AVB Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,918,000 | 1,726 |
| Total interest expense | $5,389,000 | 1,929 |
| Net interest income | $17,529,000 | 1,610 |
| Provision for loan and lease losses | $170,000 | 2,128 |
| Total noninterest income | $1,820,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $409,000 | 1,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,411,000 | 1,946 |
| Total noninterest expense | $15,075,000 | 1,519 |
| Salaries and employee benefits | $8,914,000 | 1,470 |
| Premises and equipment expense | $2,005,000 | 1,214 |
| Additional noninterest expense | $1,411,000 | 1,946 |
| Pre-tax net operating income | $4,104,000 | 2,148 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,101,000 | 1,383 |
| Income before extraordinary items | $3,003,000 | 2,340 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,003,000 | 2,364 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,003,000 | 2,343 |
| Net charge-offs | $28,000 | 2,061 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,003,000 | 2,358 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,934,000 | 1,701 |
| Total interest expense | $3,589,000 | 1,950 |
| Net interest income | $13,345,000 | 1,598 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,315,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $311,000 | 1,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 1,982 |
| Total noninterest expense | $11,054,000 | 1,537 |
| Salaries and employee benefits | $6,702,000 | 1,464 |
| Premises and equipment expense | $1,414,000 | 1,286 |
| Additional noninterest expense | $1,004,000 | 1,982 |
| Pre-tax net operating income | $3,606,000 | 2,014 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $891,000 | 1,357 |
| Income before extraordinary items | $2,715,000 | 2,166 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,715,000 | 2,187 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,715,000 | 2,168 |
| Net charge-offs | $31,000 | 1,697 |
| Cash dividends | $2,000,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,715,000 | 2,193 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,250,000 | 1,679 |
| Total interest expense | $2,243,000 | 1,876 |
| Net interest income | $9,007,000 | 1,593 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $843,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $201,000 | 1,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $642,000 | 1,946 |
| Total noninterest expense | $7,437,000 | 1,507 |
| Salaries and employee benefits | $4,597,000 | 1,419 |
| Premises and equipment expense | $926,000 | 1,298 |
| Additional noninterest expense | $642,000 | 1,943 |
| Pre-tax net operating income | $2,413,000 | 2,012 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $586,000 | 1,377 |
| Income before extraordinary items | $1,827,000 | 2,167 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,827,000 | 2,192 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,827,000 | 2,167 |
| Net charge-offs | $33,000 | 1,334 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,827,000 | 2,177 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 1,673 |
| Total interest expense | $1,137,000 | 1,687 |
| Net interest income | $4,437,000 | 1,625 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $388,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $101,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,050 |
| Total noninterest expense | $3,541,000 | 1,590 |
| Salaries and employee benefits | $2,186,000 | 1,505 |
| Premises and equipment expense | $468,000 | 1,313 |
| Additional noninterest expense | $287,000 | 2,050 |
| Pre-tax net operating income | $1,284,000 | 1,983 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $318,000 | 1,337 |
| Income before extraordinary items | $966,000 | 2,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $966,000 | 2,141 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $966,000 | 2,141 |
| Net charge-offs | $-13,000 | 4,126 |
| Cash dividends | $2,000,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $966,000 | 2,164 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,200,000 | 1,689 |
| Total interest expense | $1,339,000 | 2,057 |
| Net interest income | $16,861,000 | 1,643 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,856,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $435,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,421,000 | 1,958 |
| Total noninterest expense | $13,837,000 | 1,595 |
| Salaries and employee benefits | $8,040,000 | 1,564 |
| Premises and equipment expense | $1,962,000 | 1,229 |
| Additional noninterest expense | $1,421,000 | 1,958 |
| Pre-tax net operating income | $4,880,000 | 2,066 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $1,181,000 | 1,427 |
| Income before extraordinary items | $3,702,000 | 2,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,702,000 | 2,207 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,702,000 | 2,207 |
| Net charge-offs | $-266,000 | 4,495 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,699,630 | 2,232 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,067,000 | 1,694 |
| Total interest expense | $601,000 | 2,409 |
| Net interest income | $12,466,000 | 1,640 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,448,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $335,000 | 1,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,113,000 | 1,941 |
| Total noninterest expense | $10,035,000 | 1,624 |
| Salaries and employee benefits | $5,991,000 | 1,580 |
| Premises and equipment expense | $1,415,000 | 1,289 |
| Additional noninterest expense | $1,113,000 | 1,941 |
| Pre-tax net operating income | $3,879,000 | 1,970 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $986,000 | 1,354 |
| Income before extraordinary items | $2,896,000 | 2,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,896,000 | 2,124 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,896,000 | 2,123 |
| Net charge-offs | $-264,000 | 4,533 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,893,630 | 2,155 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,392,000 | 1,704 |
| Total interest expense | $354,000 | 2,438 |
| Net interest income | $8,038,000 | 1,662 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,001,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $230,000 | 1,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $771,000 | 1,951 |
| Total noninterest expense | $6,683,000 | 1,615 |
| Salaries and employee benefits | $4,002,000 | 1,571 |
| Premises and equipment expense | $963,000 | 1,251 |
| Additional noninterest expense | $1,718,000 | 1,804 |
| Pre-tax net operating income | $2,356,000 | 1,998 |
| Securities gains (losses) | $3,000 | 528 |
| Applicable income taxes | $634,000 | 1,312 |
| Income before extraordinary items | $1,725,000 | 2,171 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,725,000 | 2,171 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,725,000 | 2,171 |
| Net charge-offs | $-179,000 | 4,521 |
| Cash dividends | $1,500,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,722,630 | 2,212 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 1,706 |
| Total interest expense | $181,000 | 2,366 |
| Net interest income | $3,882,000 | 1,661 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $539,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $117,000 | 1,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 1,863 |
| Total noninterest expense | $3,300,000 | 1,615 |
| Salaries and employee benefits | $2,007,000 | 1,565 |
| Premises and equipment expense | $470,000 | 1,287 |
| Additional noninterest expense | $823,000 | 1,829 |
| Pre-tax net operating income | $1,121,000 | 1,971 |
| Securities gains (losses) | $3,000 | 496 |
| Applicable income taxes | $286,000 | 1,344 |
| Income before extraordinary items | $838,000 | 2,133 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $838,000 | 2,133 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $838,000 | 2,133 |
| Net charge-offs | $-174,000 | 4,654 |
| Cash dividends | $1,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $835,630 | 2,158 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,939,000 | 1,695 |
| Total interest expense | $852,000 | 2,445 |
| Net interest income | $16,087,000 | 1,633 |
| Provision for loan and lease losses | $-300,000 | 4,359 |
| Total noninterest income | $1,784,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $416,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,368,000 | 2,318 |
| Total noninterest expense | $13,297,000 | 1,601 |
| Salaries and employee benefits | $7,957,000 | 1,568 |
| Premises and equipment expense | $1,876,000 | 1,282 |
| Additional noninterest expense | $3,464,000 | 1,773 |
| Pre-tax net operating income | $4,874,000 | 2,086 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,427,000 | 1,344 |
| Income before extraordinary items | $3,447,000 | 2,371 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,447,000 | 2,371 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,447,000 | 2,372 |
| Net charge-offs | $-203,000 | 4,553 |
| Cash dividends | $1,500,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,447,000 | 2,338 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 1,715 |
| Total interest expense | $659,000 | 2,486 |
| Net interest income | $12,103,000 | 1,654 |
| Provision for loan and lease losses | $400,000 | 973 |
| Total noninterest income | $1,340,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $302,000 | 1,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,038,000 | 2,338 |
| Total noninterest expense | $9,496,000 | 1,672 |
| Salaries and employee benefits | $5,764,000 | 1,612 |
| Premises and equipment expense | $1,359,000 | 1,331 |
| Additional noninterest expense | $2,373,000 | 1,898 |
| Pre-tax net operating income | $3,547,000 | 2,215 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,110,000 | 1,383 |
| Income before extraordinary items | $2,437,000 | 2,544 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,437,000 | 2,544 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,437,000 | 2,544 |
| Net charge-offs | $-218,000 | 4,667 |
| Cash dividends | $1,500,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,437,000 | 2,516 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 1,694 |
| Total interest expense | $464,000 | 2,480 |
| Net interest income | $8,189,000 | 1,621 |
| Provision for loan and lease losses | $400,000 | 725 |
| Total noninterest income | $929,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $193,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,245 |
| Total noninterest expense | $6,341,000 | 1,658 |
| Salaries and employee benefits | $3,854,000 | 1,605 |
| Premises and equipment expense | $891,000 | 1,349 |
| Additional noninterest expense | $1,596,000 | 1,866 |
| Pre-tax net operating income | $2,377,000 | 2,171 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $744,000 | 1,379 |
| Income before extraordinary items | $1,633,000 | 2,511 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,633,000 | 2,511 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,633,000 | 2,511 |
| Net charge-offs | $-164,000 | 4,714 |
| Cash dividends | $1,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,633,000 | 2,477 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 1,641 |
| Total interest expense | $252,000 | 2,432 |
| Net interest income | $4,245,000 | 1,571 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $415,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $94,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 2,382 |
| Total noninterest expense | $3,123,000 | 1,663 |
| Salaries and employee benefits | $1,892,000 | 1,623 |
| Premises and equipment expense | $458,000 | 1,330 |
| Additional noninterest expense | $773,000 | 1,882 |
| Pre-tax net operating income | $1,237,000 | 2,113 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $406,000 | 1,295 |
| Income before extraordinary items | $831,000 | 2,460 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $831,000 | 2,458 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $831,000 | 2,460 |
| Net charge-offs | $-56,000 | 4,645 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $831,000 | 2,425 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,792,000 | 1,578 |
| Total interest expense | $1,882,000 | 2,050 |
| Net interest income | $16,910,000 | 1,484 |
| Provision for loan and lease losses | $2,920,000 | 819 |
| Total noninterest income | $1,734,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $424,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,310,000 | 2,211 |
| Total noninterest expense | $12,845,000 | 1,606 |
| Salaries and employee benefits | $8,001,000 | 1,520 |
| Premises and equipment expense | $1,829,000 | 1,279 |
| Additional noninterest expense | $3,015,000 | 1,903 |
| Pre-tax net operating income | $2,879,000 | 2,474 |
| Securities gains (losses) | $350,000 | 751 |
| Applicable income taxes | $993,000 | 1,434 |
| Income before extraordinary items | $2,236,000 | 2,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,236,000 | 2,682 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,236,000 | 2,682 |
| Net charge-offs | $1,052,000 | 629 |
| Cash dividends | $1,400,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,959,500 | 2,804 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,314,000 | 1,564 |
| Total interest expense | $1,550,000 | 2,015 |
| Net interest income | $12,764,000 | 1,465 |
| Provision for loan and lease losses | $2,320,000 | 815 |
| Total noninterest income | $1,180,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $316,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $864,000 | 2,291 |
| Total noninterest expense | $9,394,000 | 1,625 |
| Salaries and employee benefits | $5,897,000 | 1,524 |
| Premises and equipment expense | $1,350,000 | 1,299 |
| Additional noninterest expense | $2,147,000 | 1,966 |
| Pre-tax net operating income | $2,230,000 | 2,428 |
| Securities gains (losses) | $350,000 | 629 |
| Applicable income taxes | $718,000 | 1,435 |
| Income before extraordinary items | $1,862,000 | 2,543 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,862,000 | 2,543 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,862,000 | 2,543 |
| Net charge-offs | $1,120,000 | 474 |
| Cash dividends | $1,400,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,585,500 | 2,710 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,173,000 | 1,628 |
| Total interest expense | $1,165,000 | 1,959 |
| Net interest income | $8,008,000 | 1,542 |
| Provision for loan and lease losses | $1,100,000 | 1,022 |
| Total noninterest income | $760,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $211,000 | 1,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,292 |
| Total noninterest expense | $6,347,000 | 1,592 |
| Salaries and employee benefits | $3,983,000 | 1,489 |
| Premises and equipment expense | $894,000 | 1,299 |
| Additional noninterest expense | $1,470,000 | 1,911 |
| Pre-tax net operating income | $1,321,000 | 2,568 |
| Securities gains (losses) | $350,000 | 477 |
| Applicable income taxes | $442,000 | 1,442 |
| Income before extraordinary items | $1,229,000 | 2,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,229,000 | 2,512 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,229,000 | 2,513 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $500,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $952,500 | 2,829 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 1,602 |
| Total interest expense | $684,000 | 1,874 |
| Net interest income | $3,963,000 | 1,518 |
| Provision for loan and lease losses | $200,000 | 1,434 |
| Total noninterest income | $415,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,068 |
| Total noninterest expense | $3,284,000 | 1,561 |
| Salaries and employee benefits | $2,075,000 | 1,453 |
| Premises and equipment expense | $447,000 | 1,309 |
| Additional noninterest expense | $762,000 | 1,894 |
| Pre-tax net operating income | $894,000 | 1,997 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $221,000 | 1,314 |
| Income before extraordinary items | $673,000 | 2,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $673,000 | 2,237 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $673,000 | 2,238 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $673,000 | 2,203 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,157,000 | 1,646 |
| Total interest expense | $2,855,000 | 1,874 |
| Net interest income | $15,302,000 | 1,565 |
| Provision for loan and lease losses | $1,300,000 | 738 |
| Total noninterest income | $1,961,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $545,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,416,000 | 1,857 |
| Total noninterest expense | $12,486,000 | 1,586 |
| Salaries and employee benefits | $7,620,000 | 1,513 |
| Premises and equipment expense | $1,571,000 | 1,448 |
| Additional noninterest expense | $3,295,000 | 1,764 |
| Pre-tax net operating income | $3,477,000 | 2,245 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $750,000 | 1,650 |
| Income before extraordinary items | $2,727,000 | 2,436 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,727,000 | 2,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,727,000 | 2,438 |
| Net charge-offs | $721,000 | 830 |
| Cash dividends | $3,100,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,727,000 | 2,397 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 1,684 |
| Total interest expense | $2,116,000 | 1,894 |
| Net interest income | $11,317,000 | 1,607 |
| Provision for loan and lease losses | $900,000 | 740 |
| Total noninterest income | $1,476,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $405,000 | 1,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,071,000 | 1,841 |
| Total noninterest expense | $9,282,000 | 1,608 |
| Salaries and employee benefits | $5,701,000 | 1,522 |
| Premises and equipment expense | $1,166,000 | 1,472 |
| Additional noninterest expense | $2,415,000 | 1,798 |
| Pre-tax net operating income | $2,611,000 | 2,306 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $648,000 | 1,595 |
| Income before extraordinary items | $1,963,000 | 2,561 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,963,000 | 2,562 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,963,000 | 2,562 |
| Net charge-offs | $-17,000 | 4,563 |
| Cash dividends | $3,100,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,963,000 | 2,531 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 1,696 |
| Total interest expense | $1,413,000 | 1,879 |
| Net interest income | $7,453,000 | 1,629 |
| Provision for loan and lease losses | $600,000 | 719 |
| Total noninterest income | $1,011,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $270,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $741,000 | 1,788 |
| Total noninterest expense | $6,185,000 | 1,609 |
| Salaries and employee benefits | $3,806,000 | 1,526 |
| Premises and equipment expense | $759,000 | 1,507 |
| Additional noninterest expense | $1,620,000 | 1,809 |
| Pre-tax net operating income | $1,679,000 | 2,331 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $406,000 | 1,613 |
| Income before extraordinary items | $1,273,000 | 2,570 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,273,000 | 2,569 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,273,000 | 2,569 |
| Net charge-offs | $-10,000 | 4,479 |
| Cash dividends | $3,100,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,273,000 | 2,535 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 1,698 |
| Total interest expense | $688,000 | 1,871 |
| Net interest income | $3,735,000 | 1,631 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $446,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $139,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 1,947 |
| Total noninterest expense | $3,055,000 | 1,627 |
| Salaries and employee benefits | $1,899,000 | 1,535 |
| Premises and equipment expense | $372,000 | 1,552 |
| Additional noninterest expense | $784,000 | 1,852 |
| Pre-tax net operating income | $826,000 | 2,323 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $184,000 | 1,660 |
| Income before extraordinary items | $642,000 | 2,504 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $642,000 | 2,503 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $642,000 | 2,503 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $500,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $642,000 | 2,489 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,795,000 | 1,788 |
| Total interest expense | $1,941,000 | 1,976 |
| Net interest income | $13,854,000 | 1,723 |
| Provision for loan and lease losses | $785,000 | 1,065 |
| Total noninterest income | $1,983,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $598,000 | 1,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,385,000 | 1,887 |
| Total noninterest expense | $11,727,000 | 1,652 |
| Salaries and employee benefits | $7,037,000 | 1,592 |
| Premises and equipment expense | $1,718,000 | 1,337 |
| Additional noninterest expense | $2,972,000 | 1,935 |
| Pre-tax net operating income | $3,325,000 | 2,356 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $705,000 | 1,684 |
| Income before extraordinary items | $2,620,000 | 2,526 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,620,000 | 2,525 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,620,000 | 2,525 |
| Net charge-offs | $-50,000 | 4,879 |
| Cash dividends | $1,200,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,620,000 | 2,519 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,539,000 | 1,810 |
| Total interest expense | $1,337,000 | 2,016 |
| Net interest income | $10,202,000 | 1,749 |
| Provision for loan and lease losses | $485,000 | 1,151 |
| Total noninterest income | $1,453,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $446,000 | 1,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,007,000 | 1,926 |
| Total noninterest expense | $8,740,000 | 1,657 |
| Salaries and employee benefits | $5,404,000 | 1,553 |
| Premises and equipment expense | $1,188,000 | 1,432 |
| Additional noninterest expense | $2,148,000 | 2,000 |
| Pre-tax net operating income | $2,430,000 | 2,430 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $495,000 | 1,792 |
| Income before extraordinary items | $1,935,000 | 2,575 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,935,000 | 2,574 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,935,000 | 2,574 |
| Net charge-offs | $-46,000 | 4,904 |
| Cash dividends | $1,200,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,935,000 | 2,563 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 1,845 |
| Total interest expense | $795,000 | 2,095 |
| Net interest income | $6,657,000 | 1,773 |
| Provision for loan and lease losses | $185,000 | 1,581 |
| Total noninterest income | $973,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $290,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 1,908 |
| Total noninterest expense | $5,724,000 | 1,698 |
| Salaries and employee benefits | $3,558,000 | 1,591 |
| Premises and equipment expense | $779,000 | 1,468 |
| Additional noninterest expense | $1,387,000 | 2,067 |
| Pre-tax net operating income | $1,721,000 | 2,318 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $355,000 | 1,719 |
| Income before extraordinary items | $1,366,000 | 2,453 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,366,000 | 2,452 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,366,000 | 2,452 |
| Net charge-offs | $-37,000 | 4,936 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,366,000 | 2,451 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 1,906 |
| Total interest expense | $319,000 | 2,359 |
| Net interest income | $3,231,000 | 1,806 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $521,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $140,000 | 1,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 1,759 |
| Total noninterest expense | $2,938,000 | 1,665 |
| Salaries and employee benefits | $1,890,000 | 1,505 |
| Premises and equipment expense | $379,000 | 1,533 |
| Additional noninterest expense | $669,000 | 2,114 |
| Pre-tax net operating income | $814,000 | 2,369 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $165,000 | 1,746 |
| Income before extraordinary items | $649,000 | 2,489 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $649,000 | 2,489 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $649,000 | 2,489 |
| Net charge-offs | $-30,000 | 5,092 |
| Cash dividends | $1,200,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $649,000 | 2,481 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,788,000 | 1,895 |
| Total interest expense | $1,162,000 | 2,293 |
| Net interest income | $12,626,000 | 1,830 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,767,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $611,000 | 1,747 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,156,000 | 2,113 |
| Total noninterest expense | $11,055,000 | 1,728 |
| Salaries and employee benefits | $6,505,000 | 1,697 |
| Premises and equipment expense | $1,576,000 | 1,446 |
| Additional noninterest expense | $2,974,000 | 1,947 |
| Pre-tax net operating income | $3,338,000 | 2,305 |
| Securities gains (losses) | $132,000 | 523 |
| Applicable income taxes | $1,125,000 | 1,771 |
| Income before extraordinary items | $2,345,000 | 2,425 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,345,000 | 2,425 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,345,000 | 2,425 |
| Net charge-offs | $-32,000 | 5,040 |
| Cash dividends | $785,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,255,240 | 2,468 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 1,910 |
| Total interest expense | $845,000 | 2,320 |
| Net interest income | $9,430,000 | 1,844 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,330,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $464,000 | 1,733 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $866,000 | 2,137 |
| Total noninterest expense | $8,204,000 | 1,752 |
| Salaries and employee benefits | $4,921,000 | 1,689 |
| Premises and equipment expense | $1,178,000 | 1,456 |
| Additional noninterest expense | $2,105,000 | 2,032 |
| Pre-tax net operating income | $2,556,000 | 2,332 |
| Securities gains (losses) | $116,000 | 539 |
| Applicable income taxes | $860,000 | 1,598 |
| Income before extraordinary items | $1,812,000 | 2,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,812,000 | 2,564 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,812,000 | 2,564 |
| Net charge-offs | $-61,000 | 5,213 |
| Cash dividends | $785,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,733,120 | 2,608 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 1,941 |
| Total interest expense | $511,000 | 2,446 |
| Net interest income | $6,116,000 | 1,869 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $892,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $313,000 | 1,698 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $579,000 | 2,149 |
| Total noninterest expense | $5,378,000 | 1,793 |
| Salaries and employee benefits | $3,208,000 | 1,721 |
| Premises and equipment expense | $779,000 | 1,475 |
| Additional noninterest expense | $1,391,000 | 2,049 |
| Pre-tax net operating income | $1,630,000 | 2,353 |
| Securities gains (losses) | $116,000 | 397 |
| Applicable income taxes | $570,000 | 1,576 |
| Income before extraordinary items | $1,176,000 | 2,565 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,176,000 | 2,564 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,176,000 | 2,565 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $785,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,098,280 | 2,655 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 2,009 |
| Total interest expense | $237,000 | 2,549 |
| Net interest income | $2,923,000 | 1,936 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $444,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $287,000 | 2,152 |
| Total noninterest expense | $2,739,000 | 1,775 |
| Salaries and employee benefits | $1,690,000 | 1,666 |
| Premises and equipment expense | $374,000 | 1,551 |
| Additional noninterest expense | $675,000 | 2,102 |
| Pre-tax net operating income | $628,000 | 2,726 |
| Securities gains (losses) | $116,000 | 218 |
| Applicable income taxes | $240,000 | 1,695 |
| Income before extraordinary items | $504,000 | 2,740 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $504,000 | 2,740 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $504,000 | 2,740 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $785,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $425,120 | 3,006 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,603,000 | 2,132 |
| Total interest expense | $912,000 | 2,577 |
| Net interest income | $10,691,000 | 2,062 |
| Provision for loan and lease losses | $-250,000 | 5,654 |
| Total noninterest income | $2,060,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $692,000 | 1,630 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,368,000 | 2,007 |
| Total noninterest expense | $10,860,000 | 1,767 |
| Salaries and employee benefits | $6,075,000 | 1,771 |
| Premises and equipment expense | $1,657,000 | 1,387 |
| Additional noninterest expense | $3,128,000 | 1,912 |
| Pre-tax net operating income | $2,141,000 | 2,946 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $625,000 | 2,069 |
| Income before extraordinary items | $1,516,000 | 3,271 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,516,000 | 3,270 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,516,000 | 3,270 |
| Net charge-offs | $70,000 | 2,890 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,516,000 | 3,222 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,512,000 | 2,171 |
| Total interest expense | $676,000 | 2,594 |
| Net interest income | $7,836,000 | 2,100 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,783,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $516,000 | 1,640 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,267,000 | 1,754 |
| Total noninterest expense | $8,106,000 | 1,770 |
| Salaries and employee benefits | $4,623,000 | 1,744 |
| Premises and equipment expense | $1,220,000 | 1,404 |
| Additional noninterest expense | $2,263,000 | 1,955 |
| Pre-tax net operating income | $1,513,000 | 3,093 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $423,000 | 2,196 |
| Income before extraordinary items | $1,090,000 | 3,357 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,090,000 | 3,355 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,090,000 | 3,357 |
| Net charge-offs | $-58,000 | 5,417 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,090,000 | 3,294 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 2,240 |
| Total interest expense | $448,000 | 2,620 |
| Net interest income | $5,025,000 | 2,172 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,103,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $338,000 | 1,643 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $765,000 | 1,841 |
| Total noninterest expense | $5,252,000 | 1,819 |
| Salaries and employee benefits | $2,992,000 | 1,790 |
| Premises and equipment expense | $804,000 | 1,420 |
| Additional noninterest expense | $1,456,000 | 2,020 |
| Pre-tax net operating income | $876,000 | 3,302 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $257,000 | 2,273 |
| Income before extraordinary items | $619,000 | 3,626 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $619,000 | 3,622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $619,000 | 3,624 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $619,000 | 3,554 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 2,284 |
| Total interest expense | $221,000 | 2,653 |
| Net interest income | $2,444,000 | 2,217 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $593,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $422,000 | 1,685 |
| Total noninterest expense | $2,682,000 | 1,793 |
| Salaries and employee benefits | $1,579,000 | 1,719 |
| Premises and equipment expense | $375,000 | 1,540 |
| Additional noninterest expense | $728,000 | 2,008 |
| Pre-tax net operating income | $355,000 | 3,598 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $97,000 | 2,487 |
| Income before extraordinary items | $258,000 | 3,874 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $258,000 | 3,871 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $258,000 | 3,872 |
| Net charge-offs | $13,000 | 2,213 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $258,000 | 3,814 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,687,000 | 2,238 |
| Total interest expense | $768,000 | 2,891 |
| Net interest income | $9,919,000 | 2,153 |
| Provision for loan and lease losses | $-45,000 | 5,670 |
| Total noninterest income | $2,019,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $667,000 | 1,714 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,352,000 | 1,986 |
| Total noninterest expense | $9,867,000 | 1,921 |
| Salaries and employee benefits | $5,686,000 | 1,836 |
| Premises and equipment expense | $1,272,000 | 1,801 |
| Additional noninterest expense | $2,909,000 | 2,063 |
| Pre-tax net operating income | $2,116,000 | 2,902 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $553,000 | 2,136 |
| Income before extraordinary items | $1,563,000 | 3,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,563,000 | 3,151 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,563,000 | 3,152 |
| Net charge-offs | $208,000 | 1,950 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,563,000 | 3,104 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 2,251 |
| Total interest expense | $569,000 | 2,952 |
| Net interest income | $7,456,000 | 2,153 |
| Provision for loan and lease losses | $210,000 | 1,913 |
| Total noninterest income | $1,546,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $495,000 | 1,734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,051,000 | 1,964 |
| Total noninterest expense | $6,964,000 | 2,030 |
| Salaries and employee benefits | $4,015,000 | 1,943 |
| Premises and equipment expense | $901,000 | 1,902 |
| Additional noninterest expense | $2,048,000 | 2,161 |
| Pre-tax net operating income | $1,828,000 | 2,719 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $471,000 | 2,065 |
| Income before extraordinary items | $1,357,000 | 2,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,357,000 | 2,959 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,357,000 | 2,960 |
| Net charge-offs | $455,000 | 925 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,357,000 | 2,905 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 2,285 |
| Total interest expense | $376,000 | 2,990 |
| Net interest income | $4,899,000 | 2,184 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $998,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $318,000 | 1,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $680,000 | 2,003 |
| Total noninterest expense | $4,661,000 | 2,041 |
| Salaries and employee benefits | $2,739,000 | 1,915 |
| Premises and equipment expense | $565,000 | 2,012 |
| Additional noninterest expense | $1,357,000 | 2,170 |
| Pre-tax net operating income | $1,026,000 | 3,019 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $262,000 | 2,226 |
| Income before extraordinary items | $764,000 | 3,245 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $764,000 | 3,245 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $764,000 | 3,246 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $764,000 | 3,181 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 2,269 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $2,460,000 | 2,166 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $482,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $154,000 | 1,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,000 |
| Total noninterest expense | $2,200,000 | 2,148 |
| Salaries and employee benefits | $1,274,000 | 2,046 |
| Premises and equipment expense | $271,000 | 2,119 |
| Additional noninterest expense | $655,000 | 2,235 |
| Pre-tax net operating income | $637,000 | 2,585 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $167,000 | 1,994 |
| Income before extraordinary items | $470,000 | 2,842 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $470,000 | 2,845 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $470,000 | 2,845 |
| Net charge-offs | $-57,000 | 5,985 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $470,000 | 2,770 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,497,000 | 2,297 |
| Total interest expense | $706,000 | 3,301 |
| Net interest income | $9,791,000 | 2,173 |
| Provision for loan and lease losses | $-235,000 | 6,146 |
| Total noninterest income | $2,078,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $698,000 | 1,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,380,000 | 1,875 |
| Total noninterest expense | $10,533,000 | 1,802 |
| Salaries and employee benefits | $6,365,000 | 1,632 |
| Premises and equipment expense | $1,215,000 | 1,895 |
| Additional noninterest expense | $2,953,000 | 2,064 |
| Pre-tax net operating income | $1,571,000 | 3,400 |
| Securities gains (losses) | $26,000 | 2,177 |
| Applicable income taxes | $367,000 | 2,480 |
| Income before extraordinary items | $1,230,000 | 3,576 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,230,000 | 3,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,230,000 | 3,578 |
| Net charge-offs | $-1,152,000 | 6,459 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,209,980 | 3,560 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 2,334 |
| Total interest expense | $527,000 | 3,357 |
| Net interest income | $7,280,000 | 2,208 |
| Provision for loan and lease losses | $665,000 | 925 |
| Total noninterest income | $1,495,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $529,000 | 1,746 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $966,000 | 1,977 |
| Total noninterest expense | $6,997,000 | 2,031 |
| Salaries and employee benefits | $3,919,000 | 1,971 |
| Premises and equipment expense | $898,000 | 1,936 |
| Additional noninterest expense | $2,180,000 | 2,086 |
| Pre-tax net operating income | $1,113,000 | 3,589 |
| Securities gains (losses) | $26,000 | 1,868 |
| Applicable income taxes | $254,000 | 2,600 |
| Income before extraordinary items | $885,000 | 3,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $885,000 | 3,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $885,000 | 3,727 |
| Net charge-offs | $-897,000 | 6,531 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $864,720 | 3,719 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 2,314 |
| Total interest expense | $346,000 | 3,415 |
| Net interest income | $4,866,000 | 2,172 |
| Provision for loan and lease losses | $525,000 | 805 |
| Total noninterest income | $925,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $353,000 | 1,737 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $572,000 | 2,127 |
| Total noninterest expense | $4,756,000 | 1,994 |
| Salaries and employee benefits | $2,702,000 | 1,907 |
| Premises and equipment expense | $602,000 | 1,940 |
| Additional noninterest expense | $1,452,000 | 2,081 |
| Pre-tax net operating income | $510,000 | 4,144 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $103,000 | 2,986 |
| Income before extraordinary items | $432,000 | 4,193 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $432,000 | 4,199 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $432,000 | 4,198 |
| Net charge-offs | $436,000 | 968 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $411,750 | 4,211 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 2,349 |
| Total interest expense | $167,000 | 3,538 |
| Net interest income | $2,395,000 | 2,210 |
| Provision for loan and lease losses | $325,000 | 653 |
| Total noninterest income | $432,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $168,000 | 1,780 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $264,000 | 2,189 |
| Total noninterest expense | $2,286,000 | 2,080 |
| Salaries and employee benefits | $1,316,000 | 1,973 |
| Premises and equipment expense | $283,000 | 2,101 |
| Additional noninterest expense | $687,000 | 2,182 |
| Pre-tax net operating income | $216,000 | 4,355 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $27,000 | 3,349 |
| Income before extraordinary items | $189,000 | 4,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 4,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $189,000 | 4,352 |
| Net charge-offs | $314,000 | 694 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $189,000 | 4,298 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 2,565 |
| Total interest expense | $692,000 | 3,775 |
| Net interest income | $8,712,000 | 2,415 |
| Provision for loan and lease losses | $410,000 | 2,082 |
| Total noninterest income | $2,002,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $737,000 | 1,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,265,000 | 2,062 |
| Total noninterest expense | $9,539,000 | 1,979 |
| Salaries and employee benefits | $5,319,000 | 1,915 |
| Premises and equipment expense | $1,319,000 | 1,770 |
| Additional noninterest expense | $2,901,000 | 2,151 |
| Pre-tax net operating income | $765,000 | 4,469 |
| Securities gains (losses) | $104,000 | 1,297 |
| Applicable income taxes | $117,000 | 3,321 |
| Income before extraordinary items | $752,000 | 4,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $752,000 | 4,340 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $752,000 | 4,341 |
| Net charge-offs | $1,129,000 | 1,153 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $661,520 | 4,468 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 2,634 |
| Total interest expense | $527,000 | 3,826 |
| Net interest income | $6,396,000 | 2,459 |
| Provision for loan and lease losses | $410,000 | 1,740 |
| Total noninterest income | $1,536,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $552,000 | 1,769 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $984,000 | 2,054 |
| Total noninterest expense | $7,193,000 | 1,967 |
| Salaries and employee benefits | $4,022,000 | 1,910 |
| Premises and equipment expense | $986,000 | 1,788 |
| Additional noninterest expense | $2,185,000 | 2,132 |
| Pre-tax net operating income | $329,000 | 5,243 |
| Securities gains (losses) | $104,000 | 1,190 |
| Applicable income taxes | $11,000 | 4,292 |
| Income before extraordinary items | $422,000 | 4,840 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $422,000 | 4,840 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $422,000 | 4,841 |
| Net charge-offs | $1,187,000 | 893 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $321,120 | 5,102 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 2,625 |
| Total interest expense | $356,000 | 3,853 |
| Net interest income | $4,278,000 | 2,445 |
| Provision for loan and lease losses | $380,000 | 1,427 |
| Total noninterest income | $1,047,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $368,000 | 1,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $679,000 | 2,070 |
| Total noninterest expense | $4,780,000 | 1,983 |
| Salaries and employee benefits | $2,802,000 | 1,838 |
| Premises and equipment expense | $636,000 | 1,827 |
| Additional noninterest expense | $1,342,000 | 2,283 |
| Pre-tax net operating income | $165,000 | 5,517 |
| Securities gains (losses) | $104,000 | 1,089 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $261,000 | 4,953 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $261,000 | 4,955 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $261,000 | 4,956 |
| Net charge-offs | $1,200,000 | 678 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $160,120 | 5,382 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,625 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $2,136,000 | 2,459 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $449,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $189,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 2,409 |
| Total noninterest expense | $2,334,000 | 2,050 |
| Salaries and employee benefits | $1,360,000 | 1,904 |
| Premises and equipment expense | $311,000 | 1,905 |
| Additional noninterest expense | $663,000 | 2,334 |
| Pre-tax net operating income | $161,000 | 4,773 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $979,000 | 482 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $149,000 | 4,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 2,528 |
| Total interest expense | $805,000 | 4,107 |
| Net interest income | $9,376,000 | 2,283 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $1,772,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $783,000 | 1,722 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $989,000 | 2,383 |
| Total noninterest expense | $9,197,000 | 2,078 |
| Salaries and employee benefits | $4,649,000 | 2,145 |
| Premises and equipment expense | $1,298,000 | 1,821 |
| Additional noninterest expense | $3,250,000 | 2,012 |
| Pre-tax net operating income | $1,701,000 | 3,112 |
| Securities gains (losses) | $217,000 | 1,626 |
| Applicable income taxes | $436,000 | 2,315 |
| Income before extraordinary items | $1,482,000 | 3,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,482,000 | 3,153 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,482,000 | 3,153 |
| Net charge-offs | $-92,000 | 6,932 |
| Cash dividends | $1,730,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,314,910 | 3,234 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 2,533 |
| Total interest expense | $619,000 | 4,171 |
| Net interest income | $7,159,000 | 2,278 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $1,360,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $578,000 | 1,772 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $782,000 | 2,301 |
| Total noninterest expense | $6,844,000 | 2,106 |
| Salaries and employee benefits | $3,450,000 | 2,162 |
| Premises and equipment expense | $967,000 | 1,842 |
| Additional noninterest expense | $2,427,000 | 2,026 |
| Pre-tax net operating income | $1,425,000 | 2,985 |
| Securities gains (losses) | $217,000 | 1,372 |
| Applicable income taxes | $388,000 | 2,203 |
| Income before extraordinary items | $1,254,000 | 2,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,254,000 | 2,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,254,000 | 2,977 |
| Net charge-offs | $231,000 | 3,134 |
| Cash dividends | $330,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,089,080 | 3,123 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 2,487 |
| Total interest expense | $427,000 | 4,189 |
| Net interest income | $4,882,000 | 2,236 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $798,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $381,000 | 1,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 2,586 |
| Total noninterest expense | $4,569,000 | 2,101 |
| Salaries and employee benefits | $2,346,000 | 2,115 |
| Premises and equipment expense | $646,000 | 1,838 |
| Additional noninterest expense | $1,577,000 | 2,074 |
| Pre-tax net operating income | $861,000 | 3,141 |
| Securities gains (losses) | $190,000 | 1,138 |
| Applicable income taxes | $264,000 | 2,182 |
| Income before extraordinary items | $787,000 | 3,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $787,000 | 3,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $787,000 | 3,077 |
| Net charge-offs | $-149,000 | 7,138 |
| Cash dividends | $330,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $644,500 | 3,315 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 2,496 |
| Total interest expense | $220,000 | 4,230 |
| Net interest income | $2,467,000 | 2,220 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $391,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $190,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $201,000 | 2,655 |
| Total noninterest expense | $2,143,000 | 2,222 |
| Salaries and employee benefits | $1,117,000 | 2,234 |
| Premises and equipment expense | $335,000 | 1,764 |
| Additional noninterest expense | $691,000 | 2,312 |
| Pre-tax net operating income | $565,000 | 2,633 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $145,000 | 2,082 |
| Income before extraordinary items | $420,000 | 2,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 2,960 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $420,000 | 2,961 |
| Net charge-offs | $-107,000 | 7,185 |
| Cash dividends | $330,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $420,000 | 2,808 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,921,000 | 2,554 |
| Total interest expense | $1,145,000 | 4,083 |
| Net interest income | $9,776,000 | 2,246 |
| Provision for loan and lease losses | $1,035,000 | 2,372 |
| Total noninterest income | $2,491,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,271,000 | 1,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,220,000 | 1,884 |
| Total noninterest expense | $9,844,000 | 1,935 |
| Salaries and employee benefits | $4,507,000 | 2,154 |
| Premises and equipment expense | $1,358,000 | 1,830 |
| Additional noninterest expense | $3,979,000 | 1,708 |
| Pre-tax net operating income | $1,388,000 | 3,162 |
| Securities gains (losses) | $622,000 | 676 |
| Applicable income taxes | $504,000 | 2,021 |
| Income before extraordinary items | $1,506,000 | 2,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,506,000 | 2,771 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,506,000 | 2,771 |
| Net charge-offs | $2,044,000 | 1,525 |
| Cash dividends | $421,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,039,500 | 3,366 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 2,537 |
| Total interest expense | $904,000 | 4,084 |
| Net interest income | $7,448,000 | 2,216 |
| Provision for loan and lease losses | $913,000 | 2,070 |
| Total noninterest income | $1,939,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $951,000 | 1,165 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $988,000 | 1,779 |
| Total noninterest expense | $7,237,000 | 1,983 |
| Salaries and employee benefits | $3,455,000 | 2,109 |
| Premises and equipment expense | $1,029,000 | 1,831 |
| Additional noninterest expense | $2,753,000 | 1,846 |
| Pre-tax net operating income | $1,237,000 | 2,944 |
| Securities gains (losses) | $622,000 | 544 |
| Applicable income taxes | $650,000 | 1,496 |
| Income before extraordinary items | $1,209,000 | 2,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,209,000 | 2,715 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,209,000 | 2,715 |
| Net charge-offs | $697,000 | 2,287 |
| Cash dividends | $421,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $804,700 | 3,388 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 2,518 |
| Total interest expense | $628,000 | 4,090 |
| Net interest income | $5,015,000 | 2,187 |
| Provision for loan and lease losses | $380,000 | 2,654 |
| Total noninterest income | $1,340,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $628,000 | 1,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $712,000 | 1,701 |
| Total noninterest expense | $4,926,000 | 1,955 |
| Salaries and employee benefits | $2,440,000 | 2,003 |
| Premises and equipment expense | $686,000 | 1,849 |
| Additional noninterest expense | $1,800,000 | 1,890 |
| Pre-tax net operating income | $1,049,000 | 2,458 |
| Securities gains (losses) | $87,000 | 1,233 |
| Applicable income taxes | $398,000 | 1,529 |
| Income before extraordinary items | $738,000 | 2,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $738,000 | 2,819 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $738,000 | 2,819 |
| Net charge-offs | $617,000 | 1,927 |
| Cash dividends | $421,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $681,450 | 2,890 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,548 |
| Total interest expense | $328,000 | 4,077 |
| Net interest income | $2,476,000 | 2,206 |
| Provision for loan and lease losses | $183,000 | 2,545 |
| Total noninterest income | $711,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $310,000 | 1,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $401,000 | 1,570 |
| Total noninterest expense | $2,382,000 | 2,032 |
| Salaries and employee benefits | $1,173,000 | 2,091 |
| Premises and equipment expense | $345,000 | 1,869 |
| Additional noninterest expense | $864,000 | 1,958 |
| Pre-tax net operating income | $622,000 | 2,163 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $220,000 | 1,412 |
| Income before extraordinary items | $402,000 | 2,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $402,000 | 2,646 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $402,000 | 2,647 |
| Net charge-offs | $275,000 | 1,829 |
| Cash dividends | $421,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $402,000 | 2,590 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,596,000 | 2,581 |
| Total interest expense | $1,756,000 | 3,891 |
| Net interest income | $9,840,000 | 2,235 |
| Provision for loan and lease losses | $695,000 | 3,605 |
| Total noninterest income | $3,283,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,442,000 | 1,051 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,841,000 | 1,477 |
| Total noninterest expense | $10,078,000 | 1,940 |
| Salaries and employee benefits | $5,083,000 | 1,909 |
| Premises and equipment expense | $1,400,000 | 1,835 |
| Additional noninterest expense | $3,595,000 | 1,969 |
| Pre-tax net operating income | $2,350,000 | 1,979 |
| Securities gains (losses) | $120,000 | 2,007 |
| Applicable income taxes | $366,000 | 2,185 |
| Income before extraordinary items | $2,104,000 | 1,933 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,104,000 | 1,934 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,104,000 | 1,935 |
| Net charge-offs | $648,000 | 3,288 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,002,000 | 1,942 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 2,631 |
| Total interest expense | $1,362,000 | 3,953 |
| Net interest income | $7,374,000 | 2,277 |
| Provision for loan and lease losses | $425,000 | 3,812 |
| Total noninterest income | $2,557,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,102,000 | 1,057 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,455,000 | 1,368 |
| Total noninterest expense | $7,565,000 | 1,928 |
| Salaries and employee benefits | $3,760,000 | 1,923 |
| Premises and equipment expense | $1,065,000 | 1,825 |
| Additional noninterest expense | $2,740,000 | 1,902 |
| Pre-tax net operating income | $1,941,000 | 1,934 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $150,000 | 2,798 |
| Income before extraordinary items | $1,791,000 | 1,838 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,791,000 | 1,839 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,791,000 | 1,840 |
| Net charge-offs | $540,000 | 2,967 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,791,000 | 1,749 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 2,662 |
| Total interest expense | $951,000 | 3,935 |
| Net interest income | $4,881,000 | 2,283 |
| Provision for loan and lease losses | $425,000 | 3,102 |
| Total noninterest income | $1,750,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $735,000 | 1,068 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,015,000 | 1,279 |
| Total noninterest expense | $4,833,000 | 2,018 |
| Salaries and employee benefits | $2,350,000 | 2,064 |
| Premises and equipment expense | $699,000 | 1,871 |
| Additional noninterest expense | $1,784,000 | 1,937 |
| Pre-tax net operating income | $1,373,000 | 1,844 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $1,273,000 | 1,703 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,273,000 | 1,702 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,273,000 | 1,703 |
| Net charge-offs | $564,000 | 2,309 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,273,000 | 1,630 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 2,742 |
| Total interest expense | $505,000 | 3,901 |
| Net interest income | $2,379,000 | 2,368 |
| Provision for loan and lease losses | $255,000 | 2,638 |
| Total noninterest income | $1,045,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $358,000 | 1,093 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $687,000 | 1,028 |
| Total noninterest expense | $2,415,000 | 2,038 |
| Salaries and employee benefits | $1,163,000 | 2,120 |
| Premises and equipment expense | $352,000 | 1,914 |
| Additional noninterest expense | $900,000 | 1,898 |
| Pre-tax net operating income | $754,000 | 1,705 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $754,000 | 1,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $754,000 | 1,464 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $754,000 | 1,464 |
| Net charge-offs | $99,000 | 3,116 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $754,000 | 1,411 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,479,000 | 2,642 |
| Total interest expense | $2,788,000 | 3,615 |
| Net interest income | $9,691,000 | 2,253 |
| Provision for loan and lease losses | $975,000 | 3,549 |
| Total noninterest income | $3,333,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,683,000 | 1,033 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,650,000 | 1,562 |
| Total noninterest expense | $10,474,000 | 1,935 |
| Salaries and employee benefits | $5,152,000 | 1,914 |
| Premises and equipment expense | $1,519,000 | 1,779 |
| Additional noninterest expense | $3,803,000 | 1,929 |
| Pre-tax net operating income | $1,575,000 | 2,282 |
| Securities gains (losses) | $231,000 | 1,445 |
| Applicable income taxes | $-3,198,000 | 7,640 |
| Income before extraordinary items | $5,004,000 | 686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,004,000 | 686 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,004,000 | 686 |
| Net charge-offs | $762,000 | 3,241 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,773,000 | 711 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 2,670 |
| Total interest expense | $2,234,000 | 3,561 |
| Net interest income | $7,181,000 | 2,286 |
| Provision for loan and lease losses | $775,000 | 3,145 |
| Total noninterest income | $2,477,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,226,000 | 1,065 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,251,000 | 1,572 |
| Total noninterest expense | $7,704,000 | 1,952 |
| Salaries and employee benefits | $3,703,000 | 2,004 |
| Premises and equipment expense | $1,073,000 | 1,897 |
| Additional noninterest expense | $2,928,000 | 1,823 |
| Pre-tax net operating income | $1,179,000 | 2,467 |
| Securities gains (losses) | $230,000 | 1,196 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,409,000 | 1,888 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,409,000 | 1,887 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,409,000 | 1,888 |
| Net charge-offs | $527,000 | 2,969 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,179,000 | 2,153 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 2,714 |
| Total interest expense | $1,581,000 | 3,542 |
| Net interest income | $4,668,000 | 2,337 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $1,561,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $772,000 | 1,104 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $789,000 | 1,663 |
| Total noninterest expense | $5,139,000 | 1,983 |
| Salaries and employee benefits | $2,504,000 | 2,012 |
| Premises and equipment expense | $717,000 | 1,920 |
| Additional noninterest expense | $1,918,000 | 1,868 |
| Pre-tax net operating income | $715,000 | 2,724 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $715,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 2,440 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $715,000 | 2,442 |
| Net charge-offs | $-100,000 | 8,146 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $715,000 | 2,366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 2,736 |
| Total interest expense | $854,000 | 3,451 |
| Net interest income | $2,284,000 | 2,372 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $724,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $378,000 | 1,106 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $346,000 | 1,774 |
| Total noninterest expense | $2,490,000 | 2,000 |
| Salaries and employee benefits | $1,235,000 | 2,071 |
| Premises and equipment expense | $318,000 | 2,190 |
| Additional noninterest expense | $937,000 | 1,728 |
| Pre-tax net operating income | $343,000 | 3,110 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $343,000 | 2,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 2,865 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $343,000 | 2,866 |
| Net charge-offs | $-225,000 | 8,227 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $343,000 | 2,728 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,253,000 | 2,425 |
| Total interest expense | $5,508,000 | 2,720 |
| Net interest income | $9,745,000 | 2,274 |
| Provision for loan and lease losses | $11,343,000 | 538 |
| Total noninterest income | $2,895,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,601,000 | 1,117 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,294,000 | 1,784 |
| Total noninterest expense | $10,351,000 | 1,867 |
| Salaries and employee benefits | $5,023,000 | 2,024 |
| Premises and equipment expense | $1,245,000 | 2,166 |
| Additional noninterest expense | $4,083,000 | 1,513 |
| Pre-tax net operating income | $-9,054,000 | 7,970 |
| Securities gains (losses) | $213,000 | 693 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,841,000 | 7,977 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,841,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,970,000 | 355 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,054,000 | 8,012 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 2,391 |
| Total interest expense | $4,485,000 | 2,613 |
| Net interest income | $7,470,000 | 2,239 |
| Provision for loan and lease losses | $2,230,000 | 1,104 |
| Total noninterest income | $2,194,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,167,000 | 1,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,027,000 | 1,781 |
| Total noninterest expense | $7,582,000 | 1,904 |
| Salaries and employee benefits | $3,850,000 | 1,995 |
| Premises and equipment expense | $914,000 | 2,216 |
| Additional noninterest expense | $2,818,000 | 1,590 |
| Pre-tax net operating income | $-148,000 | 6,976 |
| Securities gains (losses) | $200,000 | 622 |
| Applicable income taxes | $-60,000 | 7,468 |
| Income before extraordinary items | $112,000 | 6,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $112,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,206,000 | 512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-88,000 | 6,934 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,202,000 | 2,369 |
| Total interest expense | $3,326,000 | 2,469 |
| Net interest income | $4,876,000 | 2,266 |
| Provision for loan and lease losses | $1,530,000 | 939 |
| Total noninterest income | $1,485,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $758,000 | 1,178 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $727,000 | 1,738 |
| Total noninterest expense | $4,856,000 | 1,974 |
| Salaries and employee benefits | $2,586,000 | 2,010 |
| Premises and equipment expense | $591,000 | 2,287 |
| Additional noninterest expense | $1,679,000 | 1,744 |
| Pre-tax net operating income | $-25,000 | 7,024 |
| Securities gains (losses) | $104,000 | 938 |
| Applicable income taxes | $-60,000 | 7,781 |
| Income before extraordinary items | $139,000 | 6,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 955 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $35,000 | 6,726 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 2,360 |
| Total interest expense | $1,898,000 | 2,346 |
| Net interest income | $2,365,000 | 2,330 |
| Provision for loan and lease losses | $630,000 | 870 |
| Total noninterest income | $710,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $365,000 | 1,207 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $345,000 | 1,807 |
| Total noninterest expense | $2,426,000 | 1,975 |
| Salaries and employee benefits | $1,286,000 | 2,040 |
| Premises and equipment expense | $266,000 | 2,529 |
| Additional noninterest expense | $874,000 | 1,644 |
| Pre-tax net operating income | $19,000 | 6,979 |
| Securities gains (losses) | $88,000 | 784 |
| Applicable income taxes | $-60,000 | 8,058 |
| Income before extraordinary items | $167,000 | 5,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 608 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $79,000 | 6,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,959,000 | 2,167 |
| Total interest expense | $8,810,000 | 2,144 |
| Net interest income | $10,149,000 | 2,216 |
| Provision for loan and lease losses | $5,800,000 | 364 |
| Total noninterest income | $2,925,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,563,000 | 1,143 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,362,000 | 1,793 |
| Total noninterest expense | $8,574,000 | 2,149 |
| Salaries and employee benefits | $4,318,000 | 2,334 |
| Premises and equipment expense | $1,158,000 | 2,237 |
| Additional noninterest expense | $3,098,000 | 1,786 |
| Pre-tax net operating income | $-1,300,000 | 8,141 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $-419,000 | 8,276 |
| Income before extraordinary items | $-916,000 | 8,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-916,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,835,000 | 481 |
| Cash dividends | $542,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-891,850 | 8,064 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 2,180 |
| Total interest expense | $6,621,000 | 2,135 |
| Net interest income | $7,563,000 | 2,247 |
| Provision for loan and lease losses | $3,057,000 | 384 |
| Total noninterest income | $2,116,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,155,000 | 1,141 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $961,000 | 1,880 |
| Total noninterest expense | $6,366,000 | 2,140 |
| Salaries and employee benefits | $3,509,000 | 2,153 |
| Premises and equipment expense | $855,000 | 2,263 |
| Additional noninterest expense | $2,002,000 | 2,003 |
| Pre-tax net operating income | $256,000 | 6,743 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $-216,000 | 8,330 |
| Income before extraordinary items | $473,000 | 5,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $473,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,119 |
| Cash dividends | $532,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $472,000 | 5,480 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,354,000 | 2,224 |
| Total interest expense | $4,311,000 | 2,188 |
| Net interest income | $5,043,000 | 2,276 |
| Provision for loan and lease losses | $695,000 | 785 |
| Total noninterest income | $1,365,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $751,000 | 1,180 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $614,000 | 1,949 |
| Total noninterest expense | $4,191,000 | 2,198 |
| Salaries and employee benefits | $2,389,000 | 2,146 |
| Premises and equipment expense | $573,000 | 2,254 |
| Additional noninterest expense | $1,229,000 | 2,169 |
| Pre-tax net operating income | $1,522,000 | 2,647 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $371,000 | 2,474 |
| Income before extraordinary items | $1,151,000 | 2,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,151,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 907 |
| Cash dividends | $438,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,151,000 | 2,713 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 2,302 |
| Total interest expense | $2,089,000 | 2,241 |
| Net interest income | $2,425,000 | 2,346 |
| Provision for loan and lease losses | $285,000 | 868 |
| Total noninterest income | $615,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $359,000 | 1,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $256,000 | 2,186 |
| Total noninterest expense | $2,093,000 | 2,215 |
| Salaries and employee benefits | $1,222,000 | 2,101 |
| Premises and equipment expense | $298,000 | 2,198 |
| Additional noninterest expense | $573,000 | 2,273 |
| Pre-tax net operating income | $662,000 | 2,916 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $146,000 | 2,769 |
| Income before extraordinary items | $516,000 | 2,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $335,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $516,000 | 2,946 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,604,000 | 2,216 |
| Total interest expense | $7,989,000 | 2,049 |
| Net interest income | $9,615,000 | 2,373 |
| Provision for loan and lease losses | $1,065,000 | 991 |
| Total noninterest income | $2,462,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,500,000 | 1,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $962,000 | 2,295 |
| Total noninterest expense | $8,356,000 | 2,112 |
| Salaries and employee benefits | $4,308,000 | 2,269 |
| Premises and equipment expense | $1,210,000 | 2,065 |
| Additional noninterest expense | $2,838,000 | 1,853 |
| Pre-tax net operating income | $2,656,000 | 3,005 |
| Securities gains (losses) | $10,000 | 1,097 |
| Applicable income taxes | $600,000 | 2,887 |
| Income before extraordinary items | $2,066,000 | 3,030 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,066,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 660 |
| Cash dividends | $126,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,058,300 | 3,031 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,070,000 | 2,231 |
| Total interest expense | $5,821,000 | 2,045 |
| Net interest income | $7,249,000 | 2,388 |
| Provision for loan and lease losses | $760,000 | 982 |
| Total noninterest income | $1,820,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,140,000 | 1,171 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $680,000 | 2,360 |
| Total noninterest expense | $6,203,000 | 2,144 |
| Salaries and employee benefits | $3,340,000 | 2,195 |
| Premises and equipment expense | $850,000 | 2,194 |
| Additional noninterest expense | $2,013,000 | 1,934 |
| Pre-tax net operating income | $2,106,000 | 3,008 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $545,000 | 2,739 |
| Income before extraordinary items | $1,561,000 | 3,118 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,561,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,042 |
| Cash dividends | $64,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,561,000 | 3,109 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 2,232 |
| Total interest expense | $3,666,000 | 2,050 |
| Net interest income | $4,882,000 | 2,372 |
| Provision for loan and lease losses | $570,000 | 879 |
| Total noninterest income | $1,284,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $752,000 | 1,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $532,000 | 2,134 |
| Total noninterest expense | $4,147,000 | 2,129 |
| Salaries and employee benefits | $2,244,000 | 2,184 |
| Premises and equipment expense | $567,000 | 2,186 |
| Additional noninterest expense | $1,336,000 | 1,967 |
| Pre-tax net operating income | $1,449,000 | 2,945 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $351,000 | 2,825 |
| Income before extraordinary items | $1,098,000 | 2,993 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,098,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 918 |
| Cash dividends | $64,000 | 4,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,098,000 | 2,979 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 2,231 |
| Total interest expense | $1,726,000 | 2,069 |
| Net interest income | $2,461,000 | 2,355 |
| Provision for loan and lease losses | $285,000 | 838 |
| Total noninterest income | $631,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $364,000 | 1,190 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $267,000 | 2,111 |
| Total noninterest expense | $2,061,000 | 2,150 |
| Salaries and employee benefits | $1,164,000 | 2,119 |
| Premises and equipment expense | $278,000 | 2,247 |
| Additional noninterest expense | $619,000 | 2,096 |
| Pre-tax net operating income | $746,000 | 2,848 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $185,000 | 2,713 |
| Income before extraordinary items | $561,000 | 2,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 647 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $561,000 | 2,871 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,697,000 | 2,122 |
| Total interest expense | $5,378,000 | 2,065 |
| Net interest income | $10,319,000 | 2,150 |
| Provision for loan and lease losses | $2,040,000 | 538 |
| Total noninterest income | $2,552,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,472,000 | 1,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,080,000 | 2,102 |
| Total noninterest expense | $7,799,000 | 2,143 |
| Salaries and employee benefits | $4,309,000 | 2,139 |
| Premises and equipment expense | $1,138,000 | 2,107 |
| Additional noninterest expense | $2,352,000 | 2,126 |
| Pre-tax net operating income | $3,032,000 | 2,731 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $863,000 | 2,486 |
| Income before extraordinary items | $2,169,000 | 2,886 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,169,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,854,000 | 426 |
| Cash dividends | $79,000 | 5,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,169,000 | 2,856 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 2,125 |
| Total interest expense | $3,759,000 | 2,094 |
| Net interest income | $7,722,000 | 2,129 |
| Provision for loan and lease losses | $1,739,000 | 433 |
| Total noninterest income | $1,925,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,104,000 | 1,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $821,000 | 2,083 |
| Total noninterest expense | $5,762,000 | 2,148 |
| Salaries and employee benefits | $3,217,000 | 2,125 |
| Premises and equipment expense | $819,000 | 2,184 |
| Additional noninterest expense | $1,726,000 | 2,151 |
| Pre-tax net operating income | $2,146,000 | 2,899 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $629,000 | 2,563 |
| Income before extraordinary items | $1,517,000 | 3,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,517,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,569,000 | 360 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,517,000 | 3,059 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,472,000 | 2,117 |
| Total interest expense | $2,192,000 | 2,233 |
| Net interest income | $5,280,000 | 2,061 |
| Provision for loan and lease losses | $1,339,000 | 378 |
| Total noninterest income | $1,264,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $716,000 | 1,193 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $548,000 | 2,055 |
| Total noninterest expense | $3,860,000 | 2,116 |
| Salaries and employee benefits | $2,136,000 | 2,116 |
| Premises and equipment expense | $518,000 | 2,268 |
| Additional noninterest expense | $1,206,000 | 2,040 |
| Pre-tax net operating income | $1,345,000 | 2,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $422,000 | 2,529 |
| Income before extraordinary items | $923,000 | 3,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $923,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,325,000 | 298 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $923,000 | 3,243 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 2,155 |
| Total interest expense | $987,000 | 2,361 |
| Net interest income | $2,605,000 | 2,069 |
| Provision for loan and lease losses | $309,000 | 740 |
| Total noninterest income | $602,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $340,000 | 1,206 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,077 |
| Total noninterest expense | $1,955,000 | 2,112 |
| Salaries and employee benefits | $1,120,000 | 2,040 |
| Premises and equipment expense | $261,000 | 2,266 |
| Additional noninterest expense | $574,000 | 2,131 |
| Pre-tax net operating income | $943,000 | 2,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $306,000 | 1,946 |
| Income before extraordinary items | $637,000 | 2,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $637,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $637,000 | 2,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,093,000 | 2,199 |
| Total interest expense | $2,933,000 | 2,679 |
| Net interest income | $10,160,000 | 1,996 |
| Provision for loan and lease losses | $835,000 | 1,244 |
| Total noninterest income | $2,611,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,637,000 | 1,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $974,000 | 2,184 |
| Total noninterest expense | $7,721,000 | 2,066 |
| Salaries and employee benefits | $4,260,000 | 2,047 |
| Premises and equipment expense | $1,003,000 | 2,281 |
| Additional noninterest expense | $2,458,000 | 1,985 |
| Pre-tax net operating income | $4,215,000 | 1,964 |
| Securities gains (losses) | $172,000 | 907 |
| Applicable income taxes | $1,269,000 | 1,830 |
| Income before extraordinary items | $3,118,000 | 2,011 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,118,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,026 |
| Cash dividends | $80,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,995,880 | 2,039 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,209 |
| Total interest expense | $2,111,000 | 2,730 |
| Net interest income | $7,511,000 | 2,000 |
| Provision for loan and lease losses | $560,000 | 1,307 |
| Total noninterest income | $1,932,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,256,000 | 1,074 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $676,000 | 2,316 |
| Total noninterest expense | $5,785,000 | 2,065 |
| Salaries and employee benefits | $3,189,000 | 2,043 |
| Premises and equipment expense | $766,000 | 2,242 |
| Additional noninterest expense | $1,830,000 | 1,965 |
| Pre-tax net operating income | $3,098,000 | 2,016 |
| Securities gains (losses) | $139,000 | 977 |
| Applicable income taxes | $1,022,000 | 1,743 |
| Income before extraordinary items | $2,215,000 | 2,109 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,215,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,101 |
| Cash dividends | $32,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,120,480 | 2,151 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 2,215 |
| Total interest expense | $1,391,000 | 2,737 |
| Net interest income | $4,922,000 | 2,022 |
| Provision for loan and lease losses | $445,000 | 1,131 |
| Total noninterest income | $1,167,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $802,000 | 1,104 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $365,000 | 2,662 |
| Total noninterest expense | $3,744,000 | 2,136 |
| Salaries and employee benefits | $2,139,000 | 2,038 |
| Premises and equipment expense | $495,000 | 2,317 |
| Additional noninterest expense | $1,110,000 | 2,176 |
| Pre-tax net operating income | $1,900,000 | 2,135 |
| Securities gains (losses) | $45,000 | 1,530 |
| Applicable income taxes | $584,000 | 1,972 |
| Income before extraordinary items | $1,361,000 | 2,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,361,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,240 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,329,500 | 2,242 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 2,218 |
| Total interest expense | $695,000 | 2,764 |
| Net interest income | $2,467,000 | 2,023 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $478,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $376,000 | 1,140 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $1,817,000 | 2,194 |
| Salaries and employee benefits | $1,047,000 | 2,103 |
| Premises and equipment expense | $245,000 | 2,355 |
| Additional noninterest expense | $525,000 | 2,258 |
| Pre-tax net operating income | $948,000 | 2,103 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $300,000 | 1,932 |
| Income before extraordinary items | $648,000 | 2,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $648,000 | 2,237 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,819,000 | 2,414 |
| Total interest expense | $2,947,000 | 2,920 |
| Net interest income | $8,872,000 | 2,174 |
| Provision for loan and lease losses | $511,000 | 2,126 |
| Total noninterest income | $2,656,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,558,000 | 1,108 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,098,000 | 2,252 |
| Total noninterest expense | $7,268,000 | 2,169 |
| Salaries and employee benefits | $4,130,000 | 2,053 |
| Premises and equipment expense | $1,013,000 | 2,238 |
| Additional noninterest expense | $2,125,000 | 2,276 |
| Pre-tax net operating income | $3,749,000 | 2,076 |
| Securities gains (losses) | $398,000 | 879 |
| Applicable income taxes | $1,259,000 | 1,870 |
| Income before extraordinary items | $2,888,000 | 2,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,888,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,487 |
| Cash dividends | $96,000 | 5,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,609,400 | 2,189 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,745,000 | 2,482 |
| Total interest expense | $2,257,000 | 2,947 |
| Net interest income | $6,488,000 | 2,252 |
| Provision for loan and lease losses | $350,000 | 2,253 |
| Total noninterest income | $2,092,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,158,000 | 1,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $934,000 | 2,148 |
| Total noninterest expense | $5,268,000 | 2,244 |
| Salaries and employee benefits | $3,093,000 | 2,067 |
| Premises and equipment expense | $736,000 | 2,299 |
| Additional noninterest expense | $1,439,000 | 2,492 |
| Pre-tax net operating income | $2,962,000 | 2,069 |
| Securities gains (losses) | $319,000 | 923 |
| Applicable income taxes | $1,042,000 | 1,799 |
| Income before extraordinary items | $2,239,000 | 2,105 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,239,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $32,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,022,080 | 2,197 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 2,515 |
| Total interest expense | $1,539,000 | 2,970 |
| Net interest income | $4,250,000 | 2,287 |
| Provision for loan and lease losses | $295,000 | 1,893 |
| Total noninterest income | $1,427,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $751,000 | 1,132 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $676,000 | 2,021 |
| Total noninterest expense | $3,516,000 | 2,233 |
| Salaries and employee benefits | $2,068,000 | 2,051 |
| Premises and equipment expense | $484,000 | 2,326 |
| Additional noninterest expense | $964,000 | 2,445 |
| Pre-tax net operating income | $1,866,000 | 2,161 |
| Securities gains (losses) | $319,000 | 773 |
| Applicable income taxes | $706,000 | 1,808 |
| Income before extraordinary items | $1,479,000 | 2,136 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,479,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,989 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,262,080 | 2,320 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 2,577 |
| Total interest expense | $769,000 | 3,044 |
| Net interest income | $2,077,000 | 2,343 |
| Provision for loan and lease losses | $170,000 | 1,543 |
| Total noninterest income | $776,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $367,000 | 1,124 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $409,000 | 1,711 |
| Total noninterest expense | $1,794,000 | 2,184 |
| Salaries and employee benefits | $1,066,000 | 1,991 |
| Premises and equipment expense | $245,000 | 2,285 |
| Additional noninterest expense | $483,000 | 2,406 |
| Pre-tax net operating income | $889,000 | 2,263 |
| Securities gains (losses) | $189,000 | 680 |
| Applicable income taxes | $348,000 | 1,826 |
| Income before extraordinary items | $730,000 | 2,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $601,480 | 2,405 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,416,000 | 2,488 |
| Total interest expense | $3,583,000 | 3,026 |
| Net interest income | $8,833,000 | 2,190 |
| Provision for loan and lease losses | $396,000 | 2,872 |
| Total noninterest income | $2,900,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,316,000 | 1,225 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,584,000 | 1,579 |
| Total noninterest expense | $7,456,000 | 2,014 |
| Salaries and employee benefits | $4,571,000 | 1,752 |
| Premises and equipment expense | $748,000 | 2,834 |
| Additional noninterest expense | $2,137,000 | 2,174 |
| Pre-tax net operating income | $3,881,000 | 2,032 |
| Securities gains (losses) | $418,000 | 737 |
| Applicable income taxes | $1,394,000 | 1,750 |
| Income before extraordinary items | $2,905,000 | 2,066 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,905,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,638 |
| Cash dividends | $96,000 | 5,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,620,760 | 2,190 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,390,000 | 2,738 |
| Total interest expense | $4,996,000 | 3,158 |
| Net interest income | $7,394,000 | 2,421 |
| Provision for loan and lease losses | $216,000 | 3,954 |
| Total noninterest income | $1,643,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $844,000 | 1,800 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $799,000 | 2,389 |
| Total noninterest expense | $6,189,000 | 2,307 |
| Salaries and employee benefits | $3,758,000 | 1,999 |
| Premises and equipment expense | $879,000 | 2,417 |
| Additional noninterest expense | $1,552,000 | 2,788 |
| Pre-tax net operating income | $2,632,000 | 2,564 |
| Securities gains (losses) | $418,000 | 682 |
| Applicable income taxes | $715,000 | 2,627 |
| Income before extraordinary items | $2,335,000 | 2,219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,335,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $64,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,013,140 | 2,430 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,871,000 | 2,923 |
| Total interest expense | $5,557,000 | 2,991 |
| Net interest income | $6,314,000 | 2,806 |
| Provision for loan and lease losses | $611,000 | 1,580 |
| Total noninterest income | $1,417,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $813,000 | 1,707 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $604,000 | 2,621 |
| Total noninterest expense | $5,808,000 | 2,358 |
| Salaries and employee benefits | $3,398,000 | 2,105 |
| Premises and equipment expense | $644,000 | 3,090 |
| Additional noninterest expense | $1,766,000 | 2,430 |
| Pre-tax net operating income | $1,312,000 | 4,476 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $186,000 | 5,536 |
| Income before extraordinary items | $1,117,000 | 4,057 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,117,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,335 |
| Cash dividends | $64,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,124,740 | 4,036 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,023,000 | 2,930 |
| Total interest expense | $4,549,000 | 3,200 |
| Net interest income | $6,474,000 | 2,717 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $1,187,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $781,000 | 1,691 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $406,000 | 3,383 |
| Total noninterest expense | $4,731,000 | 2,856 |
| Salaries and employee benefits | $2,884,000 | 2,435 |
| Premises and equipment expense | $526,000 | 3,613 |
| Additional noninterest expense | $1,321,000 | 3,176 |
| Pre-tax net operating income | $2,755,000 | 2,583 |
| Securities gains (losses) | $-46,000 | 9,773 |
| Applicable income taxes | $734,000 | 2,817 |
| Income before extraordinary items | $1,975,000 | 2,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,975,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $96,000 | 6,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,008,580 | 2,550 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,547,000 | 3,061 |
| Total interest expense | $4,525,000 | 3,281 |
| Net interest income | $6,022,000 | 2,857 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $1,118,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $817,000 | 1,549 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $301,000 | 4,018 |
| Total noninterest expense | $4,670,000 | 2,784 |
| Salaries and employee benefits | $2,896,000 | 2,329 |
| Premises and equipment expense | $516,000 | 3,601 |
| Additional noninterest expense | $1,258,000 | 3,239 |
| Pre-tax net operating income | $2,290,000 | 2,997 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $623,000 | 3,304 |
| Income before extraordinary items | $1,695,000 | 2,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,695,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,189 |
| Cash dividends | $32,000 | 7,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,674,560 | 2,880 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 3,145 |
| Total interest expense | $4,689,000 | 3,168 |
| Net interest income | $5,627,000 | 3,105 |
| Provision for loan and lease losses | $405,000 | 2,074 |
| Total noninterest income | $1,125,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $834,000 | 1,562 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $291,000 | 4,002 |
| Total noninterest expense | $4,297,000 | 2,962 |
| Salaries and employee benefits | $2,579,000 | 2,567 |
| Premises and equipment expense | $515,000 | 3,616 |
| Additional noninterest expense | $1,203,000 | 3,355 |
| Pre-tax net operating income | $2,050,000 | 3,452 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $604,000 | 3,643 |
| Income before extraordinary items | $1,430,000 | 3,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,430,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $64,000 | 6,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,441,200 | 3,391 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 3,329 |
| Total interest expense | $4,892,000 | 3,064 |
| Net interest income | $4,944,000 | 3,563 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $1,175,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $897,000 | 1,498 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $278,000 | 4,262 |
| Total noninterest expense | $4,270,000 | 3,144 |
| Salaries and employee benefits | $2,362,000 | 2,838 |
| Premises and equipment expense | $542,000 | 3,526 |
| Additional noninterest expense | $1,366,000 | 3,386 |
| Pre-tax net operating income | $1,574,000 | 4,170 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $312,000 | 5,714 |
| Income before extraordinary items | $1,281,000 | 3,669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,281,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,662 |
| Cash dividends | $64,000 | 7,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,265,800 | 3,652 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,548 |
| Total interest expense | $4,476,000 | 3,321 |
| Net interest income | $4,732,000 | 3,710 |
| Provision for loan and lease losses | $375,000 | 1,953 |
| Total noninterest income | $1,248,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $932,000 | 1,465 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $316,000 | 3,885 |
| Total noninterest expense | $3,969,000 | 3,343 |
| Salaries and employee benefits | $2,216,000 | 3,003 |
| Premises and equipment expense | $541,000 | 3,509 |
| Additional noninterest expense | $1,212,000 | 3,704 |
| Pre-tax net operating income | $1,636,000 | 4,148 |
| Securities gains (losses) | $163,000 | 754 |
| Applicable income taxes | $482,000 | 4,319 |
| Income before extraordinary items | $1,317,000 | 3,636 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,317,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,264 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,198,010 | 3,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 3,399 |
| Total interest expense | $3,712,000 | 3,286 |
| Net interest income | $5,125,000 | 3,479 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,285,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $941,000 | 1,436 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $344,000 | 3,752 |
| Total noninterest expense | $3,993,000 | 3,436 |
| Salaries and employee benefits | $2,133,000 | 3,094 |
| Premises and equipment expense | $455,000 | 4,118 |
| Additional noninterest expense | $1,405,000 | 3,520 |
| Pre-tax net operating income | $2,417,000 | 2,914 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $743,000 | 2,964 |
| Income before extraordinary items | $1,643,000 | 2,930 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,643,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,664,390 | 2,926 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,500,000 | 3,616 |
| Total interest expense | $3,590,000 | 3,498 |
| Net interest income | $4,910,000 | 3,630 |
| Provision for loan and lease losses | $142,000 | 4,798 |
| Total noninterest income | $1,562,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $944,000 | 1,431 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $618,000 | 2,828 |
| Total noninterest expense | $3,881,000 | 3,583 |
| Salaries and employee benefits | $2,072,000 | 3,169 |
| Premises and equipment expense | $667,000 | 3,013 |
| Additional noninterest expense | $1,142,000 | 4,392 |
| Pre-tax net operating income | $2,449,000 | 2,761 |
| Securities gains (losses) | $136,000 | 2,097 |
| Applicable income taxes | $621,000 | 3,491 |
| Income before extraordinary items | $1,964,000 | 2,571 |
| Extraordinary gains, net | $247,000 | 852 |
| Net income | $2,211,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $434,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,860,640 | 2,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 3,947 |
| Total interest expense | $4,294,000 | 3,814 |
| Net interest income | $4,491,000 | 4,010 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $1,279,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $912,000 | 1,475 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $367,000 | 3,908 |
| Total noninterest expense | $3,666,000 | 3,776 |
| Salaries and employee benefits | $1,920,000 | 3,324 |
| Premises and equipment expense | $549,000 | 3,655 |
| Additional noninterest expense | $1,197,000 | 4,348 |
| Pre-tax net operating income | $2,069,000 | 3,010 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $657,000 | 3,167 |
| Income before extraordinary items | $1,452,000 | 3,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,452,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 13,630 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,424,400 | 2,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.