| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0078% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0557% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3474% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0117% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0774% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7491% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0185% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1195% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5088% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0144% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1052% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2359% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6667% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0792% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5902% | 4,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 4,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4340% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1065% | 4,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8515% | 4,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5769% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1096% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 4,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6863% | 4,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2132% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0510% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3672% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0626% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3611% | 4,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0601% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3228% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0900% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5117% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0790% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7429% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1016% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5532% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1176% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6432% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0684% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3598% | 4,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2464% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4422% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3111% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5410% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5226% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4106% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3812% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3676% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4389% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6485% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0809% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5366% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8518% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4798% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0006% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7718% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8169% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6885% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0061% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2306% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3031% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0485% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4286% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0073% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 2,871 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9487% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0065% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9999% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0039% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1069% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0177% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1629% | 3,898 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0525% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0509% | 3,180 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2019% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0221% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 4,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2195% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0712% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5244% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0271% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 4,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2606% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 4,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1040% | 4,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3185% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1429% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2234% | 1,947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0454% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2542% | 4,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2199% | 4,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4413% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4684% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0128% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1030% | 5,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0691% | 4,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1048% | 5,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1576% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8090% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0328% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 5,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1576% | 5,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1662% | 5,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5012% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0008% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 5,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 5,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1045% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9802% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0101% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 5,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2082% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0000% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0332% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1967% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1211% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1297% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1392% | 2,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0377% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1611% | 5,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0882% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2697% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0341% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1252% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1385% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1493% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0264% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1714% | 5,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1873% | 5,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2494% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1069% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1279% | 5,785 |
| Percentage Net Loans Charged-off:Construction & development | -2.5262% | 5,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3050% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0529% | 5,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8405% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2110% | 5,630 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2277% | 5,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3121% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.7640% | 5,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4295% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5094% | 6,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5485% | 6,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0198% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1904% | 5,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2058% | 5,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0010% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1195% | 5,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.7278% | 5,537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 5,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0527% | 5,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0564% | 5,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3540% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2799% | 5,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3014% | 5,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1177% | 5,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1385% | 5,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.8235% | 5,616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1616% | 6,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1720% | 6,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 4,909 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2702% | 5,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2898% | 5,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.6250% | 6,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.4758% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2176% | 6,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2320% | 6,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3621% | 6,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1317% | 5,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8606% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2140% | 5,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.6580% | 6,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0744% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.9431% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2345% | 6,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2500% | 6,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6398% | 6,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0884% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1200% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1927% | 5,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4856% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1379% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 1.4631% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 5,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2490% | 6,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2644% | 6,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4333% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1357% | 5,643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6949% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2951% | 5,893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7061% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3393% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 3.0960% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 5,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2585% | 6,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2741% | 6,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7212% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4188% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3497% | 5,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7363% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9657% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 9.4619% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 6,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2920% | 6,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0980% | 4,818 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3054% | 6,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1439% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1526% | 6,560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2388% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4218% | 6,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0658% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3374% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 13.1002% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 6,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2990% | 6,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3205% | 6,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0691% | 5,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9418% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2239% | 6,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6408% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0280% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 20.1765% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 6,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7089% | 6,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7621% | 6,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5802% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8235% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2034% | 5,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6675% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2479% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 31.4770% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0474% | 6,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4158% | 6,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4475% | 6,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1856% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1804% | 5,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1937% | 5,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0633% | 6,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 5,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 2,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5575% | 6,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6817% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6583% | 6,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2973% | 6,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3458% | 6,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3765% | 6,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2121% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0479% | 6,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2425% | 1,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5964% | 7,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8894% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7197% | 7,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6507% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3259% | 6,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3549% | 6,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2054% | 6,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2176% | 7,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0388% | 6,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0614% | 6,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1737% | 7,095 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4670% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4006% | 7,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1610% | 6,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3830% | 6,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4160% | 6,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2953% | 7,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2332% | 7,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0858% | 6,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.9950% | 7,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -2.1774% | 7,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4931% | 6,597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3765% | 6,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4069% | 6,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3621% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6450% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 6.7020% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1048% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6303% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6866% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5835% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0381% | 6,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5869% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0779% | 6,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6122% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5956% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.1803% | 2,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6261% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7991% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8697% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7128% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7677% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8062% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7221% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.2393% | 2,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7334% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0997% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1976% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1526% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1370% | 6,530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1696% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2029% | 6,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7090% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2703% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 6,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 6,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8044% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9652% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1828% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1274% | 6,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1210% | 6,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4218% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 7,440 |
| Percentage Net Loans Charged-off:Construction & development | -0.4698% | 6,985 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2166% | 7,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0760% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7853% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1037% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0862% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3227% | 7,266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5641% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4683% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2096% | 7,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.6208% | 7,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3431% | 7,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8150% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0439% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7930% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8111% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4951% | 7,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6786% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7277% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2011% | 7,639 |
| Percentage Net Loans Charged-off:Construction & development | -1.3316% | 7,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5684% | 7,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6222% | 7,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9423% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2596% | 7,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9934% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2534% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4510% | 7,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1308% | 7,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.3990% | 7,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6158% | 7,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6282% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4837% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3746% | 7,887 |
| Percentage Net Loans Charged-off:Construction & development | -4.5907% | 7,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7338% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6745% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9322% | 886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6513% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8167% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0110% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4454% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7699% | 7,980 |
| Percentage Net Loans Charged-off:Construction & development | -7.0083% | 7,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0066% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8025% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2269% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7635% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6144% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3271% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1280% | 7,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4094% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | -2.1024% | 7,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 2,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4261% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9540% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2822% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8770% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.5748% | 8,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9978% | 8,115 |
| Percentage Net Loans Charged-off:Construction & development | -4.2498% | 7,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1116% | 7,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1224% | 7,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5053% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 7.0609% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7810% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 21.9439% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3140% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8833% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9219% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7069% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3285% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.2476% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3816% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 3.1797% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3283% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6547% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5208% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2528% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7277% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9593% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4998% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.8154% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8620% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1222% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0213% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8025% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4363% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8784% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 1.9084% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4934% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6939% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8412% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6098% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0501% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.2031% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4879% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6194% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6251% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6189% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9643% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3642% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.1869% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3606% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3661% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8280% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4135% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 7,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6684% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4495% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6893% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9372% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1804% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0811% | 7,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9004% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 7,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5532% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6123% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4610% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 1.0395% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1448% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3330% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2280% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9035% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2747% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5679% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4296% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5821% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3092% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2850% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6198% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2500% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7210% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4435% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4096% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4522% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1726% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1384% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0747% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5759% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8305% | 6,129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7192% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4142% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2929% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0663% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0955% | 6,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2611% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6458% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6380% | 2,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6576% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 8,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1350% | 8,478 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6313% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7116% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6513% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0582% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 8,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2681% | 8,620 |
| Percentage Net Loans Charged-off: Home equity loans | -3.2868% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4212% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4804% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1809% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0582% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6436% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1577% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6004% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1573% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7191% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4048% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2086% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0813% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7198% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1259% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7892% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7230% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5298% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3337% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3183% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0749% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1979% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1735% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1343% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2681% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2073% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3028% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7134% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2091% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4148% | 6,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4658% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9728% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4167% | 4,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1709% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5577% | 6,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1456% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8035% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3080% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2529% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 8,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 8,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2529% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1353% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 8,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3727% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1342% | 4,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 8,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 8,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 8,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3369% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7853% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1785% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0150% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2661% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3109% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5940% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5755% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5336% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1647% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3227% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0540% | 10,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3804% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1920% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3192% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2421% | 4,877 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2184% | 13,361 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
