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Arundel Federal Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,951,0002,190
Total interest expense$6,019,0001,817
Net interest income$9,932,0002,395
Provision for loan and lease losses$84,0002,562
Total noninterest income$309,0003,782
Gross Fiduciary activities income$0981
Service charges on deposit accounts$56,0003,749
Trading account gains and feesNANA
Additional Noninterest Income$253,0003,522
Total noninterest expense$9,494,0002,106
Salaries and employee benefits$5,981,0001,971
Premises and equipment expense$907,0002,134
Additional noninterest expense$253,0003,522
Pre-tax net operating income$663,0003,814
Securities gains (losses)$-129,0003,843
Applicable income taxes$132,0002,661
Income before extraordinary items$402,0003,965
Extraordinary gains, net$054
Net income$402,0004,005
Minority interest net income$088
Net income of bank and minority interests.$402,0003,967
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$503,9103,901
2023-09-30 (YTD Data)Rank
Total interest income$11,650,0002,193
Total interest expense$3,943,0001,844
Net interest income$7,707,0002,364
Provision for loan and lease losses$36,0002,645
Total noninterest income$229,0003,783
Gross Fiduciary activities income$0950
Service charges on deposit accounts$42,0003,775
Trading account gains and feesNANA
Additional Noninterest Income$187,0003,531
Total noninterest expense$7,158,0002,095
Salaries and employee benefits$4,574,0001,940
Premises and equipment expense$682,0002,139
Additional noninterest expense$187,0003,529
Pre-tax net operating income$742,0003,663
Securities gains (losses)$-129,0004,068
Applicable income taxes$157,0002,471
Income before extraordinary items$456,0003,869
Extraordinary gains, net$052
Net income$456,0003,904
Minority interest net income$081
Net income of bank and minority interests.$456,0003,869
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$557,9103,789
2023-06-30 (YTD Data)Rank
Total interest income$7,498,0002,219
Total interest expense$2,259,0001,870
Net interest income$5,239,0002,356
Provision for loan and lease losses$36,0002,385
Total noninterest income$153,0003,788
Gross Fiduciary activities income$0931
Service charges on deposit accounts$28,0003,783
Trading account gains and feesNANA
Additional Noninterest Income$125,0003,527
Total noninterest expense$4,723,0002,102
Salaries and employee benefits$2,906,0001,999
Premises and equipment expense$458,0002,123
Additional noninterest expense$125,0003,514
Pre-tax net operating income$633,0003,520
Securities gains (losses)$0938
Applicable income taxes$165,0002,252
Income before extraordinary items$468,0003,634
Extraordinary gains, net$051
Net income$468,0003,669
Minority interest net income$081
Net income of bank and minority interests.$468,0003,633
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$468,0003,660
2023-03-31 (YTD Data)Rank
Total interest income$3,654,0002,232
Total interest expense$962,0001,873
Net interest income$2,692,0002,317
Provision for loan and lease losses$02,612
Total noninterest income$75,0003,815
Gross Fiduciary activities income$0913
Service charges on deposit accounts$14,0003,799
Trading account gains and feesNANA
Additional Noninterest Income$61,0003,557
Total noninterest expense$2,366,0002,126
Salaries and employee benefits$1,461,0002,033
Premises and equipment expense$241,0002,093
Additional noninterest expense$61,0003,557
Pre-tax net operating income$401,0003,333
Securities gains (losses)$0950
Applicable income taxes$109,0002,089
Income before extraordinary items$292,0003,511
Extraordinary gains, net$04
Net income$292,0003,510
Minority interest net income$048
Net income of bank and minority interests.$292,0003,511
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$292,0003,541
2022-12-31 (YTD Data)Rank
Total interest income$13,250,0002,124
Total interest expense$2,769,0001,251
Net interest income$10,481,0002,309
Provision for loan and lease losses$03,012
Total noninterest income$291,0003,949
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$60,0003,821
Trading account gains and feesNANA
Additional Noninterest Income$231,0003,727
Total noninterest expense$9,349,0002,097
Salaries and employee benefits$5,781,0001,994
Premises and equipment expense$916,0002,111
Additional noninterest expense$231,0003,727
Pre-tax net operating income$1,423,0003,485
Securities gains (losses)$0691
Applicable income taxes$377,0002,240
Income before extraordinary items$1,046,0003,617
Extraordinary gains, net$05
Net income$1,046,0003,616
Minority interest net income$063
Net income of bank and minority interests.$1,046,0003,617
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,046,0003,635
2022-09-30 (YTD Data)Rank
Total interest income$9,710,0002,107
Total interest expense$2,041,0001,006
Net interest income$7,669,0002,318
Provision for loan and lease losses$02,835
Total noninterest income$220,0003,963
Gross Fiduciary activities income$0968
Service charges on deposit accounts$46,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,754
Total noninterest expense$6,835,0002,122
Salaries and employee benefits$4,152,0002,039
Premises and equipment expense$688,0002,128
Additional noninterest expense$174,0003,754
Pre-tax net operating income$1,054,0003,486
Securities gains (losses)$0740
Applicable income taxes$277,0002,273
Income before extraordinary items$777,0003,618
Extraordinary gains, net$04
Net income$777,0003,616
Minority interest net income$057
Net income of bank and minority interests.$777,0003,617
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$777,0003,644
2022-06-30 (YTD Data)Rank
Total interest income$6,281,0002,110
Total interest expense$1,396,000819
Net interest income$4,885,0002,344
Provision for loan and lease losses$02,599
Total noninterest income$144,0003,953
Gross Fiduciary activities income$0925
Service charges on deposit accounts$29,0003,907
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,776
Total noninterest expense$4,529,0002,121
Salaries and employee benefits$2,763,0002,042
Premises and equipment expense$450,0002,160
Additional noninterest expense$1,316,0002,170
Pre-tax net operating income$500,0003,695
Securities gains (losses)$0687
Applicable income taxes$126,0002,451
Income before extraordinary items$374,0003,775
Extraordinary gains, net$04
Net income$374,0003,775
Minority interest net income$060
Net income of bank and minority interests.$374,0003,775
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$374,0003,813
2022-03-31 (YTD Data)Rank
Total interest income$3,087,0002,096
Total interest expense$732,000744
Net interest income$2,355,0002,349
Provision for loan and lease losses$02,285
Total noninterest income$70,0003,949
Gross Fiduciary activities income$0892
Service charges on deposit accounts$15,0003,890
Trading account gains and feesNANA
Additional Noninterest Income$55,0003,767
Total noninterest expense$2,258,0002,113
Salaries and employee benefits$1,402,0002,026
Premises and equipment expense$230,0002,140
Additional noninterest expense$626,0002,232
Pre-tax net operating income$167,0003,864
Securities gains (losses)$0623
Applicable income taxes$46,0002,550
Income before extraordinary items$121,0003,975
Extraordinary gains, net$04
Net income$121,0003,974
Minority interest net income$050
Net income of bank and minority interests.$121,0003,975
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$121,0003,997
2021-12-31 (YTD Data)Rank
Total interest income$13,468,0002,020
Total interest expense$3,805,000709
Net interest income$9,663,0002,373
Provision for loan and lease losses$41,0002,634
Total noninterest income$428,0003,778
Gross Fiduciary activities income$0994
Service charges on deposit accounts$53,0003,975
Trading account gains and feesNANA
Additional Noninterest Income$375,0003,525
Total noninterest expense$9,126,0002,094
Salaries and employee benefits$5,475,0002,058
Premises and equipment expense$1,021,0002,003
Additional noninterest expense$2,630,0002,181
Pre-tax net operating income$924,0003,881
Securities gains (losses)$02,062
Applicable income taxes$235,0002,621
Income before extraordinary items$689,0004,033
Extraordinary gains, net$010
Net income$689,0004,032
Minority interest net income$074
Net income of bank and minority interests.$689,0004,033
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$689,0004,014
2021-09-30 (YTD Data)Rank
Total interest income$10,326,0002,025
Total interest expense$2,948,000733
Net interest income$7,378,0002,401
Provision for loan and lease losses$41,0002,468
Total noninterest income$336,0003,794
Gross Fiduciary activities income$0957
Service charges on deposit accounts$38,0004,044
Trading account gains and feesNANA
Additional Noninterest Income$298,0003,526
Total noninterest expense$6,902,0002,096
Salaries and employee benefits$4,165,0002,039
Premises and equipment expense$784,0002,007
Additional noninterest expense$1,953,0002,187
Pre-tax net operating income$771,0003,937
Securities gains (losses)$02,015
Applicable income taxes$193,0002,599
Income before extraordinary items$578,0004,078
Extraordinary gains, net$08
Net income$578,0004,077
Minority interest net income$069
Net income of bank and minority interests.$578,0004,078
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$578,0004,055
2021-06-30 (YTD Data)Rank
Total interest income$7,130,0001,979
Total interest expense$2,003,000750
Net interest income$5,127,0002,314
Provision for loan and lease losses$41,0002,241
Total noninterest income$263,0003,649
Gross Fiduciary activities income$0951
Service charges on deposit accounts$26,0004,019
Trading account gains and feesNANA
Additional Noninterest Income$237,0003,347
Total noninterest expense$4,655,0002,075
Salaries and employee benefits$2,841,0001,996
Premises and equipment expense$520,0002,008
Additional noninterest expense$1,294,0002,187
Pre-tax net operating income$694,0003,675
Securities gains (losses)$01,818
Applicable income taxes$169,0002,415
Income before extraordinary items$525,0003,841
Extraordinary gains, net$06
Net income$525,0003,841
Minority interest net income$067
Net income of bank and minority interests.$525,0003,841
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$525,0003,822
2021-03-31 (YTD Data)Rank
Total interest income$3,192,0002,115
Total interest expense$1,022,000790
Net interest income$2,170,0002,544
Provision for loan and lease losses$41,0001,873
Total noninterest income$149,0003,530
Gross Fiduciary activities income$0922
Service charges on deposit accounts$15,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$134,0003,220
Total noninterest expense$2,210,0002,130
Salaries and employee benefits$1,318,0002,093
Premises and equipment expense$279,0001,936
Additional noninterest expense$613,0002,229
Pre-tax net operating income$68,0004,540
Securities gains (losses)$01,392
Applicable income taxes$19,0003,097
Income before extraordinary items$49,0004,605
Extraordinary gains, net$03
Net income$49,0004,605
Minority interest net income$055
Net income of bank and minority interests.$49,0004,605
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$49,0004,589
2020-12-31 (YTD Data)Rank
Total interest income$13,459,0002,045
Total interest expense$4,853,000981
Net interest income$8,606,0002,498
Provision for loan and lease losses$-160,0004,963
Total noninterest income$560,0003,511
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$54,0004,099
Trading account gains and feesNANA
Additional Noninterest Income$506,0003,140
Total noninterest expense$8,947,0002,106
Salaries and employee benefits$5,586,0001,999
Premises and equipment expense$1,028,0002,007
Additional noninterest expense$2,333,0002,296
Pre-tax net operating income$379,0004,338
Securities gains (losses)$02,675
Applicable income taxes$77,0003,027
Income before extraordinary items$302,0004,421
Extraordinary gains, net$04
Net income$302,0004,420
Minority interest net income$072
Net income of bank and minority interests.$302,0004,421
Net charge-offs$-311,0004,914
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$302,0004,371
2020-09-30 (YTD Data)Rank
Total interest income$10,197,0002,036
Total interest expense$3,750,0001,013
Net interest income$6,447,0002,503
Provision for loan and lease losses$-140,0005,006
Total noninterest income$408,0003,525
Gross Fiduciary activities income$0981
Service charges on deposit accounts$39,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,128
Total noninterest expense$6,653,0002,104
Salaries and employee benefits$4,148,0001,997
Premises and equipment expense$773,0001,996
Additional noninterest expense$1,732,0002,291
Pre-tax net operating income$342,0004,291
Securities gains (losses)$02,494
Applicable income taxes$67,0002,975
Income before extraordinary items$275,0004,379
Extraordinary gains, net$04
Net income$275,0004,378
Minority interest net income$065
Net income of bank and minority interests.$275,0004,379
Net charge-offs$-275,0004,941
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$275,0004,331
2020-06-30 (YTD Data)Rank
Total interest income$6,880,0002,044
Total interest expense$2,568,0001,058
Net interest income$4,312,0002,509
Provision for loan and lease losses$-140,0005,045
Total noninterest income$251,0003,594
Gross Fiduciary activities income$0970
Service charges on deposit accounts$27,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$224,0003,201
Total noninterest expense$4,442,0002,098
Salaries and employee benefits$2,780,0001,986
Premises and equipment expense$502,0002,028
Additional noninterest expense$1,160,0002,272
Pre-tax net operating income$261,0004,209
Securities gains (losses)$02,249
Applicable income taxes$45,0002,939
Income before extraordinary items$216,0004,285
Extraordinary gains, net$04
Net income$216,0004,285
Minority interest net income$065
Net income of bank and minority interests.$216,0004,285
Net charge-offs$-275,0004,999
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$216,0004,231
2020-03-31 (YTD Data)Rank
Total interest income$3,571,0001,980
Total interest expense$1,317,0001,140
Net interest income$2,254,0002,394
Provision for loan and lease losses$-140,0005,097
Total noninterest income$109,0003,702
Gross Fiduciary activities income$0941
Service charges on deposit accounts$17,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$92,0003,262
Total noninterest expense$2,256,0002,088
Salaries and employee benefits$1,423,0001,963
Premises and equipment expense$256,0002,017
Additional noninterest expense$577,0002,308
Pre-tax net operating income$247,0003,604
Securities gains (losses)$01,705
Applicable income taxes$67,0002,211
Income before extraordinary items$180,0003,813
Extraordinary gains, net$04
Net income$180,0003,814
Minority interest net income$056
Net income of bank and minority interests.$180,0003,814
Net charge-offs$-247,0005,052
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$180,0003,780
2019-12-31 (YTD Data)Rank
Total interest income$15,038,0001,915
Total interest expense$5,352,0001,180
Net interest income$9,686,0002,293
Provision for loan and lease losses$115,0002,868
Total noninterest income$445,0003,790
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$66,0004,290
Trading account gains and feesNANA
Additional Noninterest Income$379,0003,326
Total noninterest expense$9,110,0002,057
Salaries and employee benefits$5,823,0001,891
Premises and equipment expense$1,008,0002,018
Additional noninterest expense$2,279,0002,356
Pre-tax net operating income$906,0003,963
Securities gains (losses)$65,0001,131
Applicable income taxes$249,0002,474
Income before extraordinary items$722,0004,086
Extraordinary gains, net$011
Net income$722,0004,088
Minority interest net income$076
Net income of bank and minority interests.$722,0004,088
Net charge-offs$24,0003,045
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$670,6504,136
2019-09-30 (YTD Data)Rank
Total interest income$11,405,0001,916
Total interest expense$3,968,0001,194
Net interest income$7,437,0002,288
Provision for loan and lease losses$115,0002,486
Total noninterest income$310,0003,909
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$48,0004,387
Trading account gains and feesNANA
Additional Noninterest Income$262,0003,437
Total noninterest expense$6,820,0002,062
Salaries and employee benefits$4,406,0001,880
Premises and equipment expense$758,0002,043
Additional noninterest expense$1,656,0002,405
Pre-tax net operating income$812,0003,873
Securities gains (losses)$65,000970
Applicable income taxes$224,0002,435
Income before extraordinary items$653,0004,006
Extraordinary gains, net$011
Net income$653,0004,006
Minority interest net income$072
Net income of bank and minority interests.$653,0004,006
Net charge-offs$53,0002,189
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$601,6504,069
2019-06-30 (YTD Data)Rank
Total interest income$7,633,0001,912
Total interest expense$2,593,0001,191
Net interest income$5,040,0002,263
Provision for loan and lease losses$115,0002,104
Total noninterest income$189,0004,000
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$32,0004,411
Trading account gains and feesNANA
Additional Noninterest Income$157,0003,558
Total noninterest expense$4,520,0002,079
Salaries and employee benefits$2,920,0001,895
Premises and equipment expense$504,0002,054
Additional noninterest expense$1,096,0002,426
Pre-tax net operating income$594,0003,774
Securities gains (losses)$65,000658
Applicable income taxes$166,0002,335
Income before extraordinary items$493,0003,879
Extraordinary gains, net$011
Net income$493,0003,877
Minority interest net income$069
Net income of bank and minority interests.$493,0003,878
Net charge-offs$36,0002,057
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$441,6503,986
2019-03-31 (YTD Data)Rank
Total interest income$3,792,0001,925
Total interest expense$1,259,0001,184
Net interest income$2,533,0002,252
Provision for loan and lease losses$58,0001,977
Total noninterest income$89,0004,059
Gross Fiduciary activities income$0972
Service charges on deposit accounts$17,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$72,0003,622
Total noninterest expense$2,273,0002,078
Salaries and employee benefits$1,461,0001,895
Premises and equipment expense$258,0002,039
Additional noninterest expense$554,0002,412
Pre-tax net operating income$291,0003,825
Securities gains (losses)$65,000344
Applicable income taxes$103,0002,131
Income before extraordinary items$253,0003,826
Extraordinary gains, net$05
Net income$253,0003,824
Minority interest net income$052
Net income of bank and minority interests.$253,0003,825
Net charge-offs$21,0001,669
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$201,6504,083
2018-12-31 (YTD Data)Rank
Total interest income$14,820,0001,881
Total interest expense$4,011,0001,126
Net interest income$10,809,0002,110
Provision for loan and lease losses$195,0002,411
Total noninterest income$330,0004,236
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$64,0004,554
Trading account gains and feesNANA
Additional Noninterest Income$266,0003,808
Total noninterest expense$9,054,0002,051
Salaries and employee benefits$5,723,0001,885
Premises and equipment expense$1,032,0002,003
Additional noninterest expense$2,299,0002,364
Pre-tax net operating income$1,890,0003,220
Securities gains (losses)$-53,0004,865
Applicable income taxes$493,0001,997
Income before extraordinary items$1,344,0003,512
Extraordinary gains, net$06
Net income$1,344,0003,510
Minority interest net income$072
Net income of bank and minority interests.$1,344,0003,511
Net charge-offs$98,0002,158
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,385,8703,481
2018-09-30 (YTD Data)Rank
Total interest income$11,085,0001,872
Total interest expense$2,830,0001,121
Net interest income$8,255,0002,081
Provision for loan and lease losses$165,0002,183
Total noninterest income$247,0004,261
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$47,0004,619
Trading account gains and feesNANA
Additional Noninterest Income$200,0003,842
Total noninterest expense$6,665,0002,079
Salaries and employee benefits$4,196,0001,910
Premises and equipment expense$792,0001,987
Additional noninterest expense$1,677,0002,407
Pre-tax net operating income$1,672,0003,019
Securities gains (losses)$-53,0005,147
Applicable income taxes$433,0001,924
Income before extraordinary items$1,186,0003,331
Extraordinary gains, net$05
Net income$1,186,0003,330
Minority interest net income$066
Net income of bank and minority interests.$1,186,0003,330
Net charge-offs$8,0003,062
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,227,8703,277
2018-06-30 (YTD Data)Rank
Total interest income$7,359,0001,866
Total interest expense$1,793,0001,114
Net interest income$5,566,0002,069
Provision for loan and lease losses$150,0001,766
Total noninterest income$165,0004,298
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$33,0004,622
Trading account gains and feesNANA
Additional Noninterest Income$132,0003,875
Total noninterest expense$4,411,0002,103
Salaries and employee benefits$2,782,0001,928
Premises and equipment expense$538,0001,974
Additional noninterest expense$1,091,0002,453
Pre-tax net operating income$1,170,0002,911
Securities gains (losses)$-53,0005,269
Applicable income taxes$296,0001,874
Income before extraordinary items$821,0003,250
Extraordinary gains, net$06
Net income$821,0003,249
Minority interest net income$065
Net income of bank and minority interests.$821,0003,249
Net charge-offs$8,0002,667
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$862,8703,175
2018-03-31 (YTD Data)Rank
Total interest income$3,681,0001,848
Total interest expense$868,0001,094
Net interest income$2,813,0002,045
Provision for loan and lease losses$75,0001,680
Total noninterest income$80,0004,346
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$16,0004,684
Trading account gains and feesNANA
Additional Noninterest Income$64,0003,916
Total noninterest expense$2,207,0002,120
Salaries and employee benefits$1,381,0001,965
Premises and equipment expense$276,0001,975
Additional noninterest expense$550,0002,447
Pre-tax net operating income$611,0002,785
Securities gains (losses)$-53,0005,412
Applicable income taxes$143,0001,871
Income before extraordinary items$415,0003,190
Extraordinary gains, net$07
Net income$415,0003,190
Minority interest net income$052
Net income of bank and minority interests.$415,0003,190
Net charge-offs$8,0002,040
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$456,8703,040
2017-12-31 (YTD Data)Rank
Total interest income$14,467,0001,831
Total interest expense$3,527,000929
Net interest income$10,940,0002,075
Provision for loan and lease losses$350,0001,810
Total noninterest income$351,0004,318
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$74,0004,653
Trading account gains and feesNANA
Additional Noninterest Income$277,0003,879
Total noninterest expense$8,812,0002,112
Salaries and employee benefits$5,474,0001,952
Premises and equipment expense$1,029,0002,065
Additional noninterest expense$2,309,0002,383
Pre-tax net operating income$2,129,0003,007
Securities gains (losses)$113,000580
Applicable income taxes$1,330,0001,636
Income before extraordinary items$912,0003,834
Extraordinary gains, net$09
Net income$912,0003,833
Minority interest net income$076
Net income of bank and minority interests.$912,0003,834
Net charge-offs$132,0002,183
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$839,6803,927
2017-09-30 (YTD Data)Rank
Total interest income$10,848,0001,826
Total interest expense$2,654,000907
Net interest income$8,194,0002,082
Provision for loan and lease losses$300,0001,614
Total noninterest income$251,0004,427
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$54,0004,721
Trading account gains and feesNANA
Additional Noninterest Income$197,0003,977
Total noninterest expense$6,488,0002,155
Salaries and employee benefits$4,008,0002,002
Premises and equipment expense$772,0002,074
Additional noninterest expense$1,708,0002,422
Pre-tax net operating income$1,657,0002,999
Securities gains (losses)$113,000550
Applicable income taxes$684,0001,810
Income before extraordinary items$1,086,0003,393
Extraordinary gains, net$09
Net income$1,086,0003,392
Minority interest net income$071
Net income of bank and minority interests.$1,086,0003,393
Net charge-offs$119,0001,787
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,013,6803,498
2017-06-30 (YTD Data)Rank
Total interest income$7,169,0001,828
Total interest expense$1,773,000887
Net interest income$5,396,0002,093
Provision for loan and lease losses$210,0001,505
Total noninterest income$167,0004,457
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$35,0004,772
Trading account gains and feesNANA
Additional Noninterest Income$132,0004,008
Total noninterest expense$4,275,0002,180
Salaries and employee benefits$2,678,0002,005
Premises and equipment expense$504,0002,110
Additional noninterest expense$1,093,0002,505
Pre-tax net operating income$1,078,0003,007
Securities gains (losses)$113,000407
Applicable income taxes$456,0001,781
Income before extraordinary items$735,0003,314
Extraordinary gains, net$011
Net income$735,0003,312
Minority interest net income$071
Net income of bank and minority interests.$735,0003,314
Net charge-offs$119,0001,395
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$662,6803,487
2017-03-31 (YTD Data)Rank
Total interest income$3,550,0001,831
Total interest expense$887,000857
Net interest income$2,663,0002,101
Provision for loan and lease losses$60,0001,878
Total noninterest income$83,0004,499
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$18,0004,751
Trading account gains and feesNANA
Additional Noninterest Income$65,0004,020
Total noninterest expense$2,097,0002,228
Salaries and employee benefits$1,323,0002,047
Premises and equipment expense$256,0002,110
Additional noninterest expense$518,0002,602
Pre-tax net operating income$589,0002,826
Securities gains (losses)$80,000272
Applicable income taxes$264,0001,608
Income before extraordinary items$405,0003,111
Extraordinary gains, net$08
Net income$405,0003,110
Minority interest net income$055
Net income of bank and minority interests.$405,0003,111
Net charge-offs$17,0001,973
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$353,8003,324
2016-12-31 (YTD Data)Rank
Total interest income$14,407,0001,755
Total interest expense$3,811,000774
Net interest income$10,596,0002,080
Provision for loan and lease losses$280,0002,072
Total noninterest income$313,0004,636
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$70,0004,907
Trading account gains and fees$0170
Additional Noninterest Income$243,0004,161
Total noninterest expense$8,817,0002,124
Salaries and employee benefits$5,388,0001,970
Premises and equipment expense$1,060,0002,047
Additional noninterest expense$2,369,0002,412
Pre-tax net operating income$1,812,0003,220
Securities gains (losses)$162,0001,000
Applicable income taxes$761,0001,891
Income before extraordinary items$1,213,0003,619
Extraordinary gains, net$05
Net income$1,213,0003,617
Minority interest net income$082
Net income of bank and minority interests.$1,213,0003,618
Net charge-offs$96,0002,633
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,109,3203,702
2016-09-30 (YTD Data)Rank
Total interest income$10,888,0001,748
Total interest expense$2,887,000765
Net interest income$8,001,0002,064
Provision for loan and lease losses$190,0002,094
Total noninterest income$247,0004,621
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$52,0004,960
Trading account gains and fees$0169
Additional Noninterest Income$195,0004,140
Total noninterest expense$6,580,0002,126
Salaries and employee benefits$3,969,0001,998
Premises and equipment expense$801,0002,045
Additional noninterest expense$1,810,0002,381
Pre-tax net operating income$1,478,0003,123
Securities gains (losses)$162,000927
Applicable income taxes$625,0001,863
Income before extraordinary items$1,015,0003,468
Extraordinary gains, net$05
Net income$1,015,0003,466
Minority interest net income$071
Net income of bank and minority interests.$1,015,0003,468
Net charge-offs$60,0002,461
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$911,3203,593
2016-06-30 (YTD Data)Rank
Total interest income$7,313,0001,737
Total interest expense$1,944,000743
Net interest income$5,369,0002,061
Provision for loan and lease losses$120,0002,108
Total noninterest income$165,0004,642
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$33,0005,029
Trading account gains and fees$0157
Additional Noninterest Income$132,0004,134
Total noninterest expense$4,331,0002,156
Salaries and employee benefits$2,626,0002,016
Premises and equipment expense$532,0002,055
Additional noninterest expense$1,173,0002,448
Pre-tax net operating income$1,083,0002,936
Securities gains (losses)$162,000687
Applicable income taxes$473,0001,720
Income before extraordinary items$772,0003,246
Extraordinary gains, net$016
Net income$772,0003,244
Minority interest net income$071
Net income of bank and minority interests.$772,0003,244
Net charge-offs$9,0003,132
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$668,3203,432
2016-03-31 (YTD Data)Rank
Total interest income$3,714,0001,716
Total interest expense$985,000736
Net interest income$2,729,0002,038
Provision for loan and lease losses$45,0002,237
Total noninterest income$81,0004,639
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$16,0005,063
Trading account gains and fees$0142
Additional Noninterest Income$65,0004,119
Total noninterest expense$2,153,0002,187
Salaries and employee benefits$1,314,0002,027
Premises and equipment expense$279,0001,978
Additional noninterest expense$560,0002,533
Pre-tax net operating income$612,0002,705
Securities gains (losses)$140,000393
Applicable income taxes$282,0001,539
Income before extraordinary items$470,0002,849
Extraordinary gains, net$012
Net income$470,0002,848
Minority interest net income$062
Net income of bank and minority interests.$470,0002,849
Net charge-offs$9,0002,377
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$380,4003,158
2015-12-31 (YTD Data)Rank
Total interest income$15,254,0001,635
Total interest expense$4,327,000650
Net interest income$10,927,0001,979
Provision for loan and lease losses$331,0001,798
Total noninterest income$323,0004,714
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$63,0005,203
Trading account gains and fees$0159
Additional Noninterest Income$260,0004,145
Total noninterest expense$9,281,0002,036
Salaries and employee benefits$5,688,0001,835
Premises and equipment expense$1,133,0001,971
Additional noninterest expense$2,460,0002,374
Pre-tax net operating income$1,638,0003,359
Securities gains (losses)$167,000848
Applicable income taxes$691,0001,927
Income before extraordinary items$1,114,0003,748
Extraordinary gains, net$023
Net income$1,114,0003,748
Minority interest net income$081
Net income of bank and minority interests.$1,114,0003,749
Net charge-offs$277,0001,679
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,007,1203,873
2015-09-30 (YTD Data)Rank
Total interest income$11,523,0001,631
Total interest expense$3,288,000643
Net interest income$8,235,0001,980
Provision for loan and lease losses$294,0001,541
Total noninterest income$246,0004,744
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$47,0005,263
Trading account gains and fees$0153
Additional Noninterest Income$199,0004,146
Total noninterest expense$7,282,0001,950
Salaries and employee benefits$4,559,0001,737
Premises and equipment expense$875,0001,958
Additional noninterest expense$1,848,0002,366
Pre-tax net operating income$905,0003,901
Securities gains (losses)$03,031
Applicable income taxes$336,0002,373
Income before extraordinary items$569,0004,404
Extraordinary gains, net$021
Net income$569,0004,406
Minority interest net income$078
Net income of bank and minority interests.$569,0004,407
Net charge-offs$255,0001,329
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$569,0004,353
2015-06-30 (YTD Data)Rank
Total interest income$7,751,0001,609
Total interest expense$2,170,000649
Net interest income$5,581,0001,952
Provision for loan and lease losses$220,0001,405
Total noninterest income$162,0004,785
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$30,0005,328
Trading account gains and fees$0157
Additional Noninterest Income$132,0004,185
Total noninterest expense$4,952,0001,925
Salaries and employee benefits$3,091,0001,719
Premises and equipment expense$624,0001,848
Additional noninterest expense$1,237,0002,369
Pre-tax net operating income$571,0003,978
Securities gains (losses)$02,636
Applicable income taxes$207,0002,446
Income before extraordinary items$364,0004,440
Extraordinary gains, net$022
Net income$364,0004,442
Minority interest net income$075
Net income of bank and minority interests.$364,0004,442
Net charge-offs$230,0001,094
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$364,0004,373
2015-03-31 (YTD Data)Rank
Total interest income$3,807,0001,638
Total interest expense$1,070,000653
Net interest income$2,737,0001,977
Provision for loan and lease losses$60,0001,893
Total noninterest income$79,0004,804
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$16,0005,276
Trading account gains and fees$0152
Additional Noninterest Income$63,0004,252
Total noninterest expense$2,482,0001,912
Salaries and employee benefits$1,543,0001,728
Premises and equipment expense$332,0001,771
Additional noninterest expense$607,0002,395
Pre-tax net operating income$274,0004,024
Securities gains (losses)$02,027
Applicable income taxes$88,0002,561
Income before extraordinary items$186,0004,387
Extraordinary gains, net$013
Net income$186,0004,389
Minority interest net income$064
Net income of bank and minority interests.$186,0004,390
Net charge-offs$160,000838
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$186,0004,313
2014-12-31 (YTD Data)Rank
Total interest income$15,866,0001,562
Total interest expense$4,191,000691
Net interest income$11,675,0001,869
Provision for loan and lease losses$575,0001,331
Total noninterest income$345,0004,831
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$75,0005,319
Trading account gains and fees$0180
Additional Noninterest Income$270,0004,156
Total noninterest expense$9,631,0001,970
Salaries and employee benefits$5,967,0001,732
Premises and equipment expense$1,369,0001,703
Additional noninterest expense$2,295,0002,577
Pre-tax net operating income$1,814,0003,163
Securities gains (losses)$-1,0005,807
Applicable income taxes$703,0001,889
Income before extraordinary items$1,110,0003,773
Extraordinary gains, net$017
Net income$1,110,0003,773
Minority interest net income$084
Net income of bank and minority interests.$1,110,0003,775
Net charge-offs$361,0001,824
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,110,6403,720
2014-09-30 (YTD Data)Rank
Total interest income$12,013,0001,559
Total interest expense$3,104,000704
Net interest income$8,909,0001,848
Provision for loan and lease losses$572,0001,037
Total noninterest income$259,0004,889
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$56,0005,396
Trading account gains and fees$0174
Additional Noninterest Income$203,0004,185
Total noninterest expense$7,077,0002,011
Salaries and employee benefits$4,487,0001,731
Premises and equipment expense$871,0001,997
Additional noninterest expense$1,719,0002,592
Pre-tax net operating income$1,519,0003,007
Securities gains (losses)$02,980
Applicable income taxes$585,0001,821
Income before extraordinary items$934,0003,623
Extraordinary gains, net$015
Net income$934,0003,624
Minority interest net income$081
Net income of bank and minority interests.$934,0003,625
Net charge-offs$201,0001,984
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$934,0003,573
2014-06-30 (YTD Data)Rank
Total interest income$8,075,0001,542
Total interest expense$2,042,000725
Net interest income$6,033,0001,823
Provision for loan and lease losses$120,0002,134
Total noninterest income$169,0004,902
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$36,0005,452
Trading account gains and fees$0172
Additional Noninterest Income$133,0004,197
Total noninterest expense$4,726,0002,008
Salaries and employee benefits$3,000,0001,718
Premises and equipment expense$606,0001,928
Additional noninterest expense$1,120,0002,636
Pre-tax net operating income$1,356,0002,425
Securities gains (losses)$02,580
Applicable income taxes$524,0001,500
Income before extraordinary items$832,0003,005
Extraordinary gains, net$020
Net income$832,0003,011
Minority interest net income$080
Net income of bank and minority interests.$832,0003,011
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$832,0002,949
2014-03-31 (YTD Data)Rank
Total interest income$3,965,0001,563
Total interest expense$1,013,000744
Net interest income$2,952,0001,845
Provision for loan and lease losses$60,0002,013
Total noninterest income$81,0004,937
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$18,0005,462
Trading account gains and fees$0147
Additional Noninterest Income$63,0004,256
Total noninterest expense$2,376,0002,002
Salaries and employee benefits$1,507,0001,719
Premises and equipment expense$328,0001,833
Additional noninterest expense$541,0002,711
Pre-tax net operating income$597,0002,578
Securities gains (losses)$01,715
Applicable income taxes$221,0001,622
Income before extraordinary items$376,0003,128
Extraordinary gains, net$016
Net income$376,0003,130
Minority interest net income$066
Net income of bank and minority interests.$376,0003,131
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$376,0003,092
2013-12-31 (YTD Data)Rank
Total interest income$16,130,0001,551
Total interest expense$4,438,000749
Net interest income$11,692,0001,835
Provision for loan and lease losses$115,0003,564
Total noninterest income$349,0004,934
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$74,0005,608
Trading account gains and fees$0184
Additional Noninterest Income$275,0004,203
Total noninterest expense$8,850,0002,139
Salaries and employee benefits$5,626,0001,812
Premises and equipment expense$1,115,0002,036
Additional noninterest expense$2,109,0002,859
Pre-tax net operating income$3,076,0002,129
Securities gains (losses)$03,182
Applicable income taxes$1,204,0001,303
Income before extraordinary items$1,872,0002,738
Extraordinary gains, net$029
Net income$1,872,0002,741
Minority interest net income$090
Net income of bank and minority interests.$1,872,0002,741
Net charge-offs$124,0003,533
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,872,0002,680
2013-09-30 (YTD Data)Rank
Total interest income$12,137,0001,558
Total interest expense$3,369,000768
Net interest income$8,768,0001,836
Provision for loan and lease losses$30,0004,276
Total noninterest income$265,0004,993
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$58,0005,615
Trading account gains and fees$0180
Additional Noninterest Income$207,0004,269
Total noninterest expense$6,498,0002,172
Salaries and employee benefits$4,168,0001,843
Premises and equipment expense$830,0002,072
Additional noninterest expense$1,500,0002,978
Pre-tax net operating income$2,505,0002,052
Securities gains (losses)$03,040
Applicable income taxes$981,0001,271
Income before extraordinary items$1,524,0002,629
Extraordinary gains, net$025
Net income$1,524,0002,633
Minority interest net income$084
Net income of bank and minority interests.$1,524,0002,633
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,524,0002,550
2013-06-30 (YTD Data)Rank
Total interest income$8,180,0001,538
Total interest expense$2,276,000784
Net interest income$5,904,0001,809
Provision for loan and lease losses$30,0003,938
Total noninterest income$177,0005,026
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$39,0005,628
Trading account gains and fees$0157
Additional Noninterest Income$138,0004,316
Total noninterest expense$4,334,0002,173
Salaries and employee benefits$2,773,0001,858
Premises and equipment expense$551,0002,082
Additional noninterest expense$1,010,0002,943
Pre-tax net operating income$1,717,0001,970
Securities gains (losses)$02,791
Applicable income taxes$670,0001,233
Income before extraordinary items$1,047,0002,542
Extraordinary gains, net$022
Net income$1,047,0002,547
Minority interest net income$082
Net income of bank and minority interests.$1,047,0002,547
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,047,0002,442
2013-03-31 (YTD Data)Rank
Total interest income$4,135,0001,536
Total interest expense$1,164,000797
Net interest income$2,971,0001,804
Provision for loan and lease losses$30,0003,174
Total noninterest income$85,0005,086
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,369
Total noninterest expense$2,171,0002,190
Salaries and employee benefits$1,388,0001,871
Premises and equipment expense$284,0002,062
Additional noninterest expense$499,0002,991
Pre-tax net operating income$855,0001,940
Securities gains (losses)$01,966
Applicable income taxes$331,0001,241
Income before extraordinary items$524,0002,495
Extraordinary gains, net$010
Net income$524,0002,497
Minority interest net income$076
Net income of bank and minority interests.$524,0002,497
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$524,0002,410
2012-12-31 (YTD Data)Rank
Total interest income$18,290,0001,451
Total interest expense$5,792,000760
Net interest income$12,498,0001,761
Provision for loan and lease losses$60,0005,049
Total noninterest income$340,0005,047
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$82,0005,696
Trading account gains and fees$0166
Additional Noninterest Income$258,0004,261
Total noninterest expense$8,940,0002,133
Salaries and employee benefits$5,381,0001,877
Premises and equipment expense$1,179,0001,971
Additional noninterest expense$2,380,0002,670
Pre-tax net operating income$3,838,0001,701
Securities gains (losses)$03,810
Applicable income taxes$1,491,0001,102
Income before extraordinary items$2,347,0002,292
Extraordinary gains, net$029
Net income$2,347,0002,292
Minority interest net income$093
Net income of bank and minority interests.$2,347,0002,294
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,347,0002,168
2012-09-30 (YTD Data)Rank
Total interest income$14,010,0001,446
Total interest expense$4,520,000758
Net interest income$9,490,0001,760
Provision for loan and lease losses$30,0005,216
Total noninterest income$248,0005,143
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$60,0005,797
Trading account gains and fees$0157
Additional Noninterest Income$188,0004,333
Total noninterest expense$6,738,0002,135
Salaries and employee benefits$4,049,0001,864
Premises and equipment expense$860,0002,051
Additional noninterest expense$1,829,0002,627
Pre-tax net operating income$2,970,0001,718
Securities gains (losses)$03,575
Applicable income taxes$1,153,0001,102
Income before extraordinary items$1,817,0002,283
Extraordinary gains, net$020
Net income$1,817,0002,283
Minority interest net income$086
Net income of bank and minority interests.$1,817,0002,283
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,817,0002,159
2012-06-30 (YTD Data)Rank
Total interest income$9,514,0001,437
Total interest expense$3,131,000761
Net interest income$6,383,0001,743
Provision for loan and lease losses$30,0004,864
Total noninterest income$160,0005,211
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$40,0005,819
Trading account gains and fees$0153
Additional Noninterest Income$120,0004,398
Total noninterest expense$4,577,0002,095
Salaries and employee benefits$2,722,0001,839
Premises and equipment expense$571,0002,045
Additional noninterest expense$1,284,0002,517
Pre-tax net operating income$1,936,0001,721
Securities gains (losses)$03,178
Applicable income taxes$748,0001,118
Income before extraordinary items$1,188,0002,284
Extraordinary gains, net$019
Net income$1,188,0002,284
Minority interest net income$084
Net income of bank and minority interests.$1,188,0002,284
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,188,0002,159
2012-03-31 (YTD Data)Rank
Total interest income$4,852,0001,424
Total interest expense$1,642,000742
Net interest income$3,210,0001,738
Provision for loan and lease losses$30,0004,088
Total noninterest income$81,0005,238
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$61,0004,419
Total noninterest expense$2,178,0002,187
Salaries and employee benefits$1,335,0001,876
Premises and equipment expense$287,0002,055
Additional noninterest expense$556,0002,835
Pre-tax net operating income$1,083,0001,570
Securities gains (losses)$02,210
Applicable income taxes$413,0001,044
Income before extraordinary items$670,0002,072
Extraordinary gains, net$019
Net income$670,0002,073
Minority interest net income$078
Net income of bank and minority interests.$670,0002,074
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$670,0001,973
2011-12-31 (YTD Data)Rank
Total interest income$20,668,0001,382
Total interest expense$7,718,000756
Net interest income$12,950,0001,731
Provision for loan and lease losses$60,0005,708
Total noninterest income$380,0004,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$380,0003,513
Total noninterest expense$8,638,0002,198
Salaries and employee benefits$5,439,0001,783
Premises and equipment expense$1,605,0001,541
Additional noninterest expense$1,594,0003,696
Pre-tax net operating income$4,632,0001,255
Securities gains (losses)$-15,0006,912
Applicable income taxes$1,804,000865
Income before extraordinary items$2,813,0001,708
Extraordinary gains, net$029
Net income$2,813,0001,708
Minority interest net income$096
Net income of bank and minority interests.$2,813,0001,709
Net charge-offs$26,0005,807
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,822,6001,620
2011-09-30 (YTD Data)Rank
Total interest income$15,679,0001,387
Total interest expense$5,942,000771
Net interest income$9,737,0001,730
Provision for loan and lease losses$15,0006,089
Total noninterest income$295,0004,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$295,0003,486
Total noninterest expense$6,596,0002,177
Salaries and employee benefits$4,114,0001,771
Premises and equipment expense$1,207,0001,549
Additional noninterest expense$1,275,0003,538
Pre-tax net operating income$3,421,0001,320
Securities gains (losses)$03,555
Applicable income taxes$1,333,000870
Income before extraordinary items$2,088,0001,775
Extraordinary gains, net$021
Net income$2,088,0001,775
Minority interest net income$087
Net income of bank and minority interests.$2,088,0001,775
Net charge-offs$26,0005,405
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,088,0001,691
2011-06-30 (YTD Data)Rank
Total interest income$10,525,0001,389
Total interest expense$4,038,000794
Net interest income$6,487,0001,731
Provision for loan and lease losses$15,0005,808
Total noninterest income$197,0004,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$197,0003,508
Total noninterest expense$4,446,0002,173
Salaries and employee benefits$2,722,0001,801
Premises and equipment expense$805,0001,565
Additional noninterest expense$919,0003,402
Pre-tax net operating income$2,223,0001,316
Securities gains (losses)$02,914
Applicable income taxes$861,000863
Income before extraordinary items$1,362,0001,753
Extraordinary gains, net$015
Net income$1,362,0001,753
Minority interest net income$089
Net income of bank and minority interests.$1,362,0001,753
Net charge-offs$2,0005,706
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,362,0001,682
2011-03-31 (YTD Data)Rank
Total interest income$5,285,0001,389
Total interest expense$2,061,000808
Net interest income$3,224,0001,731
Provision for loan and lease losses$15,0005,117
Total noninterest income$105,0004,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,488
Total noninterest expense$2,243,0002,156
Salaries and employee benefits$1,358,0001,826
Premises and equipment expense$412,0001,559
Additional noninterest expense$473,0003,320
Pre-tax net operating income$1,071,0001,351
Securities gains (losses)$01,772
Applicable income taxes$403,000883
Income before extraordinary items$668,0001,750
Extraordinary gains, net$09
Net income$668,0001,750
Minority interest net income$086
Net income of bank and minority interests.$668,0001,750
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$668,0001,704
2010-12-31 (YTD Data)Rank
Total interest income$22,172,0001,383
Total interest expense$9,620,000857
Net interest income$12,552,0001,767
Provision for loan and lease losses$180,0005,457
Total noninterest income$415,0004,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$415,0003,453
Total noninterest expense$8,730,0002,223
Salaries and employee benefits$5,290,0001,830
Premises and equipment expense$1,611,0001,586
Additional noninterest expense$1,829,0003,499
Pre-tax net operating income$4,057,0001,247
Securities gains (losses)$-18,0007,075
Applicable income taxes$1,573,000876
Income before extraordinary items$2,466,0001,671
Extraordinary gains, net$029
Net income$2,466,0001,671
Minority interest net income$0111
Net income of bank and minority interests.$2,466,0001,673
Net charge-offs$152,0005,039
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,477,5201,606
2010-09-30 (YTD Data)Rank
Total interest income$16,788,0001,395
Total interest expense$7,361,000870
Net interest income$9,427,0001,784
Provision for loan and lease losses$120,0005,511
Total noninterest income$293,0005,086
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$293,0003,581
Total noninterest expense$6,501,0002,233
Salaries and employee benefits$3,945,0001,847
Premises and equipment expense$1,213,0001,605
Additional noninterest expense$1,343,0003,521
Pre-tax net operating income$3,099,0001,284
Securities gains (losses)$17,0002,949
Applicable income taxes$1,206,000878
Income before extraordinary items$1,910,0001,732
Extraordinary gains, net$023
Net income$1,910,0001,735
Minority interest net income$0110
Net income of bank and minority interests.$1,910,0001,735
Net charge-offs$152,0004,491
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,899,1201,646
2010-06-30 (YTD Data)Rank
Total interest income$11,237,0001,404
Total interest expense$4,994,000893
Net interest income$6,243,0001,790
Provision for loan and lease losses$60,0005,595
Total noninterest income$189,0005,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$189,0003,582
Total noninterest expense$4,339,0002,228
Salaries and employee benefits$2,614,0001,874
Premises and equipment expense$802,0001,639
Additional noninterest expense$923,0003,426
Pre-tax net operating income$2,033,0001,283
Securities gains (losses)$-6,0007,275
Applicable income taxes$780,000860
Income before extraordinary items$1,247,0001,746
Extraordinary gains, net$019
Net income$1,247,0001,745
Minority interest net income$0105
Net income of bank and minority interests.$1,247,0001,746
Net charge-offs$91,0004,339
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,250,8401,661
2010-03-31 (YTD Data)Rank
Total interest income$5,595,0001,447
Total interest expense$2,560,000916
Net interest income$3,035,0001,868
Provision for loan and lease losses$30,0005,300
Total noninterest income$86,0005,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$86,0003,776
Total noninterest expense$2,168,0002,249
Salaries and employee benefits$1,309,0001,904
Premises and equipment expense$416,0001,624
Additional noninterest expense$443,0003,515
Pre-tax net operating income$923,0001,414
Securities gains (losses)$02,284
Applicable income taxes$353,000916
Income before extraordinary items$570,0001,910
Extraordinary gains, net$016
Net income$570,0001,908
Minority interest net income$091
Net income of bank and minority interests.$570,0001,910
Net charge-offs$85,0003,255
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$570,0001,845
2009-12-31 (YTD Data)Rank
Total interest income$22,761,0001,511
Total interest expense$12,182,000973
Net interest income$10,579,0002,079
Provision for loan and lease losses$07,427
Total noninterest income$342,0005,400
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$342,0003,778
Total noninterest expense$8,640,0002,292
Salaries and employee benefits$5,088,0001,937
Premises and equipment expense$1,531,0001,761
Additional noninterest expense$2,021,0003,287
Pre-tax net operating income$2,281,0001,702
Securities gains (losses)$2,0003,583
Applicable income taxes$873,0001,064
Income before extraordinary items$1,410,0002,220
Extraordinary gains, net$034
Net income$1,410,0002,218
Minority interest net income$0115
Net income of bank and minority interests.$1,410,0002,219
Net charge-offs$31,0006,481
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,408,7202,186
2009-09-30 (YTD Data)Rank
Total interest income$17,126,0001,531
Total interest expense$9,391,000997
Net interest income$7,735,0002,122
Provision for loan and lease losses$07,284
Total noninterest income$251,0005,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$251,0003,898
Total noninterest expense$6,470,0002,294
Salaries and employee benefits$3,782,0001,965
Premises and equipment expense$1,155,0001,774
Additional noninterest expense$1,533,0003,230
Pre-tax net operating income$1,516,0002,043
Securities gains (losses)$2,0003,313
Applicable income taxes$579,0001,287
Income before extraordinary items$939,0002,572
Extraordinary gains, net$027
Net income$939,0002,570
Minority interest net income$0118
Net income of bank and minority interests.$939,0002,573
Net charge-offs$19,0006,256
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$937,7202,532
2009-06-30 (YTD Data)Rank
Total interest income$11,418,0001,557
Total interest expense$6,438,0001,027
Net interest income$4,980,0002,205
Provision for loan and lease losses$07,158
Total noninterest income$167,0005,537
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$167,0003,929
Total noninterest expense$4,241,0002,358
Salaries and employee benefits$2,491,0002,025
Premises and equipment expense$758,0001,824
Additional noninterest expense$992,0003,308
Pre-tax net operating income$906,0002,295
Securities gains (losses)$03,136
Applicable income taxes$342,0001,408
Income before extraordinary items$564,0002,870
Extraordinary gains, net$021
Net income$564,0002,868
Minority interest net income$0112
Net income of bank and minority interests.$564,0002,870
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$564,0002,765
2009-03-31 (YTD Data)Rank
Total interest income$5,704,0001,587
Total interest expense$3,257,0001,063
Net interest income$2,447,0002,242
Provision for loan and lease losses$06,744
Total noninterest income$82,0005,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$82,0003,975
Total noninterest expense$1,993,0002,434
Salaries and employee benefits$1,235,0002,071
Premises and equipment expense$386,0001,829
Additional noninterest expense$372,0003,784
Pre-tax net operating income$536,0002,251
Securities gains (losses)$02,434
Applicable income taxes$199,0001,460
Income before extraordinary items$337,0002,904
Extraordinary gains, net$015
Net income$337,0002,905
Minority interest net income$0102
Net income of bank and minority interests.$337,0002,905
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$337,0002,771
2008-12-31 (YTD Data)Rank
Total interest income$22,213,0001,741
Total interest expense$13,429,0001,199
Net interest income$8,784,0002,479
Provision for loan and lease losses$07,334
Total noninterest income$347,0005,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$347,0003,845
Total noninterest expense$7,163,0002,628
Salaries and employee benefits$4,788,0002,120
Premises and equipment expense$1,235,0002,184
Additional noninterest expense$1,140,0004,449
Pre-tax net operating income$1,968,0002,481
Securities gains (losses)$25,0002,045
Applicable income taxes$723,0001,495
Income before extraordinary items$1,270,0002,809
Extraordinary gains, net$039
Net income$1,270,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,714
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,254,0002,973
2008-09-30 (YTD Data)Rank
Total interest income$16,546,0001,791
Total interest expense$10,118,0001,250
Net interest income$6,428,0002,557
Provision for loan and lease losses$06,991
Total noninterest income$265,0005,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$265,0003,916
Total noninterest expense$5,202,0002,690
Salaries and employee benefits$3,516,0002,192
Premises and equipment expense$917,0002,206
Additional noninterest expense$769,0004,665
Pre-tax net operating income$1,491,0002,855
Securities gains (losses)$25,0001,874
Applicable income taxes$543,0001,802
Income before extraordinary items$973,0003,162
Extraordinary gains, net$031
Net income$973,0003,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,164
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$957,0003,341
2008-06-30 (YTD Data)Rank
Total interest income$10,951,0001,824
Total interest expense$6,845,0001,281
Net interest income$4,106,0002,648
Provision for loan and lease losses$06,671
Total noninterest income$173,0005,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$173,0004,055
Total noninterest expense$3,441,0002,722
Salaries and employee benefits$2,322,0002,236
Premises and equipment expense$606,0002,238
Additional noninterest expense$513,0004,661
Pre-tax net operating income$838,0003,335
Securities gains (losses)$03,233
Applicable income taxes$288,0002,266
Income before extraordinary items$550,0003,826
Extraordinary gains, net$021
Net income$550,0003,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$550,0003,770
2008-03-31 (YTD Data)Rank
Total interest income$5,434,0001,886
Total interest expense$3,528,0001,325
Net interest income$1,906,0002,825
Provision for loan and lease losses$06,080
Total noninterest income$85,0005,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$85,0004,075
Total noninterest expense$1,725,0002,705
Salaries and employee benefits$1,149,0002,290
Premises and equipment expense$310,0002,195
Additional noninterest expense$266,0004,492
Pre-tax net operating income$266,0004,415
Securities gains (losses)$02,688
Applicable income taxes$74,0003,138
Income before extraordinary items$192,0004,745
Extraordinary gains, net$015
Net income$192,0004,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$192,0004,639
2007-12-31 (YTD Data)Rank
Total interest income$21,058,0001,999
Total interest expense$13,776,0001,454
Net interest income$7,282,0002,987
Provision for loan and lease losses$06,851
Total noninterest income$435,0005,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$435,0003,567
Total noninterest expense$6,402,0002,793
Salaries and employee benefits$4,165,0002,410
Premises and equipment expense$1,177,0002,207
Additional noninterest expense$1,060,0004,453
Pre-tax net operating income$1,315,0004,167
Securities gains (losses)$02,146
Applicable income taxes$400,0003,032
Income before extraordinary items$915,0004,511
Extraordinary gains, net$039
Net income$915,0004,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,808
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$915,0004,500
2007-09-30 (YTD Data)Rank
Total interest income$15,690,0002,018
Total interest expense$10,243,0001,460
Net interest income$5,447,0003,004
Provision for loan and lease losses$06,528
Total noninterest income$341,0005,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$341,0003,506
Total noninterest expense$4,776,0002,777
Salaries and employee benefits$3,095,0002,425
Premises and equipment expense$896,0002,153
Additional noninterest expense$785,0004,425
Pre-tax net operating income$1,012,0004,329
Securities gains (losses)$01,655
Applicable income taxes$301,0003,200
Income before extraordinary items$711,0004,614
Extraordinary gains, net$033
Net income$711,0004,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,597
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$711,0004,606
2007-06-30 (YTD Data)Rank
Total interest income$10,365,0002,047
Total interest expense$6,706,0001,494
Net interest income$3,659,0003,005
Provision for loan and lease losses$06,209
Total noninterest income$239,0005,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$239,0003,437
Total noninterest expense$3,205,0002,791
Salaries and employee benefits$2,059,0002,470
Premises and equipment expense$607,0002,136
Additional noninterest expense$539,0004,335
Pre-tax net operating income$693,0004,338
Securities gains (losses)$01,444
Applicable income taxes$199,0003,277
Income before extraordinary items$494,0004,572
Extraordinary gains, net$029
Net income$494,0004,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$494,0004,568
2007-03-31 (YTD Data)Rank
Total interest income$5,115,0002,071
Total interest expense$3,276,0001,518
Net interest income$1,839,0002,985
Provision for loan and lease losses$05,779
Total noninterest income$101,0005,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$101,0003,756
Total noninterest expense$1,650,0002,744
Salaries and employee benefits$1,055,0002,438
Premises and equipment expense$318,0002,052
Additional noninterest expense$277,0004,204
Pre-tax net operating income$290,0004,729
Securities gains (losses)$01,187
Applicable income taxes$107,0003,185
Income before extraordinary items$183,0005,257
Extraordinary gains, net$022
Net income$183,0005,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$183,0005,239
2006-12-31 (YTD Data)Rank
Total interest income$19,403,0002,043
Total interest expense$11,477,0001,468
Net interest income$7,926,0002,777
Provision for loan and lease losses$06,850
Total noninterest income$385,0005,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$385,0003,800
Total noninterest expense$6,332,0002,751
Salaries and employee benefits$3,925,0002,479
Premises and equipment expense$1,199,0002,079
Additional noninterest expense$1,208,0003,910
Pre-tax net operating income$1,979,0003,674
Securities gains (losses)$9,0001,119
Applicable income taxes$673,0002,723
Income before extraordinary items$1,315,0004,073
Extraordinary gains, net$051
Net income$1,315,0004,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,309,0604,057
2006-09-30 (YTD Data)Rank
Total interest income$14,410,0002,048
Total interest expense$8,306,0001,475
Net interest income$6,104,0002,743
Provision for loan and lease losses$06,685
Total noninterest income$272,0005,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$272,0003,928
Total noninterest expense$4,784,0002,728
Salaries and employee benefits$2,964,0002,462
Premises and equipment expense$896,0002,097
Additional noninterest expense$924,0003,841
Pre-tax net operating income$1,592,0003,658
Securities gains (losses)$9,000918
Applicable income taxes$558,0002,706
Income before extraordinary items$1,043,0004,072
Extraordinary gains, net$045
Net income$1,043,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,037,1504,069
2006-06-30 (YTD Data)Rank
Total interest income$9,481,0002,033
Total interest expense$5,350,0001,451
Net interest income$4,131,0002,719
Provision for loan and lease losses$06,419
Total noninterest income$196,0005,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$196,0003,782
Total noninterest expense$3,212,0002,735
Salaries and employee benefits$1,966,0002,474
Premises and equipment expense$588,0002,121
Additional noninterest expense$658,0003,651
Pre-tax net operating income$1,115,0003,527
Securities gains (losses)$9,000755
Applicable income taxes$414,0002,569
Income before extraordinary items$710,0004,032
Extraordinary gains, net$039
Net income$710,0004,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$704,2404,036
2006-03-31 (YTD Data)Rank
Total interest income$4,646,0002,033
Total interest expense$2,550,0001,437
Net interest income$2,096,0002,684
Provision for loan and lease losses$06,013
Total noninterest income$83,0005,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$83,0004,074
Total noninterest expense$1,643,0002,673
Salaries and employee benefits$979,0002,495
Premises and equipment expense$305,0002,064
Additional noninterest expense$359,0003,396
Pre-tax net operating income$536,0003,585
Securities gains (losses)$9,000604
Applicable income taxes$209,0002,551
Income before extraordinary items$336,0004,125
Extraordinary gains, net$021
Net income$336,0004,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$330,2404,152
2005-12-31 (YTD Data)Rank
Total interest income$17,925,0001,878
Total interest expense$9,201,0001,231
Net interest income$8,724,0002,494
Provision for loan and lease losses$07,120
Total noninterest income$392,0005,757
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$392,0003,806
Total noninterest expense$6,130,0002,700
Salaries and employee benefits$3,924,0002,332
Premises and equipment expense$1,165,0002,052
Additional noninterest expense$1,041,0004,285
Pre-tax net operating income$2,986,0002,765
Securities gains (losses)$-6,0007,363
Applicable income taxes$1,100,0002,131
Income before extraordinary items$1,880,0003,243
Extraordinary gains, net$046
Net income$1,880,0003,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,883,8403,212
2005-09-30 (YTD Data)Rank
Total interest income$13,368,0001,838
Total interest expense$6,694,0001,181
Net interest income$6,674,0002,441
Provision for loan and lease losses$06,899
Total noninterest income$294,0005,809
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$294,0003,839
Total noninterest expense$4,595,0002,657
Salaries and employee benefits$2,971,0002,288
Premises and equipment expense$876,0002,033
Additional noninterest expense$748,0004,416
Pre-tax net operating income$2,373,0002,680
Securities gains (losses)$02,317
Applicable income taxes$902,0002,033
Income before extraordinary items$1,471,0003,175
Extraordinary gains, net$035
Net income$1,471,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,471,0003,137
2005-06-30 (YTD Data)Rank
Total interest income$8,865,0001,791
Total interest expense$4,371,0001,142
Net interest income$4,494,0002,400
Provision for loan and lease losses$06,626
Total noninterest income$195,0005,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$195,0003,800
Total noninterest expense$3,100,0002,617
Salaries and employee benefits$2,011,0002,248
Premises and equipment expense$588,0002,012
Additional noninterest expense$501,0004,370
Pre-tax net operating income$1,589,0002,633
Securities gains (losses)$02,146
Applicable income taxes$599,0002,008
Income before extraordinary items$990,0003,123
Extraordinary gains, net$030
Net income$990,0003,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$990,0003,076
2005-03-31 (YTD Data)Rank
Total interest income$4,370,0001,790
Total interest expense$2,138,0001,095
Net interest income$2,232,0002,399
Provision for loan and lease losses$06,226
Total noninterest income$94,0005,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,848
Total noninterest expense$1,556,0002,616
Salaries and employee benefits$1,007,0002,257
Premises and equipment expense$292,0002,048
Additional noninterest expense$257,0004,274
Pre-tax net operating income$770,0002,651
Securities gains (losses)$01,685
Applicable income taxes$291,0002,016
Income before extraordinary items$479,0003,145
Extraordinary gains, net$024
Net income$479,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$479,0003,106
2004-12-31 (YTD Data)Rank
Total interest income$16,453,0001,738
Total interest expense$7,277,0001,115
Net interest income$9,176,0002,231
Provision for loan and lease losses$07,314
Total noninterest income$401,0005,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$401,0003,715
Total noninterest expense$6,069,0002,609
Salaries and employee benefits$3,837,0002,267
Premises and equipment expense$1,153,0001,998
Additional noninterest expense$1,079,0004,081
Pre-tax net operating income$3,508,0002,272
Securities gains (losses)$2,0003,489
Applicable income taxes$1,305,0001,791
Income before extraordinary items$2,205,0002,689
Extraordinary gains, net$034
Net income$2,205,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,978
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,203,7202,641
2004-09-30 (YTD Data)Rank
Total interest income$12,243,0001,737
Total interest expense$5,225,0001,140
Net interest income$7,018,0002,157
Provision for loan and lease losses$07,100
Total noninterest income$310,0005,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$310,0003,669
Total noninterest expense$4,445,0002,641
Salaries and employee benefits$2,798,0002,320
Premises and equipment expense$862,0002,006
Additional noninterest expense$785,0004,142
Pre-tax net operating income$2,883,0002,137
Securities gains (losses)$2,0003,384
Applicable income taxes$1,074,0001,670
Income before extraordinary items$1,811,0002,552
Extraordinary gains, net$026
Net income$1,811,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,809,7202,477
2004-06-30 (YTD Data)Rank
Total interest income$8,120,0001,732
Total interest expense$3,404,0001,161
Net interest income$4,716,0002,126
Provision for loan and lease losses$06,885
Total noninterest income$215,0005,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$215,0003,605
Total noninterest expense$2,952,0002,652
Salaries and employee benefits$1,849,0002,337
Premises and equipment expense$578,0001,990
Additional noninterest expense$525,0004,158
Pre-tax net operating income$1,979,0002,059
Securities gains (losses)$2,0003,048
Applicable income taxes$755,0001,602
Income before extraordinary items$1,226,0002,477
Extraordinary gains, net$021
Net income$1,226,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,224,7202,417
2004-03-31 (YTD Data)Rank
Total interest income$4,098,0001,715
Total interest expense$1,728,0001,159
Net interest income$2,370,0002,122
Provision for loan and lease losses$06,501
Total noninterest income$122,0005,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$122,0003,315
Total noninterest expense$1,487,0002,645
Salaries and employee benefits$927,0002,339
Premises and equipment expense$301,0001,926
Additional noninterest expense$259,0004,194
Pre-tax net operating income$1,005,0001,995
Securities gains (losses)$1,0002,756
Applicable income taxes$383,0001,622
Income before extraordinary items$623,0002,406
Extraordinary gains, net$016
Net income$623,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$622,3602,327
2003-12-31 (YTD Data)Rank
Total interest income$17,195,0001,661
Total interest expense$8,502,0001,051
Net interest income$8,693,0002,227
Provision for loan and lease losses$07,651
Total noninterest income$569,0005,104
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$569,0003,359
Total noninterest expense$5,778,0002,681
Salaries and employee benefits$3,648,0002,321
Premises and equipment expense$1,229,0001,863
Additional noninterest expense$901,0004,629
Pre-tax net operating income$3,484,0002,223
Securities gains (losses)$04,500
Applicable income taxes$1,283,0001,837
Income before extraordinary items$2,201,0002,660
Extraordinary gains, net$054
Net income$2,201,0002,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,208
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,201,0002,533
2003-09-30 (YTD Data)Rank
Total interest income$13,118,0001,663
Total interest expense$6,632,0001,052
Net interest income$6,486,0002,253
Provision for loan and lease losses$07,481
Total noninterest income$431,0005,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$431,0003,399
Total noninterest expense$4,282,0002,725
Salaries and employee benefits$2,707,0002,344
Premises and equipment expense$934,0001,846
Additional noninterest expense$641,0004,778
Pre-tax net operating income$2,635,0002,272
Securities gains (losses)$04,204
Applicable income taxes$964,0001,912
Income before extraordinary items$1,671,0002,725
Extraordinary gains, net$040
Net income$1,671,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,233
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,671,0002,580
2003-06-30 (YTD Data)Rank
Total interest income$9,006,0001,628
Total interest expense$4,613,0001,037
Net interest income$4,393,0002,216
Provision for loan and lease losses$07,324
Total noninterest income$294,0005,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$294,0003,327
Total noninterest expense$2,847,0002,727
Salaries and employee benefits$1,806,0002,332
Premises and equipment expense$613,0001,864
Additional noninterest expense$428,0004,768
Pre-tax net operating income$1,840,0002,191
Securities gains (losses)$03,782
Applicable income taxes$669,0001,883
Income before extraordinary items$1,171,0002,635
Extraordinary gains, net$030
Net income$1,171,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,430
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,171,0002,485
2003-03-31 (YTD Data)Rank
Total interest income$4,637,0001,602
Total interest expense$2,377,0001,036
Net interest income$2,260,0002,161
Provision for loan and lease losses$06,934
Total noninterest income$145,0004,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$145,0003,273
Total noninterest expense$1,425,0002,711
Salaries and employee benefits$899,0002,336
Premises and equipment expense$310,0001,843
Additional noninterest expense$216,0004,699
Pre-tax net operating income$980,0002,080
Securities gains (losses)$02,891
Applicable income taxes$365,0001,757
Income before extraordinary items$615,0002,478
Extraordinary gains, net$021
Net income$615,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$615,0002,341
2002-12-31 (YTD Data)Rank
Total interest income$19,564,0001,576
Total interest expense$10,513,0001,062
Net interest income$9,051,0002,147
Provision for loan and lease losses$08,089
Total noninterest income$610,0004,680
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$610,0002,938
Total noninterest expense$5,674,0002,609
Salaries and employee benefits$3,551,0002,251
Premises and equipment expense$1,196,0001,861
Additional noninterest expense$927,0004,439
Pre-tax net operating income$3,987,0001,996
Securities gains (losses)$1,0004,369
Applicable income taxes$1,473,0001,672
Income before extraordinary items$2,515,0002,337
Extraordinary gains, net$070
Net income$2,515,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,514,3602,261
2001-12-31 (YTD Data)Rank
Total interest income$20,366,0001,671
Total interest expense$12,984,0001,246
Net interest income$7,382,0002,424
Provision for loan and lease losses$08,228
Total noninterest income$640,0004,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$640,0002,718
Total noninterest expense$5,543,0002,550
Salaries and employee benefits$3,359,0002,230
Premises and equipment expense$1,174,0001,834
Additional noninterest expense$1,010,0004,040
Pre-tax net operating income$2,479,0002,683
Securities gains (losses)$04,612
Applicable income taxes$933,0002,170
Income before extraordinary items$1,546,0003,151
Extraordinary gains, net$0105
Net income$1,546,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,546,0003,054
2000-12-31 (YTD Data)Rank
Total interest income$20,549,0001,684
Total interest expense$13,317,0001,307
Net interest income$7,232,0002,455
Provision for loan and lease losses$08,337
Total noninterest income$618,0004,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$618,0002,594
Total noninterest expense$5,521,0002,477
Salaries and employee benefits$3,400,0002,102
Premises and equipment expense$988,0002,083
Additional noninterest expense$1,133,0003,620
Pre-tax net operating income$2,329,0002,941
Securities gains (losses)$01,956
Applicable income taxes$890,0002,335
Income before extraordinary items$1,439,0003,358
Extraordinary gains, net$038
Net income$1,439,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,439,0003,348
1999-12-31 (YTD Data)Rank
Total interest income$20,002,0001,619
Total interest expense$11,912,0001,267
Net interest income$8,090,0002,167
Provision for loan and lease losses$08,503
Total noninterest income$622,0004,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$622,0002,573
Total noninterest expense$5,408,0002,501
Salaries and employee benefits$3,268,0002,150
Premises and equipment expense$1,023,0001,998
Additional noninterest expense$1,117,0003,673
Pre-tax net operating income$3,304,0002,216
Securities gains (losses)$-1,0008,592
Applicable income taxes$1,261,0001,832
Income before extraordinary items$2,042,0002,541
Extraordinary gains, net$035
Net income$2,042,0002,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,730
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,042,6402,506
1998-12-31 (YTD Data)Rank
Total interest income$20,231,0001,606
Total interest expense$12,392,0001,261
Net interest income$7,839,0002,177
Provision for loan and lease losses$08,652
Total noninterest income$655,0004,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$655,0002,498
Total noninterest expense$4,545,0002,850
Salaries and employee benefits$2,723,0002,484
Premises and equipment expense$736,0002,650
Additional noninterest expense$1,086,0003,666
Pre-tax net operating income$3,949,0001,843
Securities gains (losses)$-9,00010,176
Applicable income taxes$1,524,0001,596
Income before extraordinary items$2,416,0002,155
Extraordinary gains, net$032
Net income$2,416,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,421,7602,089
1997-12-31 (YTD Data)Rank
Total interest income$19,916,0001,653
Total interest expense$12,318,0001,290
Net interest income$7,598,0002,310
Provision for loan and lease losses$08,829
Total noninterest income$587,0004,477
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$587,0002,522
Total noninterest expense$4,261,0002,997
Salaries and employee benefits$2,546,0002,599
Premises and equipment expense$635,0002,999
Additional noninterest expense$1,080,0003,645
Pre-tax net operating income$3,924,0001,912
Securities gains (losses)$-22,00010,409
Applicable income taxes$1,477,0001,731
Income before extraordinary items$2,425,0002,171
Extraordinary gains, net$044
Net income$2,425,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,811
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,439,0802,110
1996-12-31 (YTD Data)Rank
Total interest income$19,688,0001,715
Total interest expense$12,618,0001,281
Net interest income$7,070,0002,509
Provision for loan and lease losses$240,0003,003
Total noninterest income$540,0004,903
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$540,0002,769
Total noninterest expense$5,802,0002,372
Salaries and employee benefits$2,421,0002,775
Premises and equipment expense$636,0003,025
Additional noninterest expense$2,745,0001,866
Pre-tax net operating income$1,568,0004,183
Securities gains (losses)$04,148
Applicable income taxes$631,0003,434
Income before extraordinary items$937,0004,742
Extraordinary gains, net$053
Net income$937,0004,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,679
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$937,0004,684
1995-12-31 (YTD Data)Rank
Total interest income$18,775,0001,807
Total interest expense$11,810,0001,386
Net interest income$6,965,0002,573
Provision for loan and lease losses$120,0004,090
Total noninterest income$458,0005,492
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$458,0003,036
Total noninterest expense$4,098,0003,248
Salaries and employee benefits$2,229,0002,988
Premises and equipment expense$594,0003,228
Additional noninterest expense$1,275,0003,558
Pre-tax net operating income$3,205,0002,307
Securities gains (losses)$03,831
Applicable income taxes$1,223,0001,992
Income before extraordinary items$1,982,0002,536
Extraordinary gains, net$065
Net income$1,982,0002,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,982,0002,503
1994-12-31 (YTD Data)Rank
Total interest income$17,227,0001,788
Total interest expense$9,187,0001,416
Net interest income$8,040,0002,248
Provision for loan and lease losses$120,0004,039
Total noninterest income$434,0005,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$434,0003,240
Total noninterest expense$4,052,0003,391
Salaries and employee benefits$2,220,0002,981
Premises and equipment expense$629,0003,133
Additional noninterest expense$1,203,0004,045
Pre-tax net operating income$4,302,0001,670
Securities gains (losses)$03,600
Applicable income taxes$1,648,0001,429
Income before extraordinary items$2,654,0001,830
Extraordinary gains, net$0249
Net income$2,654,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,654,0001,843
1993-12-31 (YTD Data)Rank
Total interest income$16,998,0001,842
Total interest expense$8,963,0001,488
Net interest income$8,035,0002,232
Provision for loan and lease losses$120,0005,200
Total noninterest income$268,0008,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$268,0004,789
Total noninterest expense$3,339,0004,089
Salaries and employee benefits$1,860,0003,510
Premises and equipment expense$368,0005,044
Additional noninterest expense$1,111,0004,496
Pre-tax net operating income$4,844,0001,445
Securities gains (losses)$07,477
Applicable income taxes$1,832,0001,304
Income before extraordinary items$3,012,0001,679
Extraordinary gains, net$-286,00013,100
Net income$2,726,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,012,0001,588
1992-12-31 (YTD Data)Rank
Total interest income$16,716,0002,119
Total interest expense$10,347,0001,673
Net interest income$6,369,0002,875
Provision for loan and lease losses$192,0005,326
Total noninterest income$212,0009,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$212,0005,472
Total noninterest expense$2,843,0004,754
Salaries and employee benefits$1,601,0003,987
Premises and equipment expense$317,0005,744
Additional noninterest expense$925,0005,396
Pre-tax net operating income$3,546,0001,741
Securities gains (losses)$08,369
Applicable income taxes$1,344,0001,586
Income before extraordinary items$2,202,0002,091
Extraordinary gains, net$01,422
Net income$2,202,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0009,788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,202,0001,914

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.