Home > Avidia Bank > Net charge- offs to loans
Avidia Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 4,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2365% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7797% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6024% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3511% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3751% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9456% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9628% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8710% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5945% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3970% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5056% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.9932% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3801% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0422% | 4,676 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3717% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0495% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 4,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8176% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8278% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1457% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5803% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7227% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1345% | 4,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.2155% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 3,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2808% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1082% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4582% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1886% | 4,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 0.2872% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1259% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8421% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2698% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1885% | 4,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.4276% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 3,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7611% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1788% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2213% | 4,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8903% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6148% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2139% | 4,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.3079% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0978% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3872% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0115% | 4,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.4613% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4282% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8970% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0599% | 4,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5469% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2377% | 4,637 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7657% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0873% | 4,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2609% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2278% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9964% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0914% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6188% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6744% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7838% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1024% | 4,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6564% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4936% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4665% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0777% | 4,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3821% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3450% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0466% | 4,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5851% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7917% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0053% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0498% | 3,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2345% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2296% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1806% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 3,709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0995% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3983% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5754% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2063% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6066% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 19.8761% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 4,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0618% | 5,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0684% | 5,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2665% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7983% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0302% | 4,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0800% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3418% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9189% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0085% | 3,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0234% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1075% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4219% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0964% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 4,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6699% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0332% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1594% | 2,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 5,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0847% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5768% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1836% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2477% | 5,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.5188% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1256% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3068% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2119% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3296% | 5,544 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4303% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2934% | 5,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2545% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.7139% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3301% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1031% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3939% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2013% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1245% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4096% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3578% | 5,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3244% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 1.1129% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1525% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3922% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1584% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4732% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0286% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6792% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7619% | 5,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5089% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5294% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 2.1538% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7792% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3160% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9406% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4459% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6359% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0177% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5233% | 5,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0815% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1523% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8150% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0387% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1092% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4893% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1799% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4277% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2082% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8640% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8021% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8871% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7788% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2373% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8397% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 5,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2498% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6766% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7620% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5653% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4088% | 1,927 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7893% | 5,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0480% | 5,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2268% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6721% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3595% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4581% | 5,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0721% | 6,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2973% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3370% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1896% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4582% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2582% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1427% | 6,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5949% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6746% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4835% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4596% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.4077% | 5,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.2333% | 5,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3434% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 3,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 3,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8160% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7087% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3952% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1912% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.3156% | 5,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4675% | 1,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 3,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 2,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1155% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7471% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5517% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3892% | 6,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 2,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.4853% | 5,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4025% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8393% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6749% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0376% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 5,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 6,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.8527% | 6,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,893 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0625% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7152% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0757% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 3,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.1452% | 2,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0510% | 2,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8483% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 3,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6722% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9107% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4722% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6355% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.1866% | 1,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 2,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2318% | 2,650 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0970% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 3,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2723% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2374% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6140% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8420% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.2738% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0819% | 2,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 2,444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5885% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 3,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7026% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6012% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0776% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2154% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3798% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5421% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 2,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9855% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3963% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1424% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2784% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.6287% | 2,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 3,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7663% | 485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0595% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3507% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1492% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8341% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.3084% | 2,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 2,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7528% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8394% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 3,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3802% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4762% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6155% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2235% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1599% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1951% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6254% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5768% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2768% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5668% | 1,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3814% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3443% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1206% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8715% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0576% | 6,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3427% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2924% | 3,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.8264% | 7,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6128% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 3,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4444% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 3,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6866% | 3,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7656% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1612% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3896% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3714% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 6,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8092% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 3,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2496% | 1,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2062% | 2,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4481% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5280% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2213% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5604% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5584% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 6,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2218% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3167% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3750% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3092% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4466% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7962% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 18.0287% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 2,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4222% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5608% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4187% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7497% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3760% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7407% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1477% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | 1.4046% | 2,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 3,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 4,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0906% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8628% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3561% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7751% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 70.3665% | 33 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 1.7814% | 1,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5237% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4745% | 3,812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5385% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 36.4145% | 37 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2733% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 2.5346% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 3,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7470% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4736% | 1,620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7394% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 49.6613% | 21 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2816% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0582% | 6,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 85.7921% | 8 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1743% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 1.0339% | 1,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2129% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 3,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 3,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4121% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8533% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | 25.5331% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3715% | 7,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.1144% | 7,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2885% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 2,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5404% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6260% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4314% | 7,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.1717% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2212% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7456% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5160% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5550% | 7,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.3380% | 7,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1598% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.2655% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1718% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 3,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7376% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4394% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3612% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.1330% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2340% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8256% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1111% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4535% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6928% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3130% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4311% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 6,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 5,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6750% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0220% | 7,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3615% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0334% | 7,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7323% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0668% | 6,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 5,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 7,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5187% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4448% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1099% | 4,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 6,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1571% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 3,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0345% | 8,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1141% | 8,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1773% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0340% | 7,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2071% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3443% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3807% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3372% | 8,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 6,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 6,811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 5,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4094% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2006% | 8,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6302% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4589% | 8,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 7,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0565% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2526% | 8,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3929% | 4,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 7,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 8,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 8,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 7,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3169% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1062% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 6,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5891% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 6,845 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3060% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 10,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 8,041 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2191% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |