Home > Avenue Bank > Income and Expense
Avenue Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $21,418,000 | 629 |
| Total interest expense | $2,671,000 | 548 |
| Net interest income | $18,747,000 | 638 |
| Provision for loan and lease losses | $1,008,000 | 506 |
| Total noninterest income | $3,185,000 | 955 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $416,000 | 1,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,769,000 | 775 |
| Total noninterest expense | $14,800,000 | 721 |
| Salaries and employee benefits | $8,731,000 | 678 |
| Premises and equipment expense | $1,651,000 | 753 |
| Additional noninterest expense | $4,418,000 | 753 |
| Pre-tax net operating income | $6,124,000 | 759 |
| Securities gains (losses) | $269,000 | 469 |
| Applicable income taxes | $1,954,000 | 660 |
| Income before extraordinary items | $4,439,000 | 831 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,439,000 | 829 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,439,000 | 830 |
| Net charge-offs | $-57,000 | 5,545 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $579,000 | 160 |
| Net operating income | $4,253,390 | 840 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $10,652,000 | 632 |
| Total interest expense | $1,294,000 | 564 |
| Net interest income | $9,358,000 | 639 |
| Provision for loan and lease losses | $774,000 | 341 |
| Total noninterest income | $1,882,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $203,000 | 1,414 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,679,000 | 652 |
| Total noninterest expense | $7,564,000 | 711 |
| Salaries and employee benefits | $4,567,000 | 650 |
| Premises and equipment expense | $762,000 | 825 |
| Additional noninterest expense | $2,235,000 | 737 |
| Pre-tax net operating income | $2,902,000 | 789 |
| Securities gains (losses) | $228,000 | 266 |
| Applicable income taxes | $1,106,000 | 594 |
| Income before extraordinary items | $2,024,000 | 873 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,024,000 | 874 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,024,000 | 874 |
| Net charge-offs | $-54,000 | 5,750 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 123 |
| Net operating income | $1,875,800 | 915 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $38,320,000 | 676 |
| Total interest expense | $3,960,000 | 705 |
| Net interest income | $34,360,000 | 664 |
| Provision for loan and lease losses | $2,029,000 | 447 |
| Total noninterest income | $7,485,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $752,000 | 1,553 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,733,000 | 655 |
| Total noninterest expense | $28,187,000 | 729 |
| Salaries and employee benefits | $17,349,000 | 657 |
| Premises and equipment expense | $3,268,000 | 749 |
| Additional noninterest expense | $7,570,000 | 861 |
| Pre-tax net operating income | $11,629,000 | 770 |
| Securities gains (losses) | $258,000 | 622 |
| Applicable income taxes | $3,821,000 | 635 |
| Income before extraordinary items | $8,066,000 | 884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,066,000 | 884 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,066,000 | 884 |
| Net charge-offs | $486,000 | 1,188 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $15,093,000 | 35 |
| Net operating income | $7,890,560 | 883 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $28,087,000 | 691 |
| Total interest expense | $2,885,000 | 725 |
| Net interest income | $25,202,000 | 682 |
| Provision for loan and lease losses | $1,622,000 | 397 |
| Total noninterest income | $5,580,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $559,000 | 1,576 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,021,000 | 656 |
| Total noninterest expense | $20,942,000 | 745 |
| Salaries and employee benefits | $12,873,000 | 669 |
| Premises and equipment expense | $2,472,000 | 756 |
| Additional noninterest expense | $5,597,000 | 878 |
| Pre-tax net operating income | $8,218,000 | 818 |
| Securities gains (losses) | $234,000 | 569 |
| Applicable income taxes | $2,788,000 | 669 |
| Income before extraordinary items | $5,664,000 | 939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,664,000 | 939 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,664,000 | 939 |
| Net charge-offs | $508,000 | 849 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $14,917,000 | 27 |
| Net operating income | $5,507,220 | 944 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $18,220,000 | 708 |
| Total interest expense | $1,872,000 | 748 |
| Net interest income | $16,348,000 | 705 |
| Provision for loan and lease losses | $1,009,000 | 427 |
| Total noninterest income | $3,529,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $368,000 | 1,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,161,000 | 691 |
| Total noninterest expense | $13,729,000 | 759 |
| Salaries and employee benefits | $8,481,000 | 678 |
| Premises and equipment expense | $1,654,000 | 762 |
| Additional noninterest expense | $3,594,000 | 907 |
| Pre-tax net operating income | $5,139,000 | 865 |
| Securities gains (losses) | $215,000 | 504 |
| Applicable income taxes | $1,770,000 | 693 |
| Income before extraordinary items | $3,584,000 | 989 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,584,000 | 989 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,584,000 | 989 |
| Net charge-offs | $215,000 | 1,145 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $14,798,000 | 23 |
| Net operating income | $3,439,950 | 998 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 725 |
| Total interest expense | $921,000 | 760 |
| Net interest income | $7,913,000 | 720 |
| Provision for loan and lease losses | $154,000 | 1,049 |
| Total noninterest income | $1,588,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $176,000 | 1,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,412,000 | 715 |
| Total noninterest expense | $6,777,000 | 769 |
| Salaries and employee benefits | $4,198,000 | 697 |
| Premises and equipment expense | $840,000 | 758 |
| Additional noninterest expense | $1,739,000 | 914 |
| Pre-tax net operating income | $2,570,000 | 842 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $862,000 | 689 |
| Income before extraordinary items | $1,708,000 | 1,004 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,708,000 | 1,004 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,708,000 | 1,005 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $14,673,000 | 14 |
| Net operating income | $1,708,000 | 971 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $33,023,000 | 763 |
| Total interest expense | $3,758,000 | 787 |
| Net interest income | $29,265,000 | 750 |
| Provision for loan and lease losses | $1,643,000 | 560 |
| Total noninterest income | $5,419,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $678,000 | 1,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,741,000 | 786 |
| Total noninterest expense | $24,892,000 | 807 |
| Salaries and employee benefits | $14,667,000 | 757 |
| Premises and equipment expense | $3,387,000 | 731 |
| Additional noninterest expense | $6,838,000 | 956 |
| Pre-tax net operating income | $8,149,000 | 1,010 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $2,538,000 | 820 |
| Income before extraordinary items | $5,623,000 | 1,173 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,623,000 | 1,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,623,000 | 1,172 |
| Net charge-offs | $329,000 | 1,919 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $542,000 | 297 |
| Net operating income | $5,614,720 | 1,146 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $24,525,000 | 770 |
| Total interest expense | $2,830,000 | 790 |
| Net interest income | $21,695,000 | 764 |
| Provision for loan and lease losses | $1,187,000 | 575 |
| Total noninterest income | $4,193,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $506,000 | 1,808 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,687,000 | 764 |
| Total noninterest expense | $18,428,000 | 818 |
| Salaries and employee benefits | $10,942,000 | 760 |
| Premises and equipment expense | $2,580,000 | 723 |
| Additional noninterest expense | $4,906,000 | 999 |
| Pre-tax net operating income | $6,273,000 | 1,001 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $1,965,000 | 815 |
| Income before extraordinary items | $4,320,000 | 1,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,320,000 | 1,149 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,320,000 | 1,150 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 266 |
| Net operating income | $4,311,720 | 1,130 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $16,058,000 | 780 |
| Total interest expense | $1,897,000 | 789 |
| Net interest income | $14,161,000 | 781 |
| Provision for loan and lease losses | $1,409,000 | 342 |
| Total noninterest income | $1,993,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $333,000 | 1,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,660,000 | 1,019 |
| Total noninterest expense | $12,009,000 | 832 |
| Salaries and employee benefits | $7,148,000 | 767 |
| Premises and equipment expense | $1,756,000 | 710 |
| Additional noninterest expense | $3,105,000 | 1,047 |
| Pre-tax net operating income | $2,736,000 | 1,389 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $843,000 | 1,092 |
| Income before extraordinary items | $1,905,000 | 1,601 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,905,000 | 1,604 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,905,000 | 1,603 |
| Net charge-offs | $-12,000 | 5,727 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 232 |
| Net operating income | $1,896,720 | 1,579 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 810 |
| Total interest expense | $945,000 | 804 |
| Net interest income | $6,876,000 | 795 |
| Provision for loan and lease losses | $860,000 | 290 |
| Total noninterest income | $917,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $164,000 | 1,807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $753,000 | 1,055 |
| Total noninterest expense | $5,988,000 | 840 |
| Salaries and employee benefits | $3,638,000 | 764 |
| Premises and equipment expense | $891,000 | 720 |
| Additional noninterest expense | $1,459,000 | 1,098 |
| Pre-tax net operating income | $945,000 | 1,851 |
| Securities gains (losses) | $14,000 | 1,064 |
| Applicable income taxes | $288,000 | 1,386 |
| Income before extraordinary items | $671,000 | 2,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $671,000 | 2,077 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $671,000 | 2,077 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 178 |
| Net operating income | $661,200 | 2,058 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,061,000 | 935 |
| Total interest expense | $3,561,000 | 953 |
| Net interest income | $23,500,000 | 914 |
| Provision for loan and lease losses | $1,593,000 | 743 |
| Total noninterest income | $5,546,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $610,000 | 2,033 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,936,000 | 814 |
| Total noninterest expense | $21,573,000 | 947 |
| Salaries and employee benefits | $12,635,000 | 850 |
| Premises and equipment expense | $3,367,000 | 719 |
| Additional noninterest expense | $5,571,000 | 1,209 |
| Pre-tax net operating income | $5,880,000 | 1,253 |
| Securities gains (losses) | $522,000 | 438 |
| Applicable income taxes | $2,421,000 | 783 |
| Income before extraordinary items | $3,981,000 | 1,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,981,000 | 1,520 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,981,000 | 1,522 |
| Net charge-offs | $1,084,000 | 1,191 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 611 |
| Net operating income | $3,646,920 | 1,589 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,679,000 | 968 |
| Total interest expense | $2,636,000 | 1,000 |
| Net interest income | $17,043,000 | 955 |
| Provision for loan and lease losses | $962,000 | 914 |
| Total noninterest income | $4,390,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $445,000 | 2,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,945,000 | 790 |
| Total noninterest expense | $15,846,000 | 962 |
| Salaries and employee benefits | $9,368,000 | 872 |
| Premises and equipment expense | $2,449,000 | 745 |
| Additional noninterest expense | $4,029,000 | 1,241 |
| Pre-tax net operating income | $4,625,000 | 1,228 |
| Securities gains (losses) | $522,000 | 395 |
| Applicable income taxes | $1,773,000 | 821 |
| Income before extraordinary items | $3,374,000 | 1,349 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,374,000 | 1,351 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,374,000 | 1,351 |
| Net charge-offs | $904,000 | 1,079 |
| Cash dividends | $142,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 347 |
| Net operating income | $3,029,480 | 1,456 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,821,000 | 989 |
| Total interest expense | $1,743,000 | 1,028 |
| Net interest income | $11,078,000 | 973 |
| Provision for loan and lease losses | $740,000 | 851 |
| Total noninterest income | $2,808,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $117,000 | 3,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,691,000 | 796 |
| Total noninterest expense | $10,219,000 | 992 |
| Salaries and employee benefits | $6,006,000 | 901 |
| Premises and equipment expense | $1,610,000 | 760 |
| Additional noninterest expense | $2,603,000 | 1,277 |
| Pre-tax net operating income | $2,927,000 | 1,269 |
| Securities gains (losses) | $521,000 | 357 |
| Applicable income taxes | $1,134,000 | 846 |
| Income before extraordinary items | $2,314,000 | 1,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,314,000 | 1,313 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,314,000 | 1,313 |
| Net charge-offs | $246,000 | 1,887 |
| Cash dividends | $95,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 331 |
| Net operating income | $1,964,930 | 1,478 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 1,013 |
| Total interest expense | $866,000 | 1,065 |
| Net interest income | $5,390,000 | 1,005 |
| Provision for loan and lease losses | $614,000 | 588 |
| Total noninterest income | $1,393,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,345,000 | 796 |
| Total noninterest expense | $5,112,000 | 1,002 |
| Salaries and employee benefits | $2,989,000 | 916 |
| Premises and equipment expense | $800,000 | 773 |
| Additional noninterest expense | $1,323,000 | 1,244 |
| Pre-tax net operating income | $1,057,000 | 1,630 |
| Securities gains (losses) | $188,000 | 484 |
| Applicable income taxes | $373,000 | 1,139 |
| Income before extraordinary items | $872,000 | 1,664 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $872,000 | 1,666 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $872,000 | 1,666 |
| Net charge-offs | $227,000 | 1,256 |
| Cash dividends | $47,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 293 |
| Net operating income | $740,400 | 1,831 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,886,000 | 1,169 |
| Total interest expense | $4,886,000 | 919 |
| Net interest income | $18,000,000 | 1,229 |
| Provision for loan and lease losses | $1,623,000 | 1,256 |
| Total noninterest income | $5,456,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $216,000 | 4,119 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,240,000 | 783 |
| Total noninterest expense | $19,159,000 | 1,046 |
| Salaries and employee benefits | $10,999,000 | 947 |
| Premises and equipment expense | $3,088,000 | 781 |
| Additional noninterest expense | $5,072,000 | 1,339 |
| Pre-tax net operating income | $2,674,000 | 2,293 |
| Securities gains (losses) | $1,079,000 | 478 |
| Applicable income taxes | $1,023,000 | 1,452 |
| Income before extraordinary items | $2,730,000 | 2,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,730,000 | 2,020 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,730,000 | 2,022 |
| Net charge-offs | $1,478,000 | 1,420 |
| Cash dividends | $418,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 460 |
| Net operating income | $1,942,330 | 2,522 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,969,000 | 1,205 |
| Total interest expense | $3,894,000 | 912 |
| Net interest income | $13,075,000 | 1,273 |
| Provision for loan and lease losses | $1,072,000 | 1,365 |
| Total noninterest income | $4,192,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $161,000 | 4,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,031,000 | 756 |
| Total noninterest expense | $13,830,000 | 1,081 |
| Salaries and employee benefits | $7,937,000 | 978 |
| Premises and equipment expense | $2,286,000 | 799 |
| Additional noninterest expense | $3,607,000 | 1,417 |
| Pre-tax net operating income | $2,365,000 | 2,070 |
| Securities gains (losses) | $563,000 | 683 |
| Applicable income taxes | $693,000 | 1,598 |
| Income before extraordinary items | $2,235,000 | 1,905 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,235,000 | 1,904 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,235,000 | 1,906 |
| Net charge-offs | $1,478,000 | 1,126 |
| Cash dividends | $371,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 489 |
| Net operating income | $1,807,120 | 2,164 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,133,000 | 1,229 |
| Total interest expense | $2,573,000 | 952 |
| Net interest income | $8,560,000 | 1,295 |
| Provision for loan and lease losses | $924,000 | 1,171 |
| Total noninterest income | $2,620,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $102,000 | 4,265 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,518,000 | 789 |
| Total noninterest expense | $9,002,000 | 1,106 |
| Salaries and employee benefits | $5,089,000 | 1,021 |
| Premises and equipment expense | $1,510,000 | 808 |
| Additional noninterest expense | $2,403,000 | 1,414 |
| Pre-tax net operating income | $1,254,000 | 2,435 |
| Securities gains (losses) | $395,000 | 698 |
| Applicable income taxes | $346,000 | 1,893 |
| Income before extraordinary items | $1,303,000 | 2,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,303,000 | 2,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,303,000 | 2,127 |
| Net charge-offs | $1,147,000 | 1,029 |
| Cash dividends | $107,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 474 |
| Net operating income | $990,950 | 2,496 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 1,256 |
| Total interest expense | $1,293,000 | 979 |
| Net interest income | $4,201,000 | 1,316 |
| Provision for loan and lease losses | $617,000 | 900 |
| Total noninterest income | $1,101,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,056,000 | 870 |
| Total noninterest expense | $4,428,000 | 1,128 |
| Salaries and employee benefits | $2,487,000 | 1,046 |
| Premises and equipment expense | $756,000 | 796 |
| Additional noninterest expense | $1,185,000 | 1,425 |
| Pre-tax net operating income | $257,000 | 4,120 |
| Securities gains (losses) | $247,000 | 519 |
| Applicable income taxes | $60,000 | 2,896 |
| Income before extraordinary items | $444,000 | 2,859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $444,000 | 2,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $444,000 | 2,863 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $60,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 430 |
| Net operating income | $226,640 | 4,023 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,845,000 | 1,316 |
| Total interest expense | $5,487,000 | 1,096 |
| Net interest income | $16,358,000 | 1,351 |
| Provision for loan and lease losses | $1,102,000 | 2,272 |
| Total noninterest income | $2,965,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $170,000 | 4,676 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,795,000 | 1,085 |
| Total noninterest expense | $16,126,000 | 1,223 |
| Salaries and employee benefits | $8,626,000 | 1,150 |
| Premises and equipment expense | $2,957,000 | 856 |
| Additional noninterest expense | $4,543,000 | 1,509 |
| Pre-tax net operating income | $2,095,000 | 2,410 |
| Securities gains (losses) | $144,000 | 1,739 |
| Applicable income taxes | $-11,482,000 | 7,338 |
| Income before extraordinary items | $13,721,000 | 404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,721,000 | 405 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $13,721,000 | 405 |
| Net charge-offs | $203,000 | 4,275 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,061 |
| Net operating income | $13,577,000 | 400 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,406,000 | 1,325 |
| Total interest expense | $4,179,000 | 1,127 |
| Net interest income | $12,227,000 | 1,364 |
| Provision for loan and lease losses | $618,000 | 2,601 |
| Total noninterest income | $2,172,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $125,000 | 4,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,047,000 | 1,101 |
| Total noninterest expense | $12,007,000 | 1,229 |
| Salaries and employee benefits | $6,294,000 | 1,184 |
| Premises and equipment expense | $2,258,000 | 844 |
| Additional noninterest expense | $3,455,000 | 1,495 |
| Pre-tax net operating income | $1,774,000 | 2,289 |
| Securities gains (losses) | $144,000 | 1,461 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,918,000 | 1,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,918,000 | 1,904 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,918,000 | 1,905 |
| Net charge-offs | $263,000 | 3,391 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,774,000 | 1,923 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,772,000 | 1,347 |
| Total interest expense | $2,806,000 | 1,151 |
| Net interest income | $7,966,000 | 1,406 |
| Provision for loan and lease losses | $177,000 | 3,718 |
| Total noninterest income | $1,383,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,304,000 | 1,122 |
| Total noninterest expense | $8,103,000 | 1,235 |
| Salaries and employee benefits | $4,173,000 | 1,200 |
| Premises and equipment expense | $1,509,000 | 855 |
| Additional noninterest expense | $2,421,000 | 1,448 |
| Pre-tax net operating income | $1,069,000 | 2,428 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,072,000 | 2,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,072,000 | 2,147 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,072,000 | 2,147 |
| Net charge-offs | $150,000 | 3,408 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,069,000 | 2,087 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 1,382 |
| Total interest expense | $1,441,000 | 1,164 |
| Net interest income | $3,872,000 | 1,439 |
| Provision for loan and lease losses | $-78,000 | 7,492 |
| Total noninterest income | $661,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $625,000 | 1,150 |
| Total noninterest expense | $4,120,000 | 1,211 |
| Salaries and employee benefits | $2,114,000 | 1,190 |
| Premises and equipment expense | $755,000 | 873 |
| Additional noninterest expense | $1,251,000 | 1,395 |
| Pre-tax net operating income | $491,000 | 2,599 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $491,000 | 2,286 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $491,000 | 2,285 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $491,000 | 2,286 |
| Net charge-offs | $-120,000 | 7,463 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $491,000 | 2,237 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,650,000 | 1,564 |
| Total interest expense | $6,144,000 | 1,349 |
| Net interest income | $13,506,000 | 1,641 |
| Provision for loan and lease losses | $2,227,000 | 1,939 |
| Total noninterest income | $1,801,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 5,214 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,677,000 | 1,572 |
| Total noninterest expense | $14,869,000 | 1,348 |
| Salaries and employee benefits | $7,747,000 | 1,267 |
| Premises and equipment expense | $2,857,000 | 903 |
| Additional noninterest expense | $4,265,000 | 1,680 |
| Pre-tax net operating income | $-1,789,000 | 6,722 |
| Securities gains (losses) | $2,432,000 | 220 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $643,000 | 3,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $643,000 | 3,976 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $643,000 | 3,977 |
| Net charge-offs | $1,827,000 | 1,965 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 918 |
| Net operating income | $-1,789,000 | 6,781 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,547,000 | 1,616 |
| Total interest expense | $4,447,000 | 1,455 |
| Net interest income | $10,100,000 | 1,672 |
| Provision for loan and lease losses | $2,015,000 | 1,650 |
| Total noninterest income | $1,336,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $90,000 | 5,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,246,000 | 1,554 |
| Total noninterest expense | $10,924,000 | 1,371 |
| Salaries and employee benefits | $5,769,000 | 1,280 |
| Premises and equipment expense | $2,146,000 | 901 |
| Additional noninterest expense | $3,009,000 | 1,774 |
| Pre-tax net operating income | $-1,503,000 | 6,964 |
| Securities gains (losses) | $2,145,000 | 203 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $642,000 | 3,662 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $642,000 | 3,661 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $642,000 | 3,662 |
| Net charge-offs | $1,410,000 | 1,835 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 806 |
| Net operating income | $-1,503,000 | 7,019 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,575,000 | 1,653 |
| Total interest expense | $2,893,000 | 1,552 |
| Net interest income | $6,682,000 | 1,689 |
| Provision for loan and lease losses | $998,000 | 1,953 |
| Total noninterest income | $1,042,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $61,000 | 5,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $981,000 | 1,314 |
| Total noninterest expense | $7,354,000 | 1,352 |
| Salaries and employee benefits | $3,859,000 | 1,273 |
| Premises and equipment expense | $1,452,000 | 907 |
| Additional noninterest expense | $2,043,000 | 1,727 |
| Pre-tax net operating income | $-628,000 | 6,828 |
| Securities gains (losses) | $914,000 | 283 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $286,000 | 4,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $286,000 | 4,396 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $286,000 | 4,396 |
| Net charge-offs | $1,096,000 | 1,629 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 626 |
| Net operating income | $-628,000 | 6,893 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 1,698 |
| Total interest expense | $1,490,000 | 1,578 |
| Net interest income | $3,266,000 | 1,742 |
| Provision for loan and lease losses | $528,000 | 1,763 |
| Total noninterest income | $491,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $460,000 | 1,380 |
| Total noninterest expense | $3,573,000 | 1,409 |
| Salaries and employee benefits | $1,895,000 | 1,322 |
| Premises and equipment expense | $733,000 | 928 |
| Additional noninterest expense | $945,000 | 1,829 |
| Pre-tax net operating income | $-344,000 | 7,026 |
| Securities gains (losses) | $517,000 | 243 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $173,000 | 4,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 4,139 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $173,000 | 4,139 |
| Net charge-offs | $594,000 | 1,457 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-344,000 | 7,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,491,000 | 2,066 |
| Total interest expense | $6,632,000 | 1,766 |
| Net interest income | $9,859,000 | 2,218 |
| Provision for loan and lease losses | $5,013,000 | 1,432 |
| Total noninterest income | $2,227,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $136,000 | 5,303 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,091,000 | 1,333 |
| Total noninterest expense | $13,743,000 | 1,503 |
| Salaries and employee benefits | $7,265,000 | 1,389 |
| Premises and equipment expense | $2,797,000 | 971 |
| Additional noninterest expense | $3,681,000 | 1,988 |
| Pre-tax net operating income | $-6,670,000 | 7,323 |
| Securities gains (losses) | $1,015,000 | 495 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,655,000 | 7,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,655,000 | 7,318 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,655,000 | 7,318 |
| Net charge-offs | $3,842,000 | 1,377 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,307 |
| Net operating income | $-6,670,000 | 7,419 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,806,000 | 2,181 |
| Total interest expense | $5,134,000 | 1,790 |
| Net interest income | $6,672,000 | 2,443 |
| Provision for loan and lease losses | $4,172,000 | 1,192 |
| Total noninterest income | $1,728,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $105,000 | 5,296 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,623,000 | 1,318 |
| Total noninterest expense | $10,221,000 | 1,509 |
| Salaries and employee benefits | $5,443,000 | 1,401 |
| Premises and equipment expense | $2,050,000 | 995 |
| Additional noninterest expense | $2,728,000 | 1,942 |
| Pre-tax net operating income | $-5,993,000 | 7,564 |
| Securities gains (losses) | $567,000 | 633 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,426,000 | 7,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,426,000 | 7,608 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,426,000 | 7,608 |
| Net charge-offs | $986,000 | 2,219 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,205 |
| Net operating income | $-5,993,000 | 7,655 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 2,281 |
| Total interest expense | $3,548,000 | 1,820 |
| Net interest income | $4,010,000 | 2,711 |
| Provision for loan and lease losses | $1,395,000 | 1,713 |
| Total noninterest income | $1,286,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $69,000 | 5,320 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,217,000 | 1,249 |
| Total noninterest expense | $6,718,000 | 1,548 |
| Salaries and employee benefits | $3,610,000 | 1,438 |
| Premises and equipment expense | $1,349,000 | 1,046 |
| Additional noninterest expense | $1,759,000 | 2,022 |
| Pre-tax net operating income | $-2,817,000 | 7,540 |
| Securities gains (losses) | $153,000 | 1,196 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,664,000 | 7,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,664,000 | 7,591 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,664,000 | 7,591 |
| Net charge-offs | $927,000 | 1,700 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,165 |
| Net operating income | $-2,817,000 | 7,621 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 2,451 |
| Total interest expense | $1,843,000 | 1,816 |
| Net interest income | $1,698,000 | 3,121 |
| Provision for loan and lease losses | $1,046,000 | 1,151 |
| Total noninterest income | $795,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $760,000 | 1,055 |
| Total noninterest expense | $3,209,000 | 1,571 |
| Salaries and employee benefits | $1,792,000 | 1,465 |
| Premises and equipment expense | $660,000 | 1,079 |
| Additional noninterest expense | $757,000 | 2,087 |
| Pre-tax net operating income | $-1,762,000 | 7,790 |
| Securities gains (losses) | $301,000 | 499 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,461,000 | 7,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,461,000 | 7,826 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,461,000 | 7,826 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $-1,762,000 | 7,869 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,448,000 | 2,938 |
| Total interest expense | $6,110,000 | 2,478 |
| Net interest income | $6,338,000 | 3,333 |
| Provision for loan and lease losses | $8,113,000 | 705 |
| Total noninterest income | $2,122,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $239,000 | 4,455 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,883,000 | 1,354 |
| Total noninterest expense | $13,193,000 | 1,473 |
| Salaries and employee benefits | $7,893,000 | 1,278 |
| Premises and equipment expense | $2,150,000 | 1,276 |
| Additional noninterest expense | $3,150,000 | 1,927 |
| Pre-tax net operating income | $-12,846,000 | 8,034 |
| Securities gains (losses) | $81,000 | 1,287 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-12,765,000 | 8,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,765,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,388,000 | 648 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,369 |
| Net operating income | $-12,846,000 | 8,062 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,634,000 | 3,211 |
| Total interest expense | $4,127,000 | 2,833 |
| Net interest income | $4,507,000 | 3,494 |
| Provision for loan and lease losses | $7,322,000 | 500 |
| Total noninterest income | $1,434,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,251,000 | 1,548 |
| Total noninterest expense | $9,788,000 | 1,489 |
| Salaries and employee benefits | $6,037,000 | 1,272 |
| Premises and equipment expense | $1,485,000 | 1,397 |
| Additional noninterest expense | $2,266,000 | 1,926 |
| Pre-tax net operating income | $-11,169,000 | 8,231 |
| Securities gains (losses) | $81,000 | 1,096 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-11,088,000 | 8,226 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-11,088,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,770,000 | 456 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,169,000 | 8,248 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,584 |
| Total interest expense | $2,343,000 | 3,343 |
| Net interest income | $2,779,000 | 3,693 |
| Provision for loan and lease losses | $4,499,000 | 470 |
| Total noninterest income | $952,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $100,000 | 4,835 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $852,000 | 1,571 |
| Total noninterest expense | $6,481,000 | 1,491 |
| Salaries and employee benefits | $4,080,000 | 1,266 |
| Premises and equipment expense | $952,000 | 1,464 |
| Additional noninterest expense | $1,449,000 | 1,984 |
| Pre-tax net operating income | $-7,249,000 | 8,332 |
| Securities gains (losses) | $78,000 | 1,139 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-7,171,000 | 8,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,171,000 | 8,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,353 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,249,000 | 8,349 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 4,015 |
| Total interest expense | $1,013,000 | 3,880 |
| Net interest income | $1,229,000 | 4,035 |
| Provision for loan and lease losses | $541,000 | 964 |
| Total noninterest income | $459,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $431,000 | 1,561 |
| Total noninterest expense | $3,177,000 | 1,511 |
| Salaries and employee benefits | $1,995,000 | 1,310 |
| Premises and equipment expense | $434,000 | 1,611 |
| Additional noninterest expense | $748,000 | 1,885 |
| Pre-tax net operating income | $-2,030,000 | 8,372 |
| Securities gains (losses) | $78,000 | 844 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,952,000 | 8,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,952,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,401 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,030,000 | 8,384 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 4,854 |
| Total interest expense | $2,728,000 | 5,041 |
| Net interest income | $3,989,000 | 4,632 |
| Provision for loan and lease losses | $989,000 | 1,437 |
| Total noninterest income | $643,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $125,000 | 5,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $518,000 | 3,240 |
| Total noninterest expense | $8,623,000 | 2,135 |
| Salaries and employee benefits | $5,378,000 | 1,878 |
| Premises and equipment expense | $774,000 | 3,175 |
| Additional noninterest expense | $2,471,000 | 2,194 |
| Pre-tax net operating income | $-4,980,000 | 8,441 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $-4,967,000 | 8,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,967,000 | 8,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,892 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $3,704,000 | 300 |
| Net operating income | $-4,983,000 | 8,448 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 5,570 |
| Total interest expense | $1,162,000 | 6,392 |
| Net interest income | $2,829,000 | 4,818 |
| Provision for loan and lease losses | $378,000 | 1,943 |
| Total noninterest income | $293,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $198,000 | 4,503 |
| Total noninterest expense | $5,470,000 | 2,478 |
| Salaries and employee benefits | $3,414,000 | 2,209 |
| Premises and equipment expense | $466,000 | 3,734 |
| Additional noninterest expense | $1,590,000 | 2,485 |
| Pre-tax net operating income | $-2,726,000 | 8,482 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $-2,731,000 | 8,494 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,731,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,704,000 | 222 |
| Net operating income | $-2,733,000 | 8,485 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 6,272 |
| Total interest expense | $391,000 | 7,604 |
| Net interest income | $1,644,000 | 5,288 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $138,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $61,000 | 5,796 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $77,000 | 5,595 |
| Total noninterest expense | $2,090,000 | 3,995 |
| Salaries and employee benefits | $1,236,000 | 3,786 |
| Premises and equipment expense | $215,000 | 4,801 |
| Additional noninterest expense | $639,000 | 3,827 |
| Pre-tax net operating income | $-308,000 | 8,162 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $-310,000 | 8,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-310,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,207 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $3,704,000 | 166 |
| Net operating income | $-310,000 | 8,202 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 7,058 |
| Total interest expense | $189,000 | 7,666 |
| Net interest income | $522,000 | 6,512 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $262,000 | 7,664 |
| Salaries and employee benefits | $136,000 | 7,769 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $303,000 | 4,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $301,000 | 4,161 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,237 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,704,000 | 84 |
| Net operating income | $301,000 | 4,141 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,783 |
| Total interest expense | $723,000 | 7,477 |
| Net interest income | $966,000 | 7,889 |
| Provision for loan and lease losses | $27,000 | 6,107 |
| Total noninterest income | $195,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $127,000 | 5,801 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $971,000 | 7,762 |
| Salaries and employee benefits | $506,000 | 7,849 |
| Premises and equipment expense | $130,000 | 7,489 |
| Additional noninterest expense | $335,000 | 7,396 |
| Pre-tax net operating income | $163,000 | 7,517 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $156,000 | 7,459 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $156,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $156,000 | 7,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 7,832 |
| Total interest expense | $539,000 | 7,496 |
| Net interest income | $733,000 | 7,956 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $713,000 | 7,785 |
| Salaries and employee benefits | $381,000 | 7,845 |
| Premises and equipment expense | $96,000 | 7,520 |
| Additional noninterest expense | $236,000 | 7,502 |
| Pre-tax net operating income | $149,000 | 7,632 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $144,000 | 7,514 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $144,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $144,000 | 7,518 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,845 |
| Total interest expense | $358,000 | 7,452 |
| Net interest income | $492,000 | 7,983 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $104,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 5,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $470,000 | 7,827 |
| Salaries and employee benefits | $254,000 | 7,880 |
| Premises and equipment expense | $61,000 | 7,602 |
| Additional noninterest expense | $155,000 | 7,554 |
| Pre-tax net operating income | $108,000 | 7,642 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $104,000 | 7,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $104,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $104,000 | 7,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,908 |
| Total interest expense | $177,000 | 7,434 |
| Net interest income | $231,000 | 8,091 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $231,000 | 7,875 |
| Salaries and employee benefits | $127,000 | 7,898 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $41,000 | 7,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 7,864 |
| Total interest expense | $560,000 | 7,445 |
| Net interest income | $978,000 | 7,971 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $229,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $138,000 | 5,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $941,000 | 7,840 |
| Salaries and employee benefits | $502,000 | 7,895 |
| Premises and equipment expense | $122,000 | 7,626 |
| Additional noninterest expense | $317,000 | 7,544 |
| Pre-tax net operating income | $242,000 | 7,575 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,000 | 6,643 |
| Income before extraordinary items | $236,000 | 7,435 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $236,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,923 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $236,000 | 7,409 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,911 |
| Total interest expense | $392,000 | 7,510 |
| Net interest income | $734,000 | 8,017 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $171,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $712,000 | 7,817 |
| Salaries and employee benefits | $379,000 | 7,865 |
| Premises and equipment expense | $94,000 | 7,565 |
| Additional noninterest expense | $239,000 | 7,528 |
| Pre-tax net operating income | $175,000 | 7,733 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $175,000 | 7,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $175,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,622 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $175,000 | 7,548 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 7,957 |
| Total interest expense | $242,000 | 7,569 |
| Net interest income | $488,000 | 8,032 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $64,000 | 5,897 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $482,000 | 7,803 |
| Salaries and employee benefits | $253,000 | 7,874 |
| Premises and equipment expense | $67,000 | 7,464 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $109,000 | 7,808 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $109,000 | 7,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $109,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $109,000 | 7,630 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,035 |
| Total interest expense | $124,000 | 7,508 |
| Net interest income | $235,000 | 8,163 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $231,000 | 7,941 |
| Salaries and employee benefits | $127,000 | 7,925 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $51,000 | 7,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $51,000 | 7,750 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $51,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $51,000 | 7,721 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 7,961 |
| Total interest expense | $520,000 | 7,235 |
| Net interest income | $932,000 | 8,125 |
| Provision for loan and lease losses | $104,000 | 4,924 |
| Total noninterest income | $230,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $134,000 | 5,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,495 |
| Total noninterest expense | $1,006,000 | 7,805 |
| Salaries and employee benefits | $486,000 | 8,020 |
| Premises and equipment expense | $132,000 | 7,558 |
| Additional noninterest expense | $388,000 | 7,194 |
| Pre-tax net operating income | $52,000 | 8,240 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-42,000 | 8,663 |
| Income before extraordinary items | $94,000 | 8,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $94,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 8,880 |
| Net operating income | $94,000 | 8,074 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 7,981 |
| Total interest expense | $392,000 | 7,242 |
| Net interest income | $694,000 | 8,166 |
| Provision for loan and lease losses | $97,000 | 4,340 |
| Total noninterest income | $173,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $753,000 | 7,774 |
| Salaries and employee benefits | $366,000 | 7,996 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $292,000 | 7,155 |
| Pre-tax net operating income | $17,000 | 8,420 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-47,000 | 8,809 |
| Income before extraordinary items | $64,000 | 8,258 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $64,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 8,958 |
| Net operating income | $64,000 | 8,217 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 8,016 |
| Total interest expense | $261,000 | 7,297 |
| Net interest income | $469,000 | 8,210 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $489,000 | 7,878 |
| Salaries and employee benefits | $246,000 | 8,032 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $184,000 | 7,326 |
| Pre-tax net operating income | $26,000 | 8,381 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $26,000 | 8,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 9,022 |
| Net operating income | $26,000 | 8,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,030 |
| Total interest expense | $135,000 | 7,269 |
| Net interest income | $237,000 | 8,218 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $239,000 | 7,963 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $18,000 | 8,342 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $18,000 | 8,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,000 | 8,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 7,845 |
| Total interest expense | $696,000 | 7,050 |
| Net interest income | $1,028,000 | 8,055 |
| Provision for loan and lease losses | $579,000 | 1,940 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $130,000 | 6,142 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,000 | 7,561 |
| Total noninterest expense | $1,072,000 | 7,730 |
| Salaries and employee benefits | $526,000 | 7,987 |
| Premises and equipment expense | $141,000 | 7,527 |
| Additional noninterest expense | $405,000 | 7,124 |
| Pre-tax net operating income | $-443,000 | 8,798 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-443,000 | 8,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-443,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 1,035 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 9,074 |
| Net operating income | $-443,000 | 8,822 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,909 |
| Total interest expense | $541,000 | 7,120 |
| Net interest income | $776,000 | 8,120 |
| Provision for loan and lease losses | $542,000 | 1,550 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $832,000 | 7,643 |
| Salaries and employee benefits | $423,000 | 7,808 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $310,000 | 7,047 |
| Pre-tax net operating income | $-470,000 | 8,944 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-470,000 | 9,018 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-470,000 | 9,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 802 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 9,139 |
| Net operating income | $-470,000 | 8,958 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,902 |
| Total interest expense | $370,000 | 7,194 |
| Net interest income | $535,000 | 8,111 |
| Provision for loan and lease losses | $504,000 | 1,137 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $561,000 | 7,640 |
| Salaries and employee benefits | $289,000 | 7,781 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $209,000 | 7,022 |
| Pre-tax net operating income | $-441,000 | 9,046 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-441,000 | 9,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-441,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 632 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 9,193 |
| Net operating income | $-441,000 | 9,051 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,887 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $275,000 | 8,103 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $294,000 | 7,565 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $-12,000 | 8,778 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-12,000 | 8,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 9,261 |
| Net operating income | $-12,000 | 8,740 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 7,647 |
| Total interest expense | $1,211,000 | 6,395 |
| Net interest income | $989,000 | 8,278 |
| Provision for loan and lease losses | $1,017,000 | 1,332 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,154,000 | 7,584 |
| Salaries and employee benefits | $430,000 | 8,402 |
| Premises and equipment expense | $142,000 | 7,556 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $-988,000 | 9,118 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-340,000 | 9,198 |
| Income before extraordinary items | $-648,000 | 9,093 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-648,000 | 9,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 872 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 564 |
| Net operating income | $-648,000 | 9,048 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 7,138 |
| Total interest expense | $1,779,000 | 6,445 |
| Net interest income | $1,336,000 | 7,627 |
| Provision for loan and lease losses | $581,000 | 1,957 |
| Total noninterest income | $236,000 | 6,965 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $73,000 | 7,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $163,000 | 5,360 |
| Total noninterest expense | $907,000 | 8,195 |
| Salaries and employee benefits | $427,000 | 8,505 |
| Premises and equipment expense | $78,000 | 8,660 |
| Additional noninterest expense | $402,000 | 7,127 |
| Pre-tax net operating income | $84,000 | 8,405 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $66,000 | 6,450 |
| Income before extraordinary items | $18,000 | 8,739 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 529 |
| Net operating income | $18,000 | 8,648 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 8,118 |
| Total interest expense | $1,072,000 | 8,078 |
| Net interest income | $1,233,000 | 8,005 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $657,000 | 8,942 |
| Salaries and employee benefits | $318,000 | 9,174 |
| Premises and equipment expense | $28,000 | 9,695 |
| Additional noninterest expense | $311,000 | 7,858 |
| Pre-tax net operating income | $534,000 | 6,848 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $213,000 | 5,280 |
| Income before extraordinary items | $321,000 | 7,342 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $321,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $321,000 | 7,346 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 9,147 |
| Total interest expense | $628,000 | 9,141 |
| Net interest income | $813,000 | 9,034 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $64,000 | 9,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $398,000 | 9,880 |
| Salaries and employee benefits | $185,000 | 9,968 |
| Premises and equipment expense | $20,000 | 10,088 |
| Additional noninterest expense | $193,000 | 9,095 |
| Pre-tax net operating income | $324,000 | 7,955 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $130,000 | 6,513 |
| Income before extraordinary items | $194,000 | 8,353 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $194,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,042 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $194,000 | 8,319 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 9,412 |
| Total interest expense | $629,000 | 9,399 |
| Net interest income | $774,000 | 9,321 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $45,000 | 9,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $388,000 | 10,089 |
| Salaries and employee benefits | $195,000 | 10,130 |
| Premises and equipment expense | $24,000 | 10,263 |
| Additional noninterest expense | $169,000 | 9,475 |
| Pre-tax net operating income | $281,000 | 8,512 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $64,000 | 8,091 |
| Income before extraordinary items | $217,000 | 8,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $217,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,653 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $217,000 | 8,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 9,983 |
| Total interest expense | $608,000 | 9,805 |
| Net interest income | $647,000 | 10,076 |
| Provision for loan and lease losses | $105,000 | 5,052 |
| Total noninterest income | $48,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $372,000 | 10,550 |
| Salaries and employee benefits | $201,000 | 10,535 |
| Premises and equipment expense | $24,000 | 10,708 |
| Additional noninterest expense | $147,000 | 10,028 |
| Pre-tax net operating income | $218,000 | 9,480 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $78,000 | 8,774 |
| Income before extraordinary items | $140,000 | 9,669 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $140,000 | 9,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $140,000 | 9,624 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 10,540 |
| Total interest expense | $558,000 | 10,415 |
| Net interest income | $627,000 | 10,590 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $355,000 | 11,097 |
| Salaries and employee benefits | $203,000 | 11,002 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $112,000 | 10,975 |
| Pre-tax net operating income | $202,000 | 9,775 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $212,000 | 9,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $212,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,273 |
| Cash dividends | $76,000 | 7,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $202,000 | 9,217 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 11,100 |
| Total interest expense | $505,000 | 10,999 |
| Net interest income | $606,000 | 11,105 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $385,000 | 11,479 |
| Salaries and employee benefits | $163,000 | 11,683 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $141,000 | 11,171 |
| Pre-tax net operating income | $140,000 | 10,831 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $153,000 | 10,439 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $153,000 | 10,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $76,000 | 7,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $140,000 | 10,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 11,817 |
| Total interest expense | $343,000 | 11,852 |
| Net interest income | $595,000 | 11,722 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $374,000 | 12,135 |
| Salaries and employee benefits | $153,000 | 12,344 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $66,000 | 12,493 |
| Pre-tax net operating income | $131,000 | 11,406 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $141,000 | 10,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $141,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,175 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $131,000 | 11,100 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 12,213 |
| Total interest expense | $307,000 | 12,650 |
| Net interest income | $729,000 | 11,756 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $78,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $436,000 | 12,485 |
| Salaries and employee benefits | $208,000 | 12,561 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $171,000 | 12,145 |
| Pre-tax net operating income | $295,000 | 10,282 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $130,000 | 11,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $130,000 | 11,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $130,000 | 11,243 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 13,135 |
| Total interest expense | $307,000 | 13,457 |
| Net interest income | $626,000 | 12,622 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $432,000 | 13,012 |
| Salaries and employee benefits | $298,000 | 12,031 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $10,000 | 13,916 |
| Pre-tax net operating income | $263,000 | 10,489 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $193,000 | 10,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $193,000 | 10,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.