	796
Pre-tax net operating income	$1,395,000	2,335
Securities gains (losses)	$679,000	248
Applicable income taxes	$620,000	1,361
Income before extraordinary items	$1,454,000	1,853
Extraordinary gains, net	$0	21
Net income	$1,454,000	1,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,049
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$978,700	2,571
2008-03-31 (YTD Data)		Rank
Total interest income	$13,226,000	759
Total interest expense	$7,527,000	618
Net interest income	$5,699,000	936
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$1,013,000	1,323
Gross Fiduciary activities income	$78,000	704
Service charges on deposit accounts	$319,000	1,370
Trading account gains and fees	$0	158
Additional Noninterest Income	$616,000	1,217
Total noninterest expense	$5,488,000	881
Salaries and employee benefits	$2,947,000	880
Premises and equipment expense	$936,000	747
Additional noninterest expense	$1,605,000	894
Pre-tax net operating income	$1,074,000	1,672
Securities gains (losses)	$262,000	367
Applicable income taxes	$195,000	2,009
Income before extraordinary items	$1,141,000	1,325
Extraordinary gains, net	$0	15
Net income	$1,141,000	1,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,870
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$918,300	1,560
2007-12-31 (YTD Data)		Rank
Total interest income	$54,564,000	758
Total interest expense	$31,127,000	638
Net interest income	$23,437,000	937
Provision for loan and lease losses	$930,000	1,499
Total noninterest income	$4,517,000	1,187
Gross Fiduciary activities income	$331,000	682
Service charges on deposit accounts	$1,362,000	1,307
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,824,000	1,062
Total noninterest expense	$30,304,000	616
Salaries and employee benefits	$15,048,000	639
Premises and equipment expense	$3,530,000	760
Additional noninterest expense	$11,726,000	513
Pre-tax net operating income	$-3,280,000	8,385
Securities gains (losses)	$794,000	203
Applicable income taxes	$-589,000	8,344
Income before extraordinary items	$-1,897,000	8,306
Extraordinary gains, net	$0	39
Net income	$-1,897,000	8,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$829,000	1,179
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-2,500,440	8,363
2007-09-30 (YTD Data)		Rank
Total interest income	$40,513,000	768
Total interest expense	$23,327,000	637
Net interest income	$17,186,000	964
Provision for loan and lease losses	$630,000	1,301
Total noninterest income	$3,523,000	1,147
Gross Fiduciary activities income	$252,000	677
Service charges on deposit accounts	$1,003,000	1,310
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,268,000	1,012
Total noninterest expense	$22,935,000	600
Salaries and employee benefits	$11,576,000	628
Premises and equipment expense	$2,560,000	775
Additional noninterest expense	$8,799,000	500
Pre-tax net operating income	$-2,856,000	8,486
Securities gains (losses)	$832,000	166
Applicable income taxes	$-1,275,000	8,504
Income before extraordinary items	$-749,000	8,247
Extraordinary gains, net	$0	33
Net income	$-749,000	8,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$559,000	994
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-1,281,480	8,371
2007-06-30 (YTD Data)		Rank
Total interest income	$19,136,000	1,124
Total interest expense	$11,132,000	885
Net interest income	$8,004,000	1,431
Provision for loan and lease losses	$300,000	1,528
Total noninterest income	$1,780,000	1,453
Gross Fiduciary activities income	$173,000	678
Service charges on deposit accounts	$572,000	1,533
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,035,000	1,365
Total noninterest expense	$8,487,000	1,112
Salaries and employee benefits	$4,419,000	1,156
Premises and equipment expense	$1,174,000	1,143
Additional noninterest expense	$2,894,000	960
Pre-tax net operating income	$997,000	3,540
Securities gains (losses)	$688,000	150
Applicable income taxes	$472,000	2,151
Income before extraordinary items	$1,213,000	2,616
Extraordinary gains, net	$0	29
Net income	$1,213,000	2,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$717,640	3,747
2007-03-31 (YTD Data)		Rank
Total interest income	$9,367,000	1,140
Total interest expense	$5,501,000	890
Net interest income	$3,866,000	1,477
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$883,000	1,433
Gross Fiduciary activities income	$96,000	666
Service charges on deposit accounts	$289,000	1,487
Trading account gains and fees	$0	195
Additional Noninterest Income	$498,000	1,363
Total noninterest expense	$4,244,000	1,104
Salaries and employee benefits	$2,182,000	1,175
Premises and equipment expense	$580,000	1,166
Additional noninterest expense	$1,482,000	924
Pre-tax net operating income	$405,000	3,966
Securities gains (losses)	$279,000	171
Applicable income taxes	$167,000	2,642
Income before extraordinary items	$517,000	2,954
Extraordinary gains, net	$0	22
Net income	$517,000	2,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,538
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$304,960	4,117
2006-12-31 (YTD Data)		Rank
Total interest income	$37,224,000	1,058
Total interest expense	$19,586,000	852
Net interest income	$17,638,000	1,287
Provision for loan and lease losses	$450,000	2,064
Total noninterest income	$2,944,000	1,662
Gross Fiduciary activities income	$312,000	708
Service charges on deposit accounts	$730,000	2,291
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,902,000	1,414
Total noninterest expense	$16,701,000	1,071
Salaries and employee benefits	$8,680,000	1,116
Premises and equipment expense	$2,207,000	1,158
Additional noninterest expense	$5,814,000	911
Pre-tax net operating income	$3,431,000	2,522
Securities gains (losses)	$1,092,000	156
Applicable income taxes	$1,493,000	1,674
Income before extraordinary items	$3,030,000	2,266
Extraordinary gains, net	$0	51
Net income	$3,030,000	2,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,489
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,298,360	2,789
2006-09-30 (YTD Data)		Rank
Total interest income	$27,559,000	1,072
Total interest expense	$14,102,000	867
Net interest income	$13,457,000	1,286
Provision for loan and lease losses	$325,000	2,004
Total noninterest income	$2,146,000	1,706
Gross Fiduciary activities income	$236,000	693
Service charges on deposit accounts	$507,000	2,456
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,403,000	1,428
Total noninterest expense	$12,109,000	1,130
Salaries and employee benefits	$6,439,000	1,147
Premises and equipment expense	$1,641,000	1,183
Additional noninterest expense	$4,029,000	1,002
Pre-tax net operating income	$3,169,000	2,226
Securities gains (losses)	$638,000	191
Applicable income taxes	$1,318,000	1,534
Income before extraordinary items	$2,489,000	2,155
Extraordinary gains, net	$0	45
Net income	$2,489,000	2,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,074,300	2,478
2006-06-30 (YTD Data)		Rank
Total interest income	$18,042,000	1,066
Total interest expense	$8,858,000	871
Net interest income	$9,184,000	1,240
Provision for loan and lease losses	$250,000	1,756
Total noninterest income	$1,361,000	1,775
Gross Fiduciary activities income	$162,000	692
Service charges on deposit accounts	$328,000	2,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$871,000	1,503
Total noninterest expense	$7,989,000	1,146
Salaries and employee benefits	$4,270,000	1,159
Premises and equipment expense	$1,070,000	1,211
Additional noninterest expense	$2,649,000	1,016
Pre-tax net operating income	$2,306,000	2,081
Securities gains (losses)	$348,000	198
Applicable income taxes	$936,000	1,472
Income before extraordinary items	$1,718,000	2,097
Extraordinary gains, net	$0	39
Net income	$1,718,000	2,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,531
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,491,800	2,335
2006-03-31 (YTD Data)		Rank
Total interest income	$8,605,000	1,092
Total interest expense	$4,186,000	876
Net interest income	$4,419,000	1,290
Provision for loan and lease losses	$50,000	3,099
Total noninterest income	$688,000	1,723
Gross Fiduciary activities income	$87,000	677
Service charges on deposit accounts	$159,000	2,473
Trading account gains and fees	$0	115
Additional Noninterest Income	$442,000	1,466
Total noninterest expense	$3,990,000	1,137
Salaries and employee benefits	$2,112,000	1,174
Premises and equipment expense	$537,000	1,205
Additional noninterest expense	$1,341,000	998
Pre-tax net operating income	$1,067,000	2,168
Securities gains (losses)	$117,000	234
Applicable income taxes	$457,000	1,492
Income before extraordinary items	$727,000	2,378
Extraordinary gains, net	$0	21
Net income	$727,000	2,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,517
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$652,120	2,557
2005-12-31 (YTD Data)		Rank
Total interest income	$31,945,000	1,036
Total interest expense	$13,133,000	862
Net interest income	$18,812,000	1,143
Provision for loan and lease losses	$500,000	1,892
Total noninterest income	$2,634,000	1,791
Gross Fiduciary activities income	$300,000	710
Service charges on deposit accounts	$760,000	2,205
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,574,000	1,604
Total noninterest expense	$15,878,000	1,078
Salaries and employee benefits	$8,389,000	1,104
Premises and equipment expense	$1,840,000	1,340
Additional noninterest expense	$5,649,000	915
Pre-tax net operating income	$5,068,000	1,840
Securities gains (losses)	$268,000	434
Applicable income taxes	$1,944,000	1,396
Income before extraordinary items	$3,392,000	2,023
Extraordinary gains, net	$0	46
Net income	$3,392,000	2,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,834
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,220,480	2,091
2005-09-30 (YTD Data)		Rank
Total interest income	$23,419,000	1,021
Total interest expense	$9,235,000	858
Net interest income	$14,184,000	1,132
Provision for loan and lease losses	$400,000	1,715
Total noninterest income	$1,944,000	1,823
Gross Fiduciary activities income	$231,000	685
Service charges on deposit accounts	$548,000	2,267
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,165,000	1,621
Total noninterest expense	$11,838,000	1,061
Salaries and employee benefits	$6,369,000	1,079
Premises and equipment expense	$1,325,000	1,378
Additional noninterest expense	$4,144,000	924
Pre-tax net operating income	$3,890,000	1,808
Securities gains (losses)	$181,000	502
Applicable income taxes	$1,489,000	1,392
Income before extraordinary items	$2,582,000	2,005
Extraordinary gains, net	$0	35
Net income	$2,582,000	2,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,466,160	2,054
2005-06-30 (YTD Data)		Rank
Total interest income	$15,279,000	1,015
Total interest expense	$5,749,000	869
Net interest income	$9,530,000	1,103
Provision for loan and lease losses	$250,000	1,767
Total noninterest income	$1,242,000	1,880
Gross Fiduciary activities income	$153,000	693
Service charges on deposit accounts	$357,000	2,267
Trading account gains and fees	$0	116
Additional Noninterest Income	$732,000	1,685
Total noninterest expense	$7,686,000	1,087
Salaries and employee benefits	$4,176,000	1,087
Premises and equipment expense	$840,000	1,439
Additional noninterest expense	$2,670,000	948
Pre-tax net operating income	$2,836,000	1,644
Securities gains (losses)	$64,000	712
Applicable income taxes	$1,073,000	1,295
Income before extraordinary items	$1,827,000	1,871
Extraordinary gains, net	$0	30
Net income	$1,827,000	1,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,786,040	1,877
2005-03-31 (YTD Data)		Rank
Total interest income	$7,451,000	1,024
Total interest expense	$2,741,000	864
Net interest income	$4,710,000	1,112
Provision for loan and lease losses	$100,000	2,031
Total noninterest income	$597,000	1,890
Gross Fiduciary activities income	$85,000	678
Service charges on deposit accounts	$169,000	2,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$343,000	1,719
Total noninterest expense	$3,799,000	1,098
Salaries and employee benefits	$2,103,000	1,080
Premises and equipment expense	$391,000	1,557
Additional noninterest expense	$1,305,000	960
Pre-tax net operating income	$1,408,000	1,608
Securities gains (losses)	$15,000	882
Applicable income taxes	$522,000	1,300
Income before extraordinary items	$901,000	1,879
Extraordinary gains, net	$0	24
Net income	$901,000	1,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,933
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$891,400	1,867
2004-12-31 (YTD Data)		Rank
Total interest income	$29,257,000	964
Total interest expense	$10,026,000	814
Net interest income	$19,231,000	1,035
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$1,979,000	2,213
Gross Fiduciary activities income	$240,000	750
Service charges on deposit accounts	$760,000	2,234
Trading account gains and fees	$0	138
Additional Noninterest Income	$979,000	2,177
Total noninterest expense	$15,198,000	1,061
Salaries and employee benefits	$9,104,000	942
Premises and equipment expense	$1,474,000	1,579
Additional noninterest expense	$4,620,000	1,074
Pre-tax net operating income	$5,912,000	1,457
Securities gains (losses)	$51,000	1,720
Applicable income taxes	$2,209,000	1,163
Income before extraordinary items	$3,754,000	1,707
Extraordinary gains, net	$0	34
Net income	$3,754,000	1,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	2,497
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,721,360	1,677
2004-09-30 (YTD Data)		Rank
Total interest income	$21,650,000	970
Total interest expense	$7,382,000	811
Net interest income	$14,268,000	1,034
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$1,494,000	2,216
Gross Fiduciary activities income	$176,000	752
Service charges on deposit accounts	$552,000	2,305
Trading account gains and fees	$0	134
Additional Noninterest Income	$766,000	2,131
Total noninterest expense	$11,017,000	1,095
Salaries and employee benefits	$6,546,000	971
Premises and equipment expense	$1,113,000	1,567
Additional noninterest expense	$3,358,000	1,086
Pre-tax net operating income	$4,695,000	1,387
Securities gains (losses)	$-5,000	8,357
Applicable income taxes	$1,755,000	1,132
Income before extraordinary items	$2,935,000	1,658
Extraordinary gains, net	$0	26
Net income	$2,935,000	1,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,881
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,938,200	1,604
2004-06-30 (YTD Data)		Rank
Total interest income	$14,381,000	953
Total interest expense	$4,893,000	802
Net interest income	$9,488,000	1,032
Provision for loan and lease losses	$0	6,885
Total noninterest income	$988,000	2,217
Gross Fiduciary activities income	$115,000	763
Service charges on deposit accounts	$350,000	2,388
Trading account gains and fees	$0	130
Additional Noninterest Income	$523,000	2,120
Total noninterest expense	$7,198,000	1,121
Salaries and employee benefits	$4,099,000	1,047
Premises and equipment expense	$837,000	1,376
Additional noninterest expense	$2,262,000	1,087
Pre-tax net operating income	$3,278,000	1,303
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,231,000	1,087
Income before extraordinary items	$2,047,000	1,569
Extraordinary gains, net	$0	21
Net income	$2,047,000	1,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	1,324
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,047,000	1,513
2004-03-31 (YTD Data)		Rank
Total interest income	$7,112,000	976
Total interest expense	$2,442,000	822
Net interest income	$4,670,000	1,058
Provision for loan and lease losses	$0	6,501
Total noninterest income	$471,000	2,248
Gross Fiduciary activities income	$57,000	770
Service charges on deposit accounts	$168,000	2,432
Trading account gains and fees	$0	121
Additional Noninterest Income	$246,000	2,155
Total noninterest expense	$3,489,000	1,168
Salaries and employee benefits	$1,964,000	1,105
Premises and equipment expense	$404,000	1,455
Additional noninterest expense	$1,121,000	1,089
Pre-tax net operating income	$1,652,000	1,280
Securities gains (losses)	$-8,000	8,893
Applicable income taxes	$623,000	1,086
Income before extraordinary items	$1,021,000	1,566
Extraordinary gains, net	$0	16
Net income	$1,021,000	1,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	847
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,026,120	1,472
2003-12-31 (YTD Data)		Rank
Total interest income	$27,768,000	1,012
Total interest expense	$10,441,000	849
Net interest income	$17,327,000	1,115
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$1,926,000	2,377
Gross Fiduciary activities income	$210,000	789
Service charges on deposit accounts	$681,000	2,418
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,035,000	2,339
Total noninterest expense	$12,941,000	1,251
Salaries and employee benefits	$7,475,000	1,135
Premises and equipment expense	$1,552,000	1,462
Additional noninterest expense	$3,914,000	1,265
Pre-tax net operating income	$6,162,000	1,340
Securities gains (losses)	$-301,000	9,108
Applicable income taxes	$2,571,000	1,049
Income before extraordinary items	$3,290,000	1,880
Extraordinary gains, net	$0	54
Net income	$3,290,000	1,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,091
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,482,640	1,705
2003-09-30 (YTD Data)		Rank
Total interest income	$20,755,000	1,037
Total interest expense	$7,957,000	870
Net interest income	$12,798,000	1,151
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$1,411,000	2,451
Gross Fiduciary activities income	$157,000	783
Service charges on deposit accounts	$473,000	2,604
Trading account gains and fees	$0	153
Additional Noninterest Income	$781,000	2,399
Total noninterest expense	$9,470,000	1,292
Salaries and employee benefits	$5,519,000	1,160
Premises and equipment expense	$1,154,000	1,489
Additional noninterest expense	$2,797,000	1,318
Pre-tax net operating income	$4,589,000	1,407
Securities gains (losses)	$-359,000	9,183
Applicable income taxes	$1,969,000	1,075
Income before extraordinary items	$2,261,000	2,089
Extraordinary gains, net	$0	40
Net income	$2,261,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,387
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,490,760	1,829
2003-06-30 (YTD Data)		Rank
Total interest income	$14,009,000	1,036
Total interest expense	$5,423,000	878
Net interest income	$8,586,000	1,140
Provision for loan and lease losses	$100,000	3,841
Total noninterest income	$922,000	2,488
Gross Fiduciary activities income	$107,000	792
Service charges on deposit accounts	$292,000	2,714
Trading account gains and fees	$0	150
Additional Noninterest Income	$523,000	2,393
Total noninterest expense	$6,252,000	1,303
Salaries and employee benefits	$3,594,000	1,199
Premises and equipment expense	$777,000	1,476
Additional noninterest expense	$1,881,000	1,310
Pre-tax net operating income	$3,156,000	1,359
Securities gains (losses)	$-411,000	9,237
Applicable income taxes	$1,363,000	1,069
Income before extraordinary items	$1,382,000	2,262
Extraordinary gains, net	$0	30
Net income	$1,382,000	2,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	2,734
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,645,040	1,826
2003-03-31 (YTD Data)		Rank
Total interest income	$7,093,000	1,033
Total interest expense	$2,764,000	889
Net interest income	$4,329,000	1,131
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$473,000	2,382
Gross Fiduciary activities income	$61,000	763
Service charges on deposit accounts	$154,000	2,537
Trading account gains and fees	$0	134
Additional Noninterest Income	$258,000	2,322
Total noninterest expense	$3,123,000	1,300
Salaries and employee benefits	$1,749,000	1,223
Premises and equipment expense	$389,000	1,487
Additional noninterest expense	$985,000	1,244
Pre-tax net operating income	$1,629,000	1,311
Securities gains (losses)	$-5,000	9,108
Applicable income taxes	$1,264,000	646
Income before extraordinary items	$360,000	3,735
Extraordinary gains, net	$0	21
Net income	$360,000	3,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,115
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$363,200	3,537
2002-12-31 (YTD Data)		Rank
Total interest income	$28,273,000	1,092
Total interest expense	$12,056,000	927
Net interest income	$16,217,000	1,193
Provision for loan and lease losses	$225,000	4,105
Total noninterest income	$1,788,000	2,334
Gross Fiduciary activities income	$188,000	849
Service charges on deposit accounts	$622,000	2,502
Trading account gains and fees	$0	153
Additional Noninterest Income	$978,000	2,216
Total noninterest expense	$11,285,000	1,362
Salaries and employee benefits	$6,304,000	1,292
Premises and equipment expense	$1,450,000	1,532
Additional noninterest expense	$3,531,000	1,352
Pre-tax net operating income	$6,495,000	1,304
Securities gains (losses)	$-1,412,000	9,320
Applicable income taxes	$1,711,000	1,477
Income before extraordinary items	$3,372,000	1,774
Extraordinary gains, net	$0	70
Net income	$3,372,000	1,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,483
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,303,920	1,396
2001-12-31 (YTD Data)		Rank
Total interest income	$27,374,000	1,255
Total interest expense	$14,236,000	1,124
Net interest income	$13,138,000	1,351
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,619,000	2,363
Gross Fiduciary activities income	$187,000	854
Service charges on deposit accounts	$597,000	2,443
Trading account gains and fees	$0	177
Additional Noninterest Income	$835,000	2,322
Total noninterest expense	$10,003,000	1,471
Salaries and employee benefits	$5,673,000	1,302
Premises and equipment expense	$1,042,000	2,040
Additional noninterest expense	$3,288,000	1,423
Pre-tax net operating income	$4,754,000	1,511
Securities gains (losses)	$1,804,000	264
Applicable income taxes	$2,218,000	1,079
Income before extraordinary items	$4,340,000	1,251
Extraordinary gains, net	$0	105
Net income	$4,340,000	1,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,796
Cash dividends	$4,000	6,580
Sale, conversion, retirement of capital stock, net	$52,000	729
Net operating income	$3,149,360	1,601
2000-12-31 (YTD Data)		Rank
Total interest income	$25,432,000	1,378
Total interest expense	$13,125,000	1,324
Net interest income	$12,307,000	1,430
Provision for loan and lease losses	$500,000	1,862
Total noninterest income	$1,283,000	2,629
Gross Fiduciary activities income	$219,000	784
Service charges on deposit accounts	$426,000	3,083
Trading account gains and fees	$0	180
Additional Noninterest Income	$638,000	2,538
Total noninterest expense	$10,367,000	1,338
Salaries and employee benefits	$5,205,000	1,363
Premises and equipment expense	$898,000	2,301
Additional noninterest expense	$4,264,000	1,095
Pre-tax net operating income	$2,723,000	2,585
Securities gains (losses)	$2,801,000	75
Applicable income taxes	$1,693,000	1,359
Income before extraordinary items	$3,831,000	1,380
Extraordinary gains, net	$0	38
Net income	$3,831,000	1,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,101
Cash dividends	$4,000	6,820
Sale, conversion, retirement of capital stock, net	$55,000	758
Net operating income	$1,898,310	2,682
1999-12-31 (YTD Data)		Rank
Total interest income	$21,818,000	1,503
Total interest expense	$11,072,000	1,351
Net interest income	$10,746,000	1,621
Provision for loan and lease losses	$400,000	2,102
Total noninterest income	$1,110,000	2,870
Gross Fiduciary activities income	$188,000	880
Service charges on deposit accounts	$339,000	3,647
Trading account gains and fees	$0	173
Additional Noninterest Income	$583,000	2,681
Total noninterest expense	$8,001,000	1,722
Salaries and employee benefits	$4,620,000	1,507
Premises and equipment expense	$846,000	2,380
Additional noninterest expense	$2,535,000	1,749
Pre-tax net operating income	$3,455,000	2,123
Securities gains (losses)	$1,666,000	160
Applicable income taxes	$1,844,000	1,323
Income before extraordinary items	$3,277,000	1,627
Extraordinary gains, net	$0	35
Net income	$3,277,000	1,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	4,686
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,210,760	2,325
1998-12-31 (YTD Data)		Rank
Total interest income	$19,343,000	1,681
Total interest expense	$10,025,000	1,518
Net interest income	$9,318,000	1,834
Provision for loan and lease losses	$1,065,000	919
Total noninterest income	$824,000	3,548
Gross Fiduciary activities income	$181,000	887
Service charges on deposit accounts	$202,000	5,123
Trading account gains and fees	$0	224
Additional Noninterest Income	$441,000	3,231
Total noninterest expense	$6,721,000	1,947
Salaries and employee benefits	$3,957,000	1,682
Premises and equipment expense	$742,000	2,622
Additional noninterest expense	$2,022,000	2,093
Pre-tax net operating income	$2,356,000	2,936
Securities gains (losses)	$2,101,000	222
Applicable income taxes	$1,406,000	1,730
Income before extraordinary items	$3,051,000	1,715
Extraordinary gains, net	$0	32
Net income	$3,051,000	1,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,622,320	2,963
1997-12-31 (YTD Data)		Rank
Total interest income	$17,639,000	1,875
Total interest expense	$8,907,000	1,739
Net interest income	$8,732,000	1,993
Provision for loan and lease losses	$655,000	1,394
Total noninterest income	$559,000	4,643
Gross Fiduciary activities income	$120,000	1,011
Service charges on deposit accounts	$202,000	5,304
Trading account gains and fees	$0	239
Additional Noninterest Income	$237,000	4,513
Total noninterest expense	$5,862,000	2,193
Salaries and employee benefits	$3,500,000	1,872
Premises and equipment expense	$721,000	2,665
Additional noninterest expense	$1,641,000	2,507
Pre-tax net operating income	$2,774,000	2,668
Securities gains (losses)	$1,426,000	232
Applicable income taxes	$1,435,000	1,768
Income before extraordinary items	$2,765,000	1,908
Extraordinary gains, net	$0	44
Net income	$2,765,000	1,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	1,893
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,823,840	2,748
1996-12-31 (YTD Data)		Rank
Total interest income	$16,169,000	2,088
Total interest expense	$7,984,000	1,966
Net interest income	$8,186,000	2,197
Provision for loan and lease losses	$470,000	1,822
Total noninterest income	$495,000	5,197
Gross Fiduciary activities income	$88,000	1,139
Service charges on deposit accounts	$213,000	5,342
Trading account gains and fees	$0	262
Additional Noninterest Income	$194,000	5,254
Total noninterest expense	$4,917,000	2,780
Salaries and employee benefits	$2,991,000	2,230
Premises and equipment expense	$554,000	3,461
Additional noninterest expense	$1,372,000	3,370
Pre-tax net operating income	$3,286,000	2,181
Securities gains (losses)	$808,000	305
Applicable income taxes	$1,637,000	1,474
Income before extraordinary items	$2,457,000	2,015
Extraordinary gains, net	$0	53
Net income	$2,457,000	2,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$474,000	1,483
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,939,880	2,469
1995-12-31 (YTD Data)		Rank
Total interest income	$15,060,000	2,239
Total interest expense	$7,597,000	2,064
Net interest income	$7,463,000	2,412
Provision for loan and lease losses	$450,000	1,710
Total noninterest income	$341,000	6,586
Gross Fiduciary activities income	$47,000	1,294
Service charges on deposit accounts	$132,000	7,047
Trading account gains and fees	$0	522
Additional Noninterest Income	$162,000	5,769
Total noninterest expense	$4,323,000	3,101
Salaries and employee benefits	$2,538,000	2,640
Premises and equipment expense	$485,000	3,856
Additional noninterest expense	$1,300,000	3,491
Pre-tax net operating income	$3,031,000	2,409
Securities gains (losses)	$783,000	263
Applicable income taxes	$1,614,000	1,540
Income before extraordinary items	$2,200,000	2,298
Extraordinary gains, net	$0	65
Net income	$2,200,000	2,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,943
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,698,880	2,859
1994-12-31 (YTD Data)		Rank
Total interest income	$12,768,000	2,369
Total interest expense	$5,526,000	2,251
Net interest income	$7,242,000	2,494
Provision for loan and lease losses	$140,000	3,750
Total noninterest income	$357,000	6,584
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$139,000	7,144
Trading account gains and fees	$0	475
Additional Noninterest Income	$218,000	4,998
Total noninterest expense	$4,395,000	3,131
Salaries and employee benefits	$2,372,000	2,798
Premises and equipment expense	$477,000	3,951
Additional noninterest expense	$1,546,000	3,209
Pre-tax net operating income	$3,064,000	2,316
Securities gains (losses)	$53,000	1,120
Applicable income taxes	$1,212,000	1,861
Income before extraordinary items	$1,905,000	2,547
Extraordinary gains, net	$0	249
Net income	$1,905,000	2,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,857
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,871,080	2,616
1993-12-31 (YTD Data)		Rank
Total interest income	$12,232,000	2,519
Total interest expense	$5,567,000	2,330
Net interest income	$6,665,000	2,710
Provision for loan and lease losses	$175,000	4,260
Total noninterest income	$255,000	8,291
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$127,000	7,664
Trading account gains and fees	$0	532
Additional Noninterest Income	$128,000	7,075
Total noninterest expense	$4,204,000	3,329
Salaries and employee benefits	$2,108,000	3,112
Premises and equipment expense	$544,000	3,604
Additional noninterest expense	$1,552,000	3,403
Pre-tax net operating income	$2,541,000	2,667
Securities gains (losses)	$332,000	1,212
Applicable income taxes	$1,143,000	2,002
Income before extraordinary items	$1,730,000	2,853
Extraordinary gains, net	$0	3,149
Net income	$1,730,000	2,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	5,334
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,517,520	3,037
1992-12-31 (YTD Data)		Rank
Total interest income	$13,400,000	2,631
Total interest expense	$6,886,000	2,444
Net interest income	$6,514,000	2,813
Provision for loan and lease losses	$1,005,000	1,826
Total noninterest income	$222,000	8,990
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$128,000	7,737
Trading account gains and fees	$0	504
Additional Noninterest Income	$94,000	8,290
Total noninterest expense	$4,268,000	3,300
Salaries and employee benefits	$2,009,000	3,197
Premises and equipment expense	$517,000	3,851
Additional noninterest expense	$1,742,000	3,141
Pre-tax net operating income	$1,463,000	4,134
Securities gains (losses)	$309,000	1,510
Applicable income taxes	$571,000	3,570
Income before extraordinary items	$1,201,000	3,807
Extraordinary gains, net	$0	1,422
Net income	$1,201,000	3,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,438,000	1,234
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$990,880	4,218

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.