Home > Arthur State Bank > Net charge- offs to loans
Arthur State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0507% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 3,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0728% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4944% | 4,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4284% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2631% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4574% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8276% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5711% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9377% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9037% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9986% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0757% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8888% | 4,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6484% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2949% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4613% | 424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1699% | 4,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8293% | 4,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8845% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6092% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9629% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.1236% | 4,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 3,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2668% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2569% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.1762% | 4,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 3,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7383% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0700% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4562% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1007% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6381% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0593% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5200% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5068% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5103% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3504% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2702% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6643% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1549% | 4,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9996% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1796% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7585% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1207% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2961% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9511% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1136% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0376% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0476% | 4,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1376% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3655% | 841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.1996% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4465% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2517% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.2713% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0436% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5122% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1155% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.4015% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0538% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3791% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1018% | 4,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.7309% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0541% | 4,291 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2468% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.3456% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 4,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4395% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4903% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1830% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5365% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 2,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1584% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3342% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7334% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6336% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0666% | 4,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.2366% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1652% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1244% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1040% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7037% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0668% | 4,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0343% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2021% | 3,882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3160% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4009% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0421% | 4,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2605% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3598% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8426% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1520% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4845% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 4,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2557% | 3,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1586% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1782% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9603% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9682% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 4,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 5,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3721% | 4,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5467% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8670% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3881% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7250% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0653% | 5,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1193% | 5,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7085% | 4,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1505% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2520% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3240% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1671% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 5,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1078% | 5,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5147% | 4,175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 4,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5840% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5781% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3250% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3697% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1145% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3908% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0972% | 5,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6492% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5421% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4033% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1916% | 5,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7514% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3855% | 5,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5967% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5029% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3485% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5285% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1362% | 5,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6853% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0666% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3111% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2076% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0573% | 5,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5189% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2061% | 5,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1379% | 5,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9444% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9341% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6523% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1558% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0673% | 5,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6778% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2652% | 5,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1581% | 5,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7645% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5261% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 5,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2326% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2688% | 5,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2057% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3986% | 5,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1858% | 5,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9154% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5550% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7255% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2531% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2914% | 5,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5408% | 5,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2768% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7701% | 5,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2768% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2114% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5126% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5243% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1428% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5592% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1265% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4027% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7831% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5983% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1505% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.1762% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7306% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1287% | 5,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1392% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5929% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2280% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.2586% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2926% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0225% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1261% | 5,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6843% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9045% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.5170% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1433% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1936% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 5,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1501% | 5,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4181% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2071% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4893% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7882% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5265% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3346% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7860% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9186% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3779% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9041% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9588% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9129% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3042% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5916% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4653% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4248% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6020% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3910% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3117% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0574% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6745% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9627% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2373% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5540% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4642% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4296% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6001% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5243% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2515% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4663% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6037% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3922% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6729% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7267% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5452% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6321% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6106% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3761% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3112% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4505% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2034% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5286% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7676% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6801% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6234% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.2624% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8118% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5793% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1748% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7756% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0669% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3184% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6240% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5440% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5361% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6393% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.3423% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7586% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6427% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3041% | 832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8147% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6587% | 6,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7020% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9700% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9379% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3423% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5029% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.5027% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3330% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6928% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4454% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8258% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3241% | 6,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3180% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3839% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6214% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5421% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5714% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.5765% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4906% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6873% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3453% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8805% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2433% | 6,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7871% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3774% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6103% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9108% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8666% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0611% | 2,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6930% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3236% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2098% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4005% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4279% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5864% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2259% | 3,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8552% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8305% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0801% | 2,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6691% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2611% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1014% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3719% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2329% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3465% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0049% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1691% | 3,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7987% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7481% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.1161% | 1,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5906% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1440% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0896% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1829% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3966% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2987% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9365% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1264% | 3,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8432% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7794% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.2296% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0192% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7495% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2825% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6203% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1223% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1449% | 5,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0050% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9214% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.6189% | 2,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6652% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7200% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3752% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5558% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6802% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3529% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7616% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1352% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1101% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0111% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0814% | 2,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9568% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8085% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9326% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9419% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1824% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4097% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2830% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3319% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1157% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7497% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 2,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8814% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9023% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6949% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0244% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2540% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9108% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6838% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8655% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9037% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3959% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 1,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3971% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5407% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7708% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4090% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1221% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8425% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3909% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8009% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3181% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8598% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 3.8709% | 1,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7558% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3099% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7815% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1082% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5436% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4091% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2718% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0537% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3650% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 3.6973% | 1,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6856% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2155% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1152% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2667% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9116% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0162% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5951% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5992% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 3.1037% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2490% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4780% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 3,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6534% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6850% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4032% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 3,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.4373% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2129% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4198% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1118% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7742% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3063% | 7,596 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0785% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0183% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4218% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.6549% | 2,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 3,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5931% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4322% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6665% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1284% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0119% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9432% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5072% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 3,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 2,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 3,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2531% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 3,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6380% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3191% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3457% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1962% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 2,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 1,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 3,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5106% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5068% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0043% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4160% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7376% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 5,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 4,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 3,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2106% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7668% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5228% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4160% | 7,907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8734% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6849% | 8,182 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0856% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3304% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6761% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5814% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6237% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5182% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0404% | 7,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7642% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1308% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3284% | 7,857 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1683% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 6,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1998% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9410% | 8,193 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4989% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0883% | 3,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1496% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5291% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0963% | 7,561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9862% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 7,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 7,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 7,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 7,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0043% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5634% | 8,200 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1998% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0966% | 8,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2408% | 8,487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4249% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3107% | 4,489 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0548% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 5,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0194% | 5,675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5784% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 7,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4125% | 8,203 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3085% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0548% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7645% | 8,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9471% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1803% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1342% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5617% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5303% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 2,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8734% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7327% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6177% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8679% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5472% | 1,335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2693% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7416% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5514% | 3,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0008% | 1,129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 5,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6764% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5787% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8811% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 6,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 3,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 4,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6340% | 1,421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5948% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2180% | 1,619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3245% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3940% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 8,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4489% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9213% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |